Archive

If you’re moving home and have either plenty of equity or savings you can use for a deposit, plus a decent...

Nick Woodward, director of lettings at Essential Living, gives insights into why renting may be the best option for many. 1. Responsibility...

A comprehensive new survey gives the lowdown on buy to let in the UK. The study, by Uswitch, is lengthy and covers...

A leading business analyst is firmly blaming interest rates for the see-saw in house prices seen in recent indices. The latest, from...

There’s been a huge rise in the number of buy to let property repossessions in the first quarter of 2024 compared...

A mortgage firm that works with landlords claims an increasing number of them prioritise energy efficiency when assessing properties to buy.  Some...

New research from specialist lender Aldermore shows that 69% of private tenants feel they have a ‘good landlord’.  This bucks the traditional...

Co-living developments are a type of purpose-built rental housing, under the same principle as Build To Rent (BTR) but offering smaller size...

There have been more changes to buy to let mortgage ranges from lenders. Coming into effect today, The Mortgage Works will be...

Slowing inflation may - just may - lead the way for reduced interest rates. The headline inflation rate is now just 3.4%,...

Latest inflation figures are announced on Wednesday and the Bank of England makes its next base rate decision on Thursday. The Office...

Nearly a third of landlords predict that the retail sector will see the highest level of negative growth over the next...

The letting agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...

Rightmove is calling on Chancellor Jeremy Hunt to use next week’s Budget as an opportunity to incentivise landlords to make properties...

The buy to let mortgage sector has seen fixed rates fall to their lowest point since September 2022, according to analysis...

Rental sector and property industry views are split over the controversial idea of allowing first time buyers to put down a...

The Generation Rent group has thrown its weight behind a ban on mortgages for holiday homes buyers - and its chief...

Knight Frank says that the Bank of England base rate is likely to stay unchanged at 5.25 per cent for at...

The government’s proposal to introduce a new one per cent deposit mortgage scheme to help young people onto the property ladder...

A property finance consultancy claims that unmortgageable properties can be snapped up with a discount of 27 per cent. Apex Bridging says...

New figures from lenders trade body UK Finance show a massive fall in buy to let loans for those aged 55...

A bid to make three Northumberland holiday cottages available as permanent private residences has been rejected by planners. At a time when...

Over a third of landlords will push back energy efficiency measures due to government flip-flopping on the issue.  Research commissioned by tax...

Data from lenders trade body UK Finance show an 18 per cent leap in buy to let arrears in the past...

Confidence has returned to the mortgage market, with sentiment improving steadily month by month in the last quarter of 2023, according...

One of the MPs behind the disastrous mini-Budget - which directly led to soaring interest rates - is to stand down...

There’s a warning today that the Bank of England’s decision to freeze base rate at the high level of 5.25 per...

The average price of a home in Wales fell to £234,086 at the end 2023 following continued economic and financial pressures,...

A prominent analyst says the threat of rising inflation caused by the Red Sea shipping attacks - on top of this...

An insurance firm claims landlords shopping for a new mortgage deal may be expected by lenders to prepare personal guarantees. Purbeck claims...

Despite inflationary and mortgage volatility over the last 12 months, a mortgage lender claims over a third of commercial landlords are...

Another house price index has indicated a gentle rise in capital appreciation coming through at the end of 2023. Richard Sexton, director...

The Penrith Building Society has scrapped mortgage application fees for all buy to let and residential  products, including further advances, until...

Analysts have warned landlords and others interested in the housing market from celebrating too much following the latest Halifax index figures. The...

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 -...

Many landlords say they’re set to expand investments in 2024 despite facing up to 80 per cent higher costs in the...

Consumer Price Inflation in November was 3.9 per cent - significantly lower than the 4.4 per cent expected by many analysts. It’s...

A respected financial body is warning that landlords face rising costs of up to 80 per cent in the next two...

Property investment is a dynamic and diverse field, offering numerous opportunities for investors to grow their wealth. At Mortgage Scout, we...

The Office for Budget Responsibility - a Treasury department operating independently from the government - released its central forecast for the...

It’s not just the weather that’s wet and dreary – the outlook looks bleak for landlords too as we head towards...

Lenders’ trade body UK Finance says there were 11,540 buy to let mortgages in arrears of 2.5 per cent or more of...

The best way to judge the UK housing market is to check on what’s happening in Parliament, not the price indices...

Average house prices are now falling 2.9 per cent annually in England and Wales according to the monthly e.surv index. Yorkshire and...

It’s the number of homes changing hands rather than their price that’s bearing the brunt of the slowdown say research chiefs...

The rise of ‘Generation Rent’ is well documented, along with the spiralling rent payments they are facing during a tightening cost...

To help or not to help: that is the question the government is facing with regard to under-pressure private rented sector...

As the ‘big buy-to-let’ sell off gathers momentum, we take a look ways you can guestimate the value of your rental...

Three-quarters of landlords who intend to purchase a new property in the next year will use a Limited Company structure, it’s...

It’s hardly surprising that the property auction market has seen an increase in activity in recent years, with buyers looking to...

