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OSB increases BTL mortgage lending to 75% LTV

OneSavings Bank (OSB) has increased the loan-to-value (LTV) to 75% across their buy-to-let ranges available through Kent Reliance for Intermediaries, Precise Mortgages and InterBay Commercial. 

The rates offered by the specialist lender apply to products such as HMOs - up to six-bedrooms - and MUFBs for remortgages and for limited companies.

“Being agile enough to come out so quickly with a new 75% LTV offering is a great testimony to their [the OneSavings Bank team] dedication,” said Alan Cleary, managing director, OneSavings Bank. 


Cleary was keen to emphasise that the lender’s decision to increase the LTV across the BTL sector “is only the start of the journey” and that the “UK’s recovery continues on this trajectory then we intend to move forward at pace”. 

He added: “A return to physical valuations is obviously a really positive step for the market.” 


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