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Andrew townshend
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I too have housed many East Europeans and generally have found them to be better people than our own
From:
Andrew townshend
28 April 2024 17:46 PM
Yes Ellie you are certainly spot on there, ''self-righteous and ignorant'' sums them up perfectly
From:
Andrew townshend
27 April 2024 13:26 PM
Get rid of back stabbing Sunak and Gove then there might be a chance
From:
Andrew townshend
27 April 2024 09:42 AM
Well said Dqborah, nail on head
From:
Andrew townshend
26 April 2024 21:25 PM
unbiased fat chance of that
From:
Andrew townshend
26 April 2024 16:23 PM
The RRB will be totally different under Labour
From:
Andrew townshend
26 April 2024 09:42 AM
Agreed a completely separate housing court could work
From:
Andrew townshend
26 April 2024 09:38 AM
I have a property in east sufolk, little old lady 91 lived there since 1958, she could have centrol heating fitted for free, she doesn't want it, she is happy with her gas fire and plug in heaters
From:
Andrew townshend
26 April 2024 09:03 AM
I wouldn't be too happy with a tenant that had to borrow for the deposit if they are that skint what's the chances of me getting my rent paid every month ?
From:
Andrew townshend
26 April 2024 08:52 AM
But aren't labour now saying that they will stop us from asking for guarantors
From:
Andrew townshend
25 April 2024 15:22 PM
Well you're not wrong Margaret, however I cannot bring myself to vote CINO again after what they have done to us so L will vote Reform which may well let Labour in by the back door and they will be much worse
From:
Andrew townshend
25 April 2024 11:11 AM
i have a policy now, no guarantor no tenancy, if i am to be banned from having a guarantor then simply no tenancies
From:
Andrew townshend
24 April 2024 09:38 AM
Pick your agent well and avoid the big nationals
From:
Andrew townshend
23 April 2024 09:47 AM
Well Jan I'm 70 my defence is simple you can't teach an old dog new tricks
From:
Andrew townshend
22 April 2024 12:13 PM
That's what I'm doing Jan
From:
Andrew townshend
22 April 2024 10:41 AM
Most in Westminster smoke it them selves so it would seem
From:
Andrew townshend
22 April 2024 09:33 AM
AJR I've seen plenty of evidence of tens of thousands of sub standard council and social housing propertied though, these people must be getting them mixed up with private rented properties
From:
Andrew townshend
22 April 2024 09:21 AM
Small local agents who are landlords them selves tend to offer a better service
From:
Andrew townshend
22 April 2024 09:15 AM
Ellie the end of sec 21 will just mean for those of us that remain 5star+ tenants with 5 star+ guarantors only will be considered with maximum rent charged to make the risk worthwhile
From:
Andrew townshend
21 April 2024 16:39 PM
They were good times Michael now gone for ever, I would attend an auction come out with the cheapest lot of the day, spend a year renovating and letting it out then repeat the next year, I would still be doing so, but not now with all the cr4p coming our way
From:
Andrew townshend
21 April 2024 09:15 AM
Unpaid rent is a debt and I will hound anyone the owes me who ever they are
From:
Andrew townshend
20 April 2024 09:15 AM
I have a house with a single tenant, I know that there is a second guy living there and I suspect that at times there may be a third one, so is that now an HMO?
From:
Andrew townshend
19 April 2024 12:22 PM
Good tenants welcome, until those good tenants turn bad, so a guarantor with every new let now
From:
Andrew townshend
19 April 2024 12:06 PM
Well your landlord is a lease holder and there is the problem, charges and fees completely out of his control, which will of course have to be passed onto tenants
From:
Andrew townshend
19 April 2024 11:12 AM
Well I'm doing that already Sarah, if a tenant looks the least bit risky I avoid them, better an empty property than one with a problem tenant in it
From:
Andrew townshend
19 April 2024 09:28 AM
Yes funny how they accept these increases after they have had a look around at other properties and had the shock of their lives
From:
Andrew townshend
18 April 2024 09:34 AM
In fact Robert the more it costs the scum bags the better, good tenants are safe
From:
Andrew townshend
18 April 2024 09:28 AM
Good paying tenants are most welcome to stay longer
From:
Andrew townshend
18 April 2024 09:19 AM
More to the point why are tenants evicted 99 times out of a 100 due to none payment of rent
From:
Andrew townshend
18 April 2024 09:13 AM
I think a 10% rent increase is very fair right now
From:
Andrew townshend
18 April 2024 09:07 AM
Thing is they don't help themselves do they
From:
Andrew townshend
17 April 2024 09:44 AM
Agreed there George, the entitled why do they consider themselves entitled ?
From:
Andrew townshend
17 April 2024 08:31 AM
Labour's RRB will be far worse, I can see a total eviction ban both sec 21 and sec 8, so some tenants will just stop paying their rent as there will be nothing legal we can do about it, I'm now insisting on guarantors for all new tenants so at least I have someone else to go after and bankrupt them if need be
From:
Andrew townshend
16 April 2024 09:53 AM
who ever the new tenant is I'm insisting on a guarantor now
From:
Andrew townshend
16 April 2024 09:41 AM
No Trica she's in love with Jim boy Turner
From:
Andrew townshend
15 April 2024 17:23 PM
Come on Robin we all know that contract won't be worth the paper it's written on
From:
Andrew townshend
15 April 2024 17:20 PM
The only kind of tenants you will get from a council will be the dregs of society and who wants them ?
From:
Andrew townshend
15 April 2024 17:12 PM
Exactly and wouldn't that work well for renters
From:
Andrew townshend
15 April 2024 13:12 PM
It's not bad back any more it's the mental health card now
From:
Andrew townshend
15 April 2024 13:05 PM
We are not charities Sandra, Shelter & co are the charities lets see them buying property and renting to the low lives in society
From:
Andrew townshend
15 April 2024 13:00 PM
But they sold off council houses because they couldn't manage them so why would they want more?
From:
Andrew townshend
15 April 2024 08:42 AM
Had a lady apply for a tenancy last week currently living in a safe house due to domestic abuse, 'the council have said they'll pay for me'. sorry lady that'll be a fig fat NO, Now just say I had rented to her how long would it have been before her domestic abuser found out where she was living and came round smashing the front door down?
From:
Andrew townshend
15 April 2024 08:36 AM
They'll learn the hard way
From:
Andrew townshend
15 April 2024 08:20 AM
Maybe I could rent a nice car for a week and keep it as mine for years
From:
Andrew townshend
14 April 2024 11:08 AM
Agreed Peter generally my overseas tenants have been good the problems come with the entitled British tenants
From:
Andrew townshend
13 April 2024 13:36 PM
Intenionally that's for sure they know what they are doing
From:
Andrew townshend
13 April 2024 08:42 AM
Trust a council or a council employee? you must be joking never in a thousand years
From:
Andrew townshend
12 April 2024 17:38 PM
Sandra I would love to hear from your ex landlords to hear their side
From:
Andrew townshend
12 April 2024 15:37 PM
Trust? that's an old word, trust no one and you won't go far wrong
From:
Andrew townshend
12 April 2024 09:06 AM
There are those that try it on, and always will be, with the lose of sec 21 we will be stuck with them for life if we end up with one, so pre tenancy checks are very important now
From:
Andrew townshend
12 April 2024 08:43 AM
Maybe the housing charities could home a few? we as landlords are not charities, never touch anyone that might be the least bit vulnerable as these are the ones that will be trouble
From:
Andrew townshend
12 April 2024 08:34 AM
As rents increase gov will have to step in with increased LHA top ups, after all it's the gov that has caused all this so they can pay
From:
Andrew townshend
11 April 2024 17:33 PM
Or dragging it out in order to charge more is more likely
From:
Andrew townshend
11 April 2024 09:25 AM
Warning to tenants no guarantor = no tenancy, simples
From:
Andrew townshend
11 April 2024 09:16 AM
If we all insist on guarantors then there will be a lot of tenants totally unable to rent. more homeless
From:
Andrew townshend
11 April 2024 09:12 AM
'Behaviour between landlords AND TENANTS', I note the and tenants part here, this works both ways
From:
Andrew townshend
10 April 2024 07:53 AM
5 Children, that sounds worse than 5 dogs, wounder if the parents were in work? doudt full
From:
Andrew townshend
10 April 2024 07:44 AM
I could be wrong but I think if the tenant pays up within 4 wks they avoid the CCJ.
From:
Andrew townshend
09 April 2024 15:33 PM
I also dislike increasing rents for good long term tenants, however with rent caps etc on the way it would be silly not to do so now while we still can
From:
Andrew townshend
09 April 2024 15:30 PM
Around 25 yrs ago I was able to gift a 50% share of each of my properties to my wife without problem, that got me out of 40% tax, how that might work with other family members I don't know
From:
Andrew townshend
09 April 2024 15:16 PM
These ' think tanks' really are a joke aren't they
From:
Andrew townshend
09 April 2024 07:51 AM
Yes pay me 400k a year like the housing assoc management and I'll do social housing I'll even put up with tenants like James and Sandra
From:
Andrew townshend
08 April 2024 19:25 PM
That's very true James until those 2 tenants sub let to a 3rd one as they often do
From:
Andrew townshend
08 April 2024 10:00 AM
Rent increases now while we still can
From:
Andrew townshend
08 April 2024 09:24 AM
Not with a left wing labour party about to take power
From:
Andrew townshend
08 April 2024 09:19 AM
When they abolish sec 21 that will mean for me greater risk, and as with insurance risk comes with a price
From:
Andrew townshend
06 April 2024 12:11 PM
Use a local independent, the big nationals are a waste of time they employ wet behind the ears boys and girls fresh from uni who haven't a clue
From:
Andrew townshend
06 April 2024 12:03 PM
There was a time Robert that I would have been buying them Robert, but not now
From:
Andrew townshend
05 April 2024 09:47 AM
I have 3 guys in an F rated house, they enjoy a low rent and a roof over their heads, without my house they would be homeless
From:
Andrew townshend
05 April 2024 09:42 AM
Good at wasting other peoples money though
From:
Andrew townshend
05 April 2024 09:29 AM
Okay until the buddies stop paying their share of the rent, which nearly always happens
From:
Andrew townshend
05 April 2024 09:23 AM
His name tells me all I need to know
From:
Andrew townshend
05 April 2024 09:17 AM
Auction house East Anglia auctions are full of housing association ex council houses that are quite liveable in only needing minor renovations, yet we are told there is a shortage of social housing at affordable rents
From:
Andrew townshend
05 April 2024 09:10 AM
Why pay an agent like that, find another one
From:
Andrew townshend
04 April 2024 10:12 AM
Yes Tricia if some one's going to give me a hard time then someone will pay for it
From:
Andrew townshend
04 April 2024 09:44 AM
If they pay their rent then they have no worries from me, if they don't pay I will drive them insane, I can play games the same as the next guy, but I will always win
From:
Andrew townshend
04 April 2024 09:38 AM
I also do my own repairs Ian, normally there same day, if not I'm there the next day, I f a tenant doesn't pay then I'm after them myself, the last one that didn't pay got a Sec 13 substansuial rent increase, and she is paying it so I will get the short fall + a lot more, she's the loser
From:
Andrew townshend
04 April 2024 09:21 AM
Well Peter I have a 2 bed terraced going on the market to rent next week, will be interesting to see how many viewings I get, and the rent has increased
From:
Andrew townshend
04 April 2024 09:11 AM
Few landlords would be daft enough to be buying anything at the moment, most are selling to FTB
From:
Andrew townshend
04 April 2024 09:06 AM
Tip of the ice berg, you ain't seen nothing yet
From:
Andrew townshend
04 April 2024 09:02 AM
But can tenants afford all this because they'll be the ones paying for it
From:
Andrew townshend
04 April 2024 08:59 AM
Weight gain due to lack of work laying in bed until mid day, living off take aways and supermarket read meals, hair loss is due to age ,I lost most of mine in my 40s, mental health due to smoking weed and of course playing that old mental health card
From:
Andrew townshend
04 April 2024 08:54 AM
Nick the boat people are here for one reason only, to live off benefits, that's you and I Nick the hard working tax payer
From:
Andrew townshend
03 April 2024 13:27 PM
According to tv last night Luton was voted the worst place to live in England, I once drove through Luton by mistake and can see why S... hole
From:
Andrew townshend
03 April 2024 08:55 AM
It's a level playing field out there when buying, he who shows the colour of his money buys and private buyers are also free to attend and buy at auction same as we do
From:
Andrew townshend
02 April 2024 09:08 AM
This is our problem Ellie this country is awash with people claiming to be academics who mostly are as thick as a plank
From:
Andrew townshend
01 April 2024 09:02 AM
Yes wasn't nice was it Michael
From:
Andrew townshend
30 March 2024 14:31 PM
Sounds horrible and expensive
From:
Andrew townshend
30 March 2024 11:53 AM
Playing the mental health card is so useful to those that just won't work
From:
Andrew townshend
30 March 2024 11:29 AM
I was in the motor trade once best thing I ever done was getting out of it
From:
Andrew townshend
30 March 2024 09:33 AM
Up grade to high court those boys will get them out
From:
Andrew townshend
28 March 2024 17:54 PM
What are 'units' are they houses or most likely shoe boxes in the sky ?
From:
Andrew townshend
28 March 2024 08:59 AM
That's exactly it, make it difficult and people won't bother
From:
Andrew townshend
27 March 2024 12:44 PM
My mother looked at a leasehold retirement flat, thankfully she didn't go ahead with it, they really are a nightmare, best of luck to you Catherine
From:
Andrew townshend
27 March 2024 09:37 AM
i now have a nice 2 bed house becoming empty at the end of April, am I brave enough to relet it, well only to gold plated tenants with a good guarantor and at a high rent to make the risk worthwhile
From:
Andrew townshend
27 March 2024 09:30 AM
Norwich City council was guilty of that and then tried to pass the buck to the contractors
From:
Andrew townshend
27 March 2024 09:22 AM
I'm not an HMO landlord however without HMOs there would be many more homeless and sleeping in shop doorways what effect would that have on anti social behaviour ?
From:
Andrew townshend
27 March 2024 09:18 AM
Few smart meters work correctly, sort that out first
From:
Andrew townshend
27 March 2024 09:14 AM
Why would I care wealthy people are wealthy because they work hard, the poor are poor because they are bone idle
From:
Andrew townshend
27 March 2024 09:13 AM
Remember the poll tax and those chanting we're not paying, could be a rerun
From:
Andrew townshend
27 March 2024 09:07 AM
Yes rents up to cover the additional risk, everything has a price attached to it
From:
Andrew townshend
27 March 2024 09:03 AM
I have a similar property, a coffee shop with a busy kitchen and one bed flat above, the coffee shop has fire detection with a direct hard wired link to an alarm in the flat above with 2 points of exit, whether the lazy woman in the flat above would get out of bed is another thing though
From:
Andrew townshend
27 March 2024 08:53 AM
Of course it would not you only have to look at Grenfell to see that, councils and social housing providers are above the law in these matters
From:
Andrew townshend
27 March 2024 08:45 AM
This is why Blair wanted the young to go to uni so they could be brain washed, and that has certainly been working
From:
Andrew townshend
26 March 2024 09:08 AM
Those that fear eviction have normally brought it upon themselves, not often ' no fault' Sandra and I think you know that
From:
Andrew townshend
26 March 2024 08:44 AM
I've agreed a purchase on a Monday and completed on a Friday lunch time, I was lucky in having a solicitor that did what I told him to do
From:
Andrew townshend
25 March 2024 15:13 PM
You choose well Robert, far too many high maintenance ones out there I had a lucky escape from a few of them back in the 70s
From:
Andrew townshend
25 March 2024 12:43 PM
Jo I've come across many solicitors that simply can't be trusted
From:
Andrew townshend
25 March 2024 10:52 AM
Were they all his tenants? or had as often is the case his tenant (s) simply been sub letting to others
From:
Andrew townshend
25 March 2024 09:01 AM
and what are they paid?
From:
Andrew townshend
24 March 2024 09:21 AM
Will he jump ship to join them to save his seat, he's a proven back stabber so very likely
From:
Andrew townshend
22 March 2024 07:38 AM
And labour will give even more money away in benefits as these people are their voters
From:
Andrew townshend
21 March 2024 09:28 AM
Best way A L keep those rents well above LHA that way you keep the dross out of your properties, it's just another way of saying NO DSS legally
From:
Andrew townshend
21 March 2024 09:23 AM
Shane exactly what will happen, they won't use those savings for a home, we all know that
From:
Andrew townshend
21 March 2024 09:11 AM
A large number of them I would think
From:
Andrew townshend
20 March 2024 17:53 PM
Yes Tricia, I'm one of those playing catch up many of mine are far too low, increase a bit this year and a bit more next year
From:
Andrew townshend
20 March 2024 12:14 PM
Same here Sarah, mine normally only increased with tenant change, now I'm increasing rents yearly
From:
Andrew townshend
20 March 2024 09:09 AM
Do you work Catherine? if so I expect you want to be paid each month, if not I'm sure you expect your U C to be paid in to your account each month
From:
Andrew townshend
19 March 2024 20:08 PM
I also was planning to buy more, the money is sitting there waiting, but right now is not a wise time to be buying more
From:
Andrew townshend
19 March 2024 20:01 PM
If the legal route is still there which it very likely won't be
From:
Andrew townshend
19 March 2024 19:57 PM
Have you ever experienced a bad tenant Martin? are you even a Landlord?
From:
Andrew townshend
19 March 2024 11:18 AM
starmer isn't much different to kinnock and we know what happend there
From:
Andrew townshend
19 March 2024 11:11 AM
agreed children can be far worse, the rent has to be high enough to cover damage
From:
Andrew townshend
19 March 2024 08:54 AM
Sure there was a very good reason likely worth the fine to be rid of them
From:
Andrew townshend
19 March 2024 08:50 AM
AL I've gone for the contract race in the past when being messed about by agents and buyers they don't like it but it works
From:
Andrew townshend
18 March 2024 17:49 PM
Bring back the workhouses
From:
Andrew townshend
18 March 2024 17:43 PM
I suspect bank rate will remain the same for now, inflation up I expect though
From:
Andrew townshend
18 March 2024 08:56 AM
where were the complaints coming from, landlords or tenants? the latter I bet
From:
Andrew townshend
18 March 2024 08:52 AM
The ladies that work at the small local agent I use do a grand job for me they are great at weeding out the rogue tenant types, I haven't had a bad tenant from them yet
From:
Andrew townshend
18 March 2024 08:50 AM
And hasn't the cost of insurance increased Jo
From:
Andrew townshend
17 March 2024 09:30 AM
Agreed Michael I'm not a builder but carry out my own repairs and come up with many of those same issues, cost of basic materials have sky rocked, tine spent chasing around after materials, diesel in car etc all costs money, which we then have to pass on to tenants in increased rent, inflation hits everyone
From:
Andrew townshend
17 March 2024 09:19 AM
Hargreaves Landsdown are a big NO
From:
Andrew townshend
16 March 2024 13:05 PM
Me too Peter, spives in suits selling pensions a rip off so I bought property like you as well and no regrets there
From:
Andrew townshend
16 March 2024 12:44 PM
If they don't want to work now and take the free ride they will regret that in old age, self inflicted their problem
From:
Andrew townshend
16 March 2024 11:00 AM
But by who? most teachers I've come across haven't a clue in those subjects
From:
Andrew townshend
16 March 2024 10:06 AM
Don't care what the council wants to give me it's still a big fat NO WAY.
From:
Andrew townshend
15 March 2024 13:36 PM
Yep that's what the scum do
From:
Andrew townshend
15 March 2024 13:34 PM
One bed flat in Norwich the tenant has been paying 475 I'm now increasing to 550, still cheap she is squealing like a pig, don't know when they are well off do they?
From:
Andrew townshend
15 March 2024 08:22 AM
Agreed it's either rents up or sell up, simple as
From:
Andrew townshend
15 March 2024 08:09 AM
Correct Peter back to the Racham way, who's going to be spending money to repair or improve their properties, why would we with sitting tenants on benefits?
From:
Andrew townshend
15 March 2024 08:05 AM
Greater London maybe, but the rest of the UK? doubtful
From:
Andrew townshend
15 March 2024 07:36 AM
anything could and likely will happen under labour and reeves
From:
Andrew townshend
15 March 2024 07:32 AM
Tricia like the woman who deducted 200 from her rent in December because she was short of money for Christmas, I'll make it right in January--- which of course she didn't so now i've increased her rent, so she will be paying for that one until she leaves, soon I hope.
From:
Andrew townshend
14 March 2024 09:45 AM
that's right John the big boys won't stand for the sh1t that we do
From:
Andrew townshend
14 March 2024 09:17 AM
Yes that sounds like the truth here Peter
From:
Andrew townshend
14 March 2024 09:11 AM
Improvement grants have always been a waste of time, as soon as the contractor finds out there is a grant up go his prices cheaper to forget the grant and simply pay for the improvement yourself, been there done that got the tee shirt
From:
Andrew townshend
14 March 2024 09:06 AM
Sorry mate I can't pay my rent my benefits have been stopped--- the biggest lie of all time!
From:
Andrew townshend
14 March 2024 08:50 AM
All the self employed they hate us all
From:
Andrew townshend
14 March 2024 08:45 AM
On the street DD where they belong
From:
Andrew townshend
13 March 2024 09:47 AM
It's not too difficult to get an exomption
From:
Andrew townshend
13 March 2024 09:40 AM
Outside by entrance doors should be enough to see who comes and goes should be enough
From:
Andrew townshend
13 March 2024 09:22 AM
Norwich tried it once I did go very few landlords there it was a joke, never bothered again
From:
Andrew townshend
13 March 2024 09:17 AM
Many tenants aren't moving because they know the rent in their next home will be more, I have a tenant spitting feathers due to her rent increase, she won't move, she has been looking around I know that because we landlords do talk to each other, most of what she has looked at have been more that her rent increase with me, I wish she would move, maybe I didn't increase her rent by enough
From:
Andrew townshend
13 March 2024 09:13 AM
A few are fine most won't work and live the entitled life style their ;''human right'' to be given everything at others cost
From:
Andrew townshend
13 March 2024 09:04 AM
I wish them well A L perhaps they'll marry and we'll all be invited
From:
Andrew townshend
12 March 2024 10:06 AM
People have to live somewhere, they'll find the money, likely from increased benefits
From:
Andrew townshend
12 March 2024 10:03 AM
There is always a way Jim
From:
Andrew townshend
12 March 2024 09:31 AM
I wouldn't know about the capital, still lots of desperate lookers here in Norwich which is keeping those rents up , supply and demand
From:
Andrew townshend
12 March 2024 09:13 AM
of course it is, why do bus drivers drive buses if it isn't about money ?
From:
Andrew townshend
10 March 2024 09:09 AM
All too often the guide price is set far too high which means lack of interest and the property is withdrawn before the auction starts
From:
Andrew townshend
09 March 2024 11:04 AM
Not in my properties they're not
From:
Andrew townshend
09 March 2024 07:53 AM
Best way John increase the rent to make all the hassle worth while
From:
Andrew townshend
08 March 2024 15:33 PM
Correct we are being taxed on inflation
From:
Andrew townshend
08 March 2024 15:21 PM
this is a problem a pet just appears without permission much like the single mum's morron boyfriends
From:
Andrew townshend
08 March 2024 15:18 PM
A L agreed but I think very likely though, remember Major v Kinock that all went pear shaped for labour, kinock and starmer are very similar aren't they
From:
Andrew townshend
08 March 2024 08:10 AM
The problem with sec 8 is it's not fit for purpose neither are the courts
From:
Andrew townshend
08 March 2024 07:46 AM
And cats are worse they stink + the fleas
From:
Andrew townshend
08 March 2024 07:40 AM
These retirement homes are a complete rip off, build to rent will be exactly the same
From:
Andrew townshend
08 March 2024 07:37 AM
John C I have never been afraid of hard work or long hours, in fact I quite enjoy it
From:
Andrew townshend
07 March 2024 20:56 PM
I'm looking forward to hearing from them as well
From:
Andrew townshend
07 March 2024 20:51 PM
Sec 21 is the accerlerated eviction route to get rid of non payers and generally bad tenants quickly, we don't need the no fault part what we do need is a quick way of getting rid of rogue tenants, sec 8 is not fit for purpose
From:
Andrew townshend
07 March 2024 20:24 PM
John there are many points you make I do agree with, I most certainly do not look down on my tenants, those that work are my equal, those that scrounge off my tax are scum of the earth, I do use an agent, I also meet my tenants as I carry out my own repairs, I give them my phone number and email, they are free to contact me direct, most have turned out to be friends, first name terms and all that, most people you can talk to but there are always those that you simply cannot talk to
From:
Andrew townshend
07 March 2024 16:29 PM
Well it looks like I got my wish after all the woman I was expecting to spit her dummy out over the rent increase has done so , so with a bit more luck she'll be off, good luck to her finding what she wants for the money she wants to pay.
From:
Andrew townshend
06 March 2024 10:58 AM
I'm having a round of rent increases at present, no complaints as yet, they all seem prepared to pay, they know the increases are fair and that to move would likely cost them a lot more, although I was hoping that that one woman would spit her dummy out and leave couldn't have increased hers by enough
From:
Andrew townshend
05 March 2024 13:50 PM
Housing benefit normally ends up in the tenant's pocket, how many pass it on to landlords, it's just more free cash for them to spend
From:
Andrew townshend
05 March 2024 07:21 AM
we need to be putting a new term in our tenancy agreements No e bikes on property
From:
Andrew townshend
05 March 2024 07:08 AM
we should stand our ground and say NO
From:
Andrew townshend
05 March 2024 07:04 AM
Find a good local agent, not one of the big boys though
From:
Andrew townshend
04 March 2024 16:18 PM
Profit is such an ugly word to those that can't make a profit
From:
Andrew townshend
04 March 2024 09:13 AM
So no comments allowed on Khan's false claims, or were those 30,000 all in arrears of rent ?
From:
Andrew townshend
04 March 2024 09:08 AM
Reform are certainly worth a try
From:
Andrew townshend
03 March 2024 22:46 PM
Thousands of tenants being evicted due to none payment of rent would be nearer the truth
From:
Andrew townshend
03 March 2024 18:31 PM
But will they AL or is that just talk
From:
Andrew townshend
03 March 2024 11:09 AM
My little one beds in Norwich rent for around 500 ish a month
From:
Andrew townshend
02 March 2024 15:31 PM
John B, doing good turns for friends generally come back to bite you on the back side
From:
Andrew townshend
02 March 2024 12:29 PM
It's an open market place, every one has the same chance to buy, if these people don;t have the money that's their fault
From:
Andrew townshend
02 March 2024 12:17 PM
Their priorities are number one, themselves only
From:
Andrew townshend
02 March 2024 11:43 AM
But all too many migrants are here for the free ride I don't want them in my properties, if they are in full time useful work they are welcome as often I find they make better tenants than white British
From:
Andrew townshend
02 March 2024 11:33 AM
Well there won't be any good news, of that we can be sure
From:
Andrew townshend
02 March 2024 11:25 AM
Norfolk would be the east? there are still increasing here
From:
Andrew townshend
01 March 2024 15:22 PM
But don't most charities work that way, lining their own pockets first
From:
Andrew townshend
01 March 2024 15:02 PM
i would like to ask Ben a question if he's reading these comments, ''Unfair evictions'' would you consider the eviction of a non paying tenant to be unfair? let's be honest here most evictions are due to non payment of rent, it matters little if a section 21 or sec 8 route was used
From:
Andrew townshend
01 March 2024 09:54 AM
I wonder if that new owner is a family member, what's the betting they are
From:
Andrew townshend
29 February 2024 09:01 AM
Because Michael those on benefits are as thick as s**t
From:
Andrew townshend
28 February 2024 17:46 PM
Well Nick that is GB today ''lazy and feckless'' we must be the laughing stock of the world
From:
Andrew townshend
28 February 2024 17:42 PM
Fly tipping and rates then
From:
Andrew townshend
28 February 2024 09:16 AM
They can't be that hard up can they ?
From:
Andrew townshend
26 February 2024 16:00 PM
Angela you should have kept it and rented it out at a social rent
From:
Andrew townshend
26 February 2024 08:23 AM
Banks lend money in order to make a profit, so I expect they will continue to do so
From:
Andrew townshend
26 February 2024 08:07 AM
exactly right Ray we can see just that happening
From:
Andrew townshend
25 February 2024 16:07 PM
John.good on your niece for doing so, that's how I started even with a young family, it's well worth it in the end
From:
Andrew townshend
24 February 2024 15:06 PM
True Robert but most only want to work the bare minimum, you and I are of a different generation, when an employee if there was overtime available I took it, most run a mile from any overtime now
From:
Andrew townshend
24 February 2024 15:01 PM
Home ownership is fine for these people until something goes wrong with the property, boiler packs up, roof leaks, then what?
From:
Andrew townshend
24 February 2024 11:55 AM
Built in rent increases, what shall we say, by the rate of inflation every 12 months? seems fair to me
From:
Andrew townshend
24 February 2024 11:19 AM
Increased debt, not a good idea
From:
Andrew townshend
24 February 2024 11:13 AM
You would know all about a '' real job''would you Jim?
From:
Andrew townshend
23 February 2024 10:54 AM
Not just London Michael, Norfoik just the same gullys not been cleared for years
From:
Andrew townshend
23 February 2024 08:58 AM
Housing the homeless? asking for trouble there, there's a reason they're homeless, likely another landlord has evicted them for a very good reason
From:
Andrew townshend
23 February 2024 08:46 AM
It'll be a nightmare you can be sure of that
From:
Andrew townshend
22 February 2024 17:53 PM
Yes Robert as my wife tells me when I have a moan about the scroungers or start shouting at the TV it's the system that allows this to happen that's wrong
From:
Andrew townshend
22 February 2024 16:19 PM
Yes deleted posts for being honest and telling it as it is
From:
Andrew townshend
22 February 2024 16:13 PM
More work for me = increased rent for my tenants
From:
Andrew townshend
22 February 2024 16:03 PM
Yes Nick Vanguard fees are low but there's a reason for that they were worse than useless for me
From:
Andrew townshend
22 February 2024 11:15 AM
Wish I were 51 again Peter, I was buying strong then and enjoying it
From:
Andrew townshend
22 February 2024 11:12 AM
Labour will stick the knife in of that you can be sure
From:
Andrew townshend
22 February 2024 11:09 AM
It's also money that I was planning to use to buy more not now though, with Kneeler and his lot on the way
From:
Andrew townshend
22 February 2024 11:05 AM
Tried Vanguard Robert, total waste of time and money
From:
Andrew townshend
22 February 2024 11:00 AM
Agreed I wasn't clapping them, now they are on strike holding the country to ransom, they are not badly paid in fact I would say they are well paid plus gold plated pensions, no time for the whingers, do the job we pay you for
From:
Andrew townshend
22 February 2024 10:54 AM
Had a few like that won't turn the heating on then complain about the damp and cold, they were art students thick as planks
From:
Andrew townshend
22 February 2024 10:19 AM
Grafiti on walls, yes been there had that when a young Indian family moved out some years ago
From:
Andrew townshend
22 February 2024 10:08 AM
I wouldn't pay any regard to the likes of Hamptons, I would never deal with those sort of compainies
From:
Andrew townshend
22 February 2024 09:58 AM
Oh you'll find a moron boy friend will move in the moment your back is turned Robert, one reason why I won't touch single mums as tenants
From:
Andrew townshend
22 February 2024 09:48 AM
NHS forget it, when I had my hart op before Christmas I paid for it, best part of 50k all in, AXA insurance paid most, I wanted a proper job, as I've said before you get what you pay for in this life, would I house the NHS on the cheap? no way, and certainly not teachers can't stand them
From:
Andrew townshend
22 February 2024 09:45 AM
Too cheap Jo
From:
Andrew townshend
22 February 2024 09:32 AM
He won't pay the fine he'll be gone another family member will take over the property
From:
Andrew townshend
21 February 2024 11:35 AM
Well we know labour will stick the knife in and rents will continue to increase, I'll stick with what I have I won't be buying any more though
From:
Andrew townshend
21 February 2024 08:31 AM
Lauren. I like most of my tenants, the ones I hate are the ones that don't pay and/or damage my properties by growing mould, smoking, sub letting or bring a pet in without permission. I think I have every right to hate those ones, as for having to move every 6- 12 months surely that is the fault of the tenants themselves, good tenants are welcome to stay as long as they like in my properties and I have many that have lived in my properties for years, I would think most landlords would agree with me
From:
Andrew townshend
20 February 2024 15:49 PM
up voted by your self then Sat Reddy
From:
Andrew townshend
20 February 2024 13:37 PM
Oh you are a silly girl Sandra
From:
Andrew townshend
20 February 2024 13:30 PM
All increases in costs are passed on to the customer what ever the business, the end user always pays
From:
Andrew townshend
20 February 2024 07:27 AM
I'm having a round of rent increases at present, not one tenant has given notice although there is one that I wish would
From:
Andrew townshend
20 February 2024 07:20 AM
Might be better for him/her just to pay the increased rent or even buy their own home
From:
Andrew townshend
19 February 2024 16:28 PM
They can have a palace if they pay for it, you get what you pay for in this life
From:
Andrew townshend
19 February 2024 09:37 AM
A lot going to auction with stupid guide prices that just don't sell or are withdrawn at the last moment due to lack of interest, anything will sell at a price
From:
Andrew townshend
19 February 2024 09:30 AM
Mental health has replaced the back ache, it used to be Doctor I can't work because I have bad back ache, now it's my mental heaith as an excuse
From:
Andrew townshend
19 February 2024 09:25 AM
Thank you Catherine the recovery is going really well I'm doing rehab at Long Stratton village hall every Tuesday now to build my strength back up
From:
Andrew townshend
18 February 2024 12:36 PM
No sorry was unable to
From:
Andrew townshend
18 February 2024 11:24 AM
Agreed mine are all within a 1 hour drive from home
From:
Andrew townshend
17 February 2024 13:23 PM
I've used very cheap constant running fans in landing ceilings with success
From:
Andrew townshend
17 February 2024 11:47 AM
But in fairness it would seem he was making an effort to carry out the repairs, if a bit slow in doing so, once again I suspect only half a story here
From:
Andrew townshend
16 February 2024 12:13 PM
Likely 1,000x larger
From:
Andrew townshend
16 February 2024 12:07 PM
Will never happen John as that would be seen as helping us make bigger profits
From:
Andrew townshend
16 February 2024 12:05 PM
short sighted councils, 15 yrs ago i wanted to build flats on a brown field site in central Norwich in a mainly social housing area, planning deptment's a big fat NO, wouldn't even talk about it, after all I might have made some money out of it which clearly was their reason for the NO, so I sold the site to a local engineering company who have put a huge metal workshop on it, these people are eaten up with envy of others making a profit. Norwich city council left wing labour / greens there's your answer
From:
Andrew townshend
16 February 2024 11:57 AM
If the property is bad and the landlord won't put it right maybe the council should do so then invoice the landlord for the work siezing the property if the landlord doesn't pay, that would seem fair to me
From:
Andrew townshend
16 February 2024 09:29 AM
Sounds like a single mum,social housing are welcome to them
From:
Andrew townshend
16 February 2024 09:16 AM
This is what's coming new build slums in the sky, enjoy
From:
Andrew townshend
15 February 2024 16:51 PM
so when I relet to a new tenant I will have to consider that as I will not be able to increase that rent throughout that tenancy the start rent will have to be high enough to cover
From:
Andrew townshend
15 February 2024 08:55 AM
Just lining the pockets of corrupt solicitors
From:
Andrew townshend
14 February 2024 11:44 AM
I've been removing rubbish dumped in a garden by a tenant, his rent has now been increased to cover my time and expenses in doing so
From:
Andrew townshend
13 February 2024 14:42 PM
There are many other charities out there doing just the same
From:
Andrew townshend
12 February 2024 11:19 AM
Agreed inflation will carry on up what ever the interest rate
From:
Andrew townshend
12 February 2024 11:06 AM
Fine and jail the benefit scroungers milking the system as well Sandra seems fair enough to me
From:
Andrew townshend
12 February 2024 10:56 AM
Noses in troughs, pure and simple, take their charity status away from them, no longer a charity
From:
Andrew townshend
12 February 2024 08:35 AM
A free ride for every one then Jim ?
From:
Andrew townshend
11 February 2024 16:45 PM
Basic human rights don't come for free, why should they ?
From:
Andrew townshend
11 February 2024 16:38 PM
British courts are a joke
From:
Andrew townshend
09 February 2024 20:00 PM
In fairness BL I have had many legal immigrants as tenants and often these have proved to be better tenants than many British ones I've had
From:
Andrew townshend
09 February 2024 19:57 PM
Exactly that Trica
From:
Andrew townshend
09 February 2024 09:31 AM
exactly that I have an F rated house with an exemption the guys living there enjoy a low rent, they are very happy with that
From:
Andrew townshend
09 February 2024 09:29 AM
this is the downside to HMOs the landlord is expected to wipe their backsides for them and leave vulnerable tenants to social housing or shop doorways, the private rented sector is the wrong place for them
From:
Andrew townshend
09 February 2024 09:22 AM
There is ALWAYS a reason for an eviction 99% of the time non payment of rent sec 21 is just quicker than sec 8 which is why it is used the most
From:
Andrew townshend
09 February 2024 09:07 AM
Agreed I wouldn't want them at any money
From:
Andrew townshend
08 February 2024 15:50 PM
Had that when I first started bin bags piled up outside the back door, ''landlord there are rats in your property'' all my fault of course
From:
Andrew townshend
08 February 2024 15:48 PM
Yes Adam for you it could work, it wouldn't work for any of my properties though
From:
Andrew townshend
07 February 2024 16:55 PM
There was a car showroom heated infrared locally few yrs back and it seemed to work well
From:
Andrew townshend
07 February 2024 14:23 PM
Most Tory MPs will be out of work very soon anyway
From:
Andrew townshend
07 February 2024 09:37 AM
I could have had a heat pump fitted for free, both myself and my tenant a lady in her 60s said no thank you
From:
Andrew townshend
07 February 2024 09:20 AM
CEO must need a pay rise
From:
Andrew townshend
06 February 2024 17:07 PM
Our laws don't apply to him
From:
Andrew townshend
06 February 2024 14:06 PM
DB that isn't how the story above reads, it seems to be all about the poor vulnerable tenant, I bet the vulnerability of the tenant had a great deal to do with the assessment in this case, that's how I read it
From:
Andrew townshend
06 February 2024 13:54 PM
We never hear both sides to these stories do we ?
From:
Andrew townshend
06 February 2024 13:48 PM
We'll have Mr Turner telling us bread is a human right and should be free
From:
Andrew townshend
06 February 2024 12:40 PM
Maybe his mistake was having scum tenants Sandra ?
From:
Andrew townshend
06 February 2024 07:55 AM
Sympathetic up to a point until we are taken advantage of
From:
Andrew townshend
04 February 2024 16:52 PM
Just asking for trouble taking on a tenant with mental health problems, leave them to the council to house, not part of our job description, sad as it is these people need expert help which the NHS is failing to deliver
From:
Andrew townshend
03 February 2024 11:01 AM
I have a rule no one under 25 and I much prefer over 30
From:
Andrew townshend
03 February 2024 09:57 AM
Also a lot of those in council houses are well off and in well paid jobs like union leaders etc. put council rents up to full market rates, give discounts to the low paid
From:
Andrew townshend
02 February 2024 10:37 AM
always best to wait for the good tenant to come along , don't be in a hurry to rent to any old T,D or Harry
From:
Andrew townshend
02 February 2024 08:31 AM
the only sec 21s I've used have been to get rid of non payers asap, now it will have to be sec 8 which really will cause homelessness as the offending tenant will have a record, no landlord will touch them
From:
Andrew townshend
02 February 2024 08:23 AM
Dear Tenant I would like you to leave my property, they don't have to go surely if they do go then they have left voluntarily, they have not been forced out
From:
Andrew townshend
01 February 2024 20:45 PM
Article in local paper today1/5 or 20% of norwich council housing needing repair
From:
Andrew townshend
01 February 2024 15:49 PM
Peter your example of the 2 houses one of which is paying 100quis a year more for energy is likely paying 500quid a year less in rent, more than evens it's self out
From:
Andrew townshend
01 February 2024 09:49 AM
Poor quality homes and poor quality tenants go together like peas in a pod, they deserve each other
From:
Andrew townshend
01 February 2024 09:18 AM
No one ''has to'' house them leave them to the shop door ways or give them a tent
From:
Andrew townshend
31 January 2024 12:31 PM
exactly tenants will turn them off, even rip the wires out of them and tape up the grills
From:
Andrew townshend
31 January 2024 10:05 AM
We must all do the same, stand up to them and fight them. don't let them walk over us
From:
Andrew townshend
31 January 2024 09:01 AM
All councils will have to have designated sink estates where they re home all the low life tenants they evict from else where, pack them all in together where they can fight each other to the death
From:
Andrew townshend
31 January 2024 08:31 AM
I was 200 short on December's rent on a 2 bed flat over a shop, supposed to be made up on Jan's rent but of course it hasn't been, I am increasing her rent from 525 to 575 a month, if she doesn't pay it'll be a sec 8 next month , flat is worth an easy 600 a month to a new tenant
From:
Andrew townshend
30 January 2024 17:39 PM
I have as well and also under my wife's email address, also my solicitors address as well
From:
Andrew townshend
30 January 2024 07:56 AM
This one would very much liked to have don so, but it would be very foolhardy to do so at present
From:
Andrew townshend
30 January 2024 07:52 AM
That's why councils have been disposing of their rental properties because they are unable to manage them properly
From:
Andrew townshend
29 January 2024 12:53 PM
To a tenant in an unsuitable property there is a simple answer give notice and move, it really is that simple
From:
Andrew townshend
29 January 2024 09:44 AM
at least the fan is working while they are in there, as for the canaries not bothered as not a football ran
From:
Andrew townshend
28 January 2024 17:37 PM
My electrician now wires them in such a way so if switched off it also kills the light in the bathroom, doesn't stop then taping over the fan grill though
From:
Andrew townshend
28 January 2024 16:33 PM
Agreed Daniele, why didn't the little lads parents clean the mould off warm water and a little bleach just too bone idle expecting every thing to be done for them
From:
Andrew townshend
27 January 2024 10:44 AM
County court bailiffs are hopeless, up grade to the high court and get the proper boys out
From:
Andrew townshend
27 January 2024 10:38 AM
When I used to pay some suppliers early they gave me a small settlement discount, come on HMRC why not do the same and get paid early
From:
Andrew townshend
26 January 2024 19:26 PM
mine are into my accountant by end of April, submitted and agreed by HMRC by end of June, job done
From:
Andrew townshend
26 January 2024 09:43 AM
I don't have or want any, not the kind of renting I do
From:
Andrew townshend
26 January 2024 09:35 AM
I bet they have lots of tenants waiting to move in, not the kind of tenants that I would touch with a barge pole thank you
From:
Andrew townshend
26 January 2024 09:33 AM
Most don't know what they are or are the least bit interested, how much is the rent and deposit and when can we move in is all they normally want to know
From:
Andrew townshend
26 January 2024 09:26 AM
sorry i disagree people who don't pay their way should have their goods away from them
From:
Andrew townshend
25 January 2024 21:04 PM
Times are starting to change again, many builders are getting short of work again some are close to bankrupt, they'll be greatful of any work like in 1990
From:
Andrew townshend
25 January 2024 10:05 AM
In a shop door way
From:
Andrew townshend
24 January 2024 13:05 PM
Robert I have been awarded many titles over the years most not printable
From:
Andrew townshend
24 January 2024 11:41 AM
Finding a suitable tradesman can be a problem and take time
From:
Andrew townshend
24 January 2024 11:20 AM
The academic I've come across are normally very clever in one subject only and in genrtal are as thick as a plank elsewhere
From:
Andrew townshend
24 January 2024 11:00 AM
Henry same hear I get stick off the wife when I jump to it when there is a problem with a rented property but when she points out a problem at home I put it on the back burner
From:
Andrew townshend
24 January 2024 10:51 AM
They will be gettos sink estates in the sky
From:
Andrew townshend
24 January 2024 10:31 AM
yes painted it on Saturday still a leak somewhere, driving us mad looking for it
From:
Andrew townshend
24 January 2024 10:18 AM
We all suffer problems with property from tine to time just as we do cars, I have an outside porch with a roof leak at present and simply cannot find that leak what ever we do
From:
Andrew townshend
24 January 2024 09:46 AM
Let it go to voice mail and ignore until next day
From:
Andrew townshend
24 January 2024 09:34 AM
I have a similar problem I took to driving past when ever I was in Norwich and keeping a log in my desk dairy, 9x out of 10 they were all closed
From:
Andrew townshend
23 January 2024 14:14 PM
I also think the poll tax was the fairest way, all paying their bit
From:
Andrew townshend
23 January 2024 09:42 AM
Yes Nick warm water a cloth and a little bleach was all that was needed and that little lad would still have been alive today
From:
Andrew townshend
22 January 2024 16:26 PM
Can't touch ''vulnerable'' tenants as you just know they';ll be trouble, we aren't charities, the right place for vulnerable tenants are council properties
From:
Andrew townshend
22 January 2024 16:19 PM
Awaab was killed by his lazy parents
From:
Andrew townshend
22 January 2024 15:33 PM
You may well be right there Johnny, likely sec 8 will be taken away as well all that will do is to force landlords down the illegal routes
From:
Andrew townshend
22 January 2024 13:40 PM
Agreed John that's the old way, we lived at home with parents until we had bought, renovated and were ready to move in, it worked
From:
Andrew townshend
22 January 2024 12:41 PM
If they did build them they wouldn't maintain them
From:
Andrew townshend
22 January 2024 12:18 PM
my worry there Tim is who are they renting that room to
From:
Andrew townshend
22 January 2024 10:34 AM
And of course once they are home owners there are the repair bills as well, and insurance cover to be paid
From:
Andrew townshend
22 January 2024 10:22 AM
Andy I'm sure it will only apply to new builds
From:
Andrew townshend
22 January 2024 10:10 AM
I have put in slow running constant extractors on landings and hall ways these have worked, not tried a PIV yet, I will one day
From:
Andrew townshend
22 January 2024 09:53 AM
Just 1% down madness in a few years most will have been repossessed from bankrupt owners
From:
Andrew townshend
22 January 2024 09:38 AM
Yes Steven help to sell I wounder how many MPs that lose their seats end up on the board of these developers, stinks doesn't it?
From:
Andrew townshend
22 January 2024 09:10 AM
I've even had a woman tape over a bathroom extractor fan, what can you do with people like that?
From:
Andrew townshend
22 January 2024 09:05 AM
I have a big fat lazy British woman like that won't open a window because she might lose some heat, thick as shhh
From:
Andrew townshend
22 January 2024 08:55 AM
Which one of the big developers will Sunak end up working for when he is thrown out of his present job ?
From:
Andrew townshend
21 January 2024 10:08 AM
One way of getting rid of a tenant get a banning order and the tenants will have to go
From:
Andrew townshend
21 January 2024 09:44 AM
My good tenants don't normally get rent increases, tenants that P me off do, like the woman who held back 200 pounds in December because she was short of money for Christmass, and the guy who has been fly tipping rubbish in his front garden for me to clear up
From:
Andrew townshend
20 January 2024 12:21 PM
Okay let's meet half way, government give us a sec 8 which means eviction for any tenant not paying, no ifs, or buts, eviction quickly, every time
From:
Andrew townshend
20 January 2024 12:03 PM
Totally agree John
From:
Andrew townshend
20 January 2024 11:51 AM
I leave the loft hatch open with a ladder into it, the lady I use always goes up there and takes a look
From:
Andrew townshend
20 January 2024 11:47 AM
Many cannot be bothered to clean the property before moving out and the wounder why they don't get their deposit back
From:
Andrew townshend
20 January 2024 11:44 AM
I would like to see thresholds increased, let's take some of the lower paid taken out of the income tax net altogether, make work pay
From:
Andrew townshend
20 January 2024 11:21 AM
Yes James I'll happely break the law where needs must, I'll end up before a Judge well I have no respect for them or the courts , so be it if I do end up there
From:
Andrew townshend
18 January 2024 12:53 PM
Too right Michael
From:
Andrew townshend
18 January 2024 11:33 AM
I'm not having a bad tenant or the law making me ill
From:
Andrew townshend
18 January 2024 11:24 AM
AL likely I will or a sec 8 as she is in arrears and constantly pays late, if she pays the increased rent she can stay and I get my money due by the increased rent, I was hoping she would throw one and leave
From:
Andrew townshend
18 January 2024 11:20 AM
Michael before that happens it will be a forced eviction to hell with the law
From:
Andrew townshend
18 January 2024 10:35 AM
Yes I expect that's what will happen
From:
Andrew townshend
18 January 2024 09:39 AM
I have a woman I want to see the back of so have sent her a sec 13 rent increase, not heard anything back, maybe she is going to try an appeal, I await a letter from CAB
From:
Andrew townshend
18 January 2024 09:34 AM
Must be desperate for business
From:
Andrew townshend
18 January 2024 09:16 AM
Of course he hasn't nor will he ever.
From:
Andrew townshend
18 January 2024 09:12 AM
Are Eastern Landlords Assoc any better Paul ?
From:
Andrew townshend
17 January 2024 14:24 PM
And of course these single parents are scrounging milking the benefits system, cut their free money
From:
Andrew townshend
17 January 2024 13:08 PM
But just look at the kind of low life tenants social housing take on, asking for trouble
From:
Andrew townshend
17 January 2024 09:25 AM
I have one who is constantly late paying and is also in arrears, I have sent her a sec 13 rent increase to make the hassle of dealing with her worth while I expect it won't be long before I send her a sec 8 , maybe she'll just leave now
From:
Andrew townshend
16 January 2024 16:40 PM
Most leasehold flats in Norwich are over priced and not selling
From:
Andrew townshend
16 January 2024 09:37 AM
LHA/UC no chance
From:
Andrew townshend
15 January 2024 13:50 PM
Just hop in the Merc Michael I would over the tube
From:
Andrew townshend
13 January 2024 16:38 PM
A lot of social housing in Norwich is 60s precast concrete and full of asbestos all past it's sell by date and needs replacing
From:
Andrew townshend
13 January 2024 10:25 AM
Same here in and around Norwich
From:
Andrew townshend
12 January 2024 10:18 AM
Maybe Awaab's law should apply to parents who fail to care for their children as in Awaab's case
From:
Andrew townshend
12 January 2024 09:24 AM
I had one once where there was no credit on the meter, so no gas and no gas safty check , maybe the tenant should have paid me 86k comp
From:
Andrew townshend
12 January 2024 09:16 AM
Agreed John I've always taken the long term view
From:
Andrew townshend
11 January 2024 15:19 PM
How long before a landlord is pushed over the edge and they take a shot gun to one of these low lives, lets face it, it will happen one day
From:
Andrew townshend
11 January 2024 14:27 PM
well Nick you were using the wrong agent, small local independents who are also landlords beat the big nationals who employ daft young boys and girls fresh out of uni who know f all
From:
Andrew townshend
10 January 2024 12:44 PM
In the Norwich area we are seeing a lot of over priced properties being withdrawn from auctions I expect due to lack of interest on the run up to the auction, rather than not making reserve on the day, also a lot of properties going to sold subject to contract only to bounce back onto the market a couple of weeks later
From:
Andrew townshend
10 January 2024 10:25 AM
Ecactly Nikie in life you get what you pay for
From:
Andrew townshend
09 January 2024 20:12 PM
High court is worth the extra
From:
Andrew townshend
09 January 2024 19:54 PM
Tragic yes, but what about the parents in all this , a little effort warm water and bleach and that little lad would still be alive and well today
From:
Andrew townshend
09 January 2024 09:57 AM
Family with 3 young children we all know who would have caused the mould there
From:
Andrew townshend
09 January 2024 09:45 AM
I'm sure banks will still be happy to take the business
From:
Andrew townshend
09 January 2024 09:39 AM
The last 2 boilers that I've had fitted cost me 1750 each supplied and fitted, I have in the past had quotes of 3500 that's when I stopped using that company
From:
Andrew townshend
09 January 2024 09:27 AM
Annoyed, don't tempt me I would love to as would her husband I expect
From:
Andrew townshend
08 January 2024 17:10 PM
Won't be me doing it Ellie, my wife won't allow me onto any roof at present, it'll be my daughters partner Tom a good chap right now
From:
Andrew townshend
08 January 2024 16:58 PM
expanding foam is great however the problem we have there is no visible gap next is a coat of waterprof roof paint over the whole roof
From:
Andrew townshend
08 January 2024 16:44 PM
Profit is such a dirty word just ask Mr Turner
From:
Andrew townshend
08 January 2024 16:39 PM
Correct just one of those things, I have a leaking roof at present, it's in a lean to porch outside the back door of the property, the roof has been completely recovered in torch tight roofing felt, and still there is a leak the guy there is being good about it and sees the problem, his gobby wife is making a right fuss about it, we are doing our best under difficult circumstances, these things happen
From:
Andrew townshend
08 January 2024 16:18 PM
AJR I have to hold my hands up to that one, I had a tenant that was always late paying and I had to chase her every time, I was asked for a reference and simply said that she always paid, which she did but only after much chasing, I was so pleased to see the back of her
From:
Andrew townshend
08 January 2024 11:13 AM
Throw them out, the fine for doing so is cheaper
From:
Andrew townshend
08 January 2024 09:56 AM
The guy was right work and save do that and home purchase is easy
From:
Andrew townshend
08 January 2024 09:21 AM
No one works in Gt Yarmouth they are all benefit scroungers we all know that in Norfolk
From:
Andrew townshend
07 January 2024 09:28 AM
So homes should be supplied free of charge to every workshy scrounging bum out there then James?
From:
Andrew townshend
06 January 2024 15:32 PM
Councils do lie James and very often at that
From:
Andrew townshend
06 January 2024 09:48 AM
If they got a job and paid their way in life there would be no need for them to die in the streets
From:
Andrew townshend
05 January 2024 14:38 PM
Profit is such an ugly word to those incapable of making a profit
From:
Andrew townshend
05 January 2024 14:33 PM
Antony yes we can refuse to rent to benefit claimants, we just cannot put '' no DSS'' in the advert, benefit claimants can waste their time viewing, but they won't be offered a tenancy
From:
Andrew townshend
05 January 2024 11:38 AM
The chances of getting the rent paid by tenants on benefits are little and none, they look upon housing allowance money as their own and normally keep most of it themselves
From:
Andrew townshend
05 January 2024 11:23 AM
Peter few of us take public money as we don't touch anyone on benefits
From:
Andrew townshend
05 January 2024 11:14 AM
But done by a council is not a third party, we will need to have our own independent inspections,
From:
Andrew townshend
05 January 2024 11:11 AM
i could have had one fitted for free, both myself and the tenant said no thank you
From:
Andrew townshend
05 January 2024 09:33 AM
although in fairness the sad death of Awaab was 100% the fault of his bone idle parents
From:
Andrew townshend
05 January 2024 09:25 AM
They will have to be give away cheap for investors to be buying now
From:
Andrew townshend
04 January 2024 15:09 PM
i'm sitting on my renewal invoice for Eastern Landlords Assoc as they don't seem to be doing much for their 70 pounds a year, someone put together a proper organisation to represent us and I'll join
From:
Andrew townshend
04 January 2024 09:51 AM
So James homes should be free then should they?
From:
Andrew townshend
04 January 2024 09:34 AM
Yonnette, i've used sec 21 in the past only to evict non payers, because it's quicker easier and with a certain result than sec 8
From:
Andrew townshend
02 January 2024 13:03 PM
Exactly if there is damp and mould in my properties then I view that as the tenant damaging my property so I want them out
From:
Andrew townshend
02 January 2024 10:03 AM
Ellie I'm sure labour would like to put an end to rent arrears evictions but I don;t see how they can those that won't pay have to go whether done legally through the courts or another way either way they will go
From:
Andrew townshend
01 January 2024 17:44 PM
I've used sec 21s to get rid of nonpayers in the past it will have to be sec 8 going forward which will leave the tenant with a CCJ and little chance of ever getting another tenancy or credit
From:
Andrew townshend
01 January 2024 12:40 PM
Thank you Annoyed, I'm well on the mend just need to get my fitness back now
From:
Andrew townshend
01 January 2024 12:35 PM
Happy new year everyone
From:
Andrew townshend
01 January 2024 08:59 AM
Agreed, increased risk= increased rent
From:
Andrew townshend
31 December 2023 09:39 AM
Me too Stephen, 2024 is going to be better for me after my problems of 2023, however with a labour government at some point in 2024 we might be eating our words
From:
Andrew townshend
31 December 2023 09:32 AM
My daughter had a flea problem in a flat, no one had ever had a cat there, turns out that while builders were working there a cat came to visit them, that was enough just a simple visit from a friendly cat
From:
Andrew townshend
31 December 2023 09:27 AM
A chat with a past landlord or agent can be useful
From:
Andrew townshend
30 December 2023 13:29 PM
My accountant tells me when to pay and how much
From:
Andrew townshend
30 December 2023 13:20 PM
Robert I don't pay early I just get the tax return done filed and agreed early mine is still not due for payment until the end of Jan
From:
Andrew townshend
30 December 2023 12:19 PM
I've watched some of these developer new builds being build and spoken to the boys on site wouldn't touch them at any money
From:
Andrew townshend
30 December 2023 10:00 AM
All filed and agreed with HMRC in june why leave it to the last moment
From:
Andrew townshend
30 December 2023 09:55 AM
my vote would be joint, renters reform bill and a labour government both are a kick in the balls
From:
Andrew townshend
29 December 2023 08:49 AM
I used to aim for one a year for cash, that cash now goes else where
From:
Andrew townshend
29 December 2023 08:42 AM
Paterborough rent increases then
From:
Andrew townshend
29 December 2023 08:35 AM
Trouble with that is that councils are incapable of maintaining the social housing they all ready own which is why much of it was sold off over the years
From:
Andrew townshend
28 December 2023 19:01 PM
Exactly John as with insurance increased risk= increased charges so up goes rent, seems fair to me
From:
Andrew townshend
28 December 2023 13:26 PM
i do the same build a porch front and rear, makes the house warmer
From:
Andrew townshend
28 December 2023 10:00 AM
Agreed Jo sec 21 lets bad tenants off the hook they all need a CCJ so we all know who they are
From:
Andrew townshend
27 December 2023 16:15 PM
Of course sec 8 needs to be mandatoty no pay no stay get out now right now, no ifs buts or any other BS non payment is theft
From:
Andrew townshend
27 December 2023 16:08 PM
Civil unrest I'm sure that is coming here soon John
From:
Andrew townshend
27 December 2023 12:26 PM
Spot on there Robin
From:
Andrew townshend
24 December 2023 10:32 AM
Leon, that's what I'm doing the sec 13 notices are going out if they don't pay it's a sec 8 eviction, where there's a will there's a way
From:
Andrew townshend
22 December 2023 09:58 AM
Call their bluff let them look around for somewhere else then they'll wise up
From:
Andrew townshend
21 December 2023 11:10 AM
farmers I know don't like them
From:
Andrew townshend
21 December 2023 09:52 AM
Mine are going up and it's not because of interest rates, it's all the extra hassell being thrown at us by government, shelter etc, make my life difficult and some one will pay for it in hard cash
From:
Andrew townshend
21 December 2023 09:33 AM
Well James we consider your sort to be the free riding scroungers in society living off the backs of the working tax payer, I think that makes your sort '' parasites''
From:
Andrew townshend
19 December 2023 14:29 PM
Better than sleeping in shop door ways
From:
Andrew townshend
18 December 2023 16:06 PM
I'll choose who I think will pay the rent, look after the property and not cause me endless problems, if that makes me distriminatory then so be it, business is all about minimizing risk, which is what I do with the hindsight of past experiences, we live and learn
From:
Andrew townshend
18 December 2023 09:56 AM
I'm of a mind just to do things like that, ask permission and all you do is open a can of worms
From:
Andrew townshend
17 December 2023 09:21 AM
Possibly yes
From:
Andrew townshend
16 December 2023 13:53 PM
Very doubtful it'll ever be paid or any part of it
From:
Andrew townshend
15 December 2023 09:44 AM
Seems you like a good moan as well Sandra
From:
Andrew townshend
14 December 2023 10:10 AM
I too am now issuing sec 13 notices to increase rents during tenancies, something I never used to do to good tenants, rent cap? I'm going to be prepared for it
From:
Andrew townshend
14 December 2023 10:07 AM
In which case Sandra rents up NOW while we still can
From:
Andrew townshend
14 December 2023 09:52 AM
Yes Nick a scrounger in it for the free ride on the backs of others
From:
Andrew townshend
13 December 2023 17:16 PM
Sad bitter person just loves sticking the knife in, got nothing in life
From:
Andrew townshend
13 December 2023 13:39 PM
In this case it was clearly the tenant at fault, why have they not been prosicuited for child neglect
From:
Andrew townshend
13 December 2023 09:25 AM
@ annie I treat others as they treat me , be rude to me and I'll be rude back seems fair enough to me
From:
Andrew townshend
12 December 2023 13:11 PM
Yes Nick been there got that tee shirt as well
From:
Andrew townshend
11 December 2023 15:05 PM
Never let tenants loose with a paint brush they will make a right F up of it
From:
Andrew townshend
11 December 2023 14:22 PM
Hello Ellie, I did have a raised temperture for a while but that's settled down now and now I'm home I',m enjoying my food again
From:
Andrew townshend
08 December 2023 16:48 PM
While generally I would agree don't leaseholders go in with their eyes open '' A fool and his money and all that''
From:
Andrew townshend
08 December 2023 16:27 PM
thank you Catherine, I'm doing OK just not sleeping too well at night I 'm told this is normal to start with
From:
Andrew townshend
08 December 2023 12:36 PM
I agree and also have the more mature tenants that are a lot less bother than youngesters , rents do slip a bit but I don't mind that too much
From:
Andrew townshend
08 December 2023 10:43 AM
it was Awaad's parents that should have got the sentence
From:
Andrew townshend
07 December 2023 08:57 AM
But did these landlords rent their prperty to 22 tenants or did 22 people just turn up here tp live ??, sub let?
From:
Andrew townshend
07 December 2023 08:46 AM
Me neither, the rent is what I set it at, no more and no less
From:
Andrew townshend
06 December 2023 05:18 AM
I've made a fantastic recovery thanks to the care here at Royal Papworth, everything is still very hard work though
From:
Andrew townshend
02 December 2023 11:02 AM
This is why we have to do as much of this work ourselves at least we turn up on site before 10 am
From:
Andrew townshend
02 December 2023 10:45 AM
government cann't be seen to be giving us anything even though it could reduce rents and bring more property to the rental market On another subject just thought you would like to know that I'm sat here with a mug of tea in Royal Papworth having a tripple bye pass, aortic valve and loop replaced 8 am last Saturerday morning, I', up and about and home tomorrow all being well, what a fantastic place and people this place is
From:
Andrew townshend
02 December 2023 10:18 AM
Increased accounting fees another reason for me to be increasing rents, the end user always pays these increased costs
From:
Andrew townshend
24 November 2023 08:49 AM
The average Joe on benefits will simply pocket this increase and not spend it on rent which is why I still say NO DHS can't trust them
From:
Andrew townshend
23 November 2023 10:02 AM
That's why they are in a hurry to have a family so they don't have to secure a home for themselves just have one given to them for free
From:
Andrew townshend
23 November 2023 09:51 AM
Surely no landlord is going to fall for that one are they?
From:
Andrew townshend
22 November 2023 08:10 AM
They are just violent thugs, pure and simple
From:
Andrew townshend
22 November 2023 08:05 AM
waste in the back yard, so did the landlord dump it there or more likely the tenants hence the flies, sounds to me like the landlord was the victim here
From:
Andrew townshend
21 November 2023 13:15 PM
Right on that one, the tenants I've helped out with low rents have often turned out to be the problem ones, charge all the way now
From:
Andrew townshend
21 November 2023 13:09 PM
Rogue landlords will always do well Sandra because good land lords won't touch rogue tenants so rogue tenants have no choice other than to use rogue landlords horses for courses as the saying goes ,they deserve each other
From:
Andrew townshend
21 November 2023 11:41 AM
Can't keep going up ?? watch this space of course they will
From:
Andrew townshend
21 November 2023 09:51 AM
That's a bit naughty Nick But I expect her pea sized brain is in there as well
From:
Andrew townshend
20 November 2023 15:45 PM
You would get them in her mouth that's big enough
From:
Andrew townshend
20 November 2023 11:37 AM
Buying anything leasehold is a mugs game, but you must have known that when you bought it Yonnette so why did you buy it ?
From:
Andrew townshend
20 November 2023 10:54 AM
You would like to live on a social housing sink estate with dross next door would you Sandra?
From:
Andrew townshend
20 November 2023 09:15 AM
Maybe not Simon , 1996 Major v Kinnock everyone thought labour would walk it, Starmer isn't too much different to Kinock really is he? but even so we would still have the conseratives in name only who are as bad as labour
From:
Andrew townshend
20 November 2023 08:57 AM
Market rates, the more government, councils and Polly stick the knife in my back the higher my rents increase, just like insurance the greater the risk the higher the price, that's the way it is Polly suck it up
From:
Andrew townshend
20 November 2023 08:49 AM
Woke left wing judges are the problem
From:
Andrew townshend
19 November 2023 12:01 PM
Labour will ban sec21 from day one when they get into power next year and likely rent increases as well at the same time, courts are simply a waste of time and aren't likely to change much
From:
Andrew townshend
18 November 2023 13:06 PM
I too have enjoyed buying run down properties turning them around and renting them to good tenants many of whom have become friends, however there is always the risk of getting a rogue tenant, with sec 21 I know I can get rid of them, without it the risk is too high
From:
Andrew townshend
18 November 2023 12:37 PM
I expect the people that rent from the ''scum landlords'' must be scum tenants, surely they deserve each other
From:
Andrew townshend
17 November 2023 19:56 PM
Polly is more interested in feathering her own nest like all the other charity management
From:
Andrew townshend
17 November 2023 10:37 AM
Tenants don't have to live in sub standard conditions you are all free to give notice when ever you like and move on to a better property
From:
Andrew townshend
17 November 2023 09:17 AM
''cannot be bothered'' that's why they are tenants and not home owners
From:
Andrew townshend
16 November 2023 09:36 AM
we aren't supposed to say so but most on benefits know that most landlords won't touch them so they waste their time
From:
Andrew townshend
15 November 2023 16:23 PM
A past leader of Norwich city Council used to enjoy the subsidized rent of a council house as do many well paid union leaders, stinks doesn't it
From:
Andrew townshend
14 November 2023 20:11 PM
I've normally bought around this time of the year, market normally flat around Christmas deals to be had
From:
Andrew townshend
14 November 2023 09:15 AM
Court reform won't happen until all woke left wing judges are sacked and replaced by real world people with business experience
From:
Andrew townshend
14 November 2023 09:10 AM
That's a BIG FAT NO from me getting into bed with woke councils who openly hate us and will stick the knife in at any chance they get, housing the dregs of society no no no
From:
Andrew townshend
14 November 2023 09:00 AM
Thanks for all the best wishes guys
From:
Andrew townshend
13 November 2023 21:19 PM
Well Ellie, you kindly ask how I am, I'.m booked into Papworth for a hart valve and an aortic loop replacement on the 25th of this month, will let you know afterwards how I get on
From:
Andrew townshend
13 November 2023 17:09 PM
Boris maybe he's full of BS
From:
Andrew townshend
13 November 2023 16:19 PM
Don't worry Nick it will not be raised at all, we all know that so the rule of NO DSS remains firmly in place
From:
Andrew townshend
13 November 2023 09:30 AM
@ Annoyed Landlord me also I used to like the long term tenants. now I quite like it when they go the void gives me the chance to catty out improvements and a very big increase in rent when I re let
From:
Andrew townshend
13 November 2023 09:26 AM
of course they won't , they hate us why would they want to see us earning more?
From:
Andrew townshend
13 November 2023 09:15 AM
All my tenants have my contact details and are free to contact me direct if they want to
From:
Andrew townshend
11 November 2023 16:23 PM
Soencer Ward in Norwich are very good and offer a good service to both landlord and tenant
From:
Andrew townshend
11 November 2023 12:07 PM
And also before labour get into power
From:
Andrew townshend
10 November 2023 10:22 AM
As Tricia says this isn't landlords this is''flat shares'' choosing who they wish to live with something very different
From:
Andrew townshend
09 November 2023 09:28 AM
I had to laugh when I saw the term '' academics'' what do they know about life in the real world and business
From:
Andrew townshend
09 November 2023 09:13 AM
Sold prices do seem to be holding up in and around Norwich
From:
Andrew townshend
08 November 2023 15:54 PM
These people consider themselves above the law, as the saying goes '' when in Rome do as the Romans do'' their skin is not always brown
From:
Andrew townshend
08 November 2023 09:25 AM
Sadly I think it will travel south when Starmer moves into numbet 10
From:
Andrew townshend
06 November 2023 20:49 PM
and likely never will
From:
Andrew townshend
05 November 2023 21:46 PM
As Robert would say '' no good turn goes unpunished'' you really cannot go helping people like this
From:
Andrew townshend
04 November 2023 20:21 PM
If she has I've a good idea where it is
From:
Andrew townshend
04 November 2023 17:15 PM
Bring in all they like but they won't be living in any of my properties
From:
Andrew townshend
04 November 2023 15:51 PM
Normally a waste of time even bothering to apply for these grants
From:
Andrew townshend
04 November 2023 09:48 AM
I have a biomass wood pellet boiler that is coming out it's rubbish and the pellets are getting very expensive
From:
Andrew townshend
04 November 2023 08:25 AM
Better conditions= higher rent you get what you pay for
From:
Andrew townshend
03 November 2023 18:37 PM
I don't know how they can justify their fees, for what is a dreadful service
From:
Andrew townshend
03 November 2023 18:08 PM
pay the extra and up grade to high court they do the job properly
From:
Andrew townshend
03 November 2023 17:39 PM
in an ideal world Liz problem is we don't live in an ideal world or even a fair one
From:
Andrew townshend
03 November 2023 17:26 PM
We're not charities Liz to provide homes for anyone, if there's no profit then there's no homes to rent.
From:
Andrew townshend
03 November 2023 10:40 AM
Don't worry about it Sandra I have no sympathy for you or your sort, agents and landlords will do just fine without you
From:
Andrew townshend
03 November 2023 10:32 AM
Social housing to be expected really
From:
Andrew townshend
03 November 2023 09:04 AM
council bailiffs are a waste of time
From:
Andrew townshend
03 November 2023 08:45 AM
5.25% isn't really high, it's about right and where interest rates should be
From:
Andrew townshend
02 November 2023 20:04 PM
Both landlords and tenants need to work together, pull apart and it's the tenant who will come off the worst
From:
Andrew townshend
02 November 2023 16:51 PM
Face facts ''charities'' are a con they are really big business providing their management with big fat wages check them out they are all at it and all should be investigated
From:
Andrew townshend
02 November 2023 14:48 PM
Exactly right there we have little control over what some tenants get upto in the property and removing smoke alarms often happens
From:
Andrew townshend
02 November 2023 09:49 AM
I suspect the only ones injured are injured by their own foolishness
From:
Andrew townshend
02 November 2023 09:15 AM
Good enough for me also, I use an excellent electrician who I have every faith in, problems only arise when some tenants start fidling with things themselves
From:
Andrew townshend
02 November 2023 09:01 AM
It's easy for anyone to be able to afford a home it;s called work and saving, nothing's free in this life, and why should it be ?
From:
Andrew townshend
02 November 2023 08:43 AM
How about you F off Jim boy
From:
Andrew townshend
01 November 2023 19:35 PM
We can't take DSS parasites because we know the rent won't be paid
From:
Andrew townshend
01 November 2023 09:06 AM
Too many staff with noses in troughs Polly!
From:
Andrew townshend
01 November 2023 09:03 AM
About time these ''housing charities ?'' were providing housing for these freeloaders
From:
Andrew townshend
01 November 2023 08:46 AM
So James are you lazy and expecting a free ride through life ? sounds like it. hope you end up sleeping in shop door ways where your kind belong
From:
Andrew townshend
31 October 2023 15:23 PM
We've all been there Emily, shame your selling as next time you could get a tenant with a brain that works
From:
Andrew townshend
31 October 2023 15:14 PM
Basic human rights are not free they have to be paid for James
From:
Andrew townshend
31 October 2023 12:04 PM
Norwich also has the new build student accommodation as well all very 5* Quality with 5* rent to match
From:
Andrew townshend
31 October 2023 11:56 AM
I would love to hear your old landlord's version of events Sandra, probably worth the fine just to see the back of you I expect
From:
Andrew townshend
30 October 2023 13:02 PM
Well Sandra I do agree, but I doubt there is a court in this country that would send him to prison
From:
Andrew townshend
30 October 2023 10:03 AM
Judging by the guy's name I suspect he is one of these that don't concider that our laws apply to him good luck trying to get that fine paid
From:
Andrew townshend
30 October 2023 10:00 AM
Ofcourse he won't pay he's above the law in his eyes
From:
Andrew townshend
30 October 2023 09:12 AM
''Me no understand ,no speak English'' how many times I've heard that line
From:
Andrew townshend
30 October 2023 09:10 AM
Exactly I never have invested or worked for peanuts why would I ?
From:
Andrew townshend
28 October 2023 12:26 PM
We were taught to save first then buy for cash, that has always served me well
From:
Andrew townshend
28 October 2023 12:07 PM
Agreed plenty of petrol stations want evening/ week end staff, as an apprentice I picked up a few evening / week end shifts on the pumps to boost my pay, that was in the days of attended service, no reason why those bleating about how hard up they are couldn't do the same, generally the hard up won't help them selves, bone idleness
From:
Andrew townshend
27 October 2023 11:23 AM
Top expert? LOL
From:
Andrew townshend
27 October 2023 09:45 AM
'' Most educated young generation'' with zero common sense there's the problem
From:
Andrew townshend
26 October 2023 12:09 PM
I agree why is it that social tenants expect to be able to live in London, you need to be a wealthy person to be able to live in London, move out to cheaper areas
From:
Andrew townshend
25 October 2023 13:12 PM
A good agent is worth their fees, many are not good though
From:
Andrew townshend
25 October 2023 09:59 AM
I have an ex council house that rents well on the edge of one of the better council estates around Norwich, there are ex council houses that I wouldn't touch simply because of what is next door, many council estates are real sink estates, location , location!
From:
Andrew townshend
25 October 2023 09:45 AM
I will consider pets in a suitable property with an additional rent, my descision and mine alone
From:
Andrew townshend
25 October 2023 09:07 AM
As the route to legal eviction is blocked then this will become common place
From:
Andrew townshend
24 October 2023 09:35 AM
We might as well join the rogues, if you can't beat them join them as the saying goes
From:
Andrew townshend
24 October 2023 09:29 AM
I had that aurgument with a guy that told me that I was stopping him getting on the housing ladder until I pointed out that I bought run down properties from auctions that he would never have got a mortgage on, to which he replied '' so you addmit buying from auctions'' I never knew that it was illegal to buy properties from auctions
From:
Andrew townshend
24 October 2023 09:21 AM
Missed that, likely just as well because I'd have been shouting at the tv which really winds my wife up
From:
Andrew townshend
23 October 2023 17:27 PM
I'm sure they will
From:
Andrew townshend
23 October 2023 14:46 PM
Socialist parties hate the self employed and small business, so that's it when labour get in next year
From:
Andrew townshend
23 October 2023 10:30 AM
Can't see a genuine fast track eviction for non payment ever happening, can you ?
From:
Andrew townshend
23 October 2023 10:26 AM
Well I'm renting one with an F rating with an exemption, no damp and no mould, tenants open their bedroom windows every day, summer and winter, the tenants are very happy there on their low rent
From:
Andrew townshend
23 October 2023 10:10 AM
If they want our backing they'll have to give us something to win it
From:
Andrew townshend
23 October 2023 10:03 AM
Ombudsman will always side with tenants just as courts do now
From:
Andrew townshend
22 October 2023 19:07 PM
It's not a human right to have for free James
From:
Andrew townshend
22 October 2023 11:09 AM
When YOU pay the rent David or would that really be the tax payer paying it for you through UC?
From:
Andrew townshend
21 October 2023 11:45 AM
by getting the returns in and agreed dorsn't mean we pay any sooner or any more, it's just a job done and out of the way
From:
Andrew townshend
21 October 2023 11:41 AM
And add a labour government to that and private letting will become a nightmare
From:
Andrew townshend
21 October 2023 11:32 AM
I t would seem you are right there John
From:
Andrew townshend
21 October 2023 11:30 AM
I can well understand why landlords aren't using the big national agents, but the smaller local agents normaly give a very good service and are well worth their fees.
From:
Andrew townshend
21 October 2023 11:29 AM
We have this in Norwich old 60s office blocks extended into the sky and converted into student rooms with sky high rents, no homes for normal people or families
From:
Andrew townshend
21 October 2023 10:17 AM
If I were to advertise DSS welcome maybe I would quallify as a social landlord ?
From:
Andrew townshend
20 October 2023 12:59 PM
Even the agent managed property tenants have my direct contact details and are free to contact me direct
From:
Andrew townshend
20 October 2023 09:29 AM
Tenant responsibility end of
From:
Andrew townshend
20 October 2023 09:20 AM
What about your social homes aren't most of them cold and expensive to heat as well Ms Smith ?
From:
Andrew townshend
20 October 2023 09:13 AM
I tried Vanguard Staurt all that investment done for me was to lose money
From:
Andrew townshend
20 October 2023 09:06 AM
In fairness as James says it would seem much of it is not household waste
From:
Andrew townshend
19 October 2023 15:19 PM
''Top agent'' LOL
From:
Andrew townshend
19 October 2023 08:38 AM
Name and shame both landlord and ex tenant
From:
Andrew townshend
19 October 2023 08:35 AM
Increased business costs are always passed onto the end user
From:
Andrew townshend
19 October 2023 08:21 AM
Not just greedy private landlords but all private landlords, good luck finding homes
From:
Andrew townshend
19 October 2023 08:17 AM
Yes Peter the Covid loans scam I know of a few that took these with no intention of ever paying them back, this is where HMRC and government should be looking first
From:
Andrew townshend
18 October 2023 12:03 PM
So no comments allowed on tenants on benefits claiming more on legal aid, what I will say there is it just renforces the need to avoid renting to anyone on benefits NO DSS!
From:
Andrew townshend
18 October 2023 09:46 AM
Polly is only interested in sticking the knife into private landlords
From:
Andrew townshend
18 October 2023 09:21 AM
Exactly John
From:
Andrew townshend
17 October 2023 12:21 PM
None profit organasions ?? no such thing, look at their accounts to see who is sciming all the money off like Polly for example at shelter
From:
Andrew townshend
17 October 2023 09:44 AM
Old soft norfolk reds sock water up like a sponge
From:
Andrew townshend
16 October 2023 19:36 PM
Wlthout trust we can't do business
From:
Andrew townshend
16 October 2023 19:33 PM
This is what we private landlords offer the renter, housing in nice a area, without the ASB low life living next door, worth paying a bit more for isn't it ?
From:
Andrew townshend
16 October 2023 15:10 PM
I had an old car repair workshop in Norwich which I wanted to knock down and build flats on, the council cold shouldered me, wouldn't even talk about it, then they wanted to build social housing there themselves, so I sold the site to an engineering company who have now built a huge steel unit there, no way was i selling to the council why would I?
From:
Andrew townshend
16 October 2023 12:58 PM
Annette, there are many ex tenants that I would welcome back
From:
Andrew townshend
16 October 2023 11:58 AM
Agreed it's not just the money, why would I want to house a workshy bum scrounging tax payers money
From:
Andrew townshend
16 October 2023 11:54 AM
@ Emily, in my experience teachers are normally as thick as 2 short planks, but don't they just love trying to tell you how well educated they are
From:
Andrew townshend
16 October 2023 11:24 AM
@ Pat Gan, I would love to hear from a past landlord of Sandrs's to hear their side of events
From:
Andrew townshend
16 October 2023 11:16 AM
High profile?? ha ha sounds like a joke to me Joni boy
From:
Andrew townshend
16 October 2023 09:26 AM
Penny wise and pound foolish, pence saved on energy bills and many pounds placed on rents
From:
Andrew townshend
16 October 2023 09:07 AM
Not always Simon, I've had the supposed '' well educated'' with zero common sense
From:
Andrew townshend
16 October 2023 08:58 AM
Doing a deal with a council ? not a cats chance in hell, NO WAY NOT INTERESTED
From:
Andrew townshend
16 October 2023 08:51 AM
And tenants don't play the victims, yourself being a prime example Sandra
From:
Andrew townshend
16 October 2023 08:45 AM
It is very unwise to try cheating HMRC, they know all the scams
From:
Andrew townshend
15 October 2023 12:24 PM
@ Daniela you are of course correct in what you say, our stupid government and all those do gooders out there are to blame
From:
Andrew townshend
15 October 2023 09:32 AM
Mine are done and off to the account by the end of April, submitted and agreed by HMRC by July, job done
From:
Andrew townshend
14 October 2023 10:18 AM
Sounds just like Gt Yarmouth on the Norfolk coast
From:
Andrew townshend
13 October 2023 11:29 AM
Model tenants in social housing has to be the joke of the week
From:
Andrew townshend
13 October 2023 10:28 AM
Shelter only need to look to themselves for the real cause of sky rocketing rents
From:
Andrew townshend
13 October 2023 09:50 AM
ASB is mainly linked to council sink estates that's where the real problems are
From:
Andrew townshend
13 October 2023 09:46 AM
I don't think there'll be another lock down. the public simply will not do so certainly I would not
From:
Andrew townshend
13 October 2023 09:41 AM
That's a good idea writting that into the tenancy agreement Peter, I will try that one as well
From:
Andrew townshend
12 October 2023 15:44 PM
Well John I treat people as they treat me, I've had far too many people try to walk all over me in the past, it hardens one up very quickly
From:
Andrew townshend
12 October 2023 11:27 AM
We even had the issue here in Norwich where the very well paid top man was living in subsidized council housing same as many top union leaders do nation wide scam isn't it stinks
From:
Andrew townshend
12 October 2023 11:19 AM
Very often it's the crooked system that causes the crooked anticts of land lords, the protection of rouge tenants doesn't help, for example a non paying tenant has to go either legally or illegally if all else fails
From:
Andrew townshend
12 October 2023 11:06 AM
That is of course true Nick they come here to milk the system that plenty of our own white British are also doing
From:
Andrew townshend
12 October 2023 10:16 AM
I had a look at the properties in Auctiom House east anglia yesterday next auction, a lot of landlords properties in that including from many landlords that I know locally,
From:
Andrew townshend
12 October 2023 10:03 AM
Well of course Pat is right we do need migrants for the skilled work surgeons. and even tradesmen brick layers etc we don't have them here white British are the nation of the workshy, a sad fact isn't it
From:
Andrew townshend
12 October 2023 09:56 AM
Build more houses is easy to say, the cost of building a house has gone through the roof, material shortages , then of course you have to find the tradesmen to build them
From:
Andrew townshend
12 October 2023 09:40 AM
I wounder how much of that damage was done by the tenants themselves
From:
Andrew townshend
12 October 2023 09:31 AM
Other than for new tenants it can be difficult to increase rents by the full amount every time, so steady smaller increases every year or big increases every time a property is re let is normally the best plan
From:
Andrew townshend
12 October 2023 09:26 AM
Frozen housing allowance is a very good reason for saying NO DSS, we just know that we won't be getting the rent paid
From:
Andrew townshend
12 October 2023 09:17 AM
Council could have carried out the repairs themselves and then invoiced the landlord or taken a charge against each property
From:
Andrew townshend
11 October 2023 09:05 AM
Yes Jo more children = more benefit cash
From:
Andrew townshend
10 October 2023 15:23 PM
I would prefer an empty property over one with the kind of tenants coming from the council
From:
Andrew townshend
10 October 2023 09:18 AM
If they can't afford children or pets why do they have them?
From:
Andrew townshend
10 October 2023 09:09 AM
Well Sandra I'm sick of listening to lazy tenants bleating and blaming everyone other than themselves
From:
Andrew townshend
10 October 2023 09:02 AM
My tenants normally text and I give them hard copies of certificates
From:
Andrew townshend
10 October 2023 08:53 AM
I have a retired lady tenant that is doing just that, she tracks down these grants and applies, subject to terms and conditions I'm happy to give the okay
From:
Andrew townshend
09 October 2023 12:13 PM
We lived the 70s John, many voters didn't and it's no good telling them they just wouldn't believe us, I can see a rerun of those years coming strikes and all
From:
Andrew townshend
09 October 2023 10:51 AM
How many of those 17 were his tenants I wounder though ? L bet a lot of sub letting was going on there with the landlord powerless to act, goes on a lot now.
From:
Andrew townshend
08 October 2023 08:57 AM
I simply don't trust Labour why would I ?
From:
Andrew townshend
07 October 2023 17:08 PM
I think say labour are going to win the GE, then we are really in it
From:
Andrew townshend
07 October 2023 11:06 AM
I don't expect he or she is happy David but who's fault is that?
From:
Andrew townshend
07 October 2023 11:03 AM
Agreed Ellie, going back to the 70s I knew A landlord that paid a milkman to deliver milk to his properties he also supplied boxes Cornflakes therby suppling breakfasts, and a weekly cleaner,
From:
Andrew townshend
06 October 2023 09:49 AM
They both rot and burn very well
From:
Andrew townshend
06 October 2023 09:38 AM
In Norfolk councils have been handing over their housing stock to Housing associations, now those self same housing associations are busy selling those old council houses off in local property auctions because they are finding it impossible to maintain and manage them, laughable
From:
Andrew townshend
06 October 2023 09:31 AM
I'll stick with my Victotian houses stood for over 100yrs and 2 world wars, will these new builds still be standing in 30 yrs time doubtful, timber frames, OSB board and plaster board, we see them being built by cow boy builders.
From:
Andrew townshend
06 October 2023 09:15 AM
Swift repro we know that'll never happen
From:
Andrew townshend
05 October 2023 15:40 PM
Often found removed and ln a draw somewhere, all my properties are NO SMOKING, but ofcourse it's the tenants human right to smoke anyway
From:
Andrew townshend
05 October 2023 09:55 AM
I've experienced the self same thing Steven
From:
Andrew townshend
05 October 2023 09:44 AM
I've encouraged tenants to apply for grants but most can't be bothered to do so, woundn't lift a finger to help themselves. simply too damm lazy
From:
Andrew townshend
05 October 2023 09:40 AM
Something needs to happen to the court system, a good kick up the backside wouldn't go amiss
From:
Andrew townshend
05 October 2023 09:21 AM
Agreed Nick I would say it is, people are no different to animals when pushed into a corner
From:
Andrew townshend
04 October 2023 10:06 AM
Exactly what is happening. Polly & co are doing a great job increasing rents for us
From:
Andrew townshend
04 October 2023 08:53 AM
Thankfully most tenants are decent clean living hard working people, but those she discribe are out there
From:
Andrew townshend
04 October 2023 08:49 AM
Well not white English then, without proper legal means of evicting bad tenants i can see a lot more of this coming, there are also plenty of violent tenants out there as well, as Doug says ''we told you so''
From:
Andrew townshend
04 October 2023 08:40 AM
Bet your old landlords are pleased to see the back of you Sandra, how are you getting on with your new one?
From:
Andrew townshend
02 October 2023 13:26 PM
Let's hope so Tricia, it would make sense for all not just landlords but tenants, councils and government as well
From:
Andrew townshend
02 October 2023 12:09 PM
But did Mandy and Billy find another LL mug enough to rent to them?
From:
Andrew townshend
02 October 2023 09:28 AM
I also have only ever used sec 21 to evict non payers
From:
Andrew townshend
02 October 2023 09:19 AM
worth 40 pounds p yr if it does the job
From:
Andrew townshend
01 October 2023 17:35 PM
I think you really need to work yields out on present day values, most of my properties were bought out of auction 25-30 yrs ago so working on purchase price my yields are through the roof
From:
Andrew townshend
30 September 2023 16:51 PM
Reenter during day light hours change the locks and place a large notice in the window, I've done this a few times, and it works, can be really amusing as well
From:
Andrew townshend
30 September 2023 10:25 AM
Yes I told a tenant that last year, she became very abusive and flatly refused to do so, so I'm expecting more condensation and mould this winter
From:
Andrew townshend
30 September 2023 10:17 AM
Yes lets be hearing the tenant's name so we can all be putting a black mark by it
From:
Andrew townshend
29 September 2023 13:46 PM
Back in the day when I left school ,1968, we all walked into apprenticeships, bricklayers, carpentors, car mechanics etc and we all done well no need for a Mickie Mouse degree, that system had worked well for hundreds of yrs then Blair came along, try and find a trades man now, they are like rocking horse dropings and able to charge what they like.
From:
Andrew townshend
29 September 2023 09:03 AM
shoot the dangerious dog
From:
Andrew townshend
28 September 2023 18:25 PM
13k i would have lost my temper by now so well done Chris for keeping ypurs
From:
Andrew townshend
28 September 2023 16:41 PM
Why would we care where bad customers end up?
From:
Andrew townshend
28 September 2023 13:27 PM
So Sandra are these the reasons for your eviction?I have to say that it sounds very much like it.
From:
Andrew townshend
28 September 2023 09:12 AM
There are always reasons for these actions and very likely the reasons you quote Adrian
From:
Andrew townshend
28 September 2023 09:08 AM
I'll add to that John that the bigger agents employ the youngesters straight out of uni who don't have a clue
From:
Andrew townshend
27 September 2023 10:43 AM
I'm also very happyy with the small local agents I use
From:
Andrew townshend
27 September 2023 07:44 AM
'' Experts and brain power'' ? I don't think so Martin
From:
Andrew townshend
26 September 2023 11:31 AM
Norwich is made up mainly of housing built in the 1880s well built still standing and popular, survived 2 world wars and well over 1oo yrs, the card board new builds I see going up will never match up to this housing
From:
Andrew townshend
26 September 2023 11:01 AM
The price of renrtals are very high I would agree Sandra, but why? could that be caused by government and the likes of shelter ?
From:
Andrew townshend
26 September 2023 10:31 AM
Martin it's all penny wise & pound foolish, save pennies on heating and spend many more pounds on rent. doesn't stack up does it ?
From:
Andrew townshend
25 September 2023 10:02 AM
you are right John the best advice before spending lots of money wait and see.
From:
Andrew townshend
25 September 2023 09:51 AM
It pains me to say Martin but of course you are correct as soon as labour get into power EPC C will be on again
From:
Andrew townshend
25 September 2023 09:42 AM
Exactly very careful selection of new tenants will be a must going forward
From:
Andrew townshend
23 September 2023 10:42 AM
i do hope so but with Labour in next yr their RRB will be far worse for us
From:
Andrew townshend
22 September 2023 14:04 PM
So if I kick out a non payer will I be expected to repay the rent I've not received ? IF they aren't paying then there is nothing to lose
From:
Andrew townshend
22 September 2023 10:36 AM
I also can see that all kicking off here, civil war blood on the streets
From:
Andrew townshend
22 September 2023 09:51 AM
I will add to that that the sad death of Awaab could have been prevented had his parents bothered to wipe down the condensation and mould with a little hot water and bleach, child neglect, pure and simple
From:
Andrew townshend
21 September 2023 11:17 AM
But that's where their night life is ,after all they are ''entirled'' aren't they
From:
Andrew townshend
21 September 2023 11:06 AM
John I live in the real world when you give a inch these none payers take a mile booting them out is the only way and make sure other local landlords know who they are this is the only language they understand
From:
Andrew townshend
21 September 2023 10:05 AM
They can have their EPC C and maybe save a pound or 2 on their energy bills but with the extra cost of large rent increases to cover the landlords costs, are you sure that is what you want generation rant?
From:
Andrew townshend
21 September 2023 09:48 AM
They'll have to go to an area where they can afford the rent' in the cold up north
From:
Andrew townshend
21 September 2023 08:13 AM
Once a tenant gets into arrears and gets away with it they will always be in arrears, there is only one line of action OUT NOW, evict
From:
Andrew townshend
21 September 2023 08:00 AM
A little common sense at last
From:
Andrew townshend
20 September 2023 19:39 PM
So James it's a '' basic human right to be provided for free is that what you are saying ??
From:
Andrew townshend
19 September 2023 15:49 PM
True John but we are still reliant on a left wing judge with sec 8, and I don't trust them in fact it's fair to say that I have zero respect or trust in the courts
From:
Andrew townshend
18 September 2023 17:16 PM
Exactlu John and doesn't that make a lot more sense than fining the landlord
From:
Andrew townshend
18 September 2023 11:19 AM
I would love to be buying more and the money's sitting there to do so but at present I do think it would be a foolish move to do so
From:
Andrew townshend
18 September 2023 10:25 AM
I do agree Sandra, sometimes boilers break down I've had this happen at home, when one breaks down at a rental property I supply plug in heaters, while waiting for a heating eng' to repair/ replace the boiler these things happen
From:
Andrew townshend
18 September 2023 10:15 AM
Aren't we all paying more since 2020, look to government for the cause of that
From:
Andrew townshend
18 September 2023 10:09 AM
And paid far too much as well
From:
Andrew townshend
18 September 2023 10:05 AM
I too have tenants in their 60s and 70s, they pay on time and in full each month, don;t cause me problems they have nothing to worry about, in my experance it's younger tenants and single mums that generally are the problem, the ''entitled generation who expect every thing now and for free
From:
Andrew townshend
18 September 2023 09:59 AM
James I've never evicted any one on a whim, I doubt any landlords do that, stop paying rent or damage my property and too true they are out, what's wrong with that?
From:
Andrew townshend
18 September 2023 09:50 AM
John if Chad has had a bad experience with a LL I fully expect it was self inflicted, I would say the LL most likely had a bad experience with him first off
From:
Andrew townshend
17 September 2023 15:25 PM
I expect if your landlord reads your comment you will soon be homeless
From:
Andrew townshend
17 September 2023 14:03 PM
A chip there some where ?
From:
Andrew townshend
16 September 2023 16:14 PM
if they make me an offer I can't refuse I'll sell, otherwise forget it
From:
Andrew townshend
16 September 2023 09:59 AM
yes Michael i can see this all ending in tears, much like Grenfell
From:
Andrew townshend
15 September 2023 17:24 PM
Fair enough Peter we shouldn't illegally evict, but when forced in a corner with a non paying tenant, wrecking the place I know what I'll be doing
From:
Andrew townshend
15 September 2023 13:27 PM
The self employed gas engineer I use charges me 60 pounds no vat for an inspection and certificate, he;s good and reliaibke I'm very happy with that
From:
Andrew townshend
14 September 2023 07:18 AM
All caused by his government, yes rents are high I wounder why Mr Neill, more social housing is needed but then this is where the poor living conditions are
From:
Andrew townshend
14 September 2023 07:10 AM
if the lifts even work, which is doubtfull
From:
Andrew townshend
13 September 2023 16:36 PM
If all that happens there will be civil war and blood on the streets
From:
Andrew townshend
13 September 2023 14:54 PM
James I really don't care I have zero respect for our courts
From:
Andrew townshend
13 September 2023 12:58 PM
Of course they'll be a catch, have no doubt of that
From:
Andrew townshend
13 September 2023 08:56 AM
Councils can't manage the properties they hold at present, how will they manage more, this is the real reason they sold off what they had, some went to tenants others went to housing assocations
From:
Andrew townshend
13 September 2023 08:47 AM
Agreed always pay down debt
From:
Andrew townshend
12 September 2023 15:06 PM
Oh yes we can Raine, they either pay the rent or live on the streets, we don't want those on benefits because experance has shown us that these are the very tenants that don't pay, it's a hard world out there suck it up buttercup
From:
Andrew townshend
12 September 2023 14:12 PM
I also have seen those 30%+ rent increases when re letting
From:
Andrew townshend
12 September 2023 13:59 PM
This is what happens when pushed into a corner
From:
Andrew townshend
12 September 2023 13:42 PM
I would to hell with the council and courts, just get rid
From:
Andrew townshend
12 September 2023 09:23 AM
I would say worth every penny, I'm sure the landlord had good reason to want to see the back of them
From:
Andrew townshend
12 September 2023 09:19 AM
''Racism'' where Karen? Nick is stating a fact, he's spot on correct, some times the truth hurts
From:
Andrew townshend
12 September 2023 09:03 AM
I like my older tenants I get on with them much better than I do with the younger '' entitled'' ones
From:
Andrew townshend
11 September 2023 10:24 AM
TBH I think rents will be pushed up a lot more than that
From:
Andrew townshend
11 September 2023 09:09 AM
Yes I was thinking exactly the same
From:
Andrew townshend
09 September 2023 17:02 PM
We've not been a domocracy for some time now
From:
Andrew townshend
09 September 2023 16:44 PM
Yes we should John, but that will never be allowed to happen
From:
Andrew townshend
09 September 2023 12:41 PM
Fery, that's not as daft as it sounds maybe fully serviced accomadation is the way forward, make the rent fully inclusive of heating and send a cleaner round every week to do all their cleaning and washing, an extra 1000 on the rent each month should cover it
From:
Andrew townshend
09 September 2023 10:19 AM
Ellie, you should be evicting those tenants they are taking the P, get rid while you still can
From:
Andrew townshend
09 September 2023 09:31 AM
Exactly Michael, the council's responsibility, why haven't the council been prosecuted here?
From:
Andrew townshend
08 September 2023 18:44 PM
I'm sure you are right there Tricia
From:
Andrew townshend
08 September 2023 14:45 PM
and then when they leave they take the dehumidlfier with them, have lost a few like that
From:
Andrew townshend
08 September 2023 14:41 PM
In some I have slow fans which I have hard wired in such a way that they cannot be turned off
From:
Andrew townshend
08 September 2023 14:13 PM
In which case, if I find damp or mould I shall evict on the grounds that my property is being damaged by the tenant, if the court won't allow this I will evict by other means, 2 can play at these silly games Mr Gove
From:
Andrew townshend
08 September 2023 13:44 PM
In Norwich I'm seeing them go to ''sold (sale agreed) then coming back for sale again regularly
From:
Andrew townshend
08 September 2023 09:27 AM
We can't and won't operate at LHA rates
From:
Andrew townshend
07 September 2023 09:47 AM
Summed up perfectly there AJR
From:
Andrew townshend
07 September 2023 09:21 AM
Ex civil service, well that explains a lot
From:
Andrew townshend
07 September 2023 08:31 AM
Most developers in my area would simply set fire to a problem property getting in the way, seen it time and again, we all know who set fire to them and why
From:
Andrew townshend
06 September 2023 09:58 AM
Totally agree Jo, it also costs a lot of money now to build a house, materials have rocked in costs as have labour, when you can even find it, then of course there is all the red tape and BS thrown at you from building control and planners, developers are businesses there to make a profit like any other business, we have seen many developers and builders go bust in recent yrs
From:
Andrew townshend
06 September 2023 09:53 AM
''IMPARTIAL?'' my backside!
From:
Andrew townshend
06 September 2023 09:43 AM
Pointless taking a deposit really, build it into the rent as a risk factor, that way it is at least in our bank accounts when the time comes .
From:
Andrew townshend
06 September 2023 09:41 AM
Sec 8 getting strengthened ?? I'll believe that one when I see it, can't see that happening, sec 21 was atleast a certain eviction which is why we used it over sac 8
From:
Andrew townshend
06 September 2023 09:19 AM
That fine will never be paid
From:
Andrew townshend
04 September 2023 09:51 AM
Of course it didn't, council should have carried out the repairs it's self and then taken ownership of the building, mind you we can just immagine the kind of tenants living there can't we
From:
Andrew townshend
04 September 2023 09:49 AM
I think it's fair to assume that most council built blocks are built with RAAC
From:
Andrew townshend
04 September 2023 09:19 AM
Less competition and higher rents, certainly works that way in Norwich
From:
Andrew townshend
02 September 2023 09:26 AM
Yes Robert, what I should have done was pay the premiums into a savings account instead of the insurance, now I will self fund and sue axa when L'm better
From:
Andrew townshend
01 September 2023 14:52 PM
Whiter than white Ellie I've found that when I'm whiter than white Ellie I tend to get walked over, some times it pays to go against the law
From:
Andrew townshend
01 September 2023 14:46 PM
insurance generally is a waste of time I'm trying to claim from axa health at present they are doing their best to get out of it
From:
Andrew townshend
01 September 2023 12:36 PM
I agree John there is a strong case to become a rouge landlord why not ?
From:
Andrew townshend
01 September 2023 09:00 AM
True inflation is atleast 15% possibly more
From:
Andrew townshend
31 August 2023 16:38 PM
Anyone comes at me with a knife I''ll return with a 12 bore and give them both barrels, simple as treat others as they treat you
From:
Andrew townshend
31 August 2023 11:25 AM
Agreed KB and what's the betting gove's buddies will give him a nice well paid job in return, the man is a back stabbing snake
From:
Andrew townshend
31 August 2023 10:32 AM
I will simply ignore it and EPC C as well
From:
Andrew townshend
31 August 2023 10:17 AM
I think the latter Peter, leave as bigger problem for labour as they can
From:
Andrew townshend
30 August 2023 11:48 AM
Agreed Ellie, happy tenants make for a happy landlord, although there will always be those that will never be happy no matter what we do for them
From:
Andrew townshend
30 August 2023 11:43 AM
Sorry Jim but you are sounding like a do gooda social worker here, at least if this scum is in prison he's locked up out of our way, hopefully some one inside would set about him that would address his issues
From:
Andrew townshend
30 August 2023 10:31 AM
That's how I read it as well, a sales platform
From:
Andrew townshend
30 August 2023 09:59 AM
these groups are big money making scams for the likes of polly and alike
From:
Andrew townshend
30 August 2023 09:26 AM
My opinion also
From:
Andrew townshend
30 August 2023 09:20 AM
I have an F rated property with an exsemption,and the loft is insulated, the rent is well below market rent, if the guys in there want heat then they have to turn it on and pay for it, there is no way that I'm spending thousands on that property, and by the way an F and there's no damp or mould as they guys open their upstairs bedroom windows every day summer and winter, they are happy with their low rent living there
From:
Andrew townshend
30 August 2023 09:14 AM
Sandra if a tenant can't afford the heating bills then they need to take action themselves, work harder to earn more or move to somewhere cheaper, as for blaming tenants for mould that's perfectly correct, I have one where there is condensation in the woman's daughter's box room bedroom, I 've attended to it as best I can and advised the tenant to open the daughters 's bedroom window while the daughter is at school, does she open that window does she hell, and gets aggressive when I remind her to do so, she doesn't work and has no intension of doing so, if people won't help themselves then they deserve all they get
From:
Andrew townshend
30 August 2023 08:55 AM
The boiler certainly should have been replaced, and the gutters as well, likely the mould had more to do with the tenants themselves
From:
Andrew townshend
30 August 2023 08:40 AM
I give up with present day police and courts, hopeless, perhaps we need to take the law into our own hands
From:
Andrew townshend
30 August 2023 08:30 AM
Agreed Jo it's called spreading the risk, if one of my tenants stop paying hopefully the other 15 will be paying so this compensates for the lose of one rent
From:
Andrew townshend
29 August 2023 18:36 PM
seems to me that the nrla are a waste of time
From:
Andrew townshend
29 August 2023 18:30 PM
Looking back Jo you could be right, now going forward they won't be our friend
From:
Andrew townshend
29 August 2023 09:32 AM
Santander the worst bank on the high street, my mother had an account with them
From:
Andrew townshend
29 August 2023 09:28 AM
Why would I believe a word that woman says?
From:
Andrew townshend
29 August 2023 09:21 AM
Throw them out of an upstairs window, much better
From:
Andrew townshend
28 August 2023 15:33 PM
I hope her new landlord doesn't live to regret it, that's who I feel sorry for
From:
Andrew townshend
27 August 2023 09:23 AM
I once had to pay a tenant 1000 pounds it was worth every penny to see the back of him, he no doubt blow the lot down the pub and on drugs within days
From:
Andrew townshend
26 August 2023 16:54 PM
if things aren't right move, I'm sure your landlord will be pleased to see the back of you
From:
Andrew townshend
26 August 2023 16:48 PM
Oh yes James full checks as well
From:
Andrew townshend
26 August 2023 12:49 PM
I also have only ever evicted non payers, without sec 21 the only way will be the illegal way, and if that what it takes then so be it
From:
Andrew townshend
26 August 2023 12:45 PM
I chose who I rent to, for me that means only those in full time work who can show me that they earn enough to be able to pay the rent in full each month, if the CNA don't like that they can go do the other thing
From:
Andrew townshend
25 August 2023 08:56 AM
Agreed this isn't a conserative party that I recognise they used to support the small businessman and the self employed, they seem to hate us now, they are just labour under a different name
From:
Andrew townshend
24 August 2023 12:30 PM
Problem being is shelter and generation rant are there to look after the great unwashed rogue type tenants not the good tenants
From:
Andrew townshend
24 August 2023 09:03 AM
But you don't know what kind of tenant you are getting , I've come unstuck here in the past with a bad tenant
From:
Andrew townshend
24 August 2023 08:59 AM
Yes agreed that could have helped him in court
From:
Andrew townshend
23 August 2023 10:18 AM
Norfolk Police aren't interested Ellie, here's a crime number now claim on your insurance is what we get
From:
Andrew townshend
23 August 2023 10:14 AM
Carn't ever see any of that ever happening in rip off Britain Jo
From:
Andrew townshend
22 August 2023 11:14 AM
With in reason I would agree Robert, however as Simon says, give an inch and many will take a mile
From:
Andrew townshend
22 August 2023 11:07 AM
Back in the day I would buy derelict houses, people would say I must be mad for buying them, then once renovated and rented out that all turned to pure envy and jealousy, that all made me laugh, how short sighted and stupid people can be
From:
Andrew townshend
22 August 2023 09:07 AM
Shelter could build / buy housing to house people it isn't as if they don't have the funds to do so, they could call themselves ''the great unwashed housing assocation'' see how well they get on as landlords to the free loaders
From:
Andrew townshend
22 August 2023 07:38 AM
Housing assocations short of funds ??yet they pay their mamagement 100s of thousands a year, noses in troughs I think
From:
Andrew townshend
22 August 2023 07:32 AM
I did have a lady do it once in a small way in a terraced house with a secure garden
From:
Andrew townshend
22 August 2023 07:22 AM
Jo it's always nice to consider the other guy to be human, deceint and honest, problem is all too often they are not, being self employed you soon find out that a lot of people are no more than animals and simply cannot be trusted, a sad fact now
From:
Andrew townshend
21 August 2023 10:50 AM
Agreed Peter, very careful selection of customers now
From:
Andrew townshend
20 August 2023 15:47 PM
Only 5* + tenants concidered now this has to be the only way now going forward
From:
Andrew townshend
18 August 2023 21:19 PM
On another subject '' ex offendwes'' gets a big fat NO WAY from me leave these to councils and housing assocations to house where they belong
From:
Andrew townshend
18 August 2023 06:22 AM
Agreed, many of those '' bounce back loans'' that the government gauranteed will never be paid back it was just free money
From:
Andrew townshend
17 August 2023 11:12 AM
It was , belonged to the council and NO ONE HAS BEEN PROSSICUTED !! stinks doesn't it
From:
Andrew townshend
17 August 2023 08:52 AM
My electrician likes to supply materials, generally MK
From:
Andrew townshend
16 August 2023 19:46 PM
I do much the same Ellie Do what I can myself and I also like to supply my own materials where ever possible, oh and by the way I'm off to Papworth Friday for a chat might know more then and maybe a date for the op
From:
Andrew townshend
16 August 2023 15:55 PM
Some agents put an add on, mine forwards me the invoice which I pay direct
From:
Andrew townshend
16 August 2023 10:58 AM
All done in and agreed
From:
Andrew townshend
16 August 2023 09:16 AM
I expect at that time there would have been a few people that would happley blown his brains out, I doubt the police would have looked into that very carefully
From:
Andrew townshend
13 August 2023 11:12 AM
Well the mistake there Nick was using a '' well known big agent where you are no more than a number, these big agents employee wet behind the ears boys and girls who talk the talk know the lot and in fact know F all, small and local are the ones to use
From:
Andrew townshend
11 August 2023 11:47 AM
Make me an offer I can't refuse, they need to put their money where their mouths are, which isn't going to happen is it ?
From:
Andrew townshend
10 August 2023 12:27 PM
Insurance companies will always do their best to get out of a claim
From:
Andrew townshend
10 August 2023 09:15 AM
Often it's solicitors string things out to increase their fees
From:
Andrew townshend
10 August 2023 08:10 AM
Discrimination or simply selection of the tenant with the lowest risk factor ?
From:
Andrew townshend
09 August 2023 13:30 PM
We all know these sorts Edwin, a useless degree from a tin pot uni, think they know the lot and know F all
From:
Andrew townshend
09 August 2023 12:02 PM
But wasn't the whole idea of selling off council housing was that they didn't want the responcibility of maintaining them or wipping the backsides of their tenants on their sink estates
From:
Andrew townshend
09 August 2023 11:52 AM
but would the courts allow it?
From:
Andrew townshend
09 August 2023 08:16 AM
can we charge late payment of rent at 2.5% over base please
From:
Andrew townshend
09 August 2023 08:12 AM
I find the small local agents good,I certainly wouldn't go anywhere near the big national ones
From:
Andrew townshend
08 August 2023 17:37 PM
That's an idea, we give the local council details of new tenants, as i always do so that the tenant is charged the council tax and then the council can tell us if we are allowed to rent to them, seems fair enough to me
From:
Andrew townshend
08 August 2023 11:44 AM
I think that has to be policy now if they don't look British or don't have a British name then no tenancy, we won't have a problem then
From:
Andrew townshend
08 August 2023 08:22 AM
A lot of tenants appear to be ''rolling in it as well'' just look at the cars some of them drive and their life styles
From:
Andrew townshend
06 August 2023 12:05 PM
Totally agree it's a big fat NO from me as well
From:
Andrew townshend
06 August 2023 12:00 PM
L expect he's in church as we speak before going off down the pub
From:
Andrew townshend
06 August 2023 09:21 AM
Always use the high court sheriff, they are well worth their fee
From:
Andrew townshend
06 August 2023 09:18 AM
Yes Ellie it will be on my terms, even if I end up in court over it
From:
Andrew townshend
05 August 2023 11:44 AM
I'm going to try and stay in as well, I may well live to regret that, I don't want to sell, I enjoy what I do and have great tenants, but i can fully understand those that want to get out and why
From:
Andrew townshend
05 August 2023 11:36 AM
Profit is such a dirty word to those incapable
From:
Andrew townshend
04 August 2023 09:26 AM
Those of us that do stay will be earning more rent and have a greater selection of tenants to chose from, will we be able to get rid of non payers? that depends on the courts, it is looking possible that net zero might be scrapped along with that the EPC BS hopefully
From:
Andrew townshend
04 August 2023 07:57 AM
evict and rent to a new tenant for more, where there's a need there's a way
From:
Andrew townshend
03 August 2023 14:08 PM
I can see a problem there Jeremy, the tenant that says yes, pays the increased rent but no reduction in energy bills won't be happy, which of course is what will happen
From:
Andrew townshend
03 August 2023 14:02 PM
After loosing her job, A tenant of mine had 2 of these fitted in her flat for free, she was cold all winter, I gave her 2 plug in heaters, these new storage heaters are hopeless
From:
Andrew townshend
03 August 2023 08:36 AM
maybe apply for the linence and refuse to pay the fee
From:
Andrew townshend
03 August 2023 07:55 AM
More protection, I wouldn't count on that
From:
Andrew townshend
02 August 2023 13:56 PM
Voids are useful for repairs and improvements to be carried out, but one advertised normally a queue wanting to sign up
From:
Andrew townshend
02 August 2023 07:31 AM
Nothing wrong in that I did't fly the nest until I was 27
From:
Andrew townshend
01 August 2023 15:41 PM
Work harder and make more sacifices then we all did
From:
Andrew townshend
01 August 2023 15:04 PM
I will determin what a fair rent increase is taking into consideration any increased costs imposed on me and inflation
From:
Andrew townshend
01 August 2023 13:17 PM
We have that in Norwich already under a flyover
From:
Andrew townshend
01 August 2023 12:03 PM
what is Yuno?
From:
Andrew townshend
01 August 2023 11:21 AM
Only those that pay their way Sandra and ckearly doesn't apply to social housing providers
From:
Andrew townshend
01 August 2023 11:07 AM
Who in their right mind, whether landlord or not is going to take on long term debt with rates as they are?
From:
Andrew townshend
01 August 2023 10:20 AM
it was found last year that many of Norwich's rented homes didn't have valid gas safe or electrical wiring certificates
From:
Andrew townshend
01 August 2023 10:16 AM
And in the main social tenants are smokers, very likely to be smoking in bed while drunk, disasters waiting to happen
From:
Andrew townshend
01 August 2023 09:17 AM
Generally now the courts aren;t fit for purpose, with looney left judges that will always find against the landlord
From:
Andrew townshend
31 July 2023 15:37 PM
This is something I'm going to build onto all new tenants rent, my own legal aid fund
From:
Andrew townshend
31 July 2023 09:40 AM
How can anyone say that an increase equal to inflation is un reasonable, so that's it then a yearly increase to equal the full inflation figures every year
From:
Andrew townshend
31 July 2023 09:31 AM
An HMO by no fault of the landlord
From:
Andrew townshend
29 July 2023 13:35 PM
Well it's something to show plod when they pull you over with a trailer load, they don't know what they are looking at, easy to fool them
From:
Andrew townshend
29 July 2023 12:00 PM
Agreed, my first day at work i did 2hrs overtime, we all grabed any overtime or extra work going, we knew by doing so we were bettering ourselves
From:
Andrew townshend
29 July 2023 10:52 AM
I agree Jo with 10+ we can spread the risk, I have a good selection of tenants at present and enjoy what I do, the golden rule as I see it is very careful selection of tenants going forward
From:
Andrew townshend
29 July 2023 10:46 AM
I have a waste carriers licence and a large trailer, also space for a good old bomfire, I know of a house clearence opperation here in Norwich they simply fly tip the rubbish
From:
Andrew townshend
29 July 2023 10:05 AM
Had this issue many many times, the worst offenders being the young mums moving the moron boy friend in
From:
Andrew townshend
28 July 2023 09:09 AM
Even with the council paying I would have the scum bag scroungers out of my properties
From:
Andrew townshend
27 July 2023 11:01 AM
Agreed I have happy tenants in their 60s and 70s nice people and no issues
From:
Andrew townshend
27 July 2023 10:55 AM
No there isn't, much rubbish in auctions with stupid reserve prices on them going from one auction to the next and not selling
From:
Andrew townshend
27 July 2023 10:52 AM
Which can stop at any time without any notice
From:
Andrew townshend
27 July 2023 09:59 AM
We work hard to better ourselves, but of course that mustn't happen because we might end up with more than they have
From:
Andrew townshend
26 July 2023 16:33 PM
Yep milking the system
From:
Andrew townshend
26 July 2023 16:11 PM
Also 5 children! why have 5 children when you are unable to provide for them. irresponsible parenting
From:
Andrew townshend
26 July 2023 14:05 PM
I agree in most cases it's the tenant that causes these problems, void periods are great for sorting properties out, mine are always in good condition when new tenants move in, other wise why would the new tenant take on the property?
From:
Andrew townshend
26 July 2023 09:43 AM
Paying out 10k+ to get a C ? get's a big fat NO from me
From:
Andrew townshend
26 July 2023 09:30 AM
Agreed it can serve as a great warning shot, behave, pay your rent or you're out
From:
Andrew townshend
26 July 2023 09:17 AM
Yes I thought Polly looked rattled, maybe her pay has been cut
From:
Andrew townshend
26 July 2023 09:09 AM
Agreed Robert it's not hard ti identfly a smoker and most of the low life do smoke
From:
Andrew townshend
25 July 2023 14:03 PM
I think he will cross the floor to labour to save his own skin
From:
Andrew townshend
25 July 2023 12:13 PM
TBH Peter Norwich county court always have been shambolic, with all staff not interested in doing their job, Plaintiffs have always been viewed as an inconvenince and treated rudely by staff
From:
Andrew townshend
25 July 2023 12:09 PM
Agreed Jeremy that would be fair and I would go along with that, when I had my garage yrs ago non payers got an online money order and a CCJ, that worked well word soon got about that not paying me was not a good idea
From:
Andrew townshend
25 July 2023 11:36 AM
Old Victorian houses are popular for renters, well built with a long life still in them, generally close to town/ city centres, schools and shops. never a problem finding a tenant for them
From:
Andrew townshend
24 July 2023 11:14 AM
I'm wide awake to this big con Martin
From:
Andrew townshend
24 July 2023 09:17 AM
That's what I'm doing James
From:
Andrew townshend
24 July 2023 09:14 AM
The courts are a broken system, and has for the people that work in them ? words fail me there
From:
Andrew townshend
24 July 2023 08:50 AM
What would be the chances of the rent being paid and the property not being wrecked? little and none, does he really think us all fools?
From:
Andrew townshend
24 July 2023 08:44 AM
In east anglia there's Leskey Simkins T/as Norfolk Energy Performance 07748486990 we all use her around here she is fair and sensible, also a landlord her self
From:
Andrew townshend
22 July 2023 10:15 AM
I used to have a great solicitor here in Norwich one of the boys so to speak, now retired, I have since used his partner, about as much use as a chocolate tea pot, good solicitors are a rare breed now
From:
Andrew townshend
22 July 2023 09:19 AM
Can we have a ''tenant today'' site, now that would be fun
From:
Andrew townshend
21 July 2023 14:34 PM
Stick to the small local independants
From:
Andrew townshend
21 July 2023 11:50 AM
Social housing is maintaind to a very poor standard, but in their defence look at the people they house, I had a tenant a few yrs ago who worked for a housing assocation, now she could tell some stories about their tenants
From:
Andrew townshend
21 July 2023 11:48 AM
I would have stuck with the Merc, everytime
From:
Andrew townshend
21 July 2023 11:33 AM
Housing Allowance rate I expect
From:
Andrew townshend
20 July 2023 16:43 PM
I suspect you have hit nail on head there John
From:
Andrew townshend
20 July 2023 12:23 PM
We don't know all the details here, sometimes boilers take a while to be repaired, ordering parts etc, as I remember last Aug was very hot so I doubt they were cold
From:
Andrew townshend
20 July 2023 12:13 PM
Come on Henry you won't get a reply
From:
Andrew townshend
20 July 2023 12:06 PM
Wnenever I.ve used sec21 it has always been to get rid of a nonpaying tenant, why would I want to get rid of a good paying tenant? I wouldn't
From:
Andrew townshend
20 July 2023 09:50 AM
COOP where the great unwashed shop
From:
Andrew townshend
20 July 2023 09:09 AM
The property will be wrecked in days
From:
Andrew townshend
20 July 2023 08:57 AM
Profit is such an ugly word to those that can't make one, bitter and twisted people I've known a few
From:
Andrew townshend
19 July 2023 15:00 PM
So comments not allowed to the ''discrimation '' article today, do we discirmate or is it selection, I select very careful, I want tenants that will pay on time every month, past experance has shown me that single mums are unlikely to, those not working and on benefits are normaly very unreliaible as well so I will continue to select with care
From:
Andrew townshend
19 July 2023 14:25 PM
Totally agree Peter,Sandra hes been rude on here and caused offence to us good landlords
From:
Andrew townshend
19 July 2023 12:49 PM
I'm sure you were free to leave and find something better, I fully expect that your landlord would have liked that if you had, there's normally 2 sides to these stories aren't there?
From:
Andrew townshend
19 July 2023 10:52 AM
Irish distilled 3 times makes it nicer, welsh also nice and english made in East Harrling just down the road from me
From:
Andrew townshend
18 July 2023 20:06 PM
Thank you Robert, I'm doing okay, family have all stepped upto the mark, I know they mean well but I just want to get back to work
From:
Andrew townshend
18 July 2023 20:01 PM
I'm dry at present Robert not allowed any
From:
Andrew townshend
18 July 2023 17:18 PM
Yes thank you Jason ' a common sense ballance''is all most of us want
From:
Andrew townshend
18 July 2023 17:06 PM
I've been told that every tax inspection costs HMRC thousands most of us have insurance now to cover accountancy and legal fees to defend ourselves
From:
Andrew townshend
18 July 2023 17:01 PM
Jahan, also any smell of smoking also regected
From:
Andrew townshend
18 July 2023 14:42 PM
Well done Michael, keeping active in body and mind is a must for living into old age, I'm on enforsed rest at present, it's driving me nuts
From:
Andrew townshend
18 July 2023 11:04 AM
Without ''dodgy landlords'' where would dodgy tenants rent from? they deserve each other, horses for courses as the saying goes
From:
Andrew townshend
18 July 2023 10:57 AM
Perfectly summed up Vibha, true for most charities and trade unions
From:
Andrew townshend
18 July 2023 09:49 AM
I have excelent over 65s tenants, they pay in full and on time, they also look after my properties well, and are nice people
From:
Andrew townshend
18 July 2023 09:15 AM
Will the full market rent be paid on time every month? we all know it won't so a big fat NO from me
From:
Andrew townshend
18 July 2023 09:00 AM
In the long run it's tenants who will be crying
From:
Andrew townshend
17 July 2023 09:49 AM
And many of those that went ''sale agreed'' are now back on the market
From:
Andrew townshend
17 July 2023 09:35 AM
Plenty of these kind of properties in auctions to be bought right now, what will the people living next door have to say when the council move the great unwashed in ?
From:
Andrew townshend
17 July 2023 09:29 AM
John in fairness you do have Ifor Williams the rolls royce of trailers, I have one, very well engineered
From:
Andrew townshend
16 July 2023 09:47 AM
Add to rent, then it's not a fee
From:
Andrew townshend
15 July 2023 08:58 AM
I expect that'll increase
From:
Andrew townshend
14 July 2023 10:20 AM
Liverpool has been a S*** hole since time began
From:
Andrew townshend
14 July 2023 09:51 AM
You would be amazed at how many tenants find it impossible to put their bins out on bin day, their rubbish their responcibility
From:
Andrew townshend
14 July 2023 09:42 AM
And what sort of pay is he milking out of this so called 'charity'?
From:
Andrew townshend
14 July 2023 09:33 AM
What else do the Welsh have other tourisim and a few sheep ? nothing
From:
Andrew townshend
14 July 2023 09:13 AM
Agreed Ellie, that is my problem as well, the loss of sec21, if I get a rogue tenant I need rid of them quick
From:
Andrew townshend
13 July 2023 09:59 AM
So that'll be 275 increase to most tenants rent then
From:
Andrew townshend
13 July 2023 06:43 AM
Yes they get to ''sale agreed'' then all goes wrong
From:
Andrew townshend
12 July 2023 08:27 AM
I have little faith or respect in the courts
From:
Andrew townshend
11 July 2023 11:01 AM
How can I even concider doing any form of business with people that cannot afford to pay me?
From:
Andrew townshend
11 July 2023 09:09 AM
Stupid woman!
From:
Andrew townshend
10 July 2023 22:28 PM
TBH I don't think it will happen either
From:
Andrew townshend
10 July 2023 22:17 PM
I have peoperties with expired EPCs with long standing tenants in them, not a problem until such time as I need to rent to new tenants
From:
Andrew townshend
10 July 2023 20:09 PM
I doubt any of us are after your sympathy Sandra, and of course there is a lot more to being a landlord than just collecting rent
From:
Andrew townshend
10 July 2023 19:59 PM
mine as well
From:
Andrew townshend
10 July 2023 15:34 PM
Perhaps sandra you could explane why we the landlords are the rote cause, I'm sure we would all be most interested to know
From:
Andrew townshend
10 July 2023 14:56 PM
There could be many big fat brown paper envolopes for the right score
From:
Andrew townshend
10 July 2023 14:46 PM
Exactly it Tricia, whatever we spend has to be recovered from our tenants, when the agent fees ban came in the cost to me was factored into the rent so I was no worse off
From:
Andrew townshend
08 July 2023 13:14 PM
These new build to rent properties will be the slum ghettos of the future
From:
Andrew townshend
06 July 2023 19:13 PM
Yes they can apply and waste their time but they will never pass affordability checks so no tenancy, simples
From:
Andrew townshend
06 July 2023 08:16 AM
Odear Jen, chip on shoulder?
From:
Andrew townshend
04 July 2023 16:15 PM
I'm a member of Eastern landlords assoc, they don't seem to be much interested either
From:
Andrew townshend
04 July 2023 12:22 PM
I think that can be said of the whole of the conserative party from the top down all proven back stabbers
From:
Andrew townshend
04 July 2023 12:16 PM
''quality'' always has a price tag
From:
Andrew townshend
03 July 2023 10:26 AM
And the housing assocations ?
From:
Andrew townshend
30 June 2023 10:30 AM
A common mistake here seems to be over inflated guide prices that decreases interest in the property
From:
Andrew townshend
30 June 2023 07:36 AM
I expect it was the tenant's rubbish who no doubt had been paying council tax while he lived there so the rubbish should have been taken away by the council
From:
Andrew townshend
29 June 2023 16:26 PM
It used to be at the Norwich tip that you left your driver door window open with a fiver on the seat and you dumped what you liked
From:
Andrew townshend
29 June 2023 16:21 PM
that's very kind of you John thankyou
From:
Andrew townshend
29 June 2023 16:16 PM
And so do some tenants , mould more likely caused by the lifestyle of the tenants
From:
Andrew townshend
29 June 2023 14:19 PM
Thank you Ellie and John, I'm doing fine now but looks like I need a bypass and valve repair in the near future
From:
Andrew townshend
28 June 2023 17:39 PM
I used to do my own repairs but am now on enforced rest, stroke and then a hart attack, my car keys have been hidden
From:
Andrew townshend
28 June 2023 15:08 PM
I agree with most of what you say Daniel, i hit 70 very soon and have never liked wasting money which is why I carry out most repairs myself where I can, I also beleive by doing so I earn much respect from my tenants, I am happy to comply with rules where I can see the sense in them, however bull S... and red tape I don't do for anyone
From:
Andrew townshend
26 June 2023 09:52 AM
What would help is if police investigated crime and if criminal courts were to do their jobs properly
From:
Andrew townshend
26 June 2023 09:33 AM
Watton a market town 10 miles from me is not an area to own properties, I don't know this property or the landlord, there is a large pork prosessing factory there that employs east europeans, so these were likely the tenants here, as others have said 2 sides to these stories
From:
Andrew townshend
24 June 2023 12:47 PM
The slum ghettos of the future, nice.
From:
Andrew townshend
24 June 2023 10:57 AM
Another British disaster more like Martin as rental stock decreases and rents climb higher to cover the cost of all this BS
From:
Andrew townshend
24 June 2023 10:54 AM
I think the main fire risk is tenants themselves smoking in bed and as Peter says above those that remove smoke alarms, I am for ever lasting replacing smoke alarms
From:
Andrew townshend
23 June 2023 11:39 AM
As leveraged landlords increase their rents this in turn increases the market rent so thr rest of us follow, meaning increased rents for all tenants
From:
Andrew townshend
23 June 2023 11:30 AM
Who blocked the fire exit, and damaged the fire doors tenants maybe?
From:
Andrew townshend
22 June 2023 09:22 AM
I'm sure they were true, to some the truth hurts
From:
Andrew townshend
21 June 2023 16:41 PM
It works I've done it when I want to see the back of a tenant, put their rent up and off they go
From:
Andrew townshend
20 June 2023 09:04 AM
When there's a shortage of secondhand xars dealers increase the prices on their forecourts, landlords are no different , supply and demand
From:
Andrew townshend
20 June 2023 08:59 AM
I've noticed lots being withdrawn pre auction and think this is likley due to poor interest in the run up to the auction in these lots, in order to reduce the number of unsold lots
From:
Andrew townshend
20 June 2023 08:49 AM
Courts not fit for purpose and haven't been for a long time
From:
Andrew townshend
20 June 2023 08:39 AM
I don't understand why the parents of Awaab were not prosecuted, it was by their negligence that he died, pure and simple
From:
Andrew townshend
19 June 2023 09:00 AM
No mension of Gt Yarmouth above, cheap properties for a reason the place is a sh1t hole, most are on benefits there
From:
Andrew townshend
17 June 2023 17:41 PM
Ignoring a court order must be contempt of court surely
From:
Andrew townshend
16 June 2023 18:28 PM
of course tenants are never violent scum. I.ve come across a few
From:
Andrew townshend
16 June 2023 09:10 AM
2 sides to every story, this kind of eviction will be getting to be common practice going forward, well done mr grove
From:
Andrew townshend
16 June 2023 09:07 AM
I can't see the corporate landlords taking the work shy dss lot, they won't pass affordability checks
From:
Andrew townshend
16 June 2023 08:57 AM
fairest way though
From:
Andrew townshend
15 June 2023 17:25 PM
IT'S tenants that make the homes unsafe
From:
Andrew townshend
14 June 2023 09:38 AM
''Threatening society'' strange words ? I would say it's more of a business decision, if a business is no longer viaible changes have to be made, some of my properties simply will not make it to an EPC C, it would be very unwise of me to be spending large sums of money on these properties, far more sensible to evict and sell in auction
From:
Andrew townshend
12 June 2023 12:53 PM
I'VE been called all sorts of names, ''sticks and stones '' and all that , doesn't bother me
From:
Andrew townshend
12 June 2023 09:59 AM
High Court Bailiffs are much better and quicker
From:
Andrew townshend
05 June 2023 09:58 AM
If we have the court order what's to stop us throwing the offending tenant out ourselves?
From:
Andrew townshend
05 June 2023 05:54 AM
There's a good lady operating in Norfolk who's fair and gives good honest advice, most landlords around here use her
From:
Andrew townshend
01 June 2023 11:27 AM
I've had one of these operators bugging me to sell them one of my properties with a protected tenant in, I told them to make me an offer I couldn't refuse. needless to say they haven't, if I want a quick sale I'll use a good auction where everyone gets the chance to bid
From:
Andrew townshend
01 June 2023 11:16 AM
I simply wouldn't trust pet insurance to pay out, so I will continue to charge a pet rent, at least that way the money for repairs will already be in my bank account
From:
Andrew townshend
01 June 2023 11:03 AM
..''offers over''
From:
Andrew townshend
30 May 2023 17:06 PM
So he says 25% of our properties are sub standared, how does he come to that conclusion, has he visited every privately rented property in the country ?
From:
Andrew townshend
30 May 2023 10:03 AM
ME as well, I get mine and done earily every year
From:
Andrew townshend
30 May 2023 09:43 AM
in those days jim it was a straight forward bank loan normally 4% over base
From:
Andrew townshend
29 May 2023 14:04 PM
You can just imagine the kind of tenants moving in can't you how nice for the locals
From:
Andrew townshend
29 May 2023 11:00 AM
Agreed Andy, would seem fair and reasonable to me to have a tenant databass
From:
Andrew townshend
28 May 2023 09:59 AM
Basicaly I agree Jim,I bought all my properties with a view of ptoviding income so I want tenants in them, I have many good long term tenants who behaive and pay up on time, as you rightly say everytime a tenant leaves it costs us money, so it's great to have good long term tenants, my concern with the lose of sec21 is getting non payers out quickly
From:
Andrew townshend
28 May 2023 09:55 AM
If it's a company just look on companies house .gov for free to see directors names and addresses
From:
Andrew townshend
27 May 2023 15:34 PM
I have some money with Vanguard, very disappointing return, would have been better off leaving the money in my current sccount
From:
Andrew townshend
25 May 2023 15:47 PM
That's why I prefer not to rent to single mums, within weeks you get the moron boyfriend moving in
From:
Andrew townshend
25 May 2023 15:35 PM
pet rent, then atleast we have the money already in our bank accounts to fund the repairs
From:
Andrew townshend
20 May 2023 14:13 PM
Jason isn't alone there are many out there just like him bitter and twisted and all screwed up inside quite sad really
From:
Andrew townshend
17 May 2023 09:39 AM
Agreed Mark one of my tenants managed to get them fitted for free, she was very disappointed, they are hopeless
From:
Andrew townshend
17 May 2023 09:15 AM
perfect
From:
Andrew townshend
16 May 2023 11:05 AM
When a rogue tenant has to go they have to go one way or another whether legal or not
From:
Andrew townshend
16 May 2023 10:48 AM
Agreed Robert, a friend of mine who has a car body repair workshop had to lay a guy off last time there was an increase to the minimum wage as he could no longer afford to pay him
From:
Andrew townshend
15 May 2023 11:42 AM
A case of having to be choosy now too many rogue tenants out there looking for trouble
From:
Andrew townshend
14 May 2023 12:53 PM
a good tradesman will always have work and the abbility to set up his own business
From:
Andrew townshend
14 May 2023 12:07 PM
What would the French do Suzy ? I can see the people of this country doing just as they would, it'll be a big problem for labour when this all kicks off
From:
Andrew townshend
11 May 2023 17:26 PM
Now I can remember Wilson coming on a news flash in the 60s when he devalued the pound and saying ''it will not effect the pound in your pocket'' even then as a young school boy I knew he was talking total bull s@@t
From:
Andrew townshend
11 May 2023 17:21 PM
We can see all the tenant friendly aspects of this bill, we've been told of improvements to sec 8, but no details of those improvements, I suspect that part is just bull s@@t
From:
Andrew townshend
11 May 2023 12:17 PM
Only of course it isn't a vote winner, how many tenants are ever going to vote tory ? and now they are also losing the votes from landlords and business as well, they know the s@@t is going to really hit the fan in a couple of years from now, civil unrest just like the French I fully expect, a gift for labour
From:
Andrew townshend
11 May 2023 12:10 PM
Generally Edwin I would agree where council estates are concerned, however there are exceptions, I do have 1 ex council house ( Hartsease Norwich) built 1953 and most there are now privately owned , not a bad area.
From:
Andrew townshend
11 May 2023 11:56 AM
Well, personally if I were in your shoes I would only consider buying with cash at present, but that's just my view
From:
Andrew townshend
11 May 2023 11:40 AM
Are you a cash buyer ? If you aren't don't do it
From:
Andrew townshend
11 May 2023 10:27 AM
I think the only slum landlords we now have in Norwich are the council and housing assocs and in fairness to them that has more to do with the types of tenants they now rent to, the ones we wouldn't touch with a barge pole, horses for courses you might say
From:
Andrew townshend
10 May 2023 11:33 AM
John I don't think Nick has ever referred to ALL Nigerian people, just the Nigerian people he has in his property at present, I had issues with an Indian family some yrs ago, glad to see the back of them, they left the property in a right mess, that's not to say all Indian people are the same, I've had some bad white British people as well
From:
Andrew townshend
10 May 2023 11:22 AM
I voted green and labour, not because I support them, simply because I couldn't bring myself to vote tory, the 2 tory councillors did get in, but it was close in what was a safe conservative area, a strong message has been sent to government
From:
Andrew townshend
10 May 2023 09:45 AM
Turnover is fantasy, net profit is reality
From:
Andrew townshend
10 May 2023 09:38 AM
John you clearly are not a landlord or have any idea of the work, yes work, that landlords have to do, assets have to earn money, a lorry is an asset, while it's wheels are turning with a load in the back it's earning money, renting a property is no different
From:
Andrew townshend
10 May 2023 09:34 AM
Well put it this way I don't think it'll be any less than 3% but I do suspect it will still be more
From:
Andrew townshend
10 May 2023 09:19 AM
I do remember 92 very well Robert, we had a postman deliver to out garage, a good chap, but red hot labour he was convinced labour would walk it, we never let him live that one down, I mean Kinnock ? who could take that fool seriously, it wasn't so much a win for Major, more a disaster for Kinnock.
From:
Andrew townshend
10 May 2023 09:13 AM
I wonder how many MPs wives / husbands are landlords, so the MP doesn't have to declare it
From:
Andrew townshend
10 May 2023 08:57 AM
I put in for a 10% rent increase for a ''protected'' tenant that has to be assessed by the rent officer, I got 8%, so under inflation, in real terms a 2% rent reduction
From:
Andrew townshend
10 May 2023 08:52 AM
I agree Wendy, how many landlords will touch benefit scroungers now ?
From:
Andrew townshend
09 May 2023 22:23 PM
I drive past my old cottage in Kimberley almost daily, the lady I sold it to has died, the stupid lady she left it to has had the roof striped, lovely original rosemary pin tiles, to be replaced with horrible new tiles, cast iron gutters and down pipes replaced with black plastic, a dreadful small extension in new seven valley reds, the orchid I planted has had all the fruit trees removed, and I'm told by a local carpenter has had a dreadful new stair case fitted , some people have no taste, when I renovates it 40 yrs ago I kept original features and used reclaimed materials, bricks etc, criminal !
From:
Andrew townshend
09 May 2023 22:14 PM
Well let's hope you're right Robert although I have my doubts
From:
Andrew townshend
09 May 2023 21:46 PM
A welcome delay, but delay is all it is, labour will introduce something far worse within weeks of being elected, and let's face it elected they will be, those that want to get out need to be out before the GE, those with suspect tenants need to be getting rid pretty damn quick, any low rents need to be increased now while we still can, we can prepare for the storm before it happens and we all must
From:
Andrew townshend
09 May 2023 19:59 PM
We simply cannot take the risk of benefit tenants any more, and lets face it there are no shortage of good working tenants out there now, benefit tenants are best left to social housing
From:
Andrew townshend
09 May 2023 19:42 PM
John, there is a law of unintended consequences in all this, I think there will be more tears from tenants than from landlords when this all kicks in, lets see where we are in a couple of yrs time
From:
Andrew townshend
09 May 2023 12:39 PM
Having completed mine and my wife's tax return we are both better off, and so will the tax man be
From:
Andrew townshend
09 May 2023 08:45 AM
Both LTD companies will be liquidated and wound up now, if they haven't been already, and good luck in finding Mr Orthodoxou, he'll be long gone, the fines will never be paid
From:
Andrew townshend
09 May 2023 08:42 AM
Give it a couple of yrs and the auctions will be full of repossessions again, back to 1990
From:
Andrew townshend
09 May 2023 08:34 AM
Successful business people look to the long term, MPs are only interested in the short term while they are in power, which is why this country is going down the toilet
From:
Andrew townshend
07 May 2023 11:54 AM
Isn't labour going to have a big problem in 2 yrs time when the s... really hit the fan
From:
Andrew townshend
06 May 2023 19:01 PM
Yes mass man slaughter by the landlord and those responsible for renting the property, all neatly swept under the carpet and forgotten about, the law works in mysterious ways to suit those at the top
From:
Andrew townshend
06 May 2023 18:56 PM
Sums up my feelings as well
From:
Andrew townshend
06 May 2023 17:29 PM
Esso blue or Pink paraffin, I still have the 5 gallon drum with the tap on it that we used to fill up
From:
Andrew townshend
06 May 2023 14:07 PM
In Norwich it used to be that 90% of FTBs bought the 2 bed Victorian terraced houses, then after a few yrs moving onto the little semi detached bungalows in the suburbs, now they want the 3/4 bed new builds as their first homes, whatever happened to starting at the bottom and working the way up
From:
Andrew townshend
06 May 2023 13:50 PM
Simon I wasn't referring to ALL the young, but certainly a good number of them
From:
Andrew townshend
06 May 2023 13:26 PM
A friend of mine rented a flat in Norwich over a shop in the mid 70s, a toilet by the entrance door but no bathroom, public baths were a mile down the road, right up to the mid 90s there were still houses here with outside toilets and no bathrooms, I was buying them, Sunday was bath night in a tin bath in front of the fire
From:
Andrew townshend
06 May 2023 13:23 PM
I just told my wife that she's my property, can't repeat what she's just called me. lol
From:
Andrew townshend
06 May 2023 13:03 PM
Sorry I don't really agree there Simon, times have changed, work and life are different now, but a lot of the young now are work shy and want to get away with the minimum amount of work as possible, long long ago when I was an employee if there was overtime offered we took it, we worked evenings after the day job, weekends, bank holidays, you can sit on the side lines in life, or you can get out there and better yourself, all too many now want it all for free
From:
Andrew townshend
06 May 2023 11:54 AM
I always supply my own ladder placed in the open loft hatch, no excuse not to view the attic space then
From:
Andrew townshend
06 May 2023 11:43 AM
Will the million pound new builds be reserved for FTBs
From:
Andrew townshend
06 May 2023 09:25 AM
Isn't going to happen by 2025, or 2028 come to that, as properties below C become vacant they will sit empty in a que waiting to be up graded to a C or will be sold off
From:
Andrew townshend
06 May 2023 09:22 AM
Yes Michael it would seem there are as many rogue solicitors out there now as rogue landlords and car dealers, can't trust anyone now
From:
Andrew townshend
05 May 2023 20:10 PM
Yes I have and you can have up to 5 contacts, I have myself and my wife by postal address and both our emails and also my solicitors, I also have a block on any change of ownership without confirmation from a solicitor, belts and braces
From:
Andrew townshend
05 May 2023 19:54 PM
Tanith, mainly because properties sell better and for more money with vacant procession, also landlords like to find and check out their own tenants, not inheriting other landlord's problem tenants, 30 yrs ago when I first started as a landlord I did buy some tenanted properties and regretted it, I then had to get rid of those rogue tenants that I had inherited
From:
Andrew townshend
05 May 2023 19:22 PM
So the poor tenant saves £200 a year on energy and pays £2000 a year more in rent, how does that help the poor ?
From:
Andrew townshend
05 May 2023 09:08 AM
Developers will stop building, likely move their businesses over seas
From:
Andrew townshend
05 May 2023 09:02 AM
I chose who I rent to, maybe I'll end up in court for doing so, then so be it
From:
Andrew townshend
05 May 2023 08:52 AM
The guy had been in there since 2013, housing benefit paid direct to landlord, so he didn't work, so he would be desperate for whatever housing and what ever landlord he could find to take him on
From:
Andrew townshend
04 May 2023 09:56 AM
At the risk of being called ''racist'' again, look at the name, speaks volumes, I rest my case
From:
Andrew townshend
04 May 2023 08:53 AM
A big old estate car is the answer, I run a 10 yr old Passat and look just like Joe public
From:
Andrew townshend
04 May 2023 08:50 AM
Jo we started at the bottom and worked up, my first house was a £5k wreck in 1979, todays FTBs want it all now, new turn key properties with no work to do, that costs money
From:
Andrew townshend
04 May 2023 08:44 AM
Total waste of time
From:
Andrew townshend
04 May 2023 08:35 AM
It's up to everyone to make provision throughout their working lives for their old age, those that don't, no sympathy why would I care.
From:
Andrew townshend
04 May 2023 08:31 AM
The perks of living in London Michael
From:
Andrew townshend
03 May 2023 17:42 PM
My local tips aren't too bad Rob so long as you don't push your luck and are polite and respectful to the staff, I have a choice of 3 around me so I don't always use the same one
From:
Andrew townshend
03 May 2023 09:25 AM
But we have a labour government presently just dressed up as conservative
From:
Andrew townshend
03 May 2023 08:36 AM
''Wales'' nothing more needs to be said, so pleased I'm nowhere near the place
From:
Andrew townshend
03 May 2023 08:29 AM
There are ways and means to get rid of rubbish without fly tipping, the domestic waste could have gone to the local tip for free, timber can be burnt, some can go into wheelie bins, there really is no excuse for fly tipping by the road side or in farmers fields, always best to get rid of rubbish yourself never trust someone else to do it for you
From:
Andrew townshend
03 May 2023 08:25 AM
Most of us 'boomers' have worked hard for what we have
From:
Andrew townshend
02 May 2023 09:01 AM
A lot of people do have 40 yr mortgages, they re mortgage to release money, move to bigger homes, get divorced and start again
From:
Andrew townshend
02 May 2023 09:00 AM
I don't have a problem with a landlord AND TENANT register, bring it on I say
From:
Andrew townshend
02 May 2023 08:55 AM
Good point Jo, hadn't thought of that, if I am forced to evict, and I really don't want to, I will suggest that possible avenue to them
From:
Andrew townshend
29 April 2023 12:45 PM
All my local conservatives have done for me is to go out of their way to stab me in the back at every turn Matthew
From:
Andrew townshend
29 April 2023 12:26 PM
A protest vote in local elections will send a firm message to government though, will it do any good ? doubtful, but I feel better for doing so
From:
Andrew townshend
29 April 2023 11:43 AM
No reform party on there, safe conservative area though so they will get in even without my vote
From:
Andrew townshend
29 April 2023 11:38 AM
I submit my vote by post, mine are in, 4 names on the paper, of which I can vote for 2, 2 conservative one of which was on the planning committee a few yrs back when I applied to convert a workshop on my land to a home for my son and his young family, I attended the meeting and spoke, this guy together with the woman chair person spoke to me like I was dog poo on their shoes, so no way am I voting for him, 1 green party, and one labour, so as a protest vote I've voted green and labour, not because I support them in any way, but I can no longer bring myself to vote conservative.
From:
Andrew townshend
29 April 2023 10:49 AM
I have an exemption coming due so what do I do ? 2 guys happily living there, late 50s early 60s, on a low rent, there isn't a chance in hell of me spending on that property, so either the exemption is renewed or I evict and sell, if I do so the guys are homeless with very little chance of finding somewhere to live, madness !
From:
Andrew townshend
29 April 2023 10:29 AM
Why have you got 4 children Sarah when clearly you cannot afford to provide for them, is that not somewhat irresponsible of you ?
From:
Andrew townshend
28 April 2023 16:43 PM
According to the ''experts'' inflation was supposed to be on it's way down now, however it's still up there at over 10%, I don't see it coming down anytime soon
From:
Andrew townshend
28 April 2023 10:02 AM
Wise move Tricia
From:
Andrew townshend
28 April 2023 09:48 AM
We were promised a bomb fire of EU rules after Brexit, never happened did it, we might just as well still be in the EU
From:
Andrew townshend
28 April 2023 08:31 AM
Will there be any private rented homes left in Wales ? Seems to me most landlords with rented properties in Wales are selling up, can't see many new landlords wanting to buy in Wales
From:
Andrew townshend
28 April 2023 08:24 AM
The days of cheap money are over, interest rates normally were between 5 & 6%
From:
Andrew townshend
28 April 2023 08:17 AM
Off subject but I saw a great no plate in Norwich yesterday HMO 1, now that has to belong to a landlord !
From:
Andrew townshend
28 April 2023 08:11 AM
I'm still on the old council tax banding water charges and at the old rate that the property was before I built my house 33 yrs ago, don't tell anyone, tenants go rushing out to have a meter fitted because the water companies tell them it'll be cheaper, which of course it's not, mugs
From:
Andrew townshend
27 April 2023 16:13 PM
If the government are so keen on these things why aren't they part of a building control requirement for all new builds ?
From:
Andrew townshend
27 April 2023 09:30 AM
''An improvement notice was served on the landlord which was not complied with'', so the landlord was giving a chance to make things right then before being prosecuted.
From:
Andrew townshend
27 April 2023 09:18 AM
The bargains aren't there yet, many are not making reserve, others are being withdrawn due to lack of interest in the run up to auction day, get the pricing right and they will sell.
From:
Andrew townshend
27 April 2023 09:11 AM
But we are talking ' social tenants' here, council and housing association estates, looking around Norwich for example these are the areas where ASB is rife, also the social housing built between the wars and the concrete buildings built in the 60s are now failing and not fit for purpose .
From:
Andrew townshend
27 April 2023 09:05 AM
4x accountants fees, something else for tenants to pay for
From:
Andrew townshend
26 April 2023 19:36 PM
Some women are turned on by violent men, until that man turns his violence onto them, TBH I have little sympathy, not my problem.
From:
Andrew townshend
26 April 2023 14:44 PM
Or maybe an MP ?
From:
Andrew townshend
26 April 2023 14:38 PM
The police and courts are a total waste of space now
From:
Andrew townshend
25 April 2023 08:42 AM
So both rogue landlords on here are clearly non British, speaks volumes
From:
Andrew townshend
25 April 2023 08:35 AM
There's plenty of tenants and ex tenants ready and waiting out there to claim they have been badly treated, there's an equal number of landlords that can tell tales of rogue tenants that haven't paid their rent, damaged property and committed ASB.
From:
Andrew townshend
25 April 2023 08:30 AM
There would always be the ones that cry r*** the next day, or even in a few yrs time, just not worth the risk
From:
Andrew townshend
24 April 2023 16:02 PM
Agreed Nick I also can see this happening, another reason to avoid single mums, they are just not worth the agro
From:
Andrew townshend
24 April 2023 09:54 AM
We have a police force, for what use it is now, we also have criminal courts, their not much use either .
From:
Andrew townshend
24 April 2023 09:03 AM
I spent a few days last week clearing up a yard behind some houses, filled a few wheelie bins plus a few trips to the dump, then I get moaned at because I've thrown out some tat that a past tenant wanted, she moved out 3 yrs ago !
From:
Andrew townshend
24 April 2023 08:58 AM
The article makes it sound like it is common place which I doubt very much, I'll take the money thankyou, a woman that offers sex for rent is going to be a sex worker, I could think of nothing worse then sex with one of them, thankfully in 30 yrs as a landlord I've never been offered sex in leu of payment
From:
Andrew townshend
24 April 2023 08:18 AM
A lot of common sense and good advice for the tenant, from a landlord's point of view it is best to issue an eviction notice as this tends to focus the tenant's mind into taking action sooner rather than later, in the early stages an eviction notice can be cancelled easily it works much like a final demand from a utility company
From:
Andrew townshend
22 April 2023 09:16 AM
I have a house, EPC F on an exception, it's no des res but it is legal with all it's certificates and smoke alarms etc, no damp or mould ( because the tenants do open their windows) 2 working guys live there, late 50s / early 60s on a low rent, been there more than 5 yrs now, they're happy, I'm happy, horses for courses as the saying goes
From:
Andrew townshend
21 April 2023 11:55 AM
One of those funny names again, doubt the fine or costs will ever be paid
From:
Andrew townshend
21 April 2023 10:50 AM
No need for EPC C yet, it's not law and likely won't be for a long time yet
From:
Andrew townshend
21 April 2023 09:52 AM
A Lib Dim, to be expected really
From:
Andrew townshend
21 April 2023 09:42 AM
I think tenant demand is high right across GB
From:
Andrew townshend
21 April 2023 09:35 AM
There are millions of people living in what I would class as ''non decent'' homes, some rented from private landlords, a very large number rented from councils and housing associations, and even some owner occupiers, isn't the fact that they are ''non decent'' more to due with the people themselves than the property, as I've said before this country is filling up with animals, and they are not all immigrants, we have a very large number of white British animals
From:
Andrew townshend
21 April 2023 09:31 AM
How do we know the landlord was allowing someone to live there ? who ever it was could have been living there without the landlord's permission, it does happen
From:
Andrew townshend
21 April 2023 09:10 AM
One Shot Drain Cleaner, a tenner from Mr Plastic in Norwich, amazing stuff !
