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Michael Foley
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About Me

my expertise in the industry

Michael 's Recent Activity

Michael  Foley

From: Michael Foley 13 March 2024 07:16 AM

Michael  Foley
We have Rent Controls already in the form of Licensing Schemes removing your finances reducing your return is that not controlling your income. Yesterday spent Applying for a License again Renewal another £1’550.00 fee bites the dust. This was the fourth attempt in last 2 weeks to Apply because their system wouldn’t allow me to proceed it kept saying the property has a license. Yesterday saying your license has expired and will need to make a new application but it hadn’t expired. Anyway the Application can’t be made without a Reference No, that they withhold then give you one that doesn’t work so a New Application had to be made with the help of a Computer expert who works with Computers every day, he struggled and grappled to get through it but got to the end eventually. The Council doesn’t deal with the Administration of the Applications anymore they are not capable it subbed out to Computer Giants that don’t know their A from their Elbow, not workable not Tenable. This 2 Storey house has been licensed and relicensed since this scheme was introduced in 2006, so it’s the 4th time but a brief gap in between when they were deciding about renewing the Scheme. Is it no wonder that the majority of landlords that should be licensed according to the rules are not the Application process now impossible. I say having been licensed three times previously on this house, Applications that I had made myself but now impossible for an experienced landlord its obstruction at every level of the highest degree.

From: Michael Foley 11 March 2024 05:44 AM

Michael  Foley
Anthony, agree we are no longer allowed to operate obstructed at every turn not least draconian licensing Schemes by moron leaches that spend years wasting taxpayer money going to Universities. Now in suits allegedly HMO inspectors that are there to damage you as much as possible with their invented job, couldn’t do a real, virtually uncontactable takes forever to deal with anything and on leave when you call. Where is the optimism in PRS they are having a laugh, the Renters Reform Bill, Section 24, Section 21 the foundation of all. The highest SDLT, How 2 Rent, Right 2 Rent and big penalties if you get it wrong, Deposit rubbish Scheme that can prevent you using S.21, same goes for R2R if you didn’t serve October’23 version forget about the other 13 versions in recent years, if you didn’t give them the EPC prior to signing the Contract it could be nil & void. 2015 De-Regulation Act if Tenants complain about the damage they done you are guaranteed to get fined. Licensing farce and I have most licensed 4 times but more requirements or different requirements each time. Hats off to the Landlords that didn’t comply the vast majority, on checking the register recently which they try to prevent you from seeing. One Road of 64 houses about 80% let and should be licensed only 2 licensed mine & 3 times in the past another one same road licensed application made 14 months ago when they took 30% of the fee up front they are so inept they haven’t dealt with the app’ or collected the other 70%. This is the story on every other Road I checked where I have property. I have thousands & thousands spent on compliance requirements but the property or the Tenants are better off only the Councils. We must be accredited, must have a Ombudsman, must have a Redress Scheme, must be the most appropriate person, must pay taxes through the nose, Yes I am feeling very optimistic on the back of all this.

From: Michael Foley 10 March 2024 00:15 AM

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From: Michael Foley 07 March 2024 06:04 AM

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From: Michael Foley 06 March 2024 08:24 AM

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From: Michael Foley 05 March 2024 06:45 AM

Michael  Foley
Jo. Good morning all that is true some litany but there’s more although people might find it difficult to believe that there could be possible. The HMO Mandatory Licensing Scheme repeating every 5 years and more onerous stringent rules added each time + App’ fee’s risen from £598.00 when it started to now £1650.00 in many cases The ADDITIONAL Licensing Scheme for 4 or more ? £1150, ish. The SELECTIVE Licensing Scheme (in some cases Borough Wide) for 2 households. The Biggest one of all that you didn’t specifically mention but eluded to it a bit like the crumbling Schools Concrete they forgot the cement, that one has to be clearly spelled out. The very Foundation of all Private Letting the Removal of Section 21 before which there wasn’t any Mr Beadle are you listening you said you long accepted this had to go & you call yourself the CEO of NRLA Association. The How to Rent Booklet by Shelter / Citizens Advice that can invalidate your Tenancy Agreement’s if not given to Tenants first. Changed 14 times since introduced when they think of something bad to add but if you didn’t serve October 2023 version your Court Case will Collapse and can’t use S.21 either what utter nonsense. Just add this lot to Jo’s list but there are more without getting into nitty gritty. The biggest one has to be highlighted Removal of Section 21, regardless of interest rates traditionally I always had to pay 8%. Can Landlord today present this lot to Parliament’s 3rd Reading of the Bill, obviously they don’t know any of this and it should be taken it into account. The Bill should be stalled for now and when they wake from dreamland Scrap it or there might be no Landlord tomorrow.

From: Michael Foley 01 March 2024 03:04 AM

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From: Michael Foley 28 February 2024 13:04 PM

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From: Michael Foley 27 February 2024 03:51 AM

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From: Michael Foley 22 February 2024 18:38 PM

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From: Michael Foley 21 February 2024 07:51 AM

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From: Michael Foley 14 February 2024 12:41 PM

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From: Michael Foley 13 February 2024 21:35 PM

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From: Michael Foley 13 February 2024 08:07 AM

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From: Michael Foley 10 February 2024 02:18 AM

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From: Michael Foley 09 February 2024 07:17 AM

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From: Michael Foley 03 February 2024 23:30 PM

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From: Michael Foley 29 January 2024 07:48 AM

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From: Michael Foley 23 January 2024 08:10 AM

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From: Michael Foley 20 January 2024 13:49 PM

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From: Michael Foley 20 January 2024 13:45 PM

Michael  Foley
To be honest I believe the situation is much worse than many Landlords realise. So much stress over w/e trying to re-new a HMO license still not done, the licensing Boss in the Borough says it should only take 45 minutes. This is the fourth Application as it has been licensed 3 times previously and getting more onerous all the time so it’s not as if it my first go. I was endeavouring to get it done prior to existing one expiring @ £1150.00 if it expires it’s treated as a new Application and costs £1550..00 ok so you all knew that good. So I checked the licensing Registry to see how others cope, in my road only 2 properties licensed both owned by me but most of the road is let and many bigger than mine. Checked another post code where my wife has a house licensed for 4 times but again she’s the only one in that road to be licensed a house I gave her on Solicitors advice as they said she couldn’t make a Will if she had nothing to leave. Checked another post code in Central Ealing again mine is the only house in the road to be licensed & licensed 4 times since 2006, but mine is only 2 storey which I built over 50 years ago, all other are virtually 3 storey Edwardian type, the road has 2 posts codes in the other one there is one licensed so only 2 in the road. Checked another post code where I have one No 1305 so I suspect there’s at least 1305 properties in the road but again mine is the only property to be licensed & for 4 times, are you sick of me yet. This road is nearly all let so 1’000, houses that would require a license clearly haven’t. Wait for the punch line what they have secretly done is made it illegal to serve a Section 21 if a property should be licensed but has not (in affect secretly abolished S.21) So all you landlords quite content in the knowledge that you are safe letting being protected by S21 are. Ok so you all knew that good. So what’s all this about 12 months Re-payment Orders and or £20k / £30k fines willy nilly, how many landlords are aware of all this Sitting Ducks thinking they are safe with Section 21, OMG my nerves are shattering.

From: Michael Foley 16 January 2024 10:27 AM

Michael  Foley

From: Michael Foley 15 January 2024 04:36 AM

Michael  Foley
Solving the Housing Crisis is easy simply scrap everything they did to cause it. Firstly distinguish the difference between Social Housing and Private Sector Housing as it used to be. They made a complete mess of Social Housing and couldn’t do anymore damage there so moved on to the Private Sector to meddle and ruin that and expect it to replace Social Housing they had ruined. Wait until I reflect on what they did but I haven’t much time this morning. 2 Jags John 2004 housing Act, bringing in licensing Schemes starting in 2006, followed by Shelter’s Deposit Scheme in 2007 based on a pack of lies when they alleged landlords withheld up to 45% of Deposits, later proved to be less than 2%. Shelter’s Private Member’s / Sarah Teaters Bill failed but immediately had back up plan in place with 2015 De-Regulation Act to Claim property damage to avoid eviction or something allegedly rent payment. Licensing Schemes costing thousands per property but not just once now I have done several 4 times getting more onerous & expensive each time. “How to Rent changed & amended 13 times since introduced but you must serve October ‘23 version or your letting business collapses” Right to Rent “ ICO registration, I don’t think any of this applies to Social Housing, Oh there’s lots more and I need to go out. THE RENTERS REFORM BILL by excuse for a Home Secretary Mr Gove removing Section 21 the very foundation of all PRS before which there wasn’t any, LSE are you listening or were you born. Section 24 making many purchases unviable at a time they were hammered with high interest rates driving out hundreds of thousands of Private Landlords who financed their investment with Private finance and burden the State , I’ll have to leave improvement, heat pump. EPC’s etc for now.

From: Michael Foley 13 January 2024 09:51 AM

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From: Michael Foley 03 January 2024 07:42 AM

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From: Michael Foley 29 December 2023 20:10 PM

Michael  Foley
You won’t get a legitimate gas Cert in London for £60. I always have to pay more than double that unless I can get a few organised together. Of Course you’ll be aware we are required to have annual service as well that’ll be £100. on its own as soon as the cover comes off cleaning and hovering starts you’ll be paying. The inter linked fire alarm & emergency lighting Certs are another £200. annually have you got those, fire risk assessment £150. with Cert fo Flat or £220. for house. DEICR every 5 years £350. without any remedial work. I am assuming you have modern Consumer units already as hopefully you have or inherited the fire Alarms and emergency lighting so didn’t have to pay for installation, same goes for fire doors etc huge expense and not a one off either I have had them damage and even one disappeared completely, then they expect fire and emergency lighting units to be replaced in 10 years to get Cert’ if you are buying a flat in London £300k to £500k and think the income is going to cover you think again, maybe different in other parts of the Country buying for £80k and not targeted and plagued with Regulation’s. Oh buy the way the HMO License Application fee is anything from £1100. for Additional or up to £1650 for Mandatory Application license fee in London. All those costs are additional to paying for your mere buy 2 let loan, which I didn’t have I had Commercial variable loans base + 3% usually 8%, then always had to pay tax on the repayment. Spare a thought some had an easy ride, no wonder we got hit with a sledgehammer.

From: Michael Foley 24 December 2023 04:22 AM

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From: Michael Foley 20 December 2023 17:46 PM

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From: Michael Foley 20 December 2023 08:29 AM

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From: Michael Foley 20 December 2023 08:17 AM

Michael  Foley
It the way everything is gone now officialdom dealing with Authorities, the 3 Utility Co’s are the worst and a law all to themselves with no other option as no one else is allowed to do it now a days yet some of them loose millions amazing. For example I recently had a new electric supply, I done all site work about 30m of track & duct with draw rope. Years ago the mains connection wouldn’t have been a problem. 2 guys in a van employed by a well know Cable Contractor would turn up a labourer and a cable jointer. The cable jointer would sit in the van have his flask of tea and read the paper, while the labourer would lift the couple of slabs and dig the hole usually about 1.2m sq x 1m deep that would take until 9.30 am then the Cable jointer would spring into action and make the connection, used to do 2 a day and gone home early. How times has changed now Electric Company does it, so much nonsense in my view and experience. It takes months of planning you need to pay the Council £2’500. to close the road that don’t need closing and parking suspension that don’t need suspension. Cone & barrier off the road and pavement like no tomorrow bring the mechanical digger dig & brake every earthing ware duct they come across. Anyway this is now standard procedure I could have dug it myself in a couple of hours in the big wide pavement as I did the other 30m and reinstated (@77) come on now the next day they sent the jointer and the following day came the reinstatement gang standard procedure again and I paid £9k even though I do the bulk of the work for this little boot lace single phase supply. Gosh haven’t they made some progress over the years, not. God help us all.

From: Michael Foley 17 December 2023 10:21 AM

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From: Michael Foley 06 December 2023 18:16 PM

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From: Michael Foley 06 December 2023 08:44 AM

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From: Michael Foley 06 December 2023 07:26 AM

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From: Michael Foley 04 December 2023 08:47 AM

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From: Michael Foley 03 December 2023 13:44 PM

Michael  Foley
Jeremy. Selective License was supposed to be only for upto 3 problem areas of the Borough but Mr Michael Gove comes a long and tells them it ok to make it Borough wide, he doesn’t need legislation he is above the Law and responsible for causing the homeless situation. G Master. There are good Private landlords who were forced to License and there are good landlords who are not licensed the only difference is the licensed landlord was made financially poorer. In the Main all landlords are very good and provide a much needed Service housing up to 11’000’000 people off their own back with their own private finance at no cost to the State or tax payers and pay Billions in income Tax, VAT,. Stamp Duty, Capital gains, employ many trades driving the economy forward and at the end of the day hammered again with Inheritance tax. What’s the matter with you all have you got a death wish or something, do you want millions more homeless. OK who are the Rogue Landlords you keep on about, is it me, is it you or is it the man in the moon, a figment of your imagination, you know who they are then name them and tell us, otherwise they don’t exist so shut up, with your malicious damage causing havoc and homelessness based on hear say. Maybe better listen to Shelter saying huge more numbers will be evicted before Christmas but never said why, even if it were true of course it due to the Renter’s Reform Bill, Scrap it now. Shelter has some neck have Charity Status, house no one and got a £15’000’’000. Grant of public funds / tax payers money it a disgrace and Polly pulling all the strings to get rid of S.21 collapse the housing market making more homeless my goodness and she’s on £150k gets a CBE and I get despise for being a landlord for 45 years.

From: Michael Foley 02 December 2023 05:47 AM

Michael  Foley
More disgusting rubbish determined to make many more homeless and Mr James Munro is delighted why don’t he get a jet a job with Shelter. I wonder would he have any connection to my ex landlord in Liverpool who fed us with cat food as stew, one of the lads found the cupboard full of it but he had no cat, then again I suppose not probably a mats undergraduate.Anyway more unnecessary nonsense to choke us off with free administration. The information is already available to the public for more part, they are not Children and over 18. So much misinformation from the Department so many properties listed in areas that couldn’t possibly flood I have houses on top of hills included on their maps adversely wrongly affecting the Insurance but they don’t listen. Council tax they all have smart phones. Broadband speed know nothing about it ask their University that’s feeling all this crap. I thought it was all about housing people we are not Teachers. Room sizes can they not see what size it is or is it for every nosey parker on line looking as a pass time it’s private property. Anyway if it’s a licensable property all the room sizes are on the Application to determine who can occupy them. Shelter is at it again saying 12’000 more to be evicted before Christmas, just heard it now on LBC fake News Channel now, never gave the reason why. Which is THE RENTERS REFORM BILL even if were true. They are so determined to make people homeless and won’t stop until they do. How does anyone in there right mind think scrapping Section 21 is going to solve the housing crisis ?. So much evidence to the contrary even the threat has dislodged millions, filled B&B’s and Hotels making huge numbers homeless costing taxpayers £1.7b. Polly give back your CBE Honours if you have any shame and stop making people homeless.

From: Michael Foley 01 December 2023 07:02 AM

Michael  Foley

From: Michael Foley 27 November 2023 08:12 AM

Michael  Foley
Jo. While I agree with most of to comments my top two are missing. (1) Section 21 the very foundation of all Private Letting’s and certainly there was no Statutory Periodic Tenancies either that you now use like almost everyone else, that didn’t happen until years later and not stand alone but a bolt on or amendment to S.21 a bit like all the other messing about they have done with it causing the Crisis & Homelessness deliberately that now exists. (2) Capital Gains Tax or more accurately fake c/gains tax. The biggest blocker of investment I could have provided several times more homes only for that. They keep telling us only a small percentage of people who pay c/gains tax, so they are unfairly hammering those who do pay it or Revenue wouldn’t be raking in £17b pa. You pay tax on everything all your life then tax you again on Death but worse than that it’s not tax on profit but tax on inflation. Apart from that I go along with what you are saying. Although I reserve judgment on the good Tenants that are always paid up and no ASB should be installed for ever in a Property many on Benefits living off the Tax payer never any financial contribution or a penny out of their pocket I wouldn’t reward leaches. Child Benefits is a bad joke the people that fund it in the main are excluded from any benefit from it, that’s virtually every working couple with a combined salary of over £50k pa don’t they have to rear their kids as well but required to pay for other peoples kids. I can see many of the New Developments going up now are not suitable for Families and a throw back to the 1960’s it won’t take 80 years to start pulling down those over priced portable cabins in the Sky.

