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Mark Steeple
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Blimey - good job i read your comment to the end, Peter! I was about to lambast you then realised you were talking sense :-) I would add: Everybody loves to attack BTL landlords - the politics of envy combined with the British tradition of disliking it when people are successful, add to that the convenient diversion it provides from the real cause of the problem - not enough houses being built. First-time buyer properties eh? let me point out a couple of things: (1) Many landlords by larger properties (i.e. NOT first-time buyer properties) which they then convert to flats in order to, oh guess what, satisfy market demand (2) I bought two "first-time buyer" properties this year. I was the first person to view one of them in the three months it had been on the market, the second I tendered £15,000 below guide price and was the only bidder. Where were all the first-time buyers fighting me for these purchases??? If landlords all dispose of their properties it may well cause a house price crash (for which landlords would of course get the blame) and prove a disaster for the housing market upon which the UK economy largely depends. Quite a few smaller investors (myself included) who bought into rental to provide a pension, would instead have to rely on the state to supplement our income. I'm truly sorry that it makes people unhappy that I paid attention in school, then went to work and worked very, very hard until I could afford to invest in property [he gasps in exasperation].
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From: Mark Steeple
18 December 2015 16:16 PM