Archive

A landlord has been convicted and ordered to pay more than £11,500 in fines and legal costs for the offence of...

A London council has taken a landlord company to court after complaints of poor housing conditions in five of its rented...

Rental affordability in the capital has improved markedly during the pandemic according to London lettings agency Benham and Reeves.  The firm analysed...

A landlord has been handed nearly £30,000 in fines and costs after pleading guilty to maintenance and safety failures at three...

A landlord has been fined £6,000 for failing to properly maintain a HMO in Reading. Nidan Singh, 76, has also been ordered to...

Salford council in Greater Manchester is to introduce landlord licensing for HMOs where three or four tenants live - and the...

For the second time this week (and it’s only Wednesday) a lender has announced cheaper mortgage loans for buy to let...

A landlord has been handed penalties totalling nearly £8,000 after being found guilty of operating an unlicensed HMO. This follows an investigation...

A rogue landlord has been hit with a bill of £48,000 - a record for the council which brought the prosecution. Tariq...

Paragon Bank has launched a range of 80 per cent loan to value buy to let mortgages specifically for properties with...

A Midlands council has given notice of two landlord licensing schemes set to be introduced later this year. Charnwood council has been...

Specialist buy to let lender Landbay has launched a range of mortgages for trading limited companies buying or remortgaging houses, apartments, HMOs...

A serial-offender landlord has been fined for putting tenants at serious harm from fire and exposing them to substandard and dangerous conditions. Nilendu...

Landlords and managing agents of HMOs could face unlimited fines following new measures being brought in to strengthen fire safety, the...

A council which has 20,000 unregulated rental properties within its area has launched a new charter to improve standards. The unregulated properties...

A council has now approved plans for two of the country’s largest licensing schemes - one is so large it needs...

A tenant who sub-let a property by falsely claiming to be its owner has been given a criminal record.  Sonia Nascimento rented...

A Labour-controlled council says it’s confident a huge new licensing scheme for one of Britain’s most high-profile cities will be voted...

Around 840,000 private renters in England and Wales have built up rent arrears since lockdown measures began and one in five...

A London council is running what it describes as “an innovative project” to help private tenants reclaim rent from landlords who...

A landlord in south west of England has been given a nine month prison sentence, suspended for 18 months, following a...

A London authority wants to extend its licensing regime for HMOs and landlords have just over two weeks left to respond. Lambeth...

Generation Rent has criticised the aspirations of some landlords who appear on the daytime BBC show Homes Under The Hammer.  “The regular...

A property development firm says it’s to spend up to £500m in land acquisitions over the next three years, as part...

Two landlords who illegally let a London property without providing proper washing facilities or tackling serious fire hazards have been taken to...

A landlord has been fined £6,000 for failing to licence a house in multiple occupation. Wolverhampton council prosecuted Aunberin Saddique after it...

An investment company claims some investors who buy at auction lose money because of misrepresentations in the legal pack.  The Mistoria Group...

Landlords in the the Charnwood area of the Midlands are invited to give their views on the proposed conditions for two...

A prominent buy to let lender has launched a range of products to help landlords improve the energy efficiency of rental...

Landlords have only until February 11 to respond to the licensing proposals of the London council with the largest private rental...

A landlord who failed to improve his rental property, leaving his tenants in dangerous conditions, has been fined. Haroon Karim from Nottingham...

A landlord who committed 33 offences at a property he owns has been issued with civil penalties totalling £50,500. Zaheer Uddin Babar,...

The changes to Mortgage Interest Tax Relief and impact on your wallet Before April 2017 landlords with a mortgage on their buy-to-let...

A landlord has been hit with what a local authority calls a record £66,000 fine after being found guilty of letting...

It appears that a London borough council’s two licensing schemes have expired at the turn of the year, with no alternative...

A councillor has called for all new HMOs to be created with en suite bathrooms, and not shared bathrooms. The call came during...

A landlord has been fined £10,000 by her local council for failing to licence a HMO. Tracey Davies of Bath was found...

A leading officer in a Labour council which has in the past taken landlords to court says this process is so...

A landlord has been ordered to pay £3,928.44 after failing to licence two properties he has been letting out in Nottingham.  Jaswinder...

A YMCA chief executive claims the proliferation of HMOs may be endangering private tenants’ health by encouraging overcrowding and undersized-rooms. Alan Fraser,...

