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Michael Foley
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I don’t know what initiative they are on about. We have to provide the information for licensing and not allow to Let without the correct EPC. They must want us out bad, its the 3m LL properties are being attacked so the other 22m properties are not subject to the same Laws.
From:
Michael Foley
22 October 2021 18:31 PM
The Selective licensing Scheme seems to have changed again looks like they keep making it up as they go along. Before they referred to people as households now they are call them renters. That’s a big difference before you could have 2 households and not need a license which meant 2 couples (4 persons) but if you had 3 singles you had to get a License, crazy rules, now they are saying 3 persons or more just playing with words, in fact what that means its more than 2 can they not say so. What happened to their famous word households and will Family households become single renters too.
From:
Michael Foley
20 October 2021 19:59 PM
Maybe everyone should pay some council tax, my wife and I pay full c/tax £2’500, as the family members have flown the nest. I see other houses with 8 occupants plus, they only pay same as us so 6 pays nothing that will be millions but have use of the facilities and their rubbish taken away. The poll tax had merits everyone pay something, they went marching because the people who never paid anything wouldn’t pay, leave someone else pay it. I am totally against c/tax on empty property. I had 5 gaps in last year where I had to pay, I didn’t want vacant periods outside my control and spending money up dating in the mean time whilst I had the opportunity so why give me c/tax penalty to add insult to injury for doing everything possible, do they really think I want empty property ?.
From:
Michael Foley
20 October 2021 18:56 PM
Why do people always talk about funding, Government don’t have funding which means more tax, so they want someone’s else’s money. The article mentions about green homes grants that cost owners £1’000, in administration. What about the £1’200, / £1’400 Administration Councils costs for HMO Licensing that are paid for by Private LL’s. Then the LL has to pay his own Administration costs on top of this which are high and time consuming and never mention by Authorities or media on this for funding we do it for nothing. The LL is forced by Law to do this plus all the work, Labour and materials as well all for free.
From:
Michael Foley
20 October 2021 07:27 AM
I understand sometimes if you don’t have a large garden to do horizontal loops it maybe feasible to do boreholes one or more 100m deep in some situations. I don’t know how much that would cost although I have seen wells drilled that deep when no mains water was available.
From:
Michael Foley
19 October 2021 15:00 PM
I don’t know what’s so good about smart meters I have them installed in my house years ago, I had a little display unit in living room telling me what I was using that didn’t save me anything other than that the smart meters were In the cupboard and I got robbed by British Gas. I switched supplier and it reduced my Bill by £1’000. per year I kid you not. Apparently BG would not allow the new supplier to use their smart meters so they are still in my house unusable while I have the send the readings.
From:
Michael Foley
19 October 2021 08:11 AM
Well I had seen the gas Condensing Boilers 40 years ago and available before they were forced in to replace traditional gas Boilers that were going to be so efficient to save all, here we go again.
From:
Michael Foley
19 October 2021 07:50 AM
What’s amusing is they said it was the previous Tenants stuff, why then wasn’t the previous Tenant prosecuted, they had identified and had the evidence. This is the result of removal of the 10% wear & rear causing evermore LL’s to switch to letting unfurnished, so the Tenant brings in all the substandard non compliant rubbish then decides to dump his worthless belongings at the end, no problem for Council camera or not fine the owner who didn’t dump it.
From:
Michael Foley
18 October 2021 23:07 PM
The £20 pw (£1000pa) was never a universal credit increase, it was clear from the beginning it was simply addition temporary money to help with a crisis, why does some people want free money that some other person has to pay in.
From:
Michael Foley
18 October 2021 16:02 PM
To be right about this I never understood why some LL’s buys property so far away I have seen it over & over again sometimes hundreds of miles away, in which case its virtually impossible to self-manage and if pay an agent not much better he’s not going to do much either except to phone someone else to do it, now that’s 2 additional Bills to pay, it’s not feasible anymore with so many extra compliance rules to deal with, if you are going to keep a handle on the situation, (this one Oxfordshire to Lancashire)
From:
Michael Foley
18 October 2021 15:36 PM
Mr John McDonnell has now been moved from Shadow with his Private Property confiscation ideas that probably cost Labour the Election, if he had his way that would end any Investment.
From:
Michael Foley
18 October 2021 09:46 AM
Just freeze the Regulations I have £10k renewable application fees alone due before Christmas if they renew them for me after all I have said but its the truth anyway. One of the Questions on the Application is have you got sufficient funds for up keep / repairs & maintenance if you say no you probably won’t get the Licensed. Maybe they want to know if you have got anymore left to rob ? If you haven’t enough funds its most likely because they have taken them .
From:
Michael Foley
18 October 2021 09:36 AM
I like the bit about Grants for some eligible people that will be the ones that have been getting new free gas Boilers for years. Contribute nothing do nothing and you so be a priority for a new Heat Pump.
From:
Michael Foley
18 October 2021 08:08 AM
The LL’s in Oldham had 9 years grace to 2015 that we had to do since 2006 so unfair it should have been applied Nationally or not at all but I suppose in that case it wouldn’t have got off the ground there would have been uproar as it still only applies to LL’s who rent to a type of person not type of property.
From:
Michael Foley
18 October 2021 07:45 AM
I agree with Council on this one I hate rubbish laying around, strange no mention of Tenant who put it in back of property but why are Councils closing dumps where you could go and making it harder to use remaining facilities with Computers, a graduate with a laptop to double check you in, have to book a slot to go there, they must think we are sitting around at home doing nothing waiting for their time slot, do they not realise we have to get rid of it when we can to fit with everything else we do, not their silly child like games. Oldham used to be a nice place, the Depot of the Company I worked for operated from Vineyard St.
From:
Michael Foley
18 October 2021 07:24 AM
Great idea John, I agree with you for once with one proviso that the Regulations are frozen as well. My rents haven’t increased in ages anyway so I am light years ahead of you and won’t feel the cold on that front.
From:
Michael Foley
18 October 2021 06:49 AM
Yes virtually all Cheques has stopped as well. They all now have iPhones of some kind & want to video your property. I tell them no, can you not see what they are looking at, if there friends want to see come & look or don’t. We now have virtual viewing, virtual rents in some cases and a West London Authority Demanding life time Tenancies for Social Housing most of them living of the Tax payer, dare I say it many are false claimants or design their lives to suit the system. Great idea they are already a priority just make it permanent, what mugs are buying paying Mortgages & full C/tax.
From:
Michael Foley
17 October 2021 09:07 AM
I don’t pretend to understand or make sense of what’s going on. There are 25 million Residential Properties in UK and only 3.2 million privately rented, (I do mind been corrected). Then does this mean 21.8 million homes that don’t have to take the same measures are dependent on 3.2 million properties to raise standards so much as to meet UK’s emissions targets on our own, aren’t we fantastic while at the same time provide private Banking for local Authorities. Gabrielle don’t be daft my friend of course it applies to Conservation Areas any chance it was in the pub you heard that.
From:
Michael Foley
17 October 2021 07:22 AM
There maybe some truth in what you say but property prices in London weren’t ramped up many went down or at least traditional houses haven’t moved, just the Flats due to Schemes & SD, but all parts had that. The higher priced houses in London attract the higher SD 10% first buyer or second time buyer 13%, most of rest of Country are not affected by this as under this threshold. That’s not to say there is any advantage in London having paid far more for the property in the first place. The rest of the Country have benefited greatly in recent years with a lower entry price and less SD, therefore a far better return pound for pound and enjoyed and capital growth where as London stagnated, why else did people move out in droves to buy in other parts of UK outside London whether first time buyer or Investor.
From:
Michael Foley
16 October 2021 19:46 PM
Ok you want to factor in appreciation, that will be the 83% of over priced houses & Flats that were sold for less than £500k courtesy Stamp Duty & Schemes manipulating the market, try telling that to the owners of bigger houses sitting there for ever and struggling to sell, again SD used as tool which is why they are not selling. I hope it stays fine for you all and don’t have to count depreciation.
From:
Michael Foley
16 October 2021 15:27 PM
Surely its a misprint its must be Councils that are £223.7b better off than before. As a LL, I am much worse off than 5 years ago. How are you counting yields, have you not counted all the extra costs that has been loaded on to us or is it farmers economics.
From:
Michael Foley
16 October 2021 15:13 PM
For good measure they have a helpline phone number, a talking recorded machine to put you through your paces that eventually tells you to go online to find out what you want to know, notwithstanding the fact you have already spent an hour on it and the reason for your call to an obsolete Phone
From:
Michael Foley
15 October 2021 09:53 AM
I am totally against fly tipping, it maybe be the Tenants or house holders of certain cultures or nationalities mainly. Councils not helping by preventing use of waste disposal / recycling Depots. Brent & Ealing introduced internet on line bookings only to book a slot. It’s so difficult you would need a degree to do it that have reduced people using it by half. Then add Brent closes the dump 2 days in the middle of every week, while Ealing closed the Acton one altogether. The force in Alleyway Gates on Private property spending £1.5m in Ealing alone. I used drive through every day & take any rubbish I seen regardless of who owned it, now the rubbish is inside / outside and the Service Alleyways totally blocked and unusable. Households / Tenants can use the dumps for free it at no extra cost. The LL can’t it’s considered commercial and have to pay but its the Tenants F N stuff
From:
Michael Foley
15 October 2021 09:26 AM
Whatever about tax on an other tread. Her Majesty speech in Cardiff got it right. I hope Shelter was listening who don’t supply any housing but are always taking about it. She said the people that don’t do but talk about it are so irritating.
From:
Michael Foley
15 October 2021 08:33 AM
Peter you have a point but late to the party. Computer nightmare for Traditional LL’s like me too, given we were alway able to do everything down through the decades, now making it impossible for us, so Its nothing to do with housing their computers is far more important that should be supplementary to the Business not more important. The Biggest problem I now see with housing is the Big Investors, like Institutions and Banks buying whole Blocks or even estates. They have the power and the money for a half percent. In turn renting them back to the individual that they prevented from buying or to the Councils making 3 / 5%, (6 to 10 times their input) laughing all the way. The Government and the Councils needs to wake up and stop those leaches having an easy ride, who have the ear of Government and tax advantages. Why on Earth do Gov’ want to cripple us and prevent first time buyers in favour of them, obviously they are making property more expensive on others because of their purchasing power or the fact they muscled in on Private Housing. Shouldn’t be involved go and run your Bank that we saved for you, instead of closing Branches
From:
Michael Foley
14 October 2021 17:09 PM
It would be a dreadful thing to think but Corona is probably the best cure for mould / damp and mildew, it opened windows.
From:
Michael Foley
14 October 2021 08:51 AM
I wished you would stop on about increased Rents and yields that are false or not sustainable, at a time so many are struggling and furlough finishing. Where do you think people are going to get this extra money ? lucky if they still have a job, Government can’t keep everyone and with cost of living soaring, energy costs, c/tax etc people are finding it difficult to make ends meet now especially when you keep moving the ends.
From:
Michael Foley
14 October 2021 08:26 AM
This is another whopper by Shelter what law are they trying to change now. They had a colleague given Air time on LBC last night spouting out this nonsense, why are they allowed to use the Media to lie, I seem to remember a fellow LL Mr Hughes said the radio station covering his area were doing same Radio 5 or something? Its a concerted effort to damage us. OK 20% / 1 : 5 are Sick because of us ? That means I should have a dozen Sick because of my property. I am in close contact with all my Tenants & guess what none of them currently sick for any reason not alone my properties. Shelter should withdraw this allegation promptly and apologise if they have any credibility left.
From:
Michael Foley
14 October 2021 08:10 AM
I use credit card now to try and keep track of spending, otherwise it was getting into such a muddle. Its ok for digital academic LL’s to keep track of everything with their computers that’s all they will be doing. When you are a hands on LL when are go to do all this stuff especially now, if you pay cash for some items and card for others we used have receipts but now half of them don’t give you a receipt it’s sent your computer probably never again to be found or known how it was paid or missed altogether, so card helps to keep track of everything at least you know you spend it.
From:
Michael Foley
13 October 2021 16:06 PM
Excluding LL from the property was a big mistake by outsiders of course, we used to able to visit in reasonable day light hours and keep an eye on maintenance, you could see things starting to happen and deal with it, before Tenant tell you it will be major or prefer to tell Council instead of you. The real reason for keep LL’s out is not to let him know what’s going on and all the extra people staying there.
From:
Michael Foley
13 October 2021 13:41 PM
Sorry Mathew I don’t have comprehensive independent checks since the cost was prohibitive bearing in mind all other costs loaded on to us I stopped talking Deposits too, no point in protecting someone else’s money, it’s not what the Deposit was for, it’s the Property that’s supposed to be protected but they nobbled that, Congrats.
From:
Michael Foley
13 October 2021 07:19 AM
Why don’t people stop interfering it’s not their property, it should be how it was left between LL & Tenants without outsiders telling us what to do. Forget about tight clauses I use standard straight forward Tenancy Agreements we have more than enough on our plate.
From:
Michael Foley
13 October 2021 06:59 AM
Very true some will throw the windows open rather than turn down the thermostat if they are not paying for heating. Others a small minority will seal the room tight never open a window or draw the curtain. I have a modern house it was let for 30 years, cavity walls, double glazed never a question of mould until a particular type of Tenant came and totally blacked his room in months, thankfully he didn’t stay long, he is gone 10 years and it never again happened either, can someone convey this statement of fact to Shelter who are in the news again today making false allegations about mould & damp. I think its very sad that they are continuously prepared to tell lies about us. Some of my friends ran half Marathon last week to support Shelter to help people in need not to damage private LL who houses millions including many vulnerable people.
From:
Michael Foley
13 October 2021 06:42 AM
Cooking, Washing , showering just add this also, windows shut tight, cooker extractor off. Lid off pot, plenty of steam to meet a cold surface and condensate, perfect environment for mildew & mould.
From:
Michael Foley
12 October 2021 19:48 PM
We need to have control of our own property but with the weight of regulations / legislation and compliance its getting near to impossible now. Control lost to Tenants, Councils, Shelter and to so many others as can be seen from this case.
From:
Michael Foley
12 October 2021 08:27 AM
Just how many times have I been banging on about this ‘R2R’ for years but rarely or ever a comment coming back. It’s rampant under the cloak of Corporate Company let’s, its daft for LL if it goes well he gets paid and they make equally as much off his back, without owning anything and no Mortgage to pay no wonder it’s wide spread. I get letters all the time from them trying to rope me in. When it’s goes wrong this Article tells you what can happen. LL will always be fall the guy. I am not going to say I told you so for years.
From:
Michael Foley
12 October 2021 07:56 AM
Something at least but it’s the third party that caused the problems in the first place. I never understood why they get Housing Benefit, now 3m on it out of control, living off their fellow man, most false claimants anyway.
From:
Michael Foley
12 October 2021 04:56 AM
Boilers LL’s biggest nightmare by a mile as regards maintaining the Property. Old boilers were reliable, simply and easily fixed before Technology. A bit like private lettings before Technology it was far easier because we didn’t have Digital Academics making a monkey out of us. They couldn’t dream & impose up all the nonsense without a computer because they would have to actually do something. I had a new Boiler Potterton Main after a couple of years it gave endless problems, go fed up with call out and it went in the bin hardy 5 years. Another one Baxi Titanium less that 2 years in the bin. That said I have 2 Vaillant Combi Boilers (before condenser started) 18 years trouble free, which were replacement 2 Ariston Combi all trouble Boilers. I was often minded to change the Vaillants but too scared, Any other Appliance not an issue Fridge, Freezes, Cookers, Washing, Micro waves etc , in the back of the vehicle and replaced immediately.
From:
Michael Foley
11 October 2021 17:29 PM
I don’t think there is any need to notify anyone, the Councils & Revenue are well connected already. The huge numbers of private LL’s who are letting out houses without a License are letting to families who are exempted. It’s so unfair on the other half of private LL’s who are required to carry the burden, including thousands of £’s of extra works that other are not require to do, comply with everything and Licensing schemes, its discrimination and plain wrong. All Private LL should be treated equally and governed by the same rules .
From:
Michael Foley
11 October 2021 11:34 AM
Live Horse and you’ll get grass. I think we could spend the money on Insulating the Properties if Council Policy’s were removed from private sector Housing which were only introduced in recent years. Councils never had much to do with us until 2004 Prescott Act starting in 2006. They tell us its non profit making for them and only supposed to cover the costs of the schemes. They are taking £20m off private LL’s in many London Boroughs, just imagine the injection of cash that would be to the Insulation program to save our Planet. I am sure the Councils won’t mind loosing a not profit schemes taking up their valuable time.
From:
Michael Foley
11 October 2021 07:57 AM
Hi Peter Rachman, what a coincidence goodness me any connection to your name sake. I agree with most of your comment although 2 years late and the situation now even worse. I have great sympathy for the Divorced man with 2 children to cope with very often caused directly by Government Policy. Hence 42% of marriages end in divorce the Government obviously don’t want stable family units, which is why so many get divorced to go on the Benefits system, far better off financially without a partner, gov’ likes it even better if you have same sex partner now days not for me to comment on that. So the lady with kids get housed, all family kept, kids educated and their welfare looked after, many husbands not able to compete with this with the best will in the World so we end up with a broken Society courtesy of our piers, 3m on housing Benefit, 5m on Universal Credit no need to elaborate on the further 1.5m. AirBnB you covered pretty well to be fair to you with the exception of Corporate Company Let’s the cloak hiding most AirBnB activity which is rampant under radar namely Rent to Rent what a scam no ownership, no Mortgage to pay or worry about no compliance really the owner is the fall guy, the Authorities know all this but turn a blind eye, just keep on about Rogue LL. Tyson congrats’ you done Morecambe proud.
From:
Michael Foley
10 October 2021 08:01 AM
This is a bad recession but some think its a boom, its not in my interest to talk down the market but why walk blind folded into a brick wall. Almost every one in debt and their answer is more debt not sustainable. Councils not helping anyone loading LL’s with costs, regulations and penalties. Some LL’s think we’ll just add it to rent which is not possible, my rents haven’t increased in years yet the existing Tenants are struggling with that. C/tax up 5% /6% this year now talking of hiking it again, utility through the roof, cost of living big increase as every one knows, jobs disappeared, young people roped in to big Mortgages, need I go on. Local Authorities pricing private LL’s out with money grab, who are in essence judge, jury, executioner and beneficiary. Fuel crisis, energy crisis, no one to drive a lorry, pick a daffodil, man the abattoir, 5 million on universal credit, every one wants funding instead of getting their own, to much for a text.
From:
Michael Foley
09 October 2021 08:15 AM
I don’t know about those although I helped put in a couple of heat pumps for swimming pools, there was a couple of fans on them alright, supposed to produce a lot more energy than the electric they use, very heavy units a couple of cwt each.
From:
Michael Foley
07 October 2021 18:43 PM
Very seldom its the Building to blame, that’s well proven. Its the Culture of the occupants Students or Adults.
From:
Michael Foley
07 October 2021 12:30 PM
Responsible LL, used to be good before regulators got at it, when it was off the lighting circuit they couldn’t switch them off without loosing their lights. They are now required to be on their own independent circuit / trip switch, so they know now all they need to do is off one switch and smoke away
From:
Michael Foley
07 October 2021 10:07 AM
George, yes now Blocks of Flats and whole estates for letting as well.
From:
Michael Foley
07 October 2021 07:18 AM
An Old story September 2019, could he not be bothered to tell the LL he was leaving or had left at least. The LL might have the opportunity to get a replacement totally irresponsible and nice to know the LL funded his job seekers allowance. I wonder who’s bullying who, no I would not throw good money after bad or seek Court action against a Tenant who had left, its more than enough stress and costs to have to take Court action to get rid of a Tenant but looks like we are even going to be denied that option now.
From:
Michael Foley
07 October 2021 06:44 AM
Francis, yes Shelter that caused the Deposit Problem and Scheme in 2007 based on a pack of lies, they alleged that up to 45% of Deposits were withheld by LL’s, that was a whopper it turned out less than 2% went to Deposit Resolution. It had the desired effect to force in Deposits Schemes. The same people that was pushing Sarah Tether MP to bring in Private Members Bill that failed. The same people that when Private Members Bill failed had Plan B ready immediately namely the 2015 Deregulation Act that they got in, a whole load of stuff claiming property damage etc to avoid eviction. Why does Government allow unelected Representatives with Charity Status to make laws and Policy for Private Sector Housing, its not their Property and don’t supply any themselves but do enormous wilful damage to performance and unnecessary additional cost to the supply of housing .
From:
Michael Foley
06 October 2021 19:39 PM
Every Insurance is the best in the World until you need to make a claim, then you’ll find out all you didn’t know / why didn’t you read the seven down loads !
From:
Michael Foley
06 October 2021 15:59 PM
My Goodness protect them from what ? no one has done more for them than us, do they think we want to destroy our customer base. I think the Tenants need protection from interference of busybodies doing everything possible to drive a wedge between LL and Tenant.
From:
Michael Foley
06 October 2021 15:41 PM
Life time Deposit is a non starter dreamed up by outsiders with no in put. A Deposit scheme to protect to the Deposit what for. It’s the Property that’s supposed to be protected so no protection for the property just more scams.
From:
Michael Foley
06 October 2021 13:13 PM
Hence, the saying the tail wagging the dog, Mr Johnson, Sunak and Councils might have been asleep and just waking up but we are wide awake.
From:
Michael Foley
06 October 2021 07:49 AM
Agreed Richard, that’s why I always thought If Councils wanted Licensing Schemes they should pay for it, we have to pay for so the work to comply many thousands of £’s while they pay for absolutely nothing, its no wonder they are out of control, just damaging the the Sector with unnecessary rules and costs exploiting LL’s.
From:
Michael Foley
06 October 2021 07:23 AM
Michael, I don’t see anyone stepped up to the mark to assist drafting your letter or petition to stand up for our Rights, unfortunately I didn’t have the chance of further education either so we need some Office person with those skills who is willing to do it, 2000 read this Article surely some of those are more capable unless sitting on the fence. London getting flooded out, drains not working, some road gullies full and blocked for years, Councils don’t know what they are for ? decided not to sweep the leave in recent years only once at the end said it was cost saving, in the mean time leaves had decayed turned in mud clogging everything up, Congrats.
From:
Michael Foley
05 October 2021 19:40 PM
Theodor my friend enjoy your temporary honeymoon it will be short lived, what ever extra you are getting is unsustainable in long term, then when you will get hit with extra rules and compliance it won’t even scratch the surface. Doing away with Section 21 the birth place of virtually all Private Lettings and Assured Shorthold Tenancies in the Country, many of the millions of private LL‘s who’s Business derived from this seem to have forgotten or even know this or the individual LL that makes a living or depend on it to supplement their pension, always remember the foundation your business is built on.
From:
Michael Foley
05 October 2021 12:03 PM
Write to your MP that’s a proven waste of time every since Sir George Young, MP and later Minister left the Department. He was instrumental in the introduction of Section 21 and a gentleman even though he showed me the door on one occasion. Most other since then have been chipping away at it until now to a point it’s weakened so much hardly useable, today looks like the last knockings I wonder who will tell the bigger lie in Manchester some good candidates there. I have written dozens of letters to my MP over the last 30 years trying to defend our position, usually got replies to be fair so I have in my possession dozens of House of Commons envelopes from post. When your MP Borough / ward has huge numbers drawn housing benefits, universal credit, employment support, they re-elect him every time, they now call all the shots. As a result of paying people benefits and allowing them to work so many hours, means they’ll never again have a full time job if someone is getting something for free never give it up ruining society.
From:
Michael Foley
05 October 2021 11:00 AM
25’000’000, homes in the UK, is it only Landlords’s the minority that needs to comply with anything, we are being singled out for punishment.
From:
Michael Foley
05 October 2021 10:29 AM
SDLT surcharge is totally wrong manipulating the market. Mr Osborne double it for LL’s, then Mr Rishi Sunak halved it again and called it a SD holiday, so there was no saving and should never be 3% more anyway. It caused a big flurry of activity driving up property prices, even first time buyers got caught out, so they didn’t have to pay Stamp Duty but instead pay increased price for property maybe £10k or more, they now have an over priced property. Section 24 is blatantly discrimination.
From:
Michael Foley
05 October 2021 10:02 AM
Polly Neath, Shelter will be on the Platform today in Manchester at Conservative Party Conference today regarding white paper levelling down, where is our lot / who is representing us the main suppliers of the accommodation. We are the ones who are the Providers of Private Rental Property in the UK without any State funding but all off our own backs at no cost whatsoever to Government, this should be pointed out at the meeting today. Minister for rough sleepers / Minister of levelling up indeed. How about a Landlord Minister for the Private Rental Sector who are the main players in all this, ignored who house millions of individuals and families.
From:
Michael Foley
05 October 2021 08:32 AM
I don’t believe all this accidental LL stuff. I think anyone who is a LL make an informed choice and a very deliberate decision. Of Course they know they must have a gas certificate as well as knowing to charge rent. I think some of the Tenants gave the correct answer about thinking they were responsible for electrical requirements, (say if they own the Appliances or goods).
From:
Michael Foley
04 October 2021 20:42 PM
Mr Matt Dormer. Councils are such hypocrites saying its vital to support private LL’s, and their way of achieving this is to penalise and regulate him out of existing. We are all aware of the importance of safety. They have lost all sense of value of money, their idea of penalty is £30k which is more that a years salary for most families. The haven’t a clue never had to earn a living in the real world just hold glorified positions. It abuse of their status and loosing all credibility with the Public.
From:
Michael Foley
04 October 2021 19:12 PM
Ok I would agree if we have to play by same rules. 28 Companies indeed what for only to hide behind and be protected for most part, we are in the front line with no protection and treated so unfairly lumbered with S24 that they are exempt from. So they haven’t a license for those six as if they didn’t know. I have 7 coming due for license renewal again before Xmas, all licensed before at least twice some 3 times & the fourth time for one, (2006,2011,2016 &2021) another £10k for license applications and fees, without counting any additional work or compliance needed, Why do I have to keep doing it over and over again while others haven’t even done one. I am not envious or jealous or care less what they have but how can we compete with others who didn’t have our huge costs.
From:
Michael Foley
04 October 2021 16:38 PM
Ok I read that 13 separate units of accommodation estimated income of £140k over 5 years. I think its very strange that it would be at estimated figure , is there not annual returns that states exactly what the income was and if income tax was paid on it, we are never told this. So is this £42. pw per unit of accommodation in London ?. £42. X 13 x 52 = £28’392. pa X 5 = £141’960. ( 5 years). Sorry I missed out on mats. Lol
From:
Michael Foley
04 October 2021 09:15 AM
This is not going to deter anyone doing anything 600 property portfolio, the unacceptable face of capitalism. 28 Companies what for, maybe Companies shouldn’t be allowed to rent out private residence seen as they are so crooked but instead Government introduced S.24 to force more LL’s into Companies where most of the fraud takes place. Supposedly letting 6 properties to one individual and not properly licensed, so anyone want to tell me they didn’t know the difference it’s not their first day on the job, if we as individual LL’s had one property let to 6 Tenants and no license we’d probably get fined that with repayment orders, confiscation order if not banned.
From:
Michael Foley
04 October 2021 07:37 AM
Fair enough I’ll take it on the chin but I have seen a neighbours house for Sale that I know every inch of, blown out of all proportions hardly think it was the same house but seen plenty of others, no worries.
From:
Michael Foley
03 October 2021 13:08 PM
Chris. I haven’t found that to be honest its usually other way around. With wide angle lens they over do it, the customer thinks it massive and very disappointed when see it in reality. Watch out for Rent 2 Rent many Agents work with them, they are quietly cornering to Market, never a mention on here not even a murmur.
From:
Michael Foley
03 October 2021 12:11 PM
Yes John that’s the latest as I understand it as well, didn’t we have a heading saying HMRC had a change of heart.
From:
Michael Foley
02 October 2021 13:39 PM
God help us a Council member thanked the housing team for their hard work, my goodness what hard work are they talking about, they don’t know what a hard days work is, all they have to do is turn up and the decision is theirs. They should stop loosely calling LL’s Rogues until proven, its Slanderous.
From:
Michael Foley
01 October 2021 17:12 PM
I am sure they will pay you and then serve you with a Repayment Order they call it the proceeds of crime / their crime.
From:
Michael Foley
01 October 2021 16:27 PM
Bill my friend of Course it would have work 100% emergency temporary legislation and could have been done, because the law would also apply to the garages and couldn’t serve them if they have more than half a tank. The garage wouldn’t get involved in confrontation not to their discretion and the big burley driver would later get his penalty from the Police in the post. What they are doing now is crippling the economy, causing pollution and traffic jambs unnecessarily totally against the National Interest. I could go from London to Birmingham and back with half a tank and not be short, how far do they want to go most of them currently doodling around town. It didn’t take the Authorities very long to take swift action to stop LL’s evicting did it. The other topic I totally agree with you MTD another cost and work load nightmare, we are already knee deep in red tape, they put no value on our time and all for free to them, we pay all.
From:
Michael Foley
01 October 2021 12:28 PM
I agree with Jim for most part except for buying with Tenants in situ. I know many portfolio LL’s used to do this in years gone by, (an individual LL wouldn’t). The big LL especially at Auctions wasn’t too concerned if it was AST he knew there was an instrument to recover possession if it came to the worst. That’s no longer the case and very cautious now about buying another LL’s troubles. Start with a clean slate there will be enough issues without transporting historical problems.
From:
Michael Foley
01 October 2021 08:29 AM
LL’s don’t have to buy and very wise not to. Fiddling around with Stamp Duty distorting the whole market. I never thought of it as a holiday was it Mr G Osborne double it, then they reduced back temporarily and called a holiday it wasn’t it was a scam. So instead of saving the buyers £10k or whatever percentage, it caused the property price to increase by £10k, same difference no saving but probably now stuck with an over priced property. Similar to enterprise zones in the past the customer didn’t benefit from incentives it added to the price. Why is it always the average property price ? they have enough computers & technology to split hairs not alone split House prices from Flats, can we not have average Flat prices separately instead of lumping everything in together, or better still average different categories separately .
From:
Michael Foley
01 October 2021 07:20 AM
Please stop pulling the wool not your property you are living in some other persons property. Assured Shorthold Tenancy means just that its Shorthold and get your pt back. Assured Tenancy is just that its Assured and virtually a Sitting Tenancy. Give us some credit we are not complete mugs although getting close.
From:
Michael Foley
30 September 2021 22:07 PM
My Goodness so many spongers and free loaders milking the system, instead of working go to the library to find a way for the Council / tax payer to house you, now that’s a much better idea that’s cuckoo live in someone else’s property at some other persons expense for ever Assured Tenancy indeed, do they not have a hazard category rating for people taking advantage of their fellow human being’s. Yes the windows should have restrictors on them, of Course they open out wide its a requirement to fit fire escape hinges on them, so why complain about them opening wide, if the didn’t open enough that would be another category !!!
From:
Michael Foley
30 September 2021 20:01 PM
Echis,R, my friend there is no one paying off my debts. I always earned my living and paid my way. The fact that I house other people doesn’t mean that I should do it for free, it’s not my duty either and I am not the Social Security Office. What point are you insinuating, the Tenants are paying their own debts, many in arrears and many haven’t had an increase in years not withstanding the media tells us rent went up this last year 8%. It didn’t matter to me if I was never a LL. I earned my money primarily from Construction & Civil Engineering in the 60’s & 70’s when we had to work for real not soft jobs in red tape. I put my money into housing not the housing put the money into me. What are you complaining about that I facilitate others to live in comfort at reasonable cost. That I pay 40% tax on the remnants, to pay and maintain the property and pay local Authorities a big kick back, to be classed a Criminal on the eyes of the Law in recent times. I didn’t need to do any of this but I was doing it before the rule maker’s were born. I am just sorry it turned out this way and for my contribution and my Labour.
From:
Michael Foley
30 September 2021 17:54 PM
Theodor, exactly right its his property whether he wants sell rent or keep, LL makes a huge financial commitment to purchase and very often another big spend to refurbish it, only for a temporary Tenant to come along and tell him what he can & can do with it. I have heard some on about this nonsense over last 6 / 7 years at the Council LL meeting talking through their hat now seem to have it in the rule book. Another miscarriage of Justice.
From:
Michael Foley
30 September 2021 15:10 PM
They have yet to learn you can’t milk a dry Cow.
From:
Michael Foley
30 September 2021 11:35 AM
I think it outrageous he had to pay £2’400. for what ? This is a kin to what the Council’s are doing, they are pegging you for your property then Claw-back / Rent repayment Order, so the LL was required to house them for free, good trickery.
From:
Michael Foley
30 September 2021 11:12 AM
What does ownership mean, does it mean you buy it but everyone else have the rights over it. The Tenants can & do walk away any time they like without consequences or stay when they are not wanted. The problem with Tribunals sometimes they are staffed by ex-Council employees.
From:
Michael Foley
30 September 2021 07:14 AM
Section 21 should be reinstated to its original position prior to being nobbled by Shelter and further depleted by 2015 DeRegulation Act, no wonder it was only used in 35% of cases, its now weakened so much it only hanging on by a tread to frustrate the processes.
From:
Michael Foley
29 September 2021 12:11 PM
More rubbish & rules to drive us to extinction. not possible to understand the Article, do they mean non-serious cases or serious cases, or do they think 4 months is not serious, can they not stop talking backwards and expect LL’s to comply with regulations deliberately designed to deceive.
From:
Michael Foley
29 September 2021 08:50 AM
Ok Terry, so if it’s a minimum of one gallon £35. fair enough I am not going to do that or either is any one else, but if I have half a tank left I am still going to fill it up and have a full tank so it doesn’t stop it.
From:
Michael Foley
28 September 2021 22:59 PM
Terry my friend £35. a visit they’ll queuing up even more, here there and everywhere, not knocking you.
From:
Michael Foley
28 September 2021 20:26 PM
HMRC article yesterday saying change of heart. They were 8’580 people who read it apparently, only 5 commented other than me, don’t know what percentage that is I will need to enlist the lady again to work it out. My goodness what’s wrong with you make your views know. Although one person was suggesting here this morning that we should be quite like house holders forgetting we are house holders as well. How quite can we possibly be only 5 others comments in 8’580, make some noise please before its too late, come out from hiding behind the bush and support your livelihood before it goes belly up crashing the whole economy, (think it can’t happen think on).
From:
Michael Foley
28 September 2021 15:37 PM
The totally unnecessary fuel crisis. North Harrow this morning trying to go to my property there, queues half mile long to 2 Filling Stations there blocking roads & causing congestion. As I say before the answer is so simple all Government needed to do was give garages a right to their terms & conditions of Service to look at the fuel gage and if half full or more good bye, you are not short and if less than half tank give limited top, similarly for portable petrol cans 5 litres max. So easy to Police all garages have ANR cameras so no need for confrontation if someone is difficult just send a penalty in the post later. Then plenty for everyone instead of some people sitting on full tanks often doing nothing while others can’t get any to go to work or run their Business .
From:
Michael Foley
28 September 2021 12:13 PM
Francis, exactly right if I may say so, we didn’t get their advice, interference or support when we purchased, no funding for free from anyone, so now what gives them to right to your property.
From:
Michael Foley
28 September 2021 11:11 AM
It says the Government had rightly agreed to abolish Section 21. I am my aware of this and if they have it will be wrongly agreed. How can they expect to get away we this bluster, they are talking about millions of Private renters on the one hand, then says one third equals 2m, going on a rise of 26% of what ?. trying to compare fractions and huge numbers to percentages of nothing, go back to school just go away pulling to wool, yes that’s right & tell Michael Gove he must.
From:
Michael Foley
28 September 2021 07:20 AM
David, I agree and repeatedly said she should have had Planning Permission. However, we are where we are and the building works was done many years ago. I have no doubt planning permission for this shape and size would have been granted anyway, its stepped in a meter at side first floor level, it’s also set back some 2 metres from front where only I metre or half metre is usually required but many breach this one. There are several thousands of illegal back garden Alley Flats in West London which is totally ridiculous turning the place into a shanty town, it drives me hopping mad with their rubbish planked everywhere. This one is not like that. I am not singing her praises or sticking up for her or know anything about the lady but believe in fairness, common sense and don’t like wasting resources. I thank you for being a good Tenant, yet some Tenants have the idea that all the LL has to do is use an Agent & the money rolls in, this one is lost on the Authorities as well, in that case why aren’t you a LL, a small fact is omitted here the Property has to be bought and paid for or is it acquired for free, certainly no thought being given LL’s hundreds of thousands of pounds commitment, perhaps if regulators & Councils hadn’t burdened LL’s so much the money could be better spent on improving the property instead of them draining the life blood out of the business.
From:
Michael Foley
28 September 2021 04:35 AM
Regarding the Fuel crisis if I may comment! All the Government had to do was give garages the right as a condition of service to look at the fuel gage, if half full good bye ain’t getting any you are not short. Similarly any portable petrol container 5 litres max. Problem Solved.
From:
Michael Foley
27 September 2021 22:46 PM
Don’t forget every time a Tenant moves we have a whole load of documents up to 50 pieces of paper to comply with plus Tenancy Contracts, as well as doing all the checking, referencing etc, then obliged to give out going Tenant a reference. Probably several times a year this is all extra to previous blog. When are we supposed to be doing the physical work to the property.
From:
Michael Foley
27 September 2021 21:15 PM
Same as that only mine over £3k + vat we have to have all the records like when I was vat registered I had to maintain 3 books too much I gave it up a mugs game. Now for lettings record of income, Bank statement, expenditure, receipts, licensing costs , Insurance incl’ 12%tax, c/tax where applicable, also on vacant periods, maintenance, gas boiler Certs & service costs, DEICR, Alarm certs, emergency lights certs, Pat tests, endless amount of stuff otherwise Accountants can’t do their job, so we have to do everything in order first and then they have to corollate everything again into a proper Accounts format. The whole thing is too much administration so now just make it 4 times worse. Something serious wrong when the admin & regs becomes such a burden it destroyed the business it’s supposed to be supplementary to.
From:
Michael Foley
27 September 2021 21:00 PM
I think it will be a huge cost but £40. for software seems very reasonable. I will need an Account to do it even if I had the slight inclination of doing it, Its not possible my life is already over loaded with other freebie time to comply with other regulations to Authorities. How much time do they think we have or how do they think we will have time to be LL’s our primary function. This is completely a different Industry loaded on top of us, do they think it’s going to improve housing ?. I am already paying thousands for Accountancy and that’s for once a year so now they are going to quadruple the cost to me and think it’s nothing, waste of time sending them to Uni’. In the real world the suits will charge you more than £40. for answering the phone. Just as well its put back to 2024 hopefully I won’t be a LL by then or even be around putting up with this torture.
From:
Michael Foley
27 September 2021 18:44 PM
Of Course the Blitz is already here, £30k fines now becoming common place and much more, they have legalised the extortion rackets, them scales of justice are well out of balance and need re-calibrating.
From:
Michael Foley
27 September 2021 11:06 AM
Maybe be a good move to reduce the number of Digital Academic. We might actually end up with people able to do real work even drive a lorry. Sorry I missed out on that phase of life but paid taxes for others education to persecute me. I am still trying figure out what I missed when I see what’s going on.
From:
Michael Foley
27 September 2021 09:33 AM
Just more Companies with a vested interest to make money for themselves. They say 33% of renters experienced fire doors being propped open, then why did they prop them open ? not us LL’s we are not allowed in. Tenants you should know better than to be blocking fire exits. Our fire Alarms are hard wired on there own circuit in the main and virtually trouble free for many years if not interfered with. Tenants please stop interfering with the Alarms. So in essence what is this Article about, or is it the usual everything breach by Tenant is LL’s fault.
From:
Michael Foley
27 September 2021 09:15 AM
Franklin, my friend did you have a late night, surely you mean profit is taxable.
From:
Michael Foley
27 September 2021 08:33 AM
Once the long term affects of the scores of anti-LL regulation, rules, fines, rogue penalties, rent now considered proceeds of crime, demolition orders, confiscation orders, licensing and much more what will be left, its a concerted attack unjustly on Private LL’s. Hamptons I hope you are sitting comfortable there, my rents haven’t gone up and owed arrears not recoverable, do you know huge numbers are struggling out here, how long can denial last.
From:
Michael Foley
27 September 2021 08:11 AM
Get Accounts Straight (gas, typo / has).
From:
Michael Foley
27 September 2021 07:17 AM
It’s very sad really whatever the rights & wrongs are, looks like Council dug their heels in. Shouldn’t have done it without permission, still not out of keeping or out of place in any way. The one next door is done as well probably with permission but don’t know that, they are a pair of good size 2 story’s semi detached houses in quite remote road. I can well understand why she didn’t comply with the 2017 order to demolish, it’s was really over the top if they had said up grade to comply would have made a great deal more sense and an opportunity to comply, what was on offer was unreasonable and couldn’t be complied with resulting in the current situation. Anyone that knows about buildings wouldn’t come to that conclusion, whether from appearance or structural, not claiming to be an expert but I was a Registered member of NHBC for 20 years from 1974 on before I gave up that side of things. It’s sacrilege and a waste of resources to go knocking it down putting the now structure out of balance and incongruous with the other semi, Its more a case about Council shown us who’s boss but we knew that already, a very demoralising and unhelpful situation…
From:
Michael Foley
25 September 2021 20:53 PM
Emily. Fair enough if it was a rogue LL but I don’t know that, people are convicted every day for any amount of breaches in any walk of life. I don’t see them being automatically labelled as Rogues. Well you say it sounds like a big extension no need to judge it like that, the photos of the property are splashed all over media so you can see it’s a normal semi-detached with side and rear extensions like dozens of others locally in Wembley planning permission or not, it certainly no monstrosity like some of the one the Council have given permission for, that said it should have had permission but that don’t make it look any worse. Regarding the fine being too low there is no such thing any fine is too much you seem be be under the illusion that there a gravy train out here, do the figures, try buying a property pay the Mortgage, pay for all the costs that has been loaded on in recent years DEICR, Gas, HOW TO RENT, RIGHT TO RENT Deposit debacle, Section 24, etc I won’t bore you with the list, just add Licensing, pay maintenance, absorb fees, pay for furniture & white goods, Contracts, Insurance, Accountancy, all the incidentals, maybe 40% tax on the remnants. Where’s the honey pot just give us a Penalty (large) on top for good measure for being so stupid to put a roof over people’s heads to live in comfort, at no cost whatsoever for Government all the finance and labour off our own backs, maybe better leave them on the Streets everyone so thankless. Sorry Emily for the rant but its true, nothing personal I tell it how it is, Good afternoon.
From:
Michael Foley
25 September 2021 16:00 PM
The housing problems could be solved permanently with a change in the law which would quickly change attitudes and save hundreds of millions to public purse. Simply stop people DESIGNING their lives to live off Benefits which is the root of the problem, even the millions young girls getting pregnant having babies to get housed in most cases having a partner unofficially behind the scenes contributing nothing & sometimes drawing himself / free loaders. Properly vet waiting lists and cut out the ones wanting to get housed for free without effort, even already milking the system to. There’s already huge numbers being housed that should be paying their way, but they are not stupid and never going pay while they can have it fo free. No you’ll never ever have enough with the current system it will just get worse, they are clamping down on the wrong people, which is not helping anyone not alone housing.
From:
Michael Foley
25 September 2021 04:35 AM
As George says we’ll own nothing and they will be happy. Unfortunately that will be short lived we will be back to 2008 with a bang, all the pointers are there, look around you not looking good, fining LL’s unjustly solves nothing just causes loss of confidence with only one outcome collapse. What’s happening in China and Evergrande building an Economy on debt unsustainable billions in debt, knocking down loads of half finished high rise Flats because no money to finish them. Don’t ask us to bail out the Banks again after last time, now in opposition to their customers some cheek.
From:
Michael Foley
24 September 2021 15:03 PM
I don’t know about sunny but certainly a few good hills, yes it stick & carrot system but mostly the stick for LL’s.
From:
Michael Foley
24 September 2021 12:06 PM
They nearly caught me wanting to place a family a father and 4 children in a 3 bed Flat from Brent, Which would be over loaded for a start but that wasn’t an Issue with them ?. It turned out the guy who said he was from the Council was someone to get Tenants placed for the Council. The rent offer was high, when I got site of Contract it said once the Tenants were placed the Councils responsibility ended they were housed & I would be stuck with them. It also said the Tenant had agreed that the rent would be paid directly to me, however it also said that the Tenant was at liberty to apply to change that at anytime. How dishonest the Councils are or what morons they take us for. Where was their Mother and one of the teenagers had mental issues unfortunately but why should they become my liability, (not trust worthy).
From:
Michael Foley
24 September 2021 09:31 AM
Its a good initiative by the Council to house people who are genuinely homeless or can’t afford the rent whom I have the greatest sympathy for and a dreadful situation to be in. The problem is there will be a big percentage milking the system in there as well, like I have seen with the food bank queues half a mile long, it is well known that at least half didn’t need it and only there for the freebies, as confirmed indeed by their own communities who knew them.
From:
Michael Foley
24 September 2021 07:40 AM
Agreed Anarchy without planning permission. Anarchy with planning permission. Suppose you get Planning to convert a house into 2 Flats it will cost you several thousands before you do a stroke, plus £2’000 per Flat = £4’000. up front to Sadiq Khan Mayor of London because he said so and the charge is put on the property straight away before you even get a chance to pay to make sure you pay, penalty for doing the work but he has a nice name for it. £18k legal fee ?. The article didn’t tell us whether income tax had been paid on the income or not. Planning they grant in Brent is a disgrace, high rise in Alperton. Wembley shocking take a look. The Council is certainly sending a clear message to everyone, don’t do anything and you won’t be fined. Go on Benefits and don’t be getting into trouble.
From:
Michael Foley
24 September 2021 06:28 AM
I always thought they were too strict too severe there has to be a bit of give and take, understand the Tenants situation. I believe they couldn’t take that on board being ex-school teachers bringing the discipline they had over pupils into lettings but Tenants are not their pupils. I think this is the kind of thing that happens when people from completely different walks of life becomes LL’s and expect the model has to be their way. We were grass roots LL’s and former Tenants so we lived and breathe it with a passion. Anyway Big Banks & Corporate Companies will be doing the same with hundreds of properties in they portfolio, the reason they want us out, did he not he a Company to hide behind.
From:
Michael Foley
23 September 2021 07:38 AM
I hope it stays fine for you. I have had no increase in years good luck to you and double digits. I have some very good Tenants but not high earners so how do you suppose I pass on the extra costs being imposed on us virtually every other week.
From:
Michael Foley
22 September 2021 18:23 PM
Hi Phillip good evening. Ok you collect the Deposit and hand it over to DPS a third party again so you still have no Deposit because someone else has got it, involving you in more time consuming administration where it out of your control, that’s a long way from nothing unless our time is considered free. Suppose a Council member of staff toddles along to a Magistrates Court for an hour or two hanging around with a couple of sheets of paper. Their costs usually to LL is several thousands of pounds, it goes to show the little value they put on our time. I think there’s another scheme similar to the one you mentioned equally as useless. The Insurance one MyDeposits is £27.50 or £24.50 to NRLA members but you still might not get the £3. discount
From:
Michael Foley
22 September 2021 17:25 PM
Phillip my friend Stop please stop, more bureaucracy, more red tape, more work load chasing our tail around from one end of the week to the other. We are hands on LL who spend our time providing and maintaining the accommodation to a good standard. We are already knee deep in paperwork, no more please. Why is everyone on about protecting the Deposit, it’s the Property that’s supposed to be protected. Scrap all this invented nonsense. Simple give us back our property Deposit that worked, was take away by Shelter based on a pack of lies, all I seen so far is the LL minding money for the Tenants and paying for it, all our time is considered free and endless, even the current Insurance based scheme where LL holds the money in a separate Acc’ (supposedly) costs £27.50 each to Register and carries a load of potential legal problems and may well invalidate your Agreement, also preventing you getting possession and thrown out of Court. Stop please Stop.
From:
Michael Foley
22 September 2021 03:52 AM
Same thermology as Mayhew report from York the consultation for licensing, it referred to 36000 house holds in Ealing, without telling us whether a house hold was a studio flat, terraced, semi or a large house.
From:
Michael Foley
21 September 2021 21:28 PM
Life time Deposits so they are going to change their ways be so good and look after the place so well, the Deposit is never going get used or depleted. EPC’s only seems to apply to Private LL, the other bigger half of housing stock doesn’t have to comply, so sell to them. We are fair game for every parasite to take another hit.
From:
Michael Foley
21 September 2021 21:04 PM
I am against roll over Deposits or any other Deposit Schemes that involves third parties. Which is why I have foregone £30k deposits rather than put up with those nonsense liability schemes brought into law by Shelter based on absolute porkies, now they are at it again. So Deposit property protection should be returned to pre 2007 status, before law was changed based on unsafe evidence.
From:
Michael Foley
21 September 2021 09:17 AM
Rising Energy prices, Carbon Dioxide shortage, Lorry drivers shortage, Vegetables pickers shortage just add all the other things it’s not looking good, time for all those anti groups to stop stoking the fire. So much resources attributed to Insulation installation using up enormous amounts of energy to achieve adding to the problem etc. We are only a very small part of the problem and our best efforts will not make much difference. Well if its warming up so much will we need Insulation at all, or need to put our houses up on stilts to keep cool and avoid the Floods.
From:
Michael Foley
21 September 2021 08:18 AM
It doesn’t matter about all those groups anti-everything they can have their white paper, green paper and all the rest of it and keep braying I wonder what animal does that. Deposit was supposed to protect the Property not the Deposit ?. Can’t see shortage of housing, no savers they were abolished, the economy of the uk now built on unsustainable debt, young persons encouraged to buy unaffordable over priced Flats to make profit for Banks and big Institutions. Looks like another crash imminent, too much cheap money, we are in trouble, China and several other as well. I have seen at least 4 before but everyone in denial until it happens. We will all get our day in the Sunshine including the protesters, how can they afford all this free time where is their money coming from.
