Archive

The percentage of tenants borrowing money to fund their cash deposits on their next property has risen over the last 12...

Jonathan Rolande is a property industry and housing market commentator, and is founder of the National Association of Property Buyers.  It’s almost...

Around half of first-time buyers say their prospects of owning a home are further away than ever due to the ongoing...

The popular narrative may have been that first time buyers have been priced out of the market, partly by landlords: but...

The government’s proposal to introduce a new one per cent deposit mortgage scheme to help young people onto the property ladder...

One of the biggest parts of buying a holiday home is securing a holiday let mortgage which can differ substantially to...

New figures from lenders trade body UK Finance show a massive fall in buy to let loans for those aged 55...

A newly-nominated candidate in this spring’s London Mayoral election has vowed to lower private rents if he wins. Serge Crowbolder, currently a...

The Suffolk Building Society has launched new mortgage products aimed at private landlords who are planning refurbishments, such as a new...

A building society says it is considering ending its policy of lending to buyers of holiday lets. Martese Carton, the director of...

The chief executive of Generation Rent has slammed the chair of the NatWest Bank for comments over first time buyers. At the...

Almost two thirds of private landlords expect to see their mortgage payments increase over the next 12 months with warnings that...

Consumer Price Inflation in November was 3.9 per cent - significantly lower than the 4.4 per cent expected by many analysts. It’s...

Almost one in five UK adults has missed a payment in the past 12 months - and for seven per cent...

A new personal guarantee insurance protection service has been launched for professional landlords - triggered by a surge  in incorporation. Purbeck Personal...

Thousands of landlords are planning to sell properties. A Simply Business survey of 1,455 UK landlords reveals that a quarter of landlords...

The Green Party wants private tenants to be able to force landlords to improve the energy efficiency of homes. The scheme -...

The rise of ‘Generation Rent’ is well documented, along with the spiralling rent payments they are facing during a tightening cost...

Zoopla has given its latest market update on the private rental sector, with the headline rent rise now being 10.5 per...

To help or not to help: that is the question the government is facing with regard to under-pressure private rented sector...

Santander has been sharply criticised for increasing its Interest Coverage Ratio just as other lenders have been making it easier to...

Making an investment in a country with a different currency introduces exchange rate risk. Ideally, a UK investor would buy the...

Landlords about to remortgage are being urged to secure a new rate as early as possible - even six months in...

Mortgage lenders have launched a £5m media campaign to publicise the support available to owner occupier mortgage holders if they face...

After a decade of steady growth, the number of older renters is poised to increase rapidly over the next 10 years...

Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...

If you are a landlord looking for the silver lining in a dark cloud, June’s interest rate decision will have certainly...

A new Bank of England forecast predicts that average monthly payments on buy to let mortgages will increase by around £275...

The government has taken limited action over the soaring cost of mortgages - but there’s no direct help for landlords and...

There is currently a lot of discussion about the mortgage crisis, its impact on borrowers and landlords – and calls for...

One in five first-time buyers taking out mortgages lasting over 35 years A record 19 per cent of first-time buyers took out...

One of Scotland’s largest lettings agencies is voicing concern over what it calls “the lack of balance” in the Scottish government’s...

Typical monthly interest payments on buy to let mortgages have soared by an average 75.7 per cent in the past year.  Landlords...

The Bank of England has raised base rate by 0.25 per cent to 4.25 per cent - the highest level since...

  Second home market growth and falling house prices could be a combination for success. There’s been a clear positive correlation between profit...

Almost a third of private landlords with a buy to let mortgage face the prospect of significantly higher costs this year...

Although the property and mortgage markets have been in a state of flux for the past few months, with rising interest...

To put it mildly, landlords are very rarely subject to an outpouring of sympathy from the general public. When the economy...

Landlords are being advised to check when their current mortgage fixed terms are expiring or see whether they wish to have...

As I write this, the Chancellor of the Exchequer has gone back on his mini budget plan to abolish the 45p...

A new survey suggests large numbers of tenants are worried about the risk of falling behind with the rent or even...

In the drive for the UK to be net zero by 2050, residential landlords are facing costly green refurbishments.   Already, landlords...

The most recent interest rate rise has swung the balance making it cheaper to rent than to buy, according to lettings...

A business analyst has given an interesting interpretation of the soaring rental market - and says it keeps the wider sales...

Landlords have been hit with steep rises in the cost of buy to let fixed rate mortgages even before the Bank...

Are you a landlord with an EPC rating of D or below? Newable Finance has launched EPC Finance – a range of...

An online specialist mortgage broker claims that lenders are getting quicker at passing in interest rate rises to landlords. Property Master says...

A non-profit organisation called Justice For Tenants has spearheaded a campaign which has ultimately led to a Rent Repayment Order being...

The Bank of England may have voted to keep its base rate at a historic low of 0.1 per cent yesterday,...

An agency and law firm, Coulters, has produced a league table of where landlords are most likely to make a loss...

For the first time in seven years it’s now cheaper to rent a home than buy one. So says the Hamptons lettings...

From April, almost two-thirds (67%) of England’s councils are set to increase their council tax by 4.90 – 5.0%. However, the pandemic has...

The leader of the Generation Rent campaign group has joined forces with tenant activists to demand the Chancellor gives financial support...

It’s feared that the government’s latest funding to solve the cladding crisis will leave thousands of landlords with loans and unsellable...

The changes to Mortgage Interest Tax Relief and impact on your wallet Before April 2017 landlords with a mortgage on their buy-to-let...

A tenant hardship loan fund is to open next week in Scotland - and many rental bodies in England and Wales...

If you are dreaming of buying a property in Spain, there is so much to think about and many things to...

A prominent rental industry figure has backed Shelter’s sweeping condemnation of the lettings sector - but insists landlords are not to...

Many buy-to-let landlords are heavily exposed to young renters most at risk of losing their job, according to new research from...

Buy-to-let landlords are being warned not to use mortgage payment holidays unless absolutely necessary.  Chestertons, based in London, says that landlords should...

One in nine mortgage holders in the UK has taken a so-called ‘payment holiday’ as their finances have been adversely affected...

MoneySuperMarket has joined forces with its joint venture partner Podium to launch a mortgage payment holiday calculator to help people, including...

The new tax year got underway earlier this week, bringing with it a new set of rules. Since April 2017, the amount...

COVID-19 has presented a hugely challenging and uncertain time for everyone, with many landlords and tenants in desperate need of fresh...

Some 13% of people use their overdraft to cover the cost of their rental or mortgage payments - the equivalent of...

Increasingly property investors are turning to short-term finance to bridge a gap. Findings from the most recent ‘Bridging Trends’ report show...

Metro Bank has cut rates by up to 0.2% across its buy-to-let fixed rate mortgage range for borrowers up to 70%...

When it comes to buying, selling, letting or renting a property, you will likely be faced with words, phrases, acronyms and...

Every year is the same. Come tax season, landlords all over the UK find themselves confused when filing a self assessment...

With the slump in house price growth in London slowing, a growing number of property investors believe that now is a...

The number of people remortgaging on to five-year fixes remains high ahead of a potential increase in interest rates. Almost half -...

In the context of mortgage applications, the term expat mortgages applies to anyone who lives outside the UK but wishes to...

Leeds Building Society has cut rates across its buy-to-let range to help landlords already facing a tax and mortgage squeeze to...

Skipton International has extended its UK buy-to-let mortgages to foreign nationals based abroad. Skipton previously only offered its UK buy-to-let mortgages to...

Accord Buy to Let has launched a five-year fixed rate deal at 2.22% up to 60% loan-to-value (LTV), as part of...

Assertions made by UK Finance that the leasehold system is not in need of major reform have been rejected by Leasehold...

With 2019 fast approaching, mortgage borrowers are being encouraged to take a few simple steps to ensure they are in the...

Leeds Building Society has launched what it claims are two ‘market-leading’ discounted buy-to-let variable mortgages that it hopes will attract existing...

Renting a property is now more expensive than buying in nine out of ten of the largest British cities, fresh data...

Leeds Building Society has launched a new range of buy-to-let mortgages with an interest rate of 0% for the first three months. The...

On 29 March 2019, the UK is scheduled to leave the European Union (EU). Despite the profound significance of this event,...

The Bank of England’s decision to raise the interest rate yesterday, from 0.5% to 0.75%, will increase the interest costs of...

Many buy-to-let landlords have so far refrained from passing on extra costs to tenants despite feeling the squeeze from a stamp duty...

Paradigm Mortgage Services has secured access to a semi-exclusive buy-to-let product from specialist lender Precise Mortgages. Paradigm members are now able to...

A growing number of buy-to-let are struggling to obtain mortgages following the introduction of tougher lending conditions, including more rigid underwriting...

Together has reduced a number of buy-to-let rates as they continue to compete to win more business amid a housing market...

Tougher buy-to-let lending criteria, introduced in September last year by the Bank of England’s Prudential Regulatory Authority (PRA), is making it...

In the past couple of years there has been an increase in the number of private landlords running their letting business...

Remortgaging activity has increased significantly in recent months, helped in no small part by record low mortgage rates and continued house...

The forthcoming Autumn Budget is set to unveil the government’s plans to encourage landlords to offer longer tenancies of at least...

Redwood Bank, a new business lender, is officially up and running after completing its mobilisation phase yesterday, having already secured its...

A new range of equity release products for owners of buy-to-let properties has today been launched by Retirement Advantage. The new products...

Coventry Intermediaries has announced that it is setting out additional lending criteria for portfolio landlords with four or more properties, to...

Leeds Building Society has added to its buy-to-let range by launching a new buy-to-let five-year tracker with no early redemption charges. The...

Leeds Building Society has launched a five-year fixed rate buy-to-let mortgage at a market-leading rate of 3.1%, subject to a £199...

Santander continues to face the wrath of private tenants after it emerged last month that there is a clause in its...

Coventry for intermediaries has reduced rates on selected buy-to-let products along with a new offset mortgage. New deals include a 1.59% Flexx...

A man has been sentenced to almost three-and-a-half-years in jail after being found guilty of remortgaging his elderly parents’ £1.5m house...

Remortgaging activity hit a seven-year high in August, fuelled by record low bowing rates and rising house prices, according to new...

Aldermore has launched a new ‘limited edition’ buy-to-let mortgage product aimed at buy-to-let landlords looking to borrow up to £1m. The lender’s...