From:
Andrew townshend
20 April 2023 19:40 PM
Ellie, I've used My Builder, few yrs ago I need a roofer, when the guy turned up he was a guy I knew from 40 yrs ago, now doing it with his sons and grandsons, I now contact him direct now if I need any roof work done
From:
Andrew townshend
20 April 2023 16:38 PM
Timber, bricks, cement prices have also increased by similar amounts, I used to buy weed killer 20 lts for £80, same weed killer now £350 for 20 lts, that's over a 2 yr period ! inflation at 10.1% ? who are they trying to kid ?
From:
Andrew townshend
20 April 2023 08:32 AM
I fully expect this guy knew exactly what he was doing, however how often have we found people living in our properties who are not on the tenancy agreement, I even had one many yrs ago where the tenants left and moved new people in, the first I knew about it was when the rent was paid into my bank accounts by names I'd never heard of, this does happen, and single mums moving the moron boy friend in, one of the reasons that I no longer rent to single mums
From:
Andrew townshend
20 April 2023 08:26 AM
I, and I suspect most others on here do respond in a timely manor, I normally respond same day, or next day at the latest, try getting that kind of service from councils, housing associations or the new build to rent boys, won't happen will it ?
From:
Andrew townshend
20 April 2023 08:15 AM
London can be a good parking space for foreign money, many properties sitting empty for yrs
From:
Andrew townshend
20 April 2023 08:02 AM
It's not a case of not being able to afford to do the work, it's more a case of is it viable to do the work, I'm not in the business of wasting money. I've worked long and hard for what I have. I have some that are Cs, some that are very nearly Cs, and others that are a long way off a C, so when I know for sure what is required of me I will chose the ones to evict and sell
From:
Andrew townshend
20 April 2023 07:55 AM
Or opening a window !
From:
Andrew townshend
20 April 2023 07:39 AM
On the odd occasion that my agent instructs a tradesman on my behalf they do normally give me a price first and I pay the tradesman directly , it's the big agents that pull this one
From:
Andrew townshend
19 April 2023 15:26 PM
We are lovable rogues though
From:
Andrew townshend
19 April 2023 15:20 PM
No chance, and little chance of the fine ever being paid either, these people don't pay, that's a well known fact
From:
Andrew townshend
19 April 2023 15:18 PM
Six unrelated tenants ! is this maybe a case of '' me no understand English ?'', until you tell them to Foxtrot Ascar then they very quickly understand English.
From:
Andrew townshend
19 April 2023 06:52 AM
Nick your first sentence says it all, ''a well known agent'', these are the exact agents to be avoided at all costs, you are just a number to them, they employ wet behind the ears boys and girls on minimum wage to '' manage ??'' your property for you. The agents to use are the local independents who are also landlords them selves with experience, experience being the key word here, they can have all the qualifications, degrees, and all that tat, but without practical experience they are as much use as a chocolate tea pot
From:
Andrew townshend
19 April 2023 06:35 AM
As Jo says above there is a time lag, however as costs increase these increased costs will always be passed onto the end user as they would in any business, it just takes time to filter through
From:
Andrew townshend
17 April 2023 08:44 AM
They only have little over a yr to wait, labour will be in power and will give them everything they demand
From:
Andrew townshend
17 April 2023 08:32 AM
Robert I'm sure I could also do it all myself, the accountants I use I've used since 1977, although not the same guy now, it costs me £600 a yr inc vat and is tax deductible, they file our tax returns to HMRC on our behalf which I think is useful coming direct from a well respected firm of accountants
From:
Andrew townshend
16 April 2023 11:38 AM
But also isn't it a lot to do with the lazy people who live in social housing ?
From:
Andrew townshend
16 April 2023 11:27 AM
A former commercial tenant of mine, once again no longer with us, would have a bet on the horses, i would go to collect the rent and he would be on the phone to the bookie, 50p on this and 50p on that, any wins he had were just a few quid, and any loses were the same, just a bit of fun.
From:
Andrew townshend
15 April 2023 21:31 PM
A friend of mine, sadly no longer with us, had a half share in a horse, he had an XJ which he had owned from new, but when he went horse racing he always had someone else drive , he and his wife would sit in the back, full morning suit and hat, the works, they had a few wins, he and his wife had a lot of enjoyment from that, week days he would be down his coal yard filling bags with coal, happy days
From:
Andrew townshend
15 April 2023 19:29 PM
We all know the real rogue landlords here are the social housing landlords, however in their defence a lot to do with their '' non decent'' properties are the kind of people they rent to
From:
Andrew townshend
15 April 2023 18:52 PM
I agree Robert, only mine goes to my accountant to check, a good chap who is a partner in a well respected firm of accountants, if he were concerned about anything I was claiming for he would very quickly say so
From:
Andrew townshend
15 April 2023 18:47 PM
That's not a problem for me, it means I have a greater choice of tenants to rent to and a better chance of getting a good tenant over a rogue tenant
From:
Andrew townshend
15 April 2023 11:19 AM
Over the years I've had tenants live in my ''non decent homes'', not of my doing though, at the start of the tenancy they have been nice clean homes, if they weren't why would the tenant have taken them, but they have certainly been ''non decent'' by the time the tenant moves out , there will always be those out there that chose to live like animals , and we seem to be getting more and more '' animals '' in this country, not just immigrants but white British as well
From:
Andrew townshend
15 April 2023 11:12 AM
This word '' VULNERABLE'' annoys me, work shy benefit scroungers are not VULNERABLE, they chose to live off the taxes paid by the hard working people of this country, and nothing is done to stop it
From:
Andrew townshend
15 April 2023 10:54 AM
Good landlords with good tenants have nothing to fear, however good landlords with rogue tenants have a great deal to fear, thousands in fees and the best part of a year to get a court hearing, and that's before you send the bailiffs in, no small wonder that we are having to be very selective with new tenants.
From:
Andrew townshend
15 April 2023 10:44 AM
I don't do arrogance so I don't read his posts
From:
Andrew townshend
14 April 2023 16:35 PM
I won't be investing or using them, good luck with the social tenants
From:
Andrew townshend
14 April 2023 08:52 AM
Labour will be in power when all this B S hits the fan, won't they have one hell of a problem then
From:
Andrew townshend
14 April 2023 08:46 AM
Don't even go there Robert, we'll have that school teacher woman spouting off again
From:
Andrew townshend
13 April 2023 12:41 PM
Maybe, but likely not by much though
From:
Andrew townshend
13 April 2023 12:01 PM
That is true, I check local auction results because I have a vested interest, Joe public wouldn't though
From:
Andrew townshend
13 April 2023 11:59 AM
The truth generally hurts
From:
Andrew townshend
13 April 2023 10:39 AM
A tidy terraced house next to one of mine is empty and up for sale, couple of wks ago a sold board appeared on it, yesterday I saw a for sale board up there again, these sales all seem to be falling out of bed, maybe the lenders surveyor didn't agree the value
From:
Andrew townshend
13 April 2023 09:17 AM
Well yes fair enough but where is that '' vulnerable'' tenant now, in a shop door way ??
From:
Andrew townshend
13 April 2023 09:03 AM
I have 1 house with an F and an exemption, 2 happy long term tenants in there on a low rent, when the time comes I shall very reluctantly be evicting them on to the streets, I will not be spending any money on that property, it'll go in to auction with a very low reserve
From:
Andrew townshend
13 April 2023 08:59 AM
Strange I have made a comment, must have been removed ??
From:
Andrew townshend
12 April 2023 22:03 PM
The end conclusion, this all spills over in to massive rent increases, just what tenants don't want .
From:
Andrew townshend
11 April 2023 09:13 AM
I thought that, they don't have much other than tourism in Wales do they ?
From:
Andrew townshend
06 April 2023 15:02 PM
Ministers are only interested short term because they are only in their jobs short term, when labour are elected at the next GE Starmer will be out and replaced with someone hard left within the year, what do they care
From:
Andrew townshend
06 April 2023 11:25 AM
I'm dreading it Jo, online banking, emails and ordering things online I'm fine with, anything more than that and I'm lost, as the saying goes '' you can't teach an old dog new tricks'', and I am that old dog
From:
Andrew townshend
05 April 2023 18:01 PM
Agreed, this also annoys me greatly, we are being tarred by the same brush as social housing, for example the Awaab boy died in social housing but this wasn't made clear at the time or since, most people think he died in a private rented property, it's social housing where the major problems are which is mainly due to the type of people housed in them, the kind of people we wouldn't touch with a barge pole
From:
Andrew townshend
05 April 2023 17:33 PM
Nick, my phone no ends in 666, it gets some laughs, I must be the Devil
From:
Andrew townshend
05 April 2023 12:17 PM
Yep that's a classic Robert, most of them don't help themselves, house or new car and they chose the new car, mugs, but as someone once said to me if it weren't for the mugs out there we wouldn't be as wealthy as we are
From:
Andrew townshend
05 April 2023 12:12 PM
So pay to view Michael, is that really happening ? my agent tries to get the viewings close together, if there's an out of hours viewing I will do it for them, still I suppose it's a bit different down the smoke
From:
Andrew townshend
05 April 2023 11:56 AM
Nick the woman shows her ignorance, we haven't been allowed to charge any kind of letting fees for sometime now, rents we can only increase once per yr, and sec 21 costs us so is only used when there is good reason to do so, do people really listen to this foolish woman's rants ?
From:
Andrew townshend
05 April 2023 10:07 AM
Supply and demand, costs continue to increase and true inflation at around 15%, hardly news is it, or unexpected .
From:
Andrew townshend
05 April 2023 08:27 AM
It's a known fact that the brain doesn't mature until 24, a few yrs as a landlord soon hardens us up, give an inch and they'll take a yard, been there, done that and got the tee shirt
From:
Andrew townshend
05 April 2023 08:21 AM
I've signed even though it doesn't directly affect me, this government isn't going to reverse it and the next government, which will be Labour, certainly won't.
From:
Andrew townshend
05 April 2023 08:16 AM
Recruitment of what ? wet behind the ears fresh out of uni boys and girls that know the lot and know F *** all ? we all know what to expect there
From:
Andrew townshend
05 April 2023 08:10 AM
I agree with the above, I'm working on mine as we speak, I'm still paper and pen however I then submit it to my Accountant who checks it and submits it online on my behalf, normally all done and agreed by July, job done
From:
Andrew townshend
05 April 2023 08:04 AM
So were you in Kings Lynn adding to your collection of classic cars this week end Andy ?
From:
Andrew townshend
04 April 2023 08:39 AM
Just a lot of hot air, 90,000 new social homes a yr ? I doubt there will even be 10% of that built, all pie in the sky talk
From:
Andrew townshend
04 April 2023 08:22 AM
A few yrs ago the banks were busy selling off their freehold properties and leasing them back, so many of them won't be theirs to convert
From:
Andrew townshend
03 April 2023 17:36 PM
''Renters face more winters in damp draughty homes'', no they don't, give notice and move to a nice warm home, yes the rent will be more, but you get what you pay for .
From:
Andrew townshend
03 April 2023 09:37 AM
So the tenant was vulnerable, where is this vulnerable person living now? shop doorways, tent maybe ? If the property was dirty surely that's down to the tenant living there not the landlord
From:
Andrew townshend
03 April 2023 09:23 AM
Asking prices and sold subject to prices mean nothing, it's the REAL sold price that matters, these REAL prices have yet to filter through from Land Registry
From:
Andrew townshend
03 April 2023 09:12 AM
I'll look into the Skipton a/c, the only 'but' for me is who will carry out the EPCs ? will we be able to use our normal assessor or will we need to use one appointed by Skipton, EPCs can vary a lot between assessors, this would be a concern for me, but yes thanks Tricia
From:
Andrew townshend
01 April 2023 12:20 PM
''More and more renters are concerned with the environmental impact of their homes'', and ''renters are prepared to pay a 12% premium for an energy efficient home''. Total and utter B S Isobel, what planet are you on dear ?
From:
Andrew townshend
01 April 2023 11:12 AM
I think all of us on here know full well that those fines and costs will never be paid
From:
Andrew townshend
31 March 2023 16:38 PM
Maluka I expect she is one of the lefties that don't believe in property ownership, likely lives in a council house enjoying the subsidised rent while blocking that home from a deserving family, there's a lot like her when you look around
From:
Andrew townshend
31 March 2023 12:19 PM
Chip on shoulder Simon ??
From:
Andrew townshend
31 March 2023 11:49 AM
Come off it Simon in this day and age a degree meant nothing they are handed out to any old T, D, or H
From:
Andrew townshend
31 March 2023 11:39 AM
Don't moan about it, just pass it onto the tenant at the next rent review, leave it to the tenants to do the moaning
From:
Andrew townshend
31 March 2023 09:00 AM
Charge £100s to view properties ?? is this woman for real ?
From:
Andrew townshend
31 March 2023 08:54 AM
Very odd names
From:
Andrew townshend
31 March 2023 08:51 AM
The end user pays every time, sounds like that might be you Jason, ha ha
From:
Andrew townshend
31 March 2023 08:48 AM
The problem that i've found over the yrs is when you try and do these things correctly applying for the correct permission is all you achieve is to open a can of worms and every a.. hole in the world out to cause you aggro , often by just doing it no one notices, job done
From:
Andrew townshend
30 March 2023 22:15 PM
I totally agree Robert, no one but no one DEMANDS anything of me, and that includes the wife, I will bend over backwards to help a tenant, this morning I fitted a new florescent light fitting for a commercial tenant, the lady supplied the fitting, bribed me with a cake and asked nicely, job done.
From:
Andrew townshend
30 March 2023 19:32 PM
I also am happy to increase loft insulation when I have a void, also to fit LED lighting, easy cheap things to do, spending thousands I'm not going to do until forced, and even then likely not
From:
Andrew townshend
30 March 2023 09:36 AM
How do you get evidence, neighbours will complain, but they won't put their complaint in writing, they won't complain to police or councils, without sec 21 how are we going to evict them ?
From:
Andrew townshend
30 March 2023 09:26 AM
I notice damp and mould was mentioned, this is normally caused by the tenant, it is damage to a landlord's property caused by the tenant, therefore grounds for eviction.
From:
Andrew townshend
30 March 2023 09:13 AM
It was only ever council tenants that had the right to buy with a discount, then when their house was repossessed due to mortgage arears were landlords able to buy them, these ''slum'' houses must have been slums when the council still owned them, we all know what social housing estates look like, even the new build ones very soon become slums, that's by the nature of the people that live in them now
From:
Andrew townshend
30 March 2023 09:02 AM
Nothing wrong in making a profit, that's what pays wages and puts food on peoples plates , how do you earn a living H R ? or do you just collect your U C from the working tax payer ?
From:
Andrew townshend
29 March 2023 14:16 PM
Your Ukrainian is a very lucky chap then, good for him/her
From:
Andrew townshend
29 March 2023 14:08 PM
But will it get better H R ?
From:
Andrew townshend
29 March 2023 14:05 PM
H R all the self employed tradesmen I know have increased their hourly rated by inflation as have solicitors and accountants, even the workshy scroungers on UC have now had a full inflation increase, and wages are increasing as the strikers return to work
From:
Andrew townshend
29 March 2023 14:03 PM
All business carries risk, but risk has to be priced into the end product or service provided, hence '' runaway'' rents
From:
Andrew townshend
29 March 2023 13:44 PM
The leader of Norwich City Council also blocking a council house, loony left are all the same hypocrites
From:
Andrew townshend
29 March 2023 09:19 AM
I think basically they are talking about the outside, I clear up any rubbish left lying around and keep over grown gardens in check with a sprayer full of a strong mix of roundup
From:
Andrew townshend
28 March 2023 17:53 PM
I sold up and retired from the day job at 54 (15 yrs ago) and haven't paid any NI since then (giving me 39 yrs worth, age 15 - 54 )
From:
Andrew townshend
28 March 2023 17:34 PM
I have a trade waste licence, for the sake of £39, tax deductible, worth having, back covered.
From:
Andrew townshend
28 March 2023 12:13 PM
ITN news last night ' private landlords earning millions renting sub standard flats', only it turned out they were not private landlords like us on here, they were big companies housing the homeless referred from councils and paid far more than LHA in order to home the low life scum in society
From:
Andrew townshend
28 March 2023 11:22 AM
No doubt they will be poor conversions full of damp and mould
From:
Andrew townshend
28 March 2023 11:08 AM
When my son first left school he worked as a game keeper, fly tipped rubbish in field gat ways was an almost daily occurrence, the estate was not too far from Thetford (60s London overspill town)
From:
Andrew townshend
28 March 2023 10:13 AM
That doesn't work though, his rubbish his responsibility
From:
Andrew townshend
28 March 2023 10:06 AM
Rents up 10% and inflation at 11.1%, so that's not an increase in REAL terms.
From:
Andrew townshend
28 March 2023 09:07 AM
This kind of thing doesn't do the rest of us any favours, there are many ways to dispose of rubbish without fly tipping
From:
Andrew townshend
28 March 2023 09:03 AM
I see someone has been covering those ULEZ cameras up, wouldn't be you and your mates would it Michael ? I would be tempted to if I lived down the smoke
From:
Andrew townshend
27 March 2023 19:52 PM
John T I hope your right about the beefed up sec 8, but I'll believe that when I see it and read it, I think we are being put in promise land with that one
From:
Andrew townshend
27 March 2023 16:17 PM
High risk John ? your kidding, it would be financial suicide
From:
Andrew townshend
27 March 2023 16:07 PM
I never believe any figures quoted on here or in the press, just numbers plucked out of a hat
From:
Andrew townshend
27 March 2023 16:02 PM
Jo there's always exceptions to every rule, some yrs ago I had a family separate, one young child, the lady got herself a job, 16 hrs a week (funnily enough with a housing assoc' couldn't she tell some tales !) the lady was as good as gold and the rent was always paid, I have 2 widows, 1 working part time with good savings and pension, the other just turned 90, both of them never a problem, self employed ? well having been self employed myself the past 45 yrs I would consider them subject to accounts and probably a guarantor, and yes I also have a couple the lady about to go onto maternity leave, but I have her Father as guarantor, so as I say there are always exceptions
From:
Andrew townshend
27 March 2023 11:23 AM
If you can get the police to respond, which is highly unlikely now
From:
Andrew townshend
27 March 2023 11:00 AM
Jo top ups are different to living off benefits with little or no work
From:
Andrew townshend
27 March 2023 10:32 AM
That's why these people have children, it's a free meal ticket with a free home, and the children grow up to be just the same as their parents, social housing on the worst possible estate is the right place for them
From:
Andrew townshend
27 March 2023 10:28 AM
I'll let to a stable family with two working parents with pleasure, I won't rent a family living off benefits though, social housing is the place for them
From:
Andrew townshend
27 March 2023 09:53 AM
Some yrs ago I had a house with 3 teenagers in it doing drugs, I had neighbours after me wanting me to evict them, however they wouldn't give me the evidence, or complain to police or council, these days I won't touch anyone under 25 and have very few problems now .
From:
Andrew townshend
27 March 2023 09:43 AM
Robert, I look at the net amount of rent for each property that I receive after they have have taken their fees off, I'm happy with it
From:
Andrew townshend
25 March 2023 17:24 PM
What could possibly go wrong? lambs to the slaughter LOL
From:
Andrew townshend
25 March 2023 10:15 AM
No Vibha What I paid for my properties has nothing to do with the rent I charge, new tenants pay the full market rent who ever they are, I do keep rent increases to a minimum for good existing tenants, If a tenant loses their job they don't get a discount, if they cannot afford the rent they leave, I'm no charity
From:
Andrew townshend
24 March 2023 20:00 PM
Vibha, renewal fees of £1500 - £2000 ? who are you using? to find tenants, check them out, prepare tenancy agreement and a good inventory my agents charge me £450, then collecting the rent costs me 10% of the rent collected , my agents do a good job and I'm very happy with them
From:
Andrew townshend
24 March 2023 19:43 PM
I'll let my wife know that as I turn 70 in Aug, she has been waiting 42 yrs for me to mature LOL
From:
Andrew townshend
24 March 2023 12:37 PM
That quote from the Renters Union brought a smile to my face
From:
Andrew townshend
24 March 2023 09:04 AM
No doubt there will be a fee, and I'm sure it will be a large fee, which of course will be passed onto the tenants at the next rent review, governments are not the tenants friends
From:
Andrew townshend
24 March 2023 08:14 AM
Martin I'm not too much bothered, I have some Cs, I have some that are very nearly a C , the ones that I'll sell won't be suitable for FTB I purchased them in the 90s for peanuts I'll blow them away in the auction room for what ever they make, I have no debt or mortgages to worry about, turning 70 this yr I'm sure I can see my days out in comfort I'm certainly not going to get stressed about all this B S
From:
Andrew townshend
24 March 2023 08:02 AM
These numbers we see in surveys and consultations are simply picked out of a hat, simply B S
From:
Andrew townshend
24 March 2023 07:01 AM
We only need an EPC when reletting, I have 1 property where the EPC expired yrs ago, it was valid when the tenants moved in, they are still there, and I very much doubt they will be moving out anytime soon, so I've not bothered to renew it
From:
Andrew townshend
24 March 2023 06:56 AM
1 In 10 ? I would have thought the number would be much higher, at the present time I'm sitting tight, as much as I would have liked to continue buying I shan't be doing so, if I were leveraged I would be selling to reduce debt, I may well be selling if and when EPC C comes in
From:
Andrew townshend
24 March 2023 06:47 AM
Do tenants read them ? they don't normally bother reading tenancy agreements either before or after signing them, most don't even bother to keep it
From:
Andrew townshend
24 March 2023 06:39 AM
I got as far as Hargreaves and stopped reading
From:
Andrew townshend
24 March 2023 06:35 AM
I totally agree Andy, I also had been in touch with my MP; George Freeman, total waste of time and effort, he/they are not the least bit interested , knocking out heads against a brick wall there.
From:
Andrew townshend
24 March 2023 06:24 AM
Rachel is far too important as to lower herself to read any tweets, emails or letters from the likes of you or I Nick, we are just plebs, dirt beneath her feet
From:
Andrew townshend
23 March 2023 15:04 PM
Who would believe anything that comes out of a politician's mouth ?
From:
Andrew townshend
23 March 2023 09:07 AM
Before Christmas there was a picket line outside Shelter in Norwich, I stopped off to talk with them, we agreed that a pay increase of anything less than 11% would be a pay cut in real terms, however when I let on that I was in fact a landlord they couldn't understand how a rent increase of less than 11% would be a rent reduction in real terms, funny that
From:
Andrew townshend
22 March 2023 14:05 PM
Dicing with death there Robert, isn't your lady wife a Glasgow girl,? I wouldn't want to be picking a fight with her
From:
Andrew townshend
22 March 2023 13:54 PM
Ditto Jo, none of mine would have been suitable for a FTB or mortgageable, and I also have enjoyed getting down and dirty renovating them
From:
Andrew townshend
22 March 2023 09:39 AM
Exactly, there are always 2 sides to a story, normally we only get to hear the one side though
From:
Andrew townshend
21 March 2023 10:44 AM
Christopher, in the 21st century is a criminal record really a problem ? I know a lot of very nice successful people people who have criminal records really doesn't seem much of a problem, I haven't earnt one yet but that's probably more by luck than anything else
From:
Andrew townshend
21 March 2023 10:39 AM
Normal from Hargreaves '' experts ? '', does anyone trust Hargreaves these days ?
From:
Andrew townshend
21 March 2023 08:21 AM
So more shoe boxes in the sky at sky high rents, don't think we have anything to worry about here
From:
Andrew townshend
21 March 2023 08:16 AM
So we don't get to hear why the landlord needed to evict them, sounds to me like a bargain at £1600
From:
Andrew townshend
21 March 2023 08:04 AM
''Property coming to the market'', so that's asking prices which means nothing, the real test is sold prices, and not sold subject to contract, but the REAL sold prices, land registry will tell us the truth in a few months time.
From:
Andrew townshend
20 March 2023 09:17 AM
In over 30 yrs the only time I've used sec 21 is to evict non paying tenants, simply because it was easier and quicker than sec 8
From:
Andrew townshend
20 March 2023 09:07 AM
It won't, it will be gone within weeks of the next government
From:
Andrew townshend
20 March 2023 08:49 AM
I agree Michael, 20 yrs ago when I still had the day job (garage) and was paying silly amounts of 40% tax I gifted 50% of my properties to my wife, now with the day job gone both myself and my wife stay just below 40% tax, so that all made perfect sense, my accountant called me into his office a few yrs ago trying to get me to sign some over to my children, big fat no to that one, when myself and my wife are gone they are very welcome to whatever is left less IHT , it will be free money to them then and they will be free to waste it on what they like
From:
Andrew townshend
18 March 2023 22:12 PM
I can remember when they were a bob, what does that make me ?
From:
Andrew townshend
18 March 2023 12:22 PM
Mortgages are harder to get, big up front fees and much higher monthly payments, a lot of people just cannot afford, and likely never will
From:
Andrew townshend
18 March 2023 10:17 AM
Buildings insurance, boiler servicing, running repairs, renewals, have these costs been taken into account ?
From:
Andrew townshend
18 March 2023 10:13 AM
Maybe you earnt more being in London but my last pay packet in 1977 was £32 for the week, I remember it well
From:
Andrew townshend
17 March 2023 19:36 PM
When I was last an employee in 1977 (HGV fitter for Eastern Electricity) my weekly pay was £39, take home £32, a modernised terraced house would be around £8k in Norwich and I think interest rates were around 6%, today the pay for a similar job would be around £500 a week, a similar house would be around £200k, and interest rates are now about the same, so yes it's all relative
From:
Andrew townshend
17 March 2023 15:05 PM
Sympathy for them yes, would I house them no, I'm not a charity, however Ms Kennedy is head of a housing charity so lets see her housing them
From:
Andrew townshend
17 March 2023 09:58 AM
Yes I think you are correct there, big cities and shoe boxes in the sky is what the big boys want
From:
Andrew townshend
15 March 2023 09:16 AM
As normal you are correct Jo, but it aint ever going to happen is it ?
From:
Andrew townshend
15 March 2023 09:11 AM
Had the same response from one of my tenants, '' I'm paying £15 a day (pre payment meter) to heat the flat I'm not opening a window to let the heat out'', my response was ''I'll evict you for damaging my property''. she wasn't best pleased .
From:
Andrew townshend
15 March 2023 09:06 AM
Today Mr *unt is going to try to get older retired people back to work, how about getting the young workshy scroungers into work, reduce UC
From:
Andrew townshend
15 March 2023 08:58 AM
Agreed, but a lot of my tenants, past and present, have done so, once there're in there're in , no way back
From:
Andrew townshend
14 March 2023 21:35 PM
Robert, my son and 2 daughters used to tell leftie school teachers where to get off as does my grandson (11) however my granddaughter (8) to totally brained washed by them and believes every word, hopefully she will wise up as she gets older
From:
Andrew townshend
14 March 2023 11:35 AM
Surely Michael you just send them a sec 13 notice to increase the rent, no need for a new contract
From:
Andrew townshend
13 March 2023 17:45 PM
You've lost me mate
From:
Andrew townshend
13 March 2023 15:25 PM
Well of course at the next rent review you'll kick him where it hurts, we can all play games
From:
Andrew townshend
13 March 2023 12:54 PM
Wait for the repros later this year, it will be a cash buyers market
From:
Andrew townshend
11 March 2023 11:46 AM
Jo there will always be the exception, as in your case that you've highlighted, there was a time that I took people on face value but not anymore, far too risky now
From:
Andrew townshend
10 March 2023 14:46 PM
Just think about the lower than low life tenants Serco would be placing in your properties
From:
Andrew townshend
10 March 2023 12:34 PM
I agree SS, on the odd occasion my agent instructs a tradesman on my behalf there are no add ons, I get the invoice direct and normally pay the tradesman direct, as I said earlier not all agents are the same. Mine charges me 10% + VAT of the rent received and I think this is mostly covered by the increased rent they normally obtain for me
From:
Andrew townshend
10 March 2023 11:47 AM
Yes I think it is Jo, the no hopers don't apply and therefore don't waste our time
From:
Andrew townshend
10 March 2023 11:32 AM
Right from when I first started in business (1977) it was always a strict rule that customers that didn't pay earnt themselves a CCJ, didn't always get my money but word soon got about that I wasn't a soft touch, I take it personally when someone doesn't pay it then becomes principle rather than money.
From:
Andrew townshend
10 March 2023 11:14 AM
But Andy who would teach them this in schools? I find teachers generally to be the worst offenders here, always whinging and always expecting to be given more
From:
Andrew townshend
10 March 2023 09:14 AM
And thank god not all tenants are the same Yonnette !
From:
Andrew townshend
10 March 2023 09:06 AM
My agent comes back to me with a list of tenants that they feel are acceptable, we then go through them one by one and I make my choice
From:
Andrew townshend
10 March 2023 08:57 AM
Problem with the agent you used, and all the other big national ones, are that they employ boys to do a man's job, wet behind the ears snowflakes who don't have a clue .
From:
Andrew townshend
10 March 2023 08:52 AM
Help from government ? I won't be holding my breath
From:
Andrew townshend
10 March 2023 08:40 AM
I've been moving most of my properties over to an agent, I have a good local agent that doesn't rip me off, gets me good tenants and good rents, I carry out most repairs myself and if I need a tradesman I pay them direct, not all agents are the same
From:
Andrew townshend
10 March 2023 08:37 AM
No chance of that happening
From:
Andrew townshend
10 March 2023 08:27 AM
Agreed Michael, I find it totally irresponsible of people to bring into this world a child that they are not prepared to care and provide for until they reach 18 (at least).
From:
Andrew townshend
09 March 2023 16:34 PM
Exactly, the council could have under taken the repairs and then invoiced the landlord, or taken over the running of the property with all rent paid direct to them, take a charge out against the property, so many better ways than issuing fines that likely will never be paid and the repairs will still never be carried out
From:
Andrew townshend
09 March 2023 11:37 AM
I agree Andy, a friend once worked for Save The Children, he could tell the stories about what went on and where the money went, very few 'charities' out there deserve our donations now, mostly big business with management creaming the profits off, noises in troughs
From:
Andrew townshend
09 March 2023 11:28 AM
No thank you
From:
Andrew townshend
09 March 2023 11:11 AM
If Shelter wanted to help tenants they would be eager to engage and speak with landlords, Shelter is a business paying their management very big salaries, they are also very left wing with the politics of envy
From:
Andrew townshend
09 March 2023 09:26 AM
'' Cash strapped social landlords'', sorry disagree there, Housing Assoc management on £300k to £400k a year, I don't call that cash strapped.
From:
Andrew townshend
09 March 2023 09:11 AM
Only 18% have taken on extra work ? bone idle Britain, plenty of whingers but no interest in helping themselves, In the 70s I used to do evening and weekend shifts on the petrol pumps as well as my day job in the garage, I also used to service and repair peoples cars at home after work, that's how we got on then, in 1979 I bought my first run down property for cash and spent evenings / weekends and bank holidays renovating it, 2 years later I bought another one with a small bank loan, but of course it's okay for me I'm a boomer, maybe the entitled generation should try it
From:
Andrew townshend
09 March 2023 08:58 AM
I use Wickes now 1/2 mile down the road from B&Q in Norwich and I get 10% discount
From:
Andrew townshend
09 March 2023 08:43 AM
Reserves set too high so many are not selling. Also covid regulations are over so open up the sale rooms again, give buyers the choice of attending or buying online, most car auctions are open again .
From:
Andrew townshend
09 March 2023 08:38 AM
Never known a tenant look at, or ask about the EPC, most don't know what an EPC is, their main aim is to secure the tenancy, tenants have little choice in the current market, it's us, the landlords that have the choice
From:
Andrew townshend
09 March 2023 08:28 AM
Wouldn't it have made more sense for the council to work with the landlord advising and helping to get this property up to standard
From:
Andrew townshend
08 March 2023 11:53 AM
This is such a grey area, I only ever replace a boiler when it's faulty, so that has to be a repair, if I were to replace a working boiler to improve an EPC this could be a capital expense, if I have a rotten timber window and replace with a plastic window it's a repair, if not it's an improvement
From:
Andrew townshend
08 March 2023 11:49 AM
Both my Capris were MK2 Ghias maybe they were better than the MK 1, they were quick away from the lights though
From:
Andrew townshend
07 March 2023 20:15 PM
To be fair Edwin I never had a problem nor did my wife, it was never the 3.0 Capri at fault just some of the lead footed idiots that couldn't drive them
From:
Andrew townshend
07 March 2023 17:46 PM
Sorry Nick I wasn't clear, what you do need are high court bailiffs who are sheriffs, if you have your court eviction papers a judge has to give permission, he cannot withhold permission, I've never had a problem, always done it myself without a solicitor both for eviction and debt collection
From:
Andrew townshend
07 March 2023 17:38 PM
Andy, you wouldn't happen to have an Austin Healy 3000 in your collection would you? always liked them, some yrs ago I helped a friend re shell an MGC, then we would sometimes swap cars for a weekend, I had a 3.0 LT Capri , those were the days when I was a petrolhead, no speed cameras then
From:
Andrew townshend
07 March 2023 16:16 PM
Personally Nick for the sake of £60 I would up grade to the high court, in the past I've used The Sheriffs Office 0333 001 5100 , you've come this far at great expense and stress you don't want to fall at the last hurdle
From:
Andrew townshend
07 March 2023 16:05 PM
Seems my reply has been taken down, wonder who I upset, I only told it as it is, the truth, maybe to some the truth hurts. Clare you are of course right
From:
Andrew townshend
07 March 2023 15:52 PM
Robert, going back to the 70s I had a bank manager, that's when we had proper bank managers, he once said to me '' borrow money to make money boy, not to sustain a false life style'', better advice you could not want, and yes I did borrow in those days, not mortgages but straight forward bank loans, you took some risks which have seriously paid off, had I been braver I would likely now have 3x more properties, but I'm happy with my 16 bought and paid for I don't need any more
From:
Andrew townshend
07 March 2023 15:45 PM
Andy, the Tories have seriously let us all down on all fronts, they certainly are not conservatives that I recognise
From:
Andrew townshend
07 March 2023 15:28 PM
I would ask him Nick which bailiffs he's instructing, council one's are about as much use as a chocolate teapot
From:
Andrew townshend
07 March 2023 12:28 PM
No, Sheriffs , proper bailiffs
From:
Andrew townshend
07 March 2023 12:13 PM
Don't use council bailiffs they're a waste of time, get the real no nonsense boys in
From:
Andrew townshend
07 March 2023 11:52 AM
As I've said in other posts I have one at present, I'm keeping a record of all actions, I also drive past when ever I'm in the area and recording dates and times and if any windows are open, this could get nasty but I will be prepared
From:
Andrew townshend
07 March 2023 11:47 AM
We are talking a bedroom, no reason that window cannot be open on a cold day, there are window vents but they aren't enough, the lady has been there 3 yrs without problem until now, her teenage daughter has moved in with her, I think an increase in rent is due as there are now 2 adults there that might be enough to see the back of them without going down the eviction route
From:
Andrew townshend
07 March 2023 10:46 AM
Agreed Jo, my accountant also strongly advised against setting up a company, and that was back in the days of indexation and taper relief
From:
Andrew townshend
07 March 2023 09:44 AM
I can't see many taking on debt now, would seem most are wanting to reduce debt
From:
Andrew townshend
07 March 2023 09:39 AM
Drove past one of mine yesterday that had reported black mould yesterday EVERY WINDOW TIGHTLY CLOSED
From:
Andrew townshend
07 March 2023 09:24 AM
I'm more into biomass, an MDF coffin on a bonfire at the bottom of my garden will suit me
From:
Andrew townshend
06 March 2023 17:36 PM
'' Mere woman '' don't think so, I wouldn't want to argue with you on a dark night
From:
Andrew townshend
06 March 2023 14:41 PM
Agreed Michael, as I understand things the paper has so far only had it's first reading in HOC, a lot can change along the way, you, me and a few others on here are of a certain age that we might not be here, if we are we might just not care anyway, worry about it if and when it happens
From:
Andrew townshend
06 March 2023 14:34 PM
Agreed Chris, I have 16 properties all bought and paid for which came over a long period of time and a lot of very hard work, had I gone down the leveraged route I would likely have had 3 times that number now, but I didn't and I don't regret not doing so, if that makes me smug then so be it
From:
Andrew townshend
06 March 2023 09:46 AM
But in truth these EPCs have nothing to do with saving the planet or saving tenants money on energy use, just another way of hammering landlords
From:
Andrew townshend
06 March 2023 09:25 AM
I like void periods, gives me a chance to get onto the property to carry out repairs, improvements and decorate, no pressure, no stress, and never a problem finding a tenant when I've finished
From:
Andrew townshend
06 March 2023 09:19 AM
Martin you can post comments as much as you like, I see your name and I read no further
From:
Andrew townshend
06 March 2023 09:14 AM
153 out of how many landlords in the area, and how many complaints were justified ? I wonder how this figure compares with complaints with council and housing assoc landlords in the area, be interesting to hear the whole true story
From:
Andrew townshend
06 March 2023 08:57 AM
I thing you are spot on there Kevin, nailed the truth of the matter
From:
Andrew townshend
06 March 2023 08:50 AM
Modern politicians are interested in themselves, not anything or anyone else, pure and simple
From:
Andrew townshend
04 March 2023 21:37 PM
Surely Nick that would come under data protection laws ?
From:
Andrew townshend
04 March 2023 16:34 PM
Jim could you sit in the same room as a bunch of councillors, it's bad enough when I've attended planning meetings on leaving I have the urge to be physically sick in the car park.
From:
Andrew townshend
04 March 2023 13:18 PM
I've had that, a very unpleasant Rottweiler, and didn't he turn into a problem
From:
Andrew townshend
04 March 2023 11:43 AM
Until it becomes law I have no need to ''go digital'', my tax return is always completed, submitted, and agreed by the end of July every year, so I know exactly how much I need to pay by the end of January , never had a problem. EPC 'C' is still ''pie in the sky'', it would be very silly to go spending large sums of money until we know the full facts for sure, when we do I will select the properties that I consider worth spending the money on, those that aren't will have the tenants evicted and be blown away in the auction room, that's the way it is
From:
Andrew townshend
04 March 2023 10:52 AM
I've taken similar action with commercial properties when tenants won't pay, many think they have the same protection as a residential tenant, so when I turn up, change the locks and put a large notice in the window they get quite a shock, even had them call the police which is always quite funny, won't pay, we take it away.
From:
Andrew townshend
04 March 2023 10:33 AM
Just a money rising scam by councils, the cost of which is paid for by tenants
From:
Andrew townshend
04 March 2023 10:20 AM
Small mid Victorian terrace next door to one of mine in north Norwich just come on the market £225k, seems a hell of a lot to me, lets see if it sells, and for how much
From:
Andrew townshend
04 March 2023 09:30 AM
Yes you're right Edwin, as Robert has said '' no good turn goes unpunished'', and very often that is very true, the times I've been stabbed between the shoulder blades, it does harden you up though
From:
Andrew townshend
03 March 2023 12:43 PM
I've got one at present, however after politely suggesting she finds somewhere else to live, which she didn't take too well, she is at lease leaving the window slightly open on the catch during in the day now, a slight improvement from before
From:
Andrew townshend
03 March 2023 12:30 PM
Tenants get a better deal and service from us smaller landlords the same as you get a better deal from an independent garage for your car servicing
From:
Andrew townshend
03 March 2023 12:15 PM
Maybe I shouldn't say this on here Andy but I can recommend Spencer Ward in Norwich to manage your property here if you didn't want to sell it, I have no business connection other than using them for most of my properties for the last 20 yrs
From:
Andrew townshend
03 March 2023 12:10 PM
I don't think Jim's comment was anti charity, but more to do with hypercritical council policy, least ways that's how I read and understood it
From:
Andrew townshend
03 March 2023 10:19 AM
I have some good tenants who are paying less then they should be, but being unleveraged I'm still showing a profit, if it came to a point that I wasn't making a profit, or worse still making a loss then either their rents would be increased or they would be evicted, good tenants are worth their weight in gold, but we are not charities
From:
Andrew townshend
03 March 2023 10:09 AM
Had the same problem a couple of yrs ago, flat over shop, but as I was the freeholder it was off with the chimney, felted and tiled over where the chimney was, £1000, job done, no further problems, I hear so many stories about leasehold properties, I've looked at them in the past, but reading the lease has always put me off
From:
Andrew townshend
03 March 2023 09:56 AM
Sounds like the council should have closed the property down in order to protect the tenants from danger, oh but.... of course then the council would have had to house the displaced tenants
From:
Andrew townshend
03 March 2023 09:24 AM
Mould, the normal cause being condensation caused by lack of ventilation, open a window, how hard is that?
From:
Andrew townshend
03 March 2023 09:03 AM
Well Edwin there is a reward if you escaped that big bill
From:
Andrew townshend
02 March 2023 17:18 PM
I'm not proud, I'll clean a drain out if I'm being paid well to do so
From:
Andrew townshend
02 March 2023 15:51 PM
Nick you forgot Charlie boy, his personal jets and helicopters, that'll offset my carbon emissions and a good few others as well , they're all hypocrites the lot of them
From:
Andrew townshend
02 March 2023 12:30 PM
Totally agree Nick, I've done some minimal improvements to some worthwhile properties, but I'm not spending big money until I know more for sure, and even then if I consider it unviable the upgrades won't be done, the tenants will be evicted and the properties blown away in the auction room, I can afford to do that as most were bought for peanuts in the 90s and I have zero debt
From:
Andrew townshend
02 March 2023 11:26 AM
So Martin you claim to be ''professional'' therefore we must all be the cowboys LOL
From:
Andrew townshend
02 March 2023 09:14 AM
The empty for refurbishment exemption differs between councils, Norwich you stand no chance, where as Breckland, just down the road, I got a one off open ended exemption on a 70s bungalow with drain problems .
From:
Andrew townshend
01 March 2023 10:04 AM
Well paid jobs for the boys
From:
Andrew townshend
01 March 2023 09:18 AM
A very large number of people will never qualify for a mortgage, they'll never save the deposit, earn enough, or have poor credit histories , for these people renting is the only way
From:
Andrew townshend
01 March 2023 09:13 AM
TBH there was nothing wrong with the Poll Tax, it was after all the fairest way
From:
Andrew townshend
01 March 2023 08:57 AM
Depends how professional the accessor is in his/ her work, some will be, some won't be, I've found a very good lady in my area who will always do her best for landlords, being a landlord herself, as I've said before no different to a car MOT, and we all know how they vary from tester to tester and garage to garage
From:
Andrew townshend
27 February 2023 21:00 PM
TBH Kamran I would trust an agent over a council any day of the week
From:
Andrew townshend
24 February 2023 20:30 PM
Seems to me these are always one sided stories, might be nice if the landlord was contacted to put his version of events
From:
Andrew townshend
24 February 2023 16:55 PM
Exactly Jahan very 'discretionary' I would think
From:
Andrew townshend
24 February 2023 16:50 PM
Agreed Jackie, but I can't see it happening
From:
Andrew townshend
24 February 2023 15:20 PM
All I can say then Jo is you must be dealing with a very good council housing department
From:
Andrew townshend
24 February 2023 15:17 PM
The article may not mention it but I'm sure the rent will be restricted to LHA rates
From:
Andrew townshend
24 February 2023 10:30 AM
''Cannot be named for legal reasons'', why are they under 18 ?
From:
Andrew townshend
24 February 2023 09:22 AM
Self appointed '' experts '' don't you just love their BS
From:
Andrew townshend
24 February 2023 09:19 AM
Tenants that have already been evicted by a landlord and rents restricted to LHA rates ? LOL
From:
Andrew townshend
24 February 2023 09:15 AM
Higher stamp duty is just added onto the purchase price which determines the rent, council / property tax paid by landlord will be added to the rent (just as agents letting fees have been), all this BS achieves is higher rents for tenants, can't these half wits see that ?
From:
Andrew townshend
24 February 2023 09:02 AM
Yes watched it, other than the HMO it was rubbish Housing Assoc homes at fault, the lady being evicted's landlord wanted to sell, wounder why ?? so she couldn't find a landlord to take her on because she wasn't earning enough, neither would I, as for back stabbing Grove... well I'll leave it there .
From:
Andrew townshend
23 February 2023 22:38 PM
Tonight it was Aber Falls, single malt Welsh, which my wife found me on offer in Tesco's, lovely ,sorry Robert
From:
Andrew townshend
23 February 2023 22:20 PM
Try telling some tenants that though Michael, that's where the problems are
From:
Andrew townshend
23 February 2023 14:55 PM
TBH social housing are more likely to suffer from mold spores because of the kind of people who live in them, a good example was where that young boy died a few months ago, parents too bone idle to wipe the walls down with a little warm water and bleach
From:
Andrew townshend
23 February 2023 12:39 PM
I've tried that one Tricia, generally tenants leave them unused thinking they cost too much to plug in
From:
Andrew townshend
23 February 2023 10:57 AM
I'm thinking 10% as an average across the country.
From:
Andrew townshend
23 February 2023 10:27 AM
Right up to a point DB, but the costs will be high and so will the rent increases, to achieve a small reduction in heating costs, this all boils down to increased living costs for the tenant
From:
Andrew townshend
23 February 2023 10:21 AM
Funny how this subject should come up this week, I have an end terraced Victorian property, coffee shop with flat above, it's really 1 bed but there is a small box room out back 3 outside walls, 2 wks ago I get a call from the lady in the flat, I go and see her and it turns out her teenage daughter has moved in with her sleeping in the box room, damp and black mould. So last wk I dry line the back wall and paint the whole room out with Crown anti damp paint, on leaving I tell her to open the window in the day. Monday I drive past to see the window tightly closed.... red mist, I'm angry, we exchange emails and I end up telling her she's going, of course I'm the big bad landlord who's in the wrong
From:
Andrew townshend
23 February 2023 10:14 AM
I read somewhere that HMRC had the biggest income tax take from the self employed ever at the end of jan, but they still hate us.
From:
Andrew townshend
22 February 2023 16:38 PM
Leasehold part ownership, yep that sounds like a total disaster , what could possible go wrong with that set up
From:
Andrew townshend
21 February 2023 08:55 AM
I know of married couples that can't live together, still married, still want to be married and still in a loving relationship, why can't they own a house each and claim their 25% discount? none of my 3 children are married, it's very unlikely they will ever marry, they have long term partners and 2 of them have children, if myself and my wife had our time again we wouldn't have bothered, really no need now
From:
Andrew townshend
20 February 2023 21:41 PM
What's wrong with the old way ? ''buyer beware'', always used to work.
From:
Andrew townshend
20 February 2023 17:25 PM
The directors will milk any assets and pay themselves their bonuses first before liquidation
From:
Andrew townshend
20 February 2023 14:40 PM
Surely it makes more sense to use a good small local agent that you can talk to face to face
From:
Andrew townshend
20 February 2023 08:15 AM
I can see those measures coming in here, rents will have to increase now while we still can, renting to councils for social tenants is a big NO, I don't want those sorts of people in my properties thank you
From:
Andrew townshend
20 February 2023 08:05 AM
There's always a large number of applicants now although it's fair to say that a number of them can be crossed off as not suitable straight away, I'm normally left with 5 or 6 that tick all the boxes to chose from
From:
Andrew townshend
20 February 2023 07:57 AM
The agents that look after most of my properties used to do inspections every 3 months and charge me 30 pounds a time, we have a new arrangement now where they ask me first as very often I've been round the property to carry out a repair myself, also longer term tenants that can be trusted don't need those all those inspections
From:
Andrew townshend
19 February 2023 12:00 PM
I've agreed a purchase on a Monday and completed on the Friday in the past, solicitors don't like it but they have to be told
From:
Andrew townshend
18 February 2023 11:21 AM
Around 15 yrs ago I had a young Indian family leave a house in a similar state, get on screwfix online order yourself some disposable overalls, gloves, mask, bin bags, 5 lts of disinfectant and a hand sprayer, collect from their local store, get into your house, grit your teeth and clear it, being a landlord can be a dirty job at times, but a bit of dirt never hurt anyone. Oh and your right scum get what they deserve
From:
Andrew townshend
18 February 2023 11:14 AM
I'm a Norfolk boy and Gt Yarmouth is dreadful for crime and general anti social behaviour , mind you Kings Lynn and Thetford (the 60s London over spill town) aren't too clever either, rest of Norfolk is quite nice and low crime though
From:
Andrew townshend
17 February 2023 17:06 PM
Good council tenants approach us because they don't like living on council estates with all the low life dross housed next door to them
From:
Andrew townshend
17 February 2023 16:56 PM
And as I've said before I'll pay a reasonable sum, but I'm not paying out thousands for no return, that's not how business works
From:
Andrew townshend
17 February 2023 08:02 AM
Driving up standards, well I agree all rented homes should be safe, electrics tested, gas safe, a roof that doesn't leak, hot and cold water and some form of heating, now it would seem they want new kitchens and bathrooms which is fine for the tenants that can afford the rent, but what happens to the tenants that cannot afford to pay the rent on these high standard homes, tents maybe? you pays your money and takes your choice
From:
Andrew townshend
17 February 2023 07:52 AM
And tenants
From:
Andrew townshend
17 February 2023 07:39 AM
Jahan, I was in the motor trade for more than 30yrs, I know all the tricks plus a few more, never an MOT tester though
From:
Andrew townshend
16 February 2023 16:42 PM
No different to MOT tests, they can vary a lot with who's carrying them out
From:
Andrew townshend
16 February 2023 15:45 PM
Me too, and I would do the time for it, they might take my assets from me but they would only gain ashes
From:
Andrew townshend
16 February 2023 15:35 PM
Deborah, we can hold our heads up high, that's the difference
From:
Andrew townshend
16 February 2023 15:14 PM
My point exactly Robert
From:
Andrew townshend
16 February 2023 14:57 PM
I did get a D up to a C last month, replaced a 25 yr old boiler, increased loft insulation to 350mm and led light bulbs, but then I have 2 end terraced that are very nearly a C next step on them is wall insulation which I'm not doing yet, if at all
From:
Andrew townshend
16 February 2023 14:54 PM
We seem to be going the same way as China and Russia Paul
From:
Andrew townshend
16 February 2023 14:46 PM
Our landlord assocs seem pretty hopeless, or can't be bothered, I did stop my DDR to eastern landlords this year, and then relented and paid my subs
From:
Andrew townshend
16 February 2023 14:42 PM
You're not a charity Emily, so don't feel too badly about it
From:
Andrew townshend
16 February 2023 09:46 AM
I can Robert but my comment would be removed
From:
Andrew townshend
16 February 2023 09:43 AM
''If the price is right''. which generally it isn't
From:
Andrew townshend
16 February 2023 09:41 AM
For Sale boards are a fixture in my are, when they do go Sold (sale agreed) they tend to go back to For Sale again a couple of months later, things are sticking, and with interest rates rising they will continue to stick
From:
Andrew townshend
16 February 2023 09:39 AM
I don't mind spending a reasonable sum, and then increasing the rent, but there isn't a cat's chance in hell that I'll be spending thousands
From:
Andrew townshend
16 February 2023 09:32 AM
Self employed tradesmen are made of sterner stuff
From:
Andrew townshend
15 February 2023 17:33 PM
Tradesmen I know continue working past retirement because they want to, not because they have to, I'm working this week dry lining and painting a bedroom above a shop, start at 10.00 am and finish at 3.00 pm, I love it, and will continue doing similar work likely till I drop
From:
Andrew townshend
15 February 2023 16:27 PM
Not for me, I don't do leasehold flats
From:
Andrew townshend
15 February 2023 09:02 AM
Stocking inflation, and then they tell the working guy he can't have a pay rise, as costs increase my income increases to match, always has done
From:
Andrew townshend
15 February 2023 09:00 AM
I've been self employed since I was 23, never had a private pension, didn't trust them or the spivs selling them, that's why I became a landlord, to fund my old age, no regrets there . As for the article I stopped reading as soon as I saw Hargreaves
From:
Andrew townshend
15 February 2023 08:57 AM
There was nothing wrong with the poll tax, seemed a fair way of doing it, everyone would pay
From:
Andrew townshend
14 February 2023 17:43 PM
Is there a chip on your shoulder Jason, I wonder why .
From:
Andrew townshend
14 February 2023 15:39 PM
I get 3 months free on a vacant commercial property, odd that
From:
Andrew townshend
14 February 2023 08:38 AM
Stopped naming names ? I wonder why ?
From:
Andrew townshend
14 February 2023 08:22 AM
Whenever we have a property become available to rent these days we always have a number of applicants, so we chose the tenant who best passes all the checks, affordability etc, so we must be ''discriminating'' against the unlucky applicants, for example I will show round an out of work single mum, she can apply, but she will automatically fail the affordability check
From:
Andrew townshend
14 February 2023 08:20 AM
Plain wrong isn't it, I had a house empty for 3 months last year, not because I didn't want to rent it, I wanted time to get in there and carry out improvements, repairs and re decorate, I was there working 6 days a week through out that time and having to pay council tax , these are all costs which will be passed on
From:
Andrew townshend
14 February 2023 08:04 AM
I'm sure there was a reason there somewhere Tracy
From:
Andrew townshend
13 February 2023 16:25 PM
I like most others on here can honestly say that I have only ever used sec 21 to evict non payers, and even then only 2 of them got as far as the court papers and one left the day before the bailiffs were due to turn up.
From:
Andrew townshend
13 February 2023 09:06 AM
I've been blocked in commenting in the EDP, quite funny really because I just tell it as it is
From:
Andrew townshend
13 February 2023 08:56 AM
Depends how honest the reviews are
From:
Andrew townshend
13 February 2023 08:47 AM
Red braces expert advice Robert, throughout life when I've listened to expert advice is generally where things have gone wrong, I trust my gut feeling, that's where my best decisions have come from, my solicitor (good chap now retired) often said to me when I walked into his office with a new contract hot from an auction, ''why don't you ask me first before going to auction'' ? because John you would try and talk me out of it, this way you can't it's too late .
From:
Andrew townshend
12 February 2023 17:44 PM
Don't forget the trans (heshe as was) lets cover everyone
From:
Andrew townshend
12 February 2023 15:41 PM
Good point, property owner.
From:
Andrew townshend
12 February 2023 15:33 PM
In a nut shell Michael, couldn't have put it better myself, our grandchildren's future is looking like s*;t though, but they will never have known any different, we have had the good years and they are not coming back
From:
Andrew townshend
11 February 2023 22:17 PM
I shall be 70 this year, and as crazy as it may sound I enjoy what I do, comes of enjoying hard work all my life, if I were to stop I would be dead in 2 yrs, I'm sure of that
From:
Andrew townshend
11 February 2023 11:59 AM
What's the point of an alarm, with all the false alarms no one takes any notice, no use phoning the police to report an alarm they won't come out.
From:
Andrew townshend
11 February 2023 11:23 AM
Blanket bans on benefit claimants, how will this be policed ? If I have 10 people want to view a property and I allow them all to view and ask each one where they work, then say I have more viewings I'll let you know in a couple of days, Now say 9 are on benefits and 1 is working, of course I offer the tenancy to the one in work, how could anyone prove that I rejected the other 9 because they were on benefits ?
From:
Andrew townshend
11 February 2023 10:29 AM
It's not just bankrupting landlords Dani, this nett zero BS is bankrupting the whole country
From:
Andrew townshend
10 February 2023 16:22 PM
Surely with floor and wall insulation you would be up to a B
From:
Andrew townshend
10 February 2023 11:44 AM
In my local paper this morning '' council buying 24 new build houses'', many of the comments are asking who they will be renting them to, local British working families ? or none working scrounging immigrants? locally we all know the answer to that one .
From:
Andrew townshend
10 February 2023 11:37 AM
Robert I speak as I find, as clearly you do as well, it's plain to see you have a very good business that's working very well, how ever I'll stick with the working guy who's on my level, not the tosses with their inflated egos and heads in the clouds, I'm proud to be working class, I would never pretend to be otherwise nor would I want to be
From:
Andrew townshend
10 February 2023 11:29 AM
Granger have large overheads, loans and shareholders to pay, their rents for these new builds won't be cheap and I will be very surprised if they don't increase them every year, I can't see them wanting benefit claimants either , LHA rates would be far too low for them
From:
Andrew townshend
10 February 2023 11:16 AM
I agree Jo, I use a lady assessor who is also a landlord, she is fair and will do and advise the best she can, most landlords locally use her so she needs a bit of advanced warning, few yrs ago she assessed a flat over a corner shop for me, it came up as an F, she didn't put it through the system, she advised me to fit secondary glazing, she then came back and it got up to an E, she only charged me for one visit, assessors do vary a lot
From:
Andrew townshend
10 February 2023 11:07 AM
When interest rates come down ? can't see it
From:
Andrew townshend
10 February 2023 08:26 AM
I've been reading that Nick, I just love the click bate and the comments from the landlord haters who have no idea what they are talking about
From:
Andrew townshend
09 February 2023 20:35 PM
No prize for guessing that one
From:
Andrew townshend
09 February 2023 19:47 PM
Exactly David, there's 2 sides to every story isn't there, however the left wing BBC chose to tell just the 1 side that suits them
From:
Andrew townshend
09 February 2023 16:43 PM
I've had threats of violence in the past, did have one guy pin me over the bonnet of a car once, we had quite an audience so nothing much happened, normally a load of huff and puff, I do however keep a very large nail bar by the driver's seat of my car, not used it yet, but never say never
From:
Andrew townshend
09 February 2023 14:01 PM
Student tenants like that, red mist, I would have them out by fair means or foul , I haven't rented to students since the 90s can't stand the entitled little upstarts, and generally their parents are worse still
From:
Andrew townshend
09 February 2023 13:44 PM
At the moment still only proposed and a long way off becoming law, government seem to be stalling on this for some reason, maybe it'll be watered down or the can kicked down the road, who knows.
From:
Andrew townshend
09 February 2023 13:36 PM
Thing is Corbyn is still there, and a lot of others just like him who will show their heads again once labour are in power
From:
Andrew townshend
09 February 2023 11:37 AM
Get away driver Robert
From:
Andrew townshend
08 February 2023 20:55 PM
No Robert I had not agreed to that Rottweiler, it appeared without permission as some dogs do, I would never agree to a thing like that
From:
Andrew townshend
08 February 2023 19:57 PM
Road kill is another source of free food
From:
Andrew townshend
08 February 2023 19:52 PM
I agree with Robert, don't let this woman off , go for it, money claim on line, dead easy to do and not expensive and I wouldn't worry about the heavies they are normally all huff and puff, and hot air
From:
Andrew townshend
08 February 2023 19:50 PM
My son trained and was a game keeper, so we know all about that Michael, I have no problem with veggies or vegans , but don't tell me what I should or should not be doing that's my business
From:
Andrew townshend
08 February 2023 16:46 PM
Fair enough, your opinion, personally I have dogs, shoot and eat meat, each to their own
From:
Andrew townshend
08 February 2023 15:17 PM
I hope optimisation is rewarded, but to be honest I have my doubts, and don't forget come late summer this year we will only be a year away from a labour government
From:
Andrew townshend
08 February 2023 13:18 PM
I have some with a C rating, I have some that are just 2 or 3 points short of a C rating, then there are 2 flats over corner shops that would cost a fortune to get to a C rating it would be madness for me to even consider spending money on those, so when the time comes those tenants will be evicted and the space will be used as storage, I also have an F rated house with an exemption that would not be worth the expense so that would either be used as storage or be sold in auction no reserve , they all owe me peanuts the rent received over the last 30 yrs have covered the purchase price many many times over, but what happens to those 3 tenants losing the roof over their heads, none of them would afford the rent on a C rated property
From:
Andrew townshend
08 February 2023 13:10 PM
I certainly agree your last sentence
From:
Andrew townshend
08 February 2023 12:42 PM
If I let a property furnished I would not allow pets
From:
Andrew townshend
08 February 2023 12:37 PM
No, a cocker or a springer for me, they make the best gun dogs
From:
Andrew townshend
08 February 2023 12:33 PM
That big auction in Norwich today, 7 properties have already been 'postponed ' I expect due to poor interest shown in them, let's see how many fail to make reserve, reserves / asking prices need to be sensible now to sell a property
From:
Andrew townshend
08 February 2023 08:57 AM
I'm one of the few that will 'consider' a tenant with a pet , no big or what I consider to be dangerous dogs and only in houses with a garden, I also charge a 'pet rent', my properties, my rules.
From:
Andrew townshend
08 February 2023 08:50 AM
It is true that the Police take little or no action, I found a small (10 plants) farm in a commercial property a few yrs ago, the police turned up in a police van and took the plants away, I thought we were going to catch the scum, if there's a next time I won't report it, I'll sit there in wait with a 12 bore
From:
Andrew townshend
07 February 2023 19:37 PM
Former MD of collapsed Boomin, well that really inspires conference doesn't it ?
From:
Andrew townshend
07 February 2023 10:31 AM
Here's my theory Michael, why did he take the place to live in ? likely it was the only place and only landlord that would take him on as a tenant, why does he have to live there ? because there isn't anywhere else or any other landlord that would touch him, I suspect that's the truth of the matter, am I wrong?
From:
Andrew townshend
06 February 2023 16:36 PM
So if we could show that its the tenants that caused the problem / damage, we could sue them ??
From:
Andrew townshend
06 February 2023 08:40 AM
Why ignore the notice ? wouldn't have taken a lot to clear the rubbish, spray the vegetation with a good strong mix of round up and patch the hole in the roof, a days work and the hire of a van or a skip to get rid of the rubbish, I suppose there are landlords who are frightened to get their hands dirty ?
From:
Andrew townshend
06 February 2023 08:35 AM
What could possibly go wrong ? LOL
From:
Andrew townshend
06 February 2023 08:25 AM
Tax is an overhead, and customers pay the overheads .
From:
Andrew townshend
06 February 2023 08:20 AM
Well Robert I shall be off down the chippy in about half an hour, a real old traditional chippy in a very old part of Wymondham, they fry in beef dripping , best chippy in miles around, you would love it
From:
Andrew townshend
04 February 2023 16:39 PM
My electrician has just evicted a disabled tenant, she had stopped paying her rent and was living in complete filth, for the past 2 wks she has been living in a Travel Lodge at £70 per night, no private landlord is going to touch her so for the foreseeable future the council will be picking up her £70 a night hotel bill
From:
Andrew townshend
04 February 2023 12:26 PM
Mr Gove will be gone at the coming GE, likely lose his seat (good), but be replaces with something worse
From:
Andrew townshend
04 February 2023 11:18 AM
Will it happen, will it be watered down, there's a lot of unanswered questions, I've just got a Victorian terraced up to a 'C' at minimal cost, replacing a 25 yr old boiler (£1750) increased loft insulation (350mm) and LED light bulbs got me there, I don't mind spending that, but I'm as sure as hell not going to be spending £10,000 on any property to get a 'C'
From:
Andrew townshend
04 February 2023 11:04 AM
You could be right now Michael, wasn't like that in the 70s, 80s, & 90s, but I have no personal experience of loans since the 90s so I couldn't say
From:
Andrew townshend
03 February 2023 20:05 PM
Lets all get together and super glue ourselves to the road in Downing Street, be a good day out
From:
Andrew townshend
03 February 2023 08:59 AM
They returned my CV stating that I was considered unsuitable, even with my vast experience, LOL
From:
Andrew townshend
03 February 2023 08:51 AM
Don't forget that the little lad that died lived in SOCIAL housing and his parents were too lazy to wipe the mould away with a little bleach and water. In Norwich a lot of council flats were built in the 60s and are of pre cast concrete construction, now past their sell by date and need replacing, in the main this is where the problem is .
From:
Andrew townshend
03 February 2023 08:45 AM
Wages and earnings need to rise to cover inflation, and they will, the worrying thing is however inflation is not at 11% as we are being told, TRUE inflation is much higher than that, an example the pellets for my bio mass boiler have doubled in cost, so have building materials and many other products .
From:
Andrew townshend
02 February 2023 11:11 AM
I stopped reading when I saw it was the 'expert' from Hargreaves
From:
Andrew townshend
02 February 2023 09:04 AM
A lot of businesses got bounce back loans which they never had any intension of paying back, and never will, this country stinks.
From:
Andrew townshend
01 February 2023 21:54 PM
They don't want to move to social housing because of the people already in social housing, neighbours from hell
From:
Andrew townshend
31 January 2023 07:21 AM
Come on Alan Corbyn is a joke
From:
Andrew townshend
30 January 2023 22:28 PM
Spot on there Robert but when we tell it as it is, the truth there's always the sad person screaming RACIST
From:
Andrew townshend
30 January 2023 14:33 PM
Don't be insulted by the offer, if you don't need to sell laugh at it, I'm going back a long time but I bought a corner shop (cafe) on the market for £40k I offered £30k, the guy kept refusing my offer until one day he accepted and we dealt, turned out the Indians down the road wanted it as a take away and had been trying to buy it for £27k, you can't blame people for trying it on, sometimes it works
From:
Andrew townshend
30 January 2023 10:42 AM
Funny aren't they, few yrs ago I bought a property in Lowestoft at auction with a protected tenant in it, since then I've had evert Tom D... and Harry wanting to buy it off me, come up with a price I cannot refuse and I'll sell it to them, otherwise leave me alone I neither want or need to sell.
From:
Andrew townshend
30 January 2023 10:30 AM
Nothing wrong in bidding sellers in the balls, you'll be surprised how often it works.
From:
Andrew townshend
30 January 2023 10:18 AM
You cannot go doing things like that Nick, however as I've said before I have illegally evicted tenants in the past, if I'm pushed into a corner that could happen again, the laws an as..
From:
Andrew townshend
29 January 2023 20:20 PM
I've had walls painted purple, a nightmare to cover
From:
Andrew townshend
29 January 2023 20:08 PM
I've had some really good East European tenants over the yrs, I've found that they work hard, are clean and they pay without any fuss
From:
Andrew townshend
29 January 2023 09:20 AM
First CCJ I handed out was in 1978 to a guy that wouldn't pay me for servicing his car, he lost his car and I got my money, I have never lost a case when chasing a debt, I haven't always got the money but at least I've screwed their credit histories, if the time comes when I can't evict a non payer I sure as hell will screw their credit history.
From:
Andrew townshend
28 January 2023 17:53 PM
''Best bids process''? If someone were to offer me over the asking rent I would straight away smell a rat, and think why, what are they up to.
From:
Andrew townshend
28 January 2023 12:21 PM
Grey areas, motoring expenses, I have a 10 yr old Passat estate, which I would claim is exclusively used in my business as a landlord, rear seats folded down, tools in the back and ladder on the roof, however to be totally honest I do use it to nip to a Fish & Chip shop 5 miles away once a week, but to balance that if I need to use my trailer, which I will on Monday to pick up fencing materials, I use the family car, Forrester 4x4, so I think it's all about being sensible, swings and rounder abouts
From:
Andrew townshend
28 January 2023 12:10 PM
I need a mug of good old builders tea and a bacon roll to get me a going in the morning, and at night a glass of Irish with a drop of nice water for my mental health.
From:
Andrew townshend
27 January 2023 19:10 PM
It's all very good councils wanting to drive standards up, but in doing so that drives costs up, so what happens to those that can't afford the increased rents for the better properties ? well here in Norwich they are given a tent and live in it under the fly over , that seems to me to be a backward step
From:
Andrew townshend
27 January 2023 10:41 AM
Building materials, bricks, blocks, cement, timber have their prices increased by 10% ? no they have doubled
From:
Andrew townshend
27 January 2023 10:31 AM
We have inflation at 11% (true inflation a lot more) so 9.7% in real terms is a decrease in rent
From:
Andrew townshend
27 January 2023 08:42 AM
The fact is George they will ignore, your not wrong there
From:
Andrew townshend
26 January 2023 15:58 PM
Very little I suspect
From:
Andrew townshend
26 January 2023 10:11 AM
Normal for social housing landlords, and yet we the private landlords are the rogues ?
From:
Andrew townshend
26 January 2023 09:21 AM
There is a positive side, we'll end up with less idiots with useless degrees stocking shelves down the local supermarket and more ''trained'' people in useful employment.
From:
Andrew townshend
26 January 2023 09:17 AM
Agreed where are they all ? I'm also mortgage free and a 20% tax payer so sec 24 doesn't affect me, but I've still signed, why wouldn't I ?
From:
Andrew townshend
26 January 2023 09:09 AM
Plod aren't interested, had a small cannabis farm in a shop, reported to police, they parked a police van out front and took the plants away, not interested in catching anyone
From:
Andrew townshend
25 January 2023 10:37 AM
I agree, local planning departments are a farce run by people who don't know what they are doing, and the planning committees are worse still
From:
Andrew townshend
25 January 2023 09:32 AM
Of course I'm sure you made that £60 as a donation to Shelter didn't you Robert ?
From:
Andrew townshend
24 January 2023 16:41 PM
Thanks Robert, hadn't thought of that one, I put a lot of hours in over the course of a yr so could charge my wife for half thereby reducing her tax, nice one .
From:
Andrew townshend
24 January 2023 16:32 PM
When I first started 30+ yrs ago I bought some properties with tenants in them, would be very careful doing so now, the price would have to be low
From:
Andrew townshend
24 January 2023 12:54 PM
People wanted to work then, they don't now
From:
Andrew townshend
24 January 2023 10:32 AM
You don't need to go as far as the north west, I can buy 4 in Norwich for your 1 in London Michael
From:
Andrew townshend
24 January 2023 10:31 AM
Load of rubbish on TV last night, so I scanned NR3 on right move, unbelievable asking prices for terraced houses and ex council houses on rough old council estates, yes there were a lot sold, but then sold in estate agents langrage is sold subject to contract, how many fall out of bed before exchange of contracts ?
From:
Andrew townshend
24 January 2023 10:16 AM
That's common practice in my area, over value a property to get it on their books, give it a couple of months then advise a lower valuation
From:
Andrew townshend
24 January 2023 10:10 AM
As I'm hands on I also claim a small amount to cover working clothes and the cleaning of them, every little bit helps. And as Jo and Shane say above are we a business or is our income from an unearned investment ? can't be both .
From:
Andrew townshend
24 January 2023 10:02 AM
Cost increases are always paid by the end user, whatever the business
From:
Andrew townshend
23 January 2023 08:11 AM
My tax return was in and agreed in June last year, I paid my tax this week, I can't leave things to the last minute they have to be done
From:
Andrew townshend
21 January 2023 11:53 AM
Thing is we are landlords running a business with all the associated costs, now more than ever before we have to be very risk aware, thanks to government and shelter etc, so I'm sorry but it's a big fat NO from me
From:
Andrew townshend
21 January 2023 11:12 AM
Not named and shammed, I wonder why ??
From:
Andrew townshend
20 January 2023 09:18 AM
My experience of grants have not been good, I have found the landlord contribution to be more than we could have got the job done for ourselves, an example, a boiler replacement in 2016, my contribution was to be £1900, I got the whole job done for £1250, (boiler £750, fitting £500), even now I'm only paying £1750 for boiler replacements
From:
Andrew townshend
20 January 2023 09:14 AM
I have a tenant in Lowestoft on the protected tenancy, she has been there since 1958, I am allowed to ask for a rent increase once every 2 yrs, the rent officer sets it, just had it done, I asked for 10% as I considered that best reflected inflation, and also both state pension and benefits are increasing by the full rate of inflation in April, I got an 8.5% increase, I cannot be bothered to argue over 1.5%, but still think the rent should have been increased by the full rate of inflation
From:
Andrew townshend
20 January 2023 09:00 AM
Sunday was bath night, Monday was washing day, did we smell by Saturday? no
From:
Andrew townshend
20 January 2023 08:44 AM
Generally it's social housing where the problems are here, old 60s built precast concrete blocks of flats well past there sell by date, very slow to respond to tenant complaints, and of course the very kind of people that they tend to take on as tenants now. Most of us private landlords tend to respond quicker as we don't want to give the tenant the excuse to stop paying the rent, I've had 3 call outs this week, an immersion heater, a bathroom light fitting, and a front door damaged by someone trying to break in using a crow bar, all attended to next day.
From:
Andrew townshend
20 January 2023 08:41 AM
I had wondered that Robert, marriages fail but sometimes don't divorce, in fact I have known couples that just cannot live together but still hold down a loving relationship, interesting question that
From:
Andrew townshend
20 January 2023 08:25 AM
You should see the pot holes in Norfolk and the crap ash felt they use now
From:
Andrew townshend
18 January 2023 21:41 PM
Sorry Michael but that's the price you pay for living and working in London , I agree it's wrong
From:
Andrew townshend
18 January 2023 21:37 PM
That's true Robert but I think there are those out there that are desperate, there are also many properties that are un mortgageable and auction is the only way out
From:
Andrew townshend
18 January 2023 12:36 PM
Two auctions coming up in Norwich next month, so those that are lucky enough to get a sale will complete before April, but properties haven't been selling too well in auctions recently so it'll be a case of reducing the reserve to get that sale , chicken & egg.
From:
Andrew townshend
18 January 2023 09:10 AM
Rents increase by 10.9%, that's just inflation, so in the real world it's not an increase .
From:
Andrew townshend
18 January 2023 09:03 AM
Does an improved EPC reduce energy consumption and cost ? fact is it does not, it's just another line of BS.
From:
Andrew townshend
18 January 2023 09:01 AM
Politics of envy and hate the landlord having the unintended consequences, it's the tenants that feel the hurt
From:
Andrew townshend
18 January 2023 08:55 AM
Mature tenants every time for me, I don't rent to anyone under 25, and much prefer 35+, one of my properties has had a bathroom turned into a wet room for an older couple, but not at my expense. Would I pay for alterations ? that would very much depend on what alterations and the deal
From:
Andrew townshend
18 January 2023 08:49 AM
Shelter the charity ?? is only there to provide fat salaries for it's management , like most other so called charities, tell it how it is the public aren't fools we can all see their wage accounts
From:
Andrew townshend
17 January 2023 15:02 PM
Theoretically yes, in practice doubtful
From:
Andrew townshend
17 January 2023 10:35 AM
You also have to find that ''right commercial solicitor'' most have long since retired and the replacements are about as much use as a chocolate tea pot
From:
Andrew townshend
17 January 2023 09:54 AM
As soon as I see someone in a 3 piece suit, collar and tie Dick H... goes through my mind
From:
Andrew townshend
17 January 2023 09:48 AM
Agree Simon, but I expect many in the private sector will follow, care homes are losing staff hand over fist and cannot recruit new staff, they pay peanuts and for unsocial hours , better off stocking shelves in the local supermarket, private sector workers don't need to strike, they just hand their notice in and move job, which is what is happening in my example of care homes
From:
Andrew townshend
17 January 2023 09:41 AM
Sorry but I wouldn't support any of those charities, I would be finding another landlord assoc to join
From:
Andrew townshend
17 January 2023 09:25 AM
Donations down and 600 staff with a pay rise, does that mean Polly will have to take a pay cut ? poor Polly
From:
Andrew townshend
17 January 2023 09:22 AM
Support for tenant AND landlord ? so if a landlord has a rogue tenant not paying rent the council will help with swift eviction ?? yer that's never going to happen is it ? so much for supporting landlords
From:
Andrew townshend
17 January 2023 09:18 AM
I agree wages need to catch up and they will hence all the strikes coming along, a pay increase of less than inflation is after all a pay cut in real terms, I'm no lover of unions or striking workers but I do have some sympathy.
From:
Andrew townshend
17 January 2023 09:12 AM
Good quality properties at LHA LOL, that's not how it works, you get what you pay for, LHA = rubbish properties
From:
Andrew townshend
17 January 2023 09:05 AM
I did think about doing the same when my youngest daughter went to uni in Plymouth, what put me off was the 6+ hour trip down there when things went wrong, had she have been closer I likely would have
From:
Andrew townshend
17 January 2023 08:52 AM
Now that's a point Robert, ''lying'', maybe I was wrong after all, he's a politician !
From:
Andrew townshend
16 January 2023 21:58 PM
The comment was tongue in cheek John
From:
Andrew townshend
16 January 2023 19:32 PM
Did he come from Leicester by any chance, we might know him
From:
Andrew townshend
16 January 2023 16:23 PM
''Asking prices'', sold price is the price that matters, just look at recent auction results to see what is happening in the real world
From:
Andrew townshend
16 January 2023 08:41 AM
Totally agree, the young lad's death was 100% the fault of his parents, why are they not being prosecuted for child neglect ?
From:
Andrew townshend
16 January 2023 08:33 AM
''Houses are built to last 100 yrs''? Michael I'm sure that any house built by your good self will still be standing strong in 200 yrs time, look at all those Victorian terraced houses built in around 1880, still standing strong and will still be here and lived in 100 yrs hence , now look at the developer built cardboard houses being built today, 40 yrs max .
From:
Andrew townshend
14 January 2023 20:55 PM
Criminal offence it might be, but you try getting any action, police and courts will just laugh at you, criminal damage is another one, and threats of violence, not a chance in hell
From:
Andrew townshend
14 January 2023 14:26 PM
I take your point Michael, if a tenant won't allow access then we have to walk away, however we have shown willing, we can show that we have made the effort. Couple of yrs ago I had a call from the agent to say a lady couldn't get her electric under floor heating to work, I went straight round there with a couple of plug in heaters, I was refused entry however she did take the heaters at the door, I was told I could attend at 2.00 Saturday afternoon, which wasn't convenient to me, but I did so any way, I sat outside in my car 5 minutes early to see another lady leaving, the tenancy was for one person, there were 2 living there , they are both gone now.
From:
Andrew townshend
14 January 2023 12:05 PM
Retrofitting an older property, seal it up and add all that insulation, keep all that damp warm air in, then watch the black mould grow, these so called ''experts'' are dangerous
From:
Andrew townshend
14 January 2023 11:50 AM
''Proactive responder and clear communicator'', fully agree there, same day where possible and in person, tenants do apricate that, no point in sweeping issues under the carpet or kicking the can down the road. Not too keen on tenants doing their own decorating, a few do a good job, most make a right mess of it and just cause me more work when they leave. How many tenants ever clean the oven ? one in a hundred maybe, I had one I had to throw away that was only 18 months old, when they left I charged them 50% of the replacement, and I think I was being very fair there
From:
Andrew townshend
14 January 2023 11:04 AM
Sadly Janet but yes, the end user always pays, it's not the greedy landlord, it's the government stabbing us between the shoulder blades, short sighted but the law of unintended consequences, unbelievable how these so called ''educated'' MPs can be so thick
From:
Andrew townshend
13 January 2023 23:12 PM
Well Robert at 5 my son was helping me with the ground works of my house to earn his pocket money, he continued to help me renovating my investment properties up to 15, by which time he had become very useful, teaching them the value of work to earn their money is the best education of all .
From:
Andrew townshend
13 January 2023 20:10 PM
I agree Simon, when my son first left home he moaned about costs, he didn't like my reply, ''welcome to the real world''.
From:
Andrew townshend
13 January 2023 16:00 PM
Cheap money's gone never to return, interest rates are getting back to where they should be
From:
Andrew townshend
13 January 2023 09:47 AM
It's easy and free to obtain company information off companieshouse.gov, I regularly do so, I like to know who I'm really dealing with .
From:
Andrew townshend
13 January 2023 09:42 AM
Where I have good excising tenants I keep rent increases to a minimum, however when I have a change of tenant I increase to full market rent, that way a tenant takes on the tenancy with their eyes open, if the rents too much then walk away .
From:
Andrew townshend
13 January 2023 09:34 AM
Tenants 18 - 24, an age group I've learn to avoid at all costs.
From:
Andrew townshend
13 January 2023 09:25 AM
Come on Leics spoil the beans, it's clear you know the law inside out, also you have a dislike of landlords
From:
Andrew townshend
12 January 2023 21:59 PM
But Michael 18th edition only applies to new work, not excising installations, we only need a fire prof consumer unit for new work or when replacing an older consumer unit, a lot of electricians don't understand this, or chose not to understand this as it's a money spinner for them to go around replacing consumer units that don't need replacing
From:
Andrew townshend
12 January 2023 21:36 PM
He /she isn't, he / she has a vast knowledge of the law, solicitor, no win no fee, works for Shelter, Generation Rant, don't think I'm far off the mark am I ?
From:
Andrew townshend
12 January 2023 21:27 PM
IF ! labour get in Simon ? I'll put money on that they will, then god help the self employed and businesses.
From:
Andrew townshend
12 January 2023 21:18 PM
I think Rachel is a very dangerous lady, in more ways than one, she frightens me, defiantly not my kind of girl
From:
Andrew townshend
12 January 2023 21:12 PM
Had an EPC done today up from a 'D' to a 72 'C' , replaced a 25 yr old boiler, increased loft insulation to 350mm and led bulbs all round, so that's another one that I won't be forced to sell. Also new tenants move in tomorrow, both working and a cast iron guarantor, it's been a good day.
From:
Andrew townshend
12 January 2023 20:58 PM
When these electrical inspections first came in there were a lot of electricians going around condemning electrical installations to boost their income, same as some MOT testers fail cars that should not have failed , thankfully I have very honest electrician that fully understands the requirements, rules, and regulations .
From:
Andrew townshend
12 January 2023 20:35 PM
Long time no hear from Leics, happy new year mate.
From:
Andrew townshend
12 January 2023 20:25 PM
It is very wrong that we the tax payers are subsidising social housing rents, there are some very well paid people enjoying the cheap rents in social housing, union leaders and the leader of Norwich Council are just examples of these scroungers milking the system, surely the correct approach would be FULL markets rents for all social tenants with a house hold income of £30k+, discounts on a sliding scale for those under £30k, would that not be fair ?
From:
Andrew townshend
12 January 2023 20:22 PM
And ??
From:
Andrew townshend
12 January 2023 20:10 PM
I agree Michael, I suppose it's cheaper for them online, no room hire
From:
Andrew townshend
11 January 2023 16:11 PM
Good question Tricia, maybe because they need a lot of work
From:
Andrew townshend
11 January 2023 15:52 PM
In 2016 I went for a boiler grant, single mum working 16 hrs a wk, my contribution would have been £1900, I declined it, bought a Baxi boiler from Mr Central Heating, £750 inc vat, my heating engineer charged me £400 (not VAT registered ) to fit it, these grants end up costing you more money
From:
Andrew townshend
11 January 2023 08:43 AM
I'm having an EPC done on Thursday, the last one was a 65 D, since then it's had a new boiler, some more new windows, and I've increased the loft insulation, will it get to a C ? watch this space.
From:
Andrew townshend
11 January 2023 08:20 AM
Norwich City Council have empty properties, not just for months but many for years, they also own a lot of brown field building land that sits undeveloped for decades
From:
Andrew townshend
11 January 2023 08:13 AM
Begging bowl out, Polly must be after a pay increase
From:
Andrew townshend
11 January 2023 08:10 AM
Couple of very interesting auctions in the next month near me, Brown & co have a lot of ex council houses now owned by Flagship housing assoc, all rough as old boots and mainly in undesirable locations, really only suitable for cash buying landlords, but will landlords be buying them ? this one won't be
From:
Andrew townshend
11 January 2023 08:05 AM
Been there, got the tee shirt, simply a scam, don't bother
From:
Andrew townshend
11 January 2023 07:55 AM
J T, I had morals once when I was young and wet behind the ears, I've been stabbed in the back so many times that I no longer have morals, society today is dog eats dog, sad I would agree, but that's the way it is, who can we blame for this ? political parties of ALL colours
From:
Andrew townshend
10 January 2023 21:34 PM
Yes Jason very clever of you and I'm glad you've bought your own home, but that is not the end of that CCJ, you're old landlord could go for an attachment to earnings, he could send the bailiffs round to take your belongings away, he could bankrupt you, he has 6 yrs from the date of that CCJ to come after you, he could renew that CCJ after that 6 yrs, and what happens when your mortgage term comes up for renewal, that CCJ will come back and bit you right on the a... , I'm a vindictive sod when it comes to debt, it's not the money, it's the principle where I'm concerned, I've done this many times over the yrs, I hope your old landlord goes for the jugular you deserve it mate.
From:
Andrew townshend
10 January 2023 16:47 PM
I'm doing nothing until I know the full facts, then if I consider it viable I'll spend the money, if my figures don't stack up my properties will go into the auction room, I turn 70 this year so I'm really not bothered one way or the other
From:
Andrew townshend
10 January 2023 16:30 PM
It seems to me that most ''surveys'' published on here are no more than figures picked out of the air .
From:
Andrew townshend
10 January 2023 08:35 AM
Can't see many landlords falling for that one
From:
Andrew townshend
09 January 2023 08:13 AM
Anything leasehold is bad news
From:
Andrew townshend
09 January 2023 08:09 AM
I'm getting confused on this one Michael, with the exception of one 90 yr old tenant who was a long standing protected tenant when I purchased the house, at the right price, all of mine are on AST which at the end of the term roll over into a periodic tenancy, I don't consider a pensioner tenant as a benefit cheat, after all like the rest of us we have pre paid our pensions throughout our working lives. I like long standing good tenants and will keep their rent increases as low as possible, new tenancies are priced at full market rents, it works for me in and around Norwich, maybe it wouldn't work in London
From:
Andrew townshend
08 January 2023 15:28 PM
My tenants can stay as long as they like, that could mean up to the time that they move onto care, so long as the rent is paid, I have a divorced lady 66 still working from home, a couple 74 the gent still works part time gardening, painting and decorating, at some point they'll move on to a tenancy in the sky
From:
Andrew townshend
08 January 2023 09:26 AM
Yes Michael I'm just back from a morning giving a shower room and toilet a second coat of that Crown paint you recommended, it seems the young now consider it their human right to have every weekend off
From:
Andrew townshend
07 January 2023 14:09 PM
We already have a 2 tier system, there are us private landlords that provide good homes to good tenants and then there is social housing that supply the rubbish and cater for the low life tenant types, each to their own
From:
Andrew townshend
07 January 2023 13:44 PM
As us older landlords leave the market or die off I don't expect many younger people will be wanting to take our places, once I'm gone I very much doubt my wife or children would want to take over my portfolio of properties, in fact to be honest I don't think anyone of them would be capable of doing so even with the help of a good agent, they'll sell them off and spend the money
From:
Andrew townshend
07 January 2023 13:36 PM
I much prefer the mature tenant, in fact I will not rent to anyone under 25, 2nd time rounders, divorcees, people who have sold properties and don't want to buy again, make good tenants
From:
Andrew townshend
07 January 2023 13:17 PM
People that like to refer to themselves as '' experts'' are normally nothing of the kind
From:
Andrew townshend
06 January 2023 17:08 PM
Totally agree, I don't touch anything leasehold
From:
Andrew townshend
06 January 2023 17:01 PM
I've just relet a house for the full asking price in Norwich (£795 + £25 dog rent) the Tenants move in next week, and I had plenty of prospective tenants to chose from
From:
Andrew townshend
06 January 2023 08:01 AM
Tenants looking for a home are unlikely to shun anything, most just want a roof over their heads, and that is certainly the case in the 18 - 34 age group
From:
Andrew townshend
06 January 2023 07:52 AM
I'm sure they are right, but I won't be doing so
From:
Andrew townshend
06 January 2023 07:48 AM
Starmer will be in number 10 in a 18 months time and one of the first things his government will do is bring in rent controls, there is no getting away from that fact it will happen
From:
Andrew townshend
06 January 2023 07:45 AM
I'll be there Robert
From:
Andrew townshend
05 January 2023 22:18 PM
God I wouldn't want to answer that one Robert, your better half being a lady from Glasgow would not be a lady to cross swords with, coward ? yes on this one
From:
Andrew townshend
05 January 2023 22:16 PM
Worcester boilers are the best, I've had to replace a Vaillant at only 7 yrs old
From:
Andrew townshend
05 January 2023 17:59 PM
I've over the last couple of years replaced 2 boilers that were over 25 yrs old, I' ve also had to replace a 7 yr old one, 10 yrs is about as good as you are going to get out of a boiler now
From:
Andrew townshend
05 January 2023 17:49 PM
Agreed David there are a lot of MP landlords, from all sides, they really do like shooting themselves in the foot
From:
Andrew townshend
05 January 2023 17:40 PM
I prefer the single fathers because as you rightly say the single mums are nearly all on benefits.
From:
Andrew townshend
05 January 2023 17:33 PM
I'm mainly houses as well, just 2 flats above shops, my better tenants are in the houses, but the rent from the flats are a bit of a bonus on top of the rent from the shops
From:
Andrew townshend
05 January 2023 17:29 PM
I'm happy to rent to divorces but unless they are earning strong money I want a good guarantor
From:
Andrew townshend
05 January 2023 17:22 PM
Looking forward to your telegram from the king then Robert
From:
Andrew townshend
05 January 2023 17:17 PM
167 Flats but only 115 car parking spaces ?
From:
Andrew townshend
05 January 2023 09:15 AM
Sounds great doesn't it, few yrs ago I tried boiler cover, total waste of time, just use a good independent local heating engineer
From:
Andrew townshend
05 January 2023 09:12 AM
Increase rents by 10%, but that isn't an increase in real terms when we have inflation at over 11%, in real terms that a rent reduction
From:
Andrew townshend
04 January 2023 08:01 AM
Was it, or was it his parents at fault, surely a responsible person would have wiped the mould away, every day if needed .
From:
Andrew townshend
04 January 2023 07:57 AM
Shared ownership, not to be advised, disaster.
From:
Andrew townshend
04 January 2023 07:51 AM
Man? I think you mean boy,
From:
Andrew townshend
04 January 2023 07:47 AM
Agreed Karen, I also have a daughter born 1994 (my youngest) and her boy friend same age, While at uni I believe she was brain washed into voting green, she has matured a lot since then, neither of them would ever make a crazy statement like that .
From:
Andrew townshend
03 January 2023 21:01 PM
Michael, over all my years, which are many, I have come across many supposable '' educated'' people who in the real world haven't a clue, education and common sense rarely go together .
From:
Andrew townshend
03 January 2023 20:00 PM
What does Mr Greer contribute to society ?
From:
Andrew townshend
03 January 2023 07:32 AM
A doctor, an educated person, mmm not a very clever landlord though
From:
Andrew townshend
03 January 2023 07:24 AM
I will still get rid of a bad tenant one way or another if I get one, I am however being very selective as to who I grant a tenancy to now
From:
Andrew townshend
02 January 2023 17:39 PM
Good tenants can stay as long as they like
From:
Andrew townshend
02 January 2023 15:32 PM
As an apprentice 50 yrs ago I worked with a good guy white British with a very British name, but he had jet black tight curly hair, he was known by everyone management down to us as G.... no offence was taken by anyone himself included, 35 yrs ago in the village I then lived in there was another good guy white British known as Ni.... once again by everyone and no offence taken, I think he may have got the nick name when he worked on a building site because he was a very hard working chap, he worked like a Ni..., now the PC woke brigade are all too quick to shout RACIST, madness.
From:
Andrew townshend
02 January 2023 11:29 AM
Funny how often only one side of these incidents are reported on, there always 2 sides to a story
From:
Andrew townshend
01 January 2023 21:03 PM
There's always someone waiting to shout racist when all you are doing to telling it as it is, I suspect the trial will be somewhat amusing
From:
Andrew townshend
01 January 2023 20:55 PM
I was ROBBED Michael, maybe next year, Happy new year to you mate and everyone else on here, it's going to be a hard one but us oldies have been here before and come through it, we'll do it again
From:
Andrew townshend
31 December 2022 12:12 PM
I agree Robert, present day developer / council / housing association new builds, are built to a maximum 40 year life span, weren't the Victorian builders skilled to build all those terraced houses that are still standing strong 150 years latter and through 2 world wars
From:
Andrew townshend
30 December 2022 11:29 AM
Fat chance of that Steve
From:
Andrew townshend
30 December 2022 10:01 AM
Robert, the problem council housing we have in Norwich are the ones built in the 60s, they've had their useful life and are now slums and generally housing the dross of society, I only have one ex council house, built 1953, that I bought direct from the council 10 yrs ago for £74k , it's now a nice house on the edge of one of the better council estates in Norwich where most are now in private ownership, I could happily live there myself if I needed to
From:
Andrew townshend
30 December 2022 09:59 AM
So now mortgages are available for these flats but will anyone want to buy them and how will they be valued ? very low I expect
From:
Andrew townshend
30 December 2022 09:03 AM
Totally agree, freehold only for me, where I do have flats I own the whole building
From:
Andrew townshend
30 December 2022 09:00 AM
I wouldn't have accepted the bribe either, I would have smelt a RAT there
From:
Andrew townshend
29 December 2022 17:17 PM
I take your point, but even at full market rents we still get the ''desperate'' viewing that couldn't possible afford to pay the rent, just wasting everyone's time
From:
Andrew townshend
29 December 2022 10:03 AM
That's very true Michael, I wouldn't sign a tenancy agreement until after the old tenant had left and returned the keys, but I don't rent to students so don't have this problem.
From:
Andrew townshend
29 December 2022 09:51 AM
Like any form of insurance there's always that gamble of whether they will pay up and when, my agent doesn't offer that option and if they did I wouldn't take it . If you paid your agent directly for the cover then your contract is with them, sue them, money claim on line, and move your properties to another agent
From:
Andrew townshend
29 December 2022 09:42 AM
I don't like putting the rent up of good excising tenants, I try to keep the increases to a minimum , far easier to up the rent on change of tenancy
From:
Andrew townshend
29 December 2022 09:27 AM
Social housing is where the problems lay, but there again look at the kind of tenants they tend to house these days
From:
Andrew townshend
29 December 2022 09:20 AM
I'm one of very few landlords that will ''consider'' a tenant with a pet, no large or dangerous dogs and only in a suitable property with a garden, I also charge an additional pet rent. The only problems I've had are the tenants that move a dog in without permission, once their in it's not too easy to do much about it .
From:
Andrew townshend
29 December 2022 09:05 AM
Not only that John but good tenants normally have good landlords already, rogue landlords cater for the rogue tenants .
From:
Andrew townshend
28 December 2022 11:45 AM
I'm surprised Norwich city council hasn't come up with this one yet, they are very left wing greens / labour, I expect they will at some point
From:
Andrew townshend
28 December 2022 11:34 AM
There will always be those in ''top end properties'' that can't afford them, it's called living beyond your means
From:
Andrew townshend
28 December 2022 06:02 AM
A 5% drop sounds very optimistic to me, I think 10 - 15% drop would be nearer the mark
From:
Andrew townshend
28 December 2022 05:58 AM
Surely landlords would have to fix a very high rent to cover what bills might be going forward or face the strong possibility of making a lose , I'll leave tenants to pay their own bills
From:
Andrew townshend
28 December 2022 05:54 AM
Catherine, there was a time we could do a deal on a hand shake, or take a cheque (remember them?) in payment, not anymore, the same now applies here, any form of trust is long gone .
From:
Andrew townshend
27 December 2022 12:16 PM
Now when someone goes away to work the best option is to moth ball the home, too dangerous to rent it
From:
Andrew townshend
26 December 2022 13:15 PM
Good question Mario, where are they all, and where are all the landlord associations who are supposed to be our voice
From:
Andrew townshend
26 December 2022 11:16 AM
I had the exact same response from George Freeman, he has a safe seat in Mid Norfolk, but wouldn't it be funny if he lost it, I shan't be voting for him, or labour, or Lib Dims, if there isn't another candidate on the voting paper I will simply spoil it
From:
Andrew townshend
25 December 2022 13:02 PM
Happy Christmas to all, and your very good health
From:
Andrew townshend
25 December 2022 08:46 AM
There's no shortage of them in Norwich
From:
Andrew townshend
24 December 2022 15:20 PM
I have a retired couple who haven't had a rent increase in 11 yrs since they moved in, they have however landscaped the garden (front & rear) improved the kitchen, re carpeted, new flooring to hall kitchen and utility room , and paint & decorate to a professional standard , generally I keep rent increases low for good excising tenants, I increase to full market rents on change of tenants
From:
Andrew townshend
24 December 2022 09:37 AM
True, but there's no harm in giving it another go
From:
Andrew townshend
23 December 2022 15:36 PM
I'm signed, I'll get other family members to sign as I see them over Christmas
From:
Andrew townshend
23 December 2022 12:36 PM
I have a rule Robert, no whisky before 8.00 pm and I don't like avocado, more of a bacon & egg man.
From:
Andrew townshend
23 December 2022 11:12 AM
2 Guys my wife used to work with were on holiday in Wales, they had a drink in a pub where all the locals were speaking Welsh and being very rude about them, however one of these guys was born in Wales and the other could speak a little Welsh so they started speaking in Welsh themselves, the pub went silent, they finished their drinks and left quickly before a fight started
From:
Andrew townshend
23 December 2022 10:26 AM
It would or someone with a building background, but that's not what he wants, they want little yes boys and girls without any practical knowledge
From:
Andrew townshend
23 December 2022 10:05 AM
Same here in Norwich, however a large percentage are chancers and wasting everyone's time, the list is soon cut down
From:
Andrew townshend
23 December 2022 09:25 AM
Likely straight out of uni with a totally useless degree wet behind the ears, think they know the lot and know sweet F A, we've all come across them haven't we
From:
Andrew townshend
23 December 2022 09:22 AM
60s / 70s council built flats were very badly built, we have a lot in Norwich with big issues, I fitted a Envirovent to a property a number of yrs ago and have had no more damp issues there, however the present tenants 2 guys late 50s do open their bedroom windows every day summer and winter which of course is also helping
From:
Andrew townshend
23 December 2022 09:07 AM
The lady states ''people reducing their use of heating'' there's the problem, a property not heated and ventilated properly will suffer condensation resulting in damp and mould, a tenant issue, not a landlord one .
From:
Andrew townshend
23 December 2022 03:19 AM
So will they be taking action just on private landlords or will this include social housing as well ?
From:
Andrew townshend
23 December 2022 03:12 AM
London sounds like a nightmare, not for me
From:
Andrew townshend
23 December 2022 02:57 AM
Well well a teacher Geraldine, that tells it all.
From:
Andrew townshend
22 December 2022 20:02 PM
I even have a Scottish friend, I think, in Robert, now there's a thing
From:
Andrew townshend
22 December 2022 19:55 PM
Agreed John, I've got an excellent electrician that I've been using for over 10 yrs now, if I were to call him with an emergency on Christmas day he would come out, the plumber I used to use retired so I used his son, nice guy but totally unreliable, I've now found a good one who oddly enough is the son of a plumber I used 30 yrs ago, I've got a good roofer, grandson of a guy I knew 45 yrs ago, plasterers are a nightmare, the last plastering job I done myself because no one wanted to know. I always pay in full on receipt of invoice, normally same day, so yes good reliable tradesmen are like hens teeth so when you do find a good one look after them
From:
Andrew townshend
22 December 2022 19:50 PM
Alright Robert, my twin sister really
From:
Andrew townshend
22 December 2022 16:49 PM
Because I'm not wrong Geraldine , now if you don't like it that's fine by me dear
From:
Andrew townshend
22 December 2022 16:47 PM
Nothing whatso ever Geraldine
From:
Andrew townshend
22 December 2022 15:05 PM
She's my older sister Robert
From:
Andrew townshend
22 December 2022 14:43 PM
89 Ellie, I've got a bit of time yet then, I had a carpenter well into his 80s still doing things for me, I also learned a lot from him, RIP John
From:
Andrew townshend
22 December 2022 13:05 PM
Nick and Andy, we've all been there at some point, you don't normally need a court appearance for sec 21 unless it's changed, and you can claim direct payment once arrears are 2 months, definitely do the money claim online it's cheap as chips and dead easy then an attachment to earnings or benefits and screw their credit rating, non payers should never be let off on principle
From:
Andrew townshend
22 December 2022 12:51 PM
I also fear for the next generation, gormless snowflakes most have useless degrees but as for any common sense in the real hard world out there forget it
From:
Andrew townshend
22 December 2022 09:25 AM
I will turn 70 next August , at the moment I'm fit and able to carry out most repairs myself, but I'm fully aware that at some point in the future I may not be able to do so
From:
Andrew townshend
22 December 2022 09:18 AM
Mmmmm, wonder where she's really from ?
From:
Andrew townshend
22 December 2022 09:08 AM
I buy local to me, a max of a 1 hr drive from home, that way I can keep an eye on all my properties and carry out the repairs myself.
From:
Andrew townshend
22 December 2022 09:04 AM
I think in the real world the percentage of '' satisfied'' tenants would be more like 85-90% most apricate high rents are not caused by landlords and if living in older properties there is only so much that can be done to increase energy efficiency at a viable cost to both landlord and tenant
From:
Andrew townshend
22 December 2022 08:59 AM
It's not just the cost tradesmen, it's if you can even find them, as they have been retiring over the last 30 yrs there haven't been replacements trained up, I carry out most of my own repairs and enjoy doing so, for landlords unable, or unwilling to get their hands dirty it must be a nightmare , today I'm off to replace and redirect some guttering downpipe, not rocket science but you try and find someone to do it, and then look at what they want to charge
From:
Andrew townshend
22 December 2022 08:49 AM
There's still sellers, estate agents and auctions that think they can still get top dollar..... they can't.
From:
Andrew townshend
21 December 2022 19:36 PM
Think what she could build with that and then rent all out at LHA rates to her workshy scroungers, come on Alicia put your money where your mouth is
From:
Andrew townshend
21 December 2022 16:51 PM
I've been watching Auction House East Anglia, in a lot of cases their reserves are too high, bidding is clearly being run to just below reserve, and at the last auction a lot of lots were withdrawn just before the auction, I suspect due to lack of interest shown in the run up to the auction, watch this space in 2023, it'll be interesting .
From:
Andrew townshend
21 December 2022 09:19 AM
Heard somewhere yesterday the RPI was up over 14%, this affects everyone not just train drivers, postmen, nurses, but landlords, heating engineers, builders, as well, we're all having to ask for increases.
From:
Andrew townshend
21 December 2022 09:08 AM
Chris, as Jo Jo says get rid of her quick while you still can, then put the rent up for the new tenant
From:
Andrew townshend
21 December 2022 08:59 AM
Can't beat a nice drop of Irish, but don't tell Robert
From:
Andrew townshend
20 December 2022 21:19 PM
Thanks Ellie I've just bought one
From:
Andrew townshend
20 December 2022 18:01 PM
Socialist ! never Robert, I'm no different to you, hard work, derelict houses, and no foreign holidays, the last time I went overseas was to visit my wife's sister in Cyprus when her husband was serving in the RAF, my son was a year old, he'll be 39 in July, I don't have a holiday home but I have no problem at all with those that do
From:
Andrew townshend
20 December 2022 10:21 AM
I was VAT registered for 30 yrs but as luck would have it I was out of that business before MTD for VAT came in
From:
Andrew townshend
19 December 2022 19:38 PM
No you won't George, old dogs like us just go on and on to spite everyone
From:
Andrew townshend
19 December 2022 17:54 PM
That's great news, and at present myself and my wife each come in at just under 50k so that could be April 27 for us,
From:
Andrew townshend
19 December 2022 16:24 PM
If we could just get a few Reform MPs at least then they would have a voice in the HOC
From:
Andrew townshend
19 December 2022 15:44 PM
Telling wealthy people not to rent a holiday home would be a bit like telling just stop oil not to use their cars or be a passenger in one
From:
Andrew townshend
19 December 2022 09:26 AM
Mortgage protection fund, so the tax payer's paying their mortgage, yes okay do that but only after taking a second charge against the property with a rolling 8% interest added to the debt payable when the property is sold
From:
Andrew townshend
19 December 2022 09:18 AM
All very good sensible advice and mostly aimed at the tenant's way of living
From:
Andrew townshend
19 December 2022 09:08 AM
As always these figures are plucked out of thin air, total BS I don't believe a word of it
From:
Andrew townshend
19 December 2022 09:03 AM
Michael, I've had no end of people take me for a mug over the years, ha, I've always had the last laugh though
From:
Andrew townshend
18 December 2022 20:51 PM
Come off it Michael, you don't fool me, without a project, a problem to solve , like me you would be bored rigid, we are the old boys that'll die happy working
From:
Andrew townshend
18 December 2022 18:57 PM
Is it as simple as that Tricia ? just as I used to do my VAT returns, my understanding is that every transaction will have to be recorded digitally that's where I'll find it difficult, I'm a pen and paper man
From:
Andrew townshend
18 December 2022 10:30 AM
I'll give that a go Michael, I have a property coming vacant in Jan with a bit of damp in a small ground floor clock room
From:
Andrew townshend
17 December 2022 14:27 PM
Very good point Edwin and as tragic as this case is what were they doing ? clean the mould away, every day if need be, ventilate and heat the property, being social housing there likely were faults with the property, but I blame the parents for the death of their child
From:
Andrew townshend
17 December 2022 11:21 AM
As a FTB early 80s I bought out of the auction room, I did have a sizable deposit, a friendly '' proper'' bank manager with an agreed bank loan, there is no reason why FTBs couldn't do the same now, they just need a set of balls
From:
Andrew townshend
17 December 2022 11:03 AM
My guess is more like a 10% reduction in property values, auctions are really struggling to get to reserves, rents up as landlord costs passed onto tenants and increased demand for rented properties, sec 21 will go, so we will be very careful with new tenant selection, hopefully some watering down of EPC 'C' , there will be rent arears, so courts and bailiffs will be very busy , the big worry is a labour government in 2 yrs time
From:
Andrew townshend
17 December 2022 10:56 AM
Unless there's a fault with the property, which in most cases there isn't, the black mould is down to the way people live, turn down the heating to save money, close all windows tightly, seal up all ventilation , I even visited a property this week to find the bathroom extractor fan taped up, drying wet clothes inside , there's plenty of mould treatments on supermarket shelves, a quick spray and wipe it away
From:
Andrew townshend
17 December 2022 10:34 AM
My first pay packet at 15 (1968) was £3.50 wk, but I could double that with overtime , can't remember how much a pint was (Robert will know) but a bag of chips were 6d, 2.5 pence in today's money
From:
Andrew townshend
16 December 2022 16:46 PM
I got a good one like that 11 yrs ago, nice end terraced in Dereham (Norfolk) Barrett had taken it part ex, it had been on the market all summer at £130k, inside were black carpets (good quality though) hand painted purple kitchen units and a very odd colour scheme throughout, but brand new bathroom, central heating, and windows, I bypassed the agents and emailed a cash offer (£100k) direct to Barrett in the November, no sale agreed, we went straight to completion 2 wks later, it's a great little house and now rents for £790 a month, all about striking at the right time and putting the money where our mouths are
From:
Andrew townshend
16 December 2022 16:22 PM
I do all the donkey work and supply my accountant with the typed up figures which he checks and than submits both mine and my wife's tax returns to HMRC , £600 per year inc VAT.
From:
Andrew townshend
16 December 2022 15:43 PM
I also do my own repairs, Monday it was fitting a replacement electric shower, today it was a new bathroom light , like you Ellie I can't claim for my own labour but I do claim for every last little thing right down to screws, I claim block amounts each year for motoring expenses, phone & internet, home office, work wear & cleaning and as Robert says it all adds up .
From:
Andrew townshend
16 December 2022 15:27 PM
Agreed Michael, to buy at auction you have to be in the room, live auction, I will never buy from these online auctions
From:
Andrew townshend
16 December 2022 09:01 AM
Our local Auction House (east anglia) have had a lot of these sorts of properties , a lot not selling, and I also noticed the last auction had a lot withdrawn just before the auction, I suspect the real reason for that being lack of interest shown in the run up to the auction, anything will sell at the right price, but those with inflated reserves will not find a buyer.
From:
Andrew townshend
16 December 2022 08:19 AM
Do what many of us baby boomers done, start saving from 13, yes 13, the morning and evening paper rounds, those paper rounds gave me excellent training for later life, and I loved doing them even in the wind, rain and snow of the 60s
From:
Andrew townshend
16 December 2022 08:11 AM
No one should be even thinking of taking on a mortgage with only a 5% deposit , madness
From:
Andrew townshend
16 December 2022 08:06 AM
I wouldn't touch these people if they offered me £25,000, just inviting TROUBLE with these kind of tenants
From:
Andrew townshend
16 December 2022 08:02 AM
Pass it on, and tell your tenants why
From:
Andrew townshend
15 December 2022 13:38 PM
And don't they fight dirty
From:
Andrew townshend
15 December 2022 13:36 PM
Leave problem tenants to social housing, they deserve each other
From:
Andrew townshend
15 December 2022 13:32 PM
I've got a better idea, CRISIS can rent a property on a commercial full repairing and insuring lease, let's see them put their money where their mouth is
From:
Andrew townshend
15 December 2022 07:35 AM
Neither can I George, however to those with low gearing I don't suppose it's a problem
From:
Andrew townshend
14 December 2022 16:01 PM
''Investors aged 18 - 34'', doubt there are many of them
From:
Andrew townshend
14 December 2022 09:42 AM
10 - 15% seems likely the true figure, estate agents and auctions can carry on over valuing property but they won't sell
From:
Andrew townshend
14 December 2022 09:12 AM
Asking prices in Norwich are still far too high and they are not selling, auction reserves are also too high and a lot of them are not selling or being withdrawn from the auction because of lack of interest in the run up to the auction, prices are dropping but estate agents are still over valuing properties
From:
Andrew townshend
14 December 2022 09:02 AM
Agreed Andy debt free is the way to go now, cash is king again
From:
Andrew townshend
14 December 2022 08:52 AM
Well an outfit that sells private pensions would say that wouldn't they
From:
Andrew townshend
14 December 2022 08:50 AM
No chance, the only way it's going is up
From:
Andrew townshend
14 December 2022 08:47 AM
I'll pick the discrimination charge over the over crowding charge Jo
From:
Andrew townshend
13 December 2022 14:10 PM
I can see things getting very nasty in the new year with violent protests on the streets, the '' Grove'ment'' (I like that) only have themselves to blame
From:
Andrew townshend
13 December 2022 14:05 PM
We aren't going to see food or energy prices drop, ever.
From:
Andrew townshend
13 December 2022 09:32 AM
Wales high yielding ? maybe, but what landlord in his right mind would be buying there now ?
From:
Andrew townshend
13 December 2022 09:20 AM
There won't be any 'spring bounce' given how property prices have increased recently only those with excessive debt and having to sell will be faced with a problem
From:
Andrew townshend
13 December 2022 09:16 AM
This is always a slow time of the year, I have a 2 bed terraced coming available mid Jan, rent up from £695 to £795 a month, lets see what happens
From:
Andrew townshend
13 December 2022 09:11 AM
Only 15% facing eviction with that white paper and EPC 'C' just around the corner ? I think that figure will be much higher than that
From:
Andrew townshend
13 December 2022 09:05 AM
I'll put my hands up to that Mario, I happily voted Tory last time as I always have, as a member (at the time) I even voted for Boris, little did any of us know what was to follow, how they would turn on us and stab us between the shoulder blades, but what's the alternative, labour ? they'll be worse, we need a lot of people to vote reform if for no other reason to send that message out loud and clear that enough is enough and we are very unhappy with the 3 main parties
From:
Andrew townshend
13 December 2022 09:00 AM
Going back to the 90s I had neighbours from both sides of a terraced house come after me wanting me to get rid of my troublesome tenants, when I told them to complain to the council, police, put their complaints in writing non would do so, my young tenants did go, they were given a brand new housing association house, so you see the bad in society are the ones that get rewarded
From:
Andrew townshend
13 December 2022 08:47 AM
There have been self build schemes which I think were an excellent idea but it seems few of the young like getting their hands dirty or the hard work involved, they mostly expect shinny new turn key properties, well you pay a premium for those
From:
Andrew townshend
12 December 2022 14:26 PM
You have a point where inflation is concerned, but we have still had that rent flow in each month
From:
Andrew townshend
12 December 2022 08:39 AM
Your government policy Ryan ? wouldn't bother too much there mate you lot are out on your ears in 2 yrs time, doubt I'll see another Tory government in my life time, you couldn't have made a bigger F up if you'd tried, as for help to buy the only thing that achieved was to increased developers profits, it did nothing to help FTBs, you lot really are that arrogant as to believe that the general public are thick enough to believe the BS you come out with
From:
Andrew townshend
12 December 2022 08:24 AM
I'm doing nothing until I know the full and proper facts, and costs, some just won't be worth doing I'm not tipping my hard earnt cash down the drain for no one
From:
Andrew townshend
12 December 2022 08:02 AM
Me neither Robert
From:
Andrew townshend
10 December 2022 12:45 PM
Never take on a ' vulnerable' tenant, just asking for trouble, and never get into bed with housing associations or councils.
From:
Andrew townshend
10 December 2022 11:46 AM
Robert, It was much the same when I was employed in the work place, (mid 70s Eastern Electricity) the union shop steward rarely did any work , I'm sure student unions are no different .
From:
Andrew townshend
09 December 2022 17:18 PM
What's the betting PB will go bust in the new year together with a few more estate agents, all those leased BMWs being reprocessed !
From:
Andrew townshend
09 December 2022 14:36 PM
If you have the right kind of properties in the right areas then why not, doubt any of mine would be suitable though
From:
Andrew townshend
09 December 2022 12:56 PM
I wouldn't be surprised if they tried the ''right to buy'' but I do think they would have to fight for it, no landlord or property owner is going to take that lying down
From:
Andrew townshend
09 December 2022 12:10 PM
If Greenfell had been owned by one of us we would be serving 20 yrs for corporate manslaughter now, funny how the law differs
From:
Andrew townshend
09 December 2022 12:01 PM
A social one
From:
Andrew townshend
09 December 2022 09:18 AM
Never trust a loony left council
From:
Andrew townshend
08 December 2022 14:27 PM
Just gone through the Auction House East Anglia results, makes very interesting reading, in the past this has been a very good auction to sell through. A lot of unsold lots with high bid shown looking like they were run up to £2k below reserve, some unsold lots with no highest bid shown which I'm guessing means no bids received and a very large number '' postponed prior'' likely due to little or no interest shown in the run up to the auction, draw your own conclusions there .
From:
Andrew townshend
08 December 2022 14:24 PM
I agree Andy, never be afraid to put cheeky cash offers in then walk away and let them come back to you a couple of months down the road , that very often works well
From:
Andrew townshend
08 December 2022 12:31 PM
February will be the month, energy bills, Christmas shopping on the credit cards will need paying, and the self employed having paid their income tax, no money to pay the mortgage or rent
From:
Andrew townshend
08 December 2022 08:53 AM
Auctions are struggling to get to the inflated reserves in my area
From:
Andrew townshend
08 December 2022 08:43 AM
December was always a good month to buy though
From:
Andrew townshend
08 December 2022 08:39 AM
I'll add to your list COFFEE , I was waiting for someone at Norwich train station yesterday morning so I thought I 'll have one of those Starbucks coffees, my surprise when the guy asked me for £4.75, madness ! I can get tea and a bacon bap for less than that at a roadside catering van
From:
Andrew townshend
08 December 2022 08:32 AM
I got married at 27 in 81, most of my friends had already married, some in fact already on their second marriage by then, I think generally now people enter long term relationships and marriage 10 yrs later, many don't start a family until late 30s early 40s, times change
From:
Andrew townshend
07 December 2022 15:50 PM
We were the generation that matured in our early 20s because we had to, now they mature in their 30s, if even then, most do not want responsibility or commitment.
From:
Andrew townshend
07 December 2022 15:39 PM
Few yrs back Norwich council built some mews style homes on the edge of a 70s inner city council estate (NR2 the drug capital of Norwich) they looked very impressive and they won an award for them, but of course they moved the dross into them, just another inner city council estate now
From:
Andrew townshend
07 December 2022 15:33 PM
Theory v in practice , or put another way the guy with the first class honours degree v the guy that can actually do the job
From:
Andrew townshend
07 December 2022 15:24 PM
You are correct Simon there is a tsunami to come, but that is not of our doing or come to that our problem
From:
Andrew townshend
07 December 2022 07:14 AM
For those of us that can remember the 90s Jo you are correct, but people have short memories, many were not born or just babies in the 90s.
From:
Andrew townshend
07 December 2022 07:11 AM
There's a dozen of them outside the Norwich office today, I stopped and spoke with them, we agreed that any pay increase under 11.1% would be a wage cut, but they did not agree that a rent increase of under 11.1% would be a rent reduction, I can't get my head around their reasoning on that one
From:
Andrew townshend
06 December 2022 15:38 PM
If you live with your partner then you are in a relationship, but ladies paying their rent with sexual favours would come under the heading of sex for sale, I would have thought that was clear enough Vivienne
From:
Andrew townshend
06 December 2022 15:28 PM
No Vivienne it most certainly does not make you a pro as you are in a relationship, but a lady paying her rent with sexual favours most certainly is a pro
From:
Andrew townshend
06 December 2022 15:18 PM
Agreed there , a sexual relationship mixed with work / business is a recipe for disaster
From:
Andrew townshend
06 December 2022 10:37 AM
I've had East European tenants and have found them to be better than many British tenants
From:
Andrew townshend
06 December 2022 10:03 AM
You're right about universities turning out too many law students, a friend of mines daughter got a first in law, she couldn't get a job anywhere
From:
Andrew townshend
06 December 2022 09:21 AM
I off into Norwich today I'll take a walk past their office and see if there's a picket line lol
From:
Andrew townshend
06 December 2022 09:07 AM
I've built in the past, but the shortage of tradesmen, the cost of materials and labour, together with council planning departments and building control doesn't make it a pleasure anymore , too much red tape and utter BS
From:
Andrew townshend
06 December 2022 08:59 AM
Never heard of these people, where do all these so called ''experts'' keep springing up from ?
From:
Andrew townshend
06 December 2022 08:49 AM
It makes these ladies prostitutes, no thank you I'll take the hard cash
From:
Andrew townshend
06 December 2022 08:45 AM
They could of course provide all of their staff with a home all at LHA rates, see for themselves how that works out, Polly might have to take a pay cut though
From:
Andrew townshend
06 December 2022 08:33 AM
You are not wrong Simon, I'm sure that I should really be doing the same, I think my likely out come will be to slim down the portfolio keeping the better ones
From:
Andrew townshend
05 December 2022 18:28 PM
They would very likely try that one Jahan, but if that new kind of tenancy was not available to us then we must band together and fight it
From:
Andrew townshend
05 December 2022 17:09 PM
I fairness Rik while renting it is '' their home'' of course the ''owner '' will always be the freeholder
From:
Andrew townshend
05 December 2022 17:04 PM
Tricia, the property does have a timber ground floor with a void under it so floor insulation might be an option, oh and my mistake the last EPC was 2016, still for the sake of £70 I will have another EPC done next month and report back
From:
Andrew townshend
05 December 2022 13:51 PM
John, I'd love to know what '' affordable'' is, affordable to who ?
From:
Andrew townshend
05 December 2022 11:22 AM
Just looked Simon, it's a 65 D done in 2016, new boiler and the last of the single glazed windows replaced since then so it might just hit the magic C now, I'll get a new EPC done when it's empty next month, I'm hopeful.
From:
Andrew townshend
05 December 2022 11:18 AM
It will need some work Simon, but I replaced an old Baxi boiler there last year that dated back to 96 so hopefully that will have improved the EPC, it's one of my properties that I would spend some money on to get to a 'C' , there are others that I wouldn't though
From:
Andrew townshend
05 December 2022 10:27 AM
They would file them, in the bin
From:
Andrew townshend
05 December 2022 09:21 AM
I have a nice 2 bed Victorian terraced coming vacant in early Jan, 2 bathrooms, off road parking and a good size back garden, a 5 minute walk to Norwich city centre , others in the area have been selling for £185k - £215k, rent around £800 a month, I paid £25k for it in 96 so the CGT would be through the roof, I'm going to rent it again but only to the right tenant with the right guarantor.
From:
Andrew townshend
05 December 2022 09:16 AM
So will these properties be available to all, or will they be very selective of tenants ? It'll be interesting to see how they deal with the tenants from hell when they get them. Good luck to them I have no problems with it at all doubt they are going to affect me .
From:
Andrew townshend
05 December 2022 09:00 AM
So it's a sec 21 ban, sec 8 for non payment will still be allowed ? We all know this winter is going to be a blood bath and in particular in London.
From:
Andrew townshend
05 December 2022 08:51 AM
18 - 30, says it all really, why just that age group ? I'll watch it and my wife will get angry when I shout at the TV, we all know it'll be one sided .
From:
Andrew townshend
05 December 2022 08:42 AM
As much as I'd like to see him win against the police the fact of the matter is he's unlikely to do so, the police and the courts are in effect all one and will simply close ranks and cover each others backs.
From:
Andrew townshend
05 December 2022 08:35 AM
Agreed,also Emily an expired EPC doesn't need renewing until such time as the property comes up to rent again or for sale, I have properties with expired EPCs with excising tenants in, no need to renew .
From:
Andrew townshend
03 December 2022 21:44 PM
Agreed Anthony, but's what's the point ? these people hate us for what ever reason, I get on well with my tenants and I fully expect you and other landlords on here get on well with their tenants, the problems generally arise when we get a non payer, we take action as we should and they don't like it
From:
Andrew townshend
03 December 2022 18:38 PM
People don't listen when you are saying something they don't want to hear, heads buried in the sand
From:
Andrew townshend
03 December 2022 10:56 AM
'' They must be reeling in it'' the same was said when I had a car repair workshop, and the same is said about plumbers, electricians, solicitors, accountants, estate agents, the list goes on , but if you notice it is normally the 9 till 5 employee that says this, I ask them why they haven't tried self employment if it's so easy, they haven't because they haven't the balls to do so, there are no shortage of those sitting on the sidelines throughout life
From:
Andrew townshend
03 December 2022 10:52 AM
Often seems like it
From:
Andrew townshend
02 December 2022 16:53 PM
Tom I think you may have miss understood, if up grading a property to EPC C is too expensive the landlord will likely evict the tenant and put the property in the next auction to just get rid of it, if we do decide to spend the money then the rent will increase to compensate the landlords costs, that's just business pure and simple , either way the tenant isn't going to like it
From:
Andrew townshend
02 December 2022 16:34 PM
Don't worry about it Mario I'm not
From:
Andrew townshend
02 December 2022 12:14 PM
Myself and Robert have an ongoing sense of humour, life's not worth living without a laugh now and again
From:
Andrew townshend
02 December 2022 12:11 PM
Past experience with grants are that they end up costing more in the long run than just simply paying yourself to get the job done, as Robert says small local tradesmen not VAT registered best way to go
From:
Andrew townshend
02 December 2022 12:06 PM
Hat's off to you Martyn you're a brave man I wish you well, mine aren't for sale yet, but they might be a little further down the road
From:
Andrew townshend
02 December 2022 10:50 AM
I think the word you were searching for Nick might have been C 0 W, if so I agree
From:
Andrew townshend
02 December 2022 10:32 AM
Tom, I think what Simon is saying is that when EPC C comes in his tenants will either be out of a home or will be faced with a large rent increase to cover the cost, the end user always pays
From:
Andrew townshend
02 December 2022 09:45 AM
One of two things will happen, well if they go you'll have a much bigger rent increase
From:
Andrew townshend
02 December 2022 09:26 AM
No surprise though, we no longer have a '' Conservative'' party to vote for.
From:
Andrew townshend
02 December 2022 08:28 AM
Still waiting to hear what is required and when, until then I'm doing nothing.
From:
Andrew townshend
02 December 2022 08:22 AM
So where is this new improved section 8 ?
From:
Andrew townshend
02 December 2022 08:14 AM
Agreed Peter, but you can just see the headlines '' government getting into bed with landlords '' that really wouldn't go down too well
From:
Andrew townshend
01 December 2022 21:52 PM
This rent freeze is just around the corner, mortgage freeze and / or a stop to interest rate rises ? no chance, you might as well try stopping the tide coming in, as I believe King Canute once tried .
From:
Andrew townshend
01 December 2022 18:46 PM
Half a story Michael, nothing new there .
From:
Andrew townshend
30 November 2022 20:11 PM
Yes just have 1,000,000 evictions, no surprise there then, well done government, Grove and the likes of Shelter the blame is squarely at their doors
From:
Andrew townshend
30 November 2022 19:35 PM
I suppose the way to get around this would be for husband and wife to separate and have one home each, claiming the 25% discount on each property of course, then go visiting, that would likely spice the old sex life up as well !
From:
Andrew townshend
30 November 2022 10:38 AM
As yet we don't know the full details of Gove's white paper or EPC 'C' or even if that's going to become EPC 'B' so it's more likely that portfolios will be reducing rather than expanding at least in the short term, then of course there's that labour government in 2 yrs time !
From:
Andrew townshend
30 November 2022 09:09 AM
That tragic death was not in the PRS it was in social housing, it also has to be said that the parents played a part by not wiping away the mould
From:
Andrew townshend
30 November 2022 09:00 AM
I think a lot of the larger building firms and developers don't bother to work out quantities they simply over order and whats left over ends up in a skip, my older daughter's partner used to do some site work and came back with all sorts, even a complete brand new UPVC door and frame that he'd rescued from a skip on site, that on it's own has to be 4 - 500 £s and he did ask permission before he took it
From:
Andrew townshend
29 November 2022 15:42 PM
Well that's started the day off with a good old laugh
From:
Andrew townshend
29 November 2022 09:22 AM
I've applied for grants over the years, been a total waste of time and effort, one example in 2016, a single mum working 16 hrs a wk with a broken boiler, I was offered the grant and expected to contribute £1900 to the cost, I turned that down, bought my own boiler a Baxi from Mr Central Heating in Essex £700 inc VAT, my heating engineer charged me £500 no VAT (not registered) to fit , so that worked out £700 cheaper for me than to go down the grant route, some of these people really do think we are daft.
From:
Andrew townshend
29 November 2022 09:13 AM
Flipping heck Jo and Tricia your both spring chickens as yet, I bet there's many years to go in both of you
From:
Andrew townshend
28 November 2022 15:42 PM
I think the only one that could Ellie would be my youngest daughter's partner down in Cornwall
From:
Andrew townshend
28 November 2022 13:26 PM
I basically agree with you Tricia, However I/we are not charities, If the government was prepared to rent one of my properties on a commercial full repairing and insuring basis at a full market rent I might talk to them, anything less is a big fat NO
From:
Andrew townshend
28 November 2022 13:21 PM
Mine think dad sits on his lap top watching the money roll into the bank account, might do them good to be thrown in at the deep end, I expect they would just sell everything anyway
From:
Andrew townshend
28 November 2022 13:12 PM
LHA rates, good luck with that on, unemployed tenants and no guarantor, LOL
From:
Andrew townshend
28 November 2022 09:25 AM
I have a few with a 'C' some close to a 'C' but those that are far away from a 'C' won't be worth the bother or the expense so if and when the time comes those ones will go through the auctions one per year and I'll pay the CGT
From:
Andrew townshend
28 November 2022 09:20 AM
Buyers putting off buying but they still need somewhere to live, so tenant demand up, I've seen just this in the past
From:
Andrew townshend
28 November 2022 09:07 AM
5* tenants + a guarantor, better still
From:
Andrew townshend
28 November 2022 09:02 AM
If this was their game to stop landlords selling it won't work, if the choice for me is to pay £000s to get a property up to EPC C or sell I'll pay the extra CGT
From:
Andrew townshend
28 November 2022 08:56 AM
Give me the £675,000 and I'll educate you Mr Grove, I'll even buy you lunch, all in
From:
Andrew townshend
27 November 2022 16:17 PM
Each to their own John, some will make 10 - 15% profit others will make a 10- 25% lose, car dealers will buy a £5k car out of an auction and sell it a week later for £7k, it's all down to what you know
From:
Andrew townshend
27 November 2022 16:14 PM
Who would teach managing money and budgeting at school, god that would be the blind leading the blind
From:
Andrew townshend
27 November 2022 10:51 AM
Cookery isn't taught in schools any more, so how can you expect the dear little snowflakes to feed themselves
From:
Andrew townshend
27 November 2022 10:37 AM
No point even trying to help people that won't help themselves, might just as well bang your head against a brick wall
From:
Andrew townshend
27 November 2022 09:14 AM
Are there any charities out there that deserve it, seems most are really businesses paying their management fat six figure salaries, noses in troughs
From:
Andrew townshend
26 November 2022 15:12 PM
11,) spend it, job done !
From:
Andrew townshend
26 November 2022 12:04 PM
The loose of sec21 means the inability of many tenants to find a home, if a prospective tenant isn't working, isn't earning at least 3x the rent, has a poor credit history, and cannot provide a suitable guarantor then it's off to the camping shop to buy a tent, we are better off with empty properties than one with a tenant in that either cannot, or will not pay the rent
From:
Andrew townshend
26 November 2022 11:33 AM
Mark it's very much a case of being careful when selecting a new tenant, an empty property is better than one with a bum tenant in it
From:
Andrew townshend
25 November 2022 17:14 PM
I don't have an App either Michael, my daughter tried explaining them once, went right over my head
From:
Andrew townshend
25 November 2022 15:41 PM
I'll turn 71 in 2024 so maybe I'll get an exemption as well Bill, please keep us informed on that one
From:
Andrew townshend
25 November 2022 15:10 PM
Not a word of it, pigs in flight again
From:
Andrew townshend
25 November 2022 14:59 PM
Maybe landlords are getting rid of tenants in order to sell up, others are getting rid of the non payers and constantly late payers . what's wrong with that ?
From:
Andrew townshend
25 November 2022 08:53 AM
Hopefully Grove and most of the Tory MPs will be unemployed in a couple of years
From:
Andrew townshend
24 November 2022 19:24 PM
Government fix LHA but we chose the rents we charge, there is normally a very big difference
From:
Andrew townshend
24 November 2022 17:01 PM
Yes John the cause needed to be attended to which could have been leaks, it could have been the tenants failure to heat and ventilate correctly or a combination of both, but at the same time by cleaning the mould and damp on a daily basis that little lad would likely still be alive and well, all to easy to point the blame at the landlord even though we know the social landlords to be the worst offenders when it comes to attending to repairs
From:
Andrew townshend
24 November 2022 12:49 PM
I can't see tenants voting Tory what ever Grove does, in truth most tenants are no different to us they can see clearly what Grove is doing is hurting them
From:
Andrew townshend
24 November 2022 10:40 AM
The only plan that will work with anti social tenants will be a couple of large guys with baseball bates, will that plan be acceptable to their licensing scheme, because I don't know of another one now that sec 21 is going
From:
Andrew townshend
24 November 2022 10:19 AM
Don't forget the Range Rover set George
From:
Andrew townshend
24 November 2022 10:10 AM
It would be very unwise for first time buyers to be buying now unless they have a large deposit to offset the coming drop in property values, hold off, this time next year houses will be 10% cheaper, and leasehold flats will be 20% cheaper, it will be a buyers market
From:
Andrew townshend
24 November 2022 10:06 AM
Neither this government or labour will increase LHA as they would see this as feeding the big bad landlords, well that's fine I don't want their money, I like most others will stick to working people who pass affordability checks, we are not charities the homeless are the responsibility of local and central government.
From:
Andrew townshend
24 November 2022 09:59 AM
I had thought exactly that Rob, why didn't the tenants wipe it off, in truth there is a lot more to that tragic story
From:
Andrew townshend
24 November 2022 09:41 AM
He won't win votes this way, he'll lose them, most tenants can see the harm he's doing, and we already know that the Tories will be toast at the next GE, in fact there is little point them even standing for the election that at least would save them the embarrassment, Chloe Smith Norwich North has already announced that she won't stand at the next GE a wise decision by the lady
From:
Andrew townshend
24 November 2022 09:36 AM
Exactly Range Rovers and private jets, never heard of lead by example , hypocrites
From:
Andrew townshend
23 November 2022 22:21 PM
Are but we also get see our grandchildren on a daily basis, win win
From:
Andrew townshend
23 November 2022 19:30 PM
I basically am a 3 generation household, we live in a large house in the countryside, we've split the house into 2, a wing each, my son, his partner and their 2 children live in one half, myself and my wife live in the other half, my eldest daughter, her partner and their young son are living in a caravan in the garden while we are converting what was a 2 story garage / workshop in the garden, my youngest daughter lives in Cornwall with her partner renovating a barn on her partner's parents land, so we are going back to multi generation living, it works so why not ?
From:
Andrew townshend
23 November 2022 18:04 PM
Coffee color maybe
From:
Andrew townshend
23 November 2022 16:11 PM
Licensing would be fine if it were done on a level playing field with fees to only cover the true costs
From:
Andrew townshend
23 November 2022 14:13 PM
I agree Tricia, but don't you think it is irresponsible to bring a child into the world if you are not able to properly care and provide for it, I object very strongly to subsidizing other peoples children
From:
Andrew townshend
23 November 2022 13:20 PM
You can't say that Robert, but you are certainly spot on correct there
From:
Andrew townshend
23 November 2022 13:10 PM
It's also only natural and good business sense to keep tax to a minimum legally, I was a 40% tax payer for years, now we have arranged our income in such a way that it is shared between myself and my wife keeping us both just below the 40% threshold I'm certainly not going to apologize for that or feel guilty in any way
From:
Andrew townshend
23 November 2022 13:08 PM
We are all called rogues by those we evict for nonpayment
From:
Andrew townshend
23 November 2022 10:08 AM
Inflation, the official figure is 11.1%, we all know the true figure is much nearer 20%, that's the way it is no good whinging about it, we've been here before, wages and earnings will have to increase to cover it
From:
Andrew townshend
23 November 2022 09:35 AM
I won't even consider a tenant under 25, and even then they have to pass affordability checks, what's the point in having a tenant that cannot afford the rent and bills
From:
Andrew townshend
23 November 2022 09:26 AM
I have no problem with a data base but who's going to police it ?
From:
Andrew townshend
23 November 2022 09:16 AM
I've always steered well clear of HMOs for those very reasons, red mist.
From:
Andrew townshend
22 November 2022 17:10 PM
And the postie would have to enter the property to deliver to each door, another reason for them to strike
From:
Andrew townshend
22 November 2022 12:05 PM
Yes Michael there will always be those that cannot afford it, but won't that be the council's problem
From:
Andrew townshend
22 November 2022 11:59 AM
Open cavities work best, cavity wall insulation is a con and causes so many problems further down the road, building control say it should be in new build but generally don't look. if they do notice it's not there just say we''ll have it blown in they'll never know that it wasn't done
From:
Andrew townshend
22 November 2022 11:55 AM
'' No smoke without fire'' Michael, always 2 sides to a story
From:
Andrew townshend
22 November 2022 11:42 AM
Well exactly Jim councils think they are hitting the landlord whereas in fact they are hitting the tenant many of which councils would identify as '' vulnerable ''
From:
Andrew townshend
22 November 2022 11:39 AM
Very true and sensible Jim, but it leaves the greedy solicitors out in the cold
From:
Andrew townshend
22 November 2022 11:33 AM
I think all building companies know to quote high for council work, if they get it it's a bonus, if they don't they haven't lost anything
From:
Andrew townshend
22 November 2022 10:41 AM
I expect poor chap said '' I no understand, no English'' .
From:
Andrew townshend
22 November 2022 10:30 AM
No shortage of applicants, a good few can quickly be crossed off as unsuitable, but that always leaves a few good honest working people, only one is going to be successful though
From:
Andrew townshend
22 November 2022 10:24 AM
''POT KETTLE BLACK'' here boys, don't need to say any more do I ?
From:
Andrew townshend
22 November 2022 10:17 AM
Could all new tenancy agreements for HMOs make the room council tax the responsibility of the tenant, the council would likely find it difficult to collect the tax and would also have to supply each room with a wheelie bin, next step is pre pay electric meters for each room, a room in an HMO would soon become very expensive
From:
Andrew townshend
22 November 2022 10:08 AM
Sounds to me they are really talking about the ''social'' housing sector which is where the repair issues generally are, good luck with picking a fight with councils and housing associations they have the resources to fight back and courts are more likely to side with them
From:
Andrew townshend
22 November 2022 09:54 AM
Thanks Chris, I will pass the information on
From:
Andrew townshend
21 November 2022 22:14 PM
So Robert 20% tax allowance is still allowed on interest ? I ask because I have no borrowings but I was chatting to a guy, recently widowed, with 2 properties with small borrowings on both, his wife always dealt with finances and tax returns, he was telling me he couldn't claim any tax allowance on interest, he is a 20% tax payer, I wasn't going to argue as I didn't know for sure.
From:
Andrew townshend
21 November 2022 21:47 PM
I'm sure they will be wetting themselves Robert
From:
Andrew townshend
21 November 2022 21:30 PM
Reform may well be a wasted vote, but equally isn't a vote for Tory, Labour or Lib dim also a wasted vote, one thing we can be sure of is a Labour government in 2 yrs time
From:
Andrew townshend
21 November 2022 11:18 AM
We all know that it's Housing Assocs and Council housing where the not fit for human habitation issues lay, however in their defense I do think this has more to do with their tenant types
From:
Andrew townshend
21 November 2022 11:12 AM
Thanks John I'll look in to that one
From:
Andrew townshend
21 November 2022 10:48 AM
Jahan, landlords won't vote for him and neither will tenants, most tenants are not silly they know what he is doing is pushing their rent up and decreasing supply
From:
Andrew townshend
21 November 2022 09:53 AM
I've been told hammock is good for landlords, but I'm still using that old filing cabinet and diary, my computer skills are not good, emails and banking are about my lot
From:
Andrew townshend
21 November 2022 09:46 AM
We live in times of rocketing inflation, the official figure of 11.1% is way out, true inflation is much higher in the real world
From:
Andrew townshend
21 November 2022 08:52 AM
Seems to me that there are many horrible obnoxious people on Facebook
From:
Andrew townshend
21 November 2022 08:44 AM
I've noticed that, and for no good reason
From:
Andrew townshend
20 November 2022 13:42 PM
Work the deposit into the rent, means the tenant pays more and gets nothing back, the loser, the tenant
From:
Andrew townshend
20 November 2022 11:12 AM
Jo for your brininess model I'm sure your are right, for my way of doing business no thank you, we are all different, what works for you wouldn't work for me, I'm sure you are not wrong Jo, and neither am I
From:
Andrew townshend
19 November 2022 22:54 PM
Your a brave man Michael taking the lady wife shopping, I could think of nothing worse on a Saturday
From:
Andrew townshend
19 November 2022 13:31 PM
I would trust Barclays, in the past they were good to me, but the likes of Paragon no way
From:
Andrew townshend
19 November 2022 13:29 PM
I think most tenants are fully aware that what Grove is doing to us is hurting them more, the audience Grove is playing to are the bitter and twisted jealous landlord haters like himself
From:
Andrew townshend
19 November 2022 12:57 PM
How many tenants are likely to vote Tory ? they are on a hiding for nothing chasing the tenant vote
From:
Andrew townshend
19 November 2022 12:50 PM
Jo you are taking things too seriously , my comment was '' tongue in cheek''
From:
Andrew townshend
19 November 2022 12:45 PM
Renters pay more for their housing than home owners, very simple answer to that one, renters should buy instead of renting, that was easy wasn't it
From:
Andrew townshend
19 November 2022 11:12 AM
I take my hat off to you Simon, dealing with those sort of people in your day job, I couldn't, red mist
From:
Andrew townshend
19 November 2022 11:01 AM
Trouble is Elizabeth there are no consequences for anti social thugs, police worse than useless just don't want to know, on the odd occasion that they might get them into court they get a slap on the wrist and a fine which is never paid, is it any wounder that most of now have zero respect for police or courts
From:
Andrew townshend
19 November 2022 07:57 AM
My comment wasn't aimed at you Michael, it was aimed at those that whinge that they cannot afford London rents, go find something else to rent in a cheaper area
From:
Andrew townshend
18 November 2022 17:23 PM
A comment of mine about what UC is spent on has also been removed, just re entered it, lets see how long that stays
From:
Andrew townshend
18 November 2022 17:15 PM
Well of course '' independent'' will not even enter into it, we all know that
From:
Andrew townshend
18 November 2022 17:06 PM
I have a similar situation Dominic, lovely couple mid 70s lady has the big C been in a 3 bed house for more than 10 yrs paying £565 a month, similar house down the road just rented for £900 a month, I am still making a profit though as no mortgage on it so I'm leaving as is for now, but from a business point of view it could be said that I'm being a fool
From:
Andrew townshend
18 November 2022 16:58 PM
Most of it is used to buy fags, special brew, drugs and the sky TV subs
From:
Andrew townshend
18 November 2022 16:50 PM
David I don't want my tenants to move, good tenants that pay on time are welcome to stay in their homes, I have many long standing tenants, in over 30 yrs I've only ever evicted the non payers
From:
Andrew townshend
18 November 2022 13:04 PM
Well David the blame for that lays at the government's door
From:
Andrew townshend
18 November 2022 13:00 PM
Sec 8 is not easy, it's very slow and it's expensive, take away S21 by all means but give us something that works, an improved S8 to evict the non payers and ASB tenants quickly and effective , is that too much to ask ?
From:
Andrew townshend
18 November 2022 12:56 PM
He might not be feeling that lucky when you increase his rent to cover the extra cost
From:
Andrew townshend
18 November 2022 11:42 AM
Andy, big Auction House sale here in Norwich last month, several didn't sell bids being run up to just below reserve, many of these unsold lots are listed in their next sale next month, interesting times lay ahead
From:
Andrew townshend
18 November 2022 11:04 AM
I agree people will be losing their homes, but I really cannot see lenders reducing their rates
From:
Andrew townshend
18 November 2022 09:07 AM
To take on a tenant on UC is simply financial suicide for a landlord
From:
Andrew townshend
18 November 2022 09:02 AM
I have no trust or respect for the courts, total waste of time
From:
Andrew townshend
18 November 2022 08:55 AM
People who choose to live in London pay the London rate, London always has been an expensive place to live
From:
Andrew townshend
18 November 2022 08:44 AM
I enjoyed working hard, taking calculated risks and aiming high, and the rewards were there, so glad I'm not young in today's Britain, why would the young bother with all that now , no incentives, I know of some fine young people, 20s & 30s, that have come to the conclusion that there is no future for them in this country, packed their bags and left the sinking ship with no regrets
From:
Andrew townshend
17 November 2022 19:54 PM
You'll be alright there Andy, good area, plenty of employment locally, bus route to city centre, and walking distance to air port
From:
Andrew townshend
17 November 2022 13:56 PM
No Michael, it's not you being mugged it's your tenants when you increase their rent and I hope show them exactly why
From:
Andrew townshend
17 November 2022 09:32 AM
I was thinking the same thing Emily, in Norwich £970 would get you a 3 bed house with a garden
From:
Andrew townshend
17 November 2022 09:27 AM
Last Tuesday a tenant reported to me he was having problems locking and unlocking his front door , 10 am Wednesday I was there replacing the lock, I think we, the private landlords, are being tared with the same brush as the social landlords, councils and housing associations , who are well known for not carrying out gas and electrical inspections, Norwich City Council being a prime example here (green / labour controlled )
From:
Andrew townshend
17 November 2022 09:21 AM
Gordon Brown left a big problem for the Tories , now the Tories are planning to get their own back with labour in 2 years time, no doubt labour will bring in rent caps and eviction bans but that won't cure the housing problem they inherit
From:
Andrew townshend
17 November 2022 09:09 AM
The straight forward commercial loans of the 80s & 90s worked well for me back then, I remember that I fixed one at 11% just as interest rates dropped and the bank manager wouldn't let me pay it off, so even with interesting rates rising now they are still peanuts to what we were paying then, although on much smaller sums of money
From:
Andrew townshend
16 November 2022 22:09 PM
I can't see any change coming with sec 24, sec 21 will go maybe we'll get something in it's place, items within the white paper could change as it goes through government and the house of lords, so for me it's still a wait and see, but I'm not holding my breath either
From:
Andrew townshend
16 November 2022 10:08 AM
I'm in the wait and see camp with you Jo, I don't want to sell anything, but if pushed into a corner I will throw the towel in, there's enough value in my portfolio even after CGT to see my wife and myself out in comfort
From:
Andrew townshend
16 November 2022 08:35 AM
In the fullness of time we will all have to have a licence, in all areas and in all types of property, more expense for tenants
From:
Andrew townshend
16 November 2022 08:18 AM
I look around here in Norwich at the cost of student housing, it's eye watering, mainly ex council houses as there are large council estates around the UEA , I'm not a student landlord, the ''entitled'' little snowflakes wind me up, but I do have some sympathy for them and their parents when I look at the supply, demand and the cost
From:
Andrew townshend
16 November 2022 08:13 AM
BTR offer a product which suits some, but it doesn't sound to me like they will be taking over from the private landlord anytime soon
From:
Andrew townshend
16 November 2022 08:01 AM
Looking around at social housing we have no problem getting to decent housing standards, I do wounder though if these poor standards often have more to do with the people living in the property than the property it's self
From:
Andrew townshend
16 November 2022 07:51 AM
More like you and your lady wife were causing trouble Robert, I think you are a bit of a rascal aren't you mate
From:
Andrew townshend
15 November 2022 22:24 PM
What's a secondary modern ? it's a sh1t school that those of us that failed the 11+ went to, most of my friends from those days have done very well in the REAL world
From:
Andrew townshend
15 November 2022 22:17 PM
Yes alright Bill, I never had much of an education, school teachers were sh1t at the local secondary modern in the 60s, still not much better today, I've edited it
From:
Andrew townshend
15 November 2022 19:39 PM
Labour will nationalize us and pay us £300k each to run our portfolios for them, + holiday pay, + gold plated final salary pensions .
From:
Andrew townshend
15 November 2022 16:26 PM
Different planet to the rest of us
From:
Andrew townshend
15 November 2022 10:15 AM
''Vulnerable tenants'', wouldn't touch them, asking for trouble, council's problem.
From:
Andrew townshend
15 November 2022 09:06 AM
Market forces, completely out of our control, it is what it is
From:
Andrew townshend
15 November 2022 09:02 AM
It's not a lose until you sell, and if the sale price is more than you paid for it it's not a real loss at all.
From:
Andrew townshend
15 November 2022 08:59 AM
Housing is something students need to look into very carefully before jumping at the offer of that university place, if the area's too expensive for them they need to look at another university in a cheaper area
From:
Andrew townshend
15 November 2022 08:56 AM
''The rising cost of living has forced thousands into rent arrears'', you've answered your own question Dan, if you ain't a paying you ain't a staying, I'm no charity
From:
Andrew townshend
15 November 2022 08:51 AM
My affordability checks are that new tenants can show that they are earning 3x the rent if they cannot prove this to my satisfaction then no tenancy, they need to look else where for something cheaper, a tenant that cannot afford the rent is no use to me
From:
Andrew townshend
15 November 2022 08:44 AM
Just common sense Michael, now Bristol University would never grasp that would they?
From:
Andrew townshend
14 November 2022 20:42 PM
But that's business Michael, if someone has bought at the wrong time and paid too much, and likely borrowed too much as well that is not our problem, if we don't buy it at a reduced price someone else will
From:
Andrew townshend
14 November 2022 19:42 PM
I wounder if this will have an impact on our friend Leicester landlord, not heard from him for a while, I do hope he's well
From:
Andrew townshend
14 November 2022 10:32 AM
No problem, ALL the rent I receive is declared on my tax return, I have good tax investigation insurance and I use a top company of accountants, so if I receive one of these letters I shall simply forward it on to my accountant to deal with.
From:
Andrew townshend
14 November 2022 10:29 AM
Surely this comes under the ''care'' system rather than private landlords, I would never rent to a vulnerable tenant I'm not a ''carer''
From:
Andrew townshend
14 November 2022 10:19 AM
Of course they sweep it under the carpet until it happens
From:
Andrew townshend
14 November 2022 10:14 AM
No tenancy ends at ''a moments notice'', so that's total BS, If a landlord is planning to sell, which a number are he has to give at least 2 months notice, and normally more, if a tenant is in arrears of rent then an eviction notice through the door should be no surprise to them , this is all scare tactics with very little in the way of facts
From:
Andrew townshend
14 November 2022 10:10 AM
Love to know how they work that one out, and we are working people most of us carryout our own repairs, maintenance, clean ups, redecorating etc, is that not work ??
From:
Andrew townshend
13 November 2022 10:42 AM
B2R fill the void ? that is a laugh, as I've said on another thread B2R market is the yuppies,
From:
Andrew townshend
12 November 2022 22:10 PM
BTR don't want those sort of tenants they are after the yuppies
From:
Andrew townshend
12 November 2022 13:17 PM
I did try the student lets in one property for 2-3 yrs in the 90s, that was enough to put me off that one, give me mature honest down to earth working tenants any day of the week. As for costs to any tenant they can look to the government and the likes of Shelter to blame there, landlords are no different to any other business, increase our costs and we'll pass it onto our customers
From:
Andrew townshend
12 November 2022 13:11 PM
Seems few in Wales will be able to find a property to rent, that'll certainly make renting in Wales straightforward, there won't be any
From:
Andrew townshend
12 November 2022 12:50 PM
Lets blame my wife then she drives a Forrester, constant 4 W D
From:
Andrew townshend
12 November 2022 12:35 PM
First 2 I fitted at previous properties were precast concrete sectional ones dropped in place with a JCB , this one is fibre glass surrounded with lean mix concrete. I do have mains water and electricity though, and a single track road with grass growing in the middle of it, bit different to London then.
From:
Andrew townshend
12 November 2022 09:31 AM
Don't think my wife would like that
From:
Andrew townshend
12 November 2022 09:17 AM
Doesn't bother me, no mains drainage where I live, septic tank, or treatment plant now, all block up at some point
From:
Andrew townshend
11 November 2022 20:33 PM
2 / 3 Bed terraced in Norwich under £1000
From:
Andrew townshend
11 November 2022 12:30 PM
Sad Landlord, where ever I go round about I'm seeing signs up '' were're hiring'', ''staff wanted'', most are not skilled jobs, some are full time, others are part time, there is no excuse whatso ever in Britain today to be unemployed, and it doesn't matter if you are 25 or 55, man or woman, if they want to work there's a job out there
From:
Andrew townshend
11 November 2022 10:00 AM
Robert they'll still find the time if they want to
From:
Andrew townshend
11 November 2022 09:50 AM
How the other half live Michael, I knew a guy in the 70s we were both mid 20s he wouldn't get dressed on a Sunday, 8.00 in the evening still in his PJs from the night before on the couch, his wife would be properly dressed and looking after him and their young son though, what a way of life ?
From:
Andrew townshend
11 November 2022 09:45 AM
'' It's alright for you'', the times I've been told that one, I spent 30 yrs in a business partnership, we both worked hard and earn't a lot of money, we both had the same opportunities, he married the snob wife and spent his money on a social life he couldn't really afford, I bought run down Victorian terraced houses out of auctions and spent much of my spare time renovating them, hands on, maybe I am sad, but I've enjoyed it all the way, I got a great deal of satisfaction renovating those properties then moving onto the next one
From:
Andrew townshend
11 November 2022 09:29 AM
Shared ownership ? a con, how can you sell half a house, who in their right mind would buy half a house ? either rent or buy.
From:
Andrew townshend
11 November 2022 09:06 AM
So it's all our fault for expecting tenants to pay their rent, or the banks for expecting the monthly mortgage payment to be made, or even the supermarket for expecting payment before leaving with a basket full of shopping, these '' mental health issues'' are self inflicted, get out to work, get payed for doing so, then pay your way, dead easy, it works, always has done so, too many ''entitled'' out there that expect the free ride
From:
Andrew townshend
11 November 2022 08:59 AM
All caused by government and the likes of Shelter, in 2 yrs time we will have a labour government and can guarantee rent caps being introduced within weeks of them being elected, then try finding a property to rent
From:
Andrew townshend
11 November 2022 08:35 AM
Mine was all done, submitted and agreed with HMRC by June this year, no point or need to leave these things to the last minute
From:
Andrew townshend
11 November 2022 08:27 AM
The agent I use are using a '' professional ??' inventory clerk, very hard on the inventory but not so on the check out and missing things, almost seems that they are on the side of the tenant.