From:
Michael Foley
21 September 2021 07:27 AM
Echis.R. I am an amateur its taken me over 40 years to reach this Status. I used to be a Professional but the Regulators changed all that so I had to down grade myself. A Professional is someone that makes a living from his work, now its the other way around, Everyone else makes a living off me.
From:
Michael Foley
20 September 2021 15:46 PM
Wonderful just take out a few more vertebrates, remove Section 21 that should help to make it worse.
From:
Michael Foley
20 September 2021 07:40 AM
What are they on about, LL should be encouraged to invest indeed. Then remove the shackles, 3% SD super tax on top of normal SD. They talk about fairness between LL & Tenants but we have that. The problem is the parasites outside chucking spanner’s into the works. Councils, Generation rent, Acorn, Shelter, Regulators + a whole lot more, as well as high running & maintenance costs + LL insecurity. Why would a LL want to invest at this dodgy time with inflation running wild, jobs disappearing or insecure, hike in National Insurance, Mortgage interest tax relief cut to 20%, say buy a property £500k in London probably a Flat as house is usually more, add £30’000. Stamp Duty or every £100k more another £8’000.SD, Does Rishi Sunak not understand the first 2 to 3 years rental income is for SD already paid up front to be recovered so what’s going to pay for everything else, this is a big penalty, (mortgage to pay tax levy). Then we have every other lame duck organisation lining up to add to our costs and have a pot at us, at uncertain times when the risk is too high. All the pointers to me are its more likely to hit the buffers than any capital growth get real.
From:
Michael Foley
20 September 2021 02:58 AM
Honestly if those people in charge of Registered Charities were so concerned about helping the poor or disadvantaged persons, their services should be almost free.
From:
Michael Foley
18 September 2021 21:03 PM
So we have 3 Members of Parliament meeting 20 Rogue Charities. Why have they still got their Licenses, why have they still got Charity Status, it’s not their remit to destroy Private Sector Housing
From:
Michael Foley
18 September 2021 18:18 PM
I had the odd abandoned car and a cursed nuisance to get rid of without the log book. Councils are not interested when not on public highway or land, then they are soon gone, we are powerless all around.
From:
Michael Foley
18 September 2021 11:57 AM
Do you not think Landlord lives in constant fear of loosing possession of his 2 up 2 down that cost him hundreds of thousands of pounds, to some that don’t give a fig and no responsibility or financial commitment.
From:
Michael Foley
17 September 2021 13:06 PM
EPC, C , pails into insignificance when you have lost Control of your Property.
From:
Michael Foley
17 September 2021 08:20 AM
Here we go, get on right side of Michael, Alacia. What did I tell you all before get rid of Section 21 and also goes Assured Shorthold Tenancies. Alacia says she wants secure long term Tenancies. That means only one thing Assured Tenancies and we are back to sitting Tenants again. Time for LL’s to stop reading, sitting on the hands and take action. I know I was there you weren’t LL’s at that time. I had a whole Libyan family living in a house that I Built, didn’t pay told me they wouldn’t pay, wouldn’t leave and told me nothing I could do about it, which was correct. P C Fletcher got shot & died rip in Kensington, before relationship soured between the UK and Libya, then they left leaving an unbelievable damage & mess, maybe you want this situation back again, good luck.
From:
Michael Foley
17 September 2021 08:15 AM
Susan you are the problem, the Council, Shelter and Regulators. KEEP LL OUT there’s your cause we didn’t have any of this when LL was in charge. Rewind before you interference no ASB in private let’s, no Cannabis Plants, no needles and other stuff littering the Property or Brothels, that was reserved to Council Estates, so you are the Problem give us back our Rights. Stop fining LL’s for poor Management that you prevent him from doing.
From:
Michael Foley
17 September 2021 07:25 AM
That’s a direct result of banning LL from the Property, keep LL out at all costs, now LL don’t visit in case of starting Tenant off and know the now consequence. We used to be able to check in reasonable daylight hours. I can tell much worse but I’ll resist.
From:
Michael Foley
17 September 2021 07:01 AM
That’s no difference to the past or worse. Currency Devaluation and huge inflation continuing.
From:
Michael Foley
17 September 2021 06:40 AM
Buying land by ordinary Joe in business is a non starter. Its not tax allowable you have to pay the tax on it as if you have the money in your pocket. Plant & Machinery and such commodities are. Which is why you see people expanding and a load it new plant, you either buy the Machine or pay the tax easy decision to make, property is a different kettle.
From:
Michael Foley
16 September 2021 20:10 PM
Susan Brown, as Council Leader must know those LL’s were driven out of Regular Letting by Council interference in Private Sector Housing. Can Council not see its they themselves who are the problem as it didn’t exist before, now they wants more Schemes because of the problems caused by previous Scheme, well done.
From:
Michael Foley
16 September 2021 18:20 PM
Richard. I believe you that your properties are very good & safe. HM0’s didn’t you didn’t mention have you got those ? When they come unlikely you’ll be as safe, they’ll probably make you put-in extra cooking facilities in rooms what could be more dangerous extra risk of fire, just like the Bedsits of the 1960’s, maybe a Shower even a bog, so they’ll eating, sleeping and living with cooking smells. Instead of one property kitchen loads of other stuff.
From:
Michael Foley
16 September 2021 17:52 PM
George, don’t forget the other one scouse. Mr John McDonnell MP for Hayes & Harlington he was going to confiscate all private housing if he got his way,
From:
Michael Foley
16 September 2021 16:46 PM
I don’t believe there is a shortage in the first place, there is only a few on the Streets so every one is housed. Huge Council waiting lists I am not surprised about that or how big it is, everyone wants the free or subsidised option, far too many free loaders already and now rule the roost as well, re-election an MP seven consecutive times. There is plenty of spare capacity everywhere, now add so many Industrial Buildings been knocked down Resident, Office conversions by the thousands, Pubs demolished for blocks of Flats, millions of lofts and house extensions, Shops that closed even on high Streets now for Residential, even Public Toilets, its a craze or crazy. Keep Building ever more wasting resources and energy, then talk about saving the Planet with all the extra people living in Sky Scrapers as well using more energy + how many extra cookers and washing machines etc is that, people could do some work to keep fit instead of building gyms, more waste of energy. Anyway I could house another 20 in existing stock just get rid of the Regulators and their Computers destroying the Planet, the recycling Depots are chocker with scrap Computers.
From:
Michael Foley
16 September 2021 15:11 PM
Kieth, obviously portfolio Companies which are not affected by Section 24. Kill the small guy.
From:
Michael Foley
16 September 2021 09:51 AM
In the South East its £600. For Selective. Mandatory and Additional are £1200. / £1400, + it does cover the schemes and loads to waste as well, they send letters to everyone for fun or a joke even to people it’s nothing to do with incl’ my former Solicitor, lender, Freeholder 990 year & my wife at our same address. How long does it take forget about 5 days it takes months even on renewal. I had one waiting seven months and guess what they had reduced my license period by the same amount. Do they make profit of Course they do even though its only supposed to cover the Scheme. Croydon Council complain about their Licensing being Knocked back by Robert Jenrick (now sacked). Its caused them a £22m black hole they said which is laughable, the Scheme didn’t go ahead so it cost them nothing, so how could it cause them a £22m shortfall or blackhole if they weren’t taking a profit from the Scheme.
From:
Michael Foley
16 September 2021 07:26 AM
I can see the possibility that if Section 21 goes it’s likely Assured Shorthold Tenancies goes too and you’ll end up with Assured Tenancies. I hope you all know the difference, good morning.
From:
Michael Foley
16 September 2021 06:50 AM
Good morning Jim will you stop, it looks like you have re-posted which I thoroughly disagree with. Keep your section 8 by all means but why are you campaigning to get rid of Section 21 the foundation of Private Letting Industry. I won’t call it Buy 2 Let because it wasn’t known as buy to let, it was Secured in Commercial loans all that came afterwards as well as you, where were you or HMO for that matter. We had campaigned for Assured Shorthold Tenancies which was accompanied by Section 21 resulting in the 1988 housing Act. HMO’s only came into being in 2006 following 2 Jags John 2004 Act, no queens bury rules for him. That’ll be your remit the HMO expert and were we not operating Section 21 for 18 years before you & HMO’s started (different between 1988 & 2006) now you dictate to us about S. 21. I have Built many of my Houses by my own hand with only hand tools and no electric on site when cordless wasn’t invented, no funding Schemes or hand outs from Government either so it’s fair to say I Build my Industry but you come lately and wrote the Book. Please don’t move to Shelter.
From:
Michael Foley
16 September 2021 06:39 AM
Domenic, a number of points there, you are right about SDLT & Section 24. However don’t be taken in with the £120 pa which I believe you are referring to £600. for Selective Licensing. That’s the tip of the iceberg the Compliance is going to cost you thousands of £’s, on top and put you at risk, in line for a Breach to fine you anytime they like. Having said that we had it all already and I can enlighten you, it to rope you in. Then after a while they transport it to Additional License which is more or less same as Mandatory. When you renew it will be £1200. to £1400. application fee rising. So in some cases we had to pay in 2006 / 2011 / 2016 and now due this year 2021. It looks like you never had one my friend or would have a different view. Extra Certificates galore alone are going to continuously cost you more than £120. pa. I could go on but by things to do..
From:
Michael Foley
15 September 2021 12:40 PM
No it doesn’t now that it has been trivialised to Criminalise what was hard working Law abiding Landlords. He’s hardly going to take much notice of a Tenant with a Criminal Record if he has one himself for nothing.
From:
Michael Foley
15 September 2021 09:11 AM
No Stopping them and nothing to with Criminals except make a Criminal out of LL’s. All to do with making money for this Council for nothing, no cost & no financial input themselves. 6 years bartering away at this even when blocked by High Court they kept on until they got it in, why not they can rob millions off Private LL’s for Zero nice little (big) earner. Obviously now its going to apply to all Private LL’s, not stopping until nation wide. I always believed that ever since Deputy Premier labour John Prescott 2004 Act, introducing Licensing in 2006 followed by Deposit Schemes in 2007 the rest is History no stopping them ever since. The sad part is thousands are still rushing to buy Property without any knowledge of this whatsoever, why not ask them I do and they don’t know, even many existing LL’s either don’t know or choose not to comply, big problems ahead. Councils have their gold mine for ever, LL’s can have their heart attack.
From:
Michael Foley
15 September 2021 07:17 AM
Shelter on the band wagon, illegal entry KEEP LANDLORD OUT at all costs. Tenants don’t want LL to see what’s going on or how many extra they have staying or subletting or anything else they shouldn’t be doing. I believe sometimes they think it’s illegal entry when it’s not thanks to HMO interference. I believe a LL can enter a HM0 if he has a room or rooms vacant as he is not entering the let parts and if common parts then they are common parts and not exclusive to one or other. So tell me how to run your HM0, one person occupied a room probably with some facilities, are they trying to tell us say other 5 rooms going excluded from LL control or controlled by some one that happens to occupy a part. Keep LL out at all costs then fine him for not being in Control of Management.
From:
Michael Foley
14 September 2021 22:36 PM
1786 read this today yet only 18 comments, 4 of which were mine so only 14 others. Please don’t hide behind the Bushes, come out be counted, make your views know and stand up for your Business. This is exactly what happened when we were campaigning for Section 21 the majority sat on the fence. When it came in they were the first to advantage of any right we achieved and indeed the whole Buy 2 Let Market was based on that foundation, so please don’t sit on your hand waiting to see what happens, then it’s too late, fight your corners now.
From:
Michael Foley
14 September 2021 15:46 PM
I don’t know why they included Letting Agents who are already professional, ARLA staying very quiet. The LL’s are very naughty to be damaging their own fire Alarms. So Shelter if you have evidence of Assault why have you not being to the Police or the Tenant not been to Police but you can’t go throwing wild Allegations like that around & expect to get away with it. Really the Article has nothing that stands up to scrutiny. Shame on you.
From:
Michael Foley
14 September 2021 12:43 PM
We get on very well with our Tenants in general, they are our friends & Customers and do everything possible to ensure they enjoy their stay and if you can find even one of my former Tenants to say otherwise without bribery I’ll take my hat off to you & eat it. Enough is enough and seems to be only one Unelected Organisation which is above the Law.
From:
Michael Foley
14 September 2021 09:50 AM
I don’t agree Allen, it said HMO leading people to think it was Mandatory being referred to. They didn’t mention the other Schemes / Selective or Additional that would possibly cover this situation if applied to their Area. We know there are many HMO’s but they are not Licensable HMO’s there a big difference.
From:
Michael Foley
14 September 2021 08:24 AM
Renters Reform Bill must be scrapped now in the interest of Justice.
From:
Michael Foley
14 September 2021 08:07 AM
Hi Poly, that’s a nice figure 45% your Organisation must like that figure, it seems remarkably similar to the blatant lie Shelter told about Deposits being withheld by LL to get law changed on Deposits perverting justice. It later turned out to be less that 2% that went to Deposit Resolution, so where was 45% never no such thing. So we had law change based on absolute lies, as a result I forego £30k Deposits because of this rather than waste my life dealing with false schemes. I have repeatedly tried them without success it a blight on Business. So now you want another law change based on more untruths I am sure it should fly through Parliament like the one before with your Sky high figure, no use telling little porkies is it Poly. People don’t get £125k a year for nought at least tell a few fibs. I am not saying you personally had anything with introduction of Deposit debacle although you might have had a hand in the 2015 De-Regulation Act by your Organisation. However you had good teachers Colin Rabb, predecessor if my memory serves me right he loved LL equally as much.
From:
Michael Foley
14 September 2021 07:52 AM
Well we had gas certificates ever before HMO’s so should have had those anyway. I think the other stuff came with the introduction of HMO’s and needed to be complied with if a HMO. However the definition of HMO’s is ridiculous, so 5 people or more and 3 stories as it probably was before Pandemic was a HMO. So there was 4 people not 5 ?. The rules are so corrupt & dishonest, it seems if it was 2 couples it would have been ok but still 4 persons, what’s the difference a person is a person whether in an relationship or not and how’s a LL to know ? one day you can believe they are in a relationship with another and before you know it they have switch partners or fallen out of partnership. There a bit more going on here with Tenant involvement, the Council identified 4 people living there by magic, if there was a whole family there it would have been fine even if they lived for free. I think the field is a bit out of level.
From:
Michael Foley
14 September 2021 05:08 AM
How about the usual message. We want to send a clear message to all LL’s we won’t hesitate to take any action necessary. (to destroy you).
From:
Michael Foley
13 September 2021 19:30 PM
Yes Andrew, I remember it well and icicles hanging down. I don’t think eiderdowns where the noam that time, a top coat would suffice. The one about the kids playing in the bedroom, Johnny shouts Mom Paddy is pulling the top coat off the bed, good lord she says don’t say that we have visitors coming say eiderdown, ok. The visitors come and Johnny shouts Mom Paddy is pulling the sleeve off the eiderdown. We have to keep our sense of humour.
From:
Michael Foley
13 September 2021 17:01 PM
I think we are all getting soft, when we were growing up we had no insulation or Central Heating, now the house is virtually sealed, we need fresh air to live.
From:
Michael Foley
13 September 2021 14:53 PM
Of Course their Arrears are down we as LL’s have takes the hit and let Arrears go. I am no fan of Goodlord several of my Tenants when moving on used them. What a load of hassle more Digital everything almost impossible to deal with and think they own the previous LL laying down all the rules then won’t even speak to you, in future I will not be corresponding or intimidated.
From:
Michael Foley
13 September 2021 09:37 AM
To me its always Government interference & Policy’s that cause the problems, like bringing down Base lending Rates below 5% abolishing savers over night, what were they supposed to do with their money (buy property) ?, so any crisis was caused by Policy. I’ll just turn back the clock briefly to see what happened as an example, Cleveley Crescent, W5, 1930 Semi & Terraced now sell for average £600k. In 1996 it’s fair to say £100k was top average price for those (after that they make a jump). So it took 62 years to make £100k including building costs. Then only taken next 25 years to increase £500k more to 2021, it’s all a bit mad bring back savers instead of forcing everyone to put last penny into property over heating the market.
From:
Michael Foley
13 September 2021 08:21 AM
MP, Tim, why not do your job in Parliament its Government interference that has driven many LL’s to switch to AirBnB & now you complain.
From:
Michael Foley
13 September 2021 07:15 AM
George gas Boilers is a LL’s biggest nightmare for sure when they break down, any other appliance just replace job done, don’t tell me about insurance schemes I had all them, still takes time to get sorted. Boilers used to be very reliable before technology and never broke down but now we are where we are. I am not singing the praises of electric yet I can see problems with that too.
From:
Michael Foley
12 September 2021 10:42 AM
I think we are doing all we can from outside of things, annual Boiler Service and Certification plus installation of Carbon Monoxide Detectors. Although there might be Carbon from other sources and not anything to do with LL’s as well. Worrying figures about other matters which are extremely high sadly. I see about 32’000 People die in Ireland each year, now we had Pandemic and thousands passed away, yet the the number of deaths over all are about same, whether it’s because they didn’t get the flue this last 2 years, a Scientist friend told me 60 years ago if you have one you don’t get the other, what ever the truth is.
From:
Michael Foley
12 September 2021 10:19 AM
Very good you make a number of fair points. However, Council don’t manage their finances but waste not responsible to anyone, increase c/tax 6%, take £20m from private LL in some London Boroughs then complain about resources. I believe you are right about notice period, whether it should have been 2 months or 4 months. The evidence is there Jim they didn’t take action against the LL, there’s your evidence. I never ever read a Book in my life no point in starting now. I am sure your book is very good as you are very knowledgable and I commend you on that. Honestly I have so much Regulations, compliance and crap to deal with I haven’t time to pee not alone read.
From:
Michael Foley
12 September 2021 09:23 AM
Was it an eviction or part eviction it says they were not allowed access to part of the Flat. They get housed and kept for 2 years but can’t respect the property. Landlords stress don’t count it seems he’s not considered human. This is one of the first times a Council sided with a LL and gets penalised for it, so the Council is not allowed to be impartial and make a judgment in other words its mandatory to side with Tenants.
From:
Michael Foley
12 September 2021 07:45 AM
Don’t worry we don’t need elocution lessons if they don’t understand us they wouldn’t be much good at cludo, they understand everything right well sometimes they act the gom, (not in Collins).
From:
Michael Foley
11 September 2021 20:41 PM
OK, but I am a Section 21 man and the one thing is more important than all others. I have to be able to get my property back with Vacant possession without un due delay. I have attended loads of LL, Council meetings and the University green horn rule makers forgetting it’s our property to hear them talking you would swear it was theirs. One thing is loud & clear they want to stop you getting Vacant Possession unless you want it for a Family member or you want to sell it but then you’ll have to Sell. I say none of their business whether you want to sell or keep or give it away not their property, we didn’t need their advice when we bought it or received any of their funds. Do they not understand the Tenant is Renting the Property not buying it, how difficult is that to understand. Watch the Regulators they are determined to write that in, it outrageous.
From:
Michael Foley
11 September 2021 18:18 PM
It would take a good LL fool to buy that and plenty of others in the area more expensive. Then throw money to pay & subsidise it and be clobbered with taxes and Ealing Council Licensing schemes. Lenders living in cloud cuckoo land 125% income and the rest, stress test etc do they not know all figures are false, what a lovely World they live in.
From:
Michael Foley
11 September 2021 15:35 PM
Renting is a great deal cheaper and especially when people are not ready to settle down. I seen a 2 bed conversation Flat in Acton adjacent to one of mine on the market £460k, 10% Deposit £46k, 25 year Mortgage @ £1700. + per month, while mine is rented for £1200. pm even at that they are behind, so where do they get £45k initially and the extra £500. pm + Service Charge etc, that they currently don’t have to pay for any repair, up keep, furniture, white goods, Insurance thrown in, fact dream on.
From:
Michael Foley
11 September 2021 15:21 PM
Robert, we have Assured Shorthold Tenancies minimum 6 months but usually we do 12 months. However, although fixed term, only the Tenant or the Court can end it, LL can’t end it without Court Order which is expensive and takes months, Tenants goes when it suits them whether end of term or months later or years even when your Agreement has become Periodic, if they don’t keep to the Agreement Court is only option, it seems to me when Section 21 goes we’ll not even be able to do this. Assured Shorthold Tenancies will disappear with S21 which is the guarantee of getting your property back. Why on Earth would you burden yourself with a massive financial commitment for some one to walk-in and take control of the property.
From:
Michael Foley
11 September 2021 11:04 AM
We are the whipping boys anyone wants money for nothing get it from LL. Anyone in Government with any idea of generating wealth through enhancing Business and Manufacturing Industry instead of grabbing LL’s money to give to Benefits, who then give it back to LL, who give it to government again, a complete circle getting diminished all the while, any hope of creating new Money.
From:
Michael Foley
11 September 2021 09:36 AM
No Jim, no sense I disagree totally with you on this one although normally supports you. When I have problems I want my property back as a whole because I let property as a whole, not individual HMO rooms where you are dealing with probably one or two persons / one room at a time piece meal, I don’t have that option it’s all or nothing joint & several. Removal of Section 21 is a power shift encouraging Tenants to play up and misbehaviour, ASB, stop paying rent when they know there’s nothing you can do. As for Council supporting LL forget that had it all, when I had them having loud parties, drunken carry on, Council supported them and threatened me with prosecution and didn’t want me to get rid of them either. I fought long and hard to have S.21 introduced and ask yourself why was it introduced ?, there was virtually no letting market prior and Certainly no buy 2 let LL’s or schemes which from memory was started by Woolwich Building Society long since disappeared.
From:
Michael Foley
11 September 2021 08:09 AM
Unbelievable he must be trying to bring London to its knees, it’s not enough he’s robbing our Council Tax blind.
From:
Michael Foley
10 September 2021 18:11 PM
Its not only the Kennedy’s I have to worry about, just add Sadiq Khan for good measure, Congestion Charge & ULEZ extension to north Circular/ South Circular Roads this October in L’don. £15. pd congestion charge & 12.50 ULEZ pd, = £27.50 pd, as I live just outside the zone & some of my properties are inside it I’ll have to pay, my vehicle don’t meet emissions although not old really & less than 100k on the clock, same engine as others that does comply, log book doesn’t say it. This year I spent 7 months repairing & updating within the zone often 7 days a week because that all the days is in a week, so you do the maths how many days that is @ £27.50 per day plus parking, in future the work don’t get done no wonder people are leaving London, thank you Mr Mayor good job you don’t earn a living.
From:
Michael Foley
10 September 2021 18:00 PM
Yes Andy we had it easy when we were paying 15% + and nailed to the wall now factor that into your equation, this business didn’t start yesterday.
From:
Michael Foley
10 September 2021 12:46 PM
Leicester, gosh that’s a mouthful all conjecture and assumptions, how the place has changed it used to be just Green & Red Murphy haulage transport lorries.
From:
Michael Foley
10 September 2021 10:21 AM
Nationwide need to look closer to home, they are at this for years supporting anti- LL while their subsidiary The Mortgage Works has private LL’s as one of their biggest customer, some hypocrisy.
From:
Michael Foley
10 September 2021 07:19 AM
Counsellor has some Cheek given they are one of the biggest single causes of high Rent rises. Scores of Regulations & costs by them added on to LL’s plus £20m licensing take from LL’s for nothing in return in some London Boroughs and is a nationwide raid. There should be Price Control on sale of high rise Flats all over priced by tens of thousands of £’s. Small LL’s are a bit like lorry drivers taking for granted, abused, bullied over Taxed and over Regulated, so they had enough now don’t want to do it anymore more, they weren’t appreciated guess what now begging them.
From:
Michael Foley
10 September 2021 06:43 AM
More Technology more Data more Digital Academics more pie in the Sky the rush is on to make a killing before its goes belly up. They property market is distorted by interference and propped up by the abolition of savers, this is my sustainable housing, jobs gone, Universal Credit doubled, National Insurance hike further strain on employment, trillions in debt, don’t worry more data you’ll know everything about everyone but you’ll also know they are doing nothing, press a few buttons it’ll be fine, not.
From:
Michael Foley
09 September 2021 07:35 AM
They will bring them in anyway especially now encouraged by Government, just like the extra occupants and sub-letting at the moment, it gives Government the opportunity to fine LL’s for over crowding while supporting Tenants to do it. They will now be able to fine LL’s for the stinking mess of wee & poo created by Parliament.
From:
Michael Foley
08 September 2021 07:25 AM
Don’t forget first time buyers who are getting walked in blindfolded to over priced property by Schemes who will be clobbered for years to come, real victims.
From:
Michael Foley
08 September 2021 06:48 AM
Assured Shorthold Tenancies came in as I understand it with the 1988 Act, The 1977 Act could hardly be referring to something that happened in 1988 or 2015.
From:
Michael Foley
06 September 2021 20:57 PM
I suppose if he’s only 35 years out it not too bad.
From:
Michael Foley
06 September 2021 20:47 PM
No John not the case its only in very recent years it changed from Civil proceedings to Criminal a matter ever a regarded LL knows that,
From:
Michael Foley
06 September 2021 20:20 PM
Hi John my friend don’t feel bad about it at all and thank you for the diagnosis I wondered what was wrong with me, maybe you could prescribe some medication and get me a blue badge, bad laws need to be challenged and changed back to when it wasn’t a criminal matter and that’s not very long ago. Do you think you could put me forward for Guinness's Book of Records, retarded LL survives 43 years in Business even before corrupt Regulators and inept Councils decided to raid LL’s Bank Accounts to line their own pockets. I wonder what Syndrome you got if any. Many thanks
From:
Michael Foley
06 September 2021 19:22 PM
Ok if it’s their business let them house them all, but not installed them in private property where Council have no financial responsibility, no input and provide no funding but load costs & penalties on Private LL’s, maybe we shouldn’t assume LL wasn’t up to date with rent but why else would he take such action, are you taking odds on this,
From:
Michael Foley
06 September 2021 15:26 PM
Just more of the same anything to destroy private rented sector, non of Councils business its a private matter between renter & LL. They have to poke their nose in, in a very one sided way. They Council incurred no costs they decided to make it their business to create costs and pass them on to LL, its abuse of their position and the legal System to extort money from LL’s, obviously LL’s always pleads guilty or fine at least doubles or worse. LL’s don’t want to break the law or be in Court but Councils force it on them regardless. Incidentally I have people away on holiday that owe rent they now know LL can do nothing. I don’t see Council jumping to help us.
From:
Michael Foley
06 September 2021 09:53 AM
Perhaps arrears is not a big cause of disputes because we are not allowed to dispute it and powerless to do anything about it, just suffer in silence.
From:
Michael Foley
06 September 2021 07:06 AM
I have had no increases but decreases in rent for last 2 years, worse than that I have rent arrears, won’t mention voids, plus clobbered with increased costs & regulation, factor that into the Survey.
From:
Michael Foley
06 September 2021 06:56 AM
A desperate situation for anyone to be caught in war zone, 20m killed in First World War, 60m in the second mankind never learns, mans inhumanity to man. There will be many innocent people caught up in it, others used for political purpose and all need help, no use blaming individuals it’s a bit like an illegitimate child it’s not the Child’s fault. Regarding housing them from what I can deduce from this article, Social housing or shared housing not going to be used. So there is an opportunity for LL’s to avoid HMO Licensing Schemes compliance and house those people with guaranteed Government Rent, as all HMO’s are shared accommodation.
From:
Michael Foley
04 September 2021 19:55 PM
I am all for improving housing and always have had better quality housing before any of those Regulations. However, it was much more affordable before dishonest Councils, regulators & law makers got involved raided the finances of the private rented sector to line their own pockets and prioritise the people milking the system blind. They ignored the fact that we had to buy the property, maintained it and provide the service to house Tenants at no cost whatsoever to the Government who say there’s a shortage but for this we are heavily taxed on the income with very little allowable expenses, targeted and classed as rogues LL’s, invariably Councillors always refer to LL’s as Rogue Landlords.
From:
Michael Foley
03 September 2021 08:11 AM
What are they talking about other Boroughs charging up to & over £1400. Applications fees already. How can they talk about poor management when they have removed LL ‘s rights leaving him without the authority to manage and excluding him from his property, how can you have responsibility without authority. The 10% discount for Accreditation only applies once you loose it on renewal it’s just another cursed nuisance for LL’s that have been doing it for decades but now have to learn how to do it, yes they’ll have a feather in their cap a piece of paper stick their crest out but able to do nothing practical to improve housing. In short the Westminster scheme is yet another multi million pound money grab and a fraud on Private LL’s.
From:
Michael Foley
02 September 2021 07:38 AM
John, you think they are daft buy their own and have to make sacrifices that they never had to before, for next 25/35 years. Who then to complain to, not Council nor Alacia , Generation Rent or agent Jack’o, who’s going to run around and fix everything for them, who’s to save them from loosing their home and being evicted when they can’t pay.
From:
Michael Foley
01 September 2021 22:16 PM
I think this is farmer economics count the money you got for the animals don’t worry about how much the animals cost to purchase the running costs and own Labour 24/7 a bit like LL’s really. So if a LL has a property paid for after years of slavery don’t count that we’ll call it buck-shee, its he own it by magic just count the income as profit after he’s paid Insurance, c/tax on any vacant portion, annual gas service & certificate, licensing compliance & outrageous application fees, emergency lighting & Certs, fire detection system & Certs, ICO’s annual cost, Right 2 Rent, cost How2 Rent cost , Deposits debacle & pay, Inventories and pay, Gov’ stupid Tenancy Agreement 68 pages on its own, referencing costs, maintenance & trades cost, white goods cost, up grades at whim of Council, furnishing, double SDLT, special c/gains tax for LL to prevent you getting out, your own input 24/7 that Regulators don’t count just transfer their work load on to you and a load of hassle, graveyard tax when you are done etc, Why even mention if a LL 20 properties instead of 10 he makes more profit hasn’t he/she twice as much invested.
From:
Michael Foley
01 September 2021 18:37 PM
I suppose the Government wants us out of the Business we created starting from nothing starting in the 70’s its as simple as that, where were your Companies. Otherwise why Section 24 if you are big enough to incorporate you can claim the interest on the business loan but not individual LL’s pay tax on your money that you already paid to the Bank, for them now to become LL’s and take it all away from you, just add corrupt legal System where Councils are abusing their position and punishing LL’s, imagine a Brent Councillor so delighted when LL got fined for Tenants ASB no fine for Tenants but she offered her support and advise to them how to stop LL from evicting them, she said let it send a strong message to LL’s they won’t hesitate to take action against them, of course she’s just confirming we are not equal before the Law and going to be stitched up anyway she calls it working with LL’s.
From:
Michael Foley
01 September 2021 10:51 AM
They must be having a laugh after the battering they have given us this last 20 years, for me removal of S.21, Deposits, How 2 Rent, removal of wear & tear, S.24 , Licensing etc, S.21 is only getting removed because of Tenant abusing it, deliberately getting evicted for Council to house them, no wonder shops are closing The can’t afford the staff, Care homes can’t get staff, Sainsbury’s staff agent offering £34. per hour for lorry drivers & £40. per hour for Sunday. They have it to good on the Benefit System to bother about work if that wasn’t there would not be any shortage of workers. The last Blog taken down at 10.11am must be a record, 18 LL’s responded in this short time it shows how upset we all are and 117 likes !.
From:
Michael Foley
31 August 2021 11:32 AM
For me unfortunately can’t put up rent when I can’t get what I am owed and helped them so much, now gone over seas on holiday no problem far more important than rent.
From:
Michael Foley
31 August 2021 09:32 AM
Alacia utter rubbish, they are not our families we have to rear our own. So you’d like 2 months would you, then 6, how about we pay their College fees or buy their drugs it would be nice. They have the right to a Secure home who gives them that right ? you is it, if they want a Secure home it’s very simple buy your own and dictate your ideas to the lender. There are plenty of Government help 2 buy ponzi schemes available to stitch you up for rest of your life.
From:
Michael Foley
31 August 2021 07:05 AM
ARLA says letting is booming & people on the move after the pandemic. That doesn’t mean more property is required, someone else will be living in the property they vacated.
From:
Michael Foley
28 August 2021 15:31 PM
After everything they have done to destroy us, now turn around and ask us to help them, are those people for real they push us off the edge of a cliff and then ask for our help.
From:
Michael Foley
27 August 2021 20:09 PM
Ok still don’t get it, that’s £1400. per room pm in a tiny Town, even in a London HMO you would be lucky to get half that. Thanks
From:
Michael Foley
27 August 2021 11:34 AM
Rent caps, so if I am a Renter and asked if I would like to pay lest Rent, yes please.
From:
Michael Foley
27 August 2021 09:49 AM
Steve I agree in the main but what happened in areas I operate was when Corona struck and the Planes stopped flying AirBnB LL’s switch to regular lettings then I had places vacant for months and difficulty finding Tenants. Although I could have let many times over to Rent 2 Rent scammers who sublets the rooms making a killing at owners expense, another reason why I could not find Tenants, we know they are Councils friends or it couldn’t be happening .
From:
Michael Foley
27 August 2021 08:56 AM
The cost of the Scheme was ever only supposed to cover the Administration of the Scheme. How could there be a £22m Black Hole in their Accounts when the Scheme didn’t take place?, it looks like a massive fraud has been going on against Private Landlords.
From:
Michael Foley
27 August 2021 08:09 AM
Hopefully you’ll purchase a property with some luck and good fortune that is EPC Compliant
From:
Michael Foley
26 August 2021 21:48 PM
It good that someone is warning them about extra costs rather than buying blindfolded. However, in some Cities the costs are substantially higher than the figures quoted. The £200. for 5 year electric is about right, fire alarms and emergency lighting are extra and annual Certificates if HMO don’t know if mandatory or not but costly. Very unlikely if anyone will do gas for £35. More like £75. Plus annual service £50, if done together. LL Insurance much more expensive than £217, and don’t cover contents yours or Tenants generally, mine average £500, pa. HMO mandatory & Additional licenses are similar Application Fee I think £1200. to £1410 which covers one Council visit any subsequent visits £85. per hour extra. Selective license £500, what’s not mentioned is the other expensive works which you may have to do to comply like fire doors, closers, stops, special locks so thumb screw on inside, extra sinks, extra cooking appliances, extra toilets and extra washing facilities £4’000. might cover or not, no one working cheap those days and materials gone through the roof, allow for a vacant period while getting all this done, allow for meeting Mortgage payments with no income, Allow go paying Council Tax on empty property etc.
From:
Michael Foley
26 August 2021 21:28 PM
Yes it’s a big issue and so expensive to get things done those days if indeed you can find someone to do it at all or do a reasonable job. EPC is certainly a very emotive subject if only people put the same emphasis on Section 21 even more important than EPC we might get some where. What does it matters about EPC if removed of Section 21 has stopped us from functioning and throw in the towel, do they really think when they have taken away the few remaining scraps of LL’s rights he is going to continue putting his head on the block. The blackmail tricks are played out.
From:
Michael Foley
25 August 2021 20:30 PM
They are not as good as gold if they are part of an Organisation actively campaigning for more Regulations for LL’s, that are crippled with Regulations. They were only set up about a dozen years while we have been LL’s for Decades now they want to rule the roost. When we were struggling to survive and build our Business they weren’t there & only a handful of letting Agents in London not like now at least a dozen in every Borough calling all the shots. Also it’s about time the question was posed why was Section 21 brought in, its obvious to me many Campaigners to get rid don’t know this or even if born.
From:
Michael Foley
25 August 2021 09:31 AM
Do I suppose if they are Council Tenants living there, they Council will remove it at Taxpayers expense, who do we give the Bill to.
From:
Michael Foley
25 August 2021 09:02 AM
Probably wrong heading if I understand I thought Energy Companies would be up there. I didn’t know they would or could charge full money for extension or renewals there was so case law about that. I suppose you could just let it run periodic. There are some letting Agents who don’t charge renewal fees to be fair to them. The bulk of letting Agents were good until they banded together as an Association becoming to big for their boots and calling for law to adversely affect LL. They last one I used the first months wasn’t enough for his fees because of reference checks & don’t forget VAT is a big one so I had to give £500. out of my pocket as well, don’t ask me about Deposit I didn’t get any although the Tenant paid equivalent to 5 weeks rent as Deposit which went into some kind Scheme many Agents are using, to me its the same as no Deposit for LL. The Property Ombudsman used to be good at helped me when lender gave me £8k penalty for paying off a loan a week too early but now too difficult to use everything Digital in Warrington and of course phones now obsolete just there to waste customers time like all Organisations playing you their stupid recordings to avoid doing their duty or providing a Service.
From:
Michael Foley
25 August 2021 08:06 AM
Richard, well said if I may say so, too much of this going on the people who comit the crime are exempt. A bit like when LL gets fined for Tenants making noise or when they have pulled the fire alarms from the Ceiling even though he is powerless to stop them.
From:
Michael Foley
24 August 2021 22:25 PM
Sorry more evidence is needed I don’t buy this story at all, £7’000.00 pm for what and what size Building or if rooms how many. I Rent 4 HMO Houses in the Capital for this money not one. I know about the strict rules of HMO occupancy. How could you have 78 viewings, 78 viewings on what, What in a viewing is it one person / 3 or more per property, How long would it take 78 people to view 1900 properties or 600 for that matter of if a gang far longer as you would far less than 78 groups to go around. Are you another Digital Academic and nosey parker’s click on line with nothing better to do than look at your property just to see what you got, is this what you would call a viewing, don’t get me started.
From:
Michael Foley
24 August 2021 21:21 PM
That’s what wrong with housing & the whole economy. Reduced base rates too low abolishing Savers over night, they all went buying property they didn’t necessarily need or want, bidding against each other driving prices mad, false economy, no savers the rest is irreversible history now. Another reason why the young have no savings, so no where else to put your devaluing currency just keep heating housing market until it collapses.
From:
Michael Foley
24 August 2021 14:16 PM
I can’t understand why we Deposit protection Companies that you cannot communicate with or have a work phone one number, they are all hiding behind recordings & the Internet. I gave an hour trying to deal with MyDeposits and failed, we are loaded with so much free red tape that no one pays us for.
From:
Michael Foley
23 August 2021 14:32 PM
When Mortgages don’t get paid the lender is guaranteed vacant possession. When its LL’s money that’s fine he can go and take a run & jump.
From:
Michael Foley
23 August 2021 13:20 PM
Simple you cannot have an Economy based purely on housing. This is what they are doing building thousands of Flats clears not required converting lofts, re-zoning Commercial Buildings, knocking down Industrial Buildings all for Residential. The jobs will be gone forever so where will they be able to earn a living ?. This boom is false and quick fix for now to keep things going temporarily, when all this building madness stopes what then, no use pressing buttons when no one left to stitch up.
From:
Michael Foley
23 August 2021 10:12 AM
Another fly in the ointment.
From:
Michael Foley
23 August 2021 09:03 AM
So all those help to buy Schemes inflated property prices, distorting the market putting buyers in trouble for years to come while Developers make a killing, causing higher property prices all around puts pressure on rents now they complain about that. Shall I also mention the millions of £’s imposed on Private LL’s by local Authorities in each Borough with Licensing Schemes which has a huge knock on effect on Rents, so now add they want Rent controls no one to Control the Controllers.
From:
Michael Foley
23 August 2021 08:50 AM
Just add ARLA a collection of Est’ Agents conspiring together getting rules & regulations changed to suit their own agenda and lobby for more while living off LL’s backs. NRLA reports we have 168 pieces of legislation governing us and hundreds of obligations, yet ARLA are actively campaigning for more Regulations some friends they are. Those button pressers which is purely what they are, what’s everything under their control and force us to go through them, be in complete control of us and a computer program to do all functions for them, they call it professionalism and to exclude us their customers. Maybe the’d know more about milk the other ARLA.
From:
Michael Foley
23 August 2021 08:07 AM
So Tenants only need bad jobs or Benefit, Then get rents for one quarter of that. Should this criteria be applied to Mortgage lenders, don’t worry about how much the property costs, just pay 25% of your income.
From:
Michael Foley
23 August 2021 07:31 AM
I think it’s down to cost, the bulk of new build has to be £500k or below or they won’t sell, many obvious reasons that I won’t go into right now.
From:
Michael Foley
21 August 2021 21:19 PM
Getting rid of old one big job. Re-cycle Centre in Brent impossible. Digital Academic waiting with iPad, have you booked on line. no Madam, can’t come here advise what you are bringing but very restricted what that is, must know date and time in advance, Could be a couple of days to get a slot, but closed 2 days in middle of week, like my experience gave a slot at a centre 6 miles away in Feltham when local one is in Park Royal obviously I didn’t go. (I think there’s one in Scunthorpe) utter nonsense. Do they think we have nothing else to do only organise our lives around a trip to recycling depot. No wonder everywhere is fly tipped it a disgrace, but they increase our c/tax 6% this year while reducing services, Child economics.
From:
Michael Foley
21 August 2021 12:06 PM
That’s fine unless you are a trade that needs tools and equipment to your job or ferry merchandise etc, someone has to do it and only digital academics can work from home not real work really for most part, mostly administration that Office girls used to do in the ‘60’s for £12.00 a week, haven’t times changed now needs technology, computers, internet and university degrees to do what short hand typists done.
From:
Michael Foley
21 August 2021 10:01 AM
So Mr Khan can whistle for his £15 per day ULEZ 364 days a year, unless you have a really modern car to come into London, add to that £12.50 per day Congestion Charge no escaping this one from 7am to 22pm 364 days a year it must have broken him heart to let you off for one day in the year only because he knew he’d get nothing that day. Add sky high parking Charges. Just try adding those costs onto your Invoice for your job of work no way. S o the ones that can work remotely with Computers can earn in London, people that have to come into London & physically be there to do real work are hammered.
From:
Michael Foley
21 August 2021 09:37 AM
Annie, people have moved out of London because of Pandemic. Many have bought outside of London because they were able to work from home, get far better value for their money, try getting them back into Office’s. The poorer areas are created by benefit system people get addicted to doing nothing.
From:
Michael Foley
21 August 2021 08:45 AM
Expensive and always first to be clobbered with Regulations, Hundreds of pounds from every Council tax payer to Mayor Sadiq Khan but no benefit to us, but for him to waste as he thinks fit. Coming extending Congestion & ulez inside £27.50 per day to go into London plus parking Charges in Hammersmith area £16. Per day £43.50 x say 5 days a week £217.50pw how does he expect a small builder to survive this, run his van and earn a living not a hope, he may as well pack up, join the other lot and joy ride around on electric scooters
From:
Michael Foley
20 August 2021 20:16 PM
I can’t understand all this about funding those days everyone wants funding. We never got any funding we had to earn our own or go without, funding means you want someone else to give you the money. Some people are reasonable well off which it fine if you worked and make it, its nice to be able to rear your family and afford some of life’s little luxury’s and pay your Bills, other than that it doesn’t matter a carrot what you have or whether some have millions, its no difference you can still only sleep in one bed, have enough to eat, have a couple of pints if you fancy that or go to football match. Millions are just a headache and sitting there, that you’ll never see or use. I don’t like wealthy to brag or show off, its like saying I am better than you and not nice, some of us are sometimes more fortunate than others, no one can tell the bones of the man with the ragged jacket
From:
Michael Foley
20 August 2021 17:20 PM
Of Course the same rules won’t apply, the same rules don’t apply to all LL’s now do they. They’ll probably have a big Discount on Stamp Duty as well buying blocks of Flats with completions at same time. There are millions of Private LL’s out there can any of you tell me one thing the Government, the Councils or the Legal System has done to help us this last 20 years, ONE THING JUST ONE THING please and I take my hat off to you.
From:
Michael Foley
20 August 2021 16:25 PM
Don’t worry it will get worse and many of us will be well gone before 2035, not too long ago we were in caves but we built it up for them and when we are gone they’ll be over weight and wrapped up keeping warm like hatching hens
From:
Michael Foley
20 August 2021 08:06 AM
Come on now George lighten-up I am not long up don’t depress me before I go to work. Its no problem for them to acquire 10’000 or 50’000 properties, the Bank has our money for zero interest, we are their Guardian save them from going Bust and plenty of property available right now if you have the loot. I never accepted there’s any shortage by a glut of Properties and tens of thousands under construction. I never seen so many Tower Cranes in London or elsewhere look around you, look at the night Sky, can you count the Red Lights they seem to out number the stars. I can’t believe people are so taken in with whatever the Media says it becomes gospel, has brain cells been removed or conditioned, no offence.
From:
Michael Foley
20 August 2021 07:12 AM
We need Shops with on-line there won’t be jobs or business Rates left, on-line is not for everyone or every thing like say buying Clothes or Shoes, we can’t be sending things back all the time given our lives have already been taken over with red tape and regulations, even to make a phone call now is 30 / 45 minutes hanging on listening to music and stupid pre-recorded messages, we were far more advanced in the ‘60’s when you either got through or engaged tone no customer time wasting and call completed in 3 minutes flat. Just a couple of more things for our Colleague Jim, could add to LL’s list of imposed disadvantages like a special capital gains tax surcharge for LL’s but likely to increase even more to prevent him getting out, they need to keep him there to be able to screw him in the future, on the other hand he can leave but screw him on the way out, no Index linking or tapered relief anymore for good measure.
From:
Michael Foley
19 August 2021 14:51 PM
Very sad and my greatest sympathy to all concerned, mans inhumanity to man. I would have no problem housing any nationality that’s allowed by Government, (right to rent). I think LL’s shouldn’t take advantage of the situation either by over charging like what happened before disgusting. Landlord housed an Afghani mother and her family of seven children between ages of 8 & 22 (although couldn’t class some as children but men & women). However, LL changed over £12k rent pm to house them in one detached house in Acton the maximum figure, I know at the time £2’500 pm would be normal rent for the house or even the most expensive Agent said £3k max, pm if in good condition, I know this house and the area, this kind of mularkey shouldn’t be allowed to happen again if Councils do their own job. I am very sorry for the bereaved and all concerned.
From:
Michael Foley
19 August 2021 07:58 AM
Yonnette, Oh dear ! have you been taken in or are you a Council employee, We can’t ignore the facts when we have been hammered for years ever since 2 jags Deputy Premier John started off all this stuff with the 2004 housing Act introducing Licensing in 2006 and Deposit schemes in 2007, no Queenbery’s rules for him. We have always done our job but now do the Councils job as well while we pay them to do nothing only look at screens and destroy us. Currently a West London Borough is trying to bring in 3 schemes Borough wide and is reported if successful (who’s to stop them) they will Make £20’000’000. so you want us to think it’s not a money grab. £20m to be taken from private LL’s by Local Authorities to destroy us and you tell us to run our business that we have been doing for decades and paying thousands in taxes, when Councils were hardly involved or looks like they didn’t know we existed, they were too busy making a mess of public sector housing, can’t run their own.
From:
Michael Foley
19 August 2021 01:35 AM
Barry it will be in some state as you say for sure. However they will have second kitchen or second lot of cooks facilities probably in a separate area if main kitchen is small because of space sizes, They will also have a second bathroom or on suite at least with second separate toilet as a requirement to get a License for a, 6 persons HMO.
From:
Michael Foley
18 August 2021 21:05 PM
It was licensed for 6 persons so we have to accept it was let to 6 persons max’ which is plausible for Terraced or Semi-Detached if bigger property it would be licensed for more looks like £1800. pm for this area. Hypothetically say if they were paying £5.00 pd x 17 additional occupants to some Boss man that’s £2’500. pm so very likely someone making more than landlord (with no loan to pay or consequences ) maybe Rent 2 Rent got the idea from them. I live in the real World and if I go to car wash half a dozen swarm around the car I think to myself where can you be living, what they charge is a pittance when divided between them, not knocking them for the situation they find themselves and to be fair they work their socks off.
From:
Michael Foley
18 August 2021 20:17 PM
I had it all without go into detail and Council says they are entitled to have guests putting you on back foot, we have to be careful what we say because anything you say in your favour will be taken down and used as evidence against you.
From:
Michael Foley
18 August 2021 19:41 PM
Its more rubbish how can a LL force them to live there did he have a gun. How many was on the Tenancy Agreement once again you didn’t tell us. The truth of the matter is he is powerless to stop it, the Authorities having made laws to make sure he can do nothing, I’ll chalk this one up as another miscarriage of justice, again no action taken against the people committing the offence, was the LL in receipt of 17 additional payments ? never not a penny so if LL hadn’t given them permission or benefited financially he had not committed any offence. I have been in this situation with my 2 hand tied, so he has been fined for people living in his property for free and against his wishes.
From:
Michael Foley
18 August 2021 18:45 PM
Never in my wildest dreams would I have imagined a Conservative Government would have done all this to us this or got away with it. Had Labour got Elected they wouldn’t be going out of their way to do us any favours but at the same time couldn’t possibly have done this unbelievable damage to us. We were sucked-in and thrown to the wolves.
From:
Michael Foley
18 August 2021 18:11 PM
Exactly, they have driven up costs and rents no end while pretending to be the Tenants friend, that one is wearing a bit thin now. What they are really doing is creating a Cash Cow for themselves that won’t dry up but last in perpetuity.
From:
Michael Foley
18 August 2021 12:58 PM
Agreed Robert this is what always happens with interference and Schemes it distorts the Market, that hasn’t changed. I remember the Enterprise Zones in the 1960’s like Skelmersdale in Lancashire when big Companies, Courtalls, Plesseys etc got tax incentives for seven years to set up business there, Jackson’s build lovely 2 storey red brick houses with gardens, ideal family homes (for £4K each), but what happened next when the tax concession finished the Companies pullout, so it went from a lovey booming place to house being boarded up with plywood on the windows, heart break for residents.