Havering council has agreed to the extension of its landlord licensing scheme.  It currently covers 12 wards and will be rolled out ...

A cluster of owner occupiers living near a city centre are demanding that landlords win planning consent before operating HMOs. The Gloucestershire...

Labour MP Steve McCabe has introduced a 10 Minute Rule Bill into the House of Commons to address the problems of HMO’s being...

London’s Labour Mayor Sadiq Khan has launched a new tool for tenants to check on their landlords - and possibly claim...

A landlord who failed to properly look after two HMOs has been fined £70,500 by an Essex council. Lystra Dorval, of Ilford,...

The HMO market is buoyant, not over-saturated, and it can survive suspicions from tenants worried about Coronavirus. That’s the view of Stephanie...

There’s been a significant slump in the number of new enquiry levels from landlords seeking property management and tenant-related services, according...

The Labour-controlled Swansea council in south Wales is being asked by a landlord body to rethink its licensing proposals. The authority is...

HMOs are an important part of the UK housing market as they offer students and young professionals affordable accommodation. There is...

A new rent arrears protection service has launched to cater specifically for settings with tenants renting rooms rather than entire apartments or...

Over 40 seminars will be held today at the latest Landlord Investment Show, which will also host a lively debate on...

When it comes to conveyancing for landlords and investors, the purchasing process itself doesn’t differ that much from residential conveyancing, there...

With new regulations and rules now in place for landlords, our in-house property experts outline their 10 essential safety requirements for...

A landlord has been prosecuted following the death of a tenant in a house fire at an HMO said to have...

A council has prosecuted a local landlord for failing to safeguard the health, safety and welfare of his tenants. Eastleigh council took...

A London local authority is to extend its current additional licensing scheme from 12 council wards to 18 - and is...

A council wants to introduce private rental sector licensing as part of a pledge made back in 2018. Plymouth’s Labour controlled council pledged...

Who are you? Craig Hayward How do you help landlords and property investors? With over 10 years’ experience we have been helping landlords and...

A landlord in Winchester has been ordered to pay nearly £30,000 in rent after a tribunal backed his tenants in a...

A collapsing ceiling, filthy facilities, and an abandoned car are among the dangerous defects leading to a Banbury landlord facing a...

An angry landlord has appeared at a magistrates court to deny a charge relating to local council licensing.  Local media report that...

Prime Central London rents fell by an average 2.3 per cent in the third quarter of 2020 according to Savills. In prime...

A local authority is inviting landlords to a virtual forum to be held today to canvas views on two proposed licensing...

A landlord who unlawfully let cramped and overcrowded bedsits and then harassed tenants who complained has been fined thousands of pounds...

The National Landlord Investment Show is preparing three online events this month and next as it creates virtual versions of its respected...

Lendinvest has revamped its buy-to-let range, with new products for student lets and deals for first-time landlords, while the lending platform...

Precise Mortgages has reduced mortgage rates across its buy-to-let range by up to 0.4%.  The specialist lender’s buy-to-let range, which is available...

A new strategy has been launched today by Westminster City Council to help raise standards for tenants who rent privately.  Westminster, which...

Foundation Home Loans has cut its buy-to-let rates across all product tiers and property types. Foundation’s 80% loan-to-value (LTV) two-year fix has...

Camden Council has approved the renewal of landlord licensing in the borough, extending the licensing to most Houses in Multiple Occupation...

West One has launched two limited edition buy-to-let mortgage products, which both benefit from West One’s ‘no credit scoring’ approach, with...

Keystone Property Finance has introduced a selection of ‘summer special’ mortgage products available for both its standard and specialist buy-to-let ranges. The...

Buy-to-let landlords face having to reduce rents by at least 5% over the next five years as a growing number of...

A buy-to-let landlord is looking to increase the rental value as well as the future sale price of a property in...

Landbay has responded to the growing demand for buy-to-let property by increasing its maximum loan sizes from £1m to £1.5m on...

Crystal Specialist Finance (CSF) has teamed up with West One to launch a new range of buy-to-let semi-exclusive products with West...

SimplyBiz Mortgages has added Paragon’s buy-to-let range to its mortgage panel.  The buy-to-let range includes support for SPV limited company lending, including...