From:
Andrew townshend
10 November 2022 20:35 PM
Trade Point (B&Q) being another, in Norwich Wickes is half a mile down the road which is where I go now.
From:
Andrew townshend
10 November 2022 09:03 AM
All comes down to gearing, those that are too highly geared could well be in a loss situation, so the best advice is to pay down debt, if that means selling then so be it
From:
Andrew townshend
10 November 2022 07:04 AM
Rental growth 11%, now remind me where's the inflation figure at present, oh that's right 11%, so in real terms rents are standing still, no news here
From:
Andrew townshend
10 November 2022 06:57 AM
Hard times ahead, we all know that, rising rents who caused that Shelter ? that wouldn't have been yourselves would it ?
From:
Andrew townshend
10 November 2022 06:51 AM
Each to their own, personally for me no thanks
From:
Andrew townshend
10 November 2022 06:45 AM
It won't be much fun being a landlord under Labour, but then It's not much fun under the Tories either, probability little to chose between them
From:
Andrew townshend
09 November 2022 09:00 AM
People need to be very careful who they are allowing into their own homes, a disaster waiting to happen
From:
Andrew townshend
09 November 2022 08:15 AM
Come on now what do they care ? they all know that they've lost the next GE already, likely the next 2 or 3 GEs as well
From:
Andrew townshend
09 November 2022 08:12 AM
How could any landlord rent to a student without a cast iron guarantor, or rent to an overseas student without full year's rent up front in cleared funds, it would be finical suicide .
From:
Andrew townshend
09 November 2022 08:05 AM
I've never known any tenant show interest in an EPC, I doubt most of them know what it is
From:
Andrew townshend
09 November 2022 07:55 AM
Agreed Michael, there are those with the piece of paper that says they can do the job and then there are those that can really do the job, do you get the man that can do it in theory or the man that can do it in practice, I know which man I would chose, but what would we know Michael we're only the old farts that have been doing it all our lives
From:
Andrew townshend
08 November 2022 16:56 PM
Going back to the 80s I borrowed from Barclays to buy my garage premises from my then landlord, and later to carry out building works there, the norm was 3% over base over 10 yrs, straight forward commercial bank loans
From:
Andrew townshend
08 November 2022 12:33 PM
So in 20 yrs of renting Brian all your landlords have been amateurish, maybe there's a reason for that, maybe you could be the kind of tenant that a good professional landlord wouldn't touch with a barge pole ??
From:
Andrew townshend
08 November 2022 12:05 PM
It will be the cheaper end of the market that will sell, in my area that's up to £250k, with the exception of my own home all of mine are below that figure
From:
Andrew townshend
08 November 2022 11:58 AM
I can't compete with that Jo, and I thought I was doing well
From:
Andrew townshend
08 November 2022 11:48 AM
''Local and under control''. nailed it, I can get to any one of my properties in less than an hour day or night
From:
Andrew townshend
08 November 2022 09:06 AM
As I said the other day, London is on a different planet to the rest of us
From:
Andrew townshend
08 November 2022 07:33 AM
0.4% drop in value, shock horror, well that's me gone, I'm bankrupt
From:
Andrew townshend
08 November 2022 07:30 AM
Only 28% of landlords are selling, I think you'll find it's a lot more than that
From:
Andrew townshend
08 November 2022 07:27 AM
A bit of loft and wall insulation and every property becomes a 'C' ? I wish
From:
Andrew townshend
08 November 2022 07:23 AM
''Academics'', self appointed experts, they haven't a clue what they are talking about as normal. CoCHE ? never heard of them, what are they a quango of some sort ? complete rubbish and total BS
From:
Andrew townshend
08 November 2022 07:15 AM
Developers aren't going to build properties that won't sell, no one can blame them for that
From:
Andrew townshend
07 November 2022 09:29 AM
And all comes back to that old law of '' unintended consequences'' increased rents
From:
Andrew townshend
07 November 2022 09:26 AM
Interesting point Jim, although totally off subject, '' educating people to get on in life who wanted to learn'', I saw that from the other side of the fence, myself and friends hated school and school teachers, but out to work as apprentices on day release to Norwich City College being taught by lectures that treated us as equal adults and about useful things that we were interested in we loved it, a lot of us went onto do extra courses way above what was expected of us, bring back those apprenticeships they served us well as they did generations before us.
From:
Andrew townshend
07 November 2022 09:22 AM
I only have a couple of one bed flats, they rent well to the recently separated / divorced.
From:
Andrew townshend
07 November 2022 09:03 AM
I'll take the £850 from the honest working family any day of the week
From:
Andrew townshend
07 November 2022 08:05 AM
I did rent to students for a while in the 90s, never again, over 25s only now, and over 30s better still.
From:
Andrew townshend
07 November 2022 08:02 AM
Tax simplification ?? that always was a joke
From:
Andrew townshend
07 November 2022 03:12 AM
HA HA, help from government, you are barking up the wrong tree there, they will continue to stick the knife in and twist it, we all know this and will chose our own response to it
From:
Andrew townshend
07 November 2022 03:08 AM
London is on another planet and cannot be compared to normal towns and cities
From:
Andrew townshend
07 November 2022 03:01 AM
Many landlords have been getting out already, wait until the the S H 1 T really hits the fan, you ain't seen nothing yet
From:
Andrew townshend
07 November 2022 02:54 AM
Student rent increased by 16.1%, well we can take more than 10% off that straight away as inflation so that part of it isn't a rent increase, the other 6.1% we can lay at the governments door for the increased costs and red tape the government are imposing on us. As for maintenance issues that's something quite different, if the landlord isn't attending to these then I would back ''very wise'' up. Now let's be honest here 90% of students only go to uni for the jolly up and to put off work for 3 - 4 yrs, generally any degrees gained have little or no use in the work place.
From:
Andrew townshend
07 November 2022 02:48 AM
Mine is a Tory with a large majority, but he might just as well be labour for what use he is
From:
Andrew townshend
05 November 2022 20:20 PM
But you could have a second home with a bedroom reserved for yourself and have lodgers in there, might be a way around EPC C, and the scrapping of sec 21, just a thought maybe ?
From:
Andrew townshend
05 November 2022 17:23 PM
The letter would never get anywhere near Sunak's desk, it would be filed in the bin, he's not interested in our vote, he knows he's out in 2 yrs come what may, he'll join Boris on the after dinner talking rounds
From:
Andrew townshend
05 November 2022 17:17 PM
Good on you Chris, I have tried writing to my MP, but our words are falling on deaf ears, all they are interested in is their monthly pay cheque, something that a large number of Tory MPs know only too well they'll be losing in a couple of yrs
From:
Andrew townshend
05 November 2022 17:01 PM
I take your point Zoe, but even after paying CGT there should be enough, and I won't be selling them all off, I have a few Cs and some that might get up to a C without too much cost, but the no hopers that would cost thousands can go, no point in tipping hard earn't cash down the drain
From:
Andrew townshend
05 November 2022 16:51 PM
I think May was likely the worst PM of my life time, what a stupid woman
From:
Andrew townshend
05 November 2022 16:42 PM
Of course tenants are human beings, they are also our customers, I have no problem with low income so long as it's worked for, workshy scroungers wind me up as do most students and their parents, HMOs personally not for me, working singles, couples, small families, and the retired suit me best, as you rightly say we all have our preferred groups
From:
Andrew townshend
05 November 2022 16:39 PM
And that doesn't only apply to HMOs Michael
From:
Andrew townshend
05 November 2022 09:04 AM
RETIREMENT ! Ellie, what's that ? I'm 69 and not found out yet (not that I want to)
From:
Andrew townshend
05 November 2022 09:03 AM
I spent 10 weeks doing exactly the same through the hot summer months, likewise I'm not complaining, there's a lot more to being a landlord than sitting down with the laptop watching the money flow into the bank account, as some out there like to think
From:
Andrew townshend
05 November 2022 08:59 AM
A very good point and I'd like to hear someone try to justify it
From:
Andrew townshend
04 November 2022 11:22 AM
Up to a point I do agree William, did you also know that you don't need to be a time served qualified car mechanic to become a MOT tester, all a bit odd isn't it ? But on the other hand if an EPC assessor had to be qualified to the standards that you are saying an EPC would be costing us 2 or 3 times what we are paying at present
From:
Andrew townshend
04 November 2022 08:59 AM
Shelley, the lady that does my EPCs done a blank assessment for me a few yrs back on an F rated flat above an old corner shop, I then installed secondary glazing as she had recommended, she then came back and we just got an E by 2 points, that one's never going to get a C, not even going to be worth bothering to try, when the time comes I shall evict the tenant and let the shop below use it as storage
From:
Andrew townshend
04 November 2022 08:47 AM
I would say that your last 2 sentences sum up the truth perfectly Jo
From:
Andrew townshend
04 November 2022 08:28 AM
Note the odd names in both reported court cases today, getting to be quite normal isn't it ?
From:
Andrew townshend
04 November 2022 05:36 AM
I noted that there were many unsold lots in the latest Norwich auction with many being noticeably run up, bids off the walls, reserves far too high
From:
Andrew townshend
04 November 2022 05:33 AM
8 months, so out in 4, pathetic, was the judge his brother ?
From:
Andrew townshend
04 November 2022 05:26 AM
I have a plan, do nothing until we all know for sure the full implications and costings, then if I feel the cost not viable evict and sell, I have 16 properties to sell off 1 per year , none are mortgaged, even at knocked down prices that'll see me and my wife out in comfort
From:
Andrew townshend
04 November 2022 05:21 AM
Yep very likely
From:
Andrew townshend
03 November 2022 19:34 PM
The way things are going whats the point in paying any money out to get to a C, might as well wait until 2028 then evict on the grounds that it's illegal to rent these properties surely a court would have to allow the eviction
From:
Andrew townshend
03 November 2022 16:42 PM
Driven by greed, no it isn't, it's driven by increased costs and red tape placed on us by central and local government, it's also driven by inflation, TRUE inflation is now well in excess of 10%, I'm meeting with my plumber in a couple of hours to do a gas safety check, he will openly tell you he has increased his charges by 10%, we all have to do that just to stand still. Also where did this BS come from about landlords and agents evicting tenants in order to increase rents ? total rubbish, I've only ever in over 25 yrs evicted for non payment, yes I will openly admit to increasing rent to market rates when a tenant leaves of their own free will, what's wrong with that ?
From:
Andrew townshend
03 November 2022 08:15 AM
If LHA matched market rents I would still favor a working tenant over a work shy scrounger, if that's discrimination then so be it.
From:
Andrew townshend
02 November 2022 22:20 PM
I had one single mum a few yrs ago she was told she had to get a job when her daughter went to school, so she went to stay with her mum in Spain, then came back pregnant, these single mums are expert in milking the system
From:
Andrew townshend
02 November 2022 09:44 AM
Totally agree Edwin, but the so called intelligent young people and their parents are too thick to see this, what ever happened to good old common sense in this mad world today
From:
Andrew townshend
02 November 2022 08:19 AM
As with any business the cost will be passed on, then they wonder why the big bad landlord increases his rents
From:
Andrew townshend
02 November 2022 08:09 AM
Affordability checks, the most important checks my agent carries out for me with new tenants, if they can't afford it they can't have it. I'm not a charity
From:
Andrew townshend
02 November 2022 08:03 AM
The base value of an investment can go up or down, does it really matter so long as the income increases, and rents are increasing
From:
Andrew townshend
02 November 2022 07:56 AM
I wonder if the EPC in the real world makes that amount of difference, or is it more to do with the way people use their heating, those that don't work and those that work from home will spend more having their heating on all day, as will those that sit indoors with just a tee shirt on in mid winter
From:
Andrew townshend
02 November 2022 07:52 AM
In fairness Nick there are good and bad agents, I have found the ''well known ones'' generally hopeless, they tend to employ fresh out of uni wet behind the ears boys and girls where the customer is just a number, smaller local agents offer a better more personal service from experienced staff who are often landlords themselves, I get on well with the agent I use, one office and 6 staff who all know what they're talking about and get things done
From:
Andrew townshend
01 November 2022 17:18 PM
I have tax investigation cover as did my friend mentioned above had, it costs me £60 a year each for myself and my wife, worth every penny
From:
Andrew townshend
01 November 2022 15:30 PM
As I was growing up in the 60s I was always told '' I want doesn't get'', don't you just love these self important entitled students, one of the reasons that I won't rent to them
From:
Andrew townshend
01 November 2022 09:13 AM
I'm reliably told that these investigations cost the revenue £30k per time to carry out, so they need to be looking at a lot of unpaid tax and fines to make them worthwhile. A friend of mine (motor trader) had a combined VAT and income tax investigation a few yrs back, his turnover was down one year, he had been very ill and spent a time in hospital, at the end of it all he had to pay them £2k, that was a waste of time and money wasn't it
From:
Andrew townshend
01 November 2022 08:46 AM
I expect they know no other landlord would touch them
From:
Andrew townshend
31 October 2022 14:59 PM
They won't turn the heating on, it's too expensive
From:
Andrew townshend
31 October 2022 09:26 AM
Good on him for speaking up but he's wasting his breath, no one there will be listening or be the least bit interested.
From:
Andrew townshend
31 October 2022 08:21 AM
Very short on facts here, I fully expect that there is a great deal more to this than is being reported
From:
Andrew townshend
31 October 2022 08:17 AM
How does any of this apply to us ? I certainly would not rent to any of these kind of people, nightmare tenants, council's problem
From:
Andrew townshend
31 October 2022 08:12 AM
Only to those that have bought on the 'help to buy' scheme over priced new build with a 5% deposit, they are likely in negative equity already.
From:
Andrew townshend
31 October 2022 08:00 AM
I agree Michael, I tell people that I retired at 54, I didn't though I just gave up the day job, and as you put it 'changed down a gear', I've changed down a couple more gears since then but not hit crawler gear yet, work is good I've always enjoyed it ever since 12 and that early morning paper round in all weathers -- happy days
From:
Andrew townshend
30 October 2022 17:30 PM
I can see it from both points of view Michael, I'm hanging on, but for how long ? I can see myself joining Simon and many others, reluctantly
From:
Andrew townshend
30 October 2022 11:17 AM
In local paper yesterday '' South Norfolk Council to spend £1.8m on buying temporary homes'' they have an increasing number of homeless families to house and are finding the cost of B&Bs too expensive, well I wonder who caused this problem? which is only going to get worse -- much worse !
From:
Andrew townshend
30 October 2022 11:11 AM
Don't hold your breath he will, that's what is around the corner
From:
Andrew townshend
30 October 2022 10:07 AM
Spot on there is no difference between the 2 parties, not looking good for our children or grandchildren is it, if I were young in today's Britain I'll be on the first flight out of this place, I know of a few, 20s and 30s good young people who have come to the conclusion, gone, not regretting it and doing well for themselves, good luck to them
From:
Andrew townshend
29 October 2022 17:29 PM
The police of today are simply a waste of space, no point in contacting them.
From:
Andrew townshend
29 October 2022 12:59 PM
Maybe we should all move into our properties that are under EPC C and stay over night in each one day a month, then take in lodgers
From:
Andrew townshend
29 October 2022 10:46 AM
Well of course Michael no doubt these are the kind of tenants that good landlords wouldn't touch with a barge pole so they know that they can't move on and took the only available property to them
From:
Andrew townshend
28 October 2022 10:16 AM
A better idea, if a landlord will not carry out the repairs then the council should do so and send the bill to the landlord, if the landlord doesn't pay take ownership of the property
From:
Andrew townshend
28 October 2022 09:50 AM
I had hoped that we had seen the back of that dreadful little man
From:
Andrew townshend
26 October 2022 09:25 AM
They can build new schools and GP surgeries but how are they going to staff them, good GPs are like hens teeth , and teaching is a dead end job with lots of teachers leaving to find better jobs
From:
Andrew townshend
24 October 2022 16:31 PM
That was my understanding Michael, but now I'm being told and reading differently , until I know for sure I'm doing nothing
From:
Andrew townshend
24 October 2022 10:12 AM
Who will know and understand all these new rules, will councils know, will the courts know ? will they be enforced? will it even be possible to enforce them ?
From:
Andrew townshend
24 October 2022 09:12 AM
I've been told recently by an EPC accessor that it has now been changed to 2025 for ALL private rented properties, this article states 2028 for excising tenanted properties, the green mortgage article above states 2030, so who's correct? do we know ? what a farce
From:
Andrew townshend
24 October 2022 09:08 AM
I bought a council house direct from Norwich City Council some years back, it had sat empty for 3 years, the tenant who had lived there since it was built in 1953 was moves just around the corner, cracks in internal walls caused by a leaking clay drain pipe, the drain pipe was replaced for a plastic one, cost less than £500, cracks repaired, re plastered, gas central heating installed, decorated and successfully rented ever since, councils just cannot be bothered to carry out these kind of repairs, which has been great for us landlords
From:
Andrew townshend
24 October 2022 08:59 AM
Michael there is little to choose between Tory or Labour now, both are left wing both are anti business neither are going to scrap the white paper, sec 24 or going to retain sec 21, come the next GE I can see no point in voting
From:
Andrew townshend
22 October 2022 21:34 PM
I agree it is tenant behaviour that causes the mould, but try telling them that, or anyone else, it's always the same '' your house is damp mate''. I have a very old detached property , EPC F with an exception, had many tenants complain that it's damp, last 5 yrs 2 older guys living there and no damp issues, when ever I drive past in day light bedroom windows open, summer and winter, there's your answer
From:
Andrew townshend
22 October 2022 11:39 AM
I agree Simon, the good times will not be returning in my life time, and likely not in my children's either, matters little who's in government this s... will last a generation at least
From:
Andrew townshend
22 October 2022 11:28 AM
If tenants won't heat and ventilate their homes they'll get mould, I've been fitting slow running constant extractor fans to landings and hall ways, and more powerful extractor fans with longer over runs to bathrooms with lockable isolating switches, this certainly helps a lot
From:
Andrew townshend
22 October 2022 10:17 AM
That doesn't surprise me at all
From:
Andrew townshend
22 October 2022 09:04 AM
'' until the good times return'' ? Tricia you must be a lot younger than me, I can't see the good times returning during my life time, we've had them
From:
Andrew townshend
21 October 2022 14:06 PM
Good area Snettisham would likely do well as air b&b there ?
From:
Andrew townshend
21 October 2022 13:57 PM
Andy, I also remember the late 80s early 90s well, there certainly was a crash, a great buying time though, But how many can remember those times now ? a lot weren't even born
From:
Andrew townshend
21 October 2022 09:53 AM
Adrian, you've had problems in Norfolk ? generally we don't, avoid Gt Yarmouth and Thetford though 2 areas that are full of feral people
From:
Andrew townshend
21 October 2022 09:46 AM
I have one property with a rent control, a protected tenancy going back to 1958, I'm allowed to increase the rent every 2 yrs, so I do, to the full amount that I can, I've just put in for a 10% increase, after all that's where inflation is at present, so if rent controls come in we will all have to be increasing all rents to the full rate of inflation as often as allowed.
From:
Andrew townshend
21 October 2022 09:38 AM
Jahan, it is nice down there, my youngest daughter lives there, she'll tell you about all the feral locals though, Redruth for example is a town to avoid at all costs
From:
Andrew townshend
21 October 2022 09:25 AM
I've been lucky enough to have had 6 properties come vacant over the last couple of years, all re let at market, or very close to, rates, it's never easy to increase good excising tenants rent
From:
Andrew townshend
21 October 2022 09:11 AM
I've been lucky enough to have had 6 properties come vacant over the last couple of years, after carrying out repairs, improvements and decoration all are now let at market, or very close to, rates, easiest time to increase rents are when re letting
From:
Andrew townshend
21 October 2022 09:03 AM
I'm happy to supply decent homes, but ONLY to decent tenants
From:
Andrew townshend
20 October 2022 17:02 PM
I feel the same way Eric, no point in doing anything yet until we know for sure what's happening and what it will involve for each property, I'll make my decisions then, I don't want to jump ship, but if pushed into a corner I will do just that
From:
Andrew townshend
20 October 2022 08:39 AM
I'm boycotting Tradepoint (B&Q) who I have had a trade credit account with for 20+ years, for Wickes just half a mile down the road from the Norwich B&Q store
From:
Andrew townshend
20 October 2022 08:28 AM
I'm fed up with saying it and your fed up of hearing it,' the end user ALWAYS pays', simple as that
From:
Andrew townshend
20 October 2022 08:20 AM
And just yesterday yet another article in our local papers, single mum's council home on the Earlham (Norwich) council estate with many problems first reported to Norwich City Council 3 years ago and still waiting, get your own properties in order first, lead by example
From:
Andrew townshend
20 October 2022 08:12 AM
So will these banks be putting their money where their mouths are, free overdrafts for renters with no savings, honouring STO rent payments when these peoples bank accounts are overdrawn ??
From:
Andrew townshend
20 October 2022 08:01 AM
Yep us baby boomers never had it so good, but I wouldn't change a thing, and I wouldn't change places with the young of today
From:
Andrew townshend
20 October 2022 07:52 AM
Bath day was Sunday evening, that was it, once per week, did we smell? not that I can remember, natural cotton clothing none of these man made materials , cool rooms and unheated bedrooms with windows open all year around, a different way of life
From:
Andrew townshend
19 October 2022 22:19 PM
What do you wear under your kilt Robert ?
From:
Andrew townshend
19 October 2022 19:44 PM
Quite right, look at the PM, MPs and the Royals all hopping on jets flying all around the place, a case of do as I say not as I do, try leading by example
From:
Andrew townshend
19 October 2022 13:42 PM
Yes I agree Elizabeth and these tenants are good and have done some improvements themselves, so at present their rent remains low
From:
Andrew townshend
19 October 2022 10:06 AM
I have a small flat above a corner shop, the lady lost her job earlier this year and she got 2 of these heaters fitted for free, it'll be interesting to see just how good they are this winter. There was already a eco 7 supply there, I have heard however if you don't already have a eco 7 supply at present you can't get it installed
From:
Andrew townshend
19 October 2022 10:03 AM
Nick I'm 70 next year and still enjoy being a landlord, I would have liked to keep my properties till death and pass them on to family, but things are changing rapidly now, and the prospect of a landlord hating loony left government in 2 years means that unlikely to happen now.
From:
Andrew townshend
19 October 2022 09:22 AM
I have a very good agent do this for me, I've not had a bad tenant from them. Good tenant referencing is vital now and in particular the affordability checking
From:
Andrew townshend
19 October 2022 08:34 AM
So it's not just privately rented homes that aren't up to scratch , then why does this BS only apply to privately rented homes, why not social housing and owner occupiers ?
From:
Andrew townshend
19 October 2022 08:28 AM
Until I know for sure what exactly all this EPC 'C' BS is going to involve for each of my properties I'm doing nothing, when I do know I will do the work where viable, where it isn't viable it will be eviction and selling off 1 per year, that's a business decision to be made
From:
Andrew townshend
19 October 2022 08:20 AM
It's simply a case of getting low rents up to market rents while we still can, an example, I have a couple mid 70s, and the lady has the big C, in a 3 bed house paying £565 a month, the same properties on the same road renting for £900 a month, what sort of percentage increase would that be ? I really should be increasing their rent, I cannot find it in myself to do so though.
From:
Andrew townshend
19 October 2022 08:09 AM
Unemployed and CCJs, well that's a big fat NO straight away, got a nerve even applying.
From:
Andrew townshend
18 October 2022 17:37 PM
We get loads apply in Norwich, but by the time we have worked through the no hopers and the chancers there are normally 5 - 6 good honest working people to choose from
From:
Andrew townshend
18 October 2022 16:05 PM
Harsh Reality, sorry I disagree, it isn't a hand out, mortgage interest is a cost to the business and as such should be tax deductible as similar costs are tax deductible by all other businesses, thankfully though I'm not affected by it, no mortgages and a basic rate tax payer.
From:
Andrew townshend
18 October 2022 13:15 PM
Michael, you me and other landlords on here remember those times, most in society do not remember those times so cannot be expected to understand, but in the next few years they will be in for a dose of it, time will tell
From:
Andrew townshend
17 October 2022 22:16 PM
Harsh Reality, I also disagree with handouts to who ever, landlords, workshy scroungers, anyone come to that, further back you said one person's home should not be another person's pension, well that's your opinion which like all of us you are entitled to, my opinion differs
From:
Andrew townshend
17 October 2022 19:41 PM
Repossessions and forced sales are coming but in the main that'll be owner occupiers hitting the skids not landlords who are a little wiser than Joe Public
From:
Andrew townshend
17 October 2022 15:29 PM
Depends how sick and elderly, many of the 'sick' are in truth only very slightly sick and still capable of at least some work, elderly ? I'm 70 next birthday and still manage physical work part time at least, work pays if you can be bothered to do it
From:
Andrew townshend
17 October 2022 15:24 PM
Harsh Reality, you are correct house prices will drop, 30% drop is very unlikely however, and that's only on paper, the loss is only made if selling. More owner occupiers ? well if they can find the deposit, if they can get a mortgage and if they can pay the monthly payments as interest base rate hit 6% in a few months, a lot of ifs there , then as we go into recession and a labour government all the unemployment that will follow as sure as night follows day, now that's the 'harsh reality', still looking forward to it ??
From:
Andrew townshend
17 October 2022 15:09 PM
Nothing wrong with your maths Robert, but it depends how much you earn, I spent many years paying 40% when I still had the day job, now as a full time landlord in partnership with my wife we both keep our earnings just under the 40% threshold, and with low overheads are better off
From:
Andrew townshend
17 October 2022 09:49 AM
We already have tents under the flyover in Norwich, supplied free of charge
From:
Andrew townshend
17 October 2022 09:25 AM
To get good tenants homes need to be of a reasonable standard, without sub standard homes where do sub standard tenants go ? horses for courses
From:
Andrew townshend
17 October 2022 08:53 AM
Once upon a time we had a ' conservative' party
From:
Andrew townshend
17 October 2022 08:49 AM
We all know the next government will be a labour one so best put them rents up now before they get in and freeze those rents, to be pre warned is to pre armed
From:
Andrew townshend
16 October 2022 22:12 PM
Do you think Trus is bothered ? they have already lost the next GE
From:
Andrew townshend
16 October 2022 09:27 AM
I think it will be like diesel at the pumps, 'that's the price take it or leave it'
From:
Andrew townshend
15 October 2022 13:19 PM
It's always difficult increasing the rent of good existing tenants, I have had quite a few move on over the last couple of years giving me a chance to get in and carry out repairs, improvements and decorate, then up the rent to market rates, and no shortage of takers
From:
Andrew townshend
15 October 2022 11:33 AM
Jo you are not a fruitcake at all and I would never call you one, it's the greenies I refer to
From:
Andrew townshend
14 October 2022 12:04 PM
I've taken to using Wickes now, their store is half a mile from B&Q in Norwich and I get 10% discount there .
From:
Andrew townshend
14 October 2022 11:56 AM
I'm not a HMO landlord, but yes of course that ' how to rent' rubbish as well that also never gets read
From:
Andrew townshend
14 October 2022 10:06 AM
There is always a copy together with gas and electrical certificates with the contract, but do they read any of them ? of course not.
From:
Andrew townshend
14 October 2022 09:37 AM
Agreed, costs always go ''full circle'' whatever the business
From:
Andrew townshend
14 October 2022 09:29 AM
It's about time our landlord associations started doing something for their members
From:
Andrew townshend
14 October 2022 09:25 AM
4 People from 2 households, so 2 couples probably, hardly the worst offence, broke the rules on a technicality, did that really warrant that fine ?
From:
Andrew townshend
14 October 2022 09:21 AM
'' Keen to be green''? a few fruitcakes like Princess Nut Nuts maybe, most of us aren't bothered in the least, all a big scam.
From:
Andrew townshend
14 October 2022 09:14 AM
Never known a tenant ask or look at the EPC, when ever I relet a property , and I've relet 3 so far this year, I have a que of good honest working tenants to choose from, I have no need to ''woo tenants''
From:
Andrew townshend
14 October 2022 09:07 AM
Robert, my youngest daughter reversed into my garden wall, then after rebuilding it I reversed a trailer into it, embarrassing !
From:
Andrew townshend
13 October 2022 22:30 PM
It's easy Sue, Generation Rant, Shelter etc are full of bitter and twisted people, they are not there for the good of tenants, they are there to stick the knife into landlords who they hate and for their inflated wage these 'charities' ? (businesses) pay them
From:
Andrew townshend
13 October 2022 22:20 PM
In some cases where the landlord is making a lose HMRC might even have to make a tax refund
From:
Andrew townshend
13 October 2022 15:31 PM
This is why landlords aren't buying, just makes no sense to be buying now
From:
Andrew townshend
13 October 2022 10:36 AM
Well we all know what it's like trying to deal with the '' corporates '' tenants are going to be very unhappy same as council and housing association tenants are
From:
Andrew townshend
13 October 2022 10:06 AM
While sec 21 works okay as it is the fact of the matter is that we ARE loosing it so something in it's place would be welcome
From:
Andrew townshend
13 October 2022 09:05 AM
I think it's a little way off yet, however it would be wise to be getting rid of any suspect tenants ASAP even if that means a property sitting empty
From:
Andrew townshend
13 October 2022 09:01 AM
Liz and her MPs are toast, a GE in 2 yrs time, or very possibly sooner, will see them wiped out, not that I want a labour government but the Tories have well and truly screwed things up
From:
Andrew townshend
13 October 2022 08:54 AM
Never watch BBC, can't stand them
From:
Andrew townshend
12 October 2022 16:39 PM
To be honest if Liz didn't scrap sec21 in 2 short years labour would have done so.
From:
Andrew townshend
12 October 2022 14:24 PM
Santander, easily the worst bank on the high street, I wouldn't pay any regard to anything they say
From:
Andrew townshend
12 October 2022 09:17 AM
There are so few rental properties for so many tenants looking in my area the EPC is the last thing on their minds
From:
Andrew townshend
12 October 2022 09:14 AM
I know someone who uses battery storage to store off peak power then uses the stored power during the day, it works, but the pay back period is 7 yrs, as with an EV the question is how long before the battery needs replacing ? I'm told an EV needs a new battery after 7 yrs, the cost effectively writes the vehicle off
From:
Andrew townshend
12 October 2022 08:58 AM
I'm glad you've found somewhere Paul. I use an agent, a good agent that works for both landlord and tenant ''Rip off pet rent'' you can blame government for that, it used to be an additional deposit that a good tenant would get back in full, not allowed anymore
From:
Andrew townshend
12 October 2022 08:42 AM
Correction Nick, Polly is paid £130k per year, doubt she earns it
From:
Andrew townshend
11 October 2022 16:29 PM
The headline should read ''Leicester tenants rent increases''.
From:
Andrew townshend
11 October 2022 08:42 AM
We will have a labour government in 2 yrs time, you can be sure they will quickly scrap sec 21 and freeze rents, sorry to be negative but that's the way it'll be
From:
Andrew townshend
11 October 2022 08:30 AM
Nick, large agent big mistake, you are only ever a number and most of their staff are wet behind the ears youngsters, my agent is local, one office and 4 staff, I've used them 20+ yrs slowly handing them more properties to manage, first name terms and we have a laugh
From:
Andrew townshend
10 October 2022 17:01 PM
Oh I've had waster tenants in the past, we learn by our mistakes , we don't make the same mistake a second time.
From:
Andrew townshend
10 October 2022 16:46 PM
Nick, I've found it good to contact the tenant and turn up myself, they normally make me a cup of tea, we have a chat, and when I'm gone the tenant normally thinks what a nice bloke my landlord is, customer relations.
From:
Andrew townshend
10 October 2022 16:41 PM
Nick, never let an agent organise repairs on your properties, they normally add 10 or 20% for themselves, I have a good agent they always call me first, 99% of the time I'm able to fix the problem myself or know someone who can.
From:
Andrew townshend
10 October 2022 16:08 PM
I'm with EDF at home, no DDR just an emailed bill once a month. Bulb are a nightmare, just had a property empty for 10 weeks while carrying out repairs, improvements and decorating they wanted me to set up a DDR, no way was I doing that with a bankrupt company being run by receivers
From:
Andrew townshend
10 October 2022 14:06 PM
Single parents on benefits, had a few in the past, never again
From:
Andrew townshend
10 October 2022 13:53 PM
I have only ever evicted tenants that didn't pay, but have never used sec 8, sec 21 being easier, quicker and certain of the out come
From:
Andrew townshend
10 October 2022 08:55 AM
Very few tenants are ever likely to vote Tory what ever the government does
From:
Andrew townshend
10 October 2022 08:47 AM
Sounds to me that the tenants went voluntarily
From:
Andrew townshend
10 October 2022 08:41 AM
The ' terms and conditions' generally kill these ' grants' stone dead
From:
Andrew townshend
10 October 2022 08:37 AM
If they're £5k in arrears then why would you feel guilty about evicting them ?
From:
Andrew townshend
09 October 2022 09:19 AM
I was thinking exactly the same Adrian
From:
Andrew townshend
06 October 2022 17:52 PM
I have one protected tenant, I can apply to the rent officer every 2 years for an inflation rate increase, so of course I do, next increase is do Feb 23 and I can put the application in Nov, it's in an envelope waiting to be posted next month
From:
Andrew townshend
05 October 2022 17:40 PM
I've thought this, maybe increase the rent on paper then agree a discount to good tenants
From:
Andrew townshend
05 October 2022 17:29 PM
How many tenants are likely to vote tory ?
From:
Andrew townshend
05 October 2022 09:15 AM
'Hard to justify rent increases' when we have inflation at over 10% ? everyone's increasing their rates and the cost of their products, that's justification in it's self.
From:
Andrew townshend
05 October 2022 04:21 AM
Most of us babyboomers lived at home until we purchased a property, that's the way it was
From:
Andrew townshend
04 October 2022 09:01 AM
I use Anglian Carpets in Norwich, a local family run company that I can rely on
From:
Andrew townshend
04 October 2022 08:56 AM
Which is why selection of tenants and guarantors is now very important , affordability, if they aren't earning enough don't rent to them, better an empty property than one with a non paying tenant in it
From:
Andrew townshend
04 October 2022 08:47 AM
More like an indirect tax for the tenant, 'the end user pays'
From:
Andrew townshend
04 October 2022 08:41 AM
Accidents ?? miss use more likely, all I supply is a cheap cooker so when a tenant leaves and the cooker is beyond cleaning I replace it.
From:
Andrew townshend
04 October 2022 08:38 AM
I'm sure we will, but anyone under 50 won't remember those times .
From:
Andrew townshend
03 October 2022 16:00 PM
I've had the 19/20 year old kid tenants, never again, not even with a guarantor
From:
Andrew townshend
03 October 2022 09:08 AM
I'm not an HMO landlord, but it does need to be remembered that HMOs provide a useful service for the less well off single people who cannot afford to rent a self contained property, LHA is set using HMO rates, councils need to be careful here that law of unintended consequences could come into play .
From:
Andrew townshend
03 October 2022 09:04 AM
So it must also be greed that pushes car values up, solicitor and accountant hourly rates, the postie and dock workers striking for more money, don't just single out landlords here, even the work shy scroungers want more UC
From:
Andrew townshend
03 October 2022 08:53 AM
As I've said before I don't like increasing good excising tenants rent and will keep those increases to a minimum, I increase my rents to market rates when a tenant leaves, good tenants are worth keeping where possible
From:
Andrew townshend
03 October 2022 08:47 AM
That's exactly it Michael, when rent caps do come in, and they will, the low rents we will be stuck with, I don't like increasing rents for good existing tenants and try and keep those increases to a minimum, but when a tenant leaves the new rent increases to a market rent, I have even thought about increasing all rents to market rents on paper and then agreeing a discount to the good existing tenants, that way not having the property rent capped, might work ?
From:
Andrew townshend
02 October 2022 09:11 AM
None of this is law yet, a lot can, and likely will, change
From:
Andrew townshend
01 October 2022 16:03 PM
Don't need your sympathy Jason, I have 16 happy tenants causing me no problems, how do I do that ? by checking new tenants out very carefully, tenants such as yourself would never get across the threshold of any of my properties
From:
Andrew townshend
01 October 2022 15:56 PM
Some of us are royals and some are not, personally I respected our Queen an incredible lady, as for Charlie boy zero respect
From:
Andrew townshend
01 October 2022 08:37 AM
Echis, this is a first I find myself agreeing with you on 2 of your comments, nothing wrong with borrowing money to make money within reason, but it has to be sensible borrowing, with low interest rates (which had to come to an end at some point) and banks throwing money at borrowers all too many find themselves with far too much debt now and a big problem around the corner
From:
Andrew townshend
30 September 2022 21:48 PM
Over priced properties -- An article in the local Norwich paper couple of days ago, agent cannot understand why he's not getting any interest in a property with river views, 3 bed semi ex council house on the edge of the Larkman council estate £345k , at least £100k over priced
From:
Andrew townshend
30 September 2022 16:10 PM
So Jason it makes you happy that there are people and families out there that cannot get a mortgage to buy, cannot get social housing, cannot find a property to rent, and those that have found a property to rent are facing large increases in rent, all this being caused by government and the likes of Shelter, you're a sad man
From:
Andrew townshend
30 September 2022 15:59 PM
Agreed, the false like style based on debt, money has been too easy and cheap to borrow, few people ask the price of an item just how much is it a month
From:
Andrew townshend
30 September 2022 08:43 AM
The whole benefits system needs a major overhaul, but no government dares to
From:
Andrew townshend
29 September 2022 19:33 PM
More fees which agents will pass on to landlords who in turn will add to rents, never ends does it ?
From:
Andrew townshend
29 September 2022 08:43 AM
No 'if' about it 6% is where they're going highly leveraged landlords will either sell or be made bankrupt, either way not good for tenants
From:
Andrew townshend
29 September 2022 08:37 AM
I've come across many so called 'experts' over the years, generally they are anything other than expert
From:
Andrew townshend
29 September 2022 08:24 AM
I think we know the next government will be a labour government, we need to be preparing for this, get rid of any suspect tenants now while we still can
From:
Andrew townshend
28 September 2022 09:50 AM
Agreed, so not a problem for basic rate landlords, but for landlords with high leverage they need high incomes to service their debt which in turn pushes them into high rate income tax, they only way out of that problem is to sell off some of their properties to reduce debt
From:
Andrew townshend
28 September 2022 09:33 AM
Exactly Tricia, nail on head there, I'm not an HMO landlord, single people on a low wage will never pass the 'affordability' checks to live in my self contained properties, the only way for them to stand anyway chance of renting a roof over their heads is an HMO, less HMOs available = a massive rise in homelessness
From:
Andrew townshend
28 September 2022 09:27 AM
I would love to know how he would make this work, the seller will always sell to the high bidder with the finances in place to buy
From:
Andrew townshend
27 September 2022 21:34 PM
I've often had tenants give the place a quick coat of paint before they leave, I wish they wouldn't they make such a hash of it they make my job a lot harder
From:
Andrew townshend
27 September 2022 19:58 PM
There's a lot of truth in your comment Charles, the Tories don't want to win the next GE, leave the problems to labour we all know they will f... it up big time
From:
Andrew townshend
27 September 2022 19:48 PM
I'm ready for many of mine to sit empty while I sell one per year, which ever way there is enough to see me and my wife out in comfort, what happens after that I really don't care
From:
Andrew townshend
27 September 2022 19:30 PM
We can pull together, or we can pull apart, the ball is in the government's court.
From:
Andrew townshend
27 September 2022 19:23 PM
They will just finish off what the present government have been doing
From:
Andrew townshend
27 September 2022 08:13 AM
A reasonable pet with responsible owners is one thing, but a dog in an HMO room or flat is totally unreasonable
From:
Andrew townshend
26 September 2022 20:26 PM
Paul, hands up I have had it good as a long term (over 30 yrs) un mortgaged landlord, little investment I would question, yes in todays money many of my properties were bought for peanuts, but it wasn't peanuts at the time, also the investment was hard work and my time, today at 69 I have a comfortable life style without money worries, I still work, just finished an up grade, repair and full decoration on a house, 5 hour days, 6 days a week, 10 weeks, now relet and rent up by £150 a month. Had a 1 bed bungalow come empty today, fully painted out in lock down, now going to do it all over again, everything yellow, seems they must of been smoking, I do agree though there should be fairness to both landlord and tenant, profit is not a dirty word when it's been worked for
From:
Andrew townshend
26 September 2022 20:20 PM
Drive off from a fuel station without paying and you will have a police car after you and a criminal record for theft, so how is a non paying tenant any different ?
From:
Andrew townshend
26 September 2022 17:57 PM
Talking to a very happy tenant on Friday, electric heating as there is no gas in the area, she has offered to go halves to upgrade to new Dimplex storage heaters should we need to, the lady is 66, loves the bungalow and the area, she wants to live there until she dies
From:
Andrew townshend
26 September 2022 17:02 PM
I think we already know if we get a non paying tenant we have a problem, so strict affordability checks are a must, and a guarantor where possible, if we cannot evict then it's money claim online, a CCJ, and an attachment to earnings, there's more than one way to crack a nut
From:
Andrew townshend
26 September 2022 10:24 AM
Agreed Norwich City's stock is dreadful, but in their defence they do house the dregs of society, horses for courses
From:
Andrew townshend
26 September 2022 10:16 AM
Martin has his views I don't mind reading them or replying to them, maybe he works for Shelter, and maybe he doesn't work at all
From:
Andrew townshend
26 September 2022 10:10 AM
Big rent increases in Oxford for all then
From:
Andrew townshend
26 September 2022 09:24 AM
If labour bring in that rent cap at 30% of local wage then I won't be spending any money on my properties they will be sold or sit empty as tenants leave
From:
Andrew townshend
26 September 2022 09:11 AM
Worth every penny of that fine
From:
Andrew townshend
26 September 2022 08:57 AM
I fully expect Labour will bring in rent controls, I doubt they will be able to force us to sell to tenants at a discount though
From:
Andrew townshend
25 September 2022 22:37 PM
Agreed John you have to go out and make these things happen, and anyone CAN do it if they really want to
From:
Andrew townshend
25 September 2022 22:33 PM
Sorry Martin maybe I didn't make it clear being a landlord was not my only job I spent 30 yrs self employed in the motor trade
From:
Andrew townshend
25 September 2022 22:28 PM
For most of my working life I worked far more than 40 hrs a week, now at 69 that is reduced but often adds up to more than 20 hrs a week, further more none of my income comes from the tax payer as I refuse, on princible, to rent to scroungers on benefits
From:
Andrew townshend
25 September 2022 18:58 PM
Agreed, as a school boy in the 60s we used to look up to the successful man and aim to be like him, that's why many of us baby boomers done well, present generations look at successful people with hate, bitterness and envy , that's why few will ever be successful, their lose
From:
Andrew townshend
25 September 2022 16:08 PM
Jo my letting agent doesn't renew the contract every 6 months they just let it roll over into a periodic tenancy, I do use a good honest agent, unlike these rogue national ones
From:
Andrew townshend
25 September 2022 11:15 AM
Yes Minister, wasn't that a good program, and very true to life
From:
Andrew townshend
25 September 2022 11:07 AM
Martin, most landlords are builders or renovators, I have never bought a 'turn key' property, even my own homes have been renovation projects, so a builder might renovate a property then sell it on for a profit, a landlord would rent it for a profit, where's the difference in that ? Profit is an ugly word to those too bone idle to work for it
From:
Andrew townshend
25 September 2022 11:00 AM
Agreed, in over 30 yrs the only tenants I've evicted have been non payers, but that could change, if I'm forced to sell I'll be evicting good tenants with a heavy hart
From:
Andrew townshend
24 September 2022 11:30 AM
Big companies will charge big bucks, and you can guarantee they'll increase the rent EVERY year
From:
Andrew townshend
24 September 2022 11:24 AM
Agreed George, but the landlord might not be the government, it will likely be ' big businesses ' their rent will be anything but peanuts for their rabbit hutches
From:
Andrew townshend
24 September 2022 11:18 AM
As many others have said, government and tenant groups need to beware ' the law of unintended consequences', nothing more needs to be said
From:
Andrew townshend
24 September 2022 10:27 AM
As much as I would have liked to carry on buying I think it unwise to be doing so at present, I'm not selling either, buy never say never, if pushed into a corner I will, at the present time with many landlords selling those of us left have the pick of the best tenants with increasing rents
From:
Andrew townshend
24 September 2022 10:23 AM
I can remember those days Jo taper relief and indexation, that was the fair way of CGT
From:
Andrew townshend
23 September 2022 15:12 PM
I was in the motor trade as well, over 30 yrs, never seen a CO alarm in a car though, still there's a first for everything
From:
Andrew townshend
23 September 2022 14:00 PM
In the past when I've had a tenant tell me they can't pay the rent I've taken a look in their wheelie bins, this normally proves that it's not a case of can't pay, it's a case of won't pay
From:
Andrew townshend
23 September 2022 10:51 AM
I think we know the answer there Wendy, the last property I bought, 2017, was £74k, still had to pay landlord stamp duty on it though
From:
Andrew townshend
23 September 2022 10:42 AM
I have a little old lady tenant, 90 next month, she complained the alarms were bleeping, I went round with new alarms, she didn't want them replaced she wanted them removed, I of course replaced them anyway, I would not be at all surprised if the moment I drove off down the road she wasn't standing on a chair removing them, next time I go round they will likely be in a draw, you can lead a horse to water - you can't make it drink
From:
Andrew townshend
23 September 2022 10:17 AM
I don't believe their figures for one moment, when I increase an existing tenant's rent it is generally around £20 - £30 per month, never anywhere near £100, I make the big increases up to full market rent when I market a property to new tenants, there's a big difference there, the new tenant knows the rent before they view, before they apply and before they sign the tenancy agreement, they go in with their eyes open
From:
Andrew townshend
23 September 2022 09:59 AM
10 Vaguely related people -- the all-day curry eaters who bring their great aunt and all their 3 times removed cozens over to live them --- all family so no licence required, and it happens time and again, and all on UC
From:
Andrew townshend
22 September 2022 22:25 PM
I'm sure you're right there Simon, money has been far too cheap for too long, I expect to see these increases continue up to around 5%
From:
Andrew townshend
22 September 2022 13:42 PM
John Major, now there's a man, he won a GE ? no he didn't Neil Kinnock lost the election that should at the time been won by Labour, even the loony left were never going to vote for Kinnock as PM, these days Major would be well advised to keep his nose out, the man's a fool
From:
Andrew townshend
21 September 2022 15:25 PM
To be honest I think there is very little in it, if anything at all with most suppliers
From:
Andrew townshend
21 September 2022 08:52 AM
You will find the 'less law abiding' in social housing, now that is fact
From:
Andrew townshend
21 September 2022 08:45 AM
I find there's a lot of 'second time rounders' looking to rent, just let a property to a lady 52 and her partner 59, the advantage being they are street wise and mature.
From:
Andrew townshend
21 September 2022 08:42 AM
Utility companies are not allowed to cut off supplies to domestic properties. Cancelling a DDR does not mean the customer will automatically end up in debt, I pay all mine when I receive a bill based on accurate meter readings
From:
Andrew townshend
21 September 2022 08:38 AM
The only voids I get is when I take advantage of an empty property to carry out works, no shortage of good honest working tenants in my neck of the woods .
From:
Andrew townshend
21 September 2022 08:30 AM
Bills included, no no no
From:
Andrew townshend
21 September 2022 08:26 AM
Robert, there already is a Lord Townshend in Norfolk, he might object to another one
From:
Andrew townshend
20 September 2022 09:45 AM
Golfing landlords, I can just imagine !
From:
Andrew townshend
20 September 2022 09:06 AM
I didn't collect any rent from a commercial tenant in the first lock down, so I'm ahead of you in that que George.
From:
Andrew townshend
20 September 2022 08:58 AM
I have 1 property with a protected tenant in which is now coming up to a rent review, I'm allowed to increase the rent by inflation + 5% which of course at the present time is quite high, will be interesting to see if the rent officer agrees my calculations
From:
Andrew townshend
20 September 2022 08:53 AM
Maybe we should have printed wall paper in all rental properties reminding them of those 'obligations',
From:
Andrew townshend
20 September 2022 08:42 AM
When I first started I bought a few tenanted properties from an older landlord , I was just buying someone else's problems, they really need to be vacant to buy or sell now.
From:
Andrew townshend
18 September 2022 18:17 PM
Yes Paul that is an idea, a pet rent reassessed every 12 months could possibly work. Now your last sentence , we are ALL punished for other peoples sins in all walks of life, landlords certainly are
From:
Andrew townshend
18 September 2022 18:07 PM
I don't do smoking in any way shape or form, and stale smoke, nicotine stains, yuck
From:
Andrew townshend
18 September 2022 15:36 PM
I hope so too Simon, but who knows ?
From:
Andrew townshend
18 September 2022 11:29 AM
I like your last sentence, 'human animals' I've had a few of them over the years
From:
Andrew townshend
18 September 2022 11:27 AM
I too have been bitten by a tenant's dog, a Rottweiler , and that was no little nip either, I will consider tenants with a dog, no big dogs and no dangerous dogs, oh and the guy with the Rottweiler didn't have permission for him, but the dog's dead and the guy is serving 15 yrs, problem over
From:
Andrew townshend
18 September 2022 10:46 AM
Paul, not all pet owning tenants are as responsible as you, now that we are not allowed to take an extra deposit it has to be the '' rip off pet rent'' sorry but that's the way it is now, I sympathise with you down there in Plymouth my youngest daughter went to uni there and worked there for a while so I know what it's like, she's now in Lanner Cornwall, much the same there, but her and her boyfriend now own a small barn which they are converting living on site, you say something has to be done, but what ?
From:
Andrew townshend
17 September 2022 16:25 PM
There will be tenants unable, or unwilling, to pay their rent this winter, these tenants need to be evicted now while we still can, a problem for local councils, not private landlords
From:
Andrew townshend
17 September 2022 13:19 PM
That's what I do now, an extra rent for the pet, it's either that or no pet, an insurance policy just isn't going to pay out is it
From:
Andrew townshend
17 September 2022 13:08 PM
I agree, Queen Elizabeth certainly earnt respect, unlike other members of the Royals
From:
Andrew townshend
16 September 2022 11:50 AM
It would have to be by inflation, 10%, just to stand still, Grainger are no charity they have large salaries to pay
From:
Andrew townshend
16 September 2022 11:32 AM
Agreed
From:
Andrew townshend
16 September 2022 08:37 AM
I've got an EPC assessment booked for a week on Tuesday, I'll run some of Martin's ideas past her
From:
Andrew townshend
15 September 2022 16:58 PM
I have one property on an old protected tenancy, I am allowed to increase the rent every 2 yrs by inflation, so I do, I would be a fool not to, So if rent controls come in all rents will increase by inflation as often as is allowed , shot in foot or what ?
From:
Andrew townshend
15 September 2022 16:55 PM
The last time anyone asked me for a discount was in 2008, I remember it well
From:
Andrew townshend
15 September 2022 16:46 PM
Agree Tricia, it's only right and proper that we stop in respect of our Queen for the day of her funerial but hasn't this all gone way over the top now ? she would be horrified if she could see what's going on (or even not going on)
From:
Andrew townshend
15 September 2022 12:14 PM
Well yes Jo of course you are right a property built in 1959 would have cavity walls
From:
Andrew townshend
15 September 2022 12:06 PM
Any thing below a C is not going to make top money, but if the capital gain is less then so is the CGT payable, swings and roundabouts
From:
Andrew townshend
15 September 2022 06:57 AM
There are 2 differing kinds of rent raises, there are the rent raises for excising tenants which we generally keep quite low, then there are the increases made when reletting to a new tenant which tend to be at full market rent
From:
Andrew townshend
15 September 2022 06:53 AM
Would FENSA apply to secondary double glazing ? oh well never mind I fitted them myself
From:
Andrew townshend
15 September 2022 06:41 AM
40 Years ago I bought and renovated a lovely original cottage in Kimberley (Norfolk) close to a busy B road, it would have been criminal to take those original windows out so I fitted proper sliding secondary glazing, it worked perfectly and cut out all the traffic noise , I recently fitted the same secondary double glazing to a flat in Norwich at a busy road junction to get the EPC up to an E and has worked just the same, tenant very happy, dead easy to fit as well, just a mornings work
From:
Andrew townshend
14 September 2022 20:05 PM
I have to say Michael I thought much the same
From:
Andrew townshend
14 September 2022 19:48 PM
I've been recommended to try 'Hammock' supposedly set by landlords for landlords, has anyone on here tried them ? thought I might give them a try 23/24 while still using the old pen and paper method as a back up ready for 24/25 'making tax digital
From:
Andrew townshend
14 September 2022 15:27 PM
I'm much the same James, I 've never liked increasing good existing tenants rent, and always kept that to a minimum, far easier to increase the rent when renting to a new tenant, selling ? I don't 'want' to sell anything, but as I'm being pushed further into a corner it's looking more and more likely that I will be selling, some at least
From:
Andrew townshend
14 September 2022 14:17 PM
I would rather be in control even with the tax and regulations issues to attend to
From:
Andrew townshend
14 September 2022 13:12 PM
I'm dreading this Digital Tax, I'm of a generation who don't understand all this Digital business, there's going to be a lot of mistakes
From:
Andrew townshend
14 September 2022 10:14 AM
House building doesn't happen over night, and in particular where councils are concerned , from the time Norwich City Council closed one of their old peoples home to the time tenants moved into housing on that site was 15 yrs, councils work at a snail's pace
From:
Andrew townshend
14 September 2022 09:17 AM
I no longer will consider anyone under 25, and over 30 is better still
From:
Andrew townshend
13 September 2022 10:18 AM
Without rogue landlords who will house rogue tenants, ''horses for courses''
From:
Andrew townshend
13 September 2022 09:04 AM
Daniela, never use a 'company' use a self employed tradesman that does the job properly and that you can trust
From:
Andrew townshend
12 September 2022 22:36 PM
I've looked at it as well, but many of my properties were purchased for peanuts years ago, I would in effect be selling my properties to a company so would be hit with CGT , I don't have any borrowings and share the income with my wife which at present keeps us both just below 40% tax, so for me there would be little point, however with hind sight now I would likely have incorporated when first buying the properties
From:
Andrew townshend
12 September 2022 10:27 AM
While I agree, what they will not like is that we will have to increase our rents by the maximum allowed each year to all tenants
From:
Andrew townshend
12 September 2022 08:55 AM
Interesting question, I have an EPC due to be done in a couple of weeks I'll ask my lady that one
From:
Andrew townshend
10 September 2022 11:09 AM
But do they mean the sealed unit or the whole window, I had 3 sealed units supplied and fitted by Capricorn Glass a month ago for £250 inc vat
From:
Andrew townshend
10 September 2022 11:05 AM
His idea or Princes Nutnuts ? either way the damage is done, now we pay for it in this cost of living crises
From:
Andrew townshend
09 September 2022 09:55 AM
Agreed Jo, I bought one from Norwich City Council 10 yrs ago, built 1953, same tenants throughout , when cracks appeared in internal walls due to a damaged drain the tenants were moved to a house just around the corner, the house then sat empty for 3 yrs until I bought it at auction for £74k, Pipeline Bill then hand dug and replaced the section of drain for less than £500, I carried out the repairs to the house, I have had very happy tenants living there since and no new cracks, the council could easily have repaired the drain when it was first reported to them, just shear incompetence on their part.
From:
Andrew townshend
09 September 2022 09:47 AM
Dysfunctional tenants, don't touch them, leave them to councils and housing associations where they belong
From:
Andrew townshend
09 September 2022 09:30 AM
Supply and demand, just as good second-hand car values have rocked due to the shortage
From:
Andrew townshend
09 September 2022 09:25 AM
I totally agree there George, I had huge respect for the queen and join the rest of the country mourning her death, I cannot bring my self to address Charles as king, the man is a very unpleasant idiot, some people have very short memories
From:
Andrew townshend
09 September 2022 09:21 AM
If council employees worked in the private sector they would have been sacked years ago
From:
Andrew townshend
09 September 2022 09:05 AM
I have a new tenant moving in next week paying £150 per month more than the last tenant, another property becoming vacant in a couple of weeks this one will also be relet at a higher rent, cannot risk it now we've been warned what's coming
From:
Andrew townshend
09 September 2022 09:02 AM
Do you work Susan ? what do you do ?
From:
Andrew townshend
08 September 2022 16:23 PM
You are right Paul, the government needs to wake up to the damage they are doing to both landlord and tenant
From:
Andrew townshend
08 September 2022 16:06 PM
Read the article again Jason it's not compulsory for a landlord to enter into this scheme, I certainly would not
From:
Andrew townshend
08 September 2022 08:56 AM
I think all landlords know this already don't they ?
From:
Andrew townshend
08 September 2022 08:50 AM
A developer property is like a new car, sell it a year down the road and you'll be looking at a big lose
From:
Andrew townshend
08 September 2022 08:47 AM
In fairness if it's a business it's commercial waste, how do they charge a bed & breakfast property ?
From:
Andrew townshend
08 September 2022 08:42 AM
I'm happy to take the law into my hands, done so before and will do so again if the need arises
From:
Andrew townshend
07 September 2022 16:48 PM
Hart Farm council estate in Thetford, built in the 60s as the London overspill, a perfect example, and still a sink estate, I wouldn't drive through it, far less walk through it
From:
Andrew townshend
07 September 2022 16:23 PM
Agreed, if I applied an hourly rate to my hours, even at minimum wage rates, the money would soon disappear, but of course we landlords don't work do we, just sit in the armchair watching the money roll into our bank accounts
From:
Andrew townshend
06 September 2022 21:03 PM
I don't do student accommodation, can't stand the ' entitled' little brats, and their snob parents even less, there's no shortage of good honest working tenants in my area
From:
Andrew townshend
06 September 2022 09:00 AM
I'm doing nothing, if and when I have an empty property that I'm not allowed to rent I will decide whether to spend the money or sell.
From:
Andrew townshend
06 September 2022 08:55 AM
I've said before I supply the bare minimum, carpets and a cooker, it's not rocket science to fix a leaking tap, replace a light fitting or paint a room, so why pay someone else to do that type of work ?
From:
Andrew townshend
06 September 2022 08:46 AM
I started buying in the late 80s, in my mid 30s, as a pension scheme, I had been plagued by spivs trying to stich me up with pension schemes, it has worked perfectly for me, I gave up the day job at 54 and became a full time landlord, now at 69 I'm still fit and healthy doing my own repairs, upgrades and decorating , but what does the future hold ? I don't want to sell anything, but having said that it's looking, with this white paper and EPC C, likely that I'm being pushed into a corner and the only sensible thing to do will be to start selling one per year, that'll take me to age 85 so will likely see me out
From:
Andrew townshend
06 September 2022 08:38 AM
Sorry Jo I have to disagree, people who bring children into the world that they are unable to care properly for are totally irresponsible, you will not ever change my mind on that one
From:
Andrew townshend
05 September 2022 21:08 PM
Edwin, maybe she did, but she stood for the hard working businessman, so from my point of view was the best PM of my life time, oh and didn't left wing unions play their part in 'trashing' British Industry ?
From:
Andrew townshend
05 September 2022 17:42 PM
But we all know that the poor standards are mainly in the social housing sector, should the lady be getting her own homes in order first ?
From:
Andrew townshend
05 September 2022 10:28 AM
Lady T was the making of me, from my point of view the best PM of my life time
From:
Andrew townshend
05 September 2022 10:04 AM
I have to agree Michael, responsible parents secure a home before bringing children into the world, or are we being old fashioned now
From:
Andrew townshend
05 September 2022 09:42 AM
Decent tenants deserve decent homes, where are the other tenants going to live ?
From:
Andrew townshend
05 September 2022 09:34 AM
There are tenants out there that would turn a brand new house into a slum in weeks, I've had them in the past
From:
Andrew townshend
05 September 2022 09:31 AM
I've just had an EPC done on an end Victorian terraced house, 2 points off a 'C' next step is external insulation to the gable wall, which will be expensive, I'll wait on that one until we know more, not passed into law yet, and there could be better less expensive products come along .
From:
Andrew townshend
05 September 2022 09:25 AM
How can we accept benefit claimants ? they are never going to pass the affordability checks, the same as they would never get a mortgage, perhaps Alicia might be prepared to stand guarantor ? mmmm thought not
From:
Andrew townshend
05 September 2022 09:07 AM
If you were in my area (Norfolk) I would consider renting to you, but it would be subject to a ' pet rent' as I am no longer allowed to ask for an increased deposit
From:
Andrew townshend
05 September 2022 09:01 AM
Simply summed up as one big con
From:
Andrew townshend
04 September 2022 10:01 AM
I don't do phone calls for that very reason, emails or texts only
From:
Andrew townshend
03 September 2022 16:10 PM
Going right back to 1987 I had a fire claim, General Accident (now been swallowed up by Aviva) they were brilliant, an interim payment of £10k within 7 days to kick start the repairs, and the claim fully paid out without any fuss, I think it does pay to insure with a ' proper' insurance company and not the cheapest , it would seem many now look for any reason not to pay out, thankfully I haven't needed to make a claim in a very long time, but one never knows what's just around that corner.
From:
Andrew townshend
03 September 2022 12:35 PM
We are going to have to be very hard on arrears, no waiting around get that sec 8 in, it can be stopped if the arears are cleared quickly , an eviction notice focuses the tenant's mine when it drops through the letter box.
From:
Andrew townshend
03 September 2022 10:36 AM
TBH interest rates have been far too low for far too long, they should be around the 5% mark, yes it's easy for me to say that as I don't work on debt, others will of course disagree
From:
Andrew townshend
03 September 2022 10:31 AM
Often insurance companies pay out because it's cheaper to do so than to fight the case in court , I agree that it's wrong but that's the way it is, and the scum no win no fee solicitors know this
From:
Andrew townshend
03 September 2022 10:25 AM
I agree with Robert and am of a similar generation, although not as well educated as Robert, give it to me in writing, I'll read it, read it again, and then file it away for future reference
From:
Andrew townshend
02 September 2022 21:53 PM
MP for Dover & Deal, how secure is that seat? hopefully she'll lose it at the next GE.
From:
Andrew townshend
02 September 2022 19:30 PM
Over the last couple of years I have had several properties relet to new tenants, all have increased by between £150 & £200 per month, this is the easiest time to do it, I cannot increase existing tenant's rent by anything like that amount, just one example a 3 bed house £565 a month retired couple mid 70s and the lady has the big C , how can I increase their rent ? market rent would be closer to £900 a month.
From:
Andrew townshend
02 September 2022 09:24 AM
We don't have a choice Nick, it's labour or labour, there is no conservative party
From:
Andrew townshend
02 September 2022 08:58 AM
A good single malt whisky at night is what keeps me going strong
From:
Andrew townshend
01 September 2022 17:19 PM
An added cost simply passed onto the end user
From:
Andrew townshend
01 September 2022 08:41 AM
Professional rip off merchants .
From:
Andrew townshend
31 August 2022 21:07 PM
That's very true Michael, chatting to an older landlord a couple of yrs ago (sadly no longer with us) he said he was not signing anything over, as much as he got on well with his children and their partners he wasn't running the risk of one of their marriages hitting the rocks and an inlaw running off with the wealth he had worked hard for, for what it's worth I agree with him
From:
Andrew townshend
31 August 2022 17:44 PM
I don't know how they got charity status, they are clearly very profitable businesses to be able to pay their management 6 figure salaries
From:
Andrew townshend
31 August 2022 17:36 PM
There is little chance of getting money out of tenants that leave owing money, but a CCJ is a nice little parting gift, dead easy and cheap to do, personally I think it worth it
From:
Andrew townshend
31 August 2022 09:29 AM
In truth inflation is at 20% already, it just reduces the value of that £ in your pocket, the only way out of this cost of living crisis is to inflate our way out of it, as we have done many times in the past
From:
Andrew townshend
31 August 2022 09:19 AM
I give them the bare minimum, carpets and a cooker, no fridge and no washing machine, I have however supplied a dehumidifier in the past when they have had condensation problems had some of them stolen , best to add a bit on the rent to cover problems at tenancy end that way we already have the money in our bank accounts
From:
Andrew townshend
31 August 2022 09:14 AM
They start off talking about homes for families then give the discounts to HMOs, never get into bed with a council
From:
Andrew townshend
31 August 2022 09:03 AM
I've had similar experiences with both Norwich city council and my local council Breckland because all those councillors are failures in the real world they they hat those of us that succeed
From:
Andrew townshend
30 August 2022 22:07 PM
Who will house rogue tenants? councils can't and good landlords won't, tents under the flyover
From:
Andrew townshend
30 August 2022 10:29 AM
I agree, I have a very good independent local agent that I've used 20 yrs now we get along fine, I would also agree with Nick that there many very bad ones, generally the large nationals that employ young wet behind the ears boys and girls
From:
Andrew townshend
30 August 2022 10:13 AM
Yes you're right Tricia they are going to be stuffed, borrowed money was never going to stay that cheap, in fact I'm surprised it remained that cheap for so long as it did.
From:
Andrew townshend
28 August 2022 21:18 PM
TheMaluka, shortage of supply, I have a 2 bed Victorian terrace in Dereham (a market town central Norfolk) now gone online with the agents, last rented £625, now advertised at £775, will be interesting to gauge the response this week
From:
Andrew townshend
28 August 2022 10:46 AM
This a bit scary Michael, we think so much alike mate, I don't do scum bag 'entitled' scroungers no more than you do
From:
Andrew townshend
27 August 2022 21:16 PM
How can we be '' socially conscious '' with councils and governments constantly stabbing us between the shoulder blades, look at Gove's white paper and net zero BS , we are in business, not charities subsidised by government and do gooders
From:
Andrew townshend
27 August 2022 19:22 PM
Not for profit, but what kind of pay package does the CEO receive, you can be sure some one is profiting big time in these outfits
From:
Andrew townshend
27 August 2022 16:59 PM
Affordability checks are most important now, no use taking on a tenant who isn't earning enough to pay the rent
From:
Andrew townshend
27 August 2022 15:02 PM
5 Draught proof the home, seal it up and watch the black mould grove up the walls.
From:
Andrew townshend
27 August 2022 14:56 PM
The first time buyers that have bought new developer flats / houses on these schemes have been well and truly stitched up, we were all first time buyers once, but in our day we didn't buy new properties , the likes of you and I Michael bought renovation projects or building plots to build our own, others started with the Victorian terraced house and then moved onto the 30s semi, it worked, start at the bottom and work up
From:
Andrew townshend
26 August 2022 20:18 PM
I don't think you are John, but you do get 2 lots CGT allowances which I think is around £12k each £24k in total
From:
Andrew townshend
26 August 2022 17:08 PM
Agreed, improving quality = increased cost = increased rent to a point where the low paid cannot afford a home, more tents under that flyover
From:
Andrew townshend
26 August 2022 09:12 AM
Affordability checks are very important now, a tenant who cannot afford to pay is of no use to a landlord, leave them to councils and housing associations, their problem not mine
From:
Andrew townshend
26 August 2022 08:55 AM
100% of mine are happy, they would soon let me know it they weren't
From:
Andrew townshend
26 August 2022 08:48 AM
I can't see an eviction ban coming in, if it does and a tenant refuses to pay their rent then it's ''money claim online'' and CCJ s handed out wholesale, bailiffs reprocessing their cars and processions to be sold at auction, '' there's more than one way to skin a rabbit'' Alicia
From:
Andrew townshend
26 August 2022 08:44 AM
There's education and then there's common sense, the 2 rarely go together, to succeed in business you need the latter, this country seems to be full of academic fools today
From:
Andrew townshend
26 August 2022 08:24 AM
Stephen, the big reset, back to the 80s / 90s, we'll just send the heavies in to evict, worked just fine then.
From:
Andrew townshend
25 August 2022 20:15 PM
''I want doesn't get'', that's what I told my children, and now tell my grand children.
From:
Andrew townshend
25 August 2022 18:18 PM
Too right it won't cost me, but when I increase rents to cover the costs I will be upfront in explaining why to my tenants
From:
Andrew townshend
25 August 2022 18:12 PM
Yes Michael I take your point, thankfully I'm not an HMO landlord
From:
Andrew townshend
25 August 2022 18:03 PM
I know that many ' friends' on here operate HNOs and I'm sure they do very well with them, but oh NO not for me thanks
From:
Andrew townshend
25 August 2022 09:47 AM
Freehold only, and no 'Estate rent' , wouldn't touch anything else
From:
Andrew townshend
25 August 2022 09:43 AM
I've had property damage as I think most of us have, accidental, negligent, or malicious, but never to an extent that it warranted an insurance claim, I'm hands on with repairs so it's me that puts things right
From:
Andrew townshend
25 August 2022 09:40 AM
Only a quarter ? mmm we'll see.
From:
Andrew townshend
25 August 2022 09:32 AM
I would never go the ' bills included' route, HMOs might be a bit different, however these could be modified with a meter to each room though, something I would do if I owned an HMO
From:
Andrew townshend
25 August 2022 09:26 AM
Indian call centres easy to handle, I simply tell them that I can't understand a word they are saying and hanged up, truth is I cannot understand a word they say
From:
Andrew townshend
24 August 2022 20:59 PM
Ellie, that'll be the agents problem, although I do offer to carry out viewings if the agent is unable to attend
From:
Andrew townshend
24 August 2022 09:06 AM
Yes Jo, a shot across the bows often works wonders, focus's the mind .
From:
Andrew townshend
24 August 2022 08:57 AM
A chap in a council house with his family in Norwich claimed he had left his wife and got a council flat just down the road which he then rented out for cash, I asked the council housing department what they had done about it, their response - 'not council policy to take action against people on benefits'.
From:
Andrew townshend
24 August 2022 08:46 AM
My understanding is that it has been illegal to cut off a supply to a domestic property for a long time now, am I wrong ?
From:
Andrew townshend
24 August 2022 08:38 AM
Agreed Simon, supply and demand, supply is drying up, I have a 2 bed terraced going on the market in Dereham (a market town in Norfolk) tomorrow, lets see what sort of response I get on that one, had inquiries already .
From:
Andrew townshend
24 August 2022 08:33 AM
George, I have problems with Bulb, I've had an empty house for the last 8 weeks while carrying out repairs, carpets go down today, I have refused to set up a DDR with them, they really don't like that, bill me and I'll pay for what I use
From:
Andrew townshend
24 August 2022 08:24 AM
When my last supplier went bust EDF took me over, I now refuse to set up a DDR they email me a bill once a month, our usage is quite high as we have 3 families on site, our main house is split in two, my son and his family in one half, myself and wife in the other half, my older daughter and her family in a mobile home while we convert another property on site for them
From:
Andrew townshend
24 August 2022 08:17 AM
I've agreed a purchase on a Monday and completed on the Friday lunch time before now, but they were cash purchases
From:
Andrew townshend
23 August 2022 16:52 PM
There is nothing stopping you doing your own conveyancing, not done it myself but I do know people who have done so, it's not rocket science
From:
Andrew townshend
23 August 2022 16:46 PM
I can only speak as I find but Barclays have always been good to me, but we have lost those 'proper' bank managers that made the decision there and then at their desk
From:
Andrew townshend
23 August 2022 08:21 AM
I had an excellent conveyancing solicitor , tell him what to do and when and it was done, sadly now retired, seems present day solicitors are just a waste of space
From:
Andrew townshend
23 August 2022 08:14 AM
Social rents should start at Full market rent, then a sliding discount given to genuine low earners
From:
Andrew townshend
23 August 2022 08:04 AM
Rees-Mogg to be housing minister, that could be a good thing, there are many wealthy ''champagne socialists '' enjoying subsidised rents blocking young families from social housing, namely left wing council and union leaders
From:
Andrew townshend
23 August 2022 05:31 AM
Do nothing it's a waste of money and a con, if come 2028 I am forced to evict good long term tenants they will be advised as to why I'm having to evict them from their homes
From:
Andrew townshend
23 August 2022 05:20 AM
Well the Bentley's gone, traded down for a second-hand Fiat 500, hard times, lol
From:
Andrew townshend
23 August 2022 05:14 AM
Well that did go on a bit Frank, but you are spot on correct on all points
From:
Andrew townshend
22 August 2022 15:09 PM
Wouldn't be in the governments best interests would it ? it would just fuel more homelessness
From:
Andrew townshend
22 August 2022 06:35 AM
Yes same here in Norfolk
From:
Andrew townshend
22 August 2022 06:33 AM
And the conservatives claim to be the low tax party ? lol
From:
Andrew townshend
22 August 2022 05:47 AM
But who caused the damage ?
From:
Andrew townshend
22 August 2022 05:42 AM
Think this is the case nation wide isn't it ?
From:
Andrew townshend
22 August 2022 05:34 AM
It amazes me that anyone buys those cardboard houses RedRow/ Persimmon build
From:
Andrew townshend
19 August 2022 16:56 PM
I totally agree Michael, I had a single mum tenant, when her daughter went to school she was expected to look for work, she disappeared off to Spain where her Mother lived, on clearing out the house I found letters threating to stop her benefits because she hadn't been turning up for job interviews, a year later she returned from Spain well pregnant , this is how they work the system, I now have a blanket ban on single mums in my properties
From:
Andrew townshend
19 August 2022 09:03 AM
Will it also advise of tenant responsibilities, 2 sides to the coin
From:
Andrew townshend
19 August 2022 08:00 AM
Fine I'll sign up for a licence -- but it'll be my tenants paying the costs
From:
Andrew townshend
19 August 2022 07:55 AM
Just think of all that compound interest they'll pay over that term, it'll be just like renting only there won't be a landlord there to pay for repairs.
From:
Andrew townshend
19 August 2022 07:51 AM
The ignorance is just unbelievable
From:
Andrew townshend
18 August 2022 08:52 AM
I've written to my MP, George Freeman, that was of course a total waste of time
From:
Andrew townshend
17 August 2022 13:49 PM
We already have tents under the fly over in Norwich
From:
Andrew townshend
17 August 2022 13:28 PM
You remembered Ellie, thank you
From:
Andrew townshend
17 August 2022 08:37 AM
5* working tenants only, leave the rest to social housing where they belong
From:
Andrew townshend
17 August 2022 08:33 AM
I've just replaced a kitchen ceiling do to a leak from the bathroom above, perhaps I should have made an insurance claim, I've had sealed unit windows smashed, I just get in myself and put things right, insurance is there for major claims like fire
From:
Andrew townshend
17 August 2022 08:29 AM
How can rent arrears not be debt ?
From:
Andrew townshend
17 August 2022 08:21 AM
Profit is such an ugly word to these people
From:
Andrew townshend
17 August 2022 08:16 AM
No need to apologise Paul you have every right to be frustrated, we can see it from both sides, it's been interesting reading your comments mate
From:
Andrew townshend
16 August 2022 16:49 PM
So Paul you live in Plymouth, my youngest daughter went to uni there, lots of student houses aren't there ? I did look at houses there 10 yrs ago but decided against it as I live in Norfolk, a 6 hour drive away, her and her boy friend have a 3 bed terrace there which they now rent to one of her old uni friends, I don't know what rent they charge, they now live in Lanner converting an old barn, I do know from them that there is a big problem for tenants down there
From:
Andrew townshend
16 August 2022 16:32 PM
I don't want to sell, but it's looking more and more likely that government policies are going to push me that way, 69 tomorrow, do I want all this s... at my time of life ?
From:
Andrew townshend
16 August 2022 08:38 AM
Paul my tenants don't pay my mortgages because I don't have any, physical work, I do that as well, I've just spent the past 6 weeks working 6 days a week on one of my properties, replaced kitchen ceiling , repairs, improvements, painting and decorating, I'm not complaining I love what I do and have a great bunch of tenants, all too many out there have the false idea that we sit watching the money flow into our bank accounts, as I said earlier it's government causing the problems here
From:
Andrew townshend
16 August 2022 08:31 AM
Paul you could ask tradesmen to lower their hourly rates, solicitors to lower their fees, councils to lower their licencing fees, ain't going to happen is it ?
From:
Andrew townshend
16 August 2022 07:53 AM
As I go around I see jobs advertised everywhere, part time in petrol stations, pubs, restaurants, farms need labour, there is away of getting through this cost of living crisis, work.
From:
Andrew townshend
16 August 2022 07:45 AM
Paul your anger should be directed at the government who are (in your words) screwing landlords, the more government stick the knife into our backs the more tenants will pay, you say your landlord is selling your home, I expect like many landlords he's just had enough and who can blame him, there is a shortage of supply which will make it difficult for you to find a new home, good luck
From:
Andrew townshend
16 August 2022 07:36 AM
Arrears = eviction which often leads to homelessness
From:
Andrew townshend
16 August 2022 06:52 AM
My Farther was an antique dealer, he would not have central heating, he claimed it wrecked the old furniture, we heated one room, slept in cold rooms (as you should) wore warm clothes in winter, nothing wrong in that, but the snow flakes of today would claim it would be against their human rights to live like that.
From:
Andrew townshend
15 August 2022 22:46 PM
No David, that's what is being talked about, it has not been passed into law, it might happen, or something similar might happen, but it's not happened yet, until I know for sure I'm doing nothing, if and when it does happen I will assess each property on a one by one basis, if I consider the up grades viable I'll spend the money, if not the properties will go to auction one per year, no one pushes me into a corner
From:
Andrew townshend
15 August 2022 20:50 PM
Now that would be funny
From:
Andrew townshend
15 August 2022 15:48 PM
Well we've got rid of Carrie, good rid dens, now we just need to get rid of that half wit Charlie boy, mind you no one listens to the fool do they ?
From:
Andrew townshend
15 August 2022 15:36 PM
Boom and bust, where money is made
From:
Andrew townshend
15 August 2022 15:24 PM
No George, she doesn't earn, it's a case of how much she is paid, there's a big difference
From:
Andrew townshend
15 August 2022 08:48 AM
Seems repairs were needed and he had his chance to sort them out, but who's rubbish was it and who fly tipped it ?
From:
Andrew townshend
15 August 2022 08:15 AM
Many seem to take the roof over their heads for granted, I once had a single mum tell me she couldn't pay September's rent because she had to buy her daughter's school uniform, she was gone by Christmas , I now have a blanket ban on single mums they have the attitude that we all owe them .
From:
Andrew townshend
15 August 2022 08:10 AM
Typical Greenie B S
From:
Andrew townshend
15 August 2022 07:55 AM
I'm in much the same situation, myself and my wife own all our properties, to convert to a company basis would cost a fortune, so that isn't happening, as much as I would like to be buying more that isn't happening either with this new white paper on it's way into law.
From:
Andrew townshend
13 August 2022 21:30 PM
Agreed Jo, I had an EPC done yesterday on an end 1880s terrace, 'D' just 3 points short of a 'C' , talking to the lady accessor she seemed to think' IF' this does become law it will be set at a 'D' , we need to know more before even considering spending money.
From:
Andrew townshend
13 August 2022 16:11 PM
Agreed that's exactly what happened, upped the mortgage all the way, new BMW in the drive way, spent the free money and mortgage provider reprocessed the property, generally people live in social housing because they have limited financial sense
From:
Andrew townshend
13 August 2022 08:56 AM
They would screw you down to the floor boards, you'll never deal with a council, 15 yrs ago Norwich council and Broadland housing assoc wanted to do a joint deal on a commercial unit I was selling, talk about wasters ended up selling it to a guy who makes car spray booths
From:
Andrew townshend
12 August 2022 16:06 PM
I have an old terraced cottage in Catton, George Hill, lovely old place always rents well
From:
Andrew townshend
12 August 2022 15:55 PM
New builds like new cars are a mugs game, try selling a new build a year after buying it and you will loose thousands.
From:
Andrew townshend
12 August 2022 07:54 AM
My local council, Breckland, bought Barnham Broom Golf Course & Country Club some yrs ago, it's always made a loss under their ownership, they are now selling it but are tight-lipped on price despite legal applications for information, roomer has it for a fraction of the original purchase price , it's easy to play in big boys games when it's someone else's money
From:
Andrew townshend
12 August 2022 07:39 AM
I treat my tenants with dignity and respect, they are my customers, however if they don't pay that all changes very quickly, assume the best ?? I've found in life it's best to assume the worst, then you can't be disappointed
From:
Andrew townshend
11 August 2022 16:15 PM
Big letting agent where customers are just a number
From:
Andrew townshend
11 August 2022 08:09 AM
So the landlord has to allow the tenant to stay for 12 months and the tenant knows they cannot be evicted for 12 months and stops paying, don't think many landlords will fall for that one
From:
Andrew townshend
11 August 2022 08:05 AM
We had a green twit councillor in the local paper a couple of days ago calling for a rent freeze , so now every landlord in Norwich has been warned , put all rents up now before the rent freeze
From:
Andrew townshend
11 August 2022 08:00 AM
I've never lived in rented rooms, however myself, wife and very young children have lived in caravans on building sites while renovating / building, you get out of life what you put in, but now we have the ''entitled'' generation who want, expect, it's my human right.
From:
Andrew townshend
10 August 2022 20:52 PM
Simon myself and most others on here got to where we are through hard work and going without, I'm certainly NOT going to be made to feel guilty about that, the other side of the coin is that most that whinge that they are poor are poor because they are workshy and lazy , the truth can hurt but the truth is the truth and has to be told as it is
From:
Andrew townshend
10 August 2022 19:49 PM
I've never lived in London and never had a wish to
From:
Andrew townshend
10 August 2022 09:51 AM
Yes Jo, degree educated, but zero common sense, they will likely need credit one day so a CCJ will hurt them
From:
Andrew townshend
10 August 2022 09:09 AM
Many nice areas in Norfolk George, I'm staying put
From:
Andrew townshend
10 August 2022 09:06 AM
I have an empty house with Bulb, they are getting very upset with me because I'm refusing to set up a DDR, I've told them invoice me and I'll pay for what little is being used, I'm also paying monthly invoicing at home, no DDRs
From:
Andrew townshend
10 August 2022 09:00 AM
I've spent the last few weeks decorating, carrying out repairs and some minor improvements to an end terraced house in Dereham (a market town in Norfolk) word soon got about that I have an empty house and have had plenty of enquiries , I've just taken names and phone numbers which I shall pass onto my agent when we are ready to market
From:
Andrew townshend
10 August 2022 08:46 AM
I agree Simon tenant selection now is more important than ever before it has to be brutal, 5* working tenants only
From:
Andrew townshend
10 August 2022 08:37 AM
The low life element don't care about a CCJ they likely couldn't get a loan, credit card or phone contract anyway, and as for a mortgage that's never going to happen, we need good honest working tenants ONLY and there are plenty of them out there, leave the low life tenants to councils and housing associations where they belong .
From:
Andrew townshend
10 August 2022 08:31 AM
True, but as with any business when costs / risks increase so the end price increases, as much as we would like to keep rents low we simply cannot do so, the money has to come from somewhere to cover all these government imposed costs
From:
Andrew townshend
09 August 2022 20:16 PM
As I said earlies just put it on the rent, in essence operating our insurance
From:
Andrew townshend
09 August 2022 20:00 PM
Michael, I have to ask mate, why rent a lovely place with beautifully hard wood doors to tenants, any tenants, take the doors off and store them carefully in your garage give them cheap doors from B&Q which you can just burn, tenants have no taste and no respect for other peoples property, that's why they are tenants and not home owners, cheap and cheerful, B&Q, Wickes, Homebase and ebay all the way
From:
Andrew townshend
09 August 2022 19:55 PM
Oh I do wish tenants wouldn't paint things they make such a mess
From:
Andrew townshend
09 August 2022 17:33 PM
The chances of getting much out of DPS even with a professional inventory is low, best to build something into the rent to cover latter problems
From:
Andrew townshend
09 August 2022 08:30 AM
From where I'm standing the future looks bleak for our grandchildren in this country at least, many will leave the sinking ship called Britain, note I left off the Great
From:
Andrew townshend
09 August 2022 08:06 AM
Well Michael that's why I'm happy just to be a simple Norfolk boy with a simple 60s B stream secondary modern education, I've seen what these so called educations do for people, I certainly wouldn't change places with them, education is a con, street wise and common sense beats it every time, am I wrong ?
From:
Andrew townshend
08 August 2022 21:41 PM
Yes Luke I think you may well be right there , I'll turn 69 next week so when this all this happens will I be bothered ? will I still be here ? but yes it's going to be a real problem for younger landlords and tenants, I've had a good run and enjoyed it, so glad I'm the age I am, wouldn't want to be young in today's Britain, many young are leaving this country, who can blame them ? I would be on the move if I were young
From:
Andrew townshend
08 August 2022 21:34 PM
Yes but that will take time as it did in the late 80s early 90s, the s **t will hit the fan in 2 - 3 years time just as we have a new labour government who really won't know what to do, will be funny to watch
From:
Andrew townshend
08 August 2022 21:20 PM
Yes a little drop but that also means a drop in CGT so in real cash terms doesn't really make much difference to us
From:
Andrew townshend
08 August 2022 21:16 PM
Agreed Simon, if it doesn't make financial sense no business man or women will spend their money or time on it
From:
Andrew townshend
08 August 2022 20:57 PM
Yes Tricia, real gains are made with long term investment, but politicians just want to be re-elected every 5 years , noses in the trough like the pigs that they are
From:
Andrew townshend
08 August 2022 20:53 PM
I'm quite sure that they don't, but so long as they are sold to owner occupiers or are council / housing assoc owned it doesn't matter does it ?? stinks !
From:
Andrew townshend
08 August 2022 20:45 PM
I think we have all had tenants like that over the years, just get rid whatever it takes, whether legal or not.
From:
Andrew townshend
08 August 2022 20:41 PM
Luke, not a lot really, I got Aran Services to do a MEES report for me quoting £14k to bring the property unto an E and forwarded this off to a link that they supplied and hey ho I got the exemption, whether it'll work again in 2028 I don't know, but I have a happy tenant and his friend paying a bargain rent of £468 a month for a 3 bed house, they are happy and so am I , I paid £13,500 and spent around £7.000 renovating it in 1995, it's been successfully rented ever since, so you can see that it's paid for it's self many times over, at a guess in auction today it would likely make £90 - £100,000 , so we'll see what happens in 2028, I expect the same tenant will be there, but I won't be spending lots of money on it
From:
Andrew townshend
08 August 2022 20:36 PM
Agreed CGT is a tax on inflation, how can that be justified ?
From:
Andrew townshend
08 August 2022 09:02 AM
The only answer here is to charge the pet rent, thereby being our own insurance company , tenants with pets pay more, I certainly wouldn't trust an insurance company to pay out on pet damage
From:
Andrew townshend
08 August 2022 08:59 AM
I think you would be well advised to pay the CGT and get out now, do you want all that stress that's coming just around the corner at your time of life, make no mistake stress is a killer as we get older
From:
Andrew townshend
08 August 2022 08:51 AM
Jo you sum up this shower in your first sentence, they think us fools, gullible ? these people are salesmen out to make a killing
From:
Andrew townshend
08 August 2022 08:45 AM
Come on wake up and smell the roses, who in government are the least bit interested in anything we have to say, but on the positive side the extra time does give us time to evict all tenants without a job and for landlords wishing to sell to get vacant possession, so a good clear out of tenants is on the cards, B&Bs and hotels are going to be busy next year housing the homeless which in turn will be costing the government lots of cash
From:
Andrew townshend
08 August 2022 08:36 AM
Just confirms that a lot of landlords are selling, they only get that CGT once per property, whereas while rented they get 20% (often40%) of the rent every year, I've always considered an income beats a lump sum
From:
Andrew townshend
08 August 2022 08:23 AM
Yep, been there, got the tee shirt , still owed £30 from 1975, which was a good week's wage back then.
From:
Andrew townshend
07 August 2022 14:49 PM
No that won't happen, we would burn our houses down first, there would be civil war on the streets
From:
Andrew townshend
07 August 2022 11:35 AM
Exactly !
From:
Andrew townshend
07 August 2022 10:09 AM
We had Bush Management in Norwich, I once bought a property that they managed, paid the rent over to landlords a month after each quarter day and if a tenant didn't pay we got a letter advising us to instruct a solicitor , I soon sacked them and evicted the tenants
From:
Andrew townshend
07 August 2022 10:07 AM
I can remember an old friend of mine doing that in the early 70s, breakfast provided.
From:
Andrew townshend
07 August 2022 09:59 AM
If there is one please let us know, Eastern Landlords are worse than useless now
From:
Andrew townshend
07 August 2022 09:23 AM
Jo I agree, I have only ever evicted non paying tenants but have used section 21 simply because it's quicker and easier, once section 21 is gone if I get a non paying tenant it will have to be section 8 which means for the tenant everyone will know why they were evicted
From:
Andrew townshend
06 August 2022 17:11 PM
This isn't law yet, still being talked about, so I'm waiting to see what really happens, the can could likely be kicked down the road, there will also be exemptions as there were when EPCs were increased to 'E' I have one property 'F' with an exemption, there could also be changes to how EPCs are assessed, there could be grants come available , a lot can change yet, I think it would be foolish to be spending money on any upgrades at the present time
From:
Andrew townshend
06 August 2022 16:06 PM
Totally agree Edwin favours very often backfire, I've certainly been caught, lent money, tools and yes even rented to people that I really should not have done so, we learn by our mistakes and it makes us harder
From:
Andrew townshend
06 August 2022 07:54 AM
David if we didn't replace carpets when they get bad we wouldn't get good tenants, we would be left with the low life types which we don't want at any money
From:
Andrew townshend
06 August 2022 07:45 AM
I think the answer is to bring back the dog licence and make it £100 per year, that would choke off a lot of the irresponsible dog owners out there
From:
Andrew townshend
06 August 2022 07:41 AM
I agree David, if governments hadn't sold off social housing on the cheap to their tenants the PRS would be smaller, but they did and continue to do so, it certainly has been good for me and other landlords, what's wrong with that ?
From:
Andrew townshend
06 August 2022 07:35 AM
I had to pay a tenant £1000 compensation once, it was worth every penny to see the back of him.
From:
Andrew townshend
05 August 2022 08:51 AM
I think there is a severe shortage most every where already
From:
Andrew townshend
05 August 2022 08:46 AM
Your story doesn't surprise me one bit Zoe, golden rule never never deal with a council, totally untrustworthy the lot of them
From:
Andrew townshend
05 August 2022 08:39 AM
With interest rates rising so fast, and more increases to come, not the time to be taking on debt
From:
Andrew townshend
05 August 2022 08:33 AM
Council referred tenants? not a chance, the property would sit empty first
From:
Andrew townshend
05 August 2022 08:13 AM
You're going back a bit, but spot on, both my Father and Grandfather lived through that recession and came through it, the fit will survive, others will fall by the roadside, it will sort the men from the boys
From:
Andrew townshend
04 August 2022 22:26 PM
Sorry Sad landlord, but those who borrowed too much only have themselves to blame
From:
Andrew townshend
04 August 2022 20:08 PM
That's about right, then they wonder why we have zero respect for them
From:
Andrew townshend
04 August 2022 16:34 PM
Not a problem to those of us that are debt free, maybe we'll get a bit of interest on that cash sitting in the bank
From:
Andrew townshend
04 August 2022 15:35 PM
No shortage of good, honest, working tenants queueing up to try to rent properties coming available here in Norfolk
From:
Andrew townshend
04 August 2022 08:42 AM
Why were the police involved ? this was a civil matter, that's what the police tell us when we report property damage.
From:
Andrew townshend
04 August 2022 08:37 AM
It doesn't affect me as all my tenants pay their own utility bills, however if I were the one paying the bills the rents would be increased to fully cover my extra costs, I would happily pass the rebate onto the tenant, but who would be the loser, well the tenant of course because this £400 isn't even going to touch the sides of these massive increases, Polly shot in foot again
From:
Andrew townshend
04 August 2022 08:33 AM
Good to see one landlord association doing something, where are the rest of you, sitting on your hands ?
From:
Andrew townshend
04 August 2022 08:23 AM
You have an expensive accountant Michael, mine charges me £600 inc vat to submit mine and my wife's , but I do all the donkey work for him.
From:
Andrew townshend
04 August 2022 08:16 AM
That all sounds great for the younger tech savvy types, but not for the older landlords such as myself, I'll be taking advice from my trusted accountant.
From:
Andrew townshend
03 August 2022 22:24 PM
That excludes me as well, but even if it did not excludes you and me Michael do you really think that they are the least bit interested in our input, ideas, or comments, of course they are not, it's a done deal, but government, shelter and tenants will live to regret the consequences of this white paper
From:
Andrew townshend
03 August 2022 22:13 PM
I would think a pub crawl in your company would be very enjoyable Robert
From:
Andrew townshend
03 August 2022 20:48 PM
No 2% isn't worth it, I certainly would not be renting a property out for that return
From:
Andrew townshend
03 August 2022 19:34 PM
In Norwich the council isn't passing the money onto people who have taken in people from Ukraine, causing hardship, as reported in our local paper just days ago, councils are hypocrites and especially the left wing ones
From:
Andrew townshend
03 August 2022 07:57 AM
That's not capital appreciation when the ''real'' rate of inflation is over 11%
From:
Andrew townshend
03 August 2022 07:44 AM
There will be many tenants this winter that won't be able to pay their rent, which is why affordability checks and guarantors are now more important than ever before, a tenant that can't pay is no use to a landlord
From:
Andrew townshend
03 August 2022 07:41 AM
Excellent comment Michael and very very true, suits and shiny shoes, they don't have a clue do they, can't stand them, it might amuse you but the house I now live in, in 89/90 while on a bridging loan waiting to sell my last home my self and then 5 yr old son spent week ends mixing concrete in a DIY mixer concreting footings and oversite, no money available for a lorry load then, I kid you not.
From:
Andrew townshend
02 August 2022 22:15 PM
Saul, I have used the same electrician for more than 10 yrs now, well qualified, good at his job and totally trust worthy, he's checked all 16 of my properties and has not replaced 1 consumer unit many of which are 25 yrs old now.
From:
Andrew townshend
02 August 2022 17:42 PM
It hasn't made any sense to rent to tenants on LHA for a long time
From:
Andrew townshend
02 August 2022 17:11 PM
Stick a '' money claim online'' into them as well, dead easy to do and cheap, you have 6 yrs to get your money, these peoples finances often change, better job, new car in the drive, revenge is sweet when the bailiffs go knocking 4 yrs down the road after they have forgotten all about that money they owe you
From:
Andrew townshend
02 August 2022 08:18 AM
Were there thousands of homes with faulty electrics ? I know of electricians that were fitting new consumer units completely un necessarily, ripping off some landlords .
From:
Andrew townshend
02 August 2022 06:54 AM
But it's not real capital appreciation when it is below true inflation, then after that take off the CGT.
From:
Andrew townshend
02 August 2022 06:44 AM
Are all their council and housing association properties E or above ? while we are on the subject what about owner occupiers ? they want to protect the planet then all properties should be E or above surely.
From:
Andrew townshend
02 August 2022 06:41 AM
Most of the housing association management are on similar, or even higher, salaries, just as most charities also pay their management much the same, then they they have the nerve to call landlords greedy, stinks doesn't it ?
From:
Andrew townshend
02 August 2022 06:33 AM
Why all the evictions ? could it be the back log of tenants who thought they didn't have to pay throughout the pandemic ? sounds very likely to me, would I be far wrong if I were to say that 90% of evictions are because of non payment of rent ?
From:
Andrew townshend
02 August 2022 06:21 AM
Nice to dream Michael (no offence intended) but won't happen, we are on our own, up hill battle and the losers ? our good tenants
From:
Andrew townshend
01 August 2022 22:01 PM
Thanks for the offer, but no thanks
From:
Andrew townshend
01 August 2022 08:37 AM
Over the past 12 months I've had 4 sets of tenants leave to buy their own homes, good for them, sad to loose them but happy for them at the same time.
From:
Andrew townshend
01 August 2022 08:35 AM
Why would we be bothered, local and central government treat us like s... what do they expect in return ?
From:
Andrew townshend
01 August 2022 08:30 AM
Student's waste then the student is guilty of fly tipping, god aren't I pleased I stopped renting to the self important, entitled little brats yrs ago
From:
Andrew townshend
01 August 2022 08:24 AM
Cutting off their nose to spite their face, thought their business was to lend money, there are countless others that will be very happy to lend
From:
Andrew townshend
01 August 2022 08:18 AM
Ellie, at present I do my accounts myself, I just send the finale figures off to my accountant who casts an eye over them and then submits them to HMRC on my behalf, works perfectly, however I am of a generation that is not good with computers , I can email and do my online banking, but that's about it, you can't teach an old dog new tricks.
From:
Andrew townshend
31 July 2022 11:53 AM
I had a tenant get a '' bounce back loan '' but she never did '' bounce back '' I expect she's spent the money though.
From:
Andrew townshend
31 July 2022 11:44 AM
Simple, only 5* working tenants need apply, others can go get a tent under the fly over, don't take us for fools we are no charity
From:
Andrew townshend
30 July 2022 22:56 PM
I will be lost, despite being self employed for over 45 yrs, so I will pass it on to my accountant, at great cost, but who picks up the cost ? well of course the end user, the tenant
From:
Andrew townshend
30 July 2022 22:49 PM
My accounts system has worked perfectly for the past 45 years, this new system is going to cost me a lot of time and money, who pays ?? the end user, sorry tenants, don't blame me, blame the taxman
From:
Andrew townshend
30 July 2022 22:43 PM
Stephen this is what we have to contend with, academic idiots with useless degrees that are as thick as sugar
From:
Andrew townshend
30 July 2022 22:35 PM
Edwin, Wales is the place time forgot, I've never visited, and never will, they hate the English and that's just fine by me, they can go F... themselves
From:
Andrew townshend
30 July 2022 22:24 PM
Very sadly Michael you are spot on right there, what does the future hold for our children and grandchildren , not much, I'm so pleased I'm a member of the last generation of hard working people looking to our own futures and not expecting others to provide for us.
From:
Andrew townshend
30 July 2022 22:19 PM
I'll join you, just give me a whip
From:
Andrew townshend
30 July 2022 15:31 PM
Excellent comment Michael, sums things up perfectly, '' birds build their nests first'', now tell that to all those scrounging single mums who get themselves pregnant ASAP to avoid having to work and get themselves a free home and more UC than they know what to do with , something very wrong with this country, rewarding the bone idle scroungers and screwing the hard working
From:
Andrew townshend
29 July 2022 19:47 PM
I agree Chris, if the government gave us an incentive we could give something to a tenant wanting to buy, but don't hold your breath the government wouldn't give us the steam off their P..
From:
Andrew townshend
29 July 2022 19:28 PM
Or is it just that we are being more careful than ever before who we rent to, I am for sure, 5* working tenants only need apply
From:
Andrew townshend
29 July 2022 08:30 AM
Charities, run by people with their noses in the trough paying themselves inflated salaries , who in their right mind would donate money to them or even listen to them ?
From:
Andrew townshend
29 July 2022 08:25 AM
They are not unemployable, just bone idle scrounging scum
From:
Andrew townshend
28 July 2022 20:43 PM
Truth hurts ??
From:
Andrew townshend
28 July 2022 16:19 PM
Another case of British law doesn't apply to them ?
From:
Andrew townshend
28 July 2022 08:16 AM
You are right Michael there is no one to vote for
From:
Andrew townshend
28 July 2022 08:11 AM
Perfect 5 * tenants only need to apply from now on in , all others will be rejected.
From:
Andrew townshend
27 July 2022 19:29 PM
Councils demolishing properties, in Norwich there were 4 3 bed council houses built early 50s on a hill (we don't have many hills in Norfolk) cracks appeared so tenants re housed and houses boarded up, left like that 5 yrs then demolished 15 yrs ago, site now over grown, on the same hill there are 50+ terraced houses built 1880s and still standing, 5 minutes walk to city centre, just an example of how waste full councils are, and I'm sure the houses could have been repaired and saved, unbelievable aren't they, build there, or sell the site so's that some one else can.
From:
Andrew townshend
27 July 2022 12:55 PM
I've found that, 2/3 bedroom houses attract a better standard of tenant generally
From:
Andrew townshend
27 July 2022 12:32 PM
Capital appreciation only covers inflation.
From:
Andrew townshend
27 July 2022 06:54 AM
Just covering increased costs, the end user always pays.
From:
Andrew townshend
27 July 2022 06:50 AM
Kettel Homes are in business to make a profit I assume, or are they a housing association paying their management £300k a yr, either way they are in it to make big money for themselves.
From:
Andrew townshend
27 July 2022 06:48 AM
If it's not possible, or not viable, then when it becomes illegal to rent tenants will simply be evicted, local councils problem to house them then, law of unintended consequences ?
From:
Andrew townshend
27 July 2022 06:41 AM
Little point in doing anything at present, just wait and see.
From:
Andrew townshend
27 July 2022 06:34 AM
Echis, I have a gamekeeper on tap, my son trained as one when leaving school
From:
Andrew townshend
26 July 2022 19:24 PM
Tents under the flyover
From:
Andrew townshend
26 July 2022 17:34 PM
In my area flats don't sell well, people don't want them, the only flats I own are the ones where I own the freehold below them
From:
Andrew townshend
26 July 2022 09:07 AM
True, but HMOs tend to attract and cater for those sort of people just as social housing does
From:
Andrew townshend
26 July 2022 08:59 AM
Yes Edwin, and this is just the tip of the iceberg, things are going to get much worse, even my neck of the woods, Norfolk, normally known to be mainly crime free, towns like Gt Yarmouth and Thetford have no go areas
From:
Andrew townshend
26 July 2022 08:50 AM
That makes total sense Stephen, have at least some of the money up front
From:
Andrew townshend
25 July 2022 19:34 PM
Is there a '' hard to rent'' property out there ?
From:
Andrew townshend
25 July 2022 19:30 PM
Yes Nick I also see society breaking down, the s... hitting the fan, who ever is in government when that happens will have one very big problem, they have been warned
From:
Andrew townshend
25 July 2022 19:25 PM
Consideration is a 2 way street, where's the consideration for landlords, we live in a dog eat dog world, it's not nice, but that's the way it is, want to blame someone then you need look no further than the government
From:
Andrew townshend
25 July 2022 17:52 PM
What kind of artists, P... artists I expect
From:
Andrew townshend
25 July 2022 09:16 AM
I must be a '' portfolio'' landlord then ? well as much as I would have liked to buy, and the money's there, this one isn't going to with what's in that white paper and the threat of EPC 'C' , I think it would be very foolish to be buying at present
From:
Andrew townshend
25 July 2022 08:40 AM
How many times faster is ''TRUE'' inflation rising since before the pandemic ?
From:
Andrew townshend
25 July 2022 08:32 AM
They cannot buy me for a miserable £3k
From:
Andrew townshend
25 July 2022 08:27 AM
I will decide on a one by one basis how much, if anything, I'm prepared to spend, and by how much I will be increasing rents when I know the full facts, this all pie in the sky at the present time
From:
Andrew townshend
25 July 2022 08:23 AM
It's not just the NRLA, Eastern Landlords are also a waste of time and money now, all we get are zoom meetings , hopeless, my DDR has been cancelled, so as of my next renewal date I will cease to be a member after 30 yrs
From:
Andrew townshend
24 July 2022 09:31 AM
So we cannot have a blanket ban on benefit claimants , so we will let them view, then if they want to they can apply, but they are always going to fail the affordability checks, rent guarantee insurance will refuse them on the basis of increased risk, we will have to chose our words carefully when we inform them that they have been unlucky , we could I suppose consider them if they could find a suitable guarantor, but where are they going to find one of them ?
From:
Andrew townshend
23 July 2022 15:42 PM
Sorry Steve but reporting for what ? please explain
From:
Andrew townshend
22 July 2022 20:15 PM
Your last sentence sums the situation up perfectly, who ever is in government in 3 yrs time will find the answers to all those questions plus some more all by themselves
From:
Andrew townshend
22 July 2022 08:37 AM
Well what a load of BULL that all is, must think we fell off the old Christmas tree
From:
Andrew townshend
22 July 2022 08:27 AM
That's the only way now John, increased rents, I don't see any other way.
From:
Andrew townshend
21 July 2022 20:31 PM
Agreed Mark, and as you say it isn't unearned money, I've now spent 4 weeks tiding up a property between lets, and no regrets I have done very nicely out of this game
From:
Andrew townshend
21 July 2022 20:19 PM
Ellie, first hand experience there, my youngest daughter went to Plymouth uni (waste of time but that's another story) we took her down to her second yr digs and stayed over night, flea bites all over our legs , turns out builders had been in while empty and a cat came visiting while they were working, long enough to leave her fleas, the landlord was very good and got it sorted straight away.
From:
Andrew townshend
21 July 2022 20:11 PM
I'm one of that generation Robert, the slipper across my backside never done me any harm, similarly when I started work as an apprentice, our foreman ruled us with a rod of iron, at first I hated him, then I respected him, now I'm eternally grateful to him.
From:
Andrew townshend
21 July 2022 19:54 PM
Agreed, this could be why the conservatives are doing everything in their power to lose the next GE, leave the problem to labour when the ssss really does hit the fan in a couple of yrs
From:
Andrew townshend
20 July 2022 17:23 PM
I used to buy run down terraced houses in Norwich, oh and they really were run down, people on the street would laugh at me turning up at 7.00 am Saturdays and Sundays getting covered in dust and muck, as always I had the last laugh, and I am still laughing when ever I see them, jealousy is a funny thing and many people tear themselves apart with it
From:
Andrew townshend
20 July 2022 17:18 PM
There's a sensible price when I buy, but in order to sell now that would have to be a very different sensible price, I'm no charity
From:
Andrew townshend
20 July 2022 17:05 PM
There are many wealthy people living in council houses enjoying paying a low subsidized rent , union leaders and the leader of Norwich council, the sensible way would be to fix all social housing rents at a FULL market rent, then offer a scale of discounts for the lower paid
From:
Andrew townshend
20 July 2022 08:54 AM
EDF bill me monthly for power used, and that's what I pay, no estimates and no monthly DDR
From:
Andrew townshend
19 July 2022 08:43 AM
Increased cost of living = increased earnings = inflation, I'm sure every tradesman in the country has increased his / her hourly rate, and who can blame them
From:
Andrew townshend
19 July 2022 07:51 AM
I've had East European tenants often better than the British, isn't that a sad state of affairs
From:
Andrew townshend
18 July 2022 14:48 PM
I too sympathize most just seem to be sleep walking into a car crash, living for today without a thought of retirement and old age.
From:
Andrew townshend
18 July 2022 07:54 AM
I hope you soon recover Edwin, lol
From:
Andrew townshend
17 July 2022 14:42 PM
Agreed Ellie, use a '' proper'' letting agent that does reference properly and double check with them, I always talk to my agent about new tenants and ask questions before deciding who to rent to, this is very important now more than ever before, we cannot risk a rogue tenant getting into one of our properties
From:
Andrew townshend
17 July 2022 11:17 AM
Good question, where are our landlord associations, Eastern Landlords Association are silent, I've now cancelled my ddr to them so after nearly 30 yrs as a member I shall cease to be one next yr, can anyone recommend a worth while landlord association to join ?
From:
Andrew townshend
17 July 2022 08:23 AM
A friend, fellow local landlord, had one installed 7 yrs ago , last year's electric bill over £8k, what's next year's bill going to be like, I went for a biomass pellet boiler, mind you they have now increased by £100 per ton. off subject a bit, weed killer I bought last year £80 20 lts, same is now £266 for 20 lts, now that's quite incredible isn't it ?
From:
Andrew townshend
15 July 2022 22:54 PM
Yes a good outcome, but there is something missing here, the tenant and her son must have been evicted as those works could not have been carried out with them living there, also with a very much improved property I expect the landlord doubled the rent, and by the way what was the rent, would be very interesting to read the full true story
From:
Andrew townshend
15 July 2022 08:54 AM
In Norwich the tents are under a fly over
From:
Andrew townshend
14 July 2022 17:10 PM
Talking to a tenant of mine in a coffee shop yesterday he claims the food he buys in has increased by 30%, I have no reason not to believe him, yet we are told inflation is currently 9%, I think we all know that's a lie in the real world
From:
Andrew townshend
14 July 2022 08:35 AM
Every time the government knocks us do the tenant get knocked as well, will they wise up ? will they hell
From:
Andrew townshend
14 July 2022 08:27 AM
Interesting question Edwin, I as well as most on here have seen how some people live!
From:
Andrew townshend
14 July 2022 08:22 AM
Good point Michael regarding gas, now I must not touch it, I trained as a HGV fitter, air brakes 120 psi, I could and still can make an air tight connection at 120 psi pressure safely, in the early 80s on my own property I fully installed a LPG central heating system, including all gas connections safely, but the law now says I'm not capable, I of course don't touch gas now even though I know that I would be safe in doing so
From:
Andrew townshend
13 July 2022 22:33 PM
A big fat NO on that one, do they take us for mugs ?
From:
Andrew townshend
13 July 2022 08:46 AM
It's an advert and total B S
From:
Andrew townshend
13 July 2022 08:38 AM
Yes it is robbery, but who are they robbing, not as they would like to think landlords, but tenants, the very people they like to claim they are protecting , pure ignorance of the facts
From:
Andrew townshend
12 July 2022 21:29 PM
But who pays ? are that'll be the end user of course, the poor tenant
From:
Andrew townshend
12 July 2022 18:59 PM
Get rich quick schemes don't work, hard work however always pays in the long run
From:
Andrew townshend
12 July 2022 07:58 AM
Yes this should all kick off in 2024/5 just in time for the new labour government to handle the fall out, no wonder the Tories don't want to win the next GE
From:
Andrew townshend
11 July 2022 17:22 PM
Your 1905 house will still be standing in 100 yrs time, how long will these cardboard pre fabs last ? 20 yrs if you are lucky ?
From:
Andrew townshend
11 July 2022 17:15 PM
I've got an F rated house with an exception, it is a decent house with no damp issues, it was renovated in the early 90s, 2 guys late 50s and early 60s been in there 5 yrs and very happy, give away rent £476 a month, I'm happy enough with that I only paid £13,500 and spent around £7k + my free labour renovating it in the early 90s, horses for courses
From:
Andrew townshend
11 July 2022 17:11 PM
In fairness we don't have the whole story, these reports always seem to be one sided, going back 30+ yrs I've thrown rogue tenants out without a court order, it went on a lot in the 80s & 90s
From:
Andrew townshend
11 July 2022 17:01 PM
It was the early 90s when I last had a refund, the one and only time as I remember.
From:
Andrew townshend
11 July 2022 16:55 PM
I heard that Boris could be standing for leader as well, I suppose there is no reason why he could not.
From:
Andrew townshend
11 July 2022 16:53 PM
I have an empty end terraced that I'm currently tiding up and decorating, it has an expired EPC D , so before renting I shall have to get my lady EPC assure out, she has always been fair and helpful, I'll let you know how I get on
From:
Andrew townshend
11 July 2022 09:15 AM
Nothing wrong with the Victorian terraced houses, people love living in them, they rent well, but will struggle to get to an EPC C, and if they do get there they will be damp due to the condensation caused
From:
Andrew townshend
11 July 2022 09:02 AM
I have no direct contact with HMRC, I leave that to my accountant
From:
Andrew townshend
11 July 2022 08:25 AM
And built out of cheap sterling board, pre fabs
From:
Andrew townshend
11 July 2022 08:16 AM
Agreed, good tenants can stay as long as they like, but sec 21 has been useful to me in the past getting rid of bad tenants quicker and cheaper than sec 8, this white paper is also planning to make sec 8 harder to use as well
From:
Andrew townshend
10 July 2022 19:29 PM
Come on Michael no amount of lobbying of MPs is going to make any difference, it's happening, we either live with it or we evict all tenants now and sell
From:
Andrew townshend
10 July 2022 18:45 PM
Yes this is exactly what happens with Norwich City Council, when I stuck my nose in a few years ago I was told '' it's not council policy to take council tenants to court for unpaid rent''.
From:
Andrew townshend
10 July 2022 16:55 PM
The only way now is to charge increased rents in the anticipation of damage, the downside being that good tenants will be paying for the bad tenants, but that's life, no one ever said that life was fair.
From:
Andrew townshend
10 July 2022 15:49 PM
If there were a G E now labour would walk it, and that would be bad news for landlords
From:
Andrew townshend
08 July 2022 15:33 PM
Let's hope so, that was more to do with his dim unelected wife, Princes Nut Nuts
From:
Andrew townshend
08 July 2022 08:33 AM
Over the years I've often used money claim online, don't always get the money but that's not the point, for me there is the princible
From:
Andrew townshend
08 July 2022 08:20 AM
Agreed, wait and see, non of this is law yet, a lot could change.
From:
Andrew townshend
07 July 2022 08:32 AM
The beauty of Auctions is that they rule out the dreamers, gravel hits the desk deal done no going back, sorts the men from the boys
From:
Andrew townshend
07 July 2022 08:26 AM
Don't fall for it, never deal with a council, totally un trust worthy and will stab you in the back at the first opportunity
From:
Andrew townshend
07 July 2022 08:23 AM
Wishful thinking Michael
From:
Andrew townshend
07 July 2022 07:57 AM
I look forward to chatting to you Robert on here in 20 yrs time when you are 92 and I will be nearly 89
From:
Andrew townshend
06 July 2022 19:43 PM
The back stabbing Grove must go
From:
Andrew townshend
06 July 2022 19:17 PM
A friend of mine done internal insulation himself taking many photos and got a 'c' rating, after a bit of an argument .
From:
Andrew townshend
06 July 2022 19:16 PM
I would never sign up to a 50 yr mortgage
From:
Andrew townshend
06 July 2022 17:58 PM
Andy, I was only chatting to my electrician last week in an end terrace house and we agreed why not do the external insulation our selves it's not rocket science after all
From:
Andrew townshend
06 July 2022 17:06 PM
Similarly Robert late 70s Abbey National refused me a mortgage despite having 50% deposit held in their account, walked into Barclays and spoke to the stand in bank manager, first class letter next morning offering me the money, I can only speak as I find but Barclays have been brilliant to me
From:
Andrew townshend
06 July 2022 16:59 PM
Thing is Jo very few people these days have any financial sense or discipline, they seem to like living false life styles based on debt
From:
Andrew townshend
06 July 2022 16:47 PM
Agreed, but who will they be replaced with ? that's the million pound question
From:
Andrew townshend
06 July 2022 09:25 AM
''Vulnerable'' or just plain workshy scroungers ? either way leave well alone, council's problem, not ours.
From:
Andrew townshend
05 July 2022 08:46 AM
I don't know about that, some people leave a smell worst than pets
From:
Andrew townshend
05 July 2022 08:33 AM
As a life long conservative voter, and I even voted for Boris to be leader, I've cancelled my membership and won't be voting for them again, might as well vote for the Monster Loony party, as for gaining the tenants votes ? I cannot see many tenants voting conservative
From:
Andrew townshend
04 July 2022 17:45 PM
Pet insurance will not work, it would have to be in the landlords name and trying to make a claim would be a nightmare, extra rent is the only way.
From:
Andrew townshend
04 July 2022 08:05 AM
My tenants generally stay for that and longer, sometimes much longer.
From:
Andrew townshend
02 July 2022 09:00 AM
Our laws don't apply to him
From:
Andrew townshend
01 July 2022 19:06 PM
I've had gay couples as tenants, not a problem, why should it be ?
From:
Andrew townshend
30 June 2022 07:52 AM
I don't see BTR as competition , seems to me that they cater for a different market .
From:
Andrew townshend
30 June 2022 07:47 AM
Tenants litter, tenants noise, tenants responsibility .
From:
Andrew townshend
30 June 2022 07:37 AM
Agreed Fred, never touch leasehold in any way shape or form
From:
Andrew townshend
29 June 2022 17:21 PM
The timber framed new builds that I'm watching going up will be lucky to last 50 yrs, them old Victorian builders knew how to build them old terraced houses, 140 yrs later and they are still standing strong , and people love living in them
From:
Andrew townshend
29 June 2022 17:08 PM
I have my own waste transport licence so I dispose of waste myself, that way I know it won't end up in a farmer's field, councils and police know who the rogue operators are but as usual the dids are above the law.
From:
Andrew townshend
29 June 2022 07:12 AM
Tried it in the 90s, haven't done so since, and don't miss the students or their parents, give me good honest working people any day of the week
From:
Andrew townshend
29 June 2022 07:04 AM
Agreed Robert, a degree is no more than a worthless piece of paper, experience in the real world is what cuts it
From:
Andrew townshend
28 June 2022 19:35 PM
And how many more are there that don't show up on the census
From:
Andrew townshend
28 June 2022 17:18 PM
Rents rising over the next 5 yrs, well who would have thought it ? Mr Gove's white paper and then Princess Nut Nuts EPC C , adding costs and red tape = rent increases, the end user always pays .
From:
Andrew townshend
28 June 2022 06:57 AM
I n the 90s I had a bank manager that told me I was mad, few yrs later he proudly told me he and his wife had just bought 2 flats to rent, had he bought them in the 90s they would have been less than half the price he paid for them in the 00s
From:
Andrew townshend
27 June 2022 16:26 PM
As my properties come empty I'm fitting the slow constant running extractor fans, I find the best place for them is in the ceiling just outside the bathroom door, I'm also fitting small wall vents in bedrooms, so far I'm getting good results, I expect at some point I'll get the tenant that tapes them up though
From:
Andrew townshend
27 June 2022 16:12 PM
Where do they pluck these figures from ? total BS
From:
Andrew townshend
27 June 2022 08:54 AM
'' Knifes should be sharp enough for their intended use'', stabbing drug dealers ?
From:
Andrew townshend
26 June 2022 10:15 AM
This is another reason why this country is going to the dogs, this time thanks to Blair, we have a young work force with Micky Mouse degrees who's only use is flipping burgers or stocking shelves in supermarkets
From:
Andrew townshend
26 June 2022 08:56 AM
Vulnerable, normally describes the poor me whingers who feel that they are entitled to the free ride.
From:
Andrew townshend
25 June 2022 17:05 PM
There will always be a few rogue landlords, normally with very strange sounding names they do however cater for the rogue tenants that good land lords wouldn't touch with a barge pole and for good reason
From:
Andrew townshend
25 June 2022 16:52 PM
So long as they are in work a CCJ + an attachment to earnings should do the trick, never let a debtor off the hook
From:
Andrew townshend
25 June 2022 15:10 PM
John mate don't be silly, overtime, an extra job, work hard, go without is just so old hat today, we have the ''entitled'' generation, it is after all their human right to have, but not have to work for
From:
Andrew townshend
24 June 2022 20:33 PM
They are all safe Stephanie, we all have to have gas boilers checked every year and have to have working co detectors, further more boiler flues are sealed, air in burnt gases out, they cannot leak into the home, with respect lady you don't know what you are talking about do you ?
From:
Andrew townshend
24 June 2022 19:23 PM
Catherine, I didn't get to read James Turner's offensive comment it's been taken down, when ignorant people such as Mr Turner find people disagreeing with them they resort to offensive comments, there has been others just like him on here , rise above them and ignore
From:
Andrew townshend
24 June 2022 19:12 PM
James ' a basic human right' where did you get that from? it's not my responsibility to provide for free a roof over the heads of the work shy scroungers of this country
From:
Andrew townshend
24 June 2022 19:00 PM
There was a time Doug when I would have taken on a tenant on face value, those days are now long long gone, it would be finical suicide to do so now .
From:
Andrew townshend
24 June 2022 18:50 PM
Fery, I have one protected tenancy which works well, but I did know that when I bought it for the right money, my tenant, a lovely little old lady 90 in a few months has lived there since 1958 and keeps the place well including the garden , I increase the rent every 2 yrs, I'm happy with the income, it works, but I can see situations where protected tenancies could be a nightmare
From:
Andrew townshend
24 June 2022 10:02 AM
Council and housing estates are the main problem areas for ASB, I have one house on a council estate where most are in private ownership and haven't had any problems, there are council estates in and around Norwich where I would even drive round, far less own anything
From:
Andrew townshend
24 June 2022 09:48 AM
Fair enough sounds like a rogue landlord and I bet all his tenants would likely come under the same heading, otherwise why would they remain living in those conditions, horses for courses as the saying goes
From:
Andrew townshend
24 June 2022 09:35 AM
On reading the white paper it would seem that they want to water down sec 8 making it harder for us to get rid of none payers and taking longer
From:
Andrew townshend
24 June 2022 09:28 AM
We don't have to say anything to unsuccessful applicants, and probably best we don't say anything
From:
Andrew townshend
23 June 2022 19:34 PM
Government and councils need to be preparing now for a big increase in the homeless
From:
Andrew townshend
23 June 2022 09:38 AM
Agreed all to often it's not the property or anything to do with the landlord, it's the tenant that makes the property unfit for human habitation
From:
Andrew townshend
22 June 2022 19:37 PM
Sad landlord, not a vote winner, I can't see many tenants voting tory, nor landlords now
From:
Andrew townshend
22 June 2022 18:17 PM
Agreed they are a disaster waiting to happen
From:
Andrew townshend
22 June 2022 18:13 PM
As much as I would like to buy more, I don't think it would be wise to just at present
From:
Andrew townshend
22 June 2022 17:26 PM
I agree Simon it's not worth borrowing to get up to EPC C , If I up grade any of mine it will be done so with my own money, but I will only be making that additional investment if I consider it worth my while doing so, other wise it's sell one per year
From:
Andrew townshend
22 June 2022 17:16 PM
Agreed we can never be 100% certain, but there are good tenants out there , the letting agent I use is better than most, benefit claimants automatically fail the affordability checks, I've had some nightmare single mums in the past once they are moved in the moron boyfriend moves in as well, so no to single mums and I don't really want under 25s either, now that we have so many applicants on every property that comes available we can pick and choose carefully
From:
Andrew townshend
22 June 2022 17:07 PM
Shelley, I have an ex council house just like yours built 1953 in Norwich, I have a lovely retired couple in there who have made many improvements themselves, rent paid every month never a problem, but I have a similar problem to yourself, whilst not mortgaged ,but they are only paying £565 a month, a similar house just down the road just let for £900 per month, my tenants can't afford that, at present £565 is still a good return on what I paid 10 yrs ago, £74k + around 20k in works, But what happens when EPC C comes in ? well they likely won't be there then as they are getting older and the lady sadly has the big C .
From:
Andrew townshend
22 June 2022 08:55 AM
A stranger living in your own home --- NO THANK YOU.
From:
Andrew townshend
22 June 2022 08:28 AM
Eye watering increases in landlord costs = eye watering increases in rents, it's not rocket science is it, and inflation is only the tip of the iceberg, Gove's white paper and EPC C will massively increase rents
From:
Andrew townshend
22 June 2022 08:19 AM
Edwin, I've had bad ones of course I have, not surprised about the Housing Associations just look at their low life tenants we wouldn't touch people like that .
From:
Andrew townshend
22 June 2022 08:07 AM
Robert I both agree and disagree, I have basic contents insurance at home - never claimed, myself and my wife have health insurance - never claimed. My father had been driving since the 1920 (yes I came along late in life) always insured his cars fully comp - never had a claim, until 1976 when he insured third party fire & theft - yes he had an accident and a nearly new car written off, sods law hey ? out of interest are your cars insured third party or fully comp, have you ever written one off
From:
Andrew townshend
21 June 2022 21:43 PM
Doubt it's worth the paper it's written, what are the odds of them paying out ? little and none
From:
Andrew townshend
21 June 2022 20:26 PM
Sad landlord, agreed, you just try and find a tradesman that will answer his phone, reply to messages or even turn up on the day, yes welcome to the real world
From:
Andrew townshend
21 June 2022 20:24 PM
Well I can only speak as I find, had a tenant of 5 yrs and 2 dogs move out Monday, other than the cooker the place is spotless and no damage.
From:
Andrew townshend
21 June 2022 20:20 PM
Not yet Ellie, still got to make good the repair
From:
Andrew townshend
21 June 2022 19:38 PM
Well Robert I wish I had kept hold of them for all the police did, If there is a next time I will remove the plants , line them up outside and put a notice on them '' free to a good home''
From:
Andrew townshend
21 June 2022 16:48 PM
I used to like birds but they didn't have feathers
From:
Andrew townshend
21 June 2022 16:35 PM
Sorry George but I have to agree with Ellie on this one, cats and fleas are a night mare, had a property few yrs back with fleas which has not been rented to anyone with a animal , couldn't make out where the fleas had come from, turns out that while the property had been empty a cat had come visiting while an electrician had been working there , as simple and as quick as that
From:
Andrew townshend
21 June 2022 16:33 PM
I think Polly will likely have had a pay rise or two since 2015, probably £150k+ now
From:
Andrew townshend
21 June 2022 16:18 PM
Pulled that ceiling down today and cut some bushes and trees back, now if I were paying someone to do that for me £50 an hour ? x 6 hrs £300, now I will earn once the property is re let but I will be told that is unearned income, of course being a landlord in tenants eyes is not work, we just sit in the sun watching that money roll into our bank accounts.
From:
Andrew townshend
21 June 2022 16:11 PM
I found a cannabis farm in the back room of a shop, police took plants away but weren't interested in catching the people responsible .
From:
Andrew townshend
21 June 2022 08:50 AM
What happens when interest rates get back to where they should be 5-6% ?
From:
Andrew townshend
21 June 2022 08:45 AM
Robert prefers pints, they are his currency
From:
Andrew townshend
20 June 2022 17:12 PM
Me neither, I've had some of those sorts in the past, best left to the social housing charities
From:
Andrew townshend
20 June 2022 17:10 PM
Likely is, I don't mind a hoax on here, I find them amusing
From:
Andrew townshend
20 June 2022 12:05 PM
2026 Should be about right, we'll have a labour government by then
From:
Andrew townshend
20 June 2022 10:09 AM
Yes you soon learn how to do these things as a landlord, who said we sit at home watching the money roll into our bank accounts, they know nothing
From:
Andrew townshend
20 June 2022 09:42 AM
Jason, I'm really pleased that you are now a home owner and not looking to rent off one of us
From:
Andrew townshend
20 June 2022 09:02 AM
I have experienced these problems in the past and dealt with them very successfully, these days I pick and choose new tenants very carefully, and will continue with my blanket bans, benefit claimants are welcome to view and to apply, but they will not be moving in.
From:
Andrew townshend
20 June 2022 08:55 AM
I operate my own pet insurance, it's added onto the rent
From:
Andrew townshend
20 June 2022 08:47 AM
Heat pumps are expensive, don't work in cold weather and use a lot of electricity, I won't be fitting them.
From:
Andrew townshend
20 June 2022 08:42 AM
So they are going to wreck their tourism trade, what else is there in Wales except the DVLA and they even manage to make a total hash of that
From:
Andrew townshend
20 June 2022 08:30 AM
A few yrs ago it would be normal for holiday lets around the Norfolk coast and the Broards to be rented out of season , now they have to sit empty, same thing applies to people working over seas for a yr or 2, they cannot risk that now, the properties will have to sit empty , madness isn't it ?
From:
Andrew townshend
19 June 2022 15:55 PM
On all sides of the house of commons as well.
From:
Andrew townshend
19 June 2022 11:47 AM
I'm not supporting Mr Beadle I'm not a member of the NRLA, I am a long standing member of Eastern Landlords Assoc, however I've cancelled the DDR so my membership will end next year, all we get now is an online magazine 4 times a year full of adverts, they are making no effort to fight our corner
From:
Andrew townshend
19 June 2022 10:37 AM
Robert, I agree, who knows if we get locked up we could even share a cell, now that would be a blast
From:
Andrew townshend
18 June 2022 22:38 PM
Jo there's being flexible and then there's being taken for a mug, I have a lady leaving a property on Monday she has been there 5 yrs always paying on time, she gave me a month's notice but not from a rent day I could have made her pay up to the 1st July, that's being flexible, leaving 1 month after moving is taking the P, there is a difference
From:
Andrew townshend
18 June 2022 16:19 PM
Couple of yrs ago I had a guy and his teenage son move into a property, within a month he wanted to leave, nothing wrong with the house, he had made up with a former girlfriend and wanted to move in with her, I gave him an option of paying the rent until I found a new tenant and cover my expenses, he stayed the 6 month term paying the rent and then left, fair enough, now if this new ruling comes in a tenant will be able to leave a week after moving in, how is that fair to a landlord of a good property
From:
Andrew townshend
18 June 2022 15:21 PM
Tenants voting tory ? very few I would say
From:
Andrew townshend
18 June 2022 15:07 PM
Agreed, commercial properties are generally full insuring and repairing, but we don't trust the tenant to insure it, we insure it in our name and claim the cost back from the tenant, the same will have to apply to pet insurance
From:
Andrew townshend
18 June 2022 13:58 PM
But has Ms Kennedy considered the unintended consequences of this bill, they will be far reaching and will harm tenants much more than landlords, shot in foot comes to mind
From:
Andrew townshend
18 June 2022 11:28 AM
1.) Half the number of non decent homes by 2030, they will certainly succeed there because there will be half the number of homes available to rent by then, both non decent and decent
From:
Andrew townshend
18 June 2022 11:22 AM
Tenants voting Tory ? can't see many doing that, I can see many landlords not voting Tory at the next GE though
From:
Andrew townshend
18 June 2022 11:16 AM
An example of unpaid work, next week I have a kitchen ceiling to remove and replace, oh what fun, I won't get paid for that and the only tax relief I'll get is 20% on the cost of the plaster board .
From:
Andrew townshend
18 June 2022 10:08 AM
I look forward to 2024 when Boris and Gove will be unemployed, out on their ear
From:
Andrew townshend
17 June 2022 11:06 AM
The only way to handle inflation is to let it rip as it did in the 70s, when costs increase we all pass those costs on to the end user, the heating engineer that might have charged us £70 to service a boiler last yr will be charging us £80 this yr, and £90 next yr, that all has to be factored into rent increases. Talking about the 70s, remember that long hot summer of 76, I was 22/23 and working as a HGV fitter for the local nationalised electricity company, my take home pay was £30 per week which was good money then, many were taking home £20-25 per week, wonder what a HGV fitter takes home now ? at a guess £500 per week, that's how inflation works, there's no stopping it
From:
Andrew townshend
17 June 2022 11:00 AM
If rent controls were to come in I can for see many boarded up empty properties on the streets of GB
From:
Andrew townshend
17 June 2022 09:53 AM
Some very good points there, I've always been open to consider a tenant with a pet, and have, and have had, some really good ones, I used to ask for an increased deposit, as I cannot do that now it has to be an increased rent in order to factor in possible costs when the tenant leaves, it locks like now every tenant will have to pay that extra rent whether or not they have a pet, just incase. All coming to light as the '' unintended consequences, of these new rules .
From:
Andrew townshend
17 June 2022 09:50 AM
How is this '' blanket ban'' on benefit claimants going to work ? over the last 12 months I've had 4 properties come vacant, on marketing them I have had in excess of 10 viewings on each and around 6 suitable working tenants apply to rent each one, I'm always going to pick the best tenant who I think will be able to pay the rent, that automatically rules out any benefit claimants as they will always fail the affordability checks , so benefit claimants can view, and they can apply, but they are never going to be successful
From:
Andrew townshend
17 June 2022 09:35 AM
I'm in a very similar situation to you Simon, a fit and healthy nearly 69 yr old who still enjoys work, until very recently I just wanted to carry on, even to buy another one, the cash is there , I think I'll carry on until 2025, then as they come vacant I will have to think long and hard which way to jump, and that's looking more and more likely that I'll be jumping ship, maybe just keep a couple.
From:
Andrew townshend
16 June 2022 17:09 PM
One of mine is a coffee shop and doing well, but not managed by me
From:
Andrew townshend
16 June 2022 13:47 PM
I'm not a member of the NRLA, I am however a very long term member of Eastern Landlords Association who like the NRLA seem to be a total waste of time now, where are you ?
From:
Andrew townshend
16 June 2022 09:36 AM
Well put Jo, nail square on head there
From:
Andrew townshend
16 June 2022 09:14 AM
Bill, I'm probably much the same as you at present and ' happyish' however when all this nonsense comes in I will not be 'happyish' and I will not be operating under these rules, so as properties come empty they will sit empty until sold one per year, 16 properties, no debt so the proceeds will see me out in comfort , likely my children will miss out on a fat inheritance and the government will also loose out on all that IHT, but that's not my problem
From:
Andrew townshend
16 June 2022 09:03 AM
I have 2 shops let to small businesses , neither pay business rates as I didn't when I used to operate from a garage premises, Business rates relief for small businesses
From:
Andrew townshend
16 June 2022 08:50 AM
I don't rely on state hand outs, I only accept working tenants that earn enough to pay me the rent, I think most landlords are now the same
From:
Andrew townshend
15 June 2022 15:31 PM
I will consider renting to a tenant with a pet but only in a property with a suitable garden, only one pet, no large or dangerous dogs and I want an increased rent
From:
Andrew townshend
15 June 2022 09:24 AM
I like the auction route, it cuts out the dreamers and time wasters that we can all do without
From:
Andrew townshend
15 June 2022 09:11 AM
Affordability to who ? no one on benefits can afford the rent in the private rented sector
From:
Andrew townshend
15 June 2022 09:08 AM
That's true Bill, I have a couple of expired EPCs but until such time as I need to look for a new tenant there is no need for me to be doing anything
From:
Andrew townshend
14 June 2022 16:04 PM
Agreed John it would be so easy to make new builds all conform to EPC A , so why isn't the government doing that first, maybe because it would upset their financial backers the developers who's pockets they are in
From:
Andrew townshend
14 June 2022 16:01 PM
As with Catherine I too have written to Mr Freeman, total waste of time, he and his like are not interested in the least, all they are interested in is their monthly pay cheque, as Mr Freeman has one of the safest tory seats in England why would he be bothered ?
From:
Andrew townshend
14 June 2022 15:44 PM
The government are kicking the can down the road, by the time the S H 1 T hits the fan there will be a new government in power, maybe Sir Kneeler , wonder what his plan would be
From:
Andrew townshend
14 June 2022 11:02 AM
So David us landlords sit down watching the cash flow into our bank accounts do we ? You know nothing of the real world mate
From:
Andrew townshend
14 June 2022 09:52 AM
I'm not doing anything until this nonsense is law and I know for sure what is needed, at that point I will decide on a one by one basics whether to spend the money or to sell, if I spend the money I will be looking for big rent increases
From:
Andrew townshend
14 June 2022 08:51 AM
I'm watching these buildings going up, all very well insulated but are they ''green'' thing is with a max life of 50 yrs they are anything other than green, those Victorian terraced houses built in the 1880s may not be well insulated but the fact that they are still standing 140 yrs after being built make them a lot ''greener'' than present new builds, and those Victorian houses will still be good homes in another 140 yrs long after the new builds of today are dust
From:
Andrew townshend
13 June 2022 19:42 PM
Basically David it would seem you are a very bitter man
From:
Andrew townshend
13 June 2022 19:30 PM
I once had a guy move a Rottweiler in, then the police took the guy away leaving me with a dirty stinking bad tempered Rottweiler to get rid of , RSPCA didn't want to know, I said I would dump him by the side of the road, they threatened to prosecute if I did, long story but I did get rid
From:
Andrew townshend
13 June 2022 13:53 PM
I regularly rent to a single person just to later find that there are 2 or even 3 people living at the property, 1 lady complains about how small her 1 bed flat over a shop is but she's moved her moron toy boy in, in another a lady has moved her girlfriend in, both small 1 beds I'm not supposed to know but of course I do, within reason I will turn a blind eye
From:
Andrew townshend
13 June 2022 13:42 PM
Developer estates are dreadful, poor build quality, small boxes all pushed close together, the slums of tomorrow
From:
Andrew townshend
13 June 2022 09:29 AM
Devon and Cornwall, big shortage of ''homes'' to rent and an ever expanding increase in holiday lets, I was down there last week visiting my youngest daughter and her boy friend who both work in the holiday let business so I saw the problem first hand, ''shooting in foot comes to mind''.
From:
Andrew townshend
13 June 2022 09:25 AM
There's being compassionate then there's being taken for a fool, there's a very fine line between the two, fools don't remain in business very long
From:
Andrew townshend
13 June 2022 09:18 AM
So what we are talking about here are the '' entitled'' spoilt brats then sponging off mum and dad
From:
Andrew townshend
13 June 2022 09:07 AM
Furnished flats then, how ''affordable'' are they likely to be ? not very I suspect
From:
Andrew townshend
13 June 2022 09:04 AM
I was always into this game for the long haul, and have been, over 30 yrs so far, I don't want to sell anything, however with EPC C, rent controls, and a strong likelihood of a labour government coming it's looking more and more likely that selling might be the wise option, reluctantly.
From:
Andrew townshend
11 June 2022 22:40 PM
Prince Charles is the fool of the family it's best to simply ignore him
From:
Andrew townshend
11 June 2022 12:01 PM
Police and courts are a waste of time now
From:
Andrew townshend
11 June 2022 08:51 AM
'' Everyone ???'' Good honest working tenants certainly deserve properties in good condition, free loading scum don't even deserve a tent
From:
Andrew townshend
10 June 2022 17:57 PM
I know some take a fee both ways, (from the landlord and from the contractor) mine does not take a fee from either
From:
Andrew townshend
10 June 2022 17:32 PM
And of course they both smoke, drink, run a car each, have 2 holidays a year and the Sky subs, but they are on the ''poverty line''. which is why I don't buy all this ''poverty'' B S
From:
Andrew townshend
10 June 2022 08:02 AM
I don't believe a word of it and certainly wouldn't trust them
From:
Andrew townshend
10 June 2022 07:44 AM
As I've said before I'm very happy with the agent I use and happy to pay their fee, also the rent is paid into my bank account the same day that they receive it, not all agents are the same, I know of one that pays their landlords quarterly + a month
From:
Andrew townshend
09 June 2022 21:40 PM
Agreed, but not my problem, and their tenants would not be my tenants, of that I'm certain
From:
Andrew townshend
09 June 2022 21:29 PM
10%
From:
Andrew townshend
09 June 2022 21:24 PM
I'm in my late 60s and was brought up by older parents to save first then buy, in my late 20s I had a proper old fashioned bank manager, '' borrow to make money boy, not to sustain a false life style'', better advice you could not ask for, I've never bought a car on finance, or leased one, and never will.
From:
Andrew townshend
09 June 2022 10:16 AM
They are good at thinking up ideas, just not the consequences of those bright ideas
From:
Andrew townshend
09 June 2022 09:38 AM
Even people earning a good wage these days don't have savings, they live up to and beyond what they earn, then when things go wrong they whinge and blame everyone other than themselves
From:
Andrew townshend
09 June 2022 08:53 AM
I would adapt a property for a disabled person, there would be 2 conditions though, firstly they would have to be working disabled and secondly there would be an extra on top of the market rent to reflect my additional investment , private landlords are not charities, Shelter is, and so for that matter are housing associations .
From:
Andrew townshend
09 June 2022 08:41 AM
There's that word again ''VULERABLE'' which in truth refers to the bone idle work shy scroungers, I object very strongly to them being given free cash from the tax I and others work hard to earn.
From:
Andrew townshend
09 June 2022 08:28 AM
First and foremost check them out very carefully, then take a deposit (for what use it is) then add a bit on the rent to cover later problems.
From:
Andrew townshend
08 June 2022 16:53 PM
Last sentence, ''IF Housing Associations are doing their jobs correctly'', which around my way they are not
From:
Andrew townshend
08 June 2022 16:38 PM
Or they'll do what the ex council tenants done in the 90s, re mortgage to the max they can, buy new BMWs , can't pay the new mortgage payments, property reprocessed, sold to us in the auction room and back to renting again
From:
Andrew townshend
08 June 2022 09:25 AM
Well of course Michael, we live in the times of the ''entitled'' generation , it's their human right to have everything now and for free
From:
Andrew townshend
08 June 2022 09:16 AM
But these properties don't belong to government or councils, they belong to housing associations, the rent they generate pays the six figure salaries of housing association management, can't see them like seeing a drop in salaries
From:
Andrew townshend
08 June 2022 08:49 AM
Being a nice person in business generally means you get stabbed in the back, as you have learned here Karen, you won't make that mistake again will you?
From:
Andrew townshend
07 June 2022 18:29 PM
Agreed debtors must not be allowed to get away with it as a point of princible.
From:
Andrew townshend
07 June 2022 15:42 PM
I was thinking along the same lines Tricia
From:
Andrew townshend
07 June 2022 15:28 PM
Still making too much to be buying in Norwich, last Auction House auction an un modernised terraced made £160k, in the same terrace a nice modernised terrace sold for £180k, no profit to be made there, in fact likely a loss
From:
Andrew townshend
07 June 2022 08:54 AM
There is always a reason 9 x out of 10 non payment of rent, until 2028 then it will be EPC C, that will be government forced evictions
From:
Andrew townshend
07 June 2022 08:44 AM
I cannot comment about Strutt and Parker never used them, W H Brown are worse than useless, my little local independent, Spencer Ward here in Norwich are brilliant
From:
Andrew townshend
07 June 2022 08:35 AM
In the past I've had abandonments, what do you do, how long do you leave it empty, what I have done though is to take a witness with me to view it and take plenty of photos, luckily never had a problem, these days I avoid those kind of tenants, but you never know
From:
Andrew townshend
06 June 2022 10:27 AM
That fine sounds very low, I doubt in his country or origin any of this would be an offence which is why he ignores it, has the fine been paid ? I doubt it
From:
Andrew townshend
06 June 2022 08:17 AM
But that's only keeping pace with true inflation, so it isn't an increase in the real world
From:
Andrew townshend
06 June 2022 08:10 AM
Those figures are only going one way--UP.
From:
Andrew townshend
06 June 2022 08:07 AM
And won't tenants know about it when they are renting shoe boxes in the sky off big brother, ha ha
From:
Andrew townshend
06 June 2022 08:02 AM
In our local paper yesterday (EDP) 1600 Norwich City Council houses have not had gas or electrical inspections, no mention of any impending court case, fines, or sackings of responsible staff , stinks doesn't it ?
From:
Andrew townshend
03 June 2022 11:58 AM
I find the whole thing daunting, I do my accounts the old way, the only way I know, pen and paper, then off they go to my accountant who checks them and then submits the figures to HMRC on my behalf, and it works just fine as it is, my accounts for 21/22 are in, been submitted to HMRC and agreed, all before the end of May, so what's wrong with that ? ''if it ain't broken don't fix it''.
From:
Andrew townshend
01 June 2022 11:27 AM
Inviting trouble with a capital T, as soon as I see that word ''venerable'' I know they are trouble, I would give a big fat NO WAY to that one
From:
Andrew townshend
01 June 2022 08:53 AM
We get the same in Norwich, Mile Cross council estate, a nightmare area, but nothing is ever done about it by police or council
From:
Andrew townshend
31 May 2022 22:54 PM
Well Jason I don't know where you are in the country, I'm in Norfolk, I've had 4 properties come vacant in the past 12 months, all 4 of those properties have seen a £150 - £200 increase in rent, had in excess of 10 viewings each with at least 6 suitable tenants apply to rent each one of them. Please let us know where you are? I would be very interested to know
From:
Andrew townshend
31 May 2022 10:55 AM
Good luck to anyone looking to rent in Wales then, will there be any private landlords left there by December ?
From:
Andrew townshend
31 May 2022 10:02 AM
Bungalows are in huge demand in Norfolk both to purchase and to rent, developers don't tend to build them as they take up more ground space than housed so they get less properties on their estates
From:
Andrew townshend
31 May 2022 09:30 AM
I do much the same keeping rent increases low for good existing tenants but take full advantage of market rents when reletting a property. On the subject of housing benefit claimants I don't know how landlords can rent to them with local housing allowance so far below market rents you are either not going to get the full rent paid or going to be renting to them far too cheaply either way those tenants are a nightmare
From:
Andrew townshend
31 May 2022 09:19 AM
The thing is Robert people can say you can't do that, but there's no such word as can't, and it will happen
From:
Andrew townshend
30 May 2022 15:15 PM
If that were to happen it could have be to take the law into one's own hands
From:
Andrew townshend
30 May 2022 14:20 PM
There was a lady on here a couple of days ago saying it was impossible to find a place to rent in Wales, small wonder is it, I should think all Welsh landlords are either selling up or going over to holiday lets, who can blame them
From:
Andrew townshend
30 May 2022 09:04 AM
Michael is normally right, he like many of us have had 30-40 yrs first hand experience, seen it all, heard it all and got that tee shirt
From:
Andrew townshend
29 May 2022 15:34 PM
The first time I went for a CCJ was in the late 70s a guy who worked on the rigs wouldn't pay me for a service on his Stag, long story short I won the case bailiffs couldn't find him until late one Sunday night I spotted his car RVF777J followed it and let the bailiffs know where it was Monday morning, they picked it up, straight into auction, I got my money and he lost his car, word soon gets about when you stand up to a debtor, money claim online is dead easy to do and cheap, do it as a matter of princible
From:
Andrew townshend
29 May 2022 15:21 PM
We have a Labour government in all but name now
From:
Andrew townshend
29 May 2022 09:22 AM
90% of them I would say
From:
Andrew townshend
29 May 2022 09:17 AM
There is a cost of course but I think my agent gets me the full market rent which on my own I may not achieve, also the setting up of the tenancy, checking the applicants and independent inventory makes the cost worthwhile for me , also I have the advantage of being mortgage free and no licencing needed for my properties
From:
Andrew townshend
29 May 2022 09:15 AM
I don't disagree Kev's list, but I do disagree the figures, a £40k income seems excessive I'm happy with a £25k income, but my rents may be cheaper than Kev's and in a cheaper part of the country
From:
Andrew townshend
29 May 2022 09:05 AM
Certainly remove their charity status, that's a scam, just look at the salaries of their management, they're in business.
From:
Andrew townshend
28 May 2022 13:12 PM
I don't know Edwin, I have pretty good tenants at present, mainly thanks to Vicki at Spencer Ward (agents) good selection for me.
From:
Andrew townshend
28 May 2022 11:44 AM
The new section 8, I have my doubts that it will be any better than the present section 8, in fact it could well be worse, so it has to now be 5* gold plated working tenants only, others need not apply
From:
Andrew townshend
28 May 2022 11:05 AM
Fair for both landlord and tenant ?? I'm not holding my breath on that one, I think we all know which way this is going
From:
Andrew townshend
28 May 2022 10:50 AM
Yes David and you make your own luck in life
From:
Andrew townshend
28 May 2022 09:41 AM
I have to disagree with you there Robert I like renting to proper families they tend to make a home and stay longer which I like , but not the single mums that milk the system though.
From:
Andrew townshend
28 May 2022 09:37 AM
Nothing like a good old boiler Robert , I've got one costs me a fortune !
From:
Andrew townshend
27 May 2022 22:06 PM
Times change, baby boomers, of which I'm one, worked to get on the housing ladder, fast forward and we have the '' entitled generation'' where it is their human right to be on the housing ladder, sad isn't it but these '' entitled'' will die in poverty , not my problem I'll be 6 foot under by then.
From:
Andrew townshend
27 May 2022 22:03 PM
I think your problem is Wales, the Welsh government has it's knife into landlords and many are finding it easier and more profitable to go down the holiday lets route, which isn't helping you and I fully expect that you will now find it hard to rent in Wales. I'm not a Welsh landlord, never been to the place and never want to.
From:
Andrew townshend
27 May 2022 16:12 PM
Eton boys, all they are good for is throwing red wine up the walls and getting P...D
From:
Andrew townshend
27 May 2022 09:27 AM
An A rated property is always going to be worth more both in value and rent, ''you pays your money and takes your choice''.
From:
Andrew townshend
27 May 2022 09:20 AM
If rents are unaffordable that must = a big rise in the homeless
From:
Andrew townshend
27 May 2022 09:14 AM
I didn't know there were 600,000 housing associations in this country, lol.
From:
Andrew townshend
27 May 2022 09:12 AM
I also used to service my own LPG boiler years ago when we were allowed to, I used to replace the thermal coupling every year, never had a problem with it, but LPG got too expensive so I went biomass 7 yrs ago, just had my last RHI payment, we have had a couple of breakdowns with the biomass, not as good as those old boilers
From:
Andrew townshend
27 May 2022 09:09 AM
I would have loved to carry on buying, the monies there to do so, but the way things are going I do think it would be foolish to be buying at present
From:
Andrew townshend
26 May 2022 09:28 AM
''Unintended consequences which only hurt those we are seeking to protect the most - tenants '', I think that about sums up things perfectly .
From:
Andrew townshend
26 May 2022 09:21 AM
30 Years ago I bought a property from a landlord with a tenant in it, I will never make that mistake again !
From:
Andrew townshend
26 May 2022 09:11 AM
Of course that's very true Simon, but I'm reading about a lot of people retiring still with large mortgages with a long way to go before being paid off, seems the ''flash with no cash'' just love to re mortgage and spend the cash, also we are now hearing about 35 yr mortgages being taken out, so there's a very large ticking time bomb here as well.
From:
Andrew townshend
25 May 2022 21:51 PM
Would be beneficial to good tenants and landlords alike, but a disadvantage to rogue tenants, so Shelter, GR, and Acorn would be dead against it as they like to back the rogue tenants
From:
Andrew townshend
25 May 2022 12:56 PM
I agree, BTL isn't a worry to me
From:
Andrew townshend
25 May 2022 12:49 PM
Eton boys have little idea of the real world
From:
Andrew townshend
25 May 2022 11:17 AM
All businesses look after '' good'' customers
From:
Andrew townshend
25 May 2022 10:40 AM
Just an advert isn't it with figures picked out of the sky
From:
Andrew townshend
25 May 2022 09:06 AM
I have a good tenant moving on in the next few weeks, (increase in family size) it will give me a chance to renew the kitchen ceiling, lick of paint and a big increase in rent.
From:
Andrew townshend
24 May 2022 09:36 AM
I fully agree with S S , I use a small independent in Norwich and get excellent service .
From:
Andrew townshend
24 May 2022 08:42 AM
No thanks
From:
Andrew townshend
24 May 2022 08:35 AM
Not as silly as it sounds Robert, as my properties sit empty after 2028 waiting to be sold off one per year if a guest were to be living there for free the property would not be rented, however I would not be paying 200% council tax on an empty property and my insurance company would be happy that it was not empty. the other way is to take the roof off, no council tax payable then either, we live in strange times
From:
Andrew townshend
23 May 2022 21:23 PM
Common sense would say that you would not need a co monitor, but what has common sense got to do with any of this, just put one in and keep the plebs happy
From:
Andrew townshend
23 May 2022 21:12 PM
Their management certainly profit from it, six figure salaries
From:
Andrew townshend
23 May 2022 09:43 AM
Shelter are a support group, maybe landlords should phone them for advice, ''I'm a landlord, my tenant isn't paying their rent, what should I do ?'' wonder what their reply would be ?
From:
Andrew townshend
23 May 2022 09:19 AM
Landlords selling up and needs the property empty to do so, tenants not paying, likely the reason for 99% of eviction notices , what's wrong with that ?
From:
Andrew townshend
23 May 2022 09:12 AM
Thought this was the law already ?