From:
Michael Foley
18 August 2021 11:13 AM
According to Brent & Kilburn Times, Council will give grants up to £50’000.00 / 10% of the price to people living in Council Flats to buy their own in the private sector, so they can purchase a property for £500k and get £50k off Council tax payers money. They get subsidised housing from Brent Council for years then as a thank you the Council pays them to leave, maybe they should have a Section 21 instead of throwing away tax pay money. What about the people not renting from Council and paying their way for years, where do they get £50k for nothing, even though they would be far more entitled having paid market rents and no subsidy, Council Tenants are given an unfair advantage over they fellow Citizens.
From:
Michael Foley
17 August 2021 21:17 PM
Also they can have a big chunk of money to buy their own place, they must have been saving up the rent money for them, ???
From:
Michael Foley
17 August 2021 16:26 PM
Are you sitting down, Brent are offering big rewards for their Council housed Tenants to down size, why if property is bigger than they need Council tell them to move, over £12’000 to down size from a three bedroom which is the most numerous ones but can be £30k plus and even up to £50k, a disgraceful waste of public money is it’s not enough they had subsidised for years but now she wants to reward them. What about the people that weren’t renting from the Council but work flat out full years in many cases and paying taxes to house those very same people so no reward for them. No Surprise really many using the benefit system as well, they are well looked after by their friends that have taken over the Civic Centres. They can’t go wrong this Council Head who has already lashed out £50’000’000 buying blocks of new Flats from Developer I think Its very cosy, could Council not build them or what purse is the money coming from they are supposed to be cash strapped but no problem for them to hike our c/tax 6% this year, forgot to ask tax payers where to get the extra from .
From:
Michael Foley
17 August 2021 16:19 PM
Exactly right when Tenants come its the quality, condition of the property they want at a reasonable Rent not a “How to Rent “ guide. We can survive without Government help and always did but we cannot survive their Vandalism.
From:
Michael Foley
17 August 2021 08:11 AM
All that free Cavity wall Insulation by Government some years ago that everyone grabbed didn’t help very much, very poorly done (when I took a window out a bit either side & nothing below) and the 3 / 4 major companies that make fortunes out of the Scheme quickly liquidated the their companies & disappeared with their loot as I discovered when trying to contact them afterwards.
From:
Michael Foley
17 August 2021 07:53 AM
I wouldn’t blame the assessors necessarily, some may vary like all others we have to use whether gas compliance, electrical or EPC etc, it a bit like the referee on the football park.
From:
Michael Foley
17 August 2021 07:28 AM
Juliet Noble, come on now have you taking leave of your senses or are completely out of touch, what you should be doing is advising LL’s to lobby the Authorities to scrap this nonsense. EASY TO READ VERSION INDEED what 48 pages you say the most recent one I come across was 17 pages so you are telling me its easier to read 48 pages than 17 please grow up and I never met a Tenant that read one yet when as a LL you arrive with a bundle that’s the first one they Chuck to one side. It was brought in 2014 by Shelter and not fit for purpose I believe its gone from 6 pages to 17 and changed 13 times in the earlier years in particular because of legal mistakes but you have to serve the latest one or your Contract is void and likely to be thrown out of Court, so how do you keep up with the latest one or know what it is, I have thrown away scores of those that I had already printed but no use because they had been superseded. SCRAP IT NOW enough is enough.
From:
Michael Foley
16 August 2021 07:33 AM
Agree indeed I didn’t bother to mention the obvious depletion of Section 21 making it almost useless or Section 24, its anything really to damage us.
From:
Michael Foley
16 August 2021 06:43 AM
Some of the best property people never seen the inside of a University, now they are spending £30k a year on further education, as for Benham Reeves its easy to sort out the Wheat from the Chaff the chaff will be in suits with a Screen in front of them. I was finished school at 15 had built my house before I got married and carried her over the threshold with no mortgage to pay now they can’t even save the Deposit never buy a house even with all the Government schemes at tax payers expense and the Bank of Mom & Dad so I don’t know what all the Qualifications are about it must be to qualify stupid, copy their mentors and ruin every business.
From:
Michael Foley
15 August 2021 21:38 PM
Any advance I haven’t forgotten Sarah Teathers failed Private Members Bill, followed by the DeRegulation Act 2015 or the removal of our 10% Wear & Tear allowance, more to come Tax Digital that we haven’t a hope of doing and maybe several times a year because they think all our time is free and Doing nothing else but sit they looking at screens dealing with red tape, honestly how many hands on LL’s out there understands their tax forms and now hey presto by magic we can do it on line several times a year, the reality is more costs more Accountancy Fees but the keep telling us its a deductible tax allowance which is a fat lot of good when the money is already gone.
From:
Michael Foley
15 August 2021 16:54 PM
So for obvious typos I can’t be proof reading with this 3” phone.
From:
Michael Foley
15 August 2021 14:28 PM
Wet said Jim, I might add Deposits Registration debacle creating more cost and no use to the LL or his property who is what a Deposit was for, now it for protection the Deposit itself and nothing protecting y property basically. How could I forget the so called Model Tenancy Agreement 67 pages on its own gone up from 48 is there any end to the crap. The How to Rent guide by Shelter None of their business they are not elected representative, as if people didn’t know How to Rent, first issued 10-6-14 then 11-6-14, 25-9-14, 1-10-15, 1-2-16, 17-1-18, 26-1-18, 9-7-18 (add tenant fee), 31-5-19, 1-6-19, 10-12-20, I now done one July’21 can those morons not get anything right first time or how many goes do they want at it, and what gives them the right to interfere in my business. Yours furious
From:
Michael Foley
15 August 2021 14:03 PM
Half a loaf is better than no bread. Regarding Gender the Government made a right mess of that, can’t help themselves with public Schooling / Boarding Schools etc, impose their will on everyone else confusing so corrupting the young and sometimes vulnerable persons, some roll models they are. So if they come to me and whatever the Birthday Certificate says, I simply put Mr or MS.
From:
Michael Foley
15 August 2021 08:12 AM
The fact is private LL’s shouldered the biggest burden of rent arrears in the pandemic, helping out Tenants no end, some paid me half full months while others weren’t able to pay so I gave them free months. However most are getting back on track but I know it’s not possible to get the arrears, but they are ok generally and better this way than starting all this legal wrangling. Paragon Bank proves we are not nearly as bad as painted, she says 1516 evictions in a quarter by the looks of it, so what percentage of millions is that ?, ok supposing tax payer bails out again & clears all the Arrears for everyone, then that will suit the dodgy tenant who can start the arrears all over again.
From:
Michael Foley
15 August 2021 07:22 AM
This Article 19th July 2019 professionalisation by Working Party group as if they knew what work is, was such a load of crap and so much out of touch with the Industry that 3678 people by read it and still waiting for even one reply, my goodness is this how much interest they can generate between them, time they got a job doing something they know about, anymore free loaders for the Regulation Band wagons and they want people to have Qualifications to be as smart as them.
From:
Michael Foley
15 August 2021 05:39 AM
Its a bit like fining LL’s for the Tenants Anti-Social Behaviour it doesn’t work, if it wasn’t so serious it would be laughable.
From:
Michael Foley
14 August 2021 05:16 AM
Not a hope while someone else pays the Bill I know that one. I have seen heating on full blast in good weather even when no one home. When I had the occasion to go there to do maintenance, some Tenants came home, they said hot in here isn’t it but didn’t go for Thermostat or Programmer instead flung windows open and left heating on as it was.
From:
Michael Foley
14 August 2021 05:06 AM
No need for Mr Miller to tell us the Council will never lose a case, that’s a fore gone conclusion, they’ be dealing with their Magistrate friend all part of the same establishment, although Tom is a nice man I think he is or was a bit of a LL himself.
From:
Michael Foley
12 August 2021 17:06 PM
Mayor of L’don pushing Emissions Charges out to North Circular /South Circular Perimeter Roads where I have some properties and pollution is already very high, so he is making those areas far worse, more traffic avoiding going into the zone hence skirting around the outside, currently the Pollution in distributed more sparsely over a greater area but now he is going to concentrate it heavily in specific areas, how is that going to help he will kill more off. Scrapping existing diesel cars how does that help, it must take a huge amount of energy to produce an Electric Car replacement, Carbon, plastic etc, save that Carbon & Plastic (seems to be a lot of that) now. It must take a great deal of energy to dispose or meltdown existing diesels, metals, plastics, computer control systems etc instead of taking advantage of the natural life they have left in them.
From:
Michael Foley
12 August 2021 09:40 AM
Councillor Eleanor Southwood must know it only serves as a reminder to private LL where we stand in relation to the Law no Action taken against the persons that make all the noises, its must be a new justice system the persons that committed the crimes are exempt but of course the LL should have had a License but would have had zero affect on the Tenants Behaviour.
From:
Michael Foley
12 August 2021 07:48 AM
Andrew, I used to do that too difficult to clean and it would at least be compliant for a year when new. However not possible anymore because of Council HMO Regulations, they required me to put in a Double Range Cooker / oven + 8 burner hob for 6 persons License, that’s a £1’000.00 + the Extractor 1m wide Hood to go with it £400.00 so can’t be thrown away lightly, never the less in one property I am on the third one which is so expensive, of course the Tenants didn’t need it, its the Council’s idea, just like the second kitchen sink they required in the same kitchen. I have a few of those so they fill both with Crockery and leave them there. They have imposed huge costs and Labour on me for no good reason, then I have to run around after everyone 7 days a week, supply everything, fix everything, try and collect the Rent, pay the tax, Accountancy, Insurance’s, then HMO Application Licensing fees for Council now £1310 to £1420. + all the additional Certificates now required for nothing other than to line you up for a further big fine and give you a Criminal Record, does anyone want to tell me seriously that we are not being stitched up, give us some credit, Incidentally it only applies to some sections of the Community, did some one mention Discrimination.
From:
Michael Foley
11 August 2021 18:10 PM
Why didn’t to Council get the hot water fixed and Charge the LL, it could have been done immediately instead of dragging it out 5 months, it goes to prove they weren’t worried about the Tenant not having hot water or they would and could have sorted it straight away, it all about soft the money looks like another 37.5% for Council, 12.5% for Court System and 50% for government that has happened in the past anyhow, conflict of interest will this be another PPI scandal. When I was reared I didn’t have hot water or cold running water either, if you don’t has hot water now unlimited fine, how did the generation live for thousands of years.
From:
Michael Foley
11 August 2021 13:29 PM
No talk about to black hole they made for us.
From:
Michael Foley
11 August 2021 10:46 AM
I have always let furnished but now its a disadvantage more are coming saying they have there own, if its not their first time renting. I have lost 2 house let’s this year because of this they wanted me to take furniture away, where on Earth was I going to put it. There is no premium for being furnished just a disadvantage, charging the same or more, they have too much crap of their own, same goes for white good putting additional legal responsibility on you by Regulators I have stopped giving them kettles & toasters so the interference is damaging everything, let them bring in their own second hand bug infested furniture.
From:
Michael Foley
11 August 2021 06:16 AM
It would never do to Discriminate against a tiny number pet owners in Jersey but fine to Discriminate against millions of Private LL’s in England. I don’t know why they call it States the whole place would hardly make one State with a population about one third the size of Dudley in the Black Country. We are supposed to take notice of what they do with their brown cows, spuds and off shore Accounts, while we have a massive population in England of 55 million so we are supposed to be guided by what happens there with their inhabitants of only 100 thousand, the tail is really wagging the dog.
From:
Michael Foley
11 August 2021 02:07 AM
Andrew, and a big shortage of timber, no surprise to me with stupid Building Control Regulations everything they want has to be different and bigger. Every house in the Country be it Terraced, Semi or detached was Roofed with 4” x 2” common rafters, not now it’s more like 5” / 7” or more what for it not the size of the timber that counts but what you do with it and how it’s supported so it’s simple down to design. Same goes for loft extensions used to be again 4”x2” (100mm x 50mm) now it’s fair to say they have doubled. They talk about environment and Global warming while slashing down Forests all over the World to feed this mad craze, Building Control also now require massive Steels whether RSJ’s or Universal Columns, we were able to do the work far more efficiently & cost effective before they muscled in, no wonder there a shortage.
From:
Michael Foley
10 August 2021 18:42 PM
Disgraceful behaviour by Banks when the crash came its the tax payers that bailed they out, they should have survived themselves or went bust like us, now as a thank you they are in direct opposition to us and if they fail again will we be expected to prop them up, no one bother if we go bust but the powers that be doing everything they can to destroy us.
From:
Michael Foley
10 August 2021 15:06 PM
Good on the LL at least he got rid of you, after all we been through driving us to the wall now you are complaining there’s not enough of us doing regular letting.
From:
Michael Foley
09 August 2021 07:28 AM
Do agree that L’don rents have soared I have some I acquired by default but they are fine, not paying anything like £619.00 pm or was that your average or top figure. I have 5 sharing a Licensed house and if I were charging what you say I would be getting an extra £1’000.00 pm on this one property so looks like you are £200.00 pm over per person. They pay directly into Bank makes doing Accounts a bit easier and when you don’t over charge they stay longer.
From:
Michael Foley
08 August 2021 15:04 PM
Jim, very well put but I wished I had your confidence in the Justice system when there’s a clear conflict of interest. I have seen cases where the fines are split 3 ways between the Authorities 12.5%, 37.5% and 50% so they all have an interest in fining you ever more how can that be justice when they are all in it together. Regarding repayment Orders it’s the lowest of the low, they occupy a persons property use all its facilities for a year, having had all this benefit then turn around and take the money back, if they are that smart why didn’t they check the property had a license if it required one before moving in, if they didn’t it is down to them whether it be the Council or the Tenants they accepted the let then cry wolf afterwords. They are breaking the back bone of the industry, is there no other business left to attack, everything points to a big collapse sad to say, they’ll be looking at their screens when they are gone blank.
From:
Michael Foley
08 August 2021 08:38 AM
Robert & Grumpy Doug, hats off to you I had hoped to do the same but my extended family would do anything but the right thing, so I made a decision year’s ago not to expand but to consolidate what I had. Separate matter outer West London prices seems to be for larger house’s 150 m2+ £5’500. m2, Semi-Detached 100 m2 £6’000. m2, Terraced 80m2 £6’800. m2, Traditional purpose built Flats £6’000. m2, forget about new or high rise.
From:
Michael Foley
07 August 2021 15:38 PM
All this data is double Dutch to me, although don’t see anything wrong with Luton, Oxford a different kettle of fish it’s been nobles by Regulators. I remember Warrington as a nice place located have way between Liverpool & Manchester, as for Preston, Blackburn maybe Blackpool probably best of 3 not much in it, each one just further up the M6 but Northwest better value £ for £ than anything down South although regulators now hitting L’pool making it far less viable.
From:
Michael Foley
07 August 2021 12:08 PM
Jim. I know you right I have said this many times in the past but Council are not interested in that, they just want the LL’s money in their own pockets for free, how does this improve housing stock raiding the finances.
From:
Michael Foley
06 August 2021 20:30 PM
What sticks in my mind about Rent Re-payment Orders, when I asked a question at a Council / Landlord meeting when there were thousands present. When the Council takes action to take back a years Rent, supposing LL has already paid income tax on it what happened to that, Oh ! we keep that as well, no more questions I say we know its a stitch up and total dishonesty. This guy from other side of the Severn and head of one of London Biggest Boroughs. We are required to be a fit & proper persons and also the most appropriate person, it’s a shame it doesn’t apply to Council Bosses.
From:
Michael Foley
06 August 2021 10:32 AM
Never, you’ll have seen the Article on Tuesday where they were going out of their way to support Tenants who caused ASB continuously to neighbours, LL got extra fine for this but no consequence for Tenant, of course not the Council don’t want them do they ?.
From:
Michael Foley
05 August 2021 07:01 AM
Yes agree sending out Bills & looking at screens, can’t do their own job or clean the Street nor have a program to empty road gullies. In west London virtual all blocked, every time it rains ponding all over the place everyone knows this but no action taken just look at it, as a result drainage pipes blocked as well, while their modern machinery sit idle at depot, (people had to do it years ago by hand with ladles). They must want people in Basements to get Flooded and they do as well as Road damage costing billions and they have put themselves in charge of us.
From:
Michael Foley
05 August 2021 06:33 AM
I don’t believe the article LL’s are saying no such thing, telling Councils to crack down on fellow LL’s my foot, at a time when PSH is already under attack from all angles based on lies, they don’t give us much credit telling us rubbish like that to suit their own agenda. Come on now folks no in-fighting please we have enough on our plate don’t loose sight of the ball that’s exactly what they want. We are street wise enough to know its the ruination of any business so don’t play into their hands.
From:
Michael Foley
04 August 2021 20:51 PM
The Council were so concerned about the property they could have got the work done for £8’800.00 instead of pocketing the money for themselves.
From:
Michael Foley
04 August 2021 15:59 PM
Amazing only yesterday in one of articles LL got huge fine for various breaches, one was because of ASB by Tenants causing mayhem several complaints by neighbours etc, yet no action taken by Council on the Tenants but the opposite they supported the Tenants and said they were advising them how to avoid LL evicting them, square that one.
From:
Michael Foley
04 August 2021 09:18 AM
Sorry I must give Council’s some credit it has to be very onerous for them to sit there for a few hours looking at Screens now that’s tiring they must be exhausted can they not get an easier job.
From:
Michael Foley
04 August 2021 06:53 AM
Don’t worry its going to get worse. Councils have more changes and many Borough wide licensing schemes coming. I have read many times they are clapping themselves on the back about the huge success it’s been, its only been a huge success for them that have taken millions of £’s out of each Borough from the Private Rented Sector with no input or costing them a brass fathering so that’s easy rob it to improve, can’t expect any better from York the Centre of housing Policy looks like the idea of a couple of girls there. I didn’t mention all the other costs they have put on us obviously you all know.
From:
Michael Foley
04 August 2021 06:36 AM
Ok Phillip, you have 22 how many of those have HMO Licensed not being personal and did you have to license them in 2006, again 2011, again 2016 and now due again 2021 paying for all the compliance with fee increasing from £580 + to £1400+ Per Application since it began. I fail to see how the Council is not a problem while doing everything in their power to destroy us, Including Penalties, Fines, Court cases, Criminal records, prosecuting LL’s for what a Tenant has done its a new justice system, sometimes take action against the innocent party easy money.
From:
Michael Foley
03 August 2021 15:19 PM
Of Course we have given reductions and takes a big hit but it doesn’t stop Councils loading on costs and increasing Licensing fees again and again no Corona set back for them. Incidentally London Landlords you only got until 16th of this Month to make your views known and do the on-line Consultation for HMO’s, ADDITIONAL & SELECTIVE Licensing whether they’ll take any notice of you is another matter, so get your skates on you had since May.
From:
Michael Foley
03 August 2021 07:07 AM
The Council acknowledged the Tenants were unruly the subject of several complaints of anti-social behaviour, so the Tenants were the problem, the council didn’t prosecute them which is what should have happened. Instead they decided to suppose the culprits and advise how to remain in the property while fining LL that didn’t commit ASB but obviously had to plead guilty or fine doubles which is well documented in other cases. I am not supporting this LL in any way because I am not privileged to all the facts, but certainly seems one sided.
From:
Michael Foley
02 August 2021 18:33 PM
He should have got the License. Same usual question because we are not told, how many on the Tenancy Agreement & who put extra persons in the property Tenant or LL. They tell us Tenants are allowed to have guests to frustrate the problem. The Council advised the Tenants how to avoid eviction so LL is powerless further they didn’t want the Tenants evicted so what I instrument of control is available to the LL.
From:
Michael Foley
02 August 2021 18:17 PM
Is this an advertisement, a load of nonsense data or simply a load of untruth. We know as LL’s what Airb&b has done and is doing, mostly digital academics set up Companies rent the property from LL’s let it out as short term let’s making double what they are giving LL’s without owing the property or having a mortgage, they are making a fortune at LL’s expense, this wouldn’t be happening if regulators hadn’t put LL’s in a position that they couldn’t cope with draconian rules. Strange no mention in article of 90 days rule.
From:
Michael Foley
02 August 2021 06:55 AM
Ok Matthew I’ll take it on the chin but I wasn’t judging and did say I didn’t know the case. It does seem unusual to me about cases many years ago when he is only 29 years old, well possibly I suppose.
From:
Michael Foley
30 July 2021 13:00 PM
At face value it looks like guilty as charged but don’t know the case, why didn’t he turn up in Court. Camden Council and others have a long way to go if as they say they want us to believe they want us to run a successful business flying in the face of facts. Rogue LL task force do they have Rogue Tenant task force?. Many L’don Boroughs are in the process of bringing in Borough wide licensing Schemes, current Virtual (pretend) Consultations about to end in 2 weeks going on since May but LL’s won’t know this it’s virtual but the consequences are real as is the increased licensing fee to £1410.00 in Harrow, immune to Corona.
From:
Michael Foley
30 July 2021 08:16 AM
Daniel, hardly privileged but the most bullied, abused, unfairly treated, criminalised, over regulated and over taxed section of Society. A pity you didn’t tell me before I bought & built it would have saved me a life’s work putting a roof over people’s heads and paying taxes to keep many of them. It was ok to buy pay the stamp duty, gov registration, legal’s, the Banks huge repayment real interest rates not the rubbish financial system they have now. So now you would like us to sell and pay the huge taxes again on inflation mainly and end up with nothing that’s some gratitude. I’ll tell you who’s over privileged the ones milking the system & never contribute financially to anything or the £8.6 b False Benefit Claimants, that’s from DWP so if they know that why is it allowed to happen or how much higher is the real figure. I don’t see any pressure Groups clamming in protest against it, its perfectly acceptable is it.
From:
Michael Foley
29 July 2021 08:02 AM
What do you expect with several anti-landlord unnecessary Acts, Rules & Regulations in recent years it’s non-stop everything to destroy us and this is more. This wouldn’t have happen if the constant interference hadn’t caused it, so it’s your fault now you’ll want yet another Act because of all the damage your other Acts have caused. It would be great if you get a job, get a life and stop sponging off Private LL’s, or would that involve you with more than bureaucracy.
From:
Michael Foley
29 July 2021 05:02 AM
Honestly Jim,I wouldn’t buy a property with Tenants insitu not that I would buy a property ever again anyway with so many rogue regulators having a laugh, if not vacant don’t bother it might be the very reason its been sold, its bad enough to get stuck with a Tenant that you took on, at least you know the full story rather than buying with the trouble already installed.
From:
Michael Foley
28 July 2021 20:27 PM
I fail to see how loading LL’s with Statutory requirements and rules plus prevent him from passing on the costs makes renting more affordable, it has to have a knock affect on the rent or forced out of business, although the latter, if that is the intention its working very well, so they can go and view the high rise Flats from big Institutions that charge significantly higher rent than us.
From:
Michael Foley
28 July 2021 19:16 PM
Jim, how right you are we are Worlds apart. As I understand you over the years you are a HMO room letting LL, there lyes the difference. I don’t let rooms and never did so why is HMO’s license’s forced on LL that let whole property as one let so generally we are not HMO’s just a theology invented by Council to grab cash. One let one Contract joint & severally responsible each & everyone so how can they be all deemed to be separate when they are as one.
From:
Michael Foley
28 July 2021 18:41 PM
They have longer Tenancies already as so many on here have repeatedly told us and that includes me, we have had some Tenants for years. The problem is when forced to have bad Tenants as of right making it impossible to get rid of them, that’ll be right up their street, leave things alone and stop meddling in our business, we are not trying to get rid of Tenants just sorry the day they leave. They talk about stable foundation why then do Government have a Benefit System specially designed to break up families unit, Its obviously to favour one parent Families a contributory factor in a broken Society.
From:
Michael Foley
28 July 2021 08:16 AM
That’s a nice looking Terrier on the Coir Home Mat not a bit like the Pit-bull dog my Tenants had. When gas Engineer came to service the Boiler he was scared stiff, Tenant said he won’t touch you then dog snarled, Engineer promptly dropped his steel tool box on the floor and exited, its just hassle as well as safety, (Tenants doing drugs love those dogs).
From:
Michael Foley
28 July 2021 07:32 AM
So expensive to do anything with property now, the material costs have rocketed even if you do the work yourself it still costs thousands, no income in the mean time and pay C/tax, on the other hand no income tax on no income. Suppose you have a property suitable to create 2 Flats, forget it Council fees ?, Architect fees £5’000, building control fees ?, gas board alterations £800., additional Electric supply £3’600, Mayor of London CIL £4’000 for nothing . looks like over £120’000. for work, 9 months no income while you pay the loan, authorities keep loading on costs they think you’ll be making a fortune they are living in cloud cuckoo land, unless there’s a magic money tree that I know nothing about. Mr Khan & others time to wake up to reality stop your money grab nonsense before it goes belly up.
From:
Michael Foley
28 July 2021 03:26 AM
Corona fall out certainly made it worse for LL’s to. I lost quite a few stable Tenants when their work got restricted or Contracts cancelled, many moved back over Seas or back to other parts or UK. So I had 5 become available suddenly, there was refurbishment to be done between Contracts a big work load all at once, you can’t allow for that.
From:
Michael Foley
27 July 2021 19:28 PM
Better leave it vacant or raise it to the ground. What are they talking about if we let them keep pets. We have had the pets already in the past so we know from hard earned experience the damage and costs, so we my all about if. Please don’t mention Insurance Its costing me thousands already not to mention the huge tax premium penalty of 12% for taking out Insurance, instead of encouraging LL to Insure their Property.
From:
Michael Foley
27 July 2021 08:04 AM
Why all this technology using up all the energy destroying the World. I remember windmills, all the old woollen mills and the grain mills driven by water wheel from river or small stream eve, no harm to the Planet, is technology destroying us.
From:
Michael Foley
26 July 2021 09:55 AM
I have had several lots of Tenants over the years that have bought their own place & indeed this year a long term couple have bought their own Freehold house, its how life works I rented for 9 years in various Towns around the UK before I Built my first Home and without Scheme’s.
From:
Michael Foley
26 July 2021 09:05 AM
Ajay, what a load of nonsense you are peddling, we always fix things promptly, we are required to have Electric in good order checked every year and DICR every 5. Toilets only ever ever get blocked when they are misused which is very rare although I had a situation where they had a party & over crowded & blocked the 3 Toilets in the property with fast food packages, still I was within half an hour and cleared them as soon as I knew. Kitchen without a floor what on Earth are you talking about, send in the Clowns. The allegations you make is a needless scandal some unsubstantiated cheek and certainly a long way off the Noam.
From:
Michael Foley
26 July 2021 08:36 AM
There has been a number of Councillors in recent years who had to resign or be sacked, but LL’s must be Snow White and be the most appropriate person,
From:
Michael Foley
25 July 2021 21:11 PM
Another Council another extortion racket imposing huge costs on private rented sector. I don’t understand how they can get away with it, no input themselves just collect hundreds of thousands of pounds, putting costs on Tenants & LL’s alike, the consultations are always a farce going through motions, a bit like Cabinet Committees that approve those things for their own benefit. We now live in a rip off age whether it’s licensing, fining LL’s tens of thousands, unfair c/tax, parking tickets, timber boxes/ money collecting boxes in middle of road or one Camera alone on North Circular Rd, fining 15’000 motorists £100. each, (£1.5m) we must know it’s all entrapment.
From:
Michael Foley
25 July 2021 04:18 AM
How many do any of those anti-private LL groups house ?. How many does Baroness house ?. Put your money where your mouth is and actually house some people or else don’t complain about us who provides accommodation for millions without any help from Government but they put every obstacle in our way. The Government wants to house millions that don’t contribute or false Claimants and place them in our property, then its not our fault is it, so why are we being continuously targeted.
From:
Michael Foley
23 July 2021 19:51 PM
Is there any such thing as a Data Protection Act, when ever I ring up Organisations, Institutions or Insurance Companies, the story is the same my call is being recorded for training & quality purposes so I have to listen to this prerecording message giving themselves rights over me & not only that they are giving themselves the right to pass it around to who ever they want so where is the protection. I have asked them why are you recording can you not hear me the first time & and they say for training surely they must be trained by now. They hang up if you don’t agree to recording like Virgin Media, its the quickest way ever to get rid of them, not that it matters a carrot what they know whether they ought to or not, just have to take over our lives not that I care I’m not hiding behind the bush.
From:
Michael Foley
23 July 2021 07:01 AM
I agree with Paul’s thinking of statistics a bit like less people dying from Corona because the most vulnerable died quickly in the beginning, so not as many dying now. I remember those other individual cases like Ken Dodd knotty ash, Lester Piggott Champion jockey or even Harry’s Dog Account but not commenting on those just reflecting and aware.
From:
Michael Foley
22 July 2021 17:00 PM
Yes I agree but not possible to avoid them even if we wanted to with so Schemes, HMO’s mandatory, Additional licensing Scheme, Selective licensing Scheme, one is bound to impinge on you and can’t be avoid all unless you select the type of person that it don’t apply to mostly false Claimant Benefit families.
From:
Michael Foley
22 July 2021 09:43 AM
Well I can see all sorts of different situations. However if you come to retirement and not be financially secure even though you had every chance been well educated, something wrong there, on the other hand if Council is paying for the rent and c/tax why would there be any reason for not paying I would be a model Tenant too.
From:
Michael Foley
22 July 2021 08:03 AM
Why did Tenants take it if it was unclean. Surely its the Tenants duty to keep the place clean if any duty required of them I assume they were reared. The LL can’t just go in cleaning or he’ll be accused of harassment.
From:
Michael Foley
22 July 2021 07:13 AM
Paul, don’t agree with you at all it means people can have no trust in the Council or legal System. Its a clear warning to LL’s not to Rent to Council or Housing Benefit Tenants. They were quite happy for him to take the Tenants of their hands use his Property and facilities then turn around and grab the money back plus loaded him with costs. I don’t know about the hansards were they as a result of something the Tenants had done. Overcrowding I’ll pass on that one who made it overcrowded & were the Council negligent in their duty placing Tenants in an overcrowded Property without checking. Why did Council not check that the Properties didn’t have a HMO license again before placing Tenants, the Council above all should know the rules they made them.
From:
Michael Foley
22 July 2021 03:10 AM
I am not interested in wasting fortunes on Space travel like someone paid $20m for an 18 year old to go up, super nonsense & millions of people starving, just stay on the ground there are plenty of rocks down here.
From:
Michael Foley
21 July 2021 18:54 PM
So they think private landlords EPC’s will save the World even though allegedly UK is only 1% of the problem. We won’t mention India or China probably the worst contributor opening Coal Power Stations every week. The best a LL can do Is leave empty the penalty is less than if you Rent it.
From:
Michael Foley
21 July 2021 11:08 AM
A I. you must be very wealthy or lost all sense of value if you think £10’000. is a piddling fine, at a time LL’s have their backs to the wall and struggling to make end meet while being mugged. I suspect we are not getting the full story anyway, it seems likely they weren’t renting at all but dossing down at a place of work if that’s not too presumptuous of me, otherwise tell us what the Agreement was and how much they were paying.
From:
Michael Foley
20 July 2021 19:39 PM
Those guys don’t earn very much and very varied at best of times, unlikely they could afford a proper place. There has been several cases where people in this sort of employment have packed-in with their friends overcrowding maybe 20 to a property. What is their alternative in this situation, fine the LL don’t solve the problem.
From:
Michael Foley
20 July 2021 06:53 AM
I had seen that to I suppose they don’t know the difference between Section 21 & Section 24, we do because they are manipulated to destroy us.
From:
Michael Foley
19 July 2021 22:58 PM
They are it appealing any LL witnesses.
From:
Michael Foley
19 July 2021 21:50 PM
Guess what all those high rise boxes in the Sky with dodgy construction methods, cladding or prefabricated modular Porto Cabins type stacked on top of each other, not suitable for family use will be fully compliant.
From:
Michael Foley
19 July 2021 08:30 AM
But they all have wonderful sign written slogans and a member of all those trade bodies, most are very well educated those days unlike their predecessors many proper trades people who only a had a birth Certificate, now days all have iPhones and all the theories about work but haven’t got it in the hand. The cost of get work done & material costs has gone through the roof plus extra law requirements, we can do without Councils loading on unfair unjustifiable, unnecessary costs to collect soft money with no input or responsibility on them.
From:
Michael Foley
19 July 2021 06:05 AM
Why not stop paying £8.6 billion to false Claimants that would house quiet a few homeless or are they your supporters and protesters that moan and complain about everything.
From:
Michael Foley
19 July 2021 05:38 AM
Yes they had 10 years extra education more than Primary to do what, make rules and laws to avoid working for rest of their lives, working from home is a good example they think it’s work but in reality they are dealing with some administration they invented with Computer. The internet is the worst thing to happen in my lifetime costing trillions of £’s, taking over everyone’s life, they are on it 24/7 taking away jobs, bankrupting businesses, destroying social life and marriages etc the list is endless.
From:
Michael Foley
18 July 2021 17:30 PM
Andrew I was not reporting a comment, don’t know what went on there I was giving you a clap.
From:
Michael Foley
18 July 2021 17:15 PM
But Peter, they didn’t introduce Licensing Schemes for all LL‘s, it doesn’t apply in the main for the bulk of LL’s supplying housing for HB / UC which is so unfair no license required I seen what they required one LL to do, one fire door in kitchen, one fire alarm and change lock on front door so that it can be opened from inside without a key that was it to house non contributing Tenants, part of the £8.6b false Claimants, that’s the figure by DWP so if they know about that much, what’s the real figure of the untouchables millions the hot bed of support for Mr Khan & Brent.
From:
Michael Foley
18 July 2021 16:16 PM
Only 79 LL’s signed up to Ombudsman Scheme about Tenants complaints out of 2.6m LL’s. (even the ridiculous low fee didn’t turn anyone on). Do they not get the message we are sick of their anti-landlords rules and don’t have us on board. So they have 65 employees to operate the Scheme for 79 LL’s, I wonder if they’ll manage ?.
From:
Michael Foley
18 July 2021 07:52 AM
I don’t see any point in another database they have several already. I don’t see any use in LL having a Registration No. on Tenancy his name is already on it, if you haven’t served latest HOW TO RENT your agreement is invalid & probably thrown out of Court but not possible to know which one that is I have discarded scores had to have them reprinted again & again you are not notified of Changes. The Councils definition of Private LL, is a Rogue Landlord. The worst thing to ever happen to this World in my life time is the Internet the root cause of all.
From:
Michael Foley
17 July 2021 07:12 AM
No mention of the extra tax take fo Section 24.
From:
Michael Foley
14 July 2021 17:26 PM
Council talks some nonsense how could house prices fall in Burnley they are already as cheap as chips.
From:
Michael Foley
14 July 2021 06:50 AM
Wise man no to attend Court or it would be £20k instead of £10k or if he pleaded not guilty £40k or confiscation order, this is extortion in the extreme why not go other way and fine him £10.
From:
Michael Foley
13 July 2021 17:59 PM
It says for Tenant to find out information about renting a property, one of the 4 uses given. Hello don’t we already have ‘How to Rent’ by Shelter (one of the 4) forced into our Tenancy Agreements, for about the last 6 years and changed at least 9 times in this short time, should be scrapped the incompetence is insulting.
From:
Michael Foley
13 July 2021 08:03 AM
Steve, you might as well do what they want they hold all the aces and nothing to lose. It doesn’t have to be a Flat in a Block but house next door I have had that several times since 2006. I had to license for 5 max, Housing Association rented next door & across the road had far more occupants (up to 10 their friends lived there as well) than me rules didn’t apply to them, all on the system. I have been banging on about this since introduced 15 years ago (other parts of uk had 15 years grace) only applies to one have of the Community, so much injustice.
From:
Michael Foley
13 July 2021 04:31 AM
Berlin seriously considering seizure of LL’s property to solve their housing shortage. They must have been watching what’s happening in the UK, we have had all our right removed and transferred to Tenant same difference, we only think we own them, run & maintain them 24/7 for Government while putting ourselves at risk and constantly under threat with legal action.
From:
Michael Foley
12 July 2021 21:52 PM
Don’t agree Mr Square Foot or not, no shortage of housing just shortage of people that wants (Social Tenants) hence £8.4b false Claimants, loads more trying to get in on the Act. Thousands of high rise not required but encourage, coax & financial Schemes support to rope them-in. Encouraging self Build I am all for that but at the same time individuals not allowed to do anything, certificate this that and the other not even allowed to put in a Payne of glass never mind built a house, too much cotton wool.
From:
Michael Foley
12 July 2021 19:42 PM
Speak easy A B, next they’ll want LL’s to be Licensed to have pets in his Property.
From:
Michael Foley
12 July 2021 17:10 PM
Stephanie good luck with your Charity, people get killed every other day crossing the road it better to ban people crossing the road now then they won’t get killed.
From:
Michael Foley
12 July 2021 13:37 PM
We are already required to be have carbon monoxide detectors. People in various trades & business creating income at LL’s expense, anymore more for band wagon its hardly relevant what they come up with anymore. We are continuously held to ransom no matter what we do and digital tax reporting coming that traditional LL’s cannot do. It will be a big collapse so all those regulators better find another job.
From:
Michael Foley
12 July 2021 11:47 AM
Kim, leader of Hastings Council is bitterly disappointed and rightly so, what’s she going to do now for money for nothing, now that her soft money extortion racket has hit the buffers.
From:
Michael Foley
12 July 2021 08:02 AM
Why jump on Rent controls with our putting your own house in order first. The DWP tells us about Benefit & State Pension over payments / Fraud amounting to £8.4 Billion in last financial year is anyone in charge of this Department. 2 of the biggest ones working / Claiming, other claiming to be living alone. Sadiq Khan & Generation Rent looking for rent controls can they not look a bit closer to home. Sadiq Khan takes a huge chunk of C/tax putting pressure on Rents the Mayor also have a levy on people doing work £60.00 per m2 for nothing it’s a penalty plain & simple, community infrastructure levy (CIL). Are those your supporters who have plenty of time to protest and go marching.
From:
Michael Foley
10 July 2021 22:00 PM
Careful Bill what you wish for mine are only 75% of the market or less and in L’don, there is the issue of what your Tenants can afford, its only Councils that think LL’s & Tenants are full of money, they don’t know the difference never have to earn any.
From:
Michael Foley
10 July 2021 12:33 PM
Grace, not like that it’s not a £1k every year as the DEICIR IS every 5years. What’s next this year is HMO Licenses renewals money for Authorities for old rope fee £1200 / £1310 app’ fee alone. My day job as you put it produces no financial reward as its all spent fixing things after Tenants. There has been no capital growth on my properties in recent years this is L’don. How about my 40/45% tax and taxed on my personal allowance and taxed at high rate on my miserable pension just to contribute £85’000 income tax pa to the Treasury for working 59 years, never drew a penny from the State to be abused by people not fit to be in control and treated as Criminals, dream on I live in the real World.
From:
Michael Foley
08 July 2021 12:59 PM
Wendy, I have same problem but not new. I am here like a lemon waiting for sparks for 10.00am appointment just hoping & praying he will turn up. I have 4 need re-doing that have all been done before several times which incl’ the 5 year DICIR one’s as well as the annual ones, smoke / heat system certs, emergency light Certs, Pat tests the lot so how much will it cost & how many pages to write, so I will be £1’000 poorer tonight and lost my days work & had plenty other things to deal with, I hope there isn’t any remedial work to do !,
From:
Michael Foley
08 July 2021 11:02 AM
I don’t Insure Tenants contents because of the fact all the Insurance Co’s that I have dealt with over the years wouldn’t Insure other people’s Contents it’s as simple as that, and if you had such Insurance the sky would be the limit as to how many claims there would be. I have had them try to Claim off LL’s Insurance away back. Alleged break-in it was laughable, it was double glazed but only outside glass broken.
From:
Michael Foley
07 July 2021 17:49 PM
I can give a pet reference and a very bad one at that. Last 2 months wasted fixing & replacing all my cost. Every Insurance Company is the best in the World until you have a claim to make. Don’t accept pets then you don’t need Insurance or put the damage right.
From:
Michael Foley
07 July 2021 12:26 PM
Rob, of North Lincolnshire Council should look closer to home, 1800 properties empty maybe Scunthorpe area a very high number. I don’t believe anyone wants a property empty but constant interference in Private Sector Housing is the main cause of this. People are at a loss what to do with so many new rules, other too scared to let any into their property. Rob needs to ask some in house questions why is it he didn’t have all those empty before the interference began.
From:
Michael Foley
07 July 2021 06:05 AM
I have been across the Irish, the Mediterranean and the Atlantic, I was up on the twin Towers but luckily not the day they came down, my Grand Mother was from Massachusetts.
From:
Michael Foley
06 July 2021 18:18 PM
Andrew even if you are Bank loan free your profit is getting quickly eroded with Regulations, Compliance, Licensing, DICR, Fire regs, Right to rent maybe to wrong person, property damage no redress, just wait until they slap £10k penalty here & there willy nilly, dare not appeal or it might be 100k
From:
Michael Foley
06 July 2021 08:37 AM
Correct all part of the plan drive rents sky high on Tenants while pretending to be their friend. Forced up by compliance on private LL’s to drive him out, now enter the big boys Lloyds, General Accident, Lloyds Bank etc with rents already high to give them a heathy return & the little guy has his back to the wall. So a LL’s in Dudley was landed with a huge fine of £32k how dare he appeal. The appeal outcome should be based on whether the Penalties were justifiable, reasonable or not and not to more than quadrupled the penalty to £151k, this woman Councillor says let it be a lesson to us what she’s capable of, and not finished yet going for full a Nation wide Ban for daring to Appeal, (if he had paid £32k it would have been hunky dori end off for now at least) this is not what an appeal is, is this British Justice or abuse of her position.
From:
Michael Foley
06 July 2021 08:06 AM
Council tax on empty property for nothing the reason don’t seem to count. It’s getting very popular to charge for nothing even British Gas will take £100pa off your gas top up card whether you use it or not, of course you pay for what you use as well.
From:
Michael Foley
05 July 2021 23:05 PM
Domestic hygiene issues did the Tenant not know how to clean .
From:
Michael Foley
05 July 2021 20:08 PM
What ever the rights & wrongs of the case is, it goes to show this Council Spokesperson knows very little about Private Sector Housing. She should know at the minimum all LL management rights have been removed to make him powerless. To this end the Council takes money off any LL they want, its an extortion racket. They take control from the LL then fine him for not being in Control square that circle. When they excluded LL from his property only with Tenants say so sub-letting and over crowding started and all the Associated Problems that goes we it. Many convictions are not safe if you have no Authority you can’t have Responsibility can they not take that onboard.
From:
Michael Foley
05 July 2021 19:35 PM
There is a big conflict of interest here, all those are in direct competition with their customers shouldn’t be allowed. They have all your personal information, know your income & outgoing, profit & loss giving them an unfair advantage over their customers. Shelter won’t be in opposition to them they’ll be entertaining each other. This is not competition more like a cartel.
From:
Michael Foley
05 July 2021 09:48 AM
C/tax is for Service, in the case of empty property its a penalty for nothing. I have one of those vacant because of new rules that weren’t there before. Such an unfair tax 2 people in the property like my wife & me full c/tax £2500 another local house 8 people same c/tax so 6 persons pay no c/tax, how many millions pay nothing & have their rubbish taken away. This is a kin to TV license which is very reasonable if granny lives there it exempts the rest, so they pay nothing and go marching to prevent being charged but no qualms about paying £60 / £80 for Sky.
From:
Michael Foley
05 July 2021 08:04 AM
Why not Ban John Lewis from the Private Rented Sector to run their own Department Stores. Likewise Lloyds Bank one of UK’s biggest Banks owing The Halifax, Scotish Bank etc. Likewise General Accident massive Insurance & pension Business. Keep to your own Industry, what ever happened to Monopoly and Mergers Commission.
From:
Michael Foley
05 July 2021 06:44 AM
Its a concerted effort to drive out small private LL’s. The Council is the tool used for this with Regulations, fines , penalties, claw back, Licensing Schemes, confiscation Orders etc, they know It not viable for small LL to survive with this weight to deliberately crush him, to make way for the big boys. So enter John Lewis, Lloyds Bank and General Accident build to Rent already operating with thousands of units let, thousands more coming in 11 Cities. Cripple us to subsidise and clear the way for them.
From:
Michael Foley
05 July 2021 06:18 AM
I’m at a loss to know what’s happened to property market I thought I used to know now it doesn’t add up. The main SD holiday finishes today whether it was ever a holiday or con-trick. It was already too high in any case, before if you bought a Flat or House for £500k you paid £15’000 SD a big whack, Then Mr G Osborne comes along & double it to £30’000 on same purchase, (madness). So Mr Rishi Sunak comes along and halved it to where it was and called it a big reduction/ holiday, really must know we are complete mugs. Suppose you buy a house to make 2 Flats if allowed, half £m gone add SD £30k, do the figures, Architect £5k, Council fees £1’600. Mayor of L’don CIL £60. m2 (usually £4’000. £2k per Flat) then add on 20% vat on everything. What pays the Bank where is the beef, how many years to get the fees back alone never mind the cost of doing the work & paying for the property, no nothing viable at all, now more expensive to achieve loaded with Building Regulations, Insulation, EPC’c , network cable’s etc. Want to hang on to them forget that a load of Licensing Schemes to drain the last drop.
From:
Michael Foley
04 July 2021 15:21 PM
Why is every LL repeatedly referred to by Council as a Rogue LL this is differentiation of character. Ok LL he has been fined the price of a house in a back water of Coventry, does that mean he is a Rogue, he had done some of the work required in a very short time frame, from Inspection to Inspection Feb’ to Apr’ only one month in between in an occupied property, they certainly came back quickly, they didn’t say he didn’t have fire doors but said they were inadequate so looks like some work was done. What’s all this about security of the Tenants, the intruders is probably in bigger danger from the occupants. All this happened on the back of a complaint by the Tenant, when a LL has a complaint about the Tenant Council not interested in taking action against them but maybe prosecute the LL for what the Tenant had done. It seems to me the LL could do with victim support. The Council should be very happy with this LL they have had half a million quid already also talking about Claw Back, they just need some LL’s they have a vendetta against and all their financial woe will be over.
From:
Michael Foley
03 July 2021 19:30 PM
Their intention is to destroy & Bankrupt us, don’t know why but it’s a collective effort.
From:
Michael Foley
03 July 2021 11:46 AM
Andrew, it takes a good buck shot to bring down one of them and 2 good men to carry, you know the drill cut & trim a pole from wood tie front legs together and back legs ditto pass the pole through and up on your shoulders, we’d survive in the wild, what would City folks do without the benefit system and their lap top.
From:
Michael Foley
02 July 2021 21:55 PM
Apart from pets there are so many reasons for refusing Tenants the let, mainly due to new Government rules preventing you from giving them the accommodation even when you want to. Plus further restrictions placed on LL & his Property preventing him from letting which is main reason so many properties are vacant, then they complain about what they themselves have caused.
From:
Michael Foley
02 July 2021 21:02 PM
13 people living in one House please tell us how many on the Contract.
From:
Michael Foley
02 July 2021 07:52 AM
The Council are raking it in big time for sure but then they waste it. They say whole Borough Licensing Scheme for Private LL’s but doesn’t say all Private LL’s, again seems half exempt housing Families. Broken families, Single Parent family most created by the System by huge numbers costing fortunes & destroying Society. Dagenham used to be a nice place when I worked there in the 1960’s I. can’t believe the dump it turned into, I’ll give the Council that, so many always hanging around doesn’t feel safe.
From:
Michael Foley
02 July 2021 07:39 AM
No freedom of choice everything forced upon us. I have had suffered the consequences and continuing.
From:
Michael Foley
02 July 2021 06:56 AM
Tenant all powerful free legal Service. Tenant complains about LL’s. Council and the might of the Establishment Jumps into action immediately. Who have LL free to help or defend him, sorry no defence allowed by Law pay straight away before it doubles or quadruples. What this lady in Dudley Council has done is tantamount to confiscation, this is abuse of her position and not impartial perhaps she should resign or be sacked as she intends to continue in this vain, if we are not equal before the Law where does that leave the justice system. A Property in Dudley could be bought for this huge fine. I seen a modern 4 bed Detached for £300k.
From:
Michael Foley
01 July 2021 17:46 PM
Well I seen 5 letting houses sold in one short road, your 1930’s terraced & semi- detached where it was difficult to get one there before. I don’t Know who’s buying them and can’t generalise, could be cousins brother kind of thing I see they are buying, one family member buys sometimes a brother, the rest of the family lives there Councils pay the rent to house the family, they get to live for free, brother get a house and they don’t buy rubbish either, no worries about HM0’s or anything like that.
From:
Michael Foley
01 July 2021 14:45 PM
Its easy to report the issues you say. We are the industry’s experts not the Council, not Shelter, not Citizens Advice or the Government non of them own the property or have any input except meddle & ruin. The Solution to the problems is very easy to solve since they are all made / invented by outsiders who’s property it is not, just sit on the side lines doing as much damage as possible to business not their business but so many haters living off our backs. Let’s talk about solutions by scrapping the rules make in recent years that are the problems, why work around new bad laws just change them back to where they were instead of making Criminals out of decent LL, or are we down to the glass in the window. I would be more concerned about the claw back of up to 12 months rent (quite happy to take the property then complain) after the had the use and benefit of the property for free is that justice, hello do you want to talk about that.
From:
Michael Foley
30 June 2021 22:52 PM
Andrew I hate to disagree in London I am getting less Rent than 10 years ago generally while costs have been loaded on to us, so it can’t be added on plus Tenants have acquired many new rights at the say time LL rights removed putting us at a total disadvantage.
From:
Michael Foley
30 June 2021 17:41 PM
Sorry Ed, we don’t need any new topics while we are burdened with current issues that are not being addressed. My goodness you want more is not removal of Section 21, our Deposits taken away by Shelter in 2007, Wear & rear removed, How 2 Rent, Right to2 Rent, ICO, Section 24, EICR, EPC’s, HMO’s, Additional Licensing, Selective Licensing, Tenant Settlement status, 2015 DeRegulation Act, Fines, Penalties, Changed LL’s business from civil law to Criminal Law, Tribunals, Eviction ban, Mediation endless interference etc, and you want new issues, come on now is there not any other business left in the Country to attack.