Who are you? My name is Benjamin Hall and I’m the Founder and Managing Director of LOFT. What services does LOFT provide? LOFT delivers...

More than 1,000 brokers signed up for FIBA’s recent series of four exclusive live webinars conducted by Roger Morris of Precise...

Landbay has joined the Lender Exchange in order to have access to better conveyancing solicitors. Lender Exchange, owned by Decision First, is...

A man deemed not to be a fit and proper person to hold a licence for a house in multiple occupation...

Foundation Home Loans has made a range of changes to its buy-to-let product range, which includes increases to loan-to-value (LTV) bands,...

All buy-to-let loans above £500,000 are now offered by The Mortgage Lender with a reduced completion fee of 0.5%, and from...

Aldermore Bank has resumed physical mortgage valuations on rental properties for buy-to-let purchase and remortgage in England. However, larger rental properties, including...

Many landlords and letting agents are increasingly concerned about the economic impact of the coronavirus pandemic on their tenants and property...

LendInvest has refreshed its buy-to-let product range with rates now starting from 2.99%.  The mortgage products, which are available up to 75%...

OneSavings Bank (OSB) has increased the loan-to-value (LTV) to 75% across their buy-to-let ranges available through Kent Reliance for Intermediaries, Precise...

Foundation Home Loans has returned to new lending with the creation and launch of a new set of buy-to-let and residential...

While some lenders, such as HSBC, have stopped all buy-to-let activity during the Covid-19 outbreak due to limitations on physical valuations,...

Southwark Council has given the go-ahead for the introduction of a new licensing scheme which could see landlords across the borough...

A number of new buy-to-let deals for both portfolio and smaller scale landlords have been launched by Paragon.  The new products are...

Dynamo for Intermediaries has gained exclusive access to Habito’s range of buy-to-let mortgage products, making it the first mortgage club to...

The Mortgage Lender (TML) has increased rates across its buy-to-let mortgage range by 0.3%. Rates now start at 3.39% for 70% loan-to-value...

With the rapid spread of coronavirus across the country, more and more landlords are asking what they need to be doing...

OneSavings Bank announced a series of changes to its HMO proposition. The specialist lending and retail savings group recently introduced a new...

The Mortgage Lender (TML) has made rate reductions across its new simplified buy-to-let mortgage range, which maintains a variety of fee...

It’s no secret that the war on landlords has escalated heavily since 2016 and as we find ourselves in a new...

Buy-to-let lender Landbay has announced a product refresh across a series of its products, including the addition of fees to 80%...

If the private rental sector and sharing economy is to continue to thrive, regular engagement with your tenants is required to...

The Residential Landlords Associations (RLA) is calling on the government to delay introducing new electrical safety rules to help ensure that...

Kensington Mortgages has cut rates across its buy-to-let range. Highlights include its 85% loan-to-value product, available on a two-year fix, which has...

Foundation Home Loans has made a series of rate reductions across a number of products in its core buy-to-let range. The rate...

Rents in prime London and its commuter belt are expected edge higher this year due to the widening supply-demand imbalance in...

Aldermore Bank has relaunched its buy-to-let proposition with a view to offering landlords greater choice, flexibility, new products, reduced rates, and...

The Mortgage Lender has amended its buy-to-let criteria by increasing its lending threshold from £2.5m to £5m, while also removing the...

Buy-to-let landlords currently looking to buy property are targeting Houses in Multiple Occupation (HMO) more than any other property type, according...

Shawbrook Banks has simplified its buy-to-let range down to just three products, a few months after streamlining its range from 10 to...

Landbay, the buy-to-let mortgage lender, has joined forces with The Financial Intermediary & Broker Association (FIBA) to provide landlords using certain...

LendInvest has made several changes to its buy-to-let product range in a bid to appeal to borrowers.  The lender has increased the...

The Property Investor & Homebuyer Show, the UK’s most comprehensive property exhibition, takes place at London ExCeL in April – 3 &...

The State Bank of India’s (SBI UK) buy-to-let product range is now available through Legal and General Mortgage Club. The company provides...

A quarter of private landlords plan to sell at least one property this year in the face of lower profits, according...

Paragon has reduced borrowing rates across its range of buy-to-let mortgage products, available at up to 80% loan-to-value. The deals, which are suitable...

An unscrupulous landlord has been fined £27,000 over an unlicensed HMO in Luton with multiple fire and safety breaches. ​ Luton Magistrates Court...