From: Michael Foley 22 November 2023 04:19 AM

Michael  Foley

From: Michael Foley 20 November 2023 07:34 AM

Michael  Foley
Another green horn Agent still wet behind the ears. Prominent now maybe where was he when I gave years fighting for Section 21 to be introduced and the help of Sir George Young among other it might never have happened. Otherwise none of you would be landlords as there wasn’t any before because if you let someone into your property they immediately became a sitting Tenant, that didn’t work very well did it, no one fool enough for that. Now let’s clear up this nonsense about Tenants upset about landlords serving S.21. For years & years it could be server at any time during the Tenancy which meant it was usually served on the same day as the Contract was done, while everyone was present and not the inconvenience of chasing them afterwards. The Tenants knew exactly where stood they were renting the property for the period agreed whether it be 6 months, a year or longer but not more seven or it would be Assured Tenancy. I had served dozens of S.21’s on the best legal advice at the same time as the Contract. It was many years before that changed with all the new comers joining but now think they know best. It was only with the amendment of to allow Periodic extensions to Contracts it started to change when buy 2 let Mortgages came along. No Tenant was upset about it they knew they were Renting not buying like anything else people Rent if you need something permanently you buy it, is that too difficult for you to understand. So don’t lecture me about the use of Section.21 I was a founder member.

From: Michael Foley 16 November 2023 18:39 PM

Michael  Foley
Ellie, there is so called maintenance or minor repairs, damage is usually much more and caused by the Tenants much harder to fix than it was to do the first day. I know this from the time I spent fixing damaged fire doors, Frames and broken locks with their cursed Euro cylinders with thumb screw inside to prevent anyone getting locked inside in case of fire. Tenants changed the locks but Tenants leave without giving you the key so your own spare key no good, worse if room is left locked. The unbelievable damage they done changing the lock they didn’t know about the concealed screw behind the face plate. Anyway the locks they installed don’t have a thumb screw and you have no keys so almost possible to get cylinder out as the mechanism has to be lined up but as well the manufacturers are so stupid they are now making them anti- drill anti snap, who is going to be drilling them only the owners, burglars are not messing around like that just burst. Licensing Scheme’s is a good reason to want older properties vacant you try replacing doors and frames, drilling , planning and banging. Council’s looking for extra washing & cooking facilities. I had to put in additional cooker, sink, toilet and hand basin, lift flooring to run wires for Emergency lighting and Fire Alarm systems. Ok every room full of their belongings, not room to move sometimes people working from home or worse still on Benefit stuck in your way all day. I would love to see those Regulation’s do it so full of bull. Landlords are now everyone mug, whether its Rent 2 Rent making double off Lld’s backs, lease purchase options or Corporate new Big Boys given unfair advantage and haven’t they grabbed 10% of the Market in jig time and don’t need a license if more units than three in a Block yes They could make it up.

From: Michael Foley 12 November 2023 14:18 PM

Michael  Foley
More rubbish why are you telling us about Court delays when its the establishment is the problem. Telling Tenants not to abide by the terms of their Contracts. They take the Property for a period signed up to that, then near end of Contract the landlord gives the 2 months required notice, end of, what’s wrong with that but no you have to bring Anti-Social behaviour into it, about if Rent is paid and how the neighbours might feel. Nothing whatsoever to do with any of this its end of Contract unless extended by mutual consent of both parties (not one party). Now the Establishment / the Council’s are implicit in this telling Telling Tenants to Breach the Terms of Their Contracts and not vacant but wait for an eventual Court Eviction Order that’s the delay, that is the delay and that’s why Courts are chocker. This is the main cause of Council having to house so many. When they have waited so long and been through the Court System but now they have a Court Order in their hand of course they are going to arrive at Civic Centre to be housed what did you expect. Otherwise they may well have continued Renting from the same landlord or another landlord but now they are entitled to free or subsidised housing from the Council at tax payers expense. The Council made a rod for their own back. So the reality is the Council’s wants rid of Section.21 for this reason and pretend its bad landlords. Notably this Requirement is excluded from Section 8, there you have it no need to get rid of S.21 just a minor amendment to relieve the Council’s of the duty to rehoused everyone evicted. Heavens knows you have made plenty amendments to S.21 over the years, even Shelter made amendments to it and they house no one.

From: Michael Foley 10 November 2023 07:35 AM

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From: Michael Foley 04 November 2023 07:09 AM

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From: Michael Foley 26 October 2023 07:22 AM

Michael  Foley
So we have a Second Reading of the Renters Reform Bill based on what to Home Secretary says he’s Committed to Removing Section 21 to prevent bad landlords from intimidating Tenants, silencing those complaining poor standards of housing that need for repairs. He has his mind made up to get rid of Section 21 so why is he wasting Parliamentary time, fist reading Second reading nonsense based on a blatant pack of lies by Housing Secretary he should resign clearly he doesn’t know his job. Where is the truth in what he says, how can S.21 intimidate or silence Tenants or get rid of them during a Contract period impossible its the landlords that are intimidated and not a leg to stand on. Tenants sometimes misbehave, damage property, create arrears, sub-let which is rampant since the introduction of HMO’s, licensing restricts the number of occupants the landlord can have so the Tenants fill the spare capacity. The landlord can’t get rid of a Tenant without a Court Case and require Legal Representation or it will keep being thrown out that will be a couple of thousands + £400. VAT Tax. So who is intimidating who surely it Mr Gove that is intimidating landlords. What he is doing is abolishing AST which were minimum of 6 months and a maximum of 7 years or any Contract period in between that both Parties signed up to or in more recent years Periodic were added where it could continue on the same basis by mutual consent depending on how to Rent was paid monthly or weekly. There’s no one taking advantage of anyone and everyone knew where they stood. This is now being turned on its head and the landlords property being confiscated by Rogue Housing Secretary, why on Earth do you think so many landlords are getting out, deliberately causing a housing Crisis laying the ground work for Corporate take over the Business that we created from nothing. Removal of Section 21 Totally unacceptable Scrap the Stupid Bill now haven’t you caused enough Homelessness. I’d like to see Mr Gove sleeping rough see how he likes it.

From: Michael Foley 24 October 2023 20:10 PM

Michael  Foley
Pat, my friend what on Earth are you talking about or are you really a landlord or another digital button pressor that replaced pen pushers. A Register for what how many times are we Registered already with being Licensed & Re-Licensed 4 times on properties since 2006 although another landlord keeps banging on about 2015 he must have escaped it for 9 years but if you are not Licensed yet, you don’t know you are born and escaped 17 years that I have suffered it. How many have you licensed or is it any as you never mentioned it. Everything up loaded indeed all about digital Academics not real hands on landlords who are snowed under with endless Regulation’s and Compliance, where have you been did you just get out of Uni. We have Right 2 Rent Tenants Check, How 2 Rent mandatory 18 pages of crap October’23 or your Agreement is void, Information Commissioners Office Registered and pay the annual Fee are you Registered ? thought not, we are Revenue Registered, just to do one letting Agreement it horrendous like I attempted to do one last night still not completed 6 weeks trying, no one mentioned Sharers in HMO’s on one Agreement one leaves the others don’t make themselves available to all meet and sign together but it wasn’t a problem when first taking the property, they now say they’ll tell me when they are available but you’ll be waiting until the cows come home, one was in France, one takes off to Spain now one gone to US for a month, (no surprise if they bring back bed bugs) no one mentioned Sharing as one Contract but everyone talking as if only one person at a time to deal with, ah yes Register them all we have nothing else to do. We should be campaigning to have Section 21 fully Reinstated how it was meant to be the very Foundation of all Private Letting’s before which there wasn’t any Private Renting do you not know that, it been chipped away at by Shelter, Osborne and others now they don’t even want us to have the Remnants.

From: Michael Foley 24 October 2023 04:20 AM

Michael  Foley
Right let me see at a glance without digging for stats. Hanger Lane, in the middle of the roundabout 3 multi storey interconnected Student Tower Blocks next to Station as always 600 flats, site bought at Auction for a pittance. Then on to B & Q old place 435 flats, then next door almost loads more flats, the next door again huge block again and btw gone back to cladding again, other side of junction old Bus Depot hundreds of flats under construction like 4 inter connected Blocks each one higher than the next, then up Ealing Road, Alperton to Mount Pleasant and all the way back down to the North Circular again to Ace Caffe about a mile must be thousands there all industrial Estates in the back gone as well. Council have bought 2 Blocks/ 300 flats £85m the Developers shouldn’t have much trouble getting permission. Then near buy First Way near point one proposed 600 flats, of Course we had West Gate, Hanger Lane converted and 3 stories added, now high rise Office Blocks adjacent being demolished to Build more Multi Story Blocks of Flats… just one small area above not much more than half mile radius. The same happened every area of London and indeed every other Town & City. The Big Boys wants us out they want our Business being helped by Polly, they don’t care about the homeless their Rents are much higher and will be picking the cream, if you are on the Street stop there. I see a guy sleeping in his Van yesterday in Harrow so cold with blankets up on the windows, guess what the Traffic Warden slapped a Parking Ticket on him, so heartless.

From: Michael Foley 18 October 2023 06:32 AM

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From: Michael Foley 16 October 2023 07:19 AM

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From: Michael Foley 14 October 2023 14:23 PM

Michael  Foley
What a load of old trash at least they got their name right they couldn’t be more Confused. It didn’t say how many are being supported and subsidised by the tax payers on Benefit and Housing Support, is it all ? or do they think it’s not relevant. 54% think The Renter’s Reform Bill is a good thing, it proves they are oblivious to what’s going on at don’t know what it is, with landlords selling up it will be more difficult to find places to live but granted if they get in the door they’ll be Cuckoo’s for ever. I should think it’s easier for them to pay more when the larger chunk is free. Why didn’t Survey ask how many of them caused mould and condensation rather than asking did the deal with a problem he didn’t cause. I never kept back a Deposit or part there of in 45 years that’s before real Deposits were taking away by Shelter in 2007 bases on a pack of lies when they alleged up to 45% of landlords with held Deposits. Only one thing left now is take the Rent away which is happening every day chipping away at it with more costs and burdens. I can see a big crash ahead more taking out of the pot than putting in, even the big Multi National’s are being subsided, remember that when you have your take aways delivered for a couple of pounds, all those guys are getting support by the tax payers, its good for those young guys on bikes a mopeds but at the same time making extra millions for Multi National’s at tax payers expense. Anyway I am getting Confused every working day of the year you have another 5 anti-landlord subjects. Accreditation for landlords becoming almost compulsory, Portsmouth bringing in New licensing Scheme if you are not Accredited your license will for one year only instead of five, so looks like you will have to make 5 Applications making lots more lolly for them, so you better get accredited and learn how to let property. Its amazing you have been running a Business for Decades now you must learn how you done it.

From: Michael Foley 10 October 2023 04:23 AM

Michael  Foley

From: Michael Foley 08 October 2023 07:06 AM

Michael  Foley
Activists continue with their campaign to make hundreds of thousands homeless by their attack on Private landlords the providers of Rented Accommodation who are selling up or switching to AirBnB creating mayhem. How can they possibly say Government fail to Regulate landlords when we are one of the most over Regulated in the Country plus over 150 pieces of legislation adding huge extra costs, causing more homeless pushing up rents by the costs they imposed. Regarding insulation we had Government funded Cavity Wall before about 11 years ago which was a disaster. I had a number of properties done under the Scheme. There was at least 4 major Companies doing the installations who milked the Schemes making millions then Bankrupted their Companies or re appeared under a different name. It brought some of mine up to a “C” now 10 years on got marked down to a”D”. Rented Property is not their home they don’t own it, they didn’t buy it. They are Renter’s temporary occupants there’s a clear difference between Renting and Buying at least until The Rogue Renter’s Reform Bill become Law and Confiscates your Property making it worthless. What individual is going to buy a house and get half a million pound (but you won’t get a house in London for that) Mortgage wrapped around his neck to house some one else, there you are here are the keys it’s your indefinitely you have all the rights, I’am just Mr Muggins. Come on now Activist’s step up how many do you house or is it how many have you made homeless.

From: Michael Foley 05 October 2023 04:12 AM

Michael  Foley
I would like to agree but unfortunately cannot it’s all steps backwards and totally unacceptable. This is what Government wants get us disagreeing with each other divide and conquer. I have and had all sorts on Assured Shorthold Tenancy’s. They are on Shorthold not Assured Sitting Tenants not possible or acceptable for Private Landlords who have bought their property outright and pay taxes through the nose all thy way through. It’s a different kettle for Landlords who had an easy ride with interest only Mortgage’s and everything allowable, have umpteen properties never had to struggle just minimum Deposits from one to next, yes they could have the option to sell as to never really bought. The landlord that bought with repayment loans don’t have the option to sell it’s not an option it’s Confiscation of your acid, for the others it’s Repayment of your debt. I have long Term self paying Tenants too but didn’t even know that themselves that in the beginning only wanted it short term, it went from year to year and both Parties were at liberty to end it as per Contracts but didn’t. The Problem now is the Owner being forced to keep them in perpetuity not viable. Then on the other hand and it won’t make me popular for saying it either the Benefit Tenants who want to nest in your Property for free forever, their families and the single Parent families now rampant the biggest cause of homeless and shortage given priority over all others, then all I can hear is they want more funding and increased housing allowance as if the money was free and not belong to the tax payers. I see families that were on it all their lives now on the third Generation, ever seen girls never had a proper job but went into baby manufacturing then when the youngest turned 18 got pregnant again at 40 to hold on to the free property and Benefits. Those are Certainly long term Tenants and should be left to the Social System that created them not implant them in Privately owned Property that was won by the sweat of the brow.

From: Michael Foley 03 October 2023 02:33 AM

Michael  Foley

From: Michael Foley 29 September 2023 04:15 AM

Michael  Foley
The Council should pay for the Licensing Schemes, it they who wants them, causing a housing crisis and homelessness raking in billions then turn around and say they are making a loss on the Licensing Scheme’s well that’s easy to remedy scrap it. I suppose that would cost them too much as well. The Council have a magic money tree the landlord or Tenants doesn’t. The fee is a significant amount and only the start, the spurious discount is laughably they are offering you a discount on a cost that wasn’t there before and hey presto it’s a benefit to you. The Mandatory HM0 Scheme started at £598.00 for me but now it’s increased to £1’600.00 per application in Harrow. So before you could get a £75, Discount if you were a member of a LL Association, then they seemed to drop that. They then were offering you a discount £75, Discount if you were an Accredited Landlord, now they are offering you a £75 Discount if you have EPC “C” give me a break what about all the other costs not mention associated with the licensing Schemes. C/tax up again 4.99%, ULEZ hitting landlords and Tenants big time in London its a tax (thousands pa) to run a business or to go work, alternatively maybe we could get one of those eBikes from the scrap yard or fish one out of the Grand Union Canal. Mr Khan is some man he’d even give Mr Gove a run for his money, taking a bite of several hundreds pounds from every c/tax payer in London every year, just add ULEZ. He’s going to save the World and China opening a Coal Powered Electric Generating Station every week.

From: Michael Foley 25 September 2023 05:28 AM

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From: Michael Foley 12 September 2023 08:41 AM

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From: Michael Foley 10 September 2023 10:34 AM

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From: Michael Foley 01 September 2023 20:47 PM

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From: Michael Foley 29 August 2023 19:29 PM

Michael  Foley

From: Michael Foley 29 August 2023 08:12 AM

Michael  Foley
Section 21 has already been weakened so now we can’t even have the remnants. Chipped away by several changes not least by Shelters 2015 De-Regulation Act when they failed with Sarah Tether Private Members Bill, supposed to be about property repair amongst others. Now an unwarranted head ache for me, they don’t have to prove anything just say it to suffice. I have a lead Tenant turned bad because of this nonsense. He says I haven’t done anything ever though all the compliance work was done for HMO Mandatory licence and Inspection twice, first one to require extra things some a bit silly, like move the Notice Board that was loaded with Documents from living room to hallway where it’s sure to get damaged with Tenants brushing past with a bag on their back. Coat the kitchen Units with 3 coats of special specified fire treatment because she said they are made of wood. Fireproof loft hatch but nothing up there only 30 cm insulation. The window restrictors but only top half opens. Yes she did come back to check. The Tenant now says living room window needs changing but it doubled glazed Aluminium same as all others, ditto Double glazed Patio door. He is currently in US touring LA in a camper van, the Rents are months behind I told him I would take £2k off if he brought it up to date he agreed, knocked off the £2k but didn’t bring rent up to date. I now doubt he is living there at all but subletting aided by law and possibly a big fine for me for something I do. I understand him girlfriend and baby are being housed and provided in an other Town. The house is a lovely quality modern brick built cavity wall 3 Story Terraced Town house built about 35 years ago in Harrow, now no rent increase in 10 years from a low base, an identical house rented recently fo £1100. pm more than mine. Mine haven’t increased even Long before this Tenant came on the scene. Stop making a mockery of us with your stupid laws.

