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N P
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Recent Activity
This infuriates me. In some, if not many cases mould caused by condensation IS lifestyle choices. I let a flat which I used to live in myself so I know full well there is nothing wrong with it. It has never had mould issues even when it had single glazing IF you ventilated. I fitted double glazing WITH vents on all windows several years ago and tell all my tenants to make sure they stay open whenever possible. Those that listened never have a problem. On two brief occasions the flat got mould because by their own admission they refused to ventilate the property to save on energy bills. So they have damaged my property by choosing to ignore advice and put their own health at risk and somehow this is MY fault?!
From:
N P
28 January 2024 10:25 AM
I decided to remortgage my buy to let nearly 2 years early incurring an early repayment charge of £14000, when it became clear early on that Liz Truss was going to win the leadership election as economists predicted this very scenario. Currently waiting for the mortgage offer to come through any day now but I fear that the interest rate that was ‘locked in’ when I applied may now be withdrawn or they’ll just reject the application so they don’t have to honour it. Frankly don’t know how I’ll afford a much higher interest rate when there is the energy crisis to contend with too. I have a HMO so I pay the energy bills.
From:
N P
30 September 2022 07:03 AM
As a landlord of shared housing, I will not be accepting pets, I have to take into consideration the needs of my other tenants in the property, some may be allergic, have phobias, or simply not like pets. Not to mention some can be noisy like dogs. I’m not about to reduce my market to accommodate the minority. However, I would take pets on for single occupancy properties if the tenant has appropriate insurance, I have before.
From:
N P
15 June 2022 11:42 AM
I have been reporting rent payments to Experian via another company for nearly a year now. I think it’s a great tool for LL’s as it acts as a disincentive for tenants to miss rent payments. Also helps to boost tenants credit scores that pay on time. Glad Equifax are finally on board now too.
From:
N P
25 February 2021 09:26 AM
At the start of lockdown I was approached by the council to see if I would consider housing some of their tenants. They were offering amazing money and 24 hour security. The latter was a major red flag, he said himself he wouldn’t do it if it was his property so I didn’t. Sometimes you need a lot more than a few tiny incentives like insurance, rent guarantee and deposit which you can get anyway.
From:
N P
06 October 2020 09:12 AM
David Wirth, I like how you say take necessary action as if it were that easy. The reason landlords avoid DSS is not because of the individual but because of a broken system that makes dealing with it a high risk strategy. If you have a choice between a professional and a DSS why opt for the higher risk? I recently started accepting DSS and every single one of them has had issues in a space of weeks. Versus having had over 70 professional tenants previously, and only one of those causing an issue, albeit unintentionally. If DSS became a lower risk, with iron clad guarantors and we could evict within a reasonable time frame if there were issues then I’d consider them. Though I specialise in high end HMOs and I know my other professional tenants living in those properties would not thank me for it.
From:
N P
06 August 2020 10:14 AM
I have no issue taking on DSS tenants who pass a viewing, credit check and can provide a guarantor IF THE SYSTEM WAS FIT FOR PURPOSE. I recently decided to take on a DSS tenant for the first time last month. The council had several weeks notice but despite this failed to pay the rent and deposit on move-in day and they had the cheek to say I should sign the legally binding contract and hand over the keys anyway. The poor guy had nowhere to go so I took the risk. We then had to chase several times for the rent and deposit. This is what happens with my first experience. Doesn’t give much faith going forward. I told the council I won’t be doing it again not because a tenant is DSS but because their system is broken. If a company’s customer service is appalling you don’t use them again, that’s not you discriminating against the product.
From:
N P
14 July 2020 21:07 PM
Ironically that’s exactly what I thought of those unions when I read that article. When they demand that all rent is stopped irrespective of affordability and knowing full well UC is available for housing for struggling tenants it just loses all credibility. Makes them and their supporters look mentally challenged, self entitled and wanting free handouts. Clearly you like to abuse the system and exploit those who provide accommodation too based on your comments. Thankfully I don’t think that about most tenants because most tenants especially mine are intelligent and respectful and understand they are paying to stay in SOMEONE ELSE’s property to use as their home. Just like those who pay mortgages have to, to keep a roof over their head. It’s the way the world works I’m afraid. You have to pay for services.
From:
N P
13 May 2020 09:38 AM
Could not have said it better myself. We do not force tenants to rent our properties, if they no longer can or want to rent our properties they have the flexibility and freedom to find alternative accommodation. But do not expect to stay in my properties that I have invested hundreds of thousands of pounds in to provide quality accommodation to decent paying tenants, for free. That is my livelihood. Will you demand the council cancel their tax and provide free services? Will you demand the energy companies for free energy? Will you demand the supermarkets for free food? No. So why would you demand a free roof over your head at another individual’s expense.
From:
N P
11 May 2020 09:34 AM
Unfortunately not all employees are being furloughed when they should. Just had one tenant contact me today who has been made redundant (does not say much for his employer who is a large well known brand - and I checked, his employer are making redundancies).