Property search data from Rightmove over the past 12 months has been analysed to reveal the most sought-after areas for a...

A rogue landlord in Doncaster has been given a banning order for two-and-a-half years after repeatedly putting tenants’ lives at risk...

A significant number of landlords plan to remortgage over the next year, fresh research by BDRC, on behalf of Precise Mortgages,...

Slough Borough Council has taken action against an unscrupulous landlord in Slough who to date has refused to pay a fine...

A buy-to-let landlord who was originally fined £31,499 by Coventry City Council for breaches of the Housing Act 2004 has had...

City of York Council has vowed to crack down on rogue landlords looking to exploit the housing market, as part of...

Fleet Mortgages has cut rates to two of its 80% loan-to-value (LTV) products in both its standard and HMO product ranges. The...

Brent Council in north London will be taking action against a buy-to-let landlord who is accused of “exploiting tenants” after  17...

With the festive season fast approaching, it is completely natural for everyone to start winding down a bit at this time...

Vida Homeloans has overhauled its buy-to-let product range by reducing rates and making criteria changes. The specialist mortgage lender has cut rates...

If you’re an existing landlord with bad credit issues looking to remortgage your buy to let property or perhaps buy a...

Habito has added portfolio landlord mortgages to its buy-to-let product range. Rates are available from 2.54% for individuals and 2.59% for those...

A buy-to-let landlord in Sutton has been fined £2,694 and ordered to pay £1,994 in costs and a victim surcharge of...

Paragon has launched a new range of buy-to-let purchase and remortgage products for portfolio and non-portfolio landlords, with rates discounted for...

Foundation Home Loans has unveiled a number of rate reductions across a range of buy-to-let products by up to 45 basis...

Marks Out Of Tenancy, a letting review website, has launched a digital service to help local authorities crackdown on unscrupulous landlords...

House sharing has becoming increasingly popular as more (and older) people opt to live with housemates over ownership or renting alone....

Shawbrook Bank has made changes to its buy-to-let product range and criteria across all loan-to-value (LTV) bandings.  The specialist lender has cut...

A buy-to-let landlord in Lincolnshire been ordered to pay just over £1,200 following a breach of HMO licensing rules.  Nicholas Moyses allowed...

Zephyr Homeloans has reduced rates across its range of five-year fixed-rate deals whilst cutting some product fees by up to 0.5%. The...

The UK Purpose-Built Student Accommodation Sector (PBSA) has grown by a record 5.3% in 2019 which equates to more than 34,000...

Just when we thought we might have finally made some credible progress on Brexit, it looks as though looming uncertainty will...

London Borough of Brent has approved the renewal and extension of borough-wide additional licensing for Houses in Multiple Occupation (HMO) for...

A buy-to-let landlord has been ordered to pay almost £6,000 after the council was unable to determine if his property in...

Assessing what constitutes fair wear and tear to a rental home is among the least understood areas of the lettings process,...

Fleet Mortgages has launched a new five-year HMO fixed rate deal that it hopes will prove popular with buy-to-let landlords.  The new...

There is a growing issue of tenants subletting their rental properties on websites like Airbnb, with some renters inappropriately using it...

Ilford-based Kingsman Property has gone out of business after being expelled from The Property Ombudsman (TPO) scheme owing a landlord almost...

A buy-to-let landlord in Worcester has been ordered to pay almost £3,000 for operating an unlicensed House of Multiple Occupation (HMO)...

Unscrupulous landlords in the London Borough of Hackney face more stringent regulation after Hackney Council agreed to new property licensing powers...

Foundation Home Loans has launched three new buy-to-let mortgage products.  The new deal includes a 75% loan-to-value (LTV) five-year fix at 3.39%,...

There are more than 130,000 unlicensed properties in London that should be licensed under either selective, additional or mandatory HMO licensing...

A buy-to-landlord in Worcester has been ordered to pay almost £3,000 for failing to install adequate safety measures.  Mohammed Rafiq, who was...

When it comes to buying, selling, letting or renting a property, you will likely be faced with words, phrases, acronyms and...

City of Lincoln Council has taken action against a House in Multiple Occupation (HMO) landlord in Lincoln for failing to comply...

The Property Investor & Homebuyer Show, one of the UK’s most comprehensive property exhibitions, takes place at London ExCeL today and...