From:
Andrew townshend
23 May 2022 09:02 AM
Yes we are, there's no shortage of fruitcakes walking the streets unchecked out there, we need to make sure be don't get one as a tenant
From:
Andrew townshend
22 May 2022 09:18 AM
I like your last paragraph, an inventory clerk that puts his money where his mouth is, never going to happen is it ?
From:
Andrew townshend
21 May 2022 11:48 AM
Have you tried claiming on that insurance though ? personally I wouldn't trust them to pay out
From:
Andrew townshend
21 May 2022 11:43 AM
68 Weeks to get rid of a rogue non paying tenant is not acceptable, they need to be gone in a maximum of 8 weeks, but that's not going to happen, so to cover our backs it has to be very careful selection of working tenants only with a suitable guarantor, leave the work shy scroungers to the local council to house, their problem
From:
Andrew townshend
21 May 2022 10:58 AM
@Saul, me too and for a similar period of time, I have only ever used section 21 to evict non payers.
From:
Andrew townshend
21 May 2022 09:30 AM
He's an MP, what else do you expect Michael ? snakes
From:
Andrew townshend
20 May 2022 22:28 PM
Catherine, with respect, and certainly not wishing to be rude in any way, you are totally wasting your time and effort writing to that glove puppet Freeman, he's there for his own ends and no one else's. just as those at shelter, generation rant and acorn are, noses in troughs and their six figure salaries, this is the twenty first century and it stinks
From:
Andrew townshend
20 May 2022 22:24 PM
You can be sure that any tenant coming from a council will be a tenant from hell
From:
Andrew townshend
20 May 2022 09:54 AM
If we have any suspect tenants now is the time to be evicting them while we still can, replace them with good working tenants with a guarantor.
From:
Andrew townshend
20 May 2022 09:45 AM
Six figure, you can be sure of that
From:
Andrew townshend
20 May 2022 09:22 AM
There are charities to help people with mental health issues, I'm not a charity or a fool
From:
Andrew townshend
19 May 2022 18:11 PM
Who can blame landlords for taking the airbnb route, I would if I had the right properties in the right areas
From:
Andrew townshend
19 May 2022 06:15 AM
Rents rising by 2.7% and inflation at 9% means rents are 6.3 % less in real terms
From:
Andrew townshend
19 May 2022 06:12 AM
They are having a laugh, LHA less a management fee ? no chance.
From:
Andrew townshend
19 May 2022 05:55 AM
My youngest daughter lives down there, she and here boyfriend are converting a small barn , she will tell you some stories about the locals and where not to go
From:
Andrew townshend
18 May 2022 14:47 PM
Same here Edwin, and living in a caravan with very young children, nothing is free (or shouldn't be) if you want these things you have to make them yourself
From:
Andrew townshend
18 May 2022 14:41 PM
Their was nothing wrong with the poll tax, seemed fair to me
From:
Andrew townshend
17 May 2022 19:36 PM
And there are a lot of people and businesses that will be BUST
From:
Andrew townshend
17 May 2022 17:11 PM
We are living in times of high inflation, which effects everything and everyone, costs are being piled on and will be passed on, that's the way it works
From:
Andrew townshend
17 May 2022 08:51 AM
Our laws don't apply to him
From:
Andrew townshend
17 May 2022 08:37 AM
But it won't be this government, it'll be the next government who ever they may be
From:
Andrew townshend
16 May 2022 17:41 PM
I can find them plenty of work, sweeping the streets, washing up in pubs and restaurants, working in care homes, labouring on building sites , proper WORK.
From:
Andrew townshend
16 May 2022 14:35 PM
So how many jobs would there be down in Cornwall with out tourism ? my youngest daughter and her boy friend live and work there, they'll tell you the answer to that one
From:
Andrew townshend
16 May 2022 11:23 AM
I would not want to be borrowing large amounts of money now.
From:
Andrew townshend
16 May 2022 10:24 AM
This is not the time to be buying
From:
Andrew townshend
16 May 2022 09:13 AM
But we have 10% inflation, so in real terms this is not an increase
From:
Andrew townshend
16 May 2022 09:11 AM
Unfortunately no one knows Beryl, but if you can keep a good long term tenant in there until 2028 you'll be okay until then, after that it'll be sell and live off the capital
From:
Andrew townshend
15 May 2022 15:50 PM
I think you are likely correct there Ben, lots of empty houses / flats and lots more living in tents under the fly over and empty shop door ways --- happy days
From:
Andrew townshend
14 May 2022 22:37 PM
Or your wife could agree to throw you out Michael, then you would need your property to live in yourself
From:
Andrew townshend
14 May 2022 20:38 PM
I hope your EV works well for you Jo, keep us informed, but I'm sticking with dirty diesel till the bitter end
From:
Andrew townshend
14 May 2022 19:58 PM
Is that Range Rover we often see Boris in electric ?? just asking
From:
Andrew townshend
14 May 2022 15:35 PM
A friend of mine has a ground souse heat pump, his electricity last year came to £8000, and that's going to be a lot more than that this coming year. I have biomass pellet boiler, pellets are now £400 per ton, and that's when you can get them now, they were coming from Russia . High efficiency electric storage are £1000 each, I know a guy who has just had them fitted to one of his properties, and I fully expect they will be very expensive to run. Sorry, but the above in the real world is all B S.
From:
Andrew townshend
14 May 2022 13:39 PM
If any of my tenants want a charging point I will be happy to give my permission, but I won't be paying for any of it. The Electrician I use is now qualified to fit these charging points , he says the cost should be around £500, I wounder how much some of these scam artists are charging ?
From:
Andrew townshend
14 May 2022 13:23 PM
Adrian, and Edwin, I 100 % agree with both your comments, where's the Charities Commission in all this, thought they were suppose to look into scam charities and their employees milking their charitable status .
From:
Andrew townshend
14 May 2022 13:09 PM
Issue sec 21 on all of them today, that way you have covered your back, and tell the tenants why
From:
Andrew townshend
13 May 2022 15:50 PM
Then tenants will be evicted onto the streets as it will be illegal to rent to them while houses will sit empty awaiting works, what will councils and government be doing then to house all those homeless families, shot in foot comes to mind.
From:
Andrew townshend
13 May 2022 10:59 AM
Norwich City Council are also guilty of the same offence, gas boilers not being checked annually
From:
Andrew townshend
13 May 2022 05:31 AM
I'm not doing anything, as my properties come empty after the 2025 dead line I will then consider whether to carry out the works or sell on a one by one basis, those that are tenanted at the 2028 dead line the tenants will be evicted as I then also consider whether to up grade or not , don't push me into a corner, it won't work.
From:
Andrew townshend
13 May 2022 05:24 AM
They are very unlikely to win tenant votes what ever they do, but they will lose the vote of the real Conservatives, landlords and people in business.
From:
Andrew townshend
12 May 2022 11:25 AM
Going back to the 90s I rented a house to 2 girls, they then sublet the spare bedroom and one of them moved her moron boy friend in, got a phone call in January about damp beds and clothes, called round and there was this teenage girl wrapped up in a coat shivering with cold, I asked why the heating wasn't on, ''oh we cannot afford that, too expensive'', glad to see the back of them in the July, I've never rented to students since .
From:
Andrew townshend
12 May 2022 10:11 AM
I found out yrs ago not to phone Norwich City Council, these days I email them, then print them off and post with a certificate of posting, that way they can never say that they have not been informed.
From:
Andrew townshend
12 May 2022 09:42 AM
Check them out online it's the easiest way, I prefer the self employed plumber as he has his reputation to protect.
From:
Andrew townshend
12 May 2022 09:33 AM
I've had damp issues in the past, however I found a cure by renting only to people in work, earning enough to both live and pay the rent, no single mums and no one under 25. 90% of the time damp, mold and cold are down to tenants life styles .
From:
Andrew townshend
12 May 2022 09:24 AM
Neither will landlords going forward
From:
Andrew townshend
11 May 2022 19:41 PM
Yes it's good tenants that will be paying the price
From:
Andrew townshend
10 May 2022 21:56 PM
Only 5* gold plated tenants with a guarantor need apply, the rest can go talk to Shelter
From:
Andrew townshend
10 May 2022 17:04 PM
Well let's see the detail and all the small print
From:
Andrew townshend
10 May 2022 13:39 PM
Rent caps mean EPC upgrades will not be done
From:
Andrew townshend
10 May 2022 09:51 AM
So what would Boris gain if he were to ? none of the above would vote for him even if he did bow to their demands, few tenants are likely to vote Conservative, none of this is going to win him votes, and he's already lost mine , and many other landlords and business people I suspect
From:
Andrew townshend
09 May 2022 09:28 AM
Only a figure on a balance sheet, doesn't equate to £ s d until sold, and don't forget the CGT that the government will take out of that.
From:
Andrew townshend
09 May 2022 09:19 AM
I don't have a problem with that, good payers should be rewarded with a better credit score. But, ''four out of five have never missed a payment'', so one in five (20%) have been in rent arrears, that's a large number.
From:
Andrew townshend
09 May 2022 09:14 AM
Agreed John, in years gone by the 'rich' were those born with a silver spoon in their mouth, like the local farmer / land owner in my area, wealth handed down over many generations, but today wealth is earned by very ordinary people from humble beginnings who work hard and are not afraid to take a risk now and again, there are all too many who go through life sitting on the fence moaning and winging their lot
From:
Andrew townshend
07 May 2022 18:29 PM
We are currently experiencing 10% inflation, so expect that to be passed on by a 10% increase in rent, that's how the real world works
From:
Andrew townshend
07 May 2022 12:22 PM
There will always be a need for some '' rogue'' landlords, without them who's going to house the rogue tenants that good landlords won't touch ? horses for courses as the saying goes
From:
Andrew townshend
07 May 2022 11:25 AM
Most landlords attend to maintenance issues swiftly these days, I certainly do, the main cause of tension between landlord and tenant is non payment of rent, but I've found a way to reduce the risk of this, check new tenants out very carefully, only consider those that can prove they are in full time work and earning enough to live and pay the rent, no single mums, and no one under 25, we are a business not a charity for the workshy
From:
Andrew townshend
07 May 2022 11:10 AM
The unions are like charities, their first interest is looking after themselves and the six figure salaries for those at the top.
From:
Andrew townshend
06 May 2022 17:05 PM
Interesting article Rich, Lowestoft is on the way up, I wouldn't touch anything in Gt Yarmouth at any money though
From:
Andrew townshend
06 May 2022 09:22 AM
Landlords going bankrupt Brian ? where, that's news to me, many are selling up mainly due to EPC 'C'
From:
Andrew townshend
06 May 2022 09:08 AM
10% Inflation with much worse to come , rents will rise along with everything else , inflation hits everyone and every business.
From:
Andrew townshend
06 May 2022 09:04 AM
Maybe the union could build some homes and rent them on the cheap to their members, I'm sure they aren't short of money with all those members
From:
Andrew townshend
06 May 2022 08:59 AM
So they are all flats starting at £1050 per month, not a suitable home for a dog or children then
From:
Andrew townshend
06 May 2022 08:52 AM
I expect you could well be right there, however rogue tenants won't stand a chance, and that couldn't happen to nicer people, good reddens
From:
Andrew townshend
05 May 2022 13:50 PM
If they have been good tenants then give them a good written reference, it could help a lot when they look for somewhere to go
From:
Andrew townshend
05 May 2022 11:06 AM
I've always kept clear of leasehold, just reading the lease has always put me off
From:
Andrew townshend
05 May 2022 10:25 AM
Too late the damage has already been done, many landlords have already sold and many others are in the process of selling, on the plus side for those of us that are left more tenants after each property that comes available means we have a better choice of tenants to chose from which is more important than ever now, rogue tenants and the workshy need not apply, we don't want you at any money
From:
Andrew townshend
05 May 2022 09:09 AM
Never trust a council
From:
Andrew townshend
05 May 2022 08:56 AM
That's fighting talk Robert, you recon you could drink us under the table ?
From:
Andrew townshend
04 May 2022 20:10 PM
Yes the true James would be very interesting , but we're not going to find that out are we ?
From:
Andrew townshend
04 May 2022 20:05 PM
Unearned income LOL, and a free home is a basic human right ?
From:
Andrew townshend
04 May 2022 13:07 PM
Well not enough for BTR, which is why they are no competition to us.
From:
Andrew townshend
04 May 2022 11:54 AM
There is ALWAYS a reason, and generally a very good one.
From:
Andrew townshend
04 May 2022 11:47 AM
This is the next problem, if we do the work we won't be believed, so what's the point in doing the work at all.
From:
Andrew townshend
04 May 2022 10:59 AM
Agreed, the general public and most tenants don't know whats going on, when it all happens it'll be too late, it will hurt tenants far more than landlords
From:
Andrew townshend
04 May 2022 09:20 AM
I have an F rated property which has an exemption, the 2 guys in there are happy enough, their rent is low, it works for them and for me, but what happens come 2028 ? will I be paying out £10k + or will I be selling it ? either way they will be out, because if I spend the money they won't be able to pay the new rent
From:
Andrew townshend
04 May 2022 09:15 AM
These boxes in the sky with their gyms are not aimed at our kind of tenants or families, as said above service charges ??
From:
Andrew townshend
04 May 2022 09:04 AM
Employers are having to increase wages in order not just to get staff but also to retain the ones they have, a care home I know of had one member of staff on duty from midnight until 8.00 am yesterday morning, that's illegal, why should anyone work for peanuts ?
From:
Andrew townshend
04 May 2022 08:59 AM
How many people are living in cold damp council and housing assoc properties where there is no EPC or MEES report, or come to that even owner occupiers ?
From:
Andrew townshend
04 May 2022 08:46 AM
True, and remember Mr Brown, he sold the family gold on the cheap as well
From:
Andrew townshend
03 May 2022 21:33 PM
It's the old story, we started from the bottom and worked the way up, the young feel that they are ''entitled'' to it all now, right now.
From:
Andrew townshend
30 April 2022 12:35 PM
I'll agree with number 3
From:
Andrew townshend
30 April 2022 11:12 AM
I've got a house in sunny Lowestoft, does that count as a home in the sun ?
From:
Andrew townshend
30 April 2022 11:10 AM
In an ideal world John, which we will never see
From:
Andrew townshend
30 April 2022 11:03 AM
That's very true Michael
From:
Andrew townshend
30 April 2022 11:00 AM
When both my daughters first passed their driving tests they were at 6th form and had the use of my little van (206) which had the reg 13RAT, their teachers were quick to put the 1 &3 together to make BRAT which of course they found amusing, I've since sold that plate, maybe some one from GR or Shelter now has it on their car, wouldn't that be appropriate ?
From:
Andrew townshend
30 April 2022 10:58 AM
Robert, you know full well you would never make a spelling or punctuation mistake, unlike most of the rest of us on here.
From:
Andrew townshend
30 April 2022 10:47 AM
I once had to pay a low life a thousand pounds compensation for an illegal eviction, worth every penny, and of course that thousand pounds in his pocket would have lasted less than a month buying drugs and alcohol, I believe that low life died soon afterwards, good , may he rot in hell
From:
Andrew townshend
29 April 2022 22:38 PM
And they wounder why sometimes it's necessary for us to finds ways around the law
From:
Andrew townshend
29 April 2022 15:27 PM
You have hit the nail square on the head there
From:
Andrew townshend
29 April 2022 10:42 AM
I have one house with an exemption, 2 guys (late 50s) live there happily paying me under market rent . I fully expect they will still be there come 2028 when I will be forced to evict them onto the streets .
From:
Andrew townshend
29 April 2022 09:44 AM
So now they don't just want to rob the landlord but the hard working Joe public through his income tax to finance the free riding low life out there
From:
Andrew townshend
29 April 2022 09:33 AM
I agree with Robert there is a princible here which for me is more important than the money, money claim online is easy and cheap, no need for a solicitor, and lasts for 6 yrs, so if you bump into the debtor 5 yrs later you can nail him/her, revenge is sweet
From:
Andrew townshend
29 April 2022 09:26 AM
I fully agree with Chris and Robert, go after her, these people should never be allowed to walk away from a debt.
From:
Andrew townshend
29 April 2022 09:17 AM
Going back a lot of yrs now I did carry out an eviction myself, cost me £1000, but cheaper and quicker than doing it the legal way
From:
Andrew townshend
28 April 2022 17:49 PM
We have all had tenants like that, be thankful she's gone, claim the full deposit money and a money claim online, then at least she will have a CCJ to her name to warn other landlords
From:
Andrew townshend
28 April 2022 10:59 AM
Put his rent up, he'll go then
From:
Andrew townshend
28 April 2022 10:08 AM
Surely if you are paying tenants council tax and utilities bills you will have to increase their rent substantially, other wise you will be losing money, there's no point in that, we don't have charity status .
From:
Andrew townshend
28 April 2022 09:22 AM
Tenants fee ban soon caused rent increases, landlords running scared of what the government are going to do to us next is causing many to cash in and go, so shortage of supply = rent increases, then we have the real big one around the corner, EPC 'C' who will be paying for that ? not the landlord !
From:
Andrew townshend
28 April 2022 09:13 AM
There is a problem here, I've only ever evicted non payers, but come 2028 when it becomes illegal to rent a property under an EPC 'C' it could well be that I will be forced to evict all my tenants good and bad ones, you can thank the government for that.
From:
Andrew townshend
28 April 2022 08:56 AM
Sorry Karen but I cannot agree with you on this one, I'm a product of a 60s secondary modern education, my English, spelling & punctuation is rubbish, I make no excuses that's how it is, it's never held me back and me and my class mates have done much better in business then many of those grammar school idiots of the 60s, success is more about common sense than any education.
From:
Andrew townshend
27 April 2022 23:02 PM
Same as all charities, management skim off most of the money in inflated wages and perks
From:
Andrew townshend
27 April 2022 18:01 PM
When I bought my properties they could be bought for the right money and repaired/ modernized for the right money, at a recent auction in Norwich a small mid terrace sold for £160k + fees needing £40k spending on it, the end house in the same terrace in very nice condition sold last yr for £210k, the sums no longer add up. I have one in the same terrace which I paid £25k for at auction in the 90s, currently rented for £750 month and I would say a value of around £180k
From:
Andrew townshend
27 April 2022 09:15 AM
In Norwich it cost me £30 all in, Christine Skips, an owner driver with 1 skip lorry, in the 80s/90s , today I have my own 3.5 ton trailer and waste licence, still costs to get rid of rubbish but at least I can keep those costs to a minimum.
From:
Andrew townshend
27 April 2022 08:56 AM
Any thing verbal can be denied later, and bureaucrats are not to be trusted, put it in writing or at least an email which I can then print off, I've been lied to all to often. Some yrs ago a friend of mine had a visit from the tax man, he recorded the whole conversation and didn't tell them until they left, they were not amused.
From:
Andrew townshend
26 April 2022 16:44 PM
When I take on a married couple both are checked out, and both have to pass the checks, the cat wouldn't be working so would fail those checks, sorry not suitable, no tenancy
From:
Andrew townshend
26 April 2022 08:54 AM
7 yrs ago a friend of mine had a heat pump installed and I had a pellet boiler installed we have both now finished the RHI payments which have covered the cost with a little profit on top, his electricity bill is now £8k a year, my pellets have now increased by £100 per ton , difference is my house is warm through winter.
From:
Andrew townshend
25 April 2022 16:09 PM
What we have at present is not a Conservative party.
From:
Andrew townshend
24 April 2022 09:16 AM
I never joined the NRLA, I have though been a member of Eastern Landlords Assoc since the early 90s, however I have now canceled my DDR to them, over the past few years they have become more of a club rather than an association representing landlords, I haven't seen them doing anything fighting our cause.
From:
Andrew townshend
23 April 2022 14:55 PM
An MP will never be told his party / government are wrong, they are all far too arrogant
From:
Andrew townshend
23 April 2022 13:10 PM
''Greater discretion with rent arrears'' surely non payment is theft, driving out of a fuel station without paying is theft, as is walking out of a supermarket without paying for shopping, I cannot see the difference here .
From:
Andrew townshend
23 April 2022 11:18 AM
Avoid the big national agents at all costs, their letting departments are run by wet behind the ears boys and girls
From:
Andrew townshend
23 April 2022 09:27 AM
Now that's a very interesting point Simon, I wonder !
From:
Andrew townshend
22 April 2022 17:31 PM
You are certainly correct where the large national agents are concerned, basically managed by con men (and women) I wouldn't have them manage any of my properties and far less do any work for them
From:
Andrew townshend
22 April 2022 10:50 AM
Agreed, the company will simply be liquidated and start up again the next day under a slightly different name , company law needs an overhaul with company directors made personally responsible for their company debts.
From:
Andrew townshend
22 April 2022 10:42 AM
I wouldn't pay much regard to anything the BBC has to say.
From:
Andrew townshend
22 April 2022 09:12 AM
Agreed, and I expect most, if not all their tenants come under the heading of ''vulnerable'' just the kind of tenants we don't want at any money
From:
Andrew townshend
22 April 2022 09:07 AM
I experienced a useless agent when I first started 30 yrs ago, so I got rid and went alone for a time, today I self manage 4, the rest are all managed by a good local independent agent, used them for the past 20 yrs now and haven't had a bad tenant from them in all that time
From:
Andrew townshend
22 April 2022 09:02 AM
That's who he works for isn't it ?
From:
Andrew townshend
21 April 2022 10:17 AM
I sold a jointly owned one of 15 yrs ago, needed to get out of that partnership, sold almost immediately, then nothing happens for 6 weeks, ask what's going on, the buyer has changed her mind, no one tells you, put the property into auction and it made all the money, auction is often the best route, when it comes to selling property the world is full of dreamers.
From:
Andrew townshend
21 April 2022 10:15 AM
A very large number of landlords are selling, few are buying, I would have loved to buy, the moneys there, but the way things are heading I think I would be foolish to be buying at the present time
From:
Andrew townshend
21 April 2022 09:05 AM
There certainly is a huge demand in my area, fueled by lack of supply.
From:
Andrew townshend
21 April 2022 08:56 AM
It's wise to get them to sign a receipt for these documents.
From:
Andrew townshend
21 April 2022 08:53 AM
I've seen tenants wanted adverts on Facebook normally wanting to avoid agents because they know that they wouldn't pass the agents checks, it would be very foolish of any landlord to take on these tenants
From:
Andrew townshend
20 April 2022 09:09 AM
What has ''stagnant'' wages got to do with landlords, we're not a charity
From:
Andrew townshend
20 April 2022 08:54 AM
So the High Street will be full of charity shops, will that attract the right kind of shoppers into towns and cities ?
From:
Andrew townshend
19 April 2022 08:50 AM
I dislike the term vulnerable generally they are the bone idle scroungers that expect others to fund their living, best to leave them to councils and housing associations where they belong
From:
Andrew townshend
18 April 2022 15:39 PM
Michael, the only people out there for us are ourselves, forget landlord associations they are only there for themselves, I've been a member of Eastern Landlords Assoc for 30 yrs, not any more the DDR has been canceled.
From:
Andrew townshend
14 April 2022 22:40 PM
Don't know about talking through their hats, but we all know which hole they are talking through
From:
Andrew townshend
14 April 2022 17:48 PM
Agreed, I don't want the tenants that should be in social housing
From:
Andrew townshend
14 April 2022 11:53 AM
In, and around Norwich most properties are selling for over asking price, and quickly, the asking price is now just a guide as to where to start bidding, market forces.
From:
Andrew townshend
14 April 2022 11:01 AM
There would be a very large number of properties sitting empty rotting while tents on the high street would be increasing
From:
Andrew townshend
14 April 2022 09:31 AM
We have inflation (in truth around 10%) we have added costs and red tape imposed on us by government, lack of supply and increased demand, so which way are rents heading ? it's not rocket science to work that one out is it ?
From:
Andrew townshend
14 April 2022 09:24 AM
That's unfair, when informed of a problem I am generally out the same day to fix, if not I'm round the next day, and where ever possible I fix it myself, my tools are in the car and there's a ladder on the roof 24 / 7
From:
Andrew townshend
14 April 2022 09:17 AM
I don't do bidding wars on rent either up or down, but I do chose tenants very carefully, we have to now, I need to know that they earn enough in a secure job to be able to pay the rent, that automatically rules out the scrounger element, no one under 25, no single mums and no one that comes under the '' venerable'' heading, I run a business not a charity
From:
Andrew townshend
14 April 2022 09:11 AM
I doubt there will be any savings on energy bills, just increased rent to cover the landlords costs
From:
Andrew townshend
13 April 2022 11:41 AM
I'll pass all yours if you do the same for me, now there's a plan
From:
Andrew townshend
13 April 2022 10:56 AM
It's not law yet, until it is I'm doing nothing, when and if it becomes law I will judge the situation, as properties become vacant after 2025 I will have the choice, spend the money and market them at an increased rent or sell them, if any are still tenanted by 2028 then those tenants will be evicted and the empty properties will either be up graded and marketed at an increased rent or will be sold off one per year, to be honest it doesn't much matter to me which way I chose to go
From:
Andrew townshend
13 April 2022 09:03 AM
52% Won't rent to tenants on benefits, in my area that's much closer to 100%, with LHA set well below market rents how can we rent to tenants on benefits ? they cannot afford to pay the rent.
From:
Andrew townshend
13 April 2022 08:41 AM
Long time since I rented to students, but I can remember that generally the snob parents were worse than the students themselves
From:
Andrew townshend
12 April 2022 14:53 PM
They would still want you to maintain and insure it for them free of charge of course.
From:
Andrew townshend
12 April 2022 11:11 AM
3.1% Higher than pre pandemic, that's a lot less than inflation.
From:
Andrew townshend
12 April 2022 09:19 AM
But Karen why are your tenants still there ? councils and housing associations house the '' less fortunate'' get rid of them quick while you still can you aren't a charity
From:
Andrew townshend
12 April 2022 09:14 AM
Negotiating a lower rent ? little chance of that at present, either they can afford it or they can't, if they can't don't view
From:
Andrew townshend
12 April 2022 09:08 AM
How has this got to do with what the tenant can afford ? it's all to do with the market rent for similar properties in that area, if a tenant cannot afford to live there they will have to move to somewhere that they can afford.
From:
Andrew townshend
12 April 2022 09:00 AM
Sean, people want to call me a parasite then let them why would I care, sticks and stones and all that
From:
Andrew townshend
11 April 2022 22:21 PM
Don't all businesses pass on increased costs to the end user ?
From:
Andrew townshend
11 April 2022 09:05 AM
Depends where you live, I don't want a property 100s of miles away, I'm off into Norwich this morning, 14 miles from home to look at a roof leak, now wouldn't that be a pain if that property was in the north east of England.
From:
Andrew townshend
11 April 2022 09:02 AM
How much, if any, hard cash will up grading to an EPC 'C' save ? little or none. If and when this becomes law I will then decide my next move, spend the money or sell the property.
From:
Andrew townshend
11 April 2022 08:55 AM
If they cannot afford the rent then they need to be looking for a cheaper property in a cheaper area, there's no shortage of working tenants that can and will afford to pay market rents.
From:
Andrew townshend
11 April 2022 08:49 AM
But who cares Simon, they can call me all the names they like why would I care ? I'm the man laughing all the way to the bank, sticks and stones and all that
From:
Andrew townshend
10 April 2022 22:49 PM
It always makes sense to keep hold of '' good '' tenants but we landlords are also suffering from raising costs, tradesmen are increasing their rates, materials cost more as does insurance, and the big one coming is EPC up grades, £10k per property, these costs will be passed down to the end user as costs for any business are, blame the government not us
From:
Andrew townshend
09 April 2022 10:54 AM
If we are the '' poor relation of housing provision'' what does that make the social housing providers ? now they really are the landlords from hell !
From:
Andrew townshend
09 April 2022 10:44 AM
Yes but Robert didn't you gain a degree in english in the days when a degree really meant something, unlike the degrees of today
From:
Andrew townshend
08 April 2022 12:13 PM
How's your liver after all those pints Robert ?
From:
Andrew townshend
08 April 2022 12:09 PM
Spell check can be a pain on phones mine once changed a tenant's name to Dimwit, luckily I spotted it before I sent the message.
From:
Andrew townshend
08 April 2022 09:08 AM
I've done the same Robert
From:
Andrew townshend
08 April 2022 09:01 AM
I expect a recession is coming, in past recessions I've always done well buying and building after all when do you invest in the stock market ? not when prices are high
From:
Andrew townshend
08 April 2022 08:59 AM
Less available properties to rent and rents for what's left rocketing , that's what EPC 'C' will cause
From:
Andrew townshend
08 April 2022 08:50 AM
The capital appreciation probably only covers the ''TRUE'' rate of inflation
From:
Andrew townshend
08 April 2022 08:46 AM
Why is it assumed that all landlords are mortgaged up to the eye brows, most of us are not
From:
Andrew townshend
08 April 2022 08:43 AM
I've lost 3 sets of good tenants over the past year who have bought, sorry to see all of them go but pleased for them at the same time, so it can be done with a bit of hard work and saving rather than spending
From:
Andrew townshend
08 April 2022 08:40 AM
I too regularly get the sob stories, sorry nothing available.
From:
Andrew townshend
07 April 2022 19:49 PM
There have been many very bad people allowed into this country, now like never before we need to check and be very careful who we are allowing to come here, there is one who shouldn't be here on trial right now for murder after stabbing a good MP over 20 times.
From:
Andrew townshend
07 April 2022 19:45 PM
Guaranteed rent is a con, surely we can all see that
From:
Andrew townshend
07 April 2022 09:22 AM
Will there be rent controls on all those tents under the fly over in Norwich, maybe they are the new affordable housing that Norwich City Council have been promising us
From:
Andrew townshend
07 April 2022 09:06 AM
I suspect most scrounge from society
From:
Andrew townshend
07 April 2022 09:01 AM
Because Suzy it will be illegal to rent any property under an EPC 'C' to any existing tenant, so it will be the government forced evictions
From:
Andrew townshend
07 April 2022 08:53 AM
Maybe I can '' demand'' a cap on diesel prices, I really should not be paying more than £1 per LT.
From:
Andrew townshend
07 April 2022 08:47 AM
I have found often the single female tenants soon move the moron boy friend in
From:
Andrew townshend
06 April 2022 10:06 AM
Doesn't bother me but what would they say if we said men only? generally I have found male tenants to be less hassle than female tenants and cleaner
From:
Andrew townshend
06 April 2022 09:23 AM
When I know the facts for certain I will decide my next move, I don't want to evict tenants or sell off properties but push me into a corner and that's what will happen, 16 properties to sell, 1 per year from 2028 will take me to 90 yrs of age so I don't need to worry about rent coming in when I'm getting the proceeds of a sale each year
From:
Andrew townshend
06 April 2022 09:19 AM
Trust me you don't want to be VAT registered, I was for 30 yrs in the motor trade, a right pain and a lot of extra work evenings and weekends, also we would have to charge our tenants VAT on their rent. I agree with you on the CGT we should be able to reduce it by inflation, which at one point we could, and we should also be able to roll it over into new investments. IHT doesn't bother me too much as neither myself or my wife will be paying it, our children will on their free money and assets though
From:
Andrew townshend
05 April 2022 13:19 PM
Hargreaver's Lansdowne experts ? now that is an April Fool
From:
Andrew townshend
04 April 2022 09:39 AM
That won't happen Jo, the government aren't interested in what we have to say, let them all carry on and shoot themselves in the foot.
From:
Andrew townshend
04 April 2022 08:58 AM
Simple answer to this one, a big fat NO !
From:
Andrew townshend
04 April 2022 08:54 AM
We are not allowed to charge an increased deposit now so it has to be an increased rent, another example of where good tenants loose out thanks to the likes of shelter.
From:
Andrew townshend
04 April 2022 08:47 AM
Up to the tenant if they want to, if they don't I go round with a sprayer full of round up
From:
Andrew townshend
04 April 2022 08:42 AM
Developer new builds have a life expectancy of around 50 yrs at best, and all those Victorian terraced houses will still be standing
From:
Andrew townshend
03 April 2022 19:50 PM
Picking the right tenant who is likely to pay and look after the property is not discrimination, it's good business sense, would a bank hand over a credit card to someone who was unlikely to pay ?
From:
Andrew townshend
03 April 2022 12:21 PM
I'm not expecting any help, quite the reverse, at the end of the day though it's the tenants that pay the price for all this
From:
Andrew townshend
02 April 2022 10:41 AM
In my area tenants don't have much choice, it's us landlords that have the choice of the best tenants.
From:
Andrew townshend
02 April 2022 10:38 AM
With LHA well below market rents how can we even consider taking tenants on benefits
From:
Andrew townshend
01 April 2022 09:20 AM
While we don't know all the facts and requirements it would be fool hardy to be spending any money to improve the EPCs
From:
Andrew townshend
31 March 2022 14:43 PM
Only 50% have a short fall ? think that's nearer 100%
From:
Andrew townshend
31 March 2022 09:33 AM
The only tenants I've ever evicted, legally or not, have been non payers, however come 2028 it's very possible that I will be forced to evict good tenants thanks to Boris and his stupid wife
From:
Andrew townshend
30 March 2022 22:03 PM
My 90 yr old lady has a protected tenancy so she is safe, and I wouldn't be surprised if she isn't still living there in 10 yrs time, an amazing lady who lost her husband in 1972 with a 12 yr old daughter to bring up by her self, she used to work days at the CO OP and then do an evening shift at the Birds Eye factory, working well past retirement age, they don't make them like that anymore !
From:
Andrew townshend
30 March 2022 15:41 PM
There was still corporal punishment when I went to school, I had the slipper across my backside many a time, never done me any harm, in fact I believe I'm better for it.
From:
Andrew townshend
30 March 2022 12:25 PM
I have one protected tenancy, I am allowed to increase that rent every two years, so I do to the max allowed, if these rent controls do come in then I will have to increase all rents by the max allowed as often as allowed, so who's going to be the loser ?
From:
Andrew townshend
30 March 2022 12:07 PM
I have an old property that for years tenants had complained about damp, present tenants, 2 guys late 50s been there around 4 years, no problems, come summer or winter during the day up stairs bedroom windows always open.
From:
Andrew townshend
30 March 2022 11:29 AM
About what you would expect from a loony left union
From:
Andrew townshend
30 March 2022 10:13 AM
I have tenants in their 50s, 60s,70s, and one little old lady who will be 90 this year, they are all as good as gold, pay their rent and keep the properties well
From:
Andrew townshend
30 March 2022 09:11 AM
Reduce the rent by £300 ? cheek, you are of course now going to increase it by £300 I hope.
From:
Andrew townshend
29 March 2022 15:12 PM
Or if the landlord does do the work the tenant is still evicted to allow the works to be carried out, turkeys don't vote for Christmas
From:
Andrew townshend
29 March 2022 09:05 AM
Agreed these '' QUALIFIED ?'' assessors do a 2 day course, they know F all about buildings yet are let loose to issue EPC certificates, it's like sending Joe Smith on a 2 day course to become a HGV MOT tester .
From:
Andrew townshend
28 March 2022 21:18 PM
I wouldn't like to guess numbers or percentages, but I'm sure the vast majority of rented properties are under a C rating , car crash coming towards the end of this decade , someone in government needs to be waking up
From:
Andrew townshend
28 March 2022 09:27 AM
If a tenant can't or won't provide proof that they can afford the rent then it's no tenancy, who's caused this problem? government, shelter, generation rant etc
From:
Andrew townshend
28 March 2022 09:21 AM
The only thing we can do is to be very selective with new tenants, after all there are plenty of new tenants applying for every property coming onto the market now
From:
Andrew townshend
27 March 2022 15:05 PM
UC just encourages the workshy scroungers not to work or even look for work, avoid these low lifers
From:
Andrew townshend
26 March 2022 10:50 AM
The joys of living in the smoke Michael, rather you than me mate
From:
Andrew townshend
25 March 2022 19:44 PM
Auctioneers, they run the bidding bouncing bids off the wall, sell properties to their mates prior to auction taking large back handers, I would wind my neck in if I were you boy, you are talking to landlords here who buy from auctions we know first hand all about your shady dealings
From:
Andrew townshend
25 March 2022 09:42 AM
From:
Andrew townshend
25 March 2022 09:37 AM
But is inflation only 7.4% right now, I would put the true figure well above 10%, not that that would affect the life style of the lady ranting here.
From:
Andrew townshend
25 March 2022 09:24 AM
You beat me to that one Robert, do they really want us to reduce our standards to that of their social housing ?
From:
Andrew townshend
25 March 2022 09:11 AM
Been there got the tee shirt Karen, you show compassion and get stabbed between the shoulder blades, it 's a hard world out there and getting harder by the day.
From:
Andrew townshend
25 March 2022 09:05 AM
I am alright Jack, because I worked hard for everything I've got
From:
Andrew townshend
25 March 2022 08:57 AM
Martin there's the easy to go through life, 9 to 5 , 5 days a week and 4 weeks holiday a year, or their's getting out there, putting the hours in , working hard and making things happen and it really doesn't matter how well or badly educated you are, in fact it is often the one with the poor schooling that rally succeed.
From:
Andrew townshend
25 March 2022 08:55 AM
No Elizaberth, it's down to zero common sense, we can all see that with or without an education
From:
Andrew townshend
24 March 2022 20:19 PM
Heat pumps are a total waste of time , effort and money, I most certainty will not be fitting them, grant or no grant
From:
Andrew townshend
24 March 2022 20:13 PM
The area, outside London, with the most second homes is north Norfolk
From:
Andrew townshend
24 March 2022 07:44 AM
Eastern Landlords Assoc seem to be totally hopeless as well, I won't be renewing my membership next year after nearly 30 yrs as a member
From:
Andrew townshend
23 March 2022 09:23 AM
Thought they were supposed to be making tax simpler
From:
Andrew townshend
23 March 2022 09:01 AM
It's very rude to '' demand'' but councils are rude.
From:
Andrew townshend
23 March 2022 08:56 AM
Agreed '' vulnerable'' tenants are more trouble than they are worth, leave them to councils and housing associations.
From:
Andrew townshend
23 March 2022 08:55 AM
Well don't hotels do the same thing ?
From:
Andrew townshend
23 March 2022 08:49 AM
Good tenants that pay their rent are welcome to stay as long as they like, however come 2028 there will be forced evictions, not by landlords but by government.
From:
Andrew townshend
23 March 2022 08:41 AM
Issue a money claim on line, dead easy, no solicitor needed and not expensive, you probably won't get any money but he'll get a CCJ
From:
Andrew townshend
22 March 2022 17:16 PM
Nick that's why like never before we have to be so careful who we rent to, for me that's working tenants only, no one under 25 , no single mums and no all day curry eaters, oh and guarantors where ever possible, the rest can go get a tent and sleep under the fly over , had my leg lifted too many times over the years and I've learn't by my mistakes .
From:
Andrew townshend
21 March 2022 21:29 PM
Local housing allowance is set well below market rents, so we know that person on benefits will not be able to pay their rent, it would be pure madness to take them on as a tenant.
From:
Andrew townshend
21 March 2022 08:50 AM
How many ex tenants claim they were evicted for no reason when in truth they were not paying the rent
From:
Andrew townshend
21 March 2022 08:45 AM
We know at some point s21 is going so no risk taking with new tenants, only 5* working tenants need apply
From:
Andrew townshend
21 March 2022 07:43 AM
You get what you pay for in this world
From:
Andrew townshend
19 March 2022 14:02 PM
I'm waiting to see what really happens, come 2025 if I have a property come empty it will depend on cost as to whether I spend money on it or sell, and the same will apply in 2028 if I consider the cost to be too much the tenants will be evicted and the property sold, I don't want to evict anyone but if I'm pushed into a corner that's what will happen, good opportunity for FTBs not so good for those that cannot buy though of which there will be many
From:
Andrew townshend
19 March 2022 11:46 AM
Leaflets I get through the door go straight in the bin or on the log burner I don't bother reading them and neither will the average tenant
From:
Andrew townshend
18 March 2022 17:14 PM
I make sure all my properties have wheelie bins, I also super glue labels with house number and post code to them, I also personally have a waste carriers licence (£39) , I've made the effort the rest is down to tenants and the council
From:
Andrew townshend
18 March 2022 09:21 AM
When it comes to dumped rubbish just take a drive around any council / housing assoc estate
From:
Andrew townshend
18 March 2022 09:14 AM
Mine are all registered this way as well, I also keep a very close eye on all my properties, if one went up for sale I would know about it.
From:
Andrew townshend
18 March 2022 09:04 AM
I think we all want to see rogue landlords dealt with but where are all their rogue tenants going to live? I don't want them
From:
Andrew townshend
18 March 2022 08:57 AM
I live in Breckland and have 2 of my rental properties there , Breckland council are a joke like all councils of whatever colour
From:
Andrew townshend
18 March 2022 08:54 AM
Tenants don't read them, they don't know what they are, with all the paperwork they are given the whole lot gets filed in the bottom of a deep draw somewhere never to see the light of day again
From:
Andrew townshend
18 March 2022 08:47 AM
A bit like the government they will say what the public want to hear
From:
Andrew townshend
18 March 2022 08:39 AM
I'll have a large single malt by my side and no doubt will be shouting at the TV which will P my wife off a treat.
From:
Andrew townshend
17 March 2022 19:41 PM
Leasehold flats aren't selling too well, but freehold houses and bungalows certainly are round my area.
From:
Andrew townshend
17 March 2022 09:24 AM
Add the deposit to the rent then there's nothing to dispute
From:
Andrew townshend
17 March 2022 09:19 AM
I'm not buying as much as I would like to, the money's sitting there, too much uncertainty, we don't know which stick the government is going to hit us with next
From:
Andrew townshend
17 March 2022 09:16 AM
The white paper hasn't been released yet, and it won't be law until it passes through government, if it does, lets wait and see what really happens and what is really involved
From:
Andrew townshend
17 March 2022 09:04 AM
Eastern Landlords Assoc are hopeless as well now, if my membership fee hadn't gone out DDR last month I won't have renewed it, the DDR has been cancelled now though, I've been a member for 30 yrs . what's the point if they aren't going to fight for us
From:
Andrew townshend
16 March 2022 20:56 PM
Yep we have had it here in Norfolk as well
From:
Andrew townshend
16 March 2022 20:47 PM
I don't do webinars or zoom meetings either, put it in writing and I'll read it, other wise I won't bother .
From:
Andrew townshend
16 March 2022 15:43 PM
An HMO would be totally unsuitable for a dog
From:
Andrew townshend
16 March 2022 15:04 PM
My agents are today signing a middle aged divorced lady with a dog up for a bungalow of mine with an extra rent for the dog, if I have to replace the carpets when she leaves then hopefully the extra rent paid will cover this.
From:
Andrew townshend
16 March 2022 11:03 AM
Most of my tenants stay a lot longer than 24 months, but we do need a way to get rid of rogue tenants a lot quicker than the present out dated system.
From:
Andrew townshend
16 March 2022 09:36 AM
The end user always pays. that's how all businesses work
From:
Andrew townshend
16 March 2022 09:27 AM
At present every thing is going well, but what's around the corner in that yet to be published white paper ? At present I don't want to sell anything but if I'm pushed into a corner with unreasonable demands then reluctantly I'll be out.
From:
Andrew townshend
15 March 2022 08:46 AM
Why would a tenant stay in a property that they disliked ?
From:
Andrew townshend
15 March 2022 08:35 AM
Maybe the tenants did trash it, or maybe they are the kind of tenants that have to rent those kind of places because no other landlord will touch them, no good renting rubbish places and no good renting to rubbish tenants, good properties to good tenants there is no other way, leave rubbish tenants to the rubbish social landlords they deserve each other
From:
Andrew townshend
14 March 2022 21:59 PM
But what is affordable, and affordable to who ? Will there ever be enough '' affordable'' homes ? I doubt it, and certainly not in my lifetime, this crises is all down to past and present governments who are busy trying to blame anyone and everyone else .
From:
Andrew townshend
14 March 2022 10:33 AM
They were given the chance to rectify the problems, so why didn't they ?
From:
Andrew townshend
14 March 2022 09:18 AM
There is already a big problem for tenants on low wages and worse still for those that don't work, we always check their earnings, if not enough then no tenancy, this avoids the need for an expensive section 8 case further down the road
From:
Andrew townshend
14 March 2022 09:11 AM
We already have a redress scheme, it's called eviction
From:
Andrew townshend
14 March 2022 09:03 AM
Why are you still down there in the smoke Michael ? sell up and move up here to Norfolk with our big skies , fresh air and sensibly priced houses with much better yields, no need to touch anything leasehold here, all freehold, what's not to like ?
From:
Andrew townshend
11 March 2022 20:07 PM
Well you can kiss goodbye to that money Karen, bet you'll never rent to anyone on benefits again will you ?
From:
Andrew townshend
11 March 2022 20:01 PM
Agreed Jo, but at least they are working like I have all my life, I don't do free loaders of any kind
From:
Andrew townshend
11 March 2022 09:48 AM
A true Conservative government would support business, what we have at present is a labour government claiming to be Conservative
From:
Andrew townshend
11 March 2022 09:36 AM
Only tenants in full time work need apply, that's the simple fact, not interested in anyone else, and that includes students, my property my rules.
From:
Andrew townshend
11 March 2022 09:27 AM
Just a tax on landlords which is passed onto tenants
From:
Andrew townshend
10 March 2022 08:44 AM
Well that's easily added to the rent
From:
Andrew townshend
10 March 2022 08:41 AM
I think it's funny , my youngest daughter and her partner own a lovely Victorian terraced house in Plymouth , they have no problem getting good working tenants for that, what landlord in his right mind is going to take tenants from councils, they'll be trouble you can guarantee that.
From:
Andrew townshend
10 March 2022 08:39 AM
Voids are useful, gives us time with an empty property to carry out repairs and up grades with no pressure, and once done the property soon re lets with a big increase in rent
From:
Andrew townshend
10 March 2022 08:31 AM
Council tenants with zero financial sense bought with a discount on a mortgage, then the double glazing salesmen came knocking selling windows, doors and conservatories , just add it onto your mortgage, the BMWs appeared in the drive ways also financed by adding the cost onto the mortgage, the crash came in 1990 and oh dear negative equity, we cannot pay the mortgage and cannot sell, those mugs made the rest of us wealthy.
From:
Andrew townshend
10 March 2022 08:26 AM
I grew up in the 50s and 60s, just the same we heated one room with a coal fire and all sat around it
From:
Andrew townshend
09 March 2022 15:43 PM
When the cost of living increases we all have to earn more, tradesmen increase their hourly rates, we increase the rent and the minimum wage will have to increase.
From:
Andrew townshend
09 March 2022 09:23 AM
Your a sad deluded man Mr Boyne who has little experience of the kind of people we are talking about here .
From:
Andrew townshend
08 March 2022 14:18 PM
I think your last paragraph could well happen
From:
Andrew townshend
08 March 2022 14:11 PM
This is spreading across the rest of GB , why would good landlords with good properties need or want low life tenants, rouge tenants live in rouge landlord properties, they deserve each other
From:
Andrew townshend
08 March 2022 09:37 AM
I don't want those kind of tenants, they need to be housed in social housing on council / housing assoc' estates not next door to owner occupiers that would be simply wrong and very unfair on the neighbors
From:
Andrew townshend
08 March 2022 09:30 AM
I bought most of my houses and shops in the 90s ranging from £13,000 - £30,000 so if I were to sell my gains would be high, and so would my CGT bill, my reason for buying at that time was to provide an income in retirement which has worked better than I could ever have imagined, never got into leasehold , having read many leasehold terms always decided against buying.
From:
Andrew townshend
08 March 2022 09:23 AM
Rules are made then governments decide which ones they will break
From:
Andrew townshend
08 March 2022 09:10 AM
And you should see the black diesel smoke the 20 yr old buses pump out in Norwich city centre, all nonsense.
From:
Andrew townshend
07 March 2022 20:56 PM
Been there and got that tee shirt Michael, you help someone, turn your back and the knife goes in.
From:
Andrew townshend
07 March 2022 18:46 PM
You should be charging market rents Michael
From:
Andrew townshend
07 March 2022 17:26 PM
So it's a trading LTD company, ''not for profit'' their trading figures will make interesting reading, then we can see their wages bill and names of directors.
From:
Andrew townshend
07 March 2022 09:02 AM
Where will they be housed and who will be paying their rent, council tax, and utilities, not my problem, is that hard? well maybe having been a landlord for over 30 yrs and having had my leg lifted a good many times that's made me hard.
From:
Andrew townshend
07 March 2022 08:56 AM
I was paying 100% council tax on an empty property for 6 months last year while carrying repairs and improvements, will I be getting a rebate ?
From:
Andrew townshend
07 March 2022 08:49 AM
Yes John I agree, from starting work aged 15 I have always enjoyed going to work and still do
From:
Andrew townshend
05 March 2022 22:01 PM
Why ? 2 out of 3 of my own homes came out of the auction room and very nearly all of my rental properties
From:
Andrew townshend
05 March 2022 16:39 PM
I too am glad to see anyone doing well out of their own hard work, but there are always those that sit on the side lines getting hung up, bitter and twisted when they see some one else doing well
From:
Andrew townshend
05 March 2022 08:58 AM
None of my properties require a licence yet, but no doubt at some point they will, all my tenants will receive notification of a rent increase with an accompanying letter explaining why.
From:
Andrew townshend
04 March 2022 09:39 AM
I agree, I have no plans to do anything yet, just keep taking the income for now, I will make my decision when I know all the facts, I don't want to sell anything but at the same time I'm not tipping thousands of £s down the drain doing unnecessary work.
From:
Andrew townshend
04 March 2022 09:29 AM
We have had more than enough from these so called ''experts'' over the last 2 years
From:
Andrew townshend
03 March 2022 11:25 AM
Same as it is for a British scrounger, FREE.
From:
Andrew townshend
03 March 2022 11:18 AM
We don't need your insurance, careful selection of tenants, a guarantor , working tenants only, no single mums and no one under 25 yrs
From:
Andrew townshend
03 March 2022 09:14 AM
Once here they won't be going back, where will they all live and where will they all work, night mare
From:
Andrew townshend
02 March 2022 21:53 PM
If these families have paid their rent , on time and in full, then I'm thinking the only other reason to evict would be if the landlord had decided to throw in the towel and sell up, now I wounder why landlords would be doing that Emily? think about it!
From:
Andrew townshend
02 March 2022 12:08 PM
Hit the landlord, but really they are hitting the tenant, chatting to a landlord friend of mine here in Norwich yesterday he had been on the phone to all his tenants increasing their rents an average £50 per month each, something we all are now going to have to do just to cover increased costs
From:
Andrew townshend
02 March 2022 09:24 AM
I've used s 21 over the years, but never to evict a paying tenant
From:
Andrew townshend
02 March 2022 09:09 AM
Death of the HMO, well that's what government and councils wanted, but what happens to those tenants ? they cannot afford to rent a flat or house.
From:
Andrew townshend
02 March 2022 09:03 AM
If an organisation is paying it's management £100s of thousands then in my book that's profit , all that money has to come from some where
From:
Andrew townshend
01 March 2022 15:44 PM
I feel for them as I'm sure most of us do but this is something for the government to sort out, I for one am not a charity, I'm sorry if that sounds hard but that's the way it is.
From:
Andrew townshend
01 March 2022 10:24 AM
Strong roundup (or similar ) mixed with red diesel I find will kill most everything.
From:
Andrew townshend
01 March 2022 08:46 AM
If I were a Welsh landlord I would have thrown the towel in by now, what's the point ?
From:
Andrew townshend
01 March 2022 08:43 AM
I would not rent to someone with an ''adverse'' credit history, why would a bank lend to them, it would be financial suicide .
From:
Andrew townshend
01 March 2022 08:39 AM
Managed by a ''social landlord'' I'm not having their tenants in my properties !
From:
Andrew townshend
01 March 2022 08:35 AM
We don't have enough homes for our own people, how many landlords have empty properties? mine are snapped up as soon as they become available. The government have a problem, why would I want to help after what they are doing to me as a landlord ?
From:
Andrew townshend
01 March 2022 08:27 AM
Maybe we could have some ''leveling up'' between the rights of tenants and those of landlords as they seem some what out of balance ?
From:
Andrew townshend
28 February 2022 08:59 AM
Remind me what do we pay the police for ??
From:
Andrew townshend
28 February 2022 08:47 AM
Timber is a very good insulation, and wooden floors can be sanded back and then oiled, stained or lacquered, nothing wrong with wood flooring I have it in my lounge and dining room.
From:
Andrew townshend
27 February 2022 17:02 PM
Talk to the boys on site, ask them if they would buy one, most would not, these developer new builds are thrown up quick and cheap and over priced, but there are no shortage of mugs queuing up to buy them
From:
Andrew townshend
27 February 2022 09:29 AM
I like a long term investment, but not that long, we are businessmen, and ladies, we're not going to be tipping money down a drain.
From:
Andrew townshend
26 February 2022 15:30 PM
I feel sorry for them, well those that work anyway, most of them are good people, but the government are set on screwing them through us
From:
Andrew townshend
26 February 2022 14:01 PM
Your lucky, I pick up a take away from Watton (a market town up the rd from me) on a Friday evening and normally fill up at the same time, one garage closed the other two queued up the road, panic buying all over again.
From:
Andrew townshend
26 February 2022 12:19 PM
I've even had tenants tape over extractor fan vents and then complain about damp and mould .
From:
Andrew townshend
26 February 2022 12:13 PM
Inflation, there's nothing any of us can do about it, everything is going to cost more, so we will all have to earn more, increased rents, tradesmen's hourly rates will increase, those that cannot, or will not, earn more will have to adjust their life styles
From:
Andrew townshend
26 February 2022 11:06 AM
That's why I'm happy being a Norfolk boy
From:
Andrew townshend
25 February 2022 09:53 AM
Seems he got what he deserved
From:
Andrew townshend
25 February 2022 09:50 AM
Was the tenant fined ? after all it was their rubbish. It would be a good idea for all ''hands on '' landlords to get a waste carrier licence, I have one, fill a form out online and pay the fee, £39, back covered
From:
Andrew townshend
25 February 2022 09:45 AM
The average working tenant simply cannot afford their high rents, BTR is no competition to me , they are in a totally different market place.
From:
Andrew townshend
25 February 2022 09:32 AM
It's a 70s bungalow which at present doesn't need a licence, being an EPC 'D' it will need work come 2028, 1 paid £115k for it and spent around £5k on it at that time, similar bungalows on the estate are selling to FTB for around £200k, so I will keep taking the rent, now going to be marketed at £825 per month, then I can choose to either spend on getting it up to a 'C' or sell it in 2028, really not bothered either way.
From:
Andrew townshend
25 February 2022 09:22 AM
I had 3 properties become available last year, all had a big increase in rent and all had no shortage of good working people wanting them, Now have a 2 bed bungalow in an expanding village 10 miles from Norwich , tenants have bought, coming available soon, another big increase in asking rent , watch this space.
From:
Andrew townshend
24 February 2022 21:21 PM
Their policy and that of central government is that one day the plebs will all live in shoe boxes in the sky rented from large BTR companies, but I doubt you and I Robert will still be around to see that.
From:
Andrew townshend
24 February 2022 11:33 AM
Auction House East Anglia had a similar auction a couple of weeks ago with similar results.
From:
Andrew townshend
23 February 2022 08:33 AM
So we'll be able to load our basket up in a supermarket and pay what we consider to be a fair price for it ? it would seen that's what these ''activists'' are saying, good luck with that one.
From:
Andrew townshend
23 February 2022 08:30 AM
Welcome to the future PRS as these will be the only landlords left once the rest of us have been pushed out.
From:
Andrew townshend
23 February 2022 08:22 AM
When I was VAT registered I had new commercial vehicles, made sense claimed VAT back and wrote them down against tax, never bought a new car just a total waste of money, mine come out of car auctions 3 - 4 yr old with good service histories
From:
Andrew townshend
22 February 2022 19:07 PM
My properties were purchased the same way as yours Michael, mostly in the early 90s all needing work, no loans, no mortgages, had I gone down the leveraged route I could well have had hundreds by now all over the country, but that's not what I wanted, 16 all within a 30 minute drive from home that I can look after myself, income split between my wife and myself keeps both of us just below 40% tax now that I'm retired from the day job, we earn good money which affords us a nice conferrable life style, no flash new cars, a 9 yr old 140k miles passett estate with ladder on roof and tools in the back and a 7 yr old 100k miles forrester which my wife drives, that'll do me
From:
Andrew townshend
22 February 2022 17:17 PM
I tend to agree Robert from past experience .
From:
Andrew townshend
22 February 2022 12:42 PM
I don't hold much hope out with the loony left labour / greens in Norwich council giving out landlord grants, they hate any one and every one in business.
From:
Andrew townshend
22 February 2022 10:14 AM
I too am hanging on, keep taking the money for now and wait and see what's really going to happen, if I'm pushed into a corner, which looks likely, then tenants will be evicted, properties will sit empty as they are sold off one per year, which will see my days out in comfort , after that it's really not my problem
From:
Andrew townshend
22 February 2022 10:00 AM
1100 complaints , how many were groundless?
From:
Andrew townshend
22 February 2022 09:14 AM
I'm sure this guy knew full well he should have had a licence, so no sympathy.
From:
Andrew townshend
21 February 2022 08:44 AM
Added costs for the end user to pick up, our tenants will be paying yet again.
From:
Andrew townshend
21 February 2022 08:42 AM
''These actions need to have consequences'' that's rich coming from a council, it's as much their's and central government's actions that have consequences in the PRS. The threat of EPC 'C' is having consequences already as landlords sell up, add to that the threat of rent controls and many more will either sell up or go over to air b&b.
From:
Andrew townshend
21 February 2022 08:31 AM
I'll second that !
From:
Andrew townshend
20 February 2022 22:38 PM
Yes Michael there are those of us that know what graft and dangerous work is, then there are the pen pushers in town hall, however I couldn't work in an office for all the tea in China , neither could you or my son
From:
Andrew townshend
19 February 2022 18:36 PM
I think we were quite lucky in Norfolk didn't get it as bad as London although my son is busy cutting trees down that have fallen on power cables, not that he minds call out money and over time.
From:
Andrew townshend
19 February 2022 17:02 PM
No damage reported, yet, so I might have got away with it this time.
From:
Andrew townshend
19 February 2022 14:11 PM
The holiday let sounds like a good move John, maybe I'll book a week there when done.
From:
Andrew townshend
19 February 2022 11:15 AM
I have one property with a registered rent, lovely little old lady lived there since 1958, rent always paid, even in lock down, however rent is increased by RPI every 2 yrs, I have to do that, so if rent controls do come in I will have to increase every tenants rent by RIP as often as allowed, good tenants the losers again.
From:
Andrew townshend
18 February 2022 11:15 AM
That messy end isn't far away, headline in local paper few days ago '' housing crisis in Norwich'' we have tents in shop door ways all over the city '' the fine city of Norwich'' well it's far from fine now, what a mess, city council ? loony left labour / greens.
From:
Andrew townshend
18 February 2022 10:29 AM
I quite liked Trump, he told it as it was no messing
From:
Andrew townshend
17 February 2022 10:03 AM
Our local news paper headline couple of days ago '' housing crisis in Norwich'' with a loony left labour / green council are we surprised ? they ain't seen nothing yet, just the tip of the ice burg, Norwich city centre is full of tents under fly overs and in shop door ways, they stick the knife in landlords backs and then ask for our help. how does that work ?
From:
Andrew townshend
17 February 2022 10:00 AM
Rouge landlords, tenants, solicitors, councilors, MPs, builders, there's no shortage of rogues out there not just landlords
From:
Andrew townshend
17 February 2022 09:10 AM
Built by 2027, just right to house all those evicted because of EPC 'C' then, families with children living in boxes in the sky, what will that do to their mental health ?
From:
Andrew townshend
16 February 2022 09:21 AM
Trica, I see his name and I don't read any further, he's not a landlord at all
From:
Andrew townshend
16 February 2022 09:12 AM
Surely if the housing is sub standard the simple answer is to move to a better property, I'm sure your landlord would like to see the back of you, 5* accommodation = 5* cost, you pays your money and take your choice
From:
Andrew townshend
16 February 2022 09:05 AM
If rent controls are brought in it would depend how they are set, that would likely be the nail in the coffin
From:
Andrew townshend
16 February 2022 08:55 AM
Well I would agree there Sally
From:
Andrew townshend
15 February 2022 22:21 PM
No Sally I will not simply because from past experience (over 30 yrs) I know that the chances of getting the rent paid by people on benefits are slim at best, private landlords are not charities, shelter is a charity but the funny thing is they house no one
From:
Andrew townshend
15 February 2022 22:19 PM
Sally, I am one of very few landlords that will '' consider'' tenants with pets, I currently have 3 properties with pets, I would not trust these Micky mouse insurance companies no further than I can spit, I used to ask for an increased deposit, but I'm not allowed to do that now so it has to be an increased rent, we all have to cover risk
From:
Andrew townshend
15 February 2022 20:59 PM
The ''duffel'' coat, I was issued with one of these when I started a job at Eastern Electricity (nationalized industry) in 1975, marvelous bit of kit .
From:
Andrew townshend
15 February 2022 15:53 PM
But of course he could have changed his name to David Mackman
From:
Andrew townshend
15 February 2022 15:46 PM
Are we surprised ?
From:
Andrew townshend
15 February 2022 08:52 AM
I cannot see many landlords buying over priced new builds, what would the rental yield be ?
From:
Andrew townshend
15 February 2022 08:48 AM
It's the way most people live today, have now pay later, I fully expect that the pension age will soon increase to 70, many will have to work well past this age if they want any standard of life.
From:
Andrew townshend
15 February 2022 08:41 AM
Those that have '' issues'' have four choices :- council housing assoc rogue landlords shop door ways
From:
Andrew townshend
14 February 2022 15:27 PM
I've often wondered what ''affordable'' means, affordable by those on benefits, those on minimum wage, those on £30k a year, affordable by who exactly ?
From:
Andrew townshend
14 February 2022 15:22 PM
Well yes agreed Robert but there are many out there that would say that we were discriminating against them, discrimination like vulnerable and racist is a word that is very often used incorrectly
From:
Andrew townshend
14 February 2022 08:41 AM
Problems do not go away by ignoring them, it's called '' sweeping them under the carpet'', the sooner a problem is attended to the better for all concerned .
From:
Andrew townshend
14 February 2022 08:35 AM
Housing ? or boxes in the sky.
From:
Andrew townshend
14 February 2022 08:29 AM
Tenants in full time work benefit because landlords are more likely to get the rent paid
From:
Andrew townshend
14 February 2022 08:26 AM
We all, not just landlords, pick and chose who we do business with, would the average person have the dids from the local travelers site carry our roof repairs on their property ? that must come under the heading of discrimination, most of us on here will not rent to people on benefits because we know we will have problems getting the rent paid, discrimination everyone of us does it no matter who we are.
From:
Andrew townshend
14 February 2022 08:23 AM
What do today's police ever do? few yrs ago a guy in a village up the road from me spotted some one trying to get into his shed one night, called 999 to be told no one available to come out, so he gave it 10 minutes and phoned back to say don't bother I've just shot them just bring some body bags, fire arms police, helicopter, the works there in minutes, they got the scum bags alive and well and charged this guy with wasting police time.... all charges dropped against this guy, today's police a total waste of time and money, zero respect for police and they wounder why.
From:
Andrew townshend
12 February 2022 22:52 PM
Old story Jacxk, you can lead a horse to water, you cannot make it drink.
From:
Andrew townshend
12 February 2022 22:35 PM
Jacxk, I think we're all been caught by social tenants at some point, so we live and learn, full time working tenants only has to be the rule
From:
Andrew townshend
11 February 2022 17:00 PM
No they are not getting away with that one, I chose who lives in my properties
From:
Andrew townshend
11 February 2022 10:27 AM
Some one's picking figures out of fresh air, total rubbish.
From:
Andrew townshend
11 February 2022 08:32 AM
Yes I've heard something similar I would want to know a lot about any charity that I left money to, like their accounts their wage bill and who is being paid how much for doing what, most charities that I've come across seem to pay their management far too much lining their own pockets before any money gets anywhere near the cause
From:
Andrew townshend
10 February 2022 16:56 PM
IHT doesn't bother me, I won't be paying it, what ever is left after my children have paid the IHT is free money that they haven't had to work for.
From:
Andrew townshend
10 February 2022 09:54 AM
I like tenants that stay a long time, so long as they pay and look after the property
From:
Andrew townshend
10 February 2022 09:23 AM
Wasting your time with George Freeman he's not interested and why should he be ? none of this is going to affect him personally, he's no different to any other MP, in it for himself and in a safe Tory seat .
From:
Andrew townshend
10 February 2022 09:21 AM
Cornwall have a big problem, my youngest daughter lives down there so I know all about this, her and her partner are okay though as they own 2 properties down there and also both work in the holiday home business, we do feel sorry for the working people down there who are unable to find a home to rent but who's to blame here ? government, shelter and generation rant, not landlords.
From:
Andrew townshend
10 February 2022 09:11 AM
We are all looking for 5* working tenants, there's no shortage of these in my area so where are the workshy benefit scroungers going to live ? not my problem.
From:
Andrew townshend
10 February 2022 08:56 AM
Social housing tends to be on large council estates with many very unpleasant people living next door.
From:
Andrew townshend
10 February 2022 08:20 AM
I'm not selling yet either, but then I'm not buying which I would have been.
From:
Andrew townshend
10 February 2022 08:16 AM
My experience of grants are they are a total waste of time even bothering to apply for, 7-8 yrs ago I had a boiler pack up, tenant was a single mum, we applied for a grant, my contribution was to be £1900 paid up front, I purchased a Baxi boiler from Mr Central Heating £700 inc VAT my plumber fitted it (not VAT reg) for £500, so cost me £1200 as apposed to £1900 with the grant, stitch up .
From:
Andrew townshend
09 February 2022 19:24 PM
For a lot of the lower end tenants these increases won't affect them as rental properties disappear from the market, it's free to sleep in a shop door way, if Generation rant want some one to blame they had better be looking at themselves, shelter and governments
From:
Andrew townshend
09 February 2022 09:41 AM
My point exactly, which has been removed, I am certainly NOT saying that any landlord from that ethnicity is automatically going to be a rouge, I'm sure that many are very good landlords but what has struck me is when we hear of these reports 99 times out of 100 they are people of these ethnicity, telling it as it is isn't being racist .
From:
Andrew townshend
08 February 2022 17:22 PM
But there will be CGT to pay on the none gain
From:
Andrew townshend
08 February 2022 09:13 AM
George everything is sell able at a price.
From:
Andrew townshend
08 February 2022 08:53 AM
I'm waiting until we know more for sure, if I have a property come vacant after 2025 and am not allowed to relet it will remain empty while I decide whether to spend the money upgrading or to sell, when we get to 2028 I'll have to evict good tenants because if I do decide to up grade them the property will have to be empty in order to carry out the works, but come 2028 I shall be 74 so depending how I feel by then they might all remain empty and be sold off one per year, the proceeds I'm sure will see my days out in comfort
From:
Andrew townshend
08 February 2022 08:51 AM
Some will, others won't
From:
Andrew townshend
07 February 2022 13:40 PM
Yes I did couple of yrs ago had G rated property got it up to an F and had a MEES report done on it which estimated £14k to get to an E , it presently is exempt, no chance of getting that to a C , not bothered though I paid £13.5k for it nearly 30 yrs ago, I 'll carry on drawing the rent on it as long as possible then blow it away in an auction.
From:
Andrew townshend
07 February 2022 11:09 AM
Norwich City Council tried the developer game and lost £6m of council tax payers money, these people haven't got a clue in the real world that's why they are in the public sector and accountable to no one
From:
Andrew townshend
07 February 2022 09:22 AM
Michael. I'm in a position to buy, and I would have liked to do so, but the way things are going I do think it would be very foolish to be doing so now.
From:
Andrew townshend
06 February 2022 20:19 PM
Green home improvements cost a fortune and save little if anything in heating costs, we all know this
From:
Andrew townshend
05 February 2022 10:31 AM
Have today pay tomorrow can only end in tears
From:
Andrew townshend
05 February 2022 09:49 AM
I agree, interest rates silly low, should never have dropped below 6%, too much cheap money around encouraged too much debt and discouraged savers, now it's pay back time and the pips will squeak
From:
Andrew townshend
04 February 2022 20:56 PM
Why not a national register for all tenants, then good tenants get the 5 * and the bad ones get the 1 *
From:
Andrew townshend
04 February 2022 15:01 PM
I'm not buying more at present, although I would have liked to, but I'm not selling yet either, I'm not mortgaged so I'll wait and see what really happens, however if things do get as bad as many are saying I'll evict and have my properties sit empty while I sell them off one per year
From:
Andrew townshend
04 February 2022 10:15 AM
Good deals come along when demand is low
From:
Andrew townshend
04 February 2022 09:34 AM
70% Would pay more ? pull the other one, total BS.
From:
Andrew townshend
04 February 2022 09:31 AM
A tax on inflation is totally unreasonable and unfair, inflation is not profit.
From:
Andrew townshend
04 February 2022 09:29 AM
Okay council, you rent my house from me on a commercial full repairing and insuring lease for full market rent paid quarterly in advance, returned to me vacant and in good condition after 5 years, those are my conditions take it or eave it.
From:
Andrew townshend
04 February 2022 09:22 AM
Catherine, using a ''good'' agent helps, you know who I use
From:
Andrew townshend
03 February 2022 11:11 AM
The people ''forced'' to live in homes in poor condition are the rogue tenants that no decent landlord with good properties would touch with a barge pole, we know who they are.
From:
Andrew townshend
03 February 2022 09:25 AM
John I do agree that BTL should be a long term investment and there will always be on going repairs maintenance and improvements needed, while I have used s21 in the past it's always been used for a reason, non payment of rent.
From:
Andrew townshend
02 February 2022 14:40 PM
I did something similar some yrs back, the tenant would give me a cheque for the rent, then she would stop the cheque rather than going overdrawn, this of course bought her time, the first I would know about it was when my bank posted the cheque back to me, then she would arrange to meet me outside her place of work on her payday lunch hour, so when she asked me for a reference I chose my words carefully simply saying that the rent was always paid, which of course it was, I didn't feel great about it but I was so pleased to see the back of her, she also left me with broken furniture and rubbish to clear, but hey the fat cow was gone.
From:
Andrew townshend
02 February 2022 14:20 PM
Shelter is not much different to any other charity or housing assoc come to that, big fat pay cheques and perks for the fat cats at the top.
From:
Andrew townshend
02 February 2022 10:11 AM
2030 I shall turn 76, if I'm still here and still a landlord, I doubt I'll be too much bothered, my properties can sit empty selling one off per year, that'll see me out, I'm so glad I'm not a youngster in this country.
From:
Andrew townshend
02 February 2022 10:02 AM
My youngest daughter and her boy friend live in Cornwall and have 1 BTL in Plymouth presently rented to a tenant, most investment properties down there are going over to holiday lets, can't blame those landlords can you ?
From:
Andrew townshend
02 February 2022 09:41 AM
We knew s 21 was going, so now more than ever before vet prospective tenants very carefully, guarantors where ever possible and read Jim's book on evicting with s 8
From:
Andrew townshend
02 February 2022 09:33 AM
Part time and on benefits, there was a time I might have considered her, not now though, just too risky
From:
Andrew townshend
02 February 2022 09:05 AM
That's the exact reason that I got into BTL all those yrs ago, self employed, didn't like, trust, or believe the flash Harrys selling private pensions.
From:
Andrew townshend
01 February 2022 20:18 PM
I also find webinars and zoom meetings a waste of time let's have it in good old print so we can read it, and refer back to it as needed
From:
Andrew townshend
01 February 2022 11:28 AM
Exactly Possession Friend where are they ? I'm a member of Eastern Landlords Assoc not a whisper from them, in fact not much from them since first lock down, after the best part of 30 yrs as a member I wasn't going to renew my membership this yr but as the ddr has left my bank it looks like I'm a member for another yr for what use that's going to be to me
From:
Andrew townshend
01 February 2022 11:21 AM
But take away the rogue landlords and who are the rogue tenants going to rent off ?
From:
Andrew townshend
01 February 2022 09:20 AM
Don't look at us landlords, tenants can thank shelter GR and the left wing tory government, with more costs on the way + a shortage of stock rents are only going one way
From:
Andrew townshend
01 February 2022 07:35 AM
No doubt there will be a fee which will be recovered from tenants at the next rent review, other than that I'm not bothered by a landlord register
From:
Andrew townshend
01 February 2022 07:26 AM
That's where I have an advantage Michael, I have room to store it, my daughters partner does fencing, gardening etc, when we have enough we share the cost of a grab lorry to clear it
From:
Andrew townshend
31 January 2022 20:51 PM
Pop the breasts out put in frying pan with a knob of butter, lovely
From:
Andrew townshend
31 January 2022 16:16 PM
No we won't Paul, our tenants will be paying that + 10% to cover our time involved
From:
Andrew townshend
31 January 2022 12:48 PM
I get them as well Doug they go straight into my wood burner stove often without even opening the envelope, and similar emails aren't opened just blocked
From:
Andrew townshend
31 January 2022 12:45 PM
I have no problem having my details on a landlord register, the only likely effect of this will be to push rents up still further and push rogue tenants into the hands of rogue landlords they deserve each other
From:
Andrew townshend
31 January 2022 12:34 PM
We don't have a Tory government we have new labour in all but name
From:
Andrew townshend
31 January 2022 12:29 PM
Yes David but you need common sense to see that, since when has anyone in Shelter or government ever had any of that ?
From:
Andrew townshend
31 January 2022 10:36 AM
There was a time when we left school and went out to work, we quickly learnt to stand on our own 2 feet, now kids go to uni and remain kids till the day they die, and yes we can blame the governments for this
From:
Andrew townshend
31 January 2022 10:30 AM
Insurance costs are based on risk, of course these flats are high risk I expect some insurance companies will refuse cover at any money and who can blame them
From:
Andrew townshend
31 January 2022 08:30 AM
At a guess I would say more likely the tenants, however ''penny wise and pound foolish'' for the sake of a £100 he should have paid up and had a clear up, I've often had to clear up other people's waste, I've even invested £39 pounds in a licence to make my movement of waste legal
From:
Andrew townshend
31 January 2022 08:22 AM
I have to agree with shelter, now that's a first, there is a flood of homeless people just around the corner, all those that thought what a good idea it would be to stop paying rent because they couldn't be evicted, we're all going to find out who they are so little chance of a new tenancy, then there's all the landlords that have had enough of Shelter, Generation Rant and the government and are selling up, so who's to blame here ? now that's a question isn't it ?
From:
Andrew townshend
31 January 2022 08:12 AM
Mr Blair needed them to boost hi inflated ego
From:
Andrew townshend
29 January 2022 16:31 PM
Sorry Tricia but clearly we disagree on this one, maybe Mr Blair should be housing these people, we should never have gone into Afganistan in the first place
From:
Andrew townshend
29 January 2022 16:16 PM
Shoe boxes in the sky with gyms below, great for the young singles, not the sort of tenants I want though.
From:
Andrew townshend
29 January 2022 10:46 AM
Straight out of uni, wet behind the ears and knows the lot, don't you just love them.
From:
Andrew townshend
29 January 2022 10:39 AM
Maybe David, but trust me I'm not wrong
From:
Andrew townshend
29 January 2022 10:35 AM
Smoke alarms, not expensive and we all know they should be there, how did the electrical sockets come to be hanging out of the wall though? and who broke the glass in the front door? I somehow think there maybe more to this than is being reported here
From:
Andrew townshend
28 January 2022 15:41 PM
I also agree with David on this one, we should be looking after our own first, these people have many children which they were unable to provide for, I find that to be totally irresponsible having large families without the means to provide for them properly , I have 3 children and would have had a fourth had my wife not been ill, the difference here is that I always had the means to provide for all of them properly with any outside help
From:
Andrew townshend
28 January 2022 15:13 PM
Agreed, if these councils really want to help then put the right package together, don't take private landlords for fools here.
From:
Andrew townshend
28 January 2022 11:15 AM
4 Bed room houses are normally furnished and let to students, as such the rents are very high.
From:
Andrew townshend
28 January 2022 09:56 AM
Here in Norwich we have almost daily local newspaper reports about properties with very similar faults all owned by the same landlord, no action taken, the landlord ? NORWICH CITY COUNCIL
From:
Andrew townshend
28 January 2022 09:44 AM
Good point Leon, it likely does not conclude the tenancy, come on Leic Landlord you are the legal expert on here what would your learned opinion be ?
From:
Andrew townshend
27 January 2022 22:48 PM
I would live in a caravan in a field (and I have when building / renovating) long before I would live in a shoe box in the sky
From:
Andrew townshend
27 January 2022 10:44 AM
The world is full of the lazy bitter and twisted who won't help themselves, leave them to councils to house in their sub standard damp properties on no go council estates.
From:
Andrew townshend
27 January 2022 10:15 AM
Agreed, in an ideal world, but since when have councils ever been interested in '' fair''
From:
Andrew townshend
27 January 2022 10:07 AM
Supply and demand, no different to the present secondhand car / van market
From:
Andrew townshend
27 January 2022 09:10 AM
Given the amount of money owed and the likely fine for illegal eviction the landlord would have been quids in had he have thrown them out, the law is an a**
From:
Andrew townshend
26 January 2022 17:07 PM
My youngest daughter's in Cornwall, that's what they are all doing down there and who can blame them, I've not got anything suitable or in the right area, if I had I would be doing the same.
From:
Andrew townshend
26 January 2022 16:49 PM
How many times as he addressed himself as a professional landlord ? certainly making himself out to be a very arrogant one.
From:
Andrew townshend
26 January 2022 10:44 AM
I agree Michael, sounds like tenant vandalism.
From:
Andrew townshend
26 January 2022 07:51 AM
Students really need to ask themselves is that degree I'm going to be paying for going to be any use to me in the big outside world, many should not be at uni they should be out to work learning on the job
From:
Andrew townshend
25 January 2022 08:01 AM
Banks getting desperate for business ? are landlords buying at present with everything that is being thrown at us ? A wise landlord would be paying down debt now not increasing it
From:
Andrew townshend
25 January 2022 07:15 AM
Agreed get tax returns completed and filed with HMRC as early as possible in the new tax year, mine are normally in and agreed by June, job done, and my tax was paid yesterday, tax isn't going away so just get it sorted and paid
From:
Andrew townshend
25 January 2022 07:01 AM
Harold Wilson devalued the £ in the 60s, he came on TV and told us that it'' wouldn't affect the £ in your pocket'', I can remember that as plain as day word for word, i was around 10 at the time and even at that young age I knew he was talking BS
From:
Andrew townshend
24 January 2022 21:30 PM
A mum with 5 children? not a chance in hell that I would rent to her, council's problem not mine.
From:
Andrew townshend
24 January 2022 09:58 AM
We are not allowed to say ''NO DSS'' so they can waste their time viewing as we are under no obligation to give a reason when rejecting an application to rent.
From:
Andrew townshend
24 January 2022 09:46 AM
Do tenants look at the EPC before renting ? and neither will they the DASH.
From:
Andrew townshend
24 January 2022 09:41 AM
The way things are at present it would be foolish to be buying more property to rent, and even more foolish to be doing so on borrowed money, landlords with mortgages would be well advised to be paying down borrowings
From:
Andrew townshend
24 January 2022 09:24 AM
We had the tenant fees ban, so the fees were passed onto landlords who then passed them onto tenants by increasing rents, we had the deposit cap which was also passed on by increasing rents, the cost to 40% tax paying landlords with mortgages is also being passed on to tenants, as will the costs involved in up grading to EPC C, end result many landlords selling up, shortage of supply and increased rent to the poor tenant who is the one being hit , now they talk of an additional tax and even rent controls, how are the government and councils going to house all those homeless families ?
From:
Andrew townshend
24 January 2022 09:16 AM
I agree Max, the law is an a**, how can we show the police and courts any respect these days
From:
Andrew townshend
22 January 2022 19:01 PM
Agreed, but don't forget to take off the CGT liability from any gain
From:
Andrew townshend
22 January 2022 12:51 PM
Some how Simon it all stinks doesn't it. but are we surprised ? Governments and councils of all colors left or right stink, nothing new there then.
From:
Andrew townshend
21 January 2022 22:00 PM
David central and local government make terrible property developers, and terrible landlords, Norwich City Council being a prime example here
From:
Andrew townshend
21 January 2022 19:23 PM
David, I have no reason not to believe you, but it would seem you have been incredibly unlucky
From:
Andrew townshend
21 January 2022 19:15 PM
David there are a lot of business that produce nothing of value, solicitors spring to mind
From:
Andrew townshend
21 January 2022 19:13 PM
Civil unrest ? you could be right, but don't look at us landlords for the cause, blame the government, every time they stick the knife in up goes your rent, end user pays
From:
Andrew townshend
21 January 2022 16:13 PM
I'm Norfolk born and that's where I'm a staying boy, you can keep your London don't even want to visit.
From:
Andrew townshend
21 January 2022 15:22 PM
I've also got 2 shops, one trades as a cafe / takeaway and does quite well at £650 per month , the other is let but is a struggle at just £300 per month, I had others but have converted those to residential over the years.
From:
Andrew townshend
21 January 2022 15:18 PM
Is there any need for landlords to be renting to UC claimants, with the present shortage of supply there is no shortage of working tenants looking to rent.
From:
Andrew townshend
21 January 2022 08:16 AM
The shortage of supply is only going one way as more landlords sell
From:
Andrew townshend
21 January 2022 08:11 AM
Isn't the true rate of inflation around 8%, so rents are only increasing to keep up with inflation
From:
Andrew townshend
21 January 2022 08:05 AM
Not a Conservative government or party are they ?
From:
Andrew townshend
20 January 2022 20:24 PM
I agree Debra, only worthwhile if you are a 40% tax payer and have large mortgage repayments
From:
Andrew townshend
20 January 2022 19:14 PM
I would very much liked to have carried on buying, but the way things are going I won't be.
From:
Andrew townshend
20 January 2022 10:52 AM
I made that mistake some years ago Jo, the tenant was a good guy but he was paying £75 per week for a 2 bed terraced house I should have increased the rent by a small amount every year.
From:
Andrew townshend
20 January 2022 10:46 AM
You try and do things properly and get stabbed between the shoulder blades, so why bother
From:
Andrew townshend
20 January 2022 10:09 AM
Nice idea, but CGT rules this out as a total non starter
From:
Andrew townshend
20 January 2022 08:44 AM
Now we all know who you really are Leic Landlord LOL.
From:
Andrew townshend
20 January 2022 08:32 AM
I think the true rate of inflation is 8% so rents need to rise by this amount just to stand still, just wait until 2026 comes around then rents will sky rocket that is if tenants can even find a property to rent, we have a sleep walking government who ain't seen nothing yet
From:
Andrew townshend
20 January 2022 08:28 AM
I can well believe that Edwin, the loony left are the worst of the lot of them when it comes to looking after number one
From:
Andrew townshend
19 January 2022 15:06 PM
Who would have thought it, a shortage of homes to rent, and who's fault might that be ?
From:
Andrew townshend
19 January 2022 08:42 AM
An advert for insurance cover ? I look after my own leaks, it's not rocket science, I have a reported waste pipe leak to attend to this morning, I certainly would not call a plumber out for something I can easily attend to myself.
From:
Andrew townshend
19 January 2022 08:38 AM
The leader (labour) of Norwich City Council enjoys a subsidized (by the tax payer) rent in a council house, so do many union leaders all on £100k + per year, shouldn't something be done here ? but don't hold your breath on this one, cause it ain't happening anytime soon, if ever. disgraceful !
From:
Andrew townshend
18 January 2022 22:14 PM
I have one tenant with a protected tenancy, I am allowed to increase this every 2 years which I do to the maximum allowed, so if rent controls do come in we will all be increasing rents as often as possible and by the maximum allowed.
From:
Andrew townshend
18 January 2022 15:18 PM
I'm not a member, however I am a long standing member of Eastern Landlords Assoc who used to be good, don't know whether I'm going to bother renewing my membership this year though all zoom meetings which I can never connect to, bit of a waste of time now.
From:
Andrew townshend
18 January 2022 15:10 PM
I suspect many MPs on both sides have interests in rental properties or family members that do, so maybe there is still a chance
From:
Andrew townshend
18 January 2022 08:52 AM
At some point soon we will be loosing sec 21, we need a replacement, a quicker easier sec 8 to evict non payers and we need a way to evict tenants when the property becomes illegal to rent as many will in 2028
From:
Andrew townshend
18 January 2022 08:46 AM
David you are getting a bit ahead of yourself here, assured shorthold tenants are still just that, rent controls are not here yet, yes they are possible in the future but they will not come in over night by which time all tenants will have been evicted either legally or illegally .
From:
Andrew townshend
17 January 2022 22:26 PM
I'm not looking to sell anything at present, however I have a guy hounding me to buy one of my properties, I'll sell it to him at a price, my price, he won't give up, but he won't pay my price, so he won't be buying it, if you don't need to sell why would you be the least bit interested in an offer at 80% of value.
From:
Andrew townshend
17 January 2022 22:14 PM
Went into Euro Car Parts today to pick up brake pads for my wife's car, big sign up '' staff wanted'' same sign up in Screwfix, I see these signs up all over the place, petrol stations, pubs, cafes etc, so why have we got 5.5 m on UC and 3m on housing benefit, yes Michael the system is very wrong, to easy for the scum scroungers to milk that system
From:
Andrew townshend
17 January 2022 20:16 PM
Tricia, I agree with you there, I've had good hard working East European families, they are less trouble than many of the British, pay their rent and keep the properties clean, to be honest I would rather rent to them than to the British '' entitled '' classes
From:
Andrew townshend
17 January 2022 17:27 PM
Yes agreed David money poring in from CGT, and poring out again putting all those homeless families up in hotels, I think there will be a lot more money spent on hotel bills than that gained from CGT, but then those in government are too thick as to see that one.
From:
Andrew townshend
16 January 2022 18:37 PM
David, if we get those sort of rent controls I'll be selling all my properties as I expect most other landlords would
From:
Andrew townshend
16 January 2022 17:12 PM
It's up to them to work hard and save to provide for their latter years, but we all know that they won't they'll spend spend spend living the life of Riley, not my problem why would I care
From:
Andrew townshend
16 January 2022 17:09 PM
Exactly Michael, people die get over it , it's a daily occurrence, an undertaker friend of mine earns very well out of death , it's the one thing that we can all be certain will happen to everyone of us one day, really no big deal
From:
Andrew townshend
16 January 2022 09:12 AM
Got round to tackling their tax return ? they're had since April, mine was in and agreed by June, why put these things off ? get them done and out of the way
From:
Andrew townshend
15 January 2022 11:18 AM
We live in a time of have now pay later, fine until it goes wrong, as it often does, I had a guy in his 40s apply to rent a property, 2 CCJs to his name, he offered a guarantor, his brother, but then his brother got cold feet, sorry no tenancy.
From:
Andrew townshend
15 January 2022 11:12 AM
They have a product that appeals to the well paid young professionals, nothing wrong in that good luck to them.
From:
Andrew townshend
15 January 2022 11:01 AM
Leaders should lead by example, but do any of them? they are all as bad as each other
From:
Andrew townshend
14 January 2022 08:48 AM
William H Brown employees are generally young wet behind the ears boys and girls that like to think that they know the lot yet know nothing, terrible company.
From:
Andrew townshend
14 January 2022 06:49 AM
Aren't I just so pleased just to be a simply Norfolk boy investing locally, you can keep your London or ''the smoke'' as we used to call it , sorry Michael I have a great respect for you and fully agree with much of which you say on here but London NO NO NO
From:
Andrew townshend
13 January 2022 22:28 PM
Maybe we should be buying the ex council flats in these blocks, how could we be forced to up grade our flats if the flats above and below still council owned are exempt, could make a very interesting court case
From:
Andrew townshend
13 January 2022 11:17 AM
It makes sense to make hay while the sun shines, we all know what's coming in the next few years.
From:
Andrew townshend
13 January 2022 08:50 AM
The BTR market is very different to that of the PRS , good luck to them with their high rise shoe box flats and gyms.
From:
Andrew townshend
13 January 2022 08:47 AM
You will never get a straight honest answer from any of them, what ever side they sit on.
From:
Andrew townshend
13 January 2022 08:42 AM
Oh yes I know this goes on which is how the '' not for profits'' housing associations pay their CEOs £3-400k per year, they think we are all fools don't they.
From:
Andrew townshend
12 January 2022 21:26 PM
The way I understand things if it costs more than £10 k you get an exception . When the minimum E rating came in I had a G rated property which I got up to an F, I had a MEES report done which said it would cost £14K to get up to an E so I applied and got an exception, I think many E & D rated properties will be needing much more than £10k spent on them to get them to a C so there will be a lot of exceptions issued, we shall see.
From:
Andrew townshend
12 January 2022 18:10 PM
Michael did you notice that our '' professional intelligent landlord'' here ticked his own like box, arrogance springs to mind.
From:
Andrew townshend
12 January 2022 14:46 PM
In the past I've had ex council tenants who have moved to the PRS for the very reasons of your last paragraph , prepared to pay a little more to live in a better area and a better house.
From:
Andrew townshend
12 January 2022 14:29 PM
The lords, a group of old people how are totally out of touch and spend most of their time there asleep, does anyone take any notice of them ?
From:
Andrew townshend
12 January 2022 08:58 AM
Well there are some strong comments on here, the rights and wrongs I certainly do not know, just for the record I've had my 3 jabs, and I'm leaving it there . I am surprised thought that our learned friends Leicester or Max haven't put us right with their vast knowledge about anything and everything
From:
Andrew townshend
10 January 2022 21:28 PM
There was a time going back to the 80s and 90s when I would rent a property to the first person who wanted it, very often I lived to regret that, so now I give it a few days to see who's interested then whittle them down to a short list , I don't like turning good people away but now more than ever before we have to be very selective, who's to blame for that ? the government and Shelter etc of course.
From:
Andrew townshend
10 January 2022 11:09 AM
Dealing with drug crime is the job for the police and courts, a job that they do very badly.
From:
Andrew townshend
10 January 2022 09:19 AM
Expensive high in the sky shoe boxes, it'll be a long time before they are ever a problem to me, in fact I expect I shall be long gone by then
From:
Andrew townshend
10 January 2022 09:16 AM
Sounds very nice, and very expensive I expect.
From:
Andrew townshend
08 January 2022 11:31 AM
I could not say about London but you will be hard pressed to find a landlord that will even consider renting to a tenant on benefits in Norwich, why would we when there is no shortage of good honest working people looking to rent our properties.
From:
Andrew townshend
08 January 2022 11:25 AM
The '' red light'' is certainly flashing for tenants here in Norwich, I have a list of suitable tenants for 1 terraced house, a decision will be made on Monday morning, sadly there will be several disappointed people, there is very little available here to rent.
From:
Andrew townshend
08 January 2022 11:18 AM
I had a tenant who moved a rottweiler in without permission, then got arrested and thrown in prison, I'm left with a rottweiler who didn't much like me, there's no fun in a rottweiler sinking his teeth into your hand, as he did me, no one wanted to know, police RSPCA etc he was my problem, I went home and got my shot gun, which my wife took off me, any way the police needed a statement from me so they did get rid of Jack the rottweiler in exchange for my statement, hence no big dogs, I don't know what people see in dogs like that other than using them as a weapon or to boost their sad egos.
From:
Andrew townshend
07 January 2022 21:08 PM
I would also say no if the property didn't have a suitable garden, I'd also say no to big dogs, but you're right tenants with pets are often cleaner than those without pets.
From:
Andrew townshend
07 January 2022 19:02 PM
Some move up from flats, some from broken relationships, and some moving for work, but I do agree it is amazing where they all come from, Norwich and Norfolk is a nice place to live and work that could have a lot to do with it.
From:
Andrew townshend
07 January 2022 10:48 AM
Anything leasehold is not a wise investment, who can blame the banks that avoid lending on them.
From:
Andrew townshend
07 January 2022 09:38 AM
I had 11 viewings yesterday and more coming today, so far 5 say they want it, all working, there's a real shortage of properties to rent in Norwich so no need to take on anyone on benefits, homelessness on the rise again.
From:
Andrew townshend
07 January 2022 09:32 AM
I agree Alison, I've had, and still have some very good pet owning tenants, they pay a bit extra to cover any damage, but generally there is little or no damage, they stay longer, pay their rent and are appreciative of the fact that I've allowed a pet.
From:
Andrew townshend
06 January 2022 14:06 PM
I re let 3 properties last year, all 3 saw an increase in rent of between £150 & £200 per month, I am presently marketing another property also rent increased by £200 per month and with strong interest out there , it's not greed, all these properties will need at least £10k spent on them to get to a C rating in the next 2 or 3 years, so we can blame Lady Nut Nuts and her husband in number ten for these and many more rent increases that are coming along fast.
From:
Andrew townshend
06 January 2022 08:33 AM
I will '' consider '' a tenant with a pet, no large or dangerous dogs and an increased rent payable.
From:
Andrew townshend
06 January 2022 08:19 AM
I've got no issues with the term landlord, there are those out there that hate us for a number of reasons, none paying tenants that have been evicted by landlords , government, councils, shelter, G R , and the bitter and twisted jealous out there that sit on the big fat backsides whinging , you cannot please everyone all the time and there's no point trying to.
From:
Andrew townshend
06 January 2022 08:14 AM
Actually Max is right on this one much as it peeves me to admit to that.
From:
Andrew townshend
05 January 2022 21:15 PM
I'm sure it will happen, but it's a long way off , PRS will see my days out
From:
Andrew townshend
05 January 2022 17:38 PM
Oh Theodor look at what you've done here, got old Leics on his soap box again !
From:
Andrew townshend
05 January 2022 14:19 PM
I can understand why Joe Public use Purplebricks, they are stupid enough to think that they are getting something for nothing, but you would think someone in business would have more sense, perceptually landlords
From:
Andrew townshend
05 January 2022 14:13 PM
That woman and many others like her are still there, I have a son and 2 daughters, love all 3 to bits, however daughter 1 got an open university degree, she works nights in an old people's home, daughter 2 went to Plymouth uni and came out with an honors degree, she cleans holiday lets in Cornwall, my son who was hopeless at school, just like his dad , works hard, pays 40% tax and earns many times more than his 2 sisters put together, don't need say more do I ?
From:
Andrew townshend
05 January 2022 14:06 PM
You're certainly right about today's housing becoming slums, and that is happening rapidly in just a very few short years
From:
Andrew townshend
04 January 2022 19:49 PM
There's no shortage of jobs out there for those that want to work, too many scroungers that don't want to work though
From:
Andrew townshend
04 January 2022 15:33 PM
They have offered it, but I won't be taking it , I still have more viewings booked this week, I did have a guy pay 3 monthly a few yrs ago, but I had known him through the motor trade for more than 30 yrs.
From:
Andrew townshend
04 January 2022 13:36 PM
I'm now getting new tenants offering 6 months rent up front in order to get the property, there is that much competition .
From:
Andrew townshend
04 January 2022 09:43 AM
There was a time that I would take a risk on a new tenant, as I could get rid of a rogue tenant, that time is gone, if they don't check out to a 5* rating they don't become a tenant of mine.
From:
Andrew townshend
04 January 2022 09:28 AM
I wouldn't live in a high rise flat so I wouldn't expect a tenant of mine to do so
From:
Andrew townshend
04 January 2022 09:07 AM
Maybe I could become a ''not for profit social landlord'' and thereby avoid the EPC C catastrophe, just pay myself £300k a yr as the CEO, after all that's what these housing associations do, we could join forces and become Landlords Today Housing Association and award ourselves a £300k a yr wage each, now there's a thought for the new yr, happy new yr boys and girls
From:
Andrew townshend
01 January 2022 20:54 PM
.
From:
Andrew townshend
01 January 2022 09:16 AM
I think we can safely say that they choose to ignore
From:
Andrew townshend
31 December 2021 16:33 PM
Up to a point I agree with you Simon, however the young of today have the '' I'm entitled'' attitude, if you want things in life it's up to the individual to make these things happen, I and many others on here made these things happen with no help from the '' bank of mum and dad'', in the 3 homes that myself, my wife, and my children have lived none have been turn key move into homes, working hard, nights, weekends and bank holidays, living in caravans in the back garden on a building site, and I'm not a builder, but I'll have a go and do the donkey work, how many of the entitled young will even consider doing that now ?
From:
Andrew townshend
30 December 2021 21:13 PM
I've never bothered with this '' accredited'' BS , I get along just fine with my good tenants and I attend to problems promptly, generally personally, rogue tenants, well that's another story, they get what they deserve .
From:
Andrew townshend
30 December 2021 19:12 PM
Agreed, we've all been caught over the yrs by these types, vulnerable tenants are no longer accepted, leave them to councils or housing associations who deserve them
From:
Andrew townshend
30 December 2021 13:53 PM
Company name will change with a relative as director and off he'll go again, so much for a banning order
From:
Andrew townshend
30 December 2021 09:50 AM
I note the mention of mums, my experience of renting to single mums has generally not been good, had one a few yrs ago wouldn't pay September's rent as she needed to buy her daughter's school uniform, she was gone by Christmas, others move their moron boyfriends in, best left to councils or housing associations to home
From:
Andrew townshend
30 December 2021 09:46 AM
Most in government have never lived in the real world, and never will, how sad.
From:
Andrew townshend
29 December 2021 19:25 PM
I'v e got 2 one bed flats above old corner shops, but yes agreed they do generally attract the wrong kind
From:
Andrew townshend
29 December 2021 10:24 AM
''Residents in need'' are just the sort of tenants landlords need to avoid at all costs.
From:
Andrew townshend
29 December 2021 09:02 AM
People are waking up, now get rid of Boris and nut nuts before it's too late and we end up with a labour government.
From:
Andrew townshend
29 December 2021 09:00 AM
I can help Mr Sparkes here, the main cause of homelessness is non payment of rent, there it is in a nut shell Jon.
From:
Andrew townshend
29 December 2021 08:56 AM
lol
From:
Andrew townshend
26 December 2021 09:06 AM
Michael I get all that and more from eastern landlords assoc for £70 and they aren't in the government's and shelter's pocket.
From:
Andrew townshend
24 December 2021 21:22 PM
Never been a member and never will be, seems to me that they really aren't much different to Shelter
From:
Andrew townshend
24 December 2021 20:15 PM
You could be right if I added up my hours at £40 per hour, it's just as well that I don't, and of course us landlords just sit at home on our lap tops watching the £s flow into our bank accounts lol, but it had to be done, as of 10.00 am this morning the agents had already had 7 inquiries .
From:
Andrew townshend
24 December 2021 14:05 PM
No one will
From:
Andrew townshend
24 December 2021 13:55 PM
Wishing a merry Christmas and happy new year to all my friends on here.
From:
Andrew townshend
24 December 2021 09:03 AM
I've just had a long void, but that's down to me, I took advantage when a house became vacant to carry out renovation works as it had been mainly untouched for 25 yrs. now all sparkling new bathroom and kitchen, redecorated and carpets , goes on the market today for a £200 increase from the last rent, let's see how many people we have viewing after Christmas
From:
Andrew townshend
24 December 2021 09:01 AM
Increased costs are always picked up by the end user whatever the business, but then public sector employees are too thick to understand that one.
From:
Andrew townshend
23 December 2021 22:06 PM
Sorry Sue NO WAY, we've heard all this BS before, they are your problem tenants no ours
From:
Andrew townshend
23 December 2021 08:57 AM
Yes and where are these grants ? When you do find one they workout more expensive than simply paying yourself, 7 Yrs ago I had a single mum working 16 hrs a week , the boiler packed up so I thought lets try for a grant, I was expected to pay a £1900 contribution , I declined, bought a new Baxi boiler from Mr Central Heating £700 and my plumber charged me £500 to fit it, even this yr I've had 2 new boilers fitted for a total cost of £1750 each, grants are a waste of time.
From:
Andrew townshend
23 December 2021 08:52 AM
Where did that figure come from ?? plucked out of thin air of course. there will be those who's parent/s don't pay the rent, and there will be landlords selling up, but who's fault is that Shelter ? but 200,000 ? must think we all fell off that Christmas tree
From:
Andrew townshend
23 December 2021 08:37 AM
Didn't know that, but I'm really not surprised
From:
Andrew townshend
22 December 2021 20:07 PM
Most living in social housing are on benefits aren't they ?
From:
Andrew townshend
22 December 2021 08:52 AM
Many landlords are selling up due to EPC increases, bring in rent controls and many more will sell up, but that's okay because BTR will come to the rescue with their high rise shoe boxes, what a depressing thought for families that rent in the future
From:
Andrew townshend
21 December 2021 08:57 AM
In 3 yrs time I'm going to have to be spending £10k on each of my properties, I'm looking to have all that money in place before I start, so rents are increasing now, and here in Norwich we have a strong rental market to support those increases.
From:
Andrew townshend
21 December 2021 08:50 AM
I'll be sticking with my trusted local agent who pays the rent into my bank account the same day that they receive it, they also have a local office that I can walk into any time.
From:
Andrew townshend
21 December 2021 08:39 AM
Ferey, not necessarily, as myself and Michael commented below we don't like buying properties with tenants in them because we are likely buying someone else's problem tenants.
From:
Andrew townshend
18 December 2021 19:15 PM
My first few purchases going back to the 80s were tenanted, never again, as you rightly say you are buying other peoples trouble.
From:
Andrew townshend
18 December 2021 15:15 PM
Language doesn't stop many coming here, ''me no speak English'' until you tell them to ''foxtrot osca'' then they understand.
From:
Andrew townshend
17 December 2021 15:57 PM
If I were in that age bracket I would likely be doing the same, I know many that have and are doing much better than if they had remained here
From:
Andrew townshend
17 December 2021 09:04 AM
Bit like cars really Mercs with Reno engines, Nissan double cab pick ups with a Merc badge on the bonnet, think you are buying quality when really you are buying cr@p
From:
Andrew townshend
16 December 2021 19:15 PM
I've recently had 2 Volkeras fitted, 5 yr guarantee, if they go wrong after that it'll be throw away and fit a new one, I've got one Ideal, 7 yr guarantee now 2 yrs old , a Baxi , 5 yr guarantee, now 6 yrs old, and a Worcester which is around 12 yrs old, but I did have to spend £350 on that one this yr, I don't think there is any such thing as a ''good'' boiler these days. The rest of my properties are electrically heated, less hassle but more expensive for the tenants
From:
Andrew townshend
16 December 2021 17:55 PM
Labour hate anyone with a ''entrepreneurial spirit''
From:
Andrew townshend
16 December 2021 17:22 PM
I have one couple, early 70s, who have decorated and made a good job of it, but I've had so many disasters over the years which I've had to put right
From:
Andrew townshend
16 December 2021 17:05 PM
I had 2 Vailant boilers, one is still going at 10 yrs, the other one gave up after 7 yrs, Worcesters used to be good I had one last 25 yrs.
From:
Andrew townshend
16 December 2021 17:00 PM
Ground floor is commercial, but first floor is residential , I rent both to separate tenants so I have a duty of care to the tenant in the first floor flat.
From:
Andrew townshend
16 December 2021 09:37 AM
We have nothing to worry about from these build to rent outfits, totally different kind of tenants to the ones I want
From:
Andrew townshend
16 December 2021 09:31 AM
I have a new tenant in a cafe, he has carried out a lot of improvements at his own expense including a fire alarm which is also wired to a sounder in the upstairs flat, the flat has it's own independent access and also an escape route from the bedroom to a single story flat roof to the rear, you really cannot be too careful where fire is concerned
From:
Andrew townshend
16 December 2021 09:26 AM
I fully agree there George, the NHS and the police are just one great big con these days
From:
Andrew townshend
16 December 2021 09:16 AM
I have just had to replace 2 boilers that were fitted when I renovated the properties in the mid 90s, more recent renovations with condensing boilers I am having to replace every 7 - 10 yrs, little point in trying to repair them just throw away and fit a new one, not very ''green'' is it
From:
Andrew townshend
16 December 2021 09:09 AM
Living in shoe box high rise flats, how depressing.
From:
Andrew townshend
15 December 2021 08:12 AM
The government doesn't want '' the steam'' taken out of the property market, it suits them and HMRC for property prices to continue to increase.
From:
Andrew townshend
15 December 2021 08:08 AM
First mortgage I applied for, 1978, was the old Abbey National, didn't get past the young girl on the counter, every thing was negative, they just didn't want to know, so I drew all my money out there and then, went to see the bank manager at Barclays and had a first class letter next morning offering me the loan, it's always been difficult getting that first loan, probability even more so now as most young people live their lives on credit
From:
Andrew townshend
15 December 2021 07:55 AM
Agreed Robert, even I spotted that with a mere B stream secondary modern school education of the 60s, you let your self down DE
From:
Andrew townshend
14 December 2021 20:38 PM
You might be right Sandra I don't know, however I got an exemption on an F property and didn't spent the £3k cap, as it was then, on that one. Well if I spend £10k and increase the rent by £200 per month I'll have my money in 50 months, I expect that's what most landlords will be doing
From:
Andrew townshend
14 December 2021 17:04 PM
Generally the deposit falls far short of the cost, and that's just materials with me doing the work for free
From:
Andrew townshend
14 December 2021 16:35 PM
Good for him, the property was an old pub on a council estate being converted on the cheap by cow boys and was not ready to be rented, didn't think we had landlords like this is in Norwich, sadly it seems we do, but they won't last.
From:
Andrew townshend
14 December 2021 08:41 AM
I've had to put right some dreadful tenant decorating jobs over the years.
From:
Andrew townshend
14 December 2021 08:36 AM
Agreed, no point doing anything yet until we know more, if there is a £10k cap most E rated properties will need more than this spent so will be exempt
From:
Andrew townshend
14 December 2021 08:33 AM
High profile ? never heard of her.
From:
Andrew townshend
14 December 2021 08:27 AM
What landlord is going to evict a good tenant in winter ? the only tenants to be evicted in winter are the rogue non payers, and who's fault is that ?
From:
Andrew townshend
13 December 2021 07:59 AM
Air b&b could be the way forward for many landlords with the right kind of properties in the right areas, government and councils only have themselves to blame but are too thick and arrogant to see that
From:
Andrew townshend
13 December 2021 07:55 AM
Never used purple bricks and never would use an out fit like them
From:
Andrew townshend
12 December 2021 21:57 PM
Agreed, it's funny how these ''charities??'' and '' not for profit?? '' housing associations manage to pay their management 6 figure salaries + perks , stinks !!
From:
Andrew townshend
11 December 2021 16:45 PM
Well young lady you have demonstrated perfectly why I stopped renting to students in the 90s, give me proper, honest, working people over 25 and I have very few problems now.
From:
Andrew townshend
11 December 2021 15:22 PM
I read your comment before it was removed and could see nothing wrong with it.
From:
Andrew townshend
10 December 2021 08:43 AM
Totally agree GD , late 60s as I was leaving school I believe it was just 7% of school leavers went onto uni the rest of us got stuck into work and if we were apprentices spent 1 day per week at college, it worked, today we have all these degree courses, most of which are of no use to man nor beast and now find ourselves very short of people with a trade, motor mechanics, electricians, plumbers, carpenters, brick layers and of course HGV drivers, but we are awash with idiots with useless degrees who will never pay back their loans
From:
Andrew townshend
09 December 2021 17:19 PM
''Don't get it or lie through their teeth'' the latter I think Robert .
From:
Andrew townshend
09 December 2021 09:22 AM
UC was not cut by £20, that extra payment was only ever temporary to help out during covid, it's just gone back to where it should be, and still too high when people can chose to spend their whole lives without working sponging off the tax payer
From:
Andrew townshend
09 December 2021 09:15 AM
So why have all these people now been evicted ? no landlord is going to be evicting good tenants who pay their rent on time, these are likely the ones who took advantage of the covid eviction ban and lived for free. all gone pear shaped for them now.
From:
Andrew townshend
09 December 2021 09:06 AM
But would they pay out in the event of a claim or would they be looking for any loop hole they could find not to, bit like cheap car insurance, no I'll be sticking with the deposits and a bit extra on the rent where there is a pet
From:
Andrew townshend
08 December 2021 08:41 AM
For students from very wealthy families then, nothing wrong in that their money to spend as they like
From:
Andrew townshend
08 December 2021 08:34 AM
Max, because I cannot be bothered, I have better things to be doing, referring to me as a 'child' just about sums you up, I will not be reading anymore of your posts or replying to them.
From:
Andrew townshend
08 December 2021 08:26 AM
I expect you are correct, if I were 20 yrs younger I might well be doing just that
From:
Andrew townshend
07 December 2021 22:21 PM
It seems to me the '' dangerously unregulated'' is more appropriate to the social housing sector
From:
Andrew townshend
07 December 2021 19:50 PM
Sorry Max but you are the one talking rubbish, now come on we are never going to agree on this so lets just agree to disagree
From:
Andrew townshend
07 December 2021 19:27 PM
2025 for new tenants, and 2028 for existing tenants, but it's not law yet, still being talked about
From:
Andrew townshend
07 December 2021 08:41 AM
Do you really think the police would be interested, or take any action ?
From:
Andrew townshend
07 December 2021 08:35 AM
We've seen on camera what state the councils rental properties are in, and as I pointed out yesterday Norwich City Council haven't been doing their electrical or gas checks, perhaps councils should be getting their own housing stock in order
From:
Andrew townshend
07 December 2021 08:33 AM
Just lift the lid on their wheelie bins that'll tell you what they spend their money on
From:
Andrew townshend
07 December 2021 08:25 AM
I agree with Tricia, I picked my agent very carefully, small and local, and they haven't given me a bad tenant yet. Avoid those big national agents, they're the one's that don't care
From:
Andrew townshend
06 December 2021 16:55 PM
I have a lady in a little flat above an old corner shop, she moans about how small it is, but she moved the toyboy in, she moans about how cold it is and the electric bills, but 3 yrs on and she is still there, I know she has been viewing other flats, landlords do talk to each other, trouble is all these flats have rents much higher than what she is paying me, oh and also she drives a nearly new Passett cc, they are not cheap.
From:
Andrew townshend
06 December 2021 16:46 PM
It'll be one of those loans that are unlikely ever to be paid back, bit like those university loans.
From:
Andrew townshend
06 December 2021 16:33 PM
I also had a cannabis factory , mine was in a shop, notice in window saying closed for renovations, windows dripping with condensation, luckily no damage and they hadn't bypassed the meter, police took the plants away, other than that not interested.
From:
Andrew townshend
06 December 2021 16:28 PM
Councils in general need to be looking at their own rental properties, here in Norwich they have not been carrying out gas and electric testing, we would find ourselves in court, but not Norwich City Council
From:
Andrew townshend
06 December 2021 07:57 AM
Leave the '' dodgy'' tenants to councils and housing associations where the belong .
From:
Andrew townshend
06 December 2021 07:52 AM
Agreed, that's how I understand things to be at present, I'm waiting until we know more .
From:
Andrew townshend
05 December 2021 17:26 PM
No point in doing anything at present, just wasting money, lets see how this all pans out, if the worst happens all tenants evicted and all properties sold in auction to the highest bidder.
From:
Andrew townshend
04 December 2021 20:58 PM
I lost a commercial tenant of 24 yrs, I let it run for a few month with no rent being paid in the hope that she could get going again but in the end I marketed it not expecting to get any interest, I got 4 people wanting it, 2 were not suitable, but 2 were and one of them was lucky, he's spent a lot of his own money on the property and his business is doing well, so life goes on.
From:
Andrew townshend
04 December 2021 14:35 PM
I'm late 60s, I really don't want to sell anything, but if I'm pushed into a corner it might be the only way. But whatever happens there is going to be a shortage of properties to rent and the rents will sky rocket .
From:
Andrew townshend
04 December 2021 14:24 PM
Was it Frank Sinartra that sang '' I did it my way''.
From:
Andrew townshend
04 December 2021 09:16 AM
Yes Robert I wholeheartedly agree, it's not as if it's the first time is it ? it's the old '' lessons have been learn't '' public sector, police included, cover each others backs and get away with murder. In this case police and social services are guilty of corporate manslaughter .
From:
Andrew townshend
03 December 2021 19:07 PM
Daniela, I'm just a Norfolk boy, out of my depth down there in London.
From:
Andrew townshend
03 December 2021 17:22 PM
I have a tenant in a small flat over an old corner shop who dries her cloth by a radiator with no issues, she has her own dehumidifier which she turns on when drying clothes , I've even bought other tenants dehumidifiers, but some will not use them, they seem to think they will cost a lot to run, sometimes we are just banging our heads against brick walls, and the mould is still my fault
From:
Andrew townshend
03 December 2021 16:13 PM
Tell them to foxtrot oscar
From:
Andrew townshend
03 December 2021 16:03 PM
The end user always pays, haven't councils woken up to this yet ?
From:
Andrew townshend
03 December 2021 08:18 AM
I agree Max it will not make much difference who's in government, and it is what it is, we just have to suck it up, paying CGT on inflation is unfair, but life is unfair and I cannot see much changing
From:
Andrew townshend
02 December 2021 19:09 PM
Any landlord anywhere in the UK would be well advised NOT to get into a relationship with councils or government, the kind of tenants that they would house in our properties would be the tenants from hell who are best suited to low life council estates.
From:
Andrew townshend
02 December 2021 17:16 PM
Agreed, inflation is not profit.
From:
Andrew townshend
02 December 2021 08:20 AM
Tell you what Leon, I'll do that course as well, I'll give all your properties a C if you do the same for me, deal ??
From:
Andrew townshend
01 December 2021 20:47 PM
£650k would likely buy me 4 north city terraced houses in Norwich and each would rent for around £750 - £800 per month, why would I want to go any where near London ?
From:
Andrew townshend
01 December 2021 20:43 PM
I think the government does give them money, so do B&Q and Screwfix
From:
Andrew townshend
01 December 2021 16:40 PM
It is disgraceful Laura but let's face it most charities are just the same, and housing assoc bosses are paid very much more, so much for '' not for profit'' seems like a lot of people in these organisations are profiting very nicely
From:
Andrew townshend
01 December 2021 16:26 PM
I'm hanging on as well to wait and see how this all pans out, less landlords, less properties to rent will mean we can cherry pick our tenants and increased rents, I'm only selling if or when I'm forced to.
From:
Andrew townshend
01 December 2021 08:41 AM
Well Karen we've all been there, I was a soft touch when I started over 30 yrs ago, always wanting to see the good in people, trusting and wanting to help, I'm a very different person now, give an inch and they'll take a yard, then they'll stab you right between the shoulder blades, you're wrong though, it's not a mugs game, but you do have to harden up and trust NO ONE
From:
Andrew townshend
30 November 2021 21:29 PM
We hear a lot of talk of bad rogue landlords, yes they are out there but not in the numbers the likes of shelter would have us believe
From:
Andrew townshend
30 November 2021 19:08 PM
They have many very expensive staff to pay, noses in troughs.
From:
Andrew townshend
30 November 2021 15:08 PM
Just don't do it, teaming up with a council is a bad idea, and the type of tenants they place in your properties will be a night mare.
From:
Andrew townshend
30 November 2021 08:44 AM
So the Law Society members can milk the system further, and they talk about greedy Landlords, bit rich isn't it ?
From:
Andrew townshend
30 November 2021 08:40 AM
That's the way I understand it Helen, mine aren't hard wired and the heating engineer tests them once a year
From:
Andrew townshend
29 November 2021 19:04 PM
I do think that's a bit strong Robert calling lawyers and solicitors scroungers and wasters, greedy parasites certainly .
From:
Andrew townshend
29 November 2021 16:37 PM
And they know how to milk the system
From:
Andrew townshend
29 November 2021 09:07 AM
Echis I agree tenants do have lives and none of us want to dump good tenants but at the same time we are not charities, any dumping of tenants will be caused by the government
From:
Andrew townshend
27 November 2021 19:05 PM
I don't much care either Max, I'm less than 2 years to 70 and have 16 freehold investment properties with no borrowings, if the worst happened I would sell 1 a year that would see me out in comfort, I would add that you are the one guilty of dishing out the mockery on here to others, anyway mate lets just agree to disagree shall we
From:
Andrew townshend
27 November 2021 19:00 PM
Well Max you can tell me all you like, I don't believe a word of it.
From:
Andrew townshend
27 November 2021 16:49 PM
Of course it carry's cost Echis and costs for any business are always passed onto the end user, I spent June and July repairing and improving a property, on completion it was re let for £150 per month more, I am presently doing the same to another property and I fully expect another increase of £150 - £200 per month when re let, I work very hard doing this work myself, it's not free money and I've never worked for peanuts, why should I ?
From:
Andrew townshend
27 November 2021 16:03 PM
So something has to be added to the rent to compensate
From:
Andrew townshend
26 November 2021 19:05 PM
Police don't want to know, some yrs ago I evicted a group of teenage boys from a flat. they had been climbing on the shop front to gain access, I informed the police and requested a police presence in case things kicked off, and they did kick off, no police but myself and 2 night club door men sorted it.
From:
Andrew townshend
26 November 2021 15:29 PM
There are a lot of bad agents and a good few useless ones out there, but I found a good local independent one 20yrs ago, I'm still hands on and know all my tenants personally who are always free to contact me direct, and they often do.
From:
Andrew townshend
26 November 2021 15:19 PM
What is it with these people, our laws don't apply to them ??
From:
Andrew townshend
26 November 2021 07:08 AM
Wales, a place I've never visited and never will.
From:
Andrew townshend
26 November 2021 07:05 AM
Also Max you mention '' none profit making'' you are aware of the £300k - £400k paid to CEOs of these none profit making housing assocs aren't you ? that doesn't sound like none profit making to me.
From:
Andrew townshend
25 November 2021 19:14 PM
Max, those reports are on camera, the camera never lies , unlike you I suspect.
From:
Andrew townshend
25 November 2021 19:08 PM
No Max you are the one talking total nonsense here
From:
Andrew townshend
25 November 2021 16:45 PM
Max it's very true that council and housing assocs don't give a toss about maintaining their rental properties, we have seen the proof of that in the ongoing reports on ITN but these days most private landlords do maintain their properties to a good standard.
From:
Andrew townshend
25 November 2021 16:05 PM
If they were leaving in August why throw them out in July ? doesn't make any sense .
From:
Andrew townshend
25 November 2021 08:10 AM
This guys full of s***
From:
Andrew townshend
25 November 2021 08:02 AM
Generally it's the large national chain letting agents that are the worst run by wet behind the ears fresh out of uni boys and girls that know the lot and know F all, I have been using the same small local agents for 20 yrs, their are as good as gold
From:
Andrew townshend
24 November 2021 17:03 PM
It would seem that councils and housing associations are pleased when their tenants die as it frees up another home.
From:
Andrew townshend
24 November 2021 15:53 PM
They'll stab you in the back first chance they get.
From:
Andrew townshend
24 November 2021 09:20 AM
Totally agree, all the government and councils are achieving are rent increases and shortages of homes to rent, they are hurting the very people that they claim to be protecting .
From:
Andrew townshend
24 November 2021 09:18 AM
As landlords are getting very careful with the kind of tenants they are prepared to rent to possession cases will drop, what will happen to the rogue tenants ? not our problem, that problem falls to councils and government.
From:
Andrew townshend
23 November 2021 06:26 AM
Working families make the best tenants
From:
Andrew townshend
23 November 2021 06:17 AM
How the mighty fall
From:
Andrew townshend
23 November 2021 06:13 AM
Ha that rattled your shell, come on Liecs. who do you really work for, Shelter, Acorn or GR ?
From:
Andrew townshend
19 November 2021 09:05 AM
If a woman is prepared to have sex in return for free accommodation clearly she is a pro, who wants to go anywhere near a dirty pro ? you would likely catch something nasty , I really don't think this practice goes on much at all
From:
Andrew townshend
19 November 2021 08:43 AM
Rent controls for Scotland could make it the homeless capital of GB, if it isn't already, the greens, do they have a brain cell, any of them ?
From:
Andrew townshend
18 November 2021 09:14 AM
The entire green agenda is one big joke
From:
Andrew townshend
16 November 2021 09:15 AM
There is a shortage and a long wait for a new car / van at present which has made the price of secondhand cars and vans increase, supply and demand, no different in the property rental market, so rents rise, and will continue to do so, don't blame the landlord, blame the government
From:
Andrew townshend
15 November 2021 09:11 AM
I agree, I doubt it will affect me but our children and grandchildren have a very bleak future.
From:
Andrew townshend
14 November 2021 09:25 AM
Simply being a RICS or ARLA agent doesn't make that agent a good one or even a trust worthy one.
From:
Andrew townshend
13 November 2021 19:18 PM
We now have to have regular checks carried out by qualified electricians, do social housing providers ? not after seeing the reports on ITN news recently
From:
Andrew townshend
12 November 2021 09:15 AM
Never heard of them, where do they get their money from and what sort of wage are all their management on, another one like shelter ? a so called charity that is really a business.
From:
Andrew townshend
12 November 2021 09:05 AM
They used to be the party for business now they are just another left wing party, something has to change.
From:
Andrew townshend
12 November 2021 09:00 AM
But the biggest percentage of rogue landlords renting unsafe housing lays with councils and their friends the housing associations, they are hardly going to prosecute themselves or their friends are they ?
From:
Andrew townshend
12 November 2021 08:57 AM
Any increase in costs = rent increases, just think about the rent increases coming in 2025 and the shortage in rental properties by then
From:
Andrew townshend
12 November 2021 08:51 AM
I've fitted high power fans where possible, I've also fitted constant trickle fans where there has been a problem, my electrician has also come up with an idea instead of an isolating switch he has found a lockable switch I will just forget to give the tenants the key
From:
Andrew townshend
11 November 2021 16:55 PM
Whether contacted direct or through my agent my repairs / maintenance work is always attended to swiftly generally by myself.
From:
Andrew townshend
11 November 2021 09:38 AM
Many agents, especially the large ones are worse than useless, however the small independent agent I have used in Norwich for over 15 yrs now are excellent.
From:
Andrew townshend
11 November 2021 09:35 AM
I happy with all that, even though most of my properties are managed through an agent now all my tenants have my phone no and are free to contact me direct so long as I have their phone numbers also, I never answer a call from a strange number too many fruitcakes out there that I really do not wish to speak to.
From:
Andrew townshend
11 November 2021 09:11 AM
So much for her carbon foot print, lead by example mam, just as Boris and nut nuts are doing, or are they ??
From:
Andrew townshend
10 November 2021 19:21 PM
Savills respected ?? by who ?? bunch of wet behind the ears graduates who have no idea how the real world works.
From:
Andrew townshend
10 November 2021 19:18 PM
I would say that there is much much anti social behavior and noise complaints about social housing tenants than from private landlord tenants, so what action are councils going to take against themselves, or is it a case of '' do as I say, not as I do''.
From:
Andrew townshend
10 November 2021 19:14 PM
9 times out of 10 any issues reported to me are fixed within 24 hours, the 1 in 10 that are not are fixed within 7 days, unlike social housing landlords.
From:
Andrew townshend
10 November 2021 19:07 PM
Leon that's exactly what I intend to do and the cost will be paid for by increased rents, poor tenants get hit again but not my doing all down to Boris and his daft wife
From:
Andrew townshend
10 November 2021 09:08 AM
I agree, repairs need to be carried out swiftly, no good sweeping things under the carpet they are not going to go away until they are dealt with
From:
Andrew townshend
09 November 2021 16:32 PM
Skilled council employee ?? that's a joke for a start, they have no idea of the real world.
From:
Andrew townshend
09 November 2021 08:52 AM
I lost a commercial tenant when her business failed due to covid but other than that I've had no problems, everyone paying up and on time.
From:
Andrew townshend
09 November 2021 08:48 AM
Waste of time, serve that notice, if the tenants come to their senses and pay up it came always be torn up, as for taking tenants from councils we've been their before DON'T .
From:
Andrew townshend
09 November 2021 08:45 AM
I last let to students in the 90s, it is now my policy to avoid students and anyone under 25 , proper working people over 25, has to be.
From:
Andrew townshend
08 November 2021 21:58 PM
I agree, but who is it that's causing rents to increase ? not landlords, it's the government, as I've said many times the end user always pays any increase in costs, when oil increases it's the car driver at the pumps that picks up the increased cost, no different is it ?
From:
Andrew townshend
08 November 2021 17:57 PM
I have respect for our Queen, Anne and Edward, the rest of them are an expensive waste of space, when our Queen dies that should be the end of the royals, the money saved and a reduced carbon foot print would be large
From:
Andrew townshend
08 November 2021 17:04 PM
I had a G rated property, got it up to an F , had a MEES report done it said the cost to get to an E would be £14k, applied for and got an exemption, they are happy long term tenants in there so I am likely okay until 2028 , given that I only paid £13k for the property 26 yrs ago I'm not too bothered.
From:
Andrew townshend
08 November 2021 16:37 PM
Agreed heat pumps are a total waste of time unless you are building new with under floor heating , I've just replaced 3 gas boilers this year and will continue to replace them like for like.
From:
Andrew townshend
06 November 2021 16:32 PM
No risk taking now with new tenants, no DSS, no single mums, no one under 25, and if it doesn't feel right no tenancy, better an empty property than one with a rouge tenant sitting in it not paying the rent
From:
Andrew townshend
05 November 2021 09:06 AM
Tenants that pay on time and look after the property can stay as long as they like, so where's the problem ?
From:
Andrew townshend
04 November 2021 08:39 AM
I don't think BTR will impact on me they seem to be after the wiz mob, I'll stick to the proper working class.
From:
Andrew townshend
03 November 2021 09:11 AM
BULL SH*T pure and simple the guy's an idiot.
From:
Andrew townshend
03 November 2021 09:04 AM
Wendy I think your electrician had you over, I had 16 properties tested, non needed new consumer units even though a couple were 25 yrs, you only have to fit metal consumer units on new builds, rewires and if the old consumer unit needed to be replaced, a lot of electricians were trying this one on a nice little earner for them
From:
Andrew townshend
02 November 2021 16:51 PM
It would seem that PLAN has big ideas, and we know what generally happens to people with big ideas, time will tell
From:
Andrew townshend
01 November 2021 09:05 AM
A deal with a council ? sorry no way, why not try a ''PLAN'' landlord ?
From:
Andrew townshend
01 November 2021 08:37 AM
Put another way councils don't want us to take tenants on benefits, well that's fine because I no longer do mainly because past experience has shown me that most do keep the housing benefit for themselves
From:
Andrew townshend
31 October 2021 12:47 PM
Micheal, 1964, I was just starting at Hellesdon Secondary Modern, 11 yrs old, sh*t school, Hippocrate headmaster, mostly useless teachers, 1972, still an apprentice HGV fitter 18/19 yrs old, but yes you are right still in the 80s no bank of mum & dad, no schemes and no grants, but 9 out of 10 of us done it, we stood on our own 2 feet, worked hard, and done it, how times have changed, pri*ks wet behind the ears with useless degrees that know it all and know F all telling us how to suck eggs, I feel sorry for them, will they ever stand on their own 2 feet ? very unlikely
From:
Andrew townshend
30 October 2021 21:23 PM
The first property I purchased at auction (1981) I would have paid 25k for, didn't tell the girl in the estate agent's office , she was too quick to tell me they weren't taking pre auction offers, I paid 22k on the day, but I do think whether buying or selling at auction they should be bought or sold in the room, and that applies to ebay as well , few yrs ago I put my HiLux truck on ebay, within moments I had people wanting to give me 5.5k for it, which I would have been happy with, but to be fair to all interested parties I did not accept, it sold for very nearly 7k at the end of the listing to a very happy guy.
From:
Andrew townshend
30 October 2021 19:28 PM
I agree, tenants have every right to know that their landlord is a fit and proper person, as we need to know that our prospective tenant is a fit and proper person to be renting to, tenant selection is key now, no risks, better an empty property than one with the wrong tenant in it, leave the wrong tenants to the wrong landlords, they generally deserve each other.
From:
Andrew townshend
30 October 2021 18:59 PM
Sore point Trevor ?? I've bought more properties from auction than you've had hot diners boy
From:
Andrew townshend
30 October 2021 17:20 PM
And beware the auctioneer, or a plant in the room, running the bidding up, going back to the 90s I was bidding on a repossessed corner shop, I dropped out at 30k, the bidding went onto 39k when the auctioneer withdrew the property saying that was not enough, after the auction I wrote to the solicitors acting for the bank selling the property offering 30k, I bought the property for that offer. Never trust an auctioneer, estate agent or a solicitor in an auction room, worse than back street secondhand car dealers
From:
Andrew townshend
30 October 2021 14:43 PM
When I could no longer afford the petrol for the Rolls I bought a Fiat 500
From:
Andrew townshend
30 October 2021 14:23 PM
Very wise nothing wrong with the belt and braces approach in the present corrupt world
From:
Andrew townshend
29 October 2021 22:05 PM
Peter the council will cherry pick the better tenants for themselves and leave the private landlords with the rubbish
From:
Andrew townshend
29 October 2021 02:53 AM
The only tenants that landlords will get from councils are '' tenants from hell'' avoid at all costs, better off with an empty property
From:
Andrew townshend
29 October 2021 02:08 AM
There will always be those that consider our laws don't apply to them
From:
Andrew townshend
29 October 2021 02:04 AM
There will be a lot of landlords applying for exemptions, I have one myself on an F rated property which would cost £14k to bring up to an E , it's either that or evict the tenant who is enjoying a below market rent and is paying in full on time every month.
From:
Andrew townshend
29 October 2021 02:00 AM
First transfer £10 then check to see that the correct person has received it, many people now do this before transferring large sums.
From:
Andrew townshend
29 October 2021 01:51 AM
Not a good time to be increasing debt, sensible landlords will be reducing debt.
From:
Andrew townshend
29 October 2021 01:44 AM
Just another cost that would need factoring in when considering maximum bid and future rent, it has been proven many times before that increased taxation equals less tax being collected .
From:
Andrew townshend
29 October 2021 01:39 AM
Agreed Jim I've been stitched up by solicitors in the past, they are no different to any other trade.
From:
Andrew townshend
28 October 2021 09:50 AM
Reading that those with mental health issues must all be social housing tenants
From:
Andrew townshend
27 October 2021 07:26 AM
Throw the towel in Shane and these pr**ks have won
From:
Andrew townshend
26 October 2021 19:15 PM
Fine lets have a landlord register, and a tenant register
From:
Andrew townshend
26 October 2021 08:44 AM
Who's rubbish was it, if it belonged to the tenant, or ex tenant, then they are guilty of not disposing of their rubbish correctly.
From:
Andrew townshend
25 October 2021 09:15 AM
The greens don't stand a hope in hell of getting into government, so no worries there.
From:
Andrew townshend
25 October 2021 09:04 AM
Just read in the local paper Norwich city council has screwed shut the windows in an 8th floor flat because they don't know how to repair them, no extractor fan in the kitchen so the flat is full of condensation , social housing really is a joke
From:
Andrew townshend
22 October 2021 17:04 PM
I had a biomass pellet boiler fitted 6 yrs ago £18k, I will get my last RHI payment next yr then it's coming out and an oil boiler fitted
From:
Andrew townshend
22 October 2021 16:40 PM
Green doesn't work Boris, wake up man
From:
Andrew townshend
21 October 2021 17:52 PM
So the government will give me £5k, I then part with £10k myself for a heat pump and the tenant pays me an extra £100 per month in rent, the looser again is the tenant
From:
Andrew townshend
21 October 2021 08:41 AM
It's not the landlord that pays, any improvements that are made = an increase in rent, the end user pays
From:
Andrew townshend
21 October 2021 08:23 AM
David council houses were sold to council tenants who in the main were totally ignorant of financial affairs , then out came the double glazing salesmen and the financial advisors, mortgages were maxed out, extensions, BMWs in the drive and they could no longer pay the monthly mortgage payments, properties re processed, auctioned, landlords bought them and rented them back to the bankrupt ex council tenants, ignorance is bliss.
From:
Andrew townshend
20 October 2021 19:14 PM
I had a bio mass boiler fitted 6 yrs ago, when I get my last RHI payment next yr it will be coming out and an oil boiler fitted '' GREEN DOES NOT WORK''.
From:
Andrew townshend
20 October 2021 18:03 PM
David, shops and cafes will have to pay their staff more and pass the cost onto the tourists
From:
Andrew townshend
20 October 2021 17:50 PM
Tenants are our customers David, and all businesses like good paying customers
From:
Andrew townshend
20 October 2021 17:44 PM
Going back to the late 80s I purchased some properties with tenants in, they weren't the kind of tenants that I wanted so they had to go.
From:
Andrew townshend
20 October 2021 09:37 AM
There are many very well paid people living in council houses and enjoying the low subsidized rents, certain union leaders and the leader of Norwich city council, either remove them or make them pay a full market rent, social housing should be for the less well off only
From:
Andrew townshend
19 October 2021 08:47 AM
This landlord won't be.
From:
Andrew townshend
19 October 2021 08:38 AM
Which of course they are, biased that is.
From:
Andrew townshend
18 October 2021 22:43 PM
There was a '' temporary'' increase which is now being removed, and so it should be lazy scroungers .
From:
Andrew townshend
18 October 2021 16:27 PM
All my properties are within 30 miles of my home for this very reason.
From:
Andrew townshend
18 October 2021 16:22 PM
Tenant's rubbish, tenant's responsibility.
From:
Andrew townshend
18 October 2021 09:04 AM
2035, I'll turn 81, will I still be here ? maybe, will I still be an active landlord? doubtful. so I'll be sticking with the gas boilers.
From:
Andrew townshend
18 October 2021 08:59 AM
I've just increased most of mine, something I normally only do when re marketing a property, but with all these additional costs and red tape coming along some one has to pay, and it won't be me.
From:
Andrew townshend
18 October 2021 08:50 AM
Much of the council owned social housing here in Norwich wouldn't get anywhere near a ''C'' rating, I fully expect council and housing assoc properties will be exempt, same old '' do as I say not as I do'' attitude.
From:
Andrew townshend
17 October 2021 11:42 AM
And I expect 90% of those phoning in are on benefits and not paying their rent.
From:
Andrew townshend
15 October 2021 16:41 PM
A few cases are genuine, most take the P .
From:
Andrew townshend
15 October 2021 16:35 PM
Agreed Robert, normal practice is to prosecute not only the fly tipper but also the person who's rubbish it was.
From:
Andrew townshend
15 October 2021 09:01 AM
My eldest daughter works in a care home, they are leaving rooms empty because they cannot get the staff to to look after a full home, petrol stations have notices up wanting staff, van drivers (normal car licence) wanted, there is no excuse to be unemployed today, stop these scroungers benefits if they refuse to work, why should we the working tax payers be buying these low lifes their fags, special brew and drugs -- my rant for today.
From:
Andrew townshend
15 October 2021 08:57 AM
More likely the tenants fly tipping
From:
Andrew townshend
15 October 2021 08:39 AM
Tax inspection insurance at least covers the costs of a good accountant to defend you, costs myself and my wife £60 each a year.
From:
Andrew townshend
15 October 2021 08:33 AM
While it's true you cannot say that I expect the comment will soon be removed
From:
Andrew townshend
14 October 2021 09:22 AM
Property is cheaper to buy up north but the rents don't seem much different to here in Norfolk, hence the better yields, but that's fine for landlords that live up north it would be a nightmare for me.
From:
Andrew townshend
14 October 2021 08:33 AM
Damp caused by a leaking roof is the landlords responsibility, damp caused by condensation is totally down to the people living in the property as has been proved time and again .
From:
Andrew townshend
14 October 2021 08:23 AM
I have a DDR in place that pays my credit card off in full every month, so it costs me nothing + I get the protection, only a fool pays interest on credit cards.
From:
Andrew townshend
13 October 2021 17:05 PM
Stink don't they.
From:
Andrew townshend
12 October 2021 16:13 PM
Solicitors add fuel to the fire to increase their earnings, much like garages finding faults with cars that aren't there to increase the bill, all very common these days.
From:
Andrew townshend
12 October 2021 09:12 AM
I wasn't tempted to buy either
From:
Andrew townshend
12 October 2021 08:20 AM
Sounds more like social housing that private landlords to me.
From:
Andrew townshend
12 October 2021 08:18 AM
Guaranteed rent, 6 / 12 months rent up front, all a scam, I delete the emails without opening them.
From:
Andrew townshend
12 October 2021 08:15 AM
Sub letting goes on a lot with council properties here in Norwich, the trick is for husband to leave wife and kids in council house, he then gets a council flat, moves back in with wife and then sublets his council flat, the council housing department know but choose to do nothing.
From:
Andrew townshend
11 October 2021 08:43 AM
Increase landlord costs and red tape = increased rent for tenants, are MPs of all parties really too thick to see this ?
From:
Andrew townshend
11 October 2021 08:35 AM
Far to sensible John, no bureaucrat, councilor or MP would ever be able understand that, or even want to try.
From:
Andrew townshend
10 October 2021 17:14 PM
David I agree tenants are our customers, all business value good customers, but just like any other business we do not want to be dealing with bad customers that don't pay up.
From:
Andrew townshend
10 October 2021 15:53 PM
False life styles based on debt, it's the modern way, not the way that I was brought up in the 60s, then there's work, what is it now a 36 hr week, does anyone do overtime or hold down 2 jobs, there are signs up every where for staff, what's wrong with going to work in a petrol station evenings or weekends ? we have breed generations of lazy entitled people.
From:
Andrew townshend
09 October 2021 08:40 AM
I'm going to wait and see what happens nearer the time, I'll turn 72 in 2025 if I'm unable to rent a property it will be sold in an auction, not something I want to do but most of my properties were purchased for peanuts in the 90s what ever I get for them will see me out in comfort , once again the good tenants loose out .
From:
Andrew townshend
08 October 2021 09:16 AM
No excuse, there are fully legal ways of disposing of waste easily and cheaply.
From:
Andrew townshend
08 October 2021 09:04 AM
It's common knowledge that the main offenders here are councils and housing associations, most private landlords respond to faults quickly, I had a call Tuesday morning reporting no heating and the hot tap in the bathroom stuck, I was there by 4.00 pm that afternoon, reprogrammed the thermostat and fitted new tap revivers, all done within an hour and had a cup of tea and a chat with the tenant, that's the service we provide, somewhat different to the social housing providers .
From:
Andrew townshend
08 October 2021 09:00 AM
Up 25% ? surprised it's not more given all the extra costs and red tape imposed on landlords.
From:
Andrew townshend
08 October 2021 08:45 AM
Oh yes you would be surprised what tenants disconnect to save on utility bills, kitchen and bathroom extractor fans, I've even had a lady tape up an extractor fan in a bathroom and then complain about damp and mushrooms growing there on the damp
From:
Andrew townshend
07 October 2021 19:06 PM
Some of my properties are all electric even though there is gas available , electric is just less hassle.
From:
Andrew townshend
07 October 2021 16:51 PM
Not rented to students since the 90s, however when I did everything was fine until January, they came back to a cold house that hadn't had the heating on, soon I would get a call to say the house was damp round I would go and it was cold and damp when I asked why the heating was not on the reply was it's too expensive to turn on, still got that house today 2 guys late 50s and no damp problems, they heat the place and during the day the bedroom windows are open, most student problems are self inflicted, simply zero common sense, more interested in going out drinking than turning the heating on.
From:
Andrew townshend
07 October 2021 08:46 AM
Should be, but no doubt that would be against his human rights BS
From:
Andrew townshend
06 October 2021 19:39 PM
I'm one of those sad people that read the small print and ask questions, oh doesn't that annoy insurance companies and brokers when they don't know the answers .
From:
Andrew townshend
06 October 2021 19:32 PM
I'm really interested to find out how this '' life time deposit'' is going to work, I expect we will have to incorporate the deposit into the rent, which means good tenants end up subsidizing the bad ones .
From:
Andrew townshend
06 October 2021 08:55 AM
Exactly it's the cost and a cost that cannot be justified, but at the end of the day it'll be the tenants paying this costs with the increases in their rent.
From:
Andrew townshend
06 October 2021 08:43 AM
Nor me, I'm the product of a very poor secondary education of the 60s, Leic Landlord could be the man, or woman, for the job, he / she likes to give the impression they are well educated.
From:
Andrew townshend
05 October 2021 19:53 PM
Hello Catherine, I'm not going to give my contact details on here, however you could drop me a line c/o Spencer Ward, 46 Prince of Wales Rd, NR1 1LL
From:
Andrew townshend
05 October 2021 19:43 PM
I've written to my MP, George Freeman, in the past, all we get are kind words and fobbed off, they are not interested.
From:
Andrew townshend
05 October 2021 18:59 PM
What do you take us for, fools ??
From:
Andrew townshend
04 October 2021 21:16 PM
A lot of those estate agents are worse than car dealers
From:
Andrew townshend
03 October 2021 14:40 PM
I have a good local agent in Norwich, honest, no wide angle lens, and fair to both landlord and tenant, used them for over 20 yrs now.
From:
Andrew townshend
03 October 2021 12:16 PM
Going into Norwich I have to go round a roundabout with a petrol station on one corner of it, night mare, so now we are taking a right turn which takes right through the University of E A , very busy but we avoid that roundabout and the selfish idiots blocking it
From:
Andrew townshend
01 October 2021 16:53 PM
The only people that gained by the stamp duty holiday were sellers.
From:
Andrew townshend
01 October 2021 09:42 AM
Why are people homeless, and why are people in danger of losing their home ? generally just the kind of people that no private landlord would touch.
From:
Andrew townshend
01 October 2021 08:49 AM
Tenants are not paying off my debts either, I don't have any, mine were all purchased with cash, my pension scheme .
From:
Andrew townshend
30 September 2021 18:03 PM
There must have been a good reason this landlord wanted this tenant out, £2400 was a small price to pay.
From:
Andrew townshend
30 September 2021 09:24 AM
The only tenants facing eviction will be those that WON'T pay
From:
Andrew townshend
30 September 2021 08:50 AM
Finding tenants that can and will pay is top of my shopping list
From:
Andrew townshend
28 September 2021 08:52 AM
They are out for the free ride just like so many are now .
From:
Andrew townshend
28 September 2021 08:47 AM
I do as much as I can myself with my accounts totaling every thing up and laving it out then it goes off to my accountant who checks it and files it with HMRC on my behalf, that costs me £600 , so come 2024 that is likely to be costing me £600 x 4, £2400 , another cost to be passed on to my tenants.
From:
Andrew townshend
27 September 2021 20:08 PM
I missed that part of life as well, and I'm certainty not sorry I did, I started work 2 days after my 15th birthday in 1968 as an apprentice and have never looked back, always enjoyed work and still do, we are awash with failures being pumped out of universities who are no use to man nor beast.
From:
Andrew townshend
27 September 2021 09:41 AM
That's the problem with owing flats in blocks, ''you can lead a horse to water, you cannot make it drink'', you are fighting loosing battle there .
From:
Andrew townshend
27 September 2021 09:23 AM
Debt, the young want, expect, it all now, the fact that wanting it all now = debt doesn't worry them, they might wake up one day, by which time they will be in so much debt it'll be too late.
From:
Andrew townshend
27 September 2021 09:15 AM
You'll never have a deal with a council, 13 yrs ago I was selling a car repair workshop in Norwich, city council and Broadland Housing Assoc wanted to have a joint deal and build social housing there, they messed about, so I sold it to an engineering company they have put a huge steel building there which covers the whole site, how they got planning I don't know, but they did, the site would have been perfect for social housing 5 minute walk to city centre .
From:
Andrew townshend
25 September 2021 16:58 PM
That's why I will not rent to young single mums, they expect everything for free, more trouble than they are worth
From:
Andrew townshend
25 September 2021 08:17 AM
Tenants supplied by councils will be tenants from hell and the property will be trashed , NO NO and NO again, they must think we fell off the Christmas tree .
From:
Andrew townshend
24 September 2021 08:36 AM
Agreed, flats are not suitable for pets, as I've said before I'm one of those very few landlords that will '' CONSIDER'' pets, but only in houses with suitable gardens .
From:
Andrew townshend
21 September 2021 21:14 PM
We will simply add to the rent in order to cover for the deposit, tenant looses again
From:
Andrew townshend
21 September 2021 09:23 AM
This is why there must be no risk taking with new tenants, no benefit scroungers, no single mums, no one under 25, check every new tenant very carefully , guarantors where ever possible , if that new tenant doesn't seem quite right then no tenancy, there are plenty of new tenants to chose from so be very selective , the result will be that explosion in the homeless, not our problem, leave them to the local council their problem.
From:
Andrew townshend
20 September 2021 22:19 PM
Until such time as they have built enough social housing, which won't be in my life time, they will need private landlords.
From:
Andrew townshend
20 September 2021 08:26 AM
Exactly, Hippocrates pure and simple Michael no time for them.
From:
Andrew townshend
19 September 2021 10:02 AM
There are many '' rogue'' charities that need looking into, if they are paying their management £100s of K a year then they are NOT charities, they are business , noses in troughs.
From:
Andrew townshend
18 September 2021 20:05 PM
You'll only ever get bad tenants from councils
From:
Andrew townshend
18 September 2021 15:01 PM
I had one of those towed it onto the road, not my problem anymore.
From:
Andrew townshend
18 September 2021 14:57 PM
I don't want large houses, most of mine are 2 bedroom with just a couple of 3 bedroom, I'm not interested in HMOs or student lets, just working couples and small families will do me.
From:
Andrew townshend
17 September 2021 09:00 AM
I too have viewed my properties as long term investments, I'm more interested in income than capital, I don't want to sell anything, however the way things are likely to be going it might just make sense to sell some at least.
From:
Andrew townshend
17 September 2021 08:55 AM
I told the RSPCA that, they came back with that they would prosecute me for abandoning the dog as he was now my responsibility, just like Shelter the RSPCA are a business paying their management obscene wages .
From:
Andrew townshend
17 September 2021 08:50 AM
I had a Rottweiler left behind once when the tenant went to prison , what a problem I had getting rid of him, RSPCA useless, didn't want to know , he didn't have my permission, I would never give my permission for such a dog.
From:
Andrew townshend
17 September 2021 08:38 AM
Mine have been letting within days, not weeks
From:
Andrew townshend
16 September 2021 08:56 AM
I've re let 3 houses this year and had to turn good people away who I'm sure would have made good tenants, each house can only rent to one person or one couple, it's good tenants that are being hurt here not landlords
From:
Andrew townshend
16 September 2021 08:53 AM
Of course he wants ''generation buy'' that's what pays the monthly leasing payments on his BMW
From:
Andrew townshend
15 September 2021 09:03 AM
Does a criminal record really matter these days ? many very successful men and women out there with a criminal record
From:
Andrew townshend
15 September 2021 08:54 AM
Agreed now is the time to be very careful when selecting new tenants, and I'm finding that every time I have a property come available I have a good few tenants to chose from.
From:
Andrew townshend
14 September 2021 19:17 PM
Like most charities these days most of the cash goes on inflated wages, noses in troughs.
From:
Andrew townshend
14 September 2021 16:15 PM
Don't tar all agents with the same brush, I use a small independent in Norwich who treat both landlords and tenants with respect and fairly .
From:
Andrew townshend
14 September 2021 09:20 AM
Very few evictions are unfair, most are due to non payment of rent , of course a tenant who has been evicted for non payment is never going to admit to it, they will always say their eviction was unfair .
From:
Andrew townshend
14 September 2021 08:53 AM
Govt or not they will not stop me taking the necessary action.
From:
Andrew townshend
13 September 2021 19:18 PM
Ice on the inside of the windows, remember that Michael ?
From:
Andrew townshend
13 September 2021 16:28 PM
The landlord is rid of them, I doubt he will be taking refugees or anyone from the council again, lesson learnt there and the risk paid off.
From:
Andrew townshend
12 September 2021 09:01 AM
I agree Grace, we live and learn, and hopefully learn by our mistakes, as a landlord of more than 30 yrs now I have certainly made my fair share of mistakes along the way, I've had non paying tenants, I've had properties left in a discussing state ( which I've personally cleaned and repaired my self) no point moaning about it, what's done is done, but I have learnt, no DSS, no single mums, no one under 25 and no all day curry eaters.
From:
Andrew townshend
11 September 2021 21:33 PM
I think you're right, we don't get all this landlord hate in Norfolk, it seems to be more of a London thing
From:
Andrew townshend
11 September 2021 17:00 PM
You're a funny man Mike.
From:
Andrew townshend
11 September 2021 16:56 PM
It won't be a tax on landlords, it'll be a tax on tenants Mr Starmer, you really don't need a uni degree to work that one out
From:
Andrew townshend
11 September 2021 09:31 AM
Well you've really been on your soap box this week Leics, have you had any time to do a fair days work ?
From:
Andrew townshend
10 September 2021 18:09 PM
So glad I don't live or own anything in London, but I fully expect one day Norwich will be the same.
From:
Andrew townshend
10 September 2021 18:07 PM
Good tenants that pay their rent have nothing to worry about, it's the same old rogue tenants mostly scrounging on benefits that should be worried , the extra UC was only ever temporary the same as the extended notice period was only ever temporary, so we are just going back to normal.
From:
Andrew townshend
10 September 2021 09:11 AM
Most of my properties were built around 1880, so getting to a C or even a B is going to cost, I'll pay the money, but I 'll expect a pay back period of 2 - 3 yrs, what will that do to rent increases ? the end user pays !
From:
Andrew townshend
09 September 2021 20:55 PM
Leics, I replied to your comment '' honest day's work '' I and we on here are still awaiting to hear about your ''honest day's work'' we can only assume that you do not work ?
From:
Andrew townshend
09 September 2021 20:47 PM
By making it harder to evict makes it more difficult for tenants to find a home to rent, landlords now check out new tenants very carefully, if in doubt, if it doesn't fell right don't rent to them, better an empty property than one with a tenant from hell in it , don't think the government have worked this one out as yet .
From:
Andrew townshend
09 September 2021 18:33 PM
John, you are of course correct it would be grounds for eviction, but long hard work and very expensive to get that eviction .
From:
Andrew townshend
09 September 2021 17:36 PM
I liked your comment about the human animals. we have East Anglian Motor Auction here in Norfolk, it has for yrs been known as '' the zoo '' in the trade, 90% of those in attendance fall into the animal bracket.
From:
Andrew townshend
09 September 2021 17:31 PM
On the up side, for landlords, with all this demand for rental properties we can pick and choose who we rent to, no need to even consider any one who is not in full time work, and of course the rents keep climbing.
From:
Andrew townshend
09 September 2021 08:53 AM
A few yrs ago I needed a new boiler in a property, single mum working 16 hrs a wk, we were eligible for a grant, cow boy heating firm wanted a £1800 contribution from me, I bought the boiler, £700, and my plumber fitted it for £500, so what was the point in going down the grant road ?
From:
Andrew townshend
08 September 2021 08:20 AM
Leics, My day has involved tiling a bathroom and painting a bedroom, what work have you done today ?
From:
Andrew townshend
07 September 2021 17:47 PM
I would not accept a large dog in any of my properties, I will '' consider'' renting to someone with a dog in a house with a garden.
From:
Andrew townshend
07 September 2021 17:37 PM
I have been doing that since the ban on higher deposits
From:
Andrew townshend
07 September 2021 17:32 PM
I'll go along with that 5 yr lease to the gov, full repairing and insuring and handed back as it was at the start of the lease, you want any of my properties then that is the deal.