From: Michael Foley 21 August 2023 15:24 PM

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From: Michael Foley 09 August 2023 08:37 AM

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From: Michael Foley 05 August 2023 11:16 AM

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From: Michael Foley 03 August 2023 04:32 AM

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From: Michael Foley 02 August 2023 08:09 AM

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From: Michael Foley 30 July 2023 06:53 AM

Michael  Foley
Without Section 21 it’s not a Business, we didn’t have to use it very much because it’s there, now look what you have done the very threat of removal caused millions of Tenants to probably have to pay 30% more. Caused thousands of Landlords to sell or switch to airbnb, Congratulations now tell us it doesn’t matter, so it’s not fairer renting but anti Tenants anti landlords Rogue Law for the big boys to take over really. It’s ok for many buy to let landlords that never intended to buy but ended up with the property just the same making a killing in the process. 100% / 125% interest only Mortgage’s all 100% tax efficient. So many ended up with loads of properties even hundreds and some with thousands with no virtual input buy in any Town any condition collect the cream no wonder the Government clamped down. To my mind it’s like they were Renting the property as apposed to buying and subletting it to the Tenants but as property values rose so did their wealth just sell one here and there to pay off others. Of Course some on here too that used Companies, closed some (bankrupt) and opened others that don’t go un-noticed either but quick to knock S.21 they had it soft. They purport that THE RENTERS REFORM BILL is for fairer Renting but actually it’s the opposite and now wants the lie enshrined in law, thanks Ms Rachel McClean Minister and Mr Michael Gove Housing Secretary go to top of the Class for your knighthood. No point in mentioning all those lame duck Charities and anti-landlord Organisations that House no one as well, that will do for now.

From: Michael Foley 27 July 2023 19:30 PM

Michael  Foley
Not much point in commenting no one in Authority talking a blind bit of notice of us, they have deliberately caused the Housing crisis to destroy Private landlords and replace them with Corporate landlords. All in Flats in densely populated areas only to make a killing with high rise modular pre-fabricated unit’s. The Government, media /ITV & LBC have continuously miss represented Section 21 by saying you can get rid of Tenants at anytime which was never true. There was always a Contact that both Parties signed up too, minimum 6 months maximum 7 years. So everyone knew exactly where they stood, they were guaranteed a Place for Contract Period that they signed up for, whether it be 6 months or years that they took the Property for if no serious breaches. I never know a landlord to evict during Contract Period and landlord had always got to go through the Courts process hugely expensive. However in more recent years Periodic codicil was added to extend existing Contact by mutual agreement month by month or week by week depending on how often your period of payment was. It was never the case get rid anytime you wanted thanks for misrepresenting us. Mr Rogue Gove now talks of a fairer Renting System where one party that doesn’t own the Property can walk away at anytime with only 2 months notice (but that will mean at anytime since landlord is made powerless). The other Party that owns the Property cannot end the Contract at all and held to ransom in perpetuity, although you can get rid of the occupants by selling the Property and Bankrupting yourself and putting yourself out of Business permanently (some choice), how fair is that ?, if you haven’t the Property you are out game ball.

From: Michael Foley 25 July 2023 22:01 PM

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From: Michael Foley 22 July 2023 21:08 PM

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From: Michael Foley 12 July 2023 09:25 AM

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From: Michael Foley 10 July 2023 16:42 PM

Michael  Foley
I’m at the Landlords investment Show today at old Billingsgate, London Bridge, well attend by hundreds no doubt and several Seminars about various aspects of Buying & Renting. Mr Paul Shamplina gave his take on what’s happening and I agree with most of what he said but usually at loggerheads with him. Mr Ben Beadle of NRLA was another one of the panel, spoke quiet a bit about various aspects of Renting & the loss of Section 21, everyone agrees its wrong to Remove it so why do it. Well we know why it’s to drive us out courtesy of Mr Gove. Later Mr Ben Beadle gave another Seminar solo on the Renters Reform Bill and how it affects landlords, which was very good. However the whole meeting missed the point completely, have us questioning ourselves and debating with others about the irrelevant Renters Bill, the reality of the economic and housing crisis was not addressed at all. We are being driven out of Business by Mr Michael Gove and Replaced by big Corporate Landlords & Institutions, like Lloyds Bank buying hundreds of Flats in one go from the Developer when were they ever involving lettings ?, same goes for John Lewis’s, Barclay’s, Pension Funds, L & G, Avivia M&S etc it’s all being carved out for them to take over, no Section 24 for them and in most cases no HM0 license required + their rate of tax is half and their Rent are double. Who would call that fairer Renting, for example I have a one double bedroom furnished Flat in Greenford with parking & outside space minutes for Tube Station let for £920. pcm, a New build one bed high rise modular Flat much further from Station was let last year for £2’100. pcm, this year on Renewal it’s went up to £2’500. while I didn’t increase mine at all. All in All today was a stitch up squabbling between ourselves while the real issues weren’t addressed at all. Sitting Tenants & Sittings Dogs, Permanently installed Tenants as long as they want, but can p off at any time they like, and Landlords excluded from any rights to his own Property, shall I go on……

From: Michael Foley 04 July 2023 16:37 PM

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From: Michael Foley 29 June 2023 07:19 AM

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From: Michael Foley 27 June 2023 03:43 AM

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From: Michael Foley 26 June 2023 09:34 AM

Michael  Foley
Robert well done we are both at opposite ends of same Business. I started with zero worked 7 days a week saved all I could which was half my wages. When I approached lenders they didn’t want to know me as a single person living in a rented room and it was a bare room with no facilities but allowed to use bathroom if you had 4 old pence for the geezer but careful how you light it or Big Bang. I had no hope of ever owning my own place, one evening by chance I seen a small plot in Brentford gazette for sale that had been turned for 3 Flats which seemed ideal for one house right by St Mary’s Church in Ealing Conservation area. I went to see the owner who was a developer and also owned a joinery works in Ladbroke Grove, where his Office was. He didn’t beat about the bush named his price and said if you want it 10% today & completion in 28 that was it. With the Site Secure I approached the Bank for the money Build and the loan was granted but at 13%. I did build this 4 bed detached house with double garage by my own hand, with only hand tools to incl’ make TRADA roof trusses on site to save costs, no electric on site or available, cordless tools yet to be invented, no family support possible and Dad RIP. When I go married I carried her over the threshold to her brand new house not queuing up at Benefit Office expecting to be housed so kept. I still have this house 50 years on which is let, now the THE RENTERS REFORM BILL wants me to justify myself to them why I should have my own house back, if this, if that if I want to sell, non of your Business you morons I would like to see you stand in my shoes you worthless useless people, how dare you. This is only one episode and would all night on to little HE iPhone. The other difference between me and our Scottish friend Roberts / Portfolio. I never had an interest only loan or Mortgage so I was always screwed for tax on Repayments long before any S.24 was invented so spare a thought. It would take a lot more than a text to fill up in on my life story…

From: Michael Foley 23 June 2023 22:21 PM

Michael  Foley

From: Michael Foley 19 June 2023 18:23 PM

Michael  Foley
Easy money George £5’000, a pot of Course they’ll enforce it handy money and help to destroy us all part of the Plan. All those Charity’s seem to love us. Gove’s Selective Licensing egged on and encouraged by CIRH using the death of a child Awaab Ishak RIP. How underhand wrong and irresponsible is that when it wasn’t anything to do with Private landlords but a one bed Flat of a Housing Association in a Building owned by the Council. It’s all too cosy Mr Gove takes up this job in October last year if my memory serves me right, Then Dr P James CEO of this Charity writes to Mr Gove on the 28th November 2022 saying to introduce Selective Licensing would drive up Standards in Privately Rented Homes especially following the tragic death of Awaab Ishak and we hope our suggestion will contribute to your efforts to prevent similar tragedies in the future. Then by magic Gove gives Ealing Council Permission for Borough wide Selective Licensing almost immediately and introduced it on the 4th of January this year, even though they had only introduced a renewed a 5 year Selective licensing Scheme for 3 areas of the Borough in July’22. This is all too convenient he only gets the job in October, then gets the letter to back him up on 28th of November from this Charity with its 7000 members and hey presto all done, dusted and introduced in less than 3 months. The Council’s don’t need licensing so how does using this case to introduce Selective Licensing prevent Councils from letting it happen again. Am I allowed to say stitch up ? probably not.

From: Michael Foley 19 June 2023 05:09 AM

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From: Michael Foley 14 June 2023 14:46 PM

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From: Michael Foley 10 June 2023 18:58 PM

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From: Michael Foley 23 May 2023 07:28 AM

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From: Michael Foley 22 May 2023 07:23 AM

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From: Michael Foley 22 May 2023 07:00 AM

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From: Michael Foley 21 May 2023 12:34 PM

Michael  Foley
I don’t know which is the biggest lie is it Mr Gove with the Renter’s Reform Bill to help Tenants allegedly that has increased their Rents 30%, does he think he can pull that one over on them. Mr Sadiq Khan the other massive lie contender with ULEZ. He has introduced a huge number of Traffic Creation Schemes in London, just how many Roads has he Blocked off, no entry at certain times or at all, narrow widths, bits of unnecessary bus lanes for penalty money grab, bicycle lanes sometimes even dual carriageway cycle lanes taking up half a Main Road and not a cyclist to be seen, over the top temporary Road Work restrictions sometimes unnecessary lights or far wider coning off than sensible obstructing traffic. So the Roads that were moderately busy are closed off forcing them onto Roads that were already busy clogging up the whole Town, nice one Mr Khan so you think a journey that used to take me 30 minutes in relatively slow moving traffic yesterday took over 95 minutes one way and obviously 95 minutes back, brought traffic often to a standstill or 3/4 mph. So you have increased Air Pollution no end, the ONS are dreaming as well telling us how many of carbon saved they should get out of the Office more. Where do you earn your money or not at all just grab other peoples money for free like the hundreds of pounds already you take for every individual C/tax or ULEZ you now wants more free Billions from the Schemes, it certainly beats earning money. Notwithstanding scrapping perfectly good cars doing huge damage to the environment and 4 times more resources and energy to build electric cars and the extra electricity needed to operate them. Time for you to go and bring Mr Gove with you and your Treasonable Policy’s bringing the Country to its knees because every stupid thing you do is copied attributed to your position of power.

From: Michael Foley 10 May 2023 09:07 AM

Michael  Foley
The research is flawed its no use asking a LL if he ever used a section 21, it has to be a better question. So say for argument’s sake you ask a LL who is only 3 / 5 years in Business did he ever use a Section 21 and he says no, Then you are asking a LL who is 30 / 40 years in Business the say question and he says yes or no it’s not a comparison at all as he’s ten times longer in Business. This Selective Licensing is flawed and probably being used illegal, as the Article correctly states its Selective for specific problem areas as stated in the Act. Then comes along Mr Michael Gove the high & mighty after a Council had introduced Selective Licensing in 3 Areas as how it was meant to be only last July’22. He turned around and subsequently gave permission to make it Borough wide later same year with was introduced on the 3rd of January’23, so it’s not Selective at all when it’s Borough wide. What a stitch up making his own Rules and he’s above the Law. HMO C/tax on rooms is totally wrong making Renting unaffordable for Tenants as they have done with licensing Schemes while pretending to be their friends, some con-trick divide & conquer it looking a bit thin now. Council tax in London the minimum band is ‘A’ which if added to room as it does already in some cases puts another £100.00 approx pm on to Renting a room, so even a small HMO of 5 persons sharing a small Terraced House 3 up / 2 down that’s £500. pm = £6k pa c/tax or more than triple the current c/tax, so add this to the 12 changes Mr Gove is making that’ll be 13 yes fairer renting for Tenants he couldn’t hate them more ?. All costs are a burden on Rent Payments.

From: Michael Foley 06 May 2023 19:42 PM

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From: Michael Foley 06 May 2023 13:13 PM

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From: Michael Foley 28 April 2023 09:11 AM

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From: Michael Foley 26 April 2023 20:05 PM

Michael  Foley
Shelter is the biggest single cause of homelessness continuously attacking Private landlords never ending for years now. Why does someone have the ear of Government who don’t supply any housing and worse than that they have Charity Status while we pay Billions of £’s and house 9 million, yet we are frowned upon and enemy No.1. It was they who took away our Deposits in 2007 based on a pack of lies when they alleged landlords withheld up to 45% of Deposits, it later turned out less than 2% went to Deposit Resolution. Basically we now have a scheme protecting the Deposit and nothing protecting the property that it was for, loads of schemes have mushroomed on the back of this costing Tenants fortunes, one example is they pay extra an week at the start and that’s it, usual inventory, check-in, check-out but the upfront week is washed away can easily be £600/700 in London they never suffered like this before Shelter’s interference. Shelter’s Private Member’s Bill with Sarah Tether MP failed. Immediately they wet back on with the 2015 De-Regulation Act. Now in affect they have Abolished the 1988 Housing Act by removing Section 21 the main part notwithstanding they have being nibbling away at it weakening it for years. The truth is we didn’t want to evict anyone unnecessarily, our customers and friends just sorry the day they left. Incidentally Ireland have now removed their eviction ban because it increased homelessness no end the chicks came home to roost, landlords got out and no one would invest total disaster, we can all sit on our hands here too and complain about everyone else very simple.

From: Michael Foley 30 March 2023 09:00 AM

Michael  Foley
Jeremy, for me the issue is removing Section 21, other issues like licensing Schemes can be as bad as EPC’s costing thousands for people who haven’t done it don’t know and have to repeat on going, apart from initial costs in say properties like 1940’s or older or even newer to 1970’s need so much updating. Change all the doors and possible frames, some were even hand made mortised right through Edwardian so they were ok for 100 years but now thrown away even though the labour I had spent on them bringing them back to their former glory wasted in 1992 while doing work on the property under Building Regulation approval completed & Certificate, fire doors were not required. I don’t let individual rooms that was created by Council HMO. So why were houses on one let required to have all those costs & Regulation’s, do they think 2 storey houses are the highest fire risks. I think people have a good chance of getting out of those, rather than the multi story blocks where loss of life is more likely. Anyway there are huge other costs like re-wire, fire alarm systems, emergency lighting, extra cooking & washing facilities etc. £1550. App’ for Mandatory / 5 persons, EPC, DEICR 5 yearly Cert’, Annual Certificates gas, emergency lights, fire alarms, HOW 2 RENT guide, Accreditation, RIGHT 2 RENT & Share Codes, we are loaded with Compliance just to add insult to injury Abolish Section 21 in affect creating a Permanent Eviction Ban. So apart from other matters how are we supposed to deal a Tenancy joint & several when is it broken when one or more leave or are you saying it is never broken and can’t be replaced or are they going to invent another bodge, there is so much more..

From: Michael Foley 22 March 2023 06:56 AM

Michael  Foley
Ken, you are lucky £750. Is the minimum one / Selective license I have had them several times in the past only because they picked 3 Selective areas out of 18 same areas again & again so it didn’t apply to all the others so unfair, so I this is your first congratulations. The Additional license is £1100. The Mandatory one is £1300. + £50. per habitable room on top don’t ask me what that’s for. 5 years is not a long time they keep expiring rapidly. I have many redone 4 times, 2006,2011,2016, 2021 so don’t feel hard done by if you haven’t even done one and that’s the majority. When it was introduced it was £598. this allegedly not for profit Scheme which is what it’s supposed to be. So now a 4 room HMO is £1300 + £200. extra for fun or 5 rooms £1550. Application fee. That’s only for the Computer Screen, now you’ll have to deal with the real costs getting the actual work done for Compliance that Digital don’t cut. Fire doors possibly frames, fire hinges, locks & handles with Euro thumb screws on inside, door closers, smoke seals, On ya your 3 Coates of paint. Hard wired interlinked fire detection, emergency lighting, monoxide detector, extra cooking facilities if more than 5 persons, everyone is a person full HM0 purposes if only a kid. Second Sink, then after all that no one cooking the fellow with the moped comes. Right you’ll need the 5 year DEICR and probably up grade and Certificate. All those trades need paying and not cheap. Add Boiler service & Certificate annual, Alarms annual, emergency lighting annual, EPC and below “”C” higher fee, much more. Then they will write to your Tenants, your Solicitors, your Bank / lender, your wife and the Cat, did some one say there’s data protection Act. So you think it just a matter of apply & pay a fee dream on. The best part is the Council’s got smart they couldn’t do this or cope with it. They sub-let it out to alternative Computer website but instead of charging you £598. Charge several hundreds more now they have their free money just sit there, add the other hundreds to pay for alternative people to do the work. Ah that’s easy now we will make it Borough Wide with the help of the Clo!n levelling Minister.

From: Michael Foley 18 March 2023 17:34 PM

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From: Michael Foley 17 March 2023 04:07 AM

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From: Michael Foley 15 March 2023 20:23 PM

Michael  Foley
Jo. That couldn’t work we can’t be treated the same as Companies. The whole purpose of all those Regulation’s is to disadvantage us and favour the big Companies otherwise we would be treated fairly and equally but that’s not the case and many of the rules don’t apply to them including Assured Shorthold Tenancies retained. At the same time they want us stuck with occupants in perpetuity, does the word Discrimination still exist ?. NRLA is not much help as it became clear they at not bothered about loosing Section 21, that was clear from the Seminar at yesterday’s Landlords Event in Billingsgate, London. Although they are petitioning for it to apply for Students which will please some of you but not me it should apply across the board or not at all, divide & conquer comes to mind they are are full of it. NRLA Association should stand up for all its members, what are they doing with only 100k members on total and that’s after amalgamation with 2.8m landlord out there and that took the last 40 years to achieve it, not just some or are they too busy carving out money streams for themselves pushing for Redress Schemes. We already lost our Property Deposit protection now turned into a liability and only to protect the Deposit it self and no protection for the Property which is why I do take them anymore, oh yes Register them and pay a fee and don’t make any slip up or you might end up with a re- payment Order. I note the big boys are not doing many B2R in Wales as said obviously they are only interested in densely populated areas where they can build high, pack them in and make a killing easy money.