There is an increasing trend for landlords choosing to grow their residential property portfolios by taking on HMOs (House of Multiple...

Gatehouse Bank has cut rates across its range of buy-to-let products by up to 0.46%. The shariah-compliant lender has announced that the...

A man deemed not to be a fit and proper person to hold a licence for a house in multiple occupation...

It’s that time of year again when pencil cases are fully stocked and the smell of dusty books opening fills the...

A buy-to-let landlord in Nottingham been fined £6,000 and instructed to pay  £1,583.18 costs, along with a £170 victim surcharge following...

Buy-to-let landlords are increasingly favouring Houses in Multiple Occupation (HMO) and more complex property types due to the often higher yields...

Private landlords in Enfield may soon have to obtain new licences after the local council launched a consultation aimed at gaining...

An HMO landlord’s attempt to rent out bedrooms smaller than the national minimum size has been thwarted after his legal case...

Following the introduction of new HMO licences in Hackney, east London, the local council has taken legal action against four landlords...

A private landlord in Evesham has been ordered to pay £14,500 after he was found to be illegally renting his property...

Landbay has announced a new partnership with the Next Intelligence mortgage club, Mortgage Intelligence, Mortgage Next and FYB Network brands that...

Birmingham  City Council has taken action against a House in Multiple Occupation (HMO) landlord in the Small Heath area in what...

A council used a plane with thermal imaging to catch unscrupulous landlords that allowed tenants to live in substandard conditions.  Several people...

A tenant posing as a landlord converted two bedrooms in a flat into four bedsits, putting residents at risk. The fake landlord...

Paragon has launched several new mortgage products for portfolio and non-portfolio landlords. Products include a 75% loan-to-value (LTV) two-year fix at 3.55%...

Coventry City Council has dismissed claims that its landlord licensing and accreditation scheme is potentially unlawful. The Residential Landlords Association (RLA) wrote...

A buy-to-let landlord in South Ockendon has been ordered to pay more than £7,000 after failing to provide acceptable living conditions...

A landlord has been penalised for operating an unlicensed house in multiple occupancy  (HMO) in south London. Fouad Ahmad, from Streatham, pleaded...

An unscrupulous landlord has been ordered to pay £47,500 after council officers found 11 people living in a small flat in...

Buy-to-let landlords who own property in Coventry should be wary of Coventry Council’s landlord licensing and accreditation scheme as it is...

An unscrupulous landlord who housed at least 25 tenants in a rundown property in north-west London has been ordered to pay...

A buy-to-let landlord has been ordered to pay £14,500 for illegally renting out an overcrowded House in Multiple Occupation (HMO) without...

Paragon has refreshed its buy-to-let mortgage range, offering lower interest rates, no up-front fees and £350 cashback on selected products. The new...

LendInvest has increased its maximum loan size to £750,000 on its five-year fixed rate buy-to-let mortgage products and will now contribute...

The Mortgage Works (TMW) has cut selected two and five-year rates by up to 0.6% and introduced a range of 50%...

Vida Homeloans has announced the release of a series of new specialist mortgage products, including buy-to-let deals. The products include a 75%...

A private landlord who put the lives of his tenants at risk has been ordered to pay a £20,000 fine and...

The National Landlords Association (NLA) is calling on local authorities to take much firmer action against rogue letting agents that tarnish...

Landbay has revamped its range of buy-to-let mortgage products for professional landlords and reduced rates in a bid to win more...

A two-speed market has emerged in the buy-to-let sector as most smaller landlords have stopped adding to their portfolios, while their...

A high number of landlords are struggling to keep up with new policy reforms, new research suggests. Market Financial Solutions has surveyed...

A rogue landlord has been fined £55,000 and ordered to pay court costs of £2,989.67 as well as a victim surcharge...

Earlier this month the Tenant Fee Ban was introduced, after much fanfare from the Government. However, it is not the only...

Brent Council in north London discovered three tenants living inside a shed in the garden of a three-bedroom semi-detached house in...

A private landlord in Doncaster has been found guilty of pushing a council officer down stairs during an inspection of his...

A buy-to-let landlord in north London has been ordered to pay more than £13,000 after breaching fire safety regulations and failing...

Members of the general public are being offered the opportunity to have their say on Brent’s landlord licensing scheme. Brent Council wants...