From:
Andrew townshend
07 September 2021 17:29 PM
The last 3 properties I've let have gone within a couple of days of marketing , so you are correct we will not be sitting on empty '' ready'' properties
From:
Andrew townshend
07 September 2021 09:15 AM
Well gentlemen it has been a pleasure as always , I now have a large single malt (smokehead ) to drink, so I wish you all a very good night , until tomorrow then.
From:
Andrew townshend
06 September 2021 21:07 PM
But I comment under my name, you don't.
From:
Andrew townshend
06 September 2021 20:21 PM
Well you are certainly on fire this afternoon Leics Landlord, but we all know on here that you are no landlord
From:
Andrew townshend
06 September 2021 19:55 PM
I've just noticed the time of Leics Landlords comments on here, expect he's just out of bed.
From:
Andrew townshend
06 September 2021 17:55 PM
Probably worth the £7500 to get rid of them.
From:
Andrew townshend
06 September 2021 08:38 AM
This £20 was only ever a temporary measure through covid, why should we be handing this out to the lazy great unwashed subsidizing their drinking, smoking and drugs.
From:
Andrew townshend
06 September 2021 08:34 AM
'' Guaranteed '' government rent ?? who are you kidding Micheal I wouldn't trust the government no further than I can spit.
From:
Andrew townshend
04 September 2021 20:12 PM
Styx, a Honda Goldwing, very nice, I had a BSA Super Rocket in the long hot summer of 76 (aged 22) loved it until I got nicked speeding and lost my licence for 3 months. I agree your comment those that want to get onto the property ownership ladder need to make sacrifices, if they won't make sacrifices while young they will be tenants for life, their choice .
From:
Andrew townshend
03 September 2021 19:00 PM
Are you volunteering? you got my vote.
From:
Andrew townshend
01 September 2021 21:59 PM
Maybe snowflake students will grow up...but I doubt it
From:
Andrew townshend
01 September 2021 19:29 PM
I've helped people in the past and it's always come back and bitten me on the backside, it's good of you to want to help but I strongly suspect that you will end up regretting it.
From:
Andrew townshend
01 September 2021 15:50 PM
While I feel for these people I will not be renting to them until they are in full time employment, shelter are a charity maybe they could house them.
From:
Andrew townshend
01 September 2021 09:00 AM
I'm sure many student landlords do very well out of these winging little snowflakes, I'll stick with the honest, hard working tenants 25 +
From:
Andrew townshend
01 September 2021 08:56 AM
I'm having a new boiler fitted at one of my properties today, the heating engineer is making a profit at my expense, if he wasn't he wouldn't be there doing the job, landlords are no different .
From:
Andrew townshend
01 September 2021 08:46 AM
I already have a policy of not renting to single mums and the agents I use always do an affordability check, low paid and benefit claimants should look to councils and housing assocs to home them, that's what they are there for.
From:
Andrew townshend
01 September 2021 08:38 AM
No shortage of jobs out there, and no shortage of lazy people who don't want those jobs.
From:
Andrew townshend
31 August 2021 18:27 PM
In 30 yrs the only tenants I've evicted have been non payers, and I suspect that goes for most landlords, A non payer makes themselves homeless not the landlord.
From:
Andrew townshend
31 August 2021 09:07 AM
I've been caught in the past as I think most of us have, we don't make the same mistake twice, leave these kind of tenants to councils and housing assocs to home, their problem.
From:
Andrew townshend
29 August 2021 11:12 AM
I don't rent to students and have little to do with any of them, give me the proper hard working men and women any day over students with large chips on their shoulders
From:
Andrew townshend
26 August 2021 04:18 AM
Of course there are costs and problems as there are with any business, and just like any other business these costs are passed onto the end user + a bit extra to cover our time, nothing new here.
From:
Andrew townshend
26 August 2021 04:14 AM
The right pets with the right tenants in the right properties paying an increased rent, dogs in flats or houses without gardens is a big no, I am one of very few landlords in my area that will '' consider '' renting to pet owing tenants, I have, and have had some very good long term pet owing tenants.
From:
Andrew townshend
26 August 2021 04:08 AM
There have been on going reports on ITN news of the state of repair of council and housing assoc properties, is this how decent working tenants want to live with their neighbors from hell ? I think not.
From:
Andrew townshend
26 August 2021 04:00 AM
A lot of council and housing assoc properties are still damp , poorly maintained and miserable, also on large estates in no go areas for decent people.
From:
Andrew townshend
25 August 2021 17:30 PM
I had a similar tenant yrs ago, Dad was a well respected CEO of a large Reno dealership in Norwich, what an embarrassment his son was to him, often children from wealthy families are no more than spoil brats .
From:
Andrew townshend
25 August 2021 09:25 AM
I can only speak as I find, I use a good small local agent , their fees are reasonable and they do not charge for renewing agreements, we get along fine.
From:
Andrew townshend
25 August 2021 09:14 AM
There could be a problem where that happens, but where there's a will there's a way around it, and I'm sure we will find that way.
From:
Andrew townshend
23 August 2021 17:29 PM
Very likely Mark but who will the real losers be, the low paid and those on benefits who will not pass the affordability test.
From:
Andrew townshend
23 August 2021 09:46 AM
Surely all this will achieve is increased homelessness , those on low incomes will not be accepted as tenants .
From:
Andrew townshend
23 August 2021 08:32 AM
Because some of them cannot afford to live there, why do some of us drive a Ford while others drive a Rolls, the way I see it all boils down to the same thing.
From:
Andrew townshend
21 August 2021 08:55 AM
Norfolk is a lot nicer and cheaper than London, go further north and life gets cheaper still, what is it about London ? expensive sh*t hole.
From:
Andrew townshend
20 August 2021 22:45 PM
Living in London is expensive, so why live in London ? move to somewhere cheaper
From:
Andrew townshend
20 August 2021 19:53 PM
Being a hard working self made man (or woman) is something to be proud of though Annie, you will generally find the poor are also the workshy.
From:
Andrew townshend
20 August 2021 16:39 PM
Yonnette have you been watching ITN news recently including tonight, council and housing assoc housing, disgraceful, far worse than anything in the private rental sector, get your own house in order dear.
From:
Andrew townshend
19 August 2021 22:11 PM
But did he rent to 23 people, do all 23 people pay rent to him, are all 23 people on the tenancy agreement ? or did they all move in with their mates.
From:
Andrew townshend
18 August 2021 19:39 PM
And the times that happens Michael, presently I have a lady in a 1 bed flat above a shop who now has her toy boy living with her, so no offence there but the fact remains I rented to one person and now there are 2 there, I also have a guy in a 3 bed house who now has a lodger, once again no offence committed and really nothing I can do about it other than to turn a blind eye , so I can see how these things happen and nothing to do with the landlord, but he's the one that gets fined for it.
From:
Andrew townshend
18 August 2021 19:33 PM
I'm also surprised a conservative government would do this to us, but labour under Mr Corbyn I do think would be worse
From:
Andrew townshend
18 August 2021 18:15 PM
Is it sensible to be increasing debt ?
From:
Andrew townshend
18 August 2021 07:54 AM
Just relet a small terrace in Norwich, in excess of 10 viewings, 6 suitable tenants wanted it, new tenants move in tomorrow, rent increased by £150 per month, a real shortage of properties to rent.
From:
Andrew townshend
17 August 2021 09:18 AM
Agreed, I have 2 properties with boilers 25 + yrs old, and still going strong, the others last a max of 7 yrs, how is that green ?
From:
Andrew townshend
17 August 2021 09:08 AM
I've never used Strutt, William H Brown in Norwich are worse than hopeless, wet behind the ears youngsters, I've used a small independent with one office and 4-5 staff for more than 15 yrs now and it works well.
From:
Andrew townshend
17 August 2021 09:03 AM
Agreed, only the students that do '' proper '' courses that lead to '' proper'' well paid jobs will ever pay their debt off, mean while we are desperately short of tradesmen, motor mechanics and HGV drivers, madness isn't it ?
From:
Andrew townshend
17 August 2021 08:57 AM
Me too Michael, I paid £5k cash for my first house and renovated it, my self and my wife started married life mortgage free, 6 weeks after we got married I bought another at auction with a bridging loan and lived in a caravan in the back garden, 8 yrs later with 2 very young children we done the same again building our present home, can you see the snowflakes doing that ? the '' I'm entitled generation''.
From:
Andrew townshend
15 August 2021 23:04 PM
Qualifications are one thing, being able to do the job is quite another, thanks to Mr Blair this country is awash with hopeless idiots who have the qualifications but little else.
From:
Andrew townshend
15 August 2021 09:31 AM
True, but if we have their NI number we can track them down once they have left.
From:
Andrew townshend
13 August 2021 17:53 PM
Other than my GP I don't do '' titles '' they are just plain Mr Mrs or Miss to me
From:
Andrew townshend
13 August 2021 17:48 PM
Mine are all up to date with their rent so there's no problem here, since I stopped renting to benefit claimants I 've not had a problem.
From:
Andrew townshend
13 August 2021 09:01 AM
Re the cow boys, some yrs ago now I went for a replacement boiler grant, tenant was a single mum working 16 hrs a week, I got this smart arse on the phone wanting me to pay a contribution of £1900 towards the cost, I didn't bother, I bought a Baxi replacement boiler kit from Mr Central Heating for £700 inc vat and my plumber (sadly now retired) charged me £500 (no vat not registered) to fit it, and it's still going strong, grants are a waste of time and end up costing us more.
From:
Andrew townshend
12 August 2021 09:35 AM
Viewings yesterday, 6 people applied, choose the tenants I prefer today, if they check out okay they will be moving in next week, small terraced house in Norwich was let for £600 per month now £750 per month, 5 disappointed applicants, it's only going to get worse, much worse, for tenants, all caused by Shelter and Generation Rant
From:
Andrew townshend
11 August 2021 17:36 PM
Of course he should have fixed the hot water. I agree with him on the single mums and the all day curry eaters , I will not accept them as tenants as well, when I chose a new tenant I look for the ones that are going to pay and not cause me problems.
From:
Andrew townshend
11 August 2021 17:20 PM
I've found these grant schemes to be a total waste of time, if and when I'm forced to evict good tenants because the property is below a C then that's it, good tenants out on the street hunting what few properties are then available to rent, council housing department's problem
From:
Andrew townshend
11 August 2021 09:09 AM
I supply a cheap cooker, that's it now and often they are too dirty to bother cleaning when tenants leave
From:
Andrew townshend
11 August 2021 08:57 AM
I agree totally Michael, most building control officers are no different to Fergus's council man, bull sh*t baffles brains .
From:
Andrew townshend
10 August 2021 19:42 PM
No cement in B&Q Norwich, not one bag, a window fitter told me last week the next shortage is going to be glass, so how are they going to build all these new homes, and the big increase in material costs ?
From:
Andrew townshend
10 August 2021 17:16 PM
Got the tee shirt, and it's not just the great unwashed, had a tenant when I first started his farther was a well respected CEO of a large car dealership in Norwich, what an embarrassment his son was.
From:
Andrew townshend
10 August 2021 17:03 PM
Well Lloyds are hopeless and Gatehouse I've never heard of, they'll fall flat on their faces, just give them time.
From:
Andrew townshend
10 August 2021 09:16 AM
I used to consider renting to a tenant with a pet with an increased deposit, now it has to be an increased rent, so once again it's the tenant that ends up the looser
From:
Andrew townshend
10 August 2021 09:11 AM
What's wrong with telling it as it is, I'm sure Fergus was spot on correct with his description. Odd how the police would make an arrest for name calling but fail to take action for criminal damage or theft, could be why few of us have respect for the police or the courts these days
From:
Andrew townshend
10 August 2021 09:06 AM
Just don't send them to Norfolk, we had the '' London over spill '' come to Thetford in the 60s, massive council estate built for them which has wrecked Thetford as a market town .
From:
Andrew townshend
10 August 2021 08:57 AM
They are very welcome to the single mums on UC
From:
Andrew townshend
10 August 2021 08:51 AM
Cheaper rents ? I'd like to see cheaper diesel at the pumps, non of us are going to have our wishes come true, move to an area with cheaper rents and / to a smaller property
From:
Andrew townshend
09 August 2021 08:50 AM
The joy of renting to the great unwashed, it seems a room in an HMO is all they can afford which is why I've never gone down the HMO route, that said over the years I've still had my share of the great unwashed.
From:
Andrew townshend
09 August 2021 08:43 AM
Devon and Cornwall are tourist areas so it makes perfect sense for landlords in those areas to rent to tourists, it's not just tax or higher rent it's also an end to rogue tenants who live in properties without paying rent, the people who live in Devon and Cornwall are generally lowly paid so cannot afford much it's up to councils and housing assoc s to home them, since when was a private landlord a charity ?
From:
Andrew townshend
09 August 2021 08:36 AM
Very true, the hard sell to the gullible.
From:
Andrew townshend
08 August 2021 16:11 PM
Me too, tried it in the 90s never again, give me honest working tenants any day.
From:
Andrew townshend
08 August 2021 08:30 AM
I agree with Robert, I've always been in it for the long haul and certainly am not paying CGT , however my son doesn't show interest, he gets paid far too much money cutting trees down when they fall on power lines, my 2 daughters partners could, and likely would carry things on, still 68 in 7 days time, fit and healthy, this old dog is going on for a time to come yet.
From:
Andrew townshend
07 August 2021 19:05 PM
Property is cheap as chips up north, and I was tempted when I was younger but a long way to travel when there's a problem, I can get to anyone of my properties in less than an hour, Norfolk is way cheaper than the south, but not as cheap as up north, sort of middle of the road, that'll do me boy.
From:
Andrew townshend
07 August 2021 16:44 PM
Now that would be amusing, and justly deserved .
From:
Andrew townshend
05 August 2021 17:07 PM
If a tenant doesn't want to look after the garden I go in with the round up
From:
Andrew townshend
05 August 2021 08:10 AM
Sounds like he is a tenant that no other landlord will touch, bailiffs the only way now, he'll be homeless for the winter.
From:
Andrew townshend
05 August 2021 08:05 AM
But then are you really John Smith or are you hiding ?
From:
Andrew townshend
04 August 2021 16:47 PM
I have a similar situation, tenants of 6 yrs just bought their own property, I now have works to do and will be ready to re let in a couple of months, no shortage of tenants looking
From:
Andrew townshend
04 August 2021 08:40 AM
Void periods can be useful to carry out repairs and improvements, but once a property is marketed there is no shortage of interest, a suitable tenant is soon found .
From:
Andrew townshend
04 August 2021 08:32 AM
There ''MAY'' be 10500 rogue landlords ? where have they plucked that figure from ? Could it be that councils have not issued many criminal penalties against rogue landlords because there not as many rogue landlords out there as some would like us to think that there are ?
From:
Andrew townshend
04 August 2021 08:24 AM
Bargain
From:
Andrew townshend
03 August 2021 08:14 AM
Jahan, Shelter cannot do that, it would mean all their staff would have to take a large pay cut.
From:
Andrew townshend
02 August 2021 19:37 PM
There was a phone in on radio 2 about the rental market in Cornwall, they are all going over to Air B&B, who can blame them, much higher rents, classed as a business for tax and no problems evicting non paying rogue tenants, the government, councils and Shelter only have themselves to blame here .
From:
Andrew townshend
02 August 2021 17:04 PM
John you could well be right there, a director is an employee of a company it does not necessary follow that he owns it, likely just a front man for others in the back ground that's how these people work, not to be trusted in business
From:
Andrew townshend
02 August 2021 08:22 AM
Strong demand in Norwich, 10 viewings and 4 very suitable tenants to chose from.
From:
Andrew townshend
02 August 2021 08:16 AM
Labour was once the party for the working man, it's now the party for the benefit scroungers
From:
Andrew townshend
30 July 2021 16:57 PM
Nail on head there Paul.
From:
Andrew townshend
29 July 2021 08:33 AM
Council tenants generally are not too clever when it comes to money matters, they bought their homes at a discount, but rather than pay the mortgage off they increased it, spent the borrowed cash, went bust, house re possessed, sold at auction to a landlord who then rented it back to the ex council tenant , lol.
From:
Andrew townshend
29 July 2021 08:26 AM
Daniel, it's the non paying tenants that are doing the '' ripping off'' as you put it.
From:
Andrew townshend
29 July 2021 08:08 AM
The kind of people that will live in boxes in the sky are not my kind of tenants
From:
Andrew townshend
28 July 2021 19:45 PM
I think it depends on the agent you use, there was a time when I self managed all mine, that's down to 3 now, I've used the same local, independent agent now for 20 yrs it works well for me, they get me good tenants, I still meet all my tenants, they have my contact details and are free to contact me directly at any time.
From:
Andrew townshend
28 July 2021 09:32 AM
I have a smaller than average terraced house that I paid 25k for in 1995, the end house went on the market at 210k and sold in a week, I am told by the owner for more, another one in the same terrace is now on the market for 190k, and is getting a lot of interest, the house next door is to rent at 800 per month, I'm working on mine at present the last tenant was paying me 600 per month, these prices are madness, but it is happening and I'm not one to complain, I'm not selling, just think of all that CGT the government would take.
From:
Andrew townshend
28 July 2021 08:43 AM
Good tenants can stay as long as they like, often years, keep it at 6 months then we can get rid of the rogue tenants before too much damage is done .
From:
Andrew townshend
28 July 2021 08:23 AM
I don't do dangerous dogs, they are weapons not pets and are owned by that sort of person
From:
Andrew townshend
28 July 2021 08:18 AM
I only lost one through Corona, a commercial tenant of 24 yrs, but that re let quickly, I have 2 vacant at present, both needing work, one will be finished this week after 8 wks work, then I will start on the next one, another 8 wks work I expect, so I'm busy busy, but these voids are useful to get work done with no tenants in the way.
From:
Andrew townshend
27 July 2021 20:28 PM
Theodor I agree, I'm going to have a problem getting most of mine up to a C but as most of them owe me peanuts, and no borrowings, I can afford to spend money on them getting them up to a C , or I could sell some and use the proceeds to up grade the ones I chose to keep, either way with the shortage the rents will climb, it follows that tenants wages will have to increase as will housing benefit payments if they don't there will be thousands more sleeping in shop door ways, something has to give somewhere along the way.
From:
Andrew townshend
27 July 2021 20:19 PM
I have lost 2 excellent tenants this year that have bought their own houses, sorry to lose them, but pleased for them, so it can be done, just means a bit of hard work and going without a few extras .
From:
Andrew townshend
26 July 2021 08:35 AM
How many more rent properties through their wife or husbands names ?
From:
Andrew townshend
26 July 2021 08:26 AM
Will he be taking action against councils and housing associations ? as they seem to be the worst offenders here.
From:
Andrew townshend
26 July 2021 08:22 AM
Oh yes I can well believe that !
From:
Andrew townshend
22 July 2021 17:17 PM
Robert makes a good point, the only tenants I have ever had to evict in 30 yrs also have been benefit claimants, I've never had to evicted a working tenant.
From:
Andrew townshend
22 July 2021 16:48 PM
Made your friend is an exception to the norm, there are a few, but not many in my experience.
From:
Andrew townshend
22 July 2021 08:01 AM
In fairness he was given the chance to rectify the faults, as for cleanness we've all seen the sh*t some people live in, tenants responsibility to clean .
From:
Andrew townshend
22 July 2021 07:32 AM
Rent decent properties to decent working tenants, lower income tenants are best left to councils to house, and we've all seen the standard of council and housing assoc housing stock recently haven't we.
From:
Andrew townshend
22 July 2021 07:26 AM
Simple, stick to decent working tenants, avoid HMOs and the great unwashed , just not worth it.
From:
Andrew townshend
22 July 2021 07:17 AM
I suspect you have hit the nail on the head there Michael, I won't deal with these people because this is how they work then it's the landlords head on the chopping block, not to be trusted
From:
Andrew townshend
20 July 2021 20:33 PM
Support from a council ? I wouldn't bank on it.
From:
Andrew townshend
19 July 2021 08:20 AM
I'm sure that paying tenants are safe in their homes, I don't understand why any non paying tenant should be allowed to stay in a property owned by someone else though.
From:
Andrew townshend
19 July 2021 08:10 AM
Seems to me most degrees are worthless these days, I've told the story before of my friends daughter, a first in law and couldn't get a job anywhere, leave school go straight out into the work place and own your own property before these uni students have done a days work, as it used to be and as it should be again.
From:
Andrew townshend
18 July 2021 17:05 PM
Agreed Jim, we deal with different tenant types, I've never got into HMOs or bedsits, I'm not a snob by any means but I don't want to deal with those kind of people.
From:
Andrew townshend
18 July 2021 09:35 AM
We have the ex Norwich City Council works dept in Norwich, it's a huge area, they cleared it yrs ago right beside a large council est, and there it sits empty doing nothing, yet they are desperately short of social housing
From:
Andrew townshend
18 July 2021 09:29 AM
Well that could be likely but some way off, something for the next generation of landlords to worry about, I will be 68 in August, so I suspect I will be long gone by then.
From:
Andrew townshend
17 July 2021 14:30 PM
I take your point Jim but if a tenant is cagey about his/ her previous address / s then we would smell a rat we can also check on the electoral roll, once again if there is no record smell a rat, bank statements are another give away what address had they been sent to ?
From:
Andrew townshend
17 July 2021 14:24 PM
I agree, money claim online is cheap and easy to use, no need for a solicitor, there's a chance we might get lucky and get our money but the main thing is the nonpaying tenant gets a CCJ to their name
From:
Andrew townshend
17 July 2021 08:11 AM
When the right to buy first took off there were double glazing sales men and loan sharks touring council estates getting the new mortgaged owners to max their borrowings against their properties, new windows, doors, conservatories , horrible extensions were sold, then the new BMW appeared in the drive, all paid for with their new 25 yr mortgages, of course many of these people were soon bankrupt and back in rented properties, so the lenders put the properties in auctions and landlords bought them
From:
Andrew townshend
16 July 2021 09:18 AM
Present owners are unlikely to sell at below market value to a council, it would make more sense to put the property into an auction. Converting office space into flats ? but we don't need flats we need houses. As for housing the homeless, you've nailed it there Grace, as the saying goes '' you can lead a horse to water, you cannot make it drink'', the homeless are homeless for a reason, generally of their own doing.
From:
Andrew townshend
15 July 2021 07:17 AM
Since when did councils make '' solid commercial plans'' prime example being Norwich City Council, they are the joke of the country.
From:
Andrew townshend
15 July 2021 07:08 AM
If the landlord wants to sell and the council offers the market value then where's the problem, other than in my experience councils, and in particular loony left councils, are a nightmare to try and deal with .
From:
Andrew townshend
15 July 2021 05:50 AM
HMRC knows all about us, they know every time money goes into or out of a bank account, every thing spent on our credit and debit cards, they know the type of cars we drive and even the mileage we do each year, there's no hiding these days
From:
Andrew townshend
14 July 2021 08:43 AM
And a national data base for tenants ? can't have one without the other.
From:
Andrew townshend
13 July 2021 07:29 AM
The old '' do as I say not as I do '' rules again
From:
Andrew townshend
13 July 2021 07:25 AM
The electrician I use is ex RAF, he left the RAF and retrained, he's been self employed around 10 yrs, and I've been using him all that time, a first rate electrician and a really nice helpful chap.
From:
Andrew townshend
09 July 2021 17:33 PM
I think most of us have a great deal of time for our service men and women, problem here is that they have all been housed and looked after by the services done their 21 yrs and out into the big wide world at around 40 yrs of age with little idea as to how the outside world works, there is no such thing as '' get rich quick schemes '' it all takes time and hard work.
From:
Andrew townshend
09 July 2021 05:38 AM
Since when have BTL landlords been a charity, homing low income families is the councils responsibility, Torbay is not a very nice area these days mainly do to the council there
From:
Andrew townshend
09 July 2021 05:29 AM
May I ask your line of business / work Grace
From:
Andrew townshend
08 July 2021 17:33 PM
Maybe the furniture will have to be renewed at every tenancy change, that cost will of course have to be allowed for in the rent level.
From:
Andrew townshend
08 July 2021 07:01 AM
The only utility bills I pay are on empty properties, which aren't empty for long.
From:
Andrew townshend
08 July 2021 06:54 AM
Easier to add a bit to the rent to cover problems at tenancy end, good tenants loose out, but who's fault is that ?
From:
Andrew townshend
08 July 2021 06:49 AM
The only thing I supply is a cooker, and very few tenants ever clean them, I had one just 18 months old that had to be scrapped because it was beyond cleaning, I made the tenant pay 50% towards a new one.
From:
Andrew townshend
08 July 2021 06:43 AM
Mr Khan talks about balance, how about a control on landlord licencing fees, rents increase because of costs imposed on landlords the same as any other business, it's called inflation, I'm noticing the price of diesel at the pumps is rocketing, will their be a price cap there or will it be controlled by market forces just like everything else .
From:
Andrew townshend
08 July 2021 06:38 AM
That's a risk that you are happy to take, should the worst happen no doubt you would take it on the chin and would not expect others to crowd fund like so many do.
From:
Andrew townshend
07 July 2021 17:56 PM
Wales doesn't want the tourism trade then ? I've never been to Wales and to be honest I don't want to.
From:
Andrew townshend
07 July 2021 08:33 AM
Students, not for me thank you, I'll stick with proper tenants in full time work
From:
Andrew townshend
07 July 2021 08:29 AM
Not the sort of crowd funding that I would donate to, if people don't have insurance cover that is their problem.
From:
Andrew townshend
07 July 2021 08:22 AM
Why should landlords pay ?
From:
Andrew townshend
07 July 2021 08:18 AM
Basic Victorian terraced house in Norwich now £ 7 - 800 per month, wasn't long ago that I was happy with £ 4 - 500 per month, now that's inflation for you, caused by Shelter etc and the government
From:
Andrew townshend
06 July 2021 08:29 AM
And those of us that are left debt free will profit.
From:
Andrew townshend
06 July 2021 08:20 AM
Oh I've been to Germany John, my Sister in law and her husband used to live there
From:
Andrew townshend
06 July 2021 08:16 AM
John, I believe Theo is correct on that one
From:
Andrew townshend
05 July 2021 20:44 PM
The great unwashed.
From:
Andrew townshend
05 July 2021 20:13 PM
It's nothing unusual for a Norwich City owned house to sit empty for 3 yrs while they consider what to do with it.
From:
Andrew townshend
05 July 2021 08:01 AM
They can try, but they will have a fight on their hands.
From:
Andrew townshend
03 July 2021 18:46 PM
In other words '' pot kettle black '' just like Mr Hancock and many others
From:
Andrew townshend
03 July 2021 09:37 AM
Exactly if a property is that bad why don't tenants move on ? because generally they are the kind of tenants that no other landlord would rent to. I don't know about Dudley Council, but Norwich Council take months, even years in some cases to remedy faults in their housing stock.
From:
Andrew townshend
03 July 2021 09:33 AM
My son, a former game keeper, goes out in the dark of night deer stroking, a nice piece of venison goes down a treat with that claret.
From:
Andrew townshend
02 July 2021 21:32 PM
We don't have to give any reasons for our choice of tenant, just a sorry you were unlucky this time.
From:
Andrew townshend
02 July 2021 20:43 PM
Another agency telling landlords how to operate their own businesses, another agency to avoid, our decision and our's alone.
From:
Andrew townshend
02 July 2021 04:52 AM
But they are blocks of flats again, not what is needed for families to live in.
From:
Andrew townshend
02 July 2021 04:37 AM
When my agent markets one of my properties we normally get in excess of 10 viewings and get 3 or 4 suitable tenants to chose from.
From:
Andrew townshend
01 July 2021 18:47 PM
What happens when a company director is banned ? he makes a family member a director and carries on, a rogue landlord will do just the same.
From:
Andrew townshend
01 July 2021 08:23 AM
High end agency ?? I'll stick to my little independent agency here in Norwich who I've used very successfully for 20 yrs thanks all the same.
From:
Andrew townshend
01 July 2021 08:18 AM
At the end of the day it'll be the tenants paying again
From:
Andrew townshend
30 June 2021 17:17 PM
£20 k doesn't go far on a derelict house these days, £6k for a rewire, £10k for central heating, £8k for a roof overhaul and the list of works goes on and on
From:
Andrew townshend
30 June 2021 07:10 AM
@ Dharmesh, if you have a hundred properties then it could be useful, I have 16, and am perfectly able to manage repairs without a fancy app.
From:
Andrew townshend
30 June 2021 07:02 AM
I will consider them, but on my terms.
From:
Andrew townshend
30 June 2021 06:58 AM
Not all pets destroy houses, responsible tenants with pets in the right house with a garden are generally not a problem, in flats would be a big NO, as would large and / or dangerous dogs, it's a shame that we are no-longer able to take a pet deposit, so now it has to be an increased rent for pet owners.
From:
Andrew townshend
30 June 2021 06:57 AM
It will be more expensive, but that's the tenants problem, not mine, the government are out to shaft the landlord at every chance, but all they succeed in doing is shafting the poor tenants.
From:
Andrew townshend
28 June 2021 17:02 PM
I'm not a member, I'm a member of ELA but they aren't doing much either.
From:
Andrew townshend
25 June 2021 16:44 PM
@ Robert Brown, I prefer a single malt
From:
Andrew townshend
25 June 2021 16:40 PM
That's why I say NO to single mums, lazy, filthy, don't want to pay, and then they move the latest moron boy friend in.
From:
Andrew townshend
24 June 2021 17:12 PM
2 Jags Prescot for example
From:
Andrew townshend
24 June 2021 17:04 PM
Yes that often happened
From:
Andrew townshend
24 June 2021 17:02 PM
If a tenant is reasonable, up to date with rent and leaves the place clean I'll generally over look a few things before making a deduction from the deposit, my last tenant to leave, end of last month got his full deposit back after 4 yrs, I could have made a claim on a few minor things but didn't bother.
From:
Andrew townshend
24 June 2021 08:57 AM
There should be an allowance of at least a month free, I have one empty at present, first time in 4 yrs so there is a month's work to do before re letting, I have another one coming empty in August, first time in 6 yrs there, so there will be another month's work to do there, but Norwich council are always quick to get their bill in from day one.
From:
Andrew townshend
24 June 2021 08:45 AM
Parasite solicitors at it again.
From:
Andrew townshend
23 June 2021 16:41 PM
The Daft thing is what is the point in tory MPs chasing the tenant vote, how many tenants are ever going to vote tory, about as many as landlords voting labour
From:
Andrew townshend
22 June 2021 21:47 PM
Much like these student room investments, not for this investor thank you.
From:
Andrew townshend
22 June 2021 08:50 AM
There are ways to dispose of rubbish without fly tipping .
From:
Andrew townshend
21 June 2021 08:50 AM
Maybe LLoyds could buy a block of flats in Bristol and rent to those '' vulnerable '' refugees
From:
Andrew townshend
21 June 2021 08:46 AM
They'll get their fingers burnt, a block of flats in Peterborough , wounder what sort of tenants they'll fill that with there.
From:
Andrew townshend
21 June 2021 08:38 AM
I'm now doing a refurb on a terraced house, about another month's work to do as yet, then at the end of August I have another one coming empty which will also need a refurb , labour all done for free -- by me, no furnishings though, I find it best to let unfurnished, and yes full council tax to pay while empty, so we don't all sit at home watching the money flow into our bank accounts as some would like to believe .
From:
Andrew townshend
20 June 2021 12:09 PM
I have a Nationwide account, but there is less than a £1 in it, and I've never borrowed off them, B&Q and Screwfix both donate to shelter, but I have a monthly trade account with them so I use them, Home base are useless and the likes of Jewsons and similar builders are far too expensive unless you are spending thousands per month with them, I also have a monthly trade account with Wolseley Centers, but once again I can buy the same things from B&Q and Screwfix for less, so I take my business to where I get the best deal and service.
From:
Andrew townshend
20 June 2021 11:17 AM
Those are the ones that need a little push
From:
Andrew townshend
18 June 2021 16:27 PM
While I don't disagree Julian what's the alternative, Labour ? that would be ''out of the frying pan and into the fire ''.
From:
Andrew townshend
17 June 2021 10:28 AM
Taking money from any business = increased costs to customers , in the case of lazy parasites this = homelessness which then = problems for councils and government, what turns around comes around and bites on someone's back side down the line.
From:
Andrew townshend
17 June 2021 10:23 AM
We all know that we won't get any help from government, in fact quite the reverse, but all the hurt will be passed onto tenants.
From:
Andrew townshend
17 June 2021 10:13 AM
CCJ, won't get money, but they won't get another tenancy either, revenge is sweet.
From:
Andrew townshend
17 June 2021 09:36 AM
David, it becomes the tenants home, not his / her home.
From:
Andrew townshend
16 June 2021 20:49 PM
Ed, we have to be careful when giving a reference, it's better where we cannot give a good reference just to say '' on this occasion I am unable to give a reference'', anyone reading that soon gets the message loud and clear .
From:
Andrew townshend
16 June 2021 20:43 PM
Thank you Julian, a very sensible comment, landlords and tenants generally get along just fine when left alone to do so.
From:
Andrew townshend
16 June 2021 16:12 PM
We can agree there David, you never will rent from me, but it just so happens that I'm one of very few landlords that WILL consider dogs, presently I have one tenant with 2 dogs and 3 tenants with a cat each, I've had many past happy tenants with pets.
From:
Andrew townshend
16 June 2021 16:04 PM
David you are busy on here today, I'm also allergic to some humans, mainly those that are out for the free ride.
From:
Andrew townshend
16 June 2021 15:56 PM
What landlord evicts a paying tenant for no reason, the tenants that you are referring to are the ones that deserve all they get.
From:
Andrew townshend
16 June 2021 15:50 PM
I had one once that moved out before getting his new home, the new landlord wanted a reference from me, so back came the tenant and offered me half the owed rent, I refused saying no amount of money would buy him a reference from me.
From:
Andrew townshend
16 June 2021 15:45 PM
No objections at all John.
From:
Andrew townshend
16 June 2021 11:10 AM
Surely we all try to mediate with problem tenants, eviction comes when there is no way forward
From:
Andrew townshend
16 June 2021 10:54 AM
Jahan, you can be sure John Smith isn't his real name, just another one like my friend from Leicester .
From:
Andrew townshend
16 June 2021 10:37 AM
John, they freely gave their details to a newspaper, it's all out in public so IOC doesn't apply, more the fool them.
From:
Andrew townshend
16 June 2021 10:31 AM
All my contacts are listed in my phone, if a name doesn't come up the call doesn't get answered, it goes to voice mail.
From:
Andrew townshend
16 June 2021 08:20 AM
I choose who I rent to, not you Mr Black
From:
Andrew townshend
16 June 2021 08:09 AM
This was in our local paper yesterday, what ever the rights and wrongs here it was not a clever move by the tenants to get their names and photos published, landlords will view them as trouble makers, I've certainly made a note of their names, the letting agent is not one that I would consider using.
From:
Andrew townshend
16 June 2021 08:05 AM
Personally I've never got involved with HMOs, but I have to ask where are all the people that live in a room in an HMO going to live ?
From:
Andrew townshend
15 June 2021 08:11 AM
How can this '' passport'' deposit possibly work ? no tenant gets the keys to any of my properties until I have the first month's rent and deposit in cleared funds, when a tenant moves out the deposit is not released until I'm happy with the condition of my property, there is always going to be an overlap of time
From:
Andrew townshend
15 June 2021 08:04 AM
Just had a small terraced house come empty in Norwich, last tenant 6 yrs paying £600 per month, new rent £725.
From:
Andrew townshend
14 June 2021 11:36 AM
Good agents are worth their weight in gold, but the big one's that employ wet behind the ears youngsters are a waste of time.
From:
Andrew townshend
14 June 2021 10:30 AM
John, strangely enough most of us landlords do talk to each other
From:
Andrew townshend
11 June 2021 15:56 PM
When a tenant tries this one on me I shall make sure that every landlord I know, and a good few that I don't, knows their full details.
From:
Andrew townshend
11 June 2021 14:15 PM
The left making themselves out to be the fools that they really are, still it keeps them out of power.
From:
Andrew townshend
11 June 2021 08:33 AM
Norwich, 6% yield and property values up, I'm not complaining .
From:
Andrew townshend
09 June 2021 22:13 PM
Educated idiots, hopeless, we can thank Mr Blair for all these hopeless idiots coming out of tin pot universities with chips on their shoulders the size of house bricks
From:
Andrew townshend
08 June 2021 20:42 PM
Nothing positive to report, now there's a surprise.
From:
Andrew townshend
08 June 2021 20:37 PM
What decent tenant would want to rent from council / housing assocs, their properties are far worse than anything in the PRS, and what sort of neighbors are they going to be living next door to ?
From:
Andrew townshend
08 June 2021 20:35 PM
It's just the bad ones we like to see the back of, but the name of the game now more than ever before is not to get the bad one in the first place, no risk taking now going forward
From:
Andrew townshend
08 June 2021 20:27 PM
I'm loosing a young family in August they have been excellent tenants over the past 6 yrs, I'm sad to see them go, but at the same time happy for them. The house will rent again but only to good tenants who will be checked out very carefully .
From:
Andrew townshend
08 June 2021 08:42 AM
And justify their excessive wages
From:
Andrew townshend
07 June 2021 17:30 PM
Electric cars aren't any better, I'm sticking with dirty diesel, I was brought up and trained on diesels so I'm sticking with what I know.
From:
Andrew townshend
06 June 2021 09:19 AM
J E I agree, but are labour's '' selective statistics '' any different, there all as bad as each other.
From:
Andrew townshend
03 June 2021 19:29 PM
Other than one commercial tenant, of 24 yrs, who sadly lost her business through this, I haven't had a problem, and that re let last Nov, other landlords I talk to locally don't seem to have had problems either, maybe we are just lucky here in sleepy old Norfolk.
From:
Andrew townshend
03 June 2021 19:26 PM
Agreed, some people will become home owners, others will always rent, that's the way it is
From:
Andrew townshend
03 June 2021 19:19 PM
It used to be that we got the first month free of council tax, enough time to have a clean up, a repaint and find a new tenant which seemed fair.
From:
Andrew townshend
03 June 2021 19:15 PM
J E, we like tenants they are our customers, what we don't like are the free riders no one in any business like customers that don't pay.
From:
Andrew townshend
02 June 2021 17:03 PM
If a tenant fails referencing checks then that's it no tenancy, just not worth the risk now.
From:
Andrew townshend
02 June 2021 08:38 AM
He can rant from the side lines, hard left labour stand no chance.
From:
Andrew townshend
02 June 2021 08:28 AM
John the military still employ outside contractors, I looked after a fleet of vans for an electrical contracting company who had many Military contracts all over the place.
From:
Andrew townshend
31 May 2021 13:21 PM
John Smith, you have not understood Bill's comment, his son would not have been in the army he would have been working for them, a big difference, just goes to show you don't know what you are talking about boy.
From:
Andrew townshend
31 May 2021 09:23 AM
Good for them Bill, it's nice to see some of the youngsters working hard to better themselves, as we did at their age.
From:
Andrew townshend
30 May 2021 09:26 AM
No surprise here, they have just woken up to the fact that council housing departments are going to have a big problem coming their way.
From:
Andrew townshend
28 May 2021 08:36 AM
The Ladies also make very good letting agents.
From:
Andrew townshend
28 May 2021 08:31 AM
Good to see younger landlords, I bought my first investment property at 33, it's turned out to be better than any private pension scheme.
From:
Andrew townshend
28 May 2021 08:26 AM
Leics Landlord, same old record !
From:
Andrew townshend
27 May 2021 20:06 PM
Leics Landlord Prostitution IS illegal
From:
Andrew townshend
27 May 2021 20:04 PM
Which is why both should be prosecuted, it is after all prostitution .
From:
Andrew townshend
27 May 2021 10:05 AM
So John I'm a smelly old man then ? possible you would come under the heading of the ''great unwashed'', we can all trade insults but you won't gain anything by them
From:
Andrew townshend
27 May 2021 09:40 AM
I fully agree, I suspect this mainly goes on in the lower end of the rental market, I can see the sex workers wanting to pay their rent this way.
From:
Andrew townshend
27 May 2021 09:33 AM
Agreed, I have a house coming empty this week end I could turn it around and re let it in days, however I will take advantage of the void to make some improvements which are impossible with tenants living there , and the rent will of course be increasing .
From:
Andrew townshend
27 May 2021 09:17 AM
Count me in with that one.
From:
Andrew townshend
26 May 2021 21:49 PM
That's how these people work which is why I will not deal with them, that's not being racist, it just makes good business sense not to deal with them
From:
Andrew townshend
26 May 2021 20:12 PM
Agreed, and in the long run I think this could work well for us, rouge tenants will be shooting themselves in the foot.
From:
Andrew townshend
26 May 2021 16:47 PM
Yes John I have, so what ? that was back in the 90s and also for non payment of rent
From:
Andrew townshend
26 May 2021 10:35 AM
Funny that, now that the non payers will be evicted and turning up en mass at council housing offices demanding housing, don't think many landlords are going to have much sympathy , or even going to be talking to councils, too little far too late.
From:
Andrew townshend
26 May 2021 09:52 AM
So could we demonstrate outside a tenant's home, post letters to his / her neighbors, put deflationary comments about them on social media ? think maybe we would be arrested .
From:
Andrew townshend
26 May 2021 09:45 AM
In my area (Norfolk) there is an area, Gt Yarmouth, where landlords have to consider benefit claimants because that's about all you will find there, for that reason I have never purchased anything there even though property prices are very much lower there
From:
Andrew townshend
26 May 2021 09:37 AM
These tenant groups are missing something here, in 30 yrs I have only ever evicted for non payment of rent and used sec 21, the so called '' no fault eviction'', once sec 21 goes we will have to use sec 8, as Jim above points out this gives the reason for the eviction, that reason will remain with the evicted tenant, how many landlords are going to rent to a tenant with the record of a sec 8 eviction, far from reducing homelessness this is going to increase it.
From:
Andrew townshend
26 May 2021 09:30 AM
No problem finding proper working tenants here in Norwich, certainly would not get involved with the loony left council we have here.
From:
Andrew townshend
25 May 2021 09:44 AM
20 People + children, but that how these people live, one of them rents a house then the rest move in.
From:
Andrew townshend
24 May 2021 09:14 AM
I agree George, no risk taking now.
From:
Andrew townshend
24 May 2021 09:07 AM
Agreed Robert, the best deals over the years that I've had are when I've followed my gut feelings and have ignored the advice of others, my long time solicitor (now retired) would always try and talk me out of deals, so I stopped asking him, I would do the deal first then give him the paper work to complete the purchases
From:
Andrew townshend
22 May 2021 17:05 PM
''Reputable estate agent'', I bet I know which one that is ! WHB??
From:
Andrew townshend
21 May 2021 15:40 PM
Robert, agreed but don't we now have 2 left wing parties which both support the workshy spongers labour and conservatives ?
From:
Andrew townshend
20 May 2021 22:09 PM
Up to a point I could be a bit guilty here, some yrs ago my Solicitor's legal secretary was selling her dead parents house off at auction, I knew the reserve so I made sure it got there for her , neither her or my solicitor knew anything about that. I also will not bid against a friend at auction that just isn't cricket is it ?
From:
Andrew townshend
20 May 2021 19:18 PM
And to see who you are biding against, not those bids off the wall.
From:
Andrew townshend
20 May 2021 15:31 PM
I used to do all my management myself but most are managed through a local agent now, I do most of the maintenance myself and organised my own tradesmen where necessary, all tenants have my contact details and are free to contact me directly, but I cannot be bothered with viewings, the agent I use is very good at sourcing the right tenants, for me they are worth their fee.
From:
Andrew townshend
20 May 2021 10:59 AM
That's easy Alison, just go round there with a loaded shot gun and let a couple of rounds off into the air, these anti social types are always cowards when it comes down to it, and before our friend from Leicester jumps on here I am joking about the shot gun.
From:
Andrew townshend
20 May 2021 10:44 AM
Maybe they learnt their ways from the Kray twins in the 60s, because it all seems very similar.
From:
Andrew townshend
20 May 2021 09:15 AM
Even Tory controlled councils act in a left wing manor, bitter and twisted, they hate to see anyone prospering from their own hard work and investment.
From:
Andrew townshend
20 May 2021 09:11 AM
Buying at auction has changed a lot over the years, it used to be that you paid the price you bid, now there are so many charges and fees added on, it will be a shame not to be able to get back into the auction room, far more enjoyable to be there in person.
From:
Andrew townshend
20 May 2021 09:07 AM
My policy has always been freehold only, on the odd occasion that I have looked at leasehold reading the lease has always put me off.
From:
Andrew townshend
20 May 2021 08:59 AM
Heavy condensation, water running down the inside of the windows, only had one in 30 yrs of being a landlord, that was in a commercial property, police took the plants away, I removed every thing else and changed the locks same day, luckily I caught it early and they had not tampered with the electric supply.
From:
Andrew townshend
20 May 2021 08:55 AM
Easy, avoid the big nationals at all costs these are run by wet behind the ears youngsters who have no idea what they are talking about, choose a local independent who also own BTL properties themselves, put just one property with them to start with to test them and see how long they hold onto the rent before paying out, the agent I use in Norwich pays out the same day that they receive the rent, many do not.
From:
Andrew townshend
20 May 2021 08:48 AM
The more money thrown at councils the more they'll waste and the more they will want, so glad I don't own any property in that area.
From:
Andrew townshend
20 May 2021 08:36 AM
When a barrel of crude oil increases in cost diesel goes up at the pumps, when landlord costs increase up goes the tenants rent, always has been the way, always will be the way.
From:
Andrew townshend
18 May 2021 17:02 PM
I cannot see how this system is going to work, no tenant is going to get the keys to any of my properties until I'm holding a deposit, I'm not interested in promises, just hard cash.
From:
Andrew townshend
18 May 2021 08:49 AM
I had a family move out of a property about 18 months ago, the guy text me saying sorry for not clearing up before he left, he thought saying sorry made it alright, normally I would clean up my self and make a small charge against the deposit for doing so, but I got the cleaners in, that was £400, then there was the cooker, only 18 months old and beyond cleaning, so I bought a new one and charged him 50% of the cost, I think I was very fair, and he got non of his deposit back, what is it with people when they think it acceptable to simply walk out leaving the clean up to others.
From:
Andrew townshend
17 May 2021 10:36 AM
Can we attend that meeting to put forward our concerns and needs ? oh thought not.
From:
Andrew townshend
17 May 2021 09:26 AM
So a council is just waking up to the homeless problems it's going to be faced with, bit too late.
From:
Andrew townshend
17 May 2021 09:22 AM
Not every landlord operates on borrowed money Ray, in fact most of us that have been landlords for 20, 30 or more years carry no debt, so are strong enough to weather any storm that might be around the corner, but then homelessness could well hit an all time high, but that will be a problem for government and councils not landlords.
From:
Andrew townshend
15 May 2021 10:57 AM
James, I agree your '' threefold approach'' and also your comment regarding Mr Blair, that disgraceful man has a lot to answer for.
From:
Andrew townshend
14 May 2021 16:47 PM
Poor little snowflake a university degree and no chance of buying a property, take a step back and look at yourself then you might just work out why you are a failure before it's too late, but at 30 I expect it is too late, I was on my second house renovation by then with my first child on the way.
From:
Andrew townshend
14 May 2021 10:43 AM
Headlines in my local paper today '' vulnerable tenant forced to move into a hotel due to raw sewage in flat'' oh yes and guess what ? housing association landlord ! get your social housing up to standard first .
From:
Andrew townshend
14 May 2021 10:34 AM
Education is not all it's cracked up to be, common sense is much more useful.
From:
Andrew townshend
13 May 2021 19:11 PM
I haven't paid for a hair cut in more than 10 yrs, I've got so little left my wife or daughter use my beard trimmer to cut what little there is.
From:
Andrew townshend
13 May 2021 17:42 PM
That's how we, and generations before us got on the property ladder, second hand car purchased for cash, weekends spent repairing that secondhand car, no overseas holidays in the sun, buying a run down property rolling sleeves up and renovating it before moving onto the next one, living on building sites in a caravan, but we cannot expect snowflakes to be doing this can we, the entitled generation who expect everything to be given to them
From:
Andrew townshend
13 May 2021 13:55 PM
Who'd be jealous of a landlord ? well those that like to think that we sit in an arm chair on our laptops watching the money flow into our bank accounts.
From:
Andrew townshend
12 May 2021 16:10 PM
I've tried writing to my MP, George Freeman, kind words but in truth he like every other MP isn't interested in the least.
From:
Andrew townshend
12 May 2021 16:05 PM
That would of course make a lot of sense and be fair to all, sadly cannot see it happening though.
From:
Andrew townshend
12 May 2021 16:01 PM
Competition benefits all, build to rent doesn't worry me.
From:
Andrew townshend
12 May 2021 14:35 PM
I found a small cannabis factory in one of my shops a few yrs ago, luckily I noticed it within days before any damage had been done, there was a notice in the shop window '' closed for renovation works'' and condensation running down the windows, police were not much interested they just took the plants away, I moved all the equipment outside and changed the locks, that was the end of that, it pays to keep a close eye on all our properties regularly.
From:
Andrew townshend
12 May 2021 09:55 AM
I would not be against a landlord register, in fact I would welcome it, together with an agents register and a tenants register, all openly accessible for all to access online.
From:
Andrew townshend
12 May 2021 09:43 AM
Stephen, yes mate you are old, I remember all those as well, that makes both of us old.
From:
Andrew townshend
11 May 2021 19:41 PM
We all knew that sec 21 was going, it'll be interesting to see what they intend to do to sec 8 though, this white paper is going to make interesting reading when it is released. Mean while we need to weed out tenants while we can still use sec 21 and be very very careful when selecting new tenants
From:
Andrew townshend
11 May 2021 16:52 PM
Sorry Wendy but you have been had, you did not need a new metal consumer unit, all 16 of my properties still have plastic consumer units and all have past the electrical installation inspections, if a new consumer unit is fitted it has to be a fire proof one to satisfy building control, but excising consumer units do not need to be replaced so long as they are not faulty and have RCD protection, many electrical contractors have been ripping landlords here.
From:
Andrew townshend
11 May 2021 16:37 PM
I would think very few landlords have ever evicted a tenant for no reason, I've used sec 21 in the past to evict non paying tenants simple because I have found it easier and quicker than sec 8 , so what changes does the ''think tank'' what with sec 8, will it be made easier and quicker to evict a non payer ? some how I doubt that.
From:
Andrew townshend
11 May 2021 09:37 AM
A very large number of MPs on all sides are landlords, why is that a problem ?
From:
Andrew townshend
11 May 2021 09:22 AM
Social housing needs to get it's own house in order, it would seem that's where most of the major problems are.
From:
Andrew townshend
11 May 2021 09:01 AM
Wait until they move the moron boyfriend in, then the trouble starts
From:
Andrew townshend
10 May 2021 19:16 PM
Slightly off subject, Norwich City Council leader on his £100k plus wage lives in a tax payer subsidized council house, thereby blocking that house from a deserving young family, to make it worst still Norwich is labour controlled and this guy is a labour councilor , so much for labour being the caring party, in it for themselves like the rest of them.
From:
Andrew townshend
10 May 2021 14:22 PM
Taking on one of these tenants would be a nightmare, chances of the rent being paid would be low, then there is the time and costs of evicting them, thanks but no thanks.
From:
Andrew townshend
10 May 2021 08:50 AM
COMMENTS HAVE BEEN DISABLED , ''IT'LL TAKE YEARS FOR RENTS AND EVICTIONS TO RETURN TO NORMAL'' WHY? WHAT'S GOING ON HERE Mr NORWOOD , SOMETHING STINKS HERE OLD BOY, PLEASE EXPLAIN !
From:
Andrew townshend
07 May 2021 21:38 PM
Just make sure he leaves with a CCJ to his name, and everyone knows who he is
From:
Andrew townshend
07 May 2021 16:21 PM
Ideal for young people, but not for me
From:
Andrew townshend
07 May 2021 14:55 PM
I tried that with George Freeman, kind words but not interested in the least, we are on our own.
From:
Andrew townshend
07 May 2021 14:51 PM
Evictions are going to be a problem going forward, but this has a knock on effect for tenants as the last thing landlords are going to do is to take any risks with new tenants, it's going to be very careful checks and very careful selection when it comes to new tenants, no benefit claimants, no one under 25, no single mums and a suitable guarantor where ever possible .
From:
Andrew townshend
07 May 2021 08:42 AM
J E I agree with you, tenant - landlord relationships should be a caring one, and in most cases they are.
From:
Andrew townshend
06 May 2021 12:08 PM
Agreed interest rates so low what's the point in putting money into an interest bearing deposit account, might just as well stuff it into the mattress and sleep on it.
From:
Andrew townshend
06 May 2021 07:41 AM
As Norwich city centre dies there is a big increase in empty shops, offices, night clubs and pubs being converted to residential , I don't own anything in the city centre, nor do I want to, walking distance or a short bus ride seem to work best here .
From:
Andrew townshend
06 May 2021 07:08 AM
I invest for income, if my assets increase in value then that's a bonus .
From:
Andrew townshend
06 May 2021 06:53 AM
I'm sure you are correct there Michael, but isn't this why HMOs have had there day, stick to one family houses rental income might be less but so are costs and agro
From:
Andrew townshend
05 May 2021 22:16 PM
Sounds like a scam to me, I wouldn't trust them.
From:
Andrew townshend
05 May 2021 08:11 AM
Robert, you and I normally think along the same lines, let me ask you, what is your reaction to the guy that comes on here bragging about just buying a dozen houses cheap as chips ? my thoughts are 2 words, the first starts with a big fat B, there is a saying here in Norfolk '' real money dresses down'' I've normally found that to be accurate , LOL
From:
Andrew townshend
04 May 2021 20:58 PM
I'm wondering about our friend J E , in an earlier comment he said he had been waiting 5 yrs for his landlord to carry out repairs, why is he still living there ? if I were in his shoes I would have moved onto another property with another landlord, maybe, just maybe J E is the kind of tenant that no good landlord with a good property would touch at any money, perhaps J E you could tell us all why you have not moved on ?
From:
Andrew townshend
04 May 2021 19:20 PM
Julian who you rent from is your choice, and who we rent to is our choice, no shortage of tenants looking in my area.
From:
Andrew townshend
04 May 2021 18:43 PM
Julian, as I have said many times on here I will consider tenants with pets and have had many good ones with no problems, I presently have 2 tenants with a cat each, one tenant with a dog, one with a snake and one with a rabbit , but these are my properties and therefore it is my choice , I will not rent to tenants with large or dangerous dogs and I will only rent properties with a garden to a dog owning tenant, I think my terms are very reasonable.
From:
Andrew townshend
04 May 2021 18:38 PM
There are some really good managing agents, then there are those that are dreadful, but at the end of the day it is the landlord that carries full responsibility therefore it is very important that we all keep a close eye on our properties personally.
From:
Andrew townshend
04 May 2021 09:37 AM
I'm in Norfolk, even here there are areas to be avoided, I don't like council estates, although I do have 1 ex council house in a decent area, Gt Yarmouth is to be avoided at all costs as is Thetford (the London over spill town of the 60s.
From:
Andrew townshend
04 May 2021 09:29 AM
I also am prepares to '' consider '' tenants with a pet at an increased rent but only in a suitable property with a garden, flats are not suitable for a dog .
From:
Andrew townshend
04 May 2021 09:21 AM
I would certainly agree that bed sits and flats are not suitable for dogs, houses with gardens can be suitable for one dog but I certainly would not allow large or dangerous dogs in any of my properties.
From:
Andrew townshend
01 May 2021 10:01 AM
What's racist about Steve's comment ? for what it's worth I agree with Steve so you had better send the police round to see me and the 4 other landlords that ticked his comment, our properties our choice of tenants.
From:
Andrew townshend
01 May 2021 09:12 AM
Agreed, that works both ways as well, once had a couple off a very rough council estate, a friend was horrified that I was going to rent to them, the rent was always paid in full and on time, the house was always spotlessly clean, they decorated, made improvements and kept the garden well, then had another guy his father was CEO of a large well respected new car dealership, his son lived like a pig and had the manners of a pig.
From:
Andrew townshend
30 April 2021 13:35 PM
Councils and housing associations need to get their own properties in order. I 'm all for driving up standards but don't forget that also means driving up rents, where will the dross element live ?
From:
Andrew townshend
30 April 2021 08:18 AM
Over supply of rental stock ?? flats in London maybe, not houses in Norwich. It's upto the landlord if they want pets in their property and their's alone.
From:
Andrew townshend
30 April 2021 08:10 AM
Why rent a property with all those items in it ?
From:
Andrew townshend
30 April 2021 08:05 AM
Then I'm sorry but more the fool them for borrowing way too much.
From:
Andrew townshend
29 April 2021 11:13 AM
I have a house becoming vacant at the end of August, a Lithuanian family who have been first class tenants for more than 6 yrs have now bought off plan, the void will be useful it needs a new bathroom , which was there when I bought the house more than 25 yrs ago, and a good repaint through out, I don't expect any problems when it comes to re letting it at an increased rent on a 6 month tenancy which will roll over, reading the above I wouldn't use Hunters at any price.
From:
Andrew townshend
28 April 2021 11:11 AM
Maybe it's the incomes that need to increase and not the rents reducing, high rents have been caused by governments policies .
From:
Andrew townshend
27 April 2021 09:03 AM
I down loaded Jim's '' the beginners guide to HMOs'' not that I have any wish to become an HMO landlord but a very interesting read with many very good points. Also anyone see Mr Rinder on Tipping point last night ? I said to my wife that his charity would be Shelter, and sure enough his winnings went to Shelter .
From:
Andrew townshend
26 April 2021 10:42 AM
We've seen the condition of social housing high rise flats on the ITV news over the last couple of weeks, but of course rules don't apply to them, maybe they should learn to lead by example.
From:
Andrew townshend
26 April 2021 09:35 AM
Landlords are often labeled as greedy money grabbers, pot kettle black vets ??
From:
Andrew townshend
26 April 2021 09:19 AM
Police don't seem much interested in crime these days, any tenant that is going to be evicted illegally is certainly going to be a scum bag type tenant, cannot see the police bothering.
From:
Andrew townshend
26 April 2021 09:11 AM
'' Huge stack of rubbish and cycles in the garden'' wounder where they came from?
From:
Andrew townshend
26 April 2021 09:06 AM
I've also found that allowing a pet often leads to good long term tenants, but as we can no longer ask for an extra deposit it now has to be an increased rent.
From:
Andrew townshend
26 April 2021 09:00 AM
Jim, I would be very interested to read your manual, where can I find it
From:
Andrew townshend
24 April 2021 13:25 PM
Most section 21 evictions are normally for a reason, normally non payment of rent, I have always used sec 21 over sec 8 in the past to evict non payers simply because sec 21 is quicker and easier, we will have to wait and see how the new sec 8 works, or better still being very careful when selecting new tenants + a guarantor where ever possible.
From:
Andrew townshend
24 April 2021 10:23 AM
I never have bought leasehold, and would always advise against it, as for part buy and part rent that truly is total madness .
From:
Andrew townshend
23 April 2021 20:16 PM
The high interest rates worked in my favor I had just sold my house and was living on a building site in a caravan, wife + 2 young children, my cash on deposit was earning good money , however today is very different, and the young of today are very different also, for those that want to better themselves better jobs often mean moving areas so renting will make that much easier .
From:
Andrew townshend
23 April 2021 20:12 PM
Totally agree, auctions will be full of re possessed homes again, but the term ''buyer beware'' comes to mind, if people borrow more than they can afford to pay back that's their problem.
From:
Andrew townshend
23 April 2021 17:31 PM
Very few tenants are ever going to vote conservative what ever they give them
From:
Andrew townshend
23 April 2021 15:16 PM
Don't know as if I want any help from the government, there's no shortage of good working tenants in my area, it's just a shame that every time the government hits the landlord it's the tenant that pays.
From:
Andrew townshend
23 April 2021 11:01 AM
As the saying goes Ed, ''look after the pennies and the pounds look after themselves'', Over the years I have come across many high earners who are skint living from one pay cheque to the next, why ? because both husband and wife drive new flash cars on lease and generally live the life style to impress their snob friends, the term in the motor trade is ''flash with no cash'', but we need fools like this, because they keep the rest of us wealthy.
From:
Andrew townshend
23 April 2021 10:51 AM
Over the past 2 - 3 weeks ITV News have been high lighting damp homes with black mold, interesting to note that every one of these have been flats in high rise blocks, thankfully I don't own any, tenants in my area want houses.
From:
Andrew townshend
23 April 2021 10:42 AM
I had a family of squirrels in a loft last yr, that was fun chasing them out and keeping them out as I blocked the hole they had made to get in, they were not happy, maybe I acted illegally again and should have got a court order first LOL.
From:
Andrew townshend
22 April 2021 16:56 PM
You are of course spot on, it's generally the large national agents that are pretty useless as the youngsters on minimum wage that they employee cannot be bothered to do the job properly
From:
Andrew townshend
22 April 2021 16:46 PM
Totally agree, I am very lucky with mine, we all get on well, landlord, agent and tenants
From:
Andrew townshend
22 April 2021 11:42 AM
A very good reason to be very selective with new tenants, leave the dross to councils and housing associations from now on.
From:
Andrew townshend
22 April 2021 08:40 AM
Blocks of flats, not what my tenants want.
From:
Andrew townshend
22 April 2021 08:35 AM
When I first started as a landlord I joined my local landlords association and attended all their meetings, they were, and still are no more than a phone call away, very helpful and well worth their £70 per yr fee.
From:
Andrew townshend
22 April 2021 08:31 AM
Going back to the early 90s I had 3 young people living in a terraced house, I had an irate phone call from them reporting rats, this was before the days of wheelie bins, I called round to find 20 black bin bags full of waste stacked by the back door, they were too bone idle to take them round the front once per week for the bin men to collect, no small wounder they had rats, they lived like rats.
From:
Andrew townshend
22 April 2021 08:25 AM
There was a time when I personally managed all my properties, these days I have just 3 that I manage myself, I have an excellent independent agent that I have now been using for the past 20 yrs, I've not had a bad tenant from them in all that time, for me they are well worth their 10% fee, all tenants are free to contact me directly by phone, text or email, and most do if there is a problem.
From:
Andrew townshend
22 April 2021 08:16 AM
Leics, you are very short of 'like' ticks on here, I think that speaks volumes. still that's it, I will not be responding to any more of your comments, your a waste of space.
From:
Andrew townshend
22 April 2021 08:04 AM
Robert, I really do not think for one moment Leics Landlord is a landlord at all, he / she is one bitter and twisted person very anti landlord, he / she has made that clear by their comments on here .
From:
Andrew townshend
21 April 2021 22:10 PM
Leics Landlord, at no point have I ever said that life is unfair to me, I enjoy what I do and yes you are correct I do live a life of wealth and privilege, which for all the hard work I've put in over the years I feel I'm entitled to. Other than a speeding offence on a motor bike as a teenager I have never been in the dock as you put it. The idiot on here is your good self sir.
From:
Andrew townshend
21 April 2021 21:08 PM
@ Leics landlord -- DICK HEAD !
From:
Andrew townshend
21 April 2021 20:08 PM
Yes we have expenses, just done my tax return, over £19k on repairs last year, and that's with me doing much of the work myself, Insurance over £2k, and I'm one of the lucky landlords with no mortgages to pay, I'm not complaining, but the rent doesn't all go in our back pockets.
From:
Andrew townshend
21 April 2021 16:10 PM
Mr Rinder is a fool, educated, an honors degree from a top uni probability , but still a fool when it comes to the real world, there are many just like Mr Rinder out there .
From:
Andrew townshend
21 April 2021 15:34 PM
These green schemes aren't worth the bother of even reading.
From:
Andrew townshend
21 April 2021 15:00 PM
Well David Edmunds haven't you been busy on here this morning, I've enjoyed reading your comments, many have even brought a smile to my face, good luck finding that good landlord I just feel sorry for him/her
From:
Andrew townshend
21 April 2021 13:03 PM
David, well well this is a first, I AGREE WITH YOU, I would be happy to pay that £1000 fine to get rid of a non paying tenant, a bargain price to pay
From:
Andrew townshend
21 April 2021 12:57 PM
David isn't it the case that bad landlords and bad tenants normally go together now, could it be why you are having a problem finding a good landlord to rent to you? sounds very much like the case to me.
From:
Andrew townshend
21 April 2021 12:52 PM
David presently I have 16 happy tenants, we get on fine, I have had tenants that have hatted me in the past when I've evicted them for nonpayment of rent.
From:
Andrew townshend
21 April 2021 12:03 PM
So David 7 landlords have found it necessary to move you on, think that speaks volumes for the kind of tenant that you must be.
From:
Andrew townshend
21 April 2021 11:58 AM
Sorry Matthew but if you believe that then you will believe anything, never trust a council even if it is in writing.
From:
Andrew townshend
21 April 2021 11:17 AM
I take your point about B&Q and screwfix, however I do use them because around here in Norwich the builders merchants rip us off, there was a time that I had an account with Jewsons until I noticed the large difference in the costs of similar items, builders merchants give large discounts to companies that spend thousands with them every month, my normal spend with B&Q and Screwfix combined is just £200 - £300 per month, the likes of Jewsons wanted our business in the bad times of the 90s they have made it clear that they donot want it now.
From:
Andrew townshend
21 April 2021 11:12 AM
I've had working tenants that have lost their jobs and had to go onto benefits, then found new employment, that's fine, that's what the benefits system is for, but lets face it the vast majority on benefits have no intention of finding employment, many are proud of the fact that they live for free off the tax payer, why would any of us want anything to do with them ?
From:
Andrew townshend
21 April 2021 10:51 AM
Never never trust anyone in the public sector, least of all a council employee.
From:
Andrew townshend
21 April 2021 08:49 AM
Very few students will ever pay their loans off, they will just get written off, so it's the tax payer subsidizing them again.
From:
Andrew townshend
20 April 2021 09:36 AM
Normal for students, ''I'm entitled'', however they have no worries with this landlord, they fall into one of the groups that I will not rent to.
From:
Andrew townshend
20 April 2021 07:57 AM
''Pick My Pad'' who would use a company with such a stupid name.
From:
Andrew townshend
19 April 2021 17:38 PM
He's going to need those 30,000 new social homes PDQ as I expect private landlords in his area will be selling up as fast as they can.
From:
Andrew townshend
19 April 2021 06:41 AM
In the past when I did have housing benefit tenants it was always these tenants that got into arrears, local housing allowance doesn't meet the full rent, and now that we are loosing sec 21 evicting non paying tenants is going to take longer and be very expensive, it would be total madness to take this risk.
From:
Andrew townshend
19 April 2021 06:36 AM
Michael, I'm sure that your correct in your area and your kind of properties, but that is where we differ, I'm in Norfolk and I rent mainly houses to families , my flats are over commercial properties that I own the freeholds on, I have an excellent relationship with the agent I use, I also have an excellent relationship with my tenants, couple of weeks ago I had a call from a tenant on a Sunday afternoon reporting a leak through the ceiling from a water tank in the loft, I was round there in less than an hour to attend to it, all part of being a landlord on call 24- 7 , my way works for me, it might not work for others
From:
Andrew townshend
17 April 2021 22:36 PM
Hello Daniela, 10% + vat, there are a few locally that charge 8% +vat but I wouldn't trust them
From:
Andrew townshend
16 April 2021 19:09 PM
I reply to them just to wind their bitter and twisted minds up still further, they are always going to hate any one successful in business, I can live with that.
From:
Andrew townshend
16 April 2021 16:00 PM
What ever the business costs are always passed onto the end user Dan, you can blame the council for this rent increase, but this one will not affect me or my tenants as I don't have any HMOs they tend to cater for the kind of tenants that I don't want.
From:
Andrew townshend
16 April 2021 13:27 PM
I expect landlords with HMOs will be passing the cost onto their tenants.
From:
Andrew townshend
16 April 2021 09:16 AM
I only eat eggs from free range hens, and so should you !
From:
Andrew townshend
15 April 2021 21:30 PM
Well easy way out of this one, we can increase the rent once per year, no limits that I know of at present, so double it, and still there this time next year double it again , don't pay any attention to property 118 idiots that don't know what they are talking about
From:
Andrew townshend
15 April 2021 21:28 PM
Landlords do not make tenants homeless, tenants make themselves homeless by not paying the rent, it really is as simple as that.
From:
Andrew townshend
15 April 2021 19:23 PM
I spent over 30 yrs in the motor trade, trust me you don't want to be insuring with Direct line, they will do anything to wriggle out of a claim and take for ever to pay up.
From:
Andrew townshend
15 April 2021 15:33 PM
Madeleine, all tenants are not the same, in fact most are good honest hard working people who pay their way and look after our properties, I have 16 such tenants at present and zero bad ones, but there are bad ones out there, I've had them, got that tee shirt, it's the few that cause the issues for the good ones, but isn't that true in all walks of life ?
From:
Andrew townshend
15 April 2021 15:23 PM
I hope that you are right with the new accelerated section 8, I look forward to reading the conditions, when ever I have used section 21 in the past it has always been for a justifiable reason - none payment of rent !
From:
Andrew townshend
15 April 2021 15:15 PM
Well Dan love me or hate me why would I care what the likes of you think, I doubt you will ever be a tenant of mine.
From:
Andrew townshend
15 April 2021 14:50 PM
It is an eviction, but you are correct that it has to be backed up by a court order before the tenants can be removed, normally though the tenants leave of their own free will before we get to courts and bailiffs .
From:
Andrew townshend
15 April 2021 09:33 AM
I would hope that any landlord that accepts students would insist on suitable parents / relations standing guarantors, it would be total madness not to do so.
From:
Andrew townshend
15 April 2021 09:27 AM
Just as we check out new tenants we also need to check out agents very carefully, and don't assume that just because they are part of a big national chain they are going to be any good, I use a small independent agent here in Norwich, one high street office, I've used them for the past 20 yrs, if the rent is not paid into my bank account on the same day that the tenant pays it, it is always in my account by the next day, they are very good at checking out new tenants, I've not had a bad one from them yet, even when I find the new tenant myself they still have to apply through my agent, it is worth every penny of their fee to do so.
From:
Andrew townshend
15 April 2021 09:22 AM
That's very true Martin, and they cannot be trusted to buy an appropriate colour either, the times I've had to paint over reds blues and greens.
From:
Andrew townshend
15 April 2021 09:06 AM
Section 21 is the accelerated eviction route , not a no fault eviction.
From:
Andrew townshend
15 April 2021 09:01 AM
Half of landlords are in agreement ?? has anyone on here been asked ? I certainly have not. Our properties our decision, as I've said before I'm one of very few landlords that will ''CONSIDER'' pets, I do not automatically accept any tenant with any pet, that is my decision and mine alone.
From:
Andrew townshend
15 April 2021 08:58 AM
Boris is your typical Eton / university boy, letters after his name and zero commonsense.
From:
Andrew townshend
14 April 2021 11:27 AM
Depends on the landlord and how they run their businesses, those running on debt will likely want out or at least want to reduce their debt.
From:
Andrew townshend
14 April 2021 09:05 AM
Seems these BTL lenders are desperate for business
From:
Andrew townshend
14 April 2021 08:54 AM
This is why a labour government will not be elected.
From:
Andrew townshend
14 April 2021 08:49 AM
Another rogue landlord ?
From:
Andrew townshend
13 April 2021 10:09 AM
Of course he failed to attend the court hearing, our laws don't apply to him.
From:
Andrew townshend
13 April 2021 08:51 AM
So we take a £15k loan out to bring a property up to a C rating and then add that monthly repayment onto the rent, tenant pays again, seems fair enough to me, but I don't expect tenants, shelter, GR etc will like it much.
From:
Andrew townshend
13 April 2021 08:48 AM
I'm staying put, I've been in it for the long haul, no borrowings, my income exceeds my needs, I can fully understand landlords with high debt selling though.
From:
Andrew townshend
12 April 2021 09:21 AM
Increased costs and more red tape = increased rents, also there are an increased number of tenants for fewer available properties so we can pick and choose the best working tenants for our properties.
From:
Andrew townshend
12 April 2021 09:11 AM
Leics Landlord you are truly a very sad person you have my sympathy.
From:
Andrew townshend
09 April 2021 19:25 PM
Do us all a favor Leic Landlord and take your own advice , you put a sock in it.
From:
Andrew townshend
09 April 2021 16:30 PM
A typical rent outside London is £847 ? I wish, my most expensive rent is £695, most are around £600, and the cheapest is £476 per month, seems I need to be increasing all of them.
From:
Andrew townshend
09 April 2021 09:04 AM
Keep a record of communications, send emails, letters with a certificate of posting, witness statements where possible to prove that you have tried, if the tenant refuses access then a gas inspection cannot be carried out, but make sure to cover your back.
From:
Andrew townshend
08 April 2021 16:41 PM
I'm not stressed about it, when we get there, if we get there, what are the government going to do, make us evict every tenant in a home under a C rating ? I think not, there will either have to be exemptions, as there are now, or very large government grants .
From:
Andrew townshend
08 April 2021 11:40 AM
Here in Norwich there are big council estates built between the wars, they are dreadful and stand zero chance of coming up to a C rating, but of course this doesn't apply to social housing, strange that !
From:
Andrew townshend
08 April 2021 10:07 AM
Very nice too, all these things come with a cost attached, they are welcome to the student tenant business, I only rent to the working 25 + groups , my experience of renting to students in the 90s put me off them for life.
From:
Andrew townshend
08 April 2021 09:48 AM
Why do some landlords ignore these warnings, the problem isn't going to go away, no good sweeping it under the carpet.
From:
Andrew townshend
08 April 2021 09:41 AM
Don't know about London, not my area thankfully, here in Norfolk most do want properties that are within walking distance, or a short bus journey, to town and city centres .
From:
Andrew townshend
08 April 2021 09:37 AM
Mediation will not work, most tenants that don't pay do so because they want to spend their benefit money on other things, smoking, drinking, drugs,52" TVs and sky subs.
From:
Andrew townshend
08 April 2021 09:31 AM
I have got one old detached property that I managed to get from a G to an F a couple of years ago and got a exemption on that, maybe this is what will happen more exemptions.
From:
Andrew townshend
08 April 2021 09:25 AM
In my area tenants like the Victorian terraced houses, never a problem to rent them and rents increasing every time they are re let, what they don't want are high rise flats, it's going to be very difficult to get these old houses up to band C and I expect very expensive, which is just going to fuel rent rises still more, there is no joined up thinking here from the government, but then I expect that is too much to ask from the Eton boys
From:
Andrew townshend
08 April 2021 09:16 AM
They mention a scheme in Berlin, isn't that the same scheme that makes non payment of rent a criminal offence, where rent dodgers are quickly removed by the police ?
From:
Andrew townshend
07 April 2021 09:06 AM
Theodor, please don't take this the wrong way, but you run your business your way while I'll run mine my way, I've had dogs for the last 40 yrs, proper dogs with responsible owners are not a problem, I will continue to consider tenants with pets.
From:
Andrew townshend
06 April 2021 19:34 PM
You don't and that's just the kind of trick that some would pull, I ''consider'' pets but would never rent to someone with a big dog, over the yrs I have had many really good pet owing tenants, as with anything there is always a risk
From:
Andrew townshend
06 April 2021 17:49 PM
No I cannot see why an increased rent would not be legal, or do it the other way, offer tenants without pets a discount.
From:
Andrew townshend
05 April 2021 11:48 AM
It is possible and legal to charge an increased rent to tenants with pets, this might be the way around this if it ever happens.
From:
Andrew townshend
05 April 2021 09:17 AM
Very few tenants will ever vote Tory what ever this government gives them
From:
Andrew townshend
01 April 2021 13:41 PM
Mrs May has to be the worst Tory leader of all times, we nearly got a Corbyn government because of her.
From:
Andrew townshend
01 April 2021 13:33 PM
While I'm one of very few landlords that will ''consider' pets' I don't want to be forced to take tenants with pets , I refuse a dog in an unsuitable property and I also refuse a large or dangerous dog, as landlord it's my choice what and who lives in my properties
From:
Andrew townshend
01 April 2021 08:58 AM
Yet again it would seen that he was given the chance to carry out the works but didn't.
From:
Andrew townshend
01 April 2021 08:48 AM
Yet more on ITV news tonight about council properties.
From:
Andrew townshend
31 March 2021 20:39 PM
Vincent, that's nice, have you had a bad experience with a landlord to warrant that statement ? you are of course free to make any comments you like on here and I'm sure we would all like to hear more.
From:
Andrew townshend
31 March 2021 20:36 PM
2 - 3 yrs, you could well be right there, non of us can afford to be taking any risks from now on with new tenants they need to check out 110%
From:
Andrew townshend
31 March 2021 13:51 PM
There isn't an MP of any party that would support this, all hot air and empty promises.
From:
Andrew townshend
31 March 2021 09:42 AM
The courts will have no interest in speeding up the process, why would they? they have nothing to gain here , infact they are likely under instructions from the government to go slow, it's called '' kicking the can down the road'' , at some point, 6 months, 12 months, or 24 months the homeless figures will raise when all the non payers are thrown out and no landlords will rent to them again.
From:
Andrew townshend
31 March 2021 09:37 AM
Like most of these grant schemes before it the ''Green Homes Grant'' was a complete non starter, waste of time, effort and money.
From:
Andrew townshend
31 March 2021 09:25 AM
We are all going to have extra costs so we will all be increasing our rents, it's not as if some landlords will be undercutting others , it's like when one fuel station increases the price of diesel the rest follow.
From:
Andrew townshend
30 March 2021 13:30 PM
Little point in asking, a non paying tenant is just going to lie lie and lie again, serve the eviction papers at the first opportunity and do a money claim online, just do it.
From:
Andrew townshend
30 March 2021 13:24 PM
I suspect you are correct, it no doubt is a made up case as most of these cases are, but when it comes to lack of maintenance and un safe homes social housing comes out to be the worst offenders every time
From:
Andrew townshend
29 March 2021 09:05 AM
Sophia sounds like a vulnerable person, so why is she not being housed by her local council in one of their wet tower blocks as reported by ITV last week ?
From:
Andrew townshend
29 March 2021 08:35 AM
Any savings on energy bills will be minimal if at all , however the increase in rents will be anything other than minimal.
From:
Andrew townshend
29 March 2021 08:27 AM
Same as Paul Barrett I expect, what happen to freedom of speech ?? Maybe I'll be the next to go ? I tell it as it is, please or offend , if I offend some tough I really don't care.
From:
Andrew townshend
28 March 2021 16:32 PM
I agree Bill, I'll be 68 this yr, I still do most of my repairs, clean ups and decorating, I earn more than I need and enjoy doing it, the secret at our time of life is no debt and good tenants.
From:
Andrew townshend
28 March 2021 11:08 AM
Waste of time effort and a lot of money, and then the rent has to increase, but no one, not the landlord or the tenant, have gained anything, all total madness.
From:
Andrew townshend
27 March 2021 10:56 AM
LED lighting, only yesterday an electrician was explaining to me how too much LED lighting can make the breaker in the consumer unit fail to work, so we save a few pence on electricity but render the lighting circuit dangerous.
From:
Andrew townshend
27 March 2021 09:44 AM
Some yrs ago a young guy that lived next door to a terraced cottage that I own moved away to work and rented his house to a young family, soon he had the council after him, damp, there was no damp on my side, it later turned out that they had been throwing water at the walls, they got housed by the council and to this day that property has never suffered damp again, just an example of what some tenants will do in order to get housed by the council
From:
Andrew townshend
27 March 2021 09:37 AM
I took my first debtor to court 40 yrs ago over an un payed £70 invoice, bailiffs took his sports car away and sold it at auction, if I'm not paid expect a CCJ, it's not the money, it's the princible, and yes we all must be doing this now with every non paying tenant.
From:
Andrew townshend
26 March 2021 17:38 PM
It's a loan, and loans have to be paid back with interest, so lets say the monthly repayments are £100, that's a £100 per month rent rise, yes fine I'll do it, because I won't be paying for it, poor tenant gets clobbered yet again.
From:
Andrew townshend
26 March 2021 08:16 AM
Shocking conditions, maybe the fine should have been more, maybe he should be banned from renting property, but are we hearing the full story ? why didn't the family move? or maybe the family are the type of tenants that no decent landlord would touch with a barge pole, and maybe the conditions were caused by the tenants, as is often the case.
From:
Andrew townshend
26 March 2021 08:09 AM
I suspect the main problem here are the free riders who have made no attempt to pay their rent, very short sighted because while they are getting away with living for free now at some point in the next yr they will be evicted, we will know who they are and won't be taking them on as tenants, yes a big problem for councils, but not our problem.
From:
Andrew townshend
26 March 2021 08:01 AM
BTL boomers can afford the boiler and do replace them, if the performance of councils and housing assocs are anything to go by BTL boomers get the jobs done quicker, but if these corporations want the Big Issue sellers and readers as tenants then they are welcome to them, and good luck with getting the rent paid
From:
Andrew townshend
26 March 2021 07:53 AM
Well this comment has to be from our old mate Paul, welcome back.
From:
Andrew townshend
25 March 2021 12:19 PM
I'm sticking with it, although I'm not looking to buy more at the moment.
From:
Andrew townshend
25 March 2021 12:12 PM
Well that's gone t*ts up, the tenant we were going to do this afternoon has just phoned up and cancelled as his wife is very ill, so that one will now be going past the deadline , nothing I can do about that.
From:
Andrew townshend
25 March 2021 12:09 PM
I fully believe you Jim, this is all a big con
From:
Andrew townshend
25 March 2021 12:00 PM
It's not just Croydon council, Norwich council are no different, how is it that councils and housing assocs can get away with seriously sub standard properties.
From:
Andrew townshend
25 March 2021 11:56 AM
I had 2 Vaillant boilers 1 lasted 7 yrs the other is nearly 10 yrs old, I don't expect that one will go on much longer, new boilers, even those from supposedly good manufactures, are rubbish, might as well buy cheap and throw away when they go wrong .
From:
Andrew townshend
25 March 2021 11:50 AM
I have one F but do have an exemption on that .
From:
Andrew townshend
25 March 2021 07:47 AM
I've got the last 3 to do today and tomorrow, they shouldn't be too much of a problem as they have been tested in the past and have had new consumer units fitted a few yrs ago
From:
Andrew townshend
25 March 2021 07:44 AM
I have a Worcester and a Baxi both over 25 yrs old still going strong, new boilers last 7 - 10 yrs if you are lucky .
From:
Andrew townshend
25 March 2021 07:35 AM
Well I didn't, it was the tenants that applied for it, I just had to agree to it, which of course I did.
From:
Andrew townshend
24 March 2021 14:59 PM
I'm in Norfolk Adrian, Norwich and suburbs, Dereham, Attlebourgh and one just over the boarder in Lowestoft, no tenant of mine has expressed an intrest in ''green'' either
From:
Andrew townshend
24 March 2021 14:57 PM
I've just had a run on repairs, boilers, a roof and all these electrical tests, if I put a short term tax return in the tax man would be paying me.
From:
Andrew townshend
24 March 2021 09:08 AM
They won't want to, but I expect they will have to.
From:
Andrew townshend
24 March 2021 09:00 AM
I had a bathroom up graded to a wet room for an older couple, the only thing I had to buy was a replacement towel rail every thing else was paid for by a grant.
From:
Andrew townshend
24 March 2021 08:07 AM
£18 k per property will = a big increase in rent.
From:
Andrew townshend
24 March 2021 08:01 AM
It's tenants lose if they don't take out contents insurance
From:
Andrew townshend
23 March 2021 17:20 PM
Agreed, looked into these schemes / grants before, complete waste of time , effort and money.
From:
Andrew townshend
22 March 2021 20:40 PM
Good tenants have nothing to fear, I also have tenants of 10 yrs +, bad tenants will be out on the ear PDQ.
From:
Andrew townshend
22 March 2021 17:37 PM
Oh I say Robert, touched a raw nerve there have I ? solicitors should point these things out but few do these days, anyone that signs a document with out reading and fully understanding it is a fool pure and simple, and to be honest with you it's my opinion that anyone buying leasehold is also a fool, buyer beware .
From:
Andrew townshend
22 March 2021 16:03 PM
Then rents will rocket and children will be sharing a bedroom in a B&B with their parents, you get nout for nout in this world.
From:
Andrew townshend
22 March 2021 08:14 AM
Tenants from hell that no one else will home by the sound of things, likely much of the damage was caused by the tenants themselves, renovate the properties to a better standard then rent to better tenants, leave the dross to the council to home.
From:
Andrew townshend
22 March 2021 08:09 AM
Why don't people read these things before buying off the developer, no small wounder they cannot sell them on, who in their right mind is going to buy them ?
From:
Andrew townshend
22 March 2021 07:58 AM
Leave vulnerable people with problems to the council to home, their responsibility, not ours.
From:
Andrew townshend
22 March 2021 07:51 AM
Yes it was fair then, now it isn't
From:
Andrew townshend
19 March 2021 10:36 AM
Yes, in other businesses you can carry over, but not in ours, as I say, unfair but that's the way it is, there are some properties that I would like to sell and buy else where but the CGT makes that impossible.
From:
Andrew townshend
18 March 2021 21:55 PM
Unfortunately yes you would, not fair but that's the way it is.
From:
Andrew townshend
18 March 2021 19:08 PM
It would be for me as well, but that would likely split the vote and let labour in through the back door which would be out of the frying pan and into the fires of hell for us landlords
From:
Andrew townshend
18 March 2021 16:38 PM
I use a very good local agent here in Norwich, 1 guy and 4 ladies, trust me you wouldn't argue with the ladies there, they do an excellent job.
From:
Andrew townshend
18 March 2021 15:58 PM
Yes and we all need to be doing this now, even if there is little chance of getting the money owed give all the non payers a CCJ , cheap and easy to do, it will send out a strong message
From:
Andrew townshend
18 March 2021 09:14 AM
London renter's union, if tenants cannot afford their rent they need to move to somewhere where they can afford the rent, not a free cash pay out from the tax payer.
From:
Andrew townshend
18 March 2021 08:18 AM
Lets be having a landlords demonstration out side their office.
From:
Andrew townshend
17 March 2021 17:47 PM
In many ways the benefit scroungers have got it right, but could you live like that ? I couldn't. By some we are hated, but so what, I hate the benefit scroungers, but I bet they don't care.
From:
Andrew townshend
17 March 2021 10:42 AM
Michael, when I'm dead and gone I won't be worrying about CGT or IHT, that will be my children's problem, but even after they have paid that tax they will still be in for a big free wedge of cash (or assets) that they didn't have to work for, so I cannot see them crying too loudly .
From:
Andrew townshend
17 March 2021 10:01 AM
Tenants referred by these agencies ? wouldn't touch any of them
From:
Andrew townshend
17 March 2021 09:33 AM
I had a lady tenant a few yrs ago who worked on the phones at a local housing assoc, she told me some stories about their tenants, the way they spoke to her and their demands, leave the '' I'm entitled '' benefit scroungers to councils and housing assocs, we are better off without them.
From:
Andrew townshend
17 March 2021 09:27 AM
Don't know where they get these figures from, sounds like scare tactics to me, there will always be tenants that won't pay, there was before covid and there will be after, but I think all landlords are getting much better at checking our prospective tenants and weeding out the risky ones now, so in the main the homeless ones will only have themselves to blame.
From:
Andrew townshend
17 March 2021 09:19 AM
We only pay CGT if we sell , so don't sell, just keep taking that income.
From:
Andrew townshend
17 March 2021 09:10 AM
We chose the tenant and we don't have to give any reasons for our choice.
From:
Andrew townshend
17 March 2021 09:05 AM
It's a case of being very careful of who you are dealing with, check agents out the same as you would a tenant.
From:
Andrew townshend
16 March 2021 10:22 AM
Simple Val, they have no money because to them WORK is a rude 4 letter word.
From:
Andrew townshend
16 March 2021 09:23 AM
Good tenants have nothing to worry about, those that have been taking advantage of the present situation should be very worried, we will all know who you are.
From:
Andrew townshend
16 March 2021 09:21 AM
A lot of empty properties and unused brown field sites are council owned and are left that way for years, maybe we should be making compulsory orders to buy from councils.
From:
Andrew townshend
16 March 2021 09:14 AM
G D I agree that's what I'm doing together with many other landlords locally, too expensive to buy more property so when they become vacant we are spending money on them in order to get a better class of tenant and a higher rent.
From:
Andrew townshend
15 March 2021 10:27 AM
Increased costs = increased rent, so who are the losers ?
From:
Andrew townshend
15 March 2021 08:54 AM
Shelter , GR and the government all intent on making life difficult for landlords = increased rents, not rocket science is it ?
From:
Andrew townshend
15 March 2021 08:16 AM
You only have to look around to see all the young obese people, many very young, wasn't like that in the 60s or 70s, these people are obese simply because they are bone idle.
From:
Andrew townshend
13 March 2021 20:52 PM
Well pointed out Michael, the snowflakes of today know nothing about what work was then, but I have no regrets, hard work never harmed anyone
From:
Andrew townshend
13 March 2021 19:37 PM
D E, landlords love '' model renters'' that pay up in full on time and look after the property, why would any landlord want to evict a '' model renter'', sorry but your comment is total nonsense .
From:
Andrew townshend
13 March 2021 18:42 PM
E D 1K fine for an illegal eviction ? that's cheaper than going down the legal route .
From:
Andrew townshend
13 March 2021 15:01 PM
Christine it's not the money it's the princible, why should low life scum get away with not paying, easy and quick to do online and normally no need to attend court, a CCJ screws their credit rating and sends a strong message out to other landlords not to rent to these people.
From:
Andrew townshend
13 March 2021 13:53 PM
It cost me £1000 in compensation once when I got rid of a tenant -- and was worth every penny.
From:
Andrew townshend
12 March 2021 13:45 PM
Generally we are just pleased to see the back of them, however why should they be allowed to get away with this, the last time I issued a ''money claim online'' it cost me just £60 (tax deductible) and I did get some money out of them that time, but it's not the money for me, it's the princible, even if I get no money, they get a CCJ which screws their credit history and warns other landlords / agents when they apply to rent another property.
From:
Andrew townshend
12 March 2021 10:09 AM
The only tenants facing her '' cliff edge '' would be those that haven't been paying.
From:
Andrew townshend
12 March 2021 08:17 AM
Poor little snowflakes, so hard done by, lol.
From:
Andrew townshend
12 March 2021 08:10 AM
Landlords who have rogue non paying tenants at present have a problem, but at some point they will be rid of their bad tenants, the rest of us need to be very careful that we don't get these rogue tenants, careful checking of all new applicants and guarantors are now a must
From:
Andrew townshend
10 March 2021 20:58 PM
Future tenants will be paying increased rents to cover the non payers
From:
Andrew townshend
10 March 2021 16:13 PM
Thank god I don't live anywhere near London and have no need to visit
From:
Andrew townshend
10 March 2021 14:55 PM
How about the council owned homes that likely will have serious hazards if Oxford are anything like Norwich
From:
Andrew townshend
10 March 2021 11:00 AM
Increased costs are always picked up by the end user, whatever the business.
From:
Andrew townshend
10 March 2021 10:42 AM
Very few people read any contracts, tenancy agreements, leases or insurance policies, few years ago I asked my insurance broker about some terms in my rental property policy, he couldn't answer me other to say that no one reads the small print.
From:
Andrew townshend
09 March 2021 19:23 PM
Home ownership isn't for every one regardless of cost, many people move around the country chasing better work and promotions now, to sell a house takes time, often a long time, a renter gives 1 months notice and they are gone, easy and no worries.
From:
Andrew townshend
09 March 2021 09:46 AM
Problem is often the pet arrives after the tenant has moved in, at which time it is near on impossible to evict them, only way then is to increase the rent at the first opportunity.
From:
Andrew townshend
08 March 2021 08:29 AM
Lia, issue a money claim online NOW (only about £60 to do and dead easy) to each of them, with the threat of a CCJ on their credit history they might just pay, if they don't you still have 6 yrs to go after them, or even apply for an attachment to earnings / benefits, it's not all over until the fat lady sings, as the saying goes, don't let this scum get away with it.
From:
Andrew townshend
06 March 2021 14:47 PM
Agreed, I would say that council / housing assoc tenants would be MORE likely to cause fires than our tenants, after all we check out our tenants out very carefully now where as social housing take the dregs that no one else wants
From:
Andrew townshend
06 March 2021 08:14 AM
I've always banked with Barclays, as my farther and grandfather did before me, never had a problem with them, in fact 40 yrs ago when times were hard they stood by me, I did however once open an account with Lloyds as I thought it wise to have another separate bank account, what a sh*t bank they really are, I soon closed that account.
From:
Andrew townshend
05 March 2021 22:16 PM
An improved property earns an improved rent, simple.
From:
Andrew townshend
05 March 2021 13:51 PM
We have some local small breweries, could do a pub crawl and get totally legless
From:
Andrew townshend
02 March 2021 21:07 PM
Come on down, I'll buy you a pint when the pubs open again.
From:
Andrew townshend
02 March 2021 19:27 PM
I think you need to be raising their rent to at least LHA rates immediately, they are clearly taking advantage of your good nature.
From:
Andrew townshend
02 March 2021 15:07 PM
Oh the bitter and twisted loony left unions, they just hate to see people working hard to better themselves.
From:
Andrew townshend
02 March 2021 09:15 AM
Other than one commercial tenant who's business failed due to the first lock down I've not had any covid arrears, and I don't know of any local landlords that have, so it seems to me this is project fear once again.
From:
Andrew townshend
02 March 2021 09:10 AM
No shortage of good hard working tenants available here in Norwich, just re let a house, more than 10 viewings, 3 good tenants to choose from, why would we want some low life from the council wrecking our property
From:
Andrew townshend
01 March 2021 09:25 AM
'' Go without essentials '' by that I expect she means the 52" TV. Sky subs, fags, alcohol and drugs.
From:
Andrew townshend
01 March 2021 09:15 AM
Agreed, our courts are not fit for purpose.
From:
Andrew townshend
01 March 2021 09:10 AM
Never never trust that man (or woman) from the council, back stabbers, one and all.
From:
Andrew townshend
27 February 2021 18:20 PM
David, I would not disagree with you on that one, but let's face it councils and housing assocs are hopeless.
From:
Andrew townshend
26 February 2021 21:42 PM
David a good tenant that pays is a customer, and a good customer at that.
From:
Andrew townshend
26 February 2021 21:38 PM
So why are the state not building homes David ? perhaps you need to be asking present and past governments why they have not been doing so.
From:
Andrew townshend
26 February 2021 21:36 PM
David I agree with you on that one, good honest, paying tenants should not be subsidizing the rogue bums that won't pay, those that genuine cannot are the responsibility of the local council.
From:
Andrew townshend
26 February 2021 21:32 PM
David, shelter, the charity?? pay their management six figure salaries and house no one.
From:
Andrew townshend
26 February 2021 21:26 PM
David, I think you are in the wrong country mate.
From:
Andrew townshend
26 February 2021 21:23 PM
Maybe that should be taught in schools, but then all school teachers are of the loony left brigade, so that wouldn't work.
From:
Andrew townshend
26 February 2021 21:19 PM
David Edmunds, we are not talking about your '' ideal renters'' here, good tenants have nothing to fear, we are talking about the rogue none paying bums that we need out ASAP .
From:
Andrew townshend
26 February 2021 21:16 PM
David Edmunds, Tesco's would not welcome shop lifters into their stores, the same as landlords do not welcome none paying tenants into their properties.
From:
Andrew townshend
26 February 2021 21:11 PM
Road surfaces / pot holes in Norfolk are dreadful quite possibly the worst in the country, no shortage of fit lazy bums sitting at home milking the benefits though.
From:
Andrew townshend
26 February 2021 20:59 PM
Agreed David, but you need to be telling the government that one, it's the government that are causing many landlords to sell up, Like Mike above I'm not selling they aren't getting all that CGT out of me just to pass onto the work shy bums in society.
From:
Andrew townshend
26 February 2021 19:07 PM
Exactly, not rocket science is it.
From:
Andrew townshend
26 February 2021 18:55 PM
All homes should be safe David, owner occupied, council, housing assoc and private landlord properties, every thing comes with a price tag, and who picks the cost up ? the tenant.
From:
Andrew townshend
26 February 2021 18:53 PM
What happens if the bank a/c has no money in it ?
From:
Andrew townshend
26 February 2021 09:02 AM
And at the end of 6 months the '' vulnerable '' tenant will have wrecked the flat and another £10k will need to be spent. 310
From:
Andrew townshend
26 February 2021 08:58 AM
Certainly much of the council housing stock here in Norwich is well below standard.
From:
Andrew townshend
25 February 2021 14:58 PM
When it comes to a non paying tenant there is no other way than '' money claim online'' and the resulting CCJ
From:
Andrew townshend
25 February 2021 14:47 PM
James, we leave ''the great unwashed'' to the local council, why would we want them?
From:
Andrew townshend
24 February 2021 21:19 PM
Hello Seb, we've missed you mate !
From:
Andrew townshend
24 February 2021 21:03 PM
Exactly David, good tenants have nothing to worry about, all landlords value good tenants, just as any business values good customers.
From:
Andrew townshend
24 February 2021 21:02 PM
I have recently re let a house, rent up £50 per month, in excess of 10 viewings , 3 good strong working tenants to chose from all with a suitable guarantor, now more than ever before we pick and choose .
From:
Andrew townshend
24 February 2021 19:45 PM
Your not wrong their Daniela
From:
Andrew townshend
24 February 2021 08:29 AM
As head of my own house hold I shall comply , however it is not my responsibility to forward the details of my tenants.
From:
Andrew townshend
23 February 2021 15:49 PM
You should see the state of council houses and flats here in Norwich.
From:
Andrew townshend
23 February 2021 15:32 PM
Complete waste of time just as all these government green schemes have been
From:
Andrew townshend
23 February 2021 15:28 PM
NO, NO & NO AGAIN. Council's problem, not mine.
From:
Andrew townshend
23 February 2021 15:23 PM
I have 2 boilers that are over 25 yrs old, not a moments trouble with either of them, I have others that need replacing at 7 yrs old.
From:
Andrew townshend
23 February 2021 15:14 PM
Robert, we're just like the Bookie really he always wins at the end of the day.
From:
Andrew townshend
18 February 2021 12:08 PM
Very likely or a plant from Shelter or GR.
From:
Andrew townshend
18 February 2021 11:14 AM
Most of my properties bin collections are a Tuesday in Norwich so I generally take a ride in either on a Monday or a Tuesday morning and check that the bins are out, it's all part of being a landlord, most tenants do put their bins out but there are often one's that either forget or just cannot be bothered, the last thing we need is rubbish building up as it will always be the landlord that gets the blame and never the tenant.
From:
Andrew townshend
18 February 2021 11:10 AM
He's another Corbyn
From:
Andrew townshend
18 February 2021 08:43 AM
David, I knew who your comment was aimed at , but as normal that half wit from Leicester got it all wrong, Don't think the idiot is a landlord at all.
From:
Andrew townshend
17 February 2021 16:21 PM
Tax payer money, but in their sad little minds they are of course '' entitled ''
From:
Andrew townshend
17 February 2021 15:17 PM
Maybe not soaring but just had a 2 bed terrace come empty and have a new tenant lined up at a £50 per month increase, so Norwich still doing okay.
From:
Andrew townshend
17 February 2021 15:04 PM
Tell it as it is Kilo, sometimes the truth hurts
From:
Andrew townshend
17 February 2021 14:59 PM
Students - real world ? you're asking a lot there !
From:
Andrew townshend
17 February 2021 10:38 AM
Leics Landlord, I think possibly you have miss understood David's comment, I suspect he was referring to the HMO tenants
From:
Andrew townshend
17 February 2021 09:47 AM
I think in the past most of us have gone against our better judgement at times and let the wrong person into our properties, it's a learning curve , and often a hard one at that, non of us can now afford to make that mistake now , if the applicant doesn't feel right, for whatever reason, direct them to the local council housing department.
From:
Andrew townshend
17 February 2021 08:57 AM
I don't do HMOs, they attract the very kind of tenants that I don't want at any price, but I have to ask where would these kind of people live if there were not HMOs available ? they cannot afford the rent on anything else.
From:
Andrew townshend
17 February 2021 08:46 AM
I was bitten by students in the 90s, never again.
From:
Andrew townshend
17 February 2021 08:36 AM
Jahan Shelter represent the very sort of tenants that good landlords don't want at any price.
From:
Andrew townshend
16 February 2021 21:07 PM
Echis, I note you have shortened my name to Andy, don't worry, in fact most people do call me Andy, as a timid 15 yr old boy on my first day at work (1968) in a commercial vehicle repair workshop a guy came up to me and asked '' what's your name boy'' I sheepishly replied ''Andrew Townshend'' to which he replied '' I didn't ask you your f***ing life history'' from there on I was Andy, much to the annoyance of my mum.
From:
Andrew townshend
15 February 2021 21:47 PM
Not begging for anything, just a simple fact that those tenants who are not paying will be out on the streets at some point, and that will be the local council's problem.
From:
Andrew townshend
15 February 2021 16:37 PM
Agreed because good landlords with good properties will not touch them, and why should we.
From:
Andrew townshend
15 February 2021 10:02 AM
No landlord should be renting properties like this, although I do wounder what kind of tenants were living there, I doubt any landlord with a decent property would rent to these types, so basically their only choice would be shop door ways because I doubt the council would be housing them either.
From:
Andrew townshend
15 February 2021 09:28 AM
Really not a good idea to be purchasing properties now with large borrowings, in fact it's wise to be reducing debt now.
From:
Andrew townshend
15 February 2021 09:20 AM
So every tenant who gets a sec 21 is blameless ?? not so, sec 21 is used because it is quicker and an easier way of evicting non paying tenants, very few tenants that have been evicted by the sec 21 route have been blameless.
From:
Andrew townshend
15 February 2021 09:17 AM
I don't know how the government could stop anyone from applying for a CCJ, however until such time as they do it is very important that every landlord with a non paying tenant does go down the money claim online route , at present all my tenants are paying but of course that could change.
From:
Andrew townshend
14 February 2021 11:15 AM
All charities pay their management 6 figure salaries that's common knowledge isn't it ?
From:
Andrew townshend
12 February 2021 11:30 AM
Well we all know about charities they beg for money to pay their management their excessive wages and perks, where else does Shelter spend money ?
From:
Andrew townshend
12 February 2021 10:08 AM
I'm sure that you are right there David , shot her self in the foot though because the local paper named her, plus she is a single mum, more trouble than they are worth, maybe Norwich City Council will give her one of their sh*t flats to live in.
From:
Andrew townshend
12 February 2021 09:22 AM
I use a good established firm of accountants locally and pay £60 a year tax investigation insurance, you get what you pay for with accountants, use a cheap one and get problems from the tax man.
From:
Andrew townshend
12 February 2021 09:14 AM
Those that pay their way in life have no worries here, those that don't get what they deserve.
From:
Andrew townshend
12 February 2021 09:07 AM
We all know that a HMO needs a licence and it's really not difficult to check, personally I've never got involved with HMOs not the kind of tenants I want.
From:
Andrew townshend
12 February 2021 09:04 AM
I think we all know that it will be extended, just a case of kicking the can down the road, at some point the landlords with bad tenants will be evicting, please it you have a nonpaying tenant make sure they leave with a CCJ to their name thereby protecting the rest of us.
From:
Andrew townshend
12 February 2021 08:58 AM
The EDP is my local newspaper, very left wing with very poor journalists, I doubt very much these viewings were back to back every 15 minutes from 10.30 - 12,15, and as for bullied that is clearly untrue, the general opinion locally is that it's sour grapes because she is having to move , now that she has been so stupid as to go whining to the local rag I doubt any local landlord or agent will touch her.
From:
Andrew townshend
12 February 2021 08:47 AM
What they done was perfectly legal, but now we have their names I wouldn't rent to either of them.
From:
Andrew townshend
11 February 2021 12:35 PM
So John you are giving investment advise, are you qualified ?
From:
Andrew townshend
10 February 2021 19:55 PM
Highly educated, but when it comes to common sense and life skills as thick as SSSS.....T
From:
Andrew townshend
10 February 2021 15:51 PM
Truth is most landlords and tenants get along just fine, the problems come when you get one that isn't paying then it's always very unreasonable for the landlord to evict them.
From:
Andrew townshend
10 February 2021 14:40 PM
Agreed, inflation is not profit, and an allowance should be made for it as it was yrs ago
From:
Andrew townshend
10 February 2021 11:43 AM
@ Leics Landlord, We are all free to decide where we take our business, landlords and tenants, but it's a long time since I've had a problem finding suitable working tenants, I have 16 let properties with happy paying tenants in them, all business like good happy customers to be doing business with, what no business is interested in are bad customers.
From:
Andrew townshend
10 February 2021 11:38 AM
So if we keep the properties rents will drop ? who knows ? but I doubt it, no shortage of good people looking to rent in my area normally have 3 or 4 to choose from when a property becomes available .
From:
Andrew townshend
10 February 2021 09:23 AM
I had a sex offender in a property a few yrs ago and had the same problem with damage, he's now serving 15 yrs , I doubt he'll walk out. So it's not always the tenant that does the damage, but they are still the cause of the damage.
From:
Andrew townshend
10 February 2021 09:17 AM
I like my properties near to hand, a max of 30 miles from home, I'm very happy living in Norfolk and my 5 - 6 % yields based on today's values, based on purchased prices most would be much higher, but that's inflation, I'm not coming up north.
From:
Andrew townshend
10 February 2021 09:09 AM
CGT is only payable if we sell, so don't sell, just keep taking that rent.
From:
Andrew townshend
10 February 2021 09:01 AM
If buying a property with a tenant in it buy cheap or walk away, those 2 tenants I got rid of illegally in the 90s were existing none paying tenants in properties I purchased, but they were cheap even by 90s prices, if some consider me to be a disgusting man for breaking the law then so be it .
From:
Andrew townshend
10 February 2021 08:57 AM
LHA would be well below market rent, then take another 10% off that, what happens at the end of the lease, are you left with the tenant from hell to get rid of, never never never deal with a council they are simply not to be trusted.
From:
Andrew townshend
10 February 2021 08:45 AM
Lee, I don't think any landlord wants to evict, non payers have to go though, so it's tenants that have the choice, pay up and enjoy your home or don't pay and enjoy sleeping in the shop door way
From:
Andrew townshend
09 February 2021 19:14 PM
Well Lee, not all landlords have mortgages, none of my tenants are paying my mortgage, and never have been, I bought all my properties for cash through good old fashioned hard work, maybe if your '' poor'' were to try '' hard work'' they could be buying properties for cash
From:
Andrew townshend
09 February 2021 19:07 PM
We must be quite lucky here in the Norwich area, my last bad tenant was over 4 yrs ago, other landlords that I speak to around here don't seem to be having too many problems either, but I think we are all being very careful selecting new tenants now, and there seems to be no shortage of good honest working tenants availible
From:
Andrew townshend
09 February 2021 18:09 PM
Luke, Mr Blair is a big landlord him self
From:
Andrew townshend
09 February 2021 15:43 PM
@Leics Landlord do F off you silly little man, you cannot even comment your real name.
From:
Andrew townshend
09 February 2021 15:38 PM
I illegally evicted 2 tenants in the 90s, one I got away with, the other was bought off for a £1000 and worth every penny , hope I never have to take the law into my own hands again, but who knows, if needs must.
From:
Andrew townshend
09 February 2021 13:27 PM
Agreed, it will be survival of the fittest, I purchased my first investment property in the 80s when I purchased my car repair workshop from my then landlord, a rented shop and flat over came with it, I have slowly purchased more over the years, always for cash, 16 in total, had I borrowed I would have many times that number now, but I'm glad I didn't do so, I have a very comfortable income from them with few problems, many of my properties are today worth 10x what I paid for them, I'm not selling though, just think of all that CGT going to the tax man, not likely.
From:
Andrew townshend
09 February 2021 13:12 PM
I did write to my MP. George Freeman, and got a reply, kind words and bull sh*t, but I really wasn't expecting anything else.
From:
Andrew townshend
09 February 2021 11:40 AM
We've known for a long time that we're not going to get any help, quite the opposite, so we have to help ourselves by refusing to rent to the vulnerable and increasing rents still further.
From:
Andrew townshend
09 February 2021 08:36 AM
It's strange how many people think it's okay not to pay, and not just tenants, 40 yrs ago I had a small vehicle repair workshop, some people considered it acceptable to have their cars serviced / repaired and not pay, I very quickly learned how to issue county court proceedings, not just to get the money owed but on a point of princible as well, word soon got about not to mess with me as bailiffs were towing peoples cars away, today '' money claim online'' is easy and cheap, use it, never allow people to take the P.
From:
Andrew townshend
09 February 2021 06:15 AM
Then you must do a ''money claim online'' dead easy to do and around £70, that'll give them a CCJ
From:
Andrew townshend
08 February 2021 17:12 PM
Been caught that way too many times, working tenants only now, leave the benefit claimants to the council to house their problem
From:
Andrew townshend
08 February 2021 13:46 PM
Those that study something sensible may well earn £100k+ the vast majority are just there for the jolly up and come out with a degree that's no use to man nor beast , these are the ones that will never pay their loans back, just wasters .
From:
Andrew townshend
08 February 2021 12:17 PM
I suspect the next student year there will be a shortage of landlords accepting student tenants, I got choked off students in the 90s and haven't rented to them since , honest hard working 25+ make much better tenants
From:
Andrew townshend
08 February 2021 08:27 AM
If the guarantor qualifies for a breathing space as well then I suppose you might be stuffed, however the breathing space only applies to the debt at the time the breathing space is awarded, all future payments (ie rent) must be made in full and on time, if they are not the breathing space will be removed---well that's how I understand things at present, time no doubt will tell, mean while a well checked out guarantor is a must
From:
Andrew townshend
07 February 2021 12:21 PM
Very few tenants in my area want to live in high rise flats, they much prefer the 2/3 bed victorian terraced homes .
From:
Andrew townshend
05 February 2021 17:26 PM
As in any business it's the end user that pays every time, increase our costs and we either increase the rents or we sell the properties.
From:
Andrew townshend
05 February 2021 11:34 AM
Most of my properties would struggle to get to a C rating, in fact one is still a low F , which I have an exemption on, I'm going to wait and see, I'll be 72 in 2025 so that might be the time to cash my chips in, most of my properties were bought in the 90s for peanuts, maybe I'll just keep 2 or 3 of the them and blow the rest away in the auction room .
From:
Andrew townshend
05 February 2021 11:30 AM
Well there's no way a benefit claimant is likely to be able to rent a nice property, there may be a few rogue landlords with poor quality properties still prepared to rent to them though.
From:
Andrew townshend
05 February 2021 09:11 AM
Robert, I've been placed in this difficult situation myself in the past, a tenant who is leaving, and I'm so pleased that they are leaving, and then I am asked for a reference from their new landlord, what to do? I'm not going to give a false reference, but I want rid, it's a case of choosing words very carefully.
From:
Andrew townshend
03 February 2021 20:56 PM
Sorry but present day teachers, god help us, and god help the present day generations being taught by them and radicalised into their far left beliefs, the future looks bleak, I thank god that I'm a baby boomer and have at most another 20 - 30 yrs here.
From:
Andrew townshend
03 February 2021 20:45 PM
Don't hold your breath on that one
From:
Andrew townshend
03 February 2021 15:21 PM
I got caught in the 90s, not rented to students since, give me good honest hard working over 25s any day, students and their snob parents can go do the other thing.
From:
Andrew townshend
03 February 2021 12:21 PM
You have my sympathy John.
From:
Andrew townshend
02 February 2021 22:02 PM
@ John Smith, I suspect Leeds council will laugh at you.
From:
Andrew townshend
02 February 2021 14:47 PM
Councils are the biggest and the worst landlords in this country.
From:
Andrew townshend
02 February 2021 14:23 PM
Don't think I want to know what some tenants do to toilets, I use one shot drain cleaner that sorts them.
From:
Andrew townshend
02 February 2021 10:04 AM
Basically we now need to charge a bit extra on rent to supplement the shortfall in deposities, so once again the good tenant loses out
From:
Andrew townshend
02 February 2021 09:00 AM
I too have had tenants introduce a pet without permission, the only way I find to do then is wait until I can increase the rent , then they normally moan about the increase and leave.
From:
Andrew townshend
01 February 2021 10:53 AM
An increased rent is the only way now where pets are concerned, and until such time as rent controls are brought in we are free to charge what ever rent we like, increased risk = increased payment.
From:
Andrew townshend
01 February 2021 07:52 AM
I doubt very much this goes on to any great extent, after all this is prostitution and who really wants to be getting close to one of those and catching all kinds of nasty things ?
From:
Andrew townshend
01 February 2021 07:45 AM
As I understand it the breathing space is only for the existing debt at the time the breathing space is put in place, going forward from there they are expected to pay ongoing rent etc, if they do not they may lose the original protection, also they can only have one breathing space per year, I think good guarantors will be a must going forward, no suitable guarantor no tenancy
From:
Andrew townshend
30 January 2021 15:18 PM
How many landlords do you think are going to stand for that ? there were other ways yrs ago, I can see those ways coming back, needs must.
From:
Andrew townshend
29 January 2021 20:07 PM
Yes Joe I own a dog, but if he damages my property I'm the one that puts it right, however I am one of very few landlords in my area that is prepared to '' consider '' renting to tenants with pets, I used to ask for an extra deposit, however I am not allowed to do that now so it has to be an increased rent.
From:
Andrew townshend
29 January 2021 18:09 PM
This is why we will be very selective when checking out new tenants and guarantors
From:
Andrew townshend
29 January 2021 15:01 PM
Don't see why not, worth a try at least.
From:
Andrew townshend
29 January 2021 10:05 AM
Alistair, surely if someone refuses to pay you do a simple money claim online, give them a CCJ to their name then send the bailiffs in, why would let them get away with it ?
From:
Andrew townshend
29 January 2021 10:03 AM
I expect we will go back to the 80s & 90s where there were other forms of eviction.
From:
Andrew townshend
29 January 2021 08:43 AM
But a condition of this breathing space is that future payments are made on time and in full, many grey areas , I think going forward there will be many cases tested in court.
From:
Andrew townshend
28 January 2021 22:18 PM
Agreed, this will hurt the genuine tenant who cannot come up with a suitable guarantor
From:
Andrew townshend
28 January 2021 17:37 PM
I have to agree with Adrian, genuine people are not afraid to post under their real name.
From:
Andrew townshend
28 January 2021 14:25 PM
I agree some of my properties are all electric even though there is gas available.
From:
Andrew townshend
28 January 2021 10:18 AM
We can refuse any tenant, we don't have to give a reason, in the case of a joint tenancy I can see no reason why we cannot go after the other tenant or the guarantor, however as I understand things we cannot issue a CCJ on the person with the breathing space, we will have to see how things pan out after May and be very careful with new tenants.
From:
Andrew townshend
28 January 2021 10:10 AM
We don't want tenants with any form of mental health issues then.
From:
Andrew townshend
28 January 2021 07:51 AM
Both the tenant and the guarantor failed credit checks, then why give him a tenancy? I wouldn't have touched him with a barge pole .
From:
Andrew townshend
28 January 2021 07:47 AM
All sorted
From:
Andrew townshend
27 January 2021 22:00 PM
David W I just knew someone would come back with that one, I think Robert has answered that perfectly though.
From:
Andrew townshend
27 January 2021 16:39 PM
I have a little old lady in a house in Lowestoft, went out there with an electrician to do the electrical test before Christmas, she has a gas fire in her living room so I asked her where the co2 alarm was, she produced it out of a draw, she had put it there because it kept going off.
From:
Andrew townshend
27 January 2021 10:20 AM
£900 per property, another fee to be passed on to the tenant.
From:
Andrew townshend
27 January 2021 08:32 AM
Total waste of time and money from start to finish
From:
Andrew townshend
27 January 2021 08:29 AM
London maybe, not seeing any problems in Norfolk, don't know about anywhere else.
From:
Andrew townshend
26 January 2021 15:57 PM
I'm in Norfolk, eastern England, rents are holding up well and increasing slightly, no shortage of applicants when a property does become available either, what part of eastern England are you in ?
From:
Andrew townshend
26 January 2021 15:48 PM
Yes same here.
From:
Andrew townshend
26 January 2021 10:55 AM
My EU tenants are better than my British ones, they want to work, they pay the rent on time and keep the properties well.
From:
Andrew townshend
26 January 2021 10:14 AM
Are we hearing the whole story, why would the landlord want the tenant out if he's going to straight away re let it ? sounds like a problem tenant that he needed out to me.
From:
Andrew townshend
26 January 2021 09:41 AM
It would be so funny to watch the snowflakes when they get to retirement age.
From:
Andrew townshend
23 January 2021 13:49 PM
Generally I only increase rents when I re let to a new tenant, if this does come in I will be increasing rents once a year for all tenants
From:
Andrew townshend
23 January 2021 10:44 AM
Me too
From:
Andrew townshend
23 January 2021 10:27 AM
Jakob, it might not be a criminal offence not to pay the rent, but a safe tenant would pay the rent.
From:
Andrew townshend
22 January 2021 12:36 PM
Jakob, I'll provide a safe and lawful dwelling to safe and lawful tenants, any other kind of tenant need not apply.
From:
Andrew townshend
22 January 2021 11:22 AM
Heating, '' you can lead a horse to water, but you cannot make it drink'', back in the 90s, when I was green enough to rent to students, I had 3 18 yr old girls in a house complaining about how damp it was and that all their cloths and bedding was damp, I visited one morning and met one of them dressed in a thick coat shivering with cold, when I asked why the heating was not on she replied '' oh that's too expensive we cannot afford to switch that on'', their rent for the whole house was only £75 per wk, £25 each, some people are beyond help.
From:
Andrew townshend
22 January 2021 11:03 AM
I have 2 boilers dating back to the mid 90s, still going strong, then there are the ones that I'm replacing at 7 yrs old.
From:
Andrew townshend
22 January 2021 10:07 AM
Far better to avoid renting to anyone on benefits where ever possible , the chances of getting the rent paid are slim .
From:
Andrew townshend
22 January 2021 08:37 AM
There is a saying in Norfolk '' the fool of the family should always go into the church or on the land'' certainly true where the church is concerned.
From:
Andrew townshend
22 January 2021 08:31 AM
No UC, no single mums, and they wounder why not !
From:
Andrew townshend
22 January 2021 08:22 AM
I did do so 25 yrs ago, bought a property (cheaply) tenanted, cost me £1000 then, and was worth every last penny to get rid of the low life.
From:
Andrew townshend
21 January 2021 09:59 AM
''Rogue landlords register'' so is there any reason not to have a ''rogue tenants register'' as well ?
From:
Andrew townshend
21 January 2021 09:51 AM
Once again the landlord was given the chance to carry out the works, maybe this is another example of ''the law doesn't apply to me''.
From:
Andrew townshend
21 January 2021 09:47 AM
The green homes deal was a complete non starter, getting Victorian terraced houses up to band C just isn't going to happen, I've got one that is still just an F, as it would cost around £14k to get it up to an E I've got an exemption on it, so what's going to happen when we get this minimum C come into force, are all these properties going to get exemptions also, are we just going to carry on and rent them illegally, do we tidy them up and sell them to home owners, or do we get the demolition boys in and build ugly new rabbit hutches in their place.
From:
Andrew townshend
21 January 2021 09:37 AM
I don't know of this kind of thing in my area, it would be sheer madness to have a relationship with a tenant, be like a teacher having a relationship with a school girl, and that has gone on locally.
From:
Andrew townshend
20 January 2021 14:06 PM
We used to have a collective insurance with our local landlord assoc, but as certain landlords were having multiple claims the premiums increased, there is no point in claiming for every little thing where they can be rectified simply and cheaply.
From:
Andrew townshend
20 January 2021 10:34 AM
And the thing is David most of them know that they are idiots, that's why they work in the public sector.
From:
Andrew townshend
20 January 2021 09:05 AM
I would rather have the money than sex with a scrubber that's been around the block a good few times.
From:
Andrew townshend
20 January 2021 09:02 AM
Now that is interesting so a tenant would need to pay any rent that became due but not the past arrears, bet a good few tenants that try it on will fall foul of that one, maybe we will need to issue a money claim online as soon as the rent is 2 wks late to force the issue early.
From:
Andrew townshend
19 January 2021 19:36 PM
Agreed, and I've been guilty of running up the price of property at auction, my solicitor's legal secretary was selling her deceased parents house and I made sure it got up to reserve for her, and in another case an idiot landlord here in Norwich ran up the price of a property belonging to his father, only the fool ran it up to over reserve and the hammer came down on his bid, now that was funny.
From:
Andrew townshend
19 January 2021 19:14 PM
I'm agreeing with Peter on this one, when ever I have asked my accountant about LTD company status he has always advised against it, like Peter I buy most things at auction including cars, I was in the motor trade for 30 yrs so I do know what I'm doing at a car auction, ie which ones not to bid on, I also set a max of £10k for a car because I've seen how fast expensive cars lose money, I'm not mortgaged and own my properties jointly with my wife, so we both keep just below 40% tax, I did pay 40% tax up to 13 yrs ago though while still in the motor trade, and that hurt every time I paid a tax bill.
From:
Andrew townshend
19 January 2021 16:28 PM
Yes George so did I , 7 likes so far, that must be a record for our friend Mr W
From:
Andrew townshend
19 January 2021 15:46 PM
A lot of tenants don't know this until the bailiffs turn up unexpectedly and they are out same day.
From:
Andrew townshend
19 January 2021 09:25 AM
Waste of time Frances, they are not interested, we just get fobbed off.
From:
Andrew townshend
19 January 2021 08:51 AM
The only time that I pay utility bills is on an empty property, when a new tenant moves in I take meter readings and email them to the suppliers, I also print off hard copies and post with a certificate of posting, many a time a utility company has tried it on with me but I've always got the evidence.
From:
Andrew townshend
19 January 2021 08:47 AM
@ Terry, the leader of Norwich City Council, £60k+ and lives in a council house on a subsidized rent blocking that home from a young family that needs it, and yes David W he is a Labour councilor, stinks doesn't it, hippocrate.
From:
Andrew townshend
18 January 2021 21:19 PM
But how long before we return to the good old days when the heavies turn up and physically throw the non payers out ? cannot happen in the 21st century ? watch this space, and when it does happen, government, shelter, GR, etc only have themselves to blame
From:
Andrew townshend
18 January 2021 19:02 PM
That's a difficult one, insurance companies ask many questions, if someone answers yes to having mental health issues they likely will refuse to insure them, or at the very least load the premiums, is that discrimination ? no reason why we cannot do the same is there ?
From:
Andrew townshend
18 January 2021 17:41 PM
But it would seem we can go after the guarantor if we have one, so that looks like a must have now.
From:
Andrew townshend
18 January 2021 16:25 PM
Don't worry about the spelling Adrian, I 'm the product of a sh*t secondary modern education of the 60s, even the spell checks struggles with some of my words, poor spelling and grammar has never held me back in the real world.
From:
Andrew townshend
18 January 2021 16:22 PM
He's good for a laugh though George.
From:
Andrew townshend
18 January 2021 15:48 PM
I have to say that I was thinking just the same thing, so now we need to add to our list of unsuitable tenants the vulnerable with mental health issues.
From:
Andrew townshend
18 January 2021 11:42 AM
Totally agree there James, no suitable guarantor, no tenancy.
From:
Andrew townshend
18 January 2021 10:46 AM
Does it matter ? we all knew what he meant , maybe you are dimwit for bring it up ?
From:
Andrew townshend
18 January 2021 10:42 AM
Not wrong though is he David W ?
From:
Andrew townshend
18 January 2021 10:39 AM
Will he pay the fine, or return the rent ? of course he will not, good luck trying to make him do so, he'll claim mental health issues and get his extended '' breathing space ''
From:
Andrew townshend
18 January 2021 09:08 AM
What do they know ?
From:
Andrew townshend
18 January 2021 09:02 AM
Seems madness to me, so not only can tenants now rent for free they can have their car repaired for free at the local garage with no come back on them.
From:
Andrew townshend
18 January 2021 08:55 AM
Do it properly and get a guarantor signed up, other wise keep that flat empty.
From:
Andrew townshend
17 January 2021 22:16 PM
I have been known to evict tenants the illegal way in the 90s, needs must sometimes, these days I am very careful who I rent to, and going forward I think it is going to have to be a suitable guarantor or no tenancy with this '' breathing space'' law coming in May
From:
Andrew townshend
17 January 2021 13:58 PM
James B, goings forward I think all new lets will have to be supported by a cast iron guarantor, no suitable guarantor no tenancy
From:
Andrew townshend
16 January 2021 22:29 PM
What use is cash George, sitting in a bank account earning 0.01%, give me assets and an income from them any day, my Properties are in and around Norwich, never have a problem renting them, in fact when they come available there is normally 3 or 4 people all wanting them.
From:
Andrew townshend
16 January 2021 12:36 PM
James B, up to a point I agree, but is sec 21 a vote winner for the tories ? how many tenants would vote tory with or without sec 21 ?
From:
Andrew townshend
16 January 2021 09:12 AM
@ Robert Brown, didn't you just do the right thing, life isn't all about money and certainly not being a high flyer that really is a mugs game, not that I was ever going to be a high flyer, B stream at the local Secondary Modern in the 60s, hated school, started work 3 days after my 15th birthday apprentice HGV fitter, self employed since 23 and a landlord for the past 30 yrs, 3 children and 3 grand children, 16 properties, all bought and paid for and more income than I need, no regrets, you can keep the high flyer life styles
From:
Andrew townshend
15 January 2021 19:28 PM
Well yes Michael that's my point the yield back then would likely have been around 6-7% similarly if we look at at the value of that property to day the yield would likely be the same
From:
Andrew townshend
15 January 2021 17:09 PM
Mark W , it would seem as normal you are the odd one out on here, but then with your uni degree and letters after your name you must know best ??
From:
Andrew townshend
15 January 2021 10:33 AM
Some of mine are retired and they all pay in full, maybe I haven't always fully increased the rent when I could have done so, but with good long term tenants like these so what.
From:
Andrew townshend
15 January 2021 10:28 AM
And it's not really a loan is it ? 90% of them will never pay it off.
From:
Andrew townshend
15 January 2021 10:20 AM
Depends how you work out the yield, if it's on purchase price then most of mine are through the roof, even my latest purchase is 6.3%, where else would I get a return like on £80k, my top yield is 40%, but I did buy that property more than 25 yrs ago for peanuts.
From:
Andrew townshend
15 January 2021 10:16 AM
I have tenants in this bracket, they're great, keep the property and gardens nice, long term and no bother, plus as I'm 67 myself we get on great.
From:
Andrew townshend
15 January 2021 10:04 AM
Not interested.
From:
Andrew townshend
15 January 2021 10:00 AM
As I have pointed out before I had enough of renting to students in the 90 so don't do so now, however uni students are generally over 18, so in the eyes of the law, and no doubt their eyes as well, are adults, so welcome to the big, wide open and often unfair world snowflakes, put your big boy pants on and man up.
From:
Andrew townshend
15 January 2021 09:58 AM
Yes James this is the way forward for most of us now, rogue tenants can go to hell, and we will know who they are, the government, shelter, generation rent etc have brought this on, looks like they have shot themselves in the foot
From:
Andrew townshend
14 January 2021 21:21 PM
I've not received or been offered any grants, are we missing something here ?
From:
Andrew townshend
14 January 2021 19:24 PM
The insurance scheme might work for good tenants, but what happens when a tenant has a record of claims, insurance works on risk, so will they increase cost for these tenants or maybe refuse to cover them, then they really will be homeless.
From:
Andrew townshend
14 January 2021 13:55 PM
I doubt it will affect us oldies too much, but it's sure going to hurt the under 50s and as for the snowflakes, so glad I'm not young in this present day world.
From:
Andrew townshend
14 January 2021 10:50 AM
@ Paul Hart, agreed, I have 2 quotes tonight for the same roof overhaul, one at £8400+ vat the other for £4200+vat, some one trying to take me for a c*** ??
From:
Andrew townshend
13 January 2021 22:39 PM
Robert, I have been having that problem also , carpenter died ,but he was 94, solicitor and plumber retired, all 3 I had used for the past 30 yrs +, that's the problem of getting old everyone else does as well.
From:
Andrew townshend
13 January 2021 17:29 PM
And I also don't have either, give me sensible, mature, working tenants any day of the week.
From:
Andrew townshend
13 January 2021 15:52 PM
The courts work at one speed, dead slow, and you will never change that.
From:
Andrew townshend
13 January 2021 15:41 PM
A tenant receiving LHA then not paying his rent must be guilty of either fraud or theft, or even both, I fail to see how they cannot be, best way is to avoid tenants on LHA.
From:
Andrew townshend
13 January 2021 15:33 PM
There will always be those out there that will rip their customers off, I have been using the same electrician for 10 yrs now and trust him 100% in return I pay him the same day that I receive his invoice
From:
Andrew townshend
13 January 2021 15:24 PM
I'm sure you are correct about London Michael, you have just explained perfectly why I have zero intention of coming anywhere near London far less investing there , I think a lot of areas outside London are holding their own and will continue to do so.
From:
Andrew townshend
13 January 2021 10:03 AM
The guy was given the chance to correct matters, so why didn't he, I expect our laws don't apply to him ?
From:
Andrew townshend
13 January 2021 08:48 AM
I've been steadily working through mine and am down to 3 to be done by April, so should be there okay
From:
Andrew townshend
13 January 2021 08:44 AM
Lack of supply maybe ?
From:
Andrew townshend
13 January 2021 08:40 AM
I wouldn't say that rents are booming in Norwich but they would certainly seem to be increasing rather than decreasing .
From:
Andrew townshend
13 January 2021 08:39 AM
Agreed, however, the law states they they are adult at 18, but how many students could you truly describe as adult ??
From:
Andrew townshend
12 January 2021 17:21 PM
I had a commercial tenant who's business stopped at first lock down, the lady had been an excellent tenant for the previous 24 yrs so we went rent free expecting her to restart in August , by November it hadn't happen, put it up to rent not expecting to get much interest , 4 people fighting over it, I now have a good honest hard working tenant on a 5 yr lease, so it's not all doom and gloom out there , oh and no problems thus far with residential tenants either.
From:
Andrew townshend
12 January 2021 15:17 PM
Total common sense Tricia, but this is why us landlords, and the self employed generally succeed in business, where as those with the Eton education really haven't got a clue in a crisis .
From:
Andrew townshend
12 January 2021 12:48 PM
Spot on Michael.
From:
Andrew townshend
12 January 2021 12:40 PM
I wouldn't put it quite so harshly David, but other than that I agree with you
From:
Andrew townshend
12 January 2021 12:38 PM
So we are in January and students leave expecting not to pay any further rent, that property remains empty until September with the landlord picking up all the costs, turn it back into a family let , bit less rent , but better long term tenants, has to make sense doesn't it ?
From:
Andrew townshend
12 January 2021 10:43 AM
So if I was to lease a car, then lose my licence could I stop paying the lease payments until my driving ban was over ? same thing applies.
From:
Andrew townshend
11 January 2021 15:04 PM
It's a big hard world out there, and one day even snowflakes will have to wake up to that one.
From:
Andrew townshend
11 January 2021 12:09 PM
Not a very clever post Mark, I thought you were supposed to be an intelligent man, but then as I have always said intelligence and common sense rarely go together.
From:
Andrew townshend
11 January 2021 10:21 AM
Kicking the can down the road, at some point, maybe this year, maybe next year the non payers will lose their homes, very few landlords will want to rent to them then, better an empty property than one with a rogue tenant in it.
From:
Andrew townshend
11 January 2021 09:19 AM
I got choked off students in the 90s, don't want them as tenants, they might pay a little more but they really aren't worth the bother, leave them to the universities to house, their problem
From:
Andrew townshend
11 January 2021 09:13 AM
Perhaps we should add a term to our advertising ''no vulnerable tenants''.
From:
Andrew townshend
11 January 2021 09:07 AM
What about the landlords mental health while he has a non paying tenant wrecking his property ?
From:
Andrew townshend
11 January 2021 09:03 AM
So the rent guarantee lasts 12 or 24 months, then what, a tenant that is likely to stop paying and a long drawn out court process to get them out, don't trust councils or their employees no further than i can spit, sounds like a big con to me to get rogue tenants housed.
From:
Andrew townshend
11 January 2021 09:01 AM
My guess would be little and no chance, sorry but that's the likely hood at present.
From:
Andrew townshend
10 January 2021 14:27 PM
And we all know printing money = inflation, which in tern = increased rents
From:
Andrew townshend
10 January 2021 14:23 PM
The government and councils are going to have one hell of a problem with mass homelessness, at present they are just kicking that can down the road, but it's going to happen, prospective tenants that cannot tick all the boxes will be out in the cold, very few landlords will be taking any risks with dodgy tenants now, and responsibility lays firmly at the door of number ten.
From:
Andrew townshend
10 January 2021 14:20 PM
In an ideal world Lia, but I've not found one of those yet.
From:
Andrew townshend
10 January 2021 13:21 PM
Seb,'' kettle pot black'' I think.
From:
Andrew townshend
09 January 2021 20:35 PM
I have no worries, but then I have no borrowings and the rental market in and around Norwich is strong, when ever I have a property become available I have a choice of tenants, I also have an excellent local independent agent working for me.
From:
Andrew townshend
09 January 2021 20:33 PM
I'm not a member of the NRLA and have no intention of joining, they seem like a total waste of time, I am however a member of Eastern Landlords Assoc since the early 90s , okay they don't have much clout against government, but they are never more than a phone call away and very helpful, we need something powerful to represent us, but what and who ?
From:
Andrew townshend
09 January 2021 20:20 PM
But at some point, maybe in a years time, they will be evicted, I would hope that for the sake of around just £60 that any landlord with a tenant like this will issue a money claim online, then these '' basterds'' will have get a CCJ flag up every time that they are checked out for the next 6 yrs, and we will all know not to touch them with a barge pole.
From:
Andrew townshend
09 January 2021 19:17 PM
A very good question Lia, I would lay money on the latter .
From:
Andrew townshend
09 January 2021 19:10 PM
Come on George, this sad guy cannot even post under his real name, what does that tell you about him, or even her?
From:
Andrew townshend
08 January 2021 21:30 PM
Come on Leics Landlord, lets be having your real name so we can check you out, why do you need to hide?
From:
Andrew townshend
08 January 2021 21:26 PM
Leics Landlord, are you really a landlord ? I doubt it, what is your real name? why are you hiding behind ''Leics Landlord'' real people put their real name, feel free to check me out, my real name and I live in Norfolk.
From:
Andrew townshend
08 January 2021 21:19 PM
Some sort of a Pratt sums him / her up.
From:
Andrew townshend
08 January 2021 20:22 PM
@Daniela, I do miss Paul Barrett's comments on here , they did go on a bit but were generally spot on.
From:
Andrew townshend
08 January 2021 20:21 PM
John you have reported Rajeev to the council and police for what exactly ?? I expect that they will laugh at you, as the rest of us are.
From:
Andrew townshend
08 January 2021 18:46 PM
I was, I did a couple of months ago, and I told them why, but would likely vote for them in the future as we cannot allow Labour anywhere near power
From:
Andrew townshend
08 January 2021 14:43 PM
My wife takes charge of the TV remote , she hates the BBC so very rarely watch it.
From:
Andrew townshend
08 January 2021 14:29 PM
Seb, I don't think I ever said an eviction could be done in less than a month, it would be good if we could though, the last one that I did, 3-4 yrs ago now, I put the paper work into the court just after Christmas and the tenant left just before the High Court Bailiff was due to turn up at the end March, so 12 wks.
From:
Andrew townshend
08 January 2021 14:22 PM
Agreed Seb, I insure my cars with Aviva, might try them for a quote on my properties. always pays to use a proper insurance company because they normally pay out in the event of a claim, Micky mouse insurance companies try to wriggle out of paying
From:
Andrew townshend
08 January 2021 11:52 AM
Planning departments, in Breckland (norfolk) it's not about what you want to do, it's all about who you are, I pointed that FACT out to them in a planning meeting once, it didn't go down too well.
From:
Andrew townshend
08 January 2021 10:22 AM
Jackie, where the under 30s live really isn't our problem, and why would it be? but generally its the younger tenants that give us the most problems, a lot of car insurance companies don't want young drivers, it's all about risk, and keeping that risk to a minimum, that's good business sense.
From:
Andrew townshend
07 January 2021 17:36 PM
I hope you have issued a ''money claim online'' at least then when you do evict her the CCJ will come up every time she applies to rent, apply for a credit card , bank account or loan, you may or may not get your money but revenge is sweet.
From:
Andrew townshend
07 January 2021 15:13 PM
Renting to students is a nightmare, and their stuck up snob parents are worse, I stopped renting to students in the early 90s give me good working tenants 25+ any day.
From:
Andrew townshend
07 January 2021 09:09 AM
Trouble is Bill they just won't listen, or don't want to, I had the same problem with my daughter in a 70s bungalow, now got two ladies in their 30s in there and no mould or damp problems, this is one of the reasons why I prefer tenants 30 +
From:
Andrew townshend
06 January 2021 10:14 AM
Sounds like it will be very expensive.
From:
Andrew townshend
06 January 2021 10:07 AM
All about heating and ventilating correctly, same property, different tenants , one set of tenants experience mould, the others do not, how often does that happen.
From:
Andrew townshend
06 January 2021 08:46 AM
A cool and hassle free way of life has a cost attached to it, each to their own.
From:
Andrew townshend
06 January 2021 08:38 AM
I think we have to learn to live with the pressures of those unjust regs, they are there and they ain't going away, as the saying goes '' it ain't over until the fat lady sings''.
From:
Andrew townshend
05 January 2021 19:08 PM
I'm still optimistic, but then I'm not in London and not mortgaged .
From:
Andrew townshend
05 January 2021 06:43 AM
Maybe they need to up the money.
From:
Andrew townshend
05 January 2021 06:39 AM
No matter what these people say there is no such thing as a '' no fault eviction'' most evictions take place because of non payment of rent, I can see no good reason to wait 2 months before serving eviction notices, I would have thought 2 weeks would be more than fair.
From:
Andrew townshend
05 January 2021 06:35 AM
They want to run before they can walk and expect expect expect, if they won't help themselves then why should anyone else help them ?
From:
Andrew townshend
04 January 2021 18:18 PM
Jahan, agreed, I've lived in 3 houses since I moved out of mum and dads house, the first 2 were total renovations (no bathrooms or kitchens) and lived in caravans on site, the last one was a near total rebuild and lived 2 yrs onsite in 2 very old mobile homes linked together with a 4 yr old and a new born, I not a builder by trade, but I not afraid to roll up my sleeves and do what I can, not complaining, I loved it all, the whining ''entitled'' generation really P me off big time
From:
Andrew townshend
04 January 2021 15:50 PM
I was thinking just the same Tricia, the abuser is very likely to come round, break in and wreck our property, asking for trouble, leave these problems to the council, their responsibility and their problem.
From:
Andrew townshend
04 January 2021 14:18 PM
I agree with you on that one Matthew, I've not had any problems with my residential tenants, nor have any other landlords that I speak to locally (Norfolk) I have sadly lost a commercial tenant (of 24 yrs) but re advertised the property and had 4 people all wanting it, so where are these 1000s of landlords ?
From:
Andrew townshend
04 January 2021 14:12 PM
£60 per wk, my word Michael you were earning well, I was a HGV fitter in those days, the most I was earning then was £40 per wk, £32 take home, yes and I still managed to save.
From:
Andrew townshend
04 January 2021 11:22 AM
I'm all for naming and shaming , we often have articles in our local paper about fly tipping, but they are never named.
From:
Andrew townshend
04 January 2021 11:06 AM
Landlords don't want cash hand outs, just the rent paid, in full and on time.
From:
Andrew townshend
04 January 2021 10:42 AM
Well Mark I clicked on the last one above, they should stand on their own two feet just as us baby boomers did when we were young, if the young of today want to get on the property ladder they need to adjust their excessive life styles, work harder and save.
From:
Andrew townshend
04 January 2021 10:39 AM
So what do you do for a living Mr Williamson ? or do you just sponge off the tax payer ?
From:
Andrew townshend
04 January 2021 10:32 AM
No more risk taking with tenants now, if they don't check out or even the gut feeling isn't right then the answer has to be no.
From:
Andrew townshend
01 January 2021 09:39 AM
Cannot answer that one, I don't know whether any of my tenants are furloughed , I do know that they have all been paying in full and on time all through so far, the only tenant I've lost is a commercial tenant of 24 yrs sadly, however I have re let that property, and had 4 people fighting over it, all the landlords I speak to here in Norwich aren't having any problems either, so it's not all bad news, well so far anyway.
From:
Andrew townshend
31 December 2020 21:03 PM
@ Robert, 22, great times, that was the long hot summer of 1976 for we, a white XJ6 and a BSA Super Rocket, and no shortage of ladies, we were all young once.
From:
Andrew townshend
31 December 2020 17:44 PM
Exactly David, the freehold owners of Grenfell are the council, the landlord was the council and the building control officer who inspected and signed off the works as safe was the same council's employee, yet no arrests, no prosecution and no jail, just think of the poor private owner / landlord in a similar situation, stinks, one law for them, another for us.
From:
Andrew townshend
31 December 2020 13:41 PM
All those are too far distant for me, however I did buy a property in Lowestoft a few yrs ago, a regeneration area around 30 miles from me, sitting tenant having lived there since 1958, nice terraced house, close to a modern collage and big leisure centre , little old lady, every one's favorite granny type, rent always paid, even in lock down when her grandson went into the town center once a month to pay it. Lowestoft was lovely in the 50s and 60s and it could be again.
From:
Andrew townshend
31 December 2020 09:49 AM
Well personally I don't do HMOs, however yes I can see the theory behind all this but everything comes with a cost attached to it, bedsits with en suite bathrooms = much increased rents which means they are un affordable to the very kind of tenants that live in HMOs.
From:
Andrew townshend
31 December 2020 09:32 AM
Well George these people are all fresh out of uni, wet behind the ears and think they know the lot, where as they know F all.
From:
Andrew townshend
31 December 2020 09:23 AM
The strong will survive, yes all kinds of rules and red tape being forced upon us, but for me it's the best use for my cash, being a landlord is all about experience in the real world, along the way I've made mistakes, been there and got the tee shirt, but in life we learn from our mistakes which makes us wise the next time, hence only working tenants and no single mums, having had my fingers burnt over the yrs those are my rules now.
From:
Andrew townshend
31 December 2020 09:19 AM
The first few properties that I purchased came tenanted from an elderly landlord, it all started one day when my landlord came to see me to negotiate a rent increase on a small workshop that I rented from him, I asked him to sell it to me, over the next few yrs I bought 4 further properties from him, that was the mid to late 80s, and so the rest is history. I can see many landlord deals going forward as cash rich landlords buy stock from landlords having to reduce their debt .
From:
Andrew townshend
31 December 2020 09:07 AM
David, I had another single mum who announced one Sept that she couldn't pay her rent because she had to buy her 4 yr old's school uniform, she went also, they consider themselves the entitled, these days I avoid single mums, leave them to the council to home.
From:
Andrew townshend
31 December 2020 08:55 AM
A single mum once told me she could not pay her rent because her daughter's Christmas was more important, by Easter she was out.
From:
Andrew townshend
30 December 2020 17:01 PM
It's up to people how they chose to live and work.
From:
Andrew townshend
30 December 2020 08:38 AM
There will be very few Victorian houses that will get up to a 'c' we might be able to get an exemption as I have on a 'F' , If not they will all be going into property auctions, that we will just have to wait and see.
From:
Andrew townshend
29 December 2020 15:55 PM
Sounds to me our friend Sed is some what the worse for drink
From:
Andrew townshend
28 December 2020 22:17 PM
Sad sad man Seb.
From:
Andrew townshend
28 December 2020 20:12 PM
You're a sad man Seb , you have my symperthy .
From:
Andrew townshend
28 December 2020 20:10 PM
I agree, they were never going to consider 14 days.
From:
Andrew townshend
26 December 2020 09:55 AM
Never had much to do with ''the smoke'' and have no wish to visit, I'm just a simple Norfolk boy at heart, I started in BTL more than 30 yrs ago, as a pension scheme, it's been my maim sourse of income for the past 13 yrs, I do my owm repairs, clean ups and decorating, I enjoy what I do and I earn more money out of it than I need, will London ways spread up to Norfolk, I hope not, but I expect you are right they will over time.
From:
Andrew townshend
25 December 2020 09:57 AM
Merry Christmas to all, p s anyone know what's happend to Paul Barrett, I am missing his long posts
From:
Andrew townshend
24 December 2020 14:43 PM
Norwich City Council have also lost millions on mad cap schemes, but those responcible are still in their £100k + jobs, left wing council ofcourse, sorry David W but that is a fact.
From:
Andrew townshend
24 December 2020 13:26 PM
I agree David, we won't get any grant money, the money will come from tenants by means of increased rent, ''the end user always pays''.
From:
Andrew townshend
24 December 2020 09:48 AM
So Vincent, you are one of these that think landlords sit on their backsides just watching the money flow into their bank accounts ? I wounder what sort of work that you do, or do you watch daytime TV watching the UC flow into your bank account.
From:
Andrew townshend
24 December 2020 09:36 AM
I have one old property that just managed an F , I had a MEES report done and it was decided that it would cost £14k to bring it up to an E, I now have an exsemption on it, I paid £13.5 k for it over 25 yrs ago and have had that money back many times over, what will happen in 2025 ? if I can nolonger rent it will simply go into auction and take what ever it makes.
From:
Andrew townshend
24 December 2020 09:31 AM
I have written to my MP , George Freeman, sympathy, empty promisses and bull s***.
From:
Andrew townshend
23 December 2020 19:20 PM
I wouldn't pay anything like that, but then I don't own property in London
From:
Andrew townshend
23 December 2020 10:04 AM
I don't think there is any doubt about it sec 21 is going we may as well get used to that one, but we need something fair to both landlord and tenant to replace it.
From:
Andrew townshend
23 December 2020 10:01 AM
It amazes me the people (and not just tenants) that sign contracts without reading and understanding them first.
From:
Andrew townshend
22 December 2020 16:27 PM
@ Yonnette, I use sec 21 to evict non payers, I could use sec 8, but sec 21 is quicker and cheaper, we know we will be losing sec 21, so new tenant selection now has to be very selective, no risk taking from here on in, no one under 25, no one on benefits, and no single mums, because from 30 yrs experience these are normally the problem areas.
From:
Andrew townshend
22 December 2020 15:13 PM
@ Yannette, careful what you wish for, in my area the largest landlord is Norwich City Council, good luck trying to get any repairs done with them, and the standard of their housing stock is dreadful , most of my properties are now managed by a good local independent agent, however all tenants have my phone number and email address, they are welcome to contact me directly 24 / 7
From:
Andrew townshend
22 December 2020 15:03 PM
I do agree with you there David, bad and unnecessary headline .
From:
Andrew townshend
22 December 2020 09:24 AM
In 30 yrs the only tenants I've evicted have been the non payers.
From:
Andrew townshend
22 December 2020 09:20 AM
Some yrs ago a friend of mine changed the locks on a flat, the police turned up and gave him 1 hr to change them back or face arrest , I've changed locks on commercial properties in the past with the relevant notice in the window, one tenant did call the police, they laughed at him and told him I was within my rights to do so.
From:
Andrew townshend
22 December 2020 09:16 AM
Increased costs = increased rent, market forces as in any other business
From:
Andrew townshend
22 December 2020 09:07 AM
Tenants have rights now and are perfectly able to stand up for them
From:
Andrew townshend
22 December 2020 09:03 AM
I've lost a commercial tenant of 25 yrs through this covid, however I did last week re let the property, other than that everyone has been paying, I don't rent to anyone under 25 and prefer over 30s, youngsters are generally a nightmare.
From:
Andrew townshend
22 December 2020 09:00 AM
Another bright idea that will end up as a complete failure just like help to buy and shared ownership, laughable
From:
Andrew townshend
21 December 2020 20:41 PM
You're a funny man Mark, keep it up, a laugh a day, merry Christmas mate.
From:
Andrew townshend
21 December 2020 09:40 AM
Fine so we cannot put NO DSS or similar statements in adds, still will not be renting to them without a cast iron home owning guarantor, we may be the scum of the earth in some peoples eyes, I can live with that, but don't take us for mugs .
From:
Andrew townshend
21 December 2020 09:02 AM
Robert, I hope you would invite Mr T , there's still life in this old dog yet
From:
Andrew townshend
19 December 2020 20:03 PM
I think you will find most if not all on here pay their tax properly and honestly David.
From:
Andrew townshend
18 December 2020 17:25 PM
Well hopefully it will happen at some point in the next 12 months, then he will have that record of an S8, personally I would also go the money claim online route as well, not expensive and dead easy to do, then he'll have a CCJ which will screw his self employed business up , no landlord is going to want to touch him in the future
From:
Andrew townshend
18 December 2020 17:19 PM
Commercial properties are totally different, I still have a couple however I will not rent to a LTD company I will only rent to named individuals, The government can write off debts owed to it's self but not to others they would need to get a law passed to do that, it would never get through parliament.
From:
Andrew townshend
18 December 2020 09:22 AM
As in all trades some might, all rents that I receive are recorded, as are all costs, my accountant checks them, then files them with HMRC on my behalf, it pays to use a good established firm of accountants that are trusted by HMRC , I also have tax investigation insurance, £60 per yr each for my wife and myself, not had to claim on it yet, however a friend of mine did a couple of yrs ago and it was invaluable.
From:
Andrew townshend
18 December 2020 09:13 AM
Cannot be done, the debt is owed to private landlords, not to the government, I have a tax bill coming due at the end of Jan, will the government be telling HMRC to write that off ?
From:
Andrew townshend
18 December 2020 08:33 AM
That's just too much like common sense for today's world
From:
Andrew townshend
17 December 2020 19:25 PM
I used to get that problem from students when I rented to them in the 90s, ''the heating is too expensive to switch on'' but they could go out nights and get P****ed, haven't rented to students since and my mental health is much better for it.
From:
Andrew townshend
17 December 2020 16:26 PM
I have an old house that had suffered damp, present tenants been there 5 yrs now and no damp issues, come rain or shine, summer and winter bedroom windows are open in day time
From:
Andrew townshend
17 December 2020 14:24 PM
Well David I am one of very few landlords in my area that will ''consider'' tenants with pets, I have in fact picked up some very good long term tenants with pets because other landlords have a blanket ban on them, it used to be that I asked for an extra deposit but as I can no longer do that it now has to be a bit extra on the rent
From:
Andrew townshend
17 December 2020 14:14 PM
@ David Price, you're not wrong there mate, we have 2 looney left parties now
From:
Andrew townshend
16 December 2020 15:59 PM
David W , we don't have to give a reason for turning down a tenant, when I have a property become available I normally have 3 or 4 people apply, I'm always going to pick the one that I think can afford the rent, will pay the rent, and will be the leased trouble, if I have some one apply who is on benefits I ask for a guarantor, normally they cannot offer one, so that is the end of that.
From:
Andrew townshend
16 December 2020 13:20 PM
Rather than fining landlords with poor quality housing councils could carry out the improvements themselves then bankrupt the landlords if they don't pay up and taking ownership of the property if needed.