From: Michael Foley 15 March 2023 19:56 PM

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From: Michael Foley 09 March 2023 12:35 PM

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From: Michael Foley 02 March 2023 12:27 PM

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From: Michael Foley 01 March 2023 16:11 PM

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From: Michael Foley 28 February 2023 08:49 AM

Michael  Foley
JFR Just crawled out from under his rock if we only had a triple whammy wouldn’t it be great. How many whammies have we got ready Removing Section 21 caused thousands of LL’s to quit, increased homelessness and drove up Rents 25/30% they must hate Tenants also which caused the glut of AirBnB’s that he is complaining about. So make one bad law (wrong) then make several more bad laws because of the first bad law. Whammy S.21, S.24 doubled Stamp Duty, Rogue Deposit scheme by Shelter making it a liability not a protection, 2015 De-Registration Act to stop evictions whammy, Right 2 Rent, How 2 Rent, Selective licensing, Additional licensing, Mandatory licensing, and repeated several times on same properties whammy whammy whammy. Fees started in 2006 @ £598. App’ fee and kept increasing now can be more than £1500., whammy. He wants funding (our taxes) for loads of lame ducks, even included our famous type Charity that supplies no housing whammy. Loads of Compliance work that has cost me fortunes over the years and my skilled labour for free none of which applies to home owners adjacent replica property, whammy. EPC’s whammy’s. 28% C/gains tax especially for landlords only whammy. Several Safety Certificates on going for ever requirements that don’t apply to home owners. Replacement classed Capital improvement you claim it when you sell but you don’t sell so repeat the process many times and just die. So how much more tax does JFR want, tell this to landlords with big Mortgage’s around their necks & interest rates through the roof, Oh I nearly forget the landlords had actually to buy the property I thought it fell into their lap whammy.

From: Michael Foley 24 February 2023 07:51 AM

Michael  Foley
Don’t know why the government wants to kill the golden goose which is what letting landlords landlords are except for home owners. We pay hundreds of millions of £’s in income tax every year increasing every year, Huge sums in double SDLT purchases, Hundreds of millions Capital gains on sales, multi -million pound cream off in licensing fees, huge kick back of income on the back of Compliance and VAT. Huge dead easy money from fines & penalties, Banning Orders, Re- payment Orders, Confiscation Orders the legal profession & Courts loves the soft money. They didn’t have any of this soft income before The 1988 Act and Section 21. Then it snowballed from 26 years ago with the introduction of Buy 2 Let. I suppose many of you didn’t know this and thought it was always there but I was a LL with Commercial loans long before that paying a minimum of 8%. Oh yes at end of it all they will take Billions again in inheritance tax especially on second home owners letting landlords. What are they getting from owner occupiers none of the above really, single SDLT, no billions income tax every year, no Capital gains on Sales, no tax on rent a room scam widely abused are you blind. With the Billions Government gets from letting landlords and buy 2 let landlords anyone could run the economy and yet they make a mess of it, hardly any need for London School of Economics, but may well do for Mr Michael Gove who doesn’t know anything about the above and introducing Treasonable Policy’s destroying the Economy and completely against the National interest and he is the Secretary of State for housing, give me a break

From: Michael Foley 22 February 2023 15:20 PM

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From: Michael Foley 08 January 2023 16:16 PM

Michael  Foley

From: Michael Foley 04 January 2023 20:35 PM

Michael  Foley

From: Michael Foley 02 January 2023 11:25 AM

Michael  Foley

From: Michael Foley 25 December 2022 08:03 AM

Michael  Foley
I see 4 reasons full landlords getting out (1) Retiring but as Andrew says not many like to do this, it’s our passion if you like. (2) Licensing Schemes not worth the expense, hassle and Criminalised just for providing Accommodation. (3) THE WHITE PAPER and Removal of AST’s and Section 21 the very foundation of all private lettings. (4) Property Managers and Investors, hardly proper Landlords but in many cases had acquired most properties. Very simple model really had been buying the property with virtually no input, ok put down only 5% borrowed the rest on interest only Mortgage’s no worry about ever paying it back that didn’t matter until now. Borrow the money for 1 or 2% sometimes even less than 1%. I knew a guy that was costing the Bank money in other words they were paying him to have the loan. Let it out for Market Rent and pocket the big difference between that and the very small repayments. Hardly rocket science is it even I know that without ever to College or University. Then do it again & again one guy owned 300 properties and able to claim all costs and interest relief completely tax efficient. I call it the unacceptable face of Capitalism’s but really it was nonsense Regulators. Then Section 24 put the wind up them loosing a chunk of their profit to tax, unfortunately it hit others that were playing fair. Then the next big wallop put caused many to sell quickly the interest rate rises no sustainable for this model anymore, coming off a low fix and going to fix of 6%. Of Course they made the money when there was no regulation’s to Comply with.

From: Michael Foley 23 December 2022 10:38 AM

Michael  Foley

From: Michael Foley 23 December 2022 08:04 AM

Michael  Foley
Andy my friend I don’t know about me do well but my Tenants certainly are having rents well below Market value. What ever I have it no thanks to anyone else and not all got from PRS either. I have a construction background and well before Computers were invented. I was involved in every aspect building construction & Civil engineering. I was a Site foreman in command of a group of 54, but also entrusted to undertake all the setting out, pegs, profiles, levels, brass plates with reference to ordinance survey maps & datums. So don’t go putting Digital Academics in my class they wouldn’t hold a candle to me. What they have done is taken everything we had done and put it into digital format and hey presto they think they are geniuses and we are stupid. They know everything and can do nothing, which is what wrong with the economy. Everyone wants the fee money (money for nothing) like Councils, government, regulators, so called professionals it’s endless none of them generating / earning new money. So I can and have built a house or more without the need for help from anyone, whether it be excavation, drainage, concreting, brick work, first fix, roofing any span and without RSC, second fix, electric's, plumbing, plastering, kitchens, bathrooms , tiling, flooring, carpets, painting turn the key in the door and we are supposed to bow to digital academics who can’t do nothing about housing and gave10 years in further education to learn it, now we won’t be allowed to be landlords, give me break. Try starting them off on equivalent to £17. pw to pay for their digs live & save.

From: Michael Foley 16 December 2022 16:30 PM

Michael  Foley

From: Michael Foley 12 December 2022 23:11 PM

Michael  Foley

From: Michael Foley 10 December 2022 13:13 PM

Michael  Foley
Andrew, that’s my take on it as well at least 10 years younger getting married. Many were already pregnant as they didn’t have so many contraception options or termination I suppose. Housing was cheaper and so was renting. They didn’t have stupid Computers / internet Contracts to waste money on and destroy their lives, or have their personal lives controlled by the State. They didn’t have sky sports or mobile phone to waste they money on every month. Housing wasn’t burdened with rules and Regulations costing thousands making renting unaffordable. There was no licensing Schemes to robbing landlords of millions of £’s in every London Borough. There was hardly any single parents everyone knew what sex they were and who fathered the Child, very little State Benefit or no universal credit or housing allowance as I remember it. There was no 3% surcharge SD preventing your landlord from offering you affordable rents but the same for everyone about 2.5%.SD. There was no stupid buy 2 let Mortgage’s they were for people to buy their own home and had MIRAS, but proper Commercial Bank loans for second homes usually 8% for landlords. So in 40 / 50 years what have we achieved ?. People were far happier back then and Socialised with their neighbours, all this Government invented Stress wasn’t there, now you can live 20 years in your house and not know the neighbours either side of you and not be afraid to ask each other where you were from without being offended or classed as a racist it was normal conversation very sad really. So yes getting married much later or Partner hopping and the State rears your Children leading to a more broken community.

From: Michael Foley 08 December 2022 01:27 AM

Michael  Foley
Edwin, the difference is between then at now, it was a proper Business when they started. Property price’s were more realistic less than half I suspect and relative to renting a sensible business return was there for any Business to be viable. We didn’t have a silly Deposit Scheme, or Mr George Osborne with his 3% SDLT, or 2015 De-Regulation Act claiming property damage to avoid eviction, we didn’t have Right to Rent check nor How to Rent requirements by Shelter and changed 13 times since introduced making it up ad hoc to prevent you using Section 21. We didn’t have licensing Schemes taking millions from Private Landlords in every Borough. We didn’t have DEICR not saying it wasn’t safe before as safe as any other Residential Property Property that’s still not required to have it. We weren’t required to have interlinked fire Detectors or Emergency lighting, incidentally those pieces of paper cost me £1’000.00 last week. What about throwing away all my beautiful Magnet Hardwood Mahogany doors that cost £250. EA and replace whole properties with fire doors (rubbish fire doors hardly fit to hod the screw but are BS compliant) and frames, the ironmongery alone is £100. per door/ Euro locks with thumb screw inside on all so no one can get accidentally locked inside, don’t forget your fire hinges and door closer probably 2003 £70. perco waste of time. Extra cooking facilities extra washing facilities / shower. WHB, WC. The fire proofing of the stairs spindle’s and Soffits, extinguishers / fire blankets, door to loft hatch and they specify if you have one, treat kitchen units with fire resistant coating in cooking area £150 for coating , retention restrictors stays on all windows. Edwin my friend I could go on all night and this is only a little SE iPhone. Wait until I see now where did all the money come from to do all this, Oh it was out of Rent but also out of my pocket as I had to subsidise this for Regulatory Requirements. I nearly forgot they labelled us Rogue’s and introduced Criminal law especially for us we are so bad for doing all this work.

From: Michael Foley 05 December 2022 18:26 PM

Michael  Foley

From: Michael Foley 30 November 2022 18:19 PM

Michael  Foley

From: Michael Foley 28 November 2022 17:17 PM

Michael  Foley

From: Michael Foley 27 November 2022 10:29 AM

Michael  Foley

From: Michael Foley 24 November 2022 17:04 PM

Michael  Foley

From: Michael Foley 23 November 2022 09:28 AM

Michael  Foley
Joseph, you are not as embarrassed as me for being a landlord, for provide Ist class accommodation to dozens of Tenants for decades. Now I see we have a born Rouge for a Housing Secretary for levelling Private Housing Sector to the ground. Removing landlords rights of ownership by removing Section 21, in essence nothing else it can mean. All my Rents are low and Tenant’s very good really. My Rents are well below Market Rents and have been, so I am and have been subsidising Tenants rents for years while at the same time paying tens of thousands tax each year, continuously attacked by legislation, Regulation and local Authorities requirements not least HMO licensing some re-licensed 4 times against my wishes as I do not let Rooms in which case should have been excluded from this Scheme or extortion racket but it was forced upon me. I now find myself pondering to serve Section 21 on all Tenants regardless, if rights to my property are been removed why should I care anymore, whether they are let or vacant or raise to the ground. Let the NEW Big Fat Boys take over our Business which is the Government’s game Plan for years and don’t kid yourselves its about votes either it will all be taken care of by legislation before being kicked out, as Mr Michael Gove has decided to make all Private letting untenable. Joseph, why shouldn’t landlords be allowed to pass on their property to their Children I think it should be tax free as well after all the hard work their Parents done and paid taxes all their lives. Do you think it would be better if the Parents were useless and spent their lives on Benefit then they could pass on the benefit forms to their Children tax free. This is much more than being embarrassed.

From: Michael Foley 23 November 2022 05:12 AM

Michael  Foley

From: Michael Foley 22 November 2022 11:40 AM

Michael  Foley

From: Michael Foley 22 November 2022 11:14 AM

Michael  Foley

From: Michael Foley 20 November 2022 11:18 AM

Michael  Foley

From: Michael Foley 18 November 2022 07:13 AM

Michael  Foley

From: Michael Foley 10 November 2022 07:50 AM

Michael  Foley
Paul, thanks for being our Shop Steward I have seen you about for 20 years at various venues. I agree with most of what you say but not everything. Landlords responsibility to do the maintenance which we always done but very difficult now that we are excluded from the property no use anyone telling me different. Amateur Landlords haven’t you all come up in the World forgetting your roots, your so called Professionals started as amateurs with their overalls, now swapped the overalls for a suit & lap top and hey presto you are all professionals good riddance you think, think again those are the hands on landlords, show me one of your professional landlords and I guarantee he is just doing administrative computer bull sugar work. Agree LL’s don’t generally evict or haven’t been doing so in the past because they had some peace of mind knowing at the end of the day with Section 21 they could get their property back, not too much to ask is it. Roll on Remove S 21 at your peril you have your answer already, landlords have exited in big numbers and crashed the Market even before the war. Paul you gave up on this too soon and accept it’s going without understanding the implications or questioning why it was introduced did you not know its the very foundation of the Private Rented Sector on the other hand I don’t expect you to know you weren’t around or involved, Many thanks 44 years a landlord well before your computers / laptop highjacking the Business, we had actual real tools back then not professional button pressers.

From: Michael Foley 05 November 2022 11:51 AM

Michael  Foley

From: Michael Foley 04 November 2022 09:25 AM

Michael  Foley

From: Michael Foley 01 November 2022 08:33 AM

Michael  Foley
Kieth, my friend I’ll tell what happen we were faced with a terrible pandemic taking the lives of 208’000. People in this Country and the potential to take many more if such swift action wasn’t taken by Government rip all and god bless their families. Private Landlords helped & supported millions of Renter’s with moral support and took a huge financial hit, of course we had an unnecessary eviction ban as we weren’t going to get rid of anyone under the circumstances. We didn’t have a property crash because people had Mortgage’s for 1.25% or maybe less, ask me again next year. The squeeze is on us by every means possible by S24, the outrageous While Paper & removal of S.21. All to make way for and favour the big boys Building Flats like billieo, and are allowed to keep fixed term Contracts. Let me see now who are the new big boys John Lewis 10’000 flats hope to expand to 50’000 flats and get 40% of their future income from Residential, Marks & Spencer add 10 storey Block in Hammersmith 400 rooms for students. Barclays Bank to convert former Banks to flats & £1b fund. Lloyds Bank owners of Halifax to convert Banks to flats. L & G £2b fund for building housing and they call it levelling up but I call it what it is, taking over. Pension funds putting in billions. Avivia insurance moving out 900 staff to convert Office to flats. Do you still think there is no connection between all those new comers taking over and the savage relentless attack on private landlords ?, maybe I wouldn’t be much good at cludo.

From: Michael Foley 29 October 2022 20:41 PM

Michael  Foley

From: Michael Foley 22 October 2022 11:02 AM

Michael  Foley

From: Michael Foley 19 October 2022 20:22 PM

Michael  Foley

From: Michael Foley 19 October 2022 11:42 AM

Michael  Foley
Hi Jo, it doesn’t bother me who checks what my Rents are very reasonable and none of them would find similar for to money, so why tar us with one brush and talk about enforced Rent Freeze for low Rent and none of their business, yes I know that I spelled assets wrong but least of my worries if people don’t know what I meant they are worse than me, bearing in mind I am doing it on little HE, mind you its so toxic acid might be a better word, thanks for pointing it out, I finished School over 60 years ago. For £75’000. It would be equivalent to owing and getting Renting income for at least another 3 houses and its sitting on my lap. I don’t know anything about Housing Allowance or want to know they are all scroungers. I can’t believe so little being said about removing S21 the very foundation or Private Letting I suppose you don’t know the difference. Having been a Landlord since 1978 and fought for 10 years to get the 1988 Act / Section 21 brought in, without which none of you would have been a landlord, I thank Sir George Young for his help in tho regard, you walked in with your hands hanging and got it on a plate, now where is your back bone and protest against its removal.landlords are not represented only LL Associations with 100k members looking after their own interest. Jo you have the Administrative & Academic Skills to start one surely out of 2.5 m Landlords you could get a million signed up straight away say for £20. small change, no matter how tight they are, with £20m we could put a stop to the nonsense.

From: Michael Foley 09 October 2022 18:49 PM

Michael  Foley

From: Michael Foley 07 October 2022 13:28 PM

Michael  Foley

From: Michael Foley 06 October 2022 08:13 AM

Michael  Foley

From: Michael Foley 25 September 2022 21:04 PM

Michael  Foley

From: Michael Foley 21 September 2022 08:48 AM

Michael  Foley

From: Michael Foley 18 September 2022 11:45 AM

Michael  Foley

From: Michael Foley 14 September 2022 06:49 AM

Michael  Foley

From: Michael Foley 05 September 2022 11:53 AM

Michael  Foley

From: Michael Foley 01 September 2022 07:04 AM

Michael  Foley

From: Michael Foley 30 August 2022 07:58 AM

Michael  Foley
No, 3 Reduce-water usage tell that to Thames Water who insist on bigger Mains Supply. I have two 2 bed Flats Conversions in an 1888 Victorian 2 storey House. The were already used as 2 Flats since 1917 as per Parish Records but I regularised them to comply with Planning & Building Control in 1991 and have completion Certificates. However the original half inch water mains is still there. I put in 2 new blue 15mm poly pipes ready for connection and under pavement slab adjacent to existing mains but they wouldn’t connect. They said I should have two 25 mm pipes and do a new road crossing go other side of Road £2’750. now this year I tried again but same story now £4’600, nothing doing as far as I’m concerned I was not looking for more water just separate the 2 supplies & installed 2 meters, simple but no can do. I could do it myself in a couple of hours if allowed and often did before stupid regulation’s. As far as I am concerned it can stay the way it is until I expire. So now both Flats are back with separate Bills based on old Rating System they required to prove what that was but I had the records. Did the Article say they want to Save water & carbon, smaller pipes sufficient with smaller Bills and anyway I would have double the capacity that I have now. Thames Water is a not for profit Company just as well they wouldn’t earn any. The number persons that came to look wasting time and money, all they needed to do was send out a couple of workmen and get job done in a couple of hours, end the saga.