The Mortgage Works (TMW) has cut limited company and HMO buy-to-let mortgage rates. TMW is offering a two-year fixed limited company mortgage...

There has been a significant increase in both portfolio landlord and limited company buy-to-let business over the past 12 months, according...

West One Loans has launched a new range of first charge buy-to-let mortgage products, including both standard and specialist deals. The new...

Saffron Building Society has launched a new range of Houses in Multiple Occupation (HMO) mortgage products to the market.  The four new...

Plans to introduce a new licensing scheme for privately rented homes in Barking and Dagenham has been approved by the government. Under...

Buy-to-let landlords are being driven out of the private rented sector and will soon start looking for more profitable alternative investments. That...

Six months on from the introduction of licencing that regulates Homes for Multiple Occupation (HMOs), and awareness of the new laws...

Masthaven has announced changes to its buy-to-let mortgage range, including flexible criteria, rates for non-traditional tenants and landlords, as well as...

A buy-to-let landlord has been ordered to pay more than £6,000 in relation to 12 charges under the Housing Act after...

Manchester City Council will hold a couple of HMO drop-in events over the next few days for private landlords and letting...

Paragon has expanded its product range with the introduction of short-term finance for landlords to fund property refurbishment. The short-term finance products...

An unscrupulous landlord has been told to pay close to £25,000 after being prosecuted for renting out rooms in an unlicensed...

A new landlord accreditation scheme in Oxford has been deemed both discriminatory and unlawful by the Residential Landlords Association (RLA). The association...

In an attempt to help crackdown on poor quality housing, BBC News is exploring the challenges and the opportunities for communities...

Precise Mortgages has made its top slicing feature available across its entire buy-to-let range. The lender now accepts top slicing on all...

Lettings of London Ltd has been ordered to pay more than £50,000 after pleading guilty to 18 offences largely relating to...

The Mortgage Lender has launched a range of buy-to-let mortgage products available at up to 80% loan-to-value (LTV). The new deals, some...

Paragon has refreshed its buy-to-let mortgage range for portfolio and non-portfolio landlords, with products including mortgages with no product fee, no...

We all know that ensuring your property is of a high standard can yield better returns and more loyal tenants, but...

Who are you? Sunil Sharma, Director at Regal Estates. Who are Regal Estates? We are an established independent lettings and management company based in...

The Property Investor & Homebuyer Show, the UK’s most comprehensive property exhibition, takes place at London ExCeL tomorrow and Saturday and...

A private landlord has been ordered to pay £800 in fines and costs after investigators discovered several deficiencies in a property...

Two landlords who let substandard properties in Lancing and Southwick have had their appeals against Civil Penalty Notices (CPNs) rejected. Adur District...

A buy-to-let landlord in London has been ordered to pay more than £9,000 for failing to license a HMO. Across Tower Hamlets,...

Property expert and entrepreneur Gill Fielding has been investing in property for several decades; long before the term ‘property investor’ was...

Landlord licensing schemes are being introduced across England, while they are mandatory in Scotland and Wales, as local authorities attempt to...

A buy-to-let landlord has been ordered to pay a fine of £2,646, costs of £2,000 and a victim surcharge of £170...

Haringey Borough Council has given the go-ahead for borough-wide additional licensing to be introduced from 27 May 2019 for Houses in...

Two landlords have been ordered to pay more than £30,000 for breaching fire safety and over-occupancy licence conditions at their House...

Keystone Property Finance has introduced a series of new purchase-only buy-to-let products. The new deals are available at 65% or 75% loan-to-value...

An unscrupulous landlord who converted three family homes into houses in multiple occupation (HMO) without planning consent has been jailed for...

Who are you?  Paul Shamplina What does it say on your business card? Founder and Director of Landlord Action and Brand Ambassador of...

A buy-to-let landlord in Doncaster has been ordered to pay more than £5,000 in fines and costs following a successful prosecution...

With several licensing consultations currently being run by local authorities across the country, the Residential Landlords Association (RLA) is encouraging buy-to-let...

Toilet flushing discharged into the rear yard of a property, broken fire alarms and faulty electrics were among the defects found...

Luton Council has successfully prosecuted an unscrupulous landlord for letting three unlicensed houses in which several people lived in squalor. Zenith Accommodation...