From:
Andrew townshend
16 December 2020 13:10 PM
Agree totally, I would just add that landlords also have the final say on who lives in their properties so those with poor credit histories will be homeless, we simply cannot take any risks now when it comes to selecting a new tenant, better an empty property than one with a rogue tenant in it.
From:
Andrew townshend
16 December 2020 11:42 AM
I agree David, landlords that break the law should face court action, and so should tenants.
From:
Andrew townshend
16 December 2020 09:56 AM
Section 21 is the accelerated eviction process, 99% of cases are due to non payment of rent.
From:
Andrew townshend
16 December 2020 05:38 AM
@ Daniela, my tenants love me as well, we get on very well, but you see past experience has taught me to steer clear of the lowlife tenants, what ever the sob story they spin , being a landlord has toughened me up a lot over the years having been taken advantage of and stabbed in the back many a time.
From:
Andrew townshend
15 December 2020 19:14 PM
Don't get me started on religion Robert, no time for it or the people.
From:
Andrew townshend
15 December 2020 17:41 PM
What happens after 3 months , they stop paying, we have to give them 6 months notice, it then takes a further 6 months going through the courts, then add to that the court and bailiffs fees, it's one thing being charitable, it's quite another being a complete mug.
From:
Andrew townshend
15 December 2020 08:06 AM
Boris has to go, if not we will have a labour government in 4 yrs time.
From:
Andrew townshend
14 December 2020 10:18 AM
I've used the same independent agent for 20yrs there are a few about a little cheaper but I'm not changing they look after my residential and commercial properties we work well together.
From:
Andrew townshend
11 December 2020 19:38 PM
So any LL that doesn't use this app is automatically a rogue LL ? stupid comment sir.
From:
Andrew townshend
11 December 2020 08:41 AM
I was VAT registered for 30yrs until I sold that business 13yrs ago, what a relief it was to get out of VAT, i am told it is worse still now.
From:
Andrew townshend
11 December 2020 08:38 AM
Ha, yes Simon, just spotted it, well good for a laugh anyway.
From:
Andrew townshend
10 December 2020 16:52 PM
Very little if anything at all
From:
Andrew townshend
10 December 2020 16:45 PM
Are Mike, common sense, very rare to day, we can thank Mr Blair for that one sending all those idiots to tin pot universities.
From:
Andrew townshend
10 December 2020 11:26 AM
With the exception of maybe David Wurth I doubt any of us on here would pay any attention to what the likes of the Guardian prints.
From:
Andrew townshend
10 December 2020 10:54 AM
Nothing poor about me boy !
From:
Andrew townshend
10 December 2020 10:37 AM
Nice idea Luke but there would be a vast number of tenants that insurance companies wouldn't touch with a barge pole.
From:
Andrew townshend
10 December 2020 10:15 AM
I have one property with a protected tenant I am allowed to apply for a new rent to be registered every 2 yrs, so every 2 yrs I apply to increase that rent
From:
Andrew townshend
10 December 2020 08:55 AM
My tenants are free to phone, text, or email either me or the agent at anytime, why do I need an app ?
From:
Andrew townshend
10 December 2020 08:49 AM
2033, is the yr that I will celibate my 80th birthday, if I'm still here, don't think I'll be too much bothered by then, that'll be a problem for the next generation of landlords
From:
Andrew townshend
10 December 2020 08:44 AM
Our laws don't apply to this gentleman ?
From:
Andrew townshend
10 December 2020 08:37 AM
In your world Sarah maybe, not in mine though.
From:
Andrew townshend
09 December 2020 15:58 PM
David W I disagree, once a wrong'n always a wrong'n, too many gullible do gooders out there.
From:
Andrew townshend
09 December 2020 11:22 AM
Landlord insurance to cover non payment of rent, very few tenants would qualify for this cover, insurance companies aren't silly there is only so much risk that they will cover.
From:
Andrew townshend
09 December 2020 11:11 AM
As I've said before I've never got involved with HMOs, they are not the sort of tenants I want, however housing benefit for single under 35s is only paid at the single room rate, so without these HMOs where would these people find a roof over their heads, I think the term is '' horses for courses''
From:
Andrew townshend
09 December 2020 09:20 AM
It's tenants that need the support to ensure their rent is paid, that way they won't be evicted in 6 months time, but of course any financial support they do receive for rent must be paid direct to their landlord because there are always those tenants that will use the money for things other than rent
From:
Andrew townshend
09 December 2020 09:10 AM
Mr Blair is a war criminal with the blood of thousands on his hands
From:
Andrew townshend
08 December 2020 15:13 PM
Matthew, we are only allowed to increase rent once per year for an excising tenant, the only other way we can increase rent is to agree and sign a new tenancy agreement, personally I access all the increased costs over the past yr than increase the rent to cover, I thought we all done this.
From:
Andrew townshend
08 December 2020 14:36 PM
Where a tenant is paid housing benefit then uses it other than paying their rent then this must be fraud surely .
From:
Andrew townshend
08 December 2020 12:22 PM
Matthew, don't all businesses increase their charges when costs increase ?
From:
Andrew townshend
08 December 2020 12:09 PM
These government grants are a waste of time, always have been and so is this one.
From:
Andrew townshend
08 December 2020 08:18 AM
Tell it as it is David, there's no other way is there ??
From:
Andrew townshend
07 December 2020 14:02 PM
Agreed, but isn't this true of most charities these days, very little gets to the genuine cause .
From:
Andrew townshend
07 December 2020 11:03 AM
This kind of benefit fraud is wide spread, and the miss use of motability vehicles, councils and DWP know about it yet in most cases chose to do nothing .
From:
Andrew townshend
07 December 2020 09:09 AM
It would depend on tenant demand in the area, might work in London, wouldn't work in Norwich at the present time.
From:
Andrew townshend
07 December 2020 08:49 AM
Conversion of shops to residential has been going on for a long time, I'm down to just 2 commercial properties now the rest have all been converted to residential, the high street was all but dead before covid, this has just killed it off for good now.
From:
Andrew townshend
07 December 2020 08:39 AM
@Lia, at present all my residential tenants are paying, however in the 90s I had been known to take matters into my own hands, if the need arises I will do so again, and so will many other landlords.
From:
Andrew townshend
06 December 2020 22:18 PM
Never have been a member of the NRLA , however I have been a member of Eastern Landlords Assoc since the early 90s , used to attend all their meetings, and learn't a lot from them, they are local to me and very helpful, however not a lot of use when it comes to representing us in government, I have often emailed my local MP George Freeman, needless to say I just get fobbed off with empty promises and bull sh*t.
From:
Andrew townshend
05 December 2020 19:28 PM
A single mum with one brat is bad enough, let alone with six of them.
From:
Andrew townshend
04 December 2020 16:55 PM
Yes and that means GCEs and A levels obtained this year won't be worth Jack sh*t
From:
Andrew townshend
04 December 2020 09:48 AM
''As in other European countries'' so would that also make non payment of rent a criminal offence as in other European countries or will they be cherry picking just the bits that they want ??
From:
Andrew townshend
04 December 2020 09:42 AM
@ Retired Agent, Oh I can remember interest rates at 15% old boy, let's just wait and see what's around the corner shall we, recessions have always worked well for me, it's the ''flash with no cash'' that will suffer, those that live excessive life styles based on debt.
From:
Andrew townshend
03 December 2020 14:46 PM
We are looking at the biggest recession of our lives coming up of course lenders are going to be careful with lending .
From:
Andrew townshend
03 December 2020 07:07 AM
There should be a loan scheme for tenants to pay their rent at present, it is irreverent whether a tenant , won't pay or cannot pay both are going to earn themselves a big black mark on their credit history that will follow them around for at least the next 6 yrs.
From:
Andrew townshend
03 December 2020 07:04 AM
Every one to their own, I last rented to students in the 90s, these days I rent unfurnished to working tenants.
From:
Andrew townshend
03 December 2020 06:57 AM
I have to agree with you on that one David I cannot see it happening either, but there is a down side here for tenants as well because we aren't going to be taking any risks when it comes to selecting new tenants.
From:
Andrew townshend
02 December 2020 11:49 AM
Paul Cunningham, I know that name from somewhere, are you a member of Eastern Landlords Assoc ?
From:
Andrew townshend
01 December 2020 20:45 PM
David W, we are landlords, not social workers, carers, or wet nurses , this is down to the local council to sort out.
From:
Andrew townshend
01 December 2020 10:21 AM
Every time I read something like this it just makes me more careful who I rent to.
From:
Andrew townshend
01 December 2020 08:50 AM
We are not told here why the landlord is evicting her ? could it be non payment of rent ? as that is the normal reason.
From:
Andrew townshend
01 December 2020 08:40 AM
Over the past 30 yrs the only advice I have ever needed is my gut feeling, the so called experts with letters after their names normally get it totally wrong.
From:
Andrew townshend
30 November 2020 10:41 AM
Does it matter if house prices do drop, it's only a loss on paper, stick with them and keep drawing that rent, and if they do drop buy some more.
From:
Andrew townshend
30 November 2020 09:41 AM
No council or government will tell me who I have to rent to, the property will sit empty first.
From:
Andrew townshend
30 November 2020 09:37 AM
Don't want sympathy, just want tenants that pay, and a quick way of getting rid of those that don't.
From:
Andrew townshend
30 November 2020 09:29 AM
Why ? only if he has too much debt, I got into BTL for the same reasons, had every spiv in a suit trying to sell me private pensions, there're a scam, a total rip off, I was the guy in the auction room that bought the worst property of the day, for cash, then got into them renovating, let them out , then back to the auction room for the next one, never looked back, and certainly no regrets.
From:
Andrew townshend
30 November 2020 09:26 AM
Of course lenders are going to be careful lending money just as we are going to be careful who we rent to, hard times ahead with mass unemployment and bankruptcies.
From:
Andrew townshend
30 November 2020 09:14 AM
I'm working through mine, I booked one day a month with an electrician, now just got 3 more to go, mine are in good condition so faults / up grades are minimal .
From:
Andrew townshend
28 November 2020 09:47 AM
Where ever does your daughter live ? £1500 per month-- wish I could get that for a small 3 bed house, I would be very lucky to get half that here in Norwich , not everyone on benefits are skivers, but a very large percentage are.
From:
Andrew townshend
27 November 2020 19:56 PM
Andrew W you would be happy to see non payers evicted in 2 months, so would every landlord, if we could do that we may well be prepared to take a risk with some tenants, however this is not the case, and never will be in this country , so I'm very sorry but for me and most other landlords this a risk we are not going to take, don't blame us, blame the system.
From:
Andrew townshend
27 November 2020 19:48 PM
I've had big problems with single mums on benefits in the past so am very reluctant to rent to them now, I would at least need a cast iron guarantor before i even considered renting to one.
From:
Andrew townshend
27 November 2020 17:17 PM
Has he been banned from ever letting property out again ? sounds like he should be.
From:
Andrew townshend
27 November 2020 08:58 AM
Personally I have never got involved with HNOs , I probably would not like to live next door to one, but we can all suffer a bad neighbor even in an area of million pound + houses.
From:
Andrew townshend
27 November 2020 08:53 AM
Why is it a shock? I get on well with all my tenants (16 at present) first name terms, I have in the past had tenants that didn't much like me, generally the ones that I told to leave because they were not paying their rent
From:
Andrew townshend
27 November 2020 08:46 AM
What makes you think that mummy and daddy helped any of us buy our first houses? most of us on here are of a generation that worked hard, stood on our own 2 feet from an early age and saved, we are not from the ''entitled'' generation.
From:
Andrew townshend
27 November 2020 08:40 AM
Sorry Andrew our properties we chose who lives in them just as a builder would chose who he works for, as I said before we have had so much trouble getting the rent paid from people on benefits in the past, and also now it can take us a year + to evict a non payer we are not prepared to take that risk.
From:
Andrew townshend
27 November 2020 08:34 AM
Yes the Mustard shop is still here but the old Colman's factory is going, expect houses will be built there .
From:
Andrew townshend
26 November 2020 16:51 PM
Mostly Victorian terraced houses, couple of shops with flats over (no leasehold flats) a 1950s ex council house, and a couple of Bungalows, 16 in total slowly purchased over the past 30 yrs, Norwich area is very different to London.
From:
Andrew townshend
26 November 2020 16:38 PM
@ Echis there is good reason for most of us not to rent to benefit claimants, past experience has proved that it is very hard to get them to pay their rent and that the housing benefit payments do not cover the full rent, we are not operating a charity , it is the local council's responsibility to home homeless people in their area , so people on benefits are best left to the local council to home.
From:
Andrew townshend
26 November 2020 16:28 PM
I do very nicely renting property in and around Norwich, where are your properties David
From:
Andrew townshend
26 November 2020 16:14 PM
Haven't noticed any drop in Norwich, even though most of the office blocks are empty .
From:
Andrew townshend
26 November 2020 07:33 AM
More reason to refuse tenants on benefits.
From:
Andrew townshend
26 November 2020 07:30 AM
I do my own call outs where ever possible, I did try boiler cover on one property a couple of yrs ago, that was a total waste of time and money.
From:
Andrew townshend
26 November 2020 07:27 AM
Agreed, no hand outs needed, just tenants that pay their rent in full and on time
From:
Andrew townshend
25 November 2020 22:12 PM
Not just any old guarantor either, one with a perfect credit history, a well paid job and a home owner, the dross are going to find life very hard.
From:
Andrew townshend
25 November 2020 15:43 PM
I don't trust these kind of outfits, it's as simple as that.
From:
Andrew townshend
25 November 2020 09:38 AM
At 80 he really should be handing control over to younger family members.
From:
Andrew townshend
25 November 2020 09:35 AM
Bad landlord yes, but what ever sort of tenants are they living like that, vulnerable ? leave those kinds to the council to home, more trouble than they are worth.
From:
Andrew townshend
25 November 2020 09:31 AM
From what I'm being told most tenants are still paying, I've lost a commercial tenant of 24 yrs who has now lost her business through no fault of here own, but have a new tenant taking over next month, life goes on, help from government, or council ? forget it, dreaming.
From:
Andrew townshend
25 November 2020 09:26 AM
Longer leases, fine, most of my tenants stay longer than 3 yrs, but there has to be a trade off here, a quick and easy way of evicting non payers.
From:
Andrew townshend
25 November 2020 09:18 AM
Yes sometimes we have no choice other than to swallow hard and move on, I think it has happen to all of us at some point
From:
Andrew townshend
24 November 2020 20:41 PM
Mr Wirth a landlord.... LOL !
From:
Andrew townshend
24 November 2020 18:28 PM
I don't have any HMOs so I don't have that problem, I have had tenants change the locks , but no deposit returned without first having the keys, I have however had to drill a jammed lock out once, it took a little while and a few drill bits but got there in the end.
From:
Andrew townshend
24 November 2020 18:16 PM
If a lock needs changing I do so my self, it's not rocket science, dead easy, and all available from screwfix or toolstation.
From:
Andrew townshend
24 November 2020 08:35 AM
The main fact that I would like to know here is the Lady up to date with her rent payments ??
From:
Andrew townshend
23 November 2020 11:14 AM
I wouldn't trust outfits like this no further than I can spit.
From:
Andrew townshend
23 November 2020 11:05 AM
Surely it's the local councils responsibility to provide for the vulnerable , personally I would not take a vulnerable person as a tenant , that would just be asking for trouble.
From:
Andrew townshend
23 November 2020 09:36 AM
For you Ruan that is a very sensible comment, but I won't be finding that out because I like most others on here will not be signing up to this scheme.
From:
Andrew townshend
21 November 2020 13:31 PM
I think that's very reasonable, but you could take over the management yourself then you would not have to pay any fees
From:
Andrew townshend
21 November 2020 13:28 PM
I don't do developer new builds either, all but 2 of my properties were built in the late 1800s, I have 1 ex council house built 1953 and a bungalow built 1976 by a respected local builder.
From:
Andrew townshend
20 November 2020 10:17 AM
My letting agent charges 10% + vat and for that I get an excellent service and the rent paid into my bank account the same day that they receive it, there even some letting agents around here charging just 8%, but I'm very happy with the one I have and have used them for the past 20 yrs
From:
Andrew townshend
20 November 2020 10:09 AM
And the monthly rent for these places will be...?
From:
Andrew townshend
20 November 2020 07:59 AM
18% + vat ? NO THANKS.
From:
Andrew townshend
20 November 2020 07:50 AM
David, I simply pointed out that I am a landlord and as such was I was sure they would understand why
From:
Andrew townshend
19 November 2020 20:02 PM
Funny thing here is I have just now received an email asking me why my membership payment to the Conservative party was not paid this month, I have politely replied as to why after 45 yrs I can no longer support them.
From:
Andrew townshend
19 November 2020 19:28 PM
The government can hit us all they like, what they forget is just like any other business all costs are passed onto the end user, it really should be made law that all MPs have run a business at some point during their lives then they might just grasp this.
From:
Andrew townshend
19 November 2020 19:15 PM
The simple answer, buy for long term income, not to get rich quick.
From:
Andrew townshend
19 November 2020 16:09 PM
John, just P off there's a good boy.
From:
Andrew townshend
19 November 2020 15:05 PM
Funnily John my tenants all think so, we all get along just fine, including the guy I termed '' as rough as old boots'' he would likely agree with me, call a spade a spade, there's nothing wrong in that.
From:
Andrew townshend
19 November 2020 11:04 AM
You mention ventilation, I have a house in Norwich which over the years I have had many tenants complain about damp, I tell them to heat and ventilate it, but of course they don't, the present tenant, been there 4 - 5 yrs now, he's as rough as old boots, I know he sub lets, but he always pays and no damp issues since he's been there, why? because when ever I drive past in day time, whether summer or winter the upstairs bedroom windows are open, 99 times out of 100 damp issues are down to the person living there.
From:
Andrew townshend
19 November 2020 10:11 AM
Do you contribute to labour by any chance David, just asking.
From:
Andrew townshend
19 November 2020 09:40 AM
Rents and demand seem to be holding up in Norfolk, don't know about other areas.
From:
Andrew townshend
19 November 2020 08:37 AM
It would seem the Landlord was given time to carry out these works, he didn't carry them out so he only has himself to blame, I would very much like to see a council take similar action against sub letting tenants, doubt that will ever happen.
From:
Andrew townshend
19 November 2020 08:34 AM
No different to the developers telling their buyers which solicitor to use for the purchase of their properties, I believe this to be common practice, and sometimes insisted on.
From:
Andrew townshend
19 November 2020 08:27 AM
Complete waste of time.
From:
Andrew townshend
19 November 2020 08:21 AM
Differing ways of looking at this, firstly there are certain areas of London that have some very poor rented properties and often illegal, checking up in this manor with the carrot of large rent rebates to the tenant seems to be the wrong way of going about it, if one of these tenants drop their landlord in the s*** , the council comes along and places a closing order on the property all the tenants will be homeless, I very much doubt these tenants will be able to find a good landlord with good properties to take them on. might be a case of '' horses for courses'' ?
From:
Andrew townshend
19 November 2020 08:17 AM
Generally most of my tenants are long term, I'm just such a nice guy and a good landlord !
From:
Andrew townshend
18 November 2020 08:16 AM
18 Months is a short period of time in a life time of renting, so what all landlords need to do now is serve a money claim online to every tenant that gets to 2 months in arrears, that way for the following 6 yrs every time that non paying tenant tried to rent another property their CCJ would show up on their credit history, what landlord would take on a new tenant with a CCJ now ?
From:
Andrew townshend
18 November 2020 08:04 AM
That's what a lot of us '' boomers'' done, I've lived in caravans on site with wife and young children in tow, if you want things in life you need to work for them and go with luxuries .
From:
Andrew townshend
17 November 2020 19:47 PM
The problem with new builds, just like new cars, is they are over priced because they are ''new'', try buying one a year old and save a lot of cash
From:
Andrew townshend
17 November 2020 19:41 PM
I agree Phil, however there is nothing stopping you doing a ''money claim online'' just as that builder would do to a non payer .
From:
Andrew townshend
17 November 2020 19:34 PM
David, you misread my comment, this offence was in Thetford, 30 miles from Norwich, I don't have properties in Thetford, it was the London over spill town of the 60s and a dreadful area. The offence in Norwich we all know who is responsible and so does Norwich city council, but knowing and proving are 2 very different things. Further more I do agree the fine is not anywhere near enough, neither has the guilty party been named.
From:
Andrew townshend
17 November 2020 10:07 AM
A letter requesting ? well that's not law, so why would bailiffs take any notice of it ?
From:
Andrew townshend
17 November 2020 09:42 AM
Even before I left school I was saving part of my wages from my paper rounds, my first house was a wreck that I paid £5k for cash, then spent a year renovating it, today's young live for today and spend spend spend, small wounder that they cannot buy property.
From:
Andrew townshend
17 November 2020 09:38 AM
If the landlord wasn't guilty of the offence why would he have admitted it ? There is an old sofa laying on the path outside one of my properties in Norwich, it's not mine, and my tenant says it isn't his, I reported it a month ago, it still lays there, we all know who does the fly tipping in that area but nothing done about it.
From:
Andrew townshend
17 November 2020 09:31 AM
Simple, don't sell, just keep taking the income.
From:
Andrew townshend
17 November 2020 09:21 AM
The government and councils are going to regret this, once these non payers are removed what landlord is going to touch them ever again, tenants with poor credit histories, no job, or an insecure job are going to struggle to find any landlord to take them on, still good news for the B&Bs that councils use to home the homeless, better an empty property than one with a feckless tenant in it
From:
Andrew townshend
17 November 2020 09:18 AM
Jay, I'm not complaining at all, becoming a landlord 30 yrs ago was the best move I ever made, I'm hands on and love it, what I don't do however is the workshy scroungers that take the P***, and in my 30 yrs experience this mainly applies to single mums breeding to avoid work and live off the tax payer, truth hurts, but that's the way it is, FACT !!
From:
Andrew townshend
16 November 2020 21:59 PM
Thank you Daniela, and well said, I very much doubt Ms Jay Spence is truly a landlord at all, more likely a plant from GR or Shelter.
From:
Andrew townshend
16 November 2020 20:51 PM
Clearly many would disagree with you, maybe you haven't experienced these types, I and many others have, so you rent to your single mums, but don't expect me to.
From:
Andrew townshend
16 November 2020 15:31 PM
For too many women now children = a free ride, I saw this a few yrs ago with a tenant, her daughter came of school age then the job centre started chasing her to apply for jobs and attend interviews, she disappeared off to Spain for the summer and came back pregnant , it's called '' working the system '' now it's no to single mums for me.
From:
Andrew townshend
16 November 2020 10:17 AM
Of course it won't work, and the lady calls her self an expert after just 11 yrs.
From:
Andrew townshend
16 November 2020 09:19 AM
@ David Wirth, aren't 99% of charities corrupt ?
From:
Andrew townshend
12 November 2020 21:44 PM
£15m in tax payers money, I would very much like to see a breakdown as to where that money, our money, is spent, I suspect most of it goes in over generous wages within shelter, just like most other '' charities ?'' , crowd funding ? count me in, I truly think most other landlords would chip in as well.
From:
Andrew townshend
12 November 2020 21:41 PM
These grants are a total waste of time.
From:
Andrew townshend
12 November 2020 17:38 PM
I'm a member of eastern landlords assoc , they are local and helpful, but no use where fighting the government are concerned, we do need someone with some balls to fight our side.
From:
Andrew townshend
12 November 2020 17:16 PM
IHT isn't my problem, my children will have to sort that out, and after all even after IHT is paid they are still getting something for nothing.
From:
Andrew townshend
12 November 2020 17:10 PM
They have us by the short and curlies for now but that will change when more and more landlords refuse to rent to the dregs, then who's going to house them ?
From:
Andrew townshend
12 November 2020 13:48 PM
They pay their staff and management big bucks though, I wounder if Mr Wirth is on the pay roll.
From:
Andrew townshend
12 November 2020 12:50 PM
Yes Micheal that's what I did in the 90s 15 minutes between viewings all afternoon, face to face, If I say myself I'm a good judge of people, give me the guy that came straight from work, not the ponce in a suit.
From:
Andrew townshend
11 November 2020 21:26 PM
No Robert I like the lights on, I need to be seeing what I doing and who I'm doing it with.
From:
Andrew townshend
11 November 2020 21:17 PM
Thing here Fredy is that we have to make damn sure we don't rent to this kind of scum in the first place, these kind of tenants are best left to the local council to house, I've had properties left in a discussing state, but so far I have never had one wrecked.
From:
Andrew townshend
11 November 2020 21:13 PM
Yes Fredy, speaks volumes doesn't it about England, hang your head in shame Boris.
From:
Andrew townshend
11 November 2020 21:05 PM
As with landlords and tenants there are good and bad agents, I have used a small independent agent in Norwich for more than 15 years, no problems, we get on well.
From:
Andrew townshend
11 November 2020 12:47 PM
Even in places such as Liverpool where property prices are low few of the young will be buying, 15 - 20% deposits now becoming the norm and the average younger person more interested in ''living the life style'' than saving.
From:
Andrew townshend
11 November 2020 08:28 AM
As it has now been made very difficult for us to evict non payers it's a case of being very careful the tenants we take on, I rejected a guy that worked in hospitality, just too risky, but I did have 3 other working tenants wanting the same property, defiantly a case now of '' better an empty property than one with a none paying tenant in it''.
From:
Andrew townshend
11 November 2020 08:19 AM
Well John I have several properties that won't make the 'C' status, they all owe me peanuts, mainly purchased in the 90s, I will be 68 next year, so if I cannot rent them after 2025 I will put them in auction and take what ever I get for them, after all at that point in time I will be 72 so likely won't want the bother of them then.
From:
Andrew townshend
10 November 2020 17:02 PM
Years ago I had a car repair garage, if someone didn't pay me they got a CCJ on princible, generally I did get my money even if it was only £10 a month as an attachment to earnings
From:
Andrew townshend
10 November 2020 16:50 PM
@ m d Of course you are correct , however I cannot see many tenants voting tory what ever this government gives them.
From:
Andrew townshend
10 November 2020 16:32 PM
Hold off until 2021 / 2 property making too much in the auction room at present.
From:
Andrew townshend
10 November 2020 06:34 AM
Don't know about London, we're doing alright in Norfolk, I've got a property coming empty next month, already got 4 working tenants wanting it, one works in hospitality though so I'm giving him a miss.
From:
Andrew townshend
10 November 2020 06:32 AM
Wait until next year, then buy for cash, the future is not looking good for anyone with excessive debt, cash is king again.
From:
Andrew townshend
10 November 2020 06:27 AM
It won't just be the over indebted landlord properties, there will be plenty of over mortgaged owner occupier properties being reprocessed as jobs go and relationships break up, bargains to be had in the auction rooms over the next couple of years.
From:
Andrew townshend
10 November 2020 06:23 AM
Come on David we all know it would be a total waste of time.
From:
Andrew townshend
09 November 2020 10:12 AM
Shelter, like most charities, are in it for themselves, highly paid staff who do very little.
From:
Andrew townshend
08 November 2020 16:55 PM
Maybe, but I bet it is well over 100K or even more than 200k, charities stink !
From:
Andrew townshend
07 November 2020 20:28 PM
Exactly, this is the thing about these so called charities, and not just shelter, it's obscene, and why I am very careful which charities ? I give to, seems to me 90% of charities are just out for what their employees can get out of it , one big big scam which needs sorting out.
From:
Andrew townshend
07 November 2020 20:25 PM
I don't know what that will achieve David, an agent is just an agent whether nationalized or not, the choice of tenant is still the landlords decision.
From:
Andrew townshend
07 November 2020 15:12 PM
Boris & co are not conservatives, we no longer have a conservative party.
From:
Andrew townshend
07 November 2020 11:05 AM
Seems strange that he is on remand for criminal damage, I would have thought he would have got bail for that.
From:
Andrew townshend
07 November 2020 09:31 AM
You have children then it is the local councils responsibility to house you, I'm surprised that your landlord hasn't already issued you with eviction notices, all he / she has to do is date them 6 months forward from now. Also as you have children U C should be more than enough to live on and pay at least some of your rent.
From:
Andrew townshend
07 November 2020 09:27 AM
I don't have a problem with this national register of landlords, just so long as we can have one for tenants as well.
From:
Andrew townshend
06 November 2020 21:41 PM
Yes David they are well worth their fee and they are back at work now.
From:
Andrew townshend
06 November 2020 16:38 PM
Gambling of any kind isn't for me.
From:
Andrew townshend
06 November 2020 15:46 PM
Voids are very useful for repairs and up grades especially now, any new tenants taken on now need to be very carefully checked and with guarantors where necessary.
From:
Andrew townshend
06 November 2020 14:48 PM
Ruan, you are getting to be a bore now, I'm not going to bother reading any more of your posts
From:
Andrew townshend
06 November 2020 07:44 AM
@Robert, if the police will not act take a trip to the main police station in your area and make an official complaint, I've done it, they hate it, and yes it gets results, we pay for the service, we expect it.
From:
Andrew townshend
05 November 2020 21:31 PM
I've not received any rent from a commercial tenant since March because she is unable to trade, the lady has been a perfect tenant for the past 24 yrs, thankfully non of my residential tenants have been affected and all are paying in full, you are right Alison non of us want to lose GOOD tenants at this time.
From:
Andrew townshend
05 November 2020 20:31 PM
An accountant is nothing special, neither is a professor these days, as I have said before all these qualifications have been drastically devalued.
From:
Andrew townshend
05 November 2020 19:35 PM
Ruan, squatters are not evicted, they are arrested as criminals , there is the difference
From:
Andrew townshend
05 November 2020 19:10 PM
Interesting theory Ruan, where are all these vacant houses? Squatting in a residential property has been a criminal offence for a few years now , some how I don't see your theory becoming practice.
From:
Andrew townshend
05 November 2020 17:08 PM
I expect unofficial evictions will be making a come back as well, what do you think ?
From:
Andrew townshend
05 November 2020 15:56 PM
Some years ago I illegally evicted some tenants, mostly I got away with it, one guy went to citizens advice and got himself a solicitor on legal aid, we agreed on £1000 compensation, far cheaper and quicker than doing it the legal way, I suspect these times will be returning, if they haven't already.
From:
Andrew townshend
05 November 2020 15:47 PM
I have some older renters as well, sold their properties and using the money to enjoy themselves while they still can, all makes perfect sense, their money and their's to do with as they wish, spend it before it's all taken in care home fees.
From:
Andrew townshend
05 November 2020 15:32 PM
I don't agree Ruan, BTL is likely dead for landlords with high debt, but it's still good for landlords that own their properties and are prepared to work hard at it hands on, pick tenants very carefully, no DSS, no single mums, no one under 25, and no all day curry eaters, you won't go far wrong
From:
Andrew townshend
04 November 2020 19:42 PM
Correction Fred, he's probably paid it, I doubt he truly earns it.
From:
Andrew townshend
04 November 2020 19:33 PM
I was the guy in the auction room in the 90s that bought the worst property of the day, cracked walls, no problem to me, 10 yrs ago I bought a property that had been traded in to a well known national developer, no one wanted it, black carpets and a kitchen hand painted purple, other than that there really wasn't much wrong with it, odd what people turn their noises up at.
From:
Andrew townshend
04 November 2020 19:29 PM
These people are squatters then, squatting in a residential property is a criminal offence, insist the police take action now, and be firm with the police, don't take no for an answer because the police will try to fob you off, any problems make an official complaint to the police, trust me that really works, I've done so in the past, they don't like it.
From:
Andrew townshend
04 November 2020 19:17 PM
Qualifications have been devalued, it would seem any old Tom, Dick or Harry can become a professor these days
From:
Andrew townshend
04 November 2020 17:01 PM
95% mortgages are a thing of the past, far too risky
From:
Andrew townshend
04 November 2020 16:45 PM
@ Mark Wilson, I don't think you fully understood my comment, FTB are unlikely to be buying the properties landlords sell both for the reasons you quote and my reasoning as well.
From:
Andrew townshend
04 November 2020 09:49 AM
A good local independent letting agent are worth their fees, most of my properties are now let that way, I'm still hands on in so much as I do my own repairs, clean ups and decorating, all my tenants know me and are welcome to contact me direct when ever they want to, it works.
From:
Andrew townshend
04 November 2020 09:01 AM
Better an empty property than one with a feckless tenant in it living for free, if we cannot evict then we aren't going to be taking risks on these types of tenants
From:
Andrew townshend
04 November 2020 06:08 AM
I cannot see how this is going to work, where is the money coming from. In the past I've come unstuck here, house shares don't understand the meaning of the '' joint and several '' clause, the times I've gone after the rent for one house mate to say '' here's my share mate, you'll have to see Fred about his share''.
From:
Andrew townshend
04 November 2020 06:03 AM
The way I see things is that this government wants to bring back home ownership, by forcing landlords to selling, all these properties will be bought by first time buyers, least ways that would seem to be the theory. 50 Years ago the young left school at 15, very few went on to university, most went to learn a trade, apprenticeships, one day a week at a local college, most of us, boys and girls, started saving from day one, that isn't how the young behave today, it's all about living life to the full payed for by debt, flash cars on the drip, and credit cards . Very few snowflakes will ever own their own homes unless someone gives them one.
From:
Andrew townshend
04 November 2020 05:50 AM
Taking on formally homeless tenants would be financial suicide for landlords.
From:
Andrew townshend
04 November 2020 05:33 AM
Philip mate, while I agree, I have to point out that you have it all wrong, shelter use their money collected to actually house people ? no no no , the money they collect is to pay the excessive wages of their staff, noises in troughs.
From:
Andrew townshend
03 November 2020 20:36 PM
We might be a bit sheltered here in sleepy Norfolk but I don't know of anymore than normal landlords with problem tenants, there will of course be a back log of non paying tenants being evicted next spring / summer.
From:
Andrew townshend
03 November 2020 09:41 AM
As per normal, academic = zero common sense .
From:
Andrew townshend
03 November 2020 08:49 AM
Fine let's do that David, but who do you think is going to pay that £500 fee ? as with any business it is always the end user that pays, might just be a case of shot in foot there old boy.
From:
Andrew townshend
02 November 2020 22:15 PM
@ DAVID EDMUNDS, if you sign a contract that says no pets then if you bring a pet into that property you have broken the terms of that contract, I am one of very few landlords that will consider pets, it used to be that I held an extra deposit from pet owners, but I cannot do that now, so it has to be an extra rent, I have dogs and many dogs and their owners are well behaved , but that the fact remains that many are not, hence the fact that most tenancy agreements state no pets, if you don't agree that term then don't sign that contract.
From:
Andrew townshend
02 November 2020 21:41 PM
When a council says it wants to help landlords smell a rat, it doesn't happen, it's a con , be very careful.
From:
Andrew townshend
02 November 2020 20:54 PM
Drive around these council estates and see how many flash new cars there are, buy the property at a massive discount, re mortgage , then go out to play, there is a reason people live in council houses, they are financially illiterate .
From:
Andrew townshend
02 November 2020 19:08 PM
Depends where in GB your are, still strong demand in and around Norwich
From:
Andrew townshend
02 November 2020 17:21 PM
Those of us that remain will have a larger group of tenants to choose from, tenants with poor histories and those on benefits will be finding it very hard to secure a roof over their heads.
From:
Andrew townshend
02 November 2020 08:00 AM
What will happen on the 2 Dec ? same as in April, the lock down will be extended, as we go into winter will this lock down be extended right through to spring ? I think this is very likely .
From:
Andrew townshend
02 November 2020 07:56 AM
Don't bet on it mate, desperate times mean desperate measures, Landlord income was never easy income, you would know that if you were a landlord, easy income is for the public sector and the benefit cheats.
From:
Andrew townshend
31 October 2020 20:15 PM
Well you see John, Sue and her likes think all those tenants will over night become home owners, really quite a joke aren't they ?
From:
Andrew townshend
30 October 2020 20:43 PM
You have my sympathy Sue, clearly you are a woman with one big big problem
From:
Andrew townshend
30 October 2020 19:23 PM
They got me some money back from a previous commercial tenant a couple of yrs back that I wasn't expecting to get.
From:
Andrew townshend
30 October 2020 15:43 PM
I've never had a problem escalating up to the high court
From:
Andrew townshend
30 October 2020 15:40 PM
I think the term is '' heads in sand ''
From:
Andrew townshend
30 October 2020 11:02 AM
Court bailiffs are a waste of time, pay the extra to use the high court bailiffs
From:
Andrew townshend
30 October 2020 10:49 AM
I'm not against that, what I am concerned about is the cost, trucks have to have an MOT every year, the operators pass that on in their chargers to their customers, so it'll be yet another cost that will be passed onto tenants.
From:
Andrew townshend
30 October 2020 09:36 AM
Fill your car up at a petrol station and drive off without paying is theft, live in a property without paying and that is considered okay in this country, but not in many others.
From:
Andrew townshend
30 October 2020 09:28 AM
That's just it Echis, most on here, myself included do their own repairs, call outs, upgrades, decorating and clean ups, if we just called other people in to do these things we would be losing money , I was crawling around in a loft looking for a leak today, don't get me wrong I'm not complaining here I love what I do, hands on.
From:
Andrew townshend
29 October 2020 19:11 PM
Its never been easy income.
From:
Andrew townshend
29 October 2020 17:22 PM
@ Echis, so landlords don't work then, we just sit in an arm chair on our laptops watching the cash roll into our bank accounts ? You have no idea do you?
From:
Andrew townshend
29 October 2020 17:20 PM
Don't have a problem with the licencing, it's the cost, but then as in any business these costs will over time filter through to the end user, the tenant.
From:
Andrew townshend
29 October 2020 09:52 AM
Over the last 30 yrs I have had 3 evictions and all have gone before the bailiffs have had to turn up.
From:
Andrew townshend
28 October 2020 21:52 PM
I expect in your eyes anyone in business is classed as greedy from the corner shop to the garage down the road, we are all in it to make a profit, other wise there would be no point.
From:
Andrew townshend
28 October 2020 16:32 PM
In the long run they just make life worse for the very people that they are supposed to be representing , but I expect most of their staff are fresh out of university, zero common sense
From:
Andrew townshend
27 October 2020 20:36 PM
Most tenancy agreements state no smoking within the property, now it's one thing stating this in the agreement, it is quite another enforcing it, HMOs I would say attract more of the types that are likely to be smokers and more of the types that would not adhere to the rules, so this increases the fire risk, I don't do HMOs because of the types of tenants they attract, we are all out to maximize profits but at what cost.
From:
Andrew townshend
27 October 2020 19:22 PM
You have been very lucky lady, there might be the odd exception but they are few and far between, experience proves this to be true, we landlords are not charities, leave the vulnerable to the council is the best advice.
From:
Andrew townshend
27 October 2020 11:25 AM
I had damp issues with an old house, however new tenants 4 yrs ago, 2 middle aged men, when ever I drive past, come rain or shine, summer or winter the bedroom windows are always open during the day, result ? no damp issues for the past 4 yrs.
From:
Andrew townshend
27 October 2020 11:18 AM
The above is all very well and good in theory, but not always in practice, while there are tenants that would honor their side of such agreements their are many that would not and just take advantage .
From:
Andrew townshend
27 October 2020 08:08 AM
I assume the property was okay when they moved in, if not then why did they take a tenancy there, so the property has become damp since they moved in which sounds like it's caused by the way they live, no mention of if they are up to date with their rent, probably a lot more to this than they are letting on.
From:
Andrew townshend
27 October 2020 08:01 AM
The leader of Norwich City Council ( wage well in excess of £100k ) lives in a council house on a subsidized rent, stinks doesn't it, I also understand that the leader of one of the top unions also lives in a subsidized council house because he doesn't believe in home ownership, so thereby blocking homes to those families that need them, that's labour for you.
From:
Andrew townshend
26 October 2020 19:34 PM
@ David Wirth, trust me I will never be in those kind of dire straits as you put it David.
From:
Andrew townshend
26 October 2020 15:51 PM
''Vulnerable'' tenants are not worth the bother, leave them to the local council to house .
From:
Andrew townshend
26 October 2020 07:08 AM
I don't know about others on here but I wouldn't touch a homeless person referred by a council, that's the local council's problem not mine, maybe shelter could house them ??
From:
Andrew townshend
26 October 2020 06:58 AM
Echis I doubt you have any idea what you are talking about, landlords big and small need to evict non paying tenants, and that includes social housing landlords
From:
Andrew townshend
25 October 2020 08:24 AM
@ Gerrad Timms, I take and agree with every thing you say about London, but wild horses would never drag me there , I 'm a Norfolk boy, while there is money to be earn't in London cost of living is high, that way of life may suit many, it certainly would not suit me .
From:
Andrew townshend
22 October 2020 21:28 PM
It's an age thing Paul, so do I.
From:
Andrew townshend
22 October 2020 20:14 PM
Andrew or Andy is just fine Paul, but please not Anthony
From:
Andrew townshend
22 October 2020 17:41 PM
Bankrupt sandwich shops, I've got one of those, well the lady's on the verge of bankruptcy, she has been a good tenant of mine for more than 24 yrs, I've not charged her any rent since March in the hope that she could get going again, but it is really not looking good.
From:
Andrew townshend
22 October 2020 16:40 PM
It is exactly these kind of landlords that give the rest of us a bad name, ban them and take the properties away from them. What will happen to their tenants though, I doubt very much that they would be the kind of tenants any of us would consider at any money, still that's the council's problem to home them.
From:
Andrew townshend
22 October 2020 13:39 PM
@Echis R , you think property values would drop low enough for homeless families to become home owners ? sir you are dreaming.
From:
Andrew townshend
21 October 2020 16:51 PM
The only flats that I own are ones where I own the freehold of the property, and all brick built, never done leasehold, looked at some over the years, until I read the lease terms, then walked away swiftly
From:
Andrew townshend
21 October 2020 09:38 AM
I expect London will take a kicking, people moving out and who can blame them.
From:
Andrew townshend
21 October 2020 09:31 AM
As Paul says keep sec 21 for a fast track way of evicting non payers, that's all I've ever used it for, then no one can call it a no fault eviction, problem solved.
From:
Andrew townshend
21 October 2020 09:18 AM
Mediation doesn't work, it a tenant isn't paying there is only one thing to do, evict ASAP.
From:
Andrew townshend
20 October 2020 14:02 PM
There will always be that element out there that consider our laws don't apply to them, or that they are above the law.
From:
Andrew townshend
20 October 2020 13:56 PM
Agreed, vulnerable / benefits tenants are best left to councils and housing associations to home.
From:
Andrew townshend
20 October 2020 08:08 AM
Yes Paul but the landlords that will be bankrupted will be those that borrowed too much, those that tried to run before they could walk , said it before, and I will say it again, the saying in the motor trade was '' flash with no cash'' cash will be king again.
From:
Andrew townshend
19 October 2020 21:45 PM
What turns around will come around Paul, it always does in the fullness of time .
From:
Andrew townshend
19 October 2020 21:32 PM
@ Paul, agreed, you, me, and many others on here are old school, and were bought up properly with proper values, not the way it is now, now we have the entitled generation who want and expect it all now, new flash cars on the drip, 3 x holidays per year, nights out, designer clothing and all those coffees, then they have the nerve to whinge that they cannot afford to pay their rent, and far less buy a property, it is however this very generation who will have the miserable skint retirement, that is is if they can ever retire, sympathy ? none, zero, self inflected, and well deserved.
From:
Andrew townshend
19 October 2020 20:31 PM
Guaranteed rent for a yr, so what happens after that? Norwich tried it once, a farce .
From:
Andrew townshend
19 October 2020 08:32 AM
I suspect there are many landlords within the labour party, certainly Mr Blair has been for yrs.
From:
Andrew townshend
19 October 2020 08:28 AM
Spot on Paul, would seem Lou Valdini doesn't know what he is talking about, clearly not a landlord.
From:
Andrew townshend
18 October 2020 17:19 PM
We can however ask the tenant to supply their own referencing from a suitable source, that way the tenant wastes their own money .
From:
Andrew townshend
15 October 2020 09:17 AM
These properties belong to landlords, so landlords will decide who lives in them, we don't have to give a reason for refusing a tenancy, it'll still be NO DSS, but not in those words.
From:
Andrew townshend
15 October 2020 09:09 AM
Don't do gambling, a total mugs game.
From:
Andrew townshend
14 October 2020 21:59 PM
@ Paul, yes you could be right, most of us so far obey the rules, but we are all only human, push anyone too far and what happens ? well I don't need to spell that one out do I ?
From:
Andrew townshend
12 October 2020 21:59 PM
I also have a very good independent local agent who I have used for more than 20 yrs now, money goes into my bank account the same day that they receive it.
From:
Andrew townshend
12 October 2020 08:11 AM
The courts and bailiffs will be very busy come March next year, it will likely take them a year to get through the back log, but it will happen, those that don't pay will be out, we'll know who they are so who will be housing them ?
From:
Andrew townshend
10 October 2020 13:37 PM
I stopped renting to students back in the 90s, give me decent, down to earth, hard working people any day.
From:
Andrew townshend
09 October 2020 08:25 AM
Without the loans their credit score will be trashed, section 8 evictions and money claim online for monies owed .
From:
Andrew townshend
08 October 2020 16:43 PM
I feel really sorry for Mark'
From:
Andrew townshend
08 October 2020 09:47 AM
David, would it be any different to all the student loans that are handed out each year, how many of these will ever be paid off ?
From:
Andrew townshend
08 October 2020 09:46 AM
I could never vote labour' but I'm also a Conservative party member who at this moment in time could not vote for the conservative party as they stand, I even voted for Boris to be leader, in hind sight wasn't that a big mistake .
From:
Andrew townshend
08 October 2020 09:37 AM
As with Robert and many other landlords I was the guy in the auction room which bought the properties than no one else wanted then rolled up my sleeves, got very dirty, and renovated them, I'm the one that clears up after tenants leave, carry out repairs, up grades, and re decorates, don't get me wrong here I'm not having a whinge , I love what I do and have never been afraid of hard work, it's all to easy for people on the outside to think that other people's job is easy.
From:
Andrew townshend
08 October 2020 09:31 AM
I''ii second that !
From:
Andrew townshend
07 October 2020 19:21 PM
I have many long term tenants, one retired couple, been my tenants nearly 10 yrs, transformed the garden, hard and soft landscaping , new kitchen unit fronts, new work tops, decorated to a very high standard and even installed a wet room, all at no cost to me.
From:
Andrew townshend
07 October 2020 16:11 PM
Who would have thought it, we voted conservative and got labour.
From:
Andrew townshend
07 October 2020 08:59 AM
Poor quality properties do need to be brought up to a decent standard, but there is a trade off here, once these poor quality properties are improved they will be suitable for a better quality tenant, so what then happens to the low life feckless tenants that had been living in them,'' horses for courses ''
From:
Andrew townshend
07 October 2020 08:57 AM
He's got a daytime TV show, now that sums the sad little man up perfectly, not a clue about the real world out there.
From:
Andrew townshend
07 October 2020 08:48 AM
@ Mark, just go away boy.
From:
Andrew townshend
06 October 2020 21:51 PM
@ Philip, surely the same must apply to landlord details then ? with tenants if I am asked for a reference I will give a good one if deserved , if not I will simply say that I am unable to give a reference in this instance, which should mean don't touch them !
From:
Andrew townshend
06 October 2020 21:46 PM
When a council comes out with the words '' we want to work with landlords '' alarm bell should ring loud and clear, walk away.
From:
Andrew townshend
06 October 2020 20:19 PM
And they wounder why us landlords don't want anything to do with them, house them on some low life council estate, there's no shortage of them are there ?
From:
Andrew townshend
06 October 2020 19:57 PM
It's not the licencing, I'm sure most if not all on here would be okay there, it's the cost which will be passed on , if not all at once certainly over a period of time. There are still some rogue landlords out there and I suspect most of them are in certain parts of London.
From:
Andrew townshend
06 October 2020 16:48 PM
90% of the time landlords and tenants get on just fine, first name terms, trouble starts when we get a tenant that thinks it's okay not to pay.
From:
Andrew townshend
06 October 2020 14:09 PM
Simon, look on a map and check train time tables, Norfolk is only an hour from London, I know many locally that do it.
From:
Andrew townshend
06 October 2020 09:57 AM
Londoners fleeing the city, nice properties in Norfolk are selling like hot cakes, often for over asking prices.
From:
Andrew townshend
06 October 2020 08:24 AM
And didn't he get off light, no justice there.
From:
Andrew townshend
06 October 2020 08:21 AM
Norwich City Council tried something like this a few yrs ago, total non starter, waste of time, not the sort of tenants I want in my properties.
From:
Andrew townshend
06 October 2020 08:18 AM
I've said it before and I'll say it again, whatever the business costs are always passed down to the end user, so up go rents yet again, everyone needs somewhere to live, few can afford to buy , councils and housing associations cannot cope with demand.
From:
Andrew townshend
06 October 2020 08:13 AM
I've also been quite lucky, I've had problem tenants in the past but always been able to get rid quite easily, these days I don't take any risks where new tenants are concerned, I'll wait for the right ones to come along, and they always do.
From:
Andrew townshend
05 October 2020 23:00 PM
Well Paul they can play the race card as much as they like, telling the truth as it really is, is not racism .
From:
Andrew townshend
05 October 2020 16:13 PM
Rents in the Norwich area are holding up and a strong demand, not surprised to see London dropping though.
From:
Andrew townshend
05 October 2020 08:16 AM
About time these scum type landlords were dealt with, clearly they consider our laws don't apply to them, they are so arrogant to consider them selves above our laws, they give us decent landlords a bad name
From:
Andrew townshend
03 October 2020 20:24 PM
Well from what I have been told around £15k to install and very expensive to run.
From:
Andrew townshend
01 October 2020 19:08 PM
I have read the conditions of the ''green homes grant'' and just like the green deal a complete waste of time, another non starter.
From:
Andrew townshend
01 October 2020 07:46 AM
How are going to get the average Victorian terraced house up to band c ? even if we could the cost would be massive, and what happens to costs ? oh that's right as with any business they get passed onto the end user.
From:
Andrew townshend
01 October 2020 07:43 AM
@ Lydia, there are exceptions, but they are very few and far between, as for us baby boomers having it easy when we were your age, you couldn't be more wrong.
From:
Andrew townshend
30 September 2020 19:21 PM
Good luck Marc and thank you.
From:
Andrew townshend
30 September 2020 08:14 AM
It would seem to me that most of the young only have themselves to blame here, mostly by their indulgent life styles , the i'm entitled attitude, and not wanting to get there hands dirty helping themselves. Also the high loan to value mortgage is a thing of the past, just as us landlords now need to be more and more careful who we rent to, banks are having to be very careful who they lend to.
From:
Andrew townshend
30 September 2020 08:12 AM
@ Robert , well nail on head there, I wouldn't want a Rolls Royce, and have never owned one, I was in the motor trade for 30 yrs, had and enjoyed the flash (secondhand) cars when I was younger, been there, got the tee shirt, cars do a job these days for me, reliability comes first now followed with sensible servicing costs, run them into the ground before going to the car auction to buy a replacement , max investment, £10k
From:
Andrew townshend
29 September 2020 20:36 PM
Yes Robert, is it a case of the truth hurts ??
From:
Andrew townshend
29 September 2020 19:15 PM
Why Mark, I cannot afford a new Rolls Royce , perhaps they should lower their prices ??
From:
Andrew townshend
29 September 2020 19:10 PM
@Algarve Investor, your 50,000 sounds a lot, but as a percentage of the population of GB which I believe is around 65 million it's really very few. @ Seb, well who would believe, this is a rare occasion I agree with you 100%
From:
Andrew townshend
29 September 2020 18:18 PM
@ Retired Agent, High Court bailiff do now have to give 14 days notice , but still much quicker than court bailiffs and well worth the extra money.
From:
Andrew townshend
29 September 2020 17:15 PM
Totally agree David, and in the past I have done just this, a CCJ is for money owed and as such a court has to allow it, normally around £60 money claim online dead easy to do, no need for a solicitor , often people that don't pay can pay at a later date, then they suck their cheeks in when the bailiff comes knocking 2 - 3 years down the road, revenge is sweet.
From:
Andrew townshend
29 September 2020 17:08 PM
My wife will not let me watch it, I get angry and shout at the TV, and this is the guy that people that know me say if I were any more laid back I would be asleep, these slags are just red rag to a bull to me .
From:
Andrew townshend
28 September 2020 19:11 PM
@ Robert, the wind is a blowing here in Norfolk this Sunday afternoon, I'm alright Jack, I'm sat here in front of a log fire nice and toasty warm being amused by Seb's idiot replies to your posts, you will never win with the likes of Seb and Mark they will always come back with a daft reply, funny though.
From:
Andrew townshend
27 September 2020 16:06 PM
As luck would have it all my residential tenants are so far paying in full, however this has all been a warning shot, no more risky tenants, all will be checked out very very carefully, better an empty property than one with a feckless tenant in it.
From:
Andrew townshend
26 September 2020 18:42 PM
Mark, can I ask you, what do you do for a living ?
From:
Andrew townshend
25 September 2020 19:26 PM
Who's going to the government with a begging bowl ? businesses set their prices to cover exspences plus a profit, that's how businesses work , that could be car sales, house sales, or rents, the more costs that we are saddled with the more rents will increase, we want our rents paid, if they are not paid at some point in time those non paying tenants will find them selves out on the streets, and all landlords will know who they are.
From:
Andrew townshend
25 September 2020 19:24 PM
In the long run the end user will pay, rents will rise but not all at once, there is still a strong demand in Norwich, I exspect London may well be differant.
From:
Andrew townshend
25 September 2020 19:14 PM
It's the end user that pays, always.
From:
Andrew townshend
25 September 2020 16:46 PM
I agree, other than the giving up part, decent properties with decent tenants and increased rent, leave the feckless to the dodgy landlords and the councils, they are not our problem and we don't want them.
From:
Andrew townshend
25 September 2020 14:15 PM
Build costs ?? has anyone thought of this? the end product will be too exspensive to buy, and too exspensive to rent, then we have to ask the question will these properties still be standing in 50 yrs time, doubtfull isn't it with the developer build quallity these days.
From:
Andrew townshend
25 September 2020 12:58 PM
Aren't people fleeing London, they may have a lot of empity properties on their hands.
From:
Andrew townshend
25 September 2020 12:50 PM
We should assume that monies owed to us are paid in full, just as any other business would assume. I do agree however those that have borrowed too much may be finding the next year difficult, and that is the risk they took when they borrowing too much.
From:
Andrew townshend
25 September 2020 12:42 PM
In the 90s I used to put a small add in the local paper and the phone never stopped ringing, all changed now, but still a strong demand in Norwich, only differance is I am very much more carefull who I rent to.
From:
Andrew townshend
24 September 2020 20:38 PM
@ Laura B, I agree, but a word of advice on here, just ignore Seb, trust me he isn't worth the effort.
From:
Andrew townshend
24 September 2020 20:14 PM
Lee, it's not us landlords that need help, it is the tenants that need the help to pay their rent, that's all we want is our rent paid in full, problem here is that many tenants would take this help but not use it to pay their rent, that is why this help with rent must be paid direct to landlords, as for your example of your friend she will have been refused for a good reason, maybe in the past she has not paid her rent, we landlords and agents do talk to each other, now more than ever before landlords are going to be very carefull who they rent to, and for good reason.
From:
Andrew townshend
24 September 2020 19:14 PM
Agreed, but the cost to landlords needs to be fair.
From:
Andrew townshend
24 September 2020 16:11 PM
I suspect most of those tenants that are trapped in poor quality properties are the kind of tenants that landlords with good properties wouldn't want at any money, hence why they are trapped.
From:
Andrew townshend
24 September 2020 15:11 PM
That's just it David, social housing providers are a law upon themselves, a case of do as I say not as I do.
From:
Andrew townshend
23 September 2020 17:38 PM
The elliment we are talking about generally have no intension of finding work.
From:
Andrew townshend
23 September 2020 08:53 AM
Are councils going to police themselves then ? some of the worst conditions in Norfolk can be found in social housing .
From:
Andrew townshend
23 September 2020 08:48 AM
And those that are on benefits can have part of their hand outs stopped for a few yrs, now that would hurt them would't it
From:
Andrew townshend
23 September 2020 08:42 AM
@ Robert, non of us understand seb's comments, he thinks he is a very intelegent person, he shows himself to be no more than a fool, his comments are not worth reading, I simply delete them.
From:
Andrew townshend
22 September 2020 22:42 PM
In Norwich there are many properties stting empty long term, mostly owned by Norwich City Council, I've even tryed to buy some of them, they say they don't own them, but land registry says other wise,
From:
Andrew townshend
22 September 2020 19:41 PM
There likly will not be a spike in evictiond short term, but all this government is doing is kicking the can further down the road, 6 months notice + the time involved to get the evictions through the courts and then get the bailiffs in = mass homeless winter of 2022, now we have all learned a lot here, no more risk taking with new tenants, check them out well, if in any doubt don't rent to them, better an empty property than one with a feckless tenant sitting in it.
From:
Andrew townshend
22 September 2020 19:34 PM
If they are still paying you don't really have a problem, maybe serve a section 21 when the tenancy comes to an end just to cover your back, if they do come back to uk you can always cancel the section 21
From:
Andrew townshend
21 September 2020 19:17 PM
Nice people (do gooders) need to get out more, then they might just notice that there are a lot of very nasty and voilent people out there .
From:
Andrew townshend
21 September 2020 15:13 PM
I too can see things getting nasty, there is only so much that landlords can or will take.
From:
Andrew townshend
19 September 2020 12:58 PM
Some yrs ago I had a guy and 2 girls in a house, totally unbeknown to me they moved out and 3 differant girls moved in, the first I knew about it was when they paid their rent into my bank account I didn't reconise the names, I've even had agents ask me for a referance for people that have never been tenants of mine, the things some people get up to and they think it's okay.
From:
Andrew townshend
19 September 2020 11:52 AM
The ''certain groups'' you refer to could have part of their generious benefits stopped until the loan is repaid, or would that be against their human rights.
From:
Andrew townshend
19 September 2020 10:32 AM
I take your point on s24, but if rent isn't coming in there is less to be taxed on.
From:
Andrew townshend
19 September 2020 09:13 AM
We can only be taxed on profits, no or low profits = no tax income for HMRC
From:
Andrew townshend
18 September 2020 22:53 PM
If you have made every effort to have the gas safe inspection carried out but been unable to do so because of the tenants then you as a landlord have done nothing wrong.
From:
Andrew townshend
18 September 2020 22:47 PM
I agree with you George, they are intent on pushing good landlords out which will take us back to the old rogue landlord days of the heavies collecting the rent and caring out the evictions after dark, can't happen in the 21th century ? just watch this space !
From:
Andrew townshend
18 September 2020 19:06 PM
Let them view and waste their time then, landlords chose who lives in their properties, we don't have to give a reason to those that are unsuccessful.
From:
Andrew townshend
18 September 2020 08:55 AM
@ Robert & David, we all need to get our heads together on this one, it is the only way that we are going to get our point across, non payment of rent is theft, a CCJ for anyone and everyone that is overdue in their rent, courts have no choice on this one it is a debt, no ifs, no buts or maybes, every time these thieves try to obtain a new tenancy will this flag up, just think of all those homeless bums queuing up outside town halls , we can win this one, £60 a time money claim online , how much money do you spend at a night out down the pub ? more than £60 of that I am sure.
From:
Andrew townshend
17 September 2020 21:23 PM
Come on David I think we have all worked out this Mr Wilson, don't rise to his bate.
From:
Andrew townshend
17 September 2020 21:04 PM
I wouldn't trust them, we all know what these tin pot insurances companies are like when it comes to paying out on a claim
From:
Andrew townshend
17 September 2020 08:21 AM
@ Paul, I have a friend, we go back to early school days, a hands on farmer, no range rovers or crap like that, a very happy guy, at 67 I'm a bit to long in the tooth to retrain as a farmer.
From:
Andrew townshend
16 September 2020 21:01 PM
Agreed I too renovated and built my own homes from the late 70s onwards, no hand outs and living in a caravan in the back garden, I even done much the same with most of my investment properties, sad the way things have changed, and certainly not for the better.
From:
Andrew townshend
16 September 2020 20:54 PM
Not rude, just ignorant.
From:
Andrew townshend
16 September 2020 17:44 PM
Paul sec 8 is expensive and a great deal of trouble, money claim online is around £60, depending on how much is claimed , and dead easy, I spent 30 yrs in the garage business, if someone did not pay they got a CCJ on princible , non payers what ever the business must not be allowed to get away with it.
From:
Andrew townshend
15 September 2020 19:13 PM
There is a real danger that this is not going to end well.
From:
Andrew townshend
15 September 2020 09:16 AM
Come on Hugh spill the beans did he go ? we all need some good news mate.
From:
Andrew townshend
14 September 2020 20:02 PM
Money claim online cost me £60 last time I done it, tax deductible, I don't care if I don't get the money that I am owed, the fact that I have screwed that non paying tenant's credit history and that CCJ will come up every time a landlord or agent checks them out is all I need, we all need to be doing this to protect each other.
From:
Andrew townshend
14 September 2020 18:04 PM
Very few landlords would stoop that low.
From:
Andrew townshend
14 September 2020 10:21 AM
Hardship rent loans for tenants makes total sense, just so long as they are paid direct to landlords
From:
Andrew townshend
14 September 2020 09:01 AM
Hope he does.
From:
Andrew townshend
12 September 2020 17:05 PM
I stand corrected there then 30 days not 14, a straight forward letter to that effect would be acceptable ?
From:
Andrew townshend
11 September 2020 19:37 PM
Yes it's certainly getting a lot harder which is why we all need to be very much more selective of tenants, it will not be good for homelessness though will it ?
From:
Andrew townshend
11 September 2020 14:31 PM
That's how I last understood things Paul, but yes these things do change.
From:
Andrew townshend
11 September 2020 12:27 PM
@ Mark Wilson, it's not other peoples misfortunes, tenants sign a contract to pay their rent, if they cannot pay their rent they should move out, I don't fill my car up with fuel if I don't have the means to pay for it, same thing surely .
From:
Andrew townshend
11 September 2020 12:12 PM
I think a reasonable period is normally 14 days, a simple letter is all that is needed quoting the amount do and that court action will be taken if debt is not payed in full within those 14 days.
From:
Andrew townshend
11 September 2020 11:59 AM
The last time I done one it cost me £60, dead easy, done it on princible didn't expect to get any money back, couple of yrs later the guy's photo was in the local paper, he had taken a pub over, I got the Sheriffs Office out there, They got a grand out of him, after costs I got £400, not a lot but a bonus any way, we all need to be doing this now to force the issue, feckless tenants need to be held to account and not allowed to get away with it.
From:
Andrew townshend
11 September 2020 10:59 AM
Lower rents in the London area very possibly, not in the Norwich area though.
From:
Andrew townshend
11 September 2020 10:15 AM
Just as landlords are having to be very careful who we rent to now, banks are also having to be very careful who they lend to, and who can blame them ?
From:
Andrew townshend
10 September 2020 08:20 AM
If a property becomes empty it might be wise not to relet it until this eviction ban ends, better an empty property than one with a feckless tenant in it at the present time.
From:
Andrew townshend
10 September 2020 08:15 AM
Mark, you are an idiot !
From:
Andrew townshend
09 September 2020 19:42 PM
How many tenants are likely to vote Tory ? that is if they vote at all.
From:
Andrew townshend
09 September 2020 14:30 PM
@ Jo Jo who ever you maybe, We are not asking to be '' bailed out '' as you put it, we simply need tenants to pay their rent or move out.
From:
Andrew townshend
09 September 2020 14:26 PM
They are your properties your decision.
From:
Andrew townshend
08 September 2020 19:24 PM
@ T L who ever you might be, I think you question has been answered , don't you ?
From:
Andrew townshend
08 September 2020 19:11 PM
Experience of single mums over the past 30 yrs means I don't rent to them now, leave them to the local council, their problem not mine.
From:
Andrew townshend
08 September 2020 18:02 PM
We cannot take a 3 months rent deposit, however what we can do is take a 5 week deposit and 3 months rent up front so long as that is used as rent, we can also insist that rent is paid 3 monthly in advance. Further more we decide who is going to live in our properties, that decision is ours and ours alone .
From:
Andrew townshend
08 September 2020 13:37 PM
Paul you are using the wrong word, there is a calculated RISK in business, a gamble is what sad pricks do in betting shops, lottery , and scratch cards etc, there is one very big difference between the two, and the two kinds of people, common sense. But have you and others noticed today ? NO SEB, I do hope the chap is not unwell today.
From:
Andrew townshend
07 September 2020 20:14 PM
I'm at a point now where I delete all comments from Seb without reading then, think I might just do the same with Mark
From:
Andrew townshend
04 September 2020 15:26 PM
I'm beginning to think Seb and Mark are one and the same person
From:
Andrew townshend
04 September 2020 15:21 PM
I would go along with much of that, but what about the landlord that is faced with the tenant that will not pay, there needs to be change there as well.
From:
Andrew townshend
04 September 2020 07:41 AM
What makes them think all these tenants are ''vulnerable'' many will be perfectly able to pay their way but will take advantage to be housed for free, until that is they are evicted with a CCJ to their name and find it very hard to find a decent landlord to take them on.
From:
Andrew townshend
04 September 2020 07:36 AM
Our friend Seb is certainly on fire today !
From:
Andrew townshend
03 September 2020 14:44 PM
They will not accept my email either, so I won't bother
From:
Andrew townshend
03 September 2020 14:32 PM
Spot on Chris.
From:
Andrew townshend
03 September 2020 10:10 AM
@ Seb, thankfully I have not needed to go down that route since the start covid, but I see no reason for a money claim on line not to be successful, the law is saying we cannot evict it does not say we cannot go after money owed a court would have no option if the money is owed would it ?
From:
Andrew townshend
03 September 2020 09:17 AM
I would go after the pilot that owes you £2500 I think that would be worthwhile .
From:
Andrew townshend
03 September 2020 09:09 AM
Don't agree this time Paul mate, there is a lot more to this than just money, A CCJ may well not get you your money, but revenge is sweet and this scum must not be allowed to get away with it.
From:
Andrew townshend
02 September 2020 22:22 PM
Sadly Sandra you've got what you have got, we have all been there , what you must not do is let this scum wear you down, they are not worth it, you will be rid at some point and you will be very careful next time you let, most tenants are as good as gold, make sure you get a CCJ against them before they go , trust me revenge is sweet.
From:
Andrew townshend
02 September 2020 22:18 PM
It's not so much support for landlords that is need it's support for tenants that cannot pay their rent but the payments must go direct to the landlord.
From:
Andrew townshend
01 September 2020 08:32 AM
Echis, we only need take a look in their wheelie bins to see where the money is going
From:
Andrew townshend
28 August 2020 22:32 PM
Government and councils are the root cause of high rents, increase our costs and the end user pays, that is true whatever the business.
From:
Andrew townshend
28 August 2020 22:28 PM
It's not all about the money Seb, £60 money claim online, a CCJ to follow that non paying tenant around for at least 6 yrs, worth every penny, revenge is sweet ! 3
From:
Andrew townshend
28 August 2020 15:07 PM
That's going to be the way forward now, who's going to rent to those that cannot provide a suitable guarantor ? it will be a big problem for government and councils next year when the wholesale evictions kick off.
From:
Andrew townshend
28 August 2020 10:22 AM
It would seem most tenants are paying, those that won't pay may well have a free ride for now, but at some point they will be evicted complete with a CCJ to their name, at that point no decent landlord with decent properties will touch them, then they will whinge about how unfair the system is.
From:
Andrew townshend
28 August 2020 09:10 AM
You can sell Amy with the tenant still there , the new landlord may not be as nice as you.
From:
Andrew townshend
28 August 2020 08:13 AM
Why can't they all be evicted Steven ? better an empty property than one with a non paying tenant in it.
From:
Andrew townshend
28 August 2020 08:08 AM
Have to agree there John
From:
Andrew townshend
27 August 2020 10:08 AM
I agree with Robert, rubbish developer built properties will possible last 50 yrs max, I own many Victorian properties 140 years old, 2 world wars and still standing, people love them, I love them, and they will still be standing in another 140 yrs.
From:
Andrew townshend
26 August 2020 22:30 PM
Well gents that's enough for tonight I'm now going to have a nice large Irish.
From:
Andrew townshend
26 August 2020 20:23 PM
Seb, will the government ever acknowledge that there were mistakes in the past, no it will be the same old waste of everyone's time yet again
From:
Andrew townshend
26 August 2020 19:56 PM
Paul below is correct, If landlords could get rid of non paying tenants then life would be very much easier for good honest paying tenants, and then we might even start to consider tenants on benefits
From:
Andrew townshend
26 August 2020 19:52 PM
Sorry Seb but you are wrong, the law relating to mortgage re procession and that of landlord re procession is very very different .
From:
Andrew townshend
26 August 2020 19:19 PM
I don't want help from the government, the government should be paying the rent of those that cannot pay direct to the landlords, we should be able to evict the tenants that are able to pay their rent but chose not to.
From:
Andrew townshend
26 August 2020 13:39 PM
Past green deal grants have been a total waste of time, will this one be any different ? I won't be holding my breath.
From:
Andrew townshend
26 August 2020 09:04 AM
But Michael we can hold our heads up high, we paid our way and earn't every thing we have now.
From:
Andrew townshend
25 August 2020 22:19 PM
Our generation saved, done over time at work, had a day job and an evening / week end job, bought a run down property rolled our sleeves up and renovated it, lived in a caravan in the back garden while renovating, that's why '' we're alright Jack ''!
From:
Andrew townshend
25 August 2020 19:37 PM
Keeping voters happy ?? how many tenants vote tory ?
From:
Andrew townshend
25 August 2020 13:45 PM
A parasite is a person that does not pay their way and expects others to give to them.
From:
Andrew townshend
25 August 2020 10:49 AM
Yes David agreed, but it's the local councils responsibility to house these people who cannot, or will not pay, private landlords do not have charity status .
From:
Andrew townshend
25 August 2020 10:46 AM
Yes they should, and that would be the sensible approach, we don't want to be evicting tenants, but at some point that will happen to those that don't pay, we will all know who they are so finding a new landlord to take them on could be difficult. I don't think the problem is as bad as being made out, all mine are paying, so far, and I don't know of a local landlord having a problem, as yet.
From:
Andrew townshend
25 August 2020 10:41 AM
80% LTV isn't that asking for trouble ?
From:
Andrew townshend
25 August 2020 10:06 AM
Me too, years ago I had a small car repair workshop, I was on first name terms at the local county court, I didn't mess around if some one didn't pay me they got a CCJ , word soon got about not to mess with me.
From:
Andrew townshend
24 August 2020 15:28 PM
David, yes they can have 12 months free rent, but at the end of that time they should have earn't themselves a CCJ for non payment, how many landlords are going to be taking on a tenant with a CCJ now
From:
Andrew townshend
24 August 2020 15:14 PM
@Simon D , Seb is a wind up merchant just ignore him the rest of us do.
From:
Andrew townshend
24 August 2020 14:58 PM
Tenants need landlords, that's simple, few tenants will ever be FTB , they'll never save enough for a deposit or be accepted for a mortgage , so big increase in homelessness .
From:
Andrew townshend
24 August 2020 12:19 PM
Other than one commercial tenant who cannot trade at present all are paying me and none have asked for a reduction or a rent holiday.
From:
Andrew townshend
24 August 2020 12:12 PM
Shelter long term are hurting the very people they are supposed to be helping, how many of us are going to take a risk on a new tenant ? Only tenants with a good past record and secure work will be considered, so what happens to the rest ?
From:
Andrew townshend
24 August 2020 10:14 AM
Many of my properties were purchased in the 90s for peanuts, I cannot sell them even if I wanted to because I'm sure as hell not giving the government all that CGT for them to hand out to low life spongers .
From:
Andrew townshend
23 August 2020 09:31 AM
Yes Paul there are many landlords out there with 40+ properties all mortgaged up to the hilt, who could all have 10 properties all bought and paid for and be much better off. I have 16 properties that have purchased for cash slowly over the yrs, just think how many properties I could have if I had mortgaged them all up to the hilt, If I get a bad tenant it's not going to bankrupt me, I'm fine as I am, no worries, and I sleep at nights.
From:
Andrew townshend
21 August 2020 20:54 PM
Yes spot on Paul
From:
Andrew townshend
21 August 2020 20:02 PM
Yes Paul this is the end of the mortgaged landlords, cash is king again
From:
Andrew townshend
21 August 2020 19:51 PM
Agreed Seb, keep away from London, I will add though when a lender reprocesses a property they are able to get the tenants out immediately, no waiting about there, I don't think many people know that
From:
Andrew townshend
21 August 2020 19:34 PM
Totally agree Seb mate, keep well away from London.
From:
Andrew townshend
21 August 2020 19:27 PM
Lot of money to be made in times like this, cash is king again, the flash with no cash will fall by the road side making the rest of us wealthy, just like the 90s, if you can remember that far back
From:
Andrew townshend
21 August 2020 19:25 PM
My insurance has insisted on it for a long time now.
From:
Andrew townshend
21 August 2020 19:21 PM
That does seem likely
From:
Andrew townshend
21 August 2020 11:20 AM
Yes agreed Andrew and business is all about risk, but what makes you think we all sit here with flash cars in the drive and a holiday villa in Spain ?
From:
Andrew townshend
21 August 2020 09:33 AM
Easy, pay their rent for them, just make sure it goes direct to the landlord.
From:
Andrew townshend
21 August 2020 08:58 AM
Those tenants that take advantage of the system will be the losers in the long run.
From:
Andrew townshend
19 August 2020 10:30 AM
There maybe opportunities later in the year or next year, but they will be for cash buyers only, would be foolish to borrow now.
From:
Andrew townshend
19 August 2020 10:25 AM
There is a simple answer, where someone is GENUINELY unable to pay the rent through no fault of their own then the government need to step in with a DIRECT payment to the landlord, we are not charities the same as Tesco's are not a charity .
From:
Andrew townshend
19 August 2020 09:24 AM
Not our responsibility, just a Micky Mouse scam insurance company out to make a few quid .
From:
Andrew townshend
19 August 2020 09:16 AM
They are not a good a good bank John my mother banked with them as many older people used to from the old Abbey National days we had so much un necessary trouble with them. Some people moan about good old Barclays but I can only speak as I find they have always stood by me through good and bad times.
From:
Andrew townshend
19 August 2020 08:58 AM
Most of these degree courses could with a bit of hard work be completed in half the time, all one big scam to make the universities and their over paid staff a lot of money, and the students the excuse not to have to find a job for 3 yrs.
From:
Andrew townshend
18 August 2020 16:53 PM
I would not touch anything leasehold, but convert to commonhold with a share of the freehold and a right for all to manage would be a totally different ball game, will it happen though?
From:
Andrew townshend
18 August 2020 16:46 PM
I see from the table that I can expect a 4.4 % yield from UEA students in Norwich, I do much better than that from good working tenants in Norwich, so why would I want all the hassle of renting to students, more trouble than they are worth, and their snob parents are worst still.
From:
Andrew townshend
18 August 2020 09:41 AM
I think we are safe there David not much chance of you or Labour getting into government anytime soon mate
From:
Andrew townshend
17 August 2020 19:16 PM
@ David Edmunds, so we all live off housing benefit do we ? I think you will find most on here will not touch anyone on benefits, I certainly will not.
From:
Andrew townshend
17 August 2020 15:45 PM
Oh chip on shoulder David ? there are a lot of dirty businesses out there , what line are you in ?
From:
Andrew townshend
17 August 2020 15:39 PM
Soon to be Lord McDonnell I believe, what a twat.
From:
Andrew townshend
17 August 2020 08:38 AM
75% LTV, total mugs game, if you have to borrow that strongly then BTL isn't for you.
From:
Andrew townshend
14 August 2020 10:53 AM
BTL isn't dead, far from it, mortgages getting harder to get, the end of the high loan to value lending, and poor job security means less owner occupier and therefore more renting. BTL works well for landlords that aren't in it to get rich quick, and for cash buyers.
From:
Andrew townshend
14 August 2020 10:49 AM
Sadly Seb I fully expect you could be right, however my residential tenants are all paying at present, I do have a commercial tenant who cannot trade at present , but it's very easy to get rid of a commercial tenant, all though I am hoping that I don't have to
From:
Andrew townshend
13 August 2020 20:14 PM
We will have to agree to disagree there mate, I wouldn't touch anything leasehold.
From:
Andrew townshend
13 August 2020 17:49 PM
I can see where you are coming from Geoff but the problem we have now is that often the deposit we are allowed to hold is no where near enough when a property has not been looked after well.
From:
Andrew townshend
13 August 2020 17:24 PM
There is a big ''IF'' here , the government would need to build one hell of a lot of houses, which is just not going to happen anytime soon, if at all, then there is the question of quality, new social housing generally starts off well, but it doesn't take long for the tenants to not just wreck the houses but the areas as well, just look around any council estate more than 10 yrs old, there are some people that you just cannot help and you are wasting your time even trying.
From:
Andrew townshend
13 August 2020 12:25 PM
The harder it is made for us to evict none paying tenants the harder it will be for people on benefits, the under 25s and single mums to find a landlord to rent to them, it's called minimizing risk.
From:
Andrew townshend
12 August 2020 18:02 PM
I don't want to live in London, I don't want to go there, and I certainly would not want to own anything there .
From:
Andrew townshend
10 August 2020 16:24 PM
Buyer beware, you wouldn't trust a car salesman so why would trust an estate agent ?
From:
Andrew townshend
10 August 2020 13:07 PM
m d (17.21) I would agree with you, any landlord working on a 3% yield is a fool as are those that are mortgaged up to the eye brows, most of us on here have been in the game a long time and own our properties debt free , a lot are also hands on, I do my own repairs, re decorating and clean ups between tenants, being a proper landlord is a job of work, too many out there think we sit at our computers watching the money flow into our bank accounts, come out for a day with me and see what I do
From:
Andrew townshend
08 August 2020 17:38 PM
@ md, yes risk, that is why most of us will not risk housing tenants on benefits, single mums and the under 25s, as in any business we are mindful of risk and are getting more and more careful of who we rent to, better an empty property than one with a freckless tenant in it.
From:
Andrew townshend
08 August 2020 16:48 PM
'' Are people really that thick! '' Yes Paul they really are and most of them have uni degrees !
From:
Andrew townshend
07 August 2020 15:46 PM
Yes, my accountant advised against it
From:
Andrew townshend
07 August 2020 14:37 PM
Been there before, many times, total waste of time and effort even to apply, as soon as you mention the word grant the contractor's quote doubles .
From:
Andrew townshend
07 August 2020 10:05 AM
Who wants to live in London ? not me that's for sure.
From:
Andrew townshend
07 August 2020 10:00 AM
Going back to the 90s I had a few commercial properties with flats over them, they were a winner then, down to 2 now all the others I have converted to residential, I expect the remaining 2 will be going that way in the not too distant future .
From:
Andrew townshend
07 August 2020 09:58 AM
Yes Paul, now I 'm on my second large Irish, so that is all for tonight mate.
From:
Andrew townshend
06 August 2020 21:26 PM
Now wouldn't that be a good idea !
From:
Andrew townshend
06 August 2020 20:59 PM
Nice idea Paul, and would work well, will never happen though .
From:
Andrew townshend
06 August 2020 20:56 PM
David I fully intend to continue as a landlord and I will decide who I rent my property to .
From:
Andrew townshend
06 August 2020 15:52 PM
David past experience, 30 yrs, have taught me that I am unlikely to get my rent paid by people on benefits, would you trust a bunch of travelers to tarmac your drive at home ? all boils down to the same thing, who we can trust and who we cannot.
From:
Andrew townshend
06 August 2020 09:18 AM
Well then Shelter may like to stand guarantor for those tenants ???
From:
Andrew townshend
06 August 2020 08:58 AM
So we cannot say NO DSS, but when they waste every one's time we can still say sorry not suitable without giving a reason.
From:
Andrew townshend
06 August 2020 08:25 AM
Well Yes Paul the lenders have been freckless but that is how lenders work until things start going wrong, I have had banks and lenders wanting to throw money at me, but I'm not that daft, and your last sentence, who will be housing all those tenants ? local councils are going to have a big problem aren't they ? not my problem though
From:
Andrew townshend
05 August 2020 20:23 PM
Up to a point I do agree with you Lee, It is foolish to borrow too much, however tenants are expected to pay their rent, they signed the contract, private sector landlords are not charities .
From:
Andrew townshend
05 August 2020 18:14 PM
Yes go after the rogue landlords by all means, please do, that will do us all a favor .
From:
Andrew townshend
05 August 2020 09:00 AM
If it's anything like previous grants it will be a complete waste of time even bothering to apply.
From:
Andrew townshend
05 August 2020 08:57 AM
I live in Norfolk, all my properties are within 30 miles of home, why would I want a property 100s of miles away what ever the yield.
From:
Andrew townshend
03 August 2020 17:35 PM
You are right Paul there are jobs, just not the right sort of jobs for the ''entitled generation'' .
From:
Andrew townshend
02 August 2020 08:58 AM
I got married in 81, bought an old cottage with no bathroom, toilet or kitchen, we lived in a caravan in the back garden through wind rain and snow, my money went on the renovation works while my wife's money kept us, 18 months down the road we had a nice home and no mortgage or borrowings, how many of the young would take that on today ? That's why their money goes on rent, the pub, eating out and holidays in the sun, their choice .
From:
Andrew townshend
01 August 2020 12:18 PM
I could survive on HB, but I'm sure as hell not going to, on princible if nothing else.
From:
Andrew townshend
31 July 2020 19:10 PM
If we see the drugs we have to report them, if we do not we also can be prosecuted
From:
Andrew townshend
31 July 2020 15:09 PM
Perhaps demand varies around the country, but there seems to be a strong demand in and around Norwich
From:
Andrew townshend
31 July 2020 09:20 AM
But Paul, you are forgetting something, generally HB falls quite a bit short of the rent, then when it is paid to the tenant will they pass it on to the LL, or if it is paid direct to the LL there is the risk of CLAW BACK sometimes yrs latter.
From:
Andrew townshend
30 July 2020 18:00 PM
The game could be up for highly leveraged landlords, but those of us that own our properties are better placed to weather the storm, I've said for a long time we need to be very careful who we rent to, no benefits, no one under 25, no single mums and no all day curry eaters, better an empty property than a property with a rouge tenant in, and there are plenty of good tenants out there.
From:
Andrew townshend
30 July 2020 15:02 PM
My tax return always is filed early normally before the end of May, no point putting these things off, done, sorted and out of the way until next yr
From:
Andrew townshend
29 July 2020 09:17 AM
We all run our own businesses differently, with different methods, presently I have 15 good tenants, and one I would like to see the back of , but in fairness to her she is paying her rent, I will bend over backwards for good tenants, but take the P out of my good nature and watch out, red rag to a bull, I /we are not charities , and I too have no time for wimping lefties on here
From:
Andrew townshend
28 July 2020 20:43 PM
Bit risky to assume property prices will increase with jobs going and businesses failing, banks don't like risk.
From:
Andrew townshend
28 July 2020 09:35 AM
Not good times for highly leveraged LL who can no longer claim their tax relief, but optimistic times for the rest of us
From:
Andrew townshend
28 July 2020 08:54 AM
With high loan to value mortgages a thing of the past GR will be renting for a long time to come, supply and demand means rents will increase in most areas , am I worried about the looming recession ? I've always done well in past recessions, cash will be king again.
From:
Andrew townshend
28 July 2020 08:50 AM
Paul, interesting that you mentioned the 2nd world war, my Farther purchased government war stock, when he died in 1979 we sold it for less then he paid for it, when he purchased it he thought he was doing the right and proper thing, what a rip off.
From:
Andrew townshend
27 July 2020 22:39 PM
Going back to the 90s I did illegally evict a couple of tenants, one I got away with the other got a solicitor on board, a local chap who was also a landlord, he suggested to his client that he might like compensation of £1000, that £1000 was worth every penny to get rid of that tenant, of course that £1000 was soon blown away on drink drugs and fags in less than a month and word was put out so that no other local landlord would touch him, will those times happen again?? well they might just.
From:
Andrew townshend
27 July 2020 17:31 PM
Gave me a good laugh as well, I can just imagine the response if Norwich council (labour controlled ) came up with this one.
From:
Andrew townshend
24 July 2020 09:44 AM
I have properties that I purchases in the 90s that are now worth 10x what I paid for them, why would I sell any of them, just keep taking the income, inheritance tax ? not my problem, I'll be dead, and my children will be getting something for nothing even after they have paid that tax.
From:
Andrew townshend
24 July 2020 09:22 AM
This as been a trick played for a long time, build yourself a house, claim back the 20% VAT, move the family in, put the house on the market, sell and then do the same thing all over again, tax free, estate agents and conveyancing solicitors won't like it though because the number of houses being bought and sold will dry up.
From:
Andrew townshend
24 July 2020 08:26 AM
There is an easy for the government to protect tenants from eviction, pay their rent for them.
From:
Andrew townshend
23 July 2020 09:02 AM
@ A Bhalla, commercial properties are very different to residential properties when it comes to the kind of actions that you can and cannot take, had I have changed the locks on a residential property I would have been guilty of a criminal offence and been arrested, where rent is over due for more than 21 days on a commercial property I can enter in daylight hours, change the locks and leave a notice in the window, over the yrs I have done this many times, it never fails to get results.
From:
Andrew townshend
22 July 2020 15:10 PM
I walk past mine regularly, walked past a shop a few yrs ago and saw it was closed with lots of condensation up the windows, an old Transit van parked up the road with a couple of dids sitting in it watching me, police were not interested in catching them, they just took all the plants away and I placed all the equipment outside, locks changed and that was that.
From:
Andrew townshend
22 July 2020 10:10 AM
Increasing debt now, is that a good idea ?
From:
Andrew townshend
21 July 2020 08:39 AM
I'm not getting too excited these grants are generally a total waste of everyone's time.
From:
Andrew townshend
21 July 2020 08:37 AM
Other than 1 commercial tenant who cannot trade at present all are paying me, so I guess so far I have been lucky, I own all my properties with no borrowings so I'm in a strong position should some stop paying.
From:
Andrew townshend
20 July 2020 10:13 AM
Back in the 90s I converted a house into 2 flats without PP, many local LL had done the same thing and got away with it, I was the one that did not get away with it, so the sensible thing to do was to immediately change it back to 1 house , I still have the house and it still rents well, no harm trying it on but if found out there is no point in fighting it as you are never going to win
From:
Andrew townshend
20 July 2020 10:05 AM
I do agree Paul but anthony, you got something wrong their mate, I've had a couple of large whiskys tonight, how many have you had ?
From:
Andrew townshend
17 July 2020 21:16 PM
I'm not leveraged, I'm an old fashion Norfolk boy that was brought up to save first and buy for cash , I have been told many times that I'm doing it wrong, and I can see that in the past leveraged would have been the way to go, had I gone that way I would likely have had 50 properties today, but that would have been a lot for one 66 yr old hands on landlord to look after, maybe for those on here that are leveraged the way to go might be to sell just enough to pay off their borrowings then roll up their sleeves do their own cleaning, decorating and where possible repairs, PRS can and does work but it means work and not just sitting in an armchair watching the money roll into a bank account, I also get, and keep good tenants because I gain their respect for being the hands on landlord, of course my way would not suit everyone.
From:
Andrew townshend
17 July 2020 20:28 PM
I think this work from home is good and the way forward, I won't have a problem with any of my tenants working from home, then we can buy the redundant office space and convert them into flats.
From:
Andrew townshend
17 July 2020 14:43 PM
Where the gain is more than £11k, or £22k where jointly owned, surely it would be madness to sell, just keep taking the income.
From:
Andrew townshend
17 July 2020 13:56 PM
Surely where someone is '' vulnerable '' isn't it the councils responsibility to house them
From:
Andrew townshend
17 July 2020 13:53 PM
Not a good time to buy right now, wait until the end of the year or even next year, then buy for cash or with very small borrowings
From:
Andrew townshend
17 July 2020 13:34 PM
Possibly, not all HB tenants are bad ones, but so many are and the way things are the risk is just too high
From:
Andrew townshend
16 July 2020 19:52 PM
Jimmy, if I may call you that, Paul's properties are near London hence the cost, I'm in Norwich where a 2 bedroom Victorian terraced house would cost you around £600 - £700 a month it's all about area and market rents the same as second hand cars have a market price, the difference between a Ford and a Bentley , and no I don't drive a Bentley.
From:
Andrew townshend
16 July 2020 19:28 PM
Unfortunately myself and most other landlords have had so many problems with tenants on benefits it has become a blanket ban, give me a sure fire way of getting rid of nonpaying problem tenants quickly then myself and many other landlords might just risk a tenant on benefits, business, what ever the business is all about minimizing risk, it's a hard world out there and that's the way it is, once bittern twice shy
From:
Andrew townshend
16 July 2020 19:17 PM
For what it is worth I am one of very few landlords who will consider pets, presently I have 3 properties with pets, if the government want landlords to consider tenants on benefits they need to guarantee their rent payments or a fast track method of evicting non payers 2 months max, but lets face it that will never happen so most of us will still not be taking tenants on benefits
From:
Andrew townshend
16 July 2020 17:42 PM
Ask a solicitor to act for you in a legal case and he will consider taking the case on, he like everyone else is fully within his rights to say no, a builder, a car mechanic, etc can all say no as can a landlord, seems to me Mr Watkins you have a problem.
From:
Andrew townshend
16 July 2020 17:00 PM
Sorry Sue you are wrong there we don't have to rent a property to anyone that we don't consider suitable, we just cannot say no DSS , we still will not rent to them though as we know that the chances of getting the rent paid is low
From:
Andrew townshend
16 July 2020 10:26 AM
Why would I want to sell anything, just keep taking the income
From:
Andrew townshend
16 July 2020 09:42 AM
Who I rent to is my decision and mine alone , so the no DSS stands
From:
Andrew townshend
15 July 2020 09:33 AM
Yes nail on head there NP we have all been caught, but we don't get caught twice do we ?
From:
Andrew townshend
14 July 2020 21:33 PM
I'm with you on that one Paul, don't even bother reading comments from the likes of Mr Holland just an academic idiot with a useless piece of paper to his name from a useless university , Mr Holland will be the looser at the end of the day.
From:
Andrew townshend
14 July 2020 20:39 PM
I have to agree Paul, we are awash with these academic idiots that got a piece of paper from some 2 bob university which in the real world means F*** ALL , speak 5 languages am I impressed am I hell, as thick as 2 short planks and no use to anyone .
From:
Andrew townshend
14 July 2020 20:11 PM
We are not charities, homeless people make themselves homeless, it's self inflicted.
From:
Andrew townshend
14 July 2020 08:59 AM
Of course it's common sense, the chances of getting the rent paid from tenants on benefits is low, and from past experience lower still where single mums are concerned , it's the councils responsibility to home these people
From:
Andrew townshend
14 July 2020 08:53 AM
Most landlords and tenants get along just fine, I think Mr Edmunds you sound like a tenant that most of us on here would not want at any money, I've made a note of your name don't bother applying to rent from me I would rather have the property sit empty than have the likes of you in it.
From:
Andrew townshend
13 July 2020 17:44 PM
Well David as I said to your other comment-- PRATT
From:
Andrew townshend
13 July 2020 17:35 PM
@ DAVID EDMUNDS---PRATT !!
From:
Andrew townshend
13 July 2020 17:28 PM
David, Robert's comment sums it up perfectly
From:
Andrew townshend
13 July 2020 17:27 PM
Generally the standard of rental property is good, rouge landlords with poor properties cater for rouge tenants who get what they deserve .
From:
Andrew townshend
13 July 2020 09:24 AM
Tenants terrified, why ? good tenants that have been paying their rent and behaving themselves have nothing to worry about.
From:
Andrew townshend
13 July 2020 09:19 AM
I agree flats are not required, I only own 2 and those are above commercial properties where I own the freehold below, 2 / 3 bed houses are the winners. Stamp duty, in all the properties I have purchased over the past 40 yrs I have only ever paid SD once and that was the last one a terraced house in Lowestoft (most easterly town in GB) £74k with a sitting tenant.
From:
Andrew townshend
10 July 2020 19:51 PM
I take what you are saying Paul but the price I paid for it all those yrs ago and the money I have earn from it, and continue to earn from it I really don't care if the time comes when I can no longer rent it I will just put it into an auction and take what ever I can get.
From:
Andrew townshend
10 July 2020 15:21 PM
I'm still renting a property with an F rating, as it it would cost at least £14k to get it up to an E I got an exception last yr, tenants are happy in there 3 beds and paying less than £500 per month, I paid £13.5 k and spent less than £7k renovating it 25 yrs ago, so every one happy.
From:
Andrew townshend
09 July 2020 19:14 PM
That is an interesting one, personally the way I see it they are existing tenants and can wait until 1 April 21 but others have told me otherwise .
From:
Andrew townshend
09 July 2020 17:50 PM
The last time I looked into a grant towards a new boiler the contribution that I was asked to make was more than it cost me to buy a boiler and pay my plumber to fit it, needless to say I didn't bother with the grant.
From:
Andrew townshend
09 July 2020 17:40 PM
The red tape involved and bull s**t will be a nightmare, it will end up just being a total waste of time to even apply.
From:
Andrew townshend
09 July 2020 09:29 AM
As with any business the more we are taxed, the more costs and the more red tape we are hit with the more we pass on to the end user, in our case that's the tenant.
From:
Andrew townshend
08 July 2020 21:21 PM
Fine Ken, our views differ, I still say it's a mug that rents.
From:
Andrew townshend
08 July 2020 20:08 PM
@ Fred, the best way to buy a BTL is to pay cash for it and own it yourself
From:
Andrew townshend
08 July 2020 20:06 PM
Agreed, that's exactly what will happen, but I have a good electrician who I have been using for more than 10 yrs now that I trust, same with the guy that MOTs my cars been using him for more than 20 yrs, better the devil you know than the devil you don't.
From:
Andrew townshend
07 July 2020 09:24 AM
Competent would be some one able to do the job, where as qualified would be someone who has trained to do the job, ie I expect you could change the oil in your car, where as a mechanic has been trained to do that job. A student could come out of uni with a law degree, doesn't mean he is able to do that job he just has a piece of paper saying he has done the course
From:
Andrew townshend
07 July 2020 07:50 AM
Prime example Robert, I am one of very few landlords in my area that will consider tenants with pets, they paid an extra deposit which was fully refunded if the property was returned in a decent condition, now I charge a higher rent , who loses out? yes the tenant , makes you wounder about these so called intelligent people in our government with their private educations and uni degrees, THICK AS S**T the lot of them.
From:
Andrew townshend
06 July 2020 20:19 PM
And we all know about the scam that most charities are today, most of the money received goes to the over paid fat cats at the top.
From:
Andrew townshend
06 July 2020 17:23 PM
The only tenants in danger here are the ones that shouldn't be there, evict them then please tell us who they are so we don't get them.
From:
Andrew townshend
06 July 2020 09:07 AM
Pass the cost onto the landlord and the landlord will pass the cost straight back on to the tenant, not rocket science is it ?
From:
Andrew townshend
06 July 2020 09:04 AM
Tenant taking the p*** get rid of them ASAP
From:
Andrew townshend
03 July 2020 20:07 PM
I agree with Paul I would enter as an emergency inspection, further more if they have not returned the keys and their food is still in the fridge they are still due to pay the rent, money claim online for the rent due will earn them a CCJ which will screw up their mortgage application nicely, never let a rouge tenant walk all over you on princible if nothing else.
From:
Andrew townshend
01 July 2020 14:25 PM
The days of the high loan to value mortgage are over, in order to get a mortgage now FTB will need a much bigger deposit, a good secure well paid job and a squeaky clean credit history, no shortage of good quality tenants out there for our properties.
From:
Andrew townshend
30 June 2020 17:30 PM
Increasing debt to build a war chest ? sounds plain daft to me.
From:
Andrew townshend
30 June 2020 17:23 PM
I can afford to pay it in July so I will.
From:
Andrew townshend
29 June 2020 08:47 AM
Agreed, same as all business have to do.
From:
Andrew townshend
29 June 2020 08:44 AM
No credit history is as bad as a bad credit history, I told all my children to get a credit card as soon as they were 18 and to pay it off in full every month, they have all earn't themselves good credit histories.
From:
Andrew townshend
27 June 2020 10:17 AM
I was one of very few landlords in my area that would consider pets with an increased deposit, now I ask for an increased rent, which goes down like a lead balloon
From:
Andrew townshend
26 June 2020 16:36 PM
In the insurance game the higher the risk the higher the cost, not that much different in our game is it.
From:
Andrew townshend
26 June 2020 16:31 PM
When it comes to the danger of fires it's the council and H A properties that are the worst offenders, now that would be funny, ONLY IT IS NOT FUNNY AT ALL !
From:
Andrew townshend
26 June 2020 16:27 PM
As I've said before I don't rent to students, not since the 90s, however if I did, no suitable guarantors no tenancy, simple.
From:
Andrew townshend
26 June 2020 16:22 PM
He was given the chance to carry out the works, so why didn't he do them, it's landlords like this that do the rest of us no favors .
From:
Andrew townshend
26 June 2020 09:48 AM
Just like school teachers then, if it's safe for the bus driver then it's safe for the rest of us, sensible precautions and get back to work.
From:
Andrew townshend
26 June 2020 09:45 AM
Maybe I have just been lucky, other than one long term commercial tenant unable to trade at present every one else is paying, maybe this rent arrears problem is more likely in London.
From:
Andrew townshend
26 June 2020 09:38 AM
Highly geared portfolios looked impressive when times were good a few years ago, now they will bankrupt those that borrowed too much.
From:
Andrew townshend
24 June 2020 08:10 AM
Sensible percentage being the all important term here.
From:
Andrew townshend
23 June 2020 09:54 AM
If their belongings are still there they have not vacated, rent still due, money claim on line.
From:
Andrew townshend
22 June 2020 19:56 PM
The last sentence '' the government has asked for landlords to be understanding towards tenants during these times'', hows about the government being understand towards landlords during these times ?? or are we on that old one way street again.
From:
Andrew townshend
22 June 2020 19:45 PM
Another good reason not to buy leasehold flats
From:
Andrew townshend
22 June 2020 18:29 PM
The universities broke their contract with the students so it follows that the students have a claim against them for all loses uncured, which must include rent, I have not rented to students since the 90s, they and their middle class snub parents aren't worth the bother
From:
Andrew townshend
22 June 2020 18:22 PM
While you cannot evict her at present nothing stopping you doing a money claim online for the money she does owe you, £60 last time I done one and dead easy to do, if she doesn't pay up it will earn her a CCJ , might just wake her up to reality .
From:
Andrew townshend
22 June 2020 09:00 AM
Agreed, but building control is the local council.
From:
Andrew townshend
21 June 2020 19:13 PM
I've looked at buying leasehold flats in the past, but on reading the lease terms have always decided not to buy.
From:
Andrew townshend
20 June 2020 09:08 AM
And in this case the freeholder was the COUNCIL ! but no action taken there, stinks doesn't it.
From:
Andrew townshend
20 June 2020 09:04 AM
I've always refereed to s 21 as the accelerated eviction, when we have a rouge tenant we want them out asap and s 21 is the quickest way
From:
Andrew townshend
19 June 2020 15:01 PM
Because Lee our costs are increasing all the time, as with any business it's the end user that pays, and in this case that's the poor tenant, don't blame me, blame the government.
From:
Andrew townshend
19 June 2020 14:55 PM
Agreed, building control officers were negligent but will anything be done about that ? of course not .
From:
Andrew townshend
19 June 2020 14:51 PM
Here in Norwich we are doing well, but I can see London being hit
From:
Andrew townshend
18 June 2020 08:39 AM
Buying leasehold is a mugs game.
From:
Andrew townshend
17 June 2020 19:50 PM
Not totally powerless Nial, you cannot evict, but you can money claim online, £60 last time I done it, if they don't pay they get a CCJ , might just wake them up to reality, if not though you will have the satisfaction in knowing that next time they look to rent a property most landlords will not touch them.
From:
Andrew townshend
16 June 2020 16:19 PM
I would rather an empty property than a property with a rouge tenant in, so will be very selective now when looking for new tenants, no benefit claimants, no single mums, no one under 25 and a good guarantor where possible, leave rouge tenants to councils to home, their problem, not mine.
From:
Andrew townshend
16 June 2020 16:12 PM
Why do we evict tenants? the main reason is unpaid rent.
From:
Andrew townshend
16 June 2020 09:11 AM
I don't agree John, BTL still works when it is done properly, the '' flash with no cash '' element who have high borrowings may well lose their shirts, the more government and councils put in our way the more rents increase, it's the end user that pays, isn't that true of any business.
From:
Andrew townshend
15 June 2020 15:32 PM
The ''I'm entitled generation '' , Don't knock them though, it's mugs like them that keep us wealthy.
From:
Andrew townshend
15 June 2020 14:20 PM
Agreed, better just to pay it as normal and not draw attention to your self where HMRC are concerned
From:
Andrew townshend
13 June 2020 10:15 AM
Where will you get a worthwhile return over just 6 months ?
From:
Andrew townshend
12 June 2020 18:18 PM
Maybe in London it will be different, Here in Norwich I don't think it will be much different for me, all my residential tenants have been paying, one commercial tenant has not been able to, but I'm cool with that, I have no borrowings so I'm in a strong position, in fact with the landlords that do go, and the fact that first time buyers are going to find getting a mortgage near on impossible I think there will be more quality tenants for us to chose from, but we shall see, I may be proved wrong, we don't know do we? wait and see
From:
Andrew townshend
12 June 2020 18:15 PM
I shall be paying my tax in July as normal.
From:
Andrew townshend
12 June 2020 08:58 AM
No different to what it was before CV19
From:
Andrew townshend
12 June 2020 08:56 AM
And I've also been buying , selling and renting since the 80s as well Darren.
From:
Andrew townshend
11 June 2020 14:46 PM
I have a Baxi and a Worster that are both 25 yrs old and still going strong, then there is the 7 yr old Vaillant that I had to replace last yr, new boilers just like new cars are rubbish
From:
Andrew townshend
11 June 2020 14:33 PM
I've had plenty of experience of solicitors making mountains out of mole hills, probably bought and sold more property than you have had hot dinners old chap. @ Darren, that's before they start adding the extras
From:
Andrew townshend
11 June 2020 14:26 PM
I'm glad you got the full asking price, Oxford, a good area, hope it all goes through okay, some solicitors drag these things out to increase their bills, I do however think by the end of the year there will be many desperate sellers, Nov / Dec have always seemed a good time to buy for me.
From:
Andrew townshend
11 June 2020 09:53 AM
Boiler Plan ? tried something similar a couple of yrs ago when the plumber I had been using for the past 20 yrs retired, complete and utter waste of time, effort, and money, found another reliable local plumber.
From:
Andrew townshend
11 June 2020 09:28 AM
I think it will be a good time to buy latter in the year,'' bid them in the balls '' they can only say no, stand your ground the desperate will sell at what ever money they can get.
From:
Andrew townshend
11 June 2020 09:23 AM
Well I have just read in the Telegraph that London rents are 8% down, rent and demand seems to be holding up in Norwich though, I had 1 property empty before the lock down and one that became empty during the lock down, both now relet, one at the same rent and the other at an increased rent, demand is there, marriage / partner break up, and the end of high loan to value mortgages means generation rent will continue to rent.
From:
Andrew townshend
11 June 2020 09:19 AM
I agree Anthony, but only where the problems are genuine , I think you will find in many cases the problems will not be genuine, just a tenant trying to get out of paying their rent, which for a few months they will get away with, until the truth comes out, which it will, then an eviction, a CCJ, and no deceit landlord will touch them for the next 6 yrs at least , tenants trying it on need to think first because they could well be sleeping in shop door ways next winter.
From:
Andrew townshend
10 June 2020 20:38 PM
Many of us are perfectly compartment to carry out these checks ourselves, 30 yrs ago I fitted a full LPG heating system in my house, including the boiler and gas pipe work, never leaked, caught fire or gassed anyone.
From:
Andrew townshend
10 June 2020 12:34 PM
Depends where, Norwich is doing well at present.
From:
Andrew townshend
10 June 2020 08:24 AM
Don't take it to hart Micheal, Mr Sutton is just a first class prat out to wind us up, ignore him and ignore that prat Seb as well.
From:
Andrew townshend
09 June 2020 21:23 PM
David, I agree business is business, and having been self employed since 1977 I have learn't a lot along the way, and what I have learn't has been to harden up, but there still good people out there that you can put trust in and there are those that deserve everything that is coming to them, treat me right and I will be your friend, cross me, take advantage of my good nature and I will hound you all the way to hell on earth, yes I do bear a grudge.
From:
Andrew townshend
09 June 2020 20:47 PM
I've just gained 2 new tenants due to partnership break ups, expect there will be lots of them
From:
Andrew townshend
09 June 2020 16:33 PM
A good tenant is worth keeping even if they are paying a little under market rent.
From:
Andrew townshend
09 June 2020 16:30 PM
Seb, the eviction process is not the same, lenders can get occupiers out much quicker and easier .
From:
Andrew townshend
08 June 2020 16:45 PM
@ Seb, it is not the same, when a property is reprocessed by a lender they can have the occupiers out in days
From:
Andrew townshend
08 June 2020 16:34 PM
The ones that pay their rent will be secure, the ones that do not will feel secure for a couple more months, but after that ??
From:
Andrew townshend
08 June 2020 09:33 AM
Paul always has a lot to say on here and 99% of the time he's spot on right, a man who tells it as it is please or offend, maybe when he sells his properties and retires he'll sit down and write a best seller, then we can all say we knew that man Mr Barrett.
From:
Andrew townshend
05 June 2020 14:35 PM
And now another newly single, a guy this time, due to move in in 2 wks, will then be fully let again, all these marriage / partner break ups due in the main to lock down, good news for us landlords.
From:
Andrew townshend
03 June 2020 19:47 PM
Well I have just been paid 2/3 of the rent due with a promise of the balance due by Tuesday, so good on her so far
From:
Andrew townshend
03 June 2020 19:35 PM
Well I have just one that has not paid this month, she has until the 25th to pay then the eviction process will begin .
From:
Andrew townshend
03 June 2020 09:05 AM
Early days to say bounces back, no doubt there will be many marriage break up brought about by this lock down, I have a newly single lady moving into a property tomorrow.
From:
Andrew townshend
03 June 2020 09:01 AM
An annex is normally charged council tax at a 50% discount, but is often restricted to family members .
From:
Andrew townshend
02 June 2020 16:33 PM
BTL is still a good investment vehicle if done properly , buy for cash, or very low LTV (less than 50% LTV) buy locally where you can keep an eye on what's going on, be prepared to get your hands dirty cleaning, painting and repairs, take a long term view, and be very careful who you rent to, no students, no one under 25, no single mums, no one on benefits, and no all day curry eaters, oh yes and avoid London at all costs.
From:
Andrew townshend
02 June 2020 16:29 PM
No where does the law say the tenant does not have to pay, it just says that at present we have to delay evictions
From:
Andrew townshend
01 June 2020 17:20 PM
Yes if only we could have a black list online so we could quickly check
From:
Andrew townshend
01 June 2020 17:15 PM
No David that is not the way it should be and it is not fair on both parties.
From:
Andrew townshend
01 June 2020 17:12 PM
Non payment of rent is a civil matter, drive away from a petrol station without paying is a criminal matter, both theft so why the difference?
From:
Andrew townshend
01 June 2020 10:21 AM
Gov' haven't a clue, fish out of water, all public school boys with useless uni degrees, no business sense, no common sense, no hope , some one should come up with a ''real world uni course'' but who would teach it ? more pricks with useless uni degrees.
From:
Andrew townshend
29 May 2020 21:42 PM
Paul, anyone going into BTL for CG is a total fool, CG is a bonus if it happens, BTL is for the % return on the purchase price, I aim for 6% but am happy with 5% or even 4% , more than any return I will get from any bank account, and a CG only happens when you sell, I don't look to sell, all I want is a % return on my hard earn't cash.
From:
Andrew townshend
29 May 2020 21:28 PM
That's good advice is it? money claim online, at a cost of around £60 to the landlord == a CCJ on the tenants credit history for the next 6 yrs, mmm a clever move ?
From:
Andrew townshend
29 May 2020 09:35 AM
I fully expect rents will drop in London, but for the rest of us I doubt there will be little change, I accepted an offer of £525 on a property that was advertised at £550 yesterday, which had previously been let at £525 so I'm happy with that, maybe we will need to add a bit on to take a bit off.
From:
Andrew townshend
29 May 2020 08:55 AM
I've always seen property as a sound investment, it's not let me down yet, but it has to be looked at long term, it's not a get rich quick investment and there will always be ups and downs along the way, the mistakes that I've seen some people make are borrowing too much in order to run before they can walk, buying property a long way from their home, and the armchair landlords that are afraid of getting their hands dirty.
From:
Andrew townshend
28 May 2020 09:05 AM
''Students disabuse themselves'' ? will never happen, have you ever met a student without a chip on their shoulder, and as for their parents mostly fall into the flash with no cash bracket, rent to a dustman or a road sweeper, nicer people and much better tenants.
From:
Andrew townshend
27 May 2020 09:28 AM
Squatters in a residential property - a criminal offence, doubt police will do much though, bailiffs, the sheriffs office might have some ideas though, worth a phone call , or just go round there with a couple of heavies and throw them out of an up stairs window, after all what are they going to do about , treat people as they treat you.
From:
Andrew townshend
26 May 2020 17:54 PM
I stopped renting to students in the 90s, just not worth the bother when there is no shortage of decent working tenants out there, as I understand things most student landlords insist on guarantors, I would simply go after the guarantors and not under any circumstances let them get away with it, I also wounder if our friend here is really a solicitor.
From:
Andrew townshend
26 May 2020 16:23 PM
I think there will be bargains to be had towards the end of this year, but long term capital values will increase as they always do
From:
Andrew townshend
26 May 2020 08:24 AM
Absolutely right does not matter who the tenant is or what they do for a living , no rent = no home.
From:
Andrew townshend
25 May 2020 12:55 PM
I use a tenancy agreement from Eastern Landlords Assoc, 4 pages, simple, straight forward and says all it needs to.
From:
Andrew townshend
25 May 2020 12:51 PM
How many tenants ever read their tenancy agreement either before signing or after, many tenant copies get filed in the bin as soon as they move in.
From:
Andrew townshend
25 May 2020 10:20 AM
I know of a student landlord that pays for all the windows to be cleaned every couple of months, that way he gets feed back ''what the window cleaner saw''
From:
Andrew townshend
22 May 2020 08:03 AM
I have found an easy answer, simply not to read comments from certain people on here, job done
From:
Andrew townshend
21 May 2020 17:01 PM
If I'm not round the same day then I am defiantly round the next day, all my properties are within a 30 mile radius of my home.
From:
Andrew townshend
21 May 2020 16:52 PM
Expect you could be right Mark, so glad I'm not in London, just a Norfolk boy, and yes they could drop around here, but not like they will in London.
From:
Andrew townshend
19 May 2020 09:43 AM
Richard you are right not to buy now if you are borrowing to do so, better to get your borrowings reduced first, this buying opportunity is for cash buyers only.
From:
Andrew townshend
19 May 2020 09:37 AM
I don't rent to students, learnt my lesson there yrs ago, only my opinion but I think I would issue'' money claims online'' to tenants and the guarantor, only £60 to do last time I issued one, and dead easy, no need to get a solicitor involved , they would soon be contacting you then, go for it Daniela these sort of people must not be allowed to get away with it.
From:
Andrew townshend
19 May 2020 09:33 AM
Investing in property rather than a private pension was the best thing I done, buy for cash, or keep borrowings to a minimum, and pay them off ASAP , and take a long term view, I was buying in the 90 - 97 period, corner shops and run down terraced houses out of auction rooms in Norwich 15 - 25k a time, but even then people were saying that I was mad to be doing so, my solicitor once said to me why don't you let me know before you go to an auction, my answer, because you would try and talk me out of it. Gut feeling has always worked for me.
From:
Andrew townshend
19 May 2020 09:24 AM
I had some brilliant bank managers in the 80s and 90s, but times change, bank managers today all seem to be wet behind the ears, the only way now is to own our properties, no borrowings
From:
Andrew townshend
18 May 2020 19:31 PM
Revenge is sweet isn't it David, throw them out and screw their credit history, plenty good enough
From:
Andrew townshend
18 May 2020 19:26 PM
If you have any around the Norwich area I could be interested at the right price, always buy in a falling market
From:
Andrew townshend
18 May 2020 19:22 PM
@Robert, agree totally, I buy when people tell me not to, but always buy for cash, over 30 yrs now, not gone wrong yet, no regrets
From:
Andrew townshend
18 May 2020 19:20 PM
Dennis, please don't take this the wrong way but I'm a landlord of more than 30 yrs now, been there, seen it all and got the tee shirt, but there are no shortage of very good decent working tenants out there just be very selective of the tenants you let to and then these problems don't arise too often, no DSS , no single mums, no one under 25, and no curry eaters
From:
Andrew townshend
18 May 2020 19:16 PM
Come on Steve, see the funny side and laugh at this idiot.
From:
Andrew townshend
14 May 2020 20:34 PM
Agreed Laura, that's why few of us will touch anyone on benefits, just not worth the risk.
From:
Andrew townshend
14 May 2020 17:48 PM
I've stopped reading comments from Seb, complete idiot.
From:
Andrew townshend
13 May 2020 18:26 PM
Oh that's alright the unions will be paying the rent, after all they are wealthy enough to do so, staff being paid £100k+ a year.
From:
Andrew townshend
13 May 2020 09:17 AM
Agreed there, strange isn't it.
From:
Andrew townshend
13 May 2020 09:00 AM
Help the tenant, in genuine cases of hardship where the tenant has been good up to now then yes possibly , but of course there will be many tenants just trying it on here.
From:
Andrew townshend
13 May 2020 08:57 AM
@John Hughes, well said mate I've been thinking just that, bitter and twisted Seb.
From:
Andrew townshend
13 May 2020 07:55 AM
There are some really good agents out there, then of course there are the chocolate tea pots ' generally best to avoid the big nationals as most of their staff are still wet behind the ears.
From:
Andrew townshend
12 May 2020 16:46 PM
Being a bit of a prat again Seb ??
From:
Andrew townshend
12 May 2020 16:39 PM
Chip on shoulder Ray, many landlords own their properties without borrowings, I like many others got into it in the 80s and 90s because we didn't like private pensions it's worked really well for me and many other babyboomers, a few of the ' flash with no cash' landlords may go bust, but the rest of us with real money in our pockets will be in the auction rooms buying their properties.
From:
Andrew townshend
12 May 2020 16:30 PM
Paul, you and I were brought up to save and pay our way, the young of today live the lifestyle from one payday to the next, and yes the just in time lifestyle, in fact many middle aged people live that lifestyle as well, these people are our customers because they will never own property, their fault, their problem, but we benefit from these mugs, without them we would not have tenants, so far other than 1 commercial tenant all are paying me in full, the 1 commercial tenant that cannot pay me at present has been an excellent tenant of mine for over 25 yrs so I will trust her and I want to keep her as a tenant.
From:
Andrew townshend
11 May 2020 22:32 PM
@ Sebastian, firstly I like to be able to trust people which generally pays off, however abuse my trust and they become feckless, Sebastian I think you understand very little chap.
From:
Andrew townshend
11 May 2020 21:01 PM
I treat people as they treat me and can see nothing wrong with that.
From:
Andrew townshend
11 May 2020 20:00 PM
Yes Paul push us too far and it could happen.
From:
Andrew townshend
11 May 2020 19:12 PM
We'll just have to take the law into our own hands again just as we did in the 80s and 90s
From:
Andrew townshend
11 May 2020 17:48 PM
Travel to and from work is allowed so long as work cannot be done from home, I have been traveling a 30 mile round trip to and from Norwich painting, renovating and up dating 2 empty properties since Easter and fully intend to carry on doing so.
From:
Andrew townshend
09 May 2020 16:34 PM
I like the countryside all year round, winter included, but doesn't suit all.
From:
Andrew townshend
08 May 2020 11:16 AM
Yes agreed Paul, just done my tax return, accountant working from home, renewed my property insurance, broker working from home, Letting agent also working from home, no problems at all, many will carry on working from home, what's not to like, less office space, less people traveling to and from work, another nail in the coffin for the high street
From:
Andrew townshend
08 May 2020 11:14 AM
I'm surprised by the 75% loan to value, would have thought it wiser to go 50 - 60 % max at present, but then the best way now is not to borrow at all.
From:
Andrew townshend
08 May 2020 10:41 AM
Be very careful when using an agent, one I use in Norwich is very good, rent paid into my bank a/c same day they receive it, the other agent I use (only one property left with them now) payments are getting later and later, now 18 days late, I have been promised a payment by Monday, I have to carry out a small repair on the property next week and will be having a chat to the tenants who have been there a long time and always paid, I think there will be a good few agents going bust in the not too distant future
From:
Andrew townshend
08 May 2020 10:35 AM
'The Guild of Property Professionals' sounds like a load of bull s**t to me.
From:
Andrew townshend
07 May 2020 09:21 AM
That's students for you, I stopped renting to them in the 90s, very little between the ears, think they know the lot, in reality they know F all
From:
Andrew townshend
06 May 2020 20:47 PM
Kate, I had an excellent solicitor for over 30 yrs (he was also a landlord both residential and commercial ) he retired a couple of yrs ago, all I can find now are chocolate teapots universities turn out academic idiots now complete waste of time, but that is now true of anything that comes out of a uni now, doctors, teachers all of them .
From:
Andrew townshend
06 May 2020 20:43 PM
I disagree David if they have been good tenants and are honest then they deserve a chance at least, however if they do not start to make the short fall up then they do need to go fast, I know all my tenants and 15 out of the 16 I would like to keep and would give them a chance.
From:
Andrew townshend
06 May 2020 09:36 AM
@Sebastian, a very big difference, a good tenant is someone that you can trust and that will repay, a bad tenant is someone that you cannot trust and will not make up the shortfall', thankfully most will fall into the good bracket, but their will still be a lot that will not
From:
Andrew townshend
06 May 2020 09:29 AM
Interest free ??
From:
Andrew townshend
06 May 2020 09:21 AM
Total waste of time, a good tenant would repay the shortfall slowly over a period of time, some will be out in the cold next winter and wonder why.
From:
Andrew townshend
06 May 2020 09:09 AM
Michael, I come from the same generation, but was lucky my take home pay as a HGV fitter was £30 per wk, my first house was a derelict small cottage in Norfolk which myself and girlfriend ( now wife) spent every wk end and every bank holiday renovating with our own hands, like to see the snowflakes of today doing that, but hey ho us baby boomers had it easy, or that's what people keep telling us
From:
Andrew townshend
03 May 2020 14:20 PM
But we can increase the rent every 12 months by means of sec 13, so why does the abolition of sec 21 make for rent controls, the only effect the loss of sec 21 is going to have is that we are all going to be very careful who we rent to and in many cases are going to require a guarantor to sign up, the tax issue only really affects landlords with mortgages, many of us own our properties without borrowings.
From:
Andrew townshend
03 May 2020 13:07 PM
Feckless ? there good tenants, I currently have 15 out of 16 that I rate as good, and then there are bad, rouge, feckless tenants, call them what you like they are what they are and only have themselves to blame.
From:
Andrew townshend
02 May 2020 11:52 AM
Us baby boomers always went for home ownership, but then we were never workshy, we saved, we went without the flash new cars on the drip, the continental holidays in the sun, etc etc etc, Few snowflakes will ever own own property unless someone gives it to them, their problem, self inflicted fools, that keep us landlords wealthy
From:
Andrew townshend
01 May 2020 17:07 PM
No need to worry there David we all know it will never happen, however it has to be remembered that extra costs forced onto landlords doesn't make landlords poorer, it just makes tenants poorer.
From:
Andrew townshend
01 May 2020 15:12 PM
Sticks and stones Laura, we are the ones laughing all the way to the bank, so they can call me what they like.
From:
Andrew townshend
29 April 2020 16:55 PM
Agreed, I never renew an AST I just let them roll over and use S13 to increase rents when necessary.
From:
Andrew townshend
29 April 2020 08:31 AM
@ Elina, there are many ways to trace people, I always insist on proof of a new tenant's NI number, this makes tracing them easy, as I have often said before it's not the money, it's the princible .
From:
Andrew townshend
26 April 2020 14:49 PM
Sheriff's office also very helpful find them online they have imfo online that you can down load free
From:
Andrew townshend
25 April 2020 10:44 AM
Personally I think I would do the money claim now, you don't need a solicitor for that, never know it might just wake the guy up, you don't need solicitors for sec 21 or sec 8 either, plenty of help online, I 'm a member of Eastern Landlords in Norwich £70 per year, tax deductible and worth every penny, they have always been there for me with sound advice and help, don't know where you are in the country but I expect there is a good landlord assoc somewhere near, don't bother with the big nationals they are about as much use as a chocolate teapot .
From:
Andrew townshend
25 April 2020 10:39 AM
These kind of tenants tend to go quite and sweep things under the carpet, but when evicted we are the rouges, for the sake of £60 issue a money claim online, easy to do, he will ignore it, doubt you will get your money, but you will have the satisfaction in knowing he has earned himself a CCJ and with that on his record few landlords will even consider him as a tenant, revenge is sweet.
From:
Andrew townshend
25 April 2020 10:11 AM
You don't know what ''trying it on means'' ? you must have lead a very sheltered life!
From:
Andrew townshend
22 April 2020 16:38 PM
Only had one so far, a commercial let, the lady has been an excellent tenant for over 25 yrs, so of course I agreed, but if I get any trying it on then they can rest assured that they will be on the streets in time for next winter.
From:
Andrew townshend
22 April 2020 09:54 AM
Good, if the agent doesn't like it invite him to take you to court, he would be laughed out of court if he were stupid enough to try it, which of course he won't.
From:
Andrew townshend
20 April 2020 15:48 PM
Sounds to me as if the agent has already broken this agreement, I would be talking to the tenants direct.
From:
Andrew townshend
20 April 2020 08:13 AM
Making a residential mortgage more risky for the lender, few first time buyers are going to qualify for a mortgage and gone will be the 10% deposit, some lenders are now talking about 30 - 40 % down, so more good quality working tenants for us, win win hopefully.
From:
Andrew townshend
19 April 2020 09:31 AM
@Tim, surely if their processions are still in their room they should be paying you rent
From:
Andrew townshend
18 April 2020 16:14 PM
Polling on behalf of the Guardian, well we can ignore that then, will be far from the truth.
From:
Andrew townshend
17 April 2020 08:20 AM
@ Paul B, unearned income ? I spent most of last year, and this year so far, cleaning, repairing, upgrading and decorating properties, yes me, I, myself in there getting dirty doing it, unearned income ?, my backside!
From:
Andrew townshend
16 April 2020 09:23 AM
Just like the stock market you buy in bad times, but with your own money not the banks, done that in early 90s, auction rooms empty and builders with no work, many people told me I was mad, who had the last laugh ?
From:
Andrew townshend
16 April 2020 09:14 AM
Just watch those homeless figures rocket in time for the cold winter of 2021
From:
Andrew townshend
16 April 2020 09:09 AM
I cannot see any reason for not increasing the rent
From:
Andrew townshend
16 April 2020 09:06 AM
Directline are a very bad insurance company and best avoided at all costs, they are also behind the green flag recovery insurance.
From:
Andrew townshend
15 April 2020 08:23 AM
The government could lead by example by stopping all collection of council tax, business rates, vat and income tax, come on lets be signing that petition to force the government to act.
From:
Andrew townshend
15 April 2020 08:16 AM
It will not just be BTL mortgages being with drawn, home owner mortgages will also be withdrawn, mortgages and loans for all will be very much harder to get and deposits will be very much higher, which is no bad thing, too many people living on credit has to change now.
From:
Andrew townshend
15 April 2020 08:11 AM
The writer of that article seems to be saying that the rent we receive is 100% profit, we don't have costs, insurance, accountants fees and repairs, many landlords have large mortgage payments to make as well. The answer here might be to agree a short term rent reduction but only in genuine hardship cases, and the arrears to be made good by a short term rent increase when this lock down is lifted
From:
Andrew townshend
15 April 2020 08:04 AM
Slightly off topic but collected some coal today, good chap and has some investment properties ( residential and commercial) anyway tenant in shop, very high class expensive gentleman's clothing, 3 wks ago when he had to close announced that he would not be paying his rent, but did not want to loose his shop, this guy (the tenant) drives a Porsche, his wife drives a range rover taking the 'P' or what ? bet both cars are leased, FLASH WITH NO CASH oh isn't this going to sort the men from the boys.
From:
Andrew townshend
14 April 2020 21:06 PM
I done student lets at one of my properties for a couple of yrs in the 90s, too much grief, stopped that, I now go for working people over 25 and no single mums, oh and no all day curry eaters either, too much mess and smell.
From:
Andrew townshend
14 April 2020 17:10 PM
So accountants, solicitors, councils, vat, etc etc will also be reducing their charges by 25% then, don't take us for mugs.
From:
Andrew townshend
14 April 2020 08:56 AM
75% LTV seems a bit risky to me, 50 - 60 % would seem more sensible now, but then the best way is not to borrow at all.
From:
Andrew townshend
13 April 2020 09:57 AM
Good tenants who don't try to take the 'P' have nothing to worry about, why would any landlord want to loose a 'good' tenant, there will be many tenants that will try it on, fools to themselves at the end of the day they are the ones that will loose out
From:
Andrew townshend
10 April 2020 19:54 PM
Maybe explain to the tenant rent is not being passed on and ask the tenant to pay you direct, there have been many cases of rouge agents pocketing the rent, are the agents a ltd company and about to go bust, sounds like it.
From:
Andrew townshend
10 April 2020 17:31 PM
Nothing personal just business, like the garage that will not let you drive your car away until the bill has been paid in full, there is a heating company here in Norwich who will not service a boiler unless payment has been made before the engineer leaves their yard to do the job, there are so many people in all walks of life that think they do not have to pay the bill which has made us all hard, sad but true.
From:
Andrew townshend
10 April 2020 17:04 PM
I think we will be looking at more than 14%, my guess would be a figure approaching double that
From:
Andrew townshend
10 April 2020 11:30 AM
All this is going to have to be paid for some how, income tax, vat increases in the near future.
From:
Andrew townshend
10 April 2020 09:41 AM
An estate agent, well of course he would say that, he could be out of a job and bankrupt in a couple of months most of them operate on a shoe string driving the flash cars on lease, auctions are going to be busy selling off all these re possessed cars and houses.
From:
Andrew townshend
10 April 2020 09:37 AM
Some will just sweep it under the carpet and adopt the attitude'' can't pay won't pay''-- then we take the attitude '' can't pay we take it away ''
From:
Andrew townshend
10 April 2020 09:31 AM
@ Lee, ''feckless'' the word does sum up a certain element in society today quite well, would you not agree ?
From:
Andrew townshend
09 April 2020 17:32 PM
Matthew, where were you in 1989/90 ?
From:
Andrew townshend
09 April 2020 14:52 PM
They will fall, that's not rocket science is it? 38% seems a very precise figure, I think the fall in sales will be much higher than that.
From:
Andrew townshend
09 April 2020 09:46 AM
Maybe a few forced sales in the auction rooms, back to 1990 when the bargains were out there with very few buyers
From:
Andrew townshend
09 April 2020 09:42 AM
Not much is going to happen while we are in lock down, buying, selling, renting is going to be slow for the rest of this year, will certainly sort the men from the boys.
From:
Andrew townshend
09 April 2020 09:38 AM
I think property has been over valued for sometime and this is the straw that will break the camels back, added to that large mortgages will be hard to get which will hit the young first time buyer hard, just like shares the lose in value is only a figure on paper, it is only a true lose if or when you sell.
From:
Andrew townshend
09 April 2020 09:28 AM
Money claim on line for the monies due, tenant gets a CCJ , she might just wake up, do not put it off, do it now.
From:
Andrew townshend
09 April 2020 08:39 AM
Just let her go Rachel, you are well rid, you will have no problem re letting that spare room.
From:
Andrew townshend
08 April 2020 21:37 PM
Spot on Paul, but snowflakes and the '' I'm entitled generation will never see it that way''', my first home cost me £5k in 1979, small and derelict, 2 yrs later I sold it for £11k went to an auction and bought another derelict property, cost me £22k I borrowed £3 k from Bank over 3 yrs, had it payed off in 1 yr, lived in a caravan in back garden while renovating , done more since and lived in more caravans, today it is fair to say that I am a wealthy man, nice home, 16 rented properties and no borrowings, work, work, going without, driving beat up old vans has got me here, and you know what, I have enjoyed the journey all the way, and I still buy derelict properties at auction and get in there myself, odd guy? yes but that is me, no time for wingers like that spoil brat Kate
From:
Andrew townshend
08 April 2020 21:28 PM
That's what my old accountant always told me '' cash is king'', many yrs ago a ''proper'' bank manager once said to me '' borrow money to make money boy, don't borrow money to sustain a false life style'' all very good advise, loans and mortgages are going to be very hard to get now, and that is no bad thing, 50% in 50% borrowed max, just common sense isn't it ?
From:
Andrew townshend
08 April 2020 19:49 PM
Sounds to me like someone trying to talk the market up, after this banks will want much larger deposits the risks are just too great for them and who can blame them, as I have said before large mortgages are a mugs game, too many people have been living a false life style on too much debt, time for a change.
From:
Andrew townshend
08 April 2020 09:30 AM
But Paul you I and everyone else know that they are fools to themselves only long term
From:
Andrew townshend
07 April 2020 22:33 PM
For the sake of £60 go money claim online and start a claim, ccj coming his way, credit history screwed no landlord will touch him, you may well not get your money, but revenge is sweet.
From:
Andrew townshend
07 April 2020 21:54 PM
Oh you stupid sad woman, just go away.
From:
Andrew townshend
07 April 2020 21:31 PM
I could be wrong here but I seem to remember reading somewhere that it is a criminal offence in Germany not to pay their rent.
From:
Andrew townshend
07 April 2020 19:22 PM
Agreed, but many tenants take a short term view, those that take the 'P' will be on the streets next winter.
From:
Andrew townshend
07 April 2020 19:19 PM
Yes where a tenant takes the short term view it is a green light, but those that take advantage of the situation will find themselves sleeping in shop door ways next winter.
From:
Andrew townshend
07 April 2020 09:43 AM
I like good long term tenants, who would not, I have tenants that have been with me 10 yrs + one has been with me over 25 yrs.
From:
Andrew townshend
07 April 2020 09:37 AM
Rude Kate ? pot kettle black I think there girl.
From:
Andrew townshend
06 April 2020 15:11 PM
Agreed Kate and the worst of it is they are laughing at you, mine was a shop which might make it a bit different, I entered the premises in day light hours changed the locks, placed a notice in the window stating that they had 14 days to contact me after which their stock would be removed, that got rid of them, never did get the money though, I think you need to contact a good solicitor that knows what he is talking about, if yours is a commercial let you may be able to do as I did, but if it is residential then you will not.
From:
Andrew townshend
06 April 2020 10:55 AM
Never rent to a company without at least one director standing guarantor in their own right, I speak from experience I was once caught yrs ago.
From:
Andrew townshend
06 April 2020 09:06 AM
It will not happen to me Kate, I do not live the false lifestyle on borrowed money, all my properties are bought and paid for, I have cash reserves, my cars are bought and paid for, you are the original mug lady, but that suits me because it's mugs like you that have made me a wealthy guy
From:
Andrew townshend
04 April 2020 22:22 PM
Can't pay or won't pay ? that is the question, companies closed down? yes and a lot of them will never reopen, but more likely the straw that broke the canals back, these companies were technically bankrupt long ago trading on turnover, closing the country down? big mistake, and needs a rethink ASAP.
From:
Andrew townshend
04 April 2020 22:14 PM
Sorry Kate but I tell it as it is, please or offend, seems to me you got yourself into this situation, really not cut out to be a landlord are you?
From:
Andrew townshend
04 April 2020 21:55 PM
@Kate, that's the joys of being a landlord, you had better hope it does not happen because there is nothing you can do, by the sound of things if it does happen you will be bankrupt, large mortgage ? not a good idea.
From:
Andrew townshend
04 April 2020 20:21 PM
Exactly ''HONEST'' I think most of us would help out where we can in genuine cases, but there will be many tenants trying it on, I have already given a commercial tenant who has had to close her business for now a rent holiday.
From:
Andrew townshend
03 April 2020 11:15 AM
I like most other landlords will not even consider renting to someone on UC , however if an other wise good tenant lost their job I would not evict them, but if the rent then got into arrears I would have no choice other than to start the sec 8 ball rolling
From:
Andrew townshend
03 April 2020 11:04 AM
Nail on head, all they have achieved is to push up rents, hurting the very people that they are supposed to represent .
From:
Andrew townshend
03 April 2020 09:11 AM
I don't rent to students, or anyone under 25, just too much bother, give me the good honest hard working man (or woman) who I can offer respect to.
From:
Andrew townshend
02 April 2020 12:45 PM
Talking about shelter have you seen their t v ad wanting donations, they must be finding it hard to pay the boys at the top their 100k a yr wages
From:
Andrew townshend
02 April 2020 12:39 PM
I have been a member of Eastern Landlords Assos for 30 yrs, very happy with the support and guidance I receive from them, they are local and I can walk into their office here in Norwich anytime I like, no interest in this new trade body I fully expect they will be a total waste of time.
From:
Andrew townshend
02 April 2020 10:55 AM
Greedy ? lets take a look at what solicitors, accountants, car repair garages, heating engineers, etc etc charge, are they also not greedy? Everyone is greedy we have to be in order to survive, governments, both left and right over the past 30 yrs have caused this.
From:
Andrew townshend
02 April 2020 10:38 AM
Freckless tenants will always take the P, give them an inch and they will take a mile
From:
Andrew townshend
02 April 2020 10:29 AM
The rent is still do to be paid, there is no rent free period, evictions will still take place, it will just take longer to evict.
From:
Andrew townshend
02 April 2020 10:25 AM
I have already given a commercial tenant a rent holiday as the lady has had to close for now, she has been my tenant for more than 25 yrs and has always paid her rent in full, so I am happy to do so even though I don't have to, as yet I have not had a residential tenant approach me for one, if a tenant does ask for one I will consider a compromise depending on the circumstances .
From:
Andrew townshend
01 April 2020 13:40 PM
The courts will have to do their job as laid down in law, no ifs and no buts, courts do not make the law they just apply it.
From:
Andrew townshend
31 March 2020 14:46 PM
Ian your opinion and of course you are entitled to it, but like others on here you do not disclose your line of work, as for the crash coming I welcome it property has been over valued for a long time, I'm not selling, and like many others I own my properties no loans, so if values drop I will likely buy, filthy business ? certainly right there you should see the s**t I clear up from some of these tenants, and yes I do do it myself, '' STICKS AND STONES MAY HURT MY BONES - WORDS NEVER WILL, but you carry on ,you and your like give us a good old laugh.
From:
Andrew townshend
31 March 2020 14:40 PM
The damage they do to us will come back and bite tenants, councils and the government hard on the backside when we get back to normal, if a tenant fails to pay me without good reason I will serve sec 8, I will evict, however long that may take and I will make sure every landlord in my area knows who they are, we landlords do talk to each other
From:
Andrew townshend
31 March 2020 10:05 AM
Very true Paul, but generally tenants are the kind of people that live for today and sod tomorrow, which is why they will always be tenants and never a home owner, latter life on the bread line, but they just aren't clever enough to see that coming.
From:
Andrew townshend
31 March 2020 09:01 AM
Hayley, I think in your position I would stop paying the mortgage, let the lender reprocess the property and forget about being a landlord, I'm sorry lady but it sounds to me you are just not cut out to be a landlord, your tenants will be out immediately as when a property is repossessed by a lender the residents are out without the need of any court order.
From:
Andrew townshend
30 March 2020 21:09 PM
@ John Hughes, no you are not the stupid one, we work and pay our way, that means we can hold our heads up high, I wouldn't have it any other way.
From:
Andrew townshend
30 March 2020 13:56 PM
Long term this is all going to back fire on tenants, landlords will be even more selective as to who they rent to, leaving more and more people sleeping in shop door ways
From:
Andrew townshend
30 March 2020 13:38 PM
Very good point Peter, I would like to hear answers there as well, but of course we won't hear a thing.
From:
Andrew townshend
30 March 2020 12:13 PM
Agreed, lead by example, or is it a case, as always, do as I say not as I do.
From:
Andrew townshend
30 March 2020 12:08 PM
This rent holiday should only apply to those self isolating or those who have lost their jobs, as a blanket ban it is totally wrong. If you have a suitable guarantor you should be able to get your money out of them
From:
Andrew townshend
30 March 2020 09:55 AM
So solicitors and accountants will be offering their services for free for 3 months ?? What ever the loony left comes out with is nothing other than a joke, laugh at them, totally unelectable there will not be another labour government in my life time, and what happens when I'm gone is no concern of mine.
From:
Andrew townshend
30 March 2020 09:47 AM
Paul I always buy for cash, whether it be a house, car or what ever, that's the way I was brought up, save first then buy, my properties come from the auction room as do my cars and I never pay more than £10k for a car I cannot see the point in driving anything more expensive.
From:
Andrew townshend
28 March 2020 17:44 PM
So rumor has it Nick you are a teacher, I have yet to meet a teacher with even a morsel of common sense, but you are giving us a good laugh on here so rock on.
From:
Andrew townshend
28 March 2020 17:30 PM
Nick, you are very welcome to comment on here, and entitled to air your views, we are all entitled to our opinions .
From:
Andrew townshend
27 March 2020 19:13 PM
They will be broken promises, any way to get out of paying out just like any cheap insurance does.
From:
Andrew townshend
27 March 2020 09:33 AM
This is exactly what will happen, at present I have one tenant that might be stupid enough to do this, thankfully the other 15 are very unlikely to, but we can always make things very difficult for the rouge tenants in the future by naming and shaming them, we stick together and talk to each other.
From:
Andrew townshend
27 March 2020 09:23 AM
There will be many ex tenants with very bad credit scores sleeping in shop door ways, big mistake to take the ''P'' out of landlords, at the end of the day we have the upper hand.
From:
Andrew townshend
27 March 2020 09:16 AM
Good time to buy in the 90s, when I bought most of mine for peanuts, because few had the balls to buy.
From:
Andrew townshend
27 March 2020 09:11 AM
Well said Paul, sums things up perfectly, just as well we all have a sense of humor
From:
Andrew townshend
26 March 2020 17:13 PM
Only the fittest will survive this, those that borrowed too much trying to run before they could walk will hit the buffers
From:
Andrew townshend
26 March 2020 09:53 AM
Very optimistic statements, I would have thought a drop in sales to zero personally, and values will certainly drop when we get back to normal, property has been over valued for a long time, a correction has been well over due, be a good few estate agents going bankrupt and likely some of the big names.
From:
Andrew townshend
26 March 2020 09:25 AM
Of course not Jean, I'm 66, and after 30 yrs as a landlord am mortgage free, I think I'm lucky though, all but one of my tenants are good honest hard working people who I feel I can trust, the one who is not will likely find herself homeless next winter
From:
Andrew townshend
25 March 2020 21:35 PM
Morons driving office desks in town (and city) halls they are all the same, especially the loony left ones like Norwich city council
From:
Andrew townshend
25 March 2020 21:12 PM
30 Yrs ago I rented to students, did not take me long to ditch them and their snobby parents and move to honest working tenants.
From:
Andrew townshend
25 March 2020 19:59 PM
What work do you do Nick ?
From:
Andrew townshend
25 March 2020 10:31 AM
A complete ban is totally unfair, tenants who can pay their rent but chose not to need to go ASAP .
From:
Andrew townshend
25 March 2020 09:17 AM
I don't see why not.
From:
Andrew townshend
25 March 2020 09:13 AM
Correct as they will still be receiving their housing benefit, but what's the betting that some will jump on the band wagon as they know that we cannot evict them for at least 3 months, but of course they will be homeless by next winter and only a few rouge landlords will consider renting to them then.
From:
Andrew townshend
25 March 2020 08:50 AM
Agreed, but it is not going to work, we landlords are made of much stronger stuff than these sad whimps driving office desks in town halls.
From:
Andrew townshend
25 March 2020 08:44 AM
I would agree there, however I have to speak as I find, I have banked with Barclays for over 40 yrs they have been very good to me and stood by me in difficult times , at present I have no borrowings so it's unlikely to be a problem now.
From:
Andrew townshend
24 March 2020 17:24 PM
I think we have all had tenants like that Ken.
From:
Andrew townshend
24 March 2020 17:17 PM
I will consider a pet, small dog or cat, but as I can nolonger take a larger deposit it will now have to be an increased rent, the problem of course is some tenants ignore the no pets clause then we either have to just accept it or go down the expensive route of eviction .
From:
Andrew townshend
24 March 2020 14:01 PM
That would seem like a fair compromise, but I'm not holding my breath on that one.
From:
Andrew townshend
24 March 2020 10:00 AM
Sadly there is nothing that you can do other than wait and sit it out, I have a tenant that needs to go but for now I am stuck with her, the dross element will milk this for all it is worth but our time will come when this is all over and they find themselves homeless with only the rouge landlords prepared to take them on in sub standard properties.
From:
Andrew townshend
22 March 2020 20:56 PM
Well we will not be compensated, but the rent payments are only deferred they will still be due for payment once the tenant returns to work, I will expect these tenants to make extra payments each month to slowly pay off the monies due, if they do not I will not hesitate to take county court action.
From:
Andrew townshend
22 March 2020 19:47 PM
We can reduce the risk though by being very careful who we rent to, no DSS, no single mums, and no one under 25.
From:
Andrew townshend
20 March 2020 08:40 AM
I note you have even up voted yourself, that speaks volumes about you sir or madam
From:
Andrew townshend
19 March 2020 20:39 PM
So all we do is sit at home on our lap tops watching the money flow into our bank accounts ? you really have no idea do you, may I ask what do you do for work, that is if you work at all?
From:
Andrew townshend
19 March 2020 20:13 PM
I will expect any unpaid rent to be repaid once the tenant goes back to work, and I will take court action if need be, this is not a rent free period, it's just deferred payment.
From:
Andrew townshend
19 March 2020 17:46 PM
That is very reasonable, there will be many tenants trying it on here, wounder if the workshy benefits scroungers will expect to live rent free
From:
Andrew townshend
19 March 2020 17:36 PM
It is clear to me that this guy is a complete idiot, work for nothing? yer pull the other one.
From:
Andrew townshend
19 March 2020 17:31 PM
YES !
From:
Andrew townshend
19 March 2020 17:26 PM
Agreed, for every 1 rouge landlord there are at least 10 rouge tenants
From:
Andrew townshend
19 March 2020 09:25 AM
This is of course exactly what will happen, so where it does either evict when this is all over or increase the rent to make up the short fall
From:
Andrew townshend
19 March 2020 09:22 AM
Very sensible idea, but of course it will never happen.
From:
Andrew townshend
19 March 2020 09:12 AM
I suspect a lot of rouge tenants will use this to simply get out of paying the rent and there will be little that we can do about it, we need to be able to black list these rouge tenants to protect other landlords
From:
Andrew townshend
19 March 2020 08:48 AM
You are dreaming, government / councils, shelter, G R ease their relentless attack on us ? never going to happen, I treat people as they treat me.
From:
Andrew townshend
18 March 2020 15:50 PM
Nice thought Michael, but never going to happen is it, government / councils are our enemies, their doing, why would I help an enemy
From:
Andrew townshend
18 March 2020 15:40 PM
There some trust worthy people that you can be flexible with, I rent a shop to a lady that does sandwiches , she has been a good tenant for the past 25 yrs, if she has to close I will of course give her a rent free period, residential tenants I will not, it is up to the government or local council to pay their rent, if rent not paid section 8 notice in the post, the government / local councils are no friends of us landlords, their doing, maybe they should have thought about that before they stuck the knife in between our shoulder blades, I treat people as they treat me, and I do bear a grudge
From:
Andrew townshend
18 March 2020 15:25 PM
You genuinely believe you might get help. dream on Martha, we won't get any help, just stabbed between the shoulder blades as all ways.
From:
Andrew townshend
17 March 2020 21:44 PM
No John, they take us for mugs, no one but no one takes me for a mug
From:
Andrew townshend
17 March 2020 21:36 PM
This is the governments problem, support landlords -- no chance-- tenants will also take the P , it's a hard world out there , dog eat dog, harden up, or fall by the roadside, will anyone have any sympathy for a landlord ? of course not, this is the real world and welcome to it, one good thing about it though, it might wake up the snowflakes and the I'm entitled lot.
From:
Andrew townshend
17 March 2020 21:31 PM
Well said Paul, these idiots have no idea.
From:
Andrew townshend
17 March 2020 19:38 PM
It's up to the government or local council to pay, if they don't then it's eviction, I am not a charity.
From:
Andrew townshend
17 March 2020 18:11 PM
And how many tenants will use this as an excuse to not pay rent, if the government or councils pays me the rent then I will not evict, in all other cases I will evict, I am not a charity, shelter is though, knock on their door.
From:
Andrew townshend
17 March 2020 18:03 PM
If a rule were to be brought in to stop us refusing the DSS dross then we would have to insist on a home owing guarantor , they would find that very difficult to provide.
From:
Andrew townshend
15 March 2020 09:30 AM
Leave the rouge tenants to the rouge landlords, they deserve each other.
From:
Andrew townshend
13 March 2020 17:05 PM
There is a saying '' you don't need an education to be clever '', now most of these boys and girls in government have had the education, private school uni etc, but when it comes to the real world out there they are as thick as 2 short planks, and as David says above there is no shortage of desperate people out there looking for some where to live, so we can pick and choose
From:
Andrew townshend
13 March 2020 16:55 PM
Spot on Paul.
From:
Andrew townshend
13 March 2020 08:51 AM
And when it comes to making a claim on these micky mouse insurance policies are they going to pay out, or do their best to wriggle out of it, would not touch them, not for me thank you.
From:
Andrew townshend
12 March 2020 16:41 PM
What a surprise, one of them funny names yet again.
From:
Andrew townshend
11 March 2020 19:16 PM
Sex for rent ? well that's being paid for sex, prostitution , so these tenants would be admitting to being prostitutes, against the law, lock them up, problem solved.
From:
Andrew townshend
11 March 2020 19:10 PM
We now live in an age of living the life style on credit, the '' flash with no cash '' all show and nothing to back it up with, will it all end in tears? of course it will, mugs, but not my problem.
From:
Andrew townshend
09 March 2020 19:13 PM
Their are lot of very nasty people out there who seem to be above the law.
From:
Andrew townshend
04 March 2020 08:16 AM
But who's the ultimate looser in all this? the tenant, higher rents and even fewer landlords that will consider pets, or benefit claimants, shot in foot comes to mind.
From:
Andrew townshend
03 March 2020 07:31 AM
Very true most terraced houses here in Norwich date around the 1880s, built to last and people who live in them love them, houses built in the 60s are being knocked down, houses being built today will last 50 yrs max, and in 50 yrs time those 1880s houses will still stand and people will still love them. Electric cars are not green, they are also down right dangerous in the event of an accident, these ' greenies' no doubt straight out of uni with a useless degree are truly as thick as 2 short planks, as an electrician said to me recently '' you do not need an education to be clever''.
From:
Andrew townshend
28 February 2020 22:32 PM
Wise advice, but it won't happen, we are talking the ''I'm entitled generation'' entitled to all you list and want it all NOW.
From:
Andrew townshend
26 February 2020 18:16 PM
We need a thick hide to be a landlord, I for one am not going to lay down and die quietly.
From:
Andrew townshend
25 February 2020 21:20 PM
I have an excellent electrician, and an excellent MOT testing garage here in Norwich who are fair and honest , there are many who are not, and no, I am not dishonest myself.
From:
Andrew townshend
25 February 2020 18:03 PM
So you always find a fault in order to increase the bill, bit like the MOT test where some garages always fail a car in order to get work?
From:
Andrew townshend
25 February 2020 16:19 PM
I will consider pets but now that I am unable to charge an increased deposit it will have to be an increased rent
From:
Andrew townshend
25 February 2020 16:15 PM
Yes as always it will be the tenants picking up the tab here.
From:
Andrew townshend
25 February 2020 16:11 PM
Very true Paul, but do you really think for one moment anyone in government are listening , or even want to listen
From:
Andrew townshend
24 February 2020 19:42 PM
The name says it all to me.
From:
Andrew townshend
24 February 2020 17:15 PM
Legal aid seems to be handed out to any old Tom, Dick, or Harry for any old reason, legal aid should be scrapped .
From:
Andrew townshend
20 February 2020 13:15 PM
Not at all interested in these '' no deposit schemes'' no deposit no tenancy simple.
From:
Andrew townshend
19 February 2020 14:55 PM
There will not be any good news in the budget for landlords, face facts we all know this.
From:
Andrew townshend
18 February 2020 10:04 AM
Shelter is a charity, but are they providing homes, are they helping vulnerable tenants, NO they are just making things worse for the very people they claim to be there for.
From:
Andrew townshend
18 February 2020 09:57 AM
The helping hand I would like is to be able to evict non paying rouge tenants within 2 months, until I get that (and I'm not holding my breath) I will not consider benefit claimants, single moms or people under 25, I far from alone here, so this isn't helping vulnerable tenants is it ?
From:
Andrew townshend
18 February 2020 09:53 AM
All very good linking rents to wages but what about all the extra costs now being imposed on us this money has to come from some where, it's not coming out of my profits so it has to come from increased rent, the end user always pays.
From:
Andrew townshend
17 February 2020 09:38 AM
£60 well spent money claims online, we should all be doing this, why shouldn't they have a ccj if they don't pay ?
From:
Andrew townshend
17 February 2020 09:30 AM
Yes I think this is the way forward, unless a new tenant is gold plated then a home owing guarantor is a must, without this no tenancy, we need to stick together here because if we do councils and government are going to have such a problem with the homeless they will have to come and talk sense with us, we can win here.
From:
Andrew townshend
14 February 2020 20:19 PM
Very true, a big scam, but no doubt there are many a mug out there that has wasted their cash.
From:
Andrew townshend
14 February 2020 17:47 PM
Our overheads increase and shortage of supply = increased rent, not rocket science is it ?
From:
Andrew townshend
13 February 2020 10:00 AM
I was expecting too much from present day coppers wasn't I ?
From:
Andrew townshend
13 February 2020 09:56 AM
Police don't seem interested, I found one in a shop once, called the police, took them over an hour to get there, then parked a police van right outside, I don't think they want the paper work.
From:
Andrew townshend
13 February 2020 09:31 AM
Rapid rehousing, how about a rapid eviction when things go wrong ? thought not .
From:
Andrew townshend
07 February 2020 09:30 AM
Very true Paul.
From:
Andrew townshend
06 February 2020 19:07 PM
Just as with both tenants and landlords not all agents are rouges here, I have a very good independent agent I use in Norwich who are fair to both landlords and tenants equally .