From:
Michael Foley
30 June 2021 17:32 PM
Some still smoke inside I am suffering the consequences of that everywhere yellow I had told them not to do it but their reply was we leave door open when we smoke !. Sometimes its hard enough to get rid of the smell of the people never mind animals, some around the place all day or in bed smelling & sweating.
From:
Michael Foley
30 June 2021 10:59 AM
Whatever happened to Democracy we now live in Enforced Society, everything forced upon us against our will.
From:
Michael Foley
30 June 2021 07:18 AM
Ferrey I agree looking like a sash window, yes a bigger one at the bottom to open probably additional opener to double as fire escape with fire escape hinges. I have a house in a Conservation Area but I am only in it in the last 20m of a 400m road so everyone else can do almost anything but I had 5 refusals including 2 Ministry Appeals and one returned under section 70a not that it matters a carrot to me it’s their loss.
From:
Michael Foley
29 June 2021 11:56 AM
They are always complaining about LL’s not upgrading the Property. This gentleman has done it at his own expense & gone the extra mile to make it better with triple glazing. I can see nothing wrong with the appearance of the windows with the same proportions & divisions as original. They are bog standard bay windows in a 4 storey Victorian Terraced type house, not much heritage to be damaged there.
From:
Michael Foley
29 June 2021 08:34 AM
MHCLG must know full well they themselves are the main cause of virtually all disputes between LL & Tenant is that not what they have been doing year on year. This is more of it and then to tell them to go to Shelter and or Citizens two anti LL Organisations that’s done so much damage to private LL’s. Regarding Repairs my life has been taken over doing Repairs but not from wear & tear. The Repairs is the damage and alterations done by the Tenants, so the question should be does your LL want to evict you for the damage you have done. The Tenant knows not a need to worry with Gov’, Shelter, Citizens Advice, Generation Rent & loads more to side with them, what has been done to help us but nothing.
From:
Michael Foley
28 June 2021 07:16 AM
Of Course they are encouraged to default.
From:
Michael Foley
25 June 2021 07:59 AM
Mark, don’t laugh its not at all funny I spent weeks currently putting right the damage by 2 dogs & their owners, replacing shower room and all laminate type flooring never mind the grease, water damage to kitchen because of misuse, we don’t need to go walking for exercise, (work would be good exercise for Tenant) constant interference what we must do, not only we can’t say no to DSS now we can’t say no to dogs what’s the next one.
From:
Michael Foley
25 June 2021 07:21 AM
Affordable Social housing means free, how could you have enough of that. Nearly every night a hard luck story a lady with kids from various fathers and having more, no Daddy contribution, also showing the filthy state of the property do they not know how to clean, soap & water are not expensive just clean it.
From:
Michael Foley
24 June 2021 15:19 PM
Sometimes if you had a Deposit they didn’t give you last months rent, how true is that.
From:
Michael Foley
24 June 2021 09:41 AM
I have never kept any Deposit or part of in 43 years that’s when I used to take Deposits that’s fact. The Tenants knew that I could possibly stop some money so they kept the property better, everything worse now and much more damage. The Deposit schemes are now all about the Deposit and not the Property.
From:
Michael Foley
24 June 2021 09:12 AM
What’s the point in having a Deposit if they get it all back & this is encouraging them not to take of the property. The LL still has to fix & at repair at his own cost plus deal with the administration and the encumbrance of the Scheme adding to the burden of letting. Property had far less damage before any of this.
From:
Michael Foley
24 June 2021 07:51 AM
Many of the houses in North Lincolnshire that are vacant probably are not fit to let, so if they let them they will be served with a prohibition notice still a vacant property.
From:
Michael Foley
24 June 2021 06:18 AM
Council constant interference is probably the biggest cause of Communities not flourishing. I believe many properties are empty exactly because of this reason too many unnecessary rules & regulations making it too difficult to comply otherwise properly wouldn’t be vacant, they have made many scared to let do they not know in many cases they are the problem. This is another money grab how many have we had. Bank Base rates should never have come below 5% the root cause of housing problems abolishing savers forcing everyone to put their money into Residential property as no where left to put their hard earned cash, (main reason to why young don’t save). Coupled this with the internet making it easy to make rules, control , fine, bully and take money from people willy-nilly with no input or effort, then when they have you on your knees they want to give you a grant,
From:
Michael Foley
24 June 2021 06:01 AM
I see other legal Firms up to this scam as well offering Tenants no win no fee as if they could loose with Court backing, easy money band wagon beats working.
From:
Michael Foley
23 June 2021 11:49 AM
Why would they ask LL’s we are irreverent, we are only the owners we don’t have any rights.
From:
Michael Foley
22 June 2021 11:10 AM
Only 62% of Residents backed the Scheme, very strange or why ask people who don’t have to apply or comply, (what answer do you expect).
From:
Michael Foley
22 June 2021 04:03 AM
I don’t believe Lloyds or other organisations will have to follow the rules, just like now rules don’t apply to huge numbers of LL’s. Do you really think after all we have been through that rule apply equally to all LL’s or even private sector LL’s, for example if you let to families, let to certain individuals, let to any number of persons remotely related, you are virtually exempt, what has that got to do with anything a person is a person & should be treated equally before the law but obviously not if this is not discrimination what is. Market forces can’t decide what the housing sector should be or a level playing field when its being deliberately distorted and manipulated by law.
From:
Michael Foley
21 June 2021 21:26 PM
No not allowed to use Waste / Recycle centre in Brent anymore, I only got in once this year turned away like dozens of others its reserved for Digital Academics to book on line or excluded that’s a good chunk of the Residence excluded. The girl that went through the gown hat & roll of paper process is there as an extra tax payers expense with her lap top to stop you, it doesn’t matter that I pay £2500. pa c/tax.
From:
Michael Foley
21 June 2021 10:10 AM
Yes I agree we all have to count, especially these days when material costs are gone through the roof strangely not much being said about it. When you have to do a refurb just like I have done on a one bed Flat it’s horrendous. £3k material & rubbish removal alone & taking kitchen units etc out in bags because of water damage & misuse, not done yet I will need to get EICR or cannot re-let, loss of 2 months rent & counting, do I have to pay c/tax on empty property OH no !. O’yes all my work to use the materials is completely free, it must be why we are classed as Criminals because we are such mugs. I am not finished yet I have to replace the bed, wardrobe, washing machine, fridge, freezer, table + chairs, microwave, settee etc, (previously broken or nicked by previous Tenant). LL’s don’t complain or Council will fine you as well.
From:
Michael Foley
20 June 2021 11:43 AM
Nationwide giving donations to Shelter while LL’s are a major customer of their subsidiary TMW’s.
From:
Michael Foley
20 June 2021 10:41 AM
P F uk that’s exactly how it is, how many times have I heard that, we are just looking after it for a friend, so now they want to make it official, same goes for extra stayers (sub-letting) my friends are only visiting.
From:
Michael Foley
16 June 2021 22:34 PM
I think those guys don’t know like us we are front line. I have had them all, big dogs, small dogs, cats, birds, fish, snakes, pet rats, live rats to feed the snakes, ginneypigs, armadillo’s etc, LL keep quiet or its you we will fine, we are the cannon fodder on the Somme going over the top blind folded.
From:
Michael Foley
16 June 2021 14:49 PM
So we are being forced to do what we have always done, it has taken them a long time to come up with that, its as the man said to see how much more of a knock the LL can take before going to Court for a further reduction.
From:
Michael Foley
16 June 2021 12:32 PM
Yes John just more paperwork and Registration for anyone that holds information about someone else, keep it up to date annually for even smaller businesses £40.00 minimum to Information Commissions Office.
From:
Michael Foley
16 June 2021 09:54 AM
It’s more & more endless interference by people that its has nothing to do with. I had enough of Tenants pets, the cost and my personal Labour putting things right after them again & again is horrendous that would be a novel on its own. I won’t mention throwing away the Henry vacuum stink of dogs wee. Is this not the same lord Black sentenced & done time part of 6.5 years and later pardoned by an impeached President, obviously I must be mistaken apologies for that cannot be silly me. The so called model Government Tenancy 68 page approx agreement that has replaced the previous one 48 pages approx’ that LL’s & Tenants can’t cope with because its full of bull sugar and over 50 other pages of Documents to serve at the same time.
From:
Michael Foley
16 June 2021 06:51 AM
Sorry Kieth. I would love to agree but the reality is very much different, it’s wishful thinking. Many of my rents haven’t gone up in years and some have gone down when they weren’t high in the first place. Another huge cost coming later again this year for Licensing Application Fees there are 7 of them £1250.00 to £1310.00 each minimum to Council plus all the Stuff that has to go with them, that’s over £10k for starters, my time means nothing to them but their time is mighty valuable by comparison and they charge a fortune for it even though all they do is press buttons. Then I have to do the work to keep up with it, my cost and everything I buy, it bad enough paying 40% tax but when I spend I am taxed again (taxed when you earn, taxed when you spend) while very little cost to Council & no responsibility. Anyone who thinks they can add to the Rent is mistaken, you can’t add what they can’t afford and with arrears as well, not a hope. What also galls me more there were all Licensed before at least twice some 3 times and one will be the fourth time,(2006, 2011, 2016, & now 2021). People are so naive the seem to think 5 years is a long time but obviously not. When I checked one road where I had a License in 2006 no other had a license, agents just put 4 on the agreement they said it was a point of Law. Pass on the costs my foot.
From:
Michael Foley
15 June 2021 20:44 PM
We don’t need reforms what is needed is scrapping everything they have done this last 10 years. It good a LL body has been invited to take part but hope Shelter is not there as well, they have in the past a if they are NRLA should walk out. It so easy to fix housing situation scrap the nonsense too many thousands of people in suits living off the backs of LL’s with no input including LA & some civil servants , they are like scammers.
From:
Michael Foley
15 June 2021 06:54 AM
Yes no family should live in such appalling conditions, didn’t tell us if they were on Benefit if so buy and maintain your own home wouldn’t that be fair. The Council are supposed serve the public of which LL’s are part, they are supposed be impartial and not taking sides. This is abuse of power and Allison should resign and the whole Croydon Council stood down, not fit & proper buying a big building paying millions over the top then didn’t know what to do with it. Is there any legal process for Council to be accountable.
From:
Michael Foley
14 June 2021 18:54 PM
I know we are getting hammered but don’t complain about inspections every time they come you’ll have more to do, they are not going to come and say nothing, a bit like MOT you think your car is fine until it goes on the ramps.
From:
Michael Foley
14 June 2021 12:12 PM
The rules wouldn’t be broken if they didn’t make stupid unnecessary rules in the first place, that’s the Blight. I at not knocking Agents at the same time they employ a lot of young people. The rules are made to make it impossible for many LL’s to comply, they would tie you to the desk instead of letting you run your business, (unless digital academic LL).
From:
Michael Foley
14 June 2021 09:38 AM
Some good information for LL’s whether new or existing but can’t see how Charging low Rent could put off prospective Tenants.
From:
Michael Foley
11 June 2021 04:08 AM
Merton Council sees prosecuting LL’s as a quick way of generating profit.
From:
Michael Foley
11 June 2021 03:55 AM
Ok I can’t see how licensing application fee of £1’300.00 is justified or £85.00 per hour for a Council girl with a clip board to make subsequent visits to a property (one is covered in original fee if they choose to visit.). How does taking the LL’s finances improve standards.
From:
Michael Foley
10 June 2021 14:43 PM
Good idea it should be same on mainland why should Council charge huge unjustifiable application fees, just because they want it on private property the LL has to pay to do the work and endless certificates & other compliance. I have no doubt most LL’s will join in Jersey & get registered the Authorities can stitch them up later they’ll know exactly who to go after. The LL’s most of them miserable sods won’t even pay £80. to join Landlords’s Associations. I think Landlord Associations should be free to join as well, then they would have 2 million members instead of 80’000, if they had a strong base like that there’s plenty other ways of getting revenue,
From:
Michael Foley
10 June 2021 07:51 AM
Most of mine are around 3% or below and if I weren’t a long time LL I wouldn’t have a hope of being viable, of course those are gross yields, we have expensive properties with low return them add a mammoth of regulations and Licensing Schemes that other parts of the uk don’t have or far less costly,
From:
Michael Foley
09 June 2021 22:51 PM
Its the storm before the calm not sustainable, everyone jumping into property nothing adds up, the market is distorted for years with stupid regulations and the deliberate abolishing of savers by reducing the base rate too low, making their savings worthless so they all go bidding against each other buying property that they didn’t necessarily need or want. False economy making property too expensive and unaffordable, bad leadership then they have to turn around with all this nonsense help schemes. I hope it stays fine in Manchester with farmer economics, so you count the gross yield don’t count any of the costs, try a lender will that, or most likely you’ll have a minus yield.
From:
Michael Foley
09 June 2021 22:27 PM
Very noble of them are they sure they can afford it miserable sods. They are only looking out for themselves what’s a few crumbs off the table. We are buying stuff every day and paying 20% tax on it, a fiver is small beer and for a limited period.
From:
Michael Foley
09 June 2021 09:15 AM
Yes all new Digital Academics hands off real work LL inventing digital documents everything for computerisation all preset programmes so they have nothing to do just like Regulators and rule makers if press a bottom don’t suffice forget about it. It’s to drive out Traditional real LL who have always done everything the idea now is take it away from him so he can’t operate. Those guys out of Uni’ educated on our taxes now know everything but can do nothing hence they can do this rubbish from home or home working that will be admin only.
From:
Michael Foley
08 June 2021 17:18 PM
So if Shelter gets rid of private rented sector what will be left for them to do ?. Same with motorists get rid of the cars ?, who will they fine then for the easy money, it might be you.
From:
Michael Foley
08 June 2021 13:14 PM
Andrew, all this talk about eviction is nonsense, when Tenants are ok we don’t want to get rid of them, we are sad the day they leave.
From:
Michael Foley
08 June 2021 10:34 AM
I don’t understand what this rental yields mean, it seems to be a gross rental yield on the face or it. How about the net yield / loss of counting the real costs, Mortgages, Stamp Duty, legal fees, vacant period, furniture, refurbished, white goods, thousands for Councils regulations & application costs, now re- calculate your yields please and not be misleading people now buying that don’t understand .
From:
Michael Foley
08 June 2021 07:23 AM
They say they have questioned Tenants that have lost Tenants, what on Earth are they talking about ?.
From:
Michael Foley
08 June 2021 07:05 AM
From memory How to Rent has only been around half a dozen years and changed a dozen times since introduced obviously not a fit document and should be scrapped, they are making it up as they go along. Do they think young people don’t know How to Rent and now the most educated generation ever plus computers, iPhones, laptops, Mrs Google, a wealth of information everywhere, give me a break we have been Renting for decades and now all those lame ducks are wondering how to tell how to do this rocket science.
From:
Michael Foley
07 June 2021 10:30 AM
As far as I am concerned they always gets the ridiculously huge amount of documents, they are stapled on to the Agreement. They call ‘How to Rent’ Government guide lines which was brought in by Shelter a non-elected body that don’t supply housing and have Charity Status, therefore should not be making Government Policy or invited to the Parliamentary Select Committee having input on decision making otherwise we might as well scrap elections. I wouldn’t be too worried about encouraging Tenants to go knit picking over any minor errors in the paperwork, as if they are all Snow White themselves and might not want anyone taking taking a closer look either, activist are scraping the barrel now with spurious allegations.
From:
Michael Foley
07 June 2021 07:48 AM
Ok just keep paying, we always had the best properties before any of this and took pride in our properties even the envoy of home owners, now all that is gone property recked by putting the Tenants in charge. I have no confidence left in any of them.
From:
Michael Foley
06 June 2021 09:47 AM
Regulation sometimes waste energy like forcing houses to have HMO licensees, not all I understand if all related & usually milking the system. However, I have seen many properties that could easily house 5 or 6 and normally would but because of HMO’s requirements they prefer to let to 4. What a waste of energy it still costs the same to heat the Property, so maybe EPC shouldn’t be based exclusively on the fabric of the Building but the amount of energy per person required.
From:
Michael Foley
06 June 2021 06:54 AM
I hope they are better than the electric cordless mowers worse than useless. I bought a Bosch 38v thinking it would be easier to transport from place to place and not needing to asking the Tenant for electric. It would kill a horse to push and grass needs to be already short, even though I bought the best one £500. + it soon goes flat. I could have bought 3 petrol mowers self- propelled 450mm cut from Toolstation instead & have £50. Change. I am now back to my old petrol lawnmower I hope Electric Cars are better.
From:
Michael Foley
06 June 2021 06:26 AM
There is no energy saving in the main when the LL pays for energy used especially in HM0’s. I have seen it turned up to the last 24/7 whether needed or not and I was actually there when some came home, its hot in here isn’t & threw the windows open never turned thermostat down or boiler off, its like they want to waste when someone else pays the Bill. I know of some LL’s tried to control the use by installing hive and limit its use by mobile phone, that didn’t work uproar occupant has to have control.
From:
Michael Foley
05 June 2021 06:40 AM
That’s great news very fair & impartial not, could we ask for anymore support for the Council ?,
From:
Michael Foley
04 June 2021 11:13 AM
London totally ridiculous.
From:
Michael Foley
03 June 2021 19:29 PM
Government guidance if this is what it is why do they say so rather than further confuse. Assured Tenancies never mention Assured Short Hold Tenancies a different thing to my mind.
From:
Michael Foley
03 June 2021 09:26 AM
Julian, we appreciate and respect our Tenants they are our friends mostly and do everything possible to help them, for any potential Tenant that don’t like LL’s don’t rent from us we don’t want you, buy your own, a chip on the shoulder is too much hassle don’t need it.
From:
Michael Foley
02 June 2021 17:17 PM
New S.8 and breathing space for Tenants, no breathing space for LL snuff the last breath out of him, then they have the cheek to talk about mental health which they cause with nonsense rules. What they are doing is enough to drive anyone crackers, add traffic creating schemes, penalties, blocked off roads clogging main arteries, over the top speed restrictions / 20 mph virtually all over the Capital, London wide Congestion charge, £15. Emissions charge £12. daily coming except Christmas Day no wonder people are leaving Town how is this racket going to help the economy mutton heads.
From:
Michael Foley
02 June 2021 14:56 PM
P.S, obviously Jim you meant when Section 21 is abolished not Section 8 (typo).
From:
Michael Foley
02 June 2021 07:28 AM
Ok but more & more bureaucracy with Section 8 that I don’t want our lives have been taken over already with Digital Academics & Computers without which we would not have all this nonsense. I will say it again because Section 21 was there and the Tenant knew it was there meant you didn’t have to use it or only as a last resort full stop. It might be presumptuous of me to think your HMO’s are predominantly room letting in the main dealing with individuals peace meal, from what I have read concerning Council in the press years back from memory about your model as apposed to me letting Property / Houses as a complete unit now there’s the crux of all, many apologies if I got something wrong.
From:
Michael Foley
02 June 2021 06:40 AM
This is a disaster it will be abused wholesale, its likely to be the damage they done to the property. I should know that having spent months putting it back to how it was, it wouldn’t have happened if regulators hadn’t interfered and made us powerless, even if to properly isn’t damaged they we fiddle with the Boiler & say we had no hot water for ages this one is used already.
From:
Michael Foley
01 June 2021 21:08 PM
P.S , Julian don’t forget to tell Shelter / Generation Rent etc to stop working against us.
From:
Michael Foley
01 June 2021 18:30 PM
Julian, my rents haven’t gone up in 8 years and were behind at that time. Further we have been loaded with Regulatory and compliance costs, now add substantial arrears, how many hits do you want us to take.
From:
Michael Foley
01 June 2021 18:25 PM
George my friend are you mad, surely you are not suggesting they should have bought, that means they would have to pay. We have gotten to know from our own experiences the groups most likely to cause us a problem but now its been made illegal for us to say so.
From:
Michael Foley
01 June 2021 07:46 AM
A Charity campaigning saying get rid of Section 21 and the eviction ban being a lifeline for Tenants forgotten to say its been the death knell for some LL’s. It would be great if all those campaigning groups actually supplied some housing instead of talk and knocking those who do, why are they giving the ear of Government & media time when its not their property is in question, just sitting on the sideline making laws & calling all the shots, what gives them the right, they seem to forget furlough was the lifeline giving them 80% of their income many simply kept it and if the LL’s had got the 80% there would not be so many Court case. I at knowledge some had left the uk but still claimed and had the money paid to them while living in the homeland. Damming New Research indeed by CEO £120k approx pa no worries about paying the rent then.
From:
Michael Foley
01 June 2021 04:06 AM
Jim dearest, there is no shortage of housing there is a glut where are the people living now. Building thousands of high rise unsuitable Flats clearly not required like 55 stories high just a mile from Grenfell 24 Story that the couldn’t cope with & killed 72, rip. Their answer build Twin Towers twice as high, is this the calibre of the Council laying down laws for us. I know there are long Council waiting maybe 13’000 in London or half a million nation wide. That doesn’t mean there’s a shortage of housing, that’s the free-be list or subsidised waiting list, plenty of property if people want to pay but they are not silly its the system is totally wrong. Just like we have been wronged imagine you buy a Freehold property very difficult to achieve we know that, right so its your or is it ?, yet a blank stranger off the street who by all accounts is supposed to be a temporary occupant have more rights than the owner after all his input & hard work, this is not a business plan its a mockery.
From:
Michael Foley
31 May 2021 21:17 PM
Its Great to help people who are willing and make the effort, not just sit there waiting for everything to be handled to them.
From:
Michael Foley
30 May 2021 15:17 PM
Fair enough but as ‘ girlish’ said its the Council that caused all the problems in the first place. Endless cost & damage to the property by excluding & taking control away from LL putting us on back foot and having to put up with all kinds of nonsense. No surprise Tenant moved on or paid up when mention of Council involvement, something to hide big time don’t want them having a closer look, if they investigated them the way they investigate us there might not be a shortage of housing.
From:
Michael Foley
30 May 2021 07:33 AM
Of Course Landlords are getting younger & richer, all Digital Academics from university rubbing shoulders with counter parts in the Council but don’t ask them to drive a nail. Many taking on traditional LL’s property and sub-letting it making double what they pay the LL’s, R 2 R style in cloak of Ltd, it rife all over the place. I know because I live in the Real World and been approached oodles of times, you don’t need to be Einstein to work out the profit, full rental income with no Mortgage to pay & no need to own a property but some do own one or two. Regulation not a problem for them press a button on the lap top usually suffice if all goes wrong LL’ take the hit, we are really taken for mugs and doubt if many have the required Commercial Insurance. I don’t need data or Surveys to know what’s going on.
From:
Michael Foley
28 May 2021 17:35 PM
I built my first house when I was 25 and with only hand tools, no electric on site, cordless not invented every bit of it and no family or government support, incidentally I still have it. The Regulators & Generation Rent had yet to be born, now they are torturing me.
From:
Michael Foley
28 May 2021 11:24 AM
Yes we always make significant improvements before letting out a property. However, when Tenants stay or rotate for long periods without a break how do you keep standards up, especially when lumbered with new rules & extra requirements, it’s impossible when occupied and everywhere full of their belongings plus now they have too many rights and don’t want you there but some see fit to complain about everything. I don’t see any provision in the Regulations how the LL is supposed to achieve or comply, maybe by magic.
From:
Michael Foley
27 May 2021 08:16 AM
I read your many comments with interest but for me I always felt even Section 21 sold us short. As only the County Court or the Tenant a temporary occupant, could terminate the Tenancy the Landlord / owner could not, was that right or fair anyway you look at it, a matter of 6 months process before any back log, it cost me £1500. Legal Solicitors fees + vat of Course. So now it’s going to be replaced with something worse. There was also the 12 months rent arrears that I never got. I got the Court Order which granted me the money plus interest. I was so green I left the Court believing I would get paid silly me. I was working 15 hours a day trying to keep Bank and tax man at bay, while this Asian man drove around in his BMW dressed like a lord complete with lap top. Sorry I have no knowledge!.
From:
Michael Foley
26 May 2021 20:01 PM
Alacia, must know full well you can’t evict a Tenant for reporting repairs is that not part of the 2015 De-Regulation Act so why say such things. We always deal with repairs immediately anyway. There might be grounds for eviction if the Tenant caused the disrepair which is likely to happen. I had had plenty of damage done which is why I am busy now putting it back how it should be. I wish they’d ban impact drivers everyone putting in too many over sized screws just because it’s easy for them to do but never again to be got out, try it some time, doubling maintenance costs.
From:
Michael Foley
26 May 2021 13:33 PM
We didn’t have to use S 21 very much because the Tenant knew it was there, you are missing the point why was it brought in, it was brought in because there was no LL’s to provide property and if let anyone in they immediately became a sitting Tenant, your property became virtually worthless over night and you would pay the Bank to house someone else, that didn’t work very well did it, hence S.21 to guarantee owner a right to his property. Fery is absolutely correct to be concerned about Freeholders rights. We are going back to where we were in the 60’s / 70’s before, that’s fine keep sleeping walking into it, clearly if someone occupied your property and have full control over it, it’s not Freehold in essenes it’s not yours. I don’t have time for all this I have plenty to do.
From:
Michael Foley
26 May 2021 10:09 AM
No Daddy, don’t agree before Section 21 was interfered with by Shelter mostly and others Tenants behaved because they knew you could do something about it if they didn’t. So we didn’t have those current problems like sub-letting over crowding etc, just because you let individual rooms and have rights to access you can’t have any of the above plus other LL’s using Agents for HM0’s mostly now to Digital Academic parading as Companies, the LL gets his money alright but they make as much more subletting not complying with the rules, usually short let’s AirBnB type or taking single shares off the Council. The Council loves this fraudulent activity it suites them do they call it R2R ?. I know Alacia is right it will save the Council fortunes without S.21 Tenants can’t be turning up at Civic Centres with their Court Order to be housed guaranteed we’ll be stuck with them. We had those White Papers & Green Paper before you were a LL Daddy when Sir George Young was Minister bless him in the process of introducing S.21 or any of you wouldn’t be LL’s, where were you or the letting Agents before that, weren’t there no such thing only a handful in London which is why we have S.21. I urge LL’s not to be taken-in we didn’t want HMO’s either in the first place it was forced upon us, it suites Daddies dividing property into cubicles incl’ sittings rooms to let to individuals for maximum profit not my way, it’s a kin to bedsits of the 1960’s. M Foley LL 43 years.
From:
Michael Foley
26 May 2021 06:45 AM
AQ P, I had a HMO house to let. I approached a large West London Letting Agent in his big Office that I knew, firstly he was all business and when he realised it was a HMO he said we stopped doing those it’s a minefield, so there you go use a letting Agent even they are sick of it, but he couldn’t get enough to let to Council. Sorry I don’t have any knowledge my apologies.
From:
Michael Foley
25 May 2021 23:18 PM
John, you mean there’s more, my goodness it is a Police State. So sorry for ever being a LL my big mistake. I could have been on Benefit everything provided, my family reared & fed & educated for me. Then I could complain about LL’s and not be wearing out my body molly cuddling others. So about typo previously I meant to say up to 40% but maybe that should be up to 45%. the screen on my phone is very small. I’ll have to learn your code of conduct obviously to stop anyone from telling the truth but I think we have that already. I wish you well, night.
From:
Michael Foley
25 May 2021 22:36 PM
We provide the housing at no cost whatsoever to Government how can they have a better deal than that. We buy the property off our own backs, give Government tens of thousands SDLT for the privilege. Maintain & update the Property with our own Labour & Finance. Pay all Legal Requirements. Pay thousands to License and do the necessary Compliance requirements. Furnish the property usually also supply, washing machines, fridge/ freezers, hoover, microwave, cookers & additional cookers & extra sinks for HMO’s. Boiler maintenance & break downs Gas Certificate, Electric inspection condition reports, Fire Alarms Certs, Emergency lighting Certs etc. We do all this you can turn around surely and tell me they don’t like us, my goodness what a Service at no cost to tax payer top that. We are in Partnership with the Government but they are the Sleeping Partner with no input just collect 40% of the Profit to add to the thousands already mentioned. Their own Branch the Local Authorities can’t compete with us they don’t do or pay any of the above, dip into tax payers money for anything they do, they don’t pay tax as I understand it how about making us exempt. CHEAP PROPERTY PROVIDERS.
From:
Michael Foley
25 May 2021 21:14 PM
Cheap Housing Provider.
From:
Michael Foley
25 May 2021 20:35 PM
Why would Activist want more engagement between Councils and Tenants, they are in the same bed for years.
From:
Michael Foley
25 May 2021 03:28 AM
Can’t defend the Landlady for pretending to be living there or not having a License or Certificates. Why would it need the help of several Agencies to bring the Prosecution when usually they only need the Tenants say so to fine LL. The Tenants weren’t prosecuted for overcrowding and occupying the property illegally, its cannot be legal for 20 + to have live in the house, no Action against Occupants and don’t know what parking fines has to do with the LL. HMO license don’t stop over crowding that’s rife since LL has by made powerless to stop it and excluded from the Property. The only difference is if you don’t have a license it’s bigger fines. There was no overcrowding or subletting before licensing and other anti-LL Regulations brought in, in recent years enabling or guaranteeing this behaviour to happen this is a by-product of one sided Regulation.
From:
Michael Foley
25 May 2021 03:17 AM
Yes, Boxes stack them high that’s where the money is for the big Developers, it doesn’t matter about the customer repetition and they all live in little boxes and they all look just the same.
From:
Michael Foley
22 May 2021 06:57 AM
So Rogue Landlords & Fraudulent Tenants what next.
From:
Michael Foley
21 May 2021 16:13 PM
Surely not, its the Government / Rishi Sunak, Robert Jenrick plus Shelter & Local Authorities that caused the situation we now find ourselves in by Law, not the Pandemic we know what happened to us is a great deal more than a virus.
From:
Michael Foley
20 May 2021 22:29 PM
I used to like Auctions but you need to be a Regular really to get wise to what’s going on. The Cartels for a start maybe Asian or Golders Green regular groups that don’t bid against each other (you buy this one and I’ll next one) the used to have it all their own way for years. Of Course there used to be bids off the wall, owners bidding up their own property which is allowed and the bidder runners (the guy that got £20 / £50 to bid it up and if it fell to him disappear) they’d knock you down running down the stairs to get out quickly, that’s all stopped now with pre-registration, you’d better had made sure your finances were in order or it could cost you dear.
From:
Michael Foley
20 May 2021 17:56 PM
All new kids on the Block even ARLA is not around very long, we were LL’s for decades before them now all so high & mighty we have to learn to do everything their way.
From:
Michael Foley
20 May 2021 11:34 AM
I don’t think the difference in measurement is anything to do with it, it will be a small percentage of over all size and they vary slightly between assessors, generally the flats are measured over all floor area excluding the external wall but include internal dividing walls. I had EPC ‘D’ and was told the improvements to do for better EPC. I done all that namely, New Condensing Boiler, Cavity Wall Insulation, increase roof insulation, New Double Glazed Windows, low energy bulbs, add room stat, had EPC re-done and still gave me a ‘D’ the assessors are not consistent.
From:
Michael Foley
19 May 2021 14:37 PM
Mark, that’s a great idea why didn’t I think of that, exit by the Gift Shop that would suit the free loader Culture down to the ground. Why Rent or buy you’d have to be mad, just give me one everything must be free it’s my right.
From:
Michael Foley
17 May 2021 12:17 PM
Bill, so you say Sam is very brave, if you want to know what it would be like without private LL’s, then not too far back to look when there wasn’t any, like 1960’s when it was almost impossible to find somewhere to live and not everyone owned or could afford to buy a property. Don’t think property always increases every year, there has been several years when it decreased (2009 one for example) short memories. Without us the economy would collapse but another collapse imminent anyway, spare a thought for job losses and the millions coming off Furlough.
From:
Michael Foley
16 May 2021 08:12 AM
Any mention of the billions contributed annually to HMRC by private LL’s.
From:
Michael Foley
16 May 2021 04:27 AM
So 2 regular LL’s that I usually love to agree with, but on this we have opposing views naturally enough given the unfair treatment of private LL’s. I agree with Robert on this one no offence to A,B. LL’s are giving no break whatsoever but hammered in every way possible no allowance for anything now really just penalties. The two way mentioned above extra money Stream & AirBnB as said, other ways its distorting unfairly its used as a cover by some to have a number of renters as lodgers all Regulation and income exempt. Why would it be any surprise if tax exempt money declared has risen, probably useful for people who don’t have a Lodger, to claim it as cover for other income. I think its akin to when our 10% wear & tear allowance was removed, everyone was claiming it when huge numbers were letting unfurnished & not entitled to, ruined it for genuine LL’s supplying everything.
From:
Michael Foley
16 May 2021 03:57 AM
Are we not all Registered already don’t everyone have a tax file number, so the Authorities know everything about us already. I think there should be a Register for Criminal Activists.
From:
Michael Foley
15 May 2021 22:31 PM
Well is it but 2 let or buy to subsidise housing for other people cheaper than they could possibly do it themselves.
From:
Michael Foley
15 May 2021 13:57 PM
You say only 5% UK built on, don’t forget about the Height.
From:
Michael Foley
15 May 2021 05:00 AM
Ok George, you say £1600. per week for one bed Flat x 52 = £82’300 annual rent, fair enough, I’ll pass on this one.
From:
Michael Foley
15 May 2021 04:52 AM
So they are asking a question why are Tenancy Disputes still happening. The answer is simple, outside interference making loads of one sided rules removing LL’s rights while giving every credence to Tenants and maybe 3 times deposit paid back to them or even the rent returned absolute nonsense, if we have major damage do we get compensated 3 times the amount, no probably nothing. When we were allowed to run our Business and have control over our property there was no 35’000 disputes in a year were there ? Where is your data for that, so the problems are your interference and injustices,
From:
Michael Foley
15 May 2021 04:34 AM
Terry I have a good one bed purpose built Flat it great nick, new heating system, full kitchen, full bathroom, large sitting room, double bedroom EPC band ‘C’ in Harrow I would love you to have it, you can have it for £295k no bull.
From:
Michael Foley
14 May 2021 18:18 PM
I don’t believe there is a shortage of housing. I understand there are 600 for Sale in Wembley and 700 available to rent. Also new Flats Built to Rent sitting there, people want houses & Flats with gardens not high rise. Media hype about shortage according to them there are 13 purchasers chasing each property. I see 8 properties for Sale in 2 adjacent Roads and near a Central & Piccadilly line stations. So only 3 viewed still no offers, no queue of 13 outside any property not alone each.
From:
Michael Foley
14 May 2021 18:09 PM
Andrew so was I. I had built my first house & paid for before that. When I got married I carried her over the threshold with no Mortgage to pay and she is still with me, don’t know how she puts up with me.
From:
Michael Foley
14 May 2021 10:56 AM
Like having 2 dogs when they weren’t allowed, removing my Shower enclosure with tray completely, forming constructing Dog Bath in substitution complete with front masonry kerb 50cm high, 1m wide wall to wall x 60cm ceramic tiled, it leaked as well so that’s what I am currently doing removing and putting back how it was. The floor and surrounding wood work has rottend away and now taking it out in builders bags. So great animal pet lovers caused me this, any other lucky LL’s with a dog Bath.
From:
Michael Foley
14 May 2021 07:44 AM
I love a wind-up it must be Rising Damp or Mr Rigsby sorry Leonard try the Palladium.
From:
Michael Foley
14 May 2021 02:54 AM
I see a whole development done some years ago with Shared Ownership in London many 50% share. There were so many Flats packed in, the Developer had their full money back immediately, still owned more than half, still in control and Rental income from all of them, great idea for Developer not the buyer.
From:
Michael Foley
13 May 2021 19:50 PM
Barry James how right you are what Planet are they on, we live in London and know the market better than to be taken-in with this blatant nonsense. A one bed Flat is between £900. to £1100, pm. generally of Course you can look for exceptions. I even have a 2 bed Flat let in Ealing with garden for £1’200. pm. (no Service charge) You are not going to get £3’900. for a five bedroom house ever so what nonsense is this. Shared Ownership is a disaster I know people who had those and all regretted it very much, hard to sell on and a load of Conditions, Keep well clear not a good idea.
From:
Michael Foley
13 May 2021 19:30 PM
Robert you are right but which ever way you look at it, whether decimals or fraction it not very much, so I am 99 times worse of, sorry I didn’t have any further education, I just paid tax for 58 years to educate others to make a mess, although it is .01 % they pay me. I don’t have the time for switching Banks and jumping through hoops, it should be same for everyone but no it’s like energy Companies switching all over the place.
From:
Michael Foley
13 May 2021 18:04 PM
It was wrong to abolish savers by bringing Bank Base Rate below 5%, anyone would have know what was going to happen after that, forcing people to buy an additional property to stop their money devaluating the rest is history. Another thing now wants everyone to pay by card & do away with cash. LBC is on about it every night but don’t know what they are talking about. I was going along with the idea until I seen some of my recent purchases paid by credit card where a 1% surcharge is added on. Wonderful I already had to pay 20% vat tax now plus 1% additional charge 1/5 of my money gone in the wind, incidentally my Bank pays me .01% so I have to pay the supplier 10 times this amount to spend my money, if cash is done away with all the Banks with charge for using the card, separately I pay £190 annual card fee as well. How can they save bring back savers.
From:
Michael Foley
13 May 2021 13:53 PM
Why would you need a Tenant Register. The Laws only applies to Landlords, that’s been well documented year on year and on going, what ever happened to the scales of Justice, seems to be stuck out of balance.
From:
Michael Foley
12 May 2021 21:21 PM
I supposed they’ll buttering us up a bit now while they bring in Renters Reform behind out backs, am I get sceptical in my old age...
From:
Michael Foley
12 May 2021 17:18 PM
I am cleaning up a place now and it stinks of Cannabis, not cultivating it but certainly smoking it. My paint work that was white is now Victoria Cream, if I were tested I would probably fail from breathing it in all day & stuck in a bathroom all day removing ceramic tiles, can hardly see what I am doing with dust, who’d be jealous of a LL.
From:
Michael Foley
12 May 2021 15:58 PM
Why would they need a Register to root out criminal LL’s if they are saying there are criminal LL’s then they must know who they are otherwise its all here say.
From:
Michael Foley
12 May 2021 13:25 PM
Exactly no consultation just like the Licensing Schemes, just pretend going through the motions, then the so called period ended that’s your consultation.
From:
Michael Foley
12 May 2021 08:02 AM
NRLA or other LL Associations is all we got so better not knock them too much, although its a shame Mr Richard Lambert didn’t stay on after amalgamation.
From:
Michael Foley
11 May 2021 20:59 PM
Hi Adey, Sorry you seem to have your share of bad luck, how did electric wires become bare surely not by themselves, the ceiling coming down was it from the misuse of the bathroom above if not I apologise. Why did you stay 6 years its a free Country. I don’t blame the previous LL for selling very wise man. Of course Tenants are not cattle they are very respected human beings and we appreciate them very much as Tenants and help in every way possible especially at this extra difficult time. I hope to situation improves soon and find yourself a decent LL, it’s not worth the hassle to live like that. I wish you well.
From:
Michael Foley
11 May 2021 19:16 PM
Jo Gideon MP is right there is a big imbalance between Landlord and Tenants right. Tenants have got them all and LL’s no Rights whatsoever, now that’s easy to remedy give us back our Rights, start by scrapping the Deposit Schemes, give us back our 10% wear & tear allowance, scrap Shelters ‘How to Rent nonsense. Scrap 2015 DeRegulation Act. Scrap section 24 interest Business loan ban. Reinstate section 21. Scrap 68 page so called modern Department Tenancy Agreements. Give LL back right of access in reasonable day light hours like we used to have when property was well looked after, no subletting or over crowding at all. Scrap Licensing Schemes. Scrap Article 4. That will do for a start Jo’ Gideon MP. Wait until I reflect on what Tenants additional rights have been impinged on during this time. Sorry there isn’t any very strange now that’s what I call an imbalance.
From:
Michael Foley
11 May 2021 18:37 PM
Its not to make anything easier, its to make it more difficult obviously. Everything they have done since Deputy Premier John Prescott 2004 Act proves that. The proof of the pudding is in the eating so we have had plenty to chew over.
From:
Michael Foley
11 May 2021 13:48 PM
There’s no yard stick for measuring rents in London some are getting good rents and many are not even in same roads. I understand regarding electric they now want metal consumer boxes but not many years ago they were telling us to use plastic ones. I believe both are safe when the screws are tightened properly, at the same time plastic is an insulator while metal is a conductor. I know which one I would prefer to accidentally touch if there was a problem with the installation.
From:
Michael Foley
11 May 2021 11:44 AM
Sadly costs are not passed on, not a penny. We have taken hit after hit including expensive Licensing and all associated compliance and still on the back foot, holding our breath around Tenants its ridiculous.
From:
Michael Foley
11 May 2021 09:12 AM
Don’t know what accreditation is all about I am not accredited at the moment just because I am not a Digital Academic capable of uploading CPD points or whatever they call them. I was accredited 3 times at Camden as well as doing the Courses to learn how to be a LL that I was doing certainly before they were born or Computers invented. I was also accredited with a LL Association so I was double accredited and now not accredited?. Virtually everything that’s wrong with housing caused by Technology people just sitting there making rules for rest of us that otherwise wouldn’t be there because they would actually have to do something called work. The location Authority’s gives you a discount on HM0 application if you are accredited but only once, to rope you in, after that no further discount for HM0’s but you are expected keep being re-accredited. Its now becoming a requirement to be a Digital Academic to be a LL or to pay yo tax, how many more eggs do we have to suck.
From:
Michael Foley
11 May 2021 08:37 AM
I would be a model Tenant if I and my offspring was kept and housed for free for 5 years, I should think so to, how anyone thinks this is fine is beyond me while others working their guts out to rear the family and pay the Mortgage.
From:
Michael Foley
10 May 2021 16:48 PM
Very good I like it SHELTER DEMANDS widespread reforms. The Charity that supplies no housing have a £60m pot with £15m annual grant thrown in of tax payers money. Wonderful now why wouldn’t they have the right to dictate to us, how about removing the £15m subsidy and the additional money they got to go over the Border into Scotland to see how much damage they could do there. Then remove Charity Status & let them pay 40% income tax, stop paying some of their employees over £100k pa, plenty young people who be glad to do it for £60k.
From:
Michael Foley
10 May 2021 15:02 PM
So they want to hear stories from all Private Renters so they have a better understanding of the challenges people are facing. They don’t want to hear from any Private Landlords then obviously we are not considered to be people or part of the equation. I must ask my wife to review her Tesco Club Card, we leave them a fortune.
From:
Michael Foley
10 May 2021 09:29 AM
JE, I do rent out quality affordable accommodation to people which is the business I run and happy to do that. However, sorry I don’t rent out Kennels.
From:
Michael Foley
06 May 2021 12:20 PM
There is no Management we are my allowed to Manage all LL’s Rights removed now they Regulators wants more soft Cash.
From:
Michael Foley
06 May 2021 09:05 AM
People have to invest in business or acids, saving cash is a waste of time ever since BOE reduced base lending rates below 5%. Abolishing savers over night forcing them to buy Property they didn’t necessarily need or want distorting the housing market for ever. This is one of the reasons young don’t have savings no point no return no incentive its madness to have done away with savers young & old alike. Suppose they had saved £100k sitting in the Bank by end of a year its lost 10% of its value. All this nonsense help to buy is a non starter just making money for Developers roping people in to a lifetime or debt. Seriously to buy a property you need 30% / 35% Deposit in my view to be able to afford it & get best Mortgage rates.
From:
Michael Foley
06 May 2021 07:35 AM
Its a better model far less hassle, costs & void periods for sure. I never wanted HMO’s they were imposed on me when everyone was not related. Council’s have this mad idea you are making a fortune if you are a HM0, in truth they are robbing you. I heard them say several times at meetings you were making 6% more, not the case at all. Sharers come & go all the time causing you extra work between let’s and an administration nightmare now that so much compliance and obstacles have deliberately been put in your way.
From:
Michael Foley
05 May 2021 22:40 PM
Neil, my friend we understand what happened in L’pool but don’t complain, you can feel aggrieved about your £10k but be thankful you didn’t have an inspection, when they do come there are going to have something to say that’s going to cost you a lot more, no matter how good you might think your property is, they are going to show you who’s boss to stamp their Authority.
From:
Michael Foley
05 May 2021 21:58 PM
We had the Mayhew Report / HMO Consultation. A guy came from York and Held meetings at 3 venues, he told us what was coming -in and that’s exactly what happened. So it was not a Consultation at all, just going through motions to say they had a Consultation. I understand he got paid £100k for that. It was pre-decided for sure, it was been put up on us regardless, silly me thought we would have a say.
From:
Michael Foley
05 May 2021 16:02 PM
It should not be up to the Tenant as to whether warning letters are sent to LL’s or not. How many warning letters did they send to Tenants or are they all Saints in other words its 3’000 to nil, now that’s what I call a level playing giro.
From:
Michael Foley
05 May 2021 12:23 PM
Many Council’s are cash strapped sometimes because of mismanagement, it makes little financial difference to them personally if they waste. Licensing same way in London but application fee £400.00 more than Nottingham.They pretend to be the Tenants friend while costing them a fortune and blame LL’s. The implications of Licensing gives them the opportunity to take tens of thousands in fines anytime they want, LL always has to plead guilty whether guilty or not otherwise end up in Crown Court and fine doubles or worse. Why do we have to Re-License again and again some now for 3rd & 4th time while some LL’s are not required to License even once because it’s the type of person they rent to is the deciding factor whether a License is needed or not. So it’s the People of a certain type we have to License not the Property, are people not all equal before the Law.
From:
Michael Foley
05 May 2021 07:26 AM
Who can tell the bones of the man that wore the ragged jacket. Chips are not cheap anymore I paid for £2.50 for a portion at the chipper other day, the way inflation is going not long before we’ll be saying as dear as chips.
From:
Michael Foley
04 May 2021 21:49 PM
Sorry JE, you are getting some stick. I am sure that you are a good living person really but with all LL rights eroded and no power left to do anything, its best not to allow animals just adding more problems. There is no big chunk of Cash we have loads of Costs unfairly imposed on us apart from buying the Property including putting our money at stake, then there’s the matter of 40% tax on letting income unless you Rent from Council who don’t pay tax.
From:
Michael Foley
04 May 2021 19:03 PM
JE thanks for reminding me, the right type of Tenant is the one’s without dogs. Its not your property if I own it. I have a property currently destroyed with dogs. Buy your own & we’ll get along fine but don’t impose you ideas on me.
From:
Michael Foley
04 May 2021 18:35 PM
We have had infestation so expensive and difficult to deal with, cost falls to LL, it enough to be dealing with their Bed Bugs, travelling the World sleeping god knows where and bringing it back, then they’ll be quick to report it to Council.
From:
Michael Foley
04 May 2021 14:31 PM
Generation Rent now the experts advising Tenants about keeping pets. They didn’t mention its not feasible to have Carpets with dogs. Just add this to my comment 2nd May ‘21, 20.43pm. The Laminate Flooring is ruined as well, swelled / deteriorated from the 2 dogs wee-ing on it that they weren’t allowed to have in a one bed Flat, now they want to make it official to have pets when they are taking diabolical liberties already. The place is like a tip you can’t hardly walk on the floors so much rubbish & discarded items. I have plenty of photos nothing cleared yet, obviously no income from it at present but me pay c/tax on vacant, maybe Generation Rent would like to come & clean up, while they are at it replace the multi-point locking system to front door that has been attacked. It was too much to mention on last blog for one bed Flat but this one is getting too long to.
From:
Michael Foley
04 May 2021 06:21 AM
Likewise as Jim I don’t take Deposits either, since they were taken away by Shelter in 2007 based on untruths. The idea of having a Deposit was to protect the Property they changed all that, the Deposit is now to protect the Deposit & not the Property, even worse than that you might have to give the Tenant back 3 times the Deposit if not put in some mad scheme and served correctly. Also used as an extra weapon as something to beat the LL over the head in Court. I concur HMO daddy it not worth having, causing so many Tenants to be out of control & no redress.
From:
Michael Foley
02 May 2021 21:55 PM
Nothing new about this I currently have same issue in Ealing. The root cause is the anti-Landlords regulators making us powerless to act or run our Business just keep quiet suffer in silence or get fined. As Tenants more or less ok & usually paid although some short falls which is understandable in this climate. However, they have just moved on, I knew they were leaving and gave them a Reference, they had told me they needed a bigger space and found a Place from a LL who had 80 properties. My Flat is one bedroom good size really, they had said they signed other Contract 17-4-21 but asked to have until end of month for time to move which I was ok with. They have now moved leaving piles of rubbish including stuff in the loft area they had use of. What is missing is a complete Fire Door, another oak door gone & substituted we folding flimsy doors, my Fridge. my washing machine, freezer, double bed etc, Obviously where ever they are gone its easy for that LL to have 80 properties when he is letting the bare property and they take my furniture & white goods to make it liveable. So let unfinished and far less hassle & responsibility, they won’t be contacting you to fix or replace those items which I do all t time 24 / 7. I will not be contacting the Police either I have enough stress already.
From:
Michael Foley
02 May 2021 20:43 PM
Can they not keep their nose out of anything, it’s not their property not their business. Should be nothing to do about allergies or whether LL wants to move back-in or not, what’s that got to do with anything. We didn’t need their advice before we bought, get any financial help from them why then are they the almighty powerful making rules for us demanding what ever they can dream up. Perhaps we should start making rules for other Businesses that’s nothing to do with us and dictate what they should be doing, its all rubbish go buy your own see how smart you are when the loan is your responsibility.