From: Michael Foley 27 August 2022 16:53 PM

Michael  Foley

From: Michael Foley 19 August 2022 09:11 AM

Michael  Foley

From: Michael Foley 13 August 2022 11:39 AM

Michael  Foley

From: Michael Foley 10 August 2022 11:27 AM

Michael  Foley

From: Michael Foley 06 August 2022 21:27 PM

Michael  Foley

From: Michael Foley 03 August 2022 22:59 PM

Michael  Foley

From: Michael Foley 03 August 2022 07:30 AM

Michael  Foley

From: Michael Foley 27 July 2022 10:14 AM

Michael  Foley

From: Michael Foley 17 July 2022 18:02 PM

Michael  Foley

From: Michael Foley 11 July 2022 07:06 AM

Michael  Foley

From: Michael Foley 08 July 2022 17:46 PM

Michael  Foley

From: Michael Foley 06 July 2022 21:24 PM

Michael  Foley

From: Michael Foley 06 July 2022 21:06 PM

Michael  Foley

From: Michael Foley 27 June 2022 08:50 AM

Michael  Foley
Paul have you taken leave of your senses, don’t insult our intelligence it’s the very reason to throw in the towel. The very reason so many Landlords have been stressed out and sold up, you can’t make light of that rubbing salt into the wounds and tell us it will make it better. A long time coming you say and wasn’t 1988 Act a long time coming before when we fought for years for Assured Shorthold Tenancies because of the unfairness and the very reason its accurate to say there was no buy 2 let or any letting available at that time due to the fact if you let a property to anyone they immediately became a Sitting Tenants and the value of your property halved or disappeared for ever, this is exactly what you expect everyone to go back to. I know how it was and is, many of us spent our whole life to create or buy the property working 7 days a week making endless sacrifices, not taking breaks or going on holiday’s at home or abroad, creating the private rented sector that now houses 4.5m people from private funds and contributing billions of £’s to the economy. Roll on you now want to tell me a guy off the Streets have more rights to the property than the owner, he just walked-in took possession and occupancy’s of my property for ever, he probably spent half his life on Benefits and no commitment or contribution but now entitled to my property. So now I’ll need his permission which won’t be available to sell vacant possession, don’t give me all this rubbish about if I want to move in or a family member to do so, none of their business what I want to do with my property it not theirs, they didn’t buy it or anyone else make any financial commitment, so now they are going to call all the shots and dictate to me what I can and can’t do. What tree do you think we just fell out of !

From: Michael Foley 24 June 2022 07:50 AM

Michael  Foley

From: Michael Foley 26 May 2022 07:04 AM

Michael  Foley
There’s no doubt we have taken some hammering its non stop endless attack we are the kicking boys. I am not going to criticise Max either he’ll see things the way he does which is fine. They couldn’t even leave the remnant of S.21 which was all that was left following Shelters 2015 DeRegulation Act when they failed with Sarah Tethers Private Members Bill just one aspect of what they done to us. Taking away our Deposits in 2007 & replacing it with a ponzu scheme now protect the Deposit itself and nothing protecting the property. How to Rent by Shelter none of their business forced into our Tenancy Agreement’s against our wishes and changed about 14 times since obviously didn’t know what they were doing, causing us to print & throw away multiple times adding to our costs. Right to Rent nightmare of Course. Taking away our 10% Wear & Tear, Section 24 tax Debacle. ICO Registration, Courses for Brownie Points/ Accreditation Schemes. Changing Civil Matters to Criminal and give us a Penalty up to £30k like a parking ticket but it’s not a parking ticket it’s a massive fine. Doubling Stamp Duty on Landlords that they now want to help out and take people off their hands. I leave all this stuff to one side for now. The main issue issues worrying LL right now are EPC’s and the high cost of Compliance. The Licensing Schemes costing thousands, Application fees alone in some parts £1300. + £50 per habitable room + compliance work £3/4k extra no exaggeration where’s the money coming from? what pays the lenders just add Rent Cap for good measure that should do the trick. The Removal of remnants Section 21 the straw that broke the Camel’s back, we don’t know the full details yet but we know the damage is done so much injustice.

From: Michael Foley 21 May 2022 23:54 PM

Michael  Foley

From: Michael Foley 17 May 2022 08:46 AM

Michael  Foley

From: Michael Foley 16 May 2022 10:37 AM

Michael  Foley

From: Michael Foley 06 May 2022 08:41 AM

Michael  Foley

From: Michael Foley 02 May 2022 07:05 AM

Michael  Foley

From: Michael Foley 29 April 2022 15:40 PM

Michael  Foley
Jo, don’t agree Jim is leading you up the garden path. The whole Rental Business is based is based on Section 21. Before that the was no Letting Market it has now created 2.5 million Landlords housing a quarter of the population how successful is that and you want to destroy it. As previously stated on here before S,21 you had sitting Tenants halving the value of the Property because they all were if you took them in they immediately became a sitting Tenant. When I was a Renter living in a Room I couldn’t get a Mortgage so I bought a plot in 1972 and Built my house by my own hand which I still have. I didn’t build it for someone else go and get their own. Same goes for any Property I bought I didn’t buy it for some one else, do the words Private Freehold Property not mean anything any more. So you ideas is putting the Tenant on a par with the owner can you justify that please. Ok let’s see the comparison I had to save for the site, pay for Architect, surveyor, Council fees, dig foundation’s, drainage, concreting, over site and I haven’t started to build yet, so if I were to list all that’s involved we would have the huge specification never mind the finance, have any of you got a clue. So you want to tell me the Renter that comes along and pays 5 weeks Deposit & a month’s Rent moves in should have the same rights as the man that done all this, what a comparison some difference in input. Incidentally I don’t take Deposits so it’s only one month’s Rent to be house for ever, Brilliant idea !

From: Michael Foley 28 April 2022 22:38 PM

Michael  Foley

From: Michael Foley 28 April 2022 18:23 PM

Michael  Foley

From: Michael Foley 28 April 2022 18:19 PM

Michael  Foley

From: Michael Foley 27 April 2022 19:45 PM

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From: Michael Foley 23 April 2022 08:03 AM

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From: Michael Foley 11 April 2022 06:29 AM

Michael  Foley

From: Michael Foley 06 April 2022 08:02 AM

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From: Michael Foley 04 April 2022 10:14 AM

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From: Michael Foley 30 March 2022 15:28 PM

Michael  Foley

From: Michael Foley 24 March 2022 15:26 PM

Michael  Foley
What a biased stitch up unbalanced Program. Why weren’t Landlords represented, why was there no mention of all the costs imposed on LL’s Why has ITV got a broadcasting license, it certainly isn’t Independent. Never mentioned why Section 21 was introduced, never mentioned the 2004 Act, never mentioned 2015 De-Regulation Act, never mentioned Section 24, never mentioned taking away our Deposits and replay with a ponzu scheme, never mentioned licensing Schemes £1200 to £1500 Application Fee, DEICR, fire Regs, Right 2 Rent, How 2 Rent. EPC’s, Accreditation, Courses, do I need to go on. Paul didn’t do us justice either going along with the idea that LL have too much power when all LL’s rights have been removed & too scared to visit the property in case we upset someone. how can you run a business on tender hooks like that, of course it suits him to say that he fronts a Company that want to introduce a LL’s redress Scheme to may another killing like Deposit Schemes. I told you all before the program what to expect, never mentioned any of huge costs that we are burdened with and expected to absorb, nor did we have any representation as property owners and main players in the Business, What’s this women thing with children no father figure or father contributing but expect be kept on benefit for life and now dictate to private LL’s that they should house them, call all the shots and how everything should be, give me a break. I notice you are all staying very quiet probably still suffering from shock & total injustice.

From: Michael Foley 17 March 2022 21:39 PM

Michael  Foley

From: Michael Foley 09 March 2022 07:32 AM

Michael  Foley

From: Michael Foley 07 March 2022 17:15 PM

Michael  Foley

From: Michael Foley 26 February 2022 12:04 PM

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From: Michael Foley 23 February 2022 17:49 PM

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From: Michael Foley 22 February 2022 17:06 PM

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From: Michael Foley 05 February 2022 11:26 AM

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From: Michael Foley 02 February 2022 08:31 AM

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From: Michael Foley 12 January 2022 16:05 PM

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From: Michael Foley 04 January 2022 09:16 AM

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From: Michael Foley 23 December 2021 20:45 PM

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From: Michael Foley 20 December 2021 10:43 AM

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From: Michael Foley 17 December 2021 13:40 PM

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From: Michael Foley 03 December 2021 14:20 PM

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From: Michael Foley 02 December 2021 20:16 PM

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From: Michael Foley 02 December 2021 12:51 PM

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From: Michael Foley 30 September 2021 11:35 AM

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From: Michael Foley 27 September 2021 07:17 AM

Michael  Foley
Emily. Fair enough if it was a rogue LL but I don’t know that, people are convicted every day for any amount of breaches in any walk of life. I don’t see them being automatically labelled as Rogues. Well you say it sounds like a big extension no need to judge it like that, the photos of the property are splashed all over media so you can see it’s a normal semi-detached with side and rear extensions like dozens of others locally in Wembley planning permission or not, it certainly no monstrosity like some of the one the Council have given permission for, that said it should have had permission but that don’t make it look any worse. Regarding the fine being too low there is no such thing any fine is too much you seem be be under the illusion that there a gravy train out here, do the figures, try buying a property pay the Mortgage, pay for all the costs that has been loaded on in recent years DEICR, Gas, HOW TO RENT, RIGHT TO RENT Deposit debacle, Section 24, etc I won’t bore you with the list, just add Licensing, pay maintenance, absorb fees, pay for furniture & white goods, Contracts, Insurance, Accountancy, all the incidentals, maybe 40% tax on the remnants. Where’s the honey pot just give us a Penalty (large) on top for good measure for being so stupid to put a roof over people’s heads to live in comfort, at no cost whatsoever for Government all the finance and labour off our own backs, maybe better leave them on the Streets everyone so thankless. Sorry Emily for the rant but its true, nothing personal I tell it how it is, Good afternoon.

From: Michael Foley 25 September 2021 16:00 PM

Michael  Foley

From: Michael Foley 14 September 2021 08:07 AM

Michael  Foley

From: Michael Foley 06 September 2021 20:47 PM

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From: Michael Foley 23 August 2021 09:03 AM

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From: Michael Foley 11 August 2021 10:46 AM

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From: Michael Foley 19 July 2021 21:50 PM

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From: Michael Foley 14 July 2021 17:26 PM

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From: Michael Foley 05 July 2021 20:08 PM

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From: Michael Foley 25 June 2021 07:59 AM

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From: Michael Foley 03 June 2021 19:29 PM

Michael  Foley
No Daddy, don’t agree before Section 21 was interfered with by Shelter mostly and others Tenants behaved because they knew you could do something about it if they didn’t. So we didn’t have those current problems like sub-letting over crowding etc, just because you let individual rooms and have rights to access you can’t have any of the above plus other LL’s using Agents for HM0’s mostly now to Digital Academic parading as Companies, the LL gets his money alright but they make as much more subletting not complying with the rules, usually short let’s AirBnB type or taking single shares off the Council. The Council loves this fraudulent activity it suites them do they call it R2R ?. I know Alacia is right it will save the Council fortunes without S.21 Tenants can’t be turning up at Civic Centres with their Court Order to be housed guaranteed we’ll be stuck with them. We had those White Papers & Green Paper before you were a LL Daddy when Sir George Young was Minister bless him in the process of introducing S.21 or any of you wouldn’t be LL’s, where were you or the letting Agents before that, weren’t there no such thing only a handful in London which is why we have S.21. I urge LL’s not to be taken-in we didn’t want HMO’s either in the first place it was forced upon us, it suites Daddies dividing property into cubicles incl’ sittings rooms to let to individuals for maximum profit not my way, it’s a kin to bedsits of the 1960’s. M Foley LL 43 years.

From: Michael Foley 26 May 2021 06:45 AM

Michael  Foley

From: Michael Foley 25 May 2021 20:35 PM

Michael  Foley

From: Michael Foley 21 May 2021 16:13 PM

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From: Michael Foley 15 May 2021 05:00 AM

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From: Michael Foley 07 April 2021 17:18 PM

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From: Michael Foley 01 April 2021 12:48 PM

Michael  Foley
Sorry I don't agree with this completely at all probably another miscarriage of justice ? if we have any Justice anymore from what I seen with the traffic money boxes in London. I think the Tenants are as much to blame as the LL' here, the fine should be halved and the Tenants fined the other £24k. The Council says they made Regular inspections, the Article gives the impression it was like years when in fact it was over a 4 month period so why not simply say how many visits they made, economic truth. OK LL should have Supplied them with a Tenancy agreement. Should have had Gas Certificate. Should have had working Fire Detection system, However they didn't say if it had been interfered with. Obstruction of Fire Escape that will be the Tenants clutter. Broken Bannister who broke it did LL come in & break it. About the lighting on the Stairs was it natural light or artificial if so who paid for leci, trip hazard might be stair Carpet coming loose from misuse (assumed). Provide clean a home were the Tenants reared ? we don't run a Nursery. Woefully Hygiene conditions, they were living like pigs so say its LL's fault & Council backs them up. We are being fed half a story again by the beneficiaries of Court Proceedings. Final comment the same for all local Authorities through out the Land, sending a clear message to all LL's ? we'll never be classed as anything else other than Rogues LL's. How is LL supposed to carry out improvements when it full of filthy people & their clutter ?.

From: Michael Foley 01 April 2021 10:56 AM

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From: Michael Foley 28 March 2021 16:39 PM

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From: Michael Foley 19 March 2021 10:28 AM

Michael  Foley

From: Michael Foley 16 March 2021 17:22 PM

Michael  Foley
Its worth pointing out there was hardly any person over weight back then, not like I read other day 68% Obese some young persons can barely move, maybe I shouldn't say so but it true. The real problem with housing recently is smaller LL are being driven out deliberately by over the top onerous compliance designed for that purpose, its reaching the point where its not viable. The real reason they want us out is not what the Chancellor said, he said he wants all young renters to be property owners which is very noble of him if were true, what he really wants is our young renters (out tenants) is to buy the tens of thousands of Concrete Frame High Rise tin clad over priced unsuitable Flats (already built in London & everywhere else) to achieve this he gives them free loans, incentives and SDLT exemption, virtually no Deposit, for now to rope them in, then pay for a lifetime (life sentence) Mortgage 35 years now some doing 40 years but not to look after their best interest, its the opposite its because he wants them to buy the properties to make billions for his friends the Big Developers, also can you not see so many major Organisations, Insurance Companies, a host of Big Co's, Institutions investing now and not least Lloyds Bank going to be a major player providing Flats to Rent, even buying a rafts of New Flats in several Towns for letting, excuse me didn't they say Private Buy 2 Let LL's were buying up the properties preventing young from from getting on property ladder, so now when its the Big Boys doing the same thing, its quite acceptable and what the Country needs they take us / the Public and young buyers for right mugs.

From: Michael Foley 13 March 2021 20:45 PM

Michael  Foley
David, my friend would you like to have someone else in charge of your money or your property that you own, to be in control of it and do what they like with it ? in that case why would you do anything even go work. Yes David I was a model Tenant always paid my way always got my Deposit back didn't expect to get 3 times my deposit back or want free renting, yes its been a while since renting guess what no one gave me rights to their property, grants or freebies. I had to work hard and save every penny I could and still couldn't find what I considered value for money so I bought a Plot in Ealing in 1972 and built the house by my own hand, with no help from anyone, Dad RIP so no Mam & Dad piggy Bank, no Google to ask a question, no electric on site, cordless not invented, try it some time see how you get on, incidentally I still have the House and don't feel like giving it away or full control of it to some one just because they think they should have it. Renting was a bit different then, no Bathroom, Public Baths, outside Toilet, no Electric sockets, no TV, no Central heating, no 2 months Notice, no 6 months notice, no Benefit system pay for you, no question not pay won't pay, your Suit- Case waiting outside the door for you no messing. When you have worked for 58 years mostly 7 days a week, pay taxes through the nose and now clobber more than ever, then you can tell me how hard done by you all are or alternatively try grab other peoples property for nothing. Sorry to disappoint you I am now a model LL.