From:
Andrew townshend
06 February 2020 18:09 PM
Rents are climbing here in Norwich, and no shortage of good tenants to chose from, the dross element are taking up the shop door ways increasingly .
From:
Andrew townshend
06 February 2020 09:04 AM
S S, I agree some agents were ripping tenants off with high fees, what might have been better here would have been a cap on fees that could have been charged to the tenant. however we are talking about damage deposits here which at a max of 5 wks are not enough so the money has to be collected another way as much as that is unfair to good tenants but the government made the rules here not us landlords.
From:
Andrew townshend
06 February 2020 08:16 AM
But have they saved £163 ? No they have not, the lost deposit has simply been added to the rent, that none of them will get back, shot in foot again.
From:
Andrew townshend
05 February 2020 19:55 PM
That's what you get when dealing with these sort of people
From:
Andrew townshend
04 February 2020 16:51 PM
I'm one of very few LLs in my area that used to consider tenants with pets, not now though, 5 wks deposit is not enough, might consider a higher rent but that's really going to hurt the tenant, well done government, shot in foot again.
From:
Andrew townshend
04 February 2020 16:00 PM
Well those of us that are left, and with low or zero borrowings will be in a strong position as rents go through the roof.
From:
Andrew townshend
03 February 2020 20:11 PM
There really is no excuse is there ? 1st of April until 31st of Jan to get the self assessment in.
From:
Andrew townshend
03 February 2020 20:08 PM
They live a totally different life style to the life we lived at their age, we saved, they spend, so unless some one gives them a property then they will rent until they die, mugs, but it's their choice .
From:
Andrew townshend
30 January 2020 09:39 AM
Here's the deal Boris, take away s 21 ( the so called ' no fault' eviction) increase minimum tenancy terms, but give us a sure fire way of removing rouge tenants in one month max.
From:
Andrew townshend
28 January 2020 18:31 PM
Nice idea, but will never happen.
From:
Andrew townshend
25 January 2020 08:44 AM
Many older council properties are simply not safe, but councils and housing assocs are allowed to get away with it, why ?
From:
Andrew townshend
24 January 2020 21:10 PM
Long term tenants, I have many, they all started off on 6 month AST and then became SPT, no new tenant will ever be offered anything longer than 6 months we just don't know what we are getting with a new tenant do we.
From:
Andrew townshend
24 January 2020 21:04 PM
Probably makes sense, but who's paying ? well the tenant of course by an increase in rent to cover the landlords extra expense.
From:
Andrew townshend
17 January 2020 09:21 AM
But is that our fault, or is it down to the government ? the end user always pays.
From:
Andrew townshend
17 January 2020 09:17 AM
Could not shelter lend them the money, after all they are supposed to be a charity for tenants and the homeless ?
From:
Andrew townshend
06 January 2020 16:42 PM
I'm sticking with BTL I have the advantage of owning all my properties, no borrowings, but I am going to be very careful who I rent to, no risks from here on, if my gut feeling isn't right then no tenancy.
From:
Andrew townshend
03 January 2020 21:38 PM
Easy answer Paul, if a tenant will not qualify for RGI leave them sleeping in shop door ways
From:
Andrew townshend
03 January 2020 21:25 PM
I do believe the RLA and the NLA to be a total waste of time here, I am, and have been since the early 90s a member of a local LL group, Eastern Landlords Assoc, who are always there to help, as for the government being hell bent on destroying us, well they have a fight on their hands there, those of us who own our properties outright are in a very strong position, all the government are doing is hurting the tenant with increased rents, and a big problem for bad tenants who most of us will not touch at any price.
From:
Andrew townshend
02 January 2020 20:56 PM
Yes charities stink don't they, it's all about how much their employees can milk out of them and not the cause, the church is no different either.
From:
Andrew townshend
02 January 2020 20:23 PM
We know the government don't want to listen, so we just up the rents, it's the tenants they are hurting.
From:
Andrew townshend
02 January 2020 16:20 PM
The first sentence sums it up perfectly, done properly, learning to walk before you run, and not over borrowing BTL can work very well, much better than any private pension sold by those spivs in suits.
From:
Andrew townshend
02 January 2020 09:12 AM
I find void periods useful for repairs and up grades, sods law though I have 2 empty properties at present both needing work, but that's just the way it goes.
From:
Andrew townshend
31 December 2019 17:43 PM
I do, as a matter of princible, £60 online money claim, very unlikely to get the money owed, but the satisfaction of giving the defaulting tenant a ccj is worth it.
From:
Andrew townshend
31 December 2019 08:53 AM
Agreed, and I would not trust these insurance based schemes to pay out in the event of a claim.
From:
Andrew townshend
30 December 2019 18:54 PM
I like tenants that stay a long time, and have many that have, but we still need a cheap quick way of evicting rouge tenants, until we get that, if ever, then mine are all on 6 month tenancies.
From:
Andrew townshend
28 December 2019 15:37 PM
That is so very true Neil, and don't forget housing assocs as well, Happy Christmas.
From:
Andrew townshend
25 December 2019 09:06 AM
Most of my tenants are o k , but you always get the odd one.
From:
Andrew townshend
23 December 2019 16:06 PM
Making money out of tenants, all additional costs are passed on by an increased rent.
From:
Andrew townshend
20 December 2019 09:10 AM
''Highly educated Albert Einsteins of the future'' but when it comes to common sense as thick as s**t.
From:
Andrew townshend
19 December 2019 21:30 PM
As a some what green landlord in the early 90s I had student tenants, never again, more trouble than they are worth, and their parents were worse , I don't rent to anyone under 25 now, and students are a big big no.
From:
Andrew townshend
19 December 2019 20:38 PM
I think the landlords name says it all.
From:
Andrew townshend
19 December 2019 17:47 PM
Your are hot on the key board tonight Paul, happy Christmas mate.
From:
Andrew townshend
17 December 2019 21:17 PM
Never got involved with HMOs, and never will.
From:
Andrew townshend
17 December 2019 21:13 PM
I have to agree with you there Paul, buy a property with a tenant in it and you are taking on another landlord's problems, been there, done that, got the tee shirt.
From:
Andrew townshend
17 December 2019 19:51 PM
A good relationship with tenants ? I totally agree, but a relationship is a 2 way thing.
From:
Andrew townshend
17 December 2019 09:08 AM
I think we have 10 yrs before we need worry about any possibility of a labour government, that will make me 76, if I'm still around, and if I am I don't think I will be too bothered by then.
From:
Andrew townshend
16 December 2019 21:16 PM
I have a detached house in Norwich built around 1880 which I have owned for the past 30 yrs, over this time I have had many tenants there complain of damp and mould, present tenant has been there around 3 - 4 yrs now, no damp and no mould, why ? because when ever I drive past, winter or summer, the bedroom windows are always open durin day light hours, there's your answer.
From:
Andrew townshend
03 December 2019 09:29 AM
Pi**es me off too Danieli, I'm a good landlord, as I'm sure you are as well, good tenants are good customers, all business need good customers and the way to keep them is to look after them, but hey ho we all get tared with the same brush.
From:
Andrew townshend
28 November 2019 20:13 PM
Totally agree, no deposit, no tenancy.
From:
Andrew townshend
28 November 2019 20:02 PM
But this is how millenials and snowflakes work, live today, pay later, which is why few of them will ever own a home, and in old age they will be skint, their problem, not mine.
From:
Andrew townshend
26 November 2019 19:31 PM
Well yes, when we bid, or make an offer we deduct 3%, take it or leave it.
From:
Andrew townshend
26 November 2019 19:26 PM
Well hasn't it always been a case of voting for the lesser of the 2 evils, none of this is going to end well, it will be as always the end user that will pay, but will tenants see this ? doubtful.
From:
Andrew townshend
26 November 2019 19:19 PM
It won't work, I'm not going to give the keys to a new tenant until I have the deposit in full, and I 'm not going to agree to release a deposit until I'm happy with the property.
From:
Andrew townshend
25 November 2019 17:27 PM
I have never used sec 8, when I've had a non paying tenant I have always used sec 21, all I want is them gone a s a p, now if we are to loose sec 21 it's a case of not taking risks with new tenants, if they don't stack up I don't want them in my properties.
From:
Andrew townshend
25 November 2019 17:17 PM
And again, a very not British sur name!
From:
Andrew townshend
18 November 2019 19:13 PM
22 weeks, now add to that the 8 weeks before the section 8 notice was served that's 30 weeks with no rent + the court costs, and shelter say we are unreasonable when we say no dss.
From:
Andrew townshend
15 November 2019 10:09 AM
People don't go looking to buy / rent by the boards outside properties, these boards just invite the time wasters, business is done over the internet now by viewing web sites.
From:
Andrew townshend
14 November 2019 09:24 AM
From what I have heard from people that have bought shared ownership they are nearly impossible to sell on.
From:
Andrew townshend
13 November 2019 10:35 AM
Horror letting agents ? yes there have been a few of them haven't there , thankfully I have no personal experience there.
From:
Andrew townshend
12 November 2019 17:44 PM
I used to manage all mine , I'm down to 4 that I manage now, the rest (12) are all managed by a good local agent, they get me a bit more rent than I would myself, and the money is transferred into my account on the same day they receive it, just avoid those big national agents their staff are all wet behind the ears youngsters, useless.
From:
Andrew townshend
12 November 2019 11:12 AM
Women tenants from hell are far worse than the men, never stand for the sob story from a woman.
From:
Andrew townshend
12 November 2019 09:49 AM
The law of the land should be applied equally, sadly it regularly is not .
From:
Andrew townshend
10 November 2019 10:39 AM
I think John has just hit nail on head '' fear of discrimination'' that's local and central government for you.
From:
Andrew townshend
10 November 2019 09:51 AM
I hear what you are saying mate, but would not taking a lower paid job out side of London not make you better off in the long run ?
From:
Andrew townshend
08 November 2019 22:13 PM
But that's for an HMO licence isn't it, I don't have any HMOs and don't want any.
From:
Andrew townshend
08 November 2019 16:34 PM
£50 every 5 yrs, yes I would go with that, no more though, there is no need for it to be any more that that.
From:
Andrew townshend
08 November 2019 14:01 PM
Many of mine come out of auctions and have suffered structural damage / movement in the past, as such a FTB would be very unlikely to get a mortgage on them.
From:
Andrew townshend
08 November 2019 12:37 PM
Shared ownership - biggest con going.
From:
Andrew townshend
08 November 2019 12:31 PM
I find the void period useful for maintenance and upgrades, the length tends to vary depending on area, there are no shortage of tenants in Norfolk at present.
From:
Andrew townshend
08 November 2019 11:04 AM
To buy a property means hard work and giving up the expensive life style that the young of today seem to think they are '' entitled '' to, they can't have it both ways.
From:
Andrew townshend
08 November 2019 10:56 AM
Well I for one have nothing to fear and would welcome it so long as landlords were not expected to pay for it.
From:
Andrew townshend
08 November 2019 10:49 AM
Property can be bought quickly south of the boarder, I have agreed a purchase on a monday and completed on the friday before now to beat the competition, solicitors don't like it but sometimes they just have to be told .
From:
Andrew townshend
07 November 2019 15:19 PM
But is the average tenant clever enough to see this ?
From:
Andrew townshend
07 November 2019 11:00 AM
I don't have life insurance, but then other than the credit card, which is paid off in full every month, I don't have any borrowings. It never ceases to amaze me however how many people don't have property or contents insurance, It's not expensive and can even be payed monthly, I had a commercial property fire 30 yrs ago, the insurance company, General Accident (now Aviva) were brilliant, I had the go ahead within hours and a large interim payment within 7 days, it certainly pays to insure with a proper company.
From:
Andrew townshend
07 November 2019 09:28 AM
Leave the ''dross'' element to councils and housing assocs', why would we want them ?
From:
Andrew townshend
05 November 2019 17:14 PM
I have often looked at leasehold properties, but on reading the lease have always been put off.
From:
Andrew townshend
04 November 2019 09:16 AM
Purpose built student accommodation, a good idea for students, but would I invest ? that's a big fat NO to that one.
From:
Andrew townshend
01 November 2019 09:47 AM
Direct Line ? no, I would not insure with them, same company as Green Flag, steer clear of them.
From:
Andrew townshend
01 November 2019 09:41 AM
I doubt it will happen, but if it does I can see it all backfiring for the tenants
From:
Andrew townshend
30 October 2019 16:05 PM
When you have a good agent it is worth holding onto them, plenty of bad ones out there, my agent charges me 10%, I could change to one that only charges 8% but I'm not going to, penny wise and pound foolish comes to mind
From:
Andrew townshend
30 October 2019 16:01 PM
The shear arrogance, ignoring letters, plenty good enough that he was fined just should have been a lot more, these people get the good landlords a bad name which we don't deserve.
From:
Andrew townshend
30 October 2019 15:52 PM
If a tenant cannot afford a deposit then it follows that they cannot afford the rent either.
From:
Andrew townshend
30 October 2019 09:51 AM
I too would be happy to pay a fiver a month, even a tener, lets face it it's really no money to get one back at the government, shelter and generation rent.
From:
Andrew townshend
29 October 2019 09:46 AM
I don't have any borrowings and most were purchased in the 90s, so I'm sticking with it for now, but at 66 who knows what the future may hold for me.
From:
Andrew townshend
29 October 2019 09:36 AM
Good agents are worth their weight in gold, there are many that should be avoided at all costs including the big nationals where you are only a number and their staff are wet behind the ears snowflakes.
From:
Andrew townshend
29 October 2019 09:20 AM
The agent I use in Norwich pays the money into my bank account on the same day that they receive it, I would never use an agent that hangs onto it.
From:
Andrew townshend
25 October 2019 10:01 AM
It seems demand varies quite a lot around the UK , still seems strong in my area (east anglia)
From:
Andrew townshend
24 October 2019 10:49 AM
But that is their problem, not ours, they live their lives to the full today and will pay the price for that when they are old, self inflicted.
From:
Andrew townshend
23 October 2019 10:55 AM
The snowflake GR live for today, they have no interest in what tomorrow may bring, some may be lucky enough to be given a property when our generation die off, but most will fall flat on their faces in later life, their problem not mine.
From:
Andrew townshend
23 October 2019 10:47 AM
Most renters don't want the hassle of home ownership, they also have the ability of giving just 1 months notice when they need to move, I don't think any of my tenants want to be home owners.
From:
Andrew townshend
23 October 2019 09:35 AM
Totally agree, our great british courts for you, not fit for purpose
From:
Andrew townshend
19 October 2019 15:23 PM
Will never happen Robert, they are the lazy I'm entitled generation.
From:
Andrew townshend
18 October 2019 12:02 PM
I have 16 great tenants at present, we are all on first name terms and get along just fine, but don't we have to be so very careful when vetting prospective tenants, the days of taking a risk with a new tenant are long gone, no room for rotten apples now.
From:
Andrew townshend
16 October 2019 08:07 AM
Paul, why ever did you not put your name forward for PM, I would have voted for you, come to that why not a landlord party standing for common sense .
From:
Andrew townshend
14 October 2019 21:37 PM
I would not object to the idea of a national licencing scheme if it were fair and the fees were also fair, but such a scheme would never be fair and would push rents higher still.
From:
Andrew townshend
14 October 2019 10:53 AM
No fault evictions ?? Sec 21 is used to get non paying tenants out quicker and more cheaply than sec 8, that's why we use sec 21, without sec 21 we are going to be ever more selective when choosing tenants, leave the dross to councils and housing assocs where they belong.
From:
Andrew townshend
14 October 2019 09:45 AM
4 03 am, do you ever sleep Paul ?
From:
Andrew townshend
12 October 2019 11:50 AM
Not all landlords live miles away from their properties, yesterday I had a call from a tenant reporting a fault with a heater, I was round there to fix the problem in less than 1 hour, generally if I'm not round the same day I'm round the next day, don't tar all landlords with the same brush that simply isn't fair .
From:
Andrew townshend
11 October 2019 12:31 PM
I tell it as it is, if that offends then so be it, the truth hurts some out there
From:
Andrew townshend
11 October 2019 11:13 AM
Yes again it's these people getting the rest of us a bad name.
From:
Andrew townshend
11 October 2019 11:06 AM
Another one that considers himself above the law ??
From:
Andrew townshend
11 October 2019 09:33 AM
Comments removed, does the truth hurt ??
From:
Andrew townshend
11 October 2019 09:24 AM
I am one of very few LL in my area that will consider tenants with a pet, now that I'm unable to take a larger deposit I will have to charge an increased rent for a pet, so once again it's the tenant that will lose out, government really don't think these things through do they?
From:
Andrew townshend
10 October 2019 10:03 AM
She denied causing the damage, well who did cause the damage then ?
From:
Andrew townshend
10 October 2019 09:07 AM
Without sec 21, or something to replace it, we are all going to be very careful who we let into our properties, if in doubt don't rent to them, sec 8 is not fit for purpose in it's current form.
From:
Andrew townshend
10 October 2019 09:02 AM
While bring HB up to current rent levels may help the situation I for one would still not take tenants on HB.
From:
Andrew townshend
10 October 2019 08:57 AM
It isn't all over for the small landlord yet not by a long way.
From:
Andrew townshend
09 October 2019 15:53 PM
Don't worry about it, it won't happen, just hot air from labour trying to gain voters.
From:
Andrew townshend
04 October 2019 10:17 AM
Agreed, very bad bank, stay clear.
From:
Andrew townshend
03 October 2019 20:14 PM
And would you give to that charity? I certainly would not, that's where the money goes, to the fat cats at the top.
From:
Andrew townshend
02 October 2019 17:49 PM
Rents up, or just trying to cover additional landlord costs ?
From:
Andrew townshend
02 October 2019 10:21 AM
Tory, labour, lib-dem, GR and shelter all want us gone, so what happens to our properties when we sell up, maybe some tenants will be able to buy them and become owner occupiers, with the responsibility of paying the mortgage every month , and paying for the ongoing repairs and maintenance, most tenants have not got a hope in hell of ever getting a mortgage, many of our properties would not pass a mortgage survey, = big increase in people sleeping in shop door ways, we will see what the future holds.
From:
Andrew townshend
01 October 2019 21:30 PM
I also agree, I have a good independent agent that I have used in Norwich for 20 yrs now, but there are still many rouge ones out there that need closing down.
From:
Andrew townshend
30 September 2019 09:00 AM
The lose of sec 21 will certainly hit the dross element of tenants, it will be the case of '' gold plated tenants'' only need apply.
From:
Andrew townshend
30 September 2019 08:56 AM
That could be an option, up until now I have been prepared to consider pets , however now that I will not be able to hold a larger deposit it will have to be a higher rent.
From:
Andrew townshend
28 September 2019 11:21 AM
I think that is very true, they either don't want to or know that they never will, it takes commitment, hard work and going without the expensive life styles to buy property, then when they have bought there is the maintenance, something the snowflakes are incapable of.
From:
Andrew townshend
24 September 2019 14:37 PM
He's entitled to his point of view Paul as we all are
From:
Andrew townshend
23 September 2019 20:15 PM
David I disagree with Paul below, you are more than welcome to make your posts on here, we are unlikely to agree with you, but please keep them coming
From:
Andrew townshend
23 September 2019 19:28 PM
It's not a view David it is a FACT !
From:
Andrew townshend
23 September 2019 19:23 PM
David you are just so wrong, I get on well with all my tenants and they get on well with me, but stop paying the rent and things do change and very quickly
From:
Andrew townshend
23 September 2019 19:13 PM
Most tenants are good tenants, we like them and they are welcome to stay as long as they like, the problem comes when we get a bad tenant which we all do from time to time we need them gone a s a p
From:
Andrew townshend
23 September 2019 19:07 PM
But why would a landlord want to evict a good tenant who pays their rent on time and in full, sec 21 is a quicker cheaper way for us to get rid of bad non paying tenants.
From:
Andrew townshend
23 September 2019 19:02 PM
It's going to be ''if in doubt don't rent to them'' we can no longer take any risks with who we let into our properties.
From:
Andrew townshend
23 September 2019 09:38 AM
I had that one from a single mum some yrs ago, ended up both her and her child being evicted, I no longer do single mums, more trouble than they are worth.
From:
Andrew townshend
19 September 2019 17:06 PM
Money claim on line, £60 (tax deductible) money well spent, CCJ on his record for 6 yrs, then do the same again for another 6 yrs, this guy will very likely come back to this country at some point, revenge is sweet, the grand really doesn't matter.
From:
Andrew townshend
19 September 2019 09:17 AM
I'm with you Suzanne, 1, I cannot see a hard left labour getting into power 2, If they do get in I cannot see them getting this through parliament 3, If they do I'm staying and fighting
From:
Andrew townshend
18 September 2019 18:28 PM
We are going to loose sec 21 who ever wins the next GE , we now have to be even more careful who we let into our properties, there will be even more sleeping in shop door ways as a result.
From:
Andrew townshend
18 September 2019 09:21 AM
Property chains are a nightmare, the world is full of time wasters, I much prefer the auction route for property transactions, deal done no messing.
From:
Andrew townshend
17 September 2019 09:01 AM
Well we all have to do that now when buying, and knock off the auction house buyers fees to come up with a max all inclusive price we will pay.
From:
Andrew townshend
16 September 2019 10:19 AM
All depends how serious you are about selling, place it with an estate agent and you will be messed about by every dreamer in the world, put it in a good auction with a fair reserve and the deal is done when the hammer hits the table, no messing.
From:
Andrew townshend
16 September 2019 10:14 AM
I think we have all been there and experienced the single mums as tenants and watch how they milk the system, strict rule now ''NO SINGLE MUMS'' leave them to councils or housing assocs, they are just not worth the bother.
From:
Andrew townshend
16 September 2019 09:43 AM
Probably the realities of being a landlord, once you have experienced the dross of the benefit tenants attitudes soon change, I will bend over backwards for a good tenant, I spent a day and £20 last week renewing roofing felt on a tenant's shed roof, her shed not mine, nothing wrong in doing some one a good turn when it is appreciated, I treat people as they treat me.
From:
Andrew townshend
14 September 2019 09:38 AM
Paul I cannot see it happening, it's all a lot of hot air from the loony left
From:
Andrew townshend
13 September 2019 09:40 AM
Not British then, yet again, getting the rest of us that bad name
From:
Andrew townshend
13 September 2019 09:34 AM
These are just the kind of tenants I like, they pay the rent in full and on time, they look after the property and are grateful for a home.
From:
Andrew townshend
12 September 2019 09:26 AM
Generation Z , the under 25s then, would not touch them.
From:
Andrew townshend
12 September 2019 09:22 AM
I agree, and I am a member of the conservative party, mainly because I wanted Mrs May gone. However where labour are concerned it's the unions with their large block votes who decide the leaders, which is why Mr Corbyn was made leader, I don't think the average labour voter really wanted Mr Corbyn as leader, still looking on the bright side labour are 14 points behind the conservatives at present and unlikely to win a GE while Mr Corbyn is their leader.
From:
Andrew townshend
11 September 2019 15:45 PM
Russia, I know a guy that married a Russian lady , he now lives in Russia very happily with his younger bride.
From:
Andrew townshend
11 September 2019 15:02 PM
Norwich council (left wing) make me pay the full council tax from day one on an empty property, where as 10 miles away Breckland council (tory) give me the first 4 wks free.
From:
Andrew townshend
11 September 2019 14:51 PM
Place increased costs on ANY business and it will always be the end user that pays the price
From:
Andrew townshend
11 September 2019 14:45 PM
I think the reason for the drop in evictions is simply because we are now more careful who we rent to, no more taking risks on iffy tenants hense the rise in shop door way sleeping
From:
Andrew townshend
10 September 2019 09:05 AM
Why not name the tenant ?
From:
Andrew townshend
10 September 2019 08:55 AM
Shot in foot comes to mind.
From:
Andrew townshend
06 September 2019 20:51 PM
While I agree with you Paul I don't thing Mr Corbyn will get in, and if he does I don't think he will get these policies through parliament.
From:
Andrew townshend
05 September 2019 22:37 PM
I fear a labour government but am hopeful that with Mr Corbyn as leader they are un electable, just as they were in the 90s with Mr Kinnock as leader.
From:
Andrew townshend
05 September 2019 09:11 AM
I am one of very few landlords in my area that will consider a pet, up to now I have taken an extra deposit, however as I am no longer allowed to take that extra deposit I will have to either say no pets or charge an increased rent.
From:
Andrew townshend
05 September 2019 09:07 AM
I don't think Labour will get in while Mr Corbyn is leader, he could just be our saving grace.
From:
Andrew townshend
04 September 2019 11:03 AM
I wouldn't want to be a landlord in London, I don't like the place.
From:
Andrew townshend
04 September 2019 10:50 AM
No shortage of good tenants in and around Norwich, just finished renovating a 2 bed bungalow in a village 15 miles from Norwich end of Aug, new tenants moved in 2nd Sept, £675, a friend finished renovating a 2 bed terrace in Norwich on a Friday last month, new tenants moved in on the Monday, £795. both 6% + yield.
From:
Andrew townshend
04 September 2019 09:46 AM
But how many tenants would be able to find enough money for the deposit, how many would be accepted for a mortgage, how many of our properties would pass a mortgage survey, most of mine would not I bought properties at auction many having suffered structural movement. No I don't think this will happen, just a lot of hot air to get the GR vote.
From:
Andrew townshend
03 September 2019 18:27 PM
Mate my spelling and grammar is rubbish as well and do know what I don't care, it certainly has not stopped me being successful in business, I don't get upset when people take the ''P'' I just laugh at them.
From:
Andrew townshend
02 September 2019 14:19 PM
So what is stopping tenants becoming home owners, or even landlords themselves ? oh that's right the dislike of hard work, of saving money, then there is the expensive social life that of course they are '' entitled'' to, oh these snow flakes and millennials don't you just love them, still it's mugs like these that keep the money rolling into our bank accounts.
From:
Andrew townshend
01 September 2019 10:28 AM
And I expect that you really do own your properties as I do, these large landlords don't own their properties, the banks do, '' flash with on cast'' comes to mind.
From:
Andrew townshend
30 August 2019 21:23 PM
Agreed that is rubbish, take a look at council and housing assoc homes, that's where the real problems are, that burn't out tower block in London, COUNCIL owned !! don't have to say anymore do I ?
From:
Andrew townshend
30 August 2019 10:06 AM
The conservatives have not been our friends, however that's nothing to what Mr Corbyn would do to us.
From:
Andrew townshend
30 August 2019 10:00 AM
No personal experience of either of them, I've been a member of Eastern Landlords for more than 20 yrs, well worth the £70 per yr, they have been very helpful, and are always there for us.
From:
Andrew townshend
30 August 2019 09:53 AM
Will save the tenant £200, but put £35 per month on the rent, over the 6 month period, and who is the looser? these mugs are unbelievable aren't they?
From:
Andrew townshend
27 August 2019 22:06 PM
Of course rents are rising above inflation, our costs are rising above inflation, whatever the business costs are always passed onto the end user, this isn't a game, we are not charities, we are init to make a profit, and make a profit we will
From:
Andrew townshend
27 August 2019 12:52 PM
It's the so called ''vulnerable'' tenants that we don't want in our properties at any money, leave them to the council to house, not our problem.
From:
Andrew townshend
23 August 2019 19:05 PM
If they cannot afford to pay a deposit what are the chances of them paying the rent? little and none, I once had a guy that wanted to move in and pay the deposit in installments, he couldn't understand why I said no
From:
Andrew townshend
23 August 2019 10:55 AM
Only 54% in arrears, I would have thought the true figure to be much higher, NO DSS !
From:
Andrew townshend
23 August 2019 09:04 AM
Dream of stepping onto the property ladder, that's exactly what GR are, dreamers, want their expensive life styles and own a house as well, well wake up that isn't how it works.
From:
Andrew townshend
22 August 2019 09:46 AM
Really makes no difference, if I'm buying I decide how much I want to pay then take off fees and stamp duty to come to the max price that I will bid, if I were selling I would add these costs to the reserve price.
From:
Andrew townshend
22 August 2019 09:42 AM
And there are a lot of labour MPs with property portfolios, Mr Blair has a very large portfolio. Few renters are going to vote Tory what ever the Tories do for them.
From:
Andrew townshend
21 August 2019 09:54 AM
Avoid the big boys at all costs where you are just a number, the staff are all under 25, and wet behind the ears. I have an excellent letting agent here in Norwich, Spencer Ward, money paid into my account on the same day they receive it, I first used them 20 yrs ago, since then as properties have come vacant I have handed them over to them, not had a bad tenant from them yet.
From:
Andrew townshend
21 August 2019 09:48 AM
Agreed, generally it is the tenants that cause the problems to these properties , HMOs and the associated type of tenants they draw are bad news and the problems are only going to get worse, so leave these type of tenants to the local council to house, their problem, not ours.
From:
Andrew townshend
17 August 2019 10:06 AM
Yes spot on Steve, that's how proper landlords work, when a problem is reported to me if I'm not round the same day I'm always round the next day, including week ends and bank holidays, this why I keep good tenants many years.
From:
Andrew townshend
16 August 2019 20:43 PM
Yes sadly times and people change, I had a brilliant solicitor for over 30 yrs one of the boys, he spoke our language, sadly he retired a couple of yrs ago
From:
Andrew townshend
16 August 2019 17:50 PM
That would be nice to know wouldn't it.
From:
Andrew townshend
16 August 2019 17:30 PM
We are also only allowed one increase a yr south of the boarder, but we only have to give 2 months notice.
From:
Andrew townshend
16 August 2019 17:25 PM
When you instruct a solicitor then he (she) is working for you, I have agreed a purchase on a Monday and completed on the Friday before now, solicitors don't like it but you are the one calling the shots
From:
Andrew townshend
16 August 2019 17:20 PM
But will these schemes pay out in the event of a claim? somehow I think they will do their upmost to wriggle out of a claim just as cheap car and home insurers do.
From:
Andrew townshend
16 August 2019 09:26 AM
I don't understand landlords like this, if the council inspected the property, found the faults and then gave the landlord time to carry out the repairs why not carry out the repairs, or was it that Mr Khan considered himself above the law? after all he didn't even attend the court hearing, sounds like arrogance to me, the fine should have been much more, these landlords give the rest of us a bad name which good landlords do not deserve
From:
Andrew townshend
16 August 2019 09:21 AM
You are certainly right when it comes to council employees, nail on head there.
From:
Andrew townshend
15 August 2019 13:23 PM
There are good agents and there are bad, I have a good one here in Norwich, small independent and trust worthy, I haven't had a bad tenant from them yet, It's the big national letting agents where most problems come from they employ young wet behind the ears boys and girls who haven't got a clue when it comes to the real world.
From:
Andrew townshend
15 August 2019 13:17 PM
The only tenants that I have ever evicted are the non payers, why would a landlord evict a good tenant who pays their rent on time.
From:
Andrew townshend
15 August 2019 09:11 AM
This is why now more so than before it is so important to be very careful who we rent to
From:
Andrew townshend
15 August 2019 09:06 AM
But will they win votes? GR in the main will always be left wing.
From:
Andrew townshend
15 August 2019 09:03 AM
Agreed, I have a few eastern Europeans as tenants, all good as gold, it's the curry eaters I avoid like the plague.
From:
Andrew townshend
13 August 2019 17:37 PM
We don't want unemployed tenants on benefits, so why waste everyone's time, just say it as it is, NO DSS.
From:
Andrew townshend
12 August 2019 16:27 PM
I think whatever the government hands out to G R , they will still be left wing voters.
From:
Andrew townshend
12 August 2019 16:23 PM
Nice idea!
From:
Andrew townshend
09 August 2019 15:47 PM
Exactly why '' generation rent'' will never own a property unless some one gives them one.
From:
Andrew townshend
08 August 2019 17:28 PM
nor in mine.
From:
Andrew townshend
08 August 2019 17:25 PM
Our laws don't apply to them.
From:
Andrew townshend
08 August 2019 09:53 AM
While I totally agree that over crowed and unsafe rental properties are unacceptable and must be closed down the question still remains where will these '' vulnerable'' tenants go, I doubt very much that they are the type of tenants that I would even consider renting to, or any other landlord with decent properties, horses for courses ?
From:
Andrew townshend
07 August 2019 10:13 AM
I wouldn't be at all surprised, look at Mr Blair he's big into BTL and has been for a long time.
From:
Andrew townshend
06 August 2019 17:20 PM
Doesn't matter what business you are in, it will always be the end user that pays, so rents up, sorry good tenants but not our fault is it?
From:
Andrew townshend
05 August 2019 22:21 PM
No shortage of Range Rovers parked outside council houses !
From:
Andrew townshend
05 August 2019 08:55 AM
Get used to it the government don't like us, only one way forward, increase rents.
From:
Andrew townshend
02 August 2019 09:52 AM
Graduates have the letters after their names, which mean F all, what they don't have is common sense .
From:
Andrew townshend
01 August 2019 16:04 PM
The end user pays, simple.
From:
Andrew townshend
01 August 2019 09:52 AM
Depends on area Paul, I put a 2 bed bungalow in a Norfolk village to rent Thursday, showed 2 ladies around Saturday, now gone let agreed today. £675 month.
From:
Andrew townshend
31 July 2019 16:30 PM
A council tenant , good luck getting that money out of him then.
From:
Andrew townshend
30 July 2019 09:29 AM
I'm in the middle here, my properties are in Norfolk + one in Suffolk, yields of around 6%, wouldn't want one in London, don't even want to go there, good deals up north ? yes, but a long way from me.
From:
Andrew townshend
29 July 2019 21:23 PM
Spot on James, could not have put it better myself, however at the end of the day it will be the ''entitled snowflakes'' down fall.
From:
Andrew townshend
29 July 2019 21:10 PM
Have to agree, '' out of the frying pan and into the fire''
From:
Andrew townshend
27 July 2019 10:36 AM
Robert, I both agree and disagree, if a landlord is looking to sell then you are of course correct, personally I'm not selling anything, just keep taking the income, who wants a big fat lump sum, what do you do with it ? other waste it on flash cars etc.
From:
Andrew townshend
26 July 2019 16:39 PM
Vote winning from who ? generation rant ? they have always been labour voters, and Im sure they will continue to vote labour, the Conservative party will however be losing the landlord vote though, come on Boris, sort this out pdq.
From:
Andrew townshend
26 July 2019 16:29 PM
But is it out of a bottle ?
From:
Andrew townshend
25 July 2019 20:41 PM
I hope you are right Paul
From:
Andrew townshend
23 July 2019 17:48 PM
David you simply would not believe how some people live, and it's not just the low life, I've seen how some doctors and teachers live in filth, and yes the smashing up does happen in real life.
From:
Andrew townshend
23 July 2019 17:39 PM
Replace the ''so called no fault eviction'' with a quick cheap way of evicting rouge and non paying tenants, why not ?
From:
Andrew townshend
22 July 2019 09:50 AM
Can we have a rouge tenant data base ?
From:
Andrew townshend
22 July 2019 09:41 AM
Oh Shelter will object, in their eyes it is our responsibility to house these people for free !
From:
Andrew townshend
20 July 2019 10:19 AM
Yes there are a number of agents as you describe that will disappear, good agents will survive .
From:
Andrew townshend
19 July 2019 09:46 AM
Prospective tenants now have nothing to loose by applying to rents properties that they will not be accepted for, agents can look forward to an influx of time wasters trying it on.
From:
Andrew townshend
19 July 2019 09:29 AM
We cannot take any risks from now on, get the wrong tenant and we are stuffed , sorry to the DSS, single mums and the under 25s you are simply not worth the risk.
From:
Andrew townshend
19 July 2019 09:24 AM
Basically if I tell it as it is, slags breed slags, and we the hard working tax payer pay for them, blood boiling !
From:
Andrew townshend
18 July 2019 22:19 PM
I too have many Polish, Bulgarian & Lithuanian tenants , they make good tenants, but not it would seem good landlords.
From:
Andrew townshend
18 July 2019 17:49 PM
Wounder where the woman originates from ?
From:
Andrew townshend
18 July 2019 09:07 AM
Which is why we say NO DSS, why rent to some one who isn't going to pay ?
From:
Andrew townshend
18 July 2019 09:02 AM
Happy tenants = a happy landlord, I get on well with all my tenants, I have of course had a few bad ones in the past but over the yrs I have learnt to be very selective when it comes to a new tenancy and it has certainly paid off.
From:
Andrew townshend
18 July 2019 08:59 AM
My agent charges me 10%, there are some in my area charging as little as 7%, 15% is way over the top.
From:
Andrew townshend
17 July 2019 17:59 PM
I use ''a week to view diary'' and scrap paper, works just fine for me
From:
Andrew townshend
17 July 2019 17:55 PM
Most tenants don't read any of it, they blindly sign on the bottom line and move in.
From:
Andrew townshend
17 July 2019 10:14 AM
I agree, pointless selling, just keep taking the income.
From:
Andrew townshend
16 July 2019 20:11 PM
Perfectly summed up in a nut shell.
From:
Andrew townshend
16 July 2019 09:55 AM
SCAM !
From:
Andrew townshend
16 July 2019 09:48 AM
I'm not giving in, I do have an advantage though, no loans or mortgages, and retired, so I have the time to do most repairs etc myself, however aren't I going to be very careful who I rent to, I if the gut feeling isn't right, then it's NO !
From:
Andrew townshend
15 July 2019 20:23 PM
3.5 k, 5 k, what's the difference? 1.5 k don't buy you much. I have a property was a G, now improved to an F, to improve any further will cost 15 k, existing happy tenants, I've applied for an exemption.
From:
Andrew townshend
15 July 2019 20:16 PM
Simon, some do, but not many!
From:
Andrew townshend
15 July 2019 19:54 PM
Mine too.
From:
Andrew townshend
15 July 2019 19:52 PM
If Grenfell Tower had been owned by one of us private landlords we would already have been found guilty of corporate manslaughter and be serving a long prison term, funny how the law applies to some and not to others !
From:
Andrew townshend
15 July 2019 19:51 PM
I have a 25 yr old worster boiler in one of my properties, never been a moments trouble, the newer boilers seem to last 7 yrs if you are lucky.
From:
Andrew townshend
10 July 2019 20:22 PM
I've tried the insurance route, Domestic & General, complete waste of money, not fit for purpose.
From:
Andrew townshend
10 July 2019 20:17 PM
Give us a quick, cheap, easy way of evicting non payers and we won't need section 21
From:
Andrew townshend
10 July 2019 09:07 AM
I must be guilty of discrimination, no benefit claimants, no single mums, and no one under 25, why would anyone in any business risk doing business with someone who is unlikely to pay ?
From:
Andrew townshend
10 July 2019 09:02 AM
I'm of a similar generation, 66 next month, I do all the nuts and bolts of my tax return, then my accountant files it online for me, £600, + £120 tax investigation insurance cover for myself and my wife, it is what it is, what happens when i have to file a return 4 x a yr, we will have to wait and see.
From:
Andrew townshend
08 July 2019 19:35 PM
Far too sensible Paul.
From:
Andrew townshend
08 July 2019 17:47 PM
None of us like paying tax but not to pay is plane wrong, personally i put as much as possible against profits then pay the tax on time and in full, that way i can hold my head up high and i'm not constantly looking over my shoulder.
From:
Andrew townshend
08 July 2019 09:59 AM
Agreed James, but a vote winner for who ? i doubt snow flakes or generation rent would be voting Tory.
From:
Andrew townshend
06 July 2019 08:59 AM
Of course we will have to be more selective, if there is the smallest chance that a prospective tenant may turn out to be a bad tenant, or if something doesn't feel right the prospective tenant will have to be rejected, if in doubt leave them to the local council to house .
From:
Andrew townshend
05 July 2019 09:28 AM
Agreed, it's not no fault, it's the accelerated eviction process .
From:
Andrew townshend
04 July 2019 18:04 PM
Ever the optimist .
From:
Andrew townshend
03 July 2019 22:12 PM
Agreed Paul, one good property, with good tenants, is worth 4 bad properties with bad tenants, leave the bad properties and bad tenants with those landlords with funny surnames.
From:
Andrew townshend
03 July 2019 22:10 PM
In your dreams!
From:
Andrew townshend
03 July 2019 22:05 PM
Paul mate, who are you kidding '' pragmatism among councils'' ??
From:
Andrew townshend
03 July 2019 22:04 PM
I had a small back street garage business which earn't good money, I got into BTL instead of a private pension, did not trust the spivs selling them, I sold my business 11 yrs ago at age 54, today I'm a full time hands on landlord, I enjoy what I do, have no regrets, and would recommend it.
From:
Andrew townshend
03 July 2019 21:09 PM
Everything you say mate is spot on, but we all know it will never happen, central government (tory or labour) and local government are our enemies , treat them as so, then we won't be disappointed will we.
From:
Andrew townshend
03 July 2019 21:00 PM
You are not wrong Paul, but I'm not mortgaged so I do have a bit of an advantage.
From:
Andrew townshend
02 July 2019 22:06 PM
I'm totally with Jahan above, I've never taken a hand out and never will, I pay my way and am proud to do so, I hold my head up high.
From:
Andrew townshend
02 July 2019 21:49 PM
I hear what you are saying Simon but I'm staying and fighting until such time that I have no option but to get out.
From:
Andrew townshend
02 July 2019 21:41 PM
Wouldn't it be nice to pull together rather than pulling apart, problem is the self employed and the public sector workers are a mile apart, the self employed work hard to better themselves, the public sector work as little as possible awaiting their gold plated pension they are bitter and twisted with jealously of anyone that might have made something of themselves through hard work off their own backs, we will always be a mile apart, but i know which side i want to be on.
From:
Andrew townshend
02 July 2019 21:30 PM
And so has the Queen, I remember her shaking hands with that murdering scum from the IRA, what sort of country are we becoming ?
From:
Andrew townshend
02 July 2019 09:37 AM
IF they did get into power, and IF they got a big enough majority to get this through parliament, all IFS, would house prices fall enough for the snow flakes to buy a property? i doubt it, most will rent for life unless they are lucky enough to be given a property.
From:
Andrew townshend
02 July 2019 09:33 AM
So what kind of tenants will they be renting to ? Gold plated ?
From:
Andrew townshend
02 July 2019 09:09 AM
Not a chance in hell of that happening, increase rents to cover extra costs, only way.
From:
Andrew townshend
28 June 2019 09:25 AM
I agree paul, these types of guarantors are as rare as hens teeth even in good areas.
From:
Andrew townshend
26 June 2019 19:41 PM
Waste of time, the tenants always gets away with it.
From:
Andrew townshend
26 June 2019 09:57 AM
I think it's fair to say we have all been there, roll your sleeves up and clear the mess up, it's the only way, once you have had this happen a time or 2 you do get hardened to it.
From:
Andrew townshend
26 June 2019 09:55 AM
A stab wound to the chest, any deeper could have meant death, and the guy got 6 yrs, out in 3 nodoubt, justice ?
From:
Andrew townshend
25 June 2019 09:25 AM
I have never got involved with bed sits however a friend does, he visits once a week, fire doors are always wedged open, which he then closes, he clears up the rubbish and makes sure the bins are put out to be emptied, talk about having to wipe the backsides of these types of tenants.
From:
Andrew townshend
24 June 2019 16:16 PM
I have used an independent letting agent in Norwich ( Spencer Ward ) for the past 15 yrs, they have always been fair to both landlord and tenant with their charges, but never the less their charges to me will have to increase, so new tenants will be paying an increased rent, however generally my tenants tend to stay longer, avoid the big national letting agents they are the rip off merchants.
From:
Andrew townshend
24 June 2019 16:08 PM
Most tenants don't even read the tenancy agreement or know what's in it, so reading ''how to rent'' won't happen.
From:
Andrew townshend
24 June 2019 09:54 AM
I agree totally, get them into court, good on you.
From:
Andrew townshend
22 June 2019 17:20 PM
I doubt the tories will gain many votes from tenants though, generation rent would be more likely to be left wing or too lazy to vote at all.
From:
Andrew townshend
21 June 2019 08:54 AM
My daughters partner worked on a developer's building site, he fished all sorts of brand new items out of their skips, doors, bathroom and kitchen items, boxes of tiles etc, seems they over order and then skip what they don't use, i'm all for recycling and reusing .
From:
Andrew townshend
19 June 2019 10:36 AM
He has had 2 yrs to clear it, 150 miles in this day and age is not that far, there and back and cleared in a day, why did he not do it?
From:
Andrew townshend
19 June 2019 09:47 AM
Perfect arrangement, won't happen though.
From:
Andrew townshend
19 June 2019 08:22 AM
Good point, I own 17 properties, but only 1 of them is my ''home''.
From:
Andrew townshend
18 June 2019 19:54 PM
Why would we take on a tenant who is unlikely to pay his / her rent, would be pure madness wouldn't it.
From:
Andrew townshend
18 June 2019 16:51 PM
'' No fault evictions '' no, section 21 is the accelerated eviction process , in 30 yrs as a landlord the only times i have used section 21 is to evict bad non paying tenants as quickly as possible, i would say the percentage of true '' no fault evictions'' would be around 5% the rest being rouge tenant evictions.
From:
Andrew townshend
18 June 2019 16:45 PM
I could comment the obvious , but my comment would be removed, so i will keep quite.
From:
Andrew townshend
17 June 2019 21:39 PM
''Hard core tenants'' the very tenants good landlords don't want at any price.
From:
Andrew townshend
11 June 2019 08:03 AM
And if the tenant refuses, which they have every right to do so, they don't get the tenancy, easy.
From:
Andrew townshend
10 June 2019 09:10 AM
And they wounder why we hate them !
From:
Andrew townshend
07 June 2019 20:35 PM
Will these schemes pay out in the event of a claim ? I bet they will do their best to wriggle out of claims.
From:
Andrew townshend
07 June 2019 09:26 AM
I still will not being accepting UC claimants, as Darryl above says it's no good waiting until the tenant is already in arrears, it is unlikely the UC payment will cover the full rent, and these payments are payed monthly in arrears, no good to me.
From:
Andrew townshend
07 June 2019 09:21 AM
'' Clearly designed to shift the cost to landlords '' ? then who ever designed it didn't design it very well did they ? as always it will be the end user that pays .
From:
Andrew townshend
06 June 2019 09:37 AM
Once again Paul I agree, makes total sense, and that's why it is unlikely to happen, governments and sense don't go together.
From:
Andrew townshend
05 June 2019 09:35 AM
I agree Paul, a much fairer method, but that's what the ''poll tax'' was, and wasn't there a fuss about that one.
From:
Andrew townshend
05 June 2019 09:25 AM
Landlords that have over borrowed may have to unload some properties, but there will be many out there with cash in their pockets happy to be buying them
From:
Andrew townshend
05 June 2019 09:14 AM
So these fees just disappear do they? they won't be included in the increased rent then? There's a mug born every minute!
From:
Andrew townshend
05 June 2019 09:10 AM
4 in 10 ? don't believe that, 1 in 10 possibly.
From:
Andrew townshend
05 June 2019 09:06 AM
We are free to pay the council tax ourselves now and include it in the rent, so surely that's exactly what will happen if this new system comes in, atleast the council tax will be paid over to the councils before the tenant does a runner owing a years worth of council tax.
From:
Andrew townshend
05 June 2019 09:02 AM
Agree totally, I have many very good long term tenants, I don't want to evict them, why would I ? However I now have to be very careful where new tenants are concerned, A total ban on DSS, under 25s, and single mums, also the old gut feeling, if they don't seem right then no tenancy, I am quite lucky, no shortage of good tenants in East Anglia, just avoid Gt Yarmouth like the plague
From:
Andrew townshend
04 June 2019 10:32 AM
I never renew tenancies, we are able to increase rents once every 12 months without a new tenancy agreement, so I see no reason why rent couldn't be reduced the same way if necessary
From:
Andrew townshend
03 June 2019 18:05 PM
No rent controls as yet, will worry about them if or when they happen.
From:
Andrew townshend
01 June 2019 17:38 PM
Red Ken, i like him, he makes me laugh .
From:
Andrew townshend
31 May 2019 21:26 PM
None of my properties require a licence, at present, i have nothing to hide, and have nothing against licencing other than the cost, which of course will be passed onto the tenant by means of increased rent, governments can hit us landlords all they like, it's the tenants that will be paying.
From:
Andrew townshend
31 May 2019 21:23 PM
Some with large borrowings may have to sell, but for those of us that own our properties the out look is good, reduced competition, more tenants for less properties and higher rents, i'm not selling, i might even be buying.
From:
Andrew townshend
31 May 2019 21:16 PM
I cannot see the problem here, the extra costs incurred by the landlord will simply be factored into an increase in rent, the reduced deposit can be got over by insisting on a suitable guarantor, problems solved.
From:
Andrew townshend
31 May 2019 21:09 PM
And most of those white transits come from the local dids caravan sites, but then the dids are above the law, untouchable, wrong isn't it.
From:
Andrew townshend
31 May 2019 09:05 AM
Well Paul your comment goes on a bit , as normal, but is certainly spot on, sums up the ever increasing army of scroungers that governments seem to encourage and we have to pay for.
From:
Andrew townshend
31 May 2019 07:53 AM
Spot on, agree totally.
From:
Andrew townshend
28 May 2019 09:27 AM
Retirees generally make exultant tenants, the only tenants I have ever evicted are the non payers everyone else is welcome to stay as long as they like.
From:
Andrew townshend
26 May 2019 21:18 PM
Is this the way BTL will be heading in England ? yes please bring it on.
From:
Andrew townshend
24 May 2019 21:06 PM
Not for me thank you, i buy and own out right my investments, sounds old fashioned ? well it's always worked for me.
From:
Andrew townshend
24 May 2019 21:02 PM
It's a lovely thought Paul but we all know it won't happen
From:
Andrew townshend
23 May 2019 16:55 PM
We won't touch tenants on benefits because we know in 99% of cases there will be problems getting the rent paid, leave these people to the local council to house.
From:
Andrew townshend
21 May 2019 17:31 PM
No shortage of good tenants in my neck of the woods at present, however i do take your point as this may not always be the case.
From:
Andrew townshend
20 May 2019 19:33 PM
Agreed, we will have to be very careful who we rent to in future
From:
Andrew townshend
20 May 2019 17:07 PM
I have several middle aged and older tenants I much prefer them, stay longer, pay their way, keep the gardens nice, you can keep the youngsters, and the young single mums with chips on their shoulders, more trouble than they are worth.
From:
Andrew townshend
17 May 2019 09:41 AM
Oh it's April fools day all over again, don't believe a word of it, an MPs pledge ? worthless !!
From:
Andrew townshend
14 May 2019 09:05 AM
Steve you are spot on right council and housing officer responsible + building control, if you or i were the freeholder we would already be in prison, stinks doesn't it ?
From:
Andrew townshend
10 May 2019 22:12 PM
Local council building control must have approved this cladding and signed it off once completed, maybe they should be paying ??
From:
Andrew townshend
10 May 2019 17:07 PM
Agreed, they employ losers because they are the only people they can get, and the losers work for councils because they are the only jobs they can get, so they get on well together, we just have to fight them at every move.
From:
Andrew townshend
09 May 2019 19:19 PM
Is it worth getting involved with HMOs seems to me they are more trouble than they are worth, and attract the wrong sort of tenants.
From:
Andrew townshend
09 May 2019 09:41 AM
I live in norfolk, all but one of my properties are in norfolk, but not great yarmouth, the place is a hell hole, properties are cheap there but the only tenants you will get are the ones you really don't want, the DSS capital of east anglia !
From:
Andrew townshend
08 May 2019 16:45 PM
I have no problem finding good tenants in norfolk.
From:
Andrew townshend
08 May 2019 16:36 PM
But will generation rent vote tory? very unlikely, mostly i would say vote either greens or labour
From:
Andrew townshend
08 May 2019 16:30 PM
Membership of a landlord assoc is worthwhile even if you only have 1 let property, i'm a member of eastern landlords assoc £70 per year (tax deductible) and worth every penny, they keep us upto date on everything and only a phone call away for advice.
From:
Andrew townshend
04 May 2019 17:33 PM
I rather agree with john on this one, they know full well that they are breaking the law, and they understand english when it suits them to do so.
From:
Andrew townshend
04 May 2019 16:00 PM
Yes but this is england respect our laws and ways as we do when we visit their countries.
From:
Andrew townshend
04 May 2019 12:38 PM
What happens when all us baby boomers are gone and the snowflakes take over the world, could be the end.
From:
Andrew townshend
03 May 2019 20:54 PM
Generation rent will always vote labour.
From:
Andrew townshend
03 May 2019 17:13 PM
Paul i have not bought into that lie at all, there are properties available for them, but while they don't save and spend their wages like water they are never going to own a property, it's self inflicted .
From:
Andrew townshend
03 May 2019 11:06 AM
Very few young people will ever own their own home, unless they are lucky enough to be left one in a will, low wages, zero hours contracts, and of course their excessive life styles of have today pay later attitude rules most of them out of home ownership.
From:
Andrew townshend
03 May 2019 10:39 AM
Scotland, not for me thanks, i'll stick to norfolk / suffolk where i'm never more than 30 miles away from my properties.
From:
Andrew townshend
02 May 2019 21:12 PM
Yes John, that's good, it's these people that are getting the rest of us a bad name we are all being tared by the same brush, I'm a nice guy, as i'm sure you are, i get on well with my tenants and attend to issues swiftly, often the same day.
From:
Andrew townshend
02 May 2019 13:25 PM
FROM THE CZECH REPUBLIC !
From:
Andrew townshend
02 May 2019 09:19 AM
NATIONALITY !! YET AGAIN
From:
Andrew townshend
01 May 2019 11:24 AM
For the life of me i don't understand why anyone would buy a leasehold house.
From:
Andrew townshend
30 April 2019 20:00 PM
Yes Paul is spot on honest there, please or offend that's the way it is.
From:
Andrew townshend
30 April 2019 09:33 AM
Done correctly BTL is still a good business to be in, 3% extra stamp duty = 3% reduction in price offered, property isn't selling at the moment and sold prices are on the way down, despite all the spiv estate agents desperately trying to talk the market up, as the saying goes '' if their mouths are moving they are lying ''
From:
Andrew townshend
30 April 2019 09:28 AM
David, we rarely evict tenants for no reason, why would we? the reason we use section 21 over section 8 is that section 21 is quicker and cheaper when we need to evict a non paying tenant.
From:
Andrew townshend
30 April 2019 09:17 AM
We have all been there, we learn by our mistakes .
From:
Andrew townshend
29 April 2019 16:28 PM
I can't see this happening, I will still be saying NO DSS leave then to the local council to home
From:
Andrew townshend
25 April 2019 09:30 AM
At present none of my properties require a licence, however it's only a matter of time before we will all need licences, i don't have a problem with that, however the cost will ofcourse be passed onto the tenants.
From:
Andrew townshend
24 April 2019 09:24 AM
Food deliveries, take aways, that's because millennials either cannot cook or are too bone idle to cook a meal.
From:
Andrew townshend
24 April 2019 09:18 AM
I don't mind them switching suppliers, i just wish they would tell me though when they do.
From:
Andrew townshend
24 April 2019 09:14 AM
And this also applies to knife crime, but that's another subject.
From:
Andrew townshend
23 April 2019 14:48 PM
And again, not british!!
From:
Andrew townshend
23 April 2019 14:26 PM
And the remaining 5 - 10 % were ended because the tenant didn't pay the rent.
From:
Andrew townshend
23 April 2019 14:22 PM
Oh worse is to come, and when labour get in much much worse, but will this make things better for the tenant? no, tenants will suffer also.
From:
Andrew townshend
18 April 2019 10:18 AM
My tenants generally stay a long time, good tenants i look after, their rents will not increase by much, but new tenants will be paying more so as to reimburse me my increase in costs, this how any business works, increased overheads = increased cost to the end user.
From:
Andrew townshend
18 April 2019 10:10 AM
No I will stick where I am, I'm 65 drawing my pension, i'm mortgage free and split my income with my wife, keeps us both just below 40% tax, I do my own repairs, clean ups and repaints, works for me, if it ain't broke don't mend it, you can't teach an old dog new tricks .
From:
Andrew townshend
16 April 2019 21:51 PM
Governments, whether local or central are corrupt, always have been, always will be, something we all have to live with, but it does leave a nasty taste.
From:
Andrew townshend
16 April 2019 09:38 AM
Agreed, i also think anyone wanting to live in London must be nuts.
From:
Andrew townshend
16 April 2019 09:23 AM
No real surprise here, if this government didn't do it labour would when they get in at the next G E , only real thing we can do is not to rent to anyone under 25, on benefits or single mums, leave these problem areas to the local council to home.
From:
Andrew townshend
16 April 2019 09:20 AM
I'm not surprised by this, we will be forced to use section 8, which will take longer and be more expensive, however when a tenant is evicted with a sec 21 there is no record, with a sec 8 there will be a record to say they were evicted for rent arrears, they will then find it very difficult to find a landlord to take then on, so shot in foot comes to mind.
From:
Andrew townshend
15 April 2019 09:54 AM
Can we have a cap on council charges for licences, plumbers and solicitors hourly rates, court fees, etc, whats good for one is good enough for the rest of us
From:
Andrew townshend
12 April 2019 08:59 AM
i have several family eastern eu tenants who i find to be good clean hard working and reliable , better than many british tenants I've had over the years. I won't touch Indian tenants though.
From:
Andrew townshend
09 April 2019 15:28 PM
Two very british sounding names, that makes a change ! however by the sound of things both are rouges who got what they justly deserve . The general public like to think that all landlords are rouges, but just like car dealers most of us are not rouges, it's the few that get the rest a bad reputation .
From:
Andrew townshend
05 April 2019 09:59 AM
Irrelevant as to what the business is, increased overheads are always passed onto the end user.
From:
Andrew townshend
04 April 2019 11:12 AM
Landlords getting richer ? no just trying to cover our extra costs, it's the tenants that are being hit by the government.
From:
Andrew townshend
04 April 2019 09:14 AM
British ?? of course not, these people getting us a bad name yet again, am i being racist? no just telling as it is i e the truth
From:
Andrew townshend
04 April 2019 09:11 AM
Why do a lot of people now lease their cars, they get a new car which they would not otherwise have been able to afford, if it breaks down they phone the leasing company and get a free hire car, and the leasing company pays for the repair as well, then at the end of the lease they get another new car, same goes for their home, so i can see why more people will choose to rent in future, home ownership is dying as the younger generation now tend to rent everything.
From:
Andrew townshend
03 April 2019 09:40 AM
The extra agency fees don't bother me, what ever extra it costs me will be divided by 6 and added to the rent, if after 6 month the new tenants are behaving themselves i could then reduce the rent.
From:
Andrew townshend
03 April 2019 09:28 AM
Band C by 2030, few of my properties will reach that, but i will be 77 by then, so will i really be bothered, if i'm still here i expect i will put them all in auction and spend the money before i die.
From:
Andrew townshend
03 April 2019 09:20 AM
I don't include bills, and other than a cooker i don't furnish , also i don't rent to anyone under 25.
From:
Andrew townshend
02 April 2019 21:35 PM
I'm a Norfolk boy, so don't do London at any money, don't even go there if i can help it, I expect we will be in for a hard time if labour get in, just have to suck it and see.
From:
Andrew townshend
02 April 2019 16:15 PM
Very true loyalty is a 2 way street i have several very good long term tenants who i value greatly.
From:
Andrew townshend
02 April 2019 16:10 PM
All new tenants after 1st june will be paying an increased rent to cover the short fall on deposits held and agents fees charged to landlords, every time they hit the landlord it's the tenant that comes off worst.
From:
Andrew townshend
02 April 2019 15:56 PM
Yet another one of those landlords with funny names getting the rest of us a bad name, how long before this comment is removed ?
From:
Andrew townshend
02 April 2019 15:47 PM
And that applies to cars as well.
From:
Andrew townshend
02 April 2019 09:45 AM
Agreed we press on, pass increased costs onto the tenants, governments, tory or labour aren't going to beat me without a fight.
From:
Andrew townshend
31 March 2019 20:40 PM
So some who are operating with too much debt may sell, but who will be buying , first time buyers, or landlords with cash in their pockets ? I suspect the latter .
From:
Andrew townshend
28 March 2019 09:38 AM
Agreed, one thing us landlords are very good at, learning from past mistakes !
From:
Andrew townshend
27 March 2019 12:45 PM
Wounder if they will rent to the DSS ?
From:
Andrew townshend
27 March 2019 09:04 AM
All Mr Osborne has achieved is increased rents and more sleeping in shop doorways, clever man.
From:
Andrew townshend
27 March 2019 09:01 AM
I have never bought leasehold, tempted a couple of times until I read the lease terms.
From:
Andrew townshend
26 March 2019 17:21 PM
The '' top tips'' are all the things tenants need to be doing, you can lead a horse to water, you cannot make it drink.
From:
Andrew townshend
25 March 2019 08:56 AM
I fully expect section 21 will be outlawed before too much longer, a way around it might be to double the rent, wait for the tenants to either get into arrears or leave, there is normally a way
From:
Andrew townshend
23 March 2019 08:08 AM
But why aren't the miners in work ? because a union leader and his ignorant members thought they could bring down Mrs Thatcher's government, oh Lady T where you today when we need you the most.
From:
Andrew townshend
22 March 2019 14:22 PM
Few yrs ago i went biomass at home, at the end of my 7yrs RHI it will be payed for with a healthy profit, at which point i will take it out, waste of time.
From:
Andrew townshend
22 March 2019 12:21 PM
So what do we need in order to conciser renting to benefit claimants ? HB paid direct, no claw back, and a quick cheap method of evicting non paying tenants, isn't going to happen is it, so it's still NO DSS even if it doesn't say that in the ad.
From:
Andrew townshend
22 March 2019 09:57 AM
I have 2 properties with 25 yr old boilers still going strong, last month i had to replace a 7 yr old boiler, not built to last now.
From:
Andrew townshend
22 March 2019 09:48 AM
So landlords with a nationwide mortgage will suddenly be open to benefit claimants ? little chance of that i think.
From:
Andrew townshend
21 March 2019 09:47 AM
Rents rising, it's not landlords getting richer, it's landlords covering extra costs, just wait until the letting fees ban hits home, you've not seen anything yet.
From:
Andrew townshend
21 March 2019 09:42 AM
Section 21, the no fault eviction ? no the accelerated eviction process, which is why we use it over section 8 because when we have a none payer we want them P D Q .
From:
Andrew townshend
20 March 2019 14:36 PM
I have a detached house built around 1880 solid brick walls, i used to let it to art students, every winter were they moaning about damp, for the last 5 yrs it has been let to a lady in her 50s, rough around the edges, and certainly the sort of lady you would want to argue with, now when ever i walk or drive past in the day time, which i do regularly' the upstairs windows are open, guess what ? NO DAMP OR MOLD ISSUES FOR THE PAST 5 YRS !
From:
Andrew townshend
20 March 2019 14:28 PM
Yes, well said Paul, if the truth hurts then so be it !
From:
Andrew townshend
20 March 2019 14:12 PM
As you very rightly say returns vary as to how the landlord operates his business, I bought many properties in the early 90s for peanuts, no mortgages, and today I do most of the maintenance jobs myself, so my returns are strong, however for the arm chair landlord with big debt the returns are not so good, and are likely to get worse.
From:
Andrew townshend
20 March 2019 10:22 AM
There isn't a council, or councilor, in the land that you can trust, we all know that, so we have no choose but to pay up and pass the cost onto the poor old tenant yet again.
From:
Andrew townshend
20 March 2019 10:11 AM
On occasions I have looked at leasehold properties, but on reading the lease have always been put off, when I buy something I own it, so it's freehold for me every time.
From:
Andrew townshend
19 March 2019 09:14 AM
As landlords we need good tenants who we can trust to pay the rent, therefore when it comes to our properties we choose the tenants, from past experience we know the ones we don't want leave them to the local council to home
From:
Andrew townshend
19 March 2019 09:03 AM
NW landlord, it's not luck at all, it can be done !
From:
Andrew townshend
18 March 2019 17:29 PM
I've always bought for cash, best way, no mortgage to pay so the income rolls up quicker ready to buy the next one for cash, cash is king as they say.
From:
Andrew townshend
18 March 2019 16:13 PM
I hope his prison cell is up to scratch .
From:
Andrew townshend
18 March 2019 15:59 PM
I also tend to agree with the Wilsons, single mums are more trouble than they are worth, constant curry eaters and the filth they leave behind are banned, those on benefits because we all know the problems we are going to have getting the rent paid, we operate a business in order to make a profit, leave these sorts to the local council, their problem, not mine.
From:
Andrew townshend
18 March 2019 15:53 PM
Not when you buy and sell through auction, certainly my preferred way, too many dreamers and time wasters out there.
From:
Andrew townshend
16 March 2019 11:16 AM
'' preference to warmth and food'' ? alcohol, fags and drugs more like. Paying the housing benefit direct to landlords is not the total answer, 1) because of claw back, 2) because HB is not enough to cover the rent, 3) because it is paid in arrears, and 4) because payment is often stopped without warning or notice to the landlord, sorry but most of us will still be saying no to DSS, leave these people to the council to home, landlords do not operate as a charity to drop outs .
From:
Andrew townshend
16 March 2019 11:12 AM
Do we need this ? if tenants pay their rent on time and respect the property, landlords carry out repairs swiftly, we all live happily ever after.
From:
Andrew townshend
15 March 2019 09:24 AM
Not a problem, still won't take them.
From:
Andrew townshend
15 March 2019 09:16 AM
It's more to do with the irresponsible pet owning tenant than the pet it's self.
From:
Andrew townshend
15 March 2019 09:14 AM
Face facts, he isn't going to give us anything, so the only people we can go after are the tenants, and the tenants need to be told exactly why they are having to pay more.
From:
Andrew townshend
13 March 2019 08:47 AM
oh i see my comment has been removed, raciest ? or just telling it as it is ? ie the truth hurts some
From:
Andrew townshend
12 March 2019 16:53 PM
No 10 Norwich, well I can tell you that a large number of these empty homes are owned by Norwich city council, many of which remain empty for 3 yrs +
From:
Andrew townshend
12 March 2019 09:03 AM
In one hand and out the other, £ in will have to increase = poor tenants, we have a clever government don't we ?
From:
Andrew townshend
12 March 2019 08:56 AM
So landlords will sell properties and F T B will be buying them ? in your dreams sir. The '' I'm entitled'' generation are too busy spending every penny they earn on flash cars, nights out, holidays and generally living the life of Reilly.
From:
Andrew townshend
11 March 2019 15:46 PM
She will struggle to rent another property now.
From:
Andrew townshend
11 March 2019 09:22 AM
Owned by a footballer says it all.
From:
Andrew townshend
11 March 2019 09:18 AM
There's a very good reason for this, the extra costs being placed on landlords, it always was going to be paid for by the tenant, business costs increase the end user pays.
From:
Andrew townshend
11 March 2019 09:15 AM
So is Mr Corbyn going to give us a way to evict non paying tenants quickly and cheaply ? no didn't think so.
From:
Andrew townshend
11 March 2019 09:09 AM
Seems you are very unlucky in your area, here in east anglia we have a strong demand for rental properties, I am one of very few landlords around here that will consider pets which might give me an edge, but what will happen when I am no longer allowed to hold an extra deposit ? maybe I shall have to ask for an increased rent from tenants with a pet.
From:
Andrew townshend
08 March 2019 11:52 AM
Off road parking where possible, a garden and pets considered yes, furnished and bills included, no.
From:
Andrew townshend
08 March 2019 10:10 AM
Personally I wouldn't be interested in short lets, most of my tenants stay a long time, I look after good tenants , a void can be use full for works to be carried out, but my void periods are normally less than a month.
From:
Andrew townshend
08 March 2019 10:06 AM
Only half the story, bad landlord, bad house, yes fully agree, but what sort of tenants were they? were they the sort of tenants a good landlord with a good property would welcome ?? i somehow doubt that very much.
From:
Andrew townshend
08 March 2019 09:55 AM
They're having a laugh, pay the deposit (max 5 wk rent) and the first months rent, THEN WHAT HAPPENS ?? do they really thing us landlords are that stupid ?
From:
Andrew townshend
08 March 2019 09:49 AM
Paul, i like your term '' lefty councils'' but aren't all councils '' lefty'' in the way they work, my local council, Breckland in Norfolk, are strongly Tory controlled, but the way they work can only be described as lefty, councilors and council employees are very anti the self employed and private owned business, they don't like us because we succeed and most of them are life's failures stuck in dull boring jobs.
From:
Andrew townshend
07 March 2019 21:48 PM
Just covering our extra costs, doesn't matter what the business it's always the end user that pays, government just too thick to see this !
From:
Andrew townshend
07 March 2019 09:14 AM
Biomass ? don't, I fitted one in my home 3 yrs ago, troublesome and the price of pellets have gone through the roof, once my RHI payments end, in around 4 yrs I shall be taking it out.
From:
Andrew townshend
06 March 2019 09:29 AM
London ! don't want to go anywhere near the place.
From:
Andrew townshend
06 March 2019 09:22 AM
Will they be taking the DSS in their brand new homes ??
From:
Andrew townshend
05 March 2019 09:22 AM
O K so we cannot say NO DSS , still won't rent to them, why would I when I know I'm going to have problems getting the rent paid ?
From:
Andrew townshend
05 March 2019 09:17 AM
Of course the bubble has burst, property has been over valued for sometime now, we are well overdue a correction in values, this will only hurt those having to sell, it will be good news for the rest of us.
From:
Andrew townshend
04 March 2019 09:54 AM
I rent to some immigrant families and find them to be exultant tenants and good people, I do however draw the line at Indians though based past experiences, my properties my chose of tenant.
From:
Andrew townshend
04 March 2019 09:48 AM
The '' most vulnerable in society '' are also the riskiest tenants so are best left to councils and housing associations , a private landlord runs a business, not a charity .
From:
Andrew townshend
04 March 2019 09:39 AM
one rule for us, another for them
From:
Andrew townshend
01 March 2019 13:14 PM
The last sentence, '' at the start of each new tenancy'' then the tenant disables the smoke alarm because every time he burns the toast does the alarm go off, '' you can lead a horse to water, you cannot make it drink '' !
From:
Andrew townshend
01 March 2019 09:59 AM
Councils have a problem here, in the main it is the rogue landlords that house the rogue tenants, the council should put closing orders on sub standard accommodation, however if they do so they make the tenants homeless, good landlords with good properties aren't going to take on these rogue tenants so the problem comes to rest with the council, therefore councils are reluctant to take action.
From:
Andrew townshend
01 March 2019 09:51 AM
Push business overheads up and it will be the end user that pays in the end.
From:
Andrew townshend
26 February 2019 15:00 PM
I'm a member of eastern landlords assoc, they keep us up to date, and are always there to help.
From:
Andrew townshend
25 February 2019 09:10 AM
Cash is king, few yrs ago I purchased a house from Barrett that they had taken in part x, I bypassed the estate agents and made a cash offer 20% below the asking price by email direct to Barrett, and completed 2 wks later, bid low they can only say no, and sometimes they say yes.
From:
Andrew townshend
25 February 2019 09:02 AM
Wouldn't be for me, thanks all the same.
From:
Andrew townshend
22 February 2019 15:40 PM
In the 70s and 80s I had all the suited and booted spivs after me trying to sell me pensions, they promised some amazing returns, too good to be true, getting into BTL was my pension, it allowed me to give up the day job 11 yrs ago (aged 54) , I'm so glad I never got into pensions.
From:
Andrew townshend
22 February 2019 15:36 PM
I am all for getting rid of rouge landlords and sub standard homes, but there is a flip side, what will become of the rouge tenants ? I won't house them nor will any other landlord with decent homes so it will be up to councils and housing assocs or shop door ways.
From:
Andrew townshend
20 February 2019 09:43 AM
Cheaper property = higher yields, buy with the long term view and long term income.
From:
Andrew townshend
19 February 2019 09:13 AM
I rented to a house to art students 25 yrs ago, heating not used (too expensive) windows tightly closed, wet clothes every where, result, damp and mold, oh but they had the cash to go out drinking, partying and smoking, I leave students to others now.
From:
Andrew townshend
19 February 2019 09:05 AM
Black bin bags piled high by the back door, tenant too bone idle to put them around the front on bin day, but hey ho my fault he had rats, yep been there, got the tee shirt. these days I regularly check my properties for rubbish build up, some people need their back sides wiped for them, but that's why they are tenants and not home owners.
From:
Andrew townshend
18 February 2019 09:33 AM
OH I don't know I think they would come after you and I just the same if we ran our business that way.
From:
Andrew townshend
15 February 2019 11:14 AM
Nicely put Paul, and spot on.
From:
Andrew townshend
15 February 2019 11:07 AM
I like your comment Paul, summed that sort of tenant up perfectly, just the sort we don't want at any money, leave them to the local council or a housing assoc.
From:
Andrew townshend
15 February 2019 11:03 AM
I bought property instead of a private pension, for me it's the income not the capital gain as i have no wish to sell anything.
From:
Andrew townshend
14 February 2019 10:34 AM
Landlords that have borrowed too much will likely sell some off to reduce borrowings. Too many people out there seem to think all landlords are mortgaged up to the eye balls, this is not the case many of us own our properties with no borrowings which puts in a much stronger position. Rents will increase to cover our overheads, but it will not happen over night it is likely to happen over the next couple of years as new tenants move in.
From:
Andrew townshend
14 February 2019 10:20 AM
Why no mention of the director / owner ? hiding behind a company name again, Mr James Andrew Deus age 55, easy to find on companies house web site, name and shame these rouge landlords for the sake of the rest of us.
From:
Andrew townshend
12 February 2019 10:20 AM
I like most of us started from the bottom, I bought my first house for £5k, myself and my girlfriend (now wife) spent a year of weekends there covered in brick dust renovating, friends ?? would visit on a sunday afternoon after the pub and have a good laugh at us, who had the last laugh? would the present GR consider doing the same to get on the home ownership ladder? not on your life.
From:
Andrew townshend
11 February 2019 11:01 AM
Agreed, rogue landlords give the rest of us a bad name, however rogue landlords tend to house the rogue tenants we don't want. I would also point out there are many very sub standard council owned houses and flats, try getting councils to carry out repairs to their properties, they don't want to know.
From:
Andrew townshend
11 February 2019 10:49 AM
I thought that, but I don't pay too much regard to these articles and the so called '' experts ''
From:
Andrew townshend
11 February 2019 10:41 AM
'' the ceepool that London has become'' I would agree there totally, i wouldn't even visit the place on a day out, far less own property there.
From:
Andrew townshend
10 February 2019 09:23 AM
Easy answer, don't rent to claimants, leave them to the local council to home.
From:
Andrew townshend
08 February 2019 09:24 AM
I do all my accounts myself, it's not rocket science, then send them off to my accountant who checks them and submits them to H M R C, normally all done and agreed by july each year.
From:
Andrew townshend
08 February 2019 09:17 AM
Section 21 is not the no fault eviction, it's used because section 8 is not fit for purpose, section 21 gets non paying tenants out quicker, is easier and cheaper, get them out then go for the money claim online to give them a ccj on their records.
From:
Andrew townshend
05 February 2019 09:53 AM
Leave housing benefit claimants to the local council to home , their problem, not mine.
From:
Andrew townshend
04 February 2019 16:54 PM
Sounds like you have a large portfolio with large over heads, I have 16 properties all bought and paid for with the income split with my wife which keeps us both just below the 40% tax threshold so i guess i can be a bit laid back.
From:
Andrew townshend
01 February 2019 13:03 PM
I have many long term tenants some of which are still paying the same rent they were when they moved in, I value good tenants, i generally increase rents on changes of tenants.
From:
Andrew townshend
01 February 2019 11:32 AM
I'm one of very few landlords in my area that will consider pets, I do ask for an extra deposit which once the cap comes in I won't be able to, so it looks like I will now be saying no pets.
From:
Andrew townshend
01 February 2019 09:17 AM
A cap on fees would have made more sense, the extra costs incurred by landlords will filter through to increased rents, so there will be no winners here .
From:
Andrew townshend
31 January 2019 10:36 AM
My existing tenants will be safe as i don't renew tenancy agreements, i roll them over, so no costs there. however i will push up rents for new tenants to cover costs, as you would in any business.
From:
Andrew townshend
29 January 2019 09:14 AM
For the life of me i cannot understand why people leave their tax return to the last moment, i start doing mine in April and it is submitted and agreed by July at the latest, job done.
From:
Andrew townshend
29 January 2019 09:05 AM
I have some retired tenants, they are great, they look after the garden, paint and decorate and generally look after their home. it's good from their point of view as well, capital released so they can enjoy their retirement and no worries of the state taking their property when they have to go into a home, I think it's an expanding market.
From:
Andrew townshend
28 January 2019 09:38 AM
I agree totally, however their is something we can all do to mark the bad tenants, when a tenant leaves owing rent and/or damage issue a money claim online, £60 last time i did it and worth every penny, doubtful you will get any money back but the tenant will earn themselves a ccj which will show up on their credit file for 6 yrs, I have found that satisfying.
From:
Andrew townshend
25 January 2019 10:02 AM
comes down to supply and demand, there's strong demand in my area so tenants will have to pay a bit extra or be left out in the cold.
From:
Andrew townshend
24 January 2019 15:33 PM
there aren't falling in my area.
From:
Andrew townshend
24 January 2019 09:49 AM
Scrap section 21 evictions, he really should think this one through first, it's called the '' no fault eviction'' but how often is that true? most of us use it to get non paying tenants out, simply because it's easier , quicker and cheaper than section 8, it's also beneficial to the tenant, no record of it on their credit history, where as section 8 is a ccj, how many landlords are going to offer a tenancy to some one with a ccj ?
From:
Andrew townshend
24 January 2019 09:44 AM
I don't have any properties in licence areas and i don't get involved with HMOs, so i have no experience here, however as others have said i would welcome nationwide licencing just so long as the fees were fair, max £100 for 5yr term.
From:
Andrew townshend
23 January 2019 14:05 PM
Council tenants bought their council homes at a discount then re mortgaged up to market value, spent the ''free'' money on flash cars, went bankrupt, reprocessed ex council homes in the auction room for landlords to buy, many people simply have no sense when it comes to money management, that's the way it is.
From:
Andrew townshend
23 January 2019 09:17 AM
leaving the EU doesn't worry me, sure we will survive very nicely.
From:
Andrew townshend
22 January 2019 16:32 PM
Property is over valued at present, prices are dropping, this time next year i expect there will be deals to be had in the auction rooms
From:
Andrew townshend
18 January 2019 08:53 AM
I've never bought leasehold, when i buy something i own it, that goes for property, cars and every thing else.
From:
Andrew townshend
18 January 2019 08:49 AM
Well that about sums it up, at the end of the day it will be the tenants that suffer and local councils will have a big increase of homeless people on their patch, these uni educated politicians and civil servants are as thick as sssss--t
From:
Andrew townshend
16 January 2019 19:49 PM
There are a growing number of people who now rent not because they cannot afford to buy but because they don't want the hassle of of home ownership, a 40 yr mortgagee around their necks, or the problems of buying and selling every time they move.
From:
Andrew townshend
16 January 2019 09:29 AM
Licencing to push up standards, fine, but what about cost, this will in the long run be passed onto the tenant again, increased rents and increase in people sleeping in shop door ways, these people in government and councils just don't have a working brain do they?
From:
Andrew townshend
16 January 2019 09:12 AM
But who is going to pay? these fees aren't going to go away, to start with us the landlords, but the extra cost will soon be passed back to the tenant by means of increased rent, and lets face it there is no shortage of tenants out there looking for a home.
From:
Andrew townshend
16 January 2019 09:05 AM
Will the insurance pay out in the event of a claim? we all know how insurance companies like to wriggle out of a claim on a technicality.
From:
Andrew townshend
15 January 2019 11:16 AM
This boils down to the old joke, ''the council worker leaning on his shovel '', council employees look to do the least amount of work for the most pay, hence the job not getting done.
From:
Andrew townshend
15 January 2019 10:02 AM
The properties will still be there, but he's evicting all the tenants.
From:
Andrew townshend
15 January 2019 09:43 AM
Yes councils and government do not like us landlords, but aren't they shooting themselves in the foot, all these homeless families will be the council's problem.
From:
Andrew townshend
15 January 2019 09:18 AM
Rents will increase mainly due to extra costs and red tape placed on landlords, however i do think house prices will drop but that's only a problem to those that have to sell and have borrowed too much.
From:
Andrew townshend
14 January 2019 09:14 AM
A welcome move in the right direction at last, however there is still the difference between the housing benefit payment and the market rent, so i will still be saying no dss.
From:
Andrew townshend
14 January 2019 09:07 AM
Why would you rent to a single mum with 9 kids? come on you know you aren't going to get the rent paid, leave these sorts to the council, their problem.
From:
Andrew townshend
14 January 2019 09:02 AM
yes hopefully it will push standards up which has to be good, but costs will push rents up which will mean more sleeping in shop door ways, it's a double sided sword
From:
Andrew townshend
13 January 2019 21:44 PM
but their origins are not british, and their morals are not british.
From:
Andrew townshend
13 January 2019 21:39 PM
yes i think you have a very valid point there.
From:
Andrew townshend
13 January 2019 19:35 PM
I'm not tempted by these online agents, i have a very good independent local agent i have used for many yrs now, they know the type of tenants i want, and the types i don't, we work well together.
From:
Andrew townshend
11 January 2019 09:38 AM
Have you read all the comments on here Ms Jones ? you are a fool dear.
From:
Andrew townshend
10 January 2019 15:38 PM
lyndsey, you might think so, i speak from experience, ( over 30 yrs as a landlord) truth hurts dear ??
From:
Andrew townshend
10 January 2019 09:06 AM
i agree, last time i did that it cost me £60 (tax deductible) to do it online, to my way of thinking worth every penny even if you don't get your money, these sort of low life tenants must not be allowed to walk away and get away with it.
From:
Andrew townshend
10 January 2019 09:03 AM
I've found over the years that young single mums tend to be the worst offenders here, i'm now very reluctant to rent to them .
From:
Andrew townshend
10 January 2019 08:58 AM
These are the kind of tenants i like, I won't rent to anyone under 25, the youngsters are too much trouble.
From:
Andrew townshend
09 January 2019 09:39 AM
We have to look out for ourselves, every time the government hit us landlords they are in fact hurting the tenant and the homeless, but they are too thick to see that.
From:
Andrew townshend
09 January 2019 09:33 AM
Not for me, I want a deposit, will this mickie mouse insurance pay out in the event of a claim ?
From:
Andrew townshend
07 January 2019 08:51 AM
Properties are over valued, and have been for sometime now, look what happened in the late 80s all about to happen again, not a bad thing for us landlords though, a buying opportunity just around the corner and no shortage of tenants, not so good for the spiv estate agents though.
From:
Andrew townshend
07 January 2019 08:46 AM
It very much depends where you are as a landlord, i was self employed in the motor trade from 23, i took an instant dislike to the spivs trying to stitch me up with private pensions, so i done a D I Y pension, over 30 yrs i built up a portfolio of 16 properties slowly and all bought for cash, today the income is around 80k, but as they are jointly owned with my wife we are both basic rate tax payers, now aged 65 i enjoy a very comfortable life style with no borrowings, so B T L has worked really well for me, and it can still work well for self employed people looking to provide for themselves in later life, it's not a get rich quick scheme, but the best form of savings account / pension scheme out there.
From:
Andrew townshend
06 January 2019 21:05 PM
Look at their name, says it all to me, you can call me racist all you like, but these are the people that get us landlords a bad name, and yes John they should have been jailed.
From:
Andrew townshend
04 January 2019 10:52 AM
You can lead a horse to water, you cannot make it drink.
From:
Andrew townshend
04 January 2019 10:37 AM
I had a guy once that wanted to pay the deposit in installments, well that wasn't going to work was it, he couldn't understand it when I said no. I've not tried these nil deposit schemes and I'm not about to, sounds like a scam to me.
From:
Andrew townshend
04 January 2019 10:32 AM
Would this guy be part of Hargreaves Lansdown the people that sell private pensions ?? well he would like us to believe B T L is dead wouldn't he, so we invest with him, I'll stick with B T L thanks all the same mate.
From:
Andrew townshend
03 January 2019 09:31 AM
Why are these people homeless, in 99% of cases they have been evicted, why? because they have not paid their rent, would i rent to some one who has a history of not paying their rent ? no. local council's problem not mine.
From:
Andrew townshend
02 January 2019 10:15 AM
The government are hurting the very people they claim to be helping here, increase our costs and red tape = increased rent = more homeless people sleeping in shop door ways. Then government and shelter wounder why most of us say ''NO DSS'', unbelievable aren't they?
From:
Andrew townshend
31 December 2018 11:54 AM
The young live the life style, everything on credit, brand new flash car on lease, holidays on the credit card, the only way most of them will ever own a property is if they inherit one.
From:
Andrew townshend
28 December 2018 10:19 AM
Extra landlord costs and more red tape will push rents up, same as any other business isn't it? the end user picks up the tab.
From:
Andrew townshend
24 December 2018 09:04 AM
We have had since april to do out tax returns, mine is normally in by june, agreed, all done and i know how much tax i'm going to pay in the next year.
From:
Andrew townshend
24 December 2018 09:01 AM
The key here is'' long term'' and for ''income'', those that borrow too much and are in it to get rich quick will likely fail.
From:
Andrew townshend
21 December 2018 09:43 AM
I'm in east anglia and I've not noticed a mass exit of landlords here.
From:
Andrew townshend
21 December 2018 09:39 AM
Are there lots of landlords selling up ? I really don't think so, made be some who cannot make it pay, generally because their borrowings are too high, or because they are not prepared to knuckle down and get their own hands dirty when the need arises .
From:
Andrew townshend
19 December 2018 09:50 AM
Most of my properties are let through an agent who i trust totally, i do however ask questions before agreeing to a new tenant. I do get to meet my tenants as I do most of my own repairs, they also have my phone no and email so they are free to contact me direct, it's good for tenants to meet their landlords face to face it makes for a good landlord tenant relationship.
From:
Andrew townshend
19 December 2018 09:44 AM
I have, and have had many immigrant tenants and generally find them to be very good tenants, often better than some white british tenants i've had, i'm a bit wary when it comes to indian tenants though as i have had bad experiences with them in the past , but i don't exclude them totally, the only tenants i exclude are those on benefits unless they have a cast iron guarantor. we should not be doing the job of the home office, does a shop keeper ask for a passport before selling goods to some one ? boils down to the same thing.
From:
Andrew townshend
19 December 2018 09:35 AM
There is a flip side here, good landlords rent good homes to good tenants, where as rouge landlords rent poor quality homes to rouge tenants, so who will house the rouge tenants? we don't want them at any price. also interesting to see that there are 250,000 sub standard council homes out there.
From:
Andrew townshend
18 December 2018 09:18 AM
And another one, the guys name says it all, no respect for the law of our country, they get the rest of use a bad name
From:
Andrew townshend
18 December 2018 09:09 AM
Their surnames says it all to me, these people consider themselves to be above the law here, these are the landlords that get the rest of us a bad name.
From:
Andrew townshend
17 December 2018 09:37 AM
I think they have further to fall yet, good investment, but not a good idea to borrow heavily to buy now.
From:
Andrew townshend
17 December 2018 09:33 AM
Not a bad thing is it, absentee landlords on the decrease.
From:
Andrew townshend
17 December 2018 09:30 AM
Sounds like a scam to me, not the way to be investing in property.
From:
Andrew townshend
14 December 2018 09:20 AM
Personally i have steered clear of H M O s , good yields, but lot of hassle and generally the wrong kind of tenants for me.
From:
Andrew townshend
14 December 2018 09:17 AM
Who wants to be moving home at this time of the year? however having said that i had a property come vacant 3 wks ago and relet it within a wk.
From:
Andrew townshend
14 December 2018 09:13 AM
Any increase in costs always ends up with the end user paying, that's business, increased rents, more sleeping in shop door ways, you don't need a degree in economics to see that do you ?
From:
Andrew townshend
13 December 2018 09:58 AM
Sorry but their names would have been enough to put me off dealing with them, i don't trust them, end of.
From:
Andrew townshend
12 December 2018 12:10 PM
Don't wait, issue the sec 21 and / or sec 8 paper work, show the tenant you mean business and won't be taken for a mug, might be enough to wake them up.
From:
Andrew townshend
12 December 2018 11:57 AM
Higher rents and more homeless, really clever move by the government.
From:
Andrew townshend
12 December 2018 11:51 AM
I have found to my cost in the past that these acts of good will generally come back and bite you on the back side, leave them to the council to house, the council's problem not ours.
From:
Andrew townshend
12 December 2018 11:46 AM
Cannot see agents working for less, so full cost will be passed onto landlords who will increase rents to cover the extra cost, really not rocket science is it.
From:
Andrew townshend
11 December 2018 08:50 AM
9 children ! why ? leave that sort to the council to house.
From:
Andrew townshend
10 December 2018 09:27 AM
How many council owned homes sit empty not just for months but often for yrs, in norwich we are charged 100% council tax from day one between lets, very unfair.
From:
Andrew townshend
07 December 2018 10:05 AM
This year there was an agent in swafham (norfolk) went out of business owing landlords money, there were landlords whinging that they were owed 3 months rent, why would you leave it that long, i know when the rent is due on all of my properties, if the money is not in my bank account within 2 - 3 days i'm asking questions, wouldn't you be knocking on the tenants door to ask if they had paid their rent, if they had i would be telling them not to pay anymore rent to that agent. This agent, a woman, had a bankruptcy history, we check out tenants so why wouldn't we check out an agent before using them?
From:
Andrew townshend
07 December 2018 10:01 AM
Taking out a large mortgage in order to become a landlord is the wrong way to do it, i've bought my properties slowly over the past 30yrs for cash, while i was working the rent i was receiving was rolling up ready to buy the next one, today i live off the rent i receive, but there is still a surplus that rolls up to buy more. being a landlord is not a get rich quick scheme, but done correctly works very well.
From:
Andrew townshend
07 December 2018 09:44 AM
The name says it all, these are the landlords that get us a bad name, and before the raciest card comes into into play i'm not raciest, i just tell it as it is.
From:
Andrew townshend
06 December 2018 09:23 AM
No shortage of tenants in east anglia.
From:
Andrew townshend
06 December 2018 09:19 AM
Why is it that the government fails to think these things through, the real people they are hurting here are the tenants and the homeless, can they really not see that??
From:
Andrew townshend
05 December 2018 09:52 AM
I also consider tenants with a pet , but when this cap comes in i will have to say NO PETS.
From:
Andrew townshend
05 December 2018 09:46 AM
''Poverty should not be allowed to be the basis for discrimination'' BUT RISK IS ! so someone waking up to the reason most of us say no DSS, the cause here is down to local and central government, but they are going to have to come up with something really good here, and i cannot see that happening.
From:
Andrew townshend
04 December 2018 09:22 AM
Survival of the fittest then, sort out the men from the boys, has to be good news for us.
From:
Andrew townshend
04 December 2018 09:13 AM
I like tenants that stay a long time, as most of mine do, why wouldn't i ? But a fixed 3 yr term would cause problems if we get a rouge tenant, we need a fair, quick and easy way of getting rid of rouge tenants, ain't going to happen through is it ?
From:
Andrew townshend
03 December 2018 09:27 AM
rouge landlords tend to rent to rouge tenants that good landlords would not touch, horses for courses you might say.
From:
Andrew townshend
30 November 2018 17:28 PM
rents aren't going down in my neck of the woods, i did once in 2008 agree to a rent reduction, in hind sight i wish i hadn't, i should have invited him to leave, i was pleased when he did go, he was a pain.
From:
Andrew townshend
30 November 2018 17:18 PM
well james i can hold my head up high here, i am not one of these landlords getting rich from housing benefit payments, cause i don't have any tenants, and won't take any tenants ,claiming housing benefit. I must be the good guy here ?
From:
Andrew townshend
28 November 2018 19:36 PM
that's a lovely idea chris, but we all know it will never happen don't we
From:
Andrew townshend
28 November 2018 19:27 PM
I live in east anglia, and buy properties within a max 30 mile radius of my home, i do my own maintenance, clean up and decorating between lets, so the north east is not for me, i like to keep a regular eye on my properties and tenants. oh and rents are on there way up, increased overheads and more red tape = increased rent
From:
Andrew townshend
28 November 2018 19:18 PM
I will consider pets, small dog or cat, but i require an increased deposit, so what happens when this cap comes on deposits ? either no pets or an increased rent, and as others have said, a pet without permission = eviction asap.
From:
Andrew townshend
28 November 2018 19:11 PM
My properties, my choice of tenant, if need be I would be happy to have my say in court on that one.
From:
Andrew townshend
27 November 2018 08:57 AM
This is why we are very careful who we rent to and another reason for not taking the DSS they represent too much of a risk
From:
Andrew townshend
26 November 2018 10:12 AM
These charges will be built into increased rent, further more landlords and agents will not be holding properties for tenants, it will be a contract race, first to sign and pay their money over gets, lets see how tenants like that one.
From:
Andrew townshend
26 November 2018 10:08 AM
We know from past experiences that in 90% of cases where tenants are claiming benefits we are going to have problems getting the rent paid, then we have to go down the eviction route which will cost money and take months, i stick to my policy no DSS and no single mums, my properties, my choice of tenants, end of. leave benefit claimants to councils and housing association.
From:
Andrew townshend
26 November 2018 10:00 AM
Don't do student lets, they are a pain, and generally their parents are worse
From:
Andrew townshend
23 November 2018 09:27 AM
Yes, and people are stupid enough to pay it for sub standard built homes, more the fool them.
From:
Andrew townshend
23 November 2018 09:25 AM
I very rarely get a deposit dispute these days, because i'm very careful when picking tenants, no DSS, and no single mums.
From:
Andrew townshend
23 November 2018 09:21 AM
speeding up fault evictions is a nice idea, but face facts it will never happen, so whether the government, councils, or shelter like it or not the policy remains NO DSS , don't take landlords for mugs, we are not, housing benefit tenants = rent arrears, fact.
From:
Andrew townshend
22 November 2018 09:52 AM
And they cannot understand why we say no D S S ??
From:
Andrew townshend
21 November 2018 09:35 AM
I think we have all had nightmare tenants at one time or another, but we live and learn, i'm very careful who i rent to now, only working tenants and no single mums.
From:
Andrew townshend
21 November 2018 09:29 AM
Personally i would not work with councils and i most certainly would not take their homeless in, council's problem not mine, i stick to decent tenants that work for a living.
From:
Andrew townshend
19 November 2018 09:17 AM
only cheaper for those that have the money to buy, and the credit history to gain a mortgage, or even want the responsibility of home ownership and the ties that go with it, many find it easier to rent, 1 months notice and they can move where ever their job takes them.
From:
Andrew townshend
16 November 2018 10:20 AM
£780 per property, how can they justify that ? still £780 per yr per property increased rent, sorry mr tenant.
From:
Andrew townshend
16 November 2018 10:14 AM
Lending slumps, but not every one takes out a mortgage to buy a B T L , where else do we put our cash to get a reasonable income / return, pension schemes? not for me.
From:
Andrew townshend
15 November 2018 09:19 AM
Who is JLL ? are they experts with a crystal ball ? no i don't buy it, just some bright sparks opinion .
From:
Andrew townshend
15 November 2018 09:14 AM
so this is where people buy a bedroom in a purpose built block to then rent out, no not a good idea.
From:
Andrew townshend
15 November 2018 09:11 AM
Mum of 9 on benefits, NO NO NO, i don't do single mums on benefits, past experience, nightmare, leave them to the council to house.
From:
Andrew townshend
13 November 2018 10:03 AM
Left it a bit late, 2 months max arrears and sec 21 and / or sec 8 should be issued, don't mess about with tenants like this, i would have knocking on their door every day demanding payment.
From:
Andrew townshend
13 November 2018 09:56 AM
i manage yields of around 5 - 6 % in east anglia.
From:
Andrew townshend
13 November 2018 09:48 AM
I have some retired tenants, they are brilliant, they pay their rent no problems, keep the gardens well and decorate their homes, in return i keep their rent competitive, after all i don't have void periods .
From:
Andrew townshend
13 November 2018 09:45 AM
money claim on line, last time i used it £60, two yrs later this guy had his photo in the local paper opening a pub, i sent the bailiffs round and got a £1000 out of him, i also have the satisfaction in knowing he has a ccj against his name, i think it's worth £60 even if you don't get your money.
From:
Andrew townshend
12 November 2018 15:35 PM
perfectly legal to change the locks on a commercial property and give the non paying tenant 14 days to collect their belonging, i have done this on a few occasions, but a criminal offence to do this on a residential property, although i have been tempted. we have to be so careful who we rent to now, no one on benefits without a cast iron guarantor, and no single mums on benefits , leave them to the local council to house, their problem.
From:
Andrew townshend
12 November 2018 15:23 PM
Landlord costs increase = rents increasing, not rocket science is it ?
From:
Andrew townshend
09 November 2018 09:35 AM
I have no problem with councils going after rouge landlords, i do however have a problem when we are all tared with the same brush, what about all the rouge tenants who pocket their housing benefit payments to spend on alcohol, fags and drugs.
From:
Andrew townshend
09 November 2018 09:31 AM
I have 1 property with existing tenants in that will need up grading by april 2020, this will not be easy as it is detached, built late 1800s with solid built walls, the tenants enjoy a low rent and are happy there, once i have up graded it the rent will no longer be cheap, which could well force the tenants to leave, so once again the people the government are hurting here are the tenants. also band C by 2030, Victorian terraced houses ? impossible !
From:
Andrew townshend
07 November 2018 09:34 AM
has to be good news for those of us that are staying.
From:
Andrew townshend
06 November 2018 09:54 AM
Gt Yarmouth is 30 miles from me, cheap properties, but i have never been tempted to buy there, dreadful area, chances of getting a good tenant there is remote, best left alone.
From:
Andrew townshend
05 November 2018 17:10 PM
Not a problem, will just be added onto the rent, tenants will be worse off in the long run.
From:
Andrew townshend
05 November 2018 16:59 PM
Nail in the coffin ? i don't see it that way, we only pay C G T if we sell, why do we want to sell? rents are raising, no shortage of good tenants out there, 3% S D L T factor that into the purchase price and the rent, tax relief on mortgage only applies if you have a mortgage and / or are a 40% tax payer.
From:
Andrew townshend
05 November 2018 16:55 PM
Never been tempted by an H M O , greater yields, probably, more problems, differently, personally i will leave them to others.
From:
Andrew townshend
31 October 2018 09:32 AM
Young people aren't keen on responsibility any more, they like to be free to do their own thing, few get married now, more and more relationship break downs, and world wide job opportunities, so owing a house can be a big problem to them, renting a good property from a good landlord works best for them, one months notice and they are gone onto the next relationship or job, easy.
From:
Andrew townshend
31 October 2018 09:21 AM
Driving rouge landlords out has to be good, however the cost of these licences are much higher than the cost to the council providing them, so yes an indirect landlord tax to be passed onto the tenant.
From:
Andrew townshend
30 October 2018 10:25 AM
Not just the shortage of properties, but the ever increasing overheads and red tape placed on landlords increases rents.
From:
Andrew townshend
30 October 2018 10:17 AM
In the 90s i would meet prospective tenants at the property and go by my gut instinct ' generally got it right, today very careful vetting is a must , get the wrong tenant and evicting them is a nightmare , and is going to get worse.
From:
Andrew townshend
30 October 2018 10:14 AM
Personally I don't have a problem with this, I'm not selling, to me an income is better than a lump sum any day.
From:
Andrew townshend
30 October 2018 10:06 AM
the people being hurt here are not the landlords, it's the tenants, all increases in overheads are always passed onto the end user, what ever the business.
From:
Andrew townshend
29 October 2018 09:26 AM
Hardly news is it, most of us have past experience here, we know that we will have problems getting the rent paid when renting to people on benefits so we don't rent to them, not rocket science is it?
From:
Andrew townshend
29 October 2018 09:21 AM
Universal credit is here to stay, they will not pay housing benefit direct to the landlord, so we say NO DSS, don't take us for fools.
From:
Andrew townshend
29 October 2018 09:16 AM
I don't have a problem here, maybe we won't all be tared with the same brush then. However it's generally the case that rouge landlords house the rouge tenants, so where will the rouge tenants go, camping in shop door ways? the local council's problem then.
From:
Andrew townshend
26 October 2018 10:28 AM
it's the government and the likes of shelter that are fueling rent increases, but it seems they are too thick to see this.
From:
Andrew townshend
26 October 2018 10:17 AM
Shelter and the government wounder why most of us say NO DSS, don't these people watch TV, '' can't pay we take it away'' or ''the sheriffs are coming'' most of us have seen and experienced this first hand. No leave the DSS tenants to the councils to home, their problem, not ours.
From:
Andrew townshend
22 October 2018 10:48 AM
Look at it from the banks point of view, they want their loans repaid, landlords who let to the DSS type tenants suffer the most when it comes to rent arrears, which in tern means many of them find it difficult to keep up their loan repayments.
From:
Andrew townshend
22 October 2018 10:38 AM
I'm not fleeing anywhere, I enjoy a good steady income and see no reason for this to change for me, my properties are all bought and paid for, I do my own repairs, clean ups and decorating, I will however be very careful who I let to now with the 3 yr tenancies, universal credit, and the demise of section 21 certainly no DSS, leave them to councils and housing associations to home, not my problem.
From:
Andrew townshend
22 October 2018 10:32 AM
NO DSS ? Can you wonder why most of us say NO DSS, we know we aren't going to get paid if we rent to someone claiming benefits so why would we?
From:
Andrew townshend
19 October 2018 09:12 AM
no deposit = increased rent to cover the cost of the clean up when the tenant leaves.
From:
Andrew townshend
17 October 2018 09:43 AM
i don't see landlords selling in my area ( east anglia) and rents are increasing here.
From:
Andrew townshend
17 October 2018 09:40 AM
you missed out the flash cars on the drip, generation rent cannot buy because they are the '' entitled generation ''.
From:
Andrew townshend
17 October 2018 09:37 AM
not wishing to be racist, but look at the names, not british are they.
From:
Andrew townshend
16 October 2018 16:12 PM
but would they guarantee the rent for a benefit claimant ? of course not, i bet there is all sorts of small print and get out clauses in their agreements .
From:
Andrew townshend
15 October 2018 09:21 AM
i have a gay couple (ladies) in a property, they are as good as gold.
From:
Andrew townshend
15 October 2018 09:12 AM
This why most of us now say no DSS, we just know we are unlikely to get paid, so why would we let to them.
From:
Andrew townshend
15 October 2018 09:07 AM
but we still have section 8, more expensive, takes longer, but with a section 8 eviction the tenant will earn themselves a ccj on their credit history, now see if you can find a mug landlord to rent to you, looks the shop door way on the high street for the rouge tenants.
From:
Andrew townshend
12 October 2018 19:01 PM
Spot on Peter, U C paid direct to tenant, tenant keeps all the money, then people wonder why we say '' NO DSS''.
From:
Andrew townshend
11 October 2018 10:04 AM
all this is doing is fueling increased rent to cover extra costs incurred by landlords
From:
Andrew townshend
10 October 2018 09:27 AM
oh well section 8 it is then, evicted tenants will then have that record on their credit history, they won't stand a cats chance in hell of finding a landlord prepared to rent to them, shot in foot??
From:
Andrew townshend
10 October 2018 09:21 AM
Wasting their breath, mr hammond isn't going to change anything, there's no chance.
From:
Andrew townshend
09 October 2018 08:50 AM
Would have made more sense to put a cap on fees, to ban them altogether will mean rent increases to cover the extra costs, in the long term tenants will be paying much more.
From:
Andrew townshend
08 October 2018 09:13 AM
I don't have a problem with 3 yr tenancies, but what happens when we get a bad tenant who does not pay? only way would be section 8, expensive, difficult and takes a long time to get them out.
From:
Andrew townshend
08 October 2018 09:08 AM
why do landlords '' force'' tenants out at short notice?? simple, 99% of the time because the tenant is not paying the rent, in more than 30 yrs as a landlord i have only ever evicted tenants for one reason, non payment of rent.
From:
Andrew townshend
05 October 2018 09:50 AM
as the government continues to put the knife into landlords so will rents continue to increase to cover the extra costs, not rocket science is it?
From:
Andrew townshend
05 October 2018 09:44 AM
no not tax relief, just a simple quick way to get non paying tenants out.
From:
Andrew townshend
05 October 2018 09:37 AM
NO DSS, leave them to councils to house, not our problem, simple!
From:
Andrew townshend
03 October 2018 10:14 AM
over the years i have had some disasters where tenants have decorated themselves, however i will allow tenants to decorate subject to agreeing colours with me first , i have many long term tenants who have decorated to a very good standard, if i do get a bad one now and again i get in and redecorate myself, i'm too mean to pay a decorator when i have the time and can do it myself.
From:
Andrew townshend
01 October 2018 16:27 PM
pie in sky, no chance of any of that, we dig in, raise rents and carry on.
From:
Andrew townshend
01 October 2018 16:14 PM
i have elderly tenants, there are great, give me the mature tenant over the youngsters any day, in fact i have now made it a rule not to rent to anyone under 25.
From:
Andrew townshend
27 September 2018 11:27 AM
wishful thinking, no government is going to do us any faviours, we are public enemy number one, but we are needed to supply homes, in my neck of the woods there are many more tenants chasing homes than homes available, so on wards and upwards , rents increasing together with the homeless in shop door ways.
From:
Andrew townshend
27 September 2018 11:14 AM
Mark that's defeatist, i'm sticking with it, yes there are things being put in the way, but we will find ways around them, rents will rocket, bad tenants will not be able to rent, many more homeless sleeping in shop door ways, governments are shooting themselves in the foot but are too thick to see that.
From:
Andrew townshend
26 September 2018 09:12 AM
generally a section 21 notice is issued to evict a non paying tenant simply because it is cheaper and quicker than a section 8, ban section 21 and we will have to use section 8, this will also be bad for the tenant because then there will be a record of being evicted for non payment of rent, few if any landlords will touch them then.
From:
Andrew townshend
26 September 2018 09:01 AM
What are the chances of corbyn becoming P M in 2022? little and none.
From:
Andrew townshend
25 September 2018 09:08 AM
certainly more tenants than properties here in east anglia, don't know about any where else
From:
Andrew townshend
24 September 2018 10:24 AM
who's going to build them, where are the bricklayers, carpenters etc, our work force are all nouncers out of uni, fat of use they are.
From:
Andrew townshend
21 September 2018 10:23 AM
when i first started btl in the 80s i used to furnish properties, now i only supply a cooker, much easier, tenants take a bit of care of their own items.
From:
Andrew townshend
21 September 2018 10:19 AM
you have that wrong, it's not costing landlords a penny more, it's costing tenants £79m.
From:
Andrew townshend
21 September 2018 10:15 AM
can't see it working, would the insurance pay out, doubtful, would the tenant keep up with the premiums, in many cases they would not, and as for paying a deposit in installments to the landlord , no, i once had a chap want to do this, needless to say i did not rent the property to him.
From:
Andrew townshend
19 September 2018 09:28 AM
personally i've never got involved with HMOs, yes there are some bad ones about in big towns and cities so this crack down is probably a good thing, there is a big but however, HMOs normally house the lower end type of tenant, extra costs for landlords = increased rent for these tenants which will force more out onto the streets sleeping in shop door ways.
From:
Andrew townshend
19 September 2018 09:20 AM
the idea behind U C is good, making work pay and getting more into work, but it is increasing the number of street sleepers, i don't accept tenants on benefits, because i know that 90% of the time i'm not going to be paid, i think most landlords out there feel the same way.
From:
Andrew townshend
18 September 2018 09:54 AM
i live around 30 miles from G Y , i don't own any properties there, it's a horrible place. tenants have a right to expect a decent safe home, but what is going to happen to the low life tenants, are landlords with nice properties going to rent to them ? i'm not, is the council going to home them? doubtful, more people sleeping in shop doorways then, G Y council needs to be careful here they could be cooking up a big problem for themselves.
From:
Andrew townshend
18 September 2018 09:47 AM
that's what we like, good reliable tenants that stay, not so good for agents though.
From:
Andrew townshend
17 September 2018 09:10 AM
no shortage of tenants applying to rent property here in east anglia, and the rents are edging up.
From:
Andrew townshend
17 September 2018 09:05 AM
wrong, very wrong, but it's prostitution, therefore both parties are guilty of a crime.
From:
Andrew townshend
14 September 2018 09:19 AM
maybe it's all the buy to let MPs looking to push rents up, in the long run that's what the government is achieving
From:
Andrew townshend
12 September 2018 10:05 AM
the effect of section 24 will be for rents to rise massively, as there are more people than homes out there it will be the tenants problem not the landlord's.
From:
Andrew townshend
11 September 2018 09:30 AM
i'm very happy with buy to let, sure the government can put the knife in and twist it, we will simply increase rents to compensate , supply and demand, there's no shortage of tenants out there.
From:
Andrew townshend
10 September 2018 10:42 AM
surely after just 1 month's non payment wouldn't you visit the tenant and advise them to pay their rent direct or move the property to another agent, after all it's the agent who has broken the contract. i expect the agent is a limited company so no chance of any money there then
From:
Andrew townshend
07 September 2018 09:37 AM
as the added costs to landlords filter through rents will continue to increase, that's how it works with any business isn't it?
From:
Andrew townshend
07 September 2018 09:29 AM
i only ever evict non paying tenants, but i use section 21 because it's quicker, easier and cheaper
From:
Andrew townshend
06 September 2018 09:11 AM
laughable ! they really think these fees and costs will disappear? get real, they will be passed onto the landlord, then the landlord will increase rents to cover his / her increase in overheads, happens in all businesses, overheads increase the end user pays.
From:
Andrew townshend
06 September 2018 09:00 AM
shelter won't like that
From:
Andrew townshend
06 September 2018 08:53 AM
b t l should be viewed as a long term investment and has worked really for me, it's not a get rich quick game, those that think it is will fail.
From:
Andrew townshend
05 September 2018 09:38 AM
pile on extra cost and red tape, and the result? up go rents again, more homeless sleeping in shop door ways.
From:
Andrew townshend
04 September 2018 09:24 AM
they talk of generation rent, it isn't always because they cannot afford to buy, i think it's becoming more and more the case people prefer to rent, no hassle buying and selling, no costly repairs. i am old school, i like to own and pay cash, property, cars etc. is this the start of a price crash as in the early 90s, i hope it is, i'm not bothered by the paper value of my properties and i'm not selling, but i will buy when prices drop.
From:
Andrew townshend
31 August 2018 10:53 AM
this has been tried before and failed as i remember.
From:
Andrew townshend
30 August 2018 09:06 AM
why are young people not buying houses? because they are not prepared to make the sacrifices, flash new cars on finance, 2 overseas holidays a year, nights out, designer clothes , in their eyes they are entitled, with that attitude they will never own a house, unless they get given one, of course it was easy for us baby boomers, we didn't have to do the overtime at work, or hold down 2 jobs, drive the cheap old banger, spend our holidays working on our old houses, you get nout for nout in this life.
From:
Andrew townshend
29 August 2018 09:40 AM
the government hate us, but we will still be here, and every time they stick the knife in up and up rents will go, there is an ever increasing number of people needing a roof over their heads.
From:
Andrew townshend
29 August 2018 09:28 AM
they are shooting themselves in the foot, but are too thick to see it, result will be more sleeping in shop doorways, good landlords will still find good tenants, it's the low life eliminate benefit spongers that will loose out and plenty good enough
From:
Andrew townshend
28 August 2018 22:33 PM
where's east anglia in relation to the midlands ? because things are still good here
From:
Andrew townshend
28 August 2018 09:23 AM
i'm not selling, i'm buying, rents are going up, more tenants out there than properties to rent, has to be good news for the landlord.
From:
Andrew townshend
28 August 2018 09:20 AM
the only time i evict a tenant is when they fail to pay, section 21 was quicker and cheaper than section 8, get them out first, then go for the money claim online, might not get the money, but screws their credit rating for the next 6 yrs, worth every penny
From:
Andrew townshend
28 August 2018 09:16 AM
long term view and don't run before you can walk, certainly worked well for me no regrets
From:
Andrew townshend
24 August 2018 10:19 AM
more likely over mortgaged small time landlords selling to professional landlords with cash in their pockets , still if it's pushing rents up for the rest of us then that's fine by me.
From:
Andrew townshend
24 August 2018 10:14 AM
best form of flexible pension out there, without all the blood suckers taking their inflated commissions and fees out of your money.
From:
Andrew townshend
23 August 2018 09:46 AM
probably a good idea to keep the day job to start with, i started in my early 30s when i bought my business premises from my landlord, another property came with it. it worked well, i didn't like the idea of private pensions, really did not trust them, so bought up run down properties in the 90s renovated them and rented them, 11 yrs ago sold my business and became a full time landlord, no regrets i love it and earn a good income from it.
From:
Andrew townshend
23 August 2018 09:36 AM
spot on steve, i will only consider a housing benefit claimant if they can provide a cast iron guarantor and even then i'm not keen, we are not charities, maybe shelter would like to offer a rent guarantor deal ? mmmmm thought not.
From:
Andrew townshend
22 August 2018 09:00 AM
i first got into buy to let in the 80s as such many of my properties owe me peanuts, i'm here to stay.
From:
Andrew townshend
21 August 2018 09:00 AM
a home is not a human right no more than a car is, rent controls would need to be seen as fair to all concerned, this government doesn't like us, a labour government would hate us.
From:
Andrew townshend
20 August 2018 09:27 AM
comes down to the old saying '' running before you can walk'' far better to grow slowly and steadily than over borrowing and losing the lot, as many have done.
From:
Andrew townshend
20 August 2018 09:21 AM
we are going to have to be very selective as to who we rent to, it's one thing being stuck with a bad tenant for 6 months, it's quite another being stuck with them for 3 yrs, the result is going to be more people sleeping in shop door ways
From:
Andrew townshend
20 August 2018 09:17 AM
no messing, no changing of minds, no dreamers ,hammer drops, sold.
From:
Andrew townshend
17 August 2018 09:17 AM
i'm perfectly happy being a landlord, suits my way of life, i'm not selling, might even be buying, it's not a get rich quick game, it's for the long term.
From:
Andrew townshend
15 August 2018 09:37 AM
add a bit on all rents to cover damage, good tenants will be subsidizing bad tenants, not fair? well that's the way government seem to want it, so much for government looking after the tenants interests.
From:
Andrew townshend
14 August 2018 10:00 AM
i don't do drugs or druggies in any way shape or form, i found a small cannabis farm in a corner shop couple of yrs ago, removed same day, police not interested - too much bother.
From:
Andrew townshend
10 August 2018 09:15 AM
i won't be evicting good tenants.
From:
Andrew townshend
10 August 2018 09:09 AM
rents are increasing in east anglia, i don't know about else where, but every thing seems to be pointing to substantial rent increases
From:
Andrew townshend
10 August 2018 09:06 AM
i'll stick with east anglia, where i can keep a close personal eye on my properties and tenants
From:
Andrew townshend
10 August 2018 09:01 AM
how long after evicting a tenant do you keep their possessions? i had some under a tarpaulin at the bottom of my garden for 3 months before i burnt them.
From:
Andrew townshend
09 August 2018 09:37 AM
i have many really good tenants, but do to increased costs being placed on us by local and central government there will be increases.
From:
Andrew townshend
09 August 2018 09:32 AM
terraced homes with solid walls , band 'c', sounds near on impossible to me.
From:
Andrew townshend
08 August 2018 09:16 AM
all this does is push rents up for the tenant.
From:
Andrew townshend
08 August 2018 09:10 AM
no different to the media targeting the second hand car dealers, builders, even solicitors ripping the public off, rise above it, we still have these people queuing up begging us to rent a property to them. for every one bad landlord there are 10+ bad tenants.
From:
Andrew townshend
07 August 2018 09:45 AM
when overheads increase the tenants will pay, that's how it works.
From:
Andrew townshend
06 August 2018 09:29 AM
make this difficult and expensive will just push up rents still more
From:
Andrew townshend
03 August 2018 09:43 AM
it's not the landlord being hit here, it's the tenant, it's the tenant who will have to find the extra cash either by reducing their life style or moving to a cheaper property in a cheaper area, and when you get to the lowest end of the market they will be moving into the shop door way, government's problem, not mine.
From:
Andrew townshend
03 August 2018 09:39 AM
depends how you finance your buy to let portfolio, bought for cash from savings and there isn't a problem.
From:
Andrew townshend
03 August 2018 09:31 AM
for me a deposit gives me a little protection when it comes to a short fall in rent due, a payment to cover damage is built into the monthly rent, trying to claim from a deposit for damage is a waste of time because tds always comes down on the tenants side.
From:
Andrew townshend
02 August 2018 09:22 AM
I think most of us expedience these sort of problems at times which is why we need to be very careful who we let into our properties, a tenant black list would be useful, avoid benefit claimants and don't wait to evict non payers nip it in the bud.
From:
Andrew townshend
02 August 2018 09:12 AM
personally i avoid the hmo market, good money in it but a lot of hassle as well
From:
Andrew townshend
31 July 2018 08:56 AM
a guaranteed rent and all damage repaired, then just maybe some landlords might consider taking these people on.
From:
Andrew townshend
31 July 2018 08:50 AM
how can they justify £780 per property? as this article states though it will of course end up with the tenant paying more rent to cover yet another expense , government ,both local and central, have really got it in for the poor tenant haven't they?
From:
Andrew townshend
30 July 2018 09:03 AM
landlords with less than 10 properties and with heavy borrowings may well sell up, but there are no shortage of landlords out there looking to buy, few will be purchased by owner occupiers, so no change really
From:
Andrew townshend
27 July 2018 10:47 AM
rents are rising, not to increase profits for landlords, but to cover extra costs and red tape placed upon landlords
From:
Andrew townshend
27 July 2018 10:39 AM
will it work ? i have my doubts, i'm going to opt for a bit extra on the rent to cover damage.
From:
Andrew townshend
27 July 2018 10:34 AM
sounds to me they are looking for more business, we have little choice here other than to build something into the rent to cover damage at tenancy end, deposits are getting to be a waste of time.
From:
Andrew townshend
27 July 2018 10:28 AM
daft question, of course rents are going to increase with the extra costs and red tape placed on landlords, no different to any business or trade, when overheads increase it's the end user that pays
From:
Andrew townshend
26 July 2018 08:59 AM
my wife, as joint owner, has an equal share but does nothing when it comes down to our port folio of properties, so it could be argued that she gets more than me out of buy to let.
From:
Andrew townshend
25 July 2018 10:43 AM
petru degan, not british then, so are we surprised? what's the chances of him paying this fine? little and none
From:
Andrew townshend
23 July 2018 08:51 AM
can't really argue against it, will mean an added cost, which will be passed onto the tenant by means of a rent increase.
From:
Andrew townshend
20 July 2018 09:36 AM
if we have to give a 3 yr term then we are going to have to be even more careful who we rent to, which will mean more homeless people sleeping in shop door ways, is this what the government are aiming for?
From:
Andrew townshend
20 July 2018 09:32 AM
his properties, his choice. single mums on benefits can be a nightmare, Indians often leave properties dirty and smelly
From:
Andrew townshend
20 July 2018 09:23 AM
not a bad thing, let these values bottom out and there will be another buying opportunity, buy to let is not dead, where else do you get a return on your money?
From:
Andrew townshend
19 July 2018 09:28 AM
at four score and ten you well deserve to be taking a step back, good properties with good long term tenants will be worth strong money to younger landlords with cash to invest.
From:
Andrew townshend
16 July 2018 09:34 AM
what this boils down to is 1) the landlord that has borrowed too much, and 2) the arm chair landlord that sits back and expects the money to roll in without doing anything him / her self, why pay someone to clean up, paint and decorate, or do the garden in between lets, roll up your sleeves and get your hands dirty, you might just enjoy it and save a lot of cash into the bargain .
From:
Andrew townshend
16 July 2018 09:30 AM
surely if you are after capital growth then that's property dealing as opposed to being a landlord, while it's nice to see our properties worth more than we paid for them ,but for me it's the income i am getting from them. i bought a property in lowestoft last year, if i were to put it back up for sale now i would make a capital lose, but why would i want to when i'm getting a good return on the money i put into it, as with share dealing you only make that capital lose or gain when you sell
From:
Andrew townshend
16 July 2018 09:21 AM
it's not just the people who cannot buy that rent, but many who don't want to buy, and i expect this will be the way forward now more and more.
From:
Andrew townshend
13 July 2018 09:25 AM
we hear a lot about bad landlords and unhappy tenants but these are very much in the minority, i'm pleased to say all my tenants seem happy with me at present, generally the only time i have problems is when i get a none payer , then i'm a basted landlord for evicting them, that doesn't happen much now as i'm much more fussy who i rent to these days.
From:
Andrew townshend
13 July 2018 09:22 AM
fred, they are my properties i will choose who i rent to, nothing illegal in that.
From:
Andrew townshend
12 July 2018 09:03 AM
landlords that do sell up will likely sell to other landlords, however if there is going to be a shortage of properties to rent then rents will rise and we will be cherry picking the best tenants, more and more homeless on the streets.
From:
Andrew townshend
12 July 2018 08:53 AM
i expect it will be much like that old tv program '' yes minister''
From:
Andrew townshend
11 July 2018 09:27 AM
good working families yes, but avoid single mums on benefits like the plague.
From:
Andrew townshend
11 July 2018 09:24 AM
with the extra red tape and costs of course rents are increasing
From:
Andrew townshend
11 July 2018 09:21 AM
i like long term tenants, only problem i can see is that it will take longer to evict bad tenants, we will have to be more fussy as to who we rent to and insist on good guarantors.
From:
Andrew townshend
11 July 2018 09:19 AM
we have had some bad pm s over the yrs, but this one takes the prize .
From:
Andrew townshend
10 July 2018 09:26 AM
i'll take the cash thank you, good sex is free
From:
Andrew townshend
09 July 2018 15:24 PM
i have a simple policy here, anyone that doesn't pay gets a county court action from me, last one i did cost me £60, easy to do online and worth every penny, that screws their credit history up a treat.
From:
Andrew townshend
06 July 2018 10:07 AM
i agree with barry above, i don't have a problem here, and lets face facts it's going to happen, what we do need though is a quick way of getting rid of bad tenants. if we want to sell one of our properties the chances are we will sell to another landlord, mortgage provider? well none of mine are mortgaged, but i expect they will just have to modify their terms or stop lending to landlords.
From:
Andrew townshend
06 July 2018 09:59 AM
agents, just like landlords and tenants, there are good and bad. and yes as above why not name and shame them?
From:
Andrew townshend
05 July 2018 20:39 PM
but why let it get to 7k, nip debt in the bud a s a p, visit tenants, tell them the rent is not being passed on and get them to pay you direct, it's the agent who has broken the contract.
From:
Andrew townshend
04 July 2018 09:40 AM
buy to let was my pension scheme, no regrets, allowed me to give up the day job 11 yrs ago at 54
From:
Andrew townshend
04 July 2018 09:36 AM
i have no problem with the wish to improve the poor quality end of the rental business, but what then happens to the poor quality tenants, no one's going to rent a nice flat or house to these sort of tenants.
From:
Andrew townshend
03 July 2018 09:37 AM
all very well, but what happens when we get a non paying tenant? yes we can go down the section 8 route, but we have to wait until the rent is over due by 8 wks, then we await a court hearing and then we wait for the bailiffs, all expensive as well, section 21 is quicker, cheaper and easier, but we won't be able to use section 21 in the first 3 yrs of a tenancy when this new ruling comes in.
From:
Andrew townshend
03 July 2018 09:28 AM
landlord costs increase = rent increase, where's the surprise there ?
From:
Andrew townshend
02 July 2018 09:34 AM
i very much like my tenants to stay a long time, however the problem is here when we get a non payer, this will make most of us more careful of who we rent to, and insist on guarantors, so this will not be good for people looking to rent, there's always a sting in the tail with these bright ideas.
From:
Andrew townshend
02 July 2018 09:31 AM
you are correct here, however it doesn't bother me, 1) i have no intention of selling anything, the income is much better than a lump of cash in the bank, and 2) the 3% stamp duty is taken into consideration when biding on a property and also when setting the rent level on that property.
From:
Andrew townshend
26 June 2018 09:47 AM
so the '' flash with no cash'' who are in debt up to their eye brows are having to sell, but who are buying these properties ?? not first time buyers, but proper landlords that can put their money where their mouths are, so these homes are still owned by landlords and up for rent.
From:
Andrew townshend
26 June 2018 09:39 AM
cheap insurance deals are a total waste of time, they are the ones that try their hardest to wriggle out of settling a claim, you get what you pay for.
From:
Andrew townshend
25 June 2018 09:20 AM
give me families over young singles any day of the week
From:
Andrew townshend
22 June 2018 09:26 AM
it's all too popular to say people rent because they cannot buy, this is not always the case, younger people don't want to be tied down, promotion at work often means moving to the other side of the country at short notice, they don't want the responsibility of home ownership and all that goes with it, we do seem to be going the german way, and the way of many other countries where it is the norm to rent, and it's not just property, more and more cars are on contract hire now, just add fuel and drive.
From:
Andrew townshend
20 June 2018 09:26 AM
we check tenants out, then why not agents? this woman had been made bankrupt 3 yrs ago, would this not have the alarm bells ringing. if any of my rents are more than 2 days late i'm asking questions, you must never ignore debt, nip it in the bud before it gets out of hand.
From:
Andrew townshend
19 June 2018 09:58 AM
if we cannot have the security of a deposit then an element will have to be added to the monthly rent to cover short falls and damage, this will be unfair to the many good honest tenants, would be a good idea if labour put their brains into gear before opening their mouths.
From:
Andrew townshend
19 June 2018 09:50 AM
when business overheads increase it will always be the end user that pays, a landlord is no different here to a builder, plumber, motor mechanic or any other business
From:
Andrew townshend
18 June 2018 10:53 AM
thick student, a masters degree won't do him much good now he has a criminal record, and yes as above - deport him. my accountant gave me valuable advice yrs ago ''don't display wealth boy'' i drive a 14 yr old toyota when visiting properties, not really worth their while scratching that.
From:
Andrew townshend
15 June 2018 11:15 AM
has to be a win win situation for us landlords that are left, better choice of tenants, higher rents and a chance to add to our portfolios.
From:
Andrew townshend
15 June 2018 11:07 AM
doesn't look good for tenants, but who's to blame there, the big bad landlord ? no the short sighted government.
From:
Andrew townshend
15 June 2018 11:01 AM
fair for tenants ? well it will certainly make renting much more expensive for tenants, these fees will not simply disappear in a cloud of dust, they will be passed onto landlords who will in turn pass them back to tenants by means of increased rent.
From:
Andrew townshend
13 June 2018 09:20 AM
i no longer let to students for the same reasons, there maybe more money in it, but just not worth the bother, oh and i see mr robinson has his school master hat on again today, how sad.
From:
Andrew townshend
12 June 2018 09:28 AM
don't believe a word of it, furthermore the next 12 months will see rents rocket as landlords over heads increase.
From:
Andrew townshend
08 June 2018 09:56 AM
i agree strongly with all 3 comments above, all tenants need to be fully checked out every time, total madness not to check every new tenant out very carefully.
From:
Andrew townshend
08 June 2018 09:52 AM
the last paragraph says it all, '' landlords face further increases in their costs'' it's not rocket science costs increase = rent increases.
From:
Andrew townshend
07 June 2018 09:27 AM
people do sign legal documents without reading them fully or understanding them, then winge when it all goes pear shaped.
From:
Andrew townshend
07 June 2018 09:16 AM
safest route is, if in doubt don't rent to them, same as a shop or pub selling alcohol would operate.
From:
Andrew townshend
05 June 2018 09:11 AM
no government either tory or labour are going to let landlords off the hook, it just amazes me how short sighted these supposedly intelligent?? people are, rents will rocket, there is no shortage of tenants out there needing homes.
From:
Andrew townshend
01 June 2018 10:14 AM
the agent i use is very fair on fees, however no doubt these fees will be passed onto me, and ofcourse i will pass these onto tenants by means of a small increase in monthly rent, i don't foresee any problems here as there is no shortage of tenants in my area
From:
Andrew townshend
31 May 2018 09:33 AM
i sometimes wonder how people's brains work, tenants don't pay the rent, then wonder why they get evicted and no other landlord will touch them, then this landlord gets an enforcement notice and ignores it, sweep the problem under the carpet and it will go away?? no these things never go away, they have to be dealt with sooner rather than later.
From:
Andrew townshend
29 May 2018 10:30 AM
i don't see the extra 3% stamp duty as a problem, either reduce the offer to buy by 3% or increase the rent to take into account of the extra total purchase price.
From:
Andrew townshend
25 May 2018 09:45 AM
i used to manage all mine myself, however over the past 10 yrs as they come vacant i have past management to a trusted small local agent (i still do my own repairs though) i now manage just 3 out of 16 properties, it works well for me, what i would say however avoid the large national chains where you are just a number and the people who are looking after your properties are wet behind the ears boys and girls that like to think they know the lot but in fact know f all.
From:
Andrew townshend
24 May 2018 09:00 AM
that's fine, name and shame rogue landlords nationwide, but also name and shame all rogue tenants, there will be 10 times more tenants on the list than landlords
From:
Andrew townshend
23 May 2018 10:05 AM
who owns grenfell tower? the council, so therefore the chief housing officer is personally responsible, just as you or i would be if we owned the property, but of course these kind of people are skilled at shifting the blame.
From:
Andrew townshend
21 May 2018 09:12 AM
well gary we can thank the short sighted government for this, i'm not selling, but my rents will be increasing to cover the extra costs being imposed on me, so yes at the end of the day it's the tenant that loses out.
From:
Andrew townshend
16 May 2018 10:32 AM
surely there is only one way to recoup extra expense, pass it onto the tenant by means of increased rent, there is no shortage of people out there looking to rent a property.
From:
Andrew townshend
15 May 2018 09:18 AM
we are a country full of time wasters, dreamers and flash with no cash, this is why more and more properties end up in auctions.
From:
Andrew townshend
14 May 2018 08:54 AM
give me a way of getting bad non paying tenants out quickly and cheaply and i will happily give longer tenancies, i might even consider tenants on benefits, but we all know this will not happen, so my policy of 6 month tenancies and no benefit claimants will continue.
From:
Andrew townshend
14 May 2018 08:49 AM
governments are intent on sticking the knife in and twisting it, but we will survive, buy to let is an excellent investment, what it is not though is a '' get rich quick game'' . go into it with a long term view, work at it and don't borrow too much and you really cannot fail.
From:
Andrew townshend
11 May 2018 09:23 AM
for me first and foremost it's the income, capital growth is a bonus, with house prices now dropping the capital growth will not be there for a few yrs, but you only make a capital loss if you sell, so don't sell.
From:
Andrew townshend
09 May 2018 09:04 AM
we all have problem tenants occasionally main rule here though is to check them out first, if in doubt then don't let to them, always issue county court proceedings for money owed, probably won't get the money but you will have the satisfaction of screwing up their credit rating and their chances of renting off another private landlord, also word gets about with tenants, it does no harm for being known for issuing court proceedings.
From:
Andrew townshend
09 May 2018 08:56 AM
there will always be the rogue element, whether that be landlords, car mechanics, builders or solicitors, if we had a bad solicitor we would move, so why if a tenant had a bad landlord wouldn't they move, or is the real reason here that they are bad tenants that no other landlord would touch them.
From:
Andrew townshend
08 May 2018 09:02 AM
car insurance is high for young drivers, why? because of risk, same applies to the hmo tenant.
From:
Andrew townshend
04 May 2018 10:30 AM
there is no ' could' about it is there? letting agent fees will be banned, but they won't go away just passed onto landlords who will have no choice other than to increase rents to cover the extra costs.
From:
Andrew townshend
04 May 2018 10:25 AM
hardly the landlord at fault if she or her contractors were refused access .
From:
Andrew townshend
03 May 2018 10:07 AM
i'm happy with 6 wks rent held as deposit where the tenant ticks all the boxes, but what about tenants with pets either i won't accept them full stop, or maybe there will be a higher rent charged to a tenant with a pet.
From:
Andrew townshend
03 May 2018 10:01 AM
as with any business when overheads increase the end user pays, there's nothing more to be said is there?
From:
Andrew townshend
03 May 2018 09:55 AM
what this daft system has achieved is '' if in doubt don't rent to them'' bit counter productive really .
From:
Andrew townshend
02 May 2018 09:08 AM
i too feel for my tenants they are all good working people and we get on fine, however as with any business as my overheads rise so does their rents.
From:
Andrew townshend
28 April 2018 14:28 PM
you ain't seen nothing yet, just wait until agents fees are past on to landlords and deposits are capped, it's the end user that pays every time, the government is just too short sighted to see this. £1000 per month for a basic 2 bed terraced house? it's coming soon.
From:
Andrew townshend
27 April 2018 08:59 AM
when a property becomes available there is no shortage of viewings, or people wanting to rent it, but how many of those people do we want as tenants in our properties, that soon whittles the numbers down
From:
Andrew townshend
25 April 2018 09:54 AM
surely it boils down to horses for courses, good working tenants with a good credit history will be looking for good properties from good landlords, on the other hand benefit claimants and those with poor credit histories will be looking for any landlord mug enough to take them in any property. as for pets, i am one of very few landlords in my area that will CONSIDER pets, however if i am not going to be allowed to take a larger deposits this will change , maybe there will have to be 2 rent levels.
From:
Andrew townshend
24 April 2018 10:16 AM
i used to manage all mine, now i'm down to 3 that i manage myself, the rest are with an agent, i find it much easier, i'm still hands on though, doing my own repairs and using my own tradesmen when needed.
From:
Andrew townshend
20 April 2018 09:27 AM
it's amusing to watch the estate agents out there desperately trying to talk the market up, in my area we have estate agents going bankrupt, don't have much sympathy, most of them are floating on cloud 9 living way beyond their means
From:
Andrew townshend
20 April 2018 09:20 AM
go back less than 100 yrs and most people were renting, is it really a good thing for the young to buy, lets face it they need to avoid leasehold properties, that rules out flats, large mortgages if they fall behind , which with a big mortgage today is all too easy, they lose everything, the jobs market is very mobile, offered a better job in another part of the country, give 1 months notice and they are gone, own their own home and they have a problem, lot to be said for renting today for the young.
From:
Andrew townshend
20 April 2018 09:14 AM
all speculation by those that think they know the lot, but know f***all. i'm certainly not worried.
From:
Andrew townshend
19 April 2018 10:28 AM
well we can pull together or we can pull apart, this government, and labour, have made it very clear we will be pulling apart. the up shot is the homeless street sleepers will increase greatly
From:
Andrew townshend
18 April 2018 19:26 PM
well where's the problem, why shouldn't they? look at mr blair he has a massive btl portfolio .
From:
Andrew townshend
17 April 2018 09:37 AM
i'm sure the housing officer is right here, personally i have never got into the hmo market, i have a friend who has though, he is round there every week on bin collection day because the tenants are too bone idle to put the bins out, he finds fire doors wedged open and smoke detectors disabled, generally tenants in an hmo are their own worst enemy.
From:
Andrew townshend
17 April 2018 09:33 AM
i do think these figures are exaggerated some what, but yes action does need to be taken in some areas, don't forget council and housing assocs though they are not whiter than white here, push for too higher standards though and that will push lower end rents up which will result in more people sleeping rough on the streets
From:
Andrew townshend
17 April 2018 09:21 AM
the 3% stamp duty is not really an issue, it just needs to be factored into the purchase price, or the rent, the mortgage tax relief really only affects those that borrow too much, btl is still an excellent investment especially when making provision for ones old age, far better than a private pension
From:
Andrew townshend
16 April 2018 08:47 AM
i found a cannabis farm in a shop i let out last yr, lucky i spotted it and there was no damage done, all my properties are local to me, i keep a regular close eye on them.
From:
Andrew townshend
13 April 2018 09:23 AM
find this hard to believe, but then i expect those landlords that have borrowed too much wil havel sell.
From:
Andrew townshend
12 April 2018 10:52 AM
i don't see the 3% stamp duty as a problem, just factor this in when deciding what to offer / bid if someone else wants to pay more let them.
From:
Andrew townshend
10 April 2018 10:03 AM
landlords can only do so much, provide fire extinguishers, fire blankets, ensure wiring is safe, if a tenant is going to set fire to the place there is not much more we can do. and remember the block of flats here were council owned, and as such their responsibility solely, have we seen manslaughter charges brought against housing offeriers here? no, you can just imagine what would have happened had a private landlord owned the property, one law for them, another for us, stinks as normal.
From:
Andrew townshend
09 April 2018 09:51 AM
put money into a pension, big fat commision to the spive selling it, annual fees, fees to access it, poor performing investments, then you will need to live to be 110 simply to get the money back you put in, not for me.
From:
Andrew townshend
09 April 2018 09:39 AM
i agree terry i issue county court proceedings every time, 1) there is the satisfaction in knowing i have screwed their credit rating up, and 2) sometimes they come into money within 6 yrs, so there is always a chance, i had a guy open a pub up, flashed all over the local paper, i got my money after 4yrs.
From:
Andrew townshend
06 April 2018 10:51 AM
just like the landlord of the disgusting and dangerous hmo on last night's program. bad tenants? if 10% of landlords are bad, then 20% of tenants are worse, but we don't get any help there do we?
From:
Andrew townshend
06 April 2018 09:49 AM
do we need to compete with housing associations? i would like to study the small print in these insurance policies, would this insurance pay out? or look hard for a get out loop hole.
From:
Andrew townshend
05 April 2018 09:14 AM
make it public, personally i would welcome it.
From:
Andrew townshend
05 April 2018 09:08 AM
i look forward to it.
From:
Andrew townshend
05 April 2018 09:04 AM
sold property prices are falling, in the past when this happens rents generally rise.
From:
Andrew townshend
04 April 2018 17:16 PM
i'm very optimistic, but then i do have a bit of an advantage in that my properties are all bought and paid for, i started buying 30 yrs ago, my income exceeds my out going so every so often, when the piggy bank fills up, i buy another property for cash , it's not a get rich quick game, but it's the best pension you could wish for
From:
Andrew townshend
04 April 2018 17:14 PM
tory or labour we aren't going to get any tax incentives , they are just going to make life harder and more expensive for all of us, no problem though, the extra expense will be passed onto the tenant.
From:
Andrew townshend
04 April 2018 17:03 PM
no big surprise here, no matter what line of business, when overheads increase that increase is always passed onto the end user.
From:
Andrew townshend
03 April 2018 09:09 AM
spot on steve, we can see it, why can't the government? i've got 2 that fail, but they are both let, so i have until the tenant leaves or until 2020, one is only just below an e, i have secondary glazing coming for that in a couple of wks, the other one is a g, but i have long term tenants there so i have a couple of yrs at that one
From:
Andrew townshend
29 March 2018 09:44 AM
tenants with pets will stand no chance of renting from a private landlord when this cap comes in, young tenants will have to provide a cast iron guarantor, and as for anyone on uc, forget it, they will be sleeping under the fly over. the government really don't think these things through do they? money claims online will be busy to with all those ccj s, and as for anyone with a ccj they will be sleeping under the fly over as well, clever move.
From:
Andrew townshend
29 March 2018 09:32 AM
but surely councils and government are shooting themselves in the foot here, there is an ever increasing army of homeless out there, councils cannot house them, when overheads increase it's always the end user that pays.
From:
Andrew townshend
28 March 2018 09:53 AM
the only people to get rich here are the spivs in suits selling them, you would need to live to at least 110 to stand any chance of getting your money invested back, isn't this why most of us on here got into property investment, it's why i did 30 yrs ago, it enabled me to give up the day job 10 yrs ago at 54, i've never looked back.
From:
Andrew townshend
28 March 2018 09:44 AM
not convinced, when the cap comes in i will be putting a bit on rents to cover any problems further down the line, i fully expect this is what most landlords will be doing, this is how insurance works, the higher the risk the higher the premium .
From:
Andrew townshend
27 March 2018 09:54 AM
sorry work shy benefit claimants we don't want you and for good reasons, the ball here is in the government's court make it worth while for us to take benefit claimants, but i'm not holding my breath here
From:
Andrew townshend
26 March 2018 11:23 AM
why not, you cannot take it with you, spent and enjoy it, get the timing right and die with nothing, government can't take it then, nor can the leechers waiting to inherit.
From:
Andrew townshend
26 March 2018 09:35 AM
for someone in work wanting to climb the promotion ladder renting is probably best as their promotions can take them all over the country, give 1 month's notice and they are on their way. times change, people even rent their car now rather than owning it.
From:
Andrew townshend
26 March 2018 09:29 AM
big fuss going on out there regarding the homeless, here is an easy solution to probably 90% of cases, pay housing benefit ellement of u c direct to landlord, for some unknown reason the government refuse to do so, so 90% of landlords refuse to take tenants on benefits, with the remaining 10% being the rouge landlords renting substandard properties to benefit claimants, the solution isn't rocket science is it?
From:
Andrew townshend
24 March 2018 09:43 AM
the way i see it there are 2 ways around this, 1) build the extra deposit into extra rent to cover ourselves, 2) in the event of a tenant not paying their last month's rent county court them, we may well not get our money but if we all do this we will screw their credit rating making it very difficult for them to rent another property or get a loan.
From:
Andrew townshend
22 March 2018 18:58 PM
yes a good idea, personally i always issue county court proceedings against anyone who owes me money, even if there is little chance of getting paid, easy to do online and not expensive, gives me great satisfaction in knowing i have just screwed their credit rating, also tenants talk to each other, so if you are a soft touch word soon gets about.
From:
Andrew townshend
21 March 2018 19:25 PM
a cap on fees would be the best and fairest way for agents, landlords and tenants, the out come will be ,as said in this article, more expense for tenants as the end user always pays .
From:
Andrew townshend
21 March 2018 19:13 PM
i expect some of those sleeping in shop door ways might quite like one of these empty rooms
From:
Andrew townshend
21 March 2018 19:04 PM
but will this encourage people to take on debt that they will not be able to service either now or in the future, which would end up with their property being reprocessed, them to lose a lot of hard earn cash and make them bankrupt, ultimately back to renting.
From:
Andrew townshend
20 March 2018 09:19 AM
there are some bad landlords and let properties out there, but no where near the number labour are saying, as terry above has said tenants are free to move, the simple reason that these living in bad conditions are not moving is that they themselves are bad tenants that no landlord with a good property would rent to.
From:
Andrew townshend
19 March 2018 09:26 AM
there are bad landlords out there, and there are a thousand times more bad tenants out there, as our friend terry sullivan says above always push for a ccj against none paying tenants, it's only £60 online (tax deductable) and worth every penny, even though you cannot get blood out of a stone.
From:
Andrew townshend
15 March 2018 19:37 PM
well i'm not selling up, i'm buying, less landlords, less properties to rent, can only be good news for us, supply and demand, up go rents, more tenants to choose from, suits me just fine, thank you mr osbourne, if you had a brain you would be dangerous .
From:
Andrew townshend
15 March 2018 19:16 PM
where else can you get a decent return on your cash, but then if you haven't got the cash and are going to have to borrow heavily there really is no point. the 3% stamp duty isn't really a problem, just take this into account before making an offer or setting your max bid at auction, i will continue to buy as i accumulate the cash.
From:
Andrew townshend
15 March 2018 18:45 PM
depends how you go about it and what you want to achieve, if you are having to borrow heavily then forget it, it's not for you. for me it was a long term cash investment to provide a pension, i bought slowly, and as i could afford it over the past 30yrs, and am still buying as i have the spare cash, has worked really well for me.
From:
Andrew townshend
10 March 2018 18:46 PM
generally tenants get on well with me, the only one's that don't are the none payers i evict, however since i've stopped taking benefit claimants i don't have that problem anymore. when you have good tenants look after them, i carry out repairs swiftly generally myself.
From:
Andrew townshend
10 March 2018 18:06 PM
as the government makes life more difficult and more expensive for us rents will increase as a result, it's the same as in any business it's the end user that picks up the tab
From:
Andrew townshend
10 March 2018 18:00 PM
i look forward to having my say, but they probably won't like what i have to say.
From:
Andrew townshend
01 March 2018 10:48 AM
fine if you live that way, or are happy to be an absent landlord, all of my properties are within 15 miles of my home, except one, which is 25 miles from home, i like to visit my properties regularly and carry out my own repairs where possible, i have slowly gained 16 rental properties over the last 30 yrs, no borrowings purchased when i have the spare cash, i'm more interested in yield than a capital gain, some will say i have done it wrong, but i'm an old fashioned boy who likes to own my assets, it works for me.
From:
Andrew townshend
01 March 2018 10:44 AM
really what all this means is that landlords will have to be even more careful who we rent to, no benefit claimants, no one under 35, and no single mums, oh won't council housing depts, and social workers have a mountain of problems.
From:
Andrew townshend
28 February 2018 09:35 AM
we all know where benefit claimants are concerned we stand a very high chance of not being paid, and this can be even more of a risk where single mums are concerned, u c is only going to make matters worse, maybe we should not put no dss in the advertisement, let them waste their time and ours we don't have to take anyone we don't like the look of, and we don't have to give a reason.
From:
Andrew townshend
27 February 2018 09:14 AM
i like tenants that stay a long time, so long as they are paying the rent, when they they don't pay the rent they go, no ifs buts or excuses, section 8 is a waste of time, section 21 gets them out quicker, then issue a county court money order, may not get the money, but i have the satisfaction in knowing they have a ccj against them.
From:
Andrew townshend
22 February 2018 07:57 AM
well i won't be mortgaging, i buy mine for cash, the rents come in when there is enough in the pot i buy another one, old fashioned? maybe but it's worked well for me over the last 30 yrs.
From:
Andrew townshend
20 February 2018 10:35 AM
licensing will be coming to all of us at some time, i don't altogether object it should rid us of the rogue element who get us all a bad name, however there will be cost involved which no doubt will be high, another excuse to tax the landlord, so up with rents again to cover these costs, the government aren't doing tenants any favours at the end of the day are they?
From:
Andrew townshend
20 February 2018 10:31 AM
i aim to attend to problems same day where possible, and it's normally myself that's knocking at the door to put problems right, this goes a long way to keeping good tenants happy
From:
Andrew townshend
19 February 2018 16:24 PM
property has been my prefered investment and has paid off really well over the last 30 yrs, you need to be very clever and lucky to make money out of the stock market, and i certainly do not trust these financial advisers. auctions are a good way to buy and sell, but they are not altogether transparent as there are often bids coming off the wall to run the biding up.
From:
Andrew townshend
16 February 2018 09:02 AM
if we keep our properties to a reasonable standard and attend to faults quickly, as we should, then surely we have nothing to worry about. there's a cost, but as always this will be passed onto the end user, probably for round figures around £10 wk increase in rent.
From:
Andrew townshend
14 February 2018 10:05 AM
link rents to inflation, that's at present a 3% increase every yr, i'm happy with that, if labour get in inflation will go through the roof. landlord bashing? no i don't like it, but i'm not going to roll over and let them win, they normally end up shooting themselves in the foot.
From:
Andrew townshend
14 February 2018 09:58 AM
i'm one of very few landlords in my area that will consider pets, a single cat or small dog with an extra deposit, i have found over the yrs that tenants tend to ignore the term no pets, that's if they even bother to read the tenancy docs, so what's the point, alright you could evict them, but that's going to be very expensive and take months, so once again the tenant has got the landlord by the short and curlies, if labour get in in 2022 they are going to be after us landlords but we will just have to wait and see how it all pans out, labour could well end up shooting themselves in the foot.
From:
Andrew townshend
14 February 2018 09:50 AM
deserved all he got, had a chance to get the licence, if he had repaired the boiler the tenants would not have had the need to complain and the council would likely not have found out, most landlords operate properly, it's idiot landlords like this one that gets us all a bad name.
From:
Andrew townshend
13 February 2018 08:56 AM
the flash with no cash landlords, we know who they are, there the ones that pull up outside their rental properties in their leased range rovers.
From:
Andrew townshend
12 February 2018 14:44 PM
landlord licencing fine but no doubt there will be a cost which will be passed onto tenants by way of increased rent. data base for rouge landlords, no problem with that. rent controls would need to be fair and based on similar properties in the area. advice on tenants rights, no problem there. not a ban on upfront fees but a cap on them would be fair. longer term tenancies, fine but only if we can get non payers out more quickly and cheaper. direct communication with landlords, fine. credit score, fine. decorate property, with in reason, and to a good standard.
From:
Andrew townshend
02 February 2018 13:35 PM
a cap on letting fees would be a better idea, to ban them all together will simply mean that they will be passed onto landlords who in turn will increase rents to cover their extra expense.
From:
Andrew townshend
02 February 2018 13:19 PM
there are many council owned houses that stand empty for yrs, i've purchased some of them when the council finally agree to sell.
From:
Andrew townshend
01 February 2018 08:55 AM
''to address the uk shortage of housing'' no to generate a decent return on money same as we do
From:
Andrew townshend
01 February 2018 08:47 AM
rogue landlords and unsafe conditions do need sorting out, longer tenancies? fine, but what happens when the tenant stops paying the rent? at present we are looking at a long drawn out process with very expensive court fees, so how about a quick cheap way of getting non paying tenants out? ain't going to happen is it?
From:
Andrew townshend
30 January 2018 09:31 AM
we are of course responsible to see that our properties are safe and that boilers are checked every yr, but when you see the filth some tenants live in i would say they are their own worst enemies, from experienced teachers and nurses seem to be among the worst
From:
Andrew townshend
25 January 2018 17:59 PM
i am one of very few landlords in my area that will take a pet, within reason, i also allow walls to be painted, but not until i have ok ed the colour, i find generally i get better tenants that stay longer.
From:
Andrew townshend
19 January 2018 09:06 AM
£181 wk housing benefit? max in my neck of the woods is £92 for a person over 35.
From:
Andrew townshend
19 January 2018 08:50 AM
so basically the ' flash with no cash boys' who have borrowed far too much will be selling, good, should be some cheap properties to be had in the auction room then.
From:
Andrew townshend
18 January 2018 09:31 AM
i do not see that as a problem, seems fair enough to me, many councils will find they have problems, the state of some of their properties.
From:
Andrew townshend
15 January 2018 08:54 AM
i agree terry, but then we are no different to any other business, when costs increase they are passed onto the end user, there is no shortage of tenants in my area, or come to that any other area of g b
From:
Andrew townshend
12 January 2018 10:20 AM
cannot see any letting agents simply reducing their charges, they will pass them onto landlords who will pass them onto tenants by increasing rent, really clever move by government??
From:
Andrew townshend
11 January 2018 08:48 AM
a move in the right direction? let's hope so. i have one tenant left on housing benefits who will go over onto u c later this yr, at present i will not consider any new tenants on benefits until i am happy with the way u c pans out, we will have to wait and see.
From:
Andrew townshend
09 January 2018 10:03 AM
waste of time having cash in the bank, investment into property seems to be the only way to get a decent return, but to borrow heavily to purchase property investment seems like a mugs game.
From:
Andrew townshend
03 January 2018 15:52 PM
interest only = flash with no cash fool
From:
Andrew townshend
29 December 2017 22:01 PM
hands on long term property investment has worked really well for me, short time get rich quick it is not.