From:
Michael Foley
30 April 2021 12:08 PM
OK a surge in short term let’s and the Government trying to force us into long term let’s, are we being forced to loose out again. Neiche market is it ? Its the LL’s Property being hi-jacked by so called Rent 2 Rent merchants who rents the property from LL then have people coming & going at all times on short term let’s making a fortune, comply with nothing, at the end of the day the LL is responsible if all goes wrong.
From:
Michael Foley
30 April 2021 10:57 AM
We cannot sell to buy when your tax & costs are paid not enough to buy anything.
From:
Michael Foley
29 April 2021 10:02 AM
How many times have I said this, now Rightmove backs it up we data. I don’t need data I am in the front line.
From:
Michael Foley
28 April 2021 18:29 PM
I think we’ll all need oxygen at this rate, we are hardly allowed to breathe now.
From:
Michael Foley
28 April 2021 17:49 PM
Shelter £15m Government Grant to help make up £60m pot. It seems 45 in-House Solicitors 25 legal Advisers, 30 support staff to interfere & fight against LL evictions on Court, 21p in the £1 collected to raise further funds, what chance have we got, we are up against a massive legal team. They say they follow fund raising codes to be fair open honest & legal, so that’s what it must be then ?.
From:
Michael Foley
27 April 2021 17:19 PM
Don’t agree Mark, many of my rents are less than 8 years ago. I also know there’s a big disparity between rents in similar properties in the same areas or even the same roads as much as £600. pm, don’t know how to call this but it’s the way it is.
From:
Michael Foley
27 April 2021 09:21 AM
I thing its wonderful all those knocker groups continuously attack Private LL's while supply no Housing themselves its a bad joke. Private LL's House millions of Tenants in good quality affordable accommodation in the main, so how can they now turn around and accuse private LL's of locking they out ?. When they are in complain so not happy if not in complain that they are not in. The market decides the rent or the property sits vacant is that simple enough. London have a glut of housing but not to worry Build more & more, property is selling but not enough or not quick, some sitting there. Build to rent Flats many vacant can't shift despite all the help & push even with the destroy traditional LL policy who have houses with gardens, so those Flats are not required never mind keep Building more convert Industrial and Commercial as well, we now have a fake Mayoral election in London where each Candidate is going to Build more than the other, so we wont be voting no one worthy of a vote its ridiculous we can't have people with proper policy,s.
From:
Michael Foley
27 April 2021 08:21 AM
David I used to rent too at a time when if you do pay you were out. So do think someone handed me a house I had t get my own. David you certainly seem to move a lot, if you have rented seven houses and an issue with all, I would look closer to home, take a look in the mirror.
From:
Michael Foley
26 April 2021 14:17 PM
Shelter Charity Status 60 million income to house no one. I seen it reported at one stage but hard to verify, the extra money from tipping point will be welcome to continue to attack people who provide housing.
From:
Michael Foley
26 April 2021 14:04 PM
So the Tenants are in Charge if LL complained to Council about Tenants they won’t be taken to Court.
From:
Michael Foley
26 April 2021 08:54 AM
This is all interference by outsiders none of their business and confine so called Pilcher New Model 68 page Tenancy Agreement to the dust bin where it belongs like the previous 48 page one that wasn’t taken up either but want to force everything on us. Now Vets with a vested interest joining the bandwagon, they would charge you hundreds for minor pet things, what a surprise some get paid more than Doctors. Noah is in the wrong boat not a mention of the Owners Mental Health although stressed out & driven up the wall, under constant attack 24/7. People should get a life of their own & let us run out business properly, don’t be worrying about who paid for Boris Johnson’s wall paper either I think it’s great if someone did pay for it, it’s not his house it’s a Government Building. Here we are on Monday morning kicking off another week dealing with nonsense issues.
From:
Michael Foley
26 April 2021 08:14 AM
I know what Jim is saying but those are very recent changes made by Shelter and 2015 De-Regulation Act to under mine Section 21. We used to serve it at the beginning & not after 4 months then give 2 months notice. When it was served at the beginning the Tenant knew how long it was for, at the end of Term, if the Tenant & you where happy you simply signed another Contract, what was wrong with that? nothing . The Tenants were keen to sign up for further period and no problem. Of Course the busy bodies charged all that which meant the Tenants couldn’t care less and make all kind of excuses why they couldn’t be available to sign another Contract & LL going around like a headless chicken. Then they added property disrepair and fiddle with the Boiler excuse to frustrate the process, so Section 21 should be restored to what it was meant to be following the 1988 Act.
From:
Michael Foley
24 April 2021 16:16 PM
I know exactly how it was before we Campaigned to have it introduced, so now we are going back there again you’ll find out as well. It very true we seldom use Section 21, we don’t have to because it’s there, remove it and see what happens when the Tenant know you can do nothing about anything. I don’t know why so many jumped on the bandwagon to remove it when it was only used as a last resort. This is massive and the potential to cause deflation and a big crash. I haven’t seen so many LL’s wanting to sell since 2008.
From:
Michael Foley
24 April 2021 15:24 PM
Terry. No substitute for 1930 / 1940’s Freehold Terrace or Semi.. Cavity wall house, garden front & back to enjoy , your own front Door no £1300. / £1500, Service Charge or extra maintenance Charges & Ground Rent, no one making noise above or below, ideal for rearing a family no one continually complaining about something or Common areas etc, no comparison & you can still virtually buy them for the same price as those modern over priced Flats, this was a free lesson you can ignore and suffer....
From:
Michael Foley
23 April 2021 19:26 PM
This is an old story but Baroness Kennedy nearly got it right only she got her wires crossed, it other way around its pulling the rug from under the owners feet.
From:
Michael Foley
23 April 2021 14:22 PM
We don't need more support from government because we never had any, we just would like if they would stop damaging us.
From:
Michael Foley
23 April 2021 11:48 AM
Inflation sure to rise no other way for it to go. That’s a dodgy old ladder the first rung is ok, watch out the second one is broken..
From:
Michael Foley
23 April 2021 10:17 AM
Ed, you make a number of fair points for sure. However those schemes have driven up Flat prices a bit like Enterprise Zones we used to have, no good for Customers now just roping in young people into unaffordable Loans in the long term. It would be great to live in a Democracy if it wasn’t so corrupt, like City Hall we now have a Mayoral Election in London but no one to vote for which is clear after TV interview with 4 top Candidates last night all talking rubbish and any not worthy to hold Office where Billions of tax payers money is at stake. The Mayor’s Office is out of control no one is accountable for wasting money willy-nilly and backed up by Law, any opposition who don’t agree have no say because to over rule the Mayor they need a two thirds majority which is impossible, hardly Democracy ?.
From:
Michael Foley
23 April 2021 08:53 AM
The Government wants High Rise Flats home owners, (not house owners). Buy those from their friends the Big Developers which is why they have dreamt up those stupid unfair Schemes. It not true to say they don’t want Renters because they do as well but only to Rent the High Rise Flats from their friends the Big Institutions and Developers even Lloyds Bank is in on it, now taking over this market with the Government’s help to drive out traditional LL’s who have been housing millions for decades at no cost whatsoever to Government but Contribute Billions to the Economy & The Treasury.
From:
Michael Foley
23 April 2021 07:53 AM
No problem scrap your digital viewing go back to how it used to be, go and view the Property and you’ll have all the information you need, instead of nosing through scores of private property, just watched TV interview with 4 candidates for London Mayor, waste of time I won’t be voting again this time putting any of them in charge of £17b it’s a disgrace just close down City Hall.
From:
Michael Foley
22 April 2021 18:53 PM
Squirrels are a serious problem when they get into your loft, it’s amazing how good they climb especially it you got ivy, then chew your Electric Cables. The other ones that’s a cursed nuisance is 🦇 are a protected species and probably give you the virus.
From:
Michael Foley
22 April 2021 17:07 PM
Janet, that the best advice if I were to give advice and I do not. I am a LL foe 43 years and so sorry for ever being a LL what for ? to be blaguarded , Bullied, run around after everyone , fix everything, Comply with mountains of new rules, be treated under Criminal Law instead of Civil Law, be at total risk, Council used never have anything to do with Private Housing really but had any power they needed as far back as 1992 but destroyed Public Sector Housing then no more damage could be done there. Then Government moved over one week end & took complete control of all Private Let Sector Housing and we weren't even told not alone asked, it must be what they call Democracy. I wouldn't get involved in bitcoin either I always earned my living, so what difference is being a LL to me pay tens of thousands every year, then they are waiting at the Cemetery Gate for the rest, unless you jump through a load of hoops & give 4% to a Rogue Charity to grant you 10% discount off your tax Bill the last time I inquired. Councils are supposed to servants of the Public not there to destroy us.
From:
Michael Foley
22 April 2021 14:46 PM
I know pens & computers are hard work to comply with invented rules. I know physical work to maintain and up grade the Property is real work. I am not knocking Agents unless they are dictating to us how everything should be, it’s our property.
From:
Michael Foley
22 April 2021 11:48 AM
Another Digital Academic out of Uni, talking rubbish. So give us Back control of our properties not excluding us from the Property. How can we know if there’s rats or not if we are too scared of the Tenants running to the Council to give us a Big fine and the Rogues Council’s love it. The fact is we have been given of Compliance with no power to carry out what is required. Please tell me what Authority they left us to run our Business, when a problem arises the owner soon finds out. Yes you’ll know all about professionalism with your pin stripe suites, you are not LL’s, just doing what poorly paid Office girls used to do but pay yourselves £60k / £80k pa on the back of LL’s.
From:
Michael Foley
22 April 2021 09:53 AM
Leics, with greatest respect to all. There seems to be a misunderstanding here it must be £500 pm, per rented property not per Tenant. I don’t have any Tenant paying that kind of money in expensive London where property prices are triple to buy, strangled with Council Regulations and other London costs, yet so many rent arrears for me, no point in me talking about yields. This is just a general comment not being specific to anyone and we need to avoid being personal, all LL’s are now considered Criminals since Law changed, I am awake at this hour I suspect my Tenants are likely to be fast asleep.
From:
Michael Foley
22 April 2021 02:44 AM
It is the truth I bought an ex-Council house about 20 years ago on open market for £204k when I received all the paper work I seen the previous owner & former Council Tenant had bought the house at a huge Discount as right to buy for £22’500. So he made a big profit at public expense.
From:
Michael Foley
21 April 2021 19:59 PM
Totally disagree David, there is a glut of Housing not a shortage, take no notice of Media hype no foundation to their stories, look around you and see with your own eyes?. There is a big long waiting lists granted and it makes no difference how long this is because they want subsidies housing far better than paying the full whack and let the tax payer pick up the tab. We now have a Mayoral Election looming in L’don, yet there’s no one to vote for. The current one a waste of time, another one wants to Build 50’000 homes in a year even though not required, at the same time he already owns a Development Site ready to go to feather his own nest no need to say more. Another candidate says he will Build 100’000 homes not required. David my friend what makes you think LL’s & Tenants hate each other, couldn’t be further from the truth we get on so well together, and LL’s do everything possible to help them, amazing really with so many vicious spiteful organisations do their utmost to drive a wedge between us.
From:
Michael Foley
21 April 2021 12:12 PM
Shelter with Charity Status who houses no one, doing their best to destroy private LL's who house millions of people. Then I see a small red box (only fit to hold a few letters really) at B&Q with a few miserable scraps of wanted unwanted wood & laminate pieces that's no use to anyone (it would cost them money to get rid of them) with a sign telling us to help ourselves in return for a Donation to Shelter that hates us. Then our LL Associations that we subscribe to informing us they have negotiated a discount for us to use B&Q imagine that ?. Then ITV see's fit to give air time to one of Shelters Barristers to have another dig at private LL's. I think Mr Robert Rinder should stick to his fictional Court Cases.
From:
Michael Foley
21 April 2021 09:27 AM
Pick My Pad you are on a good screw aren't you the fees on 400 Tenant on Benefit, you have carved out a lucrative business for yourselves at the tax payers expense, are you not ashamed. Then add the 400 Benefit milkers who now think its too much hassle for them to apply for money they are getting for nothing, no hope then of them making the effort of filling out a job application that would be far too onerous, why bother you'll all be kept on the back of the tax payer. I just don't know why people go to work when Benefit Claimants are held in a much higher regard. Mish Liyanage now have the cheek to tell us to Educate ourselves to learn the crap they invent to sponge off the State. The Benefit System is supposed to be a safety net as a last resort not the the first port of call, we were LL's long before his company existed now he likes to dictate to us what to do.
From:
Michael Foley
19 April 2021 17:32 PM
Lucky we have 1988 then, or there would be no private LL’s. What would Council’s do with no Cash Cow, they might actually have to earn their living which is not possible for them, so now they are involved in espionage.
From:
Michael Foley
18 April 2021 11:24 AM
I think it’s a huge amount so every £1k you pay Agent attracts another £200. Tax, it soon adds up that could be on just a one bed Flat in Harrow that cost you £1200. pa, if you pay the c/tax it’s £1744. pa Band ‘C’)to add to this (if Tenant pay it you have to let for less rent) now add your £1300. License Fee + £300. pa other annual Certs add £1300. pa Service Charge if you supply white goods & furniture + £’s, possible EPC’s up grades. Accountant £180. pp. any vacant period down to you of Course to work is free. Boiler service & breakdowns. Debacle Deposit Schemes. Oh! sorry I nearly forgot did you inherit the Flat or do you pay the lender are they free ? Can you convey this to Shelter & Generation Rent etc, who believes there is no cost to LL & not entitled to receive Rent.
From:
Michael Foley
17 April 2021 19:45 PM
It seems there is no way of avoiding Licensing for regular LL’s, if you have let to 3 people regardless of how my story to persons not related / 2 or more house holds one of the 3 schemes is going the get you sorry to say. Family’s in anyway vaguely connected you don’t need a License to rent to them even if it’s 10 persons for instance, many on housing benefits nothing applies really, it seems their friends & relatives made their own rules for them especially as they control the Civic Centres & Government Departments. Maybe someone can give a better explanation ? don’t think so......
From:
Michael Foley
16 April 2021 16:20 PM
It might be a belated shock to Salford City LL’s but I am in Shock since it was introduced in 2006 following the rubbish Mayhew Report from the centre of housing policy studies from York, so they had 15 years of grace lucky them, there was no one fighting our corner when they weren’t affected . I can’t agree unfortunately about the cost being passed on to the Tenant, it just didn’t happen we have taken a big hit, can’t charge the Customer extra who can’t afford it. I know some cherry picker LL did but not all Tenants on big money. I am paying £1300. HMO Application fee but that the tip of the iceberg as you will find out. It doesn’t get rid of Rogue LL’s they are exempt don’t need a License, housing families or taking family’s from Council keeping Council happy by taking them off their hands, so they are not a targeted like us (blind eye), have a nice day.
From:
Michael Foley
16 April 2021 12:42 PM
I suppose a few hens would be ok. eggs for breakfast. The Cockerel would save you setting the alarm clock
From:
Michael Foley
15 April 2021 21:27 PM
Who could believe an Insurance Company they change policy terms & conditions add exclusions all the time in the small print take it or leave it. All collude with each other and pass your information around no one else that I know is allowed to do this. It must be all acceptable to the Ombudsman.
From:
Michael Foley
15 April 2021 15:30 PM
Tenants move when ever they want, they have full power to move and LL has no say, is that fair?. They can stay as long as they like even though its not their property but they do move when it suites them or sometime when they have built up arrears, if they never move Estate Letting Agents may as well close down.
From:
Michael Foley
15 April 2021 14:52 PM
Some do a good job others are a disaster. The problem I had was it was already done with anti-mould paint cost £12 per litre to buy, they didn’t tell me they wanted the colour changed but went & bought a 10 little bucket type for £20. / just £2.per litre, so my anti- mould paint wasted, if they are fro Eastern Europe the colour will always be grey. A cold colour to my mind, for them it’s perfect, in any case on the scale of things it’s hardly relevant with so many real issues going on, it would be great if all we had to worry about was a coat of paint..
From:
Michael Foley
15 April 2021 13:21 PM
I can't believe what I am reading, they want to stop LL's making Tenants Homeless ?, we seem to be the very ones Housing the Homeless or putting a roof over millions of Tenants Heads, so they want to stop us Providing Homes for them, wonderful see if I care. So many LL's selling up figures don't show it yet, I see 6 Sale boards for Houses for sale in just 2 adjacent Roads in outer London previously Landlord Houses, what used to be ideal letting houses near station (£550k to £650k price range), not surprising too many rules, Licensing Schemes, Thumped up Penalties, Fire Doors, Interlinked Fire Alarms, Emergency Lighting, DEICR, EPC up grading, Section 24 taxed on a debt, Section 21 taking forever to remove free loaders & now taking S'21 away altogether, How to Rent, Right to Rent, ICO's, Must keep Pets etc...now is your chance please come and buy them "Momentum Group" pay your Mortgage for next 25 / 35 years and all other costs. Then you can moan to the Lender, Who is not going to have your stupid nonsense, so get on with it.
From:
Michael Foley
14 April 2021 13:46 PM
A bit like my car for ELEZ London it’s will not be Compliant in October, which has a Euro 5c engine. However, it produces less harmful emissions than Euro 6e engines which are Compliant but I will have to pay the daily Charge and they won’t.
From:
Michael Foley
13 April 2021 14:55 PM
This is a different market and Benefit Tenants are not part of the equation. The Tenant will have a very highly paid job, other income or already wealthy. The Landlord can take a bigger than 5 weeks Deposit as it’s over £50k per annum.
From:
Michael Foley
13 April 2021 11:34 AM
Very nice Property in Oxfordshire with plenty of outside space to exercise and accommodation pets, not like Flats sometimes with no outside space in high density areas in Towns & City's.
From:
Michael Foley
13 April 2021 10:46 AM
It is the costs another monthly out going to add to his debts. Also many improvements very difficult to achieve when occupants are in situ. I don’t like gift rapping my property on the outside, cladding over my beautiful timeless yellow stock Bricks.
From:
Michael Foley
13 April 2021 10:24 AM
So if they want affordable rent it’s very easy to achieve, just reverse the cause. Scrap The John Prescott 2004 Act that doubled the cost to supply rental and on going. Mr Sadiq Khan if he needs something to cap he can cap & reverse the unfair Council Tax hike this year that he is a big beneficiary of for him to waste, (in Brent this year 5.9% increase).
From:
Michael Foley
13 April 2021 09:34 AM
They are not bothered about energy efficiency it’s only carving out a another lucrative money spinner for themselves. I had a bad experience with The Mortgage Works (ruthless) subsidiary of Nation Wide who gives support to Shelter.
From:
Michael Foley
13 April 2021 09:04 AM
LL’s out in the Shires take note you have had a long warning you can’t be immune and I would love to be wrong. Government currently building their way out of a hole to keep the economy going with Multi story Blocks of Flats whether required or not and concentration on nothing else, incl’ making existing Industrial & Commercial Units Residential. Any ideas where employment is going to come from when all this Building works stops ?, if the work was much slower & spread over many years it would be more sustainable but you simply can’t have an economy based on Housing alone.
From:
Michael Foley
10 April 2021 13:11 PM
The thinking that rents will rocket is wishful thinking. We can’t even get what we are owed and with many arrears, where is the money going to come from with huge job losses, if you want to include London in the equation take in account Property Purchase price is at least triple, so £ for £ investors in other parts of UK are far better off and not hounded from morning till night.
From:
Michael Foley
09 April 2021 17:46 PM
So they decide that every household should have a Gas Safety Certificate. This is after they decided we shouldn’t have Gas and switch to alternative sources.
From:
Michael Foley
09 April 2021 17:30 PM
English LL, are you taken in as well with Media hype. No shortage of housing in London so he proposes to Build another 50k homes by end of 2021 has he got his trowel ready he must be a great man. There is a glut of Housing in London so your answer is Built more. I won’t be voting for anyone as crazy as that. Sadiq is going to walk it with this nonsense going around. There is No opposition Shaun Bailey too far behind, now you are proposing to take even more votes from him by promoting another lame duck splitting the vote even more, too many Candidates / no hopers and each vote for any of those puts Khan further ahead.
From:
Michael Foley
09 April 2021 16:26 PM
Andrew regarding access to read gas meter, if it’s a HMO you have the right to access the common parts. Which would give access to the gas meter if located internally.
From:
Michael Foley
09 April 2021 11:37 AM
Going off on a of a tangent Robert, the Council tax is so unfair. My wife & I pay full c/tax on our own, (£50 per week). Others on same road some with at least 8 adult occupants only pay the same, is that fair?. Many of those are getting State help money while we never drew a penny in our lives but always pay thousands in taxes, (20 million draw Benefit of some kind). The Poll tax would have been fair but the one’s contribute least wouldn’t pay but protest. There is bed room tax in many HMO’s, Sometimes Council require extra facilities like cooking & washing which may be better for Tenant but if behind a closed door the Valuation Dept’ comes & stick a c/tax band on it, (possibly £1100.00 pa) making the room too expensive and still charge you full C/tax on rest of the property. This is not a proper or fair tax in fact it couldn’t be more unfair, just add further insult this year increased by 5.9%, hundreds of this goes to the Mayor who despised us.
From:
Michael Foley
09 April 2021 01:49 AM
I believed every LL will have already tried to get a settlement with the Tenants. Involving a third party can oly be to see how much they can knock the LL even further, certainly the Tenant is not going to be obliged to pay more, just more cost & time wasting like the interference with Deposit Schemes making Deposits not worth having only a bigger liability than no Deposits to put money in third party Bank Accounts
From:
Michael Foley
08 April 2021 14:46 PM
Yes LL’s should heed warnings if given a real chance but not like the one we read about last week, when Council served improvement notice on LL to fix fire Alarms then came back 2 days later to serve prohibition notice making sure he didn’t have the opportunity to get it done. The Tenants got what they wanted / re-housed by Council as a thank you for keeping the place in a mess. Fines don’t improve property just makes owners hate Authorities even more, if the powers that be knew anything about business or getting the best out of people it’s not by knocking them, try encouragement instead of penalty.
From:
Michael Foley
08 April 2021 14:08 PM
All my Rents are lower than they were and I was never getting top dollar anyway, so why keep on about Rent rises can they limit the falls while adding costs all the time.
From:
Michael Foley
08 April 2021 09:54 AM
Well they say LL’s may sell up that is the 17 strong Agency but this is exactly what the Government wants, plain enough to see after all they have done to Bankrupt us. Another big pay day for them when we sell and the Big Boys waiting in the wings ready to take over with their Multi-Storey Blocks of Flats already Built that they can’t sell.
From:
Michael Foley
08 April 2021 08:36 AM
Madeleine, what a blog or novel even well delivered the heart wrenching honestly of this person. I am so sorry for your plight and the situation you find yourself in through no fault of your own. There is not many things worse that loosing your job that your whole life revolves around least of all at those difficult times. Take some comfort from being a renter and not lumbered with a big Mortgage around your neck especially with the uncertain job market, we don’t know what the future holds, not looking good to me but wish you well and hope things take a turn for the better soon.
From:
Michael Foley
08 April 2021 04:42 AM
We are too scared to tell the truth those days.
From:
Michael Foley
07 April 2021 17:18 PM
Decorating is a sore issue if you have the whole place done before they move in. They will take it first then after they move in, will want to Change the colour especially if from Eastern Europe, they will paint the Town Grey inside & out but I’ll forgive them for that otherwise they are a good culture & great Tenants. I still content there are loads too many Flats in London and wished LL would stop been taking-in by Media Hype.
From:
Michael Foley
07 April 2021 16:35 PM
The Lenders are a wash with cheap money and can make a killing on the back of this. Its not that they are worried about Homing first time buyers, its more about finding a Home for 10 Billion £'s in 2021.
From:
Michael Foley
07 April 2021 13:33 PM
Gosh and I thought we had tough penalties already anytime Council wants extra few Bob fine the LL 10/ 20/40 or 80k. We have De-Regulations Act, Licensing Schemes, Deposit Schemes, Banning Orders. Confiscation Orders. Rent Re-Payment Orders, Criminalisation Act, Section 21 undermined & nobbled going, Dogs coming. My goodness and now they are talking about getting tough with us. So what do you call what they have being doing.
From:
Michael Foley
07 April 2021 11:58 AM
Robert add they don’t need Licensing huge cost for LL to rent out to them, also excluded. Why does he say Deposits gone up £11k in a year does he think the public are morans, is it not him & lenders like the Halifax that has done this, or is he complaining about himself.
From:
Michael Foley
07 April 2021 09:47 AM
They Authorities lumbered huge costs on renting the root cause of high rent. Then have the cheek to talk about unaffordable rent. Remove the C/tax portion from Mayor. Remove Licensing Schemes that’s costing a fortune funded solely by LL & Tenant if Council wants those schemes then they should pay for them. The LL has to pay for huge material & Labour costs associated with those Schemes without paying £1300. Council Application fee + all the Certificates he is required to have, don’t ever think 5 years is a long time because it’s not. I have redone all at least twice some 3 times & one will be fourth time (2006/11/16 &21), while some LL were never required to do any, what a burden jut add arrears. Go on then put a Fools Cap on it.
From:
Michael Foley
07 April 2021 09:14 AM
I have had some Tenants with pets un-officially, I had some experiences, a grey area which leaves LL with some control. However, make it Official leaving LL powerless to act & no control left and we seen how that works regarding other matters. I think you might well have more space and a chance for dog to exercise In Norfolk than London, in any case the interference should stop.
From:
Michael Foley
07 April 2021 08:34 AM
Sadiq Khan Mr Mayor seems to me to take hundreds of pounds from each C/tax property pa, looks like 1/5th to me, whether it’s the LL paying or the Tenant it’s a huge cost putting pressure on Renting. Mayor election next month you have your chance & he is only in Office by default for last year as Election wasn’t held because of Corona.
From:
Michael Foley
07 April 2021 08:06 AM
Hi Terry yes Tenancy Agreements are Confidential between the Tenants, the Authorities and you.
From:
Michael Foley
05 April 2021 21:35 PM
It seems the Councils are in Competition for Record fines, this one £48k a Record for this Council. I seem to remember a one in January a Record for Reading Council £66k.
From:
Michael Foley
02 April 2021 15:26 PM
So they can afford the Rent now they can afford to keep Pets and Pet Insurance. No problem for Mr Rosindell M.P. as all MP’s are on minimum £80k plus pa and the problems he creates are not his
From:
Michael Foley
01 April 2021 17:57 PM
Hi Fery’s my friend you are a LL 1989 so you joined in the frey like all the others after the 1988 Act / Section 21. That I and hand full of others campaigned for 10 years prior. I say a handful because there was not many of us, relentlessly lobbying our M P’s & Ministers. Following the 1988 Act you were all eager to jump in when the hard work was done & Section 21 handed to you on a plate or none of you would be LL’s, now its going to be taken away you do nothing but sit on your hindquarters and talk because you don’t know the difference as you weren’t there before so you don’t appreciate what we went through prior to 1988, M Foley LL since 1978.
From:
Michael Foley
01 April 2021 15:38 PM
Thank you Sir. I can’t help thinking who the Cowboys are.
From:
Michael Foley
01 April 2021 12:48 PM
Sorry I don't agree with this completely at all probably another miscarriage of justice ? if we have any Justice anymore from what I seen with the traffic money boxes in London. I think the Tenants are as much to blame as the LL' here, the fine should be halved and the Tenants fined the other £24k. The Council says they made Regular inspections, the Article gives the impression it was like years when in fact it was over a 4 month period so why not simply say how many visits they made, economic truth. OK LL should have Supplied them with a Tenancy agreement. Should have had Gas Certificate. Should have had working Fire Detection system, However they didn't say if it had been interfered with. Obstruction of Fire Escape that will be the Tenants clutter. Broken Bannister who broke it did LL come in & break it. About the lighting on the Stairs was it natural light or artificial if so who paid for leci, trip hazard might be stair Carpet coming loose from misuse (assumed). Provide clean a home were the Tenants reared ? we don't run a Nursery. Woefully Hygiene conditions, they were living like pigs so say its LL's fault & Council backs them up. We are being fed half a story again by the beneficiaries of Court Proceedings. Final comment the same for all local Authorities through out the Land, sending a clear message to all LL's ? we'll never be classed as anything else other than Rogues LL's. How is LL supposed to carry out improvements when it full of filthy people & their clutter ?.
From:
Michael Foley
01 April 2021 10:56 AM
Yes only us picked on for everything, it doesn’t apply to other half of the Community. London getting closed down people moving out because of it, 20 mph, Camera extortion racket, wooden boxes placed in the road with 4m gap in middle for you to pass through, doesn’t say no entry. I stopped & looked first & concluded it was ok to pass but no £130. fine, thank you & me going there 50 years. I understand this Camera alone has taken £60k in just weeks its entrapment. Regarding emissions they are making it worse in L’don a ring of Pollution around London’s North Circular Road. The Economy is getting destroyed by people that do know. My Mom’ rip god bless her even told me 60 years ago that I couldn’t live on Fresh Air.
From:
Michael Foley
30 March 2021 10:11 AM
Although for me to ask Tenants why they haven’t paid is pointless. I have so much arrears, it’s primarily because they haven’t got it or don’t want to pay when they know my hands are tied
From:
Michael Foley
30 March 2021 07:44 AM
CAB say 500’000 Tenant in arrears which is a high figure, they forgot to tell us how many private LL’s this equates to but say 150’000 Private LL’s are left rent short apparently which are the only ones affected really, the Tenants are protected, the Bank’s are protected so the only one to loose is the private LL who carries all the risk & that no one gives a Sugar about.
From:
Michael Foley
29 March 2021 17:43 PM
Citizens Advice didn’t say how many private LL’s they helped out of all those thousands so looks like nil, are we not Citizens. There are many Sophie’s scenarios no mention of the Child’s Father and what’s contribution he makes if any or did his responsibility end after having sex and become tax payers problem like millions of others then complain to Council & CAB why they can’t have everything. The CAB Charity helped 16’530 people well done just wondered how they done that or was it with the mouth, oh that was easy try the real World. Tenants worried about Evictions and LL’s worried to and for both because of arrears for most part caused by Gov’ interference telling them they can be evicted so can’t be put out so if you don’t pay it’s fine, this is one of the main causes of arrears, suits Gov’ part of plan to destroy us for Big Boys to take over. I am sceptical about the usual story about Heating & Hot water problem, easy to interfere with modern Boilers now common excuse for Tenants in Court cases, this is old chestnut .
From:
Michael Foley
29 March 2021 10:39 AM
Shoot the messenger .
From:
Michael Foley
28 March 2021 16:39 PM
Acid Managers indeed maybe Acid strippers more like. I wouldn’t say low risk Investment at all, anyone with significant borrowings are up against it for sure. Then we have all the Regulatory Requirements even the Additional Licensing Scheme in Harrow if it applies to you Application Fee alone is £1310.00 could be small Flat c/tax £1680. For my one bed Flat. All the up dating possibly for EPC’s, E,C,I,R not including other material changes & labour costs nothing left on the bone. Big Property price drop to come inevitable, millions of jobs gone not coming back, thousands of Businesses closed for ever, millions on Benefits, Building thousands of high rise Flats clearly not required, a million Tenants gone back to their home land. Where are the taxes going to come from ? we were the last resort, now getting to the bottom of the barrel with us too. Come on now no magic money trees we are all adults.
From:
Michael Foley
28 March 2021 12:31 PM
We have a new maintenance system if Boiler breaks down, you need a new Boiler mate, maybe just as well they don’t know by to fix and know a new one will work. I had a house ‘D’ EPC & advice to do cavity Walls, new condensing boiler, thermostatic valves all low energy bulbs, double glazing, increase loft Insulation, done all that a different assessor comes tells me he will emailing it to me and did, guess what another’D’.
From:
Michael Foley
27 March 2021 10:25 AM
No Heating or Hot water this may simply mean the Boiled is broken down if he had one. No working Toilet does this mean they Blocked the Toilet. There was 2 separate Family’s involved on 2 different occasions both would appear to be re-housed by Council. This trick is working well the Families & the Council both Benefit from it. The Tenants get re-housed & Council gets the easy money. It cost LL £7.5k excl’ any of his costs, not condoning the LL actions or condition of his property because I don’t know. LL pleaded guilty this is the Noam if he didn’t want the fine doubled normal. What happens to the money ?, other cases Council gets 37.5%, Court gets 12.5%, Gov’ gets 50%, any more questions. are the Convictions safe, is there a vested interest here in these types of cases ?.
From:
Michael Foley
27 March 2021 02:32 AM
This Big issue guy don't know what he is talking about, Private LL'a are nearly always cheaper that Corporate Companies usually with Blocks of Flats and they get discounts for many things when they have a number of Flats incl' HM0's if indeed required. I see in Harrow in recent years a Company with such a Block charging £1700. pm for 2 Bed flats originally designed to be offices with big glass windows, you can see them in bed as you drive by, you might have heard of beds in sheds but not of Beds in Windows. Many 2 Bed Flats in the area are let by Private LL's for £1150. to £1350 pm. We do always fix / replace Boilers and locks straight away at our own cost this allegation is not true. I agree with Big issue the Big Companies have more money / better resourced have all the tax advantages and Government hand outs, hence they want 3 year leases they won't have any short falls Government will look after them. I don't buy Big issue anymore its only rubbish and sellers standing outside Tube Stations in Winter in freezing cold just to given half the money to the fat proprietors. Now we can add Big issue, to the list getting longer every day & also might as well add ITV News if you have seen it lately.
From:
Michael Foley
26 March 2021 09:45 AM
Dear Daddy how right you are an expensive con. I have a other Boiler broken down it won’t be 3 years until July. Engineer came done his checks & it’s the fan common problem with this model they say. Fan is a special and comes as a unit £400. Plus Engineer Bill it’s not worth that and I have no confidence left in it now, so it’s for high jump more scrap I thought we were trying to save the Planet, anyway no worries for Gov’ another £200. Vat.
From:
Michael Foley
25 March 2021 14:32 PM
I have 5 ‘C’ rest are all ‘D’ except one is an ‘E’ but for some reason other similar houses in the road have ‘D’ are we not suffering enough trying to keep the show on the road without every outsider lining up to have a pot at us with no input or cost whatsoever themselves. Good day
From:
Michael Foley
25 March 2021 08:37 AM
I have thrown one Potterton / Baxi heat only 5 years, although most are Vaillant among the most expensive but that’s only part of the story repeated call outs, now this morning messages 2 more with problems, it’s LL’s nightmare never ever used to be like this, this is not efficiently or economic.
From:
Michael Foley
25 March 2021 08:20 AM
New Boilers disaster, so expensive, so unreliable, spares cost a fortune, Gas Engineers don’t work cheap, Technology worst thing ever happened , old Boilers hardly ever Broke down, fleets of Service Vans on the road trying to keep them going and make more traffic & pollution. We didn’t have all those over the Regulations or Digital Academics without Technology they are just inventing soft living for themselves, even the Census was a farce have the population weren’t able to do it or put down anything to go shut of it. Keep on you will crash everything go sure.
From:
Michael Foley
24 March 2021 22:17 PM
Probably not having contents insured for LL or Tenant unless you are that claims culture. I used have on my own house some years back but when I did have cause to claim a couple of times, the forms were so onerous they went in the bin & claims never made, pointless did I not have enough stress already.
From:
Michael Foley
23 March 2021 17:40 PM
What do the Regulators expect when they are the sole cause of the problem. They have excluded the LL from the Property making sure he cannot know what’s going on. Then fine the LL’s for breaches of Management Regulations that they made sure of to leave him with no instrument to effectively deal with any issues. This used never ever happen before their interference, congratulations.
From:
Michael Foley
23 March 2021 11:35 AM
I think they could be long leaseholders say 999 years that would also mean no ground rent. I suppose you can’t only have one Freeholder for Block of Flats, I extended one cost £14k for nothing really, service charge is bad enough. I think you on Andrew is unnecessary when we are presented with documents to sign always terms and conditions, no choice really either sign or not or you can’t proceed & walk away.
From:
Michael Foley
22 March 2021 16:13 PM
In Brent I see Council saying they are fully committed to levelling up. What they seem to mean is making the poor richer but they are richer already in Brent. Free housing, Benefits, Schools, Uniforms, School meals even at home, Children Allowance etc. That’s why 25’000 working age persons unemployed in Brent more joining every day. The others over age milking it as well for sure. So levelling up must mean screw the working tax payer more to give to them. We have a Labour MP re-elected 7 times how can he or Labour Party miss guaranteed 25k votes immediately, the problem now is there are too many unemployed voters. Levelling up, no one will want to do anything.
From:
Michael Foley
22 March 2021 12:41 PM
There is no excuse for not having the annual Gas Checks / Certificates etc. HMO’s didn’t improve much only the Councils Bank Balance. We could have been required to do all those things without a licensing Scheme, it’s just eating up the money that would otherwise be spent on improvements. I have to find another £12k this year to re-do this ponzi scheme. Perhaps this LL should have some East European Tenants that knows how to live, have pride in their home and keep the place spotless, probably decorate for free, most are a breath of fresh air.
From:
Michael Foley
22 March 2021 10:04 AM
Council going for more free gold, they have no intentions of earning their living.
From:
Michael Foley
22 March 2021 09:40 AM
Another week starting off another dig at LL's. Another Tenant Champion to add to Acorn, Generation Rent, Citizens advice & Shelter etc, (where's ours). Neighbors complain when it happens, they have to when Music & parties, shouting going on. The bit I don't like is when they keep making phone calls in the middle of the night making all sorts of allegations leaving messages but withhold their Name & Number. Council out in the night recording the noise, Police attending a number of times blame the LL his fault ? (no authority no control). What about all our Stress or Post Traumatic no mention he is oblivious to that I suppose we are not Human. The LL's are much more Authoritarian, extraordinary increase to control the terms under which people live ?. What Authority would that be ? we have completely no control by law having all LL's rights taken away, we can't even go there without their permission. So one particular Tenant has some medical issues unfortunately hardly any relevance to the industry over all.
From:
Michael Foley
22 March 2021 08:41 AM
I remember this from a TV program some years back. The case against dogs frightening.
From:
Michael Foley
20 March 2021 07:50 AM
Still can’t understand why they won’t allow us to do it, if you sell one and buy one the same value there is no gain and if you sold a more expensive property to buy a cheaper one then they could charge you c/gains on the difference as there would be a gain, what would be wrong with that ? Instead of stuck there no go for anyone.
From:
Michael Foley
19 March 2021 20:46 PM
Sorry about typo I’m up a ladder
From:
Michael Foley
19 March 2021 10:28 AM
Just leave it between LL and the Tenant to we out and stop all this interference.
From:
Michael Foley
19 March 2021 10:26 AM
Common sense unfortunately is not very common. James has a good point they probably won’t have to disclose, like currently when a Tenant applies for Benefit there is a Box to tic if you don’t want your LL to know that you are on Benefit, economical with the truth, withholding information & lies.
From:
Michael Foley
19 March 2021 10:11 AM
Add HMO’s this is a massive cost I am re-doing again, 7 falling due again for renewal this year, all licensed twice before at least some 3 times & one will be 4th time, only applies to halve the Renter LL’s ????, anyway c/gains tax examples are rubbish it will be hundreds of Thousands of £’s
From:
Michael Foley
19 March 2021 08:39 AM
Unbelievable Christopher Pincher thinking this way he don’t have to suffer the consequences the LL has to deal with. HM0’s in particular some individuals maybe 6 renting rooms in the house, there is more than enough conflict between them already. I have lost many Tenants this way when they fall out. Why make the problems worse, they are not all going to want pets another reason for a fight and are they going to keep the dog/ pets in their Rented Bedroom only....
From:
Michael Foley
19 March 2021 07:49 AM
John, I believe its the case as well I won't pretend to know about taxation but I done it some years back same scenario I had to pay the c/gains tax. I had a property a bit too far away as circumstances changed, roads got blocked off, making it difficult to run and manage etc. When you buy a property you are stuck with for ever. I simply wanted to sell that one buy similar price Property nearer to home, not possible financial viable because they take a big lump out of it creating a short fall for you on the new purchase that takes years to recover from. I never understood this, it stalls the market completely if it were allowed it would create Business for everyone, Estate Agents, Conveyancing, Solicitors, Land Registry, Stamp Duty for Government on both transactions for all, its costing you enough anyway to do the move without C/gains, so that's how silly the rules are they prefer to keep you stuck there glued to the ground and no Business for anyone, be very careful where you buy you'll be stuck with it.
From:
Michael Foley
18 March 2021 20:57 PM
Its amazing the Government moaning about paying Private LL £9 Billion pa, that figure is old and probably more anyway it a huge amount. As previously said by Richard Lambert the then CEO of NLA that the money is not a Subsidy for Private LL's but support for Benefit Tenants, that's clear enough the money is not spent for the LL's but for the Benefit of the Tenant, its not as if they are giving the LL the money for nothing, yet when the LL lets to working Tenants they complain like mad about discrimination, I don't know what gives them the right to think they should have priority.
From:
Michael Foley
18 March 2021 16:21 PM
Now James you hit the nail on the head for sure. Any Breach that involves the Tenant is a Civil Matter. Anything that involves the Landlord is Criminal Law Matter. We are all equal before the Law, not. Did you see any Kangaroo’s lately.
From:
Michael Foley
18 March 2021 13:09 PM
It seems I was only born to pay taxes, this tax planning is the bit I missed. I am envious of you but pleased for you at the same time, never understood why tax can’t be straight forward without jumping through hoops. We need to have an open mind about it as Gov’ have a nasty habit of moving the goal posts.
From:
Michael Foley
17 March 2021 23:13 PM
Its Simplification of tax Scheme for goodness sake, do you not understand if very simple they take all.
From:
Michael Foley
17 March 2021 10:46 AM
Very Little left unfortunately I am afraid. I know we'll all be Dead but we won't know that we are Dead, so what's all the hard work for ? we could be Retired and not care about anything but we do care. Looks like the people costing tax payer, £9 Billion in Housing Benefit got it right, the tip of the ice berg they are Kept, Fed, Clothed-ed, School Fees, Vouchers for food at home when not at school, Children Allowances, Nursery fees etc, and loved by Government. We are hated, despised, Criminalized & robbed, something big is going to happen this situation cannot continue to work indefinitely.
From:
Michael Foley
17 March 2021 10:21 AM
The Lettings Agents are now telling Landlords what to do. I thought we used to employ them.
From:
Michael Foley
17 March 2021 09:53 AM
£24'000.00 figure is a bad joke how many zero's are missing here, this is not research its clueless I am sorry to say. Hundreds of thousands and millions of Pounds are the true figures of this tax. Andrew dearest sooner or later you'll need to pass on all your tax paid lifetimes hard work to the family you reared, guess what it is likely they will take 40% / 45% Capital gains tax first, then take another 40% Inheritance Tax on the balance (remnants or Grave Yard Tax) at the Cemetery Gate.
From:
Michael Foley
17 March 2021 09:45 AM
It seems we have anarchy already it’s ridiculous, when Police tell you to move on you move on, not confront , kick off and cause a seen with your own agenda to get on TV. Then call for Commissioner to resign as if it was her fault, some people think they can do what they like.
From:
Michael Foley
17 March 2021 08:20 AM
Sorry I will leave that to you, I am not in that Circus, I am in the letting Circus.
From:
Michael Foley
16 March 2021 17:41 PM
Tenants are very good at it 12 months free.
From:
Michael Foley
16 March 2021 17:22 PM
Sorry there’s no shortage of housing, a glut in some areas, stop building high rise Flats. There’s just a shortage of people who want to pay. Social housing means free, why buy a cow when the milk is free.
From:
Michael Foley
16 March 2021 07:47 AM
Algarave, not saying the LL is always right, not saying the Tenants always right, not saying the Court is always right it just they have the power to do anything they like with you. The LL was powerless to act with regard to Anti-Social behavior or anything else, please tell me what he could have done he reported it to Council several times, Council could have taken action against the Tenants who were causing the problem never do. Regarding the Courts I don't know why you bother to mention that every LL that goes there has to plead guilty you must know that its well documented, or you can plead not guilty and the fine or sentence doubles immediately. All LL's rights have been removed so now prosecute his for not doing what he is not allowed to do.
From:
Michael Foley
15 March 2021 14:39 PM
I agree or the Court should throw out and fine the Tenants for anti-social behavior, also fined and prosecuted the Council for not doing their job when this was reported many times.
From:
Michael Foley
15 March 2021 11:44 AM
Yes Andy its clear Government wants less private LL and its happening big time by force, now far less private LL dropping rapidly. However this don't mean less rental property available this hasn't fallen just gobbled up by money rich big Companies & Portfolio LL with so many Regulatory and Taxation advantages, plus all the new built ones coming on line for Rental, (so less means more). London Councils must have a death wish with so many Treasonable Policy's to destroy the economy of the Capital, also extending ULEZ to perimeter North Circular Roads where Pollution is already among the highest in London, forcing more Traffic to use this road doubling Pollution for the thousands of Residence living along this route, concentrating Pollution Density along this route like a ring of Pollution around London, instead of dispersing the affects of Pollution more lightly in the atmosphere over all.
From:
Michael Foley
15 March 2021 11:08 AM
The LL wasn't doing the anti-social behavior and tried to stop it, once again the the occupants that caused the anti-social behavior did not get prosecuted, fine the powerless LL instead, probably another miscarriage of justice and possibly another case of using the LL as a lever to get housed by the Council. The LL was a bigger fool to house them he should have left them on the Street, let the Mortgage Company re-possess what difference to him, to a pensioner getting himself a Criminal Record for good measure before he dies.
From:
Michael Foley
15 March 2021 09:43 AM
High level Research indeed hardly needed to know that, 300'000 less letting properties came onto the market in 2020/21 why would that be news, when they can stay as long as they like pay or not.
From:
Michael Foley
15 March 2021 09:22 AM
About time some one sought Government Approval to clamp down on out of control Rogue Councils.
From:
Michael Foley
15 March 2021 09:12 AM
Its worth pointing out there was hardly any person over weight back then, not like I read other day 68% Obese some young persons can barely move, maybe I shouldn't say so but it true. The real problem with housing recently is smaller LL are being driven out deliberately by over the top onerous compliance designed for that purpose, its reaching the point where its not viable. The real reason they want us out is not what the Chancellor said, he said he wants all young renters to be property owners which is very noble of him if were true, what he really wants is our young renters (out tenants) is to buy the tens of thousands of Concrete Frame High Rise tin clad over priced unsuitable Flats (already built in London & everywhere else) to achieve this he gives them free loans, incentives and SDLT exemption, virtually no Deposit, for now to rope them in, then pay for a lifetime (life sentence) Mortgage 35 years now some doing 40 years but not to look after their best interest, its the opposite its because he wants them to buy the properties to make billions for his friends the Big Developers, also can you not see so many major Organisations, Insurance Companies, a host of Big Co's, Institutions investing now and not least Lloyds Bank going to be a major player providing Flats to Rent, even buying a rafts of New Flats in several Towns for letting, excuse me didn't they say Private Buy 2 Let LL's were buying up the properties preventing young from from getting on property ladder, so now when its the Big Boys doing the same thing, its quite acceptable and what the Country needs they take us / the Public and young buyers for right mugs.
From:
Michael Foley
13 March 2021 20:45 PM
David, my friend would you like to have someone else in charge of your money or your property that you own, to be in control of it and do what they like with it ? in that case why would you do anything even go work. Yes David I was a model Tenant always paid my way always got my Deposit back didn't expect to get 3 times my deposit back or want free renting, yes its been a while since renting guess what no one gave me rights to their property, grants or freebies. I had to work hard and save every penny I could and still couldn't find what I considered value for money so I bought a Plot in Ealing in 1972 and built the house by my own hand, with no help from anyone, Dad RIP so no Mam & Dad piggy Bank, no Google to ask a question, no electric on site, cordless not invented, try it some time see how you get on, incidentally I still have the House and don't feel like giving it away or full control of it to some one just because they think they should have it. Renting was a bit different then, no Bathroom, Public Baths, outside Toilet, no Electric sockets, no TV, no Central heating, no 2 months Notice, no 6 months notice, no Benefit system pay for you, no question not pay won't pay, your Suit- Case waiting outside the door for you no messing. When you have worked for 58 years mostly 7 days a week, pay taxes through the nose and now clobber more than ever, then you can tell me how hard done by you all are or alternatively try grab other peoples property for nothing. Sorry to disappoint you I am now a model LL.
From:
Michael Foley
13 March 2021 19:24 PM
Why then is Tenant free to leave anytime he likes, have full control of a property that not not belong to him, that cost then owner hundreds of thousands to purchase, cause him so much stress by an injustice Law and probably a life times work gone into it, no wonder people have lost respect for bad laws. We know we are being totally wronged so it doesn’t matter a carrot anymore what they do, carry on enjoy the worst Recession ever, it was bad enough already without making it happen by Statute. I think I will do a Pierce Morgan good bye it was nice knowing you all.
From:
Michael Foley
12 March 2021 12:43 PM
Why didn’t she pay the first fine. Why did she let she sublet the owners Property. Why didn’t the owner have the required License. Nothing new here tens of thousands of Property sublet like this under the guise of Rent 2 Rent its rampant and well the Council’s know this. What’s not ever mentioned is there was never ever any subletting until Regulators got involved & removed LL’s rights, excluded him from the Property, now turn around and fine him for what they created.
From:
Michael Foley
12 March 2021 11:15 AM
This is disgraceful why should it be the business of the Tenant or anyone else whether the owner wants to move back in, or sell, leave idle, renovate or anything else. This is his Property bought by him, not by the Tenant or the Court. He didn’t need their permission when he brought the Property or have any financial support from them. Why then should he need their permission now, How can they acquire all those rights over another persons Property it’s insane. I note the Lenders have no such Problem when it’s their money. When it’s the Landlord’s money it’s fine to stitch him-up, are we not all equal before the Law.