From: Michael Foley 13 March 2021 19:24 PM

Michael  Foley

From: Michael Foley 09 March 2021 16:48 PM

Michael  Foley

From: Michael Foley 08 March 2021 16:54 PM

Michael  Foley

From: Michael Foley 06 March 2021 09:48 AM

Michael  Foley

From: Michael Foley 03 March 2021 16:04 PM

Michael  Foley

From: Michael Foley 24 February 2021 11:19 AM

Michael  Foley

From: Michael Foley 22 February 2021 09:55 AM

Michael  Foley

From: Michael Foley 23 January 2021 17:16 PM

Michael  Foley
Well I know my way around Auction Houses having first bought there in the Connaught rooms in Holborn in 1972, can be risky at times, unlikely to get a loan without committing another property dangerous territory in London. Have to know about property, know your market watch out for the sharks. Sometimes a cartel of Asians working to together unless you are a regular you will not know they don't bid against each other but might you up for one of their friends, and the owner can bid on his own property is allowed and often he or his friend does, you will also have the Bowler Hats from Golders Green to take into Account. Those days they didn't have to Register to Bid and sometimes there would be a runner I have seen that too, probably the owner giving someone a few quid to bid it up but if unlucky and it fell to him he would disappear in the crowd, other times the Auctioneer would be taking bids off the wall as we used to call it (pretend Bids). I have seen Portfolio Holder just buy anything when the market was rising it was no difference whether it was half derelict, that why most of them are in the Auction, to them just write the Cheque, because next year it was worth more but you can get that out of your head those days, in that situation I have walked away from Auction went into Estate Agent & bought a House on the way home that I had previously looked at and better value. I had time on my side a couple of months to Complete and Surveyor to ask questions, not panicked to 14 or 28 days to completion by the drop of the gavel.

From: Michael Foley 19 January 2021 18:00 PM

Michael  Foley
Hi Pat , fair play to you for your hard work, just in case of any misunderstanding I never suggested it would cost £50k, that was never a cost its money from Heaven for the Council they just collect. I have been through several properties and done the necessary and know the cost too well including £1300 application fee the tip of the ice berg, but not just once on same property 2006, 2011, 2016 & now due again and that's just one, that goes for every property then there the extra kitchen sink in the same kitchen, the double Range cooker they required me to put in & replaced 3 times £1k a throw, the extractor hood alone for this is £400. the hard wired fire alarms in every room not just Halls & landings, the Emergency lighting in Halls And Landings, the electric up dating comply with EICR, Certificates for all those things again & again, remove the 90 beautiful hardwood mahogany doors I had and throw away that I had to replace and replace personally with compliant Rubbish Fire Doors and carry most up stairs, When you have swung 90 fire doors let me know how you feel and the cost, they hardly fit to hold the screws, alter the frames complete with stops, seals, door closer's, special locks with thumb screw operation from inside so no one gets locked inside, door furniture. yes they were inspected and I did the Work, paid for the work and paid the Council for the work that I did, the Council din't have anything to do. I am so sorry for ever being a LL , what for to finance the roof over other peoples heads, to subsidize their Rents by Statute , to pay tens of thousands income tax each year, to be treated as a second class citizen and my profession Criminalized.

From: Michael Foley 18 January 2021 22:23 PM

Michael  Foley

From: Michael Foley 15 January 2021 09:30 AM

Michael  Foley

From: Michael Foley 14 January 2021 14:51 PM

Michael  Foley

From: Michael Foley 11 January 2021 21:09 PM

Michael  Foley

From: Michael Foley 09 January 2021 17:58 PM

Michael  Foley

From: Michael Foley 09 January 2021 12:57 PM

Michael  Foley

From: Michael Foley 08 January 2021 21:33 PM

Michael  Foley

From: Michael Foley 18 December 2020 18:22 PM

Michael  Foley

From: Michael Foley 17 December 2020 12:51 PM

Michael  Foley

From: Michael Foley 10 December 2020 13:03 PM

Michael  Foley
"Right to Rent " check nightmares, James Brokenshire is talking rubbish so he has been checking with a panel of experts, who were they more Graduates in suites, certainly not LL's. I have being doing it for 2 years and still struggling, just more unpaid work load for LL's to drive me up the wall. Why don't Mr Brokenshire sit down with his Panel of experts and write a list of all the unpaid requirements that has been imposed on Private LL's this last 15 years, they might even come to the conclusion that its not viable anymore. The Courts now Require bundles before you can even apply to go to Court, maybe even like Deposit Resolution as a mediator go between you & the Tenant, do they not think that we have not already spoken to the tenant to try to resolve. However they will ask the Tenant for a fee of £20.00 and if Tenant says no that's end of that, if Tenant agrees that's fine because he knows he's going to get a Bargain its the LL that takes the hit, the fee for this is £150.00 + vat for the one hour session max it would appear to meet Tenant & LL, at the end you'll get a piece of paper to this affect to add to you Court Bundle, you must also help the Tenant to get Benefit it a requirement to help their finances but I don't know where to start with this as I never drew any Benefit ever so not capable of doing it, is this another LL requirement to be able to apply for Benefit. Incidentally I understand the Deposit Resolution process has already had 20'000 take part in the Scheme rising rapidly, there you go £150.00 x 20'000 = £3'000'000. plus a bit for Government / 20% vat £600'000. = £3.6m extra of LL's money bites the dust. Add that to Deposits Schemes in a similar vain, ( they are all having a Laugh at our expense).

From: Michael Foley 03 December 2020 11:48 AM

Michael  Foley
Franklin want a silly Blog, whether you are a LL or on the Council licensing Team you are certainly not helping the Private rented sector LL or Tenant it seems like another case of the LL will be alright he has plenty of money that kind of nonsense. How many more costs are we suppose to endure we are already scraping the barrel with arrears and regulations so just add more it will be fine is it. so to reflect on what you say, EPC, "How to Rent"- that should never have been, Gas Certificate yes, Deposit Protection- that should never have been, Plus Prescribed Information,- Should not have been, Electrical Inspection Condition Report Cert' 5 year yes we pay for that, etc you say ?. I'll fill you-in then "Right to Rent", ICO's registration, Referencing Checking, Hard wired inter linked fire detection in every room + heat detector in Kitchen & monoxide detector where combustible appliances are, Certificate annually, Emergency Lighting common areas halls / landings, annual Certs, pat tests in HMO's that will be your license thing, Fire doors, stops & locks with non-key operation from inside, ditto front door, expensive door closer's, that's a good bit you didn't mention but that doesn't matter we are made of money just give local Authority another £1300.00 in L'don for a license Application, then they can give you a big fine for not been in complete compliance with the License you shouldn't have, why not also give them £85.00 per hour extra if they have to make a second visit to inspect what you done, you couldn't expect £1300.00 to cover that could you, you'll have to admit they'll need a pen & clip board, forget the fact they have taken away our 10% wear & tear, introduced Section, 24, possible Article 4. in some cases, + a great deal more in that 2015 housing act, they have already imposed C/tax per room in some HMO's, lastly you have lost your sense of value £2'500.00 is small change is it, so you will have no problem paying the Mortgage, Ground Rent, Service Charges, Full Council Tax on any vacant period or if you let by rooms you have to pay Full C/tax. The furniture, beds, 3 piece suites, tables , chairs, cooker probably 2 for HMO if 6 persons, fridges / freezer, Washing Machines, Boiler Servicing / break downs, maybe extra sink in kitchen like I had to do, Building Insurance, I wished people would think first and take proper costs into Account

From: Michael Foley 28 November 2020 21:22 PM

Michael  Foley

From: Michael Foley 09 November 2020 09:29 AM

Michael  Foley

From: Michael Foley 07 November 2020 20:18 PM

Michael  Foley

From: Michael Foley 30 October 2020 08:48 AM

Michael  Foley

From: Michael Foley 29 October 2020 08:02 AM

Michael  Foley
Why would you suggest prison there is enough in there already at huge cost to tax payer. The Authorities now have £300k for old rope and while the people were illegally house isn't it far better than being on the street, forget about the mildew that's their Culture. I don't know why people keep on about Licensing does that mean you haven't got any or you wouldn't even go there. I have had to license & re-license many 3 times it not funny at a big cost and the licensing fee has doubled but that's the tip of the Ice berg with all the material changes & compliance costs think on. It's done enormous to damage to the private rented sector, 3 things it caused mainly, Sub-letting, Overcrowding and Anti-Social behavior or you can link those together but certainly it didn't exist before the Prescott 2004 Act introducing Licensing Schemes in 2006 to start with, then we had a Charity take away our Deposits in 2007 base on untruths when they alleged that 44% of Deposits were with held by LL's it later turned out that less than 2% went to Dispute Resolution no further comment needed, then it was the 10% wear & tear got their attention, then Private members Bill, then it was De-Regulation Act 2015 to use excuse alleged property disrepair or Tenant tamper with Boiler to avoid eviction, then suddenly they remembered no one knew how to rent that they had been doing for decades so lets a Have to Rent 9 page Guide or you cant use s21 but lets keep changing every 5 minutes so that they won't have the right one and we'll make it up as go along, there was no sub-letting, overcrowding & little ASB when the LL was in charge but not anymore he is now everyone's sugar daddy.

From: Michael Foley 22 October 2020 14:49 PM

Michael  Foley
Well this LL is certainly getting some stick but I don't buy the full story by any means. (1)Blocked Drains who blocked them ? its always in my experience because of misuse otherwise they work perfectly well for 100 years. (2) Collapsed ceiling I have had that when the Tenant flooded the Bathroom, ceilings don't just fall down. (3) Filthy Facilities who made them filthy ? are they adults or is he running a nursery, soap & water is not expensive, we can't help the Tenants Lifestyle or Culture I know that one. I am sure it was clean when they moved-in or they wouldn't have taken it. (4) Abandoned Car I have had that to but couldn't touch it or get anyone to take it away without the log book. Council or police not interested when on private property. (5) Overgrown garden who's duty was it to keep the garden on the agreement or if LL had he access without being accused of harassment ?. (6) HM0's does impose a great deal of duty's on the LL but given no power to carry out the requirements only at the mercy of the Tenant & no power to require the tenant to do anything, he is even banned from the property, I had that my wife & I gave the 24 hours notice to visit property but the tenant stood in the doorway & said I don't permit you so we had to go home. (7) The council had plenty free time to keep visiting this property a pity they didn't bring a few drain rods with him, just make notes they call that work they don't know the meaning of the word. (8) Mr Donaldson didn't make his decision lightly, that a bit obvious as he is as I understand it a Beneficiary of the fine, had he take it lightly he might be getting a share of £5k instead of £20K and I think that's a lot of money, if a young a person had it, it would be a deposit on their Flat, anyone who thinks 20 grand is nothing must be very rich or lost their sense of value.

From: Michael Foley 20 October 2020 18:25 PM

Michael  Foley
Why would anyone want to be a LL with so many Rogue Regulators controlling everything none of them that includes all of them don't put a roof over anyone head, not pay or contribute anything Shelter included who made most of the anti-private LL Laws and were invited to Parliamentary select committee to advise Government but they don't supply any housing so why ask them ? when I go to the Butcher I ask the Butcher not the block. Local authorities have cost us billions of £'s most of the money went to them but never a penny of their own money and the only restriction put on them was not to make a profit, now that's some stipulation ? can I have a Contract like that please & waste all I like. My Property is still idle in no small way caused by Rogue regulators I has 2 lots that were interested and wanted to give me holding Deposit which I had to refuse because from 1st of June 2019 it was restricted by Shelter / 2019 Act. I can only take the equivalent to one weeks rent as holding Deposit. They were offering me more even insisting that I would take but not a hope so there is no holding Deposit anymore Mr Shelter and can't promise to hold it for anyone without a commitment that I am not allowed to have, think on, its obvious they are crippling us by every means and none of their business. OK so you expect me to place a encumbrance on my property and give virtual control to strangers on £800'000 property for a weeks rents very generous of you, lucky its not yours, even if I do let someone in eventually they are guaranteed by Government to have it for a year with owner having no say, its not Department of Social Science anymore, its Landlords Social Welfare, we are not equal before the Law we are now 3rd class citizens, Yours furious.

From: Michael Foley 04 October 2020 20:51 PM

Michael  Foley
I don't think the young are frozen out of the market but have a great chance compared to the past if we want to talk about the past we have to keep thing in perspective. When I was young in the early 19 60's Houses were £2.5 / £3k in L'don, I was getting £ 15.00 take home pay so try buying the house on that after you paid for your room share, travel & feed yourself, its all relevant. A top trades person say Plumber, Electrician or a proper Carpenter for example was getting six and a penny halfpenny an hour (I suppose they'll need a calculator to work that out) and indeed they earned it. They usually made there own way to work with there own hand tools. There was no Electric tools whether saws or drills no such thing as cordless anything. I am glad I lived in a generation when we had to work and use our brains, no calculators we had the skills to plan, prepare and execute the job no problem. The trades people came with all the tools they needed usually in a box they had made themselves that they took pride in it and it looked like a suitcase. Today everyone has so many power tools they need a van to carry them around I won't bore you with the list the transformer is enough to weigh you down. Maybe more efficient now or not at all I remember back then a Carpenter would hang 8 doors in a day with an old penny joint all around proper workmanship, could they do this today not a hope ? just remember when you are ripping all those proper Houses apart the men that put them there were better that you. We had no Bank of Mam & Dad they had nothing themselves and we supported our parents, not other way around like now, no fast food, no Sky, Netflix, mobile phones, Computers, Credit Cards, ebikes no Internet of Course that's crippling the world doing away with the jobs that sustained the economy and go to Uni 10 years to learn it, which I remember is only to replace in the main what used to be the office job, of what used to be an poorly paid Clerk job, so now they are high & mighty in suits & shiny shoes jumped up up starts £60k / £70k remuneration, can any of them do a real job no, they just live off the backs of real workers who produce an end product. There was help to buy, Grants and loans free housing for the work shy or false Benefit Claimants with a load of children, people worked and save what they could and bought their home and didn't expect to be kept. There was no Obesity whatsoever in the 1960's if they are looking for a cure for Diabetics take a look back. Yes the young have it all & can't even be evicted either back then your case would be outside the door if you didn't pay your way.

From: Michael Foley 30 September 2020 17:54 PM

Michael  Foley
The uk is in a terrible financial state caused in no small way by mismanagement by 3 clueless persons in charge of us whether it be Premier, Chancellor or Housing Secretary, throwing hundreds of billions or trillions away willy-nilly. Furlough disaster giving huge sums of money to Companies, individuals and self employed unnecessarily so. Suppose there was no Furlough people would have suffered a great deal but would have made do in the circumstances its not a famine, thousands would have also have died rip but probably not more than 40'000, people would woken up immediately took control of their lives and gone out of their way all over the Country to protect themselves and look out each other naturally no need for anyone to tell them. Just because the Government is looking after them, they don't care, have the money many can't believe their luck they got so much, then they do exactly opposite to what the Government tells them if they had to take the responsibility for themselves & others (or die) it wouldn't have happened so the trillions are wasted really. What now purports to be surveys of every kind some say 58% others say 70% to increase taxes by 10% for high earners, the participation's will be the usual non tax payers & false Benefit Claimants. I am already a 45% tax payer just for working 7 day's a week continuously for last 58 years since I left school, no free or further schooling for me but I am required to contribute & pay for everyone else. Trillion of pounds wasted bringing the UK to its knees by 3 individual who haven't a clue and born into riches or acquired it by spurious means.

From: Michael Foley 26 September 2020 08:57 AM

Michael  Foley
Forget about Consultations there is no such thing they are just going through the motions, they call it a process. I attended 3 different so called consultations in one Borough years ago, everyone had their say but it didn't count for anything. A guy came from York to present the meetings based on what was called The Mayhew Report. He proceed to tell us what was coming-in and that's exactly what happened so there was no Consultation, incidentally the Borough paid £100k for this nonsense scam. I agree with Terry it's a money grab but I think she could have included the Housing secretary as well, (the 3 blind mice) no one that has any idea is in charge or they wouldn't have wasted Billions on furlough that's another story. I agree with Seb' we don't like our income going down, being robbed by Rogue Councils. We don't like our costs going-up, unfairly and by Statute that don't apply to other LL's who have not got to comply with anything, just one Fire door to kitchen, battery smoke alarm maybe change front door lock to thumb screw type or equivalent, a fraction of the many thousands of £'s we have to spend and anyone who thinks its just a license fee dream on. Many Businesses are forced to move with the times but we are the exception we are being forced out simple. It wouldn't be too bad if the Authorities weren't all in collusion that's the worst bit very sad, how can we have any confidence in them, when they see fit to behave like this. Plenty of cases the Tenant makes a complaint to Council they are delighted with this & prosecute the LL, the Magistrate gives a big fine then they divide the spoils between themselves, Court gets 12.5%, Council 37.5% and Gov' gets 50%. no wonder LL gets fined any time they want a few bob hit the LL again.