From:
N P
14 April 2020 20:45 PM
To say that "every" landlord needs a professional letting agent is unfortunately nonsense, no disrespect. Yes some landlords definitely do, but letting a property is not difficult when you keep informed of regulations and use common sense. It's so easy to vet tenants yourself. An agent would be earning thousands from me, for doing very little work. As for RGI... well let's just assume every tenant I have ever had qualified for it (when in reality most wouldn't have). I would be seriously out of pocket. In 12 years of managing my own properties, I have had ONE tenant default for 4 months (I lost 3 months rent after claiming the deposit). I have probably had over 100 tenants. If I had paid the insurance for all of them the insurance companies would have earned a fortune at my expense. The only time I would recommend this insurance is if you depend on the income from one property. If you're diversified, vet your tenants properly and request a guarantor where possible, I wouldn't bother. Yes you may get unlucky occasionally, but the amount you'd save in insurance fees would outweigh the lost rent (unless you're like the above LL who left it far too long before taking action). And an outstanding agent would not be any quicker than a smart landlord at repossessing the property. It's also not easy to find a "professional" letting agent. There are more rogue agents out there than landlords judging by all the feedback I hear.
From:
N P
12 November 2019 13:58 PM
My guess would be the 84% of tenants who say they are satisfied with their accommodation according to the English Housing Survey published by the government... Tenants who DON’T think the vast majority of landlords provide decent accommodation need to stop scare mongering and focus on the minority that don’t. Making broad statements against landlords is not helpful and counter intuitive. More unnecessary regulatory cost means higher rents. More unnecessary burdens means fewer landlords, less rental housing supply and you guessed it... higher rents. I personally don’t care if there is a national register though I’m almost certain it will achieve very little, but let’s have a national register of tenants too then.
From:
N P
08 November 2019 13:37 PM
In a shared house, especially where the rooms are let individually it's common practice, if not expected, for the landlord to include the utility bills in the rent. As a landlord of a HMO it would be absolute havoc for the tenants to pay the bills as they all have separate contracts and move in and out at different times to others. I have been to the house on a number of occasions and found the thermostat on 30c! I informed them that I have no intention in restricting their usage, they are adults, but they can expect their rents to reflect their energy usage. Just bought another HMO and I am debating whether I control the thermostat remotely via an app which I am entitled to do (it was the council officer who suggested it!). I would of course keep at 18 at night and 21c in the day, more than required, but I'm wondering if it would encourage them to use portable electric heaters that cost the earth to run.
From:
N P
06 November 2019 17:47 PM
While in theory I am happy to offer this (I get 6 weeks cover instead of the usual 1 month I ask for), in reality I think it could backfire on the landlord. If a tenant doesn't have to pay anywhere near a full deposit (ZeroDeposit charge the tenant an equivalent of one weeks rent), there is little incentive for them to look after the property/pay all the rent as they have very little to lose. Yes firms like ZeroDeposit say they will pursue the tenant for money owed to them (after they have paid out to me) but I'm not sure that's a convincing disincentive for a tenant to misbehave.
From:
N P
30 October 2019 15:07 PM
The law states that a deposit doesn't have to be protected if it was paid before 6 April 2007 and either: the tenant never had a fixed term tenancy the fixed term ended before that date BUT you must protect or return the deposit first if you want to take steps to end the tenancy with a section 21 notice. IF the deposit was paid before this date but the fixed term ended after this date and you have not signed a new contract since, then the deposit should have been protected by 23rd June 2015. If the latter applies, then protect the deposit as soon as possible, although it will be late, from a courts point of view, it's better late than never.
From:
N P
29 October 2019 11:21 AM
Unfortunately a guarantor is a bit of a luxury. Most guarantors are parents/relatives, in this case and my case where most of my tenants are from abroad, a guarantor based abroad is virtually useless. Even if the guarantor is based in the UK they ideally need to be a homeowner, which isn't always the case. More often than not a suitable guarantor cannot be provided. But I agree, it's always worth asking to see if one can be provided. I'd love to see employers be guarantors.
From:
N P
19 September 2019 09:27 AM
Whilst I feel let down by the tories, I will still vote for them because not doing so could let a labour government in which really would be a landlord’s hell. Not voting or voting for one of the small parties will just let labour in. Need to put personal feelings aside and vote smart.
From:
N P
20 May 2019 13:19 PM
I’m a member of the RLA and filled in this survey. However from what I have seen in the past the government will do what they want to regardless of consultation outcomes. So unfortunately I think this will make little difference. Why else is a government planning to overhaul S21 when even the evidence it relies on shows that 90-95% of tenancies are ended by the tenant... It’s not because the system is broken. It’s because it’s a vote winner which it desperately needs.
From:
N P
23 April 2019 11:06 AM
Yet another example where the government is shifting a social problem onto landlords just like their beloved Right to Rent checks. Landlords are entitled to find the best possible tenants for their properties just like government is entitled to find the best possible contractors for their projects by doing due diligence. Perhaps focus on acting as a guarantor for these tenants in the event of arrears or damages so landlords are willing to take on the extra risk to solve their social problem or build more social housing. I’m still going to check that prospective tenants can afford to live in my property and are creditworthy whatever they say.
From:
N P
05 March 2019 10:13 AM
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