From:
Michael Foley
12 March 2021 09:52 AM
Many LL’s on here from time to time seems to think they’ll get the arrears but generally no. I have had all that over the years when arrears get too high they usually leave, if you didn’t get paid while they were living there you are certainly not going to get it when they are gone. So now just add the backing of Gov’, Courts, Council’s ,Shelter and the others putting the knife-in, we are powerless.
From:
Michael Foley
12 March 2021 09:30 AM
Yes looks like we are being treated very well ?. Loads of arrears 6 months notice minimum, another 6 months or more to get to Court, in the meantime possibly supply the accommodation for free & no redress. Only Court or Tenant can end the Tenancy, LL can’t without Court Order. Tenant can up sticks and walk off at anytime they like no Court required, now getting rid of S,21 to rub salt into the wounds. So this is what Student Leader calls treating LL’s far better than the Tenant.
From:
Michael Foley
12 March 2021 09:00 AM
Shelter nearly got it right except for one fact they got the wrong way around, its the Landlords that are frightened and the weight of the Law stacked against them,
From:
Michael Foley
11 March 2021 10:53 AM
Sorry James but the Court knows what is going on she wants to be on the Council like hundreds of thousands of others on there already and if she gets Court Order straight to Civic Center to get Housed. The real reason the Council and others want rid of Section 21 but pretend its is the LL to blame.
From:
Michael Foley
10 March 2021 17:05 PM
I wished I had your confidence, the stuffing has been knocked out of us, with unfair rules & red taps. Add Congestion Charge, ULEZ £27.50 pd for a Car increasing, bigger vehicles more, diesel Vehicles more, Parking more, Council Tax more, Traffic Creating Schemes more, Scores Timber Boxes placed in the roads way to Create obstructions, penalties Charges for Council and no other reason. Road humps too high to rip the under carriage off your Car, Electric Cars coming with lower ground clearance not a hope of clearing them, 20mph on every road enough to drive anyone mad, I know a guy that was done for speeding at 24mph, the man with the red flag will be coming back.
From:
Michael Foley
10 March 2021 14:47 PM
Sorry Bill I don't want to be misunderstood I was not having a go at you.
From:
Michael Foley
10 March 2021 13:42 PM
Bill, dearest they also said 50% of the Homes in Oxford are Privately Rented, so if 6'200 of the 30'500 privately Rented Homes could have serious hazards. Right please tell me how many of the other 30'500 Homes in Oxford have serious hazards, or do they just conveniently count one half, do me a favor.
From:
Michael Foley
10 March 2021 11:57 AM
So we have Shelter, Generation rent, Acorn and now also 38 degrees has joined in the Anti-LL Campaigns. Acorn says get rid of worst LL's, never mentioned worst Tenants. Oxford City Council have Investigated over 4'000 complaints about Anti-Social behavior in Private Rented Property, sorry not the Landlord doing this ? how is Licensing going to help this ? they are targeting the wrong people the only difference the License will make is to fine the LL for what the Tenants are doing, just like they are currently doing with the LL's that are already Licensed.
From:
Michael Foley
10 March 2021 11:03 AM
What I think is very strange is the 2.5m Private LL's in the Country and only a couple of dozen making the point of view known on here, where are you come out of your box, stand up and be counted, one fellow LL tried to get a petition going regarding S,21 and the response was dismal probably less than a hundred, now listen up here 38 Degrees internet portal have joined the Anti-private Landlord brigade looking for 100k signatures required to table a Question in Parliament and possibly get it, or course that's all they do full time, (funded by chip-in public) is protest about everything its very popular, far easier than providing the accommodation. Why have we no funding vehicle ???....
From:
Michael Foley
09 March 2021 20:57 PM
Well I think keep it short like the 5 pages of Oyez 20 Agreement, not the 68 pages DCLG nightmare, but which covers all the main issues & legal points required for letting on AST, some people writes pages but doesn't help anyone really, whats on Statute is set in stone and can't be changed and any fiddling around could make it null & void, especially if you have to go to Court it might be frowned upon.
From:
Michael Foley
09 March 2021 20:37 PM
Are you sure her name is not Stubborn.
From:
Michael Foley
09 March 2021 16:48 PM
It strange as it seems to be yet again Private LL are being picked on. We are aware of significance of health & safety and it should be mentioned that tens of thousands of Properties that are Licensed had to do this already as part of requirements to get the License and should be exempt also mold & mildew could be now be listed as exempt, thanks to Corona the Asians had to open the windows. However it seems the ones that should be doing this are exempt, Principle Private residence, Council Tenanted, LL properties let to families on Benefit, Housing Associations, Lodger LL's etc'
From:
Michael Foley
09 March 2021 14:33 PM
I agree not everyone wants to buy a property or not just yet anyhow they usually don't want that until they are ready and want to settle down. I was a Tenant myself for nine years and rented in various Towns around the UK so I know how it works. There are certain other advantages to renting as above mentioned plus others like the previous Crashes when Property values collapsed over night LL loosing £50k / £100k at the drop of a hat and many getting re-possessed even loosing their own Home the Tenant has nothing to loose unless he thinks he owns the LL Property, seems more likely every day.
From:
Michael Foley
09 March 2021 10:48 AM
The 46 pages so called Model tenancy Agreement around for years, was a disaster and therefore not taken up I tried with the best will in the World but couldn't hack it, so now their solution is come along with 68 pages of crap.
From:
Michael Foley
09 March 2021 10:26 AM
Just as well then it was the Lender that was Defending the Court Case not the LL, anyway common sense outcome.
From:
Michael Foley
09 March 2021 10:19 AM
Any good to you ?
From:
Michael Foley
08 March 2021 16:54 PM
Its not just Pets its everything they can dream up to destroy us. Section 21 is being withdrawn to save the Councils from having to house false Tenants but too cowardly to come out and say it, blame the LL instead its easier and popular. Why is no one asking why Section 21 was introduced in the 1988 Act, because it was almost impossible to find somewhere to Rent at that time due to draconian Laws like the ones being re-introduced now
From:
Michael Foley
08 March 2021 10:09 AM
Stop all this nonsense by HHRS, Councils, Licensing, penalties, fines, Criminalizing LL's, the answer is very simple just give LL's back control of his Property and allow him/her to visit in reasonable daylight hours and not keep him/her on tender hooks to scared to go to the Property in case of upsetting the Tenants or they might complain to Council about Harassment. No Control no Authority, more coming force LL's to have Pets, next we will be fined for the damage they do.
From:
Michael Foley
08 March 2021 09:55 AM
So sorry Lia, not a nice situation to be in through no fault of your own, it so unfair after financing the letting just to put a roof over other peoples heads and now find you are being taken advantage of, it makes me far less sympathetic towards the homeless. The Councils and Government anti-Private LL laws have a lot to answer for.
From:
Michael Foley
06 March 2021 16:56 PM
I agree with Mr Rigsby.
From:
Michael Foley
06 March 2021 09:48 AM
Maybe they can teach them simple things like leave the bath clean for next person, don't pour grease down the sink, don't put wet-wipes down the toilet, clean the fluff from drier and filter before it catches fire, don't put hot pans directly on the work tops, notice if hinge screws in cupboard doors are coming loose, don't put hot electric iron on floor carpet or curling thongs, don't put domestic waste in recycling bin, put food waste in small bin which is for that purpose, don't ring the Council to tell them the LL didn't take your rubbish from back garden, don't go out all day leaving your dog to eat the furniture, don't leave your cat scratch away the sofa & every bed base, don't change the thumb screw euro locks that the LL was required to install, don't put extra beds in any room, don't sleep your friends in the living room, don't remove the notice board, don't cover Fire alarms, don't pull them from the ceiling or remove batteries, don't fill the attic with your discarded items & put your foot through the ceiling again, don't sub-let the property, don't over crowd the property, don't wedge all fire doors open, don't play loud music in the middle of the night to get LL fined, don't bypass the meters, don't grow cannabis, don't put a no 12 screw across the the fuse box to use your welder,, Tell me something I have not seen.
From:
Michael Foley
05 March 2021 19:08 PM
They want us out so badly its crystal clear that's why we are bullied so much, the big boys want our business disgraceful behavior by Banks. My last statement informed me my Deposit rate was being cut from 0.06% to 0.03% yet the charge several percent on loans, on credit Cards it could be 19.9% or maybe 29.9% or any figure the choose. Now they want to muscle in on their Customers Business why not the have our money for nothing, it a conflict of interest, while LL's pay for expensive Loans, will now be in direct competition with us and have all the Government reliefs / tax breaks, its a conspiracy we now have several major Company's & Institutions taken over.
From:
Michael Foley
05 March 2021 18:28 PM
Although EPC's first introduced in 2008 (13 years) I always complied but never ask by the Tenant about this, more interested in the Proximity, Condition, Rent & size or outsize space. This was introduced following on from 2007 nonsense "Home Information Packs" where by you were supposed to tell the prospective Buyer everything that wrong with your property, putting the Seller at risk, had to be scrapped it was collapsing the economy.
From:
Michael Foley
05 March 2021 13:08 PM
So 15% of Appliances were faulty which I very much doubt more needs to be added to missus or carelessness. Also 85% were not faulty and due to other causes, all new appliances are certified to comply with all the Regulations, they are made as good as they can make them. LANDLORD ALERT why is this the heading or what point are they insinuating because this refers to all properties including Home owners not just the ones that's Rented
From:
Michael Foley
05 March 2021 10:59 AM
Tenants demand Eco improvements, this article is rubbish they don't know what they are talking about. I don't believe EPC's can't be 10 years out of date, I have renewed original one's already as any other long term LL did after 10 years, any new LL that bought since will have got his EPC with the purchase. How can the Claim we didn't make any improvements I have replaced 4 Vaillant Boilers & controls, all Cavity Walls done, All Lofts 8" or 12"insulation, All double Glazing done, low Energy Bulbs like everyone else. Why didn't they ask 51 of my Tenants. Maybe head-line should read LL's should Demand Rent, (free Renting a great idea try Shelter the have £60m to play with).
From:
Michael Foley
05 March 2021 09:48 AM
We are already the highest payers of Capital gains Tax @ 28% while others pay 18% or 10% we have been singled out by George Osborne but don't hold your breath 23rd of March some more things happening about tax. They have made sure nothing is viable anymore they sting us all the way through then on disposal 28% of the gain not finished yet then 40% on the balance + 40% or original purchase with IHT, can someone enlighten me.
From:
Michael Foley
04 March 2021 19:29 PM
Didn't think much of the Budget not much could have been done when you already dug the hole. It was another Billionaires Budget focusing on endless tax reliefs for Plant & Machinery to abolish more jobs that's what Plant and Machinery does, every day we are hearing about job losses and he talks about creating jobs square that with 130% relief on Machinery.
From:
Michael Foley
04 March 2021 10:38 AM
What is the point talking now too late the Economy mismanaged by Children, last year when he gave Furlough Grants to 750 thousands Firms, they all grabbed it many didn't need it some like Tesco, Asda, Aldi etc gave back hundreds of millions with embarrassment. The other laughed all the way to the Bank big & small it was milked. When all Chancellor need to say was its a loan not a grant millions would not have applied in the first place, Billions saved instantly. The rest is History now we have the biggest tax burden ahead of us for years to come Congratulations, (Children in Charge).
From:
Michael Foley
04 March 2021 10:29 AM
Material Costs & labour is so expensive those days, then the land and thousands of pounds Council Fee as a one off doesn't work i think. All this interference and manipulating the Market is not good, say those young people that are enticed and given financial advantage to buy those over priced Flats, then if they want to sell and unlikely any Capital growth in this climate, the next buyer will be buying a secondhand home that most likely has not gone up in value (even down) the next buyer will have to find the extra thousands of £'s Stamp Duty for the purchase, so he will have to knock the seller hence he is not getting his money back, you can apply same for to BTL.
From:
Michael Foley
03 March 2021 18:46 PM
I don't agree with 3rd party Mediation, we as LL have been doing it for years, do they not think we didn't always try to resolve issues with the Tenant first, its only as the very last resort LL's goes to down the legal route. The Council have to poke their nose in again making Mediation impossible when the Tenant sees Council on his side its not happening, can those people not do a real job and earn their living.
From:
Michael Foley
03 March 2021 18:18 PM
I keep hearing about Stamp Duty Holiday but there is no such thing for LL's and never was its the biggest con ever, just because George Osborne doubled it, say if you were buying a property before that as example £500k property (probably a Flat in Acton certainly not a house) you were paying £15'000.00 stamp duty already a significant amount, then Osborne doubled it £30'000.00 Stamp Duty then Rishi comes comes along and halves it temporary, there you go magic you made a massive savings of £15'000'00 who on earth are they kidding, why don't they just grow up. £30'000.00 SDLT non starter for BTL Flat, add you Deposit all the other charges, monthly repayments, maybe Section 24 for individual LL, rent not guaranteed, vacant periods, possibly Licensing encumbrances & requirements of every recent kind, where is the beef.
From:
Michael Foley
03 March 2021 16:30 PM
You are lucky must be in other regions, not in South East.
From:
Michael Foley
03 March 2021 16:04 PM
OK he is extending Stamp Duty Holiday £500k from 31st March to 30th June '21 then continuing at the reduced amount of £250k from 1st July until 30th September '21. He must have forgotten about the Capital, what can yo but in London for £250k not very much even the one bed Flats are considerable more, should be higher threshold for London. I know you can get a House in other regions for £250. We'll have to wait until 23rd March to get hammered with Capital Gains he didn't want to spoil his day.
From:
Michael Foley
03 March 2021 15:28 PM
Haven't we got our own Bank, we are not tied to another Currency they used to print it, now no need just press the button on their own Computer.
From:
Michael Foley
03 March 2021 14:49 PM
Union tells Government don't hand money to millionaire LL's, surely they are mistaking do they mean Billionaires Developers.
From:
Michael Foley
03 March 2021 11:13 AM
There is no need for them to worry protesting about Luxury Flats all the normal ones will have the Luxury price tag that will keep you on bread & jam. As expected we have the Billionaires Budget today they must be looked after the Big Developer's they can't be left holding those tens of thousands of high rise concrete frame tin clad horrible carbuncle boxes jammed on top of each other, density does seem to count in Planning terms anymore. The economy totally mismanaged by Children running the Departments, extended Furlough another £135m pd, WHO PAYS. They can protest all they want we are sick of them. It was a sorry day for me to become a LL 43 years ago, what for to be abused & treated as a Criminal when I could have been retired years ago.
From:
Michael Foley
03 March 2021 09:48 AM
Well they have plenty to say, that's ok have your protest keep knocking Private LL's you are and will get what you deserve. Its laughable really they can't see whats happening everything they are on about to destroy Private LL's is to aid the Billionaire Builders to Build High Rise unwanted unsuitable Flats, rope-in as many young renters as possible to purchase those over priced Flats, now even give them the Deposit actually, 95% Mortgages and no Stamp Duty, saddling them with in many cases 35 year Mortgages / life sentence, later when they have family it will be unsuitable accommodation.
From:
Michael Foley
03 March 2021 09:26 AM
Fine don't know what you have up there those days Tetley Walker, Toby's or Brewery Dog but we need something to get our minds off this while we still have a bit of sanity left.
From:
Michael Foley
02 March 2021 19:46 PM
They must mean Private Landlords surely if the Tenants don't pay or in my case many have only paid half so its stacking up, some because of circumstances others because of Government interference they cannot lose their place. The long and short of it is if the Tenant pay or not they are still in-situ, there is no hardship there, if the LL did not get paid he is the victim with the financial burden and holes to block that's my logic. I think I will move to Norwich the big smoke is played out.
From:
Michael Foley
02 March 2021 19:22 PM
Hi Jo Jo that's brilliant so what you are saying is no LL should be receiving Public Funds so therefore not rent to the Council at all. I agree with you and no Tenant should be living off public funds either stop the lot. Steve, Rent money owed to the LL should be paid to the LL that why he rented out the property but this proposal looks like they want to means test the LL, to see how many he can house for free.
From:
Michael Foley
02 March 2021 11:37 AM
OK I wasn't considering to reward them, so we'll agree to differ, in the eyes of the law if you are a LL we are already Criminals, why else did they change what was always Civil Matters to Criminal it was just to class us as Criminals for being so stupid to put a roof over other people heads, off our own backs at no cost to the Government we deserve to be punished and Jailed. I know there is plenty of space in the Out Back, The Snowys and Mount Isa, we are not there but here. Maybe instead of Prison, ban them from benefit for x-number of years. They took control away from the LL's , banned him from the Property , then fine him for not being in Control, now you square that one, otherwise we would not be discussing those Cannabis Farms because the would not exist.
From:
Michael Foley
01 March 2021 15:31 PM
Hi David, my friend I am not saying there should't be any consequences but Prison is a last resort, there are too many in there already they are still human beings and often young people does silly things, who knows we don't all live in glass houses it could even be our own children, god forbid how many parents actually know what they are up to, even if they think they do. Last resort some other means to rectify and put them on the right path. There must be millions on dope in London you get a whip as they pass you by, the prisons wont be able hold them & full already. How would I feel well after all those years nothing will shock me now. Still I don't believe in an eye for an eye I am not going to lower myself its not in my make up.
From:
Michael Foley
01 March 2021 12:36 PM
I have seen several such Houses where this has happened in London even knew some of the owners, a huge amount of damage to the property, holes in walls, Ceilings, Chimney Breasts for ventilation systems, electric bypasses as standard, certainly some highly technical expertise back up to carry out all this wiring, not ordinary Joe. Why does Police nearly always smash the Door & Frame as well that's adding another cost to a bad situation. I don't like to see anyone going to prison only as last resort, its more cost for tax payer and they'll come out worse than they went-in.
From:
Michael Foley
01 March 2021 11:59 AM
This damage is caused by Regulators for sure, it never used to happen in decades gone by because it couldn't when when LL's were in control of their property. They excluded the LL from the property when for years we could visit in reasonable daylight hours, we seldom did but the potential was there meaning the Tenant knew they couldn't do this kind of thing. What did they thing was going to happen, that's the idea KEEP LANDLORD OUT he can't be allowed to know whats going on.
From:
Michael Foley
01 March 2021 11:48 AM
Mr Timms MP, he wants 5 measures to tighten rent Controls on Private Rented Sector. I seen it Reported Last year by a Landlord Association that we are already Controlled by 157 pieces of legislation, we are strangled to death and he wants more. I suppose another 5 can't do any harm just scrap the other 157. No other Business is abused by Parliament so much, what they are not taking on board is you can't have an economy based on Housing alone. The Media keep peddling fake news about shortage when its not true, its to keep the Big developers building High Rise horrible Flats, if they can't sell to them then they'll rent to them, making Billions at the expense of young buyers & renters, getting incentives and coaxed into buying Over Priced Flats that they will live to regret, this is main reason they want existing LL's out of the way. We can't be supplying affordable Quality accommodation to Tenants because they want our Business, so get rid of us by every means possible.
From:
Michael Foley
01 March 2021 11:00 AM
It seems to me the head line and the story are two different things. The Renters Reform Bill, funding for Councils to clear debts for Benefit fraudsters in the main don't worry about any one else, they must be protected at all costs. We will have to prove serious financial hardship whats that got to do with it if the money is owed its owed and should be paid, I don't see the Lenders taking a hit. Supposing even if 80% is to be paid to who ?, if its to the Tenant the LL is not going to get it.
From:
Michael Foley
01 March 2021 09:42 AM
There is no shortage of housing just a shortage of people who would like to pay hence long Council waiting lists. Land prices too high agree but not down to us that's the big Developers Land Banking. Selling off Council at Cost agree but to the existing Benefit milker to get rid of him off the system, sadly main restriction was not to sell for 5 years, then they sold for up to £200k profit I seen that, then another family member gets a place of Council & they all go & live there. I agree its a big mess whether renting or buying but a far bigger mess when buying for 35 years like now and this budget set to keep this going to fill the pockets of High Rise big Developer.
From:
Michael Foley
28 February 2021 08:50 AM
Mr Edmunds, my friend you make a lot of points not all I agree with, affordable housing not a problem, if PRS didn't have to pay 40% on income from lettings, Councils don't pay tax, remove tax from PRS and Councils wont has a hope of competing with us not to mention all the other costs imposed on us, you say Gov' should house all its citizens then why would anyone buy a property although some have that idea already. Shelter you say never made a single Law could you rephrase that to virtually all Laws, while Sitting on Parliamentary Select Committee or not, like Deposit laws, Wear & Tear, How to Rent, 2015 De-Regulation Act shall I go on ?.
From:
Michael Foley
28 February 2021 08:35 AM
Never mind we'll have more nonsense next Wednesday March 3rd Budget day. Capital gains tax hike to prevent us from leaving the Market they have to keep us there to be able to torture us in the future. Stamp Duty Holiday extended for sure, 95% Mortgages to rope-in our Tenants then they'll be stuck there for 35 years. This has to happen to look after the Big Boys Building High Rise Blocks of unnecessary flats not needed, so they have to destroy us they need our Tenants to Buy them, who else is going to be buying them, not the Benefit Claimants, they are not giving up free living its a Contagious Disease can't pay for anything themselves after that. Unfortunately Private LL's are already serving a life Sentence no reprieve.
From:
Michael Foley
27 February 2021 19:22 PM
They are playing games with us, £10k grant for slum LL's then guaranteed rent and free management as a reward for doing nothing, to house people doing nothing, not too long ago I could have bought a slum house in Wigan for £10k or Bolton. LL's who look after their property do their best to it in good repair, Council can't wait to penalize him & fine him £10k or more or that might even be their fee for nothing. Claw back the rent even despise him and go so far as teach Tenants a corruption scheme to get all their rent back after they had full use of the property it disgusting behavior by LA.
From:
Michael Foley
27 February 2021 19:01 PM
Mayors Office have a huge information campaign going at the moment about the extension of the Congestion Charge and Ultra Low Emissions Zone in London to Perimeter Roads of North & South Circular Roads around London. He is making pollution much worse for many of my Tenants and the tens of thousands of people living close to those roads. Those ring Roads are already the most Congested & Polluted in London, with extending the Charges out to this area (£15. congestion & £12.50 ULEZ per day) causing a great deal more Congestion and Pollution in those areas adding enormously to the problem as Vehicles will avoid going into the charging Zones and travel around in the out skirts as much as possible, not wanting to pay £27.50 per day obviously, currently the pollution is distributed more sparsely instead of making it more concentrated in specific areas on huge numbers of Residents damaging their Health. Mr Mayor time for you to go.
From:
Michael Foley
26 February 2021 22:20 PM
Andrew, so Norfolk has dreadful pot hole situation also but London and the South East is in with a shout for the title. We have a useless Mayor who is not bothered about anything like that yet he is spending our money setting up an Anti-landlord internet site to demean us even further. he is not setting up any similar internet site for the Tenants / bad Tenants, its discrimination plain & simple and should not be making those decisions as he is only in office by default, Mayoral Election last March didn't take place because of virus, will now be held this May' 21 which is a chance to to get rid of him and his stupid ideas.
From:
Michael Foley
26 February 2021 21:46 PM
It would be a Brilliant Scheme there are millions of Pot holes all over the Country and millions of young men on benefit doing nothing, far better for their health too out in the fresh air earning their living, the Government has to spend Billion on this anyhow so the money is there, (Ministry please stop using inferior Asphalt its raveling away after 5 / 6 years, the labor costs are the same to lay quality).
From:
Michael Foley
26 February 2021 13:07 PM
yes a lot of LL were doing Airbnb style short term lets in London, then the Airplanes stopped flying and they switched back quickly grabbing our potential Tenants causing us another problem. Many were using the system to avoid Licensing and I believe breaking the 90 day rule if its possible for anyone to understand it, you can't let the whole property more than 90 days in a year this way but I think you can let some of the rooms with Airbnb & others rooms normal lets continuing in same property so is it licence-able or not its mad. From memory the platform had to pay Revenue £1.8m and pass the details of all hosts to Revenue so anyone not declaring it better get their finger out.
From:
Michael Foley
26 February 2021 08:33 AM
Well I agree its been years since we were allowed a section 21 at the beginning of Contract which I had done for years as well but never to got rid of them if everyone was happy we just signed another Contract, on the other hand if they wanted to go they knew where they stood and everything was in order. They changed that some years back now so you could say it was already a minimum of 6 months as the Assured Shorthold Tenancy was for no less than 6 months but you couldn't sever the S.21 during the first 4 months, then you had to give 2 months notice, now they are tearing it altogether.
From:
Michael Foley
25 February 2021 21:42 PM
Councils are prepared to Teach Tenants a corruption racket, could they not Teach a some gangs of general Laborers how to repair pot holes in the roads instead. They don't seem to have any capable of doing it, just throw a shovel of black top at it and failed in a few days. Simply excavate / square out the pot hole prime the surfaces and edges, place compact hot rolled Asphalt of the correct type and compact, then seal the edges to prevent waster ingress. There are thousands of pothole everywhere to do but the moron of Departments would spend Billions doing the whole road instead of millions to do a bit of maintenance. This is what the Councils should be do instead of destroying Private Sector housing.
From:
Michael Foley
25 February 2021 19:23 PM
The Council are so desperate to get rid of section 21, why don't they just say so instead of blaming the LL. We all know its has been abused by Tenants to get Housed and jump the queue, don't know why the Council put themselves in a position to guarantee to house people intentionally homeless, most people arriving at the Council Civic Centers waving a Section 21 has done something or abusing the Government System. I have been to LL meetings where LL's told the meeting the Tenants had come to them with all the paper work ready for LL to sign, if he didn't sign its God help him after that.
From:
Michael Foley
25 February 2021 19:06 PM
Maybe if Council stopped continuously raiding the LL's Finances and interfering between Tenant and Landlord trying to put them at one another's throats, now actively encouraging Tenants to Claw back the Rent, this will happen after they have moved out, its an initiative by Council, we'll called it Free Renting from Private Landlords. They expect LL to do all the up grading while they raid the piggy Bank, introduce Licensing Schemes and now encourage Tenants to look for their money back after they had the benefit of all the LL facilities. Disgraceful behavior by Council Leaders misuse of office and should resign not fit to govern. They are supposed to be our employees and are there as the Servants of all the people not favoring one section of the Community over another.
From:
Michael Foley
25 February 2021 18:45 PM
Council are short of funds because they are so incompetent pay themselves too much, waste money and bend over backwards to finance Benefit milkers. Its not the job of private LL's to fund Housing Departments we have to fund and run our own business. I have never increased rents because HMO's were imposed on me ever since it was introduced in 2006. The Tenants can't automatically pay more by magic just because Council decide to rip-off LL's as said on here many times they already had all the powers they ever needed to control or cripple LL's as far back as 1992, so Licensing was never needed its a money grab. The reality is you can't pass on costs to a third party that can't afford it.
From:
Michael Foley
24 February 2021 18:12 PM
£1950. an extraordinary amount for the license Application Fee for 3 years and also whether its a small Flat or a large House this is unjust and totally out of proportion. A kin to c/tax system where by 2 persons living in a property pays the same as 4 /6 or 8 persons its mad. I don't buy the letting figures Robert my friend it must be the exception rather than the rule, knock off £700. to 800. pm and I will have another think about it, according to that I am charging £9'000 pa too little for a Flat in London, it cannot be that much higher in Scotland in the main, must be that gravy train Margaret Thatcher was on about if this is the case and sure to hit the buffers that's not sustainable anyway I look at it.
From:
Michael Foley
24 February 2021 15:56 PM
I have 7 coming due this year again in for a hard time & costs, all done twice before some redone 3 times and one will be 4th time all full Fees, surely it should be much less for renewal, maybe half or something ?, considering most haven't done any.
From:
Michael Foley
24 February 2021 11:57 AM
They didn't post my Response ?
From:
Michael Foley
24 February 2021 11:19 AM
Gosh we are on a roll one MP out of 650 we are so fortunate to be so well represented. So a Council wants to charge £700. for a Selective License, whats the big deal although above National average, why is this an issue when there is not a murmur about the Additional License Fee £1100 to £1350. or the Mandatory license Fee which is same amount in many London boroughs. I think there should be a maximum charge set by Government for whole of UK to stop Local Authorities Profiteering. Property in London is up to be 3 times more expensive than other parts of UK. However the return Pound for Pound is 1/3 of other parts for sure, just set a national maximum of £700. for any Property License.
From:
Michael Foley
24 February 2021 10:31 AM
I have been reading in the press about Rents falling and experienced this myself and a glut of vacant Property in London, so how can John Briggs Mayor of Tower Hamlets claim Pressure on Housing and high rents and get away with it.
From:
Michael Foley
22 February 2021 18:32 PM
I don't go along with this and don't know why the LL was fined at all especially if its about the Party, it wasn't his Party as I understand it and he is completely powerless to act in any case. I had all that Police visiting the Property again & again, Council coming out late at Night measuring the noise. I know one of the girls had issues and shouted a great deal for what ever reason. I always responded to the Complaints in person and by Letters to Tenants & Council. I think the Council should have been brought to book and fined for taking away LL's rights. The LL in effect is barred from the Property at the discretion of the occupant. This never happened in decades gone by when the owner had control of his property you can't take away Control of the property and then fine LL for not being in control, maybe some one can remind me what rights we have I would love to hear.
From:
Michael Foley
22 February 2021 18:23 PM
The unacceptable face of capitalism.
From:
Michael Foley
22 February 2021 09:55 AM
What a flop we are not Digital Academics you can bring a horse to the water but you can't make him drink, more Digital academics destroying the World and we worked / paid taxes for them to do this nonsense. So we can add this to un-contactable Banking, Insurances Policy's, Orbit Energy and others that take 3 months to tell them a Tenant has changed, the very internet you are using for this Census makes no sense, they are all at it 6 different prerecorded telephones no human available but I don't think there is any shortage of them, press this butting that button passing you around from one automated phone to another and eventually cul-de-sac cut you off, at best wait 20 minutes minimum but often over an hour to something we used to do in 2 minutes.
From:
Michael Foley
22 February 2021 09:50 AM
Regarding the breaches of Gas Safety regulations I am not going to try defend non compliance but he did later comply and done the work so he did spend the money or couldn't have complied. What I find very strange is the Costs of £14'883.30 an extraordinary amount by comparison to the Footballer who's Costs were £1'100.00, sorry I forgot it was probably a piece of string ??...
From:
Michael Foley
19 February 2021 13:24 PM
Gas used to be a good reliable source of Heating for decades and rarely if ever broke down until Digital Technology came along and discovered how they could to make them unreliable. I am not going to be singing the praises of Electric Boilers yet either I can see enough problems with them too, hard water scaling up etc, or course we are going to need 3 phase electric as well that virtually no one have got and not readily available, not been mentioned yet, the single phase in normal housing is only going to do 14 kw maybe do a small Flat, we are going to need a lot of Leci.
From:
Michael Foley
19 February 2021 13:10 PM
Landlords must know by now to keep to well clear of Alfred Place and avoid it at all costs, it might be a bit like Deposit Schemes its is always going to be slanted towards the Tenant, 3 behind the desk, a lay person, a Legal person and the one that matters in the middle very often an ex-Council employee. The Council would now like LL's to help house the Homeless that I have the greatest sympathy for but how can this be done after doing their best to destroy us, push us under a Bus then look for our help.
From:
Michael Foley
19 February 2021 10:13 AM
I think its unfortunate he was done under all 3 Schemes that I have been banging on about if they don't get you with one they get you with the other. Its a total abuse of power to coax a LL to take Tenants on Benefit then turn around and Claw the Rent back (Paul warned us about that) in affect free housing by Private LL. Council breach of Contract they were paying out the money for the Property so the know about the Property that they were paying for why didn't they inspect it and tell the LL it wasn't suitable and not take it, so they Rent Property not fit for purpose and then look for their money back, disgraceful behavior.
From:
Michael Foley
19 February 2021 09:57 AM
Kristjan, I agrees with the exception of shortage of Homes in London, there is no shortage of Homes in London so why build more. Its only for big Developers to muscle in and take over existing rental market with concrete frame, tin clad high rise Flats with no private outside space plus all the Government preferential treatment bestowed on them etc. Well were were all the people living before and no shortage then either, so you say 700'000 + has left London and I agree that's another 700'000 vacant spaces to add to the glut already to fill. I suppose it will create jobs building them and more jobs knocking them down. Who is likely to be moving to London with congestion charge, ULEZ, parking problems, penalties, traffic creating schemes, 20 mph enough to drive anyone mad, high Business rates, savage c/tax & up max allowed this year 4.99%, fake news big problem.
From:
Michael Foley
18 February 2021 11:56 AM
Yes Mark' I am surprised I have thousands of pounds of arrears for rents that haven't gone up in years. Maybe I would have voted Labour last time if Corbyn didn't have the baggage of scouse John. I could never have imagined that Labor could have got away all the Anti-LL laws the Conservatives have put on us and still doing it with impunity, more on the way, its shameful and a breach of trust.
From:
Michael Foley
18 February 2021 10:19 AM
Not Surprised how much rubbished is in the back garden, it looks like another miscarriage of Justice the Tenants that put it there, as you said its rotting away and smelling which means its Domestic waste they were not prosecuted as usual and free to keep doing it. As a LL I would & do clear it all the time using my own labour and costs , usually involving a skip (£265+ vat £53). It shouldn't need to happen if the Tenants used the wheely bins correctly the rubbish wouldn't be there. In West L'don Councils is the biggest problem for causing rubbish, we are not allowed to use the Re-cycling centers, restricted by internet making it impossible for anyone other than Digital Academics who won't be dealing with waste. It has to be booked on-line that most of Borough Residents cant do incl' me, its useless like anything to do with the Council, book in advance itemize what you are bringing when yo get there the first person you meet Digital Academic straight out of Uni' with there lap top to log everything, its a bit of rubbish for goodness sake & we have to put it in all different bins anyhow, the Service is not workable go away and have a sleep for yourself. My suggestion to anyone thinking of buying a property is don't do it and you will never be prosecuted for anything and loved by authority.
From:
Michael Foley
18 February 2021 10:03 AM
The Article says cramming in as many people as possible which they must know is not true, one of the very requirements of HMO's is to restrict the number of occupants. Why the blatant lie ? and as said on here room size requirements apply, where there is over crowding it will be Tenant bringing in friends or sub-letting. The other issue I have I provide a living Room in all HMO Houses for that purpose but Council see fit to class them as habitable rooms, same as bedrooms where they apply an extra charge per room additional to License Fee, and apply this extra surcharge to the living room, another penalty for providing better quality accommodation.
From:
Michael Foley
17 February 2021 12:06 PM
It seems like the Student would like a one party Contract that only applies to one party but a Contract is supposed to be between both parties, (leaving Corona aside). The Tenant can stay to end of Contract or have a break Clause in between to walk away, will the LL be allowed a break Clause ? didn't think so and maybe even unable to get possession at the end either, possibly have to wait 6 / 12 months after if the Tenant feels like it. There should be Contracts that applies to both Parties.
From:
Michael Foley
17 February 2021 11:37 AM
Wendy, you make a lot of sense but unfortunately Licensing applies to Flats as well, Additional Licensing to catch the ones Mandatory Licensing didn't Catch, Selective Licensing where they pick on an area in particular to catch all that the other 2 missed. I am not contracting you because you didn't say otherwise, some properties are HMO's but are not License-able HMO's.
From:
Michael Foley
17 February 2021 10:36 AM
We don' & didn't want HMO's it was forced upon us by Local Authorities, it was introduced to make easy money for the Council, no contribution from them whatsoever but giving the the opportunity to charge anything the like, the only restriction on them by Gov' was not to make a profit, now is that the easiest thing in the World to do, waste it, can I have a Contract like that please. HMO forced LL's by Regulation to remodel the Property to Comply therefore making it unsuitable for Family use. I have seen Homes under the hammer on occasions (but usually at Work when its on). When the property was bought at Auction whether a Family purchase (sometimes supported by Parents) or LL. In virtually all cases they needed a lot of work sometimes dumps and were turned around into beautiful Homes, would Generation Rent prefer to let them stay there rotting away and no use to anyone. What I take from this is anyone that works hard to do this and do their best to do good, will be hammered by all those useless Organisations, not a day's work in any of them.
From:
Michael Foley
17 February 2021 09:15 AM
We need a big pinch of salt with this one, another comedian no less. I wonder does Trump need more front men to give it a good spin.
From:
Michael Foley
16 February 2021 14:20 PM
Mark, i will give you that one even though normally I don't agree with you about other things. A blind person could see this coming or anyone with a brain of more than a hen.
From:
Michael Foley
16 February 2021 11:00 AM
Mediation can only be for one purpose to whittle down what the LL's are owed, it cannot be for anything else they are not going to give him something, only then be allowed to go to Court for a further reduction.
From:
Michael Foley
16 February 2021 10:48 AM
It hardly deserves a comment £500m Build to Rent whats new about this and this is only one Developer what about all the other big Developers & financial Institutions that I have been shouting about in recent years. That's the real reason they want us out for sure, there is no shortage of Rental accommodation in London, so just Build another 5000 btr in London by 2023 anyway. That's why we are bullied, abused, penalized, criminalized, regulated out of business and bankrupted to make way for the big boy out of Uni' rubbing shoulders together, carving up the cake for themselves.
From:
Michael Foley
16 February 2021 10:22 AM
No surprise how big the Social Housing list is, every one wants to be on the Council, why did they make the System this way just to destroy the traditional Marriage unit, now single mothers order of the day supposedly and far better off than relying on a man income, guaranteed living, women that were married getting Divorced in big numbers to work this and the man or man is probably there anyway.
From:
Michael Foley
14 February 2021 13:11 PM
John, I would agree with the exception of last couple of years, its certainly more like 16+ years or going back to Labors 2 Jags John Prescott Deputy Premier left hook or upper cut, that brought in the 2004 Act that all this nonsense stemmed from introducing HMO's Licensing in 2006 taking Deposits away or nobbling them in July 2007, now 150 pieces of extra anti-LL legislation later we have this and not finished yet, March 3rd around the corner final nail. Yes many tenants are struggling for sure we have done plenty to help them, we are there knight in shinning Armour.
From:
Michael Foley
14 February 2021 10:31 AM
Polly I think on £126k like predecessor who campaigned against us for years I understand Campell at that time moved on to another £156k +. Lia, no hope of LL's going marching they couldn't be bothered even to sign the petition. Daniela, I don't believe that will work either Government will ban LL's from applying for CCJ's. Can't put Rent up when we can't get current Rent and so much arrears in London. We are the real Homeless Charity but not recognized or granted status. Maybe we are inheriting the US system makes no difference what the evidence or facts are don't count.
From:
Michael Foley
14 February 2021 09:37 AM
I think disappointing that this Lady got fined twice for something she didn't want and most likely not in place when she bought the property. Its one thing not to want to have anything to do with the Schemes but reality is when the Council picks on an area sometimes 3 Schemes used, one of them is bound to get you, even if you have only one household you'll need a License. How can the Prosecution cost be £2'341.00 its ridiculous they never have to earn their money, maybe £500. more like it, they are above the law with their charges, if you ever heard of unearned income this is it. Wolverhampton Councilor is not to worried about the Tenant she is more worried and take a strong stance against the missing the easy money like all licensing Authorities as they charge double what the fee should be and never cost them a penny anyway, money for old rope easy money. I see Edgware have just renewed another Licensing Scheme, the Virus is not stopping that unlike Court proceedings or LL arrears, didn't ask if LL could afford it.
From:
Michael Foley
13 February 2021 13:39 PM
Shelter is not a Housing Charity, its an anti- Housing Charity, how can they be a housing Charity if they don't supply Housing. They are an ant-LL lobby Organisation lobbing against LL's who House People and get £15m pa tax payers money to help them to do this its crazy. We don't get anything only bullying, S24, S21 ?, Article 4, taxes, fines, Penalties, Licensing & Criminal Record for putting a roof over peoples heads off our own backs and financed by us at no cost to Government. Shelter & other Organisations who don't supply Housing sit on the fence throwing spanners into the works. £15m is the tip of the ice berg, public donations / begging letters like the one they sent me suggesting I could give them £16 / £50 or £100 or more some cheek. I understand they get £60m pa no tax. We are in the wrong Business and yes many Charity organisations or all pay themselves over £100k pa, if they were genuine people their Services should be almost Free.
From:
Michael Foley
12 February 2021 18:34 PM
The 2 groups were Portfolio LL's who are treated differently and given preferential treatment to drive out individual LL's but probably more rogues among them. The other group individuals / first time buyers supposedly / cousins, brothers , uncle, sister etc, no Stamp Duty to £500k even if the pay £600k for house , SD will only be 5% of extra £100k no level playing field here. Those Semi's & Terrace Houses are popular some with lofts / extensions, a family member live there under the cover of the lodger scheme £7'500, tax free but many are using this pretense to have 3-4 lodgers its costing Government billions in lost revenue, no Licensing apply either.
From:
Michael Foley
11 February 2021 10:05 AM
I still don't know why we are treated so unfairly and hated by the Media and the Local Authorities just for doing the right thing. The Local Authorities shouldn't be in charge of us they are not able to run Public Sector Housing with the tax payers money handed to them, we have to finance and do it all off our own backs while being confronted by all their obstetrical's they sit back and abuse their position, its so unfair they impede, penalize, spurious charges & Criminalize us. Then we have S24, S21, unfair taxes & SD. Yesterday a big Auction rampant with individual LL's rushing to get out and being bought up by 2 groups in the main because of unfair competition and taxes.
From:
Michael Foley
11 February 2021 09:47 AM
Yes there used to be allowances for inflation on capital gains tax, from memory the number of years you had it were counted, we had indexation linked, or other was called tapered relief and it wasn't 28% either to start with. It was another 40 year old kid being made Chancellor even before he was 40 born into riches again, coming from a wealthy wall paper manufacturing business in Cheshire. I don't thing anyone should be allowed to be a Minister or Chancellor before the age of 50 years, the huge mistakes that has been made by those highly educated but sadly in experienced men.
From:
Michael Foley
10 February 2021 15:47 PM
Matthew, agree Capital Gains tax already too high mostly on inflation rather than profit, Chancellor Osborne already stuck on an additional 8% especially for LL's making it 28%, so already paying more than anyone else. Stamp Duty holiday no such thing in my book its derisory, first Osborne raised SDLT on everyone plus another 3% on top for LL's in effect doubling it for many LL's, say buying a property before for £500k one home it would be £15k SD, but for LL + 3% = £30k SD, so then they half it for now to what it was before you have to still pay £15'000, Stamp Duty on this purchase, that's some Stamp Duty Holiday (£15K), they take us for complete idiots.
From:
Michael Foley
10 February 2021 11:31 AM
James , or course you seen it coming I was blogging about this last October, its all about destroying individual LL's, regardless we are not passive investors but hands on, Life dedicated and passionate LL's. Anyway they are destroying us must be the easiest thing in the world to do, what then ? any plan B they have buggered every other Business also. 40 year old kids in charge born into riches, away above their stations shouldn't have those positions clueless totally mismanaged the economy with Furlough 750'000 Firms received it, they all grabbed it even his Billionaire wife now we are all in trouble.
From:
Michael Foley
10 February 2021 11:01 AM
Labour tells us there are 16'800 house holds in Arrears in Manchester / Greater Manchester which is a lot to be in Arrears, so the LL's are housing a huge number of those and currently shouldering a huge burden of Arrears, yet they see fit to want to increase this figure even more by banning the LL from running his business. I have a problem with the 16'800 households also, is a household 1 person or 3,4,5 or more, certainly more than one there is no such thing as one person to every household or property, therefore the figure is much higher and LL are already carrying even far more Arrears. (don't worry about that just load more on).
From:
Michael Foley
09 February 2021 16:43 PM
Why are you displaying, Burnhams mug shot at top of this Article, you are just increasing his popularity and I can't bare to look at him.
From:
Michael Foley
09 February 2021 14:29 PM
So now we are reminded about its a Criminal Offence to evict, then why did they make it a Criminal Offence when it was always a Civil Matter, no wonder people have no respect for the Law, Seven stabbings in 24 hrs in London, even people that were perfectly Law abiding couldn't care less anymore that's what unjust Laws do, its like a cancer, creating a Lawless Society.
From:
Michael Foley
09 February 2021 13:17 PM
Gordon, good idea, but hang on a minute Ealing is putting up Council Tax by 4.9%.
From:
Michael Foley
09 February 2021 11:53 AM
Janet, I agree with the exception of the next 10 years, that's too optimistic can we revise that to 2 years.
From:
Michael Foley
09 February 2021 10:36 AM
It feels like its a Criminal offence now for just being a LL. I can't see how it can be a Rental Property if you are not getting the Rent, then its a free Property so how can Criminal Law apply to a free service.
From:
Michael Foley
09 February 2021 10:26 AM
Yes give us back the loan interest tax relief that Companies are allowed to have / level playing field, give us back our 10% wear & tear allowance, give us back Section 21 to do what it was supposed to do before being nobbled, give us back our Deposits and not replace with liability schemes. While you are at it scrap Shelters 'How to Rent' nonsense there are not elected and should not be making Laws. Scrap 20% vat on all the enforced requirements imposed on LL's, even on bundles of compliant Certificates, scrap the 12% Insurance premium tax penalty, just renewed one this morning to include £56. premium tax for being so stupid to Insure the Property, scrap proposed C/gains tax increase, already 28% for LL's only, no one else has to pay this high amount now minded to make it 40% / 45%, scrap the outrageous so called Model Tenancy Agreement (68 pages for goodness sake).
From:
Michael Foley
08 February 2021 12:42 PM
It seems to me Ms Preet Kaur Gill is writing about something that has already happened, LL's have helped Tenants no end by being flexible where they can, I have never tied anyone to a Contract when they want to leave I don't want a disgruntled Tenant living in my property against their will. Regarding Rent reduction many have had that already, of course we also have huge arrears that we will never recover or even allowed to, so that's a another Rent reduction, don't know why they are wasting their time writing about nothing. Better they write to facilitate LL's who are very unhappy and want to get out rather than robbing them and forced to stay in, when they have no control over their business anymore with the removal of S.21, why don't those MP's write to the Chancellor not to increase Capital Gains Tax on March 3rd which is designed to stop LL's leaving, stay in and you are stuffed, leave and you are also stuffed, that how much they hate us for supplying quality affordable housing at no cost to the Government, totally financed and run by us off our own backs,
From:
Michael Foley
08 February 2021 10:13 AM
Fredy, yes I agree with you that the properties don't simply disappear and in the main your assessment of what is likely to happen is true although one important factor is missing here. That is what will also disappear is my £40k income tax per £100k income pa, (no personal allowance allowed either). Maybe the Chancellor is so flippant he don't want money, how many billions does LL's pay ? if the property is occupied lived-in by un-rented Residents they will not have be to paying money to the Treasury just because the live in a property unlike the Tenants Residential penalty, perhaps he don't intend addressing the £280 billions debt + that is owed rising rapidly.
From:
Michael Foley
07 February 2021 22:33 PM
Why on earth do NRLA think the Government should give incentives to convert Commercial properties to Residential are they all loosing the plot, far too much of this has gone on already collapsing the Housing market and doing away with jobs, where do they think people are going to get work, far better to campaign to scrap the practice altogether. Will everyone be at Home playing with their Computers thinking its work, really they are only doing what poorly paid Office Clerks used to do in the 60's & 70's, now that they want everything done in a different format to render half the Country use less, just like me who was able to do everything for 40 years, survive 5 Recessions and now put in a position that I have been successfully De-Educated, congratulations keep on with your nonsense you know it all.
From:
Michael Foley
06 February 2021 20:30 PM
Don't worry its going to get worse ! billions wasted on furlough to Companies & individuals that really didn't need it, all he had to say was its a Loan not a Grant and would need paying back sometime so the ones that could pay it back would & the ones that couldn't obviously wouldn't, the biggest lot would not have ever even applied in the first place as soon as its a load they are not applying, there you go billions saved at a stroke. A lady even richer than the Queen seem to have got furlough for her staff imagine that and the big Companies that milked it, even some of my Tenants I suspect got £7k twice (looks like hanging on to it) but not to worry we'll pay on 3rd of March for all this mismanagement with capital Gains Tax and what ever he dreams up etc.
From:
Michael Foley
05 February 2021 20:05 PM
That will probably be an extra reward for them because they are so good to be drawing benefit. I remember some time back a 3 bed House (let as 4) was for sale with the Tenants in place. I viewed & had the full low down on it, the owner lived in Nigeria. 6 officially living there on Benefit, Council paid them £90 pw for accommodation element regardless so anything they got cheaper they were allowed to keep. Costing Council £90 x 6 = £540 pw x 52 = £28'080. pa they were paying. LL £75 pw each so he was getting £450 pw x 52 = £23'400. pa, or £1'950. pm. I had a similar property let at the time privately for £1'200 pm = £14'400, pa, so it was costing the Public Purse about double to house those guys, what a waste of tax payers money, plus keep them and sleep half the day, kept the place in a mess, water coming down from Bathroom into the kitchen because of misuse, hence mushrooms growing on the wall of kitchen, it was a relative new Town House (25 / 30 years), previously owned by Council or Housing Association type. They are laying down the Law to us, goodness me.
From:
Michael Foley
05 February 2021 17:21 PM
It must be the joke of the Century, the Council pays rent for the Property to house the Tenant but don't pay it the supplier of the Property instead pays it to a third party. Everyone knows what the money if for, so would they not want the rent element of him money to go where it is intended ? it like they are giving the Tenant the opportunity to thief. I backed away from 2 Lets that they might have had because of this nonsense, not only is the guy going to be living for free, living in my house, have control of my property to my exclusion and in charge of my financial affairs.
From:
Michael Foley
05 February 2021 15:45 PM
Build to rent already on the way by the tens of thousands, virtually all High Rise some 50 story's with no private outside space by the big players and Institutions you'll know who those are. They will supposedly be compliant for new EPC as well even though they are rubbish & death traps, Developers have gone back to Cladding again I see, they did switch to Brick Fascias briefly after Grenfell. So now you know why they so badly want us out of the way its to grab our business. They need our Tenants to Rent or buy from them, maybe on some crazy scheme (part buy mockery). Certainly if they can't have our Tenants they have no one and driven thousands of Europeans out as well.