From: Michael Foley 24 September 2020 14:27 PM

Michael  Foley

From: Michael Foley 23 September 2020 15:35 PM

Michael  Foley

From: Michael Foley 07 September 2020 10:12 AM

Michael  Foley

From: Michael Foley 02 September 2020 20:00 PM

Michael  Foley
I can't understand what's all this about shortage of housing when there isn't any. There maybe a big long waiting list on Council which is normal when they don't want to pay market rents, they are not stupid why buy a cow when the milk is free & better still when housing is free draining the Countries finances and clobbering the tax payer but they are king with the LA. I suppose we all know what's going on so Gov' must know since they caused it with soft option Benefit System for women with children and supposedly no partner but the partner is there for sure. I see a women from over Seas in UK for few years now has child, gets £1600 pm, but the partner is there in full employment renting house £1550 pm (Used to rent flat but house better option) also have 2 rooms let netting £1100 pm this is no isolated case we have eyes & ears. Another one rents 3 doors from elderly father who lives on his own in Semi- with 2 story side ext' + back ext' just because if she lived at home she couldn't claim as much Benefit not another isolated case at all. Rent Controls what would be the purpose of this in L'don when most of my properties are already in arrears, there is such a thing as supply & demand but demand is not good, we are also required to do reference checks which is expensive / £24.50 through LL organisations or through Letting Agents £75.00 per person, then it comes back they can't pass the checks but we still takes them so whats the point do Regulators want to see them homeless, forget about surveys if you want feed back I have plenty. Research, Steering Groups and Recommendations can they not find a job and earn their living and get off our backs.

From: Michael Foley 16 August 2020 20:32 PM

Michael  Foley

From: Michael Foley 28 June 2020 09:37 AM

Michael  Foley

From: Michael Foley 09 June 2020 21:14 PM

Michael  Foley

From: Michael Foley 18 May 2020 22:30 PM

Michael  Foley

From: Michael Foley 13 May 2020 19:24 PM

Michael  Foley
Mark I don't agree your kids are not competing with BTL landlords it seems to me they are all on help to buy with no SDLT, this scheme is not available for buy to let LL's so how would they be in competition ?. Where did you get the idea it was easy for the Parents. I lived in rented accommodation for 9 Years in various Towns around the UK, when my take home pay was £25.00 per week and a reasonable house was £4.5k. I had some savings & applied for Mortgage but got turned down it was probably the biggest favor they could have done for me. I seen a plot in Brentford Gazette bought i,t got a Bank loan & Built my own House by my own hand with only hand tools no electric on site & cordless still to be invented incidentally which I still have so you think we had it soft. We didn't have Bank of Mam & Dad rearing us until we were 25, we were reared at 15, no iphones, credit cards, sky media or google, for me no family support possible & Dad RIP. The abolition of s21 will cause the biggest Recession ever known for sure without any Corona, why do you think that I have a duty to House your family go get their own. I thing your are a benefit LL that the Regulations don't apply to, just one fire door & yale lock on front door so it can open from inside. Regulations should apply to everyone or no one and same goes for SD. The Best way to stimulate the economy is to scrap all the Regulations made this last 10 years, imagine 4 pages Certificate for simple emergency light costing more than the unit (morans) and tell all those lame duck organisations to go & find a job even if they are capable ? and stop living off Private Landlords Backs.

From: Michael Foley 03 May 2020 13:25 PM

Michael  Foley
Or Course David is right the cost & loss of revenue is endless, the idea of raising taxes won't work, we are already taxed to the eye balls, that's why so many have thrown-in the towel even before Corona with unfair one sided tax rules and the more they load it on the more goes out of business. there was already too many milking the system because the system is designed for them, and too much sympathy for them who contribute very little or nothing the Council loves them as many same culture as themselves, everyone wants to be on the Council getting subsidized living, well the game is up. I don't let rooms but the property as a whole yet I am lumbered with Licencing Schemes which is very expensive to obtain & comply with not alone the extra encumbrances it places in me but don't apply to people who are related whatever on earth that't got to do with anything, the rules are to suit the same culture as the claimants, their friends and relation occupy many of the Civic Centers & Gov' Dept' so likely they are making the rules for themselves. I seen PM on TV saying no more than one household should be together at this sad time. However, this cannot be because of Licensing Schemes that created 2,3,4 or several Households with-in one House so no hope of one house keeping separate (excluding self contained flats) perhaps we need a new definition of a household for this sub-standard over crowned 1960's bedsit type accommodation. Also I hear so much on TV about Family's cooked up in high rise Flats with no outside garden space. Why then are you Building tens of thousands of the Stupid things all subsidized from out taxes & over priced by £50 to £100k depending on the size with dubious schemes to rope in the young generation for 35 years in some cases just to make huge profit for big Contractors & Institutions. At the same time hit us who supply proper Houses & gardens, with super taxes of several kinds and enormous Stamp Duty Land Tax, while they are exempt for now but god help them later on, come on now play the game we are not children or oblivious to what you are doing to us. I don't believe there is any shortage of Housing just hype and everyone runs with the baton.

From: Michael Foley 13 April 2020 17:49 PM

Michael  Foley
All those anti-private LL organisations plus media hype for ever bashing Private LL's haven't a clue about business or don't have to just keep knocking us, if they are so good I put it to them why don't they buy the property and subsidize their Tenants to live in their property to see how they get on. I keep hearing about Mortgaged LL's but the fact is Mortgaged or not you can't house people for free.I now have 6 properties out of small portfolio occupied by people some who won't and majority unable to pay, either way the income has dried up because of circumstances & Government mad intervention. I believe only Benefit Claimants can afford housing in this situation. I would like Nick to get a dose of reality always knocking us and talking about campaigns to destroy us more. Supposing someone gave me a property for free I could not rent it for free obviously, I am not Social Services & with all the Regulatory requirements costing fortunes even a License fee in Harrow is £1310 for the Application plus the additional works that is likely to be required is substantial, the day to day running costs, Boilers nightmares those days, white goods (just replaced WM this Sunday morning £329), furnishings, penalties,Insurances, maintenance issues, in some properties I pay Council Tax, etc etc, OK all this Plus all my own labour is on the line for free or get someone-in who are hugely expensive, (try it sometime). Now Nick dearest have another little think, Best Wishes and more draconian taxes coming next week.

From: Michael Foley 29 March 2020 17:38 PM

Michael  Foley

From: Michael Foley 18 March 2020 20:06 PM

Michael  Foley
I believe the money for HS2 would certainly be far better spent on Flood defences, why not ask the huge numbers or people who's lives are affected & their Homes ruined again & again. When I go on Train or Tube,(if I can get on there). I see the droves of people going in opposite directions, the same goes for road traffic it makes no sense, job match / job swap has to have huge potential to stop all this unnecessary travel, waste of resources, traffic pollution, environment as they talk about saving the Planet. 100 billion £'s saved by not doing HS2 (probably more than that no Government project knows how to keep to Budget anymore) would put a stop to so many areas getting flooded saving Lives, Homes, Farm Land, crops, environment, Life Stock and farm land. I think flood defences can usually be quiet easy to do but don't ask highly educated Digital Academics they'll put the mockers on it. I worked on the banks of the Thames many years ago and they were hydraulic driving heavy duty steel interlocking piles, seemed very simple, water tight & effective with very little noise, methods and equipment will have improve since so just do it. Regarding building on flood areas it shouldn't happen but when it does Planners can cause many problems, like making a Developer work to a datum much too low, in some cases a couple of more rows of blocks below DPC would be sufficient to raise it up and possibly escape the flood entering the property. Apart from all this but alas too late stop American style Farming removing too many ditches, hedge rows that used to restrict the rain water run off and peregrinate gradually.

From: Michael Foley 23 February 2020 09:23 AM

Michael  Foley
I don't understand it either the 2 biggest factors, Assured Short Hold Tenancies & S,21 that will be on your mind when deciding whether you should buy or continue being a Landlord, obviously all those new lame duck organisations don't know why those 2 measures were introduced. LL's are now encouraged to educate ourselves in order to deal with the stupid unnecessary bureaucracy that has been imposed on us. We are encouraged to do Courses and I have done a few to no avail didn't learn anything at all unfortunately just bullsugar. They don't understand we are all about supplying quality Affordable Housing. Their courses are all about administration, paperwork, computers to deal with stuff they invented not actual housing. The most recent Course I was on was Taxation of every kind a full day Course but came away from that non the wiser. I was more surprised by the 2 biggest things that were left out, s.21 & AST , apart from that they went through a load of scenarios of every kind until evening time it had gone around full Circle and we were back to where we started nothing gained as far as I could see what ever you done. Regarding putting your property in a Company it could work for some you would only pay 19% tax on your income but caught for capital gains tax on way-in probably but then all your acids have to go-in to the Company, so everything belongs to the Company but you will get hit big time if you want money out of the Company it all seems pointless unless you have large borrowings then you are not affected by S,24 & get the loan interest tax relief. They didn't say what tax changes are in the pipe line already for this April either, say if you previously owned a Property that you lived in for a number of years prior to renting it out, currently you get allowed relief for the years you lived in it, also you were allowed £40k because it was once your residence plus also your wife / partner got allowed £40k if they were named on the Deeds, then you got 1.5 years relief after you left the property, (now getting cutback to 9 months) you also had up to a year to pay the capital gain tax now it has to be paid with-in 30 days of completion etc, etc, so are they giving us anything positive at all to work with ? but the Course didn't tell me any of this. Regarding the above its how I see and understand it whether its right or wrong is another matter just a lay persons point of view, you will have to take your own independent advice.

From: Michael Foley 21 February 2020 15:53 PM

Michael  Foley

From: Michael Foley 18 February 2020 10:03 AM

Michael  Foley
This article is very true by ARLA, this is what I have been at pains to point out for over a year. The Government say they want to have stable long term Tenancies but have introduced policy's to do the exact opposite, are they really in charge of us ?. However there is far more to it than that. We know s.21 is going, s.24 gone, Deposit debacle by Shelter in 2007, How to Rent nonsense by Shelter changed 9 times in just 5 years (might even be another one I don't know, check before serving or application invalid) Right to Rent by Government, De-regulation Act by Shelter 2015, we know there is loads more and we are weighted down with paper work our labor is free, can we not even have minimum wage for all this unnecessary work imposed on us. I don't see anyone else working for nothing. Thousands of Landlords are and have exited the market, thousands more have switched to Airbnb, hence 80'000 rooms on short term platform in London alone so are not available for normal renting to regular renters, all those thousands of LL's combined are not available to offer normal regular lettings not alone longer Terms Tenancies. The point the Articles keeps missing is the outrageous HMO schemes costing me thousands of £'s pa. This don't apply to related people, what ever on earth that's got to do with anything I don't know it seems those people are making the rules to suit themselves and their friends. This is also again like the rules for Short Term Lets virtually nothing applies and get double the income as us, incidentally I don't let rooms but have several HMO's that I never wanted which are imposed on me by Government & Local Authorities, that make no contribution to the schemes whatsoever. LL. pays for all including licensing fees, any extra visit Council makes charged @ £83 per hour, huge amount of compliance work imposed with those HM0's that don't apply to related persons or short term lets, then so many regular Certifications of Electric, Gas, Emergency Lighting, fire alarm systems etc. I could go on all day about the damage they have done to us but have so much to do and I am not paid like Council staff to sit there and who have no responsibility.

From: Michael Foley 31 January 2020 12:36 PM

Michael  Foley

From: Michael Foley 22 January 2020 18:41 PM

Michael  Foley
I have no doubt about what drove up House prices & cost of Housing. The Bank of England bringing down base rates too low, the base rate used to be around 5% + lenders charge probably 3% on top. They kept lowering the base rate below which was never the case to my knowledge, abolishing Savers over night then they were left sittings with their in the Bank earning nothing so they had to do something. They bought property that they didn't necessarily want or need all bidding against each other driving priced through the roof. As well as that the Woolwich Building Society started giving out buy to let mortgages playing off one property against another until some individuals had dozens of properties & nothing fully paid off, totally Tax efficient, we never had this nonsense before this as I always had Commercial loans. Then the Gov' / Local Authorities got stuck into us with Licensing Schemes coupled with requirements costing many thousands of £'s per property, now add s24, How to Rent, Right to Rent, Super SDLT, increased c/gains, Deposits messing, De-Regulation Act, many more so no need to go on, are you still wondering why letting got expensive, the people that caused it are still shouting and have no in put but are beneficiaries. The Rogue LL syndrome is a bad joke we all know who they are, They are exempt from Licensing because they are letting to related people we know the culture and who they are and probably related to the Tenants themselves or cousins brother uncles mother by the 31 button hole, what has related got to do with anything it nonsense, we are supposed to be all equal before the law ?, The people in the Civic Centers & Government departments making one sided rules.

From: Michael Foley 20 December 2019 22:41 PM

Michael  Foley
No David you are not the only one, I am the other one who don't take deposits anymore or do Inventories which I had always don't for 30 years until the they made Deposits a liability for LL's in July 2007. There is no stopping them in particular this last 13 years, more & more anti-landlord regulations all paid for by LL's to destroy himself. Now we have RLA agreeing with many parts of the Political Parties Manifestos to the determent of LL's, like lifetime Deposits it's a non starter for me, just give us back the traditional Deposits that we used to have & never mind your transferring nonsense. They all forget it's our property they are talking about not theirs, yet all those lame duck origination's set themselves up above us want to make all the rules & laws about how everything should be while they have no input only bullsugar all making a living off our backs. Then they want to tell us to have open ended Tenancies, hello are you feeling ok this is sitting tenants again like 1960's its not on, then Council wants us to have their permission to be able to sell vacant possession, although they say it's ok if you want it for a Family member or live there yourself. I say none of their business whether we want to sell not sell or keep its not their property, when we bought we didn't need their advice or get any of their funding so why then should we require their permission to sell. I know the Section 21 was abused by Tenants to get Council to house them, many acted up in different ways to achieve this but you blame the LL for all, it would be interesting to see the figures on how many Tenants turned up in Court to oppose the eviction ? not many they are not stupid they are hardly going to challenge something they want. It's Government Policy is wrong why should have a legal responsibility its a right nanny State tell them to take responsibility for themselves. The other thing dedicated Courts backed by RLA which is misguided, we want nothing to do with Courts we had enough of that with S.21 where by LL couldn't end a Tenancy without going to Court but Tenant could walk away at anytime, just like the new proposals tenants can stay or go anytime but LL can be stuck with them for lifetime if tenant chooses, what ever happened to the scales of justice it well lopsided. Dedicated Courts probably a kin to 1st / upper Tribunals, I seen first hand how that works but probably not allowed to say so I wont. Although I might be allowed to say this procedure was the cheap inexpensive way to resolve problems / £500.00 under section 12 but when lawyers get at it you might find yourself dealing with section 13 and unlimited costs.

From: Michael Foley 30 November 2019 21:02 PM

Michael  Foley
What a load of rubbish, it's the end of the uncertainty alright, it's now certain that they have destroyed us, collapsed the traditional housing market and replaced it with I Large Institutions, building thousands of flats clearly not required, removal of Section 21 was the last straw and completed the certainty that we can no longer be viable and forced out. This was all deliberate vandalism by regulation to achieve their aim this last 10 / 15 years, we all know what happened no need for anyone to tell us that, then they try to tell us its about Brexit although it is a factor it a drop in the Ocean compared all the other restrictions, costs and work load they have imposed on us. I know Brexit has caused many east Europeans to go back whom we'll miss as they are a good culture and know how to live properly. However, its our loss but it's the rogue regulators that destroyed us as I was a LL for 25 years before the east Europeans came. Now that they have removed S 21, S 24, lumbered us with expensive licensing schemes all funded by us so no cost for them whatsoever regardless of what they do, complain about high rents that they caused totally & blame us, but only if we don't let to people who milk the system / family's as I never had a family approach me saying they were paying for themselves and don't some local Authorities have a box for them to tick if they don't want LL to know they are on benefit (with holding information we can't do that). Now that they have destroyed us they turn around and tell us everything is going to be great / Certainty, they really take us for a bunch of clowns.

From: Michael Foley 27 November 2019 17:56 PM

Michael  Foley
Well it's now clear section 21 is all but gone, all main political Parties have now spoken each one in their turn have pledged to destroy private Sector Housing more than the other, even to the extent of £100k fines, they should be ashamed of themselves, it's a national disgrace for them to campaign on a General Election on this bases. The Private Rented Sector the second biggest provider of Housing in the Country for decades, housing millions of people at no cost to the Government, it's not our fault if Gov' has a policy to house everyone regardless whether Benefit Claimant or false Claimant by the million, sure usually a woman with children & supposedly no partner but they will be there for free costing billions of £'s, so every one wants to be on the Council to get subsidized housing because they are not stupid the system is there to be abused, there are now so many no one will challenge them least of all my MP who has been elected 5 / 6 times each time with a bigger majority on the each of benefit claimants, he was also supporting get rid of S.21. The Tenant is the cause of getting rid of S.21 it was their sure track way of getting housed but all Political parties blame the LL it's a disgrace. Of course we have Shelter CEO given air time on BBC saying how bad we are for decades & who is paid £126k pa but don't supply any housing isn't that a bit rich. There a load more organisations incl' university of York all banging the drum about how bad we are, amazingly none of the groups supply any housing isn't the best footballer always in the Stand. Why does all those anti-landlord people want to drive a wedge between LL & Tenant just to damage both parties which is what they have done. On another issue if LL can get rent guarantee insurance then you don't need it they are unlikely to stand in front of you when the chips are down. So might as well scrap the Election no one to vote for again.