From:
Andrew townshend
28 December 2017 11:13 AM
i have slowly built up my portfolio over the past 25 yrs with no borrowings, i'm still buying, in fact i bought another one just last wk, i think the problem comes when landlords borrow too much.
From:
Andrew townshend
14 December 2017 09:27 AM
i'm 64, i was able to give up the day job 10 yrs ago, i enjoy being a landlord and get on well with my tenants, it helps because although most of my properties are let through an agent all tenants are able to contact me direct, also when there is a problem it is me who turns up with my tool box to put things right. i first got into buy to let in the 90s because i had no faith with private pensions or the suits that sold them, i have never looked back.
From:
Andrew townshend
14 December 2017 09:20 AM
less rental properties = bigger chose of tenants and increased rents for us landlords that are left, i'm not selling, i may even buy more, after all where else do you put your money to get a return on it ? i expect the landlords that have borrowed too much are the ones that are selling up.
From:
Andrew townshend
05 December 2017 08:49 AM
i have made it my policy to always issue a county court summons for unpaid rent or costs involved in repairing damage, it's easy to do online and not expensive, the tenant gets a ccj, i thing it's worth every penny.
From:
Andrew townshend
04 December 2017 09:22 AM
when any business over heads increase it's the end user who pays the price, so it follows that rents will increase to cover these additional costs, government really thought this one through didn't they? shot in foot comes to mind.
From:
Andrew townshend
01 December 2017 10:23 AM
yes it takes time and hard work for most of us, i started my portfolio in the late 80s as an alternative to the rip off private pensions, run down terraced houses and corner shops out of auctions and renovated, today my portfolio is probabley worth around 2 -3 million, all paid for and earns me a good income, in fact it enabled me to retire from the day job 10 yrs ago aged 54, i'm still hands on though, clearing up the mess some tenants leave behind and repairs as needed. it's not a get rich quick game, but it is well worth it over time.
From:
Andrew townshend
16 November 2017 14:25 PM
i am happy to give longer term contracts, but i want something in return, a way of getting non paying tenants out quickly and cheaply, give us that and tenants can have long term contracts.
From:
Andrew townshend
15 November 2017 19:58 PM
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18 January 2024 12:53 PM
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10 January 2024 12:44 PM
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05 January 2024 14:38 PM
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02 January 2024 13:03 PM
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02 January 2024 10:03 AM
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27 December 2023 16:15 PM
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27 December 2023 12:26 PM
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24 December 2023 10:32 AM
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19 December 2023 14:29 PM
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16 December 2023 13:53 PM
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13 December 2023 17:16 PM
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08 December 2023 16:48 PM
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21 November 2023 11:41 AM
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21 November 2023 09:51 AM
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20 November 2023 15:45 PM
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20 November 2023 11:37 AM
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20 November 2023 10:54 AM
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20 November 2023 08:57 AM
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20 November 2023 08:49 AM
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19 November 2023 12:01 PM
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18 November 2023 13:06 PM
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18 November 2023 12:37 PM
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17 November 2023 19:56 PM
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17 November 2023 10:37 AM
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14 November 2023 20:11 PM
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13 November 2023 21:19 PM
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11 November 2023 16:23 PM
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10 November 2023 10:22 AM
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09 November 2023 09:13 AM
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08 November 2023 15:54 PM
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08 November 2023 09:25 AM
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06 November 2023 20:49 PM
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05 November 2023 21:46 PM
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04 November 2023 20:21 PM
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04 November 2023 17:15 PM
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04 November 2023 15:51 PM
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04 November 2023 09:48 AM
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04 November 2023 08:25 AM
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03 November 2023 18:37 PM
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03 November 2023 18:08 PM
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03 November 2023 17:39 PM
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03 November 2023 17:26 PM
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03 November 2023 10:40 AM
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03 November 2023 09:04 AM
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03 November 2023 08:45 AM
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02 November 2023 20:04 PM
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02 November 2023 16:51 PM
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02 November 2023 14:48 PM
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02 November 2023 09:49 AM
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31 October 2023 15:23 PM
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31 October 2023 11:56 AM
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28 October 2023 12:26 PM
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27 October 2023 09:45 AM
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23 October 2023 17:27 PM
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23 October 2023 10:30 AM
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20 October 2023 12:59 PM
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20 October 2023 09:06 AM
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19 October 2023 15:19 PM
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18 October 2023 12:03 PM
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17 October 2023 09:44 AM
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16 October 2023 19:36 PM
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16 October 2023 12:58 PM
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16 October 2023 11:58 AM
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16 October 2023 11:54 AM
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11 October 2023 09:05 AM
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10 October 2023 15:23 PM
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10 October 2023 08:53 AM
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09 October 2023 12:13 PM
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07 October 2023 17:08 PM
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04 October 2023 08:40 AM
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02 October 2023 13:26 PM
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02 October 2023 12:09 PM
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02 October 2023 09:28 AM
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02 October 2023 09:19 AM
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01 October 2023 17:35 PM
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30 September 2023 16:51 PM
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30 September 2023 10:25 AM
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30 September 2023 10:17 AM
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29 September 2023 13:46 PM
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29 September 2023 09:03 AM
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28 September 2023 18:25 PM
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22 September 2023 14:04 PM
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21 September 2023 11:17 AM
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21 September 2023 09:48 AM
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21 September 2023 08:00 AM
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20 September 2023 19:39 PM
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19 September 2023 15:49 PM
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18 September 2023 17:16 PM
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18 September 2023 11:19 AM
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18 September 2023 10:25 AM
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18 September 2023 10:15 AM
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18 September 2023 10:09 AM
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18 September 2023 10:05 AM
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18 September 2023 09:59 AM
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18 September 2023 09:50 AM
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17 September 2023 15:25 PM
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17 September 2023 14:03 PM
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16 September 2023 16:14 PM
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16 September 2023 09:59 AM
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15 September 2023 17:24 PM
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15 September 2023 13:27 PM
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14 September 2023 07:18 AM
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14 September 2023 07:10 AM
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13 September 2023 16:36 PM
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13 September 2023 14:54 PM
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13 September 2023 12:58 PM
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13 September 2023 08:56 AM
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13 September 2023 08:47 AM
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12 September 2023 15:06 PM
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12 September 2023 14:12 PM
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12 September 2023 13:59 PM
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12 September 2023 13:42 PM
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12 September 2023 09:23 AM
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12 September 2023 09:19 AM
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12 September 2023 09:03 AM
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11 September 2023 10:24 AM
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11 September 2023 09:09 AM
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09 September 2023 17:02 PM
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09 September 2023 16:44 PM
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09 September 2023 12:41 PM
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09 September 2023 10:19 AM
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09 September 2023 09:31 AM
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08 September 2023 18:44 PM
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08 September 2023 14:45 PM
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08 September 2023 14:41 PM
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08 September 2023 14:13 PM
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08 September 2023 13:44 PM
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08 September 2023 09:27 AM
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07 September 2023 09:47 AM
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07 September 2023 09:21 AM
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07 September 2023 08:31 AM
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06 September 2023 09:58 AM
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02 September 2023 09:26 AM
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01 September 2023 14:52 PM
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01 September 2023 14:46 PM
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01 September 2023 12:36 PM
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01 September 2023 09:00 AM
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31 August 2023 16:38 PM
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31 August 2023 11:25 AM
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31 August 2023 10:32 AM
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31 August 2023 10:17 AM
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30 August 2023 11:48 AM
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30 August 2023 11:43 AM
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30 August 2023 10:31 AM
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26 August 2023 16:54 PM
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26 August 2023 16:48 PM
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26 August 2023 12:49 PM
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25 August 2023 08:56 AM
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21 August 2023 10:50 AM
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20 August 2023 15:47 PM
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18 August 2023 21:19 PM
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18 August 2023 06:22 AM
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17 August 2023 11:12 AM
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17 August 2023 08:52 AM
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16 August 2023 19:46 PM
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16 August 2023 15:55 PM
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16 August 2023 10:58 AM
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16 August 2023 09:16 AM
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13 August 2023 11:12 AM
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11 August 2023 11:47 AM
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10 August 2023 12:27 PM
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10 August 2023 09:15 AM
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10 August 2023 08:10 AM
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09 August 2023 13:30 PM
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09 August 2023 11:52 AM
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09 August 2023 08:16 AM
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09 August 2023 08:12 AM
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08 August 2023 17:37 PM
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08 August 2023 11:44 AM
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08 August 2023 08:22 AM
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06 August 2023 12:05 PM
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06 August 2023 12:00 PM
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06 August 2023 09:21 AM
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06 August 2023 09:18 AM
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05 August 2023 11:44 AM
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05 August 2023 11:36 AM
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04 August 2023 09:26 AM
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04 August 2023 07:57 AM
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03 August 2023 14:08 PM
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03 August 2023 14:02 PM
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03 August 2023 08:36 AM
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03 August 2023 07:55 AM
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02 August 2023 13:56 PM
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02 August 2023 07:31 AM
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01 August 2023 15:41 PM
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01 August 2023 15:04 PM
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01 August 2023 13:17 PM
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01 August 2023 12:03 PM
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01 August 2023 11:21 AM
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01 August 2023 11:07 AM
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01 August 2023 10:20 AM
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01 August 2023 10:16 AM
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01 August 2023 09:17 AM
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31 July 2023 15:37 PM
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31 July 2023 09:40 AM
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31 July 2023 09:31 AM
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29 July 2023 13:35 PM
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29 July 2023 12:00 PM
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29 July 2023 10:52 AM
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29 July 2023 10:46 AM
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29 July 2023 10:05 AM
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28 July 2023 09:09 AM
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27 July 2023 11:01 AM
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27 July 2023 10:55 AM
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27 July 2023 10:52 AM
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27 July 2023 09:59 AM
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26 July 2023 16:33 PM
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26 July 2023 16:11 PM
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26 July 2023 14:05 PM
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26 July 2023 09:43 AM
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26 July 2023 09:30 AM
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26 July 2023 09:17 AM
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26 July 2023 09:09 AM
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25 July 2023 14:03 PM
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25 July 2023 12:13 PM
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25 July 2023 12:09 PM
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25 July 2023 11:36 AM
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24 July 2023 11:14 AM
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24 July 2023 09:17 AM
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24 July 2023 09:14 AM
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24 July 2023 08:50 AM
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24 July 2023 08:44 AM
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22 July 2023 10:15 AM
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22 July 2023 09:19 AM
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21 July 2023 14:34 PM
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21 July 2023 11:50 AM
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21 July 2023 11:48 AM
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21 July 2023 11:33 AM
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20 July 2023 16:43 PM
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20 July 2023 12:23 PM
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20 July 2023 12:13 PM
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20 July 2023 12:06 PM
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20 July 2023 09:50 AM
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20 July 2023 09:09 AM
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20 July 2023 08:57 AM
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19 July 2023 15:00 PM
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19 July 2023 14:25 PM
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19 July 2023 12:49 PM
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19 July 2023 10:52 AM
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18 July 2023 20:06 PM
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18 July 2023 20:01 PM
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18 July 2023 17:18 PM
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18 July 2023 17:06 PM
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18 July 2023 17:01 PM
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18 July 2023 14:42 PM
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18 July 2023 11:04 AM
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18 July 2023 10:57 AM
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18 July 2023 09:49 AM
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18 July 2023 09:15 AM
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18 July 2023 09:00 AM
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17 July 2023 09:49 AM
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17 July 2023 09:35 AM
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17 July 2023 09:29 AM
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16 July 2023 09:47 AM
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15 July 2023 08:58 AM
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14 July 2023 10:20 AM
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14 July 2023 09:51 AM
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14 July 2023 09:42 AM
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14 July 2023 09:33 AM
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14 July 2023 09:13 AM
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13 July 2023 09:59 AM
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13 July 2023 06:43 AM
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12 July 2023 08:27 AM
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11 July 2023 11:01 AM
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11 July 2023 09:09 AM
From: Andrew townshend
10 July 2023 22:28 PM
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10 July 2023 22:17 PM
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10 July 2023 20:09 PM
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10 July 2023 19:59 PM
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10 July 2023 15:34 PM
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10 July 2023 14:56 PM
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10 July 2023 14:46 PM
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08 July 2023 13:14 PM
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06 July 2023 19:13 PM
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06 July 2023 08:16 AM
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04 July 2023 16:15 PM
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04 July 2023 12:22 PM
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04 July 2023 12:16 PM
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03 July 2023 10:26 AM
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30 June 2023 10:30 AM
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30 June 2023 07:36 AM
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29 June 2023 16:26 PM
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29 June 2023 16:21 PM
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29 June 2023 16:16 PM
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29 June 2023 14:19 PM
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28 June 2023 17:39 PM
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28 June 2023 15:08 PM
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26 June 2023 09:52 AM
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26 June 2023 09:33 AM
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24 June 2023 12:47 PM
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24 June 2023 10:57 AM
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24 June 2023 10:54 AM
From: Andrew townshend
23 June 2023 11:39 AM
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23 June 2023 11:30 AM
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22 June 2023 09:22 AM
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21 June 2023 16:41 PM
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20 June 2023 09:04 AM
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20 June 2023 08:59 AM
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20 June 2023 08:49 AM
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20 June 2023 08:39 AM
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19 June 2023 09:00 AM
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17 June 2023 17:41 PM
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16 June 2023 18:28 PM
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16 June 2023 09:10 AM
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16 June 2023 09:07 AM
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16 June 2023 08:57 AM
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15 June 2023 17:25 PM
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14 June 2023 09:38 AM
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12 June 2023 12:53 PM
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12 June 2023 09:59 AM
From: Andrew townshend
05 June 2023 09:58 AM
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05 June 2023 05:54 AM
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01 June 2023 11:27 AM
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01 June 2023 11:16 AM
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01 June 2023 11:03 AM
From: Andrew townshend
30 May 2023 17:06 PM
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30 May 2023 10:03 AM
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30 May 2023 09:43 AM
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29 May 2023 14:04 PM
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29 May 2023 11:00 AM
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28 May 2023 09:59 AM
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28 May 2023 09:55 AM
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27 May 2023 15:34 PM
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25 May 2023 15:47 PM
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25 May 2023 15:35 PM
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20 May 2023 14:13 PM
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17 May 2023 09:39 AM
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17 May 2023 09:15 AM
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16 May 2023 11:05 AM
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16 May 2023 10:48 AM
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15 May 2023 11:42 AM
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14 May 2023 12:53 PM
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14 May 2023 12:07 PM
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11 May 2023 17:26 PM
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11 May 2023 17:21 PM
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11 May 2023 12:17 PM
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11 May 2023 12:10 PM
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11 May 2023 11:56 AM
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11 May 2023 11:40 AM
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11 May 2023 10:27 AM
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10 May 2023 11:33 AM
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10 May 2023 11:22 AM
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10 May 2023 09:45 AM
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10 May 2023 09:38 AM
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10 May 2023 09:34 AM
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10 May 2023 09:19 AM
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10 May 2023 09:13 AM
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10 May 2023 08:57 AM
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10 May 2023 08:52 AM
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09 May 2023 22:23 PM
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09 May 2023 22:14 PM
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09 May 2023 21:46 PM
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09 May 2023 19:59 PM
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09 May 2023 19:42 PM
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09 May 2023 12:39 PM
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09 May 2023 08:45 AM
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09 May 2023 08:42 AM
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09 May 2023 08:34 AM
From: Andrew townshend
07 May 2023 11:54 AM
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06 May 2023 19:01 PM
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06 May 2023 18:56 PM
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06 May 2023 17:29 PM
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06 May 2023 14:07 PM
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06 May 2023 13:50 PM
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06 May 2023 13:26 PM
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06 May 2023 13:23 PM
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06 May 2023 13:03 PM
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06 May 2023 11:54 AM
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06 May 2023 11:43 AM
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06 May 2023 09:25 AM
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06 May 2023 09:22 AM
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05 May 2023 20:10 PM
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05 May 2023 19:54 PM
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05 May 2023 19:22 PM
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05 May 2023 09:08 AM
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05 May 2023 09:02 AM
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05 May 2023 08:52 AM
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04 May 2023 09:56 AM
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04 May 2023 08:53 AM
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04 May 2023 08:50 AM
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04 May 2023 08:44 AM
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04 May 2023 08:35 AM
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04 May 2023 08:31 AM
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03 May 2023 17:42 PM
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03 May 2023 09:25 AM
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03 May 2023 08:36 AM
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03 May 2023 08:29 AM
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03 May 2023 08:25 AM
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02 May 2023 09:01 AM
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02 May 2023 09:00 AM
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02 May 2023 08:55 AM
From: Andrew townshend
29 April 2023 12:45 PM
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29 April 2023 12:26 PM
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29 April 2023 11:43 AM
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29 April 2023 11:38 AM
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29 April 2023 10:49 AM
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29 April 2023 10:29 AM
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28 April 2023 16:43 PM
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28 April 2023 10:02 AM
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28 April 2023 09:48 AM
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28 April 2023 08:31 AM
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28 April 2023 08:24 AM
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28 April 2023 08:17 AM
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28 April 2023 08:11 AM
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27 April 2023 16:13 PM
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27 April 2023 09:30 AM
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27 April 2023 09:18 AM
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27 April 2023 09:11 AM
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27 April 2023 09:05 AM
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26 April 2023 19:36 PM
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26 April 2023 14:44 PM
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26 April 2023 14:38 PM
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25 April 2023 08:42 AM
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25 April 2023 08:35 AM
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25 April 2023 08:30 AM
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24 April 2023 16:02 PM
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24 April 2023 09:54 AM
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24 April 2023 09:03 AM
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24 April 2023 08:58 AM
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24 April 2023 08:18 AM
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22 April 2023 09:16 AM
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21 April 2023 11:55 AM
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21 April 2023 10:50 AM
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21 April 2023 09:52 AM
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21 April 2023 09:42 AM
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21 April 2023 09:35 AM
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21 April 2023 09:31 AM
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21 April 2023 09:10 AM
From: Andrew townshend
20 April 2023 19:40 PM
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20 April 2023 16:38 PM
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20 April 2023 08:32 AM
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20 April 2023 08:26 AM
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20 April 2023 08:15 AM
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20 April 2023 08:02 AM
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20 April 2023 07:55 AM
From: Andrew townshend
20 April 2023 07:39 AM
From: Andrew townshend
19 April 2023 15:26 PM
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19 April 2023 15:20 PM
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19 April 2023 15:18 PM
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19 April 2023 06:52 AM
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19 April 2023 06:35 AM
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17 April 2023 08:44 AM
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17 April 2023 08:32 AM
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16 April 2023 11:38 AM
From: Andrew townshend
16 April 2023 11:27 AM
From: Andrew townshend
15 April 2023 21:31 PM
From: Andrew townshend
15 April 2023 19:29 PM
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15 April 2023 18:52 PM
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15 April 2023 18:47 PM
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15 April 2023 11:19 AM
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15 April 2023 11:12 AM
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15 April 2023 10:54 AM
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15 April 2023 10:44 AM
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14 April 2023 16:35 PM
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14 April 2023 08:52 AM
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14 April 2023 08:46 AM
From: Andrew townshend
13 April 2023 12:41 PM
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13 April 2023 12:01 PM
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13 April 2023 11:59 AM
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13 April 2023 10:39 AM
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13 April 2023 09:17 AM
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13 April 2023 09:03 AM
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13 April 2023 08:59 AM
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12 April 2023 22:03 PM
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11 April 2023 09:13 AM
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06 April 2023 15:02 PM
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06 April 2023 11:25 AM
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05 April 2023 18:01 PM
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05 April 2023 17:33 PM
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05 April 2023 12:17 PM
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05 April 2023 12:12 PM
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05 April 2023 11:56 AM
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05 April 2023 10:07 AM
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05 April 2023 08:27 AM
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05 April 2023 08:21 AM
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05 April 2023 08:16 AM
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05 April 2023 08:10 AM
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05 April 2023 08:04 AM
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04 April 2023 08:39 AM
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04 April 2023 08:22 AM
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03 April 2023 17:36 PM
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03 April 2023 09:37 AM
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03 April 2023 09:23 AM
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03 April 2023 09:12 AM
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01 April 2023 12:20 PM
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01 April 2023 11:12 AM
From: Andrew townshend
31 March 2023 16:38 PM
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31 March 2023 12:19 PM
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31 March 2023 11:49 AM
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31 March 2023 11:39 AM
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31 March 2023 09:00 AM
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31 March 2023 08:54 AM
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31 March 2023 08:51 AM
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31 March 2023 08:48 AM
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30 March 2023 22:15 PM
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30 March 2023 19:32 PM
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30 March 2023 09:36 AM
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30 March 2023 09:26 AM
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30 March 2023 09:13 AM
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30 March 2023 09:02 AM
From: Andrew townshend
29 March 2023 14:16 PM
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29 March 2023 14:08 PM
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29 March 2023 14:05 PM
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29 March 2023 14:03 PM
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29 March 2023 13:44 PM
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29 March 2023 09:19 AM
From: Andrew townshend
28 March 2023 17:53 PM
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28 March 2023 17:34 PM
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28 March 2023 12:13 PM
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28 March 2023 11:22 AM
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28 March 2023 11:08 AM
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28 March 2023 10:13 AM
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28 March 2023 10:06 AM
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28 March 2023 09:07 AM
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28 March 2023 09:03 AM
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27 March 2023 19:52 PM
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27 March 2023 16:17 PM
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27 March 2023 16:07 PM
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27 March 2023 16:02 PM
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27 March 2023 11:23 AM
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27 March 2023 11:00 AM
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27 March 2023 10:32 AM
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27 March 2023 10:28 AM
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27 March 2023 09:53 AM
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27 March 2023 09:43 AM
From: Andrew townshend
25 March 2023 17:24 PM
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25 March 2023 10:15 AM
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24 March 2023 20:00 PM
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24 March 2023 19:43 PM
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24 March 2023 12:37 PM
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24 March 2023 09:04 AM
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24 March 2023 08:14 AM
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24 March 2023 08:02 AM
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24 March 2023 07:01 AM
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24 March 2023 06:56 AM
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24 March 2023 06:47 AM
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24 March 2023 06:39 AM
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24 March 2023 06:35 AM
From: Andrew townshend
24 March 2023 06:24 AM
From: Andrew townshend
23 March 2023 15:04 PM
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23 March 2023 09:07 AM
From: Andrew townshend
22 March 2023 14:05 PM
From: Andrew townshend
22 March 2023 13:54 PM
From: Andrew townshend
22 March 2023 09:39 AM
From: Andrew townshend
21 March 2023 10:44 AM
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21 March 2023 10:39 AM
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21 March 2023 08:21 AM
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21 March 2023 08:16 AM
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21 March 2023 08:04 AM
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20 March 2023 09:17 AM
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20 March 2023 09:07 AM
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20 March 2023 08:49 AM
From: Andrew townshend
18 March 2023 22:12 PM
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18 March 2023 12:22 PM
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18 March 2023 10:17 AM
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18 March 2023 10:13 AM
From: Andrew townshend
17 March 2023 19:36 PM
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17 March 2023 15:05 PM
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17 March 2023 09:58 AM
From: Andrew townshend
15 March 2023 09:16 AM
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15 March 2023 09:11 AM
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15 March 2023 09:06 AM
From: Andrew townshend
15 March 2023 08:58 AM
From: Andrew townshend
14 March 2023 21:35 PM
From: Andrew townshend
14 March 2023 11:35 AM
From: Andrew townshend
13 March 2023 17:45 PM
From: Andrew townshend
13 March 2023 15:25 PM
From: Andrew townshend
13 March 2023 12:54 PM
From: Andrew townshend
11 March 2023 11:46 AM
From: Andrew townshend
10 March 2023 14:46 PM
From: Andrew townshend
10 March 2023 12:34 PM
From: Andrew townshend
10 March 2023 11:47 AM
From: Andrew townshend
10 March 2023 11:32 AM
From: Andrew townshend
10 March 2023 11:14 AM
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10 March 2023 09:14 AM
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10 March 2023 09:06 AM
From: Andrew townshend
10 March 2023 08:57 AM
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10 March 2023 08:52 AM
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10 March 2023 08:40 AM
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10 March 2023 08:37 AM
From: Andrew townshend
10 March 2023 08:27 AM
From: Andrew townshend
09 March 2023 16:34 PM
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09 March 2023 11:37 AM
From: Andrew townshend
09 March 2023 11:28 AM
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09 March 2023 11:11 AM
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09 March 2023 09:26 AM
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09 March 2023 09:11 AM
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09 March 2023 08:58 AM
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09 March 2023 08:43 AM
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09 March 2023 08:38 AM
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09 March 2023 08:28 AM
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08 March 2023 11:53 AM
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08 March 2023 11:49 AM
From: Andrew townshend
07 March 2023 20:15 PM
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07 March 2023 17:46 PM
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07 March 2023 17:38 PM
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07 March 2023 16:16 PM
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07 March 2023 16:05 PM
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07 March 2023 15:52 PM
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07 March 2023 15:45 PM
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07 March 2023 15:28 PM
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07 March 2023 12:28 PM
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07 March 2023 12:13 PM
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07 March 2023 11:52 AM
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07 March 2023 11:47 AM
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07 March 2023 10:46 AM
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07 March 2023 09:44 AM
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07 March 2023 09:39 AM
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07 March 2023 09:24 AM
From: Andrew townshend
06 March 2023 17:36 PM
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06 March 2023 14:41 PM
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06 March 2023 14:34 PM
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06 March 2023 09:46 AM
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06 March 2023 09:25 AM
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06 March 2023 09:19 AM
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06 March 2023 09:14 AM
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06 March 2023 08:57 AM
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06 March 2023 08:50 AM
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04 March 2023 21:37 PM
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04 March 2023 16:34 PM
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04 March 2023 13:18 PM
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04 March 2023 11:43 AM
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04 March 2023 10:52 AM
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04 March 2023 10:33 AM
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04 March 2023 10:20 AM
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04 March 2023 09:30 AM
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03 March 2023 12:43 PM
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03 March 2023 12:30 PM
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03 March 2023 12:15 PM
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03 March 2023 12:10 PM
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03 March 2023 10:19 AM
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03 March 2023 10:09 AM
From: Andrew townshend
03 March 2023 09:56 AM
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03 March 2023 09:24 AM
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03 March 2023 09:03 AM
From: Andrew townshend
02 March 2023 17:18 PM
From: Andrew townshend
02 March 2023 15:51 PM
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02 March 2023 12:30 PM
From: Andrew townshend
02 March 2023 11:26 AM
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02 March 2023 09:14 AM
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01 March 2023 10:04 AM
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01 March 2023 09:18 AM
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01 March 2023 09:13 AM
From: Andrew townshend
01 March 2023 08:57 AM
From: Andrew townshend
27 February 2023 21:00 PM
From: Andrew townshend
24 February 2023 20:30 PM
From: Andrew townshend
24 February 2023 16:55 PM
From: Andrew townshend
24 February 2023 16:50 PM
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24 February 2023 15:20 PM
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24 February 2023 15:17 PM
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24 February 2023 10:30 AM
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24 February 2023 09:22 AM
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24 February 2023 09:19 AM
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24 February 2023 09:15 AM
From: Andrew townshend
24 February 2023 09:02 AM
From: Andrew townshend
23 February 2023 22:38 PM
From: Andrew townshend
23 February 2023 22:20 PM
From: Andrew townshend
23 February 2023 14:55 PM
From: Andrew townshend
23 February 2023 12:39 PM
From: Andrew townshend
23 February 2023 10:57 AM
From: Andrew townshend
23 February 2023 10:27 AM
From: Andrew townshend
23 February 2023 10:21 AM
From: Andrew townshend
23 February 2023 10:14 AM
From: Andrew townshend
22 February 2023 16:38 PM
From: Andrew townshend
21 February 2023 08:55 AM
From: Andrew townshend
20 February 2023 21:41 PM
From: Andrew townshend
20 February 2023 17:25 PM
From: Andrew townshend
20 February 2023 14:40 PM
From: Andrew townshend
20 February 2023 08:15 AM
From: Andrew townshend
20 February 2023 08:05 AM
From: Andrew townshend
20 February 2023 07:57 AM
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19 February 2023 12:00 PM
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18 February 2023 11:21 AM
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18 February 2023 11:14 AM
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17 February 2023 17:06 PM
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17 February 2023 16:56 PM
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17 February 2023 08:02 AM
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17 February 2023 07:52 AM
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17 February 2023 07:39 AM
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16 February 2023 16:42 PM
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16 February 2023 15:45 PM
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16 February 2023 15:35 PM
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16 February 2023 15:14 PM
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16 February 2023 14:57 PM
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16 February 2023 14:54 PM
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16 February 2023 14:46 PM
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16 February 2023 14:42 PM
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16 February 2023 09:46 AM
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16 February 2023 09:43 AM
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16 February 2023 09:41 AM
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16 February 2023 09:39 AM
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16 February 2023 09:32 AM
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15 February 2023 17:33 PM
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15 February 2023 16:27 PM
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15 February 2023 09:02 AM
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15 February 2023 09:00 AM
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15 February 2023 08:57 AM
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14 February 2023 17:43 PM
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14 February 2023 15:39 PM
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14 February 2023 08:38 AM
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14 February 2023 08:22 AM
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14 February 2023 08:20 AM
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14 February 2023 08:04 AM
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13 February 2023 16:25 PM
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13 February 2023 09:06 AM
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13 February 2023 08:56 AM
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13 February 2023 08:47 AM
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12 February 2023 17:44 PM
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12 February 2023 15:41 PM
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12 February 2023 15:33 PM
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11 February 2023 22:17 PM
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11 February 2023 11:59 AM
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11 February 2023 11:23 AM
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11 February 2023 10:29 AM
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10 February 2023 16:22 PM
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10 February 2023 11:44 AM
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10 February 2023 11:37 AM
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10 February 2023 11:29 AM
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10 February 2023 11:16 AM
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10 February 2023 11:07 AM
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10 February 2023 08:26 AM
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09 February 2023 20:35 PM
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09 February 2023 19:47 PM
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09 February 2023 16:43 PM
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09 February 2023 14:01 PM
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09 February 2023 13:44 PM
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09 February 2023 13:36 PM
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09 February 2023 11:37 AM
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08 February 2023 20:55 PM
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08 February 2023 19:57 PM
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08 February 2023 19:52 PM
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08 February 2023 19:50 PM
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08 February 2023 16:46 PM
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08 February 2023 15:17 PM
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08 February 2023 13:18 PM
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08 February 2023 13:10 PM
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08 February 2023 12:42 PM
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08 February 2023 12:37 PM
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08 February 2023 12:33 PM
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08 February 2023 08:57 AM
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08 February 2023 08:50 AM
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07 February 2023 19:37 PM
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07 February 2023 10:31 AM
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06 February 2023 16:36 PM
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06 February 2023 08:40 AM
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06 February 2023 08:35 AM
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06 February 2023 08:25 AM
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06 February 2023 08:20 AM
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04 February 2023 16:39 PM
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04 February 2023 12:26 PM
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04 February 2023 11:18 AM
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04 February 2023 11:04 AM
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03 February 2023 20:05 PM
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03 February 2023 08:59 AM
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03 February 2023 08:51 AM
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03 February 2023 08:45 AM
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02 February 2023 11:11 AM
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02 February 2023 09:04 AM
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01 February 2023 21:54 PM
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31 January 2023 07:21 AM
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30 January 2023 22:28 PM
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30 January 2023 14:33 PM
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30 January 2023 10:42 AM
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30 January 2023 10:30 AM
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30 January 2023 10:18 AM
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29 January 2023 20:20 PM
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29 January 2023 20:08 PM
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29 January 2023 09:20 AM
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28 January 2023 17:53 PM
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28 January 2023 12:21 PM
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28 January 2023 12:10 PM
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27 January 2023 19:10 PM
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27 January 2023 10:41 AM
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27 January 2023 10:31 AM
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27 January 2023 08:42 AM
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26 January 2023 15:58 PM
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26 January 2023 10:11 AM
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26 January 2023 09:21 AM
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26 January 2023 09:17 AM
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26 January 2023 09:09 AM
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25 January 2023 10:37 AM
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25 January 2023 09:32 AM
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24 January 2023 16:41 PM
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24 January 2023 16:32 PM
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24 January 2023 12:54 PM
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24 January 2023 10:32 AM
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24 January 2023 10:31 AM
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24 January 2023 10:16 AM
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24 January 2023 10:10 AM
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24 January 2023 10:02 AM
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23 January 2023 08:11 AM
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21 January 2023 11:53 AM
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21 January 2023 11:12 AM
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20 January 2023 09:18 AM
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20 January 2023 09:14 AM
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20 January 2023 09:00 AM
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20 January 2023 08:44 AM
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20 January 2023 08:41 AM
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20 January 2023 08:25 AM
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18 January 2023 21:41 PM
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18 January 2023 21:37 PM
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18 January 2023 12:36 PM
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18 January 2023 09:10 AM
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18 January 2023 09:03 AM
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18 January 2023 08:55 AM
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18 January 2023 08:49 AM
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17 January 2023 15:02 PM
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17 January 2023 10:35 AM
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17 January 2023 09:54 AM
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17 January 2023 09:48 AM
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17 January 2023 09:41 AM
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17 January 2023 09:25 AM
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17 January 2023 09:22 AM
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17 January 2023 09:18 AM
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17 January 2023 09:12 AM
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17 January 2023 09:05 AM
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17 January 2023 08:52 AM
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16 January 2023 21:58 PM
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16 January 2023 19:32 PM
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16 January 2023 16:23 PM
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16 January 2023 08:41 AM
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16 January 2023 08:33 AM
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14 January 2023 20:55 PM
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14 January 2023 14:26 PM
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14 January 2023 12:05 PM
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14 January 2023 11:50 AM
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14 January 2023 11:04 AM
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13 January 2023 23:12 PM
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13 January 2023 20:10 PM
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13 January 2023 16:00 PM
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13 January 2023 09:47 AM
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13 January 2023 09:42 AM
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13 January 2023 09:34 AM
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13 January 2023 09:25 AM
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12 January 2023 21:59 PM
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12 January 2023 21:36 PM
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12 January 2023 21:27 PM
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12 January 2023 21:18 PM
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12 January 2023 21:12 PM
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12 January 2023 20:58 PM
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12 January 2023 20:35 PM
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12 January 2023 20:25 PM
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12 January 2023 20:22 PM
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12 January 2023 20:10 PM
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11 January 2023 16:11 PM
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11 January 2023 15:52 PM
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11 January 2023 08:43 AM
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11 January 2023 08:20 AM
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11 January 2023 08:13 AM
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11 January 2023 08:10 AM
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11 January 2023 08:05 AM
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11 January 2023 07:55 AM
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10 January 2023 21:34 PM
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10 January 2023 16:47 PM
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10 January 2023 16:30 PM
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10 January 2023 08:35 AM
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09 January 2023 08:13 AM
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09 January 2023 08:09 AM
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08 January 2023 15:28 PM
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08 January 2023 09:26 AM
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07 January 2023 14:09 PM
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07 January 2023 13:44 PM
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07 January 2023 13:36 PM
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07 January 2023 13:17 PM
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06 January 2023 17:08 PM
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06 January 2023 17:01 PM
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06 January 2023 08:01 AM
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06 January 2023 07:52 AM
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06 January 2023 07:48 AM
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06 January 2023 07:45 AM
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05 January 2023 22:18 PM
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05 January 2023 22:16 PM
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05 January 2023 17:59 PM
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05 January 2023 17:49 PM
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05 January 2023 17:40 PM
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05 January 2023 17:33 PM
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05 January 2023 17:29 PM
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05 January 2023 17:22 PM
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05 January 2023 17:17 PM
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05 January 2023 09:15 AM
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05 January 2023 09:12 AM
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04 January 2023 08:01 AM
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04 January 2023 07:57 AM
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04 January 2023 07:51 AM
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04 January 2023 07:47 AM
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03 January 2023 21:01 PM
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03 January 2023 20:00 PM
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03 January 2023 07:32 AM
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03 January 2023 07:24 AM
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02 January 2023 17:39 PM
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02 January 2023 15:32 PM
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02 January 2023 11:29 AM
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01 January 2023 21:03 PM
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01 January 2023 20:55 PM
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31 December 2022 12:12 PM
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30 December 2022 11:29 AM
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30 December 2022 10:01 AM
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30 December 2022 09:59 AM
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30 December 2022 09:03 AM
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30 December 2022 09:00 AM
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29 December 2022 17:17 PM
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29 December 2022 10:03 AM
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29 December 2022 09:51 AM
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29 December 2022 09:42 AM
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29 December 2022 09:27 AM
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29 December 2022 09:20 AM
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29 December 2022 09:05 AM
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28 December 2022 11:45 AM
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28 December 2022 11:34 AM
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28 December 2022 06:02 AM
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28 December 2022 05:58 AM
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28 December 2022 05:54 AM
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27 December 2022 12:16 PM
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26 December 2022 13:15 PM
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26 December 2022 11:16 AM
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25 December 2022 13:02 PM
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25 December 2022 08:46 AM
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24 December 2022 15:20 PM
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24 December 2022 09:37 AM
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23 December 2022 15:36 PM
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23 December 2022 12:36 PM
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23 December 2022 11:12 AM
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23 December 2022 10:26 AM
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23 December 2022 10:05 AM
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23 December 2022 09:25 AM
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23 December 2022 09:22 AM
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23 December 2022 09:07 AM
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23 December 2022 03:19 AM
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23 December 2022 03:12 AM
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23 December 2022 02:57 AM
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22 December 2022 20:02 PM
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22 December 2022 19:55 PM
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22 December 2022 19:50 PM
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22 December 2022 16:49 PM
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22 December 2022 16:47 PM
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22 December 2022 15:05 PM
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22 December 2022 14:43 PM
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22 December 2022 13:05 PM
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22 December 2022 12:51 PM
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22 December 2022 09:25 AM
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22 December 2022 09:18 AM
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22 December 2022 09:04 AM
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22 December 2022 08:59 AM
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22 December 2022 08:49 AM
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21 December 2022 19:36 PM
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21 December 2022 16:51 PM
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21 December 2022 09:19 AM
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21 December 2022 09:08 AM
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21 December 2022 08:59 AM
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20 December 2022 21:19 PM
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20 December 2022 18:01 PM
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20 December 2022 10:21 AM
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19 December 2022 19:38 PM
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19 December 2022 17:54 PM
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19 December 2022 16:24 PM
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19 December 2022 15:44 PM
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19 December 2022 09:26 AM
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19 December 2022 09:18 AM
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19 December 2022 09:08 AM
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19 December 2022 09:03 AM
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18 December 2022 20:51 PM
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18 December 2022 18:57 PM
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18 December 2022 10:30 AM
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17 December 2022 14:27 PM
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17 December 2022 11:21 AM
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17 December 2022 11:03 AM
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17 December 2022 10:56 AM
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17 December 2022 10:34 AM
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16 December 2022 16:46 PM
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16 December 2022 16:22 PM
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16 December 2022 15:43 PM
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16 December 2022 15:27 PM
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16 December 2022 09:01 AM
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16 December 2022 08:19 AM
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16 December 2022 08:11 AM
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16 December 2022 08:06 AM
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16 December 2022 08:02 AM
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15 December 2022 13:38 PM
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15 December 2022 13:36 PM
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15 December 2022 13:32 PM
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15 December 2022 07:35 AM
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14 December 2022 16:01 PM
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14 December 2022 09:42 AM
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14 December 2022 09:12 AM
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14 December 2022 09:02 AM
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14 December 2022 08:52 AM
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14 December 2022 08:50 AM
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14 December 2022 08:47 AM
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13 December 2022 14:10 PM
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13 December 2022 14:05 PM
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13 December 2022 09:32 AM
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13 December 2022 09:20 AM
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13 December 2022 09:16 AM
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13 December 2022 09:11 AM
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13 December 2022 09:05 AM
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13 December 2022 09:00 AM
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13 December 2022 08:47 AM
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12 December 2022 14:26 PM
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12 December 2022 08:39 AM
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12 December 2022 08:24 AM
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12 December 2022 08:02 AM
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10 December 2022 12:45 PM
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10 December 2022 11:46 AM
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09 December 2022 17:18 PM
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09 December 2022 14:36 PM
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09 December 2022 12:56 PM
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09 December 2022 12:10 PM
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09 December 2022 12:01 PM
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09 December 2022 09:18 AM
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08 December 2022 14:27 PM
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08 December 2022 14:24 PM
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08 December 2022 12:31 PM
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08 December 2022 08:53 AM
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08 December 2022 08:43 AM
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08 December 2022 08:39 AM
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08 December 2022 08:32 AM
From: Andrew townshend
07 December 2022 15:50 PM
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07 December 2022 15:39 PM
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07 December 2022 15:33 PM
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07 December 2022 15:24 PM
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07 December 2022 07:14 AM
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07 December 2022 07:11 AM
From: Andrew townshend
06 December 2022 15:38 PM
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06 December 2022 15:28 PM
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06 December 2022 15:18 PM
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06 December 2022 10:37 AM
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06 December 2022 10:03 AM
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06 December 2022 09:21 AM
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06 December 2022 09:07 AM
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06 December 2022 08:59 AM
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06 December 2022 08:49 AM
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06 December 2022 08:45 AM
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06 December 2022 08:33 AM
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05 December 2022 18:28 PM
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05 December 2022 17:09 PM
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05 December 2022 17:04 PM
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05 December 2022 13:51 PM
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05 December 2022 11:22 AM
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05 December 2022 11:18 AM
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05 December 2022 10:27 AM
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05 December 2022 09:21 AM
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05 December 2022 09:16 AM
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05 December 2022 09:00 AM
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05 December 2022 08:51 AM
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05 December 2022 08:42 AM
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05 December 2022 08:35 AM
From: Andrew townshend
03 December 2022 21:44 PM
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03 December 2022 18:38 PM
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03 December 2022 10:56 AM
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03 December 2022 10:52 AM
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02 December 2022 16:53 PM
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02 December 2022 16:34 PM
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02 December 2022 12:14 PM
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02 December 2022 12:11 PM
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02 December 2022 12:06 PM
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02 December 2022 10:50 AM
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02 December 2022 10:32 AM
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02 December 2022 09:45 AM
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02 December 2022 09:26 AM
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02 December 2022 08:28 AM
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02 December 2022 08:22 AM
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02 December 2022 08:14 AM
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01 December 2022 21:52 PM
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01 December 2022 18:46 PM
From: Andrew townshend
30 November 2022 20:11 PM
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30 November 2022 19:35 PM
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30 November 2022 10:38 AM
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30 November 2022 09:09 AM
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30 November 2022 09:00 AM
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29 November 2022 15:42 PM
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29 November 2022 09:22 AM
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29 November 2022 09:13 AM
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28 November 2022 15:42 PM
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28 November 2022 13:26 PM
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28 November 2022 13:21 PM
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28 November 2022 13:12 PM
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28 November 2022 09:25 AM
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28 November 2022 09:20 AM
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28 November 2022 09:07 AM
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28 November 2022 09:02 AM
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28 November 2022 08:56 AM
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27 November 2022 16:17 PM
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27 November 2022 16:14 PM
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27 November 2022 10:51 AM
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27 November 2022 10:37 AM
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27 November 2022 09:14 AM
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26 November 2022 15:12 PM
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26 November 2022 12:04 PM
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26 November 2022 11:33 AM
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25 November 2022 17:14 PM
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25 November 2022 15:41 PM
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25 November 2022 15:10 PM
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25 November 2022 14:59 PM
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25 November 2022 08:53 AM
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24 November 2022 19:24 PM
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24 November 2022 17:01 PM
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24 November 2022 12:49 PM
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24 November 2022 10:40 AM
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24 November 2022 10:19 AM
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24 November 2022 10:10 AM
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24 November 2022 10:06 AM
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24 November 2022 09:59 AM
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24 November 2022 09:41 AM
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24 November 2022 09:36 AM
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23 November 2022 22:21 PM
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23 November 2022 19:30 PM
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23 November 2022 18:04 PM
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23 November 2022 16:11 PM
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23 November 2022 14:13 PM
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23 November 2022 13:20 PM
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23 November 2022 13:10 PM
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23 November 2022 13:08 PM
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23 November 2022 10:08 AM
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23 November 2022 09:35 AM
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23 November 2022 09:26 AM
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23 November 2022 09:16 AM
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22 November 2022 17:10 PM
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22 November 2022 12:05 PM
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22 November 2022 11:59 AM
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22 November 2022 11:55 AM
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22 November 2022 11:42 AM
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22 November 2022 11:39 AM
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22 November 2022 11:33 AM
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22 November 2022 10:41 AM
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22 November 2022 10:30 AM
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22 November 2022 10:24 AM
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22 November 2022 10:17 AM
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22 November 2022 10:08 AM
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22 November 2022 09:54 AM
From: Andrew townshend
21 November 2022 22:14 PM
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21 November 2022 21:47 PM
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21 November 2022 21:30 PM
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21 November 2022 11:18 AM
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21 November 2022 11:12 AM
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21 November 2022 10:48 AM
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21 November 2022 09:53 AM
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21 November 2022 09:46 AM
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21 November 2022 08:52 AM
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21 November 2022 08:44 AM
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20 November 2022 13:42 PM
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20 November 2022 11:12 AM
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19 November 2022 22:54 PM
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19 November 2022 13:31 PM
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19 November 2022 13:29 PM
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19 November 2022 12:57 PM
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19 November 2022 12:50 PM
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19 November 2022 12:45 PM
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19 November 2022 11:12 AM
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19 November 2022 11:01 AM
From: Andrew townshend
19 November 2022 07:57 AM
From: Andrew townshend
18 November 2022 17:23 PM
From: Andrew townshend
18 November 2022 17:15 PM
From: Andrew townshend
18 November 2022 17:06 PM
From: Andrew townshend
18 November 2022 16:58 PM
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18 November 2022 16:50 PM
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18 November 2022 13:04 PM
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18 November 2022 13:00 PM
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18 November 2022 12:56 PM
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18 November 2022 11:42 AM
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18 November 2022 11:04 AM
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18 November 2022 09:07 AM
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18 November 2022 09:02 AM
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18 November 2022 08:55 AM
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18 November 2022 08:44 AM
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17 November 2022 19:54 PM
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17 November 2022 13:56 PM
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17 November 2022 09:32 AM
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17 November 2022 09:27 AM
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17 November 2022 09:21 AM
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17 November 2022 09:09 AM
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16 November 2022 22:09 PM
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16 November 2022 10:08 AM
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16 November 2022 08:35 AM
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16 November 2022 08:18 AM
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16 November 2022 08:13 AM
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16 November 2022 08:01 AM
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16 November 2022 07:51 AM
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15 November 2022 22:24 PM
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15 November 2022 22:17 PM
From: Andrew townshend
15 November 2022 19:39 PM
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15 November 2022 16:26 PM
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15 November 2022 10:15 AM
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15 November 2022 09:06 AM
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15 November 2022 09:02 AM
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15 November 2022 08:59 AM
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15 November 2022 08:56 AM
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15 November 2022 08:51 AM
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15 November 2022 08:44 AM
From: Andrew townshend
14 November 2022 20:42 PM
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14 November 2022 19:42 PM
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14 November 2022 10:32 AM
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14 November 2022 10:29 AM
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14 November 2022 10:19 AM
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14 November 2022 10:14 AM
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14 November 2022 10:10 AM
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13 November 2022 10:42 AM
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12 November 2022 22:10 PM
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12 November 2022 13:17 PM
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12 November 2022 13:11 PM
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12 November 2022 12:50 PM
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12 November 2022 12:35 PM
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12 November 2022 09:31 AM
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12 November 2022 09:17 AM
From: Andrew townshend
11 November 2022 20:33 PM
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11 November 2022 12:30 PM
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11 November 2022 10:00 AM
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11 November 2022 09:50 AM
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11 November 2022 09:45 AM
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11 November 2022 09:29 AM
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11 November 2022 09:06 AM
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11 November 2022 08:59 AM
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11 November 2022 08:35 AM
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11 November 2022 08:27 AM
From: Andrew townshend
10 November 2022 20:35 PM
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10 November 2022 09:03 AM
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10 November 2022 07:04 AM
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10 November 2022 06:57 AM
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10 November 2022 06:51 AM
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10 November 2022 06:45 AM
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09 November 2022 09:00 AM
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09 November 2022 08:15 AM
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09 November 2022 08:12 AM
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09 November 2022 08:05 AM
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09 November 2022 07:55 AM
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08 November 2022 16:56 PM
From: Andrew townshend
08 November 2022 12:33 PM
From: Andrew townshend
08 November 2022 12:05 PM
From: Andrew townshend
08 November 2022 11:58 AM
From: Andrew townshend
08 November 2022 11:48 AM
From: Andrew townshend
08 November 2022 09:06 AM
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08 November 2022 07:33 AM
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08 November 2022 07:30 AM
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08 November 2022 07:27 AM
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08 November 2022 07:23 AM
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08 November 2022 07:15 AM
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07 November 2022 09:29 AM
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07 November 2022 09:26 AM
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07 November 2022 09:22 AM
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07 November 2022 09:03 AM
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07 November 2022 08:05 AM
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07 November 2022 08:02 AM
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07 November 2022 03:12 AM
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07 November 2022 03:08 AM
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07 November 2022 03:01 AM
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07 November 2022 02:54 AM
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07 November 2022 02:48 AM
From: Andrew townshend
05 November 2022 20:20 PM
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05 November 2022 17:23 PM
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05 November 2022 17:17 PM
From: Andrew townshend
05 November 2022 17:01 PM
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05 November 2022 16:51 PM
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05 November 2022 16:42 PM
From: Andrew townshend
05 November 2022 16:39 PM
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05 November 2022 09:04 AM
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05 November 2022 09:03 AM
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05 November 2022 08:59 AM
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04 November 2022 11:22 AM
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04 November 2022 08:59 AM
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04 November 2022 08:47 AM
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04 November 2022 08:28 AM
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04 November 2022 05:36 AM
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04 November 2022 05:33 AM
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04 November 2022 05:26 AM
From: Andrew townshend
04 November 2022 05:21 AM
From: Andrew townshend
03 November 2022 19:34 PM
From: Andrew townshend
03 November 2022 16:42 PM
From: Andrew townshend
03 November 2022 08:15 AM
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02 November 2022 22:20 PM
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02 November 2022 09:44 AM
From: Andrew townshend
02 November 2022 08:19 AM
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02 November 2022 08:09 AM
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02 November 2022 08:03 AM
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02 November 2022 07:56 AM
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02 November 2022 07:52 AM
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01 November 2022 17:18 PM
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01 November 2022 15:30 PM
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01 November 2022 09:13 AM
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01 November 2022 08:46 AM
From: Andrew townshend
31 October 2022 14:59 PM
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31 October 2022 09:26 AM
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31 October 2022 08:21 AM
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31 October 2022 08:17 AM
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31 October 2022 08:12 AM
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31 October 2022 08:00 AM
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30 October 2022 17:30 PM
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30 October 2022 11:17 AM
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30 October 2022 11:11 AM
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30 October 2022 10:07 AM
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29 October 2022 17:29 PM
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29 October 2022 12:59 PM
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29 October 2022 10:46 AM
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28 October 2022 10:16 AM
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28 October 2022 09:50 AM
From: Andrew townshend
26 October 2022 09:25 AM
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24 October 2022 16:31 PM
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24 October 2022 10:12 AM
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24 October 2022 09:12 AM
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24 October 2022 09:08 AM
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24 October 2022 08:59 AM
From: Andrew townshend
22 October 2022 21:34 PM
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22 October 2022 11:39 AM
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22 October 2022 11:28 AM
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22 October 2022 10:17 AM
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22 October 2022 09:04 AM
From: Andrew townshend
21 October 2022 14:06 PM
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21 October 2022 13:57 PM
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21 October 2022 09:53 AM
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21 October 2022 09:46 AM
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21 October 2022 09:38 AM
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21 October 2022 09:25 AM
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21 October 2022 09:11 AM
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21 October 2022 09:03 AM
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20 October 2022 17:02 PM
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20 October 2022 08:39 AM
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20 October 2022 08:28 AM
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20 October 2022 08:20 AM
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20 October 2022 08:12 AM
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20 October 2022 08:01 AM
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20 October 2022 07:52 AM
From: Andrew townshend
19 October 2022 22:19 PM
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19 October 2022 19:44 PM
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19 October 2022 13:42 PM
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19 October 2022 10:06 AM
From: Andrew townshend
19 October 2022 10:03 AM
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19 October 2022 09:22 AM
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19 October 2022 08:34 AM
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19 October 2022 08:28 AM
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19 October 2022 08:20 AM
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19 October 2022 08:09 AM
From: Andrew townshend
18 October 2022 17:37 PM
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18 October 2022 16:05 PM
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18 October 2022 13:15 PM
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17 October 2022 22:16 PM
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17 October 2022 19:41 PM
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17 October 2022 15:29 PM
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17 October 2022 15:24 PM
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17 October 2022 15:09 PM
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17 October 2022 09:49 AM
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17 October 2022 09:25 AM
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17 October 2022 08:53 AM
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17 October 2022 08:49 AM
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16 October 2022 22:12 PM
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16 October 2022 09:27 AM
From: Andrew townshend
15 October 2022 13:19 PM
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15 October 2022 11:33 AM
From: Andrew townshend
14 October 2022 12:04 PM
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14 October 2022 11:56 AM
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14 October 2022 10:06 AM
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14 October 2022 09:37 AM
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14 October 2022 09:29 AM
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14 October 2022 09:25 AM
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14 October 2022 09:21 AM
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14 October 2022 09:14 AM
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14 October 2022 09:07 AM
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13 October 2022 22:30 PM
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13 October 2022 22:20 PM
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13 October 2022 15:31 PM
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13 October 2022 10:36 AM
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13 October 2022 10:06 AM
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13 October 2022 09:05 AM
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13 October 2022 09:01 AM
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13 October 2022 08:54 AM
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12 October 2022 16:39 PM
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12 October 2022 14:24 PM
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12 October 2022 09:17 AM
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12 October 2022 09:14 AM
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12 October 2022 08:58 AM
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12 October 2022 08:42 AM
From: Andrew townshend
11 October 2022 16:29 PM
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11 October 2022 08:42 AM
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11 October 2022 08:30 AM
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10 October 2022 17:01 PM
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10 October 2022 16:46 PM
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10 October 2022 16:41 PM
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10 October 2022 16:08 PM
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10 October 2022 14:06 PM
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10 October 2022 13:53 PM
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10 October 2022 08:55 AM
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10 October 2022 08:47 AM
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10 October 2022 08:41 AM
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10 October 2022 08:37 AM
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09 October 2022 09:19 AM
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06 October 2022 17:52 PM
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05 October 2022 17:40 PM
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05 October 2022 17:29 PM
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05 October 2022 09:15 AM
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05 October 2022 04:21 AM
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04 October 2022 09:01 AM
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04 October 2022 08:56 AM
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04 October 2022 08:47 AM
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04 October 2022 08:41 AM
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04 October 2022 08:38 AM
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03 October 2022 16:00 PM
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03 October 2022 09:08 AM
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03 October 2022 09:04 AM
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03 October 2022 08:53 AM
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03 October 2022 08:47 AM
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02 October 2022 09:11 AM
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01 October 2022 16:03 PM
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01 October 2022 15:56 PM
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01 October 2022 08:37 AM
From: Andrew townshend
30 September 2022 21:48 PM
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30 September 2022 16:10 PM
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30 September 2022 15:59 PM
From: Andrew townshend
30 September 2022 08:43 AM
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29 September 2022 19:33 PM
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29 September 2022 08:43 AM
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29 September 2022 08:37 AM
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29 September 2022 08:24 AM
From: Andrew townshend
28 September 2022 09:50 AM
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28 September 2022 09:33 AM
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28 September 2022 09:27 AM
From: Andrew townshend
27 September 2022 21:34 PM
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27 September 2022 19:58 PM
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27 September 2022 19:48 PM
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27 September 2022 19:30 PM
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27 September 2022 19:23 PM
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27 September 2022 08:13 AM
From: Andrew townshend
26 September 2022 20:26 PM
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26 September 2022 20:20 PM
From: Andrew townshend
26 September 2022 17:57 PM
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26 September 2022 17:02 PM
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26 September 2022 10:24 AM
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26 September 2022 10:16 AM
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26 September 2022 10:10 AM
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26 September 2022 09:24 AM
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26 September 2022 09:11 AM
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26 September 2022 08:57 AM
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25 September 2022 22:37 PM
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25 September 2022 22:33 PM
From: Andrew townshend
25 September 2022 22:28 PM
From: Andrew townshend
25 September 2022 18:58 PM
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25 September 2022 16:08 PM
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25 September 2022 11:15 AM
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25 September 2022 11:07 AM
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25 September 2022 11:00 AM
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24 September 2022 11:30 AM
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24 September 2022 11:24 AM
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24 September 2022 11:18 AM
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24 September 2022 10:27 AM
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24 September 2022 10:23 AM
From: Andrew townshend
23 September 2022 15:12 PM
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23 September 2022 14:00 PM
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23 September 2022 10:51 AM
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23 September 2022 10:42 AM
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23 September 2022 10:17 AM
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23 September 2022 09:59 AM
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22 September 2022 22:25 PM
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22 September 2022 13:42 PM
From: Andrew townshend
21 September 2022 15:25 PM
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21 September 2022 08:52 AM
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21 September 2022 08:45 AM
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21 September 2022 08:42 AM
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21 September 2022 08:38 AM
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21 September 2022 08:30 AM
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21 September 2022 08:26 AM
From: Andrew townshend
20 September 2022 09:45 AM
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20 September 2022 09:06 AM
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20 September 2022 08:58 AM
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20 September 2022 08:53 AM
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20 September 2022 08:42 AM
From: Andrew townshend
18 September 2022 18:17 PM
From: Andrew townshend
18 September 2022 18:07 PM
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18 September 2022 15:36 PM
From: Andrew townshend
18 September 2022 11:29 AM
From: Andrew townshend
18 September 2022 11:27 AM
From: Andrew townshend
18 September 2022 10:46 AM
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17 September 2022 16:25 PM
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17 September 2022 13:19 PM
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17 September 2022 13:08 PM
From: Andrew townshend
16 September 2022 11:50 AM
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16 September 2022 11:32 AM
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16 September 2022 08:37 AM
From: Andrew townshend
15 September 2022 16:58 PM
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15 September 2022 16:55 PM
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15 September 2022 16:46 PM
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15 September 2022 12:14 PM
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15 September 2022 12:06 PM
From: Andrew townshend
15 September 2022 06:57 AM
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15 September 2022 06:53 AM
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15 September 2022 06:41 AM
From: Andrew townshend
14 September 2022 20:05 PM
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14 September 2022 19:48 PM
From: Andrew townshend
14 September 2022 15:27 PM
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14 September 2022 14:17 PM
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14 September 2022 13:12 PM
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14 September 2022 10:14 AM
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14 September 2022 09:17 AM
From: Andrew townshend
13 September 2022 10:18 AM
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13 September 2022 09:04 AM
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12 September 2022 22:36 PM
From: Andrew townshend
12 September 2022 10:27 AM
From: Andrew townshend
12 September 2022 08:55 AM
From: Andrew townshend
10 September 2022 11:09 AM
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10 September 2022 11:05 AM
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09 September 2022 09:55 AM
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09 September 2022 09:47 AM
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09 September 2022 09:30 AM
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09 September 2022 09:25 AM
From: Andrew townshend
09 September 2022 09:21 AM
From: Andrew townshend
09 September 2022 09:05 AM
From: Andrew townshend
09 September 2022 09:02 AM
From: Andrew townshend
08 September 2022 16:23 PM
From: Andrew townshend
08 September 2022 16:06 PM
From: Andrew townshend
08 September 2022 08:56 AM
From: Andrew townshend
08 September 2022 08:50 AM
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08 September 2022 08:47 AM
From: Andrew townshend
08 September 2022 08:42 AM
From: Andrew townshend
07 September 2022 16:48 PM
From: Andrew townshend
07 September 2022 16:23 PM
From: Andrew townshend
06 September 2022 21:03 PM
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06 September 2022 09:00 AM
From: Andrew townshend
06 September 2022 08:55 AM
From: Andrew townshend
06 September 2022 08:46 AM
From: Andrew townshend
06 September 2022 08:38 AM
From: Andrew townshend
05 September 2022 21:08 PM
From: Andrew townshend
05 September 2022 17:42 PM
From: Andrew townshend
05 September 2022 10:28 AM
From: Andrew townshend
05 September 2022 10:04 AM
From: Andrew townshend
05 September 2022 09:42 AM
From: Andrew townshend
05 September 2022 09:34 AM
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05 September 2022 09:31 AM
From: Andrew townshend
05 September 2022 09:25 AM
From: Andrew townshend
05 September 2022 09:07 AM
From: Andrew townshend
05 September 2022 09:01 AM
From: Andrew townshend
04 September 2022 10:01 AM
From: Andrew townshend
03 September 2022 16:10 PM
From: Andrew townshend
03 September 2022 12:35 PM
From: Andrew townshend
03 September 2022 10:36 AM
From: Andrew townshend
03 September 2022 10:31 AM
From: Andrew townshend
03 September 2022 10:25 AM
From: Andrew townshend
02 September 2022 21:53 PM
From: Andrew townshend
02 September 2022 19:30 PM
From: Andrew townshend
02 September 2022 09:24 AM
From: Andrew townshend
02 September 2022 08:58 AM
From: Andrew townshend
01 September 2022 17:19 PM
From: Andrew townshend
01 September 2022 08:41 AM
From: Andrew townshend
31 August 2022 21:07 PM
From: Andrew townshend
31 August 2022 17:44 PM
From: Andrew townshend
31 August 2022 17:36 PM
From: Andrew townshend
31 August 2022 09:29 AM
From: Andrew townshend
31 August 2022 09:19 AM
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31 August 2022 09:14 AM
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31 August 2022 09:03 AM
From: Andrew townshend
30 August 2022 22:07 PM
From: Andrew townshend
30 August 2022 10:29 AM
From: Andrew townshend
30 August 2022 10:13 AM
From: Andrew townshend
28 August 2022 21:18 PM
From: Andrew townshend
28 August 2022 10:46 AM
From: Andrew townshend
27 August 2022 21:16 PM
From: Andrew townshend
27 August 2022 19:22 PM
From: Andrew townshend
27 August 2022 16:59 PM
From: Andrew townshend
27 August 2022 15:02 PM
From: Andrew townshend
27 August 2022 14:56 PM
From: Andrew townshend
26 August 2022 20:18 PM
From: Andrew townshend
26 August 2022 17:08 PM
From: Andrew townshend
26 August 2022 09:12 AM
From: Andrew townshend
26 August 2022 08:55 AM
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26 August 2022 08:48 AM
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26 August 2022 08:44 AM
From: Andrew townshend
26 August 2022 08:24 AM
From: Andrew townshend
25 August 2022 20:15 PM
From: Andrew townshend
25 August 2022 18:18 PM
From: Andrew townshend
25 August 2022 18:12 PM
From: Andrew townshend
25 August 2022 18:03 PM
From: Andrew townshend
25 August 2022 09:47 AM
From: Andrew townshend
25 August 2022 09:43 AM
From: Andrew townshend
25 August 2022 09:40 AM
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25 August 2022 09:32 AM
From: Andrew townshend
25 August 2022 09:26 AM
From: Andrew townshend
24 August 2022 20:59 PM
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24 August 2022 09:06 AM
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24 August 2022 08:57 AM
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24 August 2022 08:46 AM
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24 August 2022 08:38 AM
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24 August 2022 08:33 AM
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24 August 2022 08:24 AM
From: Andrew townshend
24 August 2022 08:17 AM
From: Andrew townshend
23 August 2022 16:52 PM
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23 August 2022 16:46 PM
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23 August 2022 08:21 AM
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23 August 2022 08:14 AM
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23 August 2022 08:04 AM
From: Andrew townshend
23 August 2022 05:31 AM
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23 August 2022 05:20 AM
From: Andrew townshend
23 August 2022 05:14 AM
From: Andrew townshend
22 August 2022 15:09 PM
From: Andrew townshend
22 August 2022 06:35 AM
From: Andrew townshend
22 August 2022 06:33 AM
From: Andrew townshend
22 August 2022 05:47 AM
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22 August 2022 05:42 AM
From: Andrew townshend
22 August 2022 05:34 AM
From: Andrew townshend
19 August 2022 16:56 PM
From: Andrew townshend
19 August 2022 09:03 AM
From: Andrew townshend
19 August 2022 08:00 AM
From: Andrew townshend
19 August 2022 07:55 AM
From: Andrew townshend
19 August 2022 07:51 AM
From: Andrew townshend
18 August 2022 08:52 AM
From: Andrew townshend
17 August 2022 13:49 PM
From: Andrew townshend
17 August 2022 13:28 PM
From: Andrew townshend
17 August 2022 08:37 AM
From: Andrew townshend
17 August 2022 08:33 AM
From: Andrew townshend
17 August 2022 08:29 AM
From: Andrew townshend
17 August 2022 08:21 AM
From: Andrew townshend
17 August 2022 08:16 AM
From: Andrew townshend
16 August 2022 16:49 PM
From: Andrew townshend
16 August 2022 16:32 PM
From: Andrew townshend
16 August 2022 08:38 AM
From: Andrew townshend
16 August 2022 08:31 AM
From: Andrew townshend
16 August 2022 07:53 AM
From: Andrew townshend
16 August 2022 07:45 AM
From: Andrew townshend
16 August 2022 07:36 AM
From: Andrew townshend
16 August 2022 06:52 AM
From: Andrew townshend
15 August 2022 22:46 PM
From: Andrew townshend
15 August 2022 20:50 PM
From: Andrew townshend
15 August 2022 15:48 PM
From: Andrew townshend
15 August 2022 15:36 PM
From: Andrew townshend
15 August 2022 15:24 PM
From: Andrew townshend
15 August 2022 08:48 AM
From: Andrew townshend
15 August 2022 08:15 AM
From: Andrew townshend
15 August 2022 08:10 AM
From: Andrew townshend
15 August 2022 07:55 AM
From: Andrew townshend
13 August 2022 21:30 PM
From: Andrew townshend
13 August 2022 16:11 PM
From: Andrew townshend
13 August 2022 08:56 AM
From: Andrew townshend
12 August 2022 16:06 PM
From: Andrew townshend
12 August 2022 15:55 PM
From: Andrew townshend
12 August 2022 07:54 AM
From: Andrew townshend
12 August 2022 07:39 AM
From: Andrew townshend
11 August 2022 16:15 PM
From: Andrew townshend
11 August 2022 08:09 AM
From: Andrew townshend
11 August 2022 08:05 AM
From: Andrew townshend
11 August 2022 08:00 AM
From: Andrew townshend
10 August 2022 20:52 PM
From: Andrew townshend
10 August 2022 19:49 PM
From: Andrew townshend
10 August 2022 09:51 AM
From: Andrew townshend
10 August 2022 09:09 AM
From: Andrew townshend
10 August 2022 09:06 AM
From: Andrew townshend
10 August 2022 09:00 AM
From: Andrew townshend
10 August 2022 08:46 AM
From: Andrew townshend
10 August 2022 08:37 AM
From: Andrew townshend
10 August 2022 08:31 AM
From: Andrew townshend
09 August 2022 20:16 PM
From: Andrew townshend
09 August 2022 20:00 PM
From: Andrew townshend
09 August 2022 19:55 PM
From: Andrew townshend
09 August 2022 17:33 PM
From: Andrew townshend
09 August 2022 08:30 AM
From: Andrew townshend
09 August 2022 08:06 AM
From: Andrew townshend
08 August 2022 21:41 PM
From: Andrew townshend
08 August 2022 21:34 PM
From: Andrew townshend
08 August 2022 21:20 PM
From: Andrew townshend
08 August 2022 21:16 PM
From: Andrew townshend
08 August 2022 20:57 PM
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08 August 2022 20:53 PM
From: Andrew townshend
08 August 2022 20:45 PM
From: Andrew townshend
08 August 2022 20:41 PM
From: Andrew townshend
08 August 2022 20:36 PM
From: Andrew townshend
08 August 2022 09:02 AM
From: Andrew townshend
08 August 2022 08:59 AM
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08 August 2022 08:51 AM
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08 August 2022 08:45 AM
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08 August 2022 08:36 AM
From: Andrew townshend
08 August 2022 08:23 AM
From: Andrew townshend
07 August 2022 14:49 PM
From: Andrew townshend
07 August 2022 11:35 AM
From: Andrew townshend
07 August 2022 10:09 AM
From: Andrew townshend
07 August 2022 10:07 AM
From: Andrew townshend
07 August 2022 09:59 AM
From: Andrew townshend
07 August 2022 09:23 AM
From: Andrew townshend
06 August 2022 17:11 PM
From: Andrew townshend
06 August 2022 16:06 PM
From: Andrew townshend
06 August 2022 07:54 AM
From: Andrew townshend
06 August 2022 07:45 AM
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06 August 2022 07:41 AM
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06 August 2022 07:35 AM
From: Andrew townshend
05 August 2022 08:51 AM
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05 August 2022 08:46 AM
From: Andrew townshend
05 August 2022 08:39 AM
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05 August 2022 08:33 AM
From: Andrew townshend
05 August 2022 08:13 AM
From: Andrew townshend
04 August 2022 22:26 PM
From: Andrew townshend
04 August 2022 20:08 PM
From: Andrew townshend
04 August 2022 16:34 PM
From: Andrew townshend
04 August 2022 15:35 PM
From: Andrew townshend
04 August 2022 08:42 AM
From: Andrew townshend
04 August 2022 08:37 AM
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04 August 2022 08:33 AM
From: Andrew townshend
04 August 2022 08:23 AM
From: Andrew townshend
04 August 2022 08:16 AM
From: Andrew townshend
03 August 2022 22:24 PM
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03 August 2022 22:13 PM
From: Andrew townshend
03 August 2022 20:48 PM
From: Andrew townshend
03 August 2022 19:34 PM
From: Andrew townshend
03 August 2022 07:57 AM
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03 August 2022 07:44 AM
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03 August 2022 07:41 AM
From: Andrew townshend
02 August 2022 22:15 PM
From: Andrew townshend
02 August 2022 17:42 PM
From: Andrew townshend
02 August 2022 17:11 PM
From: Andrew townshend
02 August 2022 08:18 AM
From: Andrew townshend
02 August 2022 06:54 AM
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02 August 2022 06:44 AM
From: Andrew townshend
02 August 2022 06:41 AM
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02 August 2022 06:33 AM
From: Andrew townshend
02 August 2022 06:21 AM
From: Andrew townshend
01 August 2022 22:01 PM
From: Andrew townshend
01 August 2022 08:37 AM
From: Andrew townshend
01 August 2022 08:35 AM
From: Andrew townshend
01 August 2022 08:30 AM
From: Andrew townshend
01 August 2022 08:24 AM
From: Andrew townshend
01 August 2022 08:18 AM
From: Andrew townshend
31 July 2022 11:53 AM
From: Andrew townshend
31 July 2022 11:44 AM
From: Andrew townshend
30 July 2022 22:56 PM
From: Andrew townshend
30 July 2022 22:49 PM
From: Andrew townshend
30 July 2022 22:43 PM
From: Andrew townshend
30 July 2022 22:35 PM
From: Andrew townshend
30 July 2022 22:24 PM
From: Andrew townshend
30 July 2022 22:19 PM
From: Andrew townshend
30 July 2022 15:31 PM
From: Andrew townshend
29 July 2022 19:47 PM
From: Andrew townshend
29 July 2022 19:28 PM
From: Andrew townshend
29 July 2022 08:30 AM
From: Andrew townshend
29 July 2022 08:25 AM
From: Andrew townshend
28 July 2022 20:43 PM
From: Andrew townshend
28 July 2022 16:19 PM
From: Andrew townshend
28 July 2022 08:16 AM
From: Andrew townshend
28 July 2022 08:11 AM
From: Andrew townshend
27 July 2022 19:29 PM
From: Andrew townshend
27 July 2022 12:55 PM
From: Andrew townshend
27 July 2022 12:32 PM
From: Andrew townshend
27 July 2022 06:54 AM
From: Andrew townshend
27 July 2022 06:50 AM
From: Andrew townshend
27 July 2022 06:48 AM
From: Andrew townshend
27 July 2022 06:41 AM
From: Andrew townshend
27 July 2022 06:34 AM
From: Andrew townshend
26 July 2022 19:24 PM
From: Andrew townshend
26 July 2022 17:34 PM
From: Andrew townshend
26 July 2022 09:07 AM
From: Andrew townshend
26 July 2022 08:59 AM
From: Andrew townshend
26 July 2022 08:50 AM
From: Andrew townshend
25 July 2022 19:34 PM
From: Andrew townshend
25 July 2022 19:30 PM
From: Andrew townshend
25 July 2022 19:25 PM
From: Andrew townshend
25 July 2022 17:52 PM
From: Andrew townshend
25 July 2022 09:16 AM
From: Andrew townshend
25 July 2022 08:40 AM
From: Andrew townshend
25 July 2022 08:32 AM
From: Andrew townshend
25 July 2022 08:27 AM
From: Andrew townshend
25 July 2022 08:23 AM
From: Andrew townshend
24 July 2022 09:31 AM
From: Andrew townshend
23 July 2022 15:42 PM
From: Andrew townshend
22 July 2022 20:15 PM
From: Andrew townshend
22 July 2022 08:37 AM
From: Andrew townshend
22 July 2022 08:27 AM
From: Andrew townshend
21 July 2022 20:31 PM
From: Andrew townshend
21 July 2022 20:19 PM
From: Andrew townshend
21 July 2022 20:11 PM
From: Andrew townshend
21 July 2022 19:54 PM
From: Andrew townshend
20 July 2022 17:23 PM
From: Andrew townshend
20 July 2022 17:18 PM
From: Andrew townshend
20 July 2022 17:05 PM
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20 July 2022 08:54 AM
From: Andrew townshend
19 July 2022 08:43 AM
From: Andrew townshend
19 July 2022 07:51 AM
From: Andrew townshend
18 July 2022 14:48 PM
From: Andrew townshend
18 July 2022 07:54 AM
From: Andrew townshend
17 July 2022 14:42 PM
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17 July 2022 11:17 AM
From: Andrew townshend
17 July 2022 08:23 AM
From: Andrew townshend
15 July 2022 22:54 PM
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15 July 2022 08:54 AM
From: Andrew townshend
14 July 2022 17:10 PM
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14 July 2022 08:35 AM
From: Andrew townshend
14 July 2022 08:27 AM
From: Andrew townshend
14 July 2022 08:22 AM
From: Andrew townshend
13 July 2022 22:33 PM
From: Andrew townshend
13 July 2022 08:46 AM
From: Andrew townshend
13 July 2022 08:38 AM
From: Andrew townshend
12 July 2022 21:29 PM
From: Andrew townshend
12 July 2022 18:59 PM
From: Andrew townshend
12 July 2022 07:58 AM
From: Andrew townshend
11 July 2022 17:22 PM
From: Andrew townshend
11 July 2022 17:15 PM
From: Andrew townshend
11 July 2022 17:11 PM
From: Andrew townshend
11 July 2022 17:01 PM
From: Andrew townshend
11 July 2022 16:55 PM
From: Andrew townshend
11 July 2022 16:53 PM
From: Andrew townshend
11 July 2022 09:15 AM
From: Andrew townshend
11 July 2022 09:02 AM
From: Andrew townshend
11 July 2022 08:25 AM
From: Andrew townshend
11 July 2022 08:16 AM
From: Andrew townshend
10 July 2022 19:29 PM
From: Andrew townshend
10 July 2022 18:45 PM
From: Andrew townshend
10 July 2022 16:55 PM
From: Andrew townshend
10 July 2022 15:49 PM
From: Andrew townshend
08 July 2022 15:33 PM
From: Andrew townshend
08 July 2022 08:33 AM
From: Andrew townshend
08 July 2022 08:20 AM
From: Andrew townshend
07 July 2022 08:32 AM
From: Andrew townshend
07 July 2022 08:26 AM
From: Andrew townshend
07 July 2022 08:23 AM
From: Andrew townshend
07 July 2022 07:57 AM
From: Andrew townshend
06 July 2022 19:43 PM
From: Andrew townshend
06 July 2022 19:17 PM
From: Andrew townshend
06 July 2022 19:16 PM
From: Andrew townshend
06 July 2022 17:58 PM
From: Andrew townshend
06 July 2022 17:06 PM
From: Andrew townshend
06 July 2022 16:59 PM
From: Andrew townshend
06 July 2022 16:47 PM
From: Andrew townshend
06 July 2022 09:25 AM
From: Andrew townshend
05 July 2022 08:46 AM
From: Andrew townshend
05 July 2022 08:33 AM
From: Andrew townshend
04 July 2022 17:45 PM
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04 July 2022 08:05 AM
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02 July 2022 09:00 AM
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01 July 2022 19:06 PM
From: Andrew townshend
30 June 2022 07:52 AM
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30 June 2022 07:47 AM
From: Andrew townshend
30 June 2022 07:37 AM
From: Andrew townshend
29 June 2022 17:21 PM
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29 June 2022 17:08 PM
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29 June 2022 07:12 AM
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29 June 2022 07:04 AM
From: Andrew townshend
28 June 2022 19:35 PM
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28 June 2022 17:18 PM
From: Andrew townshend
28 June 2022 06:57 AM
From: Andrew townshend
27 June 2022 16:26 PM
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27 June 2022 16:12 PM
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27 June 2022 08:54 AM
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26 June 2022 10:15 AM
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26 June 2022 08:56 AM
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25 June 2022 17:05 PM
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25 June 2022 16:52 PM
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25 June 2022 15:10 PM
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24 June 2022 20:33 PM
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24 June 2022 19:23 PM
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24 June 2022 19:12 PM
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24 June 2022 19:00 PM
From: Andrew townshend
24 June 2022 18:50 PM
From: Andrew townshend
24 June 2022 10:02 AM
From: Andrew townshend
24 June 2022 09:48 AM
From: Andrew townshend
24 June 2022 09:35 AM
From: Andrew townshend
24 June 2022 09:28 AM
From: Andrew townshend
23 June 2022 19:34 PM
From: Andrew townshend
23 June 2022 09:38 AM
From: Andrew townshend
22 June 2022 19:37 PM
From: Andrew townshend
22 June 2022 18:17 PM
From: Andrew townshend
22 June 2022 18:13 PM
From: Andrew townshend
22 June 2022 17:26 PM
From: Andrew townshend
22 June 2022 17:16 PM
From: Andrew townshend
22 June 2022 17:07 PM
From: Andrew townshend
22 June 2022 08:55 AM
From: Andrew townshend
22 June 2022 08:28 AM
From: Andrew townshend
22 June 2022 08:19 AM
From: Andrew townshend
22 June 2022 08:07 AM
From: Andrew townshend
21 June 2022 21:43 PM
From: Andrew townshend
21 June 2022 20:26 PM
From: Andrew townshend
21 June 2022 20:24 PM
From: Andrew townshend
21 June 2022 20:20 PM
From: Andrew townshend
21 June 2022 19:38 PM
From: Andrew townshend
21 June 2022 16:48 PM
From: Andrew townshend
21 June 2022 16:35 PM
From: Andrew townshend
21 June 2022 16:33 PM
From: Andrew townshend
21 June 2022 16:18 PM
From: Andrew townshend
21 June 2022 16:11 PM
From: Andrew townshend
21 June 2022 08:50 AM
From: Andrew townshend
21 June 2022 08:45 AM
From: Andrew townshend
20 June 2022 17:12 PM
From: Andrew townshend
20 June 2022 17:10 PM
From: Andrew townshend
20 June 2022 12:05 PM
From: Andrew townshend
20 June 2022 10:09 AM
From: Andrew townshend
20 June 2022 09:42 AM
From: Andrew townshend
20 June 2022 09:02 AM
From: Andrew townshend
20 June 2022 08:55 AM
From: Andrew townshend
20 June 2022 08:47 AM
From: Andrew townshend
20 June 2022 08:42 AM
From: Andrew townshend
20 June 2022 08:30 AM
From: Andrew townshend
19 June 2022 15:55 PM
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19 June 2022 11:47 AM
From: Andrew townshend
19 June 2022 10:37 AM
From: Andrew townshend
18 June 2022 22:38 PM
From: Andrew townshend
18 June 2022 16:19 PM
From: Andrew townshend
18 June 2022 15:21 PM
From: Andrew townshend
18 June 2022 15:07 PM
From: Andrew townshend
18 June 2022 13:58 PM
From: Andrew townshend
18 June 2022 11:28 AM
From: Andrew townshend
18 June 2022 11:22 AM
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18 June 2022 11:16 AM
From: Andrew townshend
18 June 2022 10:08 AM
From: Andrew townshend
17 June 2022 11:06 AM
From: Andrew townshend
17 June 2022 11:00 AM
From: Andrew townshend
17 June 2022 09:53 AM
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17 June 2022 09:50 AM
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17 June 2022 09:35 AM
From: Andrew townshend
16 June 2022 17:09 PM
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16 June 2022 13:47 PM
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16 June 2022 09:36 AM
From: Andrew townshend
16 June 2022 09:14 AM
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16 June 2022 09:03 AM
From: Andrew townshend
16 June 2022 08:50 AM
From: Andrew townshend
15 June 2022 15:31 PM
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15 June 2022 09:24 AM
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15 June 2022 09:11 AM
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15 June 2022 09:08 AM
From: Andrew townshend
14 June 2022 16:04 PM
From: Andrew townshend
14 June 2022 16:01 PM
From: Andrew townshend
14 June 2022 15:44 PM
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14 June 2022 11:02 AM
From: Andrew townshend
14 June 2022 09:52 AM
From: Andrew townshend
14 June 2022 08:51 AM
From: Andrew townshend
13 June 2022 19:42 PM
From: Andrew townshend
13 June 2022 19:30 PM
From: Andrew townshend
13 June 2022 13:53 PM
From: Andrew townshend
13 June 2022 13:42 PM
From: Andrew townshend
13 June 2022 09:29 AM
From: Andrew townshend
13 June 2022 09:25 AM
From: Andrew townshend
13 June 2022 09:18 AM
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13 June 2022 09:07 AM
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13 June 2022 09:04 AM
From: Andrew townshend
11 June 2022 22:40 PM
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11 June 2022 12:01 PM
From: Andrew townshend
11 June 2022 08:51 AM
From: Andrew townshend
10 June 2022 17:57 PM
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10 June 2022 17:32 PM
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10 June 2022 08:02 AM
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10 June 2022 07:44 AM
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09 June 2022 21:40 PM
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09 June 2022 21:29 PM
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09 June 2022 21:24 PM
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09 June 2022 10:16 AM
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09 June 2022 09:38 AM
From: Andrew townshend
09 June 2022 08:53 AM
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09 June 2022 08:41 AM
From: Andrew townshend
09 June 2022 08:28 AM
From: Andrew townshend
08 June 2022 16:53 PM
From: Andrew townshend
08 June 2022 16:38 PM
From: Andrew townshend
08 June 2022 09:25 AM
From: Andrew townshend
08 June 2022 09:16 AM
From: Andrew townshend
08 June 2022 08:49 AM
From: Andrew townshend
07 June 2022 18:29 PM
From: Andrew townshend
07 June 2022 15:42 PM
From: Andrew townshend
07 June 2022 15:28 PM
From: Andrew townshend
07 June 2022 08:54 AM
From: Andrew townshend
07 June 2022 08:44 AM
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07 June 2022 08:35 AM
From: Andrew townshend
06 June 2022 10:27 AM
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06 June 2022 08:17 AM
From: Andrew townshend
06 June 2022 08:10 AM
From: Andrew townshend
06 June 2022 08:07 AM
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06 June 2022 08:02 AM
From: Andrew townshend
03 June 2022 11:58 AM
From: Andrew townshend
01 June 2022 11:27 AM
From: Andrew townshend
01 June 2022 08:53 AM
From: Andrew townshend
31 May 2022 22:54 PM
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31 May 2022 10:55 AM
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31 May 2022 10:02 AM
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31 May 2022 09:30 AM
From: Andrew townshend
31 May 2022 09:19 AM
From: Andrew townshend
30 May 2022 15:15 PM
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30 May 2022 14:20 PM
From: Andrew townshend
30 May 2022 09:04 AM
From: Andrew townshend
29 May 2022 15:34 PM
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29 May 2022 15:21 PM
From: Andrew townshend
29 May 2022 09:22 AM
From: Andrew townshend
29 May 2022 09:17 AM
From: Andrew townshend
29 May 2022 09:15 AM
From: Andrew townshend
29 May 2022 09:05 AM
From: Andrew townshend
28 May 2022 13:12 PM
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28 May 2022 11:44 AM
From: Andrew townshend
28 May 2022 11:05 AM
From: Andrew townshend
28 May 2022 10:50 AM
From: Andrew townshend
28 May 2022 09:41 AM
From: Andrew townshend
28 May 2022 09:37 AM
From: Andrew townshend
27 May 2022 22:06 PM
From: Andrew townshend
27 May 2022 22:03 PM
From: Andrew townshend
27 May 2022 16:12 PM
From: Andrew townshend
27 May 2022 09:27 AM
From: Andrew townshend
27 May 2022 09:20 AM
From: Andrew townshend
27 May 2022 09:14 AM
From: Andrew townshend
27 May 2022 09:12 AM
From: Andrew townshend
27 May 2022 09:09 AM
From: Andrew townshend
26 May 2022 09:28 AM
From: Andrew townshend
26 May 2022 09:21 AM
From: Andrew townshend
26 May 2022 09:11 AM
From: Andrew townshend
25 May 2022 21:51 PM
From: Andrew townshend
25 May 2022 12:56 PM
From: Andrew townshend
25 May 2022 12:49 PM
From: Andrew townshend
25 May 2022 11:17 AM
From: Andrew townshend
25 May 2022 10:40 AM
From: Andrew townshend
25 May 2022 09:06 AM
From: Andrew townshend
24 May 2022 09:36 AM
From: Andrew townshend
24 May 2022 08:42 AM
From: Andrew townshend
24 May 2022 08:35 AM
From: Andrew townshend
23 May 2022 21:23 PM
From: Andrew townshend
23 May 2022 21:12 PM
From: Andrew townshend
23 May 2022 09:43 AM
From: Andrew townshend
23 May 2022 09:19 AM
From: Andrew townshend
23 May 2022 09:12 AM
From: Andrew townshend
23 May 2022 09:02 AM
From: Andrew townshend
22 May 2022 09:18 AM
From: Andrew townshend
21 May 2022 11:48 AM
From: Andrew townshend
21 May 2022 11:43 AM
From: Andrew townshend
21 May 2022 10:58 AM
From: Andrew townshend
21 May 2022 09:30 AM
From: Andrew townshend
20 May 2022 22:28 PM
From: Andrew townshend
20 May 2022 22:24 PM
From: Andrew townshend
20 May 2022 09:54 AM
From: Andrew townshend
20 May 2022 09:45 AM
From: Andrew townshend
20 May 2022 09:22 AM
From: Andrew townshend
19 May 2022 18:11 PM
From: Andrew townshend
19 May 2022 06:15 AM
From: Andrew townshend
19 May 2022 06:12 AM
From: Andrew townshend
19 May 2022 05:55 AM
From: Andrew townshend
18 May 2022 14:47 PM
From: Andrew townshend
18 May 2022 14:41 PM
From: Andrew townshend
17 May 2022 19:36 PM
From: Andrew townshend
17 May 2022 17:11 PM
From: Andrew townshend
17 May 2022 08:51 AM
From: Andrew townshend
17 May 2022 08:37 AM
From: Andrew townshend
16 May 2022 17:41 PM
From: Andrew townshend
16 May 2022 14:35 PM
From: Andrew townshend
16 May 2022 11:23 AM
From: Andrew townshend
16 May 2022 10:24 AM
From: Andrew townshend
16 May 2022 09:13 AM
From: Andrew townshend
16 May 2022 09:11 AM
From: Andrew townshend
15 May 2022 15:50 PM
From: Andrew townshend
14 May 2022 22:37 PM
From: Andrew townshend
14 May 2022 20:38 PM
From: Andrew townshend
14 May 2022 19:58 PM
From: Andrew townshend
14 May 2022 15:35 PM
From: Andrew townshend
14 May 2022 13:39 PM
From: Andrew townshend
14 May 2022 13:23 PM
From: Andrew townshend
14 May 2022 13:09 PM
From: Andrew townshend
13 May 2022 15:50 PM
From: Andrew townshend
13 May 2022 10:59 AM
From: Andrew townshend
13 May 2022 05:31 AM
From: Andrew townshend
13 May 2022 05:24 AM
From: Andrew townshend
12 May 2022 11:25 AM
From: Andrew townshend
12 May 2022 10:11 AM
From: Andrew townshend
12 May 2022 09:42 AM
From: Andrew townshend
12 May 2022 09:33 AM
From: Andrew townshend
12 May 2022 09:24 AM
From: Andrew townshend
11 May 2022 19:41 PM
From: Andrew townshend
10 May 2022 21:56 PM
From: Andrew townshend
10 May 2022 17:04 PM
From: Andrew townshend
10 May 2022 13:39 PM
From: Andrew townshend
10 May 2022 09:51 AM
From: Andrew townshend
09 May 2022 09:28 AM
From: Andrew townshend
09 May 2022 09:19 AM
From: Andrew townshend
09 May 2022 09:14 AM
From: Andrew townshend
07 May 2022 18:29 PM
From: Andrew townshend
07 May 2022 12:22 PM
From: Andrew townshend
07 May 2022 11:25 AM
From: Andrew townshend
07 May 2022 11:10 AM
From: Andrew townshend
06 May 2022 17:05 PM
From: Andrew townshend
06 May 2022 09:22 AM
From: Andrew townshend
06 May 2022 09:08 AM
From: Andrew townshend
06 May 2022 09:04 AM
From: Andrew townshend
06 May 2022 08:59 AM
From: Andrew townshend
06 May 2022 08:52 AM
From: Andrew townshend
05 May 2022 13:50 PM
From: Andrew townshend
05 May 2022 11:06 AM
From: Andrew townshend
05 May 2022 10:25 AM
From: Andrew townshend
05 May 2022 09:09 AM
From: Andrew townshend
05 May 2022 08:56 AM
From: Andrew townshend
04 May 2022 20:10 PM
From: Andrew townshend
04 May 2022 20:05 PM
From: Andrew townshend
04 May 2022 13:07 PM
From: Andrew townshend
04 May 2022 11:54 AM
From: Andrew townshend
04 May 2022 11:47 AM
From: Andrew townshend
04 May 2022 10:59 AM
From: Andrew townshend
04 May 2022 09:20 AM
From: Andrew townshend
04 May 2022 09:15 AM
From: Andrew townshend
04 May 2022 09:04 AM
From: Andrew townshend
04 May 2022 08:59 AM
From: Andrew townshend
04 May 2022 08:46 AM
From: Andrew townshend
03 May 2022 21:33 PM
From: Andrew townshend
30 April 2022 12:35 PM
From: Andrew townshend
30 April 2022 11:12 AM
From: Andrew townshend
30 April 2022 11:10 AM
From: Andrew townshend
30 April 2022 11:03 AM
From: Andrew townshend
30 April 2022 11:00 AM
From: Andrew townshend
30 April 2022 10:58 AM
From: Andrew townshend
30 April 2022 10:47 AM
From: Andrew townshend
29 April 2022 22:38 PM
From: Andrew townshend
29 April 2022 15:27 PM
From: Andrew townshend
29 April 2022 10:42 AM
From: Andrew townshend
29 April 2022 09:44 AM
From: Andrew townshend
29 April 2022 09:33 AM
From: Andrew townshend
29 April 2022 09:26 AM
From: Andrew townshend
29 April 2022 09:17 AM
From: Andrew townshend
28 April 2022 17:49 PM
From: Andrew townshend
28 April 2022 10:59 AM
From: Andrew townshend
28 April 2022 10:08 AM
From: Andrew townshend
28 April 2022 09:22 AM
From: Andrew townshend
28 April 2022 09:13 AM
From: Andrew townshend
28 April 2022 08:56 AM
From: Andrew townshend
27 April 2022 23:02 PM
From: Andrew townshend
27 April 2022 18:01 PM
From: Andrew townshend
27 April 2022 09:15 AM
From: Andrew townshend
27 April 2022 08:56 AM
From: Andrew townshend
26 April 2022 16:44 PM
From: Andrew townshend
26 April 2022 08:54 AM
From: Andrew townshend
25 April 2022 16:09 PM
From: Andrew townshend
24 April 2022 09:16 AM
From: Andrew townshend
23 April 2022 14:55 PM
From: Andrew townshend
23 April 2022 13:10 PM
From: Andrew townshend
23 April 2022 11:18 AM
From: Andrew townshend
23 April 2022 09:27 AM
From: Andrew townshend
22 April 2022 17:31 PM
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22 April 2022 10:50 AM
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22 April 2022 10:42 AM
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22 April 2022 09:12 AM
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22 April 2022 09:07 AM
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22 April 2022 09:02 AM
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21 April 2022 10:17 AM
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21 April 2022 10:15 AM
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21 April 2022 09:05 AM
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21 April 2022 08:56 AM
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21 April 2022 08:53 AM
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20 April 2022 09:09 AM
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20 April 2022 08:54 AM
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19 April 2022 08:50 AM
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18 April 2022 15:39 PM
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14 April 2022 22:40 PM
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14 April 2022 17:48 PM
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14 April 2022 11:53 AM
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14 April 2022 11:01 AM
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14 April 2022 09:31 AM
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14 April 2022 09:24 AM
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14 April 2022 09:17 AM
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14 April 2022 09:11 AM
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13 April 2022 11:41 AM
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13 April 2022 10:56 AM
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13 April 2022 09:03 AM
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13 April 2022 08:41 AM
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12 April 2022 14:53 PM
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12 April 2022 11:11 AM
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12 April 2022 09:19 AM
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12 April 2022 09:14 AM
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12 April 2022 09:08 AM
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12 April 2022 09:00 AM
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11 April 2022 22:21 PM
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11 April 2022 09:05 AM
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11 April 2022 09:02 AM
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11 April 2022 08:55 AM
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11 April 2022 08:49 AM
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10 April 2022 22:49 PM
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09 April 2022 10:54 AM
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09 April 2022 10:44 AM
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08 April 2022 12:13 PM
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08 April 2022 12:09 PM
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08 April 2022 09:08 AM
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08 April 2022 09:01 AM
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08 April 2022 08:59 AM
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08 April 2022 08:50 AM
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08 April 2022 08:46 AM
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08 April 2022 08:43 AM
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08 April 2022 08:40 AM
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07 April 2022 19:49 PM
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07 April 2022 19:45 PM
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07 April 2022 09:22 AM
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07 April 2022 09:06 AM
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07 April 2022 09:01 AM
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07 April 2022 08:53 AM
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07 April 2022 08:47 AM
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06 April 2022 10:06 AM
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06 April 2022 09:23 AM
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06 April 2022 09:19 AM
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05 April 2022 13:19 PM
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04 April 2022 09:39 AM
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04 April 2022 08:58 AM
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04 April 2022 08:54 AM
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04 April 2022 08:47 AM
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04 April 2022 08:42 AM
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03 April 2022 19:50 PM
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03 April 2022 12:21 PM
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02 April 2022 10:41 AM
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02 April 2022 10:38 AM
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01 April 2022 09:20 AM
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31 March 2022 14:43 PM
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31 March 2022 09:33 AM
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30 March 2022 22:03 PM
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30 March 2022 15:41 PM
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30 March 2022 12:25 PM
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30 March 2022 12:07 PM
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30 March 2022 11:29 AM
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30 March 2022 10:13 AM
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30 March 2022 09:11 AM
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29 March 2022 15:12 PM
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29 March 2022 09:05 AM
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28 March 2022 21:18 PM
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28 March 2022 09:27 AM
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28 March 2022 09:21 AM
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27 March 2022 15:05 PM
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26 March 2022 10:50 AM
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25 March 2022 19:44 PM
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25 March 2022 09:42 AM
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25 March 2022 09:37 AM
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25 March 2022 09:24 AM
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25 March 2022 09:11 AM
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25 March 2022 09:05 AM
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25 March 2022 08:57 AM
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25 March 2022 08:55 AM
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24 March 2022 20:19 PM
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24 March 2022 20:13 PM
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24 March 2022 07:44 AM
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23 March 2022 09:23 AM
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23 March 2022 09:01 AM
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23 March 2022 08:56 AM
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23 March 2022 08:55 AM
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23 March 2022 08:49 AM
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23 March 2022 08:41 AM
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22 March 2022 17:16 PM
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21 March 2022 21:29 PM
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21 March 2022 08:50 AM
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21 March 2022 08:45 AM
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21 March 2022 07:43 AM
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19 March 2022 14:02 PM
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19 March 2022 11:46 AM
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18 March 2022 17:14 PM
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18 March 2022 09:21 AM
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18 March 2022 09:14 AM
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18 March 2022 09:04 AM
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18 March 2022 08:57 AM
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18 March 2022 08:54 AM
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18 March 2022 08:47 AM
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18 March 2022 08:39 AM
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17 March 2022 19:41 PM
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17 March 2022 09:24 AM
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17 March 2022 09:19 AM
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17 March 2022 09:16 AM
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17 March 2022 09:04 AM
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16 March 2022 20:56 PM
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16 March 2022 20:47 PM
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16 March 2022 15:43 PM
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16 March 2022 15:04 PM
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16 March 2022 11:03 AM
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16 March 2022 09:36 AM
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16 March 2022 09:27 AM
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15 March 2022 08:46 AM
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15 March 2022 08:35 AM
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14 March 2022 21:59 PM
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14 March 2022 10:33 AM
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14 March 2022 09:18 AM
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14 March 2022 09:11 AM
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14 March 2022 09:03 AM
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11 March 2022 20:07 PM
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11 March 2022 20:01 PM
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11 March 2022 09:48 AM
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11 March 2022 09:36 AM
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11 March 2022 09:27 AM
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10 March 2022 08:44 AM
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10 March 2022 08:41 AM
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10 March 2022 08:39 AM
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10 March 2022 08:31 AM
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10 March 2022 08:26 AM
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09 March 2022 15:43 PM
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09 March 2022 09:23 AM
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08 March 2022 14:18 PM
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08 March 2022 14:11 PM
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08 March 2022 09:37 AM
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08 March 2022 09:30 AM
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08 March 2022 09:23 AM
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08 March 2022 09:10 AM
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07 March 2022 20:56 PM
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07 March 2022 18:46 PM
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07 March 2022 17:26 PM
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07 March 2022 09:02 AM
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07 March 2022 08:56 AM
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07 March 2022 08:49 AM
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05 March 2022 22:01 PM
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05 March 2022 16:39 PM
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05 March 2022 08:58 AM
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04 March 2022 09:39 AM
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04 March 2022 09:29 AM
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03 March 2022 11:25 AM
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03 March 2022 11:18 AM
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03 March 2022 09:14 AM
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02 March 2022 21:53 PM
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02 March 2022 12:08 PM
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02 March 2022 09:24 AM
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02 March 2022 09:09 AM
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02 March 2022 09:03 AM
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01 March 2022 15:44 PM
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01 March 2022 10:24 AM
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01 March 2022 08:46 AM
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01 March 2022 08:43 AM
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01 March 2022 08:39 AM
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01 March 2022 08:35 AM
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01 March 2022 08:27 AM
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28 February 2022 08:59 AM
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28 February 2022 08:47 AM
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27 February 2022 17:02 PM
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27 February 2022 09:29 AM
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26 February 2022 15:30 PM
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26 February 2022 14:01 PM
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26 February 2022 12:19 PM
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26 February 2022 12:13 PM
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26 February 2022 11:06 AM
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25 February 2022 09:53 AM
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25 February 2022 09:50 AM
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25 February 2022 09:45 AM
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25 February 2022 09:32 AM
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25 February 2022 09:22 AM
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24 February 2022 21:21 PM
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24 February 2022 11:33 AM
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23 February 2022 08:33 AM
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23 February 2022 08:30 AM
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23 February 2022 08:22 AM
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22 February 2022 19:07 PM
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22 February 2022 17:17 PM
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22 February 2022 12:42 PM
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22 February 2022 10:14 AM
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22 February 2022 10:00 AM
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22 February 2022 09:14 AM
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21 February 2022 08:44 AM
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21 February 2022 08:42 AM
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21 February 2022 08:31 AM
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20 February 2022 22:38 PM
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19 February 2022 18:36 PM
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19 February 2022 17:02 PM
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19 February 2022 14:11 PM
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19 February 2022 11:15 AM
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18 February 2022 11:15 AM
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18 February 2022 10:29 AM
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17 February 2022 10:03 AM
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17 February 2022 10:00 AM
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17 February 2022 09:10 AM
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16 February 2022 09:21 AM
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16 February 2022 09:12 AM
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16 February 2022 09:05 AM
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16 February 2022 08:55 AM
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15 February 2022 22:21 PM
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15 February 2022 22:19 PM
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15 February 2022 20:59 PM
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15 February 2022 15:53 PM
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15 February 2022 15:46 PM
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15 February 2022 08:52 AM
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15 February 2022 08:48 AM
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15 February 2022 08:41 AM
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14 February 2022 15:27 PM
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14 February 2022 15:22 PM
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14 February 2022 08:41 AM
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14 February 2022 08:35 AM
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14 February 2022 08:29 AM
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14 February 2022 08:26 AM
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14 February 2022 08:23 AM
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12 February 2022 22:52 PM
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12 February 2022 22:35 PM
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11 February 2022 17:00 PM
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11 February 2022 10:27 AM
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11 February 2022 08:32 AM
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10 February 2022 16:56 PM
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10 February 2022 09:54 AM
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10 February 2022 09:23 AM
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10 February 2022 09:21 AM
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10 February 2022 09:11 AM
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10 February 2022 08:56 AM
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10 February 2022 08:20 AM
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10 February 2022 08:16 AM
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09 February 2022 19:24 PM
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09 February 2022 09:41 AM
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08 February 2022 17:22 PM
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08 February 2022 09:13 AM
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08 February 2022 08:53 AM
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08 February 2022 08:51 AM
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07 February 2022 13:40 PM
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07 February 2022 11:09 AM
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07 February 2022 09:22 AM
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06 February 2022 20:19 PM
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05 February 2022 10:31 AM
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05 February 2022 09:49 AM
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04 February 2022 20:56 PM
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04 February 2022 15:01 PM
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04 February 2022 10:15 AM
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04 February 2022 09:34 AM
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04 February 2022 09:31 AM
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04 February 2022 09:29 AM
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04 February 2022 09:22 AM
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03 February 2022 11:11 AM
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03 February 2022 09:25 AM
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02 February 2022 14:40 PM
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02 February 2022 14:20 PM
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02 February 2022 10:11 AM
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02 February 2022 10:02 AM
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02 February 2022 09:41 AM
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02 February 2022 09:33 AM
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02 February 2022 09:05 AM
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01 February 2022 20:18 PM
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01 February 2022 11:28 AM
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01 February 2022 11:21 AM
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01 February 2022 09:20 AM
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01 February 2022 07:35 AM
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01 February 2022 07:26 AM
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31 January 2022 20:51 PM
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31 January 2022 16:16 PM
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31 January 2022 12:48 PM
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31 January 2022 12:45 PM
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31 January 2022 12:34 PM
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31 January 2022 12:29 PM
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31 January 2022 10:36 AM
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31 January 2022 10:30 AM
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31 January 2022 08:30 AM
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31 January 2022 08:22 AM
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31 January 2022 08:12 AM
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29 January 2022 16:31 PM
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29 January 2022 16:16 PM
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29 January 2022 10:46 AM
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29 January 2022 10:39 AM
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29 January 2022 10:35 AM
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28 January 2022 15:41 PM
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28 January 2022 15:13 PM
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28 January 2022 11:15 AM
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28 January 2022 09:56 AM
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28 January 2022 09:44 AM
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27 January 2022 22:48 PM
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27 January 2022 10:44 AM
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27 January 2022 10:15 AM
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27 January 2022 10:07 AM
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27 January 2022 09:10 AM
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26 January 2022 17:07 PM
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26 January 2022 16:49 PM
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26 January 2022 10:44 AM
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26 January 2022 07:51 AM
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25 January 2022 08:01 AM
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25 January 2022 07:15 AM
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25 January 2022 07:01 AM
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24 January 2022 21:30 PM
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24 January 2022 09:58 AM
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24 January 2022 09:46 AM
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24 January 2022 09:41 AM
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24 January 2022 09:24 AM
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24 January 2022 09:16 AM
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22 January 2022 19:01 PM
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22 January 2022 12:51 PM
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21 January 2022 22:00 PM
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21 January 2022 19:23 PM
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21 January 2022 19:15 PM
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21 January 2022 19:13 PM
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21 January 2022 16:13 PM
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21 January 2022 15:22 PM
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21 January 2022 15:18 PM
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21 January 2022 08:16 AM
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21 January 2022 08:11 AM
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21 January 2022 08:05 AM
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20 January 2022 20:24 PM
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20 January 2022 19:14 PM
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20 January 2022 10:52 AM
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20 January 2022 10:46 AM
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20 January 2022 10:09 AM
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20 January 2022 08:44 AM
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20 January 2022 08:32 AM
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20 January 2022 08:28 AM
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19 January 2022 15:06 PM
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19 January 2022 08:42 AM
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19 January 2022 08:38 AM
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18 January 2022 22:14 PM
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18 January 2022 15:18 PM
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18 January 2022 15:10 PM
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18 January 2022 08:52 AM
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18 January 2022 08:46 AM
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17 January 2022 22:26 PM
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17 January 2022 22:14 PM
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17 January 2022 20:16 PM
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17 January 2022 17:27 PM
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16 January 2022 18:37 PM
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16 January 2022 17:12 PM
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16 January 2022 17:09 PM
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16 January 2022 09:12 AM
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15 January 2022 11:18 AM
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15 January 2022 11:12 AM
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15 January 2022 11:01 AM
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14 January 2022 08:48 AM
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14 January 2022 06:49 AM
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13 January 2022 22:28 PM
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13 January 2022 11:17 AM
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13 January 2022 08:50 AM
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13 January 2022 08:47 AM
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13 January 2022 08:42 AM
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12 January 2022 21:26 PM
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12 January 2022 18:10 PM
From: Andrew townshend
12 January 2022 14:46 PM
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12 January 2022 14:29 PM
From: Andrew townshend
12 January 2022 08:58 AM
From: Andrew townshend
10 January 2022 21:28 PM
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10 January 2022 11:09 AM
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10 January 2022 09:19 AM
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10 January 2022 09:16 AM
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08 January 2022 11:31 AM
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08 January 2022 11:25 AM
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08 January 2022 11:18 AM
From: Andrew townshend
07 January 2022 21:08 PM
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07 January 2022 19:02 PM
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07 January 2022 10:48 AM
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07 January 2022 09:38 AM
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07 January 2022 09:32 AM
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06 January 2022 14:06 PM
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06 January 2022 08:33 AM
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06 January 2022 08:19 AM
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06 January 2022 08:14 AM
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05 January 2022 21:15 PM
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05 January 2022 17:38 PM
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05 January 2022 14:19 PM
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05 January 2022 14:13 PM
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05 January 2022 14:06 PM
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04 January 2022 19:49 PM
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04 January 2022 15:33 PM
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04 January 2022 13:36 PM
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04 January 2022 09:43 AM
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04 January 2022 09:28 AM
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04 January 2022 09:07 AM
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01 January 2022 20:54 PM
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01 January 2022 09:16 AM
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31 December 2021 16:33 PM
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30 December 2021 21:13 PM
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30 December 2021 19:12 PM
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30 December 2021 13:53 PM
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30 December 2021 09:50 AM
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30 December 2021 09:46 AM
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29 December 2021 19:25 PM
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29 December 2021 10:24 AM
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29 December 2021 09:02 AM
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29 December 2021 09:00 AM
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29 December 2021 08:56 AM
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26 December 2021 09:06 AM
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24 December 2021 21:22 PM
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24 December 2021 20:15 PM
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24 December 2021 14:05 PM
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24 December 2021 13:55 PM
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24 December 2021 09:03 AM
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24 December 2021 09:01 AM
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23 December 2021 22:06 PM
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23 December 2021 08:57 AM
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23 December 2021 08:52 AM
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23 December 2021 08:37 AM
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22 December 2021 20:07 PM
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22 December 2021 08:52 AM
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21 December 2021 08:57 AM
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21 December 2021 08:50 AM
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21 December 2021 08:39 AM
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18 December 2021 19:15 PM
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18 December 2021 15:15 PM
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17 December 2021 15:57 PM
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17 December 2021 09:04 AM
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16 December 2021 19:15 PM
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16 December 2021 17:55 PM
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16 December 2021 17:22 PM
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16 December 2021 17:05 PM
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16 December 2021 17:00 PM
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16 December 2021 09:37 AM
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16 December 2021 09:31 AM
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16 December 2021 09:26 AM
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16 December 2021 09:16 AM
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16 December 2021 09:09 AM
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15 December 2021 08:12 AM
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15 December 2021 08:08 AM
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15 December 2021 07:55 AM
From: Andrew townshend
14 December 2021 20:38 PM
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14 December 2021 17:04 PM
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14 December 2021 16:35 PM
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14 December 2021 08:41 AM
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14 December 2021 08:36 AM
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14 December 2021 08:33 AM
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14 December 2021 08:27 AM
From: Andrew townshend
13 December 2021 07:59 AM
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13 December 2021 07:55 AM
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12 December 2021 21:57 PM
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11 December 2021 16:45 PM
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11 December 2021 15:22 PM
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10 December 2021 08:43 AM
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09 December 2021 17:19 PM
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09 December 2021 09:22 AM
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09 December 2021 09:15 AM
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09 December 2021 09:06 AM
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08 December 2021 08:41 AM
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08 December 2021 08:34 AM
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08 December 2021 08:26 AM
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07 December 2021 22:21 PM
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07 December 2021 19:50 PM
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07 December 2021 19:27 PM
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07 December 2021 08:41 AM
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07 December 2021 08:35 AM
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07 December 2021 08:33 AM
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07 December 2021 08:25 AM
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06 December 2021 16:55 PM
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06 December 2021 16:46 PM
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06 December 2021 16:33 PM
From: Andrew townshend
06 December 2021 16:28 PM
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06 December 2021 07:57 AM
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06 December 2021 07:52 AM
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05 December 2021 17:26 PM
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04 December 2021 20:58 PM
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04 December 2021 14:35 PM
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04 December 2021 14:24 PM
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03 December 2021 19:07 PM
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01 December 2021 20:47 PM
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30 November 2021 21:29 PM
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30 November 2021 19:08 PM
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30 November 2021 15:08 PM
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30 November 2021 08:44 AM
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30 November 2021 08:40 AM
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29 November 2021 19:04 PM
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29 November 2021 09:07 AM
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27 November 2021 19:05 PM
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25 November 2021 16:45 PM
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25 November 2021 16:05 PM
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25 November 2021 08:10 AM
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24 November 2021 17:03 PM
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24 November 2021 15:53 PM
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24 November 2021 09:20 AM
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24 November 2021 09:18 AM
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23 November 2021 06:26 AM
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19 November 2021 09:05 AM
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18 November 2021 09:14 AM
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16 November 2021 09:15 AM
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14 November 2021 09:25 AM
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13 November 2021 19:18 PM
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12 November 2021 09:15 AM
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11 November 2021 16:55 PM
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10 November 2021 19:07 PM
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08 November 2021 16:37 PM
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06 November 2021 16:32 PM
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05 November 2021 09:06 AM
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03 November 2021 09:11 AM
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03 November 2021 09:04 AM
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02 November 2021 16:51 PM
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01 November 2021 09:05 AM
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01 November 2021 08:37 AM
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31 October 2021 12:47 PM
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30 October 2021 21:23 PM
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30 October 2021 19:28 PM
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30 October 2021 18:59 PM
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30 October 2021 17:20 PM
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30 October 2021 14:43 PM
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30 October 2021 14:23 PM
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29 October 2021 22:05 PM
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29 October 2021 02:53 AM
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29 October 2021 02:08 AM
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27 October 2021 07:26 AM
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26 October 2021 19:15 PM
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22 October 2021 17:04 PM
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21 October 2021 08:41 AM
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20 October 2021 19:14 PM
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20 October 2021 17:50 PM
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20 October 2021 09:37 AM
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17 October 2021 11:42 AM
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15 October 2021 16:41 PM
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15 October 2021 16:35 PM
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15 October 2021 09:01 AM
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15 October 2021 08:57 AM
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13 October 2021 17:05 PM
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10 October 2021 17:14 PM
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03 October 2021 14:40 PM
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03 October 2021 12:16 PM
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01 October 2021 16:53 PM
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01 October 2021 09:42 AM
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01 October 2021 08:49 AM
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30 September 2021 18:03 PM
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30 September 2021 09:24 AM
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28 September 2021 08:47 AM
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27 September 2021 20:08 PM
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27 September 2021 09:41 AM
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25 September 2021 16:58 PM
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25 September 2021 08:17 AM
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20 September 2021 22:19 PM
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20 September 2021 08:26 AM
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19 September 2021 10:02 AM
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18 September 2021 14:57 PM
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17 September 2021 09:00 AM
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17 September 2021 08:55 AM
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17 September 2021 08:50 AM
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17 September 2021 08:38 AM
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16 September 2021 08:56 AM
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16 September 2021 08:53 AM
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15 September 2021 09:03 AM
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15 September 2021 08:54 AM
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14 September 2021 19:17 PM
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14 September 2021 16:15 PM
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14 September 2021 09:20 AM
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14 September 2021 08:53 AM
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13 September 2021 19:18 PM
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13 September 2021 16:28 PM
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12 September 2021 09:01 AM
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11 September 2021 21:33 PM
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11 September 2021 17:00 PM
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11 September 2021 09:31 AM
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10 September 2021 18:09 PM
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10 September 2021 18:07 PM
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10 September 2021 09:11 AM
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09 September 2021 20:47 PM
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07 September 2021 17:47 PM
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01 September 2021 21:59 PM
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31 August 2021 18:27 PM
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29 August 2021 11:12 AM
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26 August 2021 04:18 AM
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26 August 2021 04:14 AM
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26 August 2021 04:08 AM
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17 August 2021 08:57 AM
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15 August 2021 23:04 PM
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15 August 2021 09:31 AM
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13 August 2021 17:53 PM
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13 August 2021 17:48 PM
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13 August 2021 09:01 AM
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12 August 2021 09:35 AM
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11 August 2021 17:36 PM
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24 April 2021 13:25 PM
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24 April 2021 10:23 AM
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23 April 2021 20:16 PM
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23 April 2021 11:01 AM
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22 April 2021 16:56 PM
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22 April 2021 11:42 AM
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21 April 2021 20:08 PM
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20 April 2021 09:36 AM
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20 April 2021 07:57 AM
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19 April 2021 17:38 PM
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19 April 2021 06:41 AM
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17 April 2021 22:36 PM
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16 April 2021 13:27 PM
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16 April 2021 09:16 AM
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15 April 2021 21:30 PM
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15 April 2021 19:23 PM
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15 April 2021 14:50 PM
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15 April 2021 09:33 AM
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15 April 2021 09:06 AM
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14 April 2021 11:27 AM
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13 April 2021 10:09 AM
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12 April 2021 09:11 AM
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09 April 2021 19:25 PM
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09 April 2021 16:30 PM
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08 April 2021 16:41 PM
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08 April 2021 11:40 AM
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08 April 2021 09:48 AM
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08 April 2021 09:37 AM
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08 April 2021 09:31 AM
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08 April 2021 09:25 AM
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08 April 2021 09:16 AM
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07 April 2021 09:06 AM
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06 April 2021 19:34 PM
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06 April 2021 17:49 PM
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05 April 2021 11:48 AM
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05 April 2021 09:17 AM
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01 April 2021 13:41 PM
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01 April 2021 13:33 PM
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01 April 2021 08:58 AM
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01 April 2021 08:48 AM
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31 March 2021 20:39 PM
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31 March 2021 20:36 PM
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31 March 2021 13:51 PM
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31 March 2021 09:42 AM
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31 March 2021 09:37 AM
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30 March 2021 13:30 PM
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30 March 2021 13:24 PM
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29 March 2021 09:05 AM
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29 March 2021 08:35 AM
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29 March 2021 08:27 AM
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28 March 2021 16:32 PM
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28 March 2021 11:08 AM
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27 March 2021 10:56 AM
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27 March 2021 09:44 AM
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27 March 2021 09:37 AM
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26 March 2021 17:38 PM
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26 March 2021 08:16 AM
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26 March 2021 08:09 AM
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26 March 2021 07:53 AM
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25 March 2021 12:19 PM
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25 March 2021 12:12 PM
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25 March 2021 12:09 PM
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25 March 2021 12:00 PM
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25 March 2021 11:56 AM
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25 March 2021 11:50 AM
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25 March 2021 07:47 AM
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25 March 2021 07:44 AM
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25 March 2021 07:35 AM
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24 March 2021 14:59 PM
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24 March 2021 14:57 PM
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24 March 2021 09:08 AM
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24 March 2021 09:00 AM
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24 March 2021 08:07 AM
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24 March 2021 08:01 AM
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23 March 2021 17:20 PM
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22 March 2021 20:40 PM
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22 March 2021 17:37 PM
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22 March 2021 08:14 AM
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19 March 2021 10:36 AM
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16 March 2021 09:14 AM
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15 March 2021 10:27 AM
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15 March 2021 08:54 AM
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15 March 2021 08:16 AM
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13 March 2021 20:52 PM
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13 March 2021 19:37 PM
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13 March 2021 18:42 PM
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13 March 2021 15:01 PM
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13 March 2021 13:53 PM
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12 March 2021 13:45 PM
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12 March 2021 10:09 AM
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12 March 2021 08:17 AM
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12 March 2021 08:10 AM
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10 March 2021 20:58 PM
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10 March 2021 16:13 PM
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10 March 2021 14:55 PM
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10 March 2021 11:00 AM
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10 March 2021 10:42 AM
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09 March 2021 19:23 PM
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09 March 2021 09:46 AM
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08 March 2021 08:29 AM
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06 March 2021 14:47 PM
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06 March 2021 08:14 AM
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05 March 2021 22:16 PM
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05 March 2021 13:51 PM
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02 March 2021 21:07 PM
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02 March 2021 19:27 PM
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02 March 2021 15:07 PM
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02 March 2021 09:15 AM
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02 March 2021 09:10 AM
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01 March 2021 09:25 AM
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01 March 2021 09:15 AM
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01 March 2021 09:10 AM
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27 February 2021 18:20 PM
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26 February 2021 21:42 PM
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26 February 2021 21:38 PM
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26 February 2021 21:36 PM
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26 February 2021 21:32 PM
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26 February 2021 21:23 PM
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26 February 2021 21:16 PM
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26 February 2021 20:59 PM
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26 February 2021 19:07 PM
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24 February 2021 08:29 AM
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19 December 2020 20:03 PM
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18 December 2020 09:22 AM
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17 December 2020 14:14 PM
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16 December 2020 05:38 AM
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15 December 2020 17:41 PM
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15 December 2020 08:06 AM
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11 December 2020 19:38 PM
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11 December 2020 08:41 AM
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10 December 2020 16:52 PM
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10 December 2020 16:45 PM
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10 December 2020 11:26 AM
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10 December 2020 10:54 AM
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10 December 2020 10:37 AM
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10 December 2020 10:15 AM
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09 December 2020 09:10 AM
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08 December 2020 15:13 PM
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08 December 2020 14:36 PM
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08 December 2020 12:22 PM
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08 December 2020 12:09 PM
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08 December 2020 08:18 AM
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07 December 2020 14:02 PM
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07 December 2020 08:39 AM
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06 December 2020 22:18 PM
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05 December 2020 19:28 PM
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04 December 2020 16:55 PM
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04 December 2020 09:48 AM
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04 December 2020 09:42 AM
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03 December 2020 14:46 PM
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03 December 2020 07:07 AM
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03 December 2020 07:04 AM
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03 December 2020 06:57 AM
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02 December 2020 11:49 AM
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01 December 2020 20:45 PM
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01 December 2020 10:21 AM
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01 December 2020 08:50 AM
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01 December 2020 08:40 AM
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30 November 2020 10:41 AM
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30 November 2020 09:41 AM
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30 November 2020 09:37 AM
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30 November 2020 09:29 AM
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30 November 2020 09:26 AM
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30 November 2020 09:14 AM
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28 November 2020 09:47 AM
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27 November 2020 19:56 PM
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27 November 2020 19:48 PM
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27 November 2020 17:17 PM
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27 November 2020 08:58 AM
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27 November 2020 08:53 AM
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27 November 2020 08:46 AM
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27 November 2020 08:40 AM
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27 November 2020 08:34 AM
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26 November 2020 16:51 PM
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26 November 2020 16:38 PM
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26 November 2020 16:28 PM
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26 November 2020 16:14 PM
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26 November 2020 07:33 AM
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26 November 2020 07:30 AM
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26 November 2020 07:27 AM
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25 November 2020 22:12 PM
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25 November 2020 15:43 PM
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25 November 2020 09:38 AM
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25 November 2020 09:35 AM
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25 November 2020 09:31 AM
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25 November 2020 09:26 AM
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25 November 2020 09:18 AM
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24 November 2020 20:41 PM
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24 November 2020 18:28 PM
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24 November 2020 18:16 PM
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24 November 2020 08:35 AM
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23 November 2020 11:14 AM
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23 November 2020 11:05 AM
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23 November 2020 09:36 AM
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21 November 2020 13:31 PM
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21 November 2020 13:28 PM
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20 November 2020 10:17 AM
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20 November 2020 10:09 AM
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20 November 2020 07:59 AM
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20 November 2020 07:50 AM
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19 November 2020 20:02 PM
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19 November 2020 19:28 PM
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19 November 2020 19:15 PM
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19 November 2020 16:09 PM
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19 November 2020 15:05 PM
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19 November 2020 11:04 AM
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19 November 2020 09:40 AM
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19 November 2020 08:37 AM
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19 November 2020 08:34 AM
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18 November 2020 08:16 AM
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18 November 2020 08:04 AM
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17 November 2020 19:47 PM
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17 November 2020 19:41 PM
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17 November 2020 19:34 PM
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17 November 2020 10:07 AM
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17 November 2020 09:42 AM
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17 November 2020 09:38 AM
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17 November 2020 09:31 AM
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17 November 2020 09:21 AM
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17 November 2020 09:18 AM
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16 November 2020 21:59 PM
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16 November 2020 20:51 PM
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16 November 2020 15:31 PM
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16 November 2020 10:17 AM
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16 November 2020 09:19 AM
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12 November 2020 21:44 PM
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12 November 2020 21:41 PM
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12 November 2020 17:38 PM
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12 November 2020 17:16 PM
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12 November 2020 17:10 PM
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12 November 2020 13:48 PM
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12 November 2020 12:50 PM
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11 November 2020 21:26 PM
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11 November 2020 21:17 PM
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11 November 2020 21:13 PM
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11 November 2020 21:05 PM
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11 November 2020 12:47 PM
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11 November 2020 08:28 AM
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11 November 2020 08:19 AM
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10 November 2020 17:02 PM
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10 November 2020 16:50 PM
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10 November 2020 16:32 PM
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10 November 2020 06:34 AM
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10 November 2020 06:32 AM
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10 November 2020 06:27 AM
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10 November 2020 06:23 AM
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09 November 2020 10:12 AM
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08 November 2020 16:55 PM
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07 November 2020 20:28 PM
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07 November 2020 20:25 PM
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07 November 2020 15:12 PM
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07 November 2020 11:05 AM
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07 November 2020 09:31 AM
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07 November 2020 09:27 AM
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06 November 2020 21:41 PM
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06 November 2020 16:38 PM
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06 November 2020 15:46 PM
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06 November 2020 14:48 PM
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06 November 2020 07:44 AM
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05 November 2020 21:31 PM
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05 November 2020 20:31 PM
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05 November 2020 19:35 PM
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05 November 2020 19:10 PM
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05 November 2020 17:08 PM
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05 November 2020 15:56 PM
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05 November 2020 15:47 PM
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05 November 2020 15:32 PM
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04 November 2020 19:42 PM
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04 November 2020 19:33 PM
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04 November 2020 09:49 AM
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04 November 2020 05:33 AM
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03 November 2020 20:36 PM
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03 November 2020 09:41 AM
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03 November 2020 08:49 AM
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02 November 2020 22:15 PM
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02 November 2020 21:41 PM
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02 November 2020 20:54 PM
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02 November 2020 19:08 PM
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02 November 2020 17:21 PM
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02 November 2020 08:00 AM
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02 November 2020 07:56 AM
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31 October 2020 20:15 PM
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30 October 2020 20:43 PM
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30 October 2020 19:23 PM
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30 October 2020 15:43 PM
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30 October 2020 15:40 PM
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30 October 2020 11:02 AM
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30 October 2020 10:49 AM
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30 October 2020 09:36 AM
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30 October 2020 09:28 AM
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29 October 2020 19:11 PM
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29 October 2020 09:52 AM
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28 October 2020 21:52 PM
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27 October 2020 20:36 PM
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27 October 2020 19:22 PM
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27 October 2020 11:25 AM
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27 October 2020 11:18 AM
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27 October 2020 08:08 AM
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27 October 2020 08:01 AM
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26 October 2020 19:34 PM
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26 October 2020 15:51 PM
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26 October 2020 07:08 AM
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26 October 2020 06:58 AM
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25 October 2020 08:24 AM
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22 October 2020 21:28 PM
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22 October 2020 20:14 PM
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22 October 2020 17:41 PM
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22 October 2020 16:40 PM
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22 October 2020 13:39 PM
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21 October 2020 16:51 PM
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21 October 2020 09:38 AM
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21 October 2020 09:31 AM
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21 October 2020 09:18 AM
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20 October 2020 14:02 PM
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20 October 2020 13:56 PM
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20 October 2020 08:08 AM
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19 October 2020 21:45 PM
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19 October 2020 21:32 PM
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19 October 2020 20:31 PM
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19 October 2020 08:32 AM
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19 October 2020 08:28 AM
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18 October 2020 17:19 PM
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15 October 2020 09:17 AM
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15 October 2020 09:09 AM
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14 October 2020 21:59 PM
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12 October 2020 21:59 PM
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12 October 2020 08:11 AM
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10 October 2020 13:37 PM
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08 October 2020 16:43 PM
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07 October 2020 19:21 PM
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06 October 2020 19:57 PM
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06 October 2020 16:48 PM
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05 October 2020 23:00 PM
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05 October 2020 16:13 PM
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05 October 2020 08:16 AM
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03 October 2020 20:24 PM
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01 October 2020 19:08 PM
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01 October 2020 07:46 AM
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01 October 2020 07:43 AM
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30 September 2020 19:21 PM
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30 September 2020 08:14 AM
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30 September 2020 08:12 AM
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29 September 2020 20:36 PM
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29 September 2020 19:15 PM
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25 September 2020 19:24 PM
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25 September 2020 19:14 PM
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25 September 2020 12:58 PM
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25 September 2020 12:50 PM
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25 September 2020 12:42 PM
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24 September 2020 20:38 PM
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24 September 2020 20:14 PM
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24 September 2020 19:14 PM
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24 September 2020 16:11 PM
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24 September 2020 15:11 PM
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23 September 2020 17:38 PM
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23 September 2020 08:53 AM
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23 September 2020 08:48 AM
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22 September 2020 22:42 PM
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22 September 2020 19:41 PM
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22 September 2020 19:34 PM
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21 September 2020 19:17 PM
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21 September 2020 15:13 PM
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19 September 2020 12:58 PM
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18 September 2020 08:55 AM
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15 September 2020 19:13 PM
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28 August 2020 22:32 PM
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28 August 2020 10:22 AM
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26 August 2020 22:30 PM
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26 August 2020 19:56 PM
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26 August 2020 19:52 PM
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26 August 2020 13:39 PM
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25 August 2020 10:49 AM
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14 August 2020 10:53 AM
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14 August 2020 10:49 AM
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13 August 2020 20:14 PM
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13 August 2020 17:49 PM
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13 August 2020 17:24 PM
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13 August 2020 12:25 PM
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10 August 2020 16:24 PM
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10 August 2020 13:07 PM
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08 August 2020 17:38 PM
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08 August 2020 16:48 PM
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07 August 2020 15:46 PM
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06 August 2020 21:26 PM
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06 August 2020 20:59 PM
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06 August 2020 20:56 PM
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06 August 2020 15:52 PM
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06 August 2020 09:18 AM
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06 August 2020 08:58 AM
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05 August 2020 20:23 PM
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05 August 2020 08:57 AM
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03 August 2020 17:35 PM
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02 August 2020 08:58 AM
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01 August 2020 12:18 PM
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31 July 2020 19:10 PM
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31 July 2020 15:09 PM
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31 July 2020 09:20 AM
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30 July 2020 18:00 PM
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30 July 2020 15:02 PM
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30 June 2020 17:30 PM
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26 June 2020 16:36 PM
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22 June 2020 19:56 PM
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20 June 2020 09:04 AM
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18 June 2020 08:39 AM
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17 June 2020 19:50 PM
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16 June 2020 16:12 PM
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16 June 2020 09:11 AM
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15 June 2020 15:32 PM
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15 June 2020 14:20 PM
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13 June 2020 10:15 AM
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12 June 2020 18:18 PM
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12 June 2020 18:15 PM
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12 June 2020 08:58 AM
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11 June 2020 14:46 PM
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11 June 2020 14:33 PM
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11 June 2020 09:53 AM
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10 June 2020 08:24 AM
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08 June 2020 09:33 AM
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05 June 2020 14:35 PM
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03 June 2020 19:47 PM
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03 June 2020 19:35 PM
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03 June 2020 09:05 AM
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03 June 2020 09:01 AM
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02 June 2020 16:33 PM
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02 June 2020 16:29 PM
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01 June 2020 17:20 PM
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01 June 2020 17:15 PM
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01 June 2020 17:12 PM
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01 June 2020 10:21 AM
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29 May 2020 21:42 PM
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29 May 2020 21:28 PM
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29 May 2020 09:35 AM
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29 May 2020 08:55 AM
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28 May 2020 09:05 AM
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27 May 2020 09:28 AM
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26 May 2020 17:54 PM
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26 May 2020 16:23 PM
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26 May 2020 08:24 AM
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25 May 2020 12:55 PM
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25 May 2020 12:51 PM
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25 May 2020 10:20 AM
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22 May 2020 08:03 AM
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21 May 2020 17:01 PM
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21 May 2020 16:52 PM
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19 May 2020 09:43 AM
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19 May 2020 09:37 AM
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19 May 2020 09:33 AM
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19 May 2020 09:24 AM
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18 May 2020 19:31 PM
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18 May 2020 19:26 PM
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18 May 2020 19:22 PM
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18 May 2020 19:16 PM
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14 May 2020 20:34 PM
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14 May 2020 17:48 PM
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13 May 2020 18:26 PM
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13 May 2020 09:17 AM
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13 May 2020 09:00 AM
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13 May 2020 08:57 AM
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13 May 2020 07:55 AM
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12 May 2020 16:46 PM
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12 May 2020 16:39 PM
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12 May 2020 16:30 PM
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11 May 2020 22:32 PM
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11 May 2020 21:01 PM
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11 May 2020 20:00 PM
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11 May 2020 19:12 PM
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11 May 2020 17:48 PM
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09 May 2020 16:34 PM
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08 May 2020 11:16 AM
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08 May 2020 11:14 AM
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08 May 2020 10:41 AM
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08 May 2020 10:35 AM
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07 May 2020 09:21 AM
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06 May 2020 20:47 PM
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06 May 2020 20:43 PM
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06 May 2020 09:36 AM
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03 May 2020 14:20 PM
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03 May 2020 13:07 PM
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02 May 2020 11:52 AM
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01 May 2020 17:07 PM
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01 May 2020 15:12 PM
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29 April 2020 16:55 PM
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29 April 2020 08:31 AM
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26 April 2020 14:49 PM
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25 April 2020 10:44 AM
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25 April 2020 10:39 AM
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25 April 2020 10:11 AM
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22 April 2020 16:38 PM
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22 April 2020 09:54 AM
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20 April 2020 15:48 PM
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20 April 2020 08:13 AM
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19 April 2020 09:31 AM
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18 April 2020 16:14 PM
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17 April 2020 08:20 AM
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16 April 2020 09:23 AM
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16 April 2020 09:14 AM
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16 April 2020 09:09 AM
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16 April 2020 09:06 AM
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15 April 2020 08:23 AM
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15 April 2020 08:16 AM
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15 April 2020 08:11 AM
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15 April 2020 08:04 AM
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14 April 2020 21:06 PM
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14 April 2020 17:10 PM
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14 April 2020 08:56 AM
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13 April 2020 09:57 AM
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10 April 2020 19:54 PM
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10 April 2020 17:31 PM
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10 April 2020 17:04 PM
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10 April 2020 11:30 AM
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10 April 2020 09:41 AM
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10 April 2020 09:37 AM
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10 April 2020 09:31 AM
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09 April 2020 17:32 PM
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09 April 2020 14:52 PM
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09 April 2020 09:46 AM
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09 April 2020 09:42 AM
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09 April 2020 09:38 AM
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09 April 2020 09:28 AM
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09 April 2020 08:39 AM
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08 April 2020 21:37 PM
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08 April 2020 21:28 PM
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08 April 2020 19:49 PM
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08 April 2020 09:30 AM
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07 April 2020 22:33 PM
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07 April 2020 21:54 PM
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07 April 2020 21:31 PM
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07 April 2020 19:22 PM
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07 April 2020 19:19 PM
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07 April 2020 09:43 AM
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07 April 2020 09:37 AM
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06 April 2020 15:11 PM
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06 April 2020 10:55 AM
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06 April 2020 09:06 AM
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04 April 2020 22:22 PM
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04 April 2020 22:14 PM
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04 April 2020 21:55 PM
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04 April 2020 20:21 PM
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03 April 2020 11:15 AM
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03 April 2020 11:04 AM
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03 April 2020 09:11 AM
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02 April 2020 12:45 PM
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02 April 2020 12:39 PM
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02 April 2020 10:55 AM
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02 April 2020 10:38 AM
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02 April 2020 10:29 AM
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02 April 2020 10:25 AM
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01 April 2020 13:40 PM
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31 March 2020 14:46 PM
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31 March 2020 14:40 PM
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31 March 2020 10:05 AM
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31 March 2020 09:01 AM
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30 March 2020 21:09 PM
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30 March 2020 13:56 PM
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30 March 2020 13:38 PM
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30 March 2020 12:13 PM
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30 March 2020 12:08 PM
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30 March 2020 09:55 AM
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30 March 2020 09:47 AM
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28 March 2020 17:44 PM
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28 March 2020 17:30 PM
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27 March 2020 19:13 PM
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27 March 2020 09:33 AM
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27 March 2020 09:23 AM
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27 March 2020 09:16 AM
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27 March 2020 09:11 AM
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26 March 2020 17:13 PM
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26 March 2020 09:53 AM
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26 March 2020 09:25 AM
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25 March 2020 21:35 PM
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25 March 2020 21:12 PM
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25 March 2020 19:59 PM
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25 March 2020 10:31 AM
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25 March 2020 09:17 AM
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25 March 2020 09:13 AM
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25 March 2020 08:50 AM
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25 March 2020 08:44 AM
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24 March 2020 17:24 PM
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24 March 2020 17:17 PM
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24 March 2020 14:01 PM
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24 March 2020 10:00 AM
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22 March 2020 20:56 PM
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22 March 2020 19:47 PM
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20 March 2020 08:40 AM
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19 March 2020 20:39 PM
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19 March 2020 20:13 PM
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19 March 2020 17:46 PM
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19 March 2020 17:36 PM
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19 March 2020 17:31 PM
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19 March 2020 17:26 PM
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19 March 2020 09:25 AM
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19 March 2020 09:22 AM
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19 March 2020 09:12 AM
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19 March 2020 08:48 AM
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18 March 2020 15:50 PM
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18 March 2020 15:40 PM
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18 March 2020 15:25 PM
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17 March 2020 21:44 PM
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17 March 2020 21:36 PM
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17 March 2020 21:31 PM
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17 March 2020 19:38 PM
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17 March 2020 18:11 PM
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17 March 2020 18:03 PM
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15 March 2020 09:30 AM
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13 March 2020 17:05 PM
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13 March 2020 16:55 PM
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13 March 2020 08:51 AM
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12 March 2020 16:41 PM
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11 March 2020 19:16 PM
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11 March 2020 19:10 PM
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09 March 2020 19:13 PM
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04 March 2020 08:16 AM
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03 March 2020 07:31 AM
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28 February 2020 22:32 PM
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26 February 2020 18:16 PM
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25 February 2020 21:20 PM
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25 February 2020 18:03 PM
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25 February 2020 16:19 PM
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25 February 2020 16:15 PM
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25 February 2020 16:11 PM
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24 February 2020 19:42 PM
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24 February 2020 17:15 PM
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20 February 2020 13:15 PM
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19 February 2020 14:55 PM
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18 February 2020 10:04 AM
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18 February 2020 09:57 AM
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18 February 2020 09:53 AM
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17 February 2020 09:38 AM
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17 February 2020 09:30 AM
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14 February 2020 20:19 PM
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14 February 2020 17:47 PM
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13 February 2020 10:00 AM
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13 February 2020 09:56 AM
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13 February 2020 09:31 AM
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07 February 2020 09:30 AM
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06 February 2020 19:07 PM
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06 February 2020 09:04 AM
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06 February 2020 08:16 AM
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05 February 2020 19:55 PM
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04 February 2020 16:51 PM
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04 February 2020 16:00 PM
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03 February 2020 20:08 PM
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30 January 2020 09:39 AM
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24 January 2020 21:04 PM
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17 January 2020 09:21 AM
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03 January 2020 21:25 PM
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02 January 2020 20:56 PM
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02 January 2020 20:23 PM
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02 January 2020 09:12 AM
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31 December 2019 17:43 PM
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31 December 2019 08:53 AM
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30 December 2019 18:54 PM
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28 December 2019 15:37 PM
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25 December 2019 09:06 AM
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23 December 2019 16:06 PM
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20 December 2019 09:10 AM
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19 December 2019 21:30 PM
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19 December 2019 20:38 PM
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19 December 2019 17:47 PM
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17 December 2019 09:08 AM
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16 December 2019 21:16 PM
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03 December 2019 09:29 AM
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28 November 2019 20:13 PM
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28 November 2019 20:02 PM
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26 November 2019 19:31 PM
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26 November 2019 19:26 PM
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26 November 2019 19:19 PM
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15 November 2019 10:09 AM
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14 November 2019 09:24 AM
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13 November 2019 10:35 AM
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10 November 2019 10:39 AM
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30 October 2019 16:05 PM
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30 October 2019 15:52 PM
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30 October 2019 09:51 AM
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10 October 2019 10:03 AM
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10 October 2019 09:02 AM
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04 October 2019 10:17 AM
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03 October 2019 20:14 PM
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02 October 2019 17:49 PM
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02 October 2019 10:21 AM
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01 October 2019 21:30 PM
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30 September 2019 09:00 AM
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30 September 2019 08:56 AM
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28 September 2019 11:21 AM
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24 September 2019 14:37 PM
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06 September 2019 20:51 PM
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03 September 2019 18:27 PM
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01 September 2019 10:28 AM
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30 August 2019 21:23 PM
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30 August 2019 10:06 AM
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15 August 2019 13:23 PM
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15 August 2019 13:17 PM
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15 August 2019 09:11 AM
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15 August 2019 09:06 AM
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13 August 2019 17:37 PM
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12 August 2019 16:27 PM
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07 August 2019 10:13 AM
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26 June 2019 19:41 PM
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24 June 2019 16:08 PM
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19 June 2019 10:36 AM
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19 June 2019 09:47 AM
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19 June 2019 08:22 AM
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18 June 2019 16:51 PM
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17 June 2019 21:39 PM
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11 June 2019 08:03 AM
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10 June 2019 09:10 AM
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04 June 2019 10:32 AM
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31 May 2019 21:26 PM
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31 May 2019 21:23 PM
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31 May 2019 21:16 PM
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31 May 2019 21:09 PM
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31 May 2019 09:05 AM
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31 May 2019 07:53 AM
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28 May 2019 09:27 AM
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26 May 2019 21:18 PM
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24 May 2019 21:06 PM
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24 May 2019 21:02 PM
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23 May 2019 16:55 PM
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21 May 2019 17:31 PM
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20 May 2019 19:33 PM
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20 May 2019 17:07 PM
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17 May 2019 09:41 AM
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14 May 2019 09:05 AM
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10 May 2019 22:12 PM
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10 May 2019 17:07 PM
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09 May 2019 19:19 PM
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09 May 2019 09:41 AM
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08 May 2019 16:45 PM
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08 May 2019 16:36 PM
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08 May 2019 16:30 PM
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04 May 2019 17:33 PM
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04 May 2019 16:00 PM
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04 May 2019 12:38 PM
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03 May 2019 20:54 PM
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03 May 2019 17:13 PM
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03 May 2019 11:06 AM
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03 May 2019 10:39 AM
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02 May 2019 21:12 PM
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02 May 2019 13:25 PM
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02 May 2019 09:19 AM
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01 May 2019 11:24 AM
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30 April 2019 20:00 PM
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30 April 2019 09:33 AM
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30 April 2019 09:28 AM
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30 April 2019 09:17 AM
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29 April 2019 16:28 PM
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25 April 2019 09:30 AM
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24 April 2019 09:24 AM
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24 April 2019 09:18 AM
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24 April 2019 09:14 AM
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23 April 2019 14:48 PM
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23 April 2019 14:26 PM
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23 April 2019 14:22 PM
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18 April 2019 10:18 AM
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18 April 2019 10:10 AM
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16 April 2019 21:51 PM
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16 April 2019 09:38 AM
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16 April 2019 09:23 AM
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16 April 2019 09:20 AM
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15 April 2019 09:54 AM
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12 April 2019 08:59 AM
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09 April 2019 15:28 PM
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05 April 2019 09:59 AM
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04 April 2019 11:12 AM
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04 April 2019 09:14 AM
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04 April 2019 09:11 AM
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03 April 2019 09:40 AM
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03 April 2019 09:28 AM
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03 April 2019 09:20 AM
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02 April 2019 21:35 PM
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02 April 2019 16:15 PM
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02 April 2019 16:10 PM
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02 April 2019 15:56 PM
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02 April 2019 15:47 PM
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02 April 2019 09:45 AM
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31 March 2019 20:40 PM
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28 March 2019 09:38 AM
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27 March 2019 12:45 PM
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27 March 2019 09:04 AM
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27 March 2019 09:01 AM
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26 March 2019 17:21 PM
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25 March 2019 08:56 AM
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23 March 2019 08:08 AM
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22 March 2019 14:22 PM
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22 March 2019 12:21 PM
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22 March 2019 09:57 AM
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22 March 2019 09:48 AM
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21 March 2019 09:42 AM
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20 March 2019 14:36 PM
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20 March 2019 14:28 PM
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20 March 2019 14:12 PM
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20 March 2019 10:22 AM
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20 March 2019 10:11 AM
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19 March 2019 09:14 AM
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19 March 2019 09:03 AM
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18 March 2019 17:29 PM
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18 March 2019 16:13 PM
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18 March 2019 15:59 PM
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18 March 2019 15:53 PM
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16 March 2019 11:16 AM
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16 March 2019 11:12 AM
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15 March 2019 09:24 AM
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15 March 2019 09:16 AM
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15 March 2019 09:14 AM
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13 March 2019 08:47 AM
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12 March 2019 16:53 PM
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12 March 2019 09:03 AM
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12 March 2019 08:56 AM
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11 March 2019 15:46 PM
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11 March 2019 09:22 AM
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11 March 2019 09:18 AM
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11 March 2019 09:15 AM
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11 March 2019 09:09 AM
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08 March 2019 11:52 AM
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08 March 2019 10:10 AM
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08 March 2019 10:06 AM
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08 March 2019 09:55 AM
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08 March 2019 09:49 AM
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07 March 2019 21:48 PM
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07 March 2019 09:14 AM
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06 March 2019 09:29 AM
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06 March 2019 09:22 AM
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05 March 2019 09:22 AM
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05 March 2019 09:17 AM
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04 March 2019 09:54 AM
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04 March 2019 09:48 AM
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04 March 2019 09:39 AM
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01 March 2019 13:14 PM
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01 March 2019 09:59 AM
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01 March 2019 09:51 AM
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26 February 2019 15:00 PM
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25 February 2019 09:10 AM
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25 February 2019 09:02 AM
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22 February 2019 15:40 PM
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22 February 2019 15:36 PM
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20 February 2019 09:43 AM
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19 February 2019 09:13 AM
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19 February 2019 09:05 AM
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18 February 2019 09:33 AM
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15 February 2019 11:14 AM
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15 February 2019 11:07 AM
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15 February 2019 11:03 AM
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14 February 2019 10:34 AM
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14 February 2019 10:20 AM
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12 February 2019 10:20 AM
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11 February 2019 11:01 AM
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11 February 2019 10:49 AM
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11 February 2019 10:41 AM
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10 February 2019 09:23 AM
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08 February 2019 09:24 AM
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08 February 2019 09:17 AM
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05 February 2019 09:53 AM
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04 February 2019 16:54 PM
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01 February 2019 13:03 PM
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01 February 2019 11:32 AM
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01 February 2019 09:17 AM
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31 January 2019 10:36 AM
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29 January 2019 09:14 AM
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29 January 2019 09:05 AM
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28 January 2019 09:38 AM
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25 January 2019 10:02 AM
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24 January 2019 15:33 PM
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24 January 2019 09:49 AM
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22 January 2019 16:32 PM
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18 January 2019 08:53 AM
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18 January 2019 08:49 AM
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16 January 2019 19:49 PM
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16 January 2019 09:29 AM
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16 January 2019 09:12 AM
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16 January 2019 09:05 AM
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15 January 2019 11:16 AM
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15 January 2019 10:02 AM
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15 January 2019 09:43 AM
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15 January 2019 09:18 AM
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14 January 2019 09:14 AM
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14 January 2019 09:07 AM
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14 January 2019 09:02 AM
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13 January 2019 21:44 PM
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13 January 2019 21:39 PM
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13 January 2019 19:35 PM
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11 January 2019 09:38 AM
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10 January 2019 15:38 PM
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10 January 2019 09:06 AM
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10 January 2019 09:03 AM
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10 January 2019 08:58 AM
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09 January 2019 09:39 AM
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09 January 2019 09:33 AM
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07 January 2019 08:51 AM
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07 January 2019 08:46 AM
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06 January 2019 21:05 PM
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04 January 2019 10:52 AM
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04 January 2019 10:37 AM
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04 January 2019 10:32 AM
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03 January 2019 09:31 AM
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02 January 2019 10:15 AM
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31 December 2018 11:54 AM
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28 December 2018 10:19 AM
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24 December 2018 09:04 AM
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24 December 2018 09:01 AM
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21 December 2018 09:43 AM
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21 December 2018 09:39 AM
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19 December 2018 09:50 AM
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19 December 2018 09:44 AM
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19 December 2018 09:35 AM
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18 December 2018 09:18 AM
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18 December 2018 09:09 AM
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17 December 2018 09:37 AM
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14 December 2018 09:20 AM
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14 December 2018 09:17 AM
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14 December 2018 09:13 AM
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13 December 2018 09:58 AM
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12 December 2018 12:10 PM
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12 December 2018 11:57 AM
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12 December 2018 11:51 AM
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12 December 2018 11:46 AM
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11 December 2018 08:50 AM
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10 December 2018 09:27 AM
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07 December 2018 10:05 AM
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07 December 2018 10:01 AM
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06 December 2018 09:19 AM
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03 December 2018 09:27 AM
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30 November 2018 17:28 PM
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30 November 2018 17:18 PM
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28 November 2018 19:36 PM
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28 November 2018 19:27 PM
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28 November 2018 19:18 PM
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28 November 2018 19:11 PM
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27 November 2018 08:57 AM
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26 November 2018 10:12 AM
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26 November 2018 10:08 AM
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26 November 2018 10:00 AM
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22 November 2018 09:52 AM
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21 November 2018 09:29 AM
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16 November 2018 10:20 AM
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16 November 2018 10:14 AM
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13 November 2018 10:03 AM
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31 October 2018 09:32 AM
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31 October 2018 09:21 AM
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30 October 2018 10:25 AM
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30 October 2018 10:17 AM
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30 October 2018 10:14 AM
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30 October 2018 10:06 AM
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29 October 2018 09:26 AM
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29 October 2018 09:21 AM
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29 October 2018 09:16 AM
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26 October 2018 10:28 AM
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26 October 2018 10:17 AM
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22 October 2018 10:48 AM
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22 October 2018 10:38 AM
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27 September 2018 11:27 AM
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11 July 2018 09:19 AM
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10 July 2018 09:26 AM
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09 July 2018 15:24 PM
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06 July 2018 10:07 AM
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06 July 2018 09:59 AM
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03 July 2018 09:37 AM
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15 June 2018 11:15 AM
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15 June 2018 11:07 AM
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15 June 2018 11:01 AM
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13 June 2018 09:20 AM
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12 June 2018 09:28 AM
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08 June 2018 09:56 AM
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07 June 2018 09:27 AM
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05 June 2018 09:11 AM
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01 June 2018 10:14 AM
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29 May 2018 10:30 AM
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25 May 2018 09:45 AM
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24 May 2018 09:00 AM
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23 May 2018 10:05 AM
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16 May 2018 10:32 AM
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15 May 2018 09:18 AM
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03 May 2018 10:01 AM
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21 March 2018 19:04 PM
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20 March 2018 09:19 AM
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15 March 2018 19:37 PM
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15 March 2018 19:16 PM
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15 March 2018 18:45 PM
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10 March 2018 18:46 PM
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10 March 2018 18:06 PM
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10 March 2018 18:00 PM
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01 March 2018 10:48 AM
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01 March 2018 10:44 AM
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28 February 2018 09:35 AM
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27 February 2018 09:14 AM
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22 February 2018 07:57 AM
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20 February 2018 10:35 AM
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20 February 2018 10:31 AM
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19 February 2018 16:24 PM
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16 February 2018 09:02 AM
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14 February 2018 10:05 AM
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14 February 2018 09:58 AM
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14 February 2018 09:50 AM
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13 February 2018 08:56 AM
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12 February 2018 14:44 PM
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02 February 2018 13:35 PM
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02 February 2018 13:19 PM
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01 February 2018 08:55 AM
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01 February 2018 08:47 AM
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30 January 2018 09:31 AM
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25 January 2018 17:59 PM
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19 January 2018 09:06 AM
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19 January 2018 08:50 AM
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18 January 2018 09:31 AM
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15 January 2018 08:54 AM
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12 January 2018 10:20 AM
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11 January 2018 08:48 AM
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09 January 2018 10:03 AM
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03 January 2018 15:52 PM
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29 December 2017 22:01 PM
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28 December 2017 11:13 AM
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14 December 2017 09:27 AM
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14 December 2017 09:20 AM
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05 December 2017 08:49 AM
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04 December 2017 09:22 AM
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01 December 2017 10:23 AM
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16 November 2017 14:25 PM
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15 November 2017 19:58 PM