From:
Michael Foley
05 February 2021 12:44 PM
We know our options are very limited and the bad situation can get much worse, when they know we can't do anything for six maybe 12 months to add insult to injury, its in all their web-sites in all different languages to drum it into them, (no need for Shelters "How to Rent").
From:
Michael Foley
03 February 2021 22:35 PM
Another blow for me today a Tenant ready to move on, looks like the place is almost secure but a Reference Agency wrote to me at a false address which he obviously gave them as they say they have a signed signature to be allowed to contact me. He gave them his name & current address (my Property) and LL's false address. However you might say how do I know so ? as luck would have it the lady who received it, is on a whats app group and asked if anyone knew me and where I lived & bingo I received it. I am now in a dilemma I have been very fair with him even though £6 arrears in the past although paid a couple times recently, now no notice given to me, looks like going to disappear probably going to use my months money on next place, in any case I can't give a declaration to Agency as it destroy him and whats more he thinks that I don't even know.
From:
Michael Foley
03 February 2021 20:30 PM
Incidentally I have received a begging letter from Shelter today, would I like to give them £16, £50, or £100. or would I like to surprise them with a bigger amount, imagine that after all the money, damage and aggravation they have caused me and on going every day fort . I have a surprise for them alright never again a penny to Charity and LL's should be aware when legal people are making provisions for your Estate they probably will advise you to leave money to Charity to save tax, what I was previously told give 4% to Charity & get 10% off your tax Bill. I would burn it first.
From:
Michael Foley
03 February 2021 18:45 PM
The only criticism I have of Mr & Mrs Wilson is they were a bit too severe, could have been a bit more flexible in dealing with Tenants, which at the same time is understandable having been former Teachers with strict discipline and work ethic.
From:
Michael Foley
03 February 2021 18:29 PM
Tenants don't need your permission for anything, they can do as they like they know we are powerless to do anything about it, backed up by Housing Minister, Local Authorities and the Courts.
From:
Michael Foley
03 February 2021 18:15 PM
This was all fake & fraud self certification indeed.100% or ever 125% Buy 2 Let Mortgages, facilitating new LL's to buy dozens / scores / even hundreds of Properties with owning anything really making a fool of traditional LL's. Get one Property & as soon as there was a bit of equity in it, revalue get deposit on the next property and so on continue in this vain for ever, it was totally tax efficient and Revenue rarely got little or any, now we are all paying the price for this, not our fault. Those were the ones abusing S.21 as well get rid of the Tenant at end of Term for no other reason than to start off with a New Tenant at a Higher price.
From:
Michael Foley
03 February 2021 10:51 AM
Fergus & Judith Wilson in Kent I understand were retired School Teachers, so had already made their Contribution to Society and only started being LL's at the end of their careers as a side line in retirement. I don't blame them at all I blame the Buy 2 Let Mortgages that weren't around in the decades before from memory I believe they were Started by The Woolwich Building Society and that's where the big Problem lies with virtually all Private Sector Housing hi-jacked / gazumped by this disastrous change why was it allowed to happen. Prior to this we all had Commercial Loans and had to pay our way.
From:
Michael Foley
03 February 2021 10:28 AM
Maybe Christopher Pincher could learn from Matt Hancock and give everyone one dose first instead of we doing it over & over again then classed as Rogue LL, Authorities never refer to us any other way. When a LL gets convicted of an allegation regard letting he is given a Criminal Record. The Mayor of London landed scores of Timber Box obstetrical's in middle of road & at junctions around several London Boroughs as part of a Traffic Creating Scheme costing the tax payer £1m, now deemed illegal by the High Court. He is now spending big bucks setting up a Criminal LL data Base, will he be on it he has broken the Law ?.
From:
Michael Foley
02 February 2021 14:25 PM
Steve, I had the same 3 Bed extended House had to get license for 5 Persons, similar house next door let to Housing Association no License required and 8 persons there minimum some times 14 + everyone acting the jack all kept by tax payer, (LL wasn't bothered moved abroad & had 10 year Contract guaranteed no input required of him). I know some people are moaning about HM0 Licensing but huge numbers of you never had a license, now I some coming due for the fourth time and required to do it again which is very unfair considering others never had a license.
From:
Michael Foley
02 February 2021 14:08 PM
Mark, has a point was it really necessary I suppose the bare Floor Boards would be too good for them, maybe LL could have given them a couple of bails of straw or a few sods of turf.
From:
Michael Foley
02 February 2021 09:22 AM
Mark, dearest so we will need professional advice from someone that writes this unnecessary burden, would that be an Estate Agent like the one that was so keen to take on one of my Houses and then backed away from it when he realized it had a HMO license. He said the Regulations were too difficult and complex to deal with but if it were for a Family on benefit he couldn't get enough of them & without all the hassle. That tells me we are at a complete disadvantage to own Property that has been blighted by the licensing Schemes forced upon us, not to mention the extra material costs.
From:
Michael Foley
01 February 2021 18:46 PM
Algarve, my friend how can I charge higher Rents when I can't even get the Rent that I am owed which is thousands of £'s and some of my Rents haven't gone up in 8 years. The so called Model tenancy Agreement will require to do write to the Tenant as to why I don't want their animals, absolute more work load for me, my cost and unpaid LL's work, the whole place is collapsing under the weight of paper & red tape,it wonderful they think just because we are LL's waste our time no difference to them, yet when we apply for a HM0 license they want £1300. just to look at our paper work.
From:
Michael Foley
01 February 2021 10:30 AM
Seen as my longer response was not posted. I have to point out again those false allegations against LL's currently looks like one or nil, certainly not wide spread. There are scores of proven cases of Tenants using sex for rent / Brothels about 20 closed down in Borough alone in London in recent times that's what I would call wide spread, so turn a blind eye to all this and stack one potential case against the LL to lobby to change the Law of the Land now that's what I call real injustice.
From:
Michael Foley
01 February 2021 09:20 AM
I have responded but again my comments are not published even though I was responding to a pack of Lies, where there is only one case ever in England, the first case in Surrey not yet proven so its only an allegation. The Article talks about wide spread and wants the Law changed, come on now find some real issues to deal with and they are plenty.
From:
Michael Foley
01 February 2021 09:06 AM
I don't have a pet in my House but that's beside the point and I am not saying any Tenant shouldn't have a pet either. What I am 100% against is Christopher Pincher poking his nose in again into private matters, it should be left up to the owner & the Tenant as to whether its agreeable to both parties or not, everything is being forced on us and we are never given a say and any Consultation is just pretend. The same goes for the 68 pages so called Model Tenancy Agreement nonsense, we already have 50 pages of Documents & Certificates to comply even without our Current Assured short hold Tenancy Agreement in which ever format but all essentially the same, 6 to 8 pages max and even that used to be 4 pages Oyez Contract form from Law Society nothing wrong with it. So he must be trying to destroy the Forest and Environment with other 60 pages not to mention my printer ink £50. a time for pair of cartridges every couple of week from Sainsbury's.
From:
Michael Foley
29 January 2021 18:39 PM
Yes Francis, maybe outside a Tube station sitting on a bag with their Pets in tow. Perhaps Christopher Pincher could see his way to include mice & rats as well but then you'll have exclude the ferret because he'll soon see them off.
From:
Michael Foley
29 January 2021 11:46 AM
Nothing New about so called Model Tenancy Agreement its around for Years by DHCLG it used to be 46 pages and unusable, so no one used it because it was impossible so now 68 pages of more nonsense I did respond to this article at some length but blocked by landlord today.
From:
Michael Foley
29 January 2021 11:05 AM
I don't see any Breathing Space for landlords or provisions for Landlords with Mental Health problems caused by Tenant not paying the Rent. I suppose its not possible for us to be considered Human when we are already Labeled Rogue Criminal Landlords and never referred to in any other way, are the Editors not allowed to not even once print a headline commending good LL's.
From:
Michael Foley
29 January 2021 09:20 AM
There is no shortage of Housing how many more times do i say it, never mind just Build more & more high rise multi story, convert every Office Space to residential, Convert Industrial Buildings to Residential, Convert all the Closed down Shops to Residential even in the High street, Build on every piece of Land that catches your eye, Convert or Build Loft Extensions by the millions, any Factory that goes Bust don't worry about Jobs Build Residential, every Garage / Filling Station close it down Build residential, All Commercial Build residential but give them Grants and special incentives to Build more unwanted residential the Media says it so must be right, morans etc etc,...
From:
Michael Foley
26 January 2021 16:34 PM
LL's Discriminating against EU citizens, I don't think so that seems more like Government Policy, don't try to blame LL for what you are doing and that's if we have any left to Discriminate against with 20% gone back because of all Brexit nonsense that was going to solve all our problems ?..
From:
Michael Foley
26 January 2021 10:07 AM
Section 21 should be Re-instated and the 2015 De-Regulation Act by Shelter Scrapped which they brought in when they failed in collusion with Sarah Tether Private Members Bill and should never have happened, where by the Tenant could damage the Property to claim disrepair to avoid eviction it could be just interfere with the Boiler would suffice which I believe has happened. Deposit Passport nonsense its like forcing Tenants to be involved with Deposits even if LL don't want Deposit which I don't, because the implications of the Deposit Schemes is a bigger encumbrance than no Deposit that's saying something, it was never my money anyway just minding it for them temporarily. The way Deposit worked well before all this interference which was the best way. When the Tenants were leaving you gave them back their Deposit and they gave you back the keys simple and done, not involving all those outside parties to muck it up & delay everything, then the Tenant waiting weeks after they left to get a reduced Deposit back because by now all the quango's are involved & so many other costs have been incurred and everyone trying to cut their losses.
From:
Michael Foley
25 January 2021 16:52 PM
Tricia, thank you for making the effort for setting up Petition about EPC, unfortunately as usual lazy ungrateful LL's sit on their hands and do nothing that's 2.2m of us excluding Wales, Scotland or NI, and expect everything to just fall into their lap, you should have 100k by now.. The last time I looked only 27 persons signed up that's Shameful I don't know why we bother. It was same way when we were campaigning for S21 to be brought-in, vast majority sat back waiting to see what concessions of right we might achieve then happily avail of any advantage it might be to them. Same goes for LL Associations we complain they don't do enough for us but with only 80k members between the 2 biggest ones what can we expect. So if 2.6m LL's in UK paid £5 pa each it would be £13m double what they get now, (at a guess of £75 / £80. per member for 80k members), but currently only 80k LL's to carry the other 2'500'000 LL's that are prepared to do nothing or contribute to anything only sit there let someone else do it.
From:
Michael Foley
25 January 2021 12:21 PM
DW, So the Deposit Scheme is not working and you forgot to thank Shelter for imposing it on LL & Tenants, costing Tenants loads Money, costing LL's fortunes having to Register it each time a New Tenancy Agreement is done and pay, plus a load of paper work administration and used to under mine S21. What a shame outsiders can't keep their noses out when its nothing to do with them, then again I suppose they would have nothing to do. Why not scrap the whole thing and go back to how it was before being interfered with in 2007, when the Deposits worked well for decades and the Tenants always got their Deposits back directly dealing with the LL face to face and no third party in the middle adding costs and Delay in Deposit return plus the additional quango's associated with it. (it was proven to be less than 1% discrepancy before the Deposit scheme in 2007 now you tell me it's millions of £'s).
From:
Michael Foley
25 January 2021 10:14 AM
Daniela, is right we have always needed to know their date of Birth, usually Passport but maybe Identity Card or Driving License, we don't need "Right to Rent" check if from UK or possible from EU unless anything changed from Brexit. We do have to give them Tenancy Agreement, "How to Rent" literature from Shelter used to be 8 pages now 16 pages changed 10 times in just 6 years each time making it worse for LL but if you don't serve LATEST ONE you can't ever use S21 its another trick, you have also to give them Gas Certificate & DEICR + EPC as a minimum also Deposit Information if you take one, unless you are a HM0 you will need more.
From:
Michael Foley
24 January 2021 21:45 PM
Well I suppose trees breathe in carbon dioxide and convert it to oxygen especially when they are leafy so it must be good for them ?.
From:
Michael Foley
23 January 2021 20:06 PM
yes Melvin,. While I have a breath left.
From:
Michael Foley
23 January 2021 17:16 PM
Yes Robert, now mine = Number 26, it didn't go very well took a dozen attempts, it wouldn't accept my email address as valid, so they are saying I don't know my email address if this is website set up don't expect many signatures. I think technology is a big problem for us or me in particular, it took over our businesses and our lives now used to destroy us. Billion's of £ paid by us to providers, trillions of hours unpaid time spent by us on computers day & night and we wouldn't have all those nonsense Regulations without Computers Council staff or Government Departments would not attempt it if pressing a few buttons didn't do it. However we were able to do everything before for 40 years. They went to University to learn Computers & how to change the format to prevent us from operating, seem a terrible waste of educations, as the next Generation will find out when we are not there and no one able to do actual work & we are not there to live off. working from home is Computers and don't cut it. Now they have another brain wave give everyone that tests positive to virus £500. to stay at home but they are already at home anyway.
From:
Michael Foley
23 January 2021 13:03 PM
Hi Ed, I find myself in the same position Rents have not increased in 8 years or less than eight years ago, (fact) so whats all this talk about Rent controls if that's not bad enough add loads of arrears to this. The Power of the people is the power of the people who live off others and do nothing, a bit like the '60's when unions got too strong and wanted everything which was great until they Bankrupted the Employer then had no job. When they talk about rent Controls does that mean it can't go any higher or lower or just higher and will it guarantee me my Rent arrears.
From:
Michael Foley
23 January 2021 10:38 AM
This is not about LL & Tenant its about Rogue Regulators trying to drive a wedge between LL & Tenant divide & conquer. I get on very well with my Tenants even though I am owed a substantial amount of rent, it not going to be paid by Benefit or U C either forget that. The point is everything the Tenant does is Lawful as you say whether they pay or not. Everything the LL does in running his business properly is Criminal is that not why they changed the Law in recent times especially for LL only from Civil Matter to Criminal Law and we all should know who was behind that. OK if Tenant don't pay Rent Robert thinks its Lawful but I pay several lots of C/tax and if not paid its unlawful and the red threatening comes straight away. We are all equal before the Law dream on ?.
From:
Michael Foley
22 January 2021 13:03 PM
I can well understand that I bought one lot a New Condensing Dryer 3 Years ago, £280. just leave it anywhere still not used, they don't was to spend on the electric. No problem they can tell Council they have mildew they'll find the LL probably £20k & £10k expenses for themselves, what happened to the scales of justice.
From:
Michael Foley
22 January 2021 11:30 AM
EPC, I haven't seen any saving yet, we have cavity wall insulation, double glazing, modern state of the art supposedly efficient condensing Boilers. However the Boilers are 3 times more expensive to purchase and install then more likely to break down. Fleets of plumbers Vans on the road every day in London trying to keep them going causing traffic & pollution themselves, never mind the call out and parts charges again & again. The old cast iron heat exchanger Boilers hardly broke down you might have to get the odd thermocouple maybe every 6/7 years and a child could put it in, now you need a specialist to take the cover off to have a look. They didn't have all those electronics to go wrong, printed circuit boards, flow switches, sensors etc, in fact I know a guy who has an old one 50 years still going, so no cost saving really a lot of break downs and time wasting. The Boiler is now a LL's nightmare, if its a fridge, freezer cooker, washing etc no problem you can usually have it delivered next day and panic over, in my case its picked up & in same day, some progress.
From:
Michael Foley
22 January 2021 09:54 AM
Terry, I didn't think much of Croydon I used to live there built 2 new Detached houses there. They filled the place with Yellow lines & otherwise unemployable traffic wardens, at that time car park one end of Town lug your shopping a long distance maybe in the pouring rain, what useless planners, a few parking tickets I was out of there.
From:
Michael Foley
21 January 2021 18:51 PM
Supposing they find anything wrong with polyurethane foam Insulation, they'll have to pull the whole place apart, its everywhere and stinks when it burns. I don't know how we managed before Central Heating & Insulation, they are now like hatching hens and I don't like to say it but it took the virus to get them to open the windows.
From:
Michael Foley
21 January 2021 14:59 PM
It is a ridiculous excuse for proper accommodation and can't defend that. However, its an adult Tenant that voluntary moved in there and not forced-in, did this person not miss the windows when viewing the property & other issues (doubt if one lone person lived there). The is a common story I will move-in then complain to Council and get Housed it still works well. It's not costing the State anything to re accommodate the person, the previous LL is paying £10k in advance, that'll do nicely.
From:
Michael Foley
21 January 2021 10:41 AM
Selective Licensing is or used to be a half less of a Fee than Mandatory License or additional license but now I see a local Authority saying they are pass-porting Selective to Mandatory, what this means your guess is as good as mine because they didn't say, but I suspect it will be Doubling of the Application Fee to same as Mandatory or Additional.
From:
Michael Foley
20 January 2021 13:53 PM
Tricia, sorry not a hope we currently can't get what we are owed and I have another £10k +Council fees and Certificates coming due this year even though they were all Licensed before, so you are very lucky if you only doing it for the first time.
From:
Michael Foley
20 January 2021 13:44 PM
Well I know my way around Auction Houses having first bought there in the Connaught rooms in Holborn in 1972, can be risky at times, unlikely to get a loan without committing another property dangerous territory in London. Have to know about property, know your market watch out for the sharks. Sometimes a cartel of Asians working to together unless you are a regular you will not know they don't bid against each other but might you up for one of their friends, and the owner can bid on his own property is allowed and often he or his friend does, you will also have the Bowler Hats from Golders Green to take into Account. Those days they didn't have to Register to Bid and sometimes there would be a runner I have seen that too, probably the owner giving someone a few quid to bid it up but if unlucky and it fell to him he would disappear in the crowd, other times the Auctioneer would be taking bids off the wall as we used to call it (pretend Bids). I have seen Portfolio Holder just buy anything when the market was rising it was no difference whether it was half derelict, that why most of them are in the Auction, to them just write the Cheque, because next year it was worth more but you can get that out of your head those days, in that situation I have walked away from Auction went into Estate Agent & bought a House on the way home that I had previously looked at and better value. I had time on my side a couple of months to Complete and Surveyor to ask questions, not panicked to 14 or 28 days to completion by the drop of the gavel.
From:
Michael Foley
19 January 2021 18:00 PM
I am not a mathematician just a LL all this stuff just blows my head. Its very simple for me just pay all, it should be the same for every one but its not, they have people jumping through hoops if you do it this way it so much or another way its different its ridiculous, so for me its straight 20% to £50k minus some maintenance & replacement costs, then Straight 40% on the rest to 150k. is that simple enough. When you go over a certain figure your personal allowance is gone so can't avail of that, When you go over £50k if you have Children , the Children Allowance is gone it doesn't matter if you paid into it for years, its reserved very often for people that never contributed, the same goes for child care / nursers fee / school costs etc, I believe they have a special Capital Gains Tax for higher tax payers for being so stupid, lower earners 10% and 18% for LL's generally 28% mostly on inflation, no indexation or taper relief, or allowance for currency devaluation but don't worry it going up in March to your tax rate 40% /45% inst that marvelous. Don't think you are finished with them yet another 40% Grave yard Tax waiting for you at the Cemetery gate that will give you a good send off, its been a waste of time you ever being here, some Legacy.
From:
Michael Foley
19 January 2021 14:35 PM
Tara, good day, as far as lenders are concerned there's is no problem for them its not allowed and backed up by Law. The day they go to Court and get guaranteed possession they won't become the LL but the new owner as they always get vacant possession.
From:
Michael Foley
19 January 2021 09:19 AM
Hi Pat , fair play to you for your hard work, just in case of any misunderstanding I never suggested it would cost £50k, that was never a cost its money from Heaven for the Council they just collect. I have been through several properties and done the necessary and know the cost too well including £1300 application fee the tip of the ice berg, but not just once on same property 2006, 2011, 2016 & now due again and that's just one, that goes for every property then there the extra kitchen sink in the same kitchen, the double Range cooker they required me to put in & replaced 3 times £1k a throw, the extractor hood alone for this is £400. the hard wired fire alarms in every room not just Halls & landings, the Emergency lighting in Halls And Landings, the electric up dating comply with EICR, Certificates for all those things again & again, remove the 90 beautiful hardwood mahogany doors I had and throw away that I had to replace and replace personally with compliant Rubbish Fire Doors and carry most up stairs, When you have swung 90 fire doors let me know how you feel and the cost, they hardly fit to hold the screws, alter the frames complete with stops, seals, door closer's, special locks with thumb screw operation from inside so no one gets locked inside, door furniture. yes they were inspected and I did the Work, paid for the work and paid the Council for the work that I did, the Council din't have anything to do. I am so sorry for ever being a LL , what for to finance the roof over other peoples heads, to subsidize their Rents by Statute , to pay tens of thousands income tax each year, to be treated as a second class citizen and my profession Criminalized.
From:
Michael Foley
18 January 2021 22:23 PM
Pat, I agree its been used as a cash cow that's definite other than that I disagree. The Local Authorities could have required the LL's to meet those requirements without licensing schemes, they had all the powers they ever needed to this as far back as 1992. The idea that he could have done this for next to nothing is a non-starter, it takes several thousands of pounds to meet the requirements if its a traditional property. have you seen how much trades men costs those days £150 /£200 per day if they will come to you at all, so how much does Spindles & hand rails cost + carpenter, I hope its a straight flight and front door complete with door furniture, new ceiling, upgrade electrics and I am not privy to the long list the Council will require and it will be plenty, like bringing your old car for MOT you might think it fine until they start going through everything. There's a big problem trying to carry out this work when Tenants are living there, when the whole place is chockablock with their belongings, not room to move not alone work and they don't want you touching their stuff, people who never done it don't understand they been to Uni' instead. I understand right well having been through it so many times, did I read there was mold and the place was filthy dirty, pity the Council didn't have free Courses to teach them how to live in a property, (I say free everything has to be free for them).
From:
Michael Foley
18 January 2021 18:47 PM
Gosh you were lucky I don't even know what a Secondary Modern Education is, maybe just as well when I see people spending an extra 10 years in further education and some call mature students, I ask you and turn out like the Members of Parliament in charge of us making a complete mess. I wonder how we survived in such a big pool without the education or the tax payer throwing tens of thousands of pounds at us for years to conditions our minds to think like them , no hope of thinking for themselves then. It really take them a long time to qualify stupid.
From:
Michael Foley
18 January 2021 17:00 PM
Robert / Andrew you must know if the Council can't get £50k off a dodgy LL, they will take it from us, that's the name of the game. Its been widely reported in the past the split the spoils between them, it can't be just when they have a vested interest. I seen fines split 50% goes to Gov' 37.5% to Council and Courts 12.5%.
From:
Michael Foley
18 January 2021 11:56 AM
I can't see how Council can fine a LL for the Mismanagement of a HM0 when they have removed his ability to do so. I don't know about this particular case but know very well about waterlogged ceilings that's likely to be the Tenants miss-use flooding the bathroom above for sure, faulty fire alarms why did the Tenant pull them out of the ceiling, can't see the LL doing this. He should have Licensed it when requested, its not clear if he carried out the improvement notice work or tried or the time scale set for this. The Tenant must have broken the hand rails surely, hard to see why the Council encourage this behavior and not fine the Tenants as well. Excuse me please can you tell me what's the difference between a Handrail & a Bannister you said they damaged both ?.
From:
Michael Foley
18 January 2021 11:47 AM
Well I said before not to worry it was going to get worse. This will just accelerate a massive economic crash if you were in the process of purchasing and see this you would pull the plug, some LL buy with the tenants in place that won't be happening either too risky. We know it will be abused like the man said one visit to the Psychiatrist and they will be rent free just like a Sick note from the Doctor we know all about that. Why are some Councils going to be allowed to do it they are not fit or proper they have proved that. Why are lenders exempt does it only matter when its their money ? we have far more input than them and taken a greater risk than them yet they are preferential creditors but Gov' gives them priority at any time including a Pandemic. The Housing market was the only Business underpinning the economy not much else happening, now doing your best to collapse that as well. Thousands of high Rise going up in London clearly not required they will not be all sold despite huge Gov' subsidies at tax payers expense, white elephants again. LL's can have their space back when they stop breathing.
From:
Michael Foley
18 January 2021 11:13 AM
Hi, James my friend we will have to agree to disagree on this. too many deliberate adverse things after happening to our determent and well documented not much point going over the same ground again & again. We must know whats in front of us the worst recession ever in our life time and I have been through 5, when and if the virus is controlled many businesses will never again open sadly, some of the ones that do will struggle, the loss of revenue from those businesses, the loss of workers income tax , the additional Welfare Bill, their ability to spend to help keep the economy going severely curtailed. Impossible to expect a rent rise in a Recession, there are too many factors to mention so much more. I will leave it be and wish you well for the future.
From:
Michael Foley
16 January 2021 21:23 PM
Andrew it used to be like that in London before Computerization, now full of Digital Academics scammers rubbing shoulders with Council nothing will affect them. Thousands of Rent 2 Rent HM0's short / Long, multi let no problem, by the room £600. / 700 pm they love it and mug LL falls for it every time and they gets more return on nothing than the LL who owns the Property, also Rent to Lease with Purchase options another good one for mugs, Uni have special Courses etc etc but I suspect you all know this if you are not in one of those bubbles, anyway if we were doing this the Media would be all over us, but guess what not a mourner, from Media /Shelter / generation Rent, Councils and a raft of others, if its anti-private LL its very popular with Media.
From:
Michael Foley
16 January 2021 13:07 PM
Robert, we have fixed short / long term leases at present with the Assured Shorthold Tenancies Agreements whether individuals or joint & several. Minimum 6 months term initially but if joint and one or more leaves on a joint tenancy those who remain are responsible for payment for the whole property. However, what usually happens if one wants to leave prematurely the tenants find a suitable replacement and take over the remaining part of the lease from the person vacating, this does not necessarily require a new Tenancy Agreement but an attachment if you like to the original Agreement agreed by the parties and Government says your permission shouldn't be unreasonably witheld. With regard to if you want a longer Tenancy the original Assured Shorthold Tenancy holds good and just rolls on to become Periodic Tenancy (2 kinds of periodic, check) with same terms and conditions as before and no action needed really but if a Deposit is involved you may need to advise them. When will it end, it will end when you or the Tenant serve the correct notice period which is ok but LL has to give more notice than the Tenant have to. Watch out when Section 21 is gone you can whistle for this and your rights.
From:
Michael Foley
16 January 2021 09:55 AM
Hi James, of course its nothing personal but I stand by what I say I was a LL well before Section 21 and know exactly what it was like back then which is why we spent years campaigning for it, if we hadn't done it you or anyone else on here would not be a LL at all, at that time if you let your property to someone they immediately became a sitting Tenant, hence there was virtually no letting and people couldn't find anywhere to live and had to change, would you buy a property for a stranger just to loose it ?. Removal is the slippery slope back there again, it doesn't matter about the vote when the economy has collapsed and Social Security Payments cut. I have been a LL since 1978 and know how it is, they can't pretend to be LL's friends at the same time push us off the edge of a Cliff.
From:
Michael Foley
15 January 2021 22:52 PM
Andrew & Robert you the right decisions to keep away from the parasites down here they think its all milk & honey in reality they haven't a clue. I should have stayed in the North West or East midlands when I was there. Were you to have stay in London looks like you would need £9m of Property portfolio to receive a rental income of £250k gross, how difficult would that be for you to achieve if not impossible. The other advantage of what you have done for you & your family might not be apparent yet but is a great benefit. Whether at the end of the day you'll have to pay to capital gains tax or Inheritance tax or both by the look of it with this Government, your tax Bill will be on the £3m say which is a fraction of the tax on £9m you would have pay in London amounting to several millions and Bankrupting your Est'. The long & the short of it all is, its only the income that matters and the'll have that, much better placed to pass it on to your family which is what its all about in my book what do we want it for, we made enough sacrifices.
From:
Michael Foley
15 January 2021 19:32 PM
Its amazing the yields you are getting which is why London is a disaster area & makes no sense at all and hammered by regulators. Andrew that's fantastic but we have compare like with like if you count the price back then we have to count the yield back then , rolling forward count the value now and the income now remembering money devaluation & inflation. Robert say you have a Flat worth £240k rental income of £18k pa. I have a good 3 bed HM0 licensed Flat in Acton, £ 500k rental income £1300pm x 12 = £15'600 pa so you are more than twice better off than me and probably don't need a license. I have a 5 bed house value £1m with HM0 license rental £2300 pm / £27'600. pa, so you see our yields are very poor you won't need a calculator to see the difference there + our horrendous C/Tax bands are so high adversely affecting the income, spare a thought.
From:
Michael Foley
15 January 2021 15:05 PM
Tricia. Correct I would say 90% of Tenancies are ended by the Tenants usually when they want to move on. The other 10% are filling up the Court backlog because of a reason, there is always a reason normally for not paying the Rent, maybe creating merry hell for you & the neighbours or overcrowding with Council + police on your back after complaints being reported.
From:
Michael Foley
15 January 2021 10:47 AM
I have some great tenants as well and I haven't evicted anyone in years and do stay as long as they like. The big problem is making it compulsory and if as of right then you are powerless if unlucky enough to getting a bad one or this ruling has the potential of creating bad Tenants, it pointless legislation if it comes. The Contract should be between the Parties or 2 parties at least, not like what they are doing now making it a one Party Contract that excludes all rights of the other Party (the Landlord) is that not plain enough. The Tenant moves out at any time they want if they want and I don't have a problem with that, why would I want to have a Tenant staying against their will , disgruntled.
From:
Michael Foley
15 January 2021 10:35 AM
Leaving property Vacant typo,
From:
Michael Foley
15 January 2021 09:30 AM
James, my friend I can't believe you have been taken-in, my goodness they do all this to us and you think its fine. Its none of their business whether we want to sell /buy /sell it should be the owners choice, we didn't need their permission to purchase the property, get any funding from them or require their advice, why now should we need their permission to sell vacant or otherwise, not their business. Is it not bad enough property prices are going to collapse, Capital Gains doubling, Section 21 removal, Section 24, Licensing, meddling with deposits, a scarcity of Tenants and some people think you will be able to get a guarantor not a hope, inevitable rent rise well not a hope can't even get what I was getting 5 years back, leaving Property a non-starter you still got to look after & maintain it even for me to visit it £27.50 Congestion & ELEZ charge, my time, + £165.00 pm Council tax on empty Property, invalidate your Insurance Policy, think on my friends time to wake up.
From:
Michael Foley
15 January 2021 09:26 AM
I suppose if you can get Insurance cover you don't need it.
From:
Michael Foley
14 January 2021 14:51 PM
Don't worry it's going to get worse. The fore-coming anti- LL's Reform Bill will make sure of that. Whats all this permanent Deposit Scheme nonsense, did Shelter not do enough damage in July 2007 with a pack of lies when the alleged LL's withheld up to 44% of Deposits, so now we have laws ? justice based on an unsound foundation like this, incidentally it was later proved to be less than 2%. Oh! I don't have any Deposits thank you Shelter, will I be Prosecuted for that ?.
From:
Michael Foley
14 January 2021 12:41 PM
NW, LL Congratulations very wise choice and be quick as well you'll need to be complete probably before March or get hit with the Capital Gains tax hike to 40/45% on the way. Currently there is a high rate especially for LL's only at 28% now going up to your highest tax rate as a penalty for being a good tax payer. I believe the hike is to lock you in to stop you leaving or on the other hand you can leave but they'll rob you on the way out either way its disastrous for LL's. I suggested to Robert some months back to sell while the going was good because we missed the boat down here, the writing is certainly on the wall.
From:
Michael Foley
14 January 2021 10:37 AM
David, I agree with you I don't believe they will compulsory purchase either that would to seen as too good for LL's, if you can replace the word purchase and replace it with confiscation then I will agree with George & Mark.
From:
Michael Foley
14 January 2021 09:58 AM
I see this is not straight forward at all. Who was on the tenancy agreement and how many, was there extra persons staying there if so were they there by his consent, did LL get extra payment for them, had he paid tax on his income, who broke the Socket outlets, I had to replace 12 last year although they were already new they rip the plug out of the wall by the lead. What was wrong with the Front Door why do you think it was insecure we were band from putting Dead Locks on them, who on earth was going to come. How many is a Council Housing Team is it 3/4/5 or 1 everyone using this terminology those day's referring to the team when sometimes it one or a recording machine. How can the Council justify such extortionate costs £4'480.00 was it 2 Sheets of A4 paper or one it cost them, or get a Rolls Royce Taxi to view the Property or to take them to Court. Did the Tenants have an anterior motive and did the call Council-in, have they since been housed by the Council simple questions. Why have we been excluded from the Property none of this happened before LL's rights were taken away. I'll leave it there.
From:
Michael Foley
13 January 2021 16:00 PM
I find myself agreeing with Mark on this one I tell it how it is. I have been saying for so long there is a glut of Rental Property especially with so many being driven out of London by Ministry & Local Authorities. Whether it be HMO Licensing that drove rents too high initially, "How to Rent" Section 21, Section 24, Congestion Charge £15.00 per day, ULEZ £12.50 per day now going to be extended to perimeter with-in North Circular Road. I am just outside but some of my properties are inside so that's £27.50 any day if I go to my Property Plus parking or Penalty. Huge parking Charges if you could find one, there is possible quite a lot only for Council stuck a sign there for fun saying no parking, Scores of big Timber Flower box (money boxes) landed in the middle of the road or at junctions with a No Entry sign on them + Camera its a new traffic creation Scheme, 20 MPH restriction all over Town snuffing the life out of business, huge C/tax, C/tax on empty Property. Building thousands of high rise flats clearly not required, thousands of Loft Conversions & extensions all for letting on the tax free scheme (£7'500 pa excuse). It not just Private LL's that being affected its every Home owner, time to wake up.
From:
Michael Foley
13 January 2021 09:56 AM
Robert, I was not saying there's anything wrong with borrowing money to buy property, that's how investment works for Business although HMRC don't consider us a Business, but at the same time the guy using his /hers money probably life savings to put a roof over someone else's head putting their savings at risk, shouldn't be put in a worse position than someone borrowing money, which many on here seem to think.
From:
Michael Foley
12 January 2021 17:22 PM
NRLA. Good on you its about time someone stood up to fight our corners, its been a one way Street far too long.
From:
Michael Foley
12 January 2021 13:37 PM
I see so many posts on here with regard to whether a Landlord has a Mortgage or not. What is the relevance of this ? if a man has worked hard say all his life and saved his money , then spend his personal savings to buy and rent a property why should he be a disadvantaged LL, as apposed to someone that never done very much or not but now using borrowed money (not his money) in order to be a LL, why should he have more rights than the landlord using his personal money.
From:
Michael Foley
12 January 2021 12:37 PM
I think Mark would Like like 100% ban on rent charges on Student accommodation when not being used. Lets have 100% freeze on all loan repayments & interest and lenders not allowed to add it on at the end either, 100% freeze on empty Property Council Tax that shouldn't exist, 100% freeze on utility Bills & standing charges, 100% freeze on Insurance Policy's, 100% freeze on HM0 rip off Licensing Schemes where its the Type of Person you Rent to that require you to have a License or not, not the Property. I reared my family didn't expect or get any funds from mark or anyone else. Rear your own kids educate them or not it is your choice, you must be quiet well off anyway in Business with all those letters after your name ,spend some of it.
From:
Michael Foley
12 January 2021 11:58 AM
Rishi, Robert, Sadiq, was there a film of 3 blind mice.
From:
Michael Foley
11 January 2021 21:09 PM
Its all designed to bankrupt us for sure, the big boys are ready and waiting to take over renting with Gov' help all muscling-in, whether taking over portfolios or building thousands of flats to rent, they want us gone, its not sustainable, 6 months or 12 months if rent is not paid & no action possible. Perhaps the Housing Secretary Mr Robert Jenrick should now suspend HM0 Licensing Schemes that are an extra huge burden on the Private Rented Sector, according to the rules of the schemes for a successful HM0 application the LL must have adequate financial arrangements to allow for repairs & up keep of the Property. How does he square this with a bar on income recovery, scrap the HMO Schemes now that only ever applied to one half of Rental Housing.
From:
Michael Foley
11 January 2021 10:39 AM
That's fine they love taxing us on inflation, more coming in March, it should be called Inflation tax.
From:
Michael Foley
10 January 2021 14:34 PM
Hi George while I support your views on the plight of Private LL's being so unfairly treated that goes without saying and everyone knows its true. However I cannot agree with your view on the virus pandemic because people are dying & I can't condone that, Cheers
From:
Michael Foley
10 January 2021 11:59 AM
Have I done my money ?.
From:
Michael Foley
09 January 2021 17:58 PM
Wonderful, I had a lease something like John's 68 year remaining on the Lease and have already extended it took a very long time and cost similar to extend, but there are other hidden charges & legals as well.
From:
Michael Foley
09 January 2021 17:56 PM
Unfortunately I am not in that privileged position as my rents haven't gone up in years and they can't pay what they can't afford. Regarding licensing LL's who never had them will not know how onerous it is, the Application form used to be 16 pages to complete originally but now all Digital and more time consuming and designed to deceive you and keeps disappearing off the screen so you don't know what you said prior and have to keep saving bits all the way along. They require so much information that's nothing to do with them as you will find out when you apply. They create bureaucracy for the sake of justifying the huge Fee as I found out for myself, when the Freeholder writes to you if its on a lease, The Mortgage Works wrote to me, My Solicitor wrote to me and forwarded the HM0 application documents to me nothing to do with them obviously & I hadn't told my Solicitors about it. The Council notified them and the Mortgage Works a bundle to each + Freeholder + a bundle to my wife at same address as me but not anything to do with the property as I was sole Registered owner. Then you will need a load of Certificates, proof of ownership, a Sketch drawing of the property and every room size (min room size 6.6m2) The name of every renting occupant and which room they occupy all numbered up, the position of Alarms, emergency lighting, a notice Board Displaying your details, Certificates, License etc etc.... Do you still think they don't want us out ?
From:
Michael Foley
09 January 2021 12:57 PM
I have read on here a Councillor who is intending to bring in a licensing Scheme says it self financing which couldn't be further from the truth. The Schemes is wholly funded by the LL's no question about that, do you think the Tenant can pay extra when they can't pay the rent, It doesn't cost the Council a brass fathering which is why they all want it plain & simple. They have already had all the powers ever needed to deal with any issue regarding the Private rented sector as far back as 1992 I have that in writing. There is no need for Licensing all they needed to do is require us to do the extra safety measures they wanted, like fire Doors, Hardwired Interlinked Fire Alarms, Emergency lighting etc, no need for extortion racket costing LL's Millions per Borough unnecessarily.
From:
Michael Foley
09 January 2021 11:57 AM
Robert, as we are being driven out we are being replaced by Big Institutions muscling-in, which is exactly whats behind all this, just getting us out of the way, make no mistake about that. Suddenly the big boys are saying Renting in the way forward and the future of Housing. they have spent years blaming us putting up House prices on first time buyers because of Rental Market, now its the best thing ever when they are doing it. Thousands of Rental Flats being Built all over the place helped with tax payers money, (7'600 rental units in Wembley Park, alone).
From:
Michael Foley
09 January 2021 11:33 AM
Good night all, God Bless
From:
Michael Foley
08 January 2021 21:33 PM
Leics , just stop it you know nothing like that was meant, no I will not be surprised if people are prosecuted for less and we are all the time persecuted on a daily basis , what difference if we are prosecuted or even strung up at this juncture when we are not allowed to operate or live.
From:
Michael Foley
08 January 2021 21:20 PM
John & Leics' come on now you know perfectly well its only a figure of every day speech and nothing like that ever intended, its been completely taken out of context.
From:
Michael Foley
08 January 2021 21:01 PM
John Smith, what exactly is your point, is he not allowed to express his views especially when he has been so heavily impacted on. Why would you need to forward his comments to anyone I am sure the Police & Council monitors this site already. Where the Landlord lives is irrelevant and if he lives in Harrow we might be a bit envious of him and if he has got a HM0' license he is already a victim, (a shame I used to like a pint of John smith's). Sorry the comments upset you but when we are being victimized unfortunately we feel the need sometimes to speak up.
From:
Michael Foley
08 January 2021 19:07 PM
Mr Khan, the anti-private LL Mayor of London. Thousands of LL's paying Millions of £'s in Council Tax and required to do so in virtually all HM0's, a huge proportion of this tax goes to the Mayors Office, why are we required to pay for him, he doesn't do anything for us but poking his nose in damaging our business, we shouldn't have to pay him anything we have no say so no pay. We had a huge increase in C/tax this years, at a time of serious arrears with no powers to recover it or allowed to recover the Property that we have bought & paid for. He uses our money to invent a so called Rogue LL Data Base when we are not Rogues what a shameful waste of Council Tax payers money. He wants a 2 year Eviction Ban and a 2 year Rent Freeze to Bankrupt us, why wasn't the C/tax frozen but instead a big increase and he benefits from that with no input. I had to pay full C/tax on empty Property this year one was over 3 months vacant because I couldn't find Tenants £630, on this one alone Mr Khan will have had some of this. I thing the Mayors Office should have a 2 years spending freeze.
From:
Michael Foley
08 January 2021 07:44 AM
Hi John, sorry to hear that it really too much to stomach, far too high for anyone in Business to absorb especially on one Property, no one has a bottomless purse & we all have to count. Sorry once again and good luck in the future.
From:
Michael Foley
07 January 2021 16:01 PM
I am owed at least £5k + on 3 different properties plus various amounts on others, still I haven't made any application for eviction yet. I try to work with the Tenants and their situation but its not helped by all those sitting on the fence with no input, yet see fit to call all the shots. For years now we have been taken the brunt of adverse publicity, regulations & lies saying how bad we are and the cause of young people not getting the property ladder. There are now several big Companies taking over whole portfolios to rent or building thousands of flats to Rent as you will have seen on yesterdays blog on here. I read it with disbelief you will all have read it too probably, it said Renting is the best way forward for the future imagine that, they have spent years knocking us back, now when its them, its fine don't worry about first time buyers, what kind of clowns do they take us for, if Renters are renting their tens of thousands of Flats & 7'600 Rent units coming in Wembley Park alone, they will not be buying will they ? so its OK when they are doing the letting that's fine. I suppose their friends in Government will introduce a help to rent Scheme.
From:
Michael Foley
07 January 2021 13:30 PM
The money saving expert 'Martin' this must be his best money saving idea of all, this one tops the lot, when I are owed many thousands of £'s on some properties, it don't matter about any of that just stay there , live for free, immune from eviction, nothing can happen to you, no bigger money saving idea, his other Blogs pail into insignificant's scratching around to save a few pounds.
From:
Michael Foley
07 January 2021 11:38 AM
Would that be your wisdom Mark, god help the Country if he is reliant on that, when are all those quangos going to realize its not their Property, not their Property not their Business no input keep your comments get a life suck someone else's blood..
From:
Michael Foley
07 January 2021 09:03 AM
What chance have we got if Mr Paul Shamplina can't make any progress, a man with vast experience of the Law, Re-Possessions, Court Cases & a former Bailiff as I understand it, how onerous is it for us we haven't a prayer.
From:
Michael Foley
06 January 2021 17:20 PM
They will be able to afford Terry, they will put Benefit Tenants in & Gov' will pay them directly they are all mates.
From:
Michael Foley
06 January 2021 15:52 PM
The Housing is not broken but what they mean is they are determinant to break it by every means possible. There is no shortage of Housing yet they keep Building thousands of high rise unsuitable unwanted Flats. They want us out so badly they introduce S24, and dozens of unfair Laws one sided Laws, rules ,penalties etc to destroy us that don't apply to others, that plain enough can we not take a hint. The cronies from Eton, Harrow, Oxford & Cambridge now in power carving up the Housing sector for themselves its obvious to anyone. They are now Building to Rent big time, Developers & Government holding hands. The Article above / Wembley Park, Quintain to build 7600 units to Rent with Government making £65m funds available to help them, where is our help only doing everything possible to obstruct us, nothing to do with shortage they want us out of the way plain & simple, it makes no difference what we comply with at huge cost, we might be short a few Kennels alright, they want us out, out ,out. London is the blue print for other City's, they will not be bothered about rural areas.
From:
Michael Foley
06 January 2021 09:46 AM
Wonderful they pay no tax, but give them the taxes we pay instead, then they complain about the housing they don't supply.
From:
Michael Foley
05 January 2021 16:36 PM
OK Mr Williamson you think we should have all those Schemes Let the Council pay for the administration / Licensing and ultimately you the tax payer of which I hope you are one and don't mind paying a bit extra seen as you don't consider £550..00 very much or come to L'don its £1300.00 + any second visit by Council is £85 per hour, so if you want yearly visits your suggested £120.00 pa will not go very far but that's ok you will be happy to pay not ?. Anyone who thinks it only a matter of paying a license fee is in cloud cuckoo land, there is attached many thousands of £'s material costs & physical work in compliance shouldered by the LL, that said it only applies to half the Community if by any chance they are related in anyway no matter how vague it doesn't apply to them. This is another one just like Section 24 only applies to half of the LL's who own the property in their own names, similar property held in Ltd Company it could be his brother similar Tenants & Rent it doesn't apply at all, discrimination by Law.
From:
Michael Foley
05 January 2021 15:27 PM
We were in disaster area already without Corona due to unfair / unjust Laws & Regulations, licensing, s24 & C/gains tax, plus stupid Brexit where is all this extra money we were going to have just by leaving, four & half years wasted talking then run out of time and had to agree to something, gun boats are not much use if you have 3'800 Container Lorries stacked up at Dover, now Mr Michael Heseltine wants us back in. I don't know that any of my Tenants are Campaigning for anything all quite happy & satisfied, the know Corona is not our fault, it all outsiders too much time on their hands trying to create another business for themselves out of LL's Business. just how many have sprung up already at our cost. They are all very hi-teck with their Computers why not get a job.
From:
Michael Foley
05 January 2021 13:30 PM
Mark, dearest obviously you are referring to Section 24 the removal of Mortgage tax relief for private LL's only who hold the Property in their own name, so how could this possibly be the start of re-balancing the market when its plain for anyone to see it the un-balancing the market given that it don't apply to LL's who hold the Property in a Ltd Company, many switched to take advantage of this unbalancing system who can still claim all the interest Tax Relief on the Mortgage. I like your idea if re-balancing of the Market its a total distortion, unjust & Discrimination. New Property is more expensive because of help to buy / help to get into trouble Schemes, as Government attempts to help the young own a property with financial support the Developer ups the Price to take the extra they can now afford off them, just like it used to be with the Enterprise Zones, pull the other one its got bells on.
From:
Michael Foley
04 January 2021 16:05 PM
I know Andrew it was more like £40 pw but I gave the high figure to stop people coming at me saying we were better off when we were't thank you for that. The argument is far from over homes are still affordable if they keep away from Developers with their stupid high rise over priced Flats. I say in most cases one bed Flats are £50k over priced & 2 Bed are £100k over priced and they rope in young people with schemes initially that they will struggle with for ever in unsuitable accommodation, keep away from the Sharks they'll will be ok. I had some good Tenants that always paid & I didn't rob them either now they have bought their own 3 bed house Semi' Freehold no Service Charge a couple of miles from where they were, front & back Garden + side passage for £445k in Greenford so it is possible to rent / save and buy your own Home unless you want everything handed to you. With-in the Area there is plenty New Development Leasehold 2 bed Flats costing substantially more than they paid for the House, its madness and with the House they have the option of taking in a lodger if they need some extra funds.
From:
Michael Foley
04 January 2021 12:35 PM
James what a twisted article, it no use telling me rubbish about how it was in the 1970's I lived it, so many things left out or untrue. We had no help to buy, Free Stamp Duty, half the money interest free loan for 5 years, no Mom & Dad piggy Bank, no sky high wages, no Benefit System that required a woman to be a single Parent to have a big advantage over working Parents, of course we didn't have internet costing £25 pm, sky tv £60 pm, iPhones god knows how much a month lots more.. We didn't have coffee Shops £3 a cup but at least we had Public Toilets that are now virtually closed its disgraceful, people back then knew what sex they were, but we did save in very difficult times £60.00 pw wages (3k pa) top whack, not £60k pa like many are getting now for not working only playing with Computers they think it work, did you mention inflation No, did you mention Interest rates back then 4 to 5 times higher NO, did you mention there were no licensing Schemes back then now driving rents through the Roof No... what a load of crap.
From:
Michael Foley
04 January 2021 11:10 AM
The Gov' is manipulating the property market, currently a mini boom a big rush to get out before Stamp Duty comes back on property up to £500k or increased, and the c/gains increasing from 10/18/28% to 40/45%. sales are flying at the moment with private property owners trying to get out in time, being bought up by portfolio Ltd Companies LL's, unaffected for the most part with no S24 for them and pay less than half our tax, they are laughing all the way to the Bank at our expense. I like the Farmers economics as well count the sale price as profit forget about costs. Say you bought the House for £100k years ago now valued at £300k so you'll probably get tax 40% on £200k they forget about inflation, forget you didn't actually buy it for £100k because you broke your gut working to pay more than double over 20/25 years on the Mortgage. Its called the simplification of the tax system they want to tell us morons, its very simple they take all. We might as well have John McDonnell's labour at least he told us he would take the property off us.
From:
Michael Foley
01 January 2021 11:17 AM
We might be glad that 2020 is over but we will far more sad when 2021 is over. What Rishi Sunaki has in store for us more of the same only worse for Private home owners & LL's being driven out by unfair and unjust Rogue Regulations, that only applies to Private Property owners and not people who hold the property in a Company. 2021 is going to be a total Disaster c/gains tax increased to our tax rate in March 40/45% for many or more Private LL's with the Section 24 pushing them into higher tax bracket. Then going to tax us twice plus death Duty another 40% on top previously you paid C/gains or IHT now going to be both. Companies will only pay Corporation tax at 19% and not affected by Section 24 its ridiculous.