Santander has been sharply criticised for increasing its Interest Coverage Ratio just as other lenders have been making it easier to...

The Generation Rent group of activists has written an open letter to mortgage firm chief executives asking for special dispensation for...

By Richard O’Neill, managing director, lettings at Romans Estate Agents As a landlord, your property’s yield is an important figure. It indicates...

The National Residential Landlords Association is meeting with the Department of Education to consider how, if at all, private landlords can...

Landlords about to remortgage are being urged to secure a new rate as early as possible - even six months in...

In the ever-evolving landscape of rental property management, UK landlords are facing significant changes. Most recently these changes include new energy...

Landlords and brokers are up in arms about alleged profiteering by buy to let mortgage lenders’ arrangement fees. These jumped last autumn...

A charity has acknowledged that landlords need help to keep their homes, and in turn continue to provide much-needed homes in...

Data from mortgage lenders’ trade body UK Finance will make grim reading for anyone interested in the well-being of the housing...

A growing number of landlords are incorporating in order to salvage profits from the difficult buy to let sector, a bank...

The Bank of England’s monetary policy committee meets again today with strong expectations that they will agree their 14th successive base...

Mortgage lenders have launched a £5m media campaign to publicise the support available to owner occupier mortgage holders if they face...

1. Extra mortgage costs While anyone who owns a property runs the risk of not being able to pay their mortgage, the...

Over the past year, we have witnessed an increase in the proportion of landlords opting to acquire properties through limited companies.  This...

Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...

Across the country landlords and renters are struggling as mortgage costs soar, tax hikes bite and uncertainty remains about the impact...

Britain has suffered the worst house price fall out of any major European economy according to a report from property consultancy Knight...

Research from the Home Builders Federation claims owners of new homes will save an average £135 a month on running costs...

The government has taken limited action over the soaring cost of mortgages - but there’s no direct help for landlords and...

There is currently a lot of discussion about the mortgage crisis, its impact on borrowers and landlords – and calls for...

The Bank of England has announced its latest change in base rate, which is used by most lenders to determine interest...

New data from UK Finance, the mortgage lenders’ trade body, throws light on how the mortgage and interest rate crisis may...

A typical two-year fixed mortgage deal now has an interest rate of more than 6.0 per cent for the first time...

There’s a new warning this morning that rents are set to soar as landlords struggle with much higher interest rate payments...

House prices are set to fall much further, a leading property expert has predicted.  Last week credit ratings agency Moody's warned of...

There’s been widespread anger from the mortgage broker community in response to NatWest’s decision to make buy to let stress tests...

The Halifax says house prices were flat in May, but fell 1.0 per cent in a year - the first annual...

The latest lettings and sales market snapshot from the Royal Institution of Chartered Surveyors has prompted a warning from a leading...

One in five first-time buyers taking out mortgages lasting over 35 years A record 19 per cent of first-time buyers took out...

A leading analyst says the most recent house price index - released just before the weekend - is a sign that...

Moneyfacts, the respected independent mortgage market monitor, is warning that lenders have been withdrawing buy to let fixed deals. Within the buy...

A recent study by nationwide conveyancers Muve, using official data from the Office for National Statistics, has revealed the most and...

The Bank of England has announced its latest decision on base rate. This has been increased by 0.25 per cent to 4.5...

The rental market is likely to see continuing high demand as first time buyers battle increased house prices and higher mortgage...

HMRC says UK residential transactions in March totalled 89,560 - that’s a chunky 19 per cent lower than the same month a...

The number of borrowers taking out mortgages lasting 35 years or longer has rocketed in the past 12 months, with uptake...

The Mortgage Works, the specialist buy to let mortgage wing of the Nationwide Building Society, has revised its product range for...

There’s a 50:50 chance of yet another Bank of England base rate rise this week according to a leading business analyst. Susannah...

New buy to let purchases are increasingly being funded by cash rather than a mortgage, says Hamptons lettings agency.   So far this...

A survey of landlords suggests that LED lighting is the most popular and effective way they choose to improve a property’s...

The Financial Conduct Authority has set out ways in which mortgage lenders can help customers struggling with payments - but landlords...

It looks like the buy to let mortgage market has bounced back after the disastrous mini-Budget. Moneyfacts, an independent mortgage monitor, says...

A buy to let mortgage broker is warning landlords that as many as one in three investors fail their lender's affordability...

It has been widely reported that lenders are expecting a rise in the number of homeowners handing back their keys as...

House prices fell by an average 1.1 per cent over the past year - the first annual decline since June 2020,...

An influential housing market analyst says it now looks like house prices will stay flat in 2023, rather than fall. Nicholas Mendes,...

A high profile mortgage lender operating in the buy to let sector has launched a series of products aimed at investors...

I am, by my own admission, ever the optimist, but with a barrage of enquiries from concerned landlords facing very real...

Landlords are being offered fresh advice if they have been hit with higher interest payments following the base rate rise to...

Suffolk Building Society has announced the launch of a new five-year fixed expat buy to let product for properties with an...