From: Michael Foley 25 November 2019 22:05 PM

Michael  Foley
Phil, there are several other reasons in my book not just section 24, might I add Section 21, Article 4, Fee bans, Deposits debacle / replaced by a system worse than no deposits if that were ever possible which means I don't have Deposits for years that's how much I hate it, removal of wear & tear which was there as long as letting itself, Right to Rent registration & checking Tenants which seems to be impossible if outside EU, How to Rent information pack by Shelter not fit for purpose & should be scrapped as they have changed it 9 times since introduced in just 5 years and if you didn't serve the latest one you are barred from using S.21 I have had to print dozens of those & trow away because they immediately became obsolete, De-Reguraction Act to allow Tenant to damage your property, Licensing Schemes hugely expensive and time consuming & I had to re-license some for the third time, only applies to some LL's if you don't house mammy, daddy, grand pa, sons , daughters, cousins, nephews, aunts, steps, maids, etc, that's fine and that culture usually on Benefit and control every Civic Center in the Capital but mustn't say that so I digress. So far more than Section 24 has driven us to the wall + building thousands of Flat clearly not required hitting the tax payer. I see there are supposed to be 12'000 on waiting list in one London Borough & 20'000 in another so they are all living some where now / mostly with private LL's, if you re-house all those persons who's going to be living in the property the just vacated ?

From: Michael Foley 06 November 2019 09:59 AM

Michael  Foley
UK's second tallest build to rent 44 storey in Salford City, Manchester, so nothing learned from 44 storey Grenfell disaster just build twice as high and after all they said about 1960's tower blocks at least they were solid concrete frame & masonry walls. The modern one might be concrete frame as well but other wise stuffed with Celotex / Kingspan type foam insulation instead of masonry walls in the main, if they find any problem with this insulation in the future half the country will have to be pulled down. I remember all too well about the asbestos they had me putting everywhere whether on roofs, soffits, pipe lagging, around boilers or me screwing blue asbestos to back of care homes, they would have been safer with the fire. So 349 Flats in Salford with only 79 parking spaces, no parking for 270 Flats but if I was 2 Flats I would be required to have 2 parking spaces. Who will be renting those Flats or if in part for Social Housing it should be a problem with 5'000'000 people on Benefit I suppose they won't need parking they will not be going anywhere, the Supermarkets can deliver the food as they do now to high rise and leave outside their Flat door. The problem will come when they realize they have forced too many tax payers out and businesses to close d with the burden of taxation, then who's going to fund them all not the big Corporations for sure. Perhaps Shelter can have another De-Regulation Act like they did in 2015 to reverse all those anti-private Landlord Regulations.

From: Michael Foley 25 October 2019 22:43 PM

Michael  Foley

From: Michael Foley 01 October 2019 10:20 AM

Michael  Foley

From: Michael Foley 30 September 2019 12:01 PM

Michael  Foley
Hi David. Sorry that you are aggrieved as a Renter but when you rent a property on assured short tenancy that's what it is. I wouldn't let on any other basic if you want to have a property for ever i am afraid that you'll have to buy, you will soon find the lender has plenty of Terms & if you breach they can get you out very quickly indeed, they don't need Section 21. I always thought it very unfair that owners don't have the same rights as lenders & why not its our money at stake. Before section 21 was introduced in 1988 it was virtually impossible to get somewhere to rent. I remember there was only a handful of Residential Letting Agents in London, not like now at least a dozen in every Borough on the back of S.21, do you want to go back there again ?, I know about being relative wealthy, I know about being poor, I know about being in poverty I have lived it all. I know about being a Tenant as I was a renter for 9 years living in rented rooms in various Towns around the UK at a time when there was no bathrooms only public baths, no hot water & only outside toilet, no central heating, its a far cry from today when every.thing is their right. I don't expect you to know that at the time you were probably too busy making a horse out of the dog. My Goodness today if the Tenants hot water is not working the LL would get prosecuted. There are so many pressure groups campaigning / knocking us none of whom supply any housing now I think that's Big of them, it might include a London Radio Station / Guardian / 38 degrees / Shelter / Citizens Advice & a raft of others. I never wronged a Tenant or ever kept any part of their Deposit so anyone who wants to lecture me feel free. I can't understand why other people think they have a right to take my property. Why not keep it simple please buy your own & not subsidized by our taxes, I wish you well my friend.

From: Michael Foley 24 September 2019 14:38 PM

Michael  Foley
I was at a large Auction yesterday 270 lots, Hard Rock Hotel or was it between a rock & a hard Place. Landlords trying to get out and taking a big hit some selling at guide price or below where as a few years ago I knew I had to add 25 to 30% to guide price as a yard stick to get a realistic value, haven't bought in recent years due to adverse regulations although have bought at Auctions as far back as 1972/73. It is very clear to me the Government don't want us and have gone out of their way to destroy, they want us replaced by Institutions many of whom we as tax payers are subsidizing for sure. I wrote to my M.P. last year saying those policy's were going to collapse the market but fell on deaf ears and referred me to English Housing Survey take that with a pinch of salt. OK anyone still in doubt how much the Government wants us out I refer you to all the adverse changes in recent years not least the one coming on 12th of October 2019, namely Section 21 abolition, notwithstanding current Consultation where the decision is made prior to Consultation it must be Democracy in full swing, but we can belly ache all we want until 12th-10-19, then it goes. So I might reflect on the damage, work load, costs, penalties,restriction they have imposed on us ? HMO's only for one half of community, Section 24, Section 21, Article 4, Deposit scandal, Tax hikes, Stamp Duty, "How to Rent" as if they didn't know how to Rent with their i Phones, Taking away our 10% Wear & Tear allowance which was their as long as letting it self, "Right to rent"immigration checks Customs job, Deregulation Act by Shelter to cover the tenant for any damage they might do & avoid Eviction, Claw back rules to get Rent back that was paid to you while some benefit false claimant lived in your property, Confiscation Orders, Banning Orders , incidentally we pay for all, All, All, do you still thing that Gov' loves us ?

From: Michael Foley 20 September 2019 10:06 AM

Michael  Foley

From: Michael Foley 17 September 2019 08:49 AM

Michael  Foley

From: Michael Foley 16 September 2019 16:50 PM

Michael  Foley
Single Moms are single for a reason the Government and the Law don't want them to be married or have a partner. Which is why they are single Moms , stay married & get nothing or split up everything is free, Housing, Schools, Clothing Uniforms queuing down Wembley, High Street, Vouchers filling the shopping trolley, Children Allowance, push chairs, discounted Council Tax, etc. They all wants to be on the Council , this is the root cause of Council problems not being able to cope, but they are all too cowardly to tell the truth or change system whether housing or Benefit because now there are too many of them. They would rather blame the Landlord when its not his fault, that's a lot more acceptable also blame Section 21 which is not the cause just a Symptom and getting rid of it don't solve anything just a means of Local Authority transferring the problem to us avoiding their responsibility instead of dealing with the problem. Supposing the law said everyone should have a partner to qualify housing & benefit then they would all have a partner, they are not stupid if its free they will all have it and quite happy so long as they don't have to do anything. I know the Culture well its a bit like National Health Service if its free you'll never have enough. There was a lady on TV this morning discussing her livelihood and rearing her children & how difficult it is, she was never asked about the Father of the kids or if he made any contributions but now she is pregnant again by another Man. Stop blaming the LL who has provided quality affordable accommodation to Private rented Sector for decades at no cost to the tax payer, if Government wants to waste taxes its a matter for them.

From: Michael Foley 15 September 2019 19:06 PM

Michael  Foley
As I have said before many times it was caused by George Osborne tax hikes, stamp Duty in general plus 3% surcharge on buy to let when announced in his Autumn Statement in 2015 but not being introduced until 2016, so there was a big rush on to buy or sell before the changes, it was also a great time for getting rid of rubbish Properties. However, it was introduced from memory in April 2016 then comes Referendum on 23rd June 2016 just 2 months after so anyone with property whether portfolio, couple of properties, their family members or anyone connected to property which are millions voted against the Government as a protest vote and not a vote to come out of EU. Subsequently the Government got the shock of their lives when the vote went against them, although it was marginal only 2% difference another 2% it would be 50% each. This forced Premier Cameron who was doing a good job by comparison to what happened since, to resign who was in favor of staying-in as I think Mrs May was as Boris was but turned his coat 2 days prior so he can't be trusted. Anyhow I am amazed no one has picked up on this with all the uproar going on, so certainly George Osborne caused Brexit. How can any one person be allowed to bring this Country to its knees, just born into the riches of Wall Paper Family in Cheshire so what does he know about life and only born in 1971, he has been and gone leaving a disastrous legacy for us all. Why is any of this not ever mentioned then went touring the Globe getting paid hundreds of thousands £'s for telling them the dirty trick he had done on Property owners.

From: Michael Foley 12 September 2019 17:46 PM

Michael  Foley

From: Michael Foley 14 August 2019 09:39 AM

Michael  Foley
I think Neil is right the regulations has impacted on Private Renting sector unfairly and he mentioned 3, Wear & Tear, Stamp Duty 3% surcharge and section 24. We cannot loose sight of all the other things they did to damage us and drive costs through the roof. "How to Rent" guide by Shelter adding costs, more free LL's labour and changed 9 times in just 5 years, scrapping booklets, reprinting again & again, dozens of booklets for me alone. Deposits taken away in 2007 & replaced with a dysfunctional Scheme which means I don't have Deposits anymore for years costing me Thousands of £ and damaging my property, the scheme now only exists to protect the Deposit itself & nothing protecting the property. Section 21 undermined by several excuses a by product of De-Regulation Act by Shelter to prevent LL using S.21, and gunning for for whats left of it. Criminalisation of LL's previous a civil matter. Licensing Schemes expensive whether Mandatory, Selective or Additional, I had them all that don't apply to Family's in the private rented sector usually on benefit as I never had a family to me who were paying for themselves & it wouldn't apply to Council Tenants anyway. General Data Protection Regulations. "Right to Rent" / IC0 making us liable for immigration checks adding costs & time, I know we are the only ones that do everything for free. Fee ban which is wrong if someone provides a service they are entitled to make a charge, of course they didn't have to use the service, so they have put the livelihood of thousands of young people at risk who are just starting off in employment. More huge costs coming Digital Accounts which I am not capable of doing as well as thousands of others so we have to pay others to do it but for me to build a House is no barrier. Plenty more but i'll just add Neil's 3 to the list, Section 24 investment interest relief removal, Our 10% wear & Tear allowance that was there as long as letting it self, Stamp Duty Land Tax 3% surge on second properties. Help to buy Disaster helping many people that need help and making existing Property unsalable especially existing Flats you don't need me to tell you why. Are you still wondering what happened to Private Sector Housing ???.

From: Michael Foley 31 July 2019 10:49 AM

Michael  Foley

From: Michael Foley 29 July 2019 09:51 AM

Michael  Foley

From: Michael Foley 25 July 2019 10:31 AM

Michael  Foley
Abi, if I may call you that, has got it right with regards to what Government is up to, in short its what I have been saying for a long time, they want us out because they need our Tenants for the thousands of subsidized Flats they are building clearly not required. It doesn't matter to them how long we have been LL's or how much tax we pay or the quality affordable accommodation we have provided for years. They get their big Salaries and Holidays anyhow of course they don't have to earn it or they would starve. its so much corruption now that the prosecutor / Council is also a Beneficiary undermining the rule of law, how can anyone have any confidence in the justice system with this rubbish taking a big financial slice of what purports to be a penalty / So called incentivisation Scheme its another name for fraud. Every LL pleads guilty whether guilty or not but they have the option to plead guilty if they want to have their fine doubled but naturally they don't like that option. After every Court outcome every council leader claps themselves on the back as if there was ever going to be any other outcome, saying let it be lesson to all other LL's not to dare stand up for themselves or we'll cripple you. Section 21 consultation farce it only going through the pretend motions, they are minded to do it anyhow ( or the remnant) or whats left of it. I now have conformation from my MP that he supports getting rid of S,21 if elected, he says he wants to strengthen the security Tenure for Tenants, apparently he doesn't know the balance of power is already strongly in the Tenants favour as only they or the Courts can end Assured Short Hold Tenancy and they will always be backed by Local Authority / Shelter / Citizens Advice, notwithstanding the fact that S21 has been so depleted already coupled with all the anti-private LL add ons debacles incl' deregulation Act, How to rent + another dozen to stop you using it. etc' its a stitch up plain & simple. Saint Paul used to do a lot of writing to the Corinthians but I think our Paul would give him a good run for his money, no offence.

From: Michael Foley 06 July 2019 17:41 PM

Michael  Foley
Private LL's haven't got a hope we might as well give them the Property now, my MP advises me that he is fully committed to strengthening Tenants rights, does he not know that the balance of power is already heavily in the Tenants favor. He in in support of doing away with no fault evictions / (s21) of course there is always a fault otherwise we would not want to remove a Tenant but want to keep them forever like I have some 10 yrs +. Its a completely different scenario when they know they can't be removed, then they are sure to play up. HM0's are a bad joke costing me tens of thousands just because persons are not related, damaging property / over crowding etc but we must have control of the property but they having giving us no instrument to do this & worse still exclude us from our own Property, well done. HM0's introduced in 2006, taken our Deposits away in 2007, taken away our 10% wear & tear, "Right to Rent" increasing our work load, "How to Rent" by Shelter not needed how did we all manage all the decades before & legally inept / changed so many times in just 5 yrs ie, introduced 10-4-2014 / 11-6-14 / 25-9-14 / 1-10-15 / 1-2-16 / 17-1-18 / 26-6-18 / 9-7-18 / 31-5-19 just how many goes do they want at it, and if you didn't serve the latest one each time couldn't use s.21. are they are really in charge of us OMG. Private members Bill / Sarah Teather failed not a problem for them they got it in the back door with Deregulation Act, Article 4, s.24, 3% SDLT surcharge hike, 8% capital gains tax surcharge hike, unlimited fine / charges / penalties, confiscation orders, criminalization of LL's previous civil matter, fake help to buy schemes, we fund all totally in every respect, can't use s.21 if ? we didn't give them Gas certificate before signing Contract previously as long as we had one in place, any repair issues, haven't given them latest How to Rent guide, haven't given them prescribed information, haven't given them Energy Performance Certificate, haven't protected the Deposit, have taken more the one wk's holding deposit, have taken more than 5 Wk's Deposit, haven't given the copy of HM0 license or haven't got one if required, haven't done your ICO check etc, etc. What on earth has all this to do with Quality Affordable Housing. I have to thank them for helping us so much. Please go away.

From: Michael Foley 04 July 2019 14:16 PM

Michael  Foley

From: Michael Foley 24 June 2019 10:21 AM

Michael  Foley
There is no Houses Crises, no shortage of housing, they are just building thousands of flats clearly not required, look around you its mad. there are huge Council waiting lists and no surprise how big that is, many are on there not because they couldn't live without it but because its subsidized of free, they are not stupid when you have designed a system where everything is provided & there for the taking just push Husband to one side and they qualify. The Government must hate the family Unit to have gone to those lengths to destroy it, no wonder their children have issues & Society gone to the dogs, now packing them into high rise Flats which is what's happening not good for kids stuck in there playing weird games on their consul or watching crazy films getting fatter every day getting obese ending up with health problems, maybe getting fire brigade to take down the door to get them out. Flats without gardens waste of time for children, why not spent the money building proper houses with gardens like 1930 although big developers wouldn't as much money for old rope as repetition Concrete Frame that would be a shame. Then help to buy nonsense costing the Tax Payer £Billions to subsidized plus loss of Stamp duty & in many cases not required as they could have bought anyhow, have you seen the figures so many earning £80k pa others even over a £100k all on new build up to 600k in London probably all Flats, existing property don't qualify more nonsense looking after big developer. Regarding the Law on LL's or lodgers there is no such thing for sure, the Council is well above the law and do what ever they want and get a cut of the spoils, if you do everything right don't think that you are protected, have you not been following the cases after which they call it a successful outcome and give themselves a clap on the back as if there was ever going to be any other outcome.

From: Michael Foley 22 June 2019 13:36 PM

Michael  Foley

From: Michael Foley 12 June 2019 15:40 PM

Michael  Foley

From: Michael Foley 30 May 2019 21:05 PM

Michael  Foley

From: Michael Foley 27 May 2019 09:14 AM

Michael  Foley

From: Michael Foley 10 May 2019 12:16 PM

Michael  Foley

From: Michael Foley 08 May 2019 15:12 PM

Michael  Foley

From: Michael Foley 15 April 2019 10:06 AM

Michael  Foley

From: Michael Foley 08 March 2019 09:40 AM

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