From:
Michael Foley
01 January 2021 10:49 AM
Nothing new about this its being going on for years, often at Auctions swapping portfolios around to suit their circumstances but one important detail omitted or left out here. Nearly all are Benefit LL's and Benefit Tenants it doesn't matter to them, not much point in getting rid of one lot of benefit Tenant to replace them with another and the whole thing is paid for by Government with very little restrictions, seldom or ever in the past at least were licensing required and often maintenance + grants / incentives thrown-in. All paid for by the working tax payer who can't afford much for himself and very unlikely to get any of their perks, like Children allowance if as couple earn over £50k pa, school meals, free uniforms, free or subsidized housing, a big cut in Council Tax, Nursery fees paid for, it a reward for not contributing or having to paying any tax. The Benefit LL & Tenant totally State funded and recession / lock down proofed.
From:
Michael Foley
31 December 2020 11:57 AM
I had a single guy like this, on the benefit, doing drugs, watch blue films until 4.00 am as informed by other tenants, get up at 1.00 pm, told me he couldn't pay for Dec' or Jan' because he had to get presents for his family.
From:
Michael Foley
30 December 2020 17:14 PM
Adam Tinson Think Tank, did you not know this before, seen as it was caused by your think tanks and the Regulations like HM0's, no over crowding before when LL wasn't was in control and not excluded from the property, the the Tenants bring in extras ' sub-letting but you make sure LL cannot do anything. The other lot probably ethnic majority no license required, mama, dada, grand pa, cousins uncle, steps, etc that's fine. mostly on the system, so now you tell me that they are more risk than my tenants, you already made laws saying it other way around. I am sure they are more at risk as well as I have 5 to one house in some cases, similar houses with so called family houses might be ethnic possibly have 6 /8 or 10 packed-in, no licensing or restriction required, all windows locked up tight and still only one C/tax to pay the same as my wife & me for 2. I don't know why you mention no outside space given you are currently building thousands high of Flats with no outside space.
From:
Michael Foley
30 December 2020 10:56 AM
Yes David, I don't obviously live there but have to go there as hands on LL every time one of them rings with a problem whether big or small putting me at risk. David you are correct but mine are self isolating and one a Doctor sharing Tenant has got it and now moving on leaving me with the problems, while other now test positive. I can't go into every detail and give my stories in a small un-paid for blog, I have work to do., ever wondered where all those who got it lives. P.S. I hope you do not find yourself in the same situation, Kind Regards.
From:
Michael Foley
29 December 2020 10:53 AM
So many more rules putting ever more stress on LL's and every kind of guidance about Tenant Safety but never any mention of LL's health & safety we are expendable. Regarding the Gas & Electric checks to be done at vacant times between Tenancies how does this occur having put laws in place to prevent vacation especially by LL, only Tenant can vacate or if the non-operational County Courts say so. Shared properties on one Tenancy and one or more decides to leave, in the past a replacement could possibly be found but now viewings are suspended and can't be done, anyone thinking their Flat mates are going to pay for vacant rooms in the property at a time when they are in serious arrears themselves is dreaming.
From:
Michael Foley
29 December 2020 10:03 AM
Its all very well for the People with no input, standing on the side lines shouting the odds about how everything should be, its the easiest thing in the world to be a critic and make derogatory remarks about LL's who are doing their best to provide private accommodation that they self-finance to house millions of Tenants while being abused and derided. We can't disappear off for 2 months in the middle of Winter but have to be on hand 7 days a week 24/7 to ensure the Tenants are looked after and any issues that crops up with the property or services are dealt with promptly.
From:
Michael Foley
28 December 2020 21:51 PM
I never thought this 14 day powers to eviction had any prospect of success which is why I didn't bother to vote, it was too severe. I appreciate it was well intentioned & have so far got 12500 signatures and are trying to do something to address the unfairness to LL's. However, I believe if they had said one month minimum to six weeks arrears, it would have had a much better chance of getting the 100'000 signatures for Government to do something.
From:
Michael Foley
26 December 2020 09:39 AM
The most worrying part is the Licensing Schemes loading ever more responsibilities on the LL's while making sure he is powerless to do anything. The LL hasn't been given any instrument to address any of the problems bestowed on him, whether overcrowding wrecking the property or anything else, also he is effectively banned from the property by taking away right to access from him, which used not be the case when we could visit in reasonable day light hours which we seldom did but the Tenant knew it was a possibility and that was enough to stop them overcrowding at least, forget about 24 / 48 hrs rubbish the Tenants are in Control but its the LL is responsible square that circle if you can. There is no such thing as Responsibility in any other Business on Earth without Authority it doesn't work.
From:
Michael Foley
25 December 2020 11:48 AM
Mr Hughes, I agree this is the reality of the business especially in L'don, buy to let is not viable as a stand alone business. Buy 2 Let cannot work in the capital without the LL having other business or income from alternative source to subsidize the purchase, the figures don't stack up try it and see. The Authorities seem to think if the property is expensive then the sky is the limit to what they can load on regardless. As John says how can you charge more rent to people who can't afford, some rents are very high but those appear to be paid by digital Academics on high salaries £60 / £70k pa and cherry picked by the New Big Institutional LL's muscling-in and favored by Government to take over. LL's in other towns are much better off compared to L'don. They can buy at least 3 properties for the price of one in the Capital and their letting income is £ for £ is 100% better and not hounded nearly as much by Authorities as us. Please do the figures & prove me wrong, but traditionally what happens in London spreads to rest of Country like a virus.
From:
Michael Foley
25 December 2020 09:27 AM
Hi Andrew, it looks as if he went missing from this site after a comment where a word or part of a word might have been construed to eluded to a particular type of person or persons, perhaps I shouldn't make such assumptions and apologize in advance. I know shortly after the blogs stopped he was on a break in Egypt where I seen a blog on an other platform, maybe the pharos got him. I have to be careful or I might get Blacked. Happy Christmas to Paul, all Tenants & Landlords every where.
From:
Michael Foley
24 December 2020 15:10 PM
Council don't loose anything its the tax payer, it should come from that Council members money including costs & victim support that's responsible for the problem, like LL's have to pay, the tax payer don't cover our fines & costs, (no wonder they are all acting the jack no come back on them).
From:
Michael Foley
24 December 2020 13:37 PM
In London the EPC money or anything else can't come from the Tenants as the are not able to pay their rent at present. Thousands have left London because of high costs and ridiculous rules whether it be Congestion daily charge, ULEZ, parking charges, Flower Boxes (money boxes) in middle of road traffic creation Schemes, high rent, high C/tax, property too expensive by comparison to other parts of UK. Say you could buy a one bed Flat in Bradford for £70k & rent it for £450. pm, in Harrow west London one bed Flat £270k. rent it for £900. pm, need I say more but you probably know all this unless you are in one of those bubbles. Then hammered by the Authorities in L'don for extra taxes, Licensing, endless hidden charges.
From:
Michael Foley
24 December 2020 10:10 AM
Hi Laura B. I respect your views and have written to my MP. many times just counted over 30 magnolia envelopes from House of Commons not that anything changes so just to say that platform has been well tried and tested. Unfortunately my MP, represents a Benefit Claimant Strong hold probably more Claimants than tax payers hence he has been re-elected 6 times I believe each time with a bigger majority. He is a very nice guy educated in Havard and always seems sympathetic but as a LL don't expect any meaningful help down that avenue. Please do try your MP you might have better luck and I appreciate your intelligent suggestion.
From:
Michael Foley
23 December 2020 19:09 PM
The MHCLG, so it knows its not a fair system for LL's (can't be the Tenant as every recent piece of legislation has been to favor the Tenant) but they are ploughing ahead scrapping / removing Section 21 making it more unfairer for LL's. I have been to the meetings heard all the discussions from all the weedy non property speakers and its clear its their ideas that's being implemented, telling us in what circumstances we as owners can get our property back, marvelous isn't it. One scenario was if we need it for a Family member, another was if wanted to sell the property and then must sell. I say none of their Business I didn't need their advice when I bought the Property or get any financial support they are just leaches, this is tantamount to confiscating part of your acids. its not reds under the beds anymore, they are in Government departments & Civic centers.
From:
Michael Foley
23 December 2020 18:04 PM
Mr Marshall my friend the current situation is already the norm, they are not giving us something its something they are taken away. I don't worry about Lenders too busy trying to hang onto what I have got. The Lenders are not affected by Section 21 they can get vacant possession at anytime they want and only takes a couple of months, no need for them to supply Gas Certificates, Energy Performance Certificates, electric Certs or 'How to Rent' rubbish, in order to go to Court. The fact is it only matter when its Lenders money, when its LL's money no protection free for all, why can't we have the same rights as them, when it our money at stake ? then no need for s21. Regarding if Lenders will not Lend that's fine the can go out of Business but they won't.
From:
Michael Foley
23 December 2020 13:37 PM
No Andrew I don't accept it. I am not getting used to it I Campaigned too hard and long to have it introduced in the first place and only for Sir George Young becoming Housing Minister it might not have happened. At that time it was impossible to find somewhere to rent because if you allowed in a Tenant he immediately became a Sitting Tenant and your Property became worthless over night, do you want this situation again ?. I remember only too well only a handful of letting agents in London over all, not a dozen or more in every Borough like now. Any of this would not have happened without Section 21 and all you LL's out there would not be LL's or own Property think on, no no no. This last 10 years has been diabolical with unfair regulations imposing huge costs & work load on LL's all not unpaid for by anyone except the LL, don't try to tell me Rent pays for everything by Magic, now then anything replacing S21 is a non-starter more red tape & bull sugar tying us to the desk wasting our time instead of letting us run our Business.
From:
Michael Foley
23 December 2020 11:04 AM
Surely you must mean no excuse for Scrapping Section 21, (must be a typo).
From:
Michael Foley
23 December 2020 09:43 AM
How many more things can they dream up, using the Tenants name as an excuse. The Tenants must be sick of it, those groups for ever forcing up LL's costs and Tenants Rents.
From:
Michael Foley
22 December 2020 20:05 PM
Pro-Tenant Activist (so called) Campaign recruit staff for Battle 2021. Renters Reform Coalition new group ? Brand New Group where have you been anymore for the Band wagon. Anyone reading on here must know very few want to Evict Tenants. I see Robert only evicted one out of 300 (1:300 ratio)over 30 years, in my own case only 3 made it to County Court in 43 years out of 2000, so where is the issue only used as a last resort, and tolerate a great deal if rent is been paid, one of mine owed over a years Rent and had to be brought to a conclusion. The real reason as I have said before is the Council wants rid of Section 21 not the Tenant (its been an acid to Tenants)to avoid the necessity of having to house them when they arrive with a Court Order, so all those Groups parading as Tenants Friends are Rogues and frauds, it about time Tenants and LL's joined forces to oppose those Groups trying to drive a wedge between LL & Tenant spreading poison and damaging the Economy, there is enough of damage been done already with Brexit, Furlough disaster & the viruses without those wreckers. The Government should close down those Treasonable Groups, Private Members Bill Please, tell them to go and earn a living and stop sponging off LL's & Tenants.
From:
Michael Foley
22 December 2020 18:35 PM
Shared ownership a complete disaster I know people that had those in various percentages and regretted it big time, then very difficult to re-sell and enough clauses to choke a donkey. 'Help to Buy' is help to get into trouble, to buy over priced otherwise unsaleable Flats, high rise, unsuitable Flats probably no private outside space, its to make profit for the big Developers thanks to their University friends in Government. I still contend those Flats are not required and there is no shortage its madness ? where are the people, where are they living now. I have spare capacity.
From:
Michael Foley
21 December 2020 22:24 PM
Nothing new about this Rent to Buy, sub-let renters have been doing this for years making fortunes (maybe £1k pm per property) at LL's expense, while LL's are held to ransom, prosecuted and fined for the extra persons the Tenants has but dare not ask any questions or he don't get any rent, obviously he is powerless and effectively banned from the property . We are told to do inspections every 2 / 3 months not many LL's do this, it doesn't happen, too scared of upsetting the tenant and might stop paying the rent and now with Government backing, something needs to change fast.
From:
Michael Foley
21 December 2020 18:27 PM
I don't know why Shelter and other Groups are making this such a hot potato issues obviously they can if they want with dozens of in House lawyers, we have no one. I remember a time when some LL's were looking for DSS only before the clamp down because it was abused just like everything that's public funded is abused. I remember the Iranian Family of 7 in Acton (father not present living else where) getting housed by a Benefit LL at a cost of £12'000.00 pm for the house guaranteed money, at that time in this Borough of Ealing the most expensive rental Houses was at a maximum of £3k pm and very rare. When LL's were looking for DSS only no protest, no word from Shelter that I am aware of, no hot potato, so its only Discrimination when it suits.
From:
Michael Foley
21 December 2020 10:28 AM
Well it seems all Charity's are getting hand outs, much of which goes on administration. LL's don't get any of this only abuse, we don't want people to be homeless but I don't include the ones classed as homeless who are actually living in Hotels / B& B. The one's that concern me are the ones on the Street at any time of the year, made far more difficult to house by regulations, on the one hand they want LL's to house them, then they make a whole raft of rules to comply with before taking them as if they could pass any in their situation. The same organisations doing their best to destroy LL's while asking for their help they should make their minds up. Then on the same platform LL's are threatened with 5 figure fines with Licensing Schemes. I thing the guy on the Street is not concerned about Licenses if he could get cover for the night and is anyone likely to help while the Council & Magistrate lie-in wait for the special pay day.
From:
Michael Foley
20 December 2020 11:42 AM
OK David, granted but I take issue with the bit about, Rogue Tenants, bad Tenants, defaulting Tenants & untrustworthy Tenants as an exaggeration. I actually like my Tenants, can I substitute and replace the word Tenants in this instance to Rogue Regulators instead.
From:
Michael Foley
18 December 2020 18:34 PM
Sorry j, of Course they will pay up if you are fined its not optional.
From:
Michael Foley
18 December 2020 18:22 PM
Hi David, that's very presumptuous of you and the Accountancy Firm making this allegation, my Tax Returns are always done, tax paid and didn't hold on to the money for the 6 months that Revenue offered to all tax payers this time either, I could have put it in the Premium Bonds for 6 months like some may have done. This accountancy if they know all this they must know who the people are ?, although HMRC suggests there are 1.6m LL's with only 500t making a tax return so I'll take that as read don't know any different but wouldn't mind all tax payments to be public knowledge and also all Benefit Claimants payments to be public knowledge especially as its tax payers money. I suppose the ghost LL's on not going to appear in this platform.
From:
Michael Foley
18 December 2020 17:55 PM
Mr Crisp exactly right Government can't pay everyone's debt's they are handing out too much already, we pay huge taxes and the more we pay the more we are penalized, the less people pay the more they are rewarded or if contribute nothing better still you get everything, hence single parent family's replaced the traditional family unit. I see one guy who has 7 children by 4 different women never reared any of them, the State did and supplied them all with good housing as well, and he is quiet wealthy sure we could all be when someone else pick up the tab. As a famous President one said ask not what the Government can do for you but what you can do for your Country.
From:
Michael Foley
18 December 2020 12:45 PM
All this EPC stuff is making us all soft, double glazing, triple glazing, insulated walls, under floors , between floors, roof space, everything sealed up tight a perfect breeding ground for the viruses, at least now they are saying to open the windows, we need air /oxygen to live and can't keep repeatedly recycling the same polluted air in our lungs. We could help the environment by turning down the heat, the 20m people over weight could eat two thirds less, reducing the need for so much live stock, the Department of transport could remove the traffic creating schemes they imposed, freeing up traffic instead of queuing endlessly polluting when they could be already at home with their family's.
From:
Michael Foley
17 December 2020 19:21 PM
While you are all on here don't worry about the LL's mental heath.
From:
Michael Foley
17 December 2020 12:51 PM
Mr Wirth, I would not use Guide Dogs as an excuse, obviously those persons need the guide dog and the property would need to be suitable accommodation for this in the first place. While so many are shouting from the roof tops to force LL's to have pets we should have a definition of pets as well. I have had them all, birds, cats, dogs, guinea pigs, fish, reptiles, snakes fed with live rats, really the people on the Band Wagon are a kin to Rogue regulators who haven't got a clue what they are doing because its not their problem & don't affect them no matter how much damage they cause, not responsible for anything just like green horn Chancellor wasting billions and not accountable.
From:
Michael Foley
17 December 2020 11:15 AM
The Renters Reform Bill and the Pandemic and the likely hood of a shortage of toilet paper a far better use could be made of paper. To be fair to LL & Tenant but forget one party owns the Property, the idea of everlasting Deposit going from one LL to another is crazy was it not enough that Shelter undermined it in 2007 based on a pack of untruths then add 2015 De'Regulation Bill, where do those people get off. This is the reason I gave up taking Deposits amounting to over £20k that I handed back that't how much I hate the interference I'd rather to loose the money than comply, only one more step left let some else house them.
From:
Michael Foley
16 December 2020 09:24 AM
So GLA, Nationwide Foundation and 18 other groups band together in collusion to destroy Private LL's, none of them provide any housing that I know of so far but doing everything possible to drive out Private LL's that actually house millions. That's 20 groups or organisations but you forgot to add NRLA (21) now that Mr Ben Beadle is in charge, it was a sad day NLA rolled over to RLA loosing all power to some one born with a silver spoon in the mouth, a JP indeed god help the justice system, another like our Chancellor who wasted Billions all children in my book and should grow up.
From:
Michael Foley
16 December 2020 09:05 AM
I was registered when I had a Company what a mugs game, you pay your own tax then the Companies and that time 52% now think its 19% for small Companies, I had to Quote & beat everyone to get the work then kill myself to try & make it pay, then of Course I had the Cash Book, The Bank Book and the VAT Book to maintain & do. Work half the night to work out the Quotes, Periodic Valuations, Invoices /Statements then wait several weeks for the payment, oh I nearly forgot I have Actually got to do the Work. When I was pulled with the Van for being over weight which I wasn't really it was more about Load distribution after I was escorted to Weigh Bridge and the weighed the Axles separately. Of Course I got fined but the Company got fined as well which was myself so I had to pay double. Being a LL's looks to be is turning out the same. Benefit Claimants wins hands down, roof over head money coming , heating , hot water, Children allowance plus several other Benefits. Rishi should not be in a job giving hundreds of millions away needlessly, big Companies so embarrassed giving hundreds of millions back never needed.
From:
Michael Foley
11 December 2020 16:11 PM
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From: Michael Foley
02 August 2021 18:17 PM
From: Michael Foley
02 August 2021 06:55 AM
From: Michael Foley
30 July 2021 13:00 PM
From: Michael Foley
30 July 2021 08:16 AM
From: Michael Foley
29 July 2021 08:02 AM
From: Michael Foley
29 July 2021 05:02 AM
From: Michael Foley
28 July 2021 20:27 PM
From: Michael Foley
28 July 2021 19:16 PM
From: Michael Foley
28 July 2021 18:41 PM
From: Michael Foley
28 July 2021 08:16 AM
From: Michael Foley
28 July 2021 07:32 AM
From: Michael Foley
28 July 2021 03:26 AM
From: Michael Foley
27 July 2021 19:28 PM
From: Michael Foley
27 July 2021 08:04 AM
From: Michael Foley
26 July 2021 09:55 AM
From: Michael Foley
26 July 2021 09:05 AM
From: Michael Foley
26 July 2021 08:36 AM
From: Michael Foley
25 July 2021 21:11 PM
From: Michael Foley
25 July 2021 04:18 AM
From: Michael Foley
23 July 2021 19:51 PM
From: Michael Foley
23 July 2021 07:01 AM
From: Michael Foley
22 July 2021 17:00 PM
From: Michael Foley
22 July 2021 09:43 AM
From: Michael Foley
22 July 2021 08:03 AM
From: Michael Foley
22 July 2021 07:13 AM
From: Michael Foley
22 July 2021 03:10 AM
From: Michael Foley
21 July 2021 18:54 PM
From: Michael Foley
21 July 2021 11:08 AM
From: Michael Foley
20 July 2021 19:39 PM
From: Michael Foley
20 July 2021 06:53 AM
From: Michael Foley
19 July 2021 22:58 PM
From: Michael Foley
19 July 2021 21:50 PM
From: Michael Foley
19 July 2021 08:30 AM
From: Michael Foley
19 July 2021 06:05 AM
From: Michael Foley
19 July 2021 05:38 AM
From: Michael Foley
18 July 2021 17:30 PM
From: Michael Foley
18 July 2021 17:15 PM
From: Michael Foley
18 July 2021 16:16 PM
From: Michael Foley
18 July 2021 07:52 AM
From: Michael Foley
17 July 2021 07:12 AM
From: Michael Foley
14 July 2021 17:26 PM
From: Michael Foley
14 July 2021 06:50 AM
From: Michael Foley
13 July 2021 17:59 PM
From: Michael Foley
13 July 2021 08:03 AM
From: Michael Foley
13 July 2021 04:31 AM
From: Michael Foley
12 July 2021 21:52 PM
From: Michael Foley
12 July 2021 19:42 PM
From: Michael Foley
12 July 2021 17:10 PM
From: Michael Foley
12 July 2021 13:37 PM
From: Michael Foley
12 July 2021 11:47 AM
From: Michael Foley
12 July 2021 08:02 AM
From: Michael Foley
10 July 2021 22:00 PM
From: Michael Foley
10 July 2021 12:33 PM
From: Michael Foley
08 July 2021 12:59 PM
From: Michael Foley
08 July 2021 11:02 AM
From: Michael Foley
07 July 2021 17:49 PM
From: Michael Foley
07 July 2021 12:26 PM
From: Michael Foley
07 July 2021 06:05 AM
From: Michael Foley
06 July 2021 18:18 PM
From: Michael Foley
06 July 2021 08:37 AM
From: Michael Foley
06 July 2021 08:06 AM
From: Michael Foley
05 July 2021 23:05 PM
From: Michael Foley
05 July 2021 20:08 PM
From: Michael Foley
05 July 2021 19:35 PM
From: Michael Foley
05 July 2021 09:48 AM
From: Michael Foley
05 July 2021 08:04 AM
From: Michael Foley
05 July 2021 06:44 AM
From: Michael Foley
05 July 2021 06:18 AM
From: Michael Foley
04 July 2021 15:21 PM
From: Michael Foley
03 July 2021 19:30 PM
From: Michael Foley
03 July 2021 11:46 AM
From: Michael Foley
02 July 2021 21:55 PM
From: Michael Foley
02 July 2021 21:02 PM
From: Michael Foley
02 July 2021 07:52 AM
From: Michael Foley
02 July 2021 07:39 AM
From: Michael Foley
02 July 2021 06:56 AM
From: Michael Foley
01 July 2021 17:46 PM
From: Michael Foley
01 July 2021 14:45 PM
From: Michael Foley
30 June 2021 22:52 PM
From: Michael Foley
30 June 2021 17:41 PM
From: Michael Foley
30 June 2021 17:32 PM
From: Michael Foley
30 June 2021 10:59 AM
From: Michael Foley
30 June 2021 07:18 AM
From: Michael Foley
29 June 2021 11:56 AM
From: Michael Foley
29 June 2021 08:34 AM
From: Michael Foley
28 June 2021 07:16 AM
From: Michael Foley
25 June 2021 07:59 AM
From: Michael Foley
25 June 2021 07:21 AM
From: Michael Foley
24 June 2021 15:19 PM
From: Michael Foley
24 June 2021 09:41 AM
From: Michael Foley
24 June 2021 09:12 AM
From: Michael Foley
24 June 2021 07:51 AM
From: Michael Foley
24 June 2021 06:18 AM
From: Michael Foley
24 June 2021 06:01 AM
From: Michael Foley
23 June 2021 11:49 AM
From: Michael Foley
22 June 2021 11:10 AM
From: Michael Foley
22 June 2021 04:03 AM
From: Michael Foley
21 June 2021 21:26 PM
From: Michael Foley
21 June 2021 10:10 AM
From: Michael Foley
20 June 2021 11:43 AM
From: Michael Foley
20 June 2021 10:41 AM
From: Michael Foley
16 June 2021 22:34 PM
From: Michael Foley
16 June 2021 14:49 PM
From: Michael Foley
16 June 2021 12:32 PM
From: Michael Foley
16 June 2021 09:54 AM
From: Michael Foley
16 June 2021 06:51 AM
From: Michael Foley
15 June 2021 20:44 PM
From: Michael Foley
15 June 2021 06:54 AM
From: Michael Foley
14 June 2021 18:54 PM
From: Michael Foley
14 June 2021 12:12 PM
From: Michael Foley
14 June 2021 09:38 AM
From: Michael Foley
11 June 2021 04:08 AM
From: Michael Foley
11 June 2021 03:55 AM
From: Michael Foley
10 June 2021 14:43 PM
From: Michael Foley
10 June 2021 07:51 AM
From: Michael Foley
09 June 2021 22:51 PM
From: Michael Foley
09 June 2021 22:27 PM
From: Michael Foley
09 June 2021 09:15 AM
From: Michael Foley
08 June 2021 17:18 PM
From: Michael Foley
08 June 2021 13:14 PM
From: Michael Foley
08 June 2021 10:34 AM
From: Michael Foley
08 June 2021 07:23 AM
From: Michael Foley
08 June 2021 07:05 AM
From: Michael Foley
07 June 2021 10:30 AM
From: Michael Foley
07 June 2021 07:48 AM
From: Michael Foley
06 June 2021 09:47 AM
From: Michael Foley
06 June 2021 06:54 AM
From: Michael Foley
06 June 2021 06:26 AM
From: Michael Foley
05 June 2021 06:40 AM
From: Michael Foley
04 June 2021 11:13 AM
From: Michael Foley
03 June 2021 19:29 PM
From: Michael Foley
03 June 2021 09:26 AM
From: Michael Foley
02 June 2021 17:17 PM
From: Michael Foley
02 June 2021 14:56 PM
From: Michael Foley
02 June 2021 07:28 AM
From: Michael Foley
02 June 2021 06:40 AM
From: Michael Foley
01 June 2021 21:08 PM
From: Michael Foley
01 June 2021 18:30 PM
From: Michael Foley
01 June 2021 18:25 PM
From: Michael Foley
01 June 2021 07:46 AM
From: Michael Foley
01 June 2021 04:06 AM
From: Michael Foley
31 May 2021 21:17 PM
From: Michael Foley
30 May 2021 15:17 PM
From: Michael Foley
30 May 2021 07:33 AM
From: Michael Foley
28 May 2021 17:35 PM
From: Michael Foley
28 May 2021 11:24 AM
From: Michael Foley
27 May 2021 08:16 AM
From: Michael Foley
26 May 2021 20:01 PM
From: Michael Foley
26 May 2021 13:33 PM
From: Michael Foley
26 May 2021 10:09 AM
From: Michael Foley
26 May 2021 06:45 AM
From: Michael Foley
25 May 2021 23:18 PM
From: Michael Foley
25 May 2021 22:36 PM
From: Michael Foley
25 May 2021 21:14 PM
From: Michael Foley
25 May 2021 20:35 PM
From: Michael Foley
25 May 2021 03:28 AM
From: Michael Foley
25 May 2021 03:17 AM
From: Michael Foley
22 May 2021 06:57 AM
From: Michael Foley
21 May 2021 16:13 PM
From: Michael Foley
20 May 2021 22:29 PM
From: Michael Foley
20 May 2021 17:56 PM
From: Michael Foley
20 May 2021 11:34 AM
From: Michael Foley
19 May 2021 14:37 PM
From: Michael Foley
17 May 2021 12:17 PM
From: Michael Foley
16 May 2021 08:12 AM
From: Michael Foley
16 May 2021 04:27 AM
From: Michael Foley
16 May 2021 03:57 AM
From: Michael Foley
15 May 2021 22:31 PM
From: Michael Foley
15 May 2021 13:57 PM
From: Michael Foley
15 May 2021 05:00 AM
From: Michael Foley
15 May 2021 04:52 AM
From: Michael Foley
15 May 2021 04:34 AM
From: Michael Foley
14 May 2021 18:18 PM
From: Michael Foley
14 May 2021 18:09 PM
From: Michael Foley
14 May 2021 10:56 AM
From: Michael Foley
14 May 2021 07:44 AM
From: Michael Foley
14 May 2021 02:54 AM
From: Michael Foley
13 May 2021 19:50 PM
From: Michael Foley
13 May 2021 19:30 PM
From: Michael Foley
13 May 2021 18:04 PM
From: Michael Foley
13 May 2021 13:53 PM
From: Michael Foley
12 May 2021 21:21 PM
From: Michael Foley
12 May 2021 17:18 PM
From: Michael Foley
12 May 2021 15:58 PM
From: Michael Foley
12 May 2021 13:25 PM
From: Michael Foley
12 May 2021 08:02 AM
From: Michael Foley
11 May 2021 20:59 PM
From: Michael Foley
11 May 2021 19:16 PM
From: Michael Foley
11 May 2021 18:37 PM
From: Michael Foley
11 May 2021 13:48 PM
From: Michael Foley
11 May 2021 11:44 AM
From: Michael Foley
11 May 2021 09:12 AM
From: Michael Foley
11 May 2021 08:37 AM
From: Michael Foley
10 May 2021 16:48 PM
From: Michael Foley
10 May 2021 15:02 PM
From: Michael Foley
10 May 2021 09:29 AM
From: Michael Foley
06 May 2021 12:20 PM
From: Michael Foley
06 May 2021 09:05 AM
From: Michael Foley
06 May 2021 07:35 AM
From: Michael Foley
05 May 2021 22:40 PM
From: Michael Foley
05 May 2021 21:58 PM
From: Michael Foley
05 May 2021 16:02 PM
From: Michael Foley
05 May 2021 12:23 PM
From: Michael Foley
05 May 2021 07:26 AM
From: Michael Foley
04 May 2021 21:49 PM
From: Michael Foley
04 May 2021 19:03 PM
From: Michael Foley
04 May 2021 18:35 PM
From: Michael Foley
04 May 2021 14:31 PM
From: Michael Foley
04 May 2021 06:21 AM
From: Michael Foley
02 May 2021 21:55 PM
From: Michael Foley
02 May 2021 20:43 PM
From: Michael Foley
30 April 2021 12:08 PM
From: Michael Foley
30 April 2021 10:57 AM
From: Michael Foley
29 April 2021 10:02 AM
From: Michael Foley
28 April 2021 18:29 PM
From: Michael Foley
28 April 2021 17:49 PM
From: Michael Foley
27 April 2021 17:19 PM
From: Michael Foley
27 April 2021 09:21 AM
From: Michael Foley
27 April 2021 08:21 AM
From: Michael Foley
26 April 2021 14:17 PM
From: Michael Foley
26 April 2021 14:04 PM
From: Michael Foley
26 April 2021 08:54 AM
From: Michael Foley
26 April 2021 08:14 AM
From: Michael Foley
24 April 2021 16:16 PM
From: Michael Foley
24 April 2021 15:24 PM
From: Michael Foley
23 April 2021 19:26 PM
From: Michael Foley
23 April 2021 14:22 PM
From: Michael Foley
23 April 2021 11:48 AM
From: Michael Foley
23 April 2021 10:17 AM
From: Michael Foley
23 April 2021 08:53 AM
From: Michael Foley
23 April 2021 07:53 AM
From: Michael Foley
22 April 2021 18:53 PM
From: Michael Foley
22 April 2021 17:07 PM
From: Michael Foley
22 April 2021 14:46 PM
From: Michael Foley
22 April 2021 11:48 AM
From: Michael Foley
22 April 2021 09:53 AM
From: Michael Foley
22 April 2021 02:44 AM
From: Michael Foley
21 April 2021 19:59 PM
From: Michael Foley
21 April 2021 12:12 PM
From: Michael Foley
21 April 2021 09:27 AM
From: Michael Foley
19 April 2021 17:32 PM
From: Michael Foley
18 April 2021 11:24 AM
From: Michael Foley
17 April 2021 19:45 PM
From: Michael Foley
16 April 2021 16:20 PM
From: Michael Foley
16 April 2021 12:42 PM
From: Michael Foley
15 April 2021 21:27 PM
From: Michael Foley
15 April 2021 15:30 PM
From: Michael Foley
15 April 2021 14:52 PM
From: Michael Foley
15 April 2021 13:21 PM
From: Michael Foley
14 April 2021 13:46 PM
From: Michael Foley
13 April 2021 14:55 PM
From: Michael Foley
13 April 2021 11:34 AM
From: Michael Foley
13 April 2021 10:46 AM
From: Michael Foley
13 April 2021 10:24 AM
From: Michael Foley
13 April 2021 09:34 AM
From: Michael Foley
13 April 2021 09:04 AM
From: Michael Foley
10 April 2021 13:11 PM
From: Michael Foley
09 April 2021 17:46 PM
From: Michael Foley
09 April 2021 17:30 PM
From: Michael Foley
09 April 2021 16:26 PM
From: Michael Foley
09 April 2021 11:37 AM
From: Michael Foley
09 April 2021 01:49 AM
From: Michael Foley
08 April 2021 14:46 PM
From: Michael Foley
08 April 2021 14:08 PM
From: Michael Foley
08 April 2021 09:54 AM
From: Michael Foley
08 April 2021 08:36 AM
From: Michael Foley
08 April 2021 04:42 AM
From: Michael Foley
07 April 2021 17:18 PM
From: Michael Foley
07 April 2021 16:35 PM
From: Michael Foley
07 April 2021 13:33 PM
From: Michael Foley
07 April 2021 11:58 AM
From: Michael Foley
07 April 2021 09:47 AM
From: Michael Foley
07 April 2021 09:14 AM
From: Michael Foley
07 April 2021 08:34 AM
From: Michael Foley
07 April 2021 08:06 AM
From: Michael Foley
05 April 2021 21:35 PM
From: Michael Foley
02 April 2021 15:26 PM
From: Michael Foley
01 April 2021 17:57 PM
From: Michael Foley
01 April 2021 15:38 PM
From: Michael Foley
01 April 2021 12:48 PM
From: Michael Foley
01 April 2021 10:56 AM
From: Michael Foley
30 March 2021 10:11 AM
From: Michael Foley
30 March 2021 07:44 AM
From: Michael Foley
29 March 2021 17:43 PM
From: Michael Foley
29 March 2021 10:39 AM
From: Michael Foley
28 March 2021 16:39 PM
From: Michael Foley
28 March 2021 12:31 PM
From: Michael Foley
27 March 2021 10:25 AM
From: Michael Foley
27 March 2021 02:32 AM
From: Michael Foley
26 March 2021 09:45 AM
From: Michael Foley
25 March 2021 14:32 PM
From: Michael Foley
25 March 2021 08:37 AM
From: Michael Foley
25 March 2021 08:20 AM
From: Michael Foley
24 March 2021 22:17 PM
From: Michael Foley
23 March 2021 17:40 PM
From: Michael Foley
23 March 2021 11:35 AM
From: Michael Foley
22 March 2021 16:13 PM
From: Michael Foley
22 March 2021 12:41 PM
From: Michael Foley
22 March 2021 10:04 AM
From: Michael Foley
22 March 2021 09:40 AM
From: Michael Foley
22 March 2021 08:41 AM
From: Michael Foley
20 March 2021 07:50 AM
From: Michael Foley
19 March 2021 20:46 PM
From: Michael Foley
19 March 2021 10:28 AM
From: Michael Foley
19 March 2021 10:26 AM
From: Michael Foley
19 March 2021 10:11 AM
From: Michael Foley
19 March 2021 08:39 AM
From: Michael Foley
19 March 2021 07:49 AM
From: Michael Foley
18 March 2021 20:57 PM
From: Michael Foley
18 March 2021 16:21 PM
From: Michael Foley
18 March 2021 13:09 PM
From: Michael Foley
17 March 2021 23:13 PM
From: Michael Foley
17 March 2021 10:46 AM
From: Michael Foley
17 March 2021 10:21 AM
From: Michael Foley
17 March 2021 09:53 AM
From: Michael Foley
17 March 2021 09:45 AM
From: Michael Foley
17 March 2021 08:20 AM
From: Michael Foley
16 March 2021 17:41 PM
From: Michael Foley
16 March 2021 17:22 PM
From: Michael Foley
16 March 2021 07:47 AM
From: Michael Foley
15 March 2021 14:39 PM
From: Michael Foley
15 March 2021 11:44 AM
From: Michael Foley
15 March 2021 11:08 AM
From: Michael Foley
15 March 2021 09:43 AM
From: Michael Foley
15 March 2021 09:22 AM
From: Michael Foley
15 March 2021 09:12 AM
From: Michael Foley
13 March 2021 20:45 PM
From: Michael Foley
13 March 2021 19:24 PM
From: Michael Foley
12 March 2021 12:43 PM
From: Michael Foley
12 March 2021 11:15 AM
From: Michael Foley
12 March 2021 09:52 AM
From: Michael Foley
12 March 2021 09:30 AM
From: Michael Foley
12 March 2021 09:00 AM
From: Michael Foley
11 March 2021 10:53 AM
From: Michael Foley
10 March 2021 17:05 PM
From: Michael Foley
10 March 2021 14:47 PM
From: Michael Foley
10 March 2021 13:42 PM
From: Michael Foley
10 March 2021 11:57 AM
From: Michael Foley
10 March 2021 11:03 AM
From: Michael Foley
09 March 2021 20:57 PM
From: Michael Foley
09 March 2021 20:37 PM
From: Michael Foley
09 March 2021 16:48 PM
From: Michael Foley
09 March 2021 14:33 PM
From: Michael Foley
09 March 2021 10:48 AM
From: Michael Foley
09 March 2021 10:26 AM
From: Michael Foley
09 March 2021 10:19 AM
From: Michael Foley
08 March 2021 16:54 PM
From: Michael Foley
08 March 2021 10:09 AM
From: Michael Foley
08 March 2021 09:55 AM
From: Michael Foley
06 March 2021 16:56 PM
From: Michael Foley
06 March 2021 09:48 AM
From: Michael Foley
05 March 2021 19:08 PM
From: Michael Foley
05 March 2021 18:28 PM
From: Michael Foley
05 March 2021 13:08 PM
From: Michael Foley
05 March 2021 10:59 AM
From: Michael Foley
05 March 2021 09:48 AM
From: Michael Foley
04 March 2021 19:29 PM
From: Michael Foley
04 March 2021 10:38 AM
From: Michael Foley
04 March 2021 10:29 AM
From: Michael Foley
03 March 2021 18:46 PM
From: Michael Foley
03 March 2021 18:18 PM
From: Michael Foley
03 March 2021 16:30 PM
From: Michael Foley
03 March 2021 16:04 PM
From: Michael Foley
03 March 2021 15:28 PM
From: Michael Foley
03 March 2021 14:49 PM
From: Michael Foley
03 March 2021 11:13 AM
From: Michael Foley
03 March 2021 09:48 AM
From: Michael Foley
03 March 2021 09:26 AM
From: Michael Foley
02 March 2021 19:46 PM
From: Michael Foley
02 March 2021 19:22 PM
From: Michael Foley
02 March 2021 11:37 AM
From: Michael Foley
01 March 2021 15:31 PM
From: Michael Foley
01 March 2021 12:36 PM
From: Michael Foley
01 March 2021 11:59 AM
From: Michael Foley
01 March 2021 11:48 AM
From: Michael Foley
01 March 2021 11:00 AM
From: Michael Foley
01 March 2021 09:42 AM
From: Michael Foley
28 February 2021 08:50 AM
From: Michael Foley
28 February 2021 08:35 AM
From: Michael Foley
27 February 2021 19:22 PM
From: Michael Foley
27 February 2021 19:01 PM
From: Michael Foley
26 February 2021 22:20 PM
From: Michael Foley
26 February 2021 21:46 PM
From: Michael Foley
26 February 2021 13:07 PM
From: Michael Foley
26 February 2021 08:33 AM
From: Michael Foley
25 February 2021 21:42 PM
From: Michael Foley
25 February 2021 19:23 PM
From: Michael Foley
25 February 2021 19:06 PM
From: Michael Foley
25 February 2021 18:45 PM
From: Michael Foley
24 February 2021 18:12 PM
From: Michael Foley
24 February 2021 15:56 PM
From: Michael Foley
24 February 2021 11:57 AM
From: Michael Foley
24 February 2021 11:19 AM
From: Michael Foley
24 February 2021 10:31 AM
From: Michael Foley
22 February 2021 18:32 PM
From: Michael Foley
22 February 2021 18:23 PM
From: Michael Foley
22 February 2021 09:55 AM
From: Michael Foley
22 February 2021 09:50 AM
From: Michael Foley
19 February 2021 13:24 PM
From: Michael Foley
19 February 2021 13:10 PM
From: Michael Foley
19 February 2021 10:13 AM
From: Michael Foley
19 February 2021 09:57 AM
From: Michael Foley
18 February 2021 11:56 AM
From: Michael Foley
18 February 2021 10:19 AM
From: Michael Foley
18 February 2021 10:03 AM
From: Michael Foley
17 February 2021 12:06 PM
From: Michael Foley
17 February 2021 11:37 AM
From: Michael Foley
17 February 2021 10:36 AM
From: Michael Foley
17 February 2021 09:15 AM
From: Michael Foley
16 February 2021 14:20 PM
From: Michael Foley
16 February 2021 11:00 AM
From: Michael Foley
16 February 2021 10:48 AM
From: Michael Foley
16 February 2021 10:22 AM
From: Michael Foley
14 February 2021 13:11 PM
From: Michael Foley
14 February 2021 10:31 AM
From: Michael Foley
14 February 2021 09:37 AM
From: Michael Foley
13 February 2021 13:39 PM
From: Michael Foley
12 February 2021 18:34 PM
From: Michael Foley
11 February 2021 10:05 AM
From: Michael Foley
11 February 2021 09:47 AM
From: Michael Foley
10 February 2021 15:47 PM
From: Michael Foley
10 February 2021 11:31 AM
From: Michael Foley
10 February 2021 11:01 AM
From: Michael Foley
09 February 2021 16:43 PM
From: Michael Foley
09 February 2021 14:29 PM
From: Michael Foley
09 February 2021 13:17 PM
From: Michael Foley
09 February 2021 11:53 AM
From: Michael Foley
09 February 2021 10:36 AM
From: Michael Foley
09 February 2021 10:26 AM
From: Michael Foley
08 February 2021 12:42 PM
From: Michael Foley
08 February 2021 10:13 AM
From: Michael Foley
07 February 2021 22:33 PM
From: Michael Foley
06 February 2021 20:30 PM
From: Michael Foley
05 February 2021 20:05 PM
From: Michael Foley
05 February 2021 17:21 PM
From: Michael Foley
05 February 2021 15:45 PM
From: Michael Foley
05 February 2021 12:44 PM
From: Michael Foley
03 February 2021 22:35 PM
From: Michael Foley
03 February 2021 20:30 PM
From: Michael Foley
03 February 2021 18:45 PM
From: Michael Foley
03 February 2021 18:29 PM
From: Michael Foley
03 February 2021 18:15 PM
From: Michael Foley
03 February 2021 10:51 AM
From: Michael Foley
03 February 2021 10:28 AM
From: Michael Foley
02 February 2021 14:25 PM
From: Michael Foley
02 February 2021 14:08 PM
From: Michael Foley
02 February 2021 09:22 AM
From: Michael Foley
01 February 2021 18:46 PM
From: Michael Foley
01 February 2021 10:30 AM
From: Michael Foley
01 February 2021 09:20 AM
From: Michael Foley
01 February 2021 09:06 AM
From: Michael Foley
29 January 2021 18:39 PM
From: Michael Foley
29 January 2021 11:46 AM
From: Michael Foley
29 January 2021 11:05 AM
From: Michael Foley
29 January 2021 09:20 AM
From: Michael Foley
26 January 2021 16:34 PM
From: Michael Foley
26 January 2021 10:07 AM
From: Michael Foley
25 January 2021 16:52 PM
From: Michael Foley
25 January 2021 12:21 PM
From: Michael Foley
25 January 2021 10:14 AM
From: Michael Foley
24 January 2021 21:45 PM
From: Michael Foley
23 January 2021 20:06 PM
From: Michael Foley
23 January 2021 17:16 PM
From: Michael Foley
23 January 2021 13:03 PM
From: Michael Foley
23 January 2021 10:38 AM
From: Michael Foley
22 January 2021 13:03 PM
From: Michael Foley
22 January 2021 11:30 AM
From: Michael Foley
22 January 2021 09:54 AM
From: Michael Foley
21 January 2021 18:51 PM
From: Michael Foley
21 January 2021 14:59 PM
From: Michael Foley
21 January 2021 10:41 AM
From: Michael Foley
20 January 2021 13:53 PM
From: Michael Foley
20 January 2021 13:44 PM
From: Michael Foley
19 January 2021 18:00 PM
From: Michael Foley
19 January 2021 14:35 PM
From: Michael Foley
19 January 2021 09:19 AM
From: Michael Foley
18 January 2021 22:23 PM
From: Michael Foley
18 January 2021 18:47 PM
From: Michael Foley
18 January 2021 17:00 PM
From: Michael Foley
18 January 2021 11:56 AM
From: Michael Foley
18 January 2021 11:47 AM
From: Michael Foley
18 January 2021 11:13 AM
From: Michael Foley
16 January 2021 21:23 PM
From: Michael Foley
16 January 2021 13:07 PM
From: Michael Foley
16 January 2021 09:55 AM
From: Michael Foley
15 January 2021 22:52 PM
From: Michael Foley
15 January 2021 19:32 PM
From: Michael Foley
15 January 2021 15:05 PM
From: Michael Foley
15 January 2021 10:47 AM
From: Michael Foley
15 January 2021 10:35 AM
From: Michael Foley
15 January 2021 09:30 AM
From: Michael Foley
15 January 2021 09:26 AM
From: Michael Foley
14 January 2021 14:51 PM
From: Michael Foley
14 January 2021 12:41 PM
From: Michael Foley
14 January 2021 10:37 AM
From: Michael Foley
14 January 2021 09:58 AM
From: Michael Foley
13 January 2021 16:00 PM
From: Michael Foley
13 January 2021 09:56 AM
From: Michael Foley
12 January 2021 17:22 PM
From: Michael Foley
12 January 2021 13:37 PM
From: Michael Foley
12 January 2021 12:37 PM
From: Michael Foley
12 January 2021 11:58 AM
From: Michael Foley
11 January 2021 21:09 PM
From: Michael Foley
11 January 2021 10:39 AM
From: Michael Foley
10 January 2021 14:34 PM
From: Michael Foley
10 January 2021 11:59 AM
From: Michael Foley
09 January 2021 17:58 PM
From: Michael Foley
09 January 2021 17:56 PM
From: Michael Foley
09 January 2021 12:57 PM
From: Michael Foley
09 January 2021 11:57 AM
From: Michael Foley
09 January 2021 11:33 AM
From: Michael Foley
08 January 2021 21:33 PM
From: Michael Foley
08 January 2021 21:20 PM
From: Michael Foley
08 January 2021 21:01 PM
From: Michael Foley
08 January 2021 19:07 PM
From: Michael Foley
08 January 2021 07:44 AM
From: Michael Foley
07 January 2021 16:01 PM
From: Michael Foley
07 January 2021 13:30 PM
From: Michael Foley
07 January 2021 11:38 AM
From: Michael Foley
07 January 2021 09:03 AM
From: Michael Foley
06 January 2021 17:20 PM
From: Michael Foley
06 January 2021 15:52 PM
From: Michael Foley
06 January 2021 09:46 AM
From: Michael Foley
05 January 2021 16:36 PM
From: Michael Foley
05 January 2021 15:27 PM
From: Michael Foley
05 January 2021 13:30 PM
From: Michael Foley
04 January 2021 16:05 PM
From: Michael Foley
04 January 2021 12:35 PM
From: Michael Foley
04 January 2021 11:10 AM
From: Michael Foley
01 January 2021 11:17 AM
From: Michael Foley
01 January 2021 10:49 AM
From: Michael Foley
31 December 2020 11:57 AM
From: Michael Foley
30 December 2020 17:14 PM
From: Michael Foley
30 December 2020 10:56 AM
From: Michael Foley
29 December 2020 10:53 AM
From: Michael Foley
29 December 2020 10:03 AM
From: Michael Foley
28 December 2020 21:51 PM
From: Michael Foley
26 December 2020 09:39 AM
From: Michael Foley
25 December 2020 11:48 AM
From: Michael Foley
25 December 2020 09:27 AM
From: Michael Foley
24 December 2020 15:10 PM
From: Michael Foley
24 December 2020 13:37 PM
From: Michael Foley
24 December 2020 10:10 AM
From: Michael Foley
23 December 2020 19:09 PM
From: Michael Foley
23 December 2020 18:04 PM
From: Michael Foley
23 December 2020 13:37 PM
From: Michael Foley
23 December 2020 11:04 AM
From: Michael Foley
23 December 2020 09:43 AM
From: Michael Foley
22 December 2020 20:05 PM
From: Michael Foley
22 December 2020 18:35 PM
From: Michael Foley
21 December 2020 22:24 PM
From: Michael Foley
21 December 2020 18:27 PM
From: Michael Foley
21 December 2020 10:28 AM
From: Michael Foley
20 December 2020 11:42 AM
From: Michael Foley
18 December 2020 18:34 PM
From: Michael Foley
18 December 2020 18:22 PM
From: Michael Foley
18 December 2020 17:55 PM
From: Michael Foley
18 December 2020 12:45 PM
From: Michael Foley
17 December 2020 19:21 PM
From: Michael Foley
17 December 2020 12:51 PM
From: Michael Foley
17 December 2020 11:15 AM
From: Michael Foley
16 December 2020 09:24 AM
From: Michael Foley
16 December 2020 09:05 AM
From: Michael Foley
11 December 2020 